WO2023106759A1 - Dispositif et procédé de paiement facile hors ligne du type borne d'impression de photos hybride comprenant une lecture de code qr et une commande de médiation web du type à auto-sélection - Google Patents

Dispositif et procédé de paiement facile hors ligne du type borne d'impression de photos hybride comprenant une lecture de code qr et une commande de médiation web du type à auto-sélection Download PDF

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Publication number
WO2023106759A1
WO2023106759A1 PCT/KR2022/019605 KR2022019605W WO2023106759A1 WO 2023106759 A1 WO2023106759 A1 WO 2023106759A1 KR 2022019605 W KR2022019605 W KR 2022019605W WO 2023106759 A1 WO2023106759 A1 WO 2023106759A1
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Prior art keywords
payment
selfie
type
photo printing
module
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PCT/KR2022/019605
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English (en)
Korean (ko)
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원해은
Original Assignee
주식회사 에스오씨
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Publication of WO2023106759A1 publication Critical patent/WO2023106759A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/26—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for printing, stamping, franking, typing or teleprinting apparatus
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords

Definitions

  • the QR code generated on the screen of the selfie-type photo printing kiosk and the QR code of the selfie-type photo printing/payment app module can be scanned, so the accessibility and accuracy of the desired information is superior to that of the existing NFC approach, and the response speed is faster. , Users can instantly print photos in the smart device more easily and conveniently.
  • FIG. 11 is a perspective view showing the components of a cell-type web mediation control module according to the present invention.
  • SM hardware security module
  • FIG. 21 shows the order queue application including the payment PIN, identification ID, and product name for ordering photo printing in the selfie-type photo printing/payment app module according to the present invention is displayed on the web manager interface of the SOC server, and the response accordingly As a signal, an embodiment showing that the order status application reporting the order status is transmitted to the payment and order management control unit,
  • the hybrid photo printing kiosk type offline payment device The hybrid photo printing kiosk type offline payment device
  • the identification ID of the module, QR code scan signal, payment information, location information, and photo print order signal are received and stored, and the identification ID and payment status of the selfie-type photo printing kiosk located in a specific location are received and the signal that payment is completed is received.
  • a hybrid photo print kiosk-type offline payment consisting of QR code scanning and selfie-type web mediation control composed of a selfie-type web mediation control module 300 that transmits a photo print command signal to the selfie-type photo print kiosk.
  • selfie is a combination of “ Sel” and “ Pic ” in Sel f print Picture , which means that a user prints a photo, and is a combination of “Sel” and “Pic.” It refers to "printing photos in
  • 'easy payment' described in the present invention is a term combined using English “easy” with the concepts of "easy” and “simple”, and is a simple payment system that inputs an account number or card number, which is an existing technology, or Beyond the speed payment system, payment is made simply by scanning the QR code, selecting payment, and clicking the payment button.
  • FIG. 1 relates to a block diagram showing the components of a hybrid photo printing kiosk type offline payment device 1 consisting of a QR code scan/selfie type web mediation control according to the present invention
  • FIG. 2 is a QR code according to the present invention It relates to a configuration diagram showing the components of a hybrid photo printing kiosk type offline payment device 1 consisting of code scan and selfie type web mediation control, which is to instantly print a photo in a user's smart device in one shot, It is configured to complete offline easy payment with just scanning the QR code, selecting payment, and making payment.
  • the hybrid photo printing kiosk-type offline payment device 1 is composed of a selfie-type photo print/payment app module 100, a selfie-type photo print kiosk 200, and a selfie-type web mediation control module 300. do.
  • the selfie-type photo printing/payment app module 100 will be described.
  • the selfie-type photo printing/payment app module 100 is made in the form of an application within a smart device, and scans the QR code of the selfie-type photo printing kiosk while activating the selfie-type photo printing/payment app that provides self-photo printing service. After sending the photo in the smart device to the selfie-type photo printing kiosk that has currently scanned the QR code, payment selection automatically guided on the screen of the smart device, and offline easy payment with the selfie-type photo printing kiosk through the payment button serves to complete
  • the selfie-type photo printing/payment fragment unit 111 serves to expand and build various interfaces or application programs on one screen.
  • the selfie-type photo printing/payment activity life cycle unit 112 serves to form a cycle by classifying the activity into Entire, Visible, and Foreground Lifetime according to the operating state of the activity.
  • the selfie-type photo printing/payment authority setting unit 116 serves to set access authority for a specific activity.
  • the QR code scan activity unit 120 serves to create a QR code scan user interface (UI) on the screen of the smart device.
  • UI QR code scan user interface
  • the QRDEF message unit 122 serves to process the QRDEF message received from the QR code.
  • the selfie-type photo print/payment content control unit implements photo search recommendation in another application of a smart device or exposes selfie-type photo print/payment app content data to a widget.
  • the payment information includes credit card information, membership information, Kakao Pay information, mobile phone payment information, and coupon information, as well as the user's payment PIN and payment amount.
  • the selfie-type web mediation control module converts it into a database and stores it, Based on the payment information, it is connected to service providers of credit card companies, banks, VAN companies, and PG (Payment Gateway) companies through the VAN network, and a system for payment is established in advance.
  • PG Payment Gateway
  • JCA is part of the Java 2 Run-time environment, and JCE is an extension of JCA that is not included in the JDK.
  • JCE provides a simple encryption and decryption API in JCA.
  • this is configured by selecting one of the HTTP communication unit 181 and the Socket communication unit 182.
  • the selfie-type web mediation control module and the selfie-type photo printing/payment app module maintain a continuous connection.
  • FIG. 10 it is composed of a card reader 241, a security module 242, an authentication module 243, a payment module 244, and a VAN communication module 245.
  • the card reader 241 serves to read card information when a card is inserted or scratched, and transmits it to the VAN communication module.
  • the security module 242 performs a function of controlling access to various internal information.
  • the cellpic web mediation control module receives a payment authentication signal indicating that payment has been authenticated, and transfers the received payment authentication signal to the authentication module of the easy payment card terminal unit of the cellpic photo printing kiosk.
  • the payment module 244 serves to proceed with payment by receiving the flag information of the security module and the payment authentication signal of the authentication module.
  • the payment is configured not to proceed.
  • the payment module includes a token type payment processing unit 244a.
  • tokens are generated by using 8-digit letters and a random number of 24Hex with a value of 384 bytes as non-duplicated values using the random number DB and random number generation algorithm engine part.
  • the VAN communication module 245 serves to form a VAN network with service providers of credit card companies, banks, VAN companies, and PG (Payment Gateway) companies.
  • the photo printing unit 250 is driven according to a control signal of the smart controller and serves to print a photo.
  • the smart control unit 260 is connected to a wired/wireless communication module, a touch screen unit, an easy payment type card terminal unit, and a photo printing unit, and controls the overall operation of each device while displaying an advertising screen, a QR code screen, and a payment guidance message screen. It controls the output, sends the payment status to the selfie web mediation control module, receives a photo printing command signal from the selfie web mediation control module as a response signal, and controls to automatically print the photo.
  • the present invention is composed of a microprocessor.
  • this includes a web network network formation unit 310, an app user management unit 320, a web mediation type encryption/decryption unit 330, a payment/order management control unit 340, HSM (Hardware It consists of a Security Module) control unit 350 and a photo printing commander unit 360.
  • a web network network formation unit 310 an app user management unit 320, a web mediation type encryption/decryption unit 330, a payment/order management control unit 340, HSM (Hardware It consists of a Security Module) control unit 350 and a photo printing commander unit 360.
  • HSM Hardware It consists of a Security Module
  • the web network network forming unit 310 prints a selfie-type photo by scanning the QR code of the selfie-type photo print kiosk in a state in which the selfie-type photo print/payment app module and the selfie-type photo print kiosk are connected to the web. ⁇ Plays a role in forming a web network with payment application modules 1:1.
  • the addition/change of the card company is processed by the customer authentication server and the approval request server after adding or deleting the credit card information registered by the member and checking the member's account authority.
  • FIG. 13 it is configured by mixing any one or two or more of a symmetric key algorithm engine unit (AES) 331 and a symmetric key algorithm engine unit (AESCTR) 332.
  • AES symmetric key algorithm engine unit
  • AESCTR symmetric key algorithm engine unit
  • the symmetric key algorithm engine unit (AESCTR) 332 serves to generate a key stream in the form of a single block by encrypting a specific type of unique nonce and a counter value that increases by one.
  • the decryption operation is exactly the same as the encryption operation, and has the characteristic that padding is not required.
  • the payment/order management control unit 340 serves to control payment or photo print orders to be processed through the selfie-type photo print/payment app module.
  • FIG. 14 it includes a load balancing unit 341, an immediate response cache unit 342, and a redirect setting unit 343.
  • the payment queuing application refers to one formed in the form of an application including a payment PIN, identification ID, and payment amount.
  • the payment status application includes an order number, a payment completion amount, and a payment status and is formed in the form of an application.
  • the order queue application refers to one formed in the form of an application including a payment PIN, an identification ID, and a product name for ordering photo printing.
  • the order status application includes an order number, a customer number, and a product name, and is formed in the form of an application.
  • the payment approval request signal is sent directly to the service provider of the credit card company, bank, VAN company, and PG (Payment Gateway) company through the VAN communication module. is sent, and a payment authentication signal is received as a corresponding response signal.
  • PG Payment Gateway
  • the redirect setting unit 343 periodically performs a health check, and when a failure occurs in the currently running payment queue application, payment status application, order queue application, or order status application, another payment queue application , it creates and redirects payment status applications, order queue applications, and order status applications.
  • the payment queue application including the payment PIN, identification ID, and payment amount paid in the app module is delivered to the easy payment card terminal base of the selfie-type photo printing kiosk.
  • the payment status application reporting the payment status is transmitted to the payment/order management control unit.
  • the payment status application includes an order number, a payment completion amount, and a payment status.
  • HSM Hardware Security Module
  • the HSM (Hardware Security Module) controller 350 detects an abnormal transaction of the selfie-type photo printing/payment app module whenever a photo print is ordered, determines whether or not there is an abnormal transaction, and then blocks the abnormal transaction.
  • the abnormal transaction refers to including all transactions having an error in payment information, use of a stolen card, and a different financial transaction pattern than usual.
  • It consists of real-time analysis DB, transaction history DB, transaction environment DB, and member information DB.
  • This is configured to set the level of security requirements through the user payment authentication system, manage the risk of the selfie-type photo printing kiosk, analyze real-time transaction patterns, and manage the risk of the selfie-type photo printing/payment app module.
  • the abnormal transaction detection unit 353 outputs an abnormal transaction detection result and serves to detect an actual abnormal transaction.
  • FIG. 16 it is composed of a real-time detection unit 353a and a batch detection unit 353b.
  • this is configured by including additional authentication work processing procedures.
  • the batch processing detection unit 353b plays a role in detecting abnormal transactions for transaction details in a cycle of 3 to 6 hours.
  • the photo print command unit 360 serves to transmit a photo print command signal to the selfie-type photo print kiosk when a signal indicating that payment is completed is received.
  • FIG. 27 is a flow chart showing a hybrid photo printing kiosk type offline easy payment method consisting of QR code scanning and selfie type web mediation control according to the present invention.
  • the selfie-type photo printing kiosk activates a QR code screen that can be scanned by a selfie-type photo print/payment app module along with an advertisement screen in normal times.
  • the selfie-type web mediation control module It is converted into a DB and stored, and based on the user's payment information, it is connected to service providers of credit card companies, banks, VAN companies, and PG (Payment Gateway) companies through the VAN network (S200).
  • the QR code scan signal indicating that the selfie-type photo print/payment app module has scanned the QR code is transferred to the cell-type web mediation control module (S300).
  • the cell-type web intermediary control module is a service provider of credit card companies, banks, VAN companies, and PG (Payment Gateway) companies in advance. Provider) sends a standby signal about the payment authentication signal.
  • the selfie-type web mediation control module forms a 1:1 web network with the selfie-type photo printing/payment app module scanned by the QR code and the selfie-type photo printing kiosk.
  • a photo to be printed is called out from among photos stored in the smart device through a selfie-type photo printing/payment app module, and photo printing is requested (S400).
  • the photo print request signal is transmitted to the selfie-type web mediation control module through the selfie-type photo print/payment app module.
  • the payment authentication signal is generated between the selfie-type web mediation control module and the selfie-type photo printing kiosk. , proceeds with offline easy payment through a payment approval request signal and a payment confirmation signal (S500).
  • the selfie-type web mediation control module receives a payment authentication signal indicating that payment has been authenticated. and transmits the received payment authentication signal to the authentication module of the easy payment type card terminal unit of the selfie type photo printing kiosk (S510).
  • the payment selection one of a mobile pay payment selection such as Kakao Pay and an offline card payment selection is selected.
  • an offline card payment option for payment by inserting an IC card or credit card is selected.
  • the authentication module of the easy payment type card terminal unit of the selfie type photo printing kiosk transfers the payment authentication signal to the payment module (S520).
  • the immediate response cache unit 342 of the selfie-type web mediation control module stores the payment authentication signal generated when the payment button is pressed in the selfie-type photo printing/payment app module as a response signal,
  • the payment authentication signal in the form of an immediate response is sent directly to the payment module, not to the authentication module of the selfie-type photo printing kiosk.
  • the cell-type photo printing kiosk upon receiving the payment confirmation signal, activates a payment guidance message screen for guiding card insertion (S540).
  • the cell-type web mediation control module transmits a photo printing command signal to the cell-type photo printing kiosk. (S600).
  • the selfie-type photo printing kiosk receives a photo print command signal from the selfie web mediation control module and automatically prints the photo (S700).

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  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Signal Processing (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Accessory Devices And Overall Control Thereof (AREA)

Abstract

La présente invention concerne un dispositif et un procédé pour un paiement hors ligne du type borne d'impression de photos hybride comprenant une lecture de code QR et une commande de médiation web du type à auto-sélection, le dispositif comprenant un module d'application d'impression de photos et de paiement du type à auto-sélection, une borne d'impression de photos du type à auto-sélection, et un module de commande de médiation web du type à auto-sélection, et permettant au module d'application d'impression de photos et de paiement du type à auto-sélection d'effectuer une lecture de code QR sur un code QR généré sur l'écran de la borne d'impression de photos du type à auto-sélection, ayant de ce fait une accessibilité et une précision des informations souhaitées qui sont supérieures à celles d'un accès NFC classique, d'avoir une vitesse de réponse rapide, et d'augmenter les recettes publicitaires en exposant fréquemment des utilisateurs commandant des impressions de photos à des publicités.
PCT/KR2022/019605 2021-12-08 2022-12-05 Dispositif et procédé de paiement facile hors ligne du type borne d'impression de photos hybride comprenant une lecture de code qr et une commande de médiation web du type à auto-sélection WO2023106759A1 (fr)

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KR1020210174838A KR102409860B1 (ko) 2021-12-08 2021-12-08 QR코드 스캔·셀픽형 웹중개제어로 이루어진 하이브리드식 사진인화키오스크형 오프라인 이지(Easy) 결제장치 및 방법
KR10-2021-0174838 2021-12-08

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KR102409860B1 (ko) * 2021-12-08 2022-06-17 주식회사 에스오씨 QR코드 스캔·셀픽형 웹중개제어로 이루어진 하이브리드식 사진인화키오스크형 오프라인 이지(Easy) 결제장치 및 방법
KR102593715B1 (ko) 2022-11-17 2023-10-24 박지호 증강 현실 사진 출력 키오스크 앱 뷰어 시스템
KR102607559B1 (ko) 2023-01-06 2023-11-29 서원대학교산학협력단 클라우드 기반의 유저 인증 기능을 구비한 스마트 키오스크 시스템
KR102599497B1 (ko) * 2023-03-08 2023-11-07 주식회사 다인아이앤씨 인공태닝 피부미용 무인샵 시스템 및 그 운용방법

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