ZA200702057B - Method and system for authorizing a transaction using a dynamic authorization code - Google Patents

Method and system for authorizing a transaction using a dynamic authorization code Download PDF

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Publication number
ZA200702057B
ZA200702057B ZA200702057A ZA200702057A ZA200702057B ZA 200702057 B ZA200702057 B ZA 200702057B ZA 200702057 A ZA200702057 A ZA 200702057A ZA 200702057 A ZA200702057 A ZA 200702057A ZA 200702057 B ZA200702057 B ZA 200702057B
Authority
ZA
South Africa
Prior art keywords
data
transaction
processing device
authentication code
authorization
Prior art date
Application number
ZA200702057A
Other languages
English (en)
Inventor
Wankmueller John
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of ZA200702057B publication Critical patent/ZA200702057B/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F15/00—Digital computers in general; Data processing equipment in general
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
ZA200702057A 2004-08-18 2007-03-09 Method and system for authorizing a transaction using a dynamic authorization code ZA200702057B (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US60259404P 2004-08-18 2004-08-18

Publications (1)

Publication Number Publication Date
ZA200702057B true ZA200702057B (en) 2008-07-30

Family

ID=35968257

Family Applications (1)

Application Number Title Priority Date Filing Date
ZA200702057A ZA200702057B (en) 2004-08-18 2007-03-09 Method and system for authorizing a transaction using a dynamic authorization code

Country Status (11)

Country Link
US (1) US9911121B2 (fr)
EP (1) EP1810243A4 (fr)
JP (1) JP4874251B2 (fr)
KR (1) KR101150241B1 (fr)
CN (1) CN101048794A (fr)
AU (1) AU2005277198A1 (fr)
BR (1) BRPI0514505A (fr)
CA (1) CA2577333C (fr)
IL (1) IL181343A0 (fr)
WO (1) WO2006023839A2 (fr)
ZA (1) ZA200702057B (fr)

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Also Published As

Publication number Publication date
CN101048794A (zh) 2007-10-03
JP4874251B2 (ja) 2012-02-15
WO2006023839A3 (fr) 2007-04-19
AU2005277198A1 (en) 2006-03-02
WO2006023839A2 (fr) 2006-03-02
EP1810243A4 (fr) 2012-05-02
CA2577333A1 (fr) 2006-03-02
CA2577333C (fr) 2016-05-17
KR101150241B1 (ko) 2012-06-12
KR20070053748A (ko) 2007-05-25
JP2008511060A (ja) 2008-04-10
IL181343A0 (en) 2007-07-04
US9911121B2 (en) 2018-03-06
EP1810243A2 (fr) 2007-07-25
BRPI0514505A (pt) 2008-06-10
US20080040285A1 (en) 2008-02-14

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