CN101256699B - On-line trading terminal and on-line trading system - Google Patents

On-line trading terminal and on-line trading system Download PDF

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Publication number
CN101256699B
CN101256699B CN200810005964XA CN200810005964A CN101256699B CN 101256699 B CN101256699 B CN 101256699B CN 200810005964X A CN200810005964X A CN 200810005964XA CN 200810005964 A CN200810005964 A CN 200810005964A CN 101256699 B CN101256699 B CN 101256699B
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image
mentioned
account
transaction terminal
display part
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CN101256699A (en
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芝池幸司
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Oki Electric Industry Co Ltd
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Oki Electric Industry Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/18Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines

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Abstract

The invention provides an on-line transaction terminal, which correctly and simply selects a transaction target party account by using a visual operation method. The on-line transaction terminal comprises an interface portion (43) connected to a network, a transaction functional portion (42) which performs account transaction through the interface portion (43), and a display portion (41) for displaying the content of transaction, which is characterized in that the transaction functional portion (42) acquires an image corresponding to a transaction target party account, and the display portion (41) displays the image.

Description

Online transaction terminal, online trading system
Technical field
The present invention relates to the online transaction terminal and the system of financial institution etc., particularly the picture of transaction terminal shows.
Background technology
In the past, as with " provide a kind of support the money that utilizes ATM to carry out transfer accounts operation etc. operation and simplify this operated system " be the technology of purpose, proposition has following system (patent documentation 1), this system be " have: the operation screen transmitting element; its as requested, to by communication network 12 and the client terminal 13 transmit operation pictures that are connected with server computer 11; Operation information is accepted the unit, and it accepts the ATM operation information, and this ATM operation information is included in the dealing money of importing on the operation screen that is sent; And data write unit, it will utilize among the above-mentioned ATM operation information writing recording medium A ' that accepts to accept the unit, and this recording medium A ' is installed among the data transfer apparatus 13a of above-mentioned client terminal 13, and can be read by ATM ".
In addition, as " provide a kind of information retrieval system of using representative graph; this information retrieval system utilizes representative graph to show only to utilize sensation that the text retrieval condition is not enough to show etc., and the component that will constitute this representative graph to carry out information retrieval as search condition." be the technology of purpose, the system of following technology contents has been proposed, promptly " used the information retrieval system of representative graph, this information retrieval system has: the component information memory cell; User's information memory cell; The representative graph setup unit, it synthesizes an image based on the identifying information of the component that constitutes the selected representative graph of user with the image information of selected component, thereby sets user's representative graph; And representative graph retrieval unit, it compares the identifying information of the component of the representative graph that constitutes the user identifying information with the component of the representative graph that constitutes other users, the all or part of attribute information of these other users when user's information memory cell is obtained above-mentioned identifying information all or part of consistent, and it is sent to user's terminal as result for retrieval." (patent documentation 2).
Patent documentation 1: TOHKEMY 2004-5521 communique (summary)
Patent documentation 2: TOHKEMY 2006-350416 communique (summary)
In automated transaction terminals such as ATM in the past, need import Transaction Information by Word messages such as name and account numbers.These Word messages are the unified information of setting of this financial institution, may not can easily hold content at a glance, thereby when concluding the business, conclude the business on one side need confirm one by one Word message, not only operate loaded down with trivial details but also may take place that mistake is imported etc.
About this point, in the technology that above-mentioned patent documentation 1 is put down in writing, the information stores that transaction need be imported the time is in recording mediums such as IC-card, and the input operation when reducing transaction by the memory contents that makes ATM read card.
But ATM need possess the reading device of above-mentioned card, and must be corresponding with the input mode that is substituted by card, thereby does not possess extensive versatility.In addition, when storing a plurality of transacting targeted side in the card, must from a plurality of options, select 1 transacting targeted side account, finally must confirm the Word message of account number etc. at this moment one by one.
In addition, the technology that above-mentioned patent documentation 2 is put down in writing, though be to use representative graph to support the technology of perception retrieval,, the technology of introducing perception retrieval in the transaction of ATM etc. can't be adapted to require among the ATM of accurately processing etc.
Therefore, people expect that a kind of method of operating that can adopt intuitively comes simple and easy and online transaction terminal option dealing target side account correctly and system.
Summary of the invention
Online transaction terminal of the present invention is characterised in that,
Have: the interface portion that is connected with network; Carry out the trading function portion of account transaction by above-mentioned interface portion; And the display part that transaction content is carried out the picture demonstration;
Above-mentioned trading function portion obtains the corresponding image with transacting targeted side's account;
Above-mentioned display part carries out picture to this image and shows.
According to online transaction terminal involved in the present invention, because the user can utilize with the corresponding image of account and hold transacting targeted side account intuitively, so with only come given transaction target side account's situation to compare by Word message, have the effect that operation becomes easy and correct.
Description of drawings
Fig. 1 is the structural drawing of the related online trading system of embodiment 1.
Fig. 2 is the structure of presentation video admin table 31 and the figure of data example.
The example of the initial picture when Fig. 3 is client operating automatic cash deposit and withdrawal machine 40.
Fig. 4 is the example that the target side of transferring accounts when carrying out money transfer transactions is confirmed picture.
Fig. 5 is the example that the target side of transferring accounts when enterprise's hold account is carried out money transfer transactions is confirmed picture.
Fig. 6 is the structure of the target side account table 12 of transferring accounts preserved of expression clearing main frame 10 and the figure of data example.
Fig. 7 is the example of the picture when target side is transferred accounts in selection among the target side of transferring accounts of prior registration.
Fig. 8 is the structural drawing of the related online trading system of embodiment 3.
Symbol description
10: clearing main frame, 11:I/F portion, 20: image management server, 30: storage unit, 40: automatic cash deposit and withdrawal machine, 41: touch panel portion, 42: trading function portion, 43:I/F portion, 50: setting terminal, 60: the representative graph server, 70: the representative graph database, 80: project (item) database, 90: individuation data storehouse, 100: network
Embodiment
(embodiment 1)
Fig. 1 is the structural drawing of the related online trading system of embodiment of the present invention 1.
In Fig. 1, the 10th, clearing main frame, the 20th, image management server, the 30th, storage unit, the 40th, automatic cash deposit and withdrawal machine, the 50th, setting terminal.Clearing main frame 10, image management server 20, automatic cash deposit and withdrawal machine 40, setting terminal 50 constitute connection by network 100.
10 couples of clients' of clearing main frame account information manages, and is connected to network 100 by I/F portion 11.
Image management server 20 has storage unit 30, and the representative graph image of setting for each account described later is managed.
Storage unit 30 is made of HDD memory storages such as (Hard Disk Drive), stores at image management table 31 illustrated in fig. 2 described later and is the representative graph image described later of each account's setting.
Automatic cash deposit and withdrawal machine 40 is transaction terminals of transaction usefulness such as client carries out that cash is transferred accounts.
Setting terminal 50 is that client sets the terminal that representative graph image described later is used.Client operating setting terminal 50, access images management server 20 is set the data that are stored in the image management table 31 of Fig. 2 explanation described later.
Automatic cash deposit and withdrawal machine 40 has touch panel portion 41, trading function portion 42 and I/F portion 43.
Touch panel portion 41 has following effects: as the effect of operating portion, this operating portion carries out the usefulness of the operation relevant with transaction for client; With the effect as display part, this display part is used for that transaction content is carried out picture and shows.
Trading function portion 42 be carry out with clearing main frame 10 between the function portion of the transaction processing of carrying out, it can be realized by hardware such as the circuit devcie of realization identical function and the software of carrying out on arithmetic units such as CPU or microcomputer.
I/F portion 43 is used for the network interface that is connected with network 100.
Setting terminal 50 can be made of computing machines such as PC.Can utilize the PC of each family to replace, also special-purpose terminal can be set in business office.
Present embodiment 1 related " transaction terminal " is equivalent to automatic cash deposit and withdrawal machine 40.
Fig. 2 is the structure of presentation video admin table 31 and the figure of data example.
Image management table 31 has " business office's numbering " row, " account number " row and " representative graph image " row.
In " business office's numbering " row, store business office's numbering of the related financial institution of this transaction system etc. etc.
In " account number " row, store: the client of the financial institution that this transaction system is related etc. utilize " business office's numbering " be listed as the symbolization of accounts held of specific business office.
In " representative graph image " row, store be used for specific with utilize " account number " row the information of the specific corresponding representative graph image of account.The value of these row can be the file path of the image file on the storage unit 30, also can be numbering that is used for by the specific image file etc.
The data of setting in this table, client operating setting terminal 50, access images management server 20 set up on their own.When setting, utilize image management server 20 suitably to carry out user authentication process etc., note not setting other people account's representative graph image.
The value of setting in " representative graph image " row can be selected from the representative graph image list of regulation, when under the situation of enterprise's hold account illustrated in fig. 5 described later, also can accept the representative graph image that is provided by the account holder.
In addition, carry out under the situation of representative graph image management account a plurality of financial institutions, also can constitute: for example " financial institution " row are set on the basis of the structure of Fig. 2, and utilize the group of " financial institution " " business office's numbering " " account number " to come Management Representative figure image.
The example of the initial picture when Fig. 3 is client operating automatic cash deposit and withdrawal machine 40.
When client after automatic cash deposit and withdrawal machine 40 inserts cash cards and inputs password, trading function portion 42 sends this information simultaneously to clearing main frame 10 and numbers and account number with business office.
Clearing main frame 10 carries out authentication processing based on password, and to automatic cash deposit and withdrawal machine 40 return authentication results.If authentication is for being validated user, then in touch panel portion 41, show initial picture as shown in Figure 3.
At this moment, trading function portion 42 utilizes this client's business office's numbering and account number, to image management server 30 inquiry representative graph images.
Image management server 30 is accepted query requests, the corresponding clauses and subclauses of retrieval from image management table 31.If this client has set the representative graph image, then in image management table 31, store corresponding clauses and subclauses, thus obtain this client's representative graph image based on the value of " representative graph image " row, and send to automatic cash deposit and withdrawal machine 40.
Trading function portion 42 shows this representative graph image in touch panel portion 41 after having accepted the representative graph image.
Fig. 4 is the example that the target side of transferring accounts when carrying out money transfer transactions is confirmed picture.
Client uses automatic cash deposit and withdrawal machine 40 to specify other accounts, and this account is transferred accounts.At this moment, the target side account also is set with representative graph if transfer accounts, then show picture shown in Figure 4 when confirming to transfer accounts target side, the Word message to this account title etc. carries out the picture demonstration with the representative graph image relevant with this account simultaneously in touch panel portion 41.
Thus, because the side of transferring accounts client can utilize Word message and representative graph image visually to hold the target side account that transfers accounts whether to have mistake simultaneously, so can be expected to reduce the mistake etc. of the target side of transferring accounts.
And automatic cash deposit and withdrawal machine 40 is obtained the step of the target side account's that transfers accounts representative graph image, can be with identical in step illustrated in fig. 3.
Fig. 5 is the example that the target side of transferring accounts when enterprise's hold account is carried out money transfer transactions is confirmed picture.
As shown in the drawing, under the situation of enterprise's hold account,,, just hold the whether mistake of target side account of transferring accounts easily then for the side of transferring accounts account's client as long as show the registered symbol of this enterprise.In addition, for the enterprise of hold account, also can expect the effect of publicity that registered symbol plays.
As mentioned above, according to present embodiment 1, because image management server 20 stores the corresponding representative graph image with each account, when utilizing automatic cash deposit and withdrawal machine 40 to conclude the business, representative graph image to transacting targeted side account in touch panel portion 41 carries out the picture demonstration, so visually hold transacting targeted side account easily, thereby can be expected to reduce the effect of target side mistake etc. of transferring accounts.
In addition, because representative graph is a kind of means of self-information disclosure, so also have the effect that to infer the credit worthiness of registering the account holder that representative graph is arranged indirectly.
(embodiment 2)
Generally speaking, when using the automatic cash deposit and withdrawal machine to carry out money transfer transactions, must on picture, import the information such as account number of the target side of transferring accounts.The loaded down with trivial details also generation input error easily of this operation.
Therefore, usually be the target side account number etc. of transferring accounts that registration is often concluded the business in clearing main frame 10 in advance, when carrying out money transfer transactions, it is read and has a guide look of demonstration, from wherein selecting to transfer accounts target side, can simplify the money transfer transactions program thus.
In embodiments of the present invention 2, when the target side account that transfers accounts who shows this prior registration is tabulated, show in the lump that also the example of the action of representative graph image describes.
Fig. 6 is the structure of the target side account table 12 of transferring accounts preserved of expression clearing main frame 10 and the figure of data example.
Client uses automatic cash deposit and withdrawal machine 40 to register often to carry out the target side account that transfers accounts of money transfer transactions.Register content is stored in this table.Owing to also have 1 client to register the situation of a plurality of target side of transferring accounts, so the situation of same client being registered a plurality of clauses and subclauses is also arranged.
The target side of transferring accounts account table 12 has " user's account number " row, " target side of transferring accounts business office numbering " row, " target side of transferring accounts account number " row.
In " user's account number " row, store account number by the client of clearing main frame 10 management.
In the business office of the target side of transferring accounts " numbering " row, store utilizations " user's account number " row the specific client business office that often carries out the target side account that transfers accounts of money transfer transactions number.
In " target side of transferring accounts account number " row, storage: utilize " user's account number " row specific client often carry out the target side account's that transfers accounts of money transfer transactions account number.
In addition, under the situation that the target side of transferring accounts of striding financial institution is managed, also can constitute: on the basis of the structure of Fig. 6, for example " user's financial institution " row and " financial institution of the target side of transferring accounts " row are set, and utilize these groups that constitute to manage the target side account that transfers accounts.
Fig. 7 is the example of the picture when target side is transferred accounts in selection among the target side of transferring accounts of prior registration.
Client is when using automatic cash deposit and withdrawal machine 40 to carry out money transfer transactions, and information such as the target side account that transfers accounts by direct input are specified the target side of transferring accounts; Perhaps obtain the target side tabulation of transferring accounts that is registered in advance in the clearing main frame 10, and select to transfer accounts target side according to the target side account table 12 of transferring accounts.
Under latter instance, automatic cash deposit and withdrawal machine 40 is had a guide look of demonstration to the target side tabulation of transferring accounts that obtains from the target side account table 12 of transferring accounts in touch panel portion 41, and client therefrom selects the target side of transferring accounts.
At this moment, if be set with the representative graph image in the target side account that transfers accounts, then automatic cash deposit and withdrawal machine 40 shows this representative graph image in touch panel portion 41.If enterprise's hold account, then show the registered symbol of enterprise as the representative graph image.The representative graph image obtain step, can be with identical in step illustrated in fig. 3.
By showing the representative graph image, compare with the situation of only having a guide look of display text information merely, owing to visually hold the target side account that transfers accounts easily, so can be expected to reduce the mistake etc. of the target side of transferring accounts.
In addition, in touch panel portion 41, constitute and picture shows the target side account's that transfers accounts representative graph image tangiblely.Thus, the selection operation simplification that becomes, thus can reduce client's operation burden.
In addition, in the above description, come the situation of the target side account tabulation of transferring accounts of management of consumer to be illustrated to the target side account table 12 of transferring accounts is set on clearing main frame 10, but also can be as the technology that patent documentation 1 is put down in writing, the target side of will transferring accounts account tabulation be kept in the IC-card etc.
In this case, inquire about the representative graph images based on business office's numbering and account number to image management server 20, thereby also can have a guide look of demonstration to the representative graph image in the same manner with Fig. 7.
As mentioned above, according to present embodiment 2, in clearing main frames 10 (or IC-card etc.), register the target side account that transfers accounts in advance, when guide look in touch panel portion 41 shows that this target side of transferring accounts is also selected to transfer accounts target side, owing to show the representative graph image corresponding with each account, so visually hold the target side account that transfers accounts easily, thereby can be expected to reduce the mistake etc. of the target side of transferring accounts.
In addition, owing to constitute and can select the target side of transferring accounts by the representative graph image of pressing in the touch panel portion 41, so can also be expected to shorten the effect of running time.
(embodiment 3)
In the embodiments of the present invention 3, the structure that can carry out personalization (customize) setting to the representative graph image corresponding with each account is described.
Generally speaking, the representative graph image can be, gives at each component that constitutes representative graph that personalization (for example with reference to patent documentation 2 Figure 12) forms.In addition, the situation that can select the optional image that background image etc. appends is arbitrarily also arranged.
Therefore, in embodiments of the present invention 3, the structure of can be like this representative graph image being carried out personal settings is described.
Fig. 8 is the structural drawing of the related online trading system of present embodiment 3.
In Fig. 8, on the basis of the structure of Fig. 1, newly be provided with representative graph server 60.Representative graph server 60 is used to store that personalizable is provided with and as the view data and the personalization results thereof of each component on the basis of representative graph image.
Also composing images management server 20 and representative graph server 60 integratedly.
Representative graph server 60 has representative graph database 70, project database 80 and individuation data storehouse 90.
Representative graph database 70 stores the view data of each component of representative graph.
Project database 80 stores the optional image that background image etc. appends.
Individuation data storehouse 90 stores the personalization results of the component and the optional image of representative graph.
Representative graph database 70, project database 80 and individuation data storehouse 90 can constitute by storage administration object data in memory storages such as HDD.Also can form index etc. as required.
" optional image " in the present embodiment 3 is equivalent to the image that representative graph database 70 and project database 80 are stored.
In addition, " database of storage personalization results " is equivalent to individuation data storehouse 90.
Client when setting the corresponding representative graph image of the account hold with oneself, operating and setting terminal 50, visit representative graph server 60 carries out the personalization setting to the component and the optional image of representative graph.And in individuation data storehouse 90, store setting content.
Though image management server 20 and representative graph server 60 all are the servers of Management Representative figure image, the representative graph image that representative graph server 60 is managed can be personalized in more detail.
Differentiation about image management server 20 and representative graph server 60 is used, and for example, can consider the situation of following (1)~(3).
(1) distinguishes use according to operation screen
Can consider to distinguish use representative graph image according to the operation screen of automatic cash deposit and withdrawal machine 40.
For example, when guide look shows a plurality of representative graph image,,, the representative graph image after can not at length setting personalization sometimes shows so carrying out picture because each representative graph size of images diminishes.In this case, the representative graph image by the simplification of image management server 20 management being carried out picture shows.
On the other hand, when as the picture of Fig. 3 and Fig. 4, only showing single representative graph image, representative graph image 60 that managed by the representative graph server, that at length finished personalized setting is carried out picture show.
(2) distinguish use according to client's grade
In clearing main frame 10, with good grounds client's the balance of deposits and real trade amount etc. are given the situation of grade to each client.Therefore, can consider to distinguish use image management server 20 and representative graph server 60 according to this grade information.Other setting of level can be unit with client both, can be unit with account also.
For example, for the high client of grade, permission utilizes 60 pairs of representative graph images of representative graph server to carry out personalized in detail the setting, and for the low client's permission to use image management server 20 of rank.
(3) on the personalized setting range of optional image, difference is set
Can consider to use in the same manner client's class information, on the personalized scope of optional image, set difference with above-mentioned (2).
For example, for whole optional images of the high client's permission to use project database 80 of grade, and for the low client's permission to use part optional image of rank.
Common part is the grade according to client in above-mentioned (2), (3), on the scope of representative graph image personalizable difference is set.As the method that difference is set, be that unit sets the usage license with the server, perhaps be unit is provided with the usage license with the optional image, be the item that can set arbitrarily in design.
As mentioned above, according to present embodiment 3, owing to constitute and to carry out personal settings to the representative graph image, so each account's individual character is clear and definite, when in touch panel portion 41, account information being carried out picture when showing, can be expected to improve each account's resolution, thus the effect of minimizing selection mistake etc.
In addition, in representative graph image that can be personalized, generally has the effect of impelling the user to pay close attention to.Therefore, owing to can be attracted to client's notice on the account transaction, can be expected to improve the effect of exchange meeting.
And, according to client's grade and on the scope of representative graph image personalizable, set difference, have the effect of impelling client to take following action thus: can be concluded the business continually by the scope of personalization in order to expand, to upgrade.
In the explanation of above embodiment 1~3, the situation that shows the registered symbol of representative graph image and enterprise on touch-screen is illustrated, but the kind of image is not limited to these, can show the image of any kind.
For example, be not limited to still image, also can carry out picture and show dynamic image.In addition, also can when showing dynamic image, export voice.But, if owing to export a plurality of sound simultaneously then the complexity that becomes, so need manage output effect sound when clicking representative graph.
In addition, in above embodiment 1~3, also can constitute trading function portion 42 when obtaining the representative graph image, obtain optional image respectively, and utilize on the touch-screen 41 and respectively each obtained optional image is carried out the picture demonstration as its inscape.
After utilizing 41 pairs of whole optional image pictures of touch panel portion to show end, finish the general image of representative graph image.
By constituting like this, automatic cash deposit and withdrawal machine 40, obtain the view data of each optional image, and can show and draw the representative graph image by carrying out picture respectively, so need not carry out sending to automatic cash deposit and withdrawal machine 40 again on the synthetic basis of image, thereby can alleviate server load in server one side.

Claims (11)

1. an online transaction terminal is characterized in that,
Have: the interface portion that is connected with network; Carry out the trading function portion of account transaction by above-mentioned interface portion; And the display part that transaction content is carried out the picture demonstration;
Above-mentioned trading function portion obtains the corresponding image with transacting targeted side's account;
Above-mentioned display part carries out picture to this image and shows.
2. online transaction terminal according to claim 1 is characterized in that,
Above-mentioned trading function portion obtains the corresponding target side account tabulation of transferring accounts with transacting targeted side account, and obtains the corresponding image of each account with this target side account tabulation of transferring accounts;
Above-mentioned display part carries out picture to each image of being obtained by above-mentioned trading function portion and shows.
3. online transaction terminal according to claim 2 is characterized in that,
Above-mentioned display part has touch panel function;
When pressing above-mentioned image on above-mentioned display part, above-mentioned trading function portion and concludes the business with the corresponding account of this image.
4. according to any described online transaction terminal in the claim 1 to 3, it is characterized in that,
Above-mentioned image is made of optional image, and this optional image is used at each inscape this image being carried out personalisation process;
Above-mentioned trading function portion obtains above-mentioned image at each above-mentioned optional image;
Above-mentioned display part carries out picture at each above-mentioned optional image to this image and shows.
5. online trading system has: main frame that the information relevant with client's account is managed and the transaction terminal of concluding the business with above-mentioned main frame by network, it is characterized in that,
Have image management server, this image management server has the storage unit of having stored with the corresponding image of each account;
Above-mentioned transaction terminal has the display part that transaction content is carried out the picture demonstration, and to the above-mentioned image management server inquiry account corresponding image relevant with transaction;
Above-mentioned image management server is retrieved corresponding image according to above-mentioned inquiry from said memory cells, and sends this corresponding image to above-mentioned transaction terminal;
After above-mentioned transaction terminal had been accepted above-mentioned image, above-mentioned display part carried out picture to this image and shows.
6. online trading system according to claim 5 is characterized in that,
Above-mentioned transaction terminal has function portion, and this function portion carries out money transfer transactions by network with above-mentioned main frame; When carrying out money transfer transactions, to the above-mentioned image management server inquiry and the corresponding image of target side account of transferring accounts;
Above-mentioned image management server is retrieved corresponding image according to above-mentioned inquiry from said memory cells, and sends this corresponding image to above-mentioned transaction terminal;
After above-mentioned transaction terminal had been accepted this image, above-mentioned display part carried out picture to this image and shows.
7. online trading system according to claim 6 is characterized in that,
Above-mentioned transaction terminal is obtained and the corresponding target side account tabulation of transferring accounts of account customer, and based on this target side account tabulation of transferring accounts, to above-mentioned image management server inquiry and each corresponding image of target side account of transferring accounts.
8. online trading system according to claim 7 is characterized in that
Above-mentioned display part has touch panel function;
When pressing on the above-mentioned display part from image that above-mentioned image management server is obtained, above-mentioned transaction terminal with and the corresponding account of this image conclude the business.
9. according to any described online trading system in the claim 5 to 8, it is characterized in that,
Above-mentioned main frame manages each above-mentioned account's class information;
Above-mentioned image management server has database, and the image that this database storing is used for that said memory cells is stored carries out the optional image and the personalization results thereof of personalisation process;
Above-mentioned database root is according to above-mentioned class information, can be to carrying out having set restriction in the scope of personalisation process with the corresponding image of this account.
10. according to any described online trading system in the claim 5 to 8, it is characterized in that,
Above-mentioned image is made of optional image, and this optional image is used at each inscape this image being carried out personalisation process;
Above-mentioned transaction terminal is obtained above-mentioned image at each above-mentioned optional image;
Above-mentioned display part comes that at each above-mentioned optional image this image is carried out picture and shows.
11. online trading system according to claim 9 is characterized in that,
Above-mentioned image is made of optional image, and this optional image is used at each inscape this image being carried out personalisation process;
Above-mentioned transaction terminal is obtained above-mentioned image at each above-mentioned optional image;
Above-mentioned display part comes that at each above-mentioned optional image this image is carried out picture and shows.
CN200810005964XA 2007-03-02 2008-02-20 On-line trading terminal and on-line trading system Expired - Fee Related CN101256699B (en)

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JP5003212B2 (en) 2012-08-15
TW200837649A (en) 2008-09-16

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