WO2022174410A1 - 基于区块链的艺术品证券化产品交易的系统及存储介质 - Google Patents
基于区块链的艺术品证券化产品交易的系统及存储介质 Download PDFInfo
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Definitions
- the present invention relates to the field of blockchain, in particular to a system and storage medium for the transaction of art securitization products based on the blockchain.
- the technical problem to be solved by the present invention is to provide a system for the transaction of art securitization products based on the block chain, so as to reduce the transaction risk.
- the technical solution adopted in the present invention is: a system for the transaction of artwork securitization products based on the blockchain in the first aspect of the present application, including:
- an information acquisition module for acquiring transaction information of the artwork securitization product
- a transaction processing module configured to upload the transaction information on the chain to disclose the transaction information.
- the transaction information includes transaction proposal information and transaction conditions
- the transaction processing module includes:
- a block generating unit used for acquiring and judging the transaction proposal information to form a data block; wherein, the data block includes the transaction condition;
- the verification unit is used for judging the transaction conditions according to the preset endorsement strategy.
- the transaction processing module is based on a distributed ledger, and the transaction processing module further includes:
- An update unit configured to add the data block to the blockchain and update the distributed ledger.
- the transaction information includes product information, mortgage information and issuance information
- the information acquisition module includes:
- a product information acquisition unit used to acquire at least one of artwork asset information, transaction nature, transaction time, and transaction amount;
- a mortgage information acquisition unit used to acquire at least one of mortgage information, cash flow information, and data update
- the issuance information acquisition unit is used to acquire the investor's identity and the price proposed by the investor.
- transaction processing module also includes:
- User service unit used for user service
- the user services include account information processing, account credit rating, online payment and/or asset registration.
- the user service unit is also used for:
- the verification unit also includes:
- the judgment subunit is used for the transaction nodes to judge the transaction conditions respectively according to the corresponding endorsement strategy; wherein, the transaction nodes include service platform nodes and exchange nodes
- the consensus sub-unit after reaching a consensus according to the transaction nodes, judges the transaction conditions.
- the information acquisition module and the transaction processing module are based on smart contracts.
- a second aspect of the present application provides a computer-readable storage medium on which a computer program is stored, and when the program is executed by a processor, implements the blockchain-based system for trading artwork securitization products.
- a third aspect of the present application provides a terminal, comprising: one or more processors and memories, and one or more application programs; wherein the one or more application programs are stored in the memory and configured to be configured by The one or more processors execute, and the one or more applications are configured to execute the system for executing the above-described blockchain-based artwork securitization product transaction.
- the present invention proposes to address the pain points and difficulties in the transaction and information sharing of art asset securitization, relying on blockchain technology and smart contracts, and proposes a distributed information sharing platform and trading system for art asset securitization products. And the blockchain anti-counterfeiting mode of escrow mortgage.
- the beneficial effect of the present invention is: on the basis of the original artwork transaction, the blockchain technology is applied to disclose the transaction information, so that the participants in the market can record and share the asset management ownership, transaction information and mortgage information of the product. , effectively realize the symmetry of the transaction information, the information is true, thereby reducing the risk in the transaction.
- the present invention provides a theoretical model mode and a wide range of practical application scenarios for the application of blockchain in the traditional art market and the financialization of art. At the same time, the invention will also play a role in promoting the securitization of traditional artwork assets.
- FIG. 1 is a block diagram of a block chain-based system for trading art securitization products in an embodiment of the present invention
- FIG. 2 is a structural block diagram of a transaction processing module in an embodiment of the present invention.
- FIG. 3 is a structural block diagram of an information acquisition module in an embodiment of the present invention.
- FIG. 4 is a structural block diagram of a verification unit in an embodiment of the present invention.
- 100-information acquisition module 110-product information acquisition unit; 120-mortgage information acquisition unit; 130-issuance information acquisition unit; 200-transaction processing module; 210-block generation unit; 220-verification unit; 230-update unit; 240-verification unit 241-judgment sub-unit; 242-consensus sub-unit.
- FIG. 1 is a block diagram of a block chain-based art securitization product transaction system in an embodiment of the present invention.
- the first invention of this application provides a blockchain-based system for trading artwork securitization products, including:
- an information acquisition module 100 configured to acquire transaction information of the artwork securitization product
- the transaction processing module 200 is configured to upload the transaction information on the chain to disclose the transaction information.
- the advantages of the present invention are: on the basis of the original artwork transaction, the blockchain technology is applied to disclose the transaction information, so that the participants in the market can record and share the asset management ownership, transaction information, and mortgage information of the product. Effectively realize the symmetry of transaction information and the authenticity of information, thereby reducing the risk in the transaction.
- the present invention provides a theoretical model mode and a wide range of practical application scenarios for the application of blockchain in the traditional art market and the financialization of art. At the same time, the invention will also play a role in promoting the securitization of traditional artwork assets.
- the blockchain includes data layers such as the physical layer, the contract layer, and the application layer.
- FIG. 2 is a structural block diagram of a transaction processing module in an embodiment of the present invention.
- the transaction information includes transaction proposal information and transaction conditions
- the transaction processing module 200 includes:
- the block generating unit 210 is used for acquiring and judging the transaction proposal information to form a data block; wherein, the data block includes the transaction condition;
- the verification unit 240 is configured to judge the transaction condition according to a preset endorsement strategy.
- the transaction process includes two parts. In the first part, it is confirmed that the transaction proposal information proposed by the two parties in the transaction is consistent, valid and compliant, and then the corresponding block is generated; In part, the block is used as a unit to verify the transaction conditions in the block to conduct necessary analysis and research to reduce transaction risks.
- the transaction proposal information is judged first, and then the block is generated, which reduces the total amount of information recorded in the block, and the information in the block is considered separately to form modular information to facilitate users to grasp the overall data.
- the transaction proposal information includes the purchase intention proposed by the investor and the sales conditions proposed by the asset owner; the total data volume of the purchase intention and sales conditions is much smaller than the total data of the transaction information. Therefore, in this process, , which can generate blocks efficiently and ensure the speed of transactions.
- the transaction processing module 200 is based on a distributed ledger, and the transaction processing module 200 further includes:
- the updating unit 230 is configured to add the data block to the blockchain and update the distributed ledger.
- P2P Peer-to-Peer
- each node is in a peer-to-peer position, serving as a server to provide services to other nodes, while enjoying the services provided by other nodes.
- An operation in a P2P network is an operation between peers, and each peer, or each entity, is called a peer node.
- the update unit 230 is a plurality of peer nodes, and after the block generation unit 210 judges the transaction proposal information and the verification unit 240 judges the transaction conditions, the peer nodes add data blocks to the blockchain. , and update the ledger. As a result, the overall data is made public, the total amount of data processed is smaller, and the data processing speed is also accelerated.
- the transaction information includes product information, mortgage information and issuance information.
- FIG. 3 is a structural block diagram of an information acquisition module in an embodiment of the present invention.
- the information acquisition module 100 includes:
- the product information acquisition unit 110 is used to acquire at least one item of artwork asset information, transaction nature, transaction time, and transaction amount;
- a mortgage information acquisition unit 120 configured to acquire at least one of mortgage information, cash flow information, and data update;
- the issuance information obtaining unit 130 is used for obtaining the investor's identity and the price proposed by the investor.
- the artwork asset information includes various confirmation methods.
- the share of the artwork asset is determined by the total value division given by the artist himself, and the artist needs to sign a contract for the determination of the share of the total art value.
- the artist's main artistic career we can investigate the galleries, art institutions and collectors who have cooperated with the artist over the years, understand the selling price at that time, and calculate the average annual transaction amount. Then, according to the artist's main artistic career, the art jury, gallery art institutions and the majority of collectors will formulate weights to form specific artwork asset information.
- the transaction nature can be a specific transaction form formed according to the transaction product, and different artworks can have different transaction nature; it can also form a unique transaction mode according to different transaction types.
- the information acquired by the mortgage information acquisition unit 120 can be directly reflected through explicit mortgage information, or indirectly acquired through cash flow information, and the real mortgage party can also be inferred through data update.
- the combination of endorsement strategies reduces transaction risks.
- FIG. 2 is a structural block diagram of a transaction processing module in an embodiment of the present invention.
- the transaction processing module 200 further includes:
- the user service unit is used to perform user services; wherein, the user services include account information processing, account credit rating, network payment and/or asset registration. Therefore, through the user service unit, the real user operation is combined with the virtual blockchain, which facilitates users to enter the blockchain and realizes the securitization of artworks based on the blockchain. More importantly, the immutability of the blockchain is used to record the entire process of the transaction or a specific process to form a specific security barrier.
- the user service unit is further configured to: process evaluation information, supervision information, legal information or consulting information.
- evaluation information, regulatory information, legal information or consultation information can be for the whole transaction process or a part of the transaction process.
- the user obtains a better all-round service, and can evaluate the transaction more objectively, correctly and effectively.
- each node is diffused and stored in the blockchain through a unified identification, and the trader's account and contract are all entered into the blockchain.
- the individuals in the blockchain are anonymous, but the contract is recorded in the public in the ledger. Regulators can learn about activity in the market through this blockchain, while maintaining the privacy of individual members.
- FIG. 4 is a structural block diagram of a verification unit in an embodiment of the present invention. Further, the verification unit 240 also includes:
- the judging subunit 241 is used for the transaction nodes to respectively judge the transaction conditions according to the corresponding endorsement strategy; wherein, the transaction nodes include service platform nodes and exchange nodes
- the consensus subunit 242 judges the transaction conditions after reaching a consensus according to the transaction nodes.
- the transaction system is integrated, and the overall data is analyzed and synthesized through the judgment and identification of redundant data, and the data structure is changed to form a more secure system.
- regular delivery contracts between multiple parties are written into the blockchain, and the individuals in the blockchain are anonymous, but the contracts are recorded in a public ledger.
- both the information acquisition module 100 and the transaction processing module 200 are based on smart contracts.
- the present invention proposes an application mode of smart contracts in art asset securitization information sharing, and puts art asset securitization transactions into the agreed conditions, scope and obligations of the smart contract.
- the stipulated rights and obligations are automatically enforced through a computer network, once the parties have reached an agreement and are enforced.
- Smart contracts are characterized by self-verification, self-execution, and tamper-proofing, ensuring a higher degree of security, reducing dependence on intermediaries, and reducing transaction costs.
- the dark-box operation of traditional asset securitization products can also be effectively controlled.
- the financial reference data at the current point, various risk calculations, etc. are recorded in it, and the cash flow is updated and the cash flow is calculated at the time point when the future block is generated and checked.
- a second aspect of the present application provides a computer-readable storage medium on which a computer program is stored, and when the program is executed by a processor, implements a blockchain-based system for trading artwork securitization products.
- the system for the transaction of artwork securitization products is implemented in the form of software function modules, and sold or used as an independent product, it can also be stored in a computer-readable storage medium.
- the technical solutions of the embodiments of the present invention may be embodied in the form of software products in essence or the parts that make contributions to the prior art.
- the computer software products are stored in a storage medium and include several instructions for A computer device (which may be a personal computer, a server, or a network device, etc.) is caused to execute all or part of the methods described in the various embodiments of the present invention.
- the aforementioned storage medium includes: a U disk, a removable hard disk, a read-only memory (Read Only Memory, ROM), a magnetic disk or an optical disk and other media that can store program codes.
- embodiments of the present invention are not limited to any particular combination of hardware and software.
- a third aspect of the present application provides a terminal, comprising: one or more processors and memories, and one or more application programs; wherein the one or more application programs are stored in the memory and configured to be configured by The one or more processors execute, and the one or more applications are configured to execute the system for executing the above-described blockchain-based artwork securitization product transaction.
- At least one network is used by those skilled in the art to support communication using any of various commercial protocols such as TCP/IP, OSI, FTP, UPnP, NFS, CIFS, and AppleTalk.
- the network may be, for example, a local area network, a wide area network, a virtual private network, the Internet, an intranet, an extranet, a public switched telephone network, an infrared network, a wireless network, and any combination thereof.
- the web server may run any of a variety of server or middle-tier applications, including HTTP servers, FTP servers, CGI servers, data servers, Java servers, and business application servers.
- the one or more servers may also be capable of executing programs or scripts in response to requests from user devices, such as by executing one or more application programs that may be implemented in any programming language such as C, One or more scripts or programs written in C# or C++ or any scripting language such as Perl, Python or TCL and combinations thereof.
- the one or more servers may also include database servers, including but not limited to those commercially available.
- Such programs may also be encoded and transmitted using carrier signals suitable for transmission via wired, optical, and/or wireless networks conforming to various protocols, including the Internet.
- computer-readable media according to embodiments of the present invention may be created using data signals encoded by such programs.
- Computer-readable media encoded with program code may be packaged with compatible devices or provided separately from other devices (eg, via Internet download). Any such computer-readable medium may exist within or reside within a single computer product (eg, a hard drive, a CD, or an entire computer system), and may reside within or within different computer products within a system or network.
- the computer system may include a monitor, printer, or other suitable display for presenting any of the results mentioned herein to a user.
- the present invention proposes to address the pain points and difficulties in the information sharing of artwork asset securitization, relying on the development of blockchain technology, and proposes a distributed information sharing platform and mortgage information sharing system for smart contracts in artwork asset securitization products. , reducing risk and safety.
Abstract
一种基于区块链的艺术品证券化产品交易的系统及存储介质，系统包括：信息获取模块（100），用于获取艺术品证券化产品的交易信息；交易处理模块（200），用于将交易信息上链，以公开交易信息。由此，在原有的艺术品交易的基础上，应用区块链技术将交易信息公开，使市场中的参与者对产品的资产管理所有权、交易信息、抵押信息均被记录与共享，有效地实现交易信息对称、信息真实，从而降低交易中的风险。
Description
本发明涉及区块链领域，尤其是指基于区块链的艺术品证券化产品交易的系统及存储介质。
在传统的证券化市场上，资产证券化的本质是基于“资产”所产生的“现金流”为支持，通过对资产池现金流进行重新分配重组以实现风险隔离、信用增级，之后在公开市场发行，以此为企业进行融资。ＡＢＳ的核心交易结构。
由于艺术品具有不可分割性，但同时可作为抵押品，但抵押品的多重抵押是目前很大的问题，类似的问题已经在贵金属产品以及大宗商品类产品的抵押贷款上存在很久，时常有多重抵押的现象发生。
基于此，自天津文交所的份额化交易模式被提出后，各文交所争相模仿。随着艺术品份额化交易的迅速发展，文交所的交易制度缺陷、交易风险、法律风险及监管空白等问题纷纷出现。
本发明所要解决的技术问题是：提供一种基于区块链的艺术品证券化产品交易的系统，降低交易风险。
为了解决上述技术问题，本发明采用的技术方案为：本申请第一方面一种基于区块链的艺术品证券化产品交易的系统，包括：
信息获取模块，用于获取所述艺术品证券化产品的交易信息；
交易处理模块，用于将所述交易信息上链，以公开所述交易信息。
其中，所述交易信息包括交易提议信息及交易条件，所述交易处理模块包括：
区块生成单元，用于获取并判断所述交易提议信息，形成数据区块；其中，所述数据区块包括所述交易条件；
验证单元，用于根据预设的背书策略，对所述交易条件进行判断。
其中，所述交易处理模块基于分布式账本，所述交易处理模块还包括：
更新单元，用于将所述数据区块添加到所述区块链，更新所述分布式账本。
具体的，所述交易信息包括产品信息、抵押信息及发行信息，所述信息获取模块包括：
产品信息获取单元，用于获取艺术品资产信息、交易性质、交易时间、交易数额中的至少一项；
抵押信息获取单元，用于获取抵押信息、现金流向信息、数据更新中的至少一项；
发行信息获取单元，用于获取投资者身份、投资者提议的价格。
进一步地，所述交易处理模块还包括：
用户服务单元，用于进行用户服务；
其中，所述用户服务，包括账户信息处理、账户信用评级、网络支付和/或资产登记。
进一步地，所述用户服务单元，还用于：
进行评估信息、监管信息、法务信息或者咨询信息处理。
其中，所述验证单元，还包括：
判断子单元，用于根据对应的背书策略，交易节点分别判断所述交易条件；其中，所述交易节点，包括服务平台节点及交易所节点
共识子单元，在根据所述交易节点达成共识后，对所述交易条件进行判断。
上述中，所述信息获取模块及所述交易处理模块均基于智能合约。
本申请第二方面提供一种计算机可读存储介质，其上存储有计算机程序，该程序被处理器执行时实现所述基于区块链的艺术品证券化产品交易的系统。
本申请第三方面提供一种终端，包括：一个或多个处理器及存储器，一个或多个应用程序；其中，所述一个或多个应用程序被存储在所述存储器中并被配置为由所述一个或多个处理器执行，所述一个或多个应用程序配置用于执行上述基于区块链的艺术品证券化产品交易的系统。
针对以上问题，本发明提出针对艺术品资产证券化的交易与信息共享上的痛点与难点，依托区块链技术以及智能合约，提出艺术品资产证券化产品的分布式信息共享平台以及交易系统，以及托管抵押的区块链防伪模式。
本发明的有益效果在于：在原有的艺术品交易的基础上，应用区块链技术将交易信息公开，使市场中的参与者对产品的资产管理所有权、交易信息、抵押信息均被记录与共享，有效地实现交易信息对称、信息真实，从而降低交易中的风险。此外，本发明为区块链应用在传统艺术品市场，以及艺术品的金融化，提供了理论模型模式以及广泛的实际应用场景。本发明同时也将对推进传统艺术品资产的证券化起到促进作用。
下面结合附图详述本发明的具体结构
图1为本发明某一实施例中的基于区块链的艺术品证券化产品交易的系统的模块框图；
图2为本发明某一实施例中的交易处理模块的结构框图；
图3为本发明某一实施例中的信息获取模块的结构框图；
图4为本发明某一实施例中的验证单元的结构框图；
100-信息获取模块；110-产品信息获取单元；120-抵押信息获取单元；130-发行信息获取单元；200-交易处理模块；210-区块生成单元；220-验证单元；230-更新单元；240-验证单元241-判断子单元；242-共识子单元。
为详细说明本发明的技术内容、构造特征、所实现目的及效果，以下结合实施方式并配合附图详予说明。
请参阅图1，为本发明某一实施例中的基于区块链的艺术品证券化产品交易的系统的模块框图。本申请第一发明提供一种基于区块链的艺术品证券化产品交易的系统，包括：
信息获取模块100，用于获取所述艺术品证券化产品的交易信息；
交易处理模块200，用于将所述交易信息上链，以公开所述交易信息。
本发明的优势在于：在原有的艺术品交易的基础上，应用区块链技术将交易信息公开，使市场中的参与者对产品的资产管理所有权、交易信息、抵押信息均被记录与共享，有效地实现交易信息对称、信息真实，从而降低交易中的风险。
此外，本发明为区块链应用在传统艺术品市场，以及艺术品的金融化，提供了理论模型模式以及广泛的实际应用场景。本发明同时也将对推进传统艺术品资产的证券化起到促进作用。
需要了解的是，在场外交易信息和贷款信息在区块链上有效进入区块账本后，资金的出借人与借款人面对的不再是传统信贷平台，也不依赖某个中心节点，而是由区块链完成具体业务功能。通过每笔交易获取用户的信用数据，并将这些信息存储在区块链中。而在预置了合约条款的相应触发场景和响应规则，交易验证有效后被打包进新数据区块。本实施例中，将交易双方发出的交易提议信息进行统合，作为交易验证的关键信息，并以此对整体交易进行把控。
其中，区块链包括物理层、合约层、应用层等数据层。
请参阅图2，图2为本发明某一实施例中的交易处理模块的结构框图。在一具体的实施例中，所述交易信息包括交易提议信息及交易条件，所述交易处理模块200包括：
区块生成单元210，用于获取并判断所述交易提议信息，形成数据区块；其中，所述数据区块包括所述交易条件；
验证单元240，用于根据预设的背书策略，对所述交易条件进行判断。
在一实施例中，交易的过程包括两个部分，在第一个部分中，确认交易双方所提出的交易提议信息是一致、有效且合乎规范的，再生成对应的区块；在第二个部分中，以区块为单位，对区块内的交易条件验证，以进行必要的分析与研究，以降低交易风险。
需要了解的是，先对交易提议信息进行判断，再生成区块，降低了区块中记录的信息总量，而对区块内的信息分别进行斟酌，形成模块化的信息，以方便用户对整体数据进行把握。其中，交易提议信息，包括投资者所提出的购买意向，以及资产拥有者所提出的出售条件；购买意向与出售条件的总数据量远远小于交易信息的全部数据，因此，在这一过程中，可以高效地生成区块，保证交易的速度。
进一步地，所述交易处理模块200基于分布式账本，所述交易处理模块200还包括：
更新单元230，用于将所述数据区块添加到所述区块链，更新所述分布式账本。
需要了解的是，P2P(Peer-to-Peer)网络中，没有中心服务器节点，每个节点处于对等地位，既充当服务器为其他节点提供服务，同时又享受其他节点所提供的服务。P2P网络中的操作是一种对等体之间的操作，其中的每个对等体，或者说每个实体都称为Peer节点。
在一实施例中，更新单元230是多个peer节点，而在区块生成单元210对交易提议信息进行判断，验证单元240对交易条件进行判断之后，peer节点会数据区块添加到区块链的末端，并更新账本。由此，整体数据公开化，处理的数据总量较小，数据处理速度也被加快。
其中，所述交易信息包括产品信息、抵押信息及发行信息。
请参阅图3，图3为本发明某一实施例中的信息获取模块的结构框图。所述信息获取模块100包括：
产品信息获取单元110，用于获取艺术品资产信息、交易性质、交易时间、交易数额中的至少一项；
抵押信息获取单元120，用于获取抵押信息、现金流向信息、数据更新中的至少一项；
发行信息获取单元130，用于获取投资者身份、投资者提议的价格。
在产品信息获取单元110所获取的信息中，艺术品资产信息，包括多种确认方式。在一实施例中，艺术品资产的份额多少，是经由艺术家本人同意确认给予的总价值划分，需要艺术家签订总艺术价值份额认定的合同。而艺术品资产可以通过调研历年与艺术家合作的画廊、艺术机构以及收藏爱好者，了解当时的售卖价格，计算出每年平均交易额度。接着，根据艺术家的主要艺术生涯，由艺术评审团、画廊艺术机构以及广大收藏爱好者制定权重，以形成特定的艺术品资产信息。
其中，交易性质，可以是根据交易产品而形成的特定交易形式，不同的艺术品可以有不同的交易性质；也可以是根据不同的交易类型，而形成特有的交易模式。
在抵押信息获取单元120所获取的信息中，可以通过明确的抵押信息直接体现，也可以通过现金流向信息间接获取，还可以通过数据更新来推测出真正的抵押方，这些信息均可以与上述的背书策略相结合，降低交易风险。
还请参阅图2，图2为本发明某一实施例中的交易处理模块的结构框图，进一步地实施例中，所述交易处理模块200还包括：
用户服务单元，用于进行用户服务；其中，所述用户服务，包括账户信息处理、账户信用评级、网络支付和/或资产登记。由此，通过用户服务单元，将现实中的用户操作与虚拟的区块链相组合，方便用户进入区块链，实现基于区块链的艺术品证券化。更重要的是，利用了区块链的不可篡改性，记录交易的全过程或者某一特定过程，以形成特定的安全屏障。
进一步地实施例中，所述用户服务单元，还用于：进行评估信息、监管信息、法务信息或者咨询信息处理。需要了解的是，在交易全过程中，评估信息、监管信息、法务信息或者咨询信息，可以针对交易全程，也可以对交易过程的一部分。由此，用户获得了较优的全方位地服务，可以更客观、正确、有效地评价交易。
在上述区块链中，通过统一的标识由各个节点扩散并存入区块链，交易者的账户以及合同均被录入区块链，区块链中的个体是匿名的，但合同记录在公共账本内。监管者可以通过这个区块链了解市场上的活动，同时维护个体成员的隐私。
请参阅图4，图4为本发明某一实施例中的验证单元的结构框图。进一步地，所述验证单元240，还包括：
判断子单元241，用于根据对应的背书策略，交易节点分别判断所述交易条件；其中，所述交易节点，包括服务平台节点及交易所节点
共识子单元242，在根据所述交易节点达成共识后，对所述交易条件进行判断。
本实施例中，通过判断子单元241及共识子单元242，统合交易系统，通过冗余数据的判断与识别，将整体数据进行分析与综合，改变数据结构，形成更安全的系统。其中，多方之间的定期交付合同被写入区块链中，区块链中的个体是匿名的，但合同记录在公共账本中。
需要了解的是，所述信息获取模块100及所述交易处理模块200均基于智能合约。
其中，在某一智能合约中，如果所有未来交易都已经完成，则将合约的状态标记为完成，并将完结并从区块中终结其智能合约，如果未来交易尚未完全结束，将继续在下次区块生成时进行验证。
需要了解的是，本发明提出智能合约在艺术品资产证券化信息共享的应用模式，将艺术品资产证券化交易放入智能合约同意的条件，范围和义务。规定的权利和义务通过计算机网络自动执行，一旦双方达成协议并执行。智能合约的特征是是自我验证、自执行、防篡改，保证更高程度的安全性，减少对中介方的依赖，降低交易成本。
通过智能合约的交易方式，传统的资产证券化产品的暗箱操作也可以得到有效控制。在本发明的智能合约中，现时点的金融参照数据，各项风险测算等记录在其中，在未来区块生成并检验的时点中回更新并进行现金流的核算。
本申请第二方面提供一种计算机可读存储介质，其上存储有计算机程序，该程序被处理器执行时实现基于区块链的艺术品证券化产品交易的系统。
本发明实施例中，如果以软件功能模块的形式实现上述艺术品证券化产品交易的系统，并作为独立的产品销售或使用时，也可以存储在一个计算机可读取存储介质中。
基于这样的理解，本发明实施例的技术方案本质上或者说对现有技术做出贡献的部分可以以软件产品的形式体现出来，该计算机软件产品存储在一个存储介质中，包括若干指令用以使得一台计算机设备(可以是个人计算机、服务器、或者网络设备等)执行本发明各个实施例所述方法的全部或部分。而前述的存储介质包括：U盘、移动硬盘、只读存储器(ReadOnlyMemory，ROM)、磁碟或者光盘等各种可以存储程序代码的介质。这样，本发明实施例不限制于任何特定的硬件和软件结合。
本申请第三方面提供一种终端，包括：一个或多个处理器及存储器，一个或多个应用程序；其中，所述一个或多个应用程序被存储在所述存储器中并被配置为由所述一个或多个处理器执行，所述一个或多个应用程序配置用于执行上述基于区块链的艺术品证券化产品交易的系统。
大多数实施方案中，本领域技术人员使用至少一个网络来支持使用各种商用协议诸如TCP/IP、OSI、FTP、UPnP、NFS、CIFS和AppleTalk中的任何协议的通信。网络可以是例如局域网、广域网、虚拟专用网络、互联网、内联网、外联网、公共交换电话网、红外网络、无线网络及其任何组合。
而在利用网络服务器的实施方案中，网络服务器可运行各种服务器或中间层应用程序中的任何一者，包括HTTP服务器、FTP服务器、CGI服务器、数据服务器、Java服务器和业务应用程序服务器。
一个或多个服务器还可能够响应于来自用户设备的请求而执行程序或脚本，诸如通过执行一个或多个应用程序，所述一个或多个应用程序可被实现为以任何编程语言诸如C、C#或C++或者任何脚本语言诸如Perl、Python或TCL以及它们的组合编写的一个或多个脚本或程序。
一个或多个服务器还可包括数据库服务器，包括但不限于可从商购获得的那些。
还可对此类程序进行编码并使用载波信号进行传输，所述载波信号适于经由符合各种协议的有线网络、光网络和/或无线网络来进行传输，包括因特网。同样地，根据本发明的实施方案的计算机可读介质可使用通过此类程序编码的数据信号来创建。用程序代码编码的计算机可读介质可封装有兼容设备或独立于其他设备提供(例如，经由互联网下载)。任何此类计算机可读介质可存在于或位于单个计算机产品(例如，硬盘驱动器、CD或整个计算机系统)内，并且可存在于或位于系统或网络内的不同计算机产品内。计算机系统可包括监视器、打印机或用于将本文所提及的任何结果提供给用户的其他合适的显示器。
综上所述，现有的艺术品资产证券化模式仍然是传统的中心化方式，但是由于资产证券化的流程复杂，涉及参与方多，存在着信息不对称、交易双方不信任等问题，如何有效地解决相关的问题是促进资产证券化市场的有效发展，更好地进行资产的风险控制的首要方向。
基于此，本发明提出针对艺术品资产证券化的信息共享上的痛点与难点，依托区块链技术的发展，提出智能合约在艺术品资产证券化产品的分布式信息共享平台以及抵押信息共享系统，降低了风险性与安全性。
以上所述仅为本发明的实施例，并非因此限制本发明的专利范围，凡是利用本发明说明书及附图内容所作的等效结构或等效流程变换，或直接或间接运用在其他相关的技术领域，均同理包括在本发明的专利保护范围内。
Claims (10)
- 一种基于区块链的艺术品证券化产品交易的系统，其特征在于，包括：信息获取模块，用于获取所述艺术品证券化产品的交易信息；交易处理模块，用于将所述交易信息上链，以公开所述交易信息。
- 如权利要求1所述的基于区块链的艺术品证券化产品交易的系统，其特征在于，所述交易信息包括交易提议信息及交易条件，所述交易处理模块包括：区块生成单元，用于获取并判断所述交易提议信息，形成数据区块；其中，所述数据区块包括所述交易条件；验证单元，用于根据预设的背书策略，对所述交易条件进行判断。
- 如权利要求2所述的基于区块链的艺术品证券化产品交易的系统，其特征在于，所述交易处理模块基于分布式账本，所述交易处理模块还包括：更新单元，用于将所述数据区块添加到所述区块链，更新所述分布式账本。
- 如权利要求3所述的基于区块链的艺术品证券化产品交易的系统，其特征在于，所述交易信息包括产品信息、抵押信息及发行信息，所述信息获取模块包括：产品信息获取单元，用于获取艺术品资产信息、交易性质、交易时间、交易数额中的至少一项；抵押信息获取单元，用于获取抵押信息、现金流向信息、数据更新中的至少一项；发行信息获取单元，用于获取投资者身份、投资者提议的价格。
- 如权利要求4所述的基于区块链的艺术品证券化产品交易的系统，其特征在于，所述交易处理模块还包括：用户服务单元，用于进行用户服务；其中，所述用户服务，包括账户信息处理、账户信用评级、网络支付和/或资产登记。
- 如权利要求5所述的基于区块链的艺术品证券化产品交易的系统，其特征在于，所述用户服务单元，还用于：进行评估信息、监管信息、法务信息或者咨询信息处理。
- 如权利要求6所述的基于区块链的艺术品证券化产品交易的系统，其特征在于，所述验证单元，还包括：判断子单元，用于根据对应的背书策略，交易节点分别判断所述交易条件；其中，所述交易节点，包括服务平台节点及交易所节点共识子单元，在根据所述交易节点达成共识后，对所述交易条件进行判断。
- 如权利要求1-7任意一项所述的基于区块链的艺术品证券化产品交易的系统，其特征在于，所述信息获取模块及所述交易处理模块均基于智能合约。
- 一种计算机可读存储介质，其上存储有计算机程序，其特征在于，该程序被处理器执行时实现权利要求1-8中任一项所述基于区块链的艺术品证券化产品交易的系统。
- 一种终端，其特征在于，包括：一个或多个处理器及存储器，一个或多个应用程序；其中，所述一个或多个应用程序被存储在所述存储器中并被配置为由所述一个或多个处理器执行，所述一个或多个应用程序配置用于执行根据权利要求1至8任一项所述基于区块链的艺术品证券化产品交易的系统。
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