CN101145263B - Financial POS supervisor and its management method - Google Patents

Financial POS supervisor and its management method Download PDF

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Publication number
CN101145263B
CN101145263B CN2007101340496A CN200710134049A CN101145263B CN 101145263 B CN101145263 B CN 101145263B CN 2007101340496 A CN2007101340496 A CN 2007101340496A CN 200710134049 A CN200710134049 A CN 200710134049A CN 101145263 B CN101145263 B CN 101145263B
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financial pos
parameter
pos terminal
program
financial
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CN101145263A (en
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许韩江
潘泽民
何志翔
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Nanjing Yinluo Software Coltd
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Nanjing Yinluo Software Coltd
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Abstract

The present invention discloses a financial POS manager and the management method thereof. The present invention has the technical proposal that the financial POS manager includes a communication interface circuit, a microcontroller circuit, a data memory circuit, a display circuit, and a keyboard circuit, wherein, the communication interface circuit accomplishes the communication between a microcontroller and a financial POS terminal or a PC; the microcontroller circuit memorizes and runs a control software to achieve the function of the present invention; the data memory circuit memorizes the data of the financial POS terminal, such as program, parameter, etc; and the display circuit and the keyboard circuit form a man-machine interface to be operated by men. The present invention also discloses the management method of the financial POS manager, and the management method consists of a receiving method of the financial POS program and the parameter, a sending method of the financial POS program and the parameter and a controlling method of an operation authority.

Description

Financial POS supervisor and management method thereof
Technical field
What the present invention relates to is a kind of manager, more particularly, the present invention relates to a kind of financial POS supervisor and management method thereof.
Background technology
After first bank card of Bank of China's distribution in 1985, banks of China card industry has been passed by a days surplus in the of 20.In the period of these are surplus short 20, banks of China card industry is grown out of nothing, from small to large, hair fastener quantity near 1,200,000,000, accept that 520,000 families of trade company, year dealing money surpass 60,000,000,000,000 Renminbi, online general use is realized in more than 300 city, becoming the whole world has the emerging market of development potentiality most, domestic bank also generally is considered as bank card business the comprehensive platform of retail banking, pays close attention.
According to the statistics of China Unionpay, by to the year ends 2006,11.75 hundred million of banks of China card total amounts increase by 23% on a year-on-year basis, and wherein debit card is 11.19 hundred million, increase by 22%, and 5,600 ten thousand of credits card increase by 38.9%.Annual bank card business dealing volume in 2006 is estimated to surpass 60,000,000,000,000, and wherein the consumer sale amount of money surpasses 1.6 trillion, increases by on a year-on-year basis more than 70%.With several years ago compare, issued volume amplification slows down to some extent, but trading volume still is rapid growth situation.By the end of the year 2006, domestic receiving bank card vendor family has 520,000 families, and 810,000 at POS terminal increase by 34% on a year-on-year basis, and the same period, POS inter-bank trading volume increased by 57.3% on a year-on-year basis, and turnover increases by 81.3% on a year-on-year basis, apparently higher than the rate of growth of the POS facility same period.Equally, 2006, domestic ATM terminal increased by 1.4 ten thousand, and in the end of the year, national ATM total number of terminals reaches 9.8 ten thousand, increase by 19% on a year-on-year basis, and the same period, ATM dealing money rate of growth is 67%, was higher than the amplification of facility quantity far away.Remaining interchanger in 2006 abroad accepted 1 year that network is expanded rapidly.Annual newly-increased interchanger is accepted 2.52 ten thousand families of trade company, ten thousand of ATM3.51 overseas.By the end of the year, the trade company overseas that accepts interchanger reaches 5.5 ten thousand families, the POS terminal is above 80,000, the ATM sum of accepting interchanger overseas reaches 23.57 ten thousand, the countries and regions of accepting interchanger overseas reach 24, interchanger off-shore transaction stroke count and dealing money continue to be the blowout shape and increase, and 25,500,000,000 yuan of annual total transaction amounts increase by 99%.
But the starting of banks of China card industry is late, the basis is thin, compares with the America and Europe and still has big gap, does not take the thinking of development of great-leap-forward, just is difficult to form as early as possible the competitiveness of national brand bank card industry.In the various restraining factors of banks of China card industry development, the disposal environment construction is a key problem, must solve by emphasis.2005 on May 9,, nine departments such as People's Bank of China, State Development and Reform Commission, the Ministry of Finance, Department of Commerce, the Ministry of Public Security, the Ministry of Information Industry, State Administration of Taxation, the Banking Supervision Commission and exchange office unite open issue the " about promoting some suggestions of bank card industry development ", " will improve environment for card use, promote the core work of bank card popularization and application as current bank card industry development " wherein clearly proposed.
Financial POS (EFT-POS:Electronics Funds Transfer at Point Of Sale, be the EFT (Electronic Funds Transfer) point of sales terminal), be mounted in the commercial network, be a kind of special bank electronic equipment of services such as the bank card holder provides mandate, consumes, transfers accounts, clearing.The financial POS terminal links to each other by the computing machine of communication line with issuing bank or liquidation center, can differentiate authenticity, legitimacy, the validity of bank card automatically, and the function that can realize safely and reliably automatically authorizing and transfer accounts automatically etc., be realize purchase and consumption not in cash, bank note is converted to an important component part of electron stream.The appearance of financial POS and widespread use for the bank card holder has built a safe and efficient environment for card use, are indicating the transition of cash society to cashless society.
The financial POS terminal is received single main facility as credit card, play an important role to improving environment for card use, each commercial bank and China Unionpay accelerate to lay the paces of financial POS terminal on the one hand, seize credit card and receive single market, it is predicted, to 2008, the demand in China's finance POS market will reach 200 to 3,000,000.On the other hand, strengthening the maintenance management work of existing financial POS terminal, ensure availability and security that facility have been installed, also is the focus of each commercial bank and China Unionpay/proficient service company.
The maintenance management work of financial POS terminal mainly contains the following aspects:
1. the financial POS terminal program is downloaded
The financial POS terminal is a complicated embedded system, the system that has early stage 8,16 bit CPUs to make up, the system that also has 32 up-to-date bit CPUs to make up, comprise various input-output device, as keyboard, magnetic stripe card reader, IC-card reader, LCD display, printer, modulator-demodular unit, ethernet communication port, or the like.This needs the software systems of a complexity to support, the simplest financial POS terminal comprises the application program (AP) of a replaceable/upgrading, and complicated financial POS terminal comprises operating system (OS), application manager (AM) and a plurality of application program (AP).The renewal of all can upgrading of a few part softwares of in the financial POS terminal this adapts to needs of different applications so that bring in constant renewal in function, and this program that is called the financial POS terminal is downloaded (Download).
The program of financial POS terminal is downloaded the three kinds of modes that mainly contain: the one, and local the download, the tool software that is provided by manufacturer by operation on PC is transferred to lane terminal with program, PC is connected with communication cable with the financial POS terminal, general COM PORT COM, USB port or the ethernet port etc. of using, this mode is reliable, speed is very fast, be the main mode that the financial POS terminal program is downloaded, but need PC closely to be connected with terminal.The 2nd, remote download, the financial POS terminal is connected to the program downloading system of far-end by modes such as telephone line, GPRS/CDMA wireless network, WAN, receive application program, this mode speed of download is slow, complicated operation, success ratio are low, background management system has high input, and generally seldom adopts.The 3rd, terminal is to passing, two station terminals that are about to same model are used and are coupled together to passing cable, and application program and data former state in the station terminal wherein are transferred in another station terminal, also claim clone's transmission sometimes, this mode transmission speed is also very fast, but can only the former state transmission.
2. financial POS terminal parameter management
The financial POS terminal program is wanted can true(-)running, also needs to dispose some necessary parameter, as name of firm, trade company's numbering, terminal number, operator number, trading privilege etc.If it is configuration error gently then causes this terminal can't finish bank card business dealing, heavy then can cause serious problems such as the errors of account.
The parameter configuration of financial POS terminal mainly contains three kinds of modes: one is to use the tool software on the PC to dispose, on PC, install and terminal program corresponding parameter management software, after setting parameter, (COM, USB etc.) are transferred to parameter in the terminal by communication cable, can import easily on PC and revise various Chinese and English parameters, speed of download is also very fast.The 2nd, directly on terminal, dispose, the application program in the financial POS terminal contains the function of revising parameter, use for the installation and maintenance personnel, but because the keyboard of terminal is less, it is not too convenient that parameter is revised in input, especially Chinese parameter.The third is the remote parameter configuration, is connected to background host computer by the financial POS terminal by communication line, downloads relevant parameters from main frame automatically, this mode manual intervention is few, but speed is slower, and especially key parameter such as terminal number will be guaranteed correctly, otherwise will download wrong parameter.
3. financial POS terminal key management
What the financial POS terminal was mainly handled is the bank card consumption transaction, relates to holder (consumer), trade company, the three parts's of bank fund security, must ensure various data acquisitions and transmission safety in the bank card business dealing process.At present, generally adopt the symmetric cryptography system that critical data is carried out encryption and decryption in the financial POS transaction system, as DES, Tripe DES etc.The safety of key is most important in the symmetric cryptography system, adopted 2 to 3 grades of key management systems to guarantee the safety of key in the financial POS transaction system, terminal is kept at key in the code keypad (PINPad), code keypad is followed a series of Safety Design standard, guarantee the key delivery in being stored in to be come out at no time, key can only be used to encrypt holder's personal identification number (PIN) and transaction data, simultaneously, under attack at code keypad, as when being opened shell, can immediately critical datas such as key be destroyed.
The financial POS terminal key management method of safety is the place in safety, financial POS administrative authority as bank, use special-purpose PC or special-purpose financial POS terminal that code keypad is downloaded key by the special messenger, these code keypads are installed in the trade company use again.The key that another kind of mode is to use PC will be stored in through encryption on the medium such as floppy disk downloads in the code keypad by communication cable, like this can be with notebook computer to trade company's execute-in-place, more convenient, but security is lower, can cause very big risk as the floppy disk or the USB flash disk loss of storage key.Also use and a kind ofly promptly on financial POS terminal or code keypad, import key by hand by the maintainer in widely used mode of the financial POS early stage of development, very dangerous, only in the only a few system, use at present.
4. the replacing of financial POS terminal and accessory thereof
By the on-the-spot out of order equipment (complete machine or part accessory) of changing of maintainer, make it recover normal and use.At present, the problem that exists in the maintenance management work of financial POS terminal mainly contain following some:
1. operation easier is big, and the staff training time is long
The program downloaded software of each model financial POS terminal is provided by the exploitation of terminal manufacturer, and parameter downloads software is provided by application software developer's exploitation.Though these softwares are all based on Microsoft Windows or dos operating system, can be installed on same the PC, but the operation interface of each downloaded software and method of operating all have than big difference, pattern manipulation interface is arranged, need to use every menu operation, the order line operation interface is also arranged, need to specify every command line parameter to realize function.
The financial POS terminal that install various places at least three, four kind, eight kind at most seven,, the maintainer need grasp the installation and the method for operating of these model terminal downloads softwares, there is big difficulty, especially at present the financial POS terminal of installing is produced by foreign vendor mostly, its downloaded software also is English operation interface, has more increased difficulty.Each maintenance department of bank and specialized service companies all will take much time and manpower and materials are come staffs training, make it grasp operative skill as early as possible.
2. field maintemance inconvenience, equipment has high input
The financial POS terminal is installed in each franchised business, and the probability of field maintemance is very big.The maintainer need carry equipment such as notebook computer and go to the scene, and terminal is carried out corresponding software and hardware attended operation, as application program update upgrading, parameter reconfigure, key is downloaded, change trouble unit and reconnect operation such as each parts.Notebook computer carries inconvenience, and general weight is at 2 to 3 kilograms, and the lightest also will surpass 1 kilogram, is a no small burden to the maintainer, and the maintainer also need carry miscellaneous equipments such as replacing parts.In addition, the battery operating time of notebook computer also falls short of, and often need connect the power supply of notebook computer in the narrow and small cashier space of trade company.Certainly, notebook computer five, 6,000 prices to tens thousand of units also are no small inputs, sometimes because funds are former thereby can't be equipped with notebook computer for each maintainer.
3. many poor reliability of potential safety hazard
On the one hand, there is more potential safety hazard in Microsoft Windows operating system, needs in time to install every security update patch.Even if like this, virus and trojan horse program are still all-pervasive, gently then cause systemic breakdown, terminal maintenance software normally to move, and influence work, and heavy then critical datas such as possibility key or card number are stolen by the hacker, cause immeasurable losses.Visa in 2005 and MasterCard two big credits card are organized about 40,000,000 credit card informations just to be stolen by the hacker and are brought tremendous loss and fear to the whole world.
On the other hand, personnel's complicacy and mobile increasing not only needs to spend plenty of time training employee, and also the safe operation to the financial POS terminal has caused threat.Employee (employee who comprises leaving office) has grasped the application program of terminal and the operational factor of each trade company, even comprises terminal key, and this provides all for the commodity that adopt pseudo-POS terminal to implement credit card swindle, the fund of stealing the holder and trade company may.
4. inefficiency is managed inconvenience
The maintainer need be between company and trade company repeatedly comes and goes, finish a certain maintenance work of A trade company after, may know just that the B trade company on same circuit also has fault to get rid of after getting back to company, even just need maintenance in another terminals of the different floors of A trade company.The maintainer can not reasonably arrange maintenance line, increases work efficiency.
If the problems referred to above can not satisfactorily resolve, each commercial bank and proficient service company have not only been increased in the maintenance of financial POS system and the input in the staff training, and the safe operation of serious threat financial POS system, will directly have influence on the fast development of bank card industry.Through conscientious market exploration with to the further investigation of financial POS terminal applies, the innovation and creation of financial POS supervisor have been proposed.
The invention mainly solves the problem of the following aspects: the one, and the problem that financial POS terminal maintenance work difficulty is big, the operation interface of operations such as various model financial POS terminal application software are more newly downloaded, parameter configuration and key download, operation steps etc. are all united, simplified operation, reduced requirement maintainer's technical merit.The 2nd, the problem of poor stability, design by financial POS supervisor, can avoid virus and hacker's invasion, guarantee the normal operation of maintenance work, prevent the leakage of critical software, parameter and key, also increased multistage operations person's management and log record in the design, avoid unwarranted operation by different operating person being authorized different operating rights, taken precautions against risk, detailed log record is convenient to subsequent supervision.The 3rd, the problem that equipment drops into, the financial POS supervisor volume is small and exquisite, easy to carry, and price is lower, makes each company also can improve the service ability of company for every employee disposes one under the prerequisite that increases personnel, expands its portfolio and market share.The 4th, ineffective problem, financial POS supervisor has adopted task assignment mechanism, application by the financial POS management system software, monitor the operation conditions of financial POS terminal in real time, in time the information of fault terminal information, place trade company is sent in the financial POS supervisor that corresponding maintainer holds by wired and wireless communication mode, make it in time understand next step task, rationally arrange travel line, the hardship of coming and going ceaselessly is avoided in the generation that reduces errors of increasing work efficiency between trade company and company.
At above-mentioned imagination, financial POS supervisor and management method thereof have been designed.
Summary of the invention
In order to summarize purpose of the present invention, some aspect of the present invention, advantage and novel feature have been described here.Should be appreciated that, need not all these aspects, advantage and feature and be included among arbitrary special embodiment.
For solving the problem and shortage part that prior art exists, the invention discloses a kind of financial POS supervisor and management method thereof, its technical scheme is: a kind of financial POS supervisor, comprise: the communication interface circuit, microcontroller circuit, data storage circuitry, display circuit, keyboard circuit, wherein, the communication interface circuit is finished the communication between microcontroller and financial POS terminal or the PC, microcontroller circuit storage and running control software are to realize the function of this machine, the program of data storage circuitry storage financial POS terminal, data such as parameter, display circuit and keyboard circuit are formed man-machine interface for people's operation.
Above-mentioned financial POS supervisor, it also comprises power circuit, charging circuit and rechargeable battery, audio amplifier circuit and loudspeaker, wherein, power circuit provides the stable power supply for other circuit blocks, charging circuit is that the rechargeable battery charging breaks away from the external power supply hand-held to realize this machine, promotes loudspeaker after the signal amplification of audio amplifier circuit with microcontroller circuit output and sends the sound signal that people's ear can be heard.
Above-mentioned financial POS supervisor, its power circuit can adopt switch voltage-stabilizing chip or linear voltage stabilization chip and part peripheral components to form; The communication interface circuit can adopt wired or wireless communicating circuit, depend on the communication modes between this machine and financial POS terminal and the PC, if wire communication mode can select for use RS232 transponder chip or RS485 transponder chip or USB transponder chip or ethernet transceiver chip to set up, if wireless communication mode can select for use WiFi wireless transceiver chip or ZigBee wireless transceiver chip or bluetooth wireless transceiver chip or GPRS/CDMA wireless transceiver chip to set up; Microcontroller circuit can adopt the MCU of embedded FLASH memory, also can adopt common MCU to add storage chip and constitute; Data storage circuitry can adopt the nonvolatile memory (NVM) of monolithic or multi-disc to form; Display circuit generally adopts the lattice type LCD display builds, can be monochromatic screen, gray-scale screens or color line screen, also can add touch-screen; Keyboard circuit can adopt common matrix keyboard circuit; Audio amplifier circuit can adopt triode or monolithic audio frequency to amplify chip and realize; Rechargeable battery can be selected Ni-MH battery or rechargeable type lithium battery, and makes up charging circuit with the special charging chip.
A kind of financial POS supervisor management method is divided into financial POS program and parameter method of reseptance, financial POS program and parameter sending method, operating right control method three parts.
Financial POS program and parameter (comprising key) method of reseptance, program and parameter downloads agreement according to agreement between certain model financial POS terminal and its download tool (running on the PC), microcontroller emulation financial POS terminal and download tool communication, the data that the reception download tool sends also are kept in the storer.Its concrete steps are as follows:
The first step is provided with the parameter of PORT COM, makes it to match with the setting of download tool.
Second step, check on the communication port whether data are arranged, if any the packet that then receives from download tool, and effect whether it correct, incorrectly then abandon, as do not have data just to continue to wait for; If situation such as wait timeout or packet error surpasses predetermined times, then end this reception.
The 3rd step, the packet that analysis is received according to download protocol, and generate the reply data bag.
In the 4th step, send the reply data bag to download tool.
The 5th step, the packet of this reception is stored in the data storage circuitry by predetermined form, and judge to download and whether finish, if do not finish, got back to for second step and continue to carry out.
In the 6th step, financial POS program or parameter finish receiving.
Financial POS program and parameter (comprising key) sending method, program and parameter downloads agreement according to agreement between certain model financial POS terminal and its download tool (running on the PC), microcontroller emulation download tool and financial POS terminal called send to previously stored data in the financial POS terminal.Its concrete steps are as follows:
The first step is provided with the parameter of PORT COM, makes it to match with the setting of financial POS terminal;
Second step, from data storage circuitry, read a packet by predetermined form, send to the financial POS terminal;
The 3rd step, check on the communication port whether data are arranged, if any the reply data bag that then receives from the financial POS terminal, and effect whether it correct, incorrectly then abandon, as do not have data just to continue to wait for; If situation such as wait timeout or packet error surpasses predetermined times, then end this reception.
In the 4th step, judge whether the reply data bag meets the download protocol of agreement, as do not meet and then retransmit this packet and be back to for the 3rd step; If meet then further judge to download and whether finish, then be not back to for second step if finish.
In the 5th step, financial POS program or parameter are sent completely.
The operating right control method,
1. system only just can operate after operator's login.
2. the operator needs mode safe in utilization to login, and for example accesses to your password.
3. system for example is divided into 2 grades with operator's differentiated control from low to high.
4. high level operations person can set the low operations of operators authority of rank (can do which operation and cannot do which operation), otherwise then cannot.
5. the operator can only operate by its operating right.
6. the operations with the operator records in the daily record for future reference.
The beneficial effect of the invention is:
The one, the difficulty of reduction financial POS terminal maintenance work.The operation interface of operations such as various model financial POS terminal application software are more newly downloaded, parameter configuration and key download, operation steps etc. are all united, the maintainer only need select the program of relevant terminal model and respective version, Parameter File to get final product, easy and simple to handle, need not to remember every kind of model terminal method of operating of maintenance software separately.So just reduced requirement, just can devote oneself to work, saved the spending of training cost and time, under same budget, can increase more staff through simple training to maintainer's technical merit.Simply promptly be efficient, simplified control has not only brought high work efficiency, has reduced the probability that mistake takes place simultaneously.
The 2nd, improve security, reduced the risk of financial POS terminal management work.By the design of financial POS supervisor, can avoid virus and hacker's invasion, guarantee the normal operation of maintenance work, prevent the leakage of critical software, parameter and key.Also increased multistage operations person's management and log record in the design, avoided unwarranted operation, taken precautions against risk by different operating person being authorized different operating rights.For example, can limit the application program that some operator can only upgrade the certain model terminal, and can not revise its parameter and download key, avoid the fault that causes because of the parameter modification mistake and the leakage of key.Perfect operation log recording each work that the maintainer did, and can send back administrative center by wired or wireless mode, make administration and supervision authorities in time understand employee's job schedule, the subsequent supervision of being more convenient for has further reduced the risk that financial POS is managed.
The 3rd, convenient reliable, minimizing equipment input.The financial POS supervisor volume is small and exquisite, easy to carry, can be contained in pocket or the parcel, makes the maintainer break away from the constraint of heavy notebook computer, easily devotes oneself to work.The battery working time that reaches a couple of days is also save the trouble that connects power supply at trade company's cashier.Program, Parameter File that jumbo storage can relate to maintenance work are all packed into, easily deal with various situations.With respect to the lower cost of notebook computer, make each company under the prerequisite that increases personnel, also can improve the service ability of company for every employee disposes one, expand its portfolio and market share.To reach 2,000,000 financial POS installation amounts with the whole nation in 2008 calculates, per 100 financial POSs need dispose a notebook computer or financial POS supervisor, the about 6000 yuan/platform of notebook computer, the about 3000 yuan/platform of financial POS supervisor, if there is the notebook computer of half to substitute in the procurement plan, then can save the input of ten thousand yuan of (2000000/100/2) * (6000-3000)=3000 with financial POS supervisor.
The 4th, advance the financial POS management work electronization, improve management intensity and work efficiency, alleviate maintainer's labour intensity.Financial POS supervisor has adopted task assignment mechanism, application by the financial POS management system software, monitor the operation conditions of financial POS terminal in real time, in time the information of fault terminal information, place trade company is sent in the financial POS supervisor that corresponding maintainer holds by wired and wireless communication mode, make it in time understand next step task, rationally arrange travel line, the hardship of coming and going ceaselessly is avoided in the generation that reduces errors of increasing work efficiency between trade company and company.
Description of drawings
Fig. 1 is the financial POS supervisor structured flowchart of the embodiment of the invention 1;
Fig. 2 is the financial POS supervisor structured flowchart of the embodiment of the invention 2;
Fig. 3 is the financial POS program and the parameter method of reseptance of the embodiment of the invention;
Fig. 4 is the financial POS program and the parameter sending method of the embodiment of the invention.
Embodiment
Below in conjunction with drawings and Examples the present invention is further described.
[embodiment 1]
The financial POS supervisor of present embodiment, comprise: communication interface circuit, microcontroller circuit, data storage circuitry, display circuit, keyboard circuit, wherein, the communication interface circuit is finished the communication between microcontroller and financial POS terminal or the PC, microcontroller circuit storage and running control software are to realize the function of this machine, data such as the program of data storage circuitry storage financial POS terminal, parameter, display circuit and keyboard circuit are formed man-machine interface for people's operation.As shown in Figure 1.
[embodiment 2]
The financial POS supervisor of present embodiment, comprise: communication interface circuit, microcontroller circuit, data storage circuitry, display circuit, keyboard circuit, wherein, the communication interface circuit is finished the communication between microcontroller and financial POS terminal or the PC, microcontroller circuit storage and running control software are to realize the function of this machine, data such as the program of data storage circuitry storage financial POS terminal, parameter, display circuit and keyboard circuit are formed man-machine interface for people's operation.It also comprises power circuit, charging circuit and rechargeable battery, audio amplifier circuit and loudspeaker, wherein, power circuit provides the stable power supply for other circuit blocks, charging circuit is that the rechargeable battery charging breaks away from the external power supply hand-held to realize this machine, promotes loudspeaker after the signal amplification of audio amplifier circuit with microcontroller circuit output and sends the sound signal that people's ear can be heard.Power circuit adopts switch voltage-stabilizing chip and part peripheral components to form; The communication interface circuit is a wireless communication line, can select for use WiFi wireless transceiver chip or ZigBee wireless transceiver chip or bluetooth wireless transceiver chip or GPRS/CDMA wireless transceiver chip to set up; Microcontroller circuit can adopt the MCU of embedded FLASH memory to constitute; Data storage circuitry can adopt the nonvolatile memory (NVM) of multi-disc to form; Display circuit generally adopts the lattice type LCD display builds, and color line screen adds touch-screen; Keyboard circuit can adopt common matrix keyboard circuit; Audio amplifier circuit can adopt the monolithic audio frequency to amplify chip and realize; Rechargeable battery is selected the rechargeable type lithium battery, and makes up charging circuit with the special charging chip.As shown in Figure 2.
[embodiment 3]
The financial POS supervisor management method of present embodiment is divided into financial POS program and parameter method of reseptance, financial POS program and parameter sending method, operating right control method three parts.
Financial POS program and parameter (comprising key) method of reseptance, key described in the invention is a kind of of parameter, program and parameter downloads agreement according to agreement between certain model financial POS terminal and its download tool (running on the PC), microcontroller emulation financial POS terminal and download tool communication, the data that the reception download tool sends also are kept in the storer.Be illustrated in figure 3 as the financial POS program and the parameter method of reseptance of the embodiment of the invention, its concrete steps are as follows:
The first step is provided with the parameter of PORT COM, makes it to match with the setting of download tool.
Second step, check on the communication port whether data are arranged, if any the packet that then receives from download tool, and effect whether it correct, incorrectly then abandon, as do not have data just to continue to wait for; If situation such as wait timeout or packet error surpasses predetermined times, then end this reception.
The 3rd step, the packet that analysis is received according to download protocol, and generate the reply data bag.
In the 4th step, send the reply data bag to download tool.
The 5th step, the packet of this reception is stored in the data storage circuitry by predetermined form, and judge to download and whether finish, if do not finish, got back to for second step and continue to carry out.
In the 6th step, financial POS program or parameter finish receiving.
Financial POS program and parameter (comprising key) sending method, program and parameter downloads agreement according to agreement between certain model financial POS terminal and its download tool (running on the PC), microcontroller emulation download tool and financial POS terminal called send to previously stored data in the financial POS terminal.Be illustrated in figure 4 as the financial POS program and the parameter sending method of the embodiment of the invention, its concrete steps are as follows:
The first step is provided with the parameter of PORT COM, makes it to match with the setting of financial POS terminal;
Second step, from data storage circuitry, read a packet by predetermined form, send to the financial POS terminal;
The 3rd step, check on the communication port whether data are arranged, if any the reply data bag that then receives from the financial POS terminal, and effect whether it correct, incorrectly then abandon, as there are not data just to continue to wait for:, then to end this reception if situations such as wait timeout or packet error surpass predetermined times.
In the 4th step, judge whether the reply data bag meets the download protocol of agreement, as do not meet and then retransmit this packet and be back to for the 3rd step; If meet then further judge to download and whether finish. if finish then be back to for second step.
In the 5th step, financial POS program or parameter are sent completely.
The operating right control method,
1. system only just can operate after operator's login.
2. the operator needs mode safe in utilization to login, and for example accesses to your password.
3. system for example is divided into 2 grades with operator's differentiated control from low to high.
4. high level operations person can set the low operations of operators authority of rank (can do which operation and cannot do which operation), otherwise then cannot.
5. the operator can only operate by its operating right.
6. the operations with the operator records in the daily record for future reference.
Though the invention with preferred embodiment openly as above; but they are not to be used for limiting the invention; anyly have the knack of this skill person; in the spirit and scope that do not break away from the invention; from when can doing various variations or retouching, so being as the criterion of should being defined with the application's claim protection domain of the protection domain of the invention.

Claims (2)

1. financial POS supervisor management method is characterized in that:
Financial POS program and parameter method of reseptance, according to program of arranging between specific model financial POS terminal and its download tool and parameter downloads agreement, microcontroller emulation financial POS terminal and download tool communication, the data that the reception download tool sends also are kept in the storer;
Financial POS program and parameter sending method, according to program of arranging between specific model financial POS terminal and its download tool and parameter downloads agreement, microcontroller emulation download tool and financial POS terminal called send to previously stored data in the financial POS terminal;
The operating right control method, system design multistage operations person management and log record are avoided unwarranted operation by different operating person being authorized different operating rights, have taken precautions against risk; Operation log recording each work that the maintainer did;
Described financial POS program and parameter method of reseptance, its concrete steps are as follows:
The first step is provided with the parameter of PORT COM, makes it to match with the setting of download tool;
Second step, check on the communication port whether data are arranged, if any the packet that then receives from download tool, and effect whether it correct, incorrectly then abandon, as do not have data just to continue to wait for; If wait timeout or packet error situation surpass predetermined times, then end this reception;
The 3rd step, the packet that analysis is received according to download protocol, and generate the reply data bag;
In the 4th step, send the reply data bag to download tool;
The 5th step, the packet of this reception is stored in the data storage circuitry by predetermined form, and judge to download and whether finish, if do not finish, got back to for second step and continue to carry out;
In the 6th step, financial POS program or parameter finish receiving;
Described financial POS program and parameter sending method, its concrete steps are as follows:
The first step is provided with the parameter of PORT COM, makes it to match with the setting of financial POS terminal;
Second step, from data storage circuitry, read a packet by predetermined form, send to the financial POS terminal;
The 3rd step, check on the communication port whether data are arranged, if any the reply data bag that then receives from the financial POS terminal, and effect whether it correct, incorrectly then abandon, as do not have data just to continue to wait for; If wait timeout or packet error situation surpass predetermined times, then end this reception;
In the 4th step, judge whether the reply data bag meets the download protocol of agreement, as do not meet and then retransmit this packet and be back to for the 3rd step; If meet then further judge to download and whether finish, then be not back to for second step if finish;
In the 5th step, financial POS program or parameter are sent completely.
2. financial POS supervisor management method according to claim 1 is characterized in that, described operating right control method, and its concrete steps are as follows:
The first step, system is with operator's differentiated control from low to high;
In second step, operator's mode safe in utilization is logined;
In the 3rd step, system logins laggard line operate the operator, and high level operations person can set the low operations of operators authority of rank, on the contrary then cannot, the operator can only operate by its operating right;
In the 4th step, system records in the daily record operator's operations for future reference.
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