WO2023142421A1

WO2023142421A1 - Transaction processing methods and apparatuses, device, and storage medium

Info

Publication number: WO2023142421A1
Application number: PCT/CN2022/110339
Authority: WO
Inventors: 刘刚; 才华
Original assignee: 中国银联股份有限公司
Priority date: 2022-01-29
Filing date: 2022-08-04
Publication date: 2023-08-03
Also published as: CN114462563B; TW202331614A; CN114462563A

Abstract

Provided in the embodiments of the present application are transaction processing methods and apparatuses, a device, and a storage medium, relating to the technical field of computers. A method comprises: a terminal device generates a ride QR code and acquires ride QR code display information and terminal attribute information, and sends to an intermediate server the ride QR code display information and the terminal attribute information; a code scanning device scans the ride QR code to acquire code scanning feature information, and sends to an acquiring server the code scanning feature information; the acquiring server determines ride feature information on the basis of the acquired code scanning feature information, determines target transaction content on the basis of the ride feature information and the ride QR code, and then sends to the intermediate server the target transaction content and the ride feature information; and when determining that the ride QR code display information is matched with the ride feature information, the intermediate server acquires a target transaction record on the basis of the terminal attribute information and the target transaction content. Therefore, the data granularity of an acquired target transaction record is finer and more specific, and information coverage is more complete and more accurate.

Description

A transaction processing method, device, equipment and storage medium

Cross References to Related Applications

This application claims the priority of the Chinese patent application with the application number 202210110507.7 and the title of "a transaction processing method, device, equipment and storage medium" submitted to the China Patent Office on January 29, 2022, the entire contents of which are incorporated by reference incorporated in this application.

technical field

The embodiments of the present invention relate to the field of computer technology, and in particular, to a transaction processing method, device, equipment, and storage medium.

Background technique

With the rapid development of Internet mobile payment, more and more urban public transport industries support users to use the way of ride codes to ride. For example, users can take the subway after scanning the ride code generated by terminal devices (mobile phones, smart watches, bracelets, children's phone watches, etc.) through the code scanning device on the subway gate.

The integration of mobile payment and intelligent transportation makes people's travel consumption services closely integrated, and also brings convenience to users' travel. However, as an acceptance terminal, the code scanning device only processes the ride code and obtains account information, which prevents the background system from obtaining other key transaction elements (channel identification, terminal model, etc.), thereby affecting the integrity of transaction information in the background system.

Contents of the invention

The embodiment of the present application provides a transaction processing method, device, device and storage medium, which are used to improve the integrity of transaction information in the background system.

On the one hand, the embodiment of the present application provides a transaction processing method applied to an intermediate server, including:

receiving the target transaction content and ride feature information sent by the acquiring server, wherein the ride feature information is determined by the acquirer server based on the code scanning feature information sent by at least one code scanning device, and each code scanning feature information It is obtained after the corresponding code scanning device scans the ride code displayed by the terminal device, and the target transaction content is determined by the acquiring server based on the ride feature information and the at least one ride code;

When it is determined that the ride code display information matches the ride feature information, the target transaction record is obtained based on the terminal attribute information and the target transaction content, wherein the ride code display information and the terminal attribute information are the After the terminal device generates the at least one ride code, it is obtained and sent to the transaction server.

The target transaction content includes transaction account and transaction amount;

After obtaining the target transaction record based on the terminal attribute information and the target transaction content, it also includes:

Sending the target transaction content to a transaction server, so that the transaction server deducts the transaction amount from the transaction account, obtains a transaction result, and sends the transaction result to the terminal device.

Optionally, the at least one ride code includes a target ride code, the ride feature information includes a target ride time, and the ride code display information includes a display time interval of the target ride code;

When determining that the ride code display information matches the ride feature information, before obtaining the target transaction record based on the terminal attribute information and the target transaction content, it also includes:

If the target boarding time is located in the display time interval of the target boarding code, it is determined that the boarding code display information matches the boarding feature information.

Optionally, the at least one boarding code includes an incoming boarding code and an outgoing boarding code, the boarding feature information includes the time of entering the station and the time of exiting the boarding station, and the display information of the boarding code includes the boarding code for entering the station The display time interval of the station boarding code and the display time interval of the outbound boarding code;

If the entry time is within the display time interval of the entry boarding code, and the exit time is within the displaying time interval of the exiting boarding code, it is determined that the boarding code display information and The ride characteristic information matches.

Optionally, the at least one code scanning device includes an inbound code scanning device and an outbound code scanning device;

The ride characteristic information is determined by the acquiring server based on the code scanning characteristic information sent by at least one code scanning device, including:

The ride characteristic information is determined by the acquiring server based on the inbound code scanning characteristic information sent by the inbound code scanning device and the outbound code scanning characteristic information sent by the outbound code scanning device.

Optionally, the terminal attribute information includes a transaction channel identifier, a terminal model, a system version, and a ride-hailing application version.

On the one hand, an embodiment of the present application provides a transaction processing method applied to a terminal device, including:

In response to at least one user operation, generate at least one ride code, and obtain the ride code display information corresponding to the at least one ride code;

Send the ride code display information and terminal attribute information to an intermediate server;

Showing the at least one ride code, so that at least one code scanning device scans the corresponding ride code, obtains the corresponding scan code feature information, and sends the obtained scan code feature information to the acquiring server to indicate the The acquiring server determines the ride feature information based on the scan code feature information sent by the at least one scan code device, and determines the target transaction content based on the ride feature information and the at least one ride code, and sends the The target transaction content and the ride characteristic information are sent to the intermediate server to instruct the intermediate server to, when determining that the ride code display information matches the ride characteristic information, based on the terminal attribute information and the ride characteristic information, Describe the target transaction content and obtain the target transaction record.

Optionally, the at least one ride code includes a target ride code, the user operation includes a ride operation, and the ride code display information includes a display time interval of the target ride code;

The generating at least one ride code in response to at least one user operation, and obtaining the ride code display information corresponding to the at least one ride code includes:

In response to the ride operation, a target ride code is generated, and a display time interval of the target ride code is obtained.

Optionally, the at least one boarding code includes an inbound boarding code and an outbound boarding code, the user operation includes an entering operation and an outbound operation, and the boarding code display information includes the incoming boarding code The display time interval of the bus code and the display time interval of the outbound boarding code;

In response to the entry operation, generate an entry boarding code, and obtain the display time interval of the incoming boarding code;

In response to the exit operation, an exit boarding code is generated, and a display time interval of the exiting boarding code is obtained.

Optionally, the obtaining the display time interval of the boarding code for entering the station includes:

Obtain the start display time of the inbound bus code and the stop display time of the inbound bus code;

Based on the initial display time of the incoming boarding code and the stop displaying moment of the incoming boarding code, determine the display time interval of the incoming boarding code;

The display time interval for obtaining the outbound boarding code includes:

Obtain the start display time of the exit boarding code and the stop displaying time of the exiting boarding code;

Based on the start display time of the exit boarding code and the stop displaying time of the exiting boarding code, the display time interval of the exiting boarding code is determined.

On the one hand, the embodiment of the present application provides a transaction processing device applied to an intermediate server, including:

The first receiving module is configured to receive the target transaction content and ride feature information sent by the acquiring server, wherein the ride feature information is determined by the acquirer server based on the scan code feature information sent by at least one code scanning device , each code scanning feature information is obtained after the corresponding code scanning device scans the ride code displayed by the terminal device, and the target transaction content is that the acquiring server based on the ride feature information and the at least one ride code code determined;

A processing module, configured to obtain a target transaction record based on the terminal attribute information and the target transaction content when it is determined that the ride code display information matches the ride feature information, wherein the ride code display information and the The terminal attribute information is obtained and sent to the transaction server after the terminal device generates the at least one ride code.

Optionally, it also includes a first sending module; the target transaction content includes transaction account and transaction amount;

The first sending module is specifically used for:

Based on the terminal attribute information and the target transaction content, after obtaining the target transaction record, sending the target transaction content to the transaction server, so that the transaction server deducts the transaction amount from the transaction account to obtain a transaction result, and Send the transaction result to the terminal device.

The processing module is also used to:

When it is determined that the ride code display information matches the ride feature information, based on the terminal attribute information and the target transaction content, before obtaining the target transaction record, if the target ride time is within the display of the target ride code time interval, it is determined that the ride code display information matches the ride feature information.

The processing module is also used to:

When it is determined that the ride code display information matches the ride feature information, based on the terminal attribute information and the target transaction content, before obtaining the target transaction record, if the entry time is within the and the exit time is within the display time interval of the exit boarding code, then it is determined that the boarding code display information matches the boarding feature information.

On the one hand, the embodiment of the present application provides a transaction processing device, which is applied to a terminal device, including:

An acquisition module, configured to generate at least one ride code in response to at least one user operation, and obtain the ride code display information corresponding to the at least one ride code;

The second sending module is used to send the display information of the ride code and the terminal attribute information to the intermediate server;

The display module is used to display the at least one boarding code, so that at least one code scanning device scans the corresponding boarding code, obtains the respective corresponding scanning code feature information, and sends the obtained scanning code feature information to the receipt The server is configured to instruct the acquiring server to determine ride feature information based on the scan code feature information sent by the at least one scan code device, and to determine target transaction content based on the ride feature information and the at least one ride code , and send the target transaction content and the ride characteristic information to the intermediate server, to instruct the intermediate server to determine that the ride code display information matches the ride characteristic information, based on the The terminal attribute information and the target transaction content are used to obtain the target transaction record.

The acquisition module is specifically used for:

Optionally, the acquisition module is specifically used for:

Based on the initial display time of the incoming boarding code and the stop displaying time of the incoming boarding code, determine the display time interval of the incoming boarding code;

The acquisition module is specifically used for:

On the one hand, an embodiment of the present application provides a computer device, including a memory, a processor, and a computer program stored on the memory and operable on the processor, and the processor implements the above-mentioned transaction processing method when executing the program step.

On the one hand, an embodiment of the present application provides a computer-readable storage medium, which stores a computer program executable by a computer device, and when the program is run on the computer device, the computer device executes the above-mentioned transaction processing method. step.

On the one hand, an embodiment of the present application provides a computer program product, the computer program product includes a computer program stored on a computer-readable storage medium, the computer program includes program instructions, and when the program instructions are executed by a computer device When, the computer device is made to execute the steps of the above transaction processing method.

In the embodiment of the present application, during the process of generating and displaying the boarding code, the terminal device obtains the boarding code display information and the terminal attribute information at the same time, and sends them to the intermediate server. After the intermediate server verifies the ride code display information and ride feature information, it supplements the terminal attribute information into the transaction record and obtains the target transaction record, so that the data granularity of the target transaction record obtained is more detailed and specific, and the information coverage More complete and accurate, creating feasibility for more dimensional technical analysis, technical statistics, technical solution design, etc.

Description of drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings that need to be used in the description of the embodiments will be briefly introduced below. Obviously, the drawings in the following description are only some embodiments of the present invention. For Those skilled in the art can also obtain other drawings based on these drawings without any creative effort.

FIG. 1 is a schematic diagram of a system architecture provided by an embodiment of the present application;

FIG. 2 is a first schematic flow diagram of a transaction processing method provided by an embodiment of the present application;

Fig. 3a is the second schematic flow diagram of a transaction processing method provided by the embodiment of the present application;

Fig. 3b is a schematic flow diagram three of a transaction processing method provided by the embodiment of the present application;

FIG. 4 is a first structural schematic diagram of a transaction processing device provided by an embodiment of the present application;

Fig. 5 is a schematic structural diagram II of a transaction processing device provided in the embodiment of the present application;

FIG. 6 is a schematic structural diagram of a computer device provided by an embodiment of the present application.

Detailed ways

In order to make the object, technical solution and beneficial effects of the present invention more clear, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

Referring to FIG. 1 , it is a system architecture diagram applicable to the embodiment of the present application. The system architecture includes at least a terminal device 101, a code scanning device 102, an acquiring server 103, an intermediate server 104, and a transaction server 105. The application for terminal devices The number of 101, code scanning device 102, acquiring server 103, intermediate server 104, and transaction server 105 is not specifically limited.

The ride-hailing application is pre-installed in the terminal device 101, wherein the ride-hailing application is a client application, a web page application, a small program application, and the like. The terminal device 101 may be a smart phone, a wearable electronic device, a smart home appliance, a smart voice interaction device, a smart vehicle-mounted device, etc., but is not limited thereto. The terminal device 101 generates and displays at least one ride code in response to at least one user operation triggered in the ride application, and records the ride code display information corresponding to the at least one ride code. At the same time, the terminal device 101 can also obtain its own terminal attribute information. The terminal device 101 and the intermediate server 104 may be connected directly or indirectly through wired or wireless communication. The terminal device 101 sends the bus code display information and terminal attribute information to the intermediate server 104 .

The code scanning device 102 is an electronic device with the function of scanning the boarding code. The code scanning device 102 can be installed on the vehicle as a vehicle-mounted device, for example, a boarding code scanning machine installed on a bus. The code scanning device 102 can also be embedded in gates entering and exiting stations, applicable scenarios include but are not limited to subways, long-distance buses, high-speed rail, etc. The number of code scanning devices 102 may be one or more. At least one code-scanning device 102 generates code-scanning feature information after scanning at least one boarding code, and sends the code-scanning feature information to the acquiring server 103 .

The acquiring server 103 is a background server corresponding to the code scanning device 102 . The code scanning device 102 and the acquiring server 103 may be connected directly or indirectly through wired or wireless communication, which is not limited in this application.

The acquiring server 103 determines the ride feature information based on the scan code feature information sent by at least one code scanning device, and determines the target transaction content based on the ride feature information and at least one ride code, and sends the target transaction content and ride feature information to the intermediate server 104. The acquiring server 103 can be an independent physical server, or a server cluster or a distributed system composed of multiple physical servers, and can also provide cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud Cloud servers for basic cloud computing services such as communications, middleware services, domain name services, security services, content delivery network (Content Delivery Network, CDN), and big data and artificial intelligence platforms.

When the intermediate server 104 determines that the received ride code display information matches the ride feature information, it obtains the target transaction record based on the terminal attribute information and the target transaction content. At the same time, the target transaction content is sent to the transaction server 105 . Based on the target transaction content, the transaction server 105 deducts the transaction amount in the corresponding transaction account, obtains the transaction result, and sends the transaction result to the terminal device 101 .

The intermediary server 104 and the acquiring server 103 can be directly or indirectly connected through wired or wireless communication, and the intermediary server 104 and the transaction server 105 can be directly or indirectly connected through wired or wireless communication, which is not limited in this application .

The intermediate server 104 and the transaction server 105 can be independent physical servers, or server clusters or distributed systems composed of multiple physical servers, and can also provide cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network Cloud servers for basic cloud computing services such as services, cloud communications, middleware services, domain name services, security services, content delivery network (Content Delivery Network, CDN), and big data and artificial intelligence platforms.

Based on the system architecture diagram shown in Figure 1, the embodiment of the present application provides a flow of a transaction processing method, as shown in Figure 2, the flow of the method is interactively executed by a terminal device, a code scanning device, an acquiring server, and an intermediate server , including the following steps:

In step S201, the terminal device generates at least one boarding code in response to at least one user operation, and obtains boarding code display information corresponding to the at least one boarding code.

Specifically, the terminal device generates and displays a ride code in response to a user operation triggered in the ride application. The display information of the ride code includes the display time information of the ride code. The display time information can be the start display time and stop display time of the ride code, or it can be based on the start display time of the ride code and the stop of the ride code. Display moment, the determined display time interval.

In a possible implementation, when the user only needs to show the ride code once, at least one ride code includes the target ride code, the user operation includes the ride operation, and the ride code display information includes the display of the target ride code time interval. The terminal device generates a target ride code in response to the ride operation, and obtains a display time interval of the target ride code.

Specifically, record the start display time of the target boarding code and the stop displaying time of the target boarding code. Then, based on the start display time of the target ride code and the stop display time of the target ride code, the display time interval of the target ride code is determined.

For example, when the user takes a bus, the terminal device generates and displays the ride code A in response to the ride operation, and records the start display time (10:00) of the ride code A and the stop display of the ride code A Time (10:02), based on the start display time of bus code A and the stop display time of bus code A, the display time interval of bus code A is determined to be (10:00-10:02).

In a possible implementation, when the user needs to show multiple boarding codes when boarding a car, at least one boarding code includes an inbound boarding code and an outbound boarding code, and the incoming boarding code and the outbound boarding code can be It may be the same boarding code or different boarding codes. User operations include inbound operations and outbound operations, and the bus code display information includes the display time interval of the inbound bus code and the display time interval of the outbound bus code.

In response to the entry operation, an entry boarding code is generated, and a display time interval of the incoming boarding code is obtained.

Specifically, the initial display time of the incoming boarding code and the stop displaying time of the incoming boarding code are acquired, and then based on the initial displaying time of the incoming boarding code and the stop displaying time of the incoming boarding code, determine the The display time interval of the bus code at the station.

In response to the outbound operation, an outbound boarding code is generated, and a display time interval of the outbound boarding code is obtained.

Specifically, the initial display time of the exit boarding code and the stop display time of the exiting boarding code are obtained, and then based on the initial display time of the exiting boarding code and the stop displaying time of the exiting boarding code, determine the The display time interval of the bus code at the station.

Take the scene where the user takes the subway as an example. When the user enters the station, the terminal device generates the entry code X in response to the entry operation, and records the initial display time (10:00) and the entry time of the entry code X. Stop display time of station boarding code X (10:05). Based on the start display time of the inbound bus code X and the stop display time of the inbound bus code X, the display time interval of the inbound bus code X is determined to be (10:00-10:05).

When the user leaves the station, the terminal device generates the exit ride code Y in response to the exit operation, and records the start display time (10:30) of the exit ride code Y and the stop display time of the exit ride code Y (10:35). Based on the start display time of the exit boarding code Y and the stop display time of the exiting boarding code Y, the display time interval of the exiting boarding code Y is determined to be (10:30-10:35).

Step S202, the terminal device sends the bus code display information and terminal attribute information to the intermediate server.

Specifically, the terminal attribute information includes the transaction channel identifier, terminal model, system version, and ride-hailing application version.

Step S203, the terminal device displays at least one boarding code.

Step S204, at least one code-scanning device scans the corresponding boarding code displayed by the terminal device to obtain the respective corresponding code-scanning feature information.

Specifically, when the user only needs to show the ride code once to ride a car, at least one ride code includes the target ride code, and a code scanning device scans the target ride code displayed by the terminal device to obtain the scan code feature information, and scan the code Feature information includes information such as the target boarding time, code scanning device identification, etc.

When the user needs to display multiple boarding codes when riding a car, that is, at least one boarding code includes an inbound boarding code and an outbound boarding code, and correspondingly, at least one code scanning device includes an incoming code scanning device and an outbound scanning code. The code scanning device, the inbound code scanning device and the outbound code scanning device can be the same code scanning device or different code scanning devices.

The inbound code scanning device scans the inbound boarding code displayed on the terminal device to obtain the inbound code scanning feature information, wherein the inbound code scanning feature information includes the inbound time, the inbound code scanning device identification and other information.

The outbound code scanning device scans the outbound boarding code displayed on the terminal device to obtain outbound code scanning characteristic information, wherein the outbound code scanning characteristic information includes information such as the time of departure and the identification of the outbound code scanning device.

In step S205, at least one code scanning device sends the acquired code scanning feature information to the acquiring server.

Specifically, when the user only needs to show the ride code once to ride a car, a code scanning device scans the target ride code displayed by the terminal device, obtains the code scanning characteristic information, and sends the code scanning characteristic information to the acquiring server.

When the user needs to display the inbound boarding code and outbound boarding code when taking a bus, the inbound code scanning device scans the inbound boarding code displayed on the terminal device to obtain the inbound code scanning feature information, and The information is sent to the acquiring server. The outbound code scanning device scans the outbound boarding code displayed on the terminal device to obtain the outbound code scanning characteristic information, and sends the outbound scanning code characteristic information to the acquiring server.

In step S206, the acquiring server determines ride characteristic information based on the code scanning characteristic information sent by at least one code scanning device.

Specifically, when the user only needs to show the ride code once, the acquiring server receives the code scanning feature information sent by a code scanning device, and uses the scan code feature information as the ride feature information. At this time, the ride feature information Including information such as target boarding time, code scanning device identification, etc.

When the user needs to display multiple ride codes when riding a car, the acquiring server receives the inbound code scanning feature information sent by the inbound code scanning device, and the outbound code scanning feature information sent by the outbound code scanning device, and then based on the inbound The code scanning feature information and the outbound scanning code feature information determine the ride feature information. At this time, the ride feature information includes information such as inbound time, outbound time, inbound code scanning equipment identification, and outbound code scanning equipment identification.

In step S207, the acquiring server determines the target transaction content based on the ride characteristic information and at least one ride code.

Specifically, the target transaction content includes information such as transaction account and transaction amount, wherein the acquiring server obtains the transaction account by analyzing at least one ride code. When the user only needs to show the ride code once, the transaction amount is a preset fixed value. When the user needs to show the boarding code multiple times when riding a car, the riding distance is determined based on the identification of the incoming code scanning device and the outgoing code scanning device, and then the transaction amount is determined based on the riding distance.

In step S208, the acquiring server sends the target transaction content and ride feature information to the intermediate server.

In step S209, the intermediate server obtains the target transaction record based on the terminal attribute information and the target transaction content when determining that the ride code display information matches the ride feature information.

Specifically, the terminal attribute information is combined with the target transaction content to obtain the target transaction record. The target transaction records include information such as transaction channel identification, terminal model, system version, ride-hailing application version, transaction account, and transaction amount. When the ride code display information does not match the ride feature information, it means that the current transaction may be abnormal, and the processing ends.

Optionally, after obtaining the target transaction record based on the terminal attribute information and the target transaction content, the intermediate server sends the target transaction content to the transaction server, and the transaction server deducts the transaction amount from the transaction account, obtains the transaction result, and sends the transaction result to the terminal equipment.

Specifically, the transaction server sends the transaction result to the terminal device step by step through the intermediate server, the acquiring server, and the code scanning device. The terminal device can display transaction results on the display interface.

Optionally, in the above step S208, the embodiment of the present application provides at least the following two implementations to determine whether the ride code display information matches the ride feature information:

In a possible implementation manner, when the user only needs to show the ride code once to ride a car, the ride feature information includes the target ride time, and the ride code display information includes the display time interval of the target ride code. If the target boarding time is within the display time interval of the target boarding code, it is determined that the boarding code display information matches the boarding feature information.

For example, when the user takes a bus, the display time interval of the bus code A received by the intermediate server is (10:00-10:02). The target boarding time received by the intermediate server is (10:01). Since the target boarding time is within the display time interval of the boarding code A, it is determined that the boarding code display information matches the boarding feature information.

In a possible implementation, the ride feature information includes the time of entry and exit, and the display information of the boarding code includes the display time interval of the incoming boarding code and the displaying time interval of the exiting boarding code. If the inbound time is within the display time interval of the inbound boarding code, and the outbound time is within the displaying time interval of the outbound boarding code, it is determined that the boarding code display information matches the boarding feature information.

For example, when a user takes the subway, the display time interval of the incoming boarding code X received by the intermediate server is (10:00-10:05), and the displaying time interval of the outgoing boarding code Y is (10:30-10:05). 10:35). The arrival time is 10:02, and the departure time is 10:32. Since the inbound time is within the display time interval of the inbound boarding code X, and the outbound time is within the displaying time interval of the outbound boarding code Y, it is determined that the boarding code display information matches the boarding feature information.

In the embodiment of the present application, the intermediate server simultaneously obtains the ride code display information sent by the terminal device and the ride feature information sent by the acquiring server, and then determines whether the verification transaction is normal based on the ride code display information and ride feature information. In a normal state, the target transaction record is obtained based on the terminal attribute information and the target transaction content, thereby improving the accuracy and completeness of the target transaction record.

In order to better explain the embodiment of the present application, a transaction processing method provided by the embodiment of the present application is introduced below in conjunction with the subway ride scene, as shown in Figure 3a and Figure 3b, the process of the method consists of terminal equipment, code scanning equipment, receiving The interactive execution of single server, intermediate server and transaction server includes the following steps:

In step S301, the terminal device generates a boarding code for entering a station in response to an entering operation triggered in a ride-hailing application.

In step S302, the terminal device records the display information of the boarding code corresponding to the boarding code for entering the station.

Among them, the boarding code display information corresponding to the boarding code at the station includes the display time interval of the boarding code at the station, the operation time of the boarding code at the station, and the like.

Step S303, the terminal device sends the bus code display information and terminal attribute information to the intermediate server.

Among them, the terminal attribute information includes transaction channel identification, terminal model, system version, and ride-hailing application version.

Step S304, the terminal device displays the boarding code for entering the station.

In step S305, the inbound code scanning device scans the inbound boarding code to obtain the code scanning feature information corresponding to the incoming boarding code.

Among them, the code-scanning device for entering the station is embedded in the subway gate, and the code-scanning feature information corresponding to the boarding code for entering the station includes information such as the time of entering the station and the identification of the code-scanning device for entering the station.

Step S306, the inbound code scanning device sends the code scanning feature information corresponding to the inbound boarding code to the acquiring server.

At the same time, the inbound code scanning device destroys the inbound boarding code obtained by scanning.

Step S307, the terminal device generates an outbound boarding code in response to the outbound operation triggered in the boarding application.

In step S308, the terminal device records the boarding code display information corresponding to the outbound boarding code.

Wherein, the boarding code display information corresponding to the boarding code at the station includes the display time interval of the boarding code at the station, the operation time of the boarding code at the station, and the like.

Step S309, the terminal device sends the bus code display information and terminal attribute information to the intermediate server.

Step S310, the terminal device displays the exit boarding code.

Step S311, the outbound code scanning device scans the outbound boarding code to obtain the code scanning feature information corresponding to the outbound boarding code.

Among them, the outbound code-scanning device is embedded in the subway gate, and the code-scanning feature information corresponding to the outbound boarding code includes information such as the time of departure, the identification of the outbound code-scanning device, etc.

Step S312, the outbound code scanning device sends the code scanning feature information corresponding to the outbound boarding code to the acquiring server.

At the same time, the outbound code scanning device destroys the outbound boarding code obtained by scanning.

In step S313, the acquiring server determines ride characteristic information based on the code scanning characteristic information sent by the inbound code scanning device and the outbound code scanning device.

The ride characteristic information includes information such as the time of entering the station, the time of exiting the station, the identification of the scanning code device for entering the station, and the identification of the scanning device for exiting the station.

In step S314, the acquiring server determines the target transaction content based on the ride characteristic information, the inbound and outbound ride codes.

Specifically, the target transaction content includes transaction account, transaction amount, transaction time and other information, wherein the acquiring server obtains the transaction account and transaction time by analyzing the inbound and outbound boarding codes. Based on the ID of the inbound code scanning device and the ID of the outbound code scanning device, the travel distance is determined, and then the transaction amount is determined based on the travel distance.

In step S315, the acquiring server sends the target transaction content and ride characteristic information to the intermediate server.

In step S316, the intermediate server obtains the target transaction record based on the terminal attribute information and the target transaction content when determining that the ride code display information matches the ride feature information.

Specifically, if the entry time is within the display time interval of the entry boarding code, and the exit time is within the displaying time interval of the exiting boarding code, it is determined that the boarding code display information matches the boarding feature information. The target transaction records include information such as transaction channel identification, terminal model, system version, ride-hailing application version, transaction account, and transaction amount.

Step S317, the intermediate server sends the target transaction content to the transaction server.

In step S318, the transaction server deducts the transaction amount from the transaction account to obtain the transaction result.

Step S319, the transaction server sends the transaction result to the terminal device.

In the embodiment of the present application, during the process of generating and displaying the boarding code, the terminal device obtains the boarding code display information and the terminal attribute information at the same time, and sends them to the intermediate server. After the intermediate server verifies the ride code display information and ride feature information, it supplements the terminal attribute information into the transaction record and obtains the target transaction record, so that the data granularity of the target transaction record obtained is more detailed and specific, and the information coverage More complete and accurate, the key transaction elements in the target transaction records are more complete, creating feasibility for more dimensional technical analysis, technical statistics, technical solution design, etc., and also conducive to subsequent refined operation and maintenance.

Based on the same technical concept, the embodiment of this application provides a schematic structural diagram of a transaction processing device, which is applied to an intermediate server. As shown in Figure 4, the transaction processing device 400 includes:

The first receiving module 401 is configured to receive the target transaction content and ride feature information sent by the acquiring server, wherein the ride feature information is determined by the acquirer server based on the scan code feature information sent by at least one code scanning device Each code-scanning feature information is obtained after the corresponding code-scanning device scans the ride code displayed by the terminal device. The car code is determined;

The processing module 402 is configured to obtain a target transaction record based on the terminal attribute information and the target transaction content when it is determined that the ride code display information matches the ride feature information, wherein the ride code display information and the The terminal attribute information is obtained and sent to the transaction server after the terminal device generates the at least one ride code.

Optionally, a first sending module 403 is also included; the target transaction content includes transaction account and transaction amount;

The first sending module 403 is specifically used for:

The processing module 402 is also used for:

Based on the same technical concept, the embodiment of the present application provides a schematic structural diagram of a transaction processing device, which is applied to a terminal device. As shown in Figure 5, the transaction processing device 500 includes:

An acquisition module 501, configured to generate at least one boarding code in response to at least one user operation, and obtain boarding code display information corresponding to the at least one boarding code;

The second sending module 502 is configured to send the ride code display information and terminal attribute information to an intermediate server;

The display module 503 is used to display the at least one boarding code, so that at least one code scanning device scans the corresponding boarding code, obtains the corresponding scanning code feature information, and sends the obtained scanning code feature information to the receiver respectively. a single server, to instruct the acquiring server to determine ride feature information based on the scan code feature information sent by the at least one scan code device, and to determine the target transaction based on the ride feature information and the at least one ride code content, and send the target transaction content and the ride characteristic information to the intermediate server to instruct the intermediate server to The terminal attribute information and the target transaction content are used to obtain the target transaction record.

The acquiring module 501 is specifically used for:

Optionally, the acquiring module 501 is specifically configured to:

The acquiring module 501 is specifically used for:

Based on the same technical concept, the embodiment of the present application provides a computer device, which can be any one or more of the terminal device, code scanning device, receipt server, and intermediate server shown in Figure 1, such as As shown in FIG. 6, it includes at least one processor 601 and a memory 602 connected to at least one processor. The embodiment of the present application does not limit the specific connection medium between the processor 601 and the memory 602. In FIG. 6, the processor 601 and The memory 602 is connected through a bus as an example. The bus can be divided into address bus, data bus, control bus and so on.

In this embodiment of the present application, the memory 602 stores instructions executable by at least one processor 601, and at least one processor 601 can execute the steps of the above alarm event classification method by executing the instructions stored in the memory 602.

Among them, the processor 601 is the control center of the computer equipment, which can use various interfaces and lines to connect various parts of the computer equipment, and realize the alarm by running or executing the instructions stored in the memory 602 and calling the data stored in the memory 602. Event classification. Optionally, the processor 601 may include one or more processing units, and the processor 601 may integrate an application processor and a modem processor. The tuner processor mainly handles wireless communication. It can be understood that the foregoing modem processor may not be integrated into the processor 601 . In some embodiments, the processor 601 and the memory 602 can be implemented on the same chip, and in some embodiments, they can also be implemented on independent chips.

The processor 601 can be a general processor, such as a central processing unit (CPU), a digital signal processor, an application specific integrated circuit (Application Specific Integrated Circuit, ASIC), a field programmable gate array or other programmable logic devices, discrete gates or transistors Logic devices and discrete hardware components can implement or execute the methods, steps and logic block diagrams disclosed in the embodiments of the present application. A general purpose processor may be a microprocessor or any conventional processor or the like. The steps of the methods disclosed in connection with the embodiments of the present application may be directly implemented by a hardware processor, or implemented by a combination of hardware and software modules in the processor.

The memory 602, as a non-volatile computer-readable storage medium, can be used to store non-volatile software programs, non-volatile computer-executable programs and modules. Memory 602 may include at least one type of storage medium, for example, may include flash memory, hard disk, multimedia card, card memory, random access memory (Random Access Memory, RAM), static random access memory (Static Random Access Memory, SRAM), Programmable Read Only Memory (PROM), Read Only Memory (ROM), Electrically Erasable Programmable Read-Only Memory (EEPROM), Magnetic Memory, Disk , CD, etc. Memory 602 is, but is not limited to, any other medium that can be used to carry or store desired program code in the form of instructions or data structures and that can be accessed by a computer device. The memory 602 in the embodiment of the present application may also be a circuit or any other device capable of implementing a storage function, and is used for storing program instructions and/or data.

Based on the same inventive concept, an embodiment of the present application provides a computer-readable storage medium, which stores a computer program executable by a computer device, and when the program runs on the computer device, the computer device executes the steps of the above-mentioned transaction processing method.

Based on the same inventive concept, an embodiment of the present application provides a computer program product, the computer program product includes a computer program stored on a computer-readable storage medium, the computer program includes program instructions, when the program instructions are executed by the computer When the device is executed, the computer device is made to execute the steps of the above-mentioned transaction processing method.

Those skilled in the art should understand that the embodiments of the present invention may be provided as methods or computer program products. Accordingly, the present invention can take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) having computer-usable program code embodied therein.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It should be understood that each procedure and/or block in the flowchart and/or block diagram, and a combination of procedures and/or blocks in the flowchart and/or block diagram can be realized by computer program instructions. These computer program instructions may be provided to a general purpose computer, special purpose computer, embedded processor, or processor of other programmable data processing equipment to produce a machine such that the instructions executed by the processor of the computer or other programmable data processing equipment produce a An apparatus for realizing the functions specified in one or more procedures of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing apparatus to operate in a specific manner, such that the instructions stored in the computer-readable memory produce an article of manufacture comprising instruction means, the instructions The device realizes the function specified in one or more procedures of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions can also be loaded onto a computer or other programmable data processing device, causing a series of operational steps to be performed on the computer or other programmable device to produce a computer-implemented process, thereby The instructions provide steps for implementing the functions specified in the flow chart or blocks of the flowchart and/or the block or blocks of the block diagrams.

While preferred embodiments of the invention have been described, additional changes and modifications to these embodiments can be made by those skilled in the art once the basic inventive concept is appreciated. Therefore, it is intended that the appended claims be construed to cover the preferred embodiment as well as all changes and modifications which fall within the scope of the invention.

Obviously, those skilled in the art can make various changes and modifications to the present invention without departing from the spirit and scope of the present invention. Thus, if these modifications and variations of the present invention fall within the scope of the claims of the present invention and their equivalent technologies, the present invention also intends to include these modifications and variations.

Claims

A transaction processing method, characterized in that it is applied to an intermediate server, comprising:

receiving the target transaction content and ride feature information sent by the acquiring server, wherein the ride feature information is determined by the acquirer server based on the code scanning feature information sent by at least one code scanning device, and each code scanning feature information It is obtained after the corresponding code scanning device scans the ride code displayed by the terminal device, and the target transaction content is determined by the acquiring server based on the ride feature information and the at least one ride code;

When it is determined that the ride code display information matches the ride feature information, the target transaction record is obtained based on the terminal attribute information and the target transaction content, wherein the ride code display information and the terminal attribute information are the After the terminal device generates the at least one ride code, it is obtained and sent to the transaction server.
The method according to claim 1, wherein the target transaction content includes transaction account and transaction amount;

After obtaining the target transaction record based on the terminal attribute information and the target transaction content, it also includes:

Sending the target transaction content to a transaction server, so that the transaction server deducts the transaction amount from the transaction account, obtains a transaction result, and sends the transaction result to the terminal device.
The method according to claim 1, wherein the at least one ride code includes a target ride code, the ride feature information includes a target ride time, and the ride code display information includes the target ride code. The display time interval of the vehicle code;

When determining that the ride code display information matches the ride feature information, before obtaining the target transaction record based on the terminal attribute information and the target transaction content, it also includes:

If the target boarding time is within the display time interval of the target boarding code, it is determined that the boarding code display information matches the boarding feature information.
The method according to claim 1, wherein said at least one boarding code comprises an incoming boarding code and an outgoing boarding code, said boarding characteristic information includes an incoming time and an outgoing time, said The boarding code display information includes the display time interval of the incoming boarding code and the displaying time interval of the outbound boarding code;

When determining that the ride code display information matches the ride feature information, before obtaining the target transaction record based on the terminal attribute information and the target transaction content, it also includes:

If the entry time is within the display time interval of the entry boarding code, and the exit time is within the displaying time interval of the exiting boarding code, it is determined that the boarding code display information and The ride characteristic information matches.
The method according to claim 4, wherein the at least one code scanning device includes an inbound code scanning device and an outbound code scanning device;

The ride characteristic information is determined by the acquiring server based on the code scanning characteristic information sent by at least one code scanning device, including:

The ride characteristic information is determined by the acquiring server based on the inbound code scanning characteristic information sent by the inbound code scanning device and the outbound code scanning characteristic information sent by the outbound code scanning device.
The method according to any one of claims 1 to 5, wherein the terminal attribute information includes transaction channel identification, terminal model, system version and ride-hailing application version.
A transaction processing method, characterized in that it is applied to a terminal device, comprising:

In response to at least one user operation, generate at least one ride code, and obtain the ride code display information corresponding to the at least one ride code;

Send the ride code display information and terminal attribute information to an intermediate server;

Showing the at least one ride code, so that at least one code scanning device scans the corresponding ride code, obtains the corresponding scan code feature information, and sends the obtained scan code feature information to the acquiring server to indicate the The acquiring server determines the ride feature information based on the scan code feature information sent by the at least one scan code device, and determines the target transaction content based on the ride feature information and the at least one ride code, and sends the The target transaction content and the ride characteristic information are sent to the intermediate server to instruct the intermediate server to, when determining that the ride code display information matches the ride characteristic information, based on the terminal attribute information and the ride characteristic information, Describe the target transaction content and obtain the target transaction record.
The method according to claim 7, wherein the at least one ride code includes a target ride code, the user operation includes a ride operation, and the ride code display information includes the target ride code Display time interval;

The generating at least one ride code in response to at least one user operation, and obtaining the ride code display information corresponding to the at least one ride code includes:

In response to the ride operation, a target ride code is generated, and a display time interval of the target ride code is obtained.
The method according to claim 7, wherein said at least one boarding code includes an incoming boarding code and an outgoing boarding code, said user operation includes an incoming operation and an outgoing operation, and said boarding The code display information includes the display time interval of the inbound boarding code and the displaying time interval of the outbound boarding code;

The generating at least one ride code in response to at least one user operation, and obtaining the ride code display information corresponding to the at least one ride code includes:

In response to the entry operation, generate an entry boarding code, and obtain the display time interval of the incoming boarding code;

In response to the exit operation, an exit boarding code is generated, and a display time interval of the exiting boarding code is obtained.
The method according to claim 9, characterized in that said obtaining the display time interval of the boarding code for entering the station comprises:

Obtain the start display time of the inbound bus code and the stop display time of the inbound bus code;

Based on the initial display time of the incoming boarding code and the stop displaying time of the incoming boarding code, determine the display time interval of the incoming boarding code;

The display time interval for obtaining the outbound boarding code includes:

Obtain the start display time of the exit boarding code and the stop displaying time of the exiting boarding code;

Based on the start display time of the exit boarding code and the stop displaying time of the exiting boarding code, the display time interval of the exiting boarding code is determined.
A transaction processing device, characterized in that it is applied to an intermediate server, comprising:

The first receiving module is configured to receive the target transaction content and ride feature information sent by the acquiring server, wherein the ride feature information is determined by the acquirer server based on the scan code feature information sent by at least one code scanning device , each code scanning feature information is obtained after the corresponding code scanning device scans the ride code displayed by the terminal device, and the target transaction content is that the acquiring server based on the ride feature information and the at least one ride code code determined;

A processing module, configured to obtain a target transaction record based on the terminal attribute information and the target transaction content when it is determined that the ride code display information matches the ride feature information, wherein the ride code display information and the The terminal attribute information is obtained and sent to the transaction server after the terminal device generates the at least one ride code.
A transaction processing device, characterized in that it is applied to terminal equipment, including:

An acquisition module, configured to generate at least one ride code in response to at least one user operation, and obtain the ride code display information corresponding to the at least one ride code;

The second sending module is used to send the display information of the ride code and the terminal attribute information to the intermediate server;

The display module is used to display the at least one boarding code, so that at least one code scanning device scans the corresponding boarding code, obtains the respective corresponding scanning code feature information, and sends the obtained scanning code feature information to the receipt The server is configured to instruct the acquiring server to determine ride feature information based on the scan code feature information sent by the at least one scan code device, and to determine target transaction content based on the ride feature information and the at least one ride code , and send the target transaction content and the ride characteristic information to the intermediate server, to instruct the intermediate server to determine that the ride code display information matches the ride characteristic information, based on the The terminal attribute information and the target transaction content are used to obtain the target transaction record.
A computer device, comprising a memory, a processor, and a computer program stored in the memory and operable on the processor, characterized in that, when the processor executes the program, the method of any one of claims 1 to 10 is implemented A step of.
A computer-readable storage medium, characterized in that it stores a computer program executable by a computer device, and when the program is run on the computer device, the computer device executes the method described in any one of claims 1-10 A step of.
A computer program product, characterized in that the computer program product includes a computer program stored on a computer-readable storage medium, the computer program includes program instructions, and when the program instructions are executed by a computer device, the A computer device performing the steps of the method according to any one of claims 1-10.