CN108229231B

CN108229231B - RFID-based POS inspection device, system and method

Info

Publication number: CN108229231B
Application number: CN201810004299.6A
Authority: CN
Inventors: 吴佳文; 王伟权; 胡兴源; 张俊德
Original assignee: Industrial and Commercial Bank of China Ltd ICBC
Current assignee: Industrial and Commercial Bank of China Ltd ICBC
Priority date: 2018-01-03
Filing date: 2018-01-03
Publication date: 2023-08-08
Anticipated expiration: 2038-01-03
Also published as: CN108229231A

Abstract

The invention provides a POS inspection device, a POS inspection system and a POS inspection method based on RFID, wherein the POS inspection device comprises: the RFID reading unit and the communication unit are arranged in a shell; the RFID reading unit is used for communicating with an RFID tag embedded in the POS terminal through an RFID antenna so as to read POS terminal transaction information and POS terminal system information in the RFID tag; the communication unit is used for communicating with a bank server in a wireless mode so as to send the POS terminal transaction information and the POS terminal system information to the bank server.

Description

RFID-based POS inspection device, system and method

Technical Field

The invention relates to the field Of financial electronic equipment, in particular to a POS (Point Of Sale) inspection device, a POS (Point Of Sale) inspection system and a POS (Point Of Sale) inspection method based on RFID (Radio FrequencyIdentification).

Background

The merchant inspection is an important link of the bill receiving mechanism such as banks and the like to the merchant management, and aims to prevent the bill receiving business management risk and promote the safe operation of POS machines. The general project of merchant patrol includes: whether the number of POS machines is consistent with the original registration; whether the POS is moved to another use or retrofitted or equipped with equipment; whether the POS is in a normal working state; how the cashier has skill to operate; whether the bill certificate is kept meets the regulation; whether the sales mode and the product have obvious change or not; whether the business operation condition of the commercial tenant is normal; whether the cashier is changing; how the cashier has skill to operate; merchant ownership, responsible person change case, etc. At present, many inspection projects are required to be completed manually, and in the field inspection, docking acquired data cannot be acquired with a bank order-receiving background system for analysis, so that the inspection of a merchant is quite time-consuming and labor-consuming, and even the normal operation activities of the merchant are influenced. In the face of this situation, a new technical means is highly needed to assist, and the merchant patrol is as intelligent as possible.

Disclosure of Invention

Some merchants patrol the projects, the accuracy can be improved by technical means, and the workload of patrol personnel and merchants is reduced. For example, the daily transaction data of the POS terminal can be collected by using a technical means, and when the patrol is performed, real-time connection with a background of a bank can be established for data analysis, so that some projects can be automatically completed.

The RFID technology uses a wireless radio frequency mode to carry out non-contact bidirectional data transmission between a reader and a radio frequency card so as to achieve the aim of target identification and data exchange. Compared with the traditional bar code, magnetic card and IC card, the radio frequency card has the characteristics of non-contact, high reading speed, no abrasion, no environmental influence, long service life and convenient use, has the anti-collision function, and can simultaneously process a plurality of cards. In abroad, the radio frequency identification technology has been widely applied to various fields such as industrial automation, commercial automation, traffic control and transportation management, etc. At present, the RFID technology has been greatly developed in China, but the RFID technology has not been applied to the field of business inspection.

Based on the characteristics of the RFID technology, the embodiment of the invention provides a POS inspection device, a POS inspection system and a POS inspection method based on RFID. The RFID technology can be applied to a merchant patrol system and is used for recording transaction and system data of the POS terminal, and then the data is acquired through the reading equipment and sent to the background for analysis, so that the merchant patrol process is optimized, the merchant patrol efficiency is improved, and the manpower input is reduced.

In one aspect, an embodiment of the present invention provides an RFID-based POS inspection device, the device including: the RFID reading unit and the communication unit are arranged in a shell;

the RFID reading unit is used for communicating with an RFID tag embedded in the POS terminal through an RFID antenna so as to read POS terminal transaction information and POS terminal system information in the RFID tag;

the communication unit is used for communicating with a bank server in a wireless mode so as to send the POS terminal transaction information and the POS terminal system information to the bank server.

In another aspect, an embodiment of the present invention provides an RFID-based POS inspection system, including: at least one POS terminal, at least one RFID tag, at least one RFID-based POS inspection device and a bank server according to the embodiments above; the RFID tags are equal to the POS terminals in number;

the POS terminal is communicated with the bank server through a special network, sends transaction request information to the bank server and receives a transaction processing result returned by the bank server; the RFID tag is embedded in the POS terminal; the POS terminal is used for accepting the bank card transaction and writing POS terminal transaction information and POS terminal system information into the RFID tag;

the POS inspection device is used for communicating with an RFID tag embedded in the POS terminal through an RFID antenna so as to read POS terminal transaction information and POS terminal system information in the RFID tag and send the POS terminal transaction information and the POS terminal system information to the bank server through a wireless network;

and the bank server is used for generating a patrol report according to the POS terminal transaction information and the POS terminal system information sent by the POS patrol device.

The embodiment of the invention also provides an RFID-based POS inspection method, which comprises the following steps: reading an RFID tag embedded in a POS terminal by using the POS inspection device to acquire POS terminal transaction information and POS terminal system information in the RFID tag;

transmitting the POS terminal transaction information and POS terminal system information to a bank server in a wireless mode;

and receiving and displaying a patrol report generated by the bank server according to the POS terminal transaction information and the POS terminal system information.

On the other hand, the embodiment of the invention also provides a POS inspection method based on RFID, which comprises the following steps:

receiving POS terminal transaction information and POS terminal system information which are sent by a POS inspection device;

analyzing the business operation condition of the commercial tenant according to the POS terminal transaction information, checking the number of successful or failed POS terminal transactions, counting the number of the patrol POS terminals, counting the transaction amount and the transaction amount of each teller, and recording teller numbers which do not accord with the operation specification;

checking whether the software version of the POS terminal system is correct or not, checking whether the POS terminal is illegally provided with other external equipment or not, and checking whether the transaction position of the POS terminal is consistent with the transaction place registered in the background or not according to the POS terminal system information;

and integrating the result obtained by analyzing the POS terminal transaction information and the result obtained by analyzing the POS terminal system information to generate a patrol report and sending the patrol report to a round POS patrol device.

According to the POS inspection device, the POS inspection system and the POS inspection method based on the RFID, provided by the embodiment of the invention, the flow of merchant inspection by a traditional bank and other acquirers is optimized, a bank inspection person can read the transaction and operation information of a POS terminal through the POS inspection device and is connected with a bank background server through the POS inspection device, so that the behaviors of whether a merchant moves a machine or falsifies a system, illegal peripherals are added, the business conditions of the merchant and the proficiency of a salesman are known in real time, the manual inspection link of the merchant inspection is reduced, the accuracy is improved, more detailed analysis data is obtained, and the workload of the inspection person is reduced.

Drawings

In order to more clearly illustrate the embodiments of the invention or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, it being obvious that the drawings in the following description are only some embodiments of the invention, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

Fig. 1A, 1B, 1C, and 1D are front view, rear view, cross-sectional view, and overall view, respectively, of an RFID-based POS inspection device according to an embodiment of the present invention;

FIG. 2 is a schematic diagram of a POS inspection system based on RFID according to an embodiment of the present invention;

fig. 3 is a schematic structural diagram of a POS terminal 10 according to an embodiment of the invention;

fig. 4 is a schematic structural diagram of a bank server 40 according to an embodiment of the present invention;

FIG. 5 is a flowchart of an RFID-based POS inspection method according to an embodiment of the present invention;

FIG. 6 is a flowchart of another RFID-based POS inspection method according to an embodiment of the present invention;

FIG. 7 is a general workflow diagram of an RFID-based POS inspection system provided in an embodiment of the present invention;

fig. 8 is a general workflow of processing POS terminal information by a bank server according to an embodiment of the present invention.

Detailed Description

The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to be within the scope of the invention.

Fig. 1A, 1B, 1C, and 1D are front view, rear view, cross-sectional view, and overall view, respectively, of an RFID-based POS inspection device according to an embodiment of the present invention. As can be seen from the four figures, the POS inspection device based on RFID according to the embodiment of the invention generally includes an RFID reading unit 1 and a communication unit 2, and the RFID reading unit 1 and the communication unit 2 are disposed in a housing 3.

The RFID reading unit 1 communicates with an RFID tag embedded in the POS terminal through an RFID antenna, performs data interaction, and reads POS terminal transaction information and POS terminal system information in the RFID tag. The communication unit 2 is configured to communicate with a bank server wirelessly to send POS terminal transaction information and POS terminal system information to the bank server. The shell 3 is used for protecting physical equipment in the POS inspection device and has the functions of disassembly prevention and self-destruction safety of a disassembly key.

In one embodiment, the POS inspection device further includes an input unit 4, a display unit 5, a storage unit 6, a power supply unit 7, and a main control chip 8.

The input unit 4 is a channel through which a user interacts with the POS patrol device, and is mainly used for receiving information input by the user. For example, the user may enter a password of the POS patrol device or an IC card password built in the POS patrol terminal through the input unit 4, or may also enter a password of the POS terminal to read information. And, the user can also select the type of banking business and input the information required to complete the banking business, etc. through the input unit 4 according to the system prompt. Typically, the input unit 4 may be, for example, a mechanical key or a touch key.

The display unit 5 is a channel for the user to acquire prompt information, prompts the user to perform corresponding operation, displays the data input by the user, and can also display the information returned by the bank server.

The storage unit 6 is used for storing POS terminal transaction information and POS terminal system information read by the RFID reading unit 1. The POS terminal transaction information includes a bank card transaction (including successful and failed transactions) accepted by the POS terminal, each operation step of the POS transaction by the teller, and the like. The POS terminal system information comprises information such as version and upgrade details of POS system software, records of POS machine installation external equipment, position change of the POS terminal and the like.

The power supply unit 7 supplies power to the RFID reading unit 1, the communication unit 2, the input unit 4, the display unit 5, the storage unit 6, and the main control chip 8 through the connection circuit. Typically, the power supply unit 7 receives an external power supply charging and a solar charging mode.

The main control chip 8 is a core component of the POS inspection device, and all hardware components are connected through the chip, and the main control chip is mainly used for coordinating and controlling the operations of the RFID reading unit 1, the communication unit 2, the input unit 4, the display unit 5, the storage unit 6 and the power supply unit 7.

In an embodiment, the communication unit 2 may communicate with the bank server through one or more of a GSM network, a CDMA network, a GPRS network, a 3G network, a 4G network, and a wireless WIFI network, and may also establish a network connection with the POS patrol device of the transaction partner through the above manner.

The POS inspection device provided by the embodiment of the invention has the following functions: 1) Providing an operation interface of a patrol personnel, and selecting a patrol function by the patrol personnel; 2) The POS terminal information is used for reading POS terminal information stored in the RFID tag; 3) The method comprises the steps of carrying out data interaction with a bank server, uploading POS terminal information, and receiving a patrol analysis result returned by the bank server; 4) The system can be connected with a printer to print the inspection analysis result.

The embodiment of the invention also provides an RFID-based POS inspection system, and the structure of the system is shown in figure 2. The system mainly comprises: at least one POS terminal 10, at least one RFID tag 20, at least one POS patrol device 30 as shown in fig. 1A-1D, and a bank server 40. Wherein the number of RFID tags 20 is equal to the number of POS terminals 10.

The POS terminal 10 may also be referred to as a sales terminal, and refers to a terminal that receives a bank card transaction installed by a payment mechanism such as a bank for a partner merchant. The RFID tag 20 is embedded in the POS terminal 10, and the POS terminal 20 is provided with an RFID read/write device and a GPS module, and the RFID read/write device is used for writing POS terminal transaction information and POS terminal system information (including software/hardware information of the POS terminal, an operation procedure of an operator, transaction details, and position information) into the RFID tag 20.

The POS terminal 10 communicates with the bank server 40 via the private network 60, transmits the transaction request information to the bank server 40, and receives the transaction processing result returned from the bank server 40.

The bank server 2 may be a mainframe computer, a midrange computer, or a mini-computer, and can accept a transaction request of the POS terminal and record a transaction detail of the POS terminal; the method can also receive the patrol request of the POS patrol device 30 and acquire POS terminal information (including software and hardware information, operation steps of operators, transaction details, position information and the like) sent by the POS patrol device 30; in addition, the POS terminal information may be analyzed to form patrol result data, and the patrol information result may be returned to the POS patrol device 30.

The POS patrol device 30 may provide an operation interface to a patrol person, and the patrol person selects a corresponding patrol function through the interface, communicates with the RFID tag 20 embedded in the POS terminal 10 through the RFID antenna, and reads POS terminal information stored in the RFID tag 20. When the POS terminal 30 and the bank server 40 perform data interaction, POS terminal transaction information and POS terminal system information may be sent to the bank server 40 through the wireless network 50, and a returned inspection analysis result of the bank server 40 may be received. In addition, the POS inspection device can also be connected with a printer to print inspection analysis results.

The RIFD tag 20 is an RFID tag that uniquely identifies a POS terminal, and in order to prevent the RFID tag from being illegally removed, the RFID tag 20 is typically disposed inside the POS terminal. The RFID tag 20 stores information including POS terminal software and hardware information, operator operation steps, transaction details, and POS terminal location.

The above-mentioned wireless network 50 may be a wireless communication network, an Internet network, or the like, through which the bank server 40 and the POS patrol apparatus 30 perform data interaction. The private network 60 refers to a telephone network, a wireless GPRS, a 3G or 4G communication network, an Internet network, etc. deployed by a telecommunications carrier, through which the POS terminal 10 and the bank server 40 communicate data. The GPS network 70 is generated by the GPS module of the POS terminal 10, through which the location information of the POS terminal can be acquired.

The POS inspection device, the POS inspection system and the POS inspection method based on the RFID have the following advantages: 1) When the bank makes merchant patrol, automation is realized in POS machine inspection items; 2) In the daily use process of the POS terminal, the transaction condition, the operation condition of an operator and POS system information are automatically recorded, so that the workload of manual recording is reduced; 3) After reading RFID information of the POS terminal through the POS inspection device, the bank inspection personnel are connected with the bank server to analyze transaction information and system information of the POS terminal in real time, so that the links of manual inspection are greatly reduced, the accuracy is improved, and the workload of the inspection personnel is greatly reduced; 4) For the order receiving mechanism such as banks, the POS inspection device can rapidly solve the behaviors of whether the merchant moves, tampers with the system, installs illegal peripherals and the like, and timely carries out risk control on the merchant; 5) For merchants, the business sales conditions of the enterprises can be known through the analysis report generated by the POS inspection device, the proficiency and contribution degree of POS teller are known, and business decisions of the merchants are facilitated.

The POS terminal 10 is schematically shown in fig. 3, and mainly includes: transaction information acquisition device 101, system information acquisition device 102, and RFID read/write device 103.

The transaction information collection device 101 is mainly used for collecting transaction information of the POS terminal 10, and the transaction information refers to data generated by a transaction information collection module, and includes information such as bank card transactions (including successful transactions and failed transactions) accepted by the POS terminal, and each operation step of operating the POS transactions by a teller.

The system information acquisition device 102 is used for acquiring system information of the POS terminal 20, where the system information refers to data generated by a system information acquisition module, and includes information such as version and upgrade details of system software installed on the POS terminal, records of installation of external devices on the POS terminal, and position change of the POS terminal.

The RFID reader/writer 103 is responsible for writing the transaction information and the system information described above to the RFID tag 20 for reading by the POS patrol device 30.

The bank server 40 is schematically shown in fig. 4, and mainly includes: a POS transaction information analysis module 401, a POS system information analysis module 402, and a patrol report generation module 403.

The POS transaction information analysis module 401 receives the transaction information sent from the POS patrol device 30, and performs the following analysis according to the transaction information: 1) Counting the accepted bank card transactions, comparing with the historical transaction records, and obtaining the business condition of the merchant; 2) Checking whether the number of successful transactions processed by the POS terminal is consistent with the number of successful transactions of a bank background, and if not, generating an error list; 3) Counting the number of the POS terminals to be inspected, checking whether the number is consistent with the number registered in the background, and if not, returning the number of the terminal not to be inspected; 4) Carrying out statistical analysis on the transaction which fails to be processed by the POS terminal to form an analysis report; 5) And counting the transaction amount and the transaction amount of each teller, counting the transaction operation time, performing model analysis to form a teller score, and recording teller numbers which do not meet the operation specification in the analysis result. After the above analysis, the inspection results are summarized.

The POS system information analysis module 402 receives the system information sent from the POS patrol device 30, and performs the following analysis according to the system information: 1) Analyzing the version and the upgrade details of the system software installed on the POS terminal, checking whether the version is the correct version, and if the unauthorized version is installed, recording; 2) Analyzing the record of the POS terminal for installing the external equipment, and checking whether other external equipment is illegally installed; 3) And analyzing the position change information of the POS terminal, checking whether the position of the POS terminal after transaction is consistent with the transaction place registered in the background, and recording if the position of the POS terminal after transaction is inconsistent with the transaction place registered in the background. After the above-described inspection, the inspection results are summarized.

The patrol report generating module 403 integrates the analysis results and the inspection results of the POS transaction information analysis module and the POS system information analysis module, generates a patrol report, and transmits the patrol report to the round POS patrol device.

In an embodiment, the bank server 40 further includes an anti-fraud analysis processing module 404, according to a preset risk monitoring model of the merchant fraud, the data of the POS terminal system information and the POS terminal transaction information are input into the risk monitoring model, and for the merchant matching the model condition, a suspicious merchant list and hit model conditions are generated and stored in the bank server 40, and a risk prompt mail is sent to a management manager to which the merchant belongs.

Fig. 5 is a schematic flow chart of an RFID-based POS inspection method according to an embodiment of the invention, where the method is mainly performed at one end of the POS inspection device. As shown in fig. 5, the method mainly comprises the following steps:

in step 51, the POS terminal 20 embedded in the POS terminal 10 is read by the POS patrol device 30 to obtain POS terminal transaction information and POS terminal system information in the RFID tag 20.

Step 52, the POS terminal transaction information and POS terminal system information are transmitted to the bank server 40 by wireless.

Step 53, the patrol report generated by the bank server 40 according to the POS terminal transaction information and the POS terminal system information is received and displayed.

Fig. 6 is a schematic flow chart of another POS inspection method based on RFID according to an embodiment of the invention, where the method is mainly performed at one end of a bank server. As shown in fig. 6, the method mainly comprises the following steps:

step 61, receiving POS terminal transaction information and POS terminal system information sent from the POS patrol device 30.

Step 62, analyzing the business operation condition of the merchant according to the POS terminal transaction information, checking the number of successful or failed POS terminal transactions, counting the number of the patrol POS terminals, counting the transaction amount and the transaction amount of each teller, and recording the teller number which does not accord with the operation specification.

Step 63, checking whether the software version of the POS terminal is correct or not, checking whether the POS terminal is illegally installed with other external devices or not, and checking whether the transaction position of the POS terminal is consistent with the transaction place registered in the background or not according to the POS terminal system information.

In specific implementation, step 63 and step 62 are not sequential, and step 63 may precede step 62 or may be performed simultaneously, which is not limited by the embodiment of the present invention.

And step 64, integrating the result obtained by analyzing the transaction information of the POS terminal with the result obtained by analyzing the system information of the POS terminal to generate a patrol report and sending the patrol report to the round POS patrol device.

Fig. 7 is a general workflow diagram of an RFID-based POS inspection system according to an embodiment of the invention, mainly including the following steps:

step 71: the POS terminal 10 records the operation steps and the transaction results in real time during daily use.

Step 72: information recorded by the POS terminal 10 is written to the RFID tag 20. The information recorded by the POS terminal 10 includes a bank card transaction (including successful and failed transactions) accepted by the POS terminal, each operation step of operating the POS transaction by a teller, version and upgrade details of POS terminal system software, a record of POS terminal installation external devices, and position change information of the POS terminal.

Step 73: the POS inspection personnel operate the inspection device to select an inspection function.

Step 74: the POS patrol device 30 reads the RFID tag 20 of the POS terminal 10, and acquires POS transaction information and system information stored in the RFID tag 20.

Step 75: the POS patrol device 30 is connected to the bank server 40, and transmits the acquired POS transaction information and system information to the bank server 40.

Step 76: the bank server 40 performs analysis processing and returns the inspection result. The specific analysis is shown in fig. 8.

Step 77: prompting whether to print, if yes, connecting the printer to print; if "no" is selected, it is displayed only on the screen of the POS patrol device 30.

Fig. 8 is a general workflow of processing POS terminal information by a bank server according to an embodiment of the present invention, mainly performing the following analysis:

step 81: analyzing the operation condition; and counting the accepted bank card transactions, and comparing with the historical transaction conditions to obtain the business conditions of the merchants.

Step 82: transaction error checking: checking whether the number of successful transactions processed by the POS terminal 10 and the number of successful transactions in the background of the bank are consistent, and if not, generating an error list.

Step 83: POS quantity inspection: and counting the number of the POS terminals to be inspected, checking whether the number is consistent with the number registered in the background, and if not, returning the number of the POS terminals not to be inspected.

Step 84: failure cause analysis: statistical analysis is performed on the failed transactions processed by the POS terminal 10 to form an analysis report.

Step 85: operator analysis: and counting the transaction amount and the transaction amount of each teller, counting the transaction operation time, and forming the score of the teller through model analysis. In the analysis result, the teller number which does not meet the operation specification is recorded.

Step 86: software version analysis: the version and the upgrade details of the system software installed in the POS terminal 10 are analyzed to check whether the version is correct, and if an unauthorized version is installed, recording is performed.

Step 87: hardware analysis: the record of the installation of the external device by the POS terminal 10 is analyzed to check whether other external devices are illegally installed. The checking method comprises the following steps: the type and model of the external device are checked with the type and model of the compliant external device set in the background of the bank according to the record of the installation of the external device by the POS terminal 10, and if not, the installation is illegal.

Step 88: and (3) machine moving condition analysis: the position change information of the POS terminal 10 is analyzed, and it is checked whether the position that the POS terminal 10 transacts matches the transaction location registered in the background, and if not, recording is performed.

Step 89: and generating and returning a patrol report. After the above steps are analyzed, all the analysis results and the inspection are integrated to generate a patrol report, and the patrol report is sent to the round POS patrol device 30.

It will be appreciated by those skilled in the art that embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

The principles and embodiments of the present invention have been described in detail with reference to specific examples, which are provided to facilitate understanding of the method and core ideas of the present invention; meanwhile, as those skilled in the art will have variations in the specific embodiments and application scope in accordance with the ideas of the present invention, the present description should not be construed as limiting the present invention in view of the above.

Claims

1. An RFID-based POS patrol device, the device comprising: the RFID reading unit and the communication unit are arranged in a shell, and the shell is used for protecting physical equipment in the POS inspection device and has the self-destruction safety functions of disassembly prevention and disassembly keys;

2. The RFID-based POS inspection device of claim 1, further comprising: the device comprises an input unit, a display unit, a storage unit, a power supply unit and a main control chip;

the input unit is used for receiving information input by a user;

the display unit is used for displaying at least one of information input by a user, prompt information and information returned by the bank server;

the storage unit is used for storing the POS terminal transaction information and the POS terminal system information read by the RFID reading unit;

the power supply unit is used for supplying power to the RFID reading unit, the communication unit, the input unit, the display unit, the storage unit and the main control chip;

the main control chip is used for coordinating and controlling the operations of the RFID reading unit, the communication unit, the input unit, the display unit, the storage unit and the power supply unit.

3. The RFID-based POS inspection device of claim 1, wherein the communication unit communicates with the bank server through one or more of a GSM network, a CDMA network, a GPRS network, a 3G network, a 4G network, and wireless WIFI.

4. An RFID-based POS patrol system, the system comprising: at least one POS terminal, at least one RFID tag, at least one RFID-based POS inspection device of claim 1, and a banking server; the RFID tags are equal to the POS terminals in number;

5. The RFID-based POS inspection system of claim 4, wherein the POS terminal comprises: transaction information acquisition device, system information acquisition device and RFID read-write device; wherein, the liquid crystal display device comprises a liquid crystal display device,

the transaction information acquisition device is used for acquiring transaction information of the POS terminal;

the system information acquisition device is used for acquiring system information of the POS terminal;

the RFID read-write device is used for writing the transaction information and the system information into the RFID tag.

6. The RFID-based POS inspection system of claim 4, wherein,

the POS terminal transaction information comprises: an operation step of operating the POS terminal transaction by a bank card transaction accepted by the POS terminal and a teller;

the POS terminal system information includes: the version and upgrade details of system software installed on the POS terminal, the record of the installation of external equipment of the POS terminal and the position change information of the POS terminal.

7. The RFID-based POS inspection system of claim 4, wherein the banking server comprises: the system comprises a POS transaction information analysis module, a POS system information analysis module and a patrol report generation module; wherein, the liquid crystal display device comprises a liquid crystal display device,

the POS transaction information analysis module is used for analyzing the business operation condition of a merchant according to the POS terminal transaction information, checking the number of successful or failed POS terminal transactions, counting the number of the patrol POS terminals, counting the transaction amount and the transaction amount of each teller, and recording teller numbers which do not accord with the operation specification;

the POS system information analysis module is used for checking whether the POS terminal system software version is correct or not, checking whether the POS terminal is illegally provided with other external equipment or not and checking whether the POS terminal transaction position is consistent with a transaction place registered in the background or not according to the POS terminal system information;

and the patrol report generation module is used for integrating the analysis results of the POS transaction information analysis module and the POS system information analysis module to generate a patrol report and sending the patrol report to the round POS patrol device.

8. The RFID-based POS inspection system of claim 4, wherein the banking server further comprises: the anti-fraud analysis processing module is used for judging whether the POS terminal system information and the POS terminal transaction information match with preset merchant fraud risk monitoring model conditions; if the suspicious merchant list is matched with the hit model situation, a suspicious merchant list and a hit model situation are generated and stored in a bank server, and a risk prompt message is generated.

9. An RFID-based POS patrol method, the method comprising:

reading an RFID tag embedded in a POS terminal by using the POS inspection device of claim 1 to obtain POS terminal transaction information and POS terminal system information in the RFID tag;

10. An RFID-based POS patrol method, the method comprising: