CN203689574U - Mobile safety financial terminal - Google Patents
Mobile safety financial terminal Download PDFInfo
- Publication number
- CN203689574U CN203689574U CN201320455904.4U CN201320455904U CN203689574U CN 203689574 U CN203689574 U CN 203689574U CN 201320455904 U CN201320455904 U CN 201320455904U CN 203689574 U CN203689574 U CN 203689574U
- Authority
- CN
- China
- Prior art keywords
- financial
- terminal
- module
- financial terminal
- mobile
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
Links
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The utility model discloses a mobile safety financial terminal, comprising a power supply module, a man-machine interaction module, a data receiving and transmitting module for communicating and performing financial data interaction with other financial terminals or intelligent cards, a business processing module which is connected to the data receiving and transmitting module and is used for finishing financial transactions according to the financial interactive data, and a safety module for performing safety management on the man-machine interaction module, the data receiving and transmitting module and the business processing module. The mobile safety financial terminal of the utility model can independently perform financial transactions without the aids of the computer, the mobile phone or other intelligent terminals, solve the unsafe problem that the transaction information can be intercepted or falsified by rogue programs when a user inputs information or outputs information display during the transaction under the open operation system, and improve the safety.
Description
Technical field
The utility model relates to Internet banking and mobile payment technical field, is specifically related to a kind of mobile security financial terminal.
Background technology
List is controlled at present up-to-date OCL(operation) two generation Net silver key; except possessing the hardware protection function of existing Net silver key to digital certificate; also make the legal holder of Net silver key to confirm the key message in process of exchange; mutual by being independent of physics display screen, button and the enciphered message of PC; realize credible demonstration and the user feedback of Transaction Information and confirm, can effectively resist the threat that existing attack means is distorted Transaction Information.Similarly authenticating device also has OTP(dynamic password), also there is the mode such as password card, digital certificate of file, object is that authentication and safety of payment guarantee are provided under complicated personal computer environment.In whole authentication and payment transaction flow process, this kind equipment or authentication mode are as just a safety guarantee link, must depend on the hardware and software conditions such as webpage that computer provides or client software interface display, network data communication, word input completely, just can authenticate, pay and conclude the business.
In addition, the fast development of the smart machine calculating such as mobile phone plane plate, mobile communication ability, man-machine interaction mode, application, and follow demand quick, convenient payment, expedite the emergence of mobile payment.Ensure at present the solution of mobile payment security, be still in openings such as Android, iOS, Symbian or partly develop under operating system, by hardware SE safe unit, as: SIM card, safe SD card, audio frequency Key, OTP etc., or the mode such as digital certificate of file, ensure authentication and safety of payment, need to rely on equally the software and hardware support such as demonstration, word input, network service of the smart machines such as mobile phone plane plate.Be that the conventional network payment mode of current ordinary consumer is all carried out on general software and hardware system, and existing software and hardware safety protection technique is difficult to safeguards system bottom I/O and shows the safety of exporting in the general-purpose operating system, cannot definitely ensure that user is not is not intercepted and captured in the time of input sensitive information, and ensure the genuine and believable of sensitive content in the time of output display.Although take above-mentioned safety protection technique, also can only ensure safety within the specific limits, rather than comprehensively from information browse, generate to order, to user sensitive information input, to setting up Secure Transaction with bank backstage, to the safety guarantee of confirming payment.
Utility model content
For the defect existing in prior art, the purpose of this utility model is to provide a kind of mobile security financial terminal, can the multiple financial transaction of complete independently by this terminal, and improve convenience and the security of transaction.
For achieving the above object, the technical solution adopted in the utility model is as follows:
A kind of mobile security financial terminal, comprise terminal body, terminal body is provided with supply module and human-computer interaction module, this terminal also comprises the card reading module of communicating by letter with other financial terminal or intelligent cards, and carries out the mutual data transmit-receive module of financial interaction data by described card reading module;
In terminal body, be also provided with antenna, described antenna comprises digital cellular antenna and wifi antenna, and data transmit-receive module communicates by antenna and other financial terminal.
Further, a kind of mobile security financial terminal as above, described antenna also comprises short-range wireless communication antenna.
Further, a kind of mobile security financial terminal as above, described antenna is arranged in the shell of terminal body.
Further, a kind of mobile security financial terminal as above, other described financial terminal comprises that POS terminal, financial card reader, computer, smart mobile phone, bank backstage, banking front-end system and other order generate equipment.
Further, a kind of mobile security financial terminal as above, is also provided with the camera for obtaining financial interaction data in described terminal body, and camera is connected with data transmit-receive module.
Further, a kind of mobile security financial terminal as above, described card reading module comprises the plug-in type draw-in groove being arranged in terminal body, is provided with card reader contact in plug-in type draw-in groove.
Further, a kind of mobile security financial terminal as above, described card reading module is contactless card reading unit.
Further, a kind of mobile security financial terminal as above, described security module is the module with IC-card physical protection rank.
Further, a kind of mobile security financial terminal as above, described security module comprises a security protection unit or multiple security protections unit.
The beneficial effects of the utility model are:
1) this terminal of mobile security finance described in the utility model can be used as traditional Ukey of bank, also can be used as OTP and uses;
2) terminal described in the utility model is without computer or smart mobile phone, in the place that has wireless Wi-Fi or cellular digital net signal to cover, can carry out at any time safe network payment, transfers accounts, the financial transaction operation such as account inquiries;
3) financial payment being built by intelligent card chip, special-purpose secure operating system (safe processor) and transaction specialized security device, promote user and use confidence, can eliminate the doubt of user to Malware and virus threat transaction security;
4) this terminal is by financial institution's unified certification and distribution, and consistent with existing Net silver Key distribution flow process, product is guaranteed, further increases user's use confidence;
5) possesses multiple card-reading mode contactless, contact;
6) possess camera, input information efficiently can be provided, as scanning order Quick Response Code, obtain quickly and easily goods orders
7) possess NFC card function, support the expanded application such as transportation card, ID card.
Mobile security financial terminal described in the utility model does not rely on PC and mobile phone plane plate, can the complete independently financial transaction service such as online order payment, Web bank service identical with existing computer and mobile phone, can solve under existing open operation system, when in process of exchange, user inputs and obtains output information demonstration, the hidden danger that the information that may exist is intercepted by rogue program.
Accompanying drawing explanation
Fig. 1 is the structural representation of a kind of mobile security financial terminal in embodiment;
Fig. 2 is the structured flowchart of a kind of mobile security financial terminal in embodiment;
Fig. 3 is that the equipment of a kind of mobile security financial terminal in embodiment forms schematic diagram;
A kind of use process flow diagram of mobile security financial terminal in Fig. 4 embodiment;
Fig. 5 is the process flow diagram of a kind of financial trade method in embodiment;
Fig. 6 is the conclude the business process flow diagram of mobile payment of mobile security financial terminal in embodiment 1.
Embodiment
Below in conjunction with Figure of description and embodiment, the utility model is described in further detail.
Fig. 1 shows the structural representation of a kind of mobile security financial terminal in this embodiment, Fig. 2 shows the structured flowchart of this mobile security financial terminal, as can be seen from Figure, this mobile security financial terminal 10 comprises a terminal body, terminal body is provided with the supply module 11 that is used to the power supply of mobile security financial terminal, for the human-computer interaction module 12 of man-machine information interaction, wherein, this mobile security financial terminal also comprises for communicating by letter with other financial terminal or intelligent cards, carry out the mutual data transmit-receive module 13 of financial interaction data, be connected with data transmit-receive module 13 for completing financial transaction according to described financial interaction data, mobile security financial terminal is carried out to the Service Processing Module 14 of the management of equipment and application, and for to human-computer interaction module 12, the security module 15 that data transmit-receive module 13 and Service Processing Module 14 carry out safety management.Data transmit-receive module 13 is with other financial terminal or can only card-to-card communication be connected, and Service Processing Module 14 is undertaken by data transmit-receive module 13 and other financial terminal or intelligent cards alternately.
Wherein, data transmit-receive module 13 and other financial terminal or intelligent cards carry out mutual financial interaction data and comprise information data in safety verification data and/or mobile payment data and/or Internet banking data and/or intelligent cards etc.
In terminal body, be provided with antenna 3, antenna 3 comprises digital cellular antenna and wifi antenna, data transmit-receive module 13 can communicate by digital cellular network or wifi and other financial terminal, realizes data transmit-receive module 13 and is connected with the telecommunication of other financial terminal.
In addition, antenna 3 can also be short-range wireless communication antenna, data transmit-receive module 13 such as, communicates by close range wireless communication modes (NFC, the short-range communication modes such as sweeping bar code, card reader, bluetooth of taking pictures) and other financial terminal, realizes data transmit-receive module 13 and is connected with the short-range communication of other financial terminal.Wherein, antenna 3 is arranged on the place of the nonmetal signal shielding in terminal body, and its particular location can arrange according to the product appearance of moving secure financial terminal, for example, product appearance shown in Fig. 1, can be set to flush type antenna by antenna, is arranged in the shell of terminal body.
In terminal body, can also be provided with card reading module, data transmit-receive module communicates by card reading module and intelligent cards, as shown in Figure 1, a kind of implementation of the card reading module in present embodiment is to comprise the plug-in type draw-in groove 6 being arranged in terminal body, in plug-in type draw-in groove 6, be provided with card reader contact 5, another kind of implementation is contactless card reading unit, the contactless Service Processing Module of for example realizing by existing SIMpass technology.Receipt transceiver module, in the time of the financial interaction data obtaining in intelligent cards, can be inserted into financial card (comprising bank card, other intellective IC card etc.) in draw-in groove 6, and data transmit-receive module reads the information such as account and password in card; Also can be the information that reads financial card by contactless card reading unit.
Data transmit-receive module 13 completes after financial interaction data mutual, and Service Processing Module 14 is for completing financial transaction according to described financial interaction data.Data transmit-receive
Human-computer interaction module 12 can be realized man-machine interaction by modes such as voice, touch-control, keyboard, gestures.Security module 15 is the modules with IC-card physical protection rank, as there is the chip of the anti-physical attacks of hardware grade, for human-computer interaction module 12, data transmit-receive module 13 and Service Processing Module 14 are carried out to safety management service, be mainly responsible for dynamic in terminal applies logic operation process, static sensitive information storage and encryption and decryption computing, key, digital certificate management etc. are provided.Wherein, security module is carried out the mode of safety management to terminal applies, can carry out safety management to all terminal applies on mobile security financial terminal by an overall security protection unit, also can carry out safety management to each terminal applies in terminal respectively by multiple security protections unit, each terminal applies on mobile security financial terminal is carried out safety management by a security protection unit of correspondence.Supply module 11 can adopt powered battery, is whole terminal modules power supply.
Mobile security financial terminal in present embodiment can be used as a card reader, obtain financial interaction data with other intelligent terminal by network service, obtain the financial interaction data in intelligent cards by card reading module (comprising contact card-reading mode and contactless card reading unit), then complete corresponding financial transaction according to accessed financial interaction data.For example, for mobile payment transaction, mobile security financial terminal obtains after the data such as Pay Bill and payment that computer sends, and the information such as account and password (can certainly be inputted at mobile security financial terminal by user) that user can get bank card by card reading module completes mobile payment transaction.
Mobile security financial terminal in present embodiment can be used as a non-contact card, communicates by letter with other intelligent terminal, and data are sent to other intelligent terminal, completes transaction.For example, by the card application program of mass transit card is installed in mobile security financial terminal, this terminal can be used as mass transit card, communicate by letter with bus card-reader or subway machine for punching the card etc. (by the operation of swiping the card in machine for punching the card of mobile security financial terminal), data are sent to and in machine for punching the card, complete the operation of swiping the card.
Fig. 1 shows the entity structure schematic diagram of this financial terminal in this embodiment, and the human-computer interaction module of this terminal is touch screen 1, realizes man-machine interaction by touch screen.For the security that assurance equipment uses, in this terminal, be also provided with fingerprint module 2, user, before concluding the business, needs process password or fingerprint identity validation to obtain the legal right to use of equipment.In terminal body, be also provided with the camera 4 for financial interaction data, camera 4 is connected with data transmit-receive module 13.In terminal body, be also provided with card reading module, this card reading module comprises the plug-in type draw-in groove 6 being arranged in terminal body, is provided with card reader contact 5 in plug-in type draw-in groove 6.
The equipment that Fig. 3 shows mobile security financial terminal in present embodiment forms schematic diagram, this mobile security financial terminal in realization, its minimum system is to be made up of common application processor, safe processor, data storing chip, peripheral hardware driving, logic chip, the minimal set of composition data input and output and calculation process.Application processor is responsible for processing applied logic, man-machine interaction, Cellular Networks and Wi-Fi data communication, safe processor (security module) is subordinated to application processor, for applied logic provides security service, there is the physical protection of IC-card rank, mainly be responsible for storage and encryption and decryption computing dynamic in applied logic operational process, static sensitive information, key, digital certificate management are provided, directly drive and manage fingerprint module, NFC module, card reading module.For above-mentioned minimum system, it is embodied as the conventional technological means in this field, in this no longer detailed introduction.Certainly, the equipment formation of mobile security financial terminal of the present invention is not limited in above-mentioned described embodiment, and those skilled in the art can carry out various modifications and variations according to foregoing description.
Mobile security financial terminal in this embodiment in use, first user needs to obtain by the checking of security module 15 the legal right to use of terminal, this identity can be fingerprint authentication, also can be the checking of other modes such as password, obtaining after the right to use, by the financial interaction data of data transmit-receive module 13, the Service Processing Module 14 of this mobile security financial terminal is initiatively initiated mutual with other financial terminals by data transmit-receive module 13 afterwards, and according to obtained data, complete mobile financial transaction according to each operation flow.
Wherein, other financial terminal comprises POS terminal, financial card reader, computer, smart mobile phone, bank backstage, banking front-end system and other order generation equipment etc., POS terminal in present embodiment comprises POS point-of-sale terminal (as the POS machine for punching the card in shop, complete the multi-functional terminal end machine of the value-added services such as charging etc.), also comprises mass transit card machine for punching the card, subway machine for punching the card etc.In the time carrying out financial transaction, one or more in safety moving financial terminal and above-mentioned other financial terminal have communicated financial transaction.According to the difference of financial transaction, financial interaction data is also different, and for example, in the time carrying out mobile payment, financial interaction data mainly refers to the mobile payment data including pay invoice number and payment etc.; If Internet bank's financial transaction, financial interaction data is including a series of Internet banking data the data such as dealing money and transaction account; If mobile security financial terminal is to use as safety verification equipment, as Ukey or as OTP, financial interaction data is including some the row safety verification data as safety verification equipment needed Ukey password authentification data and dynamic password etc.
Fig. 4 shows the concise and to the point use process flow diagram of the mobile security financial terminal described in present embodiment, in use, supply module 11 can be carried use, by cellular digital Network Communication or access free Wi-Fi LAN, when networking standby, financial transaction can be carried out at any time, while transaction, must obtain the legal right to use of equipment through authentication, in process of exchange, if overtime or by treating that switch will interrupt current operation, after waking up, again can continue the operation before standby through authentication.
By the mobile security terminal described in present embodiment without computer or mobile phone plane plate, there iing place wireless or that network signal covers, can realize mobile payment, Internet banking or other and financial transaction operation such as supplement with money as convenience-for-people, and guarantee that by security module 15 safety of transaction carries out.Fig. 5 shows the financial trade method based on a kind of mobile security financial terminal in Fig. 1, and the method mainly comprises the following steps:
Step S1: mobile security financial terminal obtains financial interaction data;
From above, data transmit-receive module is for communicating by letter with other financial terminal or intelligent cards, carry out the mutual of financial interaction data, in the time carrying out financial transaction, mobile security financial terminal obtains the financial interaction data of other financial terminal or intelligent cards by data transmit-receive module 13, or financial interaction data is sent to other financial terminal.Data transmit-receive module 13 carries out the mutual mode of financial interaction data with other financial terminal or intelligent cards to be had following several:
A. data transmit-receive module and the communication connection of other financial terminal, financial interaction data is pushed directly to data transmit-receive module by other financial terminal, or financial interaction data is sent to other financial terminal by data transmit-receive module;
B. data transmit-receive module request and the communication connection of other financial terminal, to other financial terminal active obtaining finance interaction data;
C. user is input to data transmit-receive module by human-computer interaction module by financial interaction data;
The mode that d data transmit-receive module scans by camera is obtained financial interaction data;
E. data transmit-receive module obtains described financial payment data by card reading module.
From describing above, a kind of implementation of card reading module is to comprise the plug-in type draw-in groove 6 being arranged in terminal body, is provided with card reader contact 5 in plug-in type draw-in groove 6, and another kind of implementation is contactless card reading unit.Therefore, data transmit-receive module, in the time obtaining financial interaction data, can be inserted into financial card (comprising bank card, other intellective IC card etc.) in draw-in groove 6, and data transmit-receive module terminal reads the information such as card account and password; Also can be the information that reads financial card by contactless card reading unit.
Wherein, other described financial terminal can be that POS terminal, financial card reader, computer, smart mobile phone, bank backstage, banking front-end system or other order generate equipment.
Step S2: mobile security financial terminal completes financial transaction according to financial interaction data.
The Service Processing Module 15 of mobile security financial terminal completes corresponding financial transaction according to financial interaction data in step S1.
Mobile security financial terminal is when as card reader, and the mode that Service Processing Module 15 completes financial transaction comprises terminal acquiescence mode of doing business, man-machine interaction mode, contact swipe the card mode and the contactless modes such as mode of swiping the card.Acquiescence mode of doing business refers to the individual mobile digital certificate of issued by banks is stored in mobile security financial terminal, one or more (super Net silver) Bank Account Number of individual's mobile digital certificate respective user, by Bank Account Number and the binding of mobile security financial terminal, while carrying out financial transaction, acquiescence selects the Bank Account Number of binding to conclude the business.
In the time carrying out financial transaction, the mobile security financial terminal of present embodiment can be by acquiescence mode of doing business when conclude the business, and user only need click and selects and confirm just can complete quick payment.Certainly,, in the time of transaction, also can input financial interaction data by manual on human-computer interaction module or alternate manner interactive mode and become mobile financial transaction.Contact swipe the card pay mode be the transaction payment of having swiped the card in card reading module.For the contactless mode of swiping the card, existing part bank card is supported contactless function of swiping card at present, and terminal must be supported this part bank card, operates from user, and what difference is essence there is no with brush magnetic stripe card.
Finance interaction data arrives after equipment (mobile security financial terminal), user is by equipment option dealing mode, it can be Bank Account Number (the acquiescence mode that the equipment when distribution institute digital certificate of storing is bound, can one key pay), or determine transaction account by swiping the card on equipment, also can manually input transaction data, conclude the business by the requirement of each transaction business (as bank paying, transfer accounts etc.) thereupon.Whole transaction course of payment, information is all submitted to and is obtained in equipment, and the security context that equipment provides can ensure the non repudiation of privacy, consistance and the process of exchange of Transaction Information.
Mobile security financial terminal is when as non-contact card, corresponding card application program is installed in mobile security financial terminal, and in the time carrying out financial transaction, mobile security financial terminal is communicated by letter with other financial terminal, financial interaction data is sent to other financial terminal, complete financial transaction.
Mobile security financial terminal of the present invention can, by having communicated a lot of financial transactions with other financial terminal, mainly include but not limited to following financial transaction:
1. basic service
Account inquiries, Transaction Inquiries, time transaction inquiry, fixed live turn mutually, deposit at notice account transfer, self-help charging, report the loss, Modify password, ATM/POS limit etc.
2. ecommerce
Online payment, online shopping mall, the account transfer of online payment card, modification Payment Card password, inquiry online payment card card number, inquiry online payment record etc.
3. internal mutual turns
Produce agreement account, fixed live turn mutually, deposit at notice is transferred accounts, silver card is transferred accounts, stock funds is managed money matters, and transfer accounts in special family, Payment Card is transferred accounts, foreign exchange settlement of exchange etc.
4. the remittance of transferring accounts
House account turns mutually, with city transfer accounts, strange land remittance, inter-bank strange land remittance, inter-bank with city transfer accounts, the remittance data editor that transfers accounts in batches, in batches transfer accounts remittance, inquire about transfer accounts money transfer records, beneficiary information management etc.
5. easily borrow logical
Apply for loan, the application duration of an exhibition, debt conversion, repayment of bank loans, inquiry loan situation, inquire about loan limit, housing loan, loan for purchasing car, loan inquiry, inquiry business (exceeding the time limit) situation, tentative calculation (single-candidate mode of repayment), tentative calculation (single-candidate capital mode of repayment), tentative calculation (single-candidate increases progressively mode of repayment), tentative calculation (single-candidate successively decrease mode of repayment) etc.
6. lead to/foreign exchange trading of investment
Transfer accounts in market/transaction and inquiry, the special family of foreign exchange, the modification of foreign exchange transaction password and replacement, foreign exchange transaction locking etc.
7. lead to/national debt of investment dealing
Inquire about national debt information, buy national debt, cash in advance national debt etc.
8. lead to/equity fund of investment
Money base is logical, silver card is logical, silver card is transferred accounts, security exchange etc.
9. credit card
Dues inquiry, do not go out bill inquiry, the inquiry of historical bill, credit card accounting checking, online payment Transaction Inquiries, integration inquiry, amount adjustment, automatic refund setting, the function setting of buying foreign exchange, modification current period amount bought, credit card and pay in, revise that password for inquiry, modification/arrange CASH ADVANCE password, credit card damage are reissued etc.
10. financing plan
Financing memo pad, Payment Plan, credit and debt management etc.
11. financial analyses
Expenditure distribution diagram, pay detailed form, distribution of earnings figure, take in detailed form, cash flow diagram, revenue and expenditure comparison diagram etc.
While completing above-described financial transaction by mobile security financial terminal of the present invention, mobile security financial terminal can be directly and bank backstage or other financial terminal communication, obtains after the financial interaction data that exchange needs, and directly completes transaction by terminal.Terminal of the present invention only completes in whole financial transaction process and obtains after financial interaction data, carries out the process of last trade according to these data.For example, for mobile payment, this terminal only completes the payment link based on mobile payment data.And whole transaction course of payment, information is all submitted to and is obtained in terminal, and the security context that equipment provides can ensure the non repudiation of privacy, consistance and the process of exchange of Transaction Information.
Below in conjunction with specific embodiment, mobile security financial terminal of the present invention is further described.
Embodiment 1
In the present embodiment, complete the financial transaction of mobile payment by mobile security financial terminal, specifically complete the process that order pays.
Fig. 6 shows while adopting the mobile security financial terminal of present embodiment to carry out mobile payment, from obtaining mobile payment data (order generates, order typing) to the whole process flow diagram that completes mobile payment.
First, obtained order pay needed mobile payment data by data transmit-receive module 13, the mobile payment data in the present embodiment mainly refer to order number and the order amount of money.By finding out in Fig. 6, the obtain manner of above-mentioned mobile payment data can have a lot of in, can get from the computer network Quick Response Code that gets, can get from mobile phone, also can print from shelf of doing shopping.In the time carrying out order payment, this terminal only completes payment link, that is to say that terminal operation is from order (mobile payment data) enters terminal, until paid, be order typing and the payment process in Fig. 6, it is not involved in the present invention how generating for order, terminal only need to by data transmit-receive module 13 with generate the financial terminal (computer, mobile phone etc.) of order and communicate by letter and obtain above-mentioned mobile payment data and complete the payment of order, the mode that can certainly scan by manual typing or Quick Response Code be obtained above-mentioned mobile payment data.
In the present embodiment, complete the financial transaction of Internet banking by mobile security financial terminal, specifically the process of bank transfer.
In the time completing this financial transaction, mobile security financial terminal can be directly and bank's Background communication, obtains required bank transfer data, can certainly directly be inputted in terminal by user.Bank transfer data in the present embodiment mainly refer to transfer accounts account and the amount of money etc. of transferring accounts, terminal gets after data, option dealing mode, thereupon according to inputting the information such as account number cipher with the requirement of each bank transfer business, terminal initiatively initiates to transfer accounts interaction flow with bank backstage, and confirms transaction results.
Mobile security financial terminal of the present invention is issued by financial institution's unified certification, and consistent with existing Net silver key distribution flow process, product safety is by guaranteeing.And pass through this financial terminal without computer or mobile phone etc., can carry out at any time safe network payment on the ground that has the network coverage, transfer accounts, the finance operation such as user's inquiry, and adopt the security module with IC-card physical protection rank, above-mentioned whole process of exchange is all submitted to and is obtained in terminal, improve the security of transaction, can eliminate the misgivings of user to Malware and virus threat transaction security.
Obviously, those skilled in the art can carry out various changes and modification and not depart from spirit and scope of the present utility model the utility model.Like this, if within of the present utility model these are revised and modification belongs to the scope of the utility model claim and equivalent technology thereof, the utility model is also intended to comprise these changes and modification interior.
Claims (9)
1. a mobile security financial terminal, comprise terminal body, terminal body is provided with supply module and human-computer interaction module, it is characterized in that, this terminal also comprises the card reading module of communicating by letter with other financial terminal or intelligent cards, and carries out the mutual data transmit-receive module of financial interaction data by described card reading module;
In terminal body, be also provided with antenna, described antenna comprises digital cellular antenna and wifi antenna, and data transmit-receive module communicates by antenna and other financial terminal.
2. a kind of mobile security financial terminal as claimed in claim 1, is characterized in that: described antenna also comprises short-range wireless communication antenna.
3. a kind of mobile security financial terminal as claimed in claim 1 or 2, is characterized in that: described antenna is arranged in the shell of terminal body.
4. a kind of mobile security financial terminal as claimed in claim 3, is characterized in that: other described financial terminal comprises that POS terminal, financial card reader, computer, smart mobile phone, bank backstage, banking front-end system and other order generate equipment.
5. a kind of mobile security financial terminal as claimed in claim 4, is characterized in that: in described terminal body, be also provided with the camera for obtaining financial interaction data, camera is connected with data transmit-receive module.
6. a kind of mobile security financial terminal as claimed in claim 1, is characterized in that: described card reading module comprises the plug-in type draw-in groove being arranged in terminal body, is provided with card reader contact in plug-in type draw-in groove.
7. a kind of mobile security financial terminal as claimed in claim 1, is characterized in that: described card reading module is contactless card reading unit.
8. a kind of mobile security financial terminal as claimed in claim 1, is characterized in that: described security module is the module with IC-card physical protection rank.
9. a kind of mobile security financial terminal as claimed in claim 8, is characterized in that: described security module comprises a security protection unit or multiple security protections unit.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201320455904.4U CN203689574U (en) | 2013-07-29 | 2013-07-29 | Mobile safety financial terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201320455904.4U CN203689574U (en) | 2013-07-29 | 2013-07-29 | Mobile safety financial terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN203689574U true CN203689574U (en) | 2014-07-02 |
Family
ID=51011451
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201320455904.4U Expired - Lifetime CN203689574U (en) | 2013-07-29 | 2013-07-29 | Mobile safety financial terminal |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN203689574U (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103413244A (en) * | 2013-07-29 | 2013-11-27 | 北京握奇数据系统有限公司 | Mobile security financial terminal and financial transaction method |
| CN105023363A (en) * | 2015-08-06 | 2015-11-04 | 国网辽宁省电力有限公司鞍山供电公司 | Intelligent payment pal with USB key interface |
-
2013
- 2013-07-29 CN CN201320455904.4U patent/CN203689574U/en not_active Expired - Lifetime
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103413244A (en) * | 2013-07-29 | 2013-11-27 | 北京握奇数据系统有限公司 | Mobile security financial terminal and financial transaction method |
| WO2015014202A1 (en) * | 2013-07-29 | 2015-02-05 | 北京握奇智能科技有限公司 | Mobile security financial terminal and financial transaction method |
| CN105023363A (en) * | 2015-08-06 | 2015-11-04 | 国网辽宁省电力有限公司鞍山供电公司 | Intelligent payment pal with USB key interface |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US11481764B2 (en) | Apparatus and methods for payment transactions using near field communication | |
| CN103413244A (en) | Mobile security financial terminal and financial transaction method | |
| US20240013171A1 (en) | Mobile telephone transfer of funds | |
| US20200051073A1 (en) | System and method for enhanced token-based payments | |
| CN102656599B (en) | mobile payment application architecture | |
| US20140129422A1 (en) | Systems and methods for issuing mobile payment cards via a mobile communication network and internet-connected devices | |
| EP1271435A2 (en) | Authentication and access control system | |
| CN103400461B (en) | The system and method for POS, card business realizing | |
| CN105474241A (en) | Methods and systems for transferring electronic money | |
| CA2934342C (en) | Systems and methods for generating offers from tokenized contactless payments | |
| CN104077699A (en) | Payment data processing method and system used for e-business platform | |
| US20210004806A1 (en) | Transaction Device Management | |
| JP2016076262A (en) | Method of paying for product or service in commercial website via internet connection and corresponding terminal | |
| US20200111081A1 (en) | Child tokens for digital wallets | |
| US11651356B2 (en) | Apparatus and methods for payment transactions using near field communication | |
| CN203689574U (en) | Mobile safety financial terminal | |
| US10740749B2 (en) | System and method for managing a protection mechanism using a digital wallet platform | |
| CN203746179U (en) | Mobile safe financial terminal | |
| EP4020360A1 (en) | Secure contactless credential exchange | |
| WO2019177990A1 (en) | Techniques for optimizing communication protocols | |
| KR20120129106A (en) | Method for Registering Card Information for Near Field Communication Payment, System And Payment Apparatus | |
| Vahedi et al. | Promote Mobile Banking Services by using National Smart Card Capabilities and NFC Technology | |
| Mohammed | Iraqi Journal of Statistical Sciences | |
| KR20190139478A (en) | Intrinsic Currency Trading | |
| KR20200052351A (en) | User authentication and transaction staging |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CP01 | Change in the name or title of a patent holder | ||
| CP01 | Change in the name or title of a patent holder |
Address after: 100102 Beijing city Chaoyang District Wangjing Lize Park No. 101 Qiming International Building 7 Patentee after: BEIJING WATCHDATA Co.,Ltd. Address before: 100102 Beijing city Chaoyang District Wangjing Lize Park No. 101 Qiming International Building 7 Patentee before: BEIJING WATCH DATA SYSTEM Co.,Ltd. |
|
| CX01 | Expiry of patent term | ||
| CX01 | Expiry of patent term |
Granted publication date: 20140702 |