WO2022239884A1 - Procédé de commande et de paiement à distance hors ligne - Google Patents

Procédé de commande et de paiement à distance hors ligne Download PDF

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Publication number
WO2022239884A1
WO2022239884A1 PCT/KR2021/005975 KR2021005975W WO2022239884A1 WO 2022239884 A1 WO2022239884 A1 WO 2022239884A1 KR 2021005975 W KR2021005975 W KR 2021005975W WO 2022239884 A1 WO2022239884 A1 WO 2022239884A1
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WO
WIPO (PCT)
Prior art keywords
url
server
sales
terminal
personal
Prior art date
Application number
PCT/KR2021/005975
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English (en)
Korean (ko)
Inventor
김금철
Original Assignee
김금철
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 김금철 filed Critical 김금철
Priority to PCT/KR2021/005975 priority Critical patent/WO2022239884A1/fr
Publication of WO2022239884A1 publication Critical patent/WO2022239884A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Definitions

  • the entry method and payment method of remote transaction determine the competitiveness and characteristics of remote transaction.
  • the entry of remote transactions uses apps or media.
  • the app is installed on the user's terminal, and the media is installed offline (store, etc.).
  • 1 and 2 are drawings of KR10-2077749.
  • 1 and 2 are remote transactions using media & third party connection & entry methods and credit card payment methods. 1 and 2 are indirect remote transactions using media.
  • the Mobile & Sales URL medium is a medium that stores mobile & sales URLs.
  • the mobile & sales URL medium is installed in the store, and the mobile & sales URL is delivered to the terminal.
  • the mobile & sales URL medium connects users (mobile terminals) and mobile servers (third party servers) to support remote transactions.
  • Mobile & sales URL media cannot connect users (mobile terminals) and sales POS.
  • Mobile&Sales URL is a URL that includes mobile server information and shop information (store where mobile & sales URL medium is installed). The mobile & sales URL connects to the mobile server and designates the store. Mobile & sales URL cannot support connection of sales POS.
  • Mobile Server & PG is the mobile server and PG.
  • the mobile server is a third party server.
  • the mobile server connects with the mobile terminal (user) to support remote transactions. After the remote transaction is completed, the mobile server delivers the mobile remote transaction result (remote order contents and remote payment result) to the sales POS.
  • the mobile server supports registered sellers. The mobile server receives remote transaction fees. The mobile server is not the seller's server.
  • PG Payment Gateway, payment agency
  • PG verifies personal information.
  • PG receives a personal information verification fee.
  • the PG transmits the personal information verification result to the outside.
  • Mobile & sales site is a website provided by a third party (mobile server).
  • the mobile & sales site includes a seller's menu corresponding to the mobile & sales URL.
  • the mobile & sales site is not the seller's website.
  • a mobile terminal is a terminal capable of accessing a mobile server.
  • the mobile terminal connects to the third party's server (mobile server) in response to the mobile & sales URL.
  • the mobile terminal connects the user and the mobile server.
  • the mobile terminal does not connect with the seller's device.
  • Sales POS is a seller's device. Sales POS cannot support media (mobile & sales URL media). Sales POS cannot connect with users (mobile terminals) and cannot support remote transactions. The sales POS receives the remote transaction result (mobile remote transaction result) from the third party server (mobile server).
  • the user is the subject of remote transactions.
  • a credit card is a payment card that complies with credit card standards (such as ISO-7810 or EMV).
  • the credit card may transmit credit card information to the user.
  • Credit cards include check cards, prepaid cards, and the like.
  • Credit card information is information related to a credit card. Credit card information includes card number, CVC, expiration date, etc.
  • the credit card payment server is a payment server (a credit card company's payment server) that supports credit cards.
  • the credit card payment server verifies the user using the personal information verification result of the PG.
  • Personal information is information related to the user (resident registration card, SSN, etc.). Currently, there is a possibility that personal information of remote transactions will be exposed to the store's CCTV.
  • the personal information verification result is the result of verifying personal information.
  • the credit card payment server verifies the user using the personal information confirmation result.
  • Mobile remote ordering is placing an order remotely from a third party server (mobile server).
  • the mobile remote payment result is the result of remote payment using a third party server (mobile server).
  • the mobile remote transaction result is the result of remote transaction using a third party server.
  • FIGS. 1 and 2 Media & third party connection & access method and remote transaction using credit card payment method
  • the seller cannot directly connect with the user. 2) The cost of using a third party is issued. 3) The user cannot use the seller's website. 4) The seller cannot directly receive the order. 5) Personal information verification costs are incurred. 6) Payment fees are high. 7) A third party controls the seller's business. 8) It is difficult to generate additional revenue using the seller's homepage. 9) Personal information is easily exposed.
  • Remote transaction (remote order and remote payment) is provided (see FIG. 3 or FIG. 4).
  • Sales URL Media or user or terminal or sales server or personal URL Media or personal URL server or sales URL or terminal information or sales site or remote order or personal URL Media information or personal URL or personal URL Site or personal URL-PWD or personal URL -PWD result, remote order confirmation, remote payment result, etc. operate organically to provide remote transaction (remote order and remote payment) (see FIGS. 5 and 6).
  • the sales server (seller) and the user can directly trade remotely.
  • the value of the sales site can be increased.
  • FIG. 1 is a remote transaction system that connects a third party server (mobile server & PG) and a mobile terminal using a third party medium (mobile & sales URL medium) (existing remote transaction system).
  • the remote payment of FIG. 1 uses a credit card, PG, and personal information.
  • Fig. 2 is a flowchart of Fig. 1;
  • 3 is a remote transaction system that connects a sales server and a terminal using a seller's medium (sale URL medium). 3 does not use third party devices, PGs and personal information.
  • Fig. 4 is a flowchart of Fig. 3;
  • 5 is a remote transaction system that connects a sales server and a terminal using a seller's medium (sale URL medium). 5 does not use third-party devices, credit cards, PGs, and personal information. 5 uses a personal URL medium, a personal URL server, a personal URL-PWD, and remote order confirmation.
  • Fig. 6 is a flow chart of Fig. 5;
  • 7 is a remote transaction system that connects a sales server and a terminal using a seller's medium (sale URL medium). 7 does not use third-party devices, credit cards, PGs, and personal information. 7 uses a personal URL medium, a personal URL server, a personal URL-PWD, and a remote order schedule.
  • Fig. 8 is a flowchart of Fig. 7;
  • the solid line is the device associated with the user
  • the dotted line is the device of the seller
  • the dashed line is the device of the third party.
  • a URL Uniform Resource Locator
  • a URL indicates the type and location of a file in servers that provide various services of web documents.
  • Remote transaction is offline (non-face-to-face) transaction. Remote transaction includes remote ordering and remote payment.
  • Remote ordering is placing an order remotely.
  • Remote payment is to make a payment remotely. Remote payment does not use the payment terminal in the store.
  • the remote transaction system is a system that orders and pays remotely offline.
  • the remote transaction method is a method of remotely ordering offline and paying remotely.
  • a user is a subject using remote transactions.
  • the user may have a credit card or personal URL medium. Users can remember their personal URL-PWD. Users do not use personal information (resident registration number or SSN, etc.).
  • the user can deliver remote order information, credit card information, personal URL media information, personal URL-PWD, remote order confirmation, remote order schedule, etc. to the terminal.
  • the user can receive remote payment results, personal URL-PWD results, or remote orders from the terminal.
  • the user may use a sales site or a personal URL site.
  • the sales URL medium is a medium that stores a sales URL and the like.
  • the sales URL medium does not store user information or third party information.
  • the sales URL medium is installed in the store.
  • the sales URL medium may deliver the sales URL to the terminal and support access to the sales server.
  • a sales URL is a URL including sales server information.
  • the sales URL supports access to the sales server.
  • the sales URL does not support connecting to a third party's server.
  • the sales URL does not contain any information related to users or third parties.
  • Sales server connection is the connection between the terminal and the sales server.
  • the sales server is the seller's server.
  • the sales server supports a sales URL medium or a sales site, includes a sales device (POS, etc.), and can connect to a terminal in response to the sales URL.
  • the selling server can directly conduct remote transactions.
  • the selling server does not communicate with a third party's server for remote transactions.
  • the sales server may access a credit card payment server in response to credit card information or the like, or may access a personal URL server in response to personal URL media information.
  • the sales server may communicate a remote order or remote payment result with a credit card payment server or a personal URL server.
  • the sales server may communicate terminal information, sales site, remote order, personal URL media information, remote payment result, etc. with the terminal.
  • Sales site A sales site is a website that can support remote transactions.
  • the sales site may include menus or advertisements.
  • the sales site may connect the sales server, the terminal, and the user.
  • the sales site may deliver remote ordering, credit card information, personal URL media information, or remote payment results.
  • a credit card is a payment card that complies with credit card standards (such as ISO-7810 or EMV).
  • the credit card may store credit card information and the like and transmit the credit card information to the user.
  • the credit card may include a check card or a prepaid card.
  • Credit card information is information related to a credit card (card number, CVC, expiration date, etc.).
  • the credit card payment server is a payment server (a credit card company's payment server) capable of supporting credit cards.
  • the credit card payment server may communicate with the sales server.
  • the credit card payment server of the present invention does not communicate with a third party server and does not use personal information confirmation results.
  • a terminal is an electronic device that can access a server.
  • An example of the terminal is a smartphone.
  • the terminal may communicate a sales URL or the like with a sales URL medium or may communicate a personal URL or the like with a personal URL medium.
  • the terminal can connect to the sales server or personal URL server.
  • the terminal may connect the user and the server.
  • the terminal does not connect to a third party's server.
  • Terminal information is information that is stored by the terminal or can be provided by the terminal. Terminal information may include an OS serial number, IP, IMEI, location information, and the like.
  • Personal URL medium is a medium that stores personal URLs and the like. Personal URL media is not installed in the store. Personal URL medium includes only information related to individuals (private URL medium does not include sales server information or third party information). Personal URL medium can distinguish users.
  • the personal URL medium may include personal URL medium information (personal URL medium number, etc.).
  • personal URL media has a card type or a bracelet type.
  • the personal URL medium may deliver personal URL medium information to the user.
  • the personal URL medium in the form of a bracelet can deliver personal URL media information to the user using the personal URL site.
  • Personal URL is a URL including personal URL server information.
  • the personal URL may include a user's ID and the like.
  • the personal URL does not include the information of the sales server or the information of the third party.
  • the personal URL may be implemented in the form of electronic information or image information (QR code, etc.).
  • Personal URL media information is information related to personal URL media (personal URL media number, etc.). Personal URL media information can be delivered to the user in the form of visual information. Personal URL media information may be included in a personal URL site.
  • a personal URL server is a server capable of supporting personal URL media or personal URL sites.
  • the personal URL server can verify the user (determine log-in) using the personal URL, personal URL-PWD, terminal information, and the like.
  • the personal URL server may support payment by including a payment function or interworking with a payment device (credit card payment server, etc.).
  • the personal URL server can communicate remote order or remote payment results with the sales server.
  • the personal URL server may communicate terminal information, personal URL site, personal URL-PWD, personal URL-PWD result, remote order, remote order confirmation, or remote order schedule with the terminal.
  • the personal URL server may support remote payment by using remote ordering, remote order confirmation, or remote order scheduling.
  • a personal URL site is a website corresponding to a personal URL.
  • a personal URL site can connect a terminal, a personal URL server, and a user.
  • the personal URL site may deliver personal URL-PWD, personal URL-PWD result, remote order, remote order confirmation, or remote order schedule.
  • the personal URL site can support remote payment using a personal URL medium.
  • the personal URL site may include personal URL media information or advertisements.
  • Personal URL server connection is to connect the terminal to the personal URL server.
  • Personal URL-PWD is confidential information such as a personal URL, a personal URL medium, a personal URL server, or a personal URL site. The personal URL-PWD is remembered by the user.
  • the personal URL-PWD result is the result of checking the personal URL, personal URL-PWD, or terminal information.
  • Personal URL-PWD results can be used as log results.
  • a remote order may include order details (items, prices, etc.).
  • Remote order confirmation is to confirm a remote order.
  • Remote order confirmation may include a meaning of re-requesting a remote order.
  • Remote ordering schedule is to notify in advance that you will order remotely.
  • the remote payment result is the result of remote payment.
  • the remote payment result may include a payment result and the like.
  • the remote transaction system is a user, sales URL medium, credit card, terminal, sales server, or credit card payment server Include etc.
  • the components have the following characteristics.
  • the user possesses a credit card or the like, or is the subject of a remote transaction.
  • the sales URL medium may include a sales URL or the like or deliver the sales URL to the terminal.
  • the credit card may include credit card information or the like, or may deliver credit card information or the like to the user.
  • the terminal receives the sales URL from the sales URL medium, accesses the sales server in response to the sales URL, communicates terminal information, etc. with the sales server, communicates the sales site with the sales server and the user, Credit card information, etc. may be delivered to the sales server, or remote payment results from the sales server may be delivered to the user.
  • the sales server connects to the terminal, communicates terminal information and sales sites, etc. with the terminal, receives remote orders and credit card information from the terminal, and transmits remote orders, etc. to the credit card payment server in response to credit card information.
  • the remote payment result of the credit card payment server can be delivered to the terminal.
  • the credit card payment server may receive a remote order, etc. from the sales server, or transmit a remote payment result, etc. to the sales server in response to the remote order.
  • the remote transaction system of FIG. 3 does not use third party devices and personal information.
  • the remote transaction method includes the following steps.
  • the sales URL medium transmitting the sales URL to the terminal; or b) connecting the terminal to the sales server in response to the sales URL, communicating terminal information with the sales server, or communicating the sales site with the sales server and the user; or c) the credit card transferring credit card information to the user; or d) transmitting the user's remote order and credit card information to the sales server by the terminal; or e) transmitting, by the sales server, a remote order in response to credit card information to a credit card payment server; or f) the credit card payment server transmitting the remote payment result to the sales server in response to the remote order; or g) the selling server transmitting the remote payment result to the terminal; or h) transmitting the remote payment result to the user by the terminal; or i) other steps
  • the remote transaction method of FIG. 4 does not use third party devices and personal information.
  • the remote transaction system is a user, sales URL medium, personal URL medium, terminal, sales server, or server, etc.
  • the components have the following characteristics.
  • a user possesses a personal URL medium, remembers a personal URL-PWD, or is a subject of remote transaction.
  • the sales URL medium may include a sales URL or the like or deliver the sales URL to the terminal.
  • the personal URL medium may include a personal URL or transmit the personal URL to a terminal.
  • the terminal receives the sales URL from the sales URL medium, accesses the sales server in response to the sales URL, communicates terminal information, etc. with the sales server, communicates the sales site with the sales server and the user, Deliver personal URL media information, etc. to the sales server, receive personal URL, etc. from personal URL media, access personal URL server in response to personal URL, communicate terminal information, etc. with personal URL server, or access personal URL site Communicate with the personal URL server and the user, deliver the user's personal URL-PWD, etc. to the personal URL server, deliver the personal URL-PWD result of the personal URL server and remote order to the user, or confirm the user's remote order. It can be delivered to the personal URL server, or the remote payment result of the sales server or personal URL server can be delivered to the user.
  • the sales server connects to the terminal, communicates terminal information and sales site, etc. with the terminal, receives remote order and personal URL media information from the terminal, and transmits remote order, etc. to the personal URL server in response to personal URL media information.
  • the remote payment result of the personal URL server can be delivered to the terminal.
  • the personal URL server accesses the terminal, communicates terminal information and personal URL sites with the terminal, receives personal URL-PWD, etc. from the terminal, delivers personal URL-PWD results and remote orders to the terminal, or remote orders. Confirmation, etc. may be received from the terminal, or remote payment results may be delivered to the sales server or terminal.
  • the remote transaction system of FIG. 5 does not use third party devices and personal information.
  • the remote transaction method includes the following steps.
  • the sales URL medium communicating the sales URL and the like to the terminal; or b) The terminal connects to the sales server in response to the sales URL, communicates terminal information with the sales server, communicates the sales site with the sales server and the user, or transmits the user's remote order and personal URL media information to the sales server forwarding to; or c) the selling server transferring the remote order to the personal URL server corresponding to the personal URL media information; or d) the personal URL medium transmits the personal URL to the terminal; or e) The terminal responds to the personal URL and accesses the personal URL server, communicates the terminal information, etc.
  • the personal URL server communicates the personal URL site with the personal URL server and the user, Transferring to URL server; or f) transmitting, by the personal URL server, the personal URL-PWD result and the remote order to the terminal; or g) transmitting, by the terminal, the result of the personal URL-PWD and the remote order to the user or the user's remote order confirmation to the personal URL server; or h) the personal URL server transmits the remote payment result to the sales server or terminal in response to remote ordering and remote order confirmation; The selling server transmitting the remote payment result to the terminal; or i) transmitting the remote payment result to the user by the terminal; j) Other steps
  • the remote transaction system of FIG. 6 does not use third party devices and personal information.
  • the remote transaction system is a user or individual URL medium, a sales URL medium, a terminal, a personal URL server, server, etc.
  • the components have the following characteristics.
  • a user possesses a personal URL medium, remembers a personal URL-PWD, or is a subject of remote transaction.
  • the personal URL medium may include a personal URL or transmit the personal URL to a terminal.
  • the sales URL medium may include a sales URL or the like or deliver the sales URL to the terminal.
  • the terminal receives personal URL from the personal URL medium, connects to the personal URL server in response to the personal URL, communicates terminal information, etc. with the personal URL server, communicates the personal URL site with the personal URL server and the user, or personal URL-PWD of personal URL-PWD, etc. to the personal URL server, personal URL-PWD results of the personal URL server to the user, delivery of the user's remote order schedule, etc. to the personal URL server, or sales URL, etc. to the sales URL Receive from the media, connect to the sales server in response to the sales URL, communicate terminal information, etc. with the sales server, communicate the sales site with the sales server and the user, or send the user's remote order and personal URL media information to the sales server , or the remote payment result of the sales server or personal URL server can be delivered to the user.
  • the personal URL server connects to the terminal, communicates terminal information and personal URL sites, etc. to the terminal, receives personal URL-PWD, etc. from the terminal, delivers personal URL-PWD results, etc. It can be received from the terminal, or the remote payment result can be delivered to the terminal or sales server.
  • the sales server connects to the terminal, communicates terminal information and sales site, etc. with the terminal, receives remote order and personal URL media information from the terminal, and transmits remote order, etc. to the personal URL server in response to personal URL media information.
  • the remote payment result of the personal URL server can be delivered to the terminal.
  • the remote transaction system of FIG. 7 does not use third party devices and personal information.
  • the remote transaction method includes the following steps.
  • the terminal responds to the personal URL to access the personal URL server, communicates terminal information, etc. with the personal URL server, communicates the personal URL site with the personal URL server and the user, or transmits the user's personal URL-PWD to the personal Transferring to URL server; or c) transmitting, by the personal URL server, personal URL-PWD results to the terminal; or d) transmitting, by the terminal, the personal URL-PWD result to the user or the user's remote order schedule to the personal URL server; or e) a personal URL server managing a remote order schedule; or f) the sales URL medium transmitting the sales URL to the terminal; or g) The terminal connects to the sales server in response to the sales URL, communicates terminal information, etc.
  • the selling server forwarding to; or h) the selling server transferring the remote order to the personal URL server corresponding to the personal URL media information; or i) the personal URL server transmits remote payment results to terminals or sales servers in response to remote order schedules and remote orders; The selling server transmitting the remote payment result to the terminal; or j) transmitting the remote payment result to the user by the terminal; or k) other steps
  • the remote transaction system of FIG. 8 does not use third party devices and personal information.

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Abstract

Selon l'invention, une transaction (une commande à distance et un paiement à distance) est effectuée à distance (sans contact direct) hors ligne (dans un magasin ou similaire). Un utilisateur (un terminal) et un serveur de ventes sont directement connectés sans utiliser une application et le serveur d'un tiers. Procédé 1 : En utilisant un support d'adresse URL de ventes, l'utilisateur (le terminal) et le serveur de ventes sont directement connectés pour transférer une commande à distance et payer avec une carte de crédit. Procédé 2 : En utilisant le support d'adresse URL de ventes, l'utilisateur (le terminal) et le serveur de ventes sont directement connectés pour transférer une commande à distance et payer par l'intermédiaire d'un support d'adresse URL personnelle. Après avoir transféré la commande à distance, l'utilisateur est identifié à l'aide d'une adresse URL personnelle, d'un mot de passe (PWD) d'adresse URL personnelle, ou similaire, et le paiement est effectué. Procédé 3 : En utilisant le support d'adresse URL de ventes, l'utilisateur (le terminal) et le serveur de ventes sont directement connectés pour transférer une commande à distance et payer par l'intermédiaire du support d'adresse URL personnelle. Après avoir identifié l'utilisateur à l'aide de l'adresse URL personnelle, du mot de passe (PWD) d'adresse URL personnelle, ou similaire, la commande à distance est transférée, et le paiement est effectué.
PCT/KR2021/005975 2021-05-13 2021-05-13 Procédé de commande et de paiement à distance hors ligne WO2022239884A1 (fr)

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PCT/KR2021/005975 WO2022239884A1 (fr) 2021-05-13 2021-05-13 Procédé de commande et de paiement à distance hors ligne

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PCT/KR2021/005975 WO2022239884A1 (fr) 2021-05-13 2021-05-13 Procédé de commande et de paiement à distance hors ligne

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KR20110115107A (ko) * 2011-05-12 2011-10-20 (주)이컴앤드시스템 암호화 바코드를 데이터 전송 매체로 이용하는 보안 결제 시스템 및 그 방법
KR101680016B1 (ko) * 2016-08-04 2016-12-06 김주한 이동통신 단말기를 이용한 결제 asp 시스템 및 그 방법
KR20190024325A (ko) * 2017-08-31 2019-03-08 (주)바스원 Pos 단말기와 서버의 정보 연동을 이용한 온라인 주문 결제 방법
KR20200020595A (ko) * 2018-08-17 2020-02-26 김금철 매체와 인터넷사이트를 이용한 결제 및 충전시스템
KR20200093453A (ko) * 2019-01-26 2020-08-05 김금철 온라인거래에서, url과 연동할 수 있는 신용카드를 이용한 결제시스템 및 결제방법

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