CN112801645A - Smart supply chain financial AIOT BDaaS big data operation platform - Google Patents
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Abstract
The intelligent supply chain financial AIOT BDaaS big data operation platform is used for providing cross-border payment service for merchants and comprises an access layer, a service platform, a unified payment platform, a payment engine and a basic service layer which are sequentially connected, wherein the access layer is used for providing access service, the service platform is used for providing a service solution, the unified payment platform is used for providing payment service, the payment engine is used for providing payment support for various transaction types, and the basic service layer is used for providing a basic facility layer for supporting upper-layer service; the invention presents uniform data service externally, solving the problem of the dispersion of the data service of the existing cross-border payment.
Description
Technical Field
The invention relates to the field of intelligent supply chain financial big data operation platforms, in particular to an intelligent supply chain financial AIOT BDaaS big data operation platform.
Background
In a traditional cloud computing four-layer architecture, enterprises are generally exposed to Saas (software as a service), Paas (platform as a service) and Daas (data as a service) technologies, and today, cloud computing and big data technologies are increasingly popularized, so that faster and more valuable data services are provided for the enterprises by using good cloud computing and big data technologies, and then the big data as a service (BDaaS) is introduced.
Firstly, BDaas can be basically understood as Daas in the environment of "cloud computing + big data", and at the traditional Daas layer, besides providing necessary various data services for enterprises, various analyses and research and judgment of data are required to be provided, for the enterprises, various irrelevant data still need to be summarized and analyzed, analysis and data mining tools are still required, and related technologies and business talents are still required; from a service perspective, the advent of the BDaas layer outsources various big data functions into cloud services, including the provision of data, the provision of analysis tools, the analysis of data, and the provision of reports. Some BDaaS providers also include counseling and advisory services in their tools.
The arrival of big data as a service (BDaas) will solve the above problem, and theoretically various technical details will be "no longer present", and the user can concentrate on solving the business problem. The BDaas expands the traditional Daas layer, opens up all services and analysis systems, fuses various enterprise data, extracts and analyzes structured, semi-structured and unstructured data through a big data technology, presents unified data service externally, and enables enterprises to understand the services more deeply through given analysis data, perform pain point analysis, peer competition analysis, product sales trend prediction and the like, thereby improving the comprehensive competitiveness of the enterprises and promoting the rapid growth of the services.
Secondly, from the service perspective, in addition to a large amount of cost investment in the early period, resources and time are continuously invested in terms of the requirement of storing and managing mass information, which undoubtedly increases the burden and improves the threshold of entry for small and medium-sized enterprises. The BDaaS provider will solve these problems for the customer, who only has to rent their cloud-computing based storage service and analysis engine, paying according to the time of use or amount of data. BDaaS providers incur the cost of compliance and data protection, all work being done by them when the data is stored on their cloud servers.
BDaaS is also playing an increasing role in product sales and marketing. By analyzing the collected mass personal information, companies can effectively know the behavior habits of users, so that clients of the companies get a leading position in the aspect of marketing.
With the increasing popularity of software as a service, we will work more and more in a virtual environment, and integrating analytics in this process will be a natural next step, which will enable many enterprises that previously thought large data items to be hopefully unreachable to participate in and implement large data items.
Disclosure of Invention
The invention aims to provide an intelligent supply chain financial AIOT BDaaS big data operation platform, which presents uniform data service to the outside so as to solve the problem of dispersion of the existing data service of cross-border payment.
In order to achieve the purpose, the invention adopts the technical scheme that: the invention provides an intelligent supply chain financial AIOT BDaaS big data operation platform which is characterized by being used for providing cross-border payment service for merchants and comprising an access layer, a service platform, a unified payment platform, a payment engine and a basic service layer which are sequentially connected, wherein the access layer is used for providing the access service, the service platform is used for providing a service solution, the unified payment platform is used for providing the payment service, the payment engine is used for providing payment support for various transaction types, and the basic service layer is used for providing a basic facility layer for supporting upper-layer service;
the access layer comprises an open API, a first cashier desk, a merchant portal website and a cloud wallet, wherein the open API is integrated with various open interfaces, the first cashier desk is a front-end cashier desk based on H5 or WEB or SDK technology, the merchant portal website is a transaction portal website of a merchant, and the cloud wallet is a mobile wallet based on a mobile phone APP;
the business platform comprises an order receiving platform, an account escrow module, a supply chain financial module, a bill platform and a second cash register, wherein the order receiving platform is used for providing support services of order receiving business, the account escrow module is used for providing support services of account escrow, the supply chain financial module is used for providing support services of trusted credit transfer, the bill platform is used for providing support services of bill management, and the second cash register is a rear-end cash register based on a server technology;
the unified payment platform comprises a payment service module, a recharge service module, a transfer service module, a cash withdrawal service module, a refund service module and a pre-authorization service module, wherein the payment service module is used for providing payment service, the recharge service module is used for providing recharge service, the transfer service module is used for providing transfer service, the cash withdrawal service module is used for providing cash withdrawal service, the refund service module is used for providing refund service, and the pre-authorization service module is used for providing pre-authorization service;
the payment engine comprises an exchange rate accounting platform, a fund channel platform and a fund platform, wherein the exchange rate accounting platform is used for providing exchange rate accounting services, the fund channel platform is used for providing fund channel services, and the fund platform is used for providing fund clearing and settlement services;
the basic service layer comprises a configuration center, a scheduling center, a message center, a cache center and a file storage center, wherein the configuration center is used for providing configuration services, the scheduling center is used for providing scheduling services, the message center is used for providing message services, the cache center is used for providing cache services, and the file storage center is used for providing file storage services.
The basic service layer is characterized by further comprising a communication platform, a service administration platform, a flow control platform and an encryption and decryption platform, wherein the communication platform is used for providing communication services, the service administration platform is used for providing service administration services, the flow control platform is used for providing flow control services, and the encryption and decryption platform is used for providing data encryption and decryption services.
The exchange rate accounting platform is further characterized by comprising an account checking center module, an exchange rate accounting module, an error processing module and a cost accounting module, wherein the account checking center module is used for providing account checking services of the exchange rate, the exchange rate accounting module is used for providing the accounting services of the exchange rate, the error processing module is used for providing error processing services of the exchange rate, and the cost accounting module is used for providing cost accounting services of the exchange rate.
Further, its characterized in that, fund channel module includes channel core module, channel route module, the leading module of channel, main data module, channel core module is used for providing the core business service of fund channel, channel route module is used for providing the route access service of fund channel, the leading module of channel is used for realizing accessing the fund channel through the protocol mode commonly used wisdom supply chain finance AIOT BDaaS big data operation platform's invocation, main data module is used for providing basic data's administrative service.
Further, it is characterized in that the fund platform comprises a financial core module, an accounting core module, a settlement module and a fund preparation module, wherein the financial core module is used for providing services of financial core business, the accounting core module is used for providing services of accounting core business, the settlement module is used for providing settlement and settlement services of fund, and the fund preparation module is used for providing services of fund preparation business.
Further, the deployment architecture of the intelligent supply chain financial AIOT BDaaS big data operation platform is characterized in that a dynamic and static separation mode, an internal and external network separation mode and a function separation mode are adopted, static files and transaction functions are separated in the dynamic and static separation mode to provide experience of a user for using the front-end function of the first cash desk, the internal and external network separation mode is network isolation according to different services to provide safety of an internal network, and the function separation mode is network separation of a service system related to the user and a bank institution supervision function.
Further, the business architecture of the intelligent supply chain financial AIOT BDaaS big data operation platform comprises a separation business inlet and an outlet to shield external dependence change, a separation operation function to realize module plug-pull, core service and support service to ensure system function reuse, and a fund reconciliation and accounting mechanism to ensure fund accuracy.
Further, the system architecture of the intelligent supply chain financial AIOT BDaaS big data operation platform is characterized in that the system architecture is based on the business architecture, service layering is clearly defined, a new technical specification is built, public services and components are extracted to serve as internal development components to improve development standardization and code writing efficiency, a synchronous link is shortened to improve system throughput rate and shorten response time, and a monitoring mechanism is perfected to guarantee timely and accurate problem finding.
Further, the new technical specification includes a Java code specification, a database writing specification, and an SOP operation flow.
Further, the business model of the supply chain finance module comprises a dealer and supplier network financing model, a bank logistics cooperation financing model, an exchange warehouse policy financing model, an order financing closed credit financing model and a device manufacturing buyer credit financing model.
Compared with the prior art, the intelligent supply chain financial AIOT BDaaS big data operation platform provided by the invention is used for providing cross-border payment service for merchants, and comprises an access layer, a business platform, a unified payment platform, a payment engine and a basic service layer which are sequentially connected, wherein the access layer is used for providing access service, the business platform is used for providing business solution, the unified payment platform is used for providing payment service, the payment engine is used for providing payment support for various transaction types, and the basic service layer is used for providing a basic facility layer for supporting upper-layer service; the invention presents uniform data service externally, solving the problem of the dispersion of the data service of the existing cross-border payment.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained according to these drawings without creative efforts.
Fig. 1 is a system configuration diagram of an intelligent supply chain financial AIOT BDaaS big data operation platform according to an embodiment of the present invention.
Fig. 2 is a flowchart of a dealer and provider network financing model of an intelligent supply chain financial AIOT BDaaS big data operation platform according to an embodiment of the present invention.
Fig. 3 is a flowchart of a bank logistics cooperative financing model of an intelligent supply chain financial AIOT BDaaS big data operation platform according to an embodiment of the present invention.
Fig. 4 is a flowchart of an exchange purchase order financing mode of an intelligent supply chain financial AIOT BDaaS big data operation platform according to an embodiment of the present invention.
Fig. 5 is a flowchart of an order financing closed credit financing mode of an intelligent supply chain financial AIOT BDaaS big data operation platform according to an embodiment of the present invention.
Fig. 6 is a flowchart of the credit financing model of the equipment-manufacturing buyer of the intelligent supply chain finance boot BDaaS big data operation platform according to the embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
The same or similar reference numerals in the drawings of the present embodiment correspond to the same or similar components; in the description of the present invention, it should be understood that if there is an orientation or positional relationship indicated by the terms "upper", "lower", "left", "right", etc. based on the orientation or positional relationship shown in the drawings, it is only for convenience of describing the present invention and simplifying the description, but it is not intended to indicate or imply that the referred device or element must have a specific orientation, be constructed in a specific orientation, and be operated, and therefore, the terms describing the positional relationship in the drawings are only used for illustrative purposes and are not to be construed as limiting the present patent, and the specific meaning of the terms may be understood by those skilled in the art according to specific circumstances.
The technical solution of the present invention is described in detail below with reference to the accompanying drawings and specific embodiments.
Referring to fig. 1, the intelligent supply chain financial AIOT BDaaS big data operation platform provided by the invention is used for providing cross-border payment service for merchants, and comprises an access layer, a service platform, a unified payment platform, a payment engine and a basic service layer which are connected in sequence, wherein the access layer is used for providing access service, the service platform is used for providing service solution, the unified payment platform is used for providing payment service, the payment engine is used for providing payment support for various transaction types, and the basic service layer is used for providing a basic facility layer for supporting upper-layer service;
the access layer comprises an open API, a first cashier desk, a merchant portal website and a cloud wallet, wherein the open API is formed by integrating various open interfaces, the first cashier desk is a front-end cashier desk based on H5 or WEB or SDK technology, the merchant portal website is a transaction portal website of a merchant, and the cloud wallet is a mobile wallet based on a mobile phone APP;
the business platform comprises an order receiving platform, an account escrow module, a supply chain financial module, a bill platform and a second cash register, wherein the order receiving platform is used for providing support service of order receiving business, the account escrow module is used for providing support service of account escrow, the supply chain financial module is used for providing support service of trusted credit transfer, the bill platform is used for providing support service of bill management, and the second cash register is a rear-end cash register based on server technology;
the unified payment platform comprises a payment service module, a recharge service module, a transfer service module, a cash withdrawal service module, a refund service module and a pre-authorization service module, wherein the payment service module is used for providing payment service, the recharge service module is used for providing recharge service, the transfer service module is used for providing transfer service, the cash withdrawal service module is used for providing cash withdrawal service, the refund service module is used for providing refund service, and the pre-authorization service module is used for providing pre-authorization service;
the payment engine comprises an exchange rate accounting platform, a fund channel platform and a fund platform, wherein the exchange rate accounting platform is used for providing exchange rate accounting services, the fund channel platform is used for providing fund channel services, and the fund platform is used for providing fund clearing and settlement services;
the basic service layer comprises a configuration center, a scheduling center, a message center, a cache center and a file storage center, wherein the configuration center is used for providing configuration services, the scheduling center is used for providing scheduling services, the message center is used for providing message services, the cache center is used for providing cache services, and the file storage center is used for providing file storage services.
The intelligent supply chain financial AIOT BDaaS big data operation platform provided by the technical scheme is used for providing cross-border payment service for merchants and comprises an access layer, a service platform, a unified payment platform, a payment engine and a basic service layer which are sequentially connected, wherein the access layer is used for providing the access service, the service platform is used for providing a service solution, the unified payment platform is used for providing the payment service, the payment engine is used for providing payment support for various transaction types, and the basic service layer is used for providing a basic facility layer for supporting upper-layer service; the invention presents uniform data service externally, solving the problem of the dispersion of the data service of the existing cross-border payment.
Referring to fig. 1, as an embodiment of the present invention, the basic service layer further includes a communication platform, a service administration platform, a flow control platform, and an encryption and decryption platform, where the communication platform is configured to provide a communication service, the service administration platform is configured to provide a service administration service, the flow control platform is configured to provide a flow control service, and the encryption and decryption platform is configured to provide data encryption and decryption services.
Referring to fig. 1, an exchange rate accounting platform includes an account checking center module, an exchange rate accounting module, an error processing module, and a cost accounting module, where the account checking center module is configured to provide an exchange rate accounting service, the exchange rate accounting module is configured to provide an exchange rate accounting service, the error processing module is configured to provide an exchange rate error processing service, and the cost accounting module is configured to provide an exchange rate cost accounting service.
Referring to fig. 1, a fund channel module includes a channel core module, a channel routing module, a channel preposition module and a main data module, the channel core module is used for providing core business services of a fund channel, the channel routing module is used for providing route access services of the fund channel, the channel preposition module is used for calling the fund channel to access the intelligent supply chain financial AIOT BDaaS big data operation platform through a common protocol mode, and the main data module is used for providing management services of basic data.
Referring to fig. 1, a fund platform includes a financial core module, an accounting core module, a clearing module and a fund preparation module, the financial core module is used for providing services of financial core business, the accounting core module is used for providing services of accounting core business, the clearing module is used for providing clearing and settlement services of fund, and the fund preparation module is used for providing services of fund preparation business.
Preferably, the deployment architecture of the intelligent supply chain financial AIOT BDaaS big data operation platform adopts a dynamic and static separation mode, an internal and external network separation mode and a function separation mode, the dynamic and static separation mode separates static files and transaction functions to provide experience of a user using a front-end function of a first cash desk, the internal and external network separation mode is network isolation according to different services to provide safety of an internal network, and the function separation mode separates functions of a service system related to the user from a bank institution supervision function.
Preferably, the business architecture of the intelligent supply chain financial AIOT BDaaS big data operation platform comprises a separation business inlet and an outlet to shield external dependence change, separation operation functions to realize module pluggable, extraction of core services and support services to ensure system function multiplexing, and perfection of fund reconciliation and accounting mechanisms to ensure fund accuracy.
Preferably, the system architecture of the intelligent supply chain financial AIOT BDaaS big data operation platform comprises a service architecture as a basis, a clear definition service hierarchy, a new technical specification, a public service and a public component are extracted as internal development components to improve the standardization and code writing efficiency of development, a synchronous link is shortened to improve the system throughput rate and shorten the response time, and a monitoring mechanism is perfected to ensure timely and accurate problem finding.
Specifically, the new technical specifications include a Java code specification, a database writing specification, and an SOP operation flow.
As one embodiment of the invention, the business model of the supply chain financial module includes dealer and supplier network financing model, bank logistics cooperation financing model, exchange warehouse policy financing model, order financing closed credit financing model and equipment manufacture buyer credit financing model.
The business process of the network financing mode of the dealers and the suppliers refers to fig. 2, the mode provides a financial service for credit authorization to a plurality of dealers and suppliers of a core enterprise by using credit introduction of the core enterprise, and is a typical financing mode of supply chain finance; the application of the mode must have an important foundation, namely, a core enterprise must have supply chain management awareness and cooperate with a bank credit link.
The business process of the bank logistics cooperation financing mode refers to fig. 3, the mode is that a bank cooperates with a third-party logistics company, and provides a financial service of credit for a client through logistics supervision or credit guarantee, the main cooperation mode comprises that the logistics company provides own bank supervision, on-the-way supervision, output supervision and the like, and the logistics company provides guarantee for the client based on goods control; the core of the mode is that the bank controls risks by means of professional ability of the logistics company, and the bank can find and cut into a customer group through cooperation with the logistics company to expand business space.
The business process of the exchange warehouse policy financing mode refers to fig. 4, and the mode provides a financial service of the movement property pledge credit for the exchange members by using the exchange rules and the movement property supervision function in the exchange. The mode comprises two forms of the stock order pledge financing of the spot stock and the stock order pledge financing of the future stock; trading two types, namely three futures trading exchanges such as a hand-over exchange and the like, and large professional trading markets in some places; the impetus for this model is that exchange and wholesale market have a benefit driver to facilitate delivery, and thus concern about membership flows. Therefore, the commercial bank can take the exchange as '1' and the member as 'N' to implement business development.
The business process of the order financing closed credit and financing mode refers to fig. 5, and the mode is a financial service for a dealer to provide credit by using the closed operation of logistics and fund flow and adopting the product combination of pre-payment account financing and account money financing to be received; the service actually breaks through a mode of '1 + N', and is mainly characterized in that the transaction characteristics are 'big two ends and small middle part', namely '1 + N + 1', and the service is suitable for intermediate merchants in a plurality of different industrial fields, such as dealers taking coal enterprises as upstream and steel enterprises as downstream, dealers taking office equipment manufacturing enterprises as upstream and government purchasing platforms as downstream, and the like.
Referring to fig. 6, the business flow of the credit financing model of the equipment manufacturer buyer is shown, in which a commercial bank provides credit to a downstream terminal enterprise or a dealer for purchasing a financial service of the equipment of the manufacturing enterprise according to a sales contract made by the equipment manufacturer and the downstream enterprise;
the mode differs from the traditional money-first goods financing mode as follows: first, financing bodies are different. The financing subject of the money-first goods financing mode is a distributor; the financing body of the credit financing mode of the equipment-manufacturing buyer is a production enterprise; secondly, the guarantee mode is different. The guarantee mode of the first-payment and then-goods financing mode is a quality deposit or mortgage of the live property (namely, stock), and the third-party logistics enterprise supervision is required to be introduced; the guarantee mode of the credit financing mode of the equipment manufacture buyer is equipment (fixed asset) mortgage, and the equipment (fixed asset) mortgage can be registered in related departments; and thirdly, different financing tools. The basic financing tool of the money-first goods financing mode is a bank note (with a shorter term); the basic financing tool for the equipment-manufacturing buyer credit financing model is a mid-to-long term loan (longer term).
Preferably, the functions and the business processes of all the modules related to the method all adopt the existing and public functions and business processes; the invention relates to all the module structure modes, which adopt the existing and public structure modes; all the modules related to the present invention are implemented by using a published, mature and open-source program architecture and program codes, and the functions described by those skilled in the art according to the technical solution can be easily implemented by using the existing and published program architecture and program codes.
The embodiments of the present invention have been described in detail, but the invention is not limited to the embodiments, and those skilled in the art can make many equivalent modifications or substitutions without departing from the spirit of the present invention, and the equivalents or substitutions are included in the scope of protection defined by the claims of the present application.
Claims (10)
1. The intelligent supply chain financial AIOT BDaaS big data operation platform is characterized by being used for providing cross-border payment service for merchants and comprising an access layer, a business platform, a unified payment platform, a payment engine and a basic service layer which are sequentially connected, wherein the access layer is used for providing access service, the business platform is used for providing business solution, the unified payment platform is used for providing payment service, the payment engine is used for providing payment support for various transaction types, and the basic service layer is used for providing a basic facility layer for supporting upper-layer service;
the access layer comprises an open API, a first cashier desk, a merchant portal website and a cloud wallet, wherein the open API is integrated with various open interfaces, the first cashier desk is a front-end cashier desk based on H5 or WEB or SDK technology, the merchant portal website is a transaction portal website of a merchant, and the cloud wallet is a mobile wallet based on a mobile phone APP;
the business platform comprises an order receiving platform, an account escrow module, a supply chain financial module, a bill platform and a second cash register, wherein the order receiving platform is used for providing support services of order receiving business, the account escrow module is used for providing support services of account escrow, the supply chain financial module is used for providing support services of trusted credit transfer, the bill platform is used for providing support services of bill management, and the second cash register is a rear-end cash register based on a server technology;
the unified payment platform comprises a payment service module, a recharge service module, a transfer service module, a cash withdrawal service module, a refund service module and a pre-authorization service module, wherein the payment service module is used for providing payment service, the recharge service module is used for providing recharge service, the transfer service module is used for providing transfer service, the cash withdrawal service module is used for providing cash withdrawal service, the refund service module is used for providing refund service, and the pre-authorization service module is used for providing pre-authorization service;
the payment engine comprises an exchange rate accounting platform, a fund channel platform and a fund platform, wherein the exchange rate accounting platform is used for providing exchange rate accounting services, the fund channel platform is used for providing fund channel services, and the fund platform is used for providing fund clearing and settlement services;
the basic service layer comprises a configuration center, a scheduling center, a message center, a cache center and a file storage center, wherein the configuration center is used for providing configuration services, the scheduling center is used for providing scheduling services, the message center is used for providing message services, the cache center is used for providing cache services, and the file storage center is used for providing file storage services.
2. The intelligent supply chain financial AIOT BDaaS big data operation platform as claimed in claim 1, wherein said basic service layer further comprises a communication platform, a service administration platform, a flow control platform and an encryption and decryption platform, wherein said communication platform is used for providing communication service, said service administration platform is used for providing service administration service, said flow control platform is used for providing flow control service, and said encryption and decryption platform is used for providing data encryption and decryption service.
3. The intelligent supply chain financial AIOT BDaaS big data operation platform as claimed in claim 1, wherein the exchange rate accounting platform comprises an account checking center module, an exchange rate accounting module, an error processing module and a cost accounting module, the account checking center module is used for providing an account checking service of the exchange rate, the exchange rate accounting module is used for providing an accounting service of the exchange rate, the error processing module is used for providing an error processing service of the exchange rate, and the cost accounting module is used for providing a cost accounting service of the exchange rate.
4. The intelligent supply chain financial AIOT BDaaS big data operation platform as claimed in claim 1, wherein the fund channel module comprises a channel core module, a channel routing module, a channel preposition module and a main data module, the channel core module is used for providing core business services of fund channels, the channel routing module is used for providing routing access services of fund channels, the channel preposition module is used for calling the fund channels to access the intelligent supply chain financial AIOT BDaaS big data operation platform in a common protocol mode, and the main data module is used for providing management services of basic data.
5. The intelligent supply chain financial AIOT BDaaS big data operation platform of claim 1, wherein the fund platform comprises a financial core module, an accounting core module, a clearing module and a fund preparation module, the financial core module is used for providing services of financial core business, the accounting core module is used for providing services of accounting core business, the clearing module is used for providing clearing and settlement services of fund, and the fund preparation module is used for providing services of fund preparation business.
6. The intelligent supply chain financial AIOT BDaaS big data operation platform as claimed in claim 1, wherein the deployment architecture of the intelligent supply chain financial AIOT BDaaS big data operation platform adopts a dynamic and static separation mode, an internal and external network separation mode and a function separation mode, the dynamic and static separation mode separates static files and transaction functions to provide the user experience of using the front-end function of the first cashier desk, the internal and external network separation mode is network isolation according to different services to provide the security of an internal network, and the function separation mode network separates the function of a business system related to the user and the supervision function of a bank institution.
7. The intelligent supply chain financial AIOT BDaaS big data operation platform of claim 1, wherein the business architecture of the intelligent supply chain financial AIOT BDaaS big data operation platform comprises a separation business inlet and outlet to shield external dependency changes, a separation operation function to realize module pluggability, extraction of core services and support services to ensure system function reuse, and perfection of fund reconciliation and accounting mechanisms to ensure fund accuracy.
8. The intelligent supply chain financial AIOT BDaaS big data operation platform as claimed in claim 7, wherein the system architecture of the intelligent supply chain financial AIOT BDaaS big data operation platform comprises clearly defining service hierarchies based on the business architecture, constructing new technical specifications and extracting public services and components as internal development components to improve standardization and code writing efficiency of development, shortening synchronous links to improve system throughput and shorten response time, and perfecting monitoring mechanism to ensure timely and accurate problem finding.
9. The intelligent supply chain financial AIOT BDaaS big data operation platform of claim 8, wherein the new technical specifications comprise Java code specifications, database authoring specifications, and SOP operational flows.
10. The intelligent supply chain financial AIOT BDaaS big data operation platform of claim 1, wherein business modes of the supply chain financial module include dealer and supplier network financing mode, bank logistics collaborative financing mode, exchange warehouse financing mode, order financing closed credit financing mode, and equipment manufacturing buyer credit financing mode.
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| CN202110192176.1A CN112801645A (en) | 2021-02-19 | 2021-02-19 | Smart supply chain financial AIOT BDaaS big data operation platform |
| PCT/CN2021/100221 WO2022174536A1 (en) | 2021-02-19 | 2021-06-16 | Intelligent supply chain financial aiot bdaas big data operation platform |
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