WO2005073934A1 - Procede et systeme pour l'authentification de transactions de carte de credit - Google Patents
Procede et systeme pour l'authentification de transactions de carte de credit Download PDFInfo
- Publication number
- WO2005073934A1 WO2005073934A1 PCT/IL2005/000096 IL2005000096W WO2005073934A1 WO 2005073934 A1 WO2005073934 A1 WO 2005073934A1 IL 2005000096 W IL2005000096 W IL 2005000096W WO 2005073934 A1 WO2005073934 A1 WO 2005073934A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- transaction
- sale
- point
- personal
- card
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
IL160107 | 2004-01-28 | ||
IL16010704A IL160107A0 (en) | 2004-01-28 | 2004-01-28 | Method and system for authenticating credit transactions |
Publications (1)
Publication Number | Publication Date |
---|---|
WO2005073934A1 true WO2005073934A1 (fr) | 2005-08-11 |
Family
ID=33485456
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/IL2005/000096 WO2005073934A1 (fr) | 2004-01-28 | 2005-01-27 | Procede et systeme pour l'authentification de transactions de carte de credit |
Country Status (2)
Country | Link |
---|---|
IL (1) | IL160107A0 (fr) |
WO (1) | WO2005073934A1 (fr) |
Cited By (15)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
FR2901079A1 (fr) * | 2006-05-15 | 2007-11-16 | Gemplus Sa | Procede pour securiser une transaction par carte a puce, terminal d'ecriture pour securiser une telle transaction, et carte a puce securisee |
EP2070037A1 (fr) * | 2006-10-27 | 2009-06-17 | Purpose Intellectual Property Management II | Crédit-bail |
WO2009157003A1 (fr) * | 2008-06-26 | 2009-12-30 | Suresh Babubhai Kapadia | Système et procédé pour empêcher le détournement d'une carte de crédit/carte de débit volée, perdue, reproduite, falsifiée ou contrefaite |
LU91488B1 (en) * | 2008-10-17 | 2010-04-19 | Robert Carter | Multifactor Authentication |
EP2199966A1 (fr) * | 2008-12-22 | 2010-06-23 | Compagnie Industrielle et Financiere d'Ingenierie "Ingenico" | Procédé de sécurisation de transactions, dispositif de transaction, serveur bancaire, terminal mobile, et produits programmes d'ordinateur correspondants |
WO2011076438A1 (fr) * | 2009-12-23 | 2011-06-30 | Wolfram Doering | Procédé de communication électronique d'ordres de banque, et système de communication pour la mise en oeuvre de ce procédé |
EP2460114A1 (fr) * | 2009-07-31 | 2012-06-06 | Finsphere Corporation | Vérification de message de communication mobile de transactions financières |
WO2012175296A3 (fr) * | 2011-06-20 | 2013-02-21 | Siemens Aktiengesellschaft | Vérification d'un jeton d'authentification en fonction du véhicule concerné |
WO2014008922A1 (fr) * | 2012-07-09 | 2014-01-16 | Izettle Merchant Services Ab | Procédé de vérification de pin en étoile pour cartes de crédit avec des informations de carte stockées dans une bande magnétique |
DE102015012553A1 (de) | 2014-10-29 | 2016-05-04 | TruckGuard GmbH | Verfahren und System zum Betanken von Fahrzeugen |
US9838872B2 (en) | 2007-03-16 | 2017-12-05 | Visa International Service Association | System and method for mobile identity protection for online user authentication |
WO2019138086A1 (fr) * | 2018-01-12 | 2019-07-18 | Ingenico Group | Procédé de détermination d'une association entre une carte bancaire et un terminal de communication, dispositif, système et programme correspondant |
US10776791B2 (en) | 2007-03-16 | 2020-09-15 | Visa International Service Association | System and method for identity protection using mobile device signaling network derived location pattern recognition |
US10977652B1 (en) * | 2016-02-02 | 2021-04-13 | Wells Fargo Bank, N.A. | Systems and methods for authentication based on personal card network |
WO2022005762A1 (fr) * | 2020-06-29 | 2022-01-06 | Capital One Services, Llc | Système et procédé pour traiter les rejets de cartes de point de vente |
Citations (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1997045814A1 (fr) * | 1996-05-24 | 1997-12-04 | Behruz Vazvan | Procede et systeme en temps reel servant a effectuer des transactions a distance de paiement de factures et d'achats et a transferer de la monnaie electronique et d'autres donnees |
WO1998047116A1 (fr) * | 1997-04-15 | 1998-10-22 | Telefonaktiebolaget Lm Ericsson (Publ) | Procede et appareil de paiement par telecommunications/transmission de donnees |
US20020108062A1 (en) * | 2000-05-15 | 2002-08-08 | Takayuki Nakajima | Authentication system and method |
EP1246144A2 (fr) * | 2001-03-29 | 2002-10-02 | Telefonaktiebolaget L M Ericsson (Publ) | Transaction de point de vente sans fil |
WO2003036576A2 (fr) * | 2001-10-20 | 2003-05-01 | Wojciech Wojciechowski | Procede et systeme de securisation supplementaire de paiements effectues par carte de paiement |
US20030126017A1 (en) * | 2000-08-01 | 2003-07-03 | Rau Scott W. | System and method for transponder-enabled account transactions |
US20030135463A1 (en) * | 2002-01-16 | 2003-07-17 | International Business Machines Corporation | Credit authorization system and method |
-
2004
- 2004-01-28 IL IL16010704A patent/IL160107A0/xx unknown
-
2005
- 2005-01-27 WO PCT/IL2005/000096 patent/WO2005073934A1/fr active Application Filing
Patent Citations (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1997045814A1 (fr) * | 1996-05-24 | 1997-12-04 | Behruz Vazvan | Procede et systeme en temps reel servant a effectuer des transactions a distance de paiement de factures et d'achats et a transferer de la monnaie electronique et d'autres donnees |
WO1998047116A1 (fr) * | 1997-04-15 | 1998-10-22 | Telefonaktiebolaget Lm Ericsson (Publ) | Procede et appareil de paiement par telecommunications/transmission de donnees |
US20020108062A1 (en) * | 2000-05-15 | 2002-08-08 | Takayuki Nakajima | Authentication system and method |
US20030126017A1 (en) * | 2000-08-01 | 2003-07-03 | Rau Scott W. | System and method for transponder-enabled account transactions |
EP1246144A2 (fr) * | 2001-03-29 | 2002-10-02 | Telefonaktiebolaget L M Ericsson (Publ) | Transaction de point de vente sans fil |
WO2003036576A2 (fr) * | 2001-10-20 | 2003-05-01 | Wojciech Wojciechowski | Procede et systeme de securisation supplementaire de paiements effectues par carte de paiement |
US20030135463A1 (en) * | 2002-01-16 | 2003-07-17 | International Business Machines Corporation | Credit authorization system and method |
Cited By (29)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2007131956A1 (fr) * | 2006-05-15 | 2007-11-22 | Gemplus | Procede pour securiser une transaction par carte a puce, terminal d'ecriture pour securiser une telle transaction, et carte a puce securisee |
FR2901079A1 (fr) * | 2006-05-15 | 2007-11-16 | Gemplus Sa | Procede pour securiser une transaction par carte a puce, terminal d'ecriture pour securiser une telle transaction, et carte a puce securisee |
EP2070037A4 (fr) * | 2006-10-27 | 2010-09-01 | Purpose Intellectual Property | Crédit-bail |
EP2070037A1 (fr) * | 2006-10-27 | 2009-06-17 | Purpose Intellectual Property Management II | Crédit-bail |
US9838872B2 (en) | 2007-03-16 | 2017-12-05 | Visa International Service Association | System and method for mobile identity protection for online user authentication |
US10776791B2 (en) | 2007-03-16 | 2020-09-15 | Visa International Service Association | System and method for identity protection using mobile device signaling network derived location pattern recognition |
US11405781B2 (en) | 2007-03-16 | 2022-08-02 | Visa International Service Association | System and method for mobile identity protection for online user authentication |
WO2009157003A1 (fr) * | 2008-06-26 | 2009-12-30 | Suresh Babubhai Kapadia | Système et procédé pour empêcher le détournement d'une carte de crédit/carte de débit volée, perdue, reproduite, falsifiée ou contrefaite |
WO2010043722A1 (fr) * | 2008-10-17 | 2010-04-22 | Carter Robert A | Authentification multifactorielle |
LU91488B1 (en) * | 2008-10-17 | 2010-04-19 | Robert Carter | Multifactor Authentication |
EP3107051A1 (fr) * | 2008-10-17 | 2016-12-21 | Robert A. Carter | Authentification multifactorielle |
FR2940567A1 (fr) * | 2008-12-22 | 2010-06-25 | Ingenico Sa | Procede de securisation de transactions, dispositif de transaction, serveur bancaire, terminal mobile, et produits programmes d'ordinateur correspondants |
EP2199966A1 (fr) * | 2008-12-22 | 2010-06-23 | Compagnie Industrielle et Financiere d'Ingenierie "Ingenico" | Procédé de sécurisation de transactions, dispositif de transaction, serveur bancaire, terminal mobile, et produits programmes d'ordinateur correspondants |
US9697511B2 (en) | 2008-12-22 | 2017-07-04 | Ingenico Group | Method for securing transactions, transaction device, bank server, mobile terminal, and corresponding computer programs |
US10580009B2 (en) | 2009-07-31 | 2020-03-03 | Visa International Service Association | Mobile communications message verification of financial transactions |
EP2460114A4 (fr) * | 2009-07-31 | 2014-11-26 | Finsphere Corp | Vérification de message de communication mobile de transactions financières |
US9818121B2 (en) | 2009-07-31 | 2017-11-14 | Visa International Space Association | Mobile communications message verification of financial transactions |
EP2460114A1 (fr) * | 2009-07-31 | 2012-06-06 | Finsphere Corporation | Vérification de message de communication mobile de transactions financières |
WO2011076438A1 (fr) * | 2009-12-23 | 2011-06-30 | Wolfram Doering | Procédé de communication électronique d'ordres de banque, et système de communication pour la mise en oeuvre de ce procédé |
WO2012175296A3 (fr) * | 2011-06-20 | 2013-02-21 | Siemens Aktiengesellschaft | Vérification d'un jeton d'authentification en fonction du véhicule concerné |
WO2014008922A1 (fr) * | 2012-07-09 | 2014-01-16 | Izettle Merchant Services Ab | Procédé de vérification de pin en étoile pour cartes de crédit avec des informations de carte stockées dans une bande magnétique |
DE102015012553A1 (de) | 2014-10-29 | 2016-05-04 | TruckGuard GmbH | Verfahren und System zum Betanken von Fahrzeugen |
US10977652B1 (en) * | 2016-02-02 | 2021-04-13 | Wells Fargo Bank, N.A. | Systems and methods for authentication based on personal card network |
US11526890B1 (en) | 2016-02-02 | 2022-12-13 | Wells Fargo Bank, N.A. | Systems and methods for authentication based on personal card network |
US11869010B1 (en) | 2016-02-02 | 2024-01-09 | Wells Fargo Bank, N.A. | Systems and methods for authentication based on personal network |
FR3076922A1 (fr) * | 2018-01-12 | 2019-07-19 | Ingenico Group | Procede de determination d’une association entre une carte bancaire et un terminal de communication, dispositif, systeme et programme correspondant |
WO2019138086A1 (fr) * | 2018-01-12 | 2019-07-18 | Ingenico Group | Procédé de détermination d'une association entre une carte bancaire et un terminal de communication, dispositif, système et programme correspondant |
US20200342461A1 (en) * | 2018-01-12 | 2020-10-29 | Banks And Acquirers International Holding | Method for Determining an Association Between a Bankcard and a Communications Terminal, Device, System and Corresponding Program |
WO2022005762A1 (fr) * | 2020-06-29 | 2022-01-06 | Capital One Services, Llc | Système et procédé pour traiter les rejets de cartes de point de vente |
Also Published As
Publication number | Publication date |
---|---|
IL160107A0 (en) | 2004-06-20 |
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