WO2022174536A1

WO2022174536A1 - Intelligent supply chain financial aiot bdaas big data operation platform

Info

Publication number: WO2022174536A1
Application number: PCT/CN2021/100221
Authority: WO
Inventors: 刘天琼
Original assignee: 深圳市爱云信息科技有限公司
Priority date: 2021-02-19
Filing date: 2021-06-16
Publication date: 2022-08-25
Also published as: CN112801645A

Abstract

An intelligent supply chain financial AIOT BDaaS big data operation platform, used for providing a cross-border payment service for a merchant, and comprising an access layer, a service platform, a unified payment platform, a payment engine, and a basic service layer which are connected in sequence. The access layer is used for providing an access service. The service platform is used for providing a service solution. The unified payment platform is used for providing a payment service. The payment engine is used for providing payment support for various transaction types. The basic service layer is used for providing a supporting infrastructure layer for an upper-layer service. According to the big data operation platform, a unified data business service is externally presented, so that the problem that a data business service in the existing cross-border payment is dispersed is solved.

Description

Smart Supply Chain Finance AIOT BDaaS Big Data Operation Platform

technical field

The invention relates to the field of smart supply chain financial big data operation platforms, in particular to a smart supply chain financial AIOT BDaaS big data operation platform.

Background technique

In the traditional four-tier architecture of cloud computing, enterprises usually come into contact with Saas (Software as a Service), Paas (Platform as a Service), and Daas (Data as a Service) technologies. Big data services based on cloud computing technology are becoming more and more popular. Today, the use of "cloud computing + big data technology" to provide enterprises with faster and more valuable data services has ushered in big data as a service (ie "BDaaS").

First of all, BDaas can be basically understood as Daas in the environment of "cloud computing + big data". In the traditional Daas layer, in addition to providing various necessary data services to enterprises, it also needs to provide various types of data analysis and judgment. It is said that all kinds of irrelevant data still need to be aggregated and analyzed, analysis and data mining tools are still needed, and relevant technical and business talents are still needed; Outsourced to cloud services, which includes provision of data, provision of analytical tools, analysis of data and provision of reports. Some BDaaS providers also include consulting and advisory services in their tools.

The arrival of Big Data as a Service (BDaas) will solve the above problems, in theory, the various technical details will be "gone away" and users can focus on solving business problems. BDaas extends the traditional Daas layer, opens up various business and analysis systems, integrates various enterprise data, extracts and analyzes structured, semi-structured and unstructured data through big data technology, and presents a unified external appearance. Through the analysis data provided, enterprises can have a deeper understanding of the business, conduct pain point analysis, peer competition analysis, product sales trend forecast, etc., so as to improve the comprehensive competitiveness of the enterprise and promote the rapid growth of the business.

Secondly, from the perspective of service, enterprises will continue to invest resources and time in the storage and management of massive information requirements in addition to investing a lot of costs in the early stage, which will undoubtedly increase the burden on small and medium-sized enterprises and increase the entry threshold. BDaaS providers will solve these problems for customers, who simply rent their cloud-based storage services and analytics engines and pay based on usage time or data volume. BDaaS providers bear the cost of compliance and data protection, and they take care of everything when the data is stored on their cloud servers.

BDaaS is also playing a growing role in product sales and marketing. By analyzing the vast amounts of personal information collected, companies can effectively understand the behavioral habits of users, enabling their customers to gain a leadership position in marketing.

As software-as-a-service grows in popularity, we will increasingly be working in virtual environments, and integrating analytics along the way will be a natural next step, making big data projects previously thought out of reach of enterprises can participate in and implement big data projects.

SUMMARY OF THE INVENTION

The purpose of the present invention is to provide an AIOT BDaaS big data operation platform for smart supply chain finance, and to present a unified data business service to the outside, so as to solve the problem of dispersion of the existing cross-border payment data business services.

In order to achieve the above purpose, the technical solution adopted in the present invention is as follows: the present invention provides a smart supply chain finance AIOT BDaaS big data operation platform, which is characterized in that it is used to provide cross-border payment services for merchants, including connecting Access layer, business platform, unified payment platform, payment engine and basic service layer, the access layer is used to provide access services, the business platform is used to provide business solutions, and the unified payment platform is used to provide payment services , the payment engine is used to provide payment support for various transaction types, and the basic service layer is used to provide an infrastructure layer that supports upper-layer services;

The access layer includes an open API, a first cashier, a merchant portal, and a cloud wallet. The open API integrates various open interfaces, and the first cashier is the front end of a technology based on H5 or WEB or SDK. Cashier, the merchant portal is the merchant's own transaction portal, and the cloud wallet is a mobile wallet based on a mobile APP;

The business platform includes an acquiring platform, an account custody module, a supply chain financial module, a billing platform, and a second cash register. The acquiring platform is used to provide support services for acquiring business, and the account custody module is used to provide accounts Hosted support services, the supply chain financial module is used to provide support services for trusted credit delivery, the billing platform is used to provide support services for bill management, and the second cashier is a back-end cashier based on server technology ;

The unified payment platform includes a payment service module, a recharge service module, a transfer service module, a cash withdrawal service module, a refund service module, and a pre-authorization service module. The payment service module is used for providing payment services, and the recharge service module is used for Provide recharge service, the transfer service module is used to provide transfer service, the cash withdrawal service module is used to provide cash withdrawal service, the refund service module is used to provide refund service, and the pre-authorization service module is used to provide pre-authorization Serve;

The payment engine includes an exchange rate accounting platform, a capital channel platform, and a capital platform. The exchange rate accounting platform is used to provide exchange rate accounting services, the capital channel platform is used to provide capital channel services, and the capital platform is used to provide capital settlement and settlement services;

The basic service layer includes a configuration center, a scheduling center, a message center, a cache center, and a file storage center. The configuration center is used to provide configuration services, the scheduling center is used to provide scheduling services, and the message center is used to provide messages. The cache center is used to provide the cache service, and the file storage center is used to provide the file storage service.

Further, it is characterized in that the basic service layer further includes a communication platform, a service governance platform, a flow control platform, and an encryption and decryption platform, the communication platform is used for providing communication services, and the service governance platform is used for providing service governance services , the flow control platform is used to provide flow control services, and the encryption and decryption platform is used to provide data encryption and decryption services.

Further, it is characterized in that the exchange rate accounting platform includes a reconciliation center module, an exchange rate accounting module, an error handling module, and a cost accounting module, and the reconciliation center module is used to provide exchange rate reconciliation services, and the exchange rate accounting module For providing exchange rate accounting services, the error handling module is used for providing exchange rate error handling services, and the cost accounting module is used for providing exchange rate cost accounting services.

Further, it is characterized in that the capital channel module includes a channel core module, a channel routing module, a channel pre-module, and a master data module, and the channel core module is used to provide the core business services of the capital channel, and the channel routing module It is used to provide routing access services for capital channels, and the channel front-end module is used to realize the invocation of capital channels to access the smart supply chain finance AIOT BDaaS big data operation platform through common protocols, and the main data module A management service for providing underlying data.

Further, it is characterized in that the capital platform includes a financial core module, an accounting core module, a clearing and settlement module, and a reserve fund module, and the financial core module is used to provide the services of the financial core business, and the accounting core module is used for For the services of the accounting core business, the clearing and settlement module is used to provide clearing and settlement services of funds, and the reserve fund module is used to provide the service of the reserve fund business.

Further, it is characterized in that the deployment architecture of the smart supply chain finance AIOT BDaaS big data operation platform adopts the method of dynamic and static separation, internal and external network separation, and function separation, and the dynamic and static separation method separates static files and transaction functions to provide The user's experience of using the front-end function of the first cashier, the method of separating the internal and external networks is to perform network isolation according to different services to provide the security of the internal network, and the method of separating the functions will separate the business system related to the user. The functions of the network are separated from the supervision function of the banking institution.

Further, it is characterized in that the business architecture of the smart supply chain finance AIOT BDaaS big data operation platform includes separating business entry and exit to shield external dependency changes, separating operation functions to realize module pluggability, and extracting core services and support services. In order to ensure the reuse of system functions, improve the fund reconciliation and accounting mechanism to ensure the accuracy of funds.

Further, it is characterized in that the system architecture of the smart supply chain finance AIOT BDaaS big data operation platform includes, based on the business architecture, clearly defining service layers, constructing new technology specifications and extracting public services and components as internal development. components to improve the standardization of development and code writing efficiency, shorten the synchronization link to improve system throughput and shorten response time, and improve the monitoring mechanism to ensure timely and accurate problem detection.

Further, it is characterized in that the new technical specification includes Java code specification, database writing specification and SOP operation process.

Further, it is characterized in that the business model of the supply chain finance module includes a dealer and supplier network financing model, a bank logistics cooperation financing model, an exchange warehouse receipt financing model, an order financing closed credit financing model, and equipment manufacturing buyer credit. financing model.

Compared with the prior art, the beneficial effect of the present invention is that the smart supply chain finance AIOT BDaaS big data operation platform provided by the present invention is used to provide cross-border payment services for merchants, including an access layer, a business platform, Unified payment platform, payment engine and basic service layer. The access layer is used to provide access services, the business platform is used to provide business solutions, the unified payment platform is used to provide payment services, and the payment engine is used to provide payment for various transaction types. Support, the basic service layer is used to provide the support infrastructure layer for the upper-layer service; the present invention presents a unified data business service to the outside, and solves the problem that the existing cross-border payment data business service is scattered.

Description of drawings

In order to illustrate the technical solutions in the embodiments of the present invention more clearly, the following briefly introduces the drawings required in the embodiments. Obviously, the drawings in the following description are only some embodiments of the present invention. For those of ordinary skill in the art, other drawings can also be obtained from these drawings without any creative effort.

Fig. 1 is a system structure diagram of a smart supply chain finance AIOT BDaaS big data operation platform provided by an embodiment of the present invention.

FIG. 2 is a flow chart of a dealer and supplier network financing mode of the smart supply chain finance AIOT BDaaS big data operation platform provided by an embodiment of the present invention.

3 is a flowchart of a bank logistics cooperation financing mode of the smart supply chain finance AIOT BDaaS big data operation platform provided by an embodiment of the present invention.

FIG. 4 is a flow chart of the exchange warehouse receipt financing mode of the smart supply chain finance AIOT BDaaS big data operation platform provided by the embodiment of the present invention.

FIG. 5 is a flowchart of the order financing closed credit financing mode of the smart supply chain finance AIOT BDaaS big data operation platform provided by the embodiment of the present invention.

Fig. 6 is a flowchart of the equipment manufacturing buyer's credit financing mode of the smart supply chain finance AIOT BDaaS big data operation platform provided by the embodiment of the present invention.

Detailed ways

In order to make the objectives, technical solutions and advantages of the present invention clearer, the present invention will be further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present invention, but not to limit the present invention.

The same or similar numbers in the drawings of this embodiment correspond to the same or similar components; in the description of the present invention, it should be understood that if there are terms such as "upper", "lower", "left", "right", etc. The indicated orientation or positional relationship is based on the orientation or positional relationship shown in the accompanying drawings, which is only for the convenience of describing the present invention and simplifying the description, rather than indicating or implying that the indicated device or element must have a specific orientation or a specific orientation. structure and operation, so the terms describing the positional relationship in the accompanying drawings are only used for exemplary illustration, and should not be construed as a limitation on this patent, and those of ordinary skill in the art can understand the specific meanings of the above terms according to specific situations.

The technical solutions of the present invention will be described in detail below with reference to the accompanying drawings and specific embodiments.

Referring to FIG. 1, the smart supply chain finance AIOT BDaaS big data operation platform provided by the present invention is used to provide cross-border payment services for merchants, including an access layer, a business platform, a unified payment platform, a payment engine and a basic service layer that are connected in sequence , the access layer is used to provide access services, the business platform is used to provide business solutions, the unified payment platform is used to provide payment services, the payment engine is used to provide payment support for various transaction types, and the basic service layer is used to provide upper-layer services The supporting infrastructure layer;

The access layer includes open API, the first cashier, merchant portal, and cloud wallet. The open API integrates various open interfaces. The first cashier is the front-end cashier based on H5 or WEB or SDK technology, and the merchant portal It is the merchant's own transaction portal, and the cloud wallet is a mobile wallet based on mobile APP;

The business platform includes an acquiring platform, an account custody module, a supply chain financial module, a billing platform, and a second cash register. The acquiring platform is used to provide support services for acquiring business, and the account custody module is used to provide support services for account custody. Supply The chain finance module is used to provide support services for trusted credit transfer, the billing platform is used to provide support services for bill management, and the second cashier is a back-end cashier based on server technology;

The unified payment platform includes a payment service module, a recharge service module, a transfer service module, a cash withdrawal service module, a refund service module, and a pre-authorization service module. The payment service module is used to provide payment services, and the recharge service module is used to provide recharge services and transfer services. The module is used to provide transfer services, the cash withdrawal service module is used to provide cash withdrawal services, the refund service module is used to provide refund services, and the pre-authorization service module is used to provide pre-authorization services;

The payment engine includes an exchange rate accounting platform, a capital channel platform, and a capital platform. The exchange rate accounting platform is used to provide exchange rate accounting services, the capital channel platform is used to provide capital channel services, and the capital platform is used to provide capital clearing and settlement services;

The basic service layer includes a configuration center, a scheduling center, a message center, a cache center, and a file storage center. The configuration center is used to provide configuration services, the scheduling center is used to provide scheduling services, the message center is used to provide message services, and the cache center is used to provide caching. service, the file storage center is used to provide file storage services.

The smart supply chain finance AIOT BDaaS big data operation platform provided by the above technical solutions is used to provide cross-border payment services for merchants, including an access layer, a business platform, a unified payment platform, a payment engine and a basic service layer that are connected in sequence. The layer is used to provide access services, the business platform is used to provide business solutions, the unified payment platform is used to provide payment services, the payment engine is used to provide payment support for various transaction types, and the basic service layer is used to provide support for upper-layer services. Infrastructure layer; the present invention presents a unified data business service to the outside, and solves the problem that the existing cross-border payment data business service is scattered.

As an embodiment of the present invention, referring to FIG. 1 , the basic service layer further includes a communication platform, a service governance platform, a flow control platform, and an encryption and decryption platform. The communication platform is used to provide communication services, and the service governance platform is used to provide service governance services. , the flow control platform is used to provide flow control services, and the encryption and decryption platform is used to provide data encryption and decryption services.

As an embodiment of the present invention, referring to FIG. 1 , the exchange rate accounting platform includes a reconciliation center module, an exchange rate accounting module, an error handling module, and a cost accounting module. The reconciliation center module is used to provide exchange rate reconciliation services, and the exchange rate accounting module It is used to provide exchange rate accounting services, the error handling module is used to provide exchange rate error handling services, and the cost accounting module is used to provide exchange rate cost accounting services.

As an embodiment of the present invention, with reference to FIG. 1 , the capital channel module includes a channel core module, a channel routing module, a channel front-end module, and a master data module. The channel core module is used to provide the core business services of the capital channel, and the channel routing module It is used to provide routing access services for capital channels. The channel front-end module is used to realize the call of capital channels to access this smart supply chain finance AIOT BDaaS big data operation platform through common protocols. The main data module is used to provide basic data. management services.

As an embodiment of the present invention, referring to FIG. 1 , the capital platform includes a financial core module, an accounting core module, a clearing and settlement module, and a reserve fund module. The financial core module is used to provide services for the financial core business, and the accounting core module is used for The accounting core business services, the clearing and settlement module is used to provide fund clearing and settlement services, and the reserve fund module is used to provide the service of the reserve fund business.

Preferably, the deployment architecture of this smart supply chain finance AIOT BDaaS big data operation platform adopts the method of dynamic and static separation, internal and external network separation, and function separation. The dynamic and static separation method separates static files and transaction functions to provide users with the ability to use the first cashier. For the experience of front-end functions, the method of separating internal and external networks is to isolate the network according to different services to provide the security of the internal network, and the method of function separation separates the functions of the business system related to users and the supervision function of banking institutions.

Preferably, the business architecture of this smart supply chain finance AIOT BDaaS big data operation platform includes separating business entrances and exits to shield external dependency changes, separating operation functions to realize module pluggability, and extracting core services and support services to ensure system function recovery. Use, improve the fund reconciliation and accounting mechanism to ensure the accuracy of funds.

Preferably, the system architecture of the AIOT BDaaS big data operation platform for smart supply chain finance includes clearly defining service layers based on business architecture, constructing new technology specifications and extracting public services and components as internal development components to improve the standardization and development of development. Code writing efficiency, shorten the synchronization link to improve system throughput and shorten response time, and improve the monitoring mechanism to ensure timely and accurate problem detection.

Specifically, the new technology specification includes Java code specification, database writing specification and SOP operation process.

As an embodiment of the present invention, the business model of the supply chain finance module includes a dealer and supplier network financing model, a bank logistics cooperation financing model, an exchange warehouse receipt financing model, an order financing closed credit financing model, and equipment manufacturing buyer credit financing model.

Refer to Figure 2 for the business process of the dealer and supplier network financing model. This model uses the credit introduction of the core enterprise to provide a financial service of credit to multiple dealers and suppliers of the core enterprise. It is a typical financing of supply chain finance. The model is currently mainly used in industries with relatively complete supply chain management such as automobiles and steel. The core enterprises in these industries are closely related to supply chain members, and have corresponding access and exit systems; the application of this model must have an important foundation. That is to say, core enterprises must have the awareness of supply chain management and cooperate with the bank credit link.

Refer to Figure 3 for the business process of the bank logistics cooperation financing model. This model is a financial service in which banks cooperate with third-party logistics companies to provide customers with credit through logistics supervision or credit assurance. The main form of cooperation includes logistics companies providing their own warehouse supervision. , in-transit supervision and export supervision, etc., there are also cases where logistics companies provide customers with guarantees based on cargo control; the core of this model is that banks use the professional capabilities of logistics companies to control risks. Banks can discover and cut into customer groups through cooperation with logistics companies. Expand business space.

Refer to Figure 4 for the business process of the exchange's warehouse receipt financing model. This model uses the exchange's trading rules and the exchange's neutral movable property supervision function to provide exchange members with a kind of financial service for movable property pledge credit. This model includes two forms of spot warehouse receipt pledge financing and future warehouse receipt pledge financing; there are two types of exchanges, one is the three major futures exchanges such as the Shanghai Stock Exchange, and the other is a large professional trading market in some places; the driving force of this model lies in Exchanges and wholesale markets are motivated by the interests of promoting transactions, and then are concerned about the capital flow of members. Therefore, commercial banks can take the exchange as "1" and the member as "N" to implement business development.

Refer to Figure 5 for the business process of the closed credit financing mode of order financing. This mode is a closed operation of the bank using logistics and capital flow, and adopts a product combination of prepaid accounts financing and accounts receivable financing to provide dealers with credit. A kind of financial Service; this kind of service actually breaks through the "1+N" model, mainly because its transaction characteristics are "big at both ends and small in the middle", that is, "1+N+1", which is suitable for intermediaries in many different industries. For example, coal enterprises are upstream, iron and steel enterprises are downstream dealers, office equipment manufacturers are upstream, and government procurement platforms are downstream dealers.

Refer to Figure 6 for the business process of the equipment manufacturing buyer's credit financing model. In this model, according to the sales contract signed by the equipment manufacturing enterprise and the downstream enterprise, the commercial bank provides credit to the downstream terminal enterprise or distributor for purchasing a part of the equipment of the manufacturing enterprise. financial services;

The differences between this model and the traditional financing model are as follows: 1. Different financing entities. The financing subject of the payment before delivery financing mode is the dealer; the financing subject of the equipment manufacturing buyer's credit financing mode is the production enterprise; Second, the guarantee methods are different. The guarantee method of the payment before delivery financing model is the pledge or mortgage of movable property (ie inventory), which needs to be supervised by third-party logistics enterprises; the guarantee method of the equipment manufacturing buyer's credit financing model is equipment (fixed assets) mortgage, which is registered in the relevant department. Yes; three, different financing tools. The basic financing tool of the "pay before delivery" financing model is bank notes (with a shorter term); the basic financing tool of the equipment manufacturing buyer's credit financing model is a medium and long-term loan (with a longer term).

Preferably, the functions and business processes of all modules involved in the present invention adopt existing and public functions and business processes; the architectures of all modules involved in the present invention adopt existing and public architectures. Architecture mode; the implementation modes of all modules involved in the present invention adopt open, mature, open source program architecture and program codes, and those skilled in the art can easily adopt existing, open source, and open source programs according to the functions described in this technical solution. The program architecture and program code implementation.

The embodiments of the present invention have been described in detail above, but the creation of the present invention is not limited to the present embodiment. Those skilled in the art can also make many equivalent modifications or substitutions without departing from the spirit of the present invention. These equivalent modifications or substitutions are all included within the protection scope defined by the claims of the present application.

Claims

The smart supply chain finance AIOT BDaaS big data operation platform is characterized in that it is used to provide cross-border payment services for merchants, including an access layer, a business platform, a unified payment platform, a payment engine and a basic service layer that are connected in sequence. The entry layer is used to provide access services, the business platform is used to provide business solutions, the unified payment platform is used to provide payment services, the payment engine is used to provide payment support for various transaction types, and the basic service The infrastructure layer used to provide support for the upper layer services;

The access layer includes an open API, a first cashier, a merchant portal, and a cloud wallet. The open API integrates various open interfaces, and the first cashier is the front end of a technology based on H5 or WEB or SDK. Cashier, the merchant portal is the merchant's own transaction portal, and the cloud wallet is a mobile wallet based on a mobile APP;

The business platform includes an acquiring platform, an account custody module, a supply chain financial module, a billing platform, and a second cash register. The acquiring platform is used to provide support services for acquiring business, and the account custody module is used to provide accounts Hosted support services, the supply chain financial module is used to provide support services for trusted credit delivery, the billing platform is used to provide support services for bill management, and the second cashier is a back-end cashier based on server technology ;

The unified payment platform includes a payment service module, a recharge service module, a transfer service module, a cash withdrawal service module, a refund service module, and a pre-authorization service module. The payment service module is used for providing payment services, and the recharge service module is used for Provide recharge service, the transfer service module is used to provide transfer service, the cash withdrawal service module is used to provide cash withdrawal service, the refund service module is used to provide refund service, and the pre-authorization service module is used to provide pre-authorization Serve;

The payment engine includes an exchange rate accounting platform, a capital channel platform, and a capital platform. The exchange rate accounting platform is used to provide exchange rate accounting services, the capital channel platform is used to provide capital channel services, and the capital platform is used to provide capital settlement and settlement services;

The basic service layer includes a configuration center, a scheduling center, a message center, a cache center, and a file storage center. The configuration center is used to provide configuration services, the scheduling center is used to provide scheduling services, and the message center is used to provide messages. The cache center is used to provide the cache service, and the file storage center is used to provide the file storage service.
The smart supply chain finance AIOT BDaaS big data operation platform according to claim 1, wherein the basic service layer further includes a communication platform, a service governance platform, a flow control platform, and an encryption and decryption platform, and the communication platform is used for Communication services are provided, the service management platform is used to provide service management services, the flow control platform is used to provide flow control services, and the encryption and decryption platform is used to provide data encryption and decryption services.
The smart supply chain finance AIOT BDaaS big data operation platform according to claim 1, wherein the exchange rate accounting platform comprises a reconciliation center module, an exchange rate accounting module, an error processing module, and a cost accounting module, and the reconciliation center The module is used to provide the reconciliation service of the exchange rate, the exchange rate accounting module is used to provide the accounting service of the exchange rate, the error processing module is used to provide the error processing service of the exchange rate, and the cost accounting module is used to provide the cost accounting service of the exchange rate .
The smart supply chain finance AIOT BDaaS big data operation platform according to claim 1, wherein the capital channel module comprises a channel core module, a channel routing module, a channel pre-module, and a master data module, and the channel core module It is used to provide the core business service of the capital channel, the channel routing module is used to provide the routing access service of the capital channel, and the channel pre-module is used to realize the access of the capital channel to the smart supply chain through a common protocol. The invocation of the financial AIOT BDaaS big data operation platform, the master data module is used to provide management services for basic data.
The smart supply chain finance AIOT BDaaS big data operation platform according to claim 1, wherein the capital platform includes a financial core module, an accounting core module, a clearing and settlement module, and a reserve module, and the financial core module uses In order to provide services for financial core business, the accounting core module is used for accounting core business services, the clearing and settlement module is used for providing fund clearing and settlement services, and the reserve fund module is used for providing reserve fund business services. Serve.
The smart supply chain finance AIOT BDaaS big data operation platform according to claim 1, wherein the deployment architecture of the smart supply chain finance AIOT BDaaS big data operation platform adopts the method of dynamic and static separation, internal and external network separation and function separation, The dynamic and static separation method separates static files and transaction functions to provide users with the experience of using the front-end function of the first cashier, and the internal and external network separation method is to perform network isolation according to different services to provide internal network security. The function separation method separates the functions of the business system related to the user and the supervision function of the banking institution on the network.
The AIOT BDaaS big data operation platform for smart supply chain finance according to claim 1, wherein the business architecture of the AIOT BDaaS big data operation platform for smart supply chain finance includes separating business entry and exit to shield external dependency changes, and separating Operation functions to achieve module pluggability, extract core services and support services to ensure system function reuse, and improve fund reconciliation and accounting mechanisms to ensure fund accuracy.
The intelligent supply chain finance AIOT BDaaS big data operation platform according to claim 7, wherein the system architecture of the intelligent supply chain finance AIOT BDaaS big data operation platform includes a clear definition of service points based on the business architecture. Layer, build new technical specifications and extract public services and components as internal development components to improve development standardization and code writing efficiency, shorten synchronization links to improve system throughput and shorten response time, and improve monitoring mechanisms to ensure timely and accurate detection of problems .
The smart supply chain finance AIOT BDaaS big data operation platform according to claim 8, wherein the new technology specification includes Java code specification, database writing specification and SOP operation process.
The smart supply chain finance AIOT BDaaS big data operation platform according to claim 1, wherein the business model of the supply chain finance module includes a dealer and supplier network financing model, a bank logistics cooperation financing model, an exchange warehouse Single financing model, order financing closed credit financing model and equipment manufacturing buyer's credit financing model.