WO2022105135A1 - Information verification method and apparatus, and electronic device and storage medium - Google Patents

Information verification method and apparatus, and electronic device and storage medium Download PDF

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Publication number
WO2022105135A1
WO2022105135A1 PCT/CN2021/091432 CN2021091432W WO2022105135A1 WO 2022105135 A1 WO2022105135 A1 WO 2022105135A1 CN 2021091432 W CN2021091432 W CN 2021091432W WO 2022105135 A1 WO2022105135 A1 WO 2022105135A1
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Prior art keywords
audit
item
information
reviewed
review
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PCT/CN2021/091432
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French (fr)
Chinese (zh)
Inventor
胡胜利
张慧敏
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平安普惠企业管理有限公司
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Publication of WO2022105135A1 publication Critical patent/WO2022105135A1/en

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management
    • G06Q10/103Workflow collaboration or project management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/27Replication, distribution or synchronisation of data between databases or within a distributed database system; Distributed database system architectures therefor
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F18/00Pattern recognition
    • G06F18/20Analysing
    • G06F18/23Clustering techniques
    • G06F18/232Non-hierarchical techniques
    • G06F18/2321Non-hierarchical techniques using statistics or function optimisation, e.g. modelling of probability density functions
    • G06F18/23213Non-hierarchical techniques using statistics or function optimisation, e.g. modelling of probability density functions with fixed number of clusters, e.g. K-means clustering
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F18/00Pattern recognition
    • G06F18/20Analysing
    • G06F18/24Classification techniques
    • G06F18/241Classification techniques relating to the classification model, e.g. parametric or non-parametric approaches
    • G06F18/2411Classification techniques relating to the classification model, e.g. parametric or non-parametric approaches based on the proximity to a decision surface, e.g. support vector machines
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60Protecting data
    • G06F21/602Providing cryptographic facilities or services

Definitions

  • the present application relates to the field of data processing, and in particular, to an information auditing method, apparatus, electronic device, and computer-readable storage medium.
  • Information review is a key process for coordinating user demand planning. It mainly judges whether the user's application can be approved by evaluating the information submitted by the user. For example, in the financial industry, most Internet companies need to review the information submitted by users, such as the user's identity authentication information, the academic pictures uploaded by the user, bank information or social information.
  • the inventor realizes that in the actual information review scenario, the information submitted by users is very large and varied.
  • customer-related information comes from the customer management system
  • application-related information comes from the management system
  • risk control comes from the risk control management system, etc.
  • it is usually necessary to review each item to be reviewed in the information submitted by the user which easily consumes a lot of time, resulting in low information review efficiency;
  • the audit result of the audit project is used to give the final audit conclusion of the information, it will also take a long time, resulting in a low efficiency of information audit.
  • An information auditing method that includes:
  • An information auditing device comprising:
  • a classification module used to obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set;
  • a sorting module used to sort the audit priority of the cluster audit item set, and generate an audit priority list
  • the creation module is used to create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list;
  • a matching module configured to obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table, obtain a matching result, and generate the to-be-reviewed item according to the matching result The audit result of the audit information.
  • An electronic device comprising:
  • the memory stores a computer program executable by the at least one processor, the computer program being executed by the at least one processor to implement the following steps:
  • a computer-readable storage medium having at least one computer program stored in the computer-readable storage medium, the at least one computer program being executed by a processor in an electronic device to implement the following steps:
  • This application can realize the generalization of information review and improve the efficiency of information review.
  • FIG. 1 is a schematic flowchart of an information auditing method provided by an embodiment of the present application.
  • FIG. 2 is a detailed flow chart of one of the steps of the information auditing method provided in FIG. 1 in the first embodiment of the present application;
  • FIG. 3 is a schematic diagram of a module of an information auditing device provided by an embodiment of the present application.
  • FIG. 4 is a schematic diagram of the internal structure of an electronic device for implementing an information auditing method provided by an embodiment of the present application
  • the embodiment of the present application provides an information auditing method.
  • the execution subject of the information auditing method includes, but is not limited to, at least one of electronic devices that can be configured to execute the method provided by the embodiments of the present application, such as a server and a terminal.
  • the information auditing method can be executed by software or hardware installed in a terminal device or a server device, and the software can be a blockchain platform.
  • the server includes but is not limited to: a single server, a server cluster, a cloud server or a cloud server cluster, and the like.
  • the information auditing method includes:
  • the audit item set is obtained by accessing a pre-authorized financial enterprise background database.
  • the review item set may include a large number of review items of different dimensions.
  • the review item set may include: the lender's name, age, loan amount, loan For audit items with multiple dimensions such as cycle and personal assets, if each audit item is independently audited, it is easy to bring about a large time and labor cost. Therefore, in the embodiment of the present application, the audit items in the centralized audit items are reviewed.
  • Dimensional classification is performed to divide the set of audit items into different clusters according to the dimensions of the audit items, such as age dimension, loan amount dimension, etc., to generate multiple cluster audit items to configure the cluster audit items. Unify audit rules, reduce the number of audit items and improve audit efficiency.
  • the dimension classification is performed on the audit item set to generate a cluster audit item set, including:
  • identifying the audit type of the audit item includes:
  • Obtain the character sequence of the review item perform feature extraction on the character sequence, obtain a character character sequence, analyze the label distribution of the review item according to the character sequence, and obtain the review item according to the label distribution. Audit type.
  • the feature extraction of the character sequence is extracted by a support vector machine algorithm.
  • the clustering of the audit items is realized by a clustering algorithm (such as k-means).
  • clustering audit items of the same audit type to obtain a clustered audit item set includes:
  • Step 1 arbitrarily select an audit item as the cluster center point from the set of said audit items
  • Step II utilize clustering algorithm to calculate the distance value of the audit item that is selected and the cluster center point has the same audit item of audit type, select the audit item whose distance value is greater than the preset threshold value as the target audit item, and use all The target audit item is added to the cluster center point;
  • Step III Repeat the above steps I and II until all the audit items in the audit item set have corresponding cluster center points, and then the cluster audit item set is obtained.
  • the audit types include: user basic information, asset information, and credit information
  • the corresponding cluster audit items are user basic information audit items, asset information audit items, and credit information audit items.
  • the clustering audit item set may also be stored in a blockchain node.
  • the importance level and audit time of each cluster audit item will be different. For example, the audit time of asset information audit is longer than that of user basic information audit. Therefore, in the embodiment of the present application, by sorting the audit priority of the cluster audit item set, it is better to ensure that each cluster audit item in the cluster audit item set can be audited in an orderly manner.
  • the sorting of the audit priority of the cluster audit item set to generate the audit priority list includes: identifying the grade identifier of each cluster review item in the cluster review item set; according to the grade identifier , and perform review priority sorting of the cluster review item set to obtain a review priority list.
  • the grade identification is divided according to the importance of each of the cluster audit items.
  • the degree of importance includes: the number of audits, the level of auditors, and the audit time. In detail, if the number of audits is large, the level of auditors is high, and the audit time is long, it means that the corresponding degree of importance is high, and if the number of audits is small, the level of auditors is low, and the audit time is short, it means that the corresponding degree of importance is low. .
  • the audit priority sorting of the cluster audit item set is performed, that is, the cluster audit item with a higher level identification is ranked in the best audit priority.
  • This embodiment of the present application establishes an audit rule for the information to be audited by presetting the audit index of each cluster audit item in the audit priority list.
  • the audit indicator includes: primary key, belonging type, processing type, data source, mapping path, and threshold, wherein the primary key, belonging type, processing type, data source, mapping path, and threshold Configuration through Sql statement.
  • the primary key refers to the id of the audit item; the belonging type refers to the audit type to which the audit item belongs; the processing type refers to the audit logic of the audit item, including equal, range (between), greater than (more), less than (less); the data source is used to indicate which system the corresponding audit item is obtained from; the mapping path is used to identify the acquisition path of the corresponding audit item; all The above threshold is used to characterize the audit scope of the corresponding audit item.
  • the audit item of the clustering audit item is the age of the client, and the audit index of the client age is configured, including: the primary key is the age of the client, the type of belonging is the user basic information class, the processing type is between, and the data source is the client system. , the mapping path is in the age field under the userInfo object, and the threshold value is between min and max.
  • a general audit index table is created according to the audit index, so as to realize the general processing of audit items, and avoid the separate audit of the information to be audited.
  • creating a general audit index table according to the audit index of each cluster audit item in the preset audit priority list includes: obtaining the primary key in the preset audit index, and according to the audit index For the priority of the audit items in the priority list, sort and summarize the primary key to obtain the general audit indicator table.
  • embodiments of the present application further include: adding or deleting audit items in the general audit index table, so as to facilitate the user to better update the audit information and improve the audit system.
  • the information to be reviewed refers to the data to be reviewed submitted by the user
  • the item information to be reviewed refers to the information indicators that need to be reviewed contained in the information to be reviewed.
  • the user The information submitted by A is a business loan application order
  • the corresponding project information to be reviewed includes: name, age, loan amount, loan time, loan period, etc.
  • the item information to be reviewed is obtained through a preset review item identification script, and the preset review item identification script is compiled using a JavaScript script.
  • the matching of the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result includes: acquiring the primary key of the item information to be reviewed, and, according to the primary key, in the general The corresponding audit index is queried in the audit index table; the matching degree between the information of the item to be audited and the queried audit index is calculated to obtain a matching result.
  • the audit indicators are queried through SQL statements.
  • the calculating the degree of matching between the item information to be reviewed and the review index includes: identifying whether the item information to be reviewed matches the queried review index, if the item information to be reviewed matches the review index. If all of the audit indicators are met, the matching degree is 1; if there is only one non-conformity between the item information to be audited and the audit index, the matching degree is 0.5; If two or more indicators do not match, the matching degree is 0.
  • the audit indicators include: belonging type, processing type, data source, mapping path, threshold and the like.
  • generating the review result of the information to be reviewed according to the matching result includes: taking the average of the matching degrees of all the item information to be reviewed in the information to be reviewed to obtain the average matching degree, according to the The average matching degree is used to identify the review status of the information to be reviewed, and to obtain the review result of the information to be reviewed.
  • the identifying the review status of the information to be reviewed according to the average matching degree includes: if the average matching degree is 1, it indicates that the reviewing status of the information to be reviewed is successful; If the degree is 0, it indicates that the review status of the information to be reviewed is failed, and if the mean matching degree is greater than 0 and less than 1, it indicates that the review status of the information to be reviewed is pending.
  • the review result is returned to the page reviewer to ensure the accuracy of the review result.
  • the application first obtains the audit item set, categorizes the audit item set according to the dimensions, and generates a clustered audit item set, which realizes the unified audit rules of the audit items, reduces the number of audit items to be audited, and improves the audit efficiency; secondly , the present application sorts the audit priority of the cluster audit item set, and generates an audit priority list, which ensures that the audit items can be audited in an orderly manner, and by pre-setting each cluster audit item in the audit priority list
  • the general audit index table is created, and the generalization of the information audit index is realized; further, the application matches the information to be audited with the audit index in the general audit index table, and generates the information to be audited.
  • the audit result avoids the situation of giving the audit result of the final information to be audited for each audit item result. Therefore, an information auditing method proposed in this application can realize the generalization of information auditing and improve the efficiency of information auditing.
  • FIG. 3 it is a functional block diagram of the information auditing device of the present application.
  • the information auditing apparatus 100 described in this application may be installed in an electronic device. According to the implemented functions, the information auditing apparatus may include a classification module 101 , a sorting module 102 , a creation module 103 and a matching module 104 .
  • the modules described in the present invention can also be called units, which refer to a series of computer program segments that can be executed by the electronic device processor and can perform fixed functions, and are stored in the memory of the electronic device.
  • each module/unit is as follows:
  • the classification module 101 is configured to obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set.
  • the audit item set is obtained by accessing a pre-authorized financial enterprise background database.
  • the review item set may include a large number of review items of different dimensions.
  • the review item set may include: the lender's name, age, loan amount, loan For audit items with multiple dimensions such as cycle and personal assets, if each audit item is independently audited, it is easy to bring about a large time and labor cost. Therefore, in the embodiment of the present application, the audit items in the centralized audit items are reviewed.
  • Dimensional classification is performed to divide the set of audit items into different clusters according to the dimensions of the audit items, such as age dimension, loan amount dimension, etc., to generate multiple cluster audit items to configure the cluster audit items. Unify audit rules, reduce the number of audit items and improve audit efficiency.
  • the classification module 101 includes: identifying the audit type of each audit item in the audit item set; Perform clustering to obtain the clustered audit item set.
  • the classification module 101 includes:
  • the feature extraction of the character sequence is extracted by a support vector machine algorithm.
  • the clustering of the audit items is realized by a clustering algorithm (such as k-means).
  • the classification module 101 includes:
  • Step 1 arbitrarily select an audit item as the cluster center point from the set of said audit items
  • Step II utilize clustering algorithm to calculate the distance value of the audit item that is selected and the cluster center point has the same audit item of audit type, select the audit item whose distance value is greater than the preset threshold value as the target audit item, and use all The target audit item is added to the cluster center point;
  • Step III Repeat the above steps I and II until all the audit items in the audit item set have corresponding cluster center points, and then the cluster audit item set is obtained.
  • the audit types include: user basic information, asset information, and credit information
  • the corresponding cluster audit items are user basic information audit items, asset information audit items, and credit information audit items.
  • the clustering audit item set may also be stored in a blockchain node.
  • the sorting module 102 is configured to sort the audit priority of the cluster audit item set, and generate an audit priority list.
  • the importance level and audit time of each cluster audit item will be different. For example, the audit time of asset information audit is longer than that of user basic information audit. Therefore, in the embodiment of the present application, by sorting the audit priority of the cluster audit item set, it is better to ensure that each cluster audit item in the cluster audit item set can be audited in an orderly manner.
  • the sorting module 102 includes: identifying the grade identifier of each clustering audit item in the clustering audit item set; According to the level identification, the audit priority sorting of the cluster audit item set is performed to obtain an audit priority list.
  • the grade identification is divided according to the importance of each of the cluster audit items.
  • the degree of importance includes: the number of audits, the level of auditors, and the audit time. In detail, if the number of audits is large, the level of auditors is high, and the audit time is long, it means that the corresponding degree of importance is high, and if the number of audits is small, the level of auditors is low, and the audit time is short, it means that the corresponding degree of importance is low. .
  • the audit priority sorting of the cluster audit item set is performed, that is, the cluster audit item with a higher level identification is ranked in the optimal position for audit priority.
  • the creating module 103 is configured to create a general audit index table according to the preset audit index of each cluster audit item in the audit priority list.
  • This embodiment of the present application establishes an audit rule for the information to be audited by presetting the audit index of each cluster audit item in the audit priority list.
  • the audit indicator includes: primary key, belonging type, processing type, data source, mapping path, and threshold, wherein the primary key, belonging type, processing type, data source, mapping path, and threshold Configuration through Sql statement.
  • the primary key refers to the id of the audit item; the belonging type refers to the audit type to which the audit item belongs; the processing type refers to the audit logic of the audit item, including equal, range (between), greater than (more), less than (less); the data source is used to indicate which system the corresponding audit item is obtained from; the mapping path is used to identify the acquisition path of the corresponding audit item; all The above threshold is used to characterize the audit scope of the corresponding audit item.
  • the audit item of the clustering audit item is the age of the client, and the audit index of the client age is configured, including: the primary key is the age of the client, the belonging type is the user basic information class, the processing type is between, and the data source is the client system. , the mapping path is in the age field under the userInfo object, and the threshold value is between min and max.
  • a general audit index table is created according to the audit index, so as to realize the general processing of audit items and avoid the separate audit of the information to be audited.
  • the creation module 103 includes: obtaining the pre-set primary key in the audit index , sorting and summarizing the primary keys according to the audit item priorities in the audit priority list to obtain the general audit index table.
  • the creating module 103 further includes: adding or deleting audit items in the general audit index table, so as to facilitate the user to update the audit information better and improve the audit system.
  • the matching module 104 is configured to obtain item information to be reviewed from the information to be reviewed, and to match the item information to be reviewed with the review indicator table in the general review indicator table to obtain a matching result, and according to the matching result, An audit result of the information to be audited is generated.
  • the information to be reviewed refers to the data to be reviewed submitted by the user
  • the item information to be reviewed refers to the information indicators that need to be reviewed contained in the information to be reviewed.
  • the user The information submitted by A is a business loan application order
  • the corresponding project information to be reviewed includes: name, age, loan amount, loan time, loan period, etc.
  • the to-be-audited item information is acquired through a preset audit item identification script, and the preset audit item identification script is compiled using a JavaScript script.
  • the matching module 104 includes: acquiring the primary key of the item information to be reviewed, according to the primary key , query the corresponding audit index in the general audit index table; calculate the matching degree of the item information to be audited and the queried audit index to obtain a matching result.
  • the audit indicators are queried through SQL statements.
  • the matching module 104 includes: identifying whether the information of the item to be reviewed matches the queried review index, if the If the audit item information and the audit index are all in conformity, the matching degree is 1; if there is only one item that does not meet the audit item information and the audit index, the matching degree is 0.5; If there are two or more discrepancies between the information and the audit indicators, the matching degree is 0.
  • the audit indicators include: belonging type, processing type, data source, mapping path, threshold and the like.
  • a review result of the information to be reviewed is generated, and the matching module 104 includes: taking an average value of the matching degrees of all the item information to be reviewed in the information to be reviewed to obtain the average value Matching degree: According to the average matching degree, the review status of the information to be reviewed is identified, and the review result of the information to be reviewed is obtained.
  • the matching module 104 includes: if the average matching degree is 1, it indicates that the reviewing status of the information to be reviewed is successful, If the average matching degree is 0, it indicates that the review status of the information to be reviewed is failed, and if the average matching degree is greater than 0 and less than 1, it indicates that the review status of the information to be reviewed is pending.
  • the review result is returned to the page reviewer to ensure the accuracy of the review result.
  • the application first obtains the audit item set, categorizes the audit item set according to the dimensions, and generates a clustered audit item set, which realizes the unified audit rules of the audit items, reduces the number of audit items, and improves the audit efficiency; secondly , the present application sorts the audit priority of the cluster audit item set, and generates the audit priority list, which ensures that the audit items can be audited in an orderly manner, and by pre-setting each cluster audit item in the audit priority list
  • the general audit index table is created, and the generalization of the information audit index is realized; further, the application matches the information to be audited with the audit index in the general audit index table, and generates the information to be audited.
  • the audit result avoids the situation of giving the audit result of the final information to be audited for each audit item result. Therefore, the information auditing device proposed in the present application can realize the generalization of information auditing and improve the efficiency of information auditing.
  • FIG. 4 it is a schematic structural diagram of an electronic device implementing the information auditing method of the present application.
  • the electronic device 1 may include a processor 10, a memory 11 and a bus, and may also include a computer program stored in the memory 11 and executable on the processor 10, such as an information audit program 12.
  • the memory 11 includes at least one type of readable storage medium, and the readable storage medium includes flash memory, mobile hard disk, multimedia card, card-type memory (for example: SD or DX memory, etc.), magnetic memory, magnetic disk, CD etc.
  • the memory 11 may be an internal storage unit of the electronic device 1 in some embodiments, such as a mobile hard disk of the electronic device 1 .
  • the memory 11 may also be an external storage device of the electronic device 1, such as a pluggable mobile hard disk, a smart memory card (Smart Media Card, SMC), a secure digital (Secure Digital) device equipped on the electronic device 1. , SD) card, flash memory card (Flash Card), etc.
  • the memory 11 may also include both an internal storage unit of the electronic device 1 and an external storage device.
  • the memory 11 can not only be used to store application software installed in the electronic device 1 and various types of data, such as codes for information auditing, etc., but also can be used to temporarily store data that has been output or will be output.
  • the processor 10 may be composed of integrated circuits, for example, may be composed of a single packaged integrated circuit, or may be composed of multiple integrated circuits packaged with the same function or different functions, including one or more integrated circuits.
  • Central Processing Unit CPU
  • microprocessor digital processing chip
  • graphics processor and combination of various control chips, etc.
  • the processor 10 is the control core (Control Unit) of the electronic device, and uses various interfaces and lines to connect various components of the entire electronic device, and by running or executing the program or module (for example, executing the program) stored in the memory 11. information auditing, etc.), and call the data stored in the memory 11 to perform various functions of the electronic device 1 and process data.
  • the bus may be a peripheral component interconnect standard (peripheral component interconnect, referred to as PCI) bus or extended industry standard structure (extended industry standard architecture, referred to as EISA) bus, etc.
  • PCI peripheral component interconnect
  • EISA extended industry standard architecture
  • the bus can be divided into address bus, data bus, control bus and so on.
  • the bus is configured to implement connection communication between the memory 11 and at least one processor 10 and the like.
  • FIG. 4 only shows an electronic device with components. Those skilled in the art can understand that the structure shown in FIG. 4 does not constitute a limitation on the electronic device 1, and may include fewer or more components than those shown in the drawings. components, or a combination of certain components, or a different arrangement of components.
  • the electronic device 1 may also include a power source (such as a battery) for powering the various components.
  • the management device implements functions such as charge management, discharge management, and power consumption management.
  • the power source may also include one or more DC or AC power sources, recharging devices, power failure detection circuits, power converters or inverters, power status indicators, and any other components.
  • the electronic device 1 may further include various sensors, Bluetooth modules, Wi-Fi modules, etc., which will not be repeated here.
  • the electronic device 1 may also include a network interface, optionally, the network interface may include a wired interface and/or a wireless interface (such as a WI-FI interface, a Bluetooth interface, etc.), which is usually used in the electronic device 1 Establish a communication connection with other electronic devices.
  • a network interface optionally, the network interface may include a wired interface and/or a wireless interface (such as a WI-FI interface, a Bluetooth interface, etc.), which is usually used in the electronic device 1 Establish a communication connection with other electronic devices.
  • the electronic device 1 may further include a user interface, and the user interface may be a display (Display), an input unit (such as a keyboard (Keyboard)), optionally, the user interface may also be a standard wired interface or a wireless interface.
  • the display may be an LED display, a liquid crystal display, a touch-sensitive liquid crystal display, an OLED (Organic Light-Emitting Diode, organic light-emitting diode) touch device, and the like.
  • the display may also be appropriately called a display screen or a display unit, which is used for displaying information processed in the electronic device 1 and for displaying a visualized user interface.
  • the information audit 12 stored in the memory 11 in the electronic device 1 is a combination of multiple instructions, and when running in the processor 10, it can realize:
  • the modules/units integrated in the electronic device 1 may be stored in a non-volatile computer-readable storage medium.
  • the computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, U disk, removable hard disk, magnetic disk, optical disk, computer memory, read-only memory (ROM, Read-Only Memory) , the computer-readable storage medium may be volatile or non-volatile, and the computer-readable storage medium includes a computer program, and when the computer program is executed by the processor, the following operations are implemented:
  • modules described as separate components may or may not be physically separated, and the components shown as modules may or may not be physical units, that is, may be located in one place, or may be distributed to multiple network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution in this embodiment.
  • each functional module in each embodiment of the present application may be integrated into one processing unit, or each unit may exist physically alone, or two or more units may be integrated into one unit.
  • the above-mentioned integrated units can be implemented in the form of hardware, or can be implemented in the form of hardware plus software function modules.
  • the blockchain referred to in this application is a new application mode of computer technologies such as distributed data storage, point-to-point transmission, consensus mechanism, and encryption algorithm.
  • Blockchain essentially a decentralized database, is a series of data blocks associated with cryptographic methods. Each data block contains a batch of network transaction information to verify its Validity of information (anti-counterfeiting) and generation of the next block.
  • the blockchain can include the underlying platform of the blockchain, the platform product service layer, and the application service layer.

Abstract

An information verification method, comprising: obtaining a set of verification items, and performing dimension classification on the set of verification items to generate a set of clustering verification items (S1); performing verification priority ranking on the set of clustering verification items to generate a verification priority list (S2); creating a general verification index table according to a verification index of each clustering verification item in the preset verification priority list (S3); and obtaining, from information to be verified, information of an item to be verified, matching the information of the item to be verified and the verification indexes in the general verification index table to obtain a matching result, and generating, according to the matching result, a verification result of the information to be verified (S4). The method can improve the efficiency of information verification.

Description

信息审核方法、装置、电子设备及存储介质Information auditing method, device, electronic device and storage medium
本申请要求于2020年11月23日提交中国专利局、申请号为CN202011320977.3,发明名称为“信息审核方法、装置、电子设备及存储介质”的中国专利申请的优先权,其全部内容通过引用结合在本申请中。This application claims the priority of the Chinese patent application filed on November 23, 2020 with the application number CN202011320977.3 and the invention title is "Information Review Method, Device, Electronic Device and Storage Medium", the entire content of which is approved by Reference is incorporated in this application.
技术领域technical field
本申请涉及数据处理领域,尤其涉及一种信息审核方法、装置、电子设备及计算机可读存储介质。The present application relates to the field of data processing, and in particular, to an information auditing method, apparatus, electronic device, and computer-readable storage medium.
背景技术Background technique
信息审核是协调用户需求计划的一个关键流程,其主要通过评估用户提交的资料信息,判断用户申请是否可以审核通过。例如,在金融行业中大多互联网公司需要对用户提交的资料信息进行审核,比如用户的身份认证信息、用户上传的学历图片、银行流水信息或者社交信息等。Information review is a key process for coordinating user demand planning. It mainly judges whether the user's application can be approved by evaluating the information submitted by the user. For example, in the financial industry, most Internet companies need to review the information submitted by users, such as the user's identity authentication information, the academic pictures uploaded by the user, bank information or social information.
技术问题technical problem
发明人意识到由于在实际信息审核场景中,用户提交的信息资料数量非常多,而且种类繁杂,例如,客户相关的资料信息来自客户管理系统,申请相关的资料信息来自管理系统,风控相关的资料信息来自风控管理系统等等,目前,通常需要对用户提交的信息资料中每个待审核项目进行审核,这样容易耗费大量的时间,导致信息审核效率会很低;其次,针对每个待审核项目的审核结果去给出信息资料最终的审核结论时,同样也会耗时非常久,导致信息审核效率会很低。The inventor realizes that in the actual information review scenario, the information submitted by users is very large and varied. For example, customer-related information comes from the customer management system, application-related information comes from the management system, and risk control The data information comes from the risk control management system, etc. At present, it is usually necessary to review each item to be reviewed in the information submitted by the user, which easily consumes a lot of time, resulting in low information review efficiency; When the audit result of the audit project is used to give the final audit conclusion of the information, it will also take a long time, resulting in a low efficiency of information audit.
技术解决方案technical solutions
一种信息审核方法,包括:An information auditing method that includes:
获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集;Obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set;
对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表;Performing audit priority sorting on the cluster audit item set to generate an audit priority list;
根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表;Create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list;
从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。Obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result, and generate the review result of the information to be reviewed according to the matching result .
一种信息审核装置,所述装置包括:An information auditing device, the device comprising:
分类模块,用于获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集;A classification module, used to obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set;
排序模块,用于对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表;a sorting module, used to sort the audit priority of the cluster audit item set, and generate an audit priority list;
创建模块,用于根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表;The creation module is used to create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list;
匹配模块,用于从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。A matching module, configured to obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table, obtain a matching result, and generate the to-be-reviewed item according to the matching result The audit result of the audit information.
一种电子设备,所述电子设备包括:An electronic device comprising:
至少一个处理器;以及,at least one processor; and,
与所述至少一个处理器通信连接的存储器;其中,a memory communicatively coupled to the at least one processor; wherein,
所述存储器存储有可被所述至少一个处理器执行的计算机程序,所述计算机程序被所述至少一个处理器执行,以实现如下步骤:The memory stores a computer program executable by the at least one processor, the computer program being executed by the at least one processor to implement the following steps:
获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集;Obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set;
对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表;Performing audit priority sorting on the cluster audit item set to generate an audit priority list;
根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表;Create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list;
从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。Obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result, and generate the review result of the information to be reviewed according to the matching result .
一种计算机可读存储介质,所述计算机可读存储介质中存储有至少一个计算机程序,所述至少一个计算机程序被电子设备中的处理器执行以实现如下步骤:A computer-readable storage medium having at least one computer program stored in the computer-readable storage medium, the at least one computer program being executed by a processor in an electronic device to implement the following steps:
获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集;Obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set;
对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表;Performing audit priority sorting on the cluster audit item set to generate an audit priority list;
根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表;Create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list;
从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。Obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result, and generate the review result of the information to be reviewed according to the matching result .
有益效果beneficial effect
本申请可以实现信息审核的通用化,提高信息审核的效率。This application can realize the generalization of information review and improve the efficiency of information review.
附图说明Description of drawings
图1为本申请一实施例提供的信息审核方法的流程示意图;1 is a schematic flowchart of an information auditing method provided by an embodiment of the present application;
图2为本申请第一实施例中图1提供的信息审核方法其中一个步骤的详细流程示意图;FIG. 2 is a detailed flow chart of one of the steps of the information auditing method provided in FIG. 1 in the first embodiment of the present application;
图3为本申请一实施例提供的信息审核装置的模块示意图;3 is a schematic diagram of a module of an information auditing device provided by an embodiment of the present application;
图4为本申请一实施例提供的实现信息审核方法的电子设备的内部结构示意图;4 is a schematic diagram of the internal structure of an electronic device for implementing an information auditing method provided by an embodiment of the present application;
本申请目的实现、功能特点及优点将结合实施例,参照附图做进一步说明。The realization, functional features and advantages of the present application will be further described with reference to the accompanying drawings in conjunction with the embodiments.
本发明的实施方式Embodiments of the present invention
应当理解,此处所描述的具体实施例仅仅用以解释本申请,并不用于限定本申请。It should be understood that the specific embodiments described herein are only used to explain the present application, but not to limit the present application.
本申请实施例提供一种信息审核方法。所述信息审核方法的执行主体包括但不限于服务端、终端等能够被配置为执行本申请实施例提供的该方法的电子设备中的至少一种。换言之,所述信息审核方法可以由安装在终端设备或服务端设备的软件或硬件来执行,所述软件可以是区块链平台。所述服务端包括但不限于:单台服务器、服务器集群、云端服务器或云端服务器集群等。The embodiment of the present application provides an information auditing method. The execution subject of the information auditing method includes, but is not limited to, at least one of electronic devices that can be configured to execute the method provided by the embodiments of the present application, such as a server and a terminal. In other words, the information auditing method can be executed by software or hardware installed in a terminal device or a server device, and the software can be a blockchain platform. The server includes but is not limited to: a single server, a server cluster, a cloud server or a cloud server cluster, and the like.
参照图1所示的本申请一实施例提供的信息审核方法的流程示意图。在本申请实施例中,所述信息审核方法包括:Referring to FIG. 1 , a schematic flowchart of an information auditing method provided by an embodiment of the present application is shown. In the embodiment of the present application, the information auditing method includes:
S1、获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集。S1. Obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set.
本申请较佳实施中,所述审核项目集通过访问预先授权的金融企业后台数据库得到。进一步地,本申请实施例中,所述审核项目集中可能包含了大量的不同维度的审核项目,比如在贷款行业中,所述审核项目集可以包括:贷款人的姓名、年龄、贷款金额、贷款周期以及个人资产等多个维度的审核项目,若对每个审核项目进行单独审核操作,容易带来较大的时间和人力成本,于是,本申请实施例通过对所述审核项目集中的审核项目进行维度分,以按照审核项目的维度,如年龄维度、贷款金额维度等,对所述审核项目集分到不同的聚类中,生成多个聚类审核项目,以配置出聚类审核项目的统一审核规则,减少审核项目的审核数量,提高审核效率。In a preferred implementation of the present application, the audit item set is obtained by accessing a pre-authorized financial enterprise background database. Further, in the embodiment of the present application, the review item set may include a large number of review items of different dimensions. For example, in the loan industry, the review item set may include: the lender's name, age, loan amount, loan For audit items with multiple dimensions such as cycle and personal assets, if each audit item is independently audited, it is easy to bring about a large time and labor cost. Therefore, in the embodiment of the present application, the audit items in the centralized audit items are reviewed. Dimensional classification is performed to divide the set of audit items into different clusters according to the dimensions of the audit items, such as age dimension, loan amount dimension, etc., to generate multiple cluster audit items to configure the cluster audit items. Unify audit rules, reduce the number of audit items and improve audit efficiency.
详细地,参阅图2所示,所述对所述审核项目集进行维度分类,生成聚类审核项目集,包括:In detail, referring to FIG. 2 , the dimension classification is performed on the audit item set to generate a cluster audit item set, including:
S10、识别所述审核项目集中每个审核项目的审核类型;S10, identifying the audit type of each audit item in the set of audit items;
S11、将相同审核类型的审核项目进行聚类,得到所述聚类审核项目集。S11. Cluster the audit items of the same audit type to obtain the clustered audit item set.
其中,所述识别所述审核项目的审核类型,包括:Wherein, identifying the audit type of the audit item includes:
获取所述审核项目的字符序列,对所述字符序列进行特征提取,得到特征字符序列,根据所述特征字符序列,分析所述审核项目的标签分布,根据所述标签分布得到所述审核项目的审核类型。Obtain the character sequence of the review item, perform feature extraction on the character sequence, obtain a character character sequence, analyze the label distribution of the review item according to the character sequence, and obtain the review item according to the label distribution. Audit type.
一个可选实施例中,所述字符序列的特征提取通过支持向量机算法提取。In an optional embodiment, the feature extraction of the character sequence is extracted by a support vector machine algorithm.
进一步地,所述审核项目的聚类通过聚类算法(如k-means)实现。Further, the clustering of the audit items is realized by a clustering algorithm (such as k-means).
具体的,所述将相同审核类型的审核项目进行聚类,得到聚类审核项目集包括:Specifically, clustering audit items of the same audit type to obtain a clustered audit item set includes:
步骤I、从所述审核项目集中任意选取一个审核项目作为聚类中心点;Step 1, arbitrarily select an audit item as the cluster center point from the set of said audit items;
步骤II、利用聚类算法计算选取的所述审核项目与所述聚类中心点具有相同审核类型的审核项目的距离值,选取距离值大于预设阈值的审核项目作为目标审核项目,并将所述目标审核项目添加至所述聚类中心点中;Step II, utilize clustering algorithm to calculate the distance value of the audit item that is selected and the cluster center point has the same audit item of audit type, select the audit item whose distance value is greater than the preset threshold value as the target audit item, and use all The target audit item is added to the cluster center point;
步骤III、重复执行上述步骤I和步骤II、直至所述审核项目集中所有审核项目都存在对应的聚类中心点时,得到所述聚类审核项目集。Step III: Repeat the above steps I and II until all the audit items in the audit item set have corresponding cluster center points, and then the cluster audit item set is obtained.
示例性地,所述审核类型包括:用户基本信息、资产信息以及征信信息,则对应的聚类审核项目为用户基本信息审核项目,资产信息审核项目以及征信信息审核项目。Exemplarily, the audit types include: user basic information, asset information, and credit information, and the corresponding cluster audit items are user basic information audit items, asset information audit items, and credit information audit items.
进一步地,为保障上述聚类审核项目集的隐私性和安全性,所述聚类审核项目集还可存储于以区块链节点中。Further, in order to ensure the privacy and security of the above-mentioned clustering audit item set, the clustering audit item set may also be stored in a blockchain node.
S2、对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表。S2. Sort the audit priority of the cluster audit item set to generate an audit priority list.
由于所述聚类审核项目集中存在许多聚类审核项目,其中,每个聚类审核项目的重要等级以及花费的审核时间会有所不同,比如资产信息审核的审核时间要多于用户基本信息审核的审核时间,因此,本申请实施例通过对所述聚类审核项目集进行审核优先级排序,以更好的保障聚类审核项目集中每个聚类审核项目能够有条不紊的执行审核。Since there are many cluster audit items in the cluster audit item set, the importance level and audit time of each cluster audit item will be different. For example, the audit time of asset information audit is longer than that of user basic information audit. Therefore, in the embodiment of the present application, by sorting the audit priority of the cluster audit item set, it is better to ensure that each cluster audit item in the cluster audit item set can be audited in an orderly manner.
具体的,所述对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表,包括:识别所述聚类审核项目集中每个聚类审核项目的等级标识;根据所述等级标识,执行所述聚类审核项目集的审核优先级排序,得到审核优先级列表。Specifically, the sorting of the audit priority of the cluster audit item set to generate the audit priority list includes: identifying the grade identifier of each cluster review item in the cluster review item set; according to the grade identifier , and perform review priority sorting of the cluster review item set to obtain a review priority list.
其中,所述等级标识根据每个所述聚类审核项目的重要程度进行划分。所述重要程度包括:审核数量、审核人员等级以及审核时间等。详细地,若所述审核数量多、审核人员等级高以及审核时间长,则表示对应的重要程度高,若所述审核数量少、审核人员等级低以及审核时间短,则表示对应的重要程度低。Wherein, the grade identification is divided according to the importance of each of the cluster audit items. The degree of importance includes: the number of audits, the level of auditors, and the audit time. In detail, if the number of audits is large, the level of auditors is high, and the audit time is long, it means that the corresponding degree of importance is high, and if the number of audits is small, the level of auditors is low, and the audit time is short, it means that the corresponding degree of importance is low. .
所述根据所述等级标识,执行所述聚类审核项目集的审核优先级排序,即将等级标识越高的聚类审核项目,审核优先级排在最优位。According to the level identification, the audit priority sorting of the cluster audit item set is performed, that is, the cluster audit item with a higher level identification is ranked in the best audit priority.
S3、根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表。S3. Create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list.
本申请实施例通过预先设置所述审核优先级列表中每个聚类审核项目的审核指标,以建立起待审核信息的审核规则。This embodiment of the present application establishes an audit rule for the information to be audited by presetting the audit index of each cluster audit item in the audit priority list.
一个可选实施例中,所述审核指标包括:主键、所属类型、处理类型、数据来源、映射路径以及阀值,其中,所述主键、所属类型、处理类型、数据来源、映射路径以及阀值通过Sql语句进行配置。In an optional embodiment, the audit indicator includes: primary key, belonging type, processing type, data source, mapping path, and threshold, wherein the primary key, belonging type, processing type, data source, mapping path, and threshold Configuration through Sql statement.
其中,所述主键指的是审核项目的id;所述所属类型指的是所述审核项目所属的审核类型;所述处理类型指的是所述审核项目的审核逻辑,包括相等(equal)、范围(between)、大于(more)、小于(less);所述数据来源用于表征对应的审核项是从哪个中哪个系统获取;所述映射路径用于标识对应的审核项目的获取路径;所述阀值用于表征对应的审核项目审核范围。Wherein, the primary key refers to the id of the audit item; the belonging type refers to the audit type to which the audit item belongs; the processing type refers to the audit logic of the audit item, including equal, range (between), greater than (more), less than (less); the data source is used to indicate which system the corresponding audit item is obtained from; the mapping path is used to identify the acquisition path of the corresponding audit item; all The above threshold is used to characterize the audit scope of the corresponding audit item.
示例性地,所述聚类审核项目的审核项目为客户年龄,配置客户年龄的审核指标,包括:主键为客户年龄,所属类型为用户基本信息类,处理类型为between,所述数据来源客户系统,所述映射路径在userInfo对象下age字段,所述阀值为min和max之间。Exemplarily, the audit item of the clustering audit item is the age of the client, and the audit index of the client age is configured, including: the primary key is the age of the client, the type of belonging is the user basic information class, the processing type is between, and the data source is the client system. , the mapping path is in the age field under the userInfo object, and the threshold value is between min and max.
进一步地,本申请实施例根据所述审核指标,创建通用审核指标表,以实现审核项目的通用处理,避免了待审核信息的单独审核。Further, in the embodiment of the present application, a general audit index table is created according to the audit index, so as to realize the general processing of audit items, and avoid the separate audit of the information to be audited.
详细地,所述根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表,包括:获取预先设置的所述审核指标中的主键,根据所述审核优先级列表中的审核项目优先级,对所述主键进行排序汇总,得到所述通用审核指标表。In detail, creating a general audit index table according to the audit index of each cluster audit item in the preset audit priority list includes: obtaining the primary key in the preset audit index, and according to the audit index For the priority of the audit items in the priority list, sort and summarize the primary key to obtain the general audit indicator table.
进一步地,本申请实施例还包括:增加或删除所述通用审核指标表中的审核项目,以方便用户更好的对待审核信息进行更新,完善审核制度。Further, the embodiments of the present application further include: adding or deleting audit items in the general audit index table, so as to facilitate the user to better update the audit information and improve the audit system.
S4、从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。S4. Obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result, and generate an index of the information to be reviewed according to the matching result. Audit results.
本申请较佳实施例中,所述待审核信息指的是用户提交的待审核资料,所述待审核项目信息指的是所述待审核信息中所包含需要进行审核的信息指标,例如,用户A提交的资料为创业贷款申请订单,则对应的待审核项目信息包括:姓名、年龄、贷款金额、贷款时间以及贷款期限等等。In a preferred embodiment of the present application, the information to be reviewed refers to the data to be reviewed submitted by the user, and the item information to be reviewed refers to the information indicators that need to be reviewed contained in the information to be reviewed. For example, the user The information submitted by A is a business loan application order, and the corresponding project information to be reviewed includes: name, age, loan amount, loan time, loan period, etc.
一个可选实施例中,所述待审核项目信息通过预设的审核项目识别脚本获取,所述预设的审核项目识别脚本利用JavaScript脚本编译。In an optional embodiment, the item information to be reviewed is obtained through a preset review item identification script, and the preset review item identification script is compiled using a JavaScript script.
进一步地,所述将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,包括:获取所述待审核项目信息的主键,根据所述主键,在所述通用审核指标表中查询对应的审核指标;计算所述待审核项目信息与查询的所述审核指标的匹配度,得到匹配结果。Further, the matching of the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result includes: acquiring the primary key of the item information to be reviewed, and, according to the primary key, in the general The corresponding audit index is queried in the audit index table; the matching degree between the information of the item to be audited and the queried audit index is calculated to obtain a matching result.
其中,所述审核指标通过sql语句进行查询。Wherein, the audit indicators are queried through SQL statements.
进一步地,所述计算所述待审核项目信息与所述审核指标的匹配度,包括:识别出所述待审核项目信息与查询的所述审核指标是否符合,若所述待审核项目信息与所述审核指标全都符合的话,则匹配度为1;若所述待审核项目信息与所述审核指标只存在一项不符合的话,则匹配度为0.5;若所述待审核项目信息与所述审核指标存在两项及以上不符合的话,则匹配度为0。Further, the calculating the degree of matching between the item information to be reviewed and the review index includes: identifying whether the item information to be reviewed matches the queried review index, if the item information to be reviewed matches the review index. If all of the audit indicators are met, the matching degree is 1; if there is only one non-conformity between the item information to be audited and the audit index, the matching degree is 0.5; If two or more indicators do not match, the matching degree is 0.
其中,所述审核指标包括:所属类型、处理类型、数据来源、映射路径以及阀值等。Wherein, the audit indicators include: belonging type, processing type, data source, mapping path, threshold and the like.
进一步地,本申请实施例根据所述匹配结果,生成所述待审核信息的审核结果,包括:对所述待审核信息中所有待审核项目信息的匹配度取均值,得到均值匹配度,根据所述均值匹配度,识别所述待审核信息的审核状态,得到所述待审核信息的审核结果。Further, in the embodiment of the present application, generating the review result of the information to be reviewed according to the matching result includes: taking the average of the matching degrees of all the item information to be reviewed in the information to be reviewed to obtain the average matching degree, according to the The average matching degree is used to identify the review status of the information to be reviewed, and to obtain the review result of the information to be reviewed.
其中,所述根据所述均值匹配度,识别所述待审核信息的审核状态,包括:若所述均值匹配度为1,则表示所述待审核信息的审核状态为成功,若所述均值匹配度为0,则表示所述待审核信息的审核状态为失败,若所述均值匹配度大于0且小于1,则表示所述待审核信息的审核状态为待定。The identifying the review status of the information to be reviewed according to the average matching degree includes: if the average matching degree is 1, it indicates that the reviewing status of the information to be reviewed is successful; If the degree is 0, it indicates that the review status of the information to be reviewed is failed, and if the mean matching degree is greater than 0 and less than 1, it indicates that the review status of the information to be reviewed is pending.
进一步地,本申请实施例将所述审核结果返回至页面审核人员,以保障审核结果的准确性。Further, in this embodiment of the present application, the review result is returned to the page reviewer to ensure the accuracy of the review result.
本申请首先获取审核项目集,对所述审核项目集进行维度归类,生成聚类审核项目集,实现了审核项目的统一审核规则,减少了审核项目的审核数量,从而提高了审核效率;其次,本申请对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表,保障了审核项目能够有条不紊的执行审核,及通过预先设置所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表,实现了信息审核指标的通用化;进一步地,本申请将所述待审核信息与所述通用审核指标表中审核指标进行匹配,生成所述待审核信息的审核结果,避免了针对每个审核项目结果去给出最终待审核信息的审核结果的情况。因此,本申请提出的一种信息审核方法可以实现信息审核的通用化,提高信息审核的效率。The application first obtains the audit item set, categorizes the audit item set according to the dimensions, and generates a clustered audit item set, which realizes the unified audit rules of the audit items, reduces the number of audit items to be audited, and improves the audit efficiency; secondly , the present application sorts the audit priority of the cluster audit item set, and generates an audit priority list, which ensures that the audit items can be audited in an orderly manner, and by pre-setting each cluster audit item in the audit priority list The general audit index table is created, and the generalization of the information audit index is realized; further, the application matches the information to be audited with the audit index in the general audit index table, and generates the information to be audited. The audit result avoids the situation of giving the audit result of the final information to be audited for each audit item result. Therefore, an information auditing method proposed in this application can realize the generalization of information auditing and improve the efficiency of information auditing.
如图3所示,是本申请信息审核装置的功能模块图。As shown in FIG. 3 , it is a functional block diagram of the information auditing device of the present application.
本申请所述信息审核装置100可以安装于电子设备中。根据实现的功能,所述信息审核装置可以包括分类模块101、排序模块102、创建模块103以及匹配模块104。本发所述模块也可以称之为单元,是指一种能够被电子设备处理器所执行,并且能够完成固定功能的一系列计算机程序段,其存储在电子设备的存储器中。The information auditing apparatus 100 described in this application may be installed in an electronic device. According to the implemented functions, the information auditing apparatus may include a classification module 101 , a sorting module 102 , a creation module 103 and a matching module 104 . The modules described in the present invention can also be called units, which refer to a series of computer program segments that can be executed by the electronic device processor and can perform fixed functions, and are stored in the memory of the electronic device.
在本实施例中,关于各模块/单元的功能如下:In this embodiment, the functions of each module/unit are as follows:
所述分类模块101,用于获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集。The classification module 101 is configured to obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set.
本申请较佳实施中,所述审核项目集通过访问预先授权的金融企业后台数据库得到。进一步地,本申请实施例中,所述审核项目集中可能包含了大量的不同维度的审核项目,比如在贷款行业中,所述审核项目集可以包括:贷款人的姓名、年龄、贷款金额、贷款周期以及个人资产等多个维度的审核项目,若对每个审核项目进行单独审核操作,容易带来较大的时间和人力成本,于是,本申请实施例通过对所述审核项目集中的审核项目进行维度分,以按照审核项目的维度,如年龄维度、贷款金额维度等,对所述审核项目集分到不同的聚类中,生成多个聚类审核项目,以配置出聚类审核项目的统一审核规则,减少审核项目的审核数量,提高审核效率。In a preferred implementation of the present application, the audit item set is obtained by accessing a pre-authorized financial enterprise background database. Further, in the embodiment of the present application, the review item set may include a large number of review items of different dimensions. For example, in the loan industry, the review item set may include: the lender's name, age, loan amount, loan For audit items with multiple dimensions such as cycle and personal assets, if each audit item is independently audited, it is easy to bring about a large time and labor cost. Therefore, in the embodiment of the present application, the audit items in the centralized audit items are reviewed. Dimensional classification is performed to divide the set of audit items into different clusters according to the dimensions of the audit items, such as age dimension, loan amount dimension, etc., to generate multiple cluster audit items to configure the cluster audit items. Unify audit rules, reduce the number of audit items and improve audit efficiency.
详细地,所述对所述审核项目集进行维度分类,生成聚类审核项目集,所述分类模块101包括:识别所述审核项目集中每个审核项目的审核类型;将相同审核类型的审核项目进行聚类,得到所述聚类审核项目集。In detail, the dimensional classification of the audit item set to generate a cluster audit item set, the classification module 101 includes: identifying the audit type of each audit item in the audit item set; Perform clustering to obtain the clustered audit item set.
其中,所述识别所述审核项目的审核类型,所述分类模块101包括:Wherein, for identifying the audit type of the audit item, the classification module 101 includes:
获取所述审核项目的字符序列,对所述字符序列进行特征提取,得到特征字符序列,根据所述特征字符序列,分析所述审核项目的标签分布,根据所述标签分布得到所述审核项目的审核类型。Obtain the character sequence of the audit item, perform feature extraction on the character sequence, obtain a feature character sequence, analyze the label distribution of the audit item according to the feature character sequence, and obtain the audit item according to the label distribution. Audit type.
一个可选实施例中,所述字符序列的特征提取通过支持向量机算法提取。In an optional embodiment, the feature extraction of the character sequence is extracted by a support vector machine algorithm.
进一步地,所述审核项目的聚类通过聚类算法(如k-means)实现。Further, the clustering of the audit items is realized by a clustering algorithm (such as k-means).
具体的,所述将相同审核类型的审核项目进行聚类,得到聚类审核项目集,所述分类模块101包括:Specifically, to cluster audit items of the same audit type to obtain a clustered audit item set, the classification module 101 includes:
步骤I、从所述审核项目集中任意选取一个审核项目作为聚类中心点;Step 1, arbitrarily select an audit item as the cluster center point from the set of said audit items;
步骤II、利用聚类算法计算选取的所述审核项目与所述聚类中心点具有相同审核类型的审核项目的距离值,选取距离值大于预设阈值的审核项目作为目标审核项目,并将所述目标审核项目添加至所述聚类中心点中;Step II, utilize clustering algorithm to calculate the distance value of the audit item that is selected and the cluster center point has the same audit item of audit type, select the audit item whose distance value is greater than the preset threshold value as the target audit item, and use all The target audit item is added to the cluster center point;
步骤III、重复执行上述步骤I和步骤II、直至所述审核项目集中所有审核项目都存在对应的聚类中心点时,得到所述聚类审核项目集。Step III: Repeat the above steps I and II until all the audit items in the audit item set have corresponding cluster center points, and then the cluster audit item set is obtained.
示例性地,所述审核类型包括:用户基本信息、资产信息以及征信信息,则对应的聚类审核项目为用户基本信息审核项目,资产信息审核项目以及征信信息审核项目。Exemplarily, the audit types include: user basic information, asset information, and credit information, and the corresponding cluster audit items are user basic information audit items, asset information audit items, and credit information audit items.
进一步地,为保障上述聚类审核项目集的隐私性和安全性,所述聚类审核项目集还可存储于以区块链节点中。Further, in order to ensure the privacy and security of the above-mentioned clustering audit item set, the clustering audit item set may also be stored in a blockchain node.
所述排序模块102,用于对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表。The sorting module 102 is configured to sort the audit priority of the cluster audit item set, and generate an audit priority list.
由于所述聚类审核项目集中存在许多聚类审核项目,其中,每个聚类审核项目的重要等级以及花费的审核时间会有所不同,比如资产信息审核的审核时间要多于用户基本信息审核的审核时间,因此,本申请实施例通过对所述聚类审核项目集进行审核优先级排序,以更好的保障聚类审核项目集中每个聚类审核项目能够有条不紊的执行审核。Since there are many cluster audit items in the cluster audit item set, the importance level and audit time of each cluster audit item will be different. For example, the audit time of asset information audit is longer than that of user basic information audit. Therefore, in the embodiment of the present application, by sorting the audit priority of the cluster audit item set, it is better to ensure that each cluster audit item in the cluster audit item set can be audited in an orderly manner.
具体的,所述对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表,所述排序模块102包括:识别所述聚类审核项目集中每个聚类审核项目的等级标识;根据所述等级标识,执行所述聚类审核项目集的审核优先级排序,得到审核优先级列表。Specifically, the sorting module 102 includes: identifying the grade identifier of each clustering audit item in the clustering audit item set; According to the level identification, the audit priority sorting of the cluster audit item set is performed to obtain an audit priority list.
其中,所述等级标识根据每个所述聚类审核项目的重要程度进行划分。所述重要程度包括:审核数量、审核人员等级以及审核时间等。详细地,若所述审核数量多、审核人员等级高以及审核时间长,则表示对应的重要程度高,若所述审核数量少、审核人员等级低以及审核时间短,则表示对应的重要程度低。Wherein, the grade identification is divided according to the importance of each of the cluster audit items. The degree of importance includes: the number of audits, the level of auditors, and the audit time. In detail, if the number of audits is large, the level of auditors is high, and the audit time is long, it means that the corresponding degree of importance is high, and if the number of audits is small, the level of auditors is low, and the audit time is short, it means that the corresponding degree of importance is low. .
所述根据所述等级标识,执行所述聚类审核项目集的审核优先级排序,即将等级标识越高的聚类审核项目,审核优先级排在最优位。According to the level identification, the audit priority sorting of the cluster audit item set is performed, that is, the cluster audit item with a higher level identification is ranked in the optimal position for audit priority.
所述创建模块103,用于根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表。The creating module 103 is configured to create a general audit index table according to the preset audit index of each cluster audit item in the audit priority list.
本申请实施例通过预先设置所述审核优先级列表中每个聚类审核项目的审核指标,以建立起待审核信息的审核规则。This embodiment of the present application establishes an audit rule for the information to be audited by presetting the audit index of each cluster audit item in the audit priority list.
一个可选实施例中,所述审核指标包括:主键、所属类型、处理类型、数据来源、映射路径以及阀值,其中,所述主键、所属类型、处理类型、数据来源、映射路径以及阀值通过Sql语句进行配置。In an optional embodiment, the audit indicator includes: primary key, belonging type, processing type, data source, mapping path, and threshold, wherein the primary key, belonging type, processing type, data source, mapping path, and threshold Configuration through Sql statement.
其中,所述主键指的是审核项目的id;所述所属类型指的是所述审核项目所属的审核类型;所述处理类型指的是所述审核项目的审核逻辑,包括相等(equal)、范围(between)、大于(more)、小于(less);所述数据来源用于表征对应的审核项是从哪个中哪个系统获取;所述映射路径用于标识对应的审核项目的获取路径;所述阀值用于表征对应的审核项目审核范围。Wherein, the primary key refers to the id of the audit item; the belonging type refers to the audit type to which the audit item belongs; the processing type refers to the audit logic of the audit item, including equal, range (between), greater than (more), less than (less); the data source is used to indicate which system the corresponding audit item is obtained from; the mapping path is used to identify the acquisition path of the corresponding audit item; all The above threshold is used to characterize the audit scope of the corresponding audit item.
示例性地,所述聚类审核项目的审核项目为客户年龄,配置客户年龄的审核指标,包括:主键为客户年龄,所属类型为用户基本信息类,处理类型为between,所述数据来源客户系统,所述映射路径在userInfo对象下age字段,所述阀值为min和max之间。Exemplarily, the audit item of the clustering audit item is the age of the client, and the audit index of the client age is configured, including: the primary key is the age of the client, the belonging type is the user basic information class, the processing type is between, and the data source is the client system. , the mapping path is in the age field under the userInfo object, and the threshold value is between min and max.
进一步地,本申请实施例根据所述审核指标,创建通用审核指标表,以实现审核项目的通用处理,避免了待审核信息的单独审核。Further, in the embodiment of the present application, a general audit index table is created according to the audit index, so as to realize the general processing of audit items and avoid the separate audit of the information to be audited.
详细地,所述根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表,所述创建模块103包括:获取预先设置的所述审核指标中的主键,根据所述审核优先级列表中的审核项目优先级,对所述主键进行排序汇总,得到所述通用审核指标表。In detail, according to the preset audit index of each cluster audit item in the audit priority list, to create a general audit index table, the creation module 103 includes: obtaining the pre-set primary key in the audit index , sorting and summarizing the primary keys according to the audit item priorities in the audit priority list to obtain the general audit index table.
进一步地,所述创建模块103还包括:增加或删除所述通用审核指标表中的审核项目,以方便用户更好的对待审核信息进行更新,完善审核制度。Further, the creating module 103 further includes: adding or deleting audit items in the general audit index table, so as to facilitate the user to update the audit information better and improve the audit system.
所述匹配模块104,用于从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标表进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。The matching module 104 is configured to obtain item information to be reviewed from the information to be reviewed, and to match the item information to be reviewed with the review indicator table in the general review indicator table to obtain a matching result, and according to the matching result, An audit result of the information to be audited is generated.
本申请较佳实施例中,所述待审核信息指的是用户提交的待审核资料,所述待审核项目信息指的是所述待审核信息中所包含需要进行审核的信息指标,例如,用户A提交的资料为创业贷款申请订单,则对应的待审核项目信息包括:姓名、年龄、贷款金额、贷款时间以及贷款期限等等。In a preferred embodiment of the present application, the information to be reviewed refers to the data to be reviewed submitted by the user, and the item information to be reviewed refers to the information indicators that need to be reviewed contained in the information to be reviewed. For example, the user The information submitted by A is a business loan application order, and the corresponding project information to be reviewed includes: name, age, loan amount, loan time, loan period, etc.
一个可选实施例中,所述待审核项目信息通过预设的审核项目识别脚本获取,所述预设的审核项目识别脚本利用JavaScript脚本编译。In an optional embodiment, the to-be-audited item information is acquired through a preset audit item identification script, and the preset audit item identification script is compiled using a JavaScript script.
进一步地,所述将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,所述匹配模块104包括:获取所述待审核项目信息的主键,根据所述主键,在所述通用审核指标表中查询对应的审核指标;计算所述待审核项目信息与查询的所述审核指标的匹配度,得到匹配结果。Further, in the process of matching the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result, the matching module 104 includes: acquiring the primary key of the item information to be reviewed, according to the primary key , query the corresponding audit index in the general audit index table; calculate the matching degree of the item information to be audited and the queried audit index to obtain a matching result.
其中,所述审核指标通过sql语句进行查询。Wherein, the audit indicators are queried through SQL statements.
进一步地,所述计算所述待审核项目信息与所述审核指标的匹配度,所述匹配模块104包括:识别出所述待审核项目信息与查询的所述审核指标是否符合,若所述待审核项目信息与所述审核指标全都符合的话,则匹配度为1;若所述待审核项目信息与所述审核指标只存在一项不符合的话,则匹配度为0.5;若所述待审核项目信息与所述审核指标存在两项及以上不符合的话,则匹配度为0。Further, in calculating the matching degree between the information of the item to be reviewed and the review index, the matching module 104 includes: identifying whether the information of the item to be reviewed matches the queried review index, if the If the audit item information and the audit index are all in conformity, the matching degree is 1; if there is only one item that does not meet the audit item information and the audit index, the matching degree is 0.5; If there are two or more discrepancies between the information and the audit indicators, the matching degree is 0.
其中,所述审核指标包括:所属类型、处理类型、数据来源、映射路径以及阀值等。Wherein, the audit indicators include: belonging type, processing type, data source, mapping path, threshold and the like.
进一步地,本申请实施例根据所述匹配结果,生成所述待审核信息的审核结果,所述匹配模块104包括:对所述待审核信息中所有待审核项目信息的匹配度取均值,得到均值匹配度,根据所述均值匹配度,识别所述待审核信息的审核状态,得到所述待审核信息的审核结果。Further, in the embodiment of the present application, according to the matching result, a review result of the information to be reviewed is generated, and the matching module 104 includes: taking an average value of the matching degrees of all the item information to be reviewed in the information to be reviewed to obtain the average value Matching degree: According to the average matching degree, the review status of the information to be reviewed is identified, and the review result of the information to be reviewed is obtained.
其中,所述根据所述均值匹配度,识别所述待审核信息的审核状态,所述匹配模块104包括:若所述均值匹配度为1,则表示所述待审核信息的审核状态为成功,若所述均值匹配度为0,则表示所述待审核信息的审核状态为失败,若所述均值匹配度大于0且小于1,则表示所述待审核信息的审核状态为待定。Wherein, identifying the review status of the information to be reviewed according to the average matching degree, the matching module 104 includes: if the average matching degree is 1, it indicates that the reviewing status of the information to be reviewed is successful, If the average matching degree is 0, it indicates that the review status of the information to be reviewed is failed, and if the average matching degree is greater than 0 and less than 1, it indicates that the review status of the information to be reviewed is pending.
进一步地,本申请实施例将所述审核结果返回至页面审核人员,以保障审核结果的准确性。Further, in this embodiment of the present application, the review result is returned to the page reviewer to ensure the accuracy of the review result.
本申请首先获取审核项目集,对所述审核项目集进行维度归类,生成聚类审核项目集,实现了审核项目的统一审核规则,减少了审核项目的审核数量,从而提高了审核效率;其次,本申请对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表,保障了审核项目能够有条不紊的执行审核,及通过预先设置所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表,实现了信息审核指标的通用化;进一步地,本申请将所述待审核信息与所述通用审核指标表中审核指标进行匹配,生成所述待审核信息的审核结果,避免了针对每个审核项目结果去给出最终待审核信息的审核结果的情况。因此,本申请提出的一种信息审核装置可以实现信息审核的通用化,提高信息审核的效率。The application first obtains the audit item set, categorizes the audit item set according to the dimensions, and generates a clustered audit item set, which realizes the unified audit rules of the audit items, reduces the number of audit items, and improves the audit efficiency; secondly , the present application sorts the audit priority of the cluster audit item set, and generates the audit priority list, which ensures that the audit items can be audited in an orderly manner, and by pre-setting each cluster audit item in the audit priority list The general audit index table is created, and the generalization of the information audit index is realized; further, the application matches the information to be audited with the audit index in the general audit index table, and generates the information to be audited. The audit result avoids the situation of giving the audit result of the final information to be audited for each audit item result. Therefore, the information auditing device proposed in the present application can realize the generalization of information auditing and improve the efficiency of information auditing.
如图4所示,是本申请实现信息审核方法的电子设备的结构示意图。As shown in FIG. 4 , it is a schematic structural diagram of an electronic device implementing the information auditing method of the present application.
所述电子设备1可以包括处理器10、存储器11和总线,还可以包括存储在所述存储器11中并可在所述处理器10上运行的计算机程序,如信息审核程序12。The electronic device 1 may include a processor 10, a memory 11 and a bus, and may also include a computer program stored in the memory 11 and executable on the processor 10, such as an information audit program 12.
其中,所述存储器11至少包括一种类型的可读存储介质,所述可读存储介质包括闪存、移动硬盘、多媒体卡、卡型存储器(例如:SD或DX存储器等)、磁性存储器、磁盘、光盘等。所述存储器11在一些实施例中可以是电子设备1的内部存储单元,例如该电子设备1的移动硬盘。所述存储器11在另一些实施例中也可以是电子设备1的外部存储设备,例如电子设备1上配备的插接式移动硬盘、智能存储卡(Smart Media Card, SMC)、安全数字(Secure Digital, SD)卡、闪存卡(Flash Card)等。进一步地,所述存储器11还可以既包括电子设备1的内部存储单元也包括外部存储设备。所述存储器11不仅可以用于存储安装于电子设备1的应用软件及各类数据,例如信息审核的代码等,还可以用于暂时地存储已经输出或者将要输出的数据。Wherein, the memory 11 includes at least one type of readable storage medium, and the readable storage medium includes flash memory, mobile hard disk, multimedia card, card-type memory (for example: SD or DX memory, etc.), magnetic memory, magnetic disk, CD etc. The memory 11 may be an internal storage unit of the electronic device 1 in some embodiments, such as a mobile hard disk of the electronic device 1 . In other embodiments, the memory 11 may also be an external storage device of the electronic device 1, such as a pluggable mobile hard disk, a smart memory card (Smart Media Card, SMC), a secure digital (Secure Digital) device equipped on the electronic device 1. , SD) card, flash memory card (Flash Card), etc. Further, the memory 11 may also include both an internal storage unit of the electronic device 1 and an external storage device. The memory 11 can not only be used to store application software installed in the electronic device 1 and various types of data, such as codes for information auditing, etc., but also can be used to temporarily store data that has been output or will be output.
所述处理器10在一些实施例中可以由集成电路组成,例如可以由单个封装的集成电路所组成,也可以是由多个相同功能或不同功能封装的集成电路所组成,包括一个或者多个中央处理器(Central Processing unit,CPU)、微处理器、数字处理芯片、图形处理器及各种控制芯片的组合等。所述处理器10是所述电子设备的控制核心(Control Unit),利用各种接口和线路连接整个电子设备的各个部件,通过运行或执行存储在所述存储器11内的程序或者模块(例如执行信息审核等),以及调用存储在所述存储器11内的数据,以执行电子设备1的各种功能和处理数据。In some embodiments, the processor 10 may be composed of integrated circuits, for example, may be composed of a single packaged integrated circuit, or may be composed of multiple integrated circuits packaged with the same function or different functions, including one or more integrated circuits. Central Processing Unit (CPU), microprocessor, digital processing chip, graphics processor and combination of various control chips, etc. The processor 10 is the control core (Control Unit) of the electronic device, and uses various interfaces and lines to connect various components of the entire electronic device, and by running or executing the program or module (for example, executing the program) stored in the memory 11. information auditing, etc.), and call the data stored in the memory 11 to perform various functions of the electronic device 1 and process data.
所述总线可以是外设部件互连标准(peripheral component interconnect,简称PCI)总线或扩展工业标准结构(extended industry standard architecture,简称EISA)总线等。该总线可以分为地址总线、数据总线、控制总线等。所述总线被设置为实现所述存储器11以及至少一个处理器10等之间的连接通信。The bus may be a peripheral component interconnect standard (peripheral component interconnect, referred to as PCI) bus or extended industry standard structure (extended industry standard architecture, referred to as EISA) bus, etc. The bus can be divided into address bus, data bus, control bus and so on. The bus is configured to implement connection communication between the memory 11 and at least one processor 10 and the like.
图4仅示出了具有部件的电子设备,本领域技术人员可以理解的是,图4示出的结构并不构成对所述电子设备1的限定,可以包括比图示更少或者更多的部件,或者组合某些部件,或者不同的部件布置。FIG. 4 only shows an electronic device with components. Those skilled in the art can understand that the structure shown in FIG. 4 does not constitute a limitation on the electronic device 1, and may include fewer or more components than those shown in the drawings. components, or a combination of certain components, or a different arrangement of components.
例如,尽管未示出,所述电子设备1还可以包括给各个部件供电的电源(比如电池),可选地,电源可以通过电源管理装置与所述至少一个处理器10逻辑相连,从而通过电源管理装置实现充电管理、放电管理、以及功耗管理等功能。电源还可以包括一个或一个以上的直流或交流电源、再充电装置、电源故障检测电路、电源转换器或者逆变器、电源状态指示器等任意组件。所述电子设备1还可以包括多种传感器、蓝牙模块、Wi-Fi模块等,在此不再赘述。For example, although not shown, the electronic device 1 may also include a power source (such as a battery) for powering the various components. The management device implements functions such as charge management, discharge management, and power consumption management. The power source may also include one or more DC or AC power sources, recharging devices, power failure detection circuits, power converters or inverters, power status indicators, and any other components. The electronic device 1 may further include various sensors, Bluetooth modules, Wi-Fi modules, etc., which will not be repeated here.
进一步地,所述电子设备1还可以包括网络接口,可选地,所述网络接口可以包括有线接口和/或无线接口(如WI-FI接口、蓝牙接口等),通常用于在该电子设备1与其他电子设备之间建立通信连接。Further, the electronic device 1 may also include a network interface, optionally, the network interface may include a wired interface and/or a wireless interface (such as a WI-FI interface, a Bluetooth interface, etc.), which is usually used in the electronic device 1 Establish a communication connection with other electronic devices.
可选地,该电子设备1还可以包括用户接口,用户接口可以是显示器(Display)、输入单元(比如键盘(Keyboard)),可选地,用户接口还可以是标准的有线接口、无线接口。可选地,在一些实施例中,显示器可以是LED显示器、液晶显示器、触控式液晶显示器以及OLED(Organic Light-Emitting Diode,有机发光二极管)触摸器等。其中,显示器也可以适当的称为显示屏或显示单元,用于显示在电子设备1中处理的信息以及用于显示可视化的用户界面。Optionally, the electronic device 1 may further include a user interface, and the user interface may be a display (Display), an input unit (such as a keyboard (Keyboard)), optionally, the user interface may also be a standard wired interface or a wireless interface. Optionally, in some embodiments, the display may be an LED display, a liquid crystal display, a touch-sensitive liquid crystal display, an OLED (Organic Light-Emitting Diode, organic light-emitting diode) touch device, and the like. The display may also be appropriately called a display screen or a display unit, which is used for displaying information processed in the electronic device 1 and for displaying a visualized user interface.
应该了解,所述实施例仅为说明之用,在专利申请范围上并不受此结构的限制。It should be understood that the embodiments are only used for illustration, and are not limited by this structure in the scope of the patent application.
所述电子设备1中的所述存储器11存储的信息审核12是多个指令的组合,在所述处理器10中运行时,可以实现:The information audit 12 stored in the memory 11 in the electronic device 1 is a combination of multiple instructions, and when running in the processor 10, it can realize:
获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集;Obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set;
对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表;Performing audit priority sorting on the cluster audit item set to generate an audit priority list;
根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表;Create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list;
从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。Obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result, and generate the review result of the information to be reviewed according to the matching result .
具体地,所述处理器10对上述指令的具体实现方法可参考图1对应实施例中相关步骤的描述,在此不赘述。Specifically, for the specific implementation method of the above-mentioned instruction by the processor 10, reference may be made to the description of the relevant steps in the corresponding embodiment of FIG. 1, and details are not described herein.
进一步地,所述电子设备1集成的模块/单元如果以软件功能单元的形式实现并作为独立的产品销售或使用时,可以存储在一个非易失性计算机可读取存储介质中。所述计算机可读介质可以包括:能够携带所述计算机程序代码的任何实体或装置、记录介质、U盘、移动硬盘、磁碟、光盘、计算机存储器、只读存储器(ROM,Read-Only Memory),计算机可读存储介质可以是易失性的,也可以非易失性的,所述计算机可读存储介质中包括计算机程序,所述计算机程序被处理器执行时实现如下操作:Further, if the modules/units integrated in the electronic device 1 are implemented in the form of software functional units and sold or used as independent products, they may be stored in a non-volatile computer-readable storage medium. The computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, U disk, removable hard disk, magnetic disk, optical disk, computer memory, read-only memory (ROM, Read-Only Memory) , the computer-readable storage medium may be volatile or non-volatile, and the computer-readable storage medium includes a computer program, and when the computer program is executed by the processor, the following operations are implemented:
获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集;Obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set;
对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表;Performing audit priority sorting on the cluster audit item set to generate an audit priority list;
根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表;Create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list;
从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。Obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result, and generate the review result of the information to be reviewed according to the matching result .
本申请之计算机可读存储介质的具体实施方式与上述信息审核方法的具体实施方式大致相同,在此不再赘述。The specific implementation of the computer-readable storage medium of the present application is substantially the same as the specific implementation of the above-mentioned information auditing method, and will not be repeated here.
在本申请所提供的几个实施例中,应该理解到,所揭露的设备,装置和方法,可以通过其它的方式实现。例如,以上所描述的装置实施例仅仅是示意性的,例如,所述模块的划分,仅仅为一种逻辑功能划分,实际实现时可以有另外的划分方式。In the several embodiments provided in this application, it should be understood that the disclosed apparatus, apparatus and method may be implemented in other manners. For example, the apparatus embodiments described above are only illustrative. For example, the division of the modules is only a logical function division, and there may be other division manners in actual implementation.
所述作为分离部件说明的模块可以是或者也可以不是物理上分开的,作为模块显示的部件可以是或者也可以不是物理单元,即可以位于一个地方,或者也可以分布到多个网络单元上。可以根据实际的需要选择其中的部分或者全部模块来实现本实施例方案的目的。The modules described as separate components may or may not be physically separated, and the components shown as modules may or may not be physical units, that is, may be located in one place, or may be distributed to multiple network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution in this embodiment.
另外,在本申请各个实施例中的各功能模块可以集成在一个处理单元中,也可以是各个单元单独物理存在,也可以两个或两个以上单元集成在一个单元中。上述集成的单元既可以采用硬件的形式实现,也可以采用硬件加软件功能模块的形式实现。In addition, each functional module in each embodiment of the present application may be integrated into one processing unit, or each unit may exist physically alone, or two or more units may be integrated into one unit. The above-mentioned integrated units can be implemented in the form of hardware, or can be implemented in the form of hardware plus software function modules.
对于本领域技术人员而言,显然本申请不限于上述示范性实施例的细节,而且在不背离本申请的精神或基本特征的情况下,能够以其他的具体形式实现本申请。It will be apparent to those skilled in the art that the present application is not limited to the details of the above-described exemplary embodiments, but that the present application can be implemented in other specific forms without departing from the spirit or essential characteristics of the present application.
因此,无论从哪一点来看,均应将实施例看作是示范性的,而且是非限制性的,本申请的范围由所附权利要求而不是上述说明限定,因此旨在将落在权利要求的等同要件的含义和范围内的所有变化涵括在本申请内。不应将权利要求中的任何附关联图标记视为限制所涉及的权利要求。Accordingly, the embodiments are to be regarded in all respects as illustrative and not restrictive, and the scope of the application is to be defined by the appended claims rather than the foregoing description, which is therefore intended to fall within the scope of the claims. All changes within the meaning and scope of the equivalents of , are included in this application. Any reference signs in the claims shall not be construed as limiting the involved claim.
本申请所指区块链是分布式数据存储、点对点传输、共识机制、加密算法等计算机技术的新型应用模式。区块链(Blockchain),本质上是一个去中心化的数据库,是一串使用密码学方法相关联产生的数据块,每一个数据块中包含了一批次网络交易的信息,用于验证其信息的有效性(防伪)和生成下一个区块。区块链可以包括区块链底层平台、平台产品服务层以及应用服务层等。The blockchain referred to in this application is a new application mode of computer technologies such as distributed data storage, point-to-point transmission, consensus mechanism, and encryption algorithm. Blockchain, essentially a decentralized database, is a series of data blocks associated with cryptographic methods. Each data block contains a batch of network transaction information to verify its Validity of information (anti-counterfeiting) and generation of the next block. The blockchain can include the underlying platform of the blockchain, the platform product service layer, and the application service layer.
此外,显然“包括”一词不排除其他单元或步骤,单数不排除复数。系统权利要求中陈述的多个单元或装置也可以由一个单元或装置通过软件或者硬件来实现。第二等词语用来表示名称,而并不表示任何特定的顺序。Furthermore, it is clear that the word "comprising" does not exclude other units or steps and the singular does not exclude the plural. Several units or means recited in the system claims can also be realized by one unit or means by means of software or hardware. Second-class terms are used to denote names and do not denote any particular order.
最后应说明的是,以上实施例仅用以说明本申请的技术方案而非限制,尽管参照较佳实施例对本申请进行了详细说明,本领域的普通技术人员应当理解,可以对本申请的技术方案进行修改或等同替换,而不脱离本申请技术方案的精神和范围。Finally, it should be noted that the above embodiments are only used to illustrate the technical solutions of the present application rather than limitations. Although the present application has been described in detail with reference to the preferred embodiments, those of ordinary skill in the art should understand that the technical solutions of the present application can be Modifications or equivalent substitutions can be made without departing from the spirit and scope of the technical solutions of the present application.

Claims (20)

  1. 一种信息审核方法,其中,所述方法包括:An information auditing method, wherein the method comprises:
    获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集;Obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set;
    对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表;Performing audit priority sorting on the cluster audit item set to generate an audit priority list;
    根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表;Create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list;
    从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。Obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result, and generate the review result of the information to be reviewed according to the matching result .
  2. 如权利要求1所述的信息审核方法,其中,所述对所述审核项目集进行维度分类,生成聚类审核项目集,包括:The information auditing method according to claim 1, wherein the performing dimension classification on the auditing item set to generate a clustering auditing item set, comprising:
    识别所述审核项目集中每个审核项目的审核类型;identifying the audit type for each audit item in the set of audit items;
    将相同审核类型的审核项目进行聚类,得到所述聚类审核项目集。The audit items of the same audit type are clustered to obtain the clustered audit item set.
  3. 如权利要求2所述的信息审核方法,其中,所述识别所述审核项目的审核类型,包括:The information auditing method according to claim 2, wherein the identifying the auditing type of the auditing item comprises:
    获取所述审核项目的字符序列,对所述字符序列进行特征提取,得到特征字符序列;Obtain the character sequence of the audit item, and perform feature extraction on the character sequence to obtain a character sequence;
    根据所述特征字符序列,分析所述审核项目的标签分布;According to the characteristic character sequence, analyze the label distribution of the audit item;
    根据所述标签分布得到所述审核项目的审核类型。The audit type of the audit item is obtained according to the label distribution.
  4. 如权利要求1至3中任意一项所述的信息审核方法,其中,所述对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表,包括:The information auditing method according to any one of claims 1 to 3, wherein, performing audit priority sorting on the cluster audit item set to generate an audit priority list, comprising:
    识别所述聚类审核项目集中每个聚类审核项目的等级标识;Identifying the grade identification of each clustering review item in the clustering review item set;
    根据所述等级标识,执行所述聚类审核项目集的审核优先级排序,得到审核优先级列表。According to the level identification, the audit priority sorting of the cluster audit item set is performed to obtain an audit priority list.
  5. 如权利要求4所述的信息审核方法,其中,所述根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表,包括:The information auditing method according to claim 4, wherein, according to the preset auditing index of each cluster auditing item in the auditing priority list, creating a general auditing index table, comprising:
    获取预先设置的审核指标中的主键,根据所述审核优先级列表中的审核项目优先级,对所述主键进行排序汇总,得到所述通用审核指标表。Acquire the primary keys in the preset audit indicators, and sort and summarize the primary keys according to the audit item priorities in the audit priority list to obtain the general audit indicator table.
  6. 如权利要求5所述的信息审核方法,其中,所述将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,包括:The information auditing method according to claim 5, wherein the matching of the item information to be audited with the auditing index in the general auditing index table to obtain a matching result, comprising:
    获取所述待审核项目信息的主键,根据所述主键,在所述通用审核指标表中查询对应的审核指标表;Obtain the primary key of the item information to be reviewed, and query the corresponding review indicator table in the general review indicator table according to the primary key;
    计算所述待审核项目信息与查询的所述审核指标表的匹配度,得到匹配结果。The degree of matching between the item information to be reviewed and the queried review index table is calculated to obtain a matching result.
  7. 如权利要求6所述的信息审核方法,其中,所述根据所述匹配结果,生成所述待审核信息的审核结果,包括:The information auditing method according to claim 6, wherein generating the auditing result of the information to be audited according to the matching result comprises:
    对所述待审核信息中所有待审核项目信息的匹配度取均值,得到均值匹配度;Taking an average of the matching degrees of all the item information to be reviewed in the information to be reviewed to obtain the average matching degree;
    根据所述均值匹配度,识别所述待审核信息的审核状态,得到所述待审核信息的审核结果。According to the mean matching degree, the review status of the information to be reviewed is identified, and the review result of the information to be reviewed is obtained.
  8. 一种信息审核装置,其中,所述装置包括:An information auditing device, wherein the device comprises:
    分类模块,用于获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集;A classification module, used to obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set;
    排序模块,用于对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表;a sorting module, used to sort the audit priority of the cluster audit item set, and generate an audit priority list;
    创建模块,用于根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表;The creation module is used to create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list;
    匹配模块,用于从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。A matching module, configured to obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table, obtain a matching result, and generate the to-be-reviewed item according to the matching result The audit result of the audit information.
  9. 一种电子设备,其中,所述电子设备包括:An electronic device, wherein the electronic device comprises:
    至少一个处理器;以及,at least one processor; and,
    与所述至少一个处理器通信连接的存储器;其中,a memory communicatively coupled to the at least one processor; wherein,
    所述存储器存储有可被所述至少一个处理器执行的计算机程序,所述计算机程序被所述至少一个处理器执行,以使所述至少一个处理器能够执行如下步骤:The memory stores a computer program executable by the at least one processor, the computer program being executed by the at least one processor to enable the at least one processor to perform the steps of:
    获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集;Obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set;
    对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表;Performing audit priority sorting on the cluster audit item set to generate an audit priority list;
    根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表;Create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list;
    从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。Obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result, and generate the review result of the information to be reviewed according to the matching result .
  10. 如权利要求9所述的电子设备,其中,所述对所述审核项目集进行维度分类,生成聚类审核项目集,包括:The electronic device according to claim 9, wherein, performing dimension classification on the audit item set to generate a cluster audit item set, comprising:
    识别所述审核项目集中每个审核项目的审核类型;identifying the audit type for each audit item in the set of audit items;
    将相同审核类型的审核项目进行聚类,得到所述聚类审核项目集。The audit items of the same audit type are clustered to obtain the clustered audit item set.
  11. 如权利要求10所述的电子设备,其中,所述识别所述审核项目的审核类型,包括:The electronic device of claim 10, wherein the identifying the audit type of the audit item comprises:
    获取所述审核项目的字符序列,对所述字符序列进行特征提取,得到特征字符序列;Obtain the character sequence of the audit item, and perform feature extraction on the character sequence to obtain a character sequence;
    根据所述特征字符序列,分析所述审核项目的标签分布;According to the characteristic character sequence, analyze the label distribution of the audit item;
    根据所述标签分布得到所述审核项目的审核类型。The audit type of the audit item is obtained according to the label distribution.
  12. 如权利要求9至11中任意一项所述的电子设备,其中,所述对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表,包括:The electronic device according to any one of claims 9 to 11, wherein, performing an audit priority sorting on the cluster audit item set to generate an audit priority list, comprising:
    识别所述聚类审核项目集中每个聚类审核项目的等级标识;Identifying the grade identification of each clustering review item in the clustering review item set;
    根据所述等级标识,执行所述聚类审核项目集的审核优先级排序,得到审核优先级列表。According to the level identification, the audit priority sorting of the cluster audit item set is performed to obtain an audit priority list.
  13. 如权利要求12所述的电子设备,其中,所述根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表,包括:The electronic device according to claim 12, wherein, according to the preset audit index of each cluster audit item in the audit priority list, creating a general audit index table, comprising:
    获取预先设置的审核指标中的主键,根据所述审核优先级列表中的审核项目优先级,对所述主键进行排序汇总,得到所述通用审核指标表。Acquire the primary keys in the preset audit indicators, and sort and summarize the primary keys according to the audit item priorities in the audit priority list to obtain the general audit indicator table.
  14. 如权利要求13所述的电子设备,其中,所述将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,包括:The electronic device according to claim 13, wherein the matching of the item information to be audited with the audit index in the general audit index table to obtain a matching result, comprising:
    获取所述待审核项目信息的主键,根据所述主键,在所述通用审核指标表中查询对应的审核指标表;Obtain the primary key of the item information to be reviewed, and query the corresponding review indicator table in the general review indicator table according to the primary key;
    计算所述待审核项目信息与查询的所述审核指标表的匹配度,得到匹配结果。The degree of matching between the item information to be reviewed and the queried review index table is calculated to obtain a matching result.
  15. 如权利要求14所述的电子设备,其中,所述根据所述匹配结果,生成所述待审核信息的审核结果,包括:The electronic device according to claim 14, wherein the generating an audit result of the information to be audited according to the matching result comprises:
    对所述待审核信息中所有待审核项目信息的匹配度取均值,得到均值匹配度;Taking an average of the matching degrees of all the item information to be reviewed in the information to be reviewed to obtain the average matching degree;
    根据所述均值匹配度,识别所述待审核信息的审核状态,得到所述待审核信息的审核结果。According to the mean matching degree, the review status of the information to be reviewed is identified, and the review result of the information to be reviewed is obtained.
  16. 一种计算机可读存储介质,存储有计算机程序,其中,所述计算机程序被处理器执行时实现如下步骤:A computer-readable storage medium storing a computer program, wherein the computer program implements the following steps when executed by a processor:
    获取审核项目集,对所述审核项目集进行维度分类,生成聚类审核项目集;Obtain an audit item set, perform dimension classification on the audit item set, and generate a clustered audit item set;
    对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表;Performing audit priority sorting on the cluster audit item set to generate an audit priority list;
    根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表;Create a general audit index table according to the audit index of each cluster audit item in the preset audit priority list;
    从待审核信息中获取待审核项目信息,将所述待审核项目信息与所述通用审核指标表中审核指标进行匹配,得到匹配结果,根据所述匹配结果,生成所述待审核信息的审核结果。Obtain the item information to be reviewed from the information to be reviewed, match the item information to be reviewed with the review indicators in the general review indicator table to obtain a matching result, and generate the review result of the information to be reviewed according to the matching result .
  17. 如权利要求16所述的计算机可读存储介质,其中,所述对所述审核项目集进行维度分类,生成聚类审核项目集,包括:The computer-readable storage medium according to claim 16, wherein the performing dimension classification on the audit item set to generate a cluster audit item set comprises:
    识别所述审核项目集中每个审核项目的审核类型;identifying the audit type for each audit item in the set of audit items;
    将相同审核类型的审核项目进行聚类,得到所述聚类审核项目集。The audit items of the same audit type are clustered to obtain the clustered audit item set.
  18. 如权利要求17所述的计算机可读存储介质,其中,所述识别所述审核项目的审核类型,包括:The computer-readable storage medium of claim 17, wherein the identifying the audit type of the audit item comprises:
    获取所述审核项目的字符序列,对所述字符序列进行特征提取,得到特征字符序列;Obtain the character sequence of the audit item, and perform feature extraction on the character sequence to obtain a character sequence;
    根据所述特征字符序列,分析所述审核项目的标签分布;According to the characteristic character sequence, analyze the label distribution of the audit item;
    根据所述标签分布得到所述审核项目的审核类型。The audit type of the audit item is obtained according to the label distribution.
  19. 如权利要求16至18中任意一项所述的计算机可读存储介质,其中,所述对所述聚类审核项目集进行审核优先级排序,生成审核优先级列表,包括:The computer-readable storage medium according to any one of claims 16 to 18, wherein, performing an audit priority sorting on the cluster audit item set to generate an audit priority list, comprising:
    识别所述聚类审核项目集中每个聚类审核项目的等级标识;Identifying the grade identification of each clustering review item in the clustering review item set;
    根据所述等级标识,执行所述聚类审核项目集的审核优先级排序,得到审核优先级列表。According to the level identification, the audit priority sorting of the cluster audit item set is performed to obtain an audit priority list.
  20. 如权利要求19所述的计算机可读存储介质,其中,所述根据预先设置的所述审核优先级列表中每个聚类审核项目的审核指标,创建通用审核指标表,包括:The computer-readable storage medium according to claim 19, wherein the creating a general audit index table according to the preset audit index of each cluster audit item in the audit priority list includes:
    获取预先设置的审核指标中的主键,根据所述审核优先级列表中的审核项目优先级,对所述主键进行排序汇总,得到所述通用审核指标表。Acquire the primary keys in the preset audit indicators, and sort and summarize the primary keys according to the audit item priorities in the audit priority list to obtain the general audit indicator table.
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