WO2022070628A1 - Information processing device, information processing method, and program - Google Patents

Information processing device, information processing method, and program Download PDF

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Publication number
WO2022070628A1
WO2022070628A1 PCT/JP2021/029724 JP2021029724W WO2022070628A1 WO 2022070628 A1 WO2022070628 A1 WO 2022070628A1 JP 2021029724 W JP2021029724 W JP 2021029724W WO 2022070628 A1 WO2022070628 A1 WO 2022070628A1
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WO
WIPO (PCT)
Prior art keywords
group
user
participation
information
information processing
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PCT/JP2021/029724
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French (fr)
Japanese (ja)
Inventor
典之 鈴木
祐紀 岡村
拓真 鈴木
Original Assignee
ソニーグループ株式会社
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Application filed by ソニーグループ株式会社 filed Critical ソニーグループ株式会社
Priority to JP2022553523A priority Critical patent/JPWO2022070628A1/ja
Publication of WO2022070628A1 publication Critical patent/WO2022070628A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services

Definitions

  • This disclosure relates to information processing devices, information processing methods, and programs.
  • Various services are provided for groups consisting of multiple users.
  • Patent Document 1 discloses a group generation system that forms a group with a nearby mobile terminal in a place where many users gather, such as an event venue or a party venue, and allows data to be freely exchanged within the group. Has been done.
  • a process of storing a group participation condition set by a user in a storage unit to create a group, and determining whether or not the user who has made a participation request to the group satisfies the participation condition proposes an information processing apparatus including a control unit that performs a process of performing the process and a process of associating the identification information of a user satisfying the participation condition with the group and storing the information in the storage unit.
  • the processor stores the participation condition of the group set by the user in the storage unit to create the group, and whether or not the user who has requested the participation in the group satisfies the participation condition.
  • the computer stores the participation conditions of the group set by the user in the storage unit to create a group, and whether or not the user who has requested the participation in the group satisfies the participation conditions.
  • a program that functions as a control unit that performs a process of determining whether or not a user and a process of associating identification information of a user satisfying the participation condition with the group and storing it in the storage unit.
  • ⁇ 1. Overview In the information processing system according to the embodiment of the present disclosure, it is determined whether or not the user satisfies the participation condition, and a group consisting of the users who satisfy the participation condition is formed. Participation conditions are set, for example, by the creator of the group.
  • the information processing apparatus forming the group can determine whether or not the user satisfies the participation condition based on various information provided from the information processing terminal used by the user.
  • the various information includes, for example, location information, action history, various scores, electronic certificates, and the like.
  • the participation condition is determined by the information processing device, and the personal information used at the time of determining the above-mentioned location information, action history, etc. may not be stored in the information processing device.
  • each user can form a group with peace of mind not only with family and friends, but also with unfamiliar relationships and strangers without disclosing personal information to the group creator (which may be a representative). It becomes possible to do.
  • the information processing apparatus issues a group certificate certifying that each user participating in the group satisfies the participation condition to the side providing the service to the group.
  • the information processing device does not disclose the date of birth or address of each user to a service provider that provides student group insurance to students aged 20 or over who live in Japan, and each user is in Japan. Issue a certificate (group certificate) to prove that you are a resident student over 20 years old. As a result, each user can enjoy the service for groups without disclosing unnecessary personal information to a third party.
  • FIG. 1 is a diagram showing an example of an overall configuration of an information processing system according to an embodiment of the present disclosure.
  • the information processing system according to the present embodiment includes a user terminal 10 and a server 20.
  • the user terminal 10 and the server 20 may be connected via the network 60.
  • the user terminal 10 is various information processing terminals such as a smartphone, a mobile phone terminal, a tablet terminal, a PC (personal computer), an HMD (head-mounted display), and various wearable devices.
  • the user terminal 10 is used by the group creator and the group participants.
  • the information processing terminal used by the creator is the user terminal 10A
  • the information processing terminal used by the participants is the user terminal 10B.
  • the group creator can naturally join the group as a group participant if the participation conditions are met.
  • the server 20 forms a group, such as setting participation conditions and determining whether or not the participation conditions are satisfied. When determining whether or not the participation condition is satisfied, the server 20 sends and receives data to and from the certificate authority 40 as necessary, and verifies the digital certificate provided by the user terminal 10B (included in the digital certificate). Digital signature verification).
  • the server 20 also has a function of collecting money from group participants and paying from the group's common wallet.
  • the server 20 may collect and pay money using the wallet service system 30.
  • the server 20 indicates that each user who participates in the group satisfies a predetermined participation condition in response to a request from a service provider (including a business operator who makes a contract with the group) who provides a service to the group. Can issue group certificates.
  • a service provider including a business operator who makes a contract with the group
  • Can issue group certificates the information processing terminal used by the service provider who provides the service to the group.
  • the requester terminal 50 may be a mobile terminal such as a smartphone, a tablet terminal, a PC, an HMD, or various wearable devices.
  • FIG. 2 is a block diagram showing an example of the configuration of the server 20 according to the present embodiment. As shown in FIG. 2, the server 20 functions as a communication unit 210, a control unit 220, and a storage unit 230.
  • the communication unit 210 communicates with an external device by wire or wirelessly to transmit and receive data.
  • the communication unit 210 connects to the network 60 and transmits / receives data to / from the user terminal 10A, the user terminal 10B, the wallet service system 30, the certificate authority 40, and the requester terminal 50.
  • the communication unit 210 is, for example, a wired / wireless LAN (Local Area Network), Wi-Fi (registered trademark), Bluetooth (registered trademark), a mobile communication network (LTE (Long Term Evolution)), 3G (third generation). (Mobile communication method), 4G (4th generation mobile communication method), 5G (5th generation mobile communication method)), etc. may be used for communication connection with the network 60.
  • the control unit 220 functions as an arithmetic processing unit and a control device, and controls the overall operation in the server 20 according to various programs.
  • the control unit 220 is realized by an electronic circuit such as a CPU (Central Processing Unit) or a microprocessor. Further, the control unit 220 may include a ROM (Read Only Memory) for storing programs to be used, calculation parameters, and the like, and a RAM (Random Access Memory) for temporarily storing parameters and the like that change as appropriate.
  • ROM Read Only Memory
  • RAM Random Access Memory
  • the control unit 220 also functions as a group creation unit 222, a deposit / withdrawal management unit 224, a participation condition determination unit 226, and a certificate generation unit 228.
  • the group creation unit 222 stores the group name, the purpose of the group, and the participation condition in the storage unit 230 in association with the group identification information (hereinafter referred to as the group ID), and creates the group.
  • the deposit / withdrawal management unit 224 generates a group's common wallet (a joint account that can be settled electronically), and manages deposits to the common wallet (collection from users) and withdrawals from the common wallet.
  • an external wallet service system 30 may be used for the generation of the shared wallet.
  • the deposit / withdrawal management unit 224 generates a group common wallet in the external wallet service system 30, associates the common wallet ID with the group ID, and stores it in the storage unit 230.
  • the participation condition determination unit 226 determines whether or not the user requesting group participation meets the participation conditions. Further, the participation condition determination unit 226 stores the identification information (hereinafter referred to as a user ID) of the user who satisfies the participation condition in the storage unit 230 in association with the group ID.
  • the certificate generation unit 228 generates certificate data certifying that each user participating in the group meets the participation conditions.
  • the storage unit 230 is realized by a ROM (Read Only Memory) that stores programs and arithmetic parameters used for processing of the control unit 220, and a RAM (Random Access Memory) that temporarily stores parameters that change as appropriate.
  • ROM Read Only Memory
  • RAM Random Access Memory
  • the configuration of the server 20 has been described in detail above.
  • the configuration of the server 20 according to this embodiment is not limited to the example shown in FIG.
  • the server 20 may be realized by a plurality of devices. That is, the server 20 may be realized by a system including a plurality of devices.
  • the server 20 on the network has been described as an example of the information processing device, the information processing device according to the present disclosure is not limited to the case where it is realized by the server, and for example, the information processing terminal such as a smartphone, a tablet terminal, or a PC can be used. It may be realized.
  • FIG. 3 is a block diagram showing an example of the configuration of the user terminal 10 according to the present embodiment.
  • the user terminal 10 functions as a communication unit 110, a control unit 120, a positioning unit 130, an operation input unit 140, a display unit 150, and a storage unit 160.
  • the communication unit 110 communicates with an external device by wire or wirelessly to transmit and receive data.
  • the communication unit 110 connects to the network 60 and transmits / receives data to / from the server 20 on the network.
  • the communication unit 110 is, for example, a wired / wireless LAN (Local Area Network), Wi-Fi (registered trademark), Bluetooth (registered trademark), a mobile communication network (LTE (Long Term Evolution)), 3G (third generation). (Mobile communication method), 4G (4th generation mobile communication method), 5G (5th generation mobile communication method)), etc. to communicate and connect with external devices and networks.
  • the control unit 120 functions as an arithmetic processing unit and a control device, and controls the overall operation in the user terminal 10 according to various programs.
  • the control unit 120 is realized by an electronic circuit such as a CPU (Central Processing Unit) or a microprocessor. Further, the control unit 220 may include a ROM (Read Only Memory) for storing programs to be used, calculation parameters, and the like, and a RAM (Random Access Memory) for temporarily storing parameters and the like that change as appropriate.
  • ROM Read Only Memory
  • RAM Random Access Memory
  • control unit 120 controls to send the participation request to the group to the server 20 according to the user operation. Further, the control unit 120 may control the information used by the server 20 for determining the participation condition to be extracted from the storage unit 160 and transmitted to the server 20.
  • the positioning unit 130 has a function of calculating the absolute or relative position of the user terminal 10.
  • the positioning unit 130 may calculate the current position based on a signal acquired from the outside.
  • a GNSS Global Navigation Satellite System
  • a method of detecting a position by transmission / reception with Wi-Fi (registered trademark), Bluetooth (registered trademark), a mobile phone / PHS / smartphone, or short-range communication may be used.
  • the positioning unit 130 may estimate information indicating a relative change based on the detection result of the acceleration sensor, the angular velocity sensor, or the like.
  • the position information acquired by the position positioning unit 130 can be stored in the storage unit 160 as the user's action history.
  • the positioning unit 130 is an example of a sensor unit that senses a user.
  • the user terminal 10 has an acceleration sensor, an angular velocity sensor, a geomagnetic sensor, and a biological sensor (for example, body temperature, vein, pulse, heartbeat, breathing, sweating, blood pressure, brain wave, etc.) as a sensor unit.
  • Environmental sensors for example, illuminance, temperature, humidity, etc.
  • electrooculogram myoelectric value, eye movement, and line-of-sight detection. May be good.
  • various sensing data may be stored in the storage unit 160 as user log information.
  • the operation input unit 140 receives an operation from the user and outputs input information to the control unit 120.
  • the operation input unit 140 is realized by various input devices such as a touch panel, buttons, switches, and a keyboard.
  • the display unit 150 has a function of displaying various screens such as an operation screen.
  • the storage unit 160 can be realized by, for example, a liquid crystal display (LCD: Liquid Crystal Display) device, an OLED (Organic Light Emitting Diode) device, or the like.
  • the display unit 150 may be a so-called optical see-through display having optical transparency, or may be a projector that projects an image into a real space.
  • the storage unit 160 is realized by a ROM (Read Only Memory) that stores programs and arithmetic parameters used for processing of the control unit 120, and a RAM (Random Access Memory) that temporarily stores parameters that change as appropriate.
  • ROM Read Only Memory
  • RAM Random Access Memory
  • the configuration of the user terminal 10 has been specifically described above.
  • the configuration of the user terminal 10 according to this embodiment is not limited to the example shown in FIG.
  • the user terminal 10 may be configured not to have the positioning unit 130.
  • the user terminal 10 may be realized by a plurality of devices.
  • FIG. 4 is a sequence diagram showing an example of the overall flow of the information processing system according to the present embodiment. After explaining the entire flow using the sequence diagram shown in FIG. 4, each process will be specifically described.
  • the user terminal 10A accesses the server 20 and creates a group (steps S103 and S106).
  • group creation the group name, the purpose of group creation, the participation conditions, and the like are set by the operation of the user terminal 10A by the user, and the group setting information is stored in the storage unit 230 together with the assigned group ID by the server 20. Will be done.
  • Participation conditions are, for example, payment of participation fee to the group, wallet balance (for example, balance of personal account of user who can make electronic payment), confirmation by questionnaire (answer to question), personal profile (nationality, age, etc.), Voting (requires approval by a majority of the group), enrollment status (students, graduates, company employees, etc.
  • the user terminal 10B makes a request to join the group to the server 20 (step S109).
  • the server 20 confirms whether or not the user satisfies the participation condition of the group requested by the user (step S112), and determines whether or not the group can participate (whether or not the user satisfies the participation condition) (step S115). .. Since the system (server 20) determines whether or not to participate in the group, it is necessary for the group creator to manually collect information to create a list and collect the participation fee as in the past. There is no. Further, since the server 20 determines whether or not the participation condition is satisfied, each user can join the group without disclosing his / her personal information to the creator or other members.
  • the participation condition can be determined, for example, by the server 20 requesting predetermined information from the user terminal 10B.
  • the server 20 sends a questionnaire (question) to the user terminal 10A, and if the user's answer satisfies the condition, it is determined that the participation condition is satisfied. For example, if the participation condition is "there is no overseas travel history within the past 3 years", the server 20 asks a question such as "have you traveled overseas within the past 3 years?".
  • the participation condition is a personal profile (nationality, age, etc.)
  • the server 20 accesses the user terminal 10A, reads out the personal profile information registered by the user in the SNS (social network service), and reads the nationality and age. Etc. may be inquired. The user can save the trouble of inputting the user information again in the request for joining the group.
  • the server 20 accesses the user terminal 10A, acquires the ID of the wallet (user's account in the electronic payment system) registered by the user, and obtains the specified amount. Make sure you have the above balance, or deduct the participation fee and deposit it into the group's common wallet.
  • the wallet referred to here may be, for example, a wallet selected by the user from various electronic payment systems supported by this system.
  • the server 20 sends a notification to the participants (members) of the group and solicits votes.
  • the server 20 can use various electronic certificates (enrollment certificate, graduation certificate, employee ID, driver's license, teacher's license, doctor's license) from the user terminal 10A. Etc.) and inquire about enrollment and qualifications. Further, the server 20 may access a predetermined database and inquire about the enrollment status and the possession status of the qualification.
  • the server 20 acquires the latest action history and the information of the current location from the user terminal 10A, and confirms the current whereabouts. For example, the server 20 may inquire the user's current location in cooperation with the map service. Further, when the participation condition is the ownership status, the server 20 may access the user terminal 10A and check the owner registration database or the like registered by the user. Specifically, the server 20 may inquire about the ownership status of the user in cooperation with a database such as vehicle registration, real estate registration, and pet registration. Further, when the participation condition is the subscription status, the server 20 may check the predetermined subscriber information database. Specifically, the server 20 may inquire about the subscription status of the user in cooperation with a database such as membership, insurance, and user registration.
  • a database such as membership, insurance, and user registration.
  • the server 20 acquires the action history from the user terminal 10A and determines whether or not the condition is satisfied. For example, the server 20 recognizes the place of work or home, the place where people often stop by, or the area where they pass from the daily activities of the user, and determines whether or not these conditions are satisfied. In addition, the server 20 can recognize the cohabitation or the accompaniment by comparing the behavior histories of a plurality of users.
  • the server 20 cooperates with the service system that provides various scores, and confirms whether or not the user has a score exceeding the specified value. Specifically, the server 20 acquires information such as a credit score that quantifies the user's social credit, an official record of sports, a transcript, and a qualification test result from a predetermined service system and sets conditions. Determine if it meets or not.
  • the server 20 may access the user terminal 10A, an external service system, a database, etc., acquire user information, and automatically determine the participation conditions. can. That is, the server 20 can acquire predetermined information by using the user ID provided by each service (which can be acquired from the user terminal 10A). On the other hand, the user does not need to input various information again in the request for joining the group, which saves time and effort.
  • the server 20 ends the procedure for joining the user to the group by storing the user ID of the user who satisfies the participation condition in the storage unit 230 in association with the group ID.
  • Various personal information used to determine the participation conditions is not stored, and the system only knows that the user meets the participation conditions, so unnecessary personal information is transmitted to other members of the group and third parties such as contractors. There is no risk of disclosure.
  • a specific example of the group participation process will be described with reference to FIGS. 7 to 9.
  • the server 20 groups the requester terminal 50.
  • the server 20 sends the display data of the group certificate to the requester terminal 50, and sends the URL for accessing the data of the group certificate to the requester terminal 50.
  • Other presentation examples of the group certificate will be described later with reference to FIG.
  • the server 20 can withdraw money from the group's common wallet by a predetermined withdrawal method. Withdrawals from the shared wallet are assumed, for example, when the group makes a group contract and pays to the contractor.
  • the withdrawal method can be preset at the time of group formation. Specific examples of withdrawal processing from the group's common wallet will be described with reference to FIGS. 11 and 12.
  • step S124 when there is a withdrawal request from the user terminal 10B (step S124), the server 20 performs the withdrawal process (step S127).
  • the server 20 deletes the user ID of the user who withdraws from the storage unit 230, and if the refund at the time of withdrawal is stipulated again, the server 20 performs a process of refunding from the group's common wallet to the user's wallet.
  • a specific example of the group withdrawal process will be described with reference to FIGS. 13 and 14.
  • FIG. 5 is a sequence diagram showing a specific example of the group creation process according to the present embodiment.
  • the user when logging in to the system for creating a group, the user may log in using an external authentication service. This saves the trouble of having the user register the user when using the system, and also eliminates the need for the user management function unique to the system.
  • step S133 when the user (creator) who creates the group operates the user terminal 10A and logs in to the predetermined external authentication service system 70 (step S133), it is issued by the external authentication service system 70.
  • the token is transmitted to the user terminal 10A (step S136), and the user terminal 10A transmits the received token to the server 20 (step S139).
  • step S142 when the token received by the server 20 is transmitted to the external authentication service system 70 (step S142), authentication is performed by the external authentication service system 70, and the user ID and related users managed by the external authentication service system 70 are used. Information is transmitted (step S145).
  • token authentication is used here as an example, the present embodiment is not limited to this.
  • FIG. 6 shows an example of a screen display when creating a group.
  • Each screen is generated by the server 20 and can be displayed on the display unit 150 of the user terminal 10A.
  • the screen 700 shown on the left of FIG. 6 is an example of a login screen. The user can select which ID to use for login (external authentication service can be used).
  • the screen 702 shown in the center of FIG. 6 is an example of a group list screen. The screen 702 may be a screen displayed after login, or may be a screen displayed when selected from a menu screen (not shown) displayed after login.
  • a list display of the groups to which the user is currently a member (participating), a search button 7021 for searching another group, and a new button 7022 for creating a new group are displayed.
  • the screen 704 shown on the right side of FIG. 6 is displayed.
  • the screen 702 is an example of a group creation screen.
  • the method setting field is displayed.
  • the user can arbitrarily set the conditions necessary for joining the group by setting the "participation conditions".
  • the user can set the range to which the existence of the group is disclosed by selecting the "sharing destination”.
  • the group certificate can be obtained only by the person set as the "shared destination”.
  • the user can specify the information of the group member to be published to the sharing destination by setting the "shared information”.
  • the information set in "shared information” can be disclosed in the group certificate.
  • the user can create a wallet to be shared by the members of the group by setting the "shared wallet". In the setting field for the shared wallet, you can set the participation fee to be collected when joining the group. In addition, payment of the participation fee may be a condition for participation.
  • the method of calculating the refund amount can be arbitrarily set.
  • the withdrawal method may be, for example, a designated user (identification of the user ID) or a person having a predetermined certificate (owner of the private key corresponding to the public key.
  • the key information is stored in the user terminal 10. It may be authenticated using an IC card), it may be a person who has entered a predetermined key, or it may be voted (approved by a group member at the time of withdrawal at a specified ratio or more). It may be a person). In addition, regular payments such as monthly payments may be set.
  • the user who is the group creator is set as the withdrawal authority.
  • the server 20 stores the content input from the screen 704 as group setting information in the storage unit 230 in association with the arbitrarily assigned group ID.
  • the server 20 requests the predetermined wallet service system 30 (an example of the electronic payment system) to create the shared wallet (step S151).
  • the destination for creating the shared wallet may be set again or may be specified by the group creator.
  • the wallet service system 30 may be an external electronic payment system.
  • the server 20 stores the ID (shared wallet ID) of the shared wallet 32 created by the wallet service system 30 in the storage unit 230 in association with the group ID (the shared wallet ID can also be said to be one of the group setting information). ..
  • FIG. 7 is a sequence diagram showing a specific example of the group participation process according to the present embodiment.
  • Each user can search for the created group and apply for participation. When you apply for participation, it is automatically verified whether you meet the participation conditions, and if you meet all the items, you can join the group.
  • a user (participant) who wants to join a group operates the user terminal 10B to log in to this system (the login process is the same as the example shown in FIG. 5), and then from the group list screen.
  • Search for a group (step S203).
  • the search may be performed by the keyword included in the group name.
  • the recently created groups may be displayed in order. For example, a group name may be listed on the group search result screen, and when the group name is selected, information such as the purpose of use, participation conditions, and participation fee of the group may be displayed. In the example shown in FIG. 7, it is assumed that the group 22 is searched and the application for participation is made.
  • the user terminal 10B transmits a participation request to the group 22 (step S206).
  • the participation condition determination unit 226 confirms the participation conditions (step S209), and acquires information certifying the participation conditions such as an electronic certificate and location information from the user terminal 10B as necessary (step S212). .. Further, the participation condition determination unit 226 inquires of the certificate authority 40 about the verification of the signature included in the digital certificate, if necessary (step S215).
  • the participation condition determination unit 226 notifies other members participating in the group 22 of a voting request or the like (step S218).
  • the participation condition determination unit 226 pays the participation fee to the common wallet 32 of the wallet service system 30 by the user terminal 10B. It is confirmed whether or not the payment (step S221) has been made (step S224). Payment of the participation fee to the common wallet 32 may be performed using an electronic payment system. For example, when the user (participant) also has a personal wallet in the wallet service system 30, he / she also performs an operation of withdrawing the participation fee from the personal wallet to the common wallet 32. If the balance is insufficient in the personal wallet, the user may make a payment in the personal wallet and then pay the shared wallet 32.
  • the participation condition determination unit 226 associates the user ID of the user with the group ID and stores it in the storage unit 230, and notifies the user terminal 10B of the participation completion. (Step S227).
  • FIG. 8 shows an example of group data stored in the storage unit 230.
  • group creation data group ID, group name, purpose, creator ID, etc.
  • group detailed data group ID, participation conditions, sharing destination, shared information, shared wallet, etc.) ID, withdrawal method, etc.
  • group participation user data group ID, and each user ID participating in the group
  • participation user detailed data user ID, user name, wallet ID, etc.
  • the content of each data is an example, and the present embodiment is not limited to this.
  • the "wallet ID" of the participating user detailed data is the ID of the user's personal wallet.
  • the ID of the user's personal wallet can be acquired again and registered as the participating user detailed data.
  • the "user name” may be a nickname or the like arbitrarily set by the user at the time of participation.
  • the "user name” may not be registered (for example, when displaying the group member list, it may be displayed as anonymous).
  • FIG. 9 is a diagram showing an example of screen display when participating in a group.
  • the screen 706 shown on the left side of FIG. 9 may be displayed, for example, when a user (participant) selects a searched group.
  • Group information is displayed on the screen 706, and the user selects the participation button 7061 when applying for participation in the group after confirming the participation conditions and the like.
  • the screen 706 may display incentives received when joining a group.
  • the screen 708 shown in the center of FIG. 9 is displayed.
  • the confirmation result of the participation condition automatically performed by the server 20 is displayed.
  • the user allows payment of the participation fee (withdrawal by the server 20) by selecting an arbitrary electronic payment system or the like. If the account specified by the user (an account of any electronic payment system) has insufficient balance, it may be clearly indicated that the balance is insufficient. The user can separately deposit money into the account in any electronic payment system. Then, when all the participation conditions are satisfied, the screen 710 shown on the right side of FIG. 9 is displayed, and it is possible to participate in the group. When joining a group, the user selects the OK button 7101.
  • the screen example shown in FIG. 9 is an example, and the present embodiment is not limited to this.
  • the group certificate can be obtained only by the user set as the sharing destination when the group is created. For example, when the sharing destination is set to "a person who knows the URL", a person who accesses from a predetermined URL can view and obtain the group certificate (download the group certificate data).
  • the server 20 may transmit the URL of the group certificate to the requester terminal 50 in response to a request from the requester terminal 50 used by a service provider who makes a group contract with the group.
  • the ID of the group member (or the user name arbitrarily set for the user, etc.) and the number of people, and the items specified as shared information (participation conditions, etc.) at the time of group creation are displayed. Since it is proved that all the members of the group meet the participation conditions and the personal information of each member is not disclosed, unnecessary personal information will not be disclosed to a third party. For example, in the case of the participation condition of "20 years old or older", the date of birth of each member is not disclosed, and only it is proved that each member is 20 years old or older.
  • FIG. 10 is a diagram illustrating an example of presenting a group certificate.
  • a user A group creator
  • user ID: AAAA user ID: a business operator
  • the screen 712 on which the group certificate is displayed may be presented to the staff of the store.
  • QR code (registered trademark) may be displayed on the screen 712, and the staff can read the QR code with a barcode reader so that the store can electronically read the data of the group certificate (for example, XML). Data format) can be obtained.
  • a QR code is used as an example, but the present embodiment is not limited to this, and a one-dimensional barcode may be used or a URL may be used.
  • FIG. 11 is a sequence diagram showing a specific example of group withdrawal processing according to the present embodiment. Withdrawals from the group's shared wallet are made by the set withdrawal method (designated user (identification of user ID), certificate, withdrawal authority confirmed by password, etc.).
  • a user having withdrawal authority logs in to this system from the user terminal 10A and sends a withdrawal request to the server 20 (step S303).
  • the creator registers the group creator (self) as the designated user as "withdrawal method: designated user” at the time of group creation.
  • the deposit / withdrawal management unit 224 of the server 20 confirms whether or not the person has the withdrawal authority (here, the confirmation of the user ID), and if the person has the withdrawal authority, the withdrawal is permitted. (Step S306).
  • the user terminal 10A specifies the amount to be withdrawn from the group's common wallet according to the user operation (step S309).
  • the deposit / withdrawal management unit 224 requests the wallet service system 30 to withdraw money from the common wallet 32 of the group 22 to the personal wallet 34 of the user A (step S312), and withdraws by the wallet service system 30.
  • Gold processing is performed (step S315).
  • the required amount is first deposited from the group's common wallet into user A's personal wallet, and the user uses the personal wallet. It is expected to pay to contractors such as travel agencies. Further, the user A may make a withdrawal request to make a payment (electronic payment) directly from the group's common wallet 32 to a contractor such as a travel agency.
  • FIG. 12 is a diagram showing an example of screen display at the time of group withdrawal.
  • the screen 714 shown on the left side of FIG. 12 is an example of a withdrawal screen displayed on the display unit 150 of the user terminal 10A.
  • the balance of the group's common wallet and the set withdrawal method are displayed.
  • the user inputs the withdrawal amount and the withdrawal reason on the screen 714, and selects the withdrawal button 7121.
  • the server 20 requests the wallet service system 30 to withdraw the specified withdrawal amount.
  • the display unit 150 of the user terminal 10A displays a screen 716 displaying the withdrawal result as shown on the right side of FIG.
  • step S103 the withdrawal amount is specified in the withdrawal request (step S103) shown in FIG. 11 and the withdrawal authority is confirmed by the deposit / withdrawal management unit 224, the withdrawal request is sent to the wallet service system 30 as it is. It may be done (step S312). Further, on the screen 714, a third party may be set as a payee such as a predetermined contractor.
  • FIG. 13 is a sequence diagram showing a specific example of the group withdrawal process according to the present embodiment.
  • Group members can withdraw from the group at any time. If it is found that the participation conditions are not satisfied, the server 20 automatically performs the withdrawal process. For example, when the participation condition is "resident in Japan", the location information and action history acquired from the user terminal 10 when the user terminal 10 logs in to the system at any time after joining the group can be used. If it is found that the user does not reside in the country, the server 20 deletes the user ID of the user and leaves the group. If "Refund is available when the group is withdrawn" is set when the group is created, the refund amount is calculated by the method set again, and the withdrawal is made from the group's common wallet to the personal wallet of the user who withdraws.
  • a user here, for example, user ID: user D of DDDD
  • the server 20 confirms the balance of the common wallet 32 of the group 22 when the setting for refunding according to the balance is changed at the time of withdrawal (step S406).
  • the refund amount may be, for example, "current balance x (amount deposited by the user / total deposit amount)". That is, the refund amount may be calculated by multiplying the balance by the ratio of the amount deposited by the user to the total deposit amount.
  • the server 20 presents the calculated refund amount to the user terminal 10D (step S409), and when approval is obtained from the user terminal 10D (step S412), the user ID: DDDD is deleted as a withdrawal process. Further, the server 20 requests the wallet service system 30 to withdraw the refund amount from the shared wallet 32 to the personal wallet 36 of the user D who withdraws this time (step S415).
  • FIG. 14 is a diagram showing an example of a screen display when the group withdraws from the membership.
  • the screen 718 shown on the left side of FIG. 14 is an example of a withdrawal screen displayed on the display unit 150 of the user terminal 10.
  • the display unit 150 of the user terminal 10A displays a screen 720 notifying the completion of withdrawal as shown on the right side of FIG.
  • the withdrawal destination "DDDD" is the user ID of the user who has withdrawn this time.
  • steps S406 to S418 shown in FIG. 13 can be performed only when there is a refund at the time of withdrawal.
  • the refund process is not limited to the process in the wallet service system 30, and the wallet service system 30 may perform a refund in cooperation with another electronic payment system registered by the user D, for example.
  • the following cases can be mentioned. For example, if you want to recruit participants who meet the enrollment conditions in order to take out insurance for a group, or if you collect money necessary for tolls etc. in advance when traveling in a group and pay during the trip, you can get a family discount. If you want to prove that you are a family member to apply (you can prove that you live together from your behavior history), or if you want to prove that you are a resident to get insurance in your municipality (you can prove that you are a resident from your behavior history or resident card). When collecting car usage fees and insurance money to share a car with people living in the same employee dormitory, when renting a car, when taking out insurance according to the member's conditions such as whether or not there is a license, etc. Can be mentioned.
  • group participants can view information regarding withdrawals from the group's common wallet (withdrawal amount, withdrawal date, etc.).
  • one or more computer programs for exerting the functions of the user terminal 10 or the server 20 on the hardware such as the CPU, ROM, and RAM built in the user terminal 10 or the server 20 described above are also created. It is possible. Also provided is a computer-readable storage medium that stores the one or more computer programs.
  • the present technology can also have the following configurations.
  • (1) The process of creating a group by storing the participation conditions of the group set by the user in the storage unit, A process of determining whether or not the user who has requested to join the group satisfies the participation condition, and A process of associating the identification information of a user who satisfies the participation condition with the group and storing it in the storage unit.
  • An information processing device provided with a control unit for performing information processing.
  • (2) The information processing device according to (1) above, wherein the control unit generates a certificate certifying that one or more users participating in the group satisfy the participation condition.
  • (3) The information processing device according to (2) above, wherein the certificate includes shared information set at the time of creating the group.
  • the control unit deducts the participation fee from the user's personal account and deposits the participation fee into the joint account of the group.
  • the information processing apparatus according to any one of ().
  • the control unit processes withdrawals from the joint account of the group according to the withdrawal method set at the time of creating the group. ..
  • the control unit performs a withdrawal process by deleting the identification information of the user in response to a withdrawal request from the group.
  • the control unit calculates the refund amount to be refunded to the user who has made the withdrawal request according to the refund amount calculation method set at the time of creating the group, and withdraws the refund amount from the joint account of the group to the user.
  • the information processing device according to (9) above, which processes the payment to the personal account of.
  • the information processing device according to any one of (1) to (10) above, wherein the control unit acquires the identification information of the user from another authentication service system used at the time of login.
  • the processor Creating a group by storing the participation conditions of the group set by the user in the storage unit, To determine whether or not the user who requested to join the group meets the participation conditions.
  • the identification information of the user who satisfies the participation condition is associated with the group and stored in the storage unit.
  • Information processing methods including. (13) Computer, The process of creating a group by storing the participation conditions of the group set by the user in the storage unit, A process of determining whether or not the user who has requested to join the group satisfies the participation condition, and A process of associating the identification information of a user who satisfies the participation condition with the group and storing it in the storage unit.

Abstract

[Problem] To provide an information processing device, an information processing method, and a program with which it is possible to increase the convenience of a group formed by users satisfying conditions for participation. [Solution] An information processing device provided with a control unit that performs a process for storing conditions for participation to a group set by users in a storage unit and creating a group, a process for determining whether a user who requested participation to the group satisfies the conditions for participation, and a process for storing identification information of users satisfying the conditions for participation in the storage unit in association with the group.

Description

情報処理装置、情報処理方法、およびプログラムInformation processing equipment, information processing methods, and programs
 本開示は、情報処理装置、情報処理方法、およびプログラムに関する。 This disclosure relates to information processing devices, information processing methods, and programs.
 複数のユーザから成るグループを対象とした様々なサービスの提供が行われてる。 Various services are provided for groups consisting of multiple users.
 例えば下記特許文献1では、イベント会場やパーティー会場等の多くのユーザが集まる場所において、近隣の携帯端末との間でグループを形成し、当該グループ内で自由にデータ交換をさせるグループ生成システムが開示されている。 For example, Patent Document 1 below discloses a group generation system that forms a group with a nearby mobile terminal in a place where many users gather, such as an event venue or a party venue, and allows data to be freely exchanged within the group. Has been done.
特許第5609608号公報Japanese Patent No. 5609608
 しかしながら、上記先行技術では、グループに参加するユーザの条件を特定することが困難であった。 However, with the above prior art, it was difficult to specify the conditions for users to join the group.
 そこで、本開示では、参加条件を満たすユーザにより形成されるグループの利便性を高めることが可能な情報処理装置、情報処理方法、およびプログラムを提案する。 Therefore, in this disclosure, we propose an information processing device, an information processing method, and a program that can enhance the convenience of a group formed by users who satisfy the participation conditions.
 本開示によれば、ユーザによって設定されたグループの参加条件を記憶部に記憶してグループを作成する処理と、前記グループへの参加要求を行ったユーザが前記参加条件を満たすか否かを判断する処理と、前記参加条件を満たすユーザの識別情報を前記グループに対応付けて前記記憶部に記憶する処理と、を行う制御部を備える、情報処理装置を提案する。 According to the present disclosure, a process of storing a group participation condition set by a user in a storage unit to create a group, and determining whether or not the user who has made a participation request to the group satisfies the participation condition. We propose an information processing apparatus including a control unit that performs a process of performing the process and a process of associating the identification information of a user satisfying the participation condition with the group and storing the information in the storage unit.
 本開示によれば、プロセッサが、ユーザによって設定されたグループの参加条件を記憶部に記憶してグループを作成することと、前記グループへの参加要求を行ったユーザが前記参加条件を満たすか否かを判断することと、前記参加条件を満たすユーザの識別情報を前記グループに対応付けて前記記憶部に記憶することと、を含む、情報処理方法を提案する。 According to the present disclosure, the processor stores the participation condition of the group set by the user in the storage unit to create the group, and whether or not the user who has requested the participation in the group satisfies the participation condition. We propose an information processing method including determining whether or not, and storing the identification information of a user who satisfies the participation condition in the storage unit in association with the group.
 本開示によれば、コンピュータを、ユーザによって設定されたグループの参加条件を記憶部に記憶してグループを作成する処理と、前記グループへの参加要求を行ったユーザが前記参加条件を満たすか否かを判断する処理と、前記参加条件を満たすユーザの識別情報を前記グループに対応付けて前記記憶部に記憶する処理と、を行う制御部として機能させる、プログラムを提案する。 According to the present disclosure, the computer stores the participation conditions of the group set by the user in the storage unit to create a group, and whether or not the user who has requested the participation in the group satisfies the participation conditions. We propose a program that functions as a control unit that performs a process of determining whether or not a user and a process of associating identification information of a user satisfying the participation condition with the group and storing it in the storage unit.
本開示の一実施形態による情報処理システムの全体構成の一例を示す図である。It is a figure which shows an example of the whole structure of the information processing system by one Embodiment of this disclosure. 本実施形態によるサーバの構成の一例を示すブロック図である。It is a block diagram which shows an example of the configuration of the server by this embodiment. 本実施形態による利用者端末の構成の一例を示すブロック図である。It is a block diagram which shows an example of the structure of the user terminal by this embodiment. 本実施形態に係る情報処理システムの全体の流れの一例を示すシーケンス図である。It is a sequence diagram which shows an example of the whole flow of the information processing system which concerns on this embodiment. 本実施形態によるグループ作成処理の具体例を示すシーケンス図である。It is a sequence diagram which shows the specific example of the group creation process by this embodiment. 本実施形態によるグループ作成時の画面表示例を示す図である。It is a figure which shows the screen display example at the time of group creation by this embodiment. 本実施形態によるグループ参加処理の具体例を示すシーケンス図である。It is a sequence diagram which shows the specific example of the group participation processing by this embodiment. 本実施形態による記憶部に記憶されるグループデータの一例を示す図である。It is a figure which shows an example of the group data stored in the storage part by this embodiment. 本実施形態によるグループ参加時の画面表示例を示す図である。It is a figure which shows the screen display example at the time of group participation by this embodiment. 本実施形態によるグループ証明書の提示例について説明する図である。It is a figure explaining the presentation example of the group certificate by this embodiment. 本実施形態によるグループ出金処理の具体例を示すシーケンス図である。It is a sequence diagram which shows the specific example of the group withdrawal processing by this embodiment. 本実施形態によるグループ出金時の画面表示例を示す図である。It is a figure which shows the screen display example at the time of group withdrawal by this embodiment. 本実施形態によるグループ退会処理の具体例を示すシーケンス図である。It is a sequence diagram which shows the specific example of the group withdrawal processing by this embodiment. 本実施形態によるグループ退会時の画面表示例を示す図である。It is a figure which shows the screen display example at the time of group withdrawal by this embodiment.
 以下に添付図面を参照しながら、本開示の好適な実施の形態について詳細に説明する。なお、本明細書及び図面において、実質的に同一の機能構成を有する構成要素については、同一の符号を付することにより重複説明を省略する。 The preferred embodiments of the present disclosure will be described in detail with reference to the accompanying drawings below. In the present specification and the drawings, components having substantially the same functional configuration are designated by the same reference numerals, so that duplicate description will be omitted.
 また、説明は以下の順序で行うものとする。
 1.概要
 2.構成例
 3.動作処理
  3-1.全体の流れ
  3-2.グループ作成処理の具体例
  3-3.グループ参加処理の具体例
  3-4.グループ証明書の提示例
  3-5.グループ出金処理の具体例
  3-6.グループ退会処理の具体例
 4.補足
In addition, the explanation shall be given in the following order.
1. 1. Overview 2. Configuration example 3. Operation processing 3-1. Overall flow 3-2. Specific example of group creation process 3-3. Specific example of group participation processing 3-4. Example of presentation of group certificate 3-5. Specific example of group withdrawal processing 3-6. Specific example of group withdrawal processing 4. supplement
 <<1.概要>>
 本開示の一実施形態による情報処理システムでは、ユーザが参加条件を満たすか否かを判断し、参加条件を満たすユーザから成るグループを形成する。参加条件は、例えばグループの作成者により設定される。グループを形成する情報処理装置は、ユーザが参加条件を満たすか否かを、ユーザが利用する情報処理端末から提供される各種情報に基づいて判断し得る。各種情報には、例えば、位置情報、行動履歴、各種スコア、および電子証明書等が含まれる。
<< 1. Overview >>
In the information processing system according to the embodiment of the present disclosure, it is determined whether or not the user satisfies the participation condition, and a group consisting of the users who satisfy the participation condition is formed. Participation conditions are set, for example, by the creator of the group. The information processing apparatus forming the group can determine whether or not the user satisfies the participation condition based on various information provided from the information processing terminal used by the user. The various information includes, for example, location information, action history, various scores, electronic certificates, and the like.
 参加条件の判断は情報処理装置により行い、上記位置情報や行動履歴等の判断時に用いられた個人情報は情報処理装置で保管されないようにしてもよい。これにより、各ユーザはグループ作成者(代表者であってもよい)に個人情報を開示することなく、家族や友達同士はもちろんのこと、親しくない間柄や全く見知らぬ人同士でも安心してグループを形成することが可能となる。 The participation condition is determined by the information processing device, and the personal information used at the time of determining the above-mentioned location information, action history, etc. may not be stored in the information processing device. As a result, each user can form a group with peace of mind not only with family and friends, but also with unfamiliar relationships and strangers without disclosing personal information to the group creator (which may be a representative). It becomes possible to do.
 また、本実施形態による情報処理装置は、グループに対してサービスを提供する側に対しては、グループに参加している各ユーザが参加条件を満たすことを証明するグループ証明書を発行するようにしてもよい。例えば、国内に居住する20歳以上の学生に対して学生団体保険を提供するサービス事業者に対して、情報処理装置は、各ユーザの生年月日や住所は開示せず、各ユーザが国内に居住する20歳以上の学生であることを証明する旨の証書(グループ証明書)を発行する。これにより、各ユーザは、不要な個人情報を第三者に開示することなく、団体向けサービスを享受することが可能となる。 Further, the information processing apparatus according to the present embodiment issues a group certificate certifying that each user participating in the group satisfies the participation condition to the side providing the service to the group. You may. For example, the information processing device does not disclose the date of birth or address of each user to a service provider that provides student group insurance to students aged 20 or over who live in Japan, and each user is in Japan. Issue a certificate (group certificate) to prove that you are a resident student over 20 years old. As a result, each user can enjoy the service for groups without disclosing unnecessary personal information to a third party.
 このような本実施形態による情報処理システムについて、以下具体的に説明する。 The information processing system according to this embodiment will be specifically described below.
 図1は、本開示の一実施形態による情報処理システムの全体構成の一例を示す図である。図1に示すように、本実施形態による情報処理システムは、利用者端末10とサーバ20とを含む。利用者端末10およびサーバ20は、ネットワーク60を介して接続し得る。 FIG. 1 is a diagram showing an example of an overall configuration of an information processing system according to an embodiment of the present disclosure. As shown in FIG. 1, the information processing system according to the present embodiment includes a user terminal 10 and a server 20. The user terminal 10 and the server 20 may be connected via the network 60.
 利用者端末10は、スマートフォン、携帯電話端末、タブレット端末、PC(パーソナルコンピューター)、HMD(ヘッドマウントディスプレイ)、各種ウェアラブルデバイス等の各種情報処理端末である。利用者端末10は、グループ作成者やグループ参加者により利用される。図1に示す例では、作成者により利用される情報処理装端末を利用者端末10Aとし、参加者により利用される情報処理装端末を利用者端末10Bとしている。なお、グループ作成者も参加条件を満たせばグループ参加者として当然グループに参加し得る。 The user terminal 10 is various information processing terminals such as a smartphone, a mobile phone terminal, a tablet terminal, a PC (personal computer), an HMD (head-mounted display), and various wearable devices. The user terminal 10 is used by the group creator and the group participants. In the example shown in FIG. 1, the information processing terminal used by the creator is the user terminal 10A, and the information processing terminal used by the participants is the user terminal 10B. The group creator can naturally join the group as a group participant if the participation conditions are met.
 サーバ20は、参加条件の設定や、参加条件を満たすか否かの判断など、グループの形成を行う。参加条件を満たすか否かの判断の際、サーバ20は、必要に応じて、認証局40とデータの送受信を行い、利用者端末10Bから提供された電子証明の検証(電子証明書に含まれるデジタル署名の検証)を行う。 The server 20 forms a group, such as setting participation conditions and determining whether or not the participation conditions are satisfied. When determining whether or not the participation condition is satisfied, the server 20 sends and receives data to and from the certificate authority 40 as necessary, and verifies the digital certificate provided by the user terminal 10B (included in the digital certificate). Digital signature verification).
 また、サーバ20は、グループ参加者からの集金や、グループの共同財布からの支払い等を行う機能も有する。例えば、サーバ20は、ウォレットサービスシステム30を利用して集金や支払いを行ってもよい。 The server 20 also has a function of collecting money from group participants and paying from the group's common wallet. For example, the server 20 may collect and pay money using the wallet service system 30.
 また、サーバ20は、グループへサービスを提供するサービス提供者(グループと契約を行う事業者等も含む)からの要求に応じて、グループに参加する各ユーザが所定の参加条件を満たすことを示すグループ証明書の発行を行い得る。グループへサービスを提供するサービス提供者が利用する情報処理端末を、本実施形態では、図1に示すように要求者端末50と称する。要求者端末50は、例えばスマートフォン、タブレット端末、PC、HMD、各種ウェアラブルデバイス等のモバイル端末であってもよい。 Further, the server 20 indicates that each user who participates in the group satisfies a predetermined participation condition in response to a request from a service provider (including a business operator who makes a contract with the group) who provides a service to the group. Can issue group certificates. In the present embodiment, the information processing terminal used by the service provider who provides the service to the group is referred to as the requester terminal 50 as shown in FIG. The requester terminal 50 may be a mobile terminal such as a smartphone, a tablet terminal, a PC, an HMD, or various wearable devices.
 以上、本開示の一実施形態による情報処理システムの概要について説明した。続いて、本実施形態による情報処理システムに含まれる利用者端末10およびサーバ20の具体的な構成について図面を参照して説明する。 The outline of the information processing system according to the embodiment of the present disclosure has been described above. Subsequently, a specific configuration of the user terminal 10 and the server 20 included in the information processing system according to the present embodiment will be described with reference to the drawings.
 <<2.構成例>>
 <2-1.サーバ20>
 図2は、本実施形態によるサーバ20の構成の一例を示すブロック図である。図2に示すように、サーバ20は、通信部210、制御部220、および記憶部230として機能する。
<< 2. Configuration example >>
<2-1. Server 20>
FIG. 2 is a block diagram showing an example of the configuration of the server 20 according to the present embodiment. As shown in FIG. 2, the server 20 functions as a communication unit 210, a control unit 220, and a storage unit 230.
 通信部210は、有線または無線により外部装置と通信接続し、データの送受信を行う。例えば、通信部210は、ネットワーク60と接続して、利用者端末10A、利用者端末10B、ウォレットサービスシステム30、認証局40、および要求者端末50とデータの送受信を行う。また、通信部210は、例えば、有線/無線LAN(Local Area Network)、またはWi-Fi(登録商標)、Bluetooth(登録商標)、携帯通信網(LTE(Long Term Evolution)、3G(第3世代の移動体通信方式)、4G(第4世代の移動体通信方式)、5G(第5世代の移動体通信方式))等によりネットワーク60と通信接続してもよい。 The communication unit 210 communicates with an external device by wire or wirelessly to transmit and receive data. For example, the communication unit 210 connects to the network 60 and transmits / receives data to / from the user terminal 10A, the user terminal 10B, the wallet service system 30, the certificate authority 40, and the requester terminal 50. Further, the communication unit 210 is, for example, a wired / wireless LAN (Local Area Network), Wi-Fi (registered trademark), Bluetooth (registered trademark), a mobile communication network (LTE (Long Term Evolution)), 3G (third generation). (Mobile communication method), 4G (4th generation mobile communication method), 5G (5th generation mobile communication method)), etc. may be used for communication connection with the network 60.
 制御部220は、演算処理装置および制御装置として機能し、各種プログラムに従ってサーバ20内の動作全般を制御する。制御部220は、例えばCPU(Central Processing Unit)、マイクロプロセッサ等の電子回路によって実現される。また、制御部220は、使用するプログラムや演算パラメータ等を記憶するROM(Read Only Memory)、及び適宜変化するパラメータ等を一時記憶するRAM(Random Access Memory)を含んでいてもよい。 The control unit 220 functions as an arithmetic processing unit and a control device, and controls the overall operation in the server 20 according to various programs. The control unit 220 is realized by an electronic circuit such as a CPU (Central Processing Unit) or a microprocessor. Further, the control unit 220 may include a ROM (Read Only Memory) for storing programs to be used, calculation parameters, and the like, and a RAM (Random Access Memory) for temporarily storing parameters and the like that change as appropriate.
 本実施形態による制御部220は、グループ作成部222、入出金管理部224、参加条件判断部226、および証明書生成部228としても機能する。グループ作成部222は、グループ名やグループの目的、および参加条件を、グループの識別情報(以下、グループIDと称する)と対応付けて記憶部230に記憶し、グループの作成を行う。入出金管理部224は、グループの共同財布(電子決済可能な共同の口座)を生成し、共同財布への入金(ユーザからの集金)および共同財布からの出金を管理する。共同財布の生成は、例えば外部のウォレットサービスシステム30を利用してもよい。入出金管理部224は、グループの共同財布を外部のウォレットサービスシステム30で生成し、共同財布IDをグループIDに対応付けて記憶部230に記憶する。参加条件判断部226は、グループ参加の要求を行うユーザが参加条件を満たすか否かを判断する。また、参加条件判断部226は、参加条件を満たすユーザの識別情報(以下、ユーザIDと称する)をグループIDに対応付けて記憶部230に記憶する。証明書生成部228は、グループに参加している各ユーザが参加条件を満たしていることを証明する証明書のデータを生成する。 The control unit 220 according to the present embodiment also functions as a group creation unit 222, a deposit / withdrawal management unit 224, a participation condition determination unit 226, and a certificate generation unit 228. The group creation unit 222 stores the group name, the purpose of the group, and the participation condition in the storage unit 230 in association with the group identification information (hereinafter referred to as the group ID), and creates the group. The deposit / withdrawal management unit 224 generates a group's common wallet (a joint account that can be settled electronically), and manages deposits to the common wallet (collection from users) and withdrawals from the common wallet. For the generation of the shared wallet, for example, an external wallet service system 30 may be used. The deposit / withdrawal management unit 224 generates a group common wallet in the external wallet service system 30, associates the common wallet ID with the group ID, and stores it in the storage unit 230. The participation condition determination unit 226 determines whether or not the user requesting group participation meets the participation conditions. Further, the participation condition determination unit 226 stores the identification information (hereinafter referred to as a user ID) of the user who satisfies the participation condition in the storage unit 230 in association with the group ID. The certificate generation unit 228 generates certificate data certifying that each user participating in the group meets the participation conditions.
 記憶部230は、制御部220の処理に用いられるプログラムや演算パラメータ等を記憶するROM(Read Only Memory)、および適宜変化するパラメータ等を一時記憶するRAM(Random Access Memory)により実現される。 The storage unit 230 is realized by a ROM (Read Only Memory) that stores programs and arithmetic parameters used for processing of the control unit 220, and a RAM (Random Access Memory) that temporarily stores parameters that change as appropriate.
 以上、サーバ20の構成について具体的に説明した。なお、本実施形態によるサーバ20の構成は図2に示す例に限定されない。例えば、サーバ20は、複数の装置により実現されてもよい。すなわち、サーバ20は、複数の装置から成るシステムにより実現されてもよい。また、情報処理装置の一例としてネットワーク上のサーバ20を説明したが、本開示による情報処理装置はサーバにより実現される場合に限定されず、例えば、スマートフォン、タブレット端末、PC等の情報処理端末により実現されてもよい。 The configuration of the server 20 has been described in detail above. The configuration of the server 20 according to this embodiment is not limited to the example shown in FIG. For example, the server 20 may be realized by a plurality of devices. That is, the server 20 may be realized by a system including a plurality of devices. Further, although the server 20 on the network has been described as an example of the information processing device, the information processing device according to the present disclosure is not limited to the case where it is realized by the server, and for example, the information processing terminal such as a smartphone, a tablet terminal, or a PC can be used. It may be realized.
 <2-2.利用者端末10>
 図3は、本実施形態による利用者端末10の構成の一例を示すブロック図である。図3に示すように、利用者端末10は、通信部110、制御部120、位置測位部130、操作入力部140、表示部150、および記憶部160として機能する。
<2-2. User terminal 10>
FIG. 3 is a block diagram showing an example of the configuration of the user terminal 10 according to the present embodiment. As shown in FIG. 3, the user terminal 10 functions as a communication unit 110, a control unit 120, a positioning unit 130, an operation input unit 140, a display unit 150, and a storage unit 160.
 通信部110は、有線または無線により外部装置と通信接続し、データの送受信を行う。例えば、通信部110は、ネットワーク60と接続し、ネットワーク上のサーバ20とデータの送受信を行う。また、通信部110は、例えば、有線/無線LAN(Local Area Network)、またはWi-Fi(登録商標)、Bluetooth(登録商標)、携帯通信網(LTE(Long Term Evolution)、3G(第3世代の移動体通信方式)、4G(第4世代の移動体通信方式)、5G(第5世代の移動体通信方式))等により外部装置やネットワークと通信接続する。 The communication unit 110 communicates with an external device by wire or wirelessly to transmit and receive data. For example, the communication unit 110 connects to the network 60 and transmits / receives data to / from the server 20 on the network. Further, the communication unit 110 is, for example, a wired / wireless LAN (Local Area Network), Wi-Fi (registered trademark), Bluetooth (registered trademark), a mobile communication network (LTE (Long Term Evolution)), 3G (third generation). (Mobile communication method), 4G (4th generation mobile communication method), 5G (5th generation mobile communication method)), etc. to communicate and connect with external devices and networks.
 制御部120は、演算処理装置および制御装置として機能し、各種プログラムに従って利用者端末10内の動作全般を制御する。制御部120は、例えばCPU(Central Processing Unit)、マイクロプロセッサ等の電子回路によって実現される。また、制御部220は、使用するプログラムや演算パラメータ等を記憶するROM(Read Only Memory)、及び適宜変化するパラメータ等を一時記憶するRAM(Random Access Memory)を含んでいてもよい。 The control unit 120 functions as an arithmetic processing unit and a control device, and controls the overall operation in the user terminal 10 according to various programs. The control unit 120 is realized by an electronic circuit such as a CPU (Central Processing Unit) or a microprocessor. Further, the control unit 220 may include a ROM (Read Only Memory) for storing programs to be used, calculation parameters, and the like, and a RAM (Random Access Memory) for temporarily storing parameters and the like that change as appropriate.
 また、本実施形態による制御部120は、ユーザ操作に従ってグループへの参加リクエストをサーバ20に送信する制御を行う。また、制御部120は、サーバ20による参加条件の判断に用いられる情報を記憶部160から抽出してサーバ20に送信する制御を行ってもよい。 Further, the control unit 120 according to the present embodiment controls to send the participation request to the group to the server 20 according to the user operation. Further, the control unit 120 may control the information used by the server 20 for determining the participation condition to be extracted from the storage unit 160 and transmitted to the server 20.
 位置測位部130は、利用者端末10の絶対的または相対的な位置を算出する機能を有する。例えば位置測位部130は、外部から取得した信号に基づいて現在位置を算出してもよい。具体的には、例えば人工衛星からの電波を受信して、利用者端末10が存在している現在位置を検知するGNSS(Global Navigation Satellite System)が用いられてもよい。また、GNSSの他、Wi-Fi(登録商標)、Bluetooth(登録商標)、携帯電話・PHS・スマートフォン等との送受信、または近距離通信等により位置を検知する方法が用いられてもよい。また、位置測位部130は、加速度センサや角速度センサ等の検出結果に基づいて相対的な変化を示す情報を推定してもよい。位置測位部130により取得された位置情報は、ユーザの行動履歴として記憶部160に記憶され得る。 The positioning unit 130 has a function of calculating the absolute or relative position of the user terminal 10. For example, the positioning unit 130 may calculate the current position based on a signal acquired from the outside. Specifically, for example, a GNSS (Global Navigation Satellite System) that receives radio waves from an artificial satellite and detects the current position where the user terminal 10 is present may be used. Further, in addition to GNSS, a method of detecting a position by transmission / reception with Wi-Fi (registered trademark), Bluetooth (registered trademark), a mobile phone / PHS / smartphone, or short-range communication may be used. Further, the positioning unit 130 may estimate information indicating a relative change based on the detection result of the acceleration sensor, the angular velocity sensor, or the like. The position information acquired by the position positioning unit 130 can be stored in the storage unit 160 as the user's action history.
 位置測位部130は、ユーザをセンシングするセンサ部の一例である。図3には図示していないが、利用者端末10には、センサ部として、加速度センサ、角速度センサ、地磁気センサ、生体センサ(例えば体温、静脈、脈拍、心拍、呼吸、発汗、血圧、脳波、眼電位、筋電値、眼球の動き、視線等の検知)等、環境センサ(例えば照度、気温、湿度等)、カメラ、マイクロホン、測距センサ、超音波センサ、赤外線センサ等が設けられていてもよい。また、各種センシングデータは、ユーザのログ情報として記憶部160に記憶されてもよい。 The positioning unit 130 is an example of a sensor unit that senses a user. Although not shown in FIG. 3, the user terminal 10 has an acceleration sensor, an angular velocity sensor, a geomagnetic sensor, and a biological sensor (for example, body temperature, vein, pulse, heartbeat, breathing, sweating, blood pressure, brain wave, etc.) as a sensor unit. Environmental sensors (for example, illuminance, temperature, humidity, etc.), cameras, microphones, ranging sensors, ultrasonic sensors, infrared sensors, etc. are provided, such as electrooculogram, myoelectric value, eye movement, and line-of-sight detection. May be good. Further, various sensing data may be stored in the storage unit 160 as user log information.
 操作入力部140は、ユーザからの操作を受け付け、入力情報を制御部120に出力する。操作入力部140は、例えばタッチパネル、ボタン、スイッチ、キーボード等の各種入力デバイスにより実現される。 The operation input unit 140 receives an operation from the user and outputs input information to the control unit 120. The operation input unit 140 is realized by various input devices such as a touch panel, buttons, switches, and a keyboard.
 表示部150は、操作画面等の各種画面を表示する機能を有する。記憶部160は、例えば液晶ディスプレイ(LCD:Liquid Crystal Display)装置、OLED(Organic Light Emitting Diode)装置等により実現され得る。また、表示部150は、光学透過性を有する所謂光学シースルーディスプレイであってもよいし、画像を実空間に投影するプロジェクタであってもよい。 The display unit 150 has a function of displaying various screens such as an operation screen. The storage unit 160 can be realized by, for example, a liquid crystal display (LCD: Liquid Crystal Display) device, an OLED (Organic Light Emitting Diode) device, or the like. Further, the display unit 150 may be a so-called optical see-through display having optical transparency, or may be a projector that projects an image into a real space.
 記憶部160は、制御部120の処理に用いられるプログラムや演算パラメータ等を記憶するROM(Read Only Memory)、および適宜変化するパラメータ等を一時記憶するRAM(Random Access Memory)により実現される。 The storage unit 160 is realized by a ROM (Read Only Memory) that stores programs and arithmetic parameters used for processing of the control unit 120, and a RAM (Random Access Memory) that temporarily stores parameters that change as appropriate.
 以上、利用者端末10の構成について具体的に説明した。なお、本実施形態による利用者端末10の構成は図3に示す例に限定されない。例えば、利用者端末10は、位置測位部130を有しない構成であってもよい。また、利用者端末10は、複数の装置により実現されてもよい。 The configuration of the user terminal 10 has been specifically described above. The configuration of the user terminal 10 according to this embodiment is not limited to the example shown in FIG. For example, the user terminal 10 may be configured not to have the positioning unit 130. Further, the user terminal 10 may be realized by a plurality of devices.
 <<3.動作処理>>
 次に、本実施形態に係る情報処理システムの動作処理について図面を用いて具体的に説明する。
<< 3. Operation processing >>
Next, the operation processing of the information processing system according to the present embodiment will be specifically described with reference to the drawings.
 <3-1.全体の流れ>
 図4は、本実施形態に係る情報処理システムの全体の流れの一例を示すシーケンス図である。図4に示すシーケンス図を用いて全体の流れを説明した後、各処理について具体的に説明する。
<3-1. Overall flow>
FIG. 4 is a sequence diagram showing an example of the overall flow of the information processing system according to the present embodiment. After explaining the entire flow using the sequence diagram shown in FIG. 4, each process will be specifically described.
 図4に示すように、まず、利用者端末10Aは、サーバ20にアクセスしてグループ作成を行う(ステップS103、S106)。グループ作成では、ユーザによる利用者端末10Aの操作により、グループ名やグループ作成の目的、および参加条件等が設定され、サーバ20により、グループの設定情報が、付与したグループIDと共に記憶部230に記憶される。参加条件は、例えば、グループへの参加費の支払い、ウォレットの残高(例えば電子決済可能なユーザの個人口座の残高)、アンケートによる確認(質問への回答)、個人プロフィール(国籍、年齢など)、投票(グループ内の過半数の承認が必要など)、在籍状況(所定の学校の在校生、卒業生、所定の会社社員など)、資格(教員、医師など、所定の資格を有すること)、居所(現住所、現在地など)、所有状況(自家用車の有無、持ち家/賃貸、ペットの有無など)、加入状況(所定の会員権を有するか、所定の保険に入っているか、所定のサービスの利用者登録を行っているか等)、行動履歴(所定の勤務地や通勤経路、自宅で行動しているか、所定の人物と同行/同居しているか等)、各種スコア(信用スコア、スポーツ記録、学力など)等が挙げられる。グループは誰でも作れるようにしてもよい。グループ作成後、作成者はグループの管理を行う必要がなく、自身もグループの一参加者という立場で利用することが可能である。グループ作成処理の具体例については、図5~図6を参照して説明する。 As shown in FIG. 4, first, the user terminal 10A accesses the server 20 and creates a group (steps S103 and S106). In group creation, the group name, the purpose of group creation, the participation conditions, and the like are set by the operation of the user terminal 10A by the user, and the group setting information is stored in the storage unit 230 together with the assigned group ID by the server 20. Will be done. Participation conditions are, for example, payment of participation fee to the group, wallet balance (for example, balance of personal account of user who can make electronic payment), confirmation by questionnaire (answer to question), personal profile (nationality, age, etc.), Voting (requires approval by a majority of the group), enrollment status (students, graduates, company employees, etc. of a given school), qualifications (teachers, doctors, etc., having a given qualification), whereabouts (current address) , Current location, etc.), Ownership status (whether or not you have a private car, own / rent, whether or not you have a pet, etc.), subscription status (whether you have the prescribed membership, have the prescribed insurance, or register as a user of the prescribed service (Whether you are doing it, etc.), behavior history (predetermined work location and commuting route, whether you are acting at home, accompanying / living with a predetermined person, etc.), various scores (credit score, sports record, academic ability, etc.), etc. Can be mentioned. Anyone may be able to create a group. After creating a group, the creator does not need to manage the group and can use it as a participant of the group. A specific example of the group creation process will be described with reference to FIGS. 5 to 6.
 次に、利用者端末10Bは、サーバ20に対してグループへの参加リクエストを行う(ステップS109)。サーバ20は、ユーザが参加リクエストするグループの参加条件をユーザが満たすか否かの確認を行い(ステップS112)、グループ参加可否(ユーザが参加条件を満たすか否か)を判断する(ステップS115)。グループの参加可否の判断はシステム(サーバ20)が行うため、グループの作成者が従来のように手動で情報を集めて名簿を作成したり、参加費を回収したりといった面倒な手続きを行う必要がない。また、参加条件を満たすか否かをサーバ20が判断するため、各ユーザは、自身の個人情報を作成者や他のメンバーに開示することなくグループに参加することが可能となる。参加条件の判断は、例えばサーバ20が利用者端末10Bに対して所定の情報を要求して行うことが可能である。 Next, the user terminal 10B makes a request to join the group to the server 20 (step S109). The server 20 confirms whether or not the user satisfies the participation condition of the group requested by the user (step S112), and determines whether or not the group can participate (whether or not the user satisfies the participation condition) (step S115). .. Since the system (server 20) determines whether or not to participate in the group, it is necessary for the group creator to manually collect information to create a list and collect the participation fee as in the past. There is no. Further, since the server 20 determines whether or not the participation condition is satisfied, each user can join the group without disclosing his / her personal information to the creator or other members. The participation condition can be determined, for example, by the server 20 requesting predetermined information from the user terminal 10B.
 例えば、参加条件がアンケートの場合、サーバ20は、アンケート(質問)を利用者端末10Aに送信し、ユーザの回答が条件を満たす場合は、当該参加条件を満たすと判断する。例えば、サーバ20は、参加条件が「過去3年以内に海外への渡航歴がないこと」である場合、「過去3年以内に海外への渡航歴はありますか?」といった質問を行う。また、参加条件が個人プロフィール(国籍や年齢等)の場合、サーバ20は、利用者端末10AにアクセスしてユーザがSNS(ソーシャルネットワークサービス)に登録している個人プロフィール情報を読み出し、国籍や年齢などを照会してもよい。ユーザは、グループ参加のリクエストにおいて、改めてユーザ情報を入力する手間が省ける。 For example, when the participation condition is a questionnaire, the server 20 sends a questionnaire (question) to the user terminal 10A, and if the user's answer satisfies the condition, it is determined that the participation condition is satisfied. For example, if the participation condition is "there is no overseas travel history within the past 3 years", the server 20 asks a question such as "have you traveled overseas within the past 3 years?". When the participation condition is a personal profile (nationality, age, etc.), the server 20 accesses the user terminal 10A, reads out the personal profile information registered by the user in the SNS (social network service), and reads the nationality and age. Etc. may be inquired. The user can save the trouble of inputting the user information again in the request for joining the group.
 また、参加条件が参加費の支払いや残高の場合、サーバ20は、利用者端末10Aにアクセスしてユーザが登録しているウォレット(電子決済システムにおけるユーザの口座)のIDを取得し、指定額以上の残高があることを確認したり、参加費を引き落としてグループの共同財布に入金したりする。ここで参照されるウォレットは、例えば本システムが対応可能な各種の電子決済システムからユーザが選択したウォレットであってもよい。 If the participation condition is payment of the participation fee or balance, the server 20 accesses the user terminal 10A, acquires the ID of the wallet (user's account in the electronic payment system) registered by the user, and obtains the specified amount. Make sure you have the above balance, or deduct the participation fee and deposit it into the group's common wallet. The wallet referred to here may be, for example, a wallet selected by the user from various electronic payment systems supported by this system.
 また、参加条件が投票で所定数の承認を得ることの場合、サーバ20は、グループの参加者(メンバー)に通知を送り、投票を募る。また、参加条件が所定の在籍状況や資格の所有の場合、サーバ20は、利用者端末10Aから各種の電子証明書(在学証明書、卒業証明書、社員証、運転免許、教員免許、医師免許など)を取得し、在籍や資格の有無を照会する。また、サーバ20は、所定のデータベースにアクセスして在籍状況や資格の所有状況を照会してもよい。 If the participation condition is to obtain a predetermined number of approvals by voting, the server 20 sends a notification to the participants (members) of the group and solicits votes. In addition, if the participation conditions are the prescribed enrollment status and possession of qualifications, the server 20 can use various electronic certificates (enrollment certificate, graduation certificate, employee ID, driver's license, teacher's license, doctor's license) from the user terminal 10A. Etc.) and inquire about enrollment and qualifications. Further, the server 20 may access a predetermined database and inquire about the enrollment status and the possession status of the qualification.
 また、参加条件が居所の場合、サーバ20は、利用者端末10Aから直近の行動履歴や現在地の情報を取得し、現在の居所を確認する。例えばサーバ20は、地図サービスと連携してユーザの現在地を照会してもよい。また、参加条件が所有状況の場合、サーバ20は、利用者端末10Aにアクセスしてユーザが登録しているオーナー登録データベース等を確認してもよい。具体的には、サーバ20は、車両登録、不動産登記、ペット登録などのデータベースと連携してユーザの所有状況を照会してもよい。また、参加条件が加入状況の場合、サーバ20は、所定の加入者情報データベースを確認してもよい。具体的には、サーバ20は、会員権、保険、利用者登録などのデータベースと連携してユーザの加入状況を照会してもよい。 If the participation condition is the whereabouts, the server 20 acquires the latest action history and the information of the current location from the user terminal 10A, and confirms the current whereabouts. For example, the server 20 may inquire the user's current location in cooperation with the map service. Further, when the participation condition is the ownership status, the server 20 may access the user terminal 10A and check the owner registration database or the like registered by the user. Specifically, the server 20 may inquire about the ownership status of the user in cooperation with a database such as vehicle registration, real estate registration, and pet registration. Further, when the participation condition is the subscription status, the server 20 may check the predetermined subscriber information database. Specifically, the server 20 may inquire about the subscription status of the user in cooperation with a database such as membership, insurance, and user registration.
 また、参加条件が行動履歴の場合、サーバ20は、利用者端末10Aから行動履歴を取得し、条件を満たしているか否かを判断する。例えばサーバ20は、ユーザの日常の行動から、勤務先や自宅を認識したり、よく立ち寄る場所や通る地域を認識したりして、これらが条件を満たすか否かを判断する。また、サーバ20は、複数ユーザの行動履歴を照らし合わせて、同居や同行を認識することも可能である。 If the participation condition is an action history, the server 20 acquires the action history from the user terminal 10A and determines whether or not the condition is satisfied. For example, the server 20 recognizes the place of work or home, the place where people often stop by, or the area where they pass from the daily activities of the user, and determines whether or not these conditions are satisfied. In addition, the server 20 can recognize the cohabitation or the accompaniment by comparing the behavior histories of a plurality of users.
 また、参加条件が各種スコアである場合、サーバ20は、各種スコアを提供するサービスシステムと連携し、ユーザが規定値を上回るスコアを有しているか否かを確認する。具体的には、サーバ20は、ユーザの社会的な信用を数値化した信用スコア、スポーツの公式記録、成績証明書、資格試験の結果などの情報を、所定のサービスシステムから取得して条件を満たすか否かを判断する。 If the participation condition is various scores, the server 20 cooperates with the service system that provides various scores, and confirms whether or not the user has a score exceeding the specified value. Specifically, the server 20 acquires information such as a credit score that quantifies the user's social credit, an official record of sports, a transcript, and a qualification test result from a predetermined service system and sets conditions. Determine if it meets or not.
 以上のように、サーバ20は、参加条件の判断において、利用者端末10Aや、外部のサービスシステム、データベース等にアクセスしてユーザの情報を取得し、自動的に参加条件の判断を行うことができる。すなわち、サーバ20は、各サービスが提供するユーザIDを用いて(利用者端末10Aから取得可)、所定の情報を取得することが可能となる。一方、ユーザは、グループ参加のリクエストにおいて改めて様々な情報を入力する必要がなく、手間が省ける。 As described above, in determining the participation conditions, the server 20 may access the user terminal 10A, an external service system, a database, etc., acquire user information, and automatically determine the participation conditions. can. That is, the server 20 can acquire predetermined information by using the user ID provided by each service (which can be acquired from the user terminal 10A). On the other hand, the user does not need to input various information again in the request for joining the group, which saves time and effort.
 サーバ20は、参加条件を満たすユーザのユーザIDをグループIDに対応付けて記憶部230に記憶することで、グループへのユーザの参加手続きを終了する。参加条件の判断に用いた各種個人情報は記憶されず、システム側はユーザが参加条件を満たすことだけを把握するため、不要な個人情報がグループの他のメンバーや契約先等の第三者に開示される恐れがない。グループ参加処理の具体例については、図7~図9を参照して説明する。 The server 20 ends the procedure for joining the user to the group by storing the user ID of the user who satisfies the participation condition in the storage unit 230 in association with the group ID. Various personal information used to determine the participation conditions is not stored, and the system only knows that the user meets the participation conditions, so unnecessary personal information is transmitted to other members of the group and third parties such as contractors. There is no risk of disclosure. A specific example of the group participation process will be described with reference to FIGS. 7 to 9.
 続いて、グループと契約を行う事業者等、各種サービス提供者が利用する要求者端末50からグループ情報のリクエストがあった場合(ステップS118)、サーバ20は、要求者端末50に対して、グループの参加者が所定の参加条件を満たすことを証明するグループ証明書を提示する(ステップS121)。具体的には、サーバ20は、グループ証明書の表示データを要求者端末50に送信したり、グループ証明書のデータにアクセスするためのURLを要求者端末50に送信したりする。グループ証明書の他の提示例については、図10を参照して後述する。 Subsequently, when there is a request for group information from the requester terminal 50 used by various service providers such as a business operator who makes a contract with the group (step S118), the server 20 groups the requester terminal 50. Present a group certificate certifying that the participants of the above meet the predetermined participation conditions (step S121). Specifically, the server 20 sends the display data of the group certificate to the requester terminal 50, and sends the URL for accessing the data of the group certificate to the requester terminal 50. Other presentation examples of the group certificate will be described later with reference to FIG.
 また、サーバ20は、所定の出金方法にてグループの共同財布から出金を行うことが可能である。共同財布からの出金は、例えばグループが団体契約を行って契約先に支払いを行う場合等が想定される。出金方法は、グループ形成時に予め設定され得る。グループの共同財布からの出金処理の具体例については、図11および図12を参照して説明する。 Further, the server 20 can withdraw money from the group's common wallet by a predetermined withdrawal method. Withdrawals from the shared wallet are assumed, for example, when the group makes a group contract and pays to the contractor. The withdrawal method can be preset at the time of group formation. Specific examples of withdrawal processing from the group's common wallet will be described with reference to FIGS. 11 and 12.
 そして、利用者端末10Bから退会リクエストがあった場合(ステップS124)、サーバ20は、退会処理を行う(ステップS127)。サーバ20は、退会するユーザのユーザIDを記憶部230から削除したり、退会時の返金が改め規定されている場合は、グループの共同財布からユーザのウォレットに返金したりする処理を行う。グループ退会処理の具体例については、図13および図14を参照して説明する。 Then, when there is a withdrawal request from the user terminal 10B (step S124), the server 20 performs the withdrawal process (step S127). The server 20 deletes the user ID of the user who withdraws from the storage unit 230, and if the refund at the time of withdrawal is stipulated again, the server 20 performs a process of refunding from the group's common wallet to the user's wallet. A specific example of the group withdrawal process will be described with reference to FIGS. 13 and 14.
 以上、本実施形態による情報処理システムの全体の流れについて説明した。なお図4に示す動作処理は一例であって、本実施形態は図4に示す例に限定されない。 The overall flow of the information processing system according to this embodiment has been explained above. The operation process shown in FIG. 4 is an example, and the present embodiment is not limited to the example shown in FIG.
 上述した各処理の具体例について以下説明する。 Specific examples of each of the above-mentioned processes will be described below.
 <3-2.グループ作成処理の具体例>
 図5は、本実施形態によるグループ作成処理の具体例を示すシーケンス図である。本実施形態による情報処理システムでは、グループ作成のために本システムにログインする際に、外部の認証サービスを用いてログインするようにしてもよい。これにより、本システムの利用の際にユーザにユーザ登録を行わせる手間を省き、また、本システム独自のユーザ管理機能も不要となる。
<3-2. Specific example of group creation process>
FIG. 5 is a sequence diagram showing a specific example of the group creation process according to the present embodiment. In the information processing system according to the present embodiment, when logging in to the system for creating a group, the user may log in using an external authentication service. This saves the trouble of having the user register the user when using the system, and also eliminates the need for the user management function unique to the system.
 具体的には、まず、グループ作成を行うユーザ(作成者)は、利用者端末10Aを操作して所定の外部認証サービスシステム70にログインすると(ステップS133)、外部認証サービスシステム70により発行されるトークンが利用者端末10Aに送信され(ステップS136)、利用者端末10Aは受信したトークンをサーバ20に送信する(ステップS139)。 Specifically, first, when the user (creator) who creates the group operates the user terminal 10A and logs in to the predetermined external authentication service system 70 (step S133), it is issued by the external authentication service system 70. The token is transmitted to the user terminal 10A (step S136), and the user terminal 10A transmits the received token to the server 20 (step S139).
 次に、サーバ20が受信したトークンを外部認証サービスシステム70に送信すると(ステップS142)、外部認証サービスシステム70で認証が行われ、外部認証サービスシステム70で管理しているユーザIDや関連するユーザ情報が送信される(ステップS145)。このように、本実施形態では、本システムとは別に管理されている認証サービスを通じてログインを行った場合、本システムに対してユーザが事前にユーザ登録を行う手間を省くことが可能となる。なお、ここでは一例としてトークン認証を用いているが、本実施形態はこれに限定されない。 Next, when the token received by the server 20 is transmitted to the external authentication service system 70 (step S142), authentication is performed by the external authentication service system 70, and the user ID and related users managed by the external authentication service system 70 are used. Information is transmitted (step S145). As described above, in the present embodiment, when the user logs in through the authentication service managed separately from the system, it is possible to save the user from having to register the user in advance for the system. Although token authentication is used here as an example, the present embodiment is not limited to this.
 次いで、利用者端末10Aからグループ22の作成に必要な情報が入力される(ステップS148)。ここで、図6に、グループ作成時の画面表示例を示す。各画面はサーバ20により生成され、利用者端末10Aの表示部150に表示され得る。図6左に示す画面700は、ログイン画面の一例である。ユーザは、いずれのIDを用いてログインを行うか選択し得る(外部の認証サービスの利用が可能)。図6中央に示す画面702は、グループ一覧画面の一例である。画面702は、ログイン後に表示される画面であってもよいし、ログイン後に表示されるメニュー画面(不図示)から選択された際に表示される画面であってもよい。画面702には、現在ユーザがメンバーとなっている(参加している)グループのリスト表示と、他のグループを検索するための検索ボタン7021と、新たにグループを作成する場合の新規ボタン7022と、が表示される。新規ボタン7022を選択すると、図6右に示す画面704が表示される。画面702は、グループ作成画面の一例である。画面702には、例えば、グループ名の入力欄、グループの使用目的の入力欄、参加条件の設定欄、共有情報の共有先の選択欄、共有情報の設定欄、共同財布に関する設定欄、出金方法の設定欄が表示される。 Next, the information necessary for creating the group 22 is input from the user terminal 10A (step S148). Here, FIG. 6 shows an example of a screen display when creating a group. Each screen is generated by the server 20 and can be displayed on the display unit 150 of the user terminal 10A. The screen 700 shown on the left of FIG. 6 is an example of a login screen. The user can select which ID to use for login (external authentication service can be used). The screen 702 shown in the center of FIG. 6 is an example of a group list screen. The screen 702 may be a screen displayed after login, or may be a screen displayed when selected from a menu screen (not shown) displayed after login. On the screen 702, a list display of the groups to which the user is currently a member (participating), a search button 7021 for searching another group, and a new button 7022 for creating a new group are displayed. , Is displayed. When the new button 7022 is selected, the screen 704 shown on the right side of FIG. 6 is displayed. The screen 702 is an example of a group creation screen. On the screen 702, for example, an input field for the group name, an input field for the purpose of use of the group, a setting field for participation conditions, a selection field for sharing information to be shared, a setting field for shared information, a setting field for shared wallet, and withdrawal. The method setting field is displayed.
 新たなグループの作成は誰でも行い得る。ユーザ(作成者)は、「参加条件」の設定により、グループに参加するために必要な条件を任意に設定することができる。また、ユーザは、「共有先」の選択により、グループの存在をどの範囲で公開するかを設定できる。グループ証明書は、「共有先」に設定された者にだけ取得することが可能である。ユーザは、「共有情報」の設定により、共有先に公開されるグループメンバーの情報を指定できる。また、「共有情報」に設定された情報が、グループ証明書で公開され得る。また、ユーザは、「共同財布」の設定により、グループのメンバーで共有する財布を作成することができる。共同財布に関する設定欄では、グループに参加する際に集金する参加費を設定することができる。なお、参加費の支払いを参加条件としてもよい。また、共同財布に関する設定欄では、グループを退会する際に返金を行うか否かの設定ができる。図6では省略しているが、返金額の算出方法も任意に設定できる。また、ユーザは、共同財布からの出金が可能な権限を設定できる。出金方法は、例えば、指定ユーザとしてもよいし(ユーザIDの特定)、所定の証明書を有する者(公開鍵に対応する秘密鍵の所有者。鍵情報は利用者端末10に保管されていてもよい。また、ICカードを用いた認証であってもよい)としてもよいし、所定のパスワードを入力した者としてもよいし、投票(出金時にグループメンバーから指定割合以上の承認を得た者)としてもよい。また、毎月の支払等、定期的な支払いを設定してもよい。図6の画面704では、グループ作成者であるユーザ自身を、出金権限者として設定している。 Anyone can create a new group. The user (creator) can arbitrarily set the conditions necessary for joining the group by setting the "participation conditions". In addition, the user can set the range to which the existence of the group is disclosed by selecting the "sharing destination". The group certificate can be obtained only by the person set as the "shared destination". The user can specify the information of the group member to be published to the sharing destination by setting the "shared information". In addition, the information set in "shared information" can be disclosed in the group certificate. In addition, the user can create a wallet to be shared by the members of the group by setting the "shared wallet". In the setting field for the shared wallet, you can set the participation fee to be collected when joining the group. In addition, payment of the participation fee may be a condition for participation. Also, in the setting field for the shared wallet, you can set whether or not to refund when you withdraw from the group. Although omitted in FIG. 6, the method of calculating the refund amount can be arbitrarily set. In addition, the user can set the authority to withdraw from the shared wallet. The withdrawal method may be, for example, a designated user (identification of the user ID) or a person having a predetermined certificate (owner of the private key corresponding to the public key. The key information is stored in the user terminal 10. It may be authenticated using an IC card), it may be a person who has entered a predetermined key, or it may be voted (approved by a group member at the time of withdrawal at a specified ratio or more). It may be a person). In addition, regular payments such as monthly payments may be set. In the screen 704 of FIG. 6, the user who is the group creator is set as the withdrawal authority.
 サーバ20は、画面704から入力された内容を、グループの設定情報として、任意に付与したグループIDに対応付けて記憶部230に記憶する。 The server 20 stores the content input from the screen 704 as group setting information in the storage unit 230 in association with the arbitrarily assigned group ID.
 なお、サーバ20は、共同財布の設定が行われた場合、所定のウォレットサービスシステム30(電子決済システムの一例)に対して共同財布の作成依頼を行う(ステップS151)。共同財布を作成する先は、改め設定されていてもよいし、グループ作成者により指定されてもよい。ウォレットサービスシステム30は、外部の電子決済システムであってもよい。サーバ20は、ウォレットサービスシステム30により作成された共同財布32のID(共同財布ID)を、グループIDに対応付けて記憶部230に記憶する(共同財布IDもグループの設定情報の一つと言える)。 When the shared wallet is set, the server 20 requests the predetermined wallet service system 30 (an example of the electronic payment system) to create the shared wallet (step S151). The destination for creating the shared wallet may be set again or may be specified by the group creator. The wallet service system 30 may be an external electronic payment system. The server 20 stores the ID (shared wallet ID) of the shared wallet 32 created by the wallet service system 30 in the storage unit 230 in association with the group ID (the shared wallet ID can also be said to be one of the group setting information). ..
 以上、グループ作成の具体例について説明した。 The specific example of group creation has been explained above.
 <3-3.グループ参加処理の具体例>
 図7は、本実施形態によるグループ参加処理の具体例を示すシーケンス図である。各ユーザは、作成済みのグループを検索して参加を申し込むことが可能である。参加を申し込むと、参加条件を満たしているか否かが自動的に検証され、すべての項目を満たしていればグループに参加することが可能となる。
<3-3. Specific example of group participation processing>
FIG. 7 is a sequence diagram showing a specific example of the group participation process according to the present embodiment. Each user can search for the created group and apply for participation. When you apply for participation, it is automatically verified whether you meet the participation conditions, and if you meet all the items, you can join the group.
 具体的には、まず、グループに参加したいユーザ(参加者)は、利用者端末10Bを操作して本システムにログインした後(ログイン処理については図5に示す例と同様)、グループ一覧画面からグループの検索を行う(ステップS203)。グループの検索では、グループ名に含まれるキーワードにより検索されてもよい。また、最近作成されたグループから順に表示させてもよい。グループの検索結果画面には、例えばグループ名が列挙され、グループ名を選択すると、そのグループの使用目的や参加条件、参加費等の情報が表示されるようにしてもよい。図7に示す例では、グループ22を検索して参加を申し込む場合を想定する。 Specifically, first, a user (participant) who wants to join a group operates the user terminal 10B to log in to this system (the login process is the same as the example shown in FIG. 5), and then from the group list screen. Search for a group (step S203). In the group search, the search may be performed by the keyword included in the group name. In addition, the recently created groups may be displayed in order. For example, a group name may be listed on the group search result screen, and when the group name is selected, information such as the purpose of use, participation conditions, and participation fee of the group may be displayed. In the example shown in FIG. 7, it is assumed that the group 22 is searched and the application for participation is made.
 次に、利用者端末10Bは、グループ22への参加リクエストを送信する(ステップS206)。次いで、参加条件判断部226は、参加条件の確認を行い(ステップS209)、必要に応じて利用者端末10Bから電子証明書や位置情報等の参加条件を証明する情報を取得する(ステップS212)。また、参加条件判断部226は、必要に応じて、電子証明書に含まれる署名の検証を、認証局40に対して問い合わせる(ステップS215)。 Next, the user terminal 10B transmits a participation request to the group 22 (step S206). Next, the participation condition determination unit 226 confirms the participation conditions (step S209), and acquires information certifying the participation conditions such as an electronic certificate and location information from the user terminal 10B as necessary (step S212). .. Further, the participation condition determination unit 226 inquires of the certificate authority 40 about the verification of the signature included in the digital certificate, if necessary (step S215).
 また、参加条件判断部226は、参加条件に「投票」が含まれている場合、グループ22に参加している他のメンバーに対して投票要求等の通知を行う(ステップS218)。 Further, when the participation condition includes "voting", the participation condition determination unit 226 notifies other members participating in the group 22 of a voting request or the like (step S218).
 また、参加条件判断部226は、入会時に参加費が必要な場合(参加条件に「参加費」が含まれている場合)、利用者端末10Bによりウォレットサービスシステム30の共同財布32に参加費の支払い(ステップS221)が行われたどうかを確認する(ステップS224)。共同財布32への参加費の支払いは、電子決済システムを用いて行われてもよい。例えば、ユーザ(参加者)も、ウォレットサービスシステム30に個人財布を持っている場合、当該個人財布から共同財布32に参加費を出金する操作を行う。なお個人財布に残高が足りない場合、ユーザは個人財布に入金を行った上で共同財布32に支払いを行うようにしてもよい。 In addition, when the participation fee is required at the time of admission (when the participation condition includes the "participation fee"), the participation condition determination unit 226 pays the participation fee to the common wallet 32 of the wallet service system 30 by the user terminal 10B. It is confirmed whether or not the payment (step S221) has been made (step S224). Payment of the participation fee to the common wallet 32 may be performed using an electronic payment system. For example, when the user (participant) also has a personal wallet in the wallet service system 30, he / she also performs an operation of withdrawing the participation fee from the personal wallet to the common wallet 32. If the balance is insufficient in the personal wallet, the user may make a payment in the personal wallet and then pay the shared wallet 32.
 そして、参加条件判断部226は、ユーザが参加条件を全て満たした場合、当該ユーザのユーザIDをグループIDに対応付けて記憶部230に記憶し、利用者端末10Bに対しては参加完了通知を行う(ステップS227)。 Then, when the user satisfies all the participation conditions, the participation condition determination unit 226 associates the user ID of the user with the group ID and stores it in the storage unit 230, and notifies the user terminal 10B of the participation completion. (Step S227).
 ここで、図8に、記憶部230に記憶されるグループデータの一例を示す。図8に示すように、記憶部230には、例えばグループ作成データ(グループID、グループ名、目的、作成者ID等)、グループ詳細データ(グループID、参加条件、共有先、共有情報、共同財布ID、出金方法等)、グループ参加ユーザデータ(グループID、および当該グループに参加している各ユーザID)、参加ユーザ詳細データ(ユーザID、ユーザ名、ウォレットID等)が記憶される。なお、各データの内容は一例であり、本実施形態はこれに限定されない。また、参加ユーザ詳細データの「ウォレットID」は、ユーザの個人財布のIDである。退会時に返金が行われる場合は、改めユーザの個人財布のIDが取得され、参加ユーザ詳細データとして登録され得る。また、「ユーザ名」は、参加時にユーザが任意に設定したニックネーム等であってもよい。また、「ユーザ名」の登録は無くてもよい(例えばグループメンバー一覧を表示する際には匿名として表示されるようにしてもよい)。 Here, FIG. 8 shows an example of group data stored in the storage unit 230. As shown in FIG. 8, in the storage unit 230, for example, group creation data (group ID, group name, purpose, creator ID, etc.), group detailed data (group ID, participation conditions, sharing destination, shared information, shared wallet, etc.) ID, withdrawal method, etc.), group participation user data (group ID, and each user ID participating in the group), and participation user detailed data (user ID, user name, wallet ID, etc.) are stored. The content of each data is an example, and the present embodiment is not limited to this. Further, the "wallet ID" of the participating user detailed data is the ID of the user's personal wallet. If a refund is made at the time of withdrawal, the ID of the user's personal wallet can be acquired again and registered as the participating user detailed data. Further, the "user name" may be a nickname or the like arbitrarily set by the user at the time of participation. In addition, the "user name" may not be registered (for example, when displaying the group member list, it may be displayed as anonymous).
 続いて、グループ参加時の画面例について説明する。図9は、グループ参加時の画面表示例を示す図である。図9左に示す画面706は、例えばユーザ(参加者)が検索したグループを選択した際に表示され得る。画面706には、グループ情報が表示され、ユーザは参加条件等を確認した上で、当該グループに参加申し込みを行う場合は参加ボタン7061を選択する。画面706では、グループに参加した際に受けられるインセンティブが表示されていてもよい。次いで、図9中央に示す画面708が表示される。画面708では、サーバ20により自動的に行われる参加条件の確認結果が表示される。参加費が必要な場合、ユーザは任意の電子決済システムを選択する等して参加費の支払い(サーバ20による引き落とし)を許可する。なお、ユーザが指定した口座(任意の電子決済システムの口座)が残高不足の場合、残高不足と明示され得る。ユーザは別途任意の電子決済システムにおいて口座に入金を行い得る。そして、参加条件を全て満たした場合、図9右に示す画面710が表示され、グループへの参加が可能となる。グループに参加する場合、ユーザは、OKボタン7101を選択する。 Next, an example of a screen when joining a group will be explained. FIG. 9 is a diagram showing an example of screen display when participating in a group. The screen 706 shown on the left side of FIG. 9 may be displayed, for example, when a user (participant) selects a searched group. Group information is displayed on the screen 706, and the user selects the participation button 7061 when applying for participation in the group after confirming the participation conditions and the like. The screen 706 may display incentives received when joining a group. Next, the screen 708 shown in the center of FIG. 9 is displayed. On the screen 708, the confirmation result of the participation condition automatically performed by the server 20 is displayed. When the participation fee is required, the user allows payment of the participation fee (withdrawal by the server 20) by selecting an arbitrary electronic payment system or the like. If the account specified by the user (an account of any electronic payment system) has insufficient balance, it may be clearly indicated that the balance is insufficient. The user can separately deposit money into the account in any electronic payment system. Then, when all the participation conditions are satisfied, the screen 710 shown on the right side of FIG. 9 is displayed, and it is possible to participate in the group. When joining a group, the user selects the OK button 7101.
 以上、グループ参加処理の具体例について説明した。なお、図9に示す画面例は一例であって、本実施形態はこれに限定されない。 The specific example of group participation processing has been explained above. The screen example shown in FIG. 9 is an example, and the present embodiment is not limited to this.
 <3-4.グループ証明書の提示例>
 本システムの利用者は、グループの参加者全員が参加条件を満たしていることをグループ証明書で確認することが出来る。グループ証明書は、グループ作成時に共有先に設定された利用者のみ取得することが出来る。例えば共有先に「URLを知っている人」と設定された場合、所定のURLからアクセスした者がグループ証明書を閲覧、取得(グループ証明書データのダウンロード)することができる。例えば、グループと団体契約等を行うサービス事業者が利用する要求者端末50からの要求に応じて、サーバ20がグループ証明書のURLを要求者端末50に送信してもよい。
<3-4. Group certificate presentation example>
Users of this system can confirm with the group certificate that all the participants in the group meet the participation conditions. The group certificate can be obtained only by the user set as the sharing destination when the group is created. For example, when the sharing destination is set to "a person who knows the URL", a person who accesses from a predetermined URL can view and obtain the group certificate (download the group certificate data). For example, the server 20 may transmit the URL of the group certificate to the requester terminal 50 in response to a request from the requester terminal 50 used by a service provider who makes a group contract with the group.
 グループ証明書には、例えばグループメンバーのID(若しくはユーザに任意に設定したユーザ名等)および人数と、グループ作成時に共有情報として指定された項目(参加条件等)が表示される。グループのメンバー全員が参加条件を満たしていることだけが証明され、各メンバーの個人情報は公開されないため、不要な個人情報を第三者に開示されることが無い。例えば、「20歳以上」という参加条件の場合、各メンバーの生年月日は開示されず、各メンバーが20歳以上であることだけが証明される。 In the group certificate, for example, the ID of the group member (or the user name arbitrarily set for the user, etc.) and the number of people, and the items specified as shared information (participation conditions, etc.) at the time of group creation are displayed. Since it is proved that all the members of the group meet the participation conditions and the personal information of each member is not disclosed, unnecessary personal information will not be disclosed to a third party. For example, in the case of the participation condition of "20 years old or older", the date of birth of each member is not disclosed, and only it is proved that each member is 20 years old or older.
 また、グループと団体契約等を行うサービス事業者の店舗に訪れたユーザが、グループ証明書をユーザの利用者端末10に表示し、店舗の店員に見せるようにしてもよい。図10は、グループ証明書の提示例について説明する図である。図10に示す例では、グループ向けのサービスを提供する事業者(例えば旅行会社)の店舗を訪れたユーザA(グループ作成者)(ユーザID:AAAA)が、自身の利用者端末10Aを用いて、グループ証明書が表示される画面712を店舗のスタッフに提示してもよい。画面712には、QRコード(登録商標)が表示されていてもよく、スタッフがバーコードリーダーによりQRコードを読み取ることで、店舗側がグループ証明書のデータ(例えばXML等の電子的に読み取り可能なデータ形式)を取得することが可能となる。ここでは一例としてQRコードを用いたが、本実施形態はこれに限定されず、一次元バーコードを用いてもよいし、URLを用いてもよい。 Further, a user who visits a store of a service provider who makes a group contract with the group may display the group certificate on the user terminal 10 of the user and show it to the store clerk. FIG. 10 is a diagram illustrating an example of presenting a group certificate. In the example shown in FIG. 10, a user A (group creator) (user ID: AAAA) who visits a store of a business operator (for example, a travel agency) that provides a service for a group uses his / her own user terminal 10A. , The screen 712 on which the group certificate is displayed may be presented to the staff of the store. A QR code (registered trademark) may be displayed on the screen 712, and the staff can read the QR code with a barcode reader so that the store can electronically read the data of the group certificate (for example, XML). Data format) can be obtained. Here, a QR code is used as an example, but the present embodiment is not limited to this, and a one-dimensional barcode may be used or a URL may be used.
 また、ユーザAが旅行会社のホームページ上から団体向けの旅行や旅行保険の申し込み等を行う際に、所定の入力欄に、グループ証明書のURLを入力し、旅行会社側でグループ証明書のデータを取得できるようにしてもよい。 In addition, when user A makes a trip for a group or applies for travel insurance from the travel agency's homepage, he / she inputs the URL of the group certificate in the predetermined input field, and the travel agency side inputs the data of the group certificate. May be made available.
 以上、グループ証明書の提示例について説明した。 The example of presenting the group certificate has been explained above.
 <3-5.グループ出金処理の具体例>
 図11は、本実施形態によるグループ出金処理の具体例を示すシーケンス図である。グループの共同財布からの出金は、設定された出金方法(指定ユーザ(ユーザIDの特定)、証明書、パスワード等により出金権限が確認された者)により行われる。
<3-5. Specific example of group withdrawal processing>
FIG. 11 is a sequence diagram showing a specific example of group withdrawal processing according to the present embodiment. Withdrawals from the group's shared wallet are made by the set withdrawal method (designated user (identification of user ID), certificate, withdrawal authority confirmed by password, etc.).
 具体的には、まず、出金権限を有するユーザが、利用者端末10Aから本システムにログインしてサーバ20に対して出金リクエストを送信する(ステップS303)。ここでは一例として、グループ作成時に作成者が「出金方法:指定ユーザ」としてグループ作成者(自分)を指定ユーザとして登録した場合を想定する。 Specifically, first, a user having withdrawal authority logs in to this system from the user terminal 10A and sends a withdrawal request to the server 20 (step S303). Here, as an example, it is assumed that the creator registers the group creator (self) as the designated user as "withdrawal method: designated user" at the time of group creation.
 次に、サーバ20の入出金管理部224は、出金権限を有する者であるか否かを確認し(ここでは、ユーザIDの確認)、出金権限を有する者であれば出金を許可する通知を行う(ステップS306)。 Next, the deposit / withdrawal management unit 224 of the server 20 confirms whether or not the person has the withdrawal authority (here, the confirmation of the user ID), and if the person has the withdrawal authority, the withdrawal is permitted. (Step S306).
 次いで、利用者端末10Aは、ユーザ操作に従ってグループの共同財布から出金する額を指定する(ステップS309)。 Next, the user terminal 10A specifies the amount to be withdrawn from the group's common wallet according to the user operation (step S309).
 次に、入出金管理部224は、ウォレットサービスシステム30に対して、グループ22の共同財布32から、ユーザAの個人財布34に出金するよう依頼し(ステップS312)、ウォレットサービスシステム30により出金処理が行われる(ステップS315)。なお、ここでは一例として、例えばユーザAがグループの旅行代金や団体保険料の支払い等を行う際に、まずはグループの共同財布からユーザAの個人財布に必要額を入金し、ユーザが個人財布から旅行会社等の契約先に支払うことが想定される。また、ユーザAは、グループの共同財布32から直接、旅行会社等の契約先に支払い(電子決済)を行うよう出金依頼を行ってもよい。 Next, the deposit / withdrawal management unit 224 requests the wallet service system 30 to withdraw money from the common wallet 32 of the group 22 to the personal wallet 34 of the user A (step S312), and withdraws by the wallet service system 30. Gold processing is performed (step S315). Here, as an example, for example, when user A pays a group travel fee or group insurance premium, the required amount is first deposited from the group's common wallet into user A's personal wallet, and the user uses the personal wallet. It is expected to pay to contractors such as travel agencies. Further, the user A may make a withdrawal request to make a payment (electronic payment) directly from the group's common wallet 32 to a contractor such as a travel agency.
 ここで、グループから出金を行う際の画面例について説明する。図12は、グループ出金時の画面表示例を示す図である。図12左に示す画面714は、利用者端末10Aの表示部150に表示される出金画面の一例である。画面714では、グループの共同財布の残高や、設定された出金方法が表示される。ユーザは、画面714に、出金額および出金理由を入力し、出金ボタン7121を選択する。出金ボタン7121の選択に応じて、サーバ20は指定された出金額の出金をウォレットサービスシステム30に依頼する。そしてウォレットサービスシステム30においてグループの共同財布からの出金が完了すると、利用者端末10Aの表示部150に、図12右に示すような出金結果を表示する画面716が表示される。 Here, an example of a screen when making a withdrawal from a group will be explained. FIG. 12 is a diagram showing an example of screen display at the time of group withdrawal. The screen 714 shown on the left side of FIG. 12 is an example of a withdrawal screen displayed on the display unit 150 of the user terminal 10A. On the screen 714, the balance of the group's common wallet and the set withdrawal method are displayed. The user inputs the withdrawal amount and the withdrawal reason on the screen 714, and selects the withdrawal button 7121. Depending on the selection of the withdrawal button 7121, the server 20 requests the wallet service system 30 to withdraw the specified withdrawal amount. When the withdrawal from the group's common wallet is completed in the wallet service system 30, the display unit 150 of the user terminal 10A displays a screen 716 displaying the withdrawal result as shown on the right side of FIG.
 以上、グループ出金処理の具体例について説明した。なお、図11に示す動作処理や、図12に示す画面例は、これに限定されない。例えば、図11に示す出金リクエスト(ステップS103)において出金額の指定を行い、入出金管理部224により出金権限の確認が行われた場合はそのままウォレットサービスシステム30に対して出金依頼が行われるようにしてもよい(ステップS312)。また、画面714において、所定の契約先等、支払先に第三者を設定してもよい。 The specific example of group withdrawal processing has been explained above. The operation process shown in FIG. 11 and the screen example shown in FIG. 12 are not limited to this. For example, if the withdrawal amount is specified in the withdrawal request (step S103) shown in FIG. 11 and the withdrawal authority is confirmed by the deposit / withdrawal management unit 224, the withdrawal request is sent to the wallet service system 30 as it is. It may be done (step S312). Further, on the screen 714, a third party may be set as a payee such as a predetermined contractor.
 <3-6.グループ退会処理の具体例>
 図13は、本実施形態によるグループ退会処理の具体例を示すシーケンス図である。グループメンバーは、いつでもグループから退会することが可能である。また、参加条件を満たしていないことが判明した場合は、サーバ20により自動的に退会処理が行われる。例えば、参加条件が「国内に居住」の場合に、グループ参加後に任意のタイミングで利用者端末10から本システムにログインが行われた際に利用者端末10から取得した位置情報や行動履歴により、ユーザが国内に居住していないことが判明した場合、サーバ20は、当該ユーザのユーザIDを削除してグループから脱退させる。また、グループ作成時に、「グループ退会時に返金あり」と設定されていた場合、改め設定された方法で返金額が算出され、退会するユーザの個人財布にグループの共同財布から出金が行われる。
<3-6. Specific example of group withdrawal processing>
FIG. 13 is a sequence diagram showing a specific example of the group withdrawal process according to the present embodiment. Group members can withdraw from the group at any time. If it is found that the participation conditions are not satisfied, the server 20 automatically performs the withdrawal process. For example, when the participation condition is "resident in Japan", the location information and action history acquired from the user terminal 10 when the user terminal 10 logs in to the system at any time after joining the group can be used. If it is found that the user does not reside in the country, the server 20 deletes the user ID of the user and leaves the group. If "Refund is available when the group is withdrawn" is set when the group is created, the refund amount is calculated by the method set again, and the withdrawal is made from the group's common wallet to the personal wallet of the user who withdraws.
 具体的には、まず、ユーザ(ここでは、例えばユーザID:DDDDのユーザD)が利用者端末10Dを操作してサーバ20にログインし、退会リクエストを送信する(ステップS403)。次いで、サーバ20は、退会時に残金に応じた返金を行う設定が改め行われていた場合、グループ22の共同財布32の残金を確認する(ステップS406)。返金額は、例えば「現在の残高×(ユーザが入金した額/入金額の総計)」としてもよい。すなわち、入金額の総計に対するユーザが入金した額の割合を、残高に乗算して返金額を算出してもよい。 Specifically, first, a user (here, for example, user ID: user D of DDDD) operates the user terminal 10D to log in to the server 20 and sends a withdrawal request (step S403). Next, the server 20 confirms the balance of the common wallet 32 of the group 22 when the setting for refunding according to the balance is changed at the time of withdrawal (step S406). The refund amount may be, for example, "current balance x (amount deposited by the user / total deposit amount)". That is, the refund amount may be calculated by multiplying the balance by the ratio of the amount deposited by the user to the total deposit amount.
 次に、サーバ20は、算出した返金額を利用者端末10Dに提示し(ステップS409)、利用者端末10Dから承認を得ると(ステップS412)、退会処理としてユーザID:DDDDを削除する。また、サーバ20は、ウォレットサービスシステム30に対して、共同財布32から、今回退会するユーザDの個人財布36に返金額を出金するよう依頼する(ステップS415)。 Next, the server 20 presents the calculated refund amount to the user terminal 10D (step S409), and when approval is obtained from the user terminal 10D (step S412), the user ID: DDDD is deleted as a withdrawal process. Further, the server 20 requests the wallet service system 30 to withdraw the refund amount from the shared wallet 32 to the personal wallet 36 of the user D who withdraws this time (step S415).
 そして、ウォレットサービスシステム30において、グループ22の共同財布32からユーザDの個人財布に返金が行われ(ステップS418)、退会処理が終了する。 Then, in the wallet service system 30, a refund is made from the shared wallet 32 of the group 22 to the personal wallet of the user D (step S418), and the withdrawal process is completed.
 ここで、グループから退会する際の画面例について説明する。図14は、グループ退会時の画面表示例を示す図である。図14左に示す画面718は、利用者端末10の表示部150に表示される退会画面の一例である。画面718では、例えばグループの共同財布の残高や、返金額が表示される。ユーザは内容を確認の上、退会ボタン7141を選択して退会の申し込みを行う。退会が完了すると、利用者端末10Aの表示部150には、図14右に示すような退会完了を通知する画面720が表示される。出金先「DDDD」は、今回退会を行ったユーザのユーザIDである。 Here, an example of a screen when withdrawing from a group will be explained. FIG. 14 is a diagram showing an example of a screen display when the group withdraws from the membership. The screen 718 shown on the left side of FIG. 14 is an example of a withdrawal screen displayed on the display unit 150 of the user terminal 10. On the screen 718, for example, the balance of the group's common wallet and the refund amount are displayed. After confirming the contents, the user selects the withdrawal button 7141 to apply for withdrawal. When the withdrawal is completed, the display unit 150 of the user terminal 10A displays a screen 720 notifying the completion of withdrawal as shown on the right side of FIG. The withdrawal destination "DDDD" is the user ID of the user who has withdrawn this time.
 以上、グループ退会処理の具体例について説明した。なお、図13に示す動作処理や、図14に示す画面例は、これに限定されない。例えば図13に示すステップS406~S418は、退会時に返金ありの場合のみ実施され得る。また、返金処理は、ウォレットサービスシステム30内での処理に限定されず、ウォレットサービスシステム30は、例えばユーザDが登録している他の電子決済システムと連携して返金を行ってもよい。 The specific example of group withdrawal processing has been explained above. The operation process shown in FIG. 13 and the screen example shown in FIG. 14 are not limited to this. For example, steps S406 to S418 shown in FIG. 13 can be performed only when there is a refund at the time of withdrawal. Further, the refund process is not limited to the process in the wallet service system 30, and the wallet service system 30 may perform a refund in cooperation with another electronic payment system registered by the user D, for example.
 <<4.補足>>
 上述したように、本開示の実施形態による情報処理装置では、参加条件を満たすユーザにより形成されるグループの利便性を高めることが可能となる。
<< 4. Supplement >>
As described above, in the information processing apparatus according to the embodiment of the present disclosure, it is possible to enhance the convenience of the group formed by the users who satisfy the participation conditions.
 以上、添付図面を参照しながら本開示の好適な実施形態について詳細に説明したが、本技術はかかる例に限定されない。本開示の技術分野における通常の知識を有する者であれば、請求の範囲に記載された技術的思想の範疇内において、各種の変更例または修正例に想到し得ることは明らかであり、これらについても、当然に本開示の技術的範囲に属するものと了解される。 Although the preferred embodiments of the present disclosure have been described in detail with reference to the accompanying drawings, the present technology is not limited to such examples. It is clear that anyone with ordinary knowledge in the technical field of the present disclosure may come up with various modifications or modifications within the scope of the technical ideas set forth in the claims. Is, of course, understood to belong to the technical scope of the present disclosure.
 また、上述した情報処理システムのユースケースとしては、例えば以下の場合が挙げられる。例えば、グループ向けの保険に加入するために、加入条件を満たす参加者を募る場合、グループ旅行をする際に通行料などに必要なお金を予め集めて旅行中に支払いを行う場合、家族割引を申し込むために家族であることを証明する場合(行動履歴から同居を証明し得る)、自治体で保険に加入するために住人であることを証明する場合(行動履歴や住民票から証明し得る)、同じ社員寮に住んでいる者同士で自動車を共有するために、自動車の使用料や保険金を集める場合、レンタカーを借りるときに免許証の有無などメンバーの条件に応じた保険に加入する場合等が挙げられる。 Further, as a use case of the above-mentioned information processing system, for example, the following cases can be mentioned. For example, if you want to recruit participants who meet the enrollment conditions in order to take out insurance for a group, or if you collect money necessary for tolls etc. in advance when traveling in a group and pay during the trip, you can get a family discount. If you want to prove that you are a family member to apply (you can prove that you live together from your behavior history), or if you want to prove that you are a resident to get insurance in your municipality (you can prove that you are a resident from your behavior history or resident card). When collecting car usage fees and insurance money to share a car with people living in the same employee dormitory, when renting a car, when taking out insurance according to the member's conditions such as whether or not there is a license, etc. Can be mentioned.
 また、グループの参加者は、グループの共同財布からの出金に関する情報(出金額および出金日時等)を閲覧することが可能である。 In addition, group participants can view information regarding withdrawals from the group's common wallet (withdrawal amount, withdrawal date, etc.).
 また、上述した利用者端末10、またはサーバ20に内蔵されるCPU、ROM、およびRAM等のハードウェアに、利用者端末10、またはサーバ20の機能を発揮させるための1以上のコンピュータプログラムも作成可能である。また、当該1以上のコンピュータプログラムを記憶させたコンピュータ読み取り可能な記憶媒体も提供される。 In addition, one or more computer programs for exerting the functions of the user terminal 10 or the server 20 on the hardware such as the CPU, ROM, and RAM built in the user terminal 10 or the server 20 described above are also created. It is possible. Also provided is a computer-readable storage medium that stores the one or more computer programs.
 また、本明細書に記載された効果は、あくまで説明的または例示的なものであって限定的ではない。つまり、本開示に係る技術は、上記の効果とともに、または上記の効果に代えて、本明細書の記載から当業者には明らかな他の効果を奏しうる。 Further, the effects described in the present specification are merely explanatory or exemplary and are not limited. That is, the technique according to the present disclosure may exert other effects apparent to those skilled in the art from the description of the present specification, in addition to or in place of the above effects.
 なお、本技術は以下のような構成も取ることができる。
(1)
 ユーザによって設定されたグループの参加条件を記憶部に記憶してグループを作成する処理と、
 前記グループへの参加要求を行ったユーザが前記参加条件を満たすか否かを判断する処理と、
 前記参加条件を満たすユーザの識別情報を前記グループに対応付けて前記記憶部に記憶する処理と、
を行う制御部を備える、情報処理装置。
(2)
 前記制御部は、前記グループに参加する1以上のユーザが前記参加条件を満たすことを証明する証明書を生成する、前記(1)に記載の情報処理装置。
(3)
 前記証明書には、前記グループの作成時に設定された共有情報が含まれる、前記(2)に記載の情報処理装置。
(4)
 前記制御部は、前記証明書を、前記グループの作成時に設定された共有先に提示する、前記(2)または(3)に記載の情報処理装置。
(5)
 前記制御部は、前記参加条件を満たすか否かを判断するための情報を、前記ユーザの情報処理端末から取得する、前記(1)~(4)のいずれか1項に記載の情報処理装置。
(6)
 前記参加条件を満たすか否かを判断するための情報には、位置情報、行動履歴、電子証明書、個人プロフィール、アンケートへの回答、居所情報、投票結果、在籍状況の情報、所有状況の情報、資格情報、および所定のスコアの情報の少なくともいずれかが含まれる、前記(5)に記載の情報処理装置。
(7)
 前記制御部は、前記参加条件に参加費の入金が含まれている場合、前記ユーザの個人口座から参加費を引き落とし、前記グループの共同口座に入金する処理を行う、前記(1)~(6)のいずれか1項に記載の情報処理装置。
(8)
 前記制御部は、前記グループの作成時に設定された出金方法に従って、前記グループの共同口座からの出金を処理する、前記(1)~(7)のいずれか1項に記載の情報処理装置。
(9)
 前記制御部は、前記グループからの退会要求に応じて、前記ユーザの識別情報を削除することで退会処理を行う、前記(1)~(8)のいずれか1項に記載の情報処理装置。
(10)
 前記制御部は、前記グループの作成時に設定された返金額の算出方法に従って前記退会要求を行ったユーザに対して返金する返金額を算出し、前記グループの共同口座から返金額を引き落として前記ユーザの個人口座に入金する処理を行う、前記(9)に記載の情報処理装置。
(11)
 前記制御部は、前記ユーザの識別情報を、ログイン時に利用された他の認証サービスシステムから取得する、前記(1)~(10)のいずれか1項に記載の情報処理装置。
(12)
 プロセッサが、
 ユーザによって設定されたグループの参加条件を記憶部に記憶してグループを作成することと、
 前記グループへの参加要求を行ったユーザが前記参加条件を満たすか否かを判断することと、
 前記参加条件を満たすユーザの識別情報を前記グループに対応付けて前記記憶部に記憶することと、
を含む、情報処理方法。
(13)
 コンピュータを、
 ユーザによって設定されたグループの参加条件を記憶部に記憶してグループを作成する処理と、
 前記グループへの参加要求を行ったユーザが前記参加条件を満たすか否かを判断する処理と、
 前記参加条件を満たすユーザの識別情報を前記グループに対応付けて前記記憶部に記憶する処理と、
を行う制御部として機能させる、プログラム。
The present technology can also have the following configurations.
(1)
The process of creating a group by storing the participation conditions of the group set by the user in the storage unit,
A process of determining whether or not the user who has requested to join the group satisfies the participation condition, and
A process of associating the identification information of a user who satisfies the participation condition with the group and storing it in the storage unit.
An information processing device provided with a control unit for performing information processing.
(2)
The information processing device according to (1) above, wherein the control unit generates a certificate certifying that one or more users participating in the group satisfy the participation condition.
(3)
The information processing device according to (2) above, wherein the certificate includes shared information set at the time of creating the group.
(4)
The information processing device according to (2) or (3), wherein the control unit presents the certificate to a sharing destination set at the time of creating the group.
(5)
The information processing apparatus according to any one of (1) to (4), wherein the control unit acquires information for determining whether or not the participation condition is satisfied from the information processing terminal of the user. ..
(6)
Information for determining whether or not the participation conditions are met includes location information, behavior history, electronic certificates, personal profiles, questionnaire responses, whereabouts information, voting results, enrollment status information, and ownership status information. , The information processing apparatus according to (5) above, comprising at least one of credential information and information of a predetermined score.
(7)
When the participation condition includes payment of the participation fee, the control unit deducts the participation fee from the user's personal account and deposits the participation fee into the joint account of the group. The information processing apparatus according to any one of ().
(8)
The information processing device according to any one of (1) to (7) above, wherein the control unit processes withdrawals from the joint account of the group according to the withdrawal method set at the time of creating the group. ..
(9)
The information processing device according to any one of (1) to (8) above, wherein the control unit performs a withdrawal process by deleting the identification information of the user in response to a withdrawal request from the group.
(10)
The control unit calculates the refund amount to be refunded to the user who has made the withdrawal request according to the refund amount calculation method set at the time of creating the group, and withdraws the refund amount from the joint account of the group to the user. The information processing device according to (9) above, which processes the payment to the personal account of.
(11)
The information processing device according to any one of (1) to (10) above, wherein the control unit acquires the identification information of the user from another authentication service system used at the time of login.
(12)
The processor,
Creating a group by storing the participation conditions of the group set by the user in the storage unit,
To determine whether or not the user who requested to join the group meets the participation conditions.
The identification information of the user who satisfies the participation condition is associated with the group and stored in the storage unit.
Information processing methods, including.
(13)
Computer,
The process of creating a group by storing the participation conditions of the group set by the user in the storage unit,
A process of determining whether or not the user who has requested to join the group satisfies the participation condition, and
A process of associating the identification information of a user who satisfies the participation condition with the group and storing it in the storage unit.
A program that functions as a control unit that performs
 10(10A、10B) 利用者端末
 110 通信部
 120 制御部
 130 位置測位部
 140 操作入力部
 150 表示部
 160 記憶部
 20 サーバ
 210 通信部
 220 制御部
  222 グループ作成部
  224 入出金管理部
  226 参加条件判断部
  228 証明書生成部
 230 記憶部
 30 ウォレットサービスシステム
 40 認証局
 50 要求者端末
10 (10A, 10B) User terminal 110 Communication unit 120 Control unit 130 Positioning unit 140 Operation input unit 150 Display unit 160 Storage unit 20 Server 210 Communication unit 220 Control unit 222 Group creation unit 224 Deposit / withdrawal management unit 226 Participation condition judgment Department 228 Certificate generation unit 230 Storage unit 30 Wallet service system 40 Certificate authority 50 Requester terminal

Claims (13)

  1.  ユーザによって設定されたグループの参加条件を記憶部に記憶してグループを作成する処理と、
     前記グループへの参加要求を行ったユーザが前記参加条件を満たすか否かを判断する処理と、
     前記参加条件を満たすユーザの識別情報を前記グループに対応付けて前記記憶部に記憶する処理と、
    を行う制御部を備える、情報処理装置。
    The process of creating a group by storing the participation conditions of the group set by the user in the storage unit,
    A process of determining whether or not the user who has requested to join the group satisfies the participation condition, and
    A process of associating the identification information of a user who satisfies the participation condition with the group and storing it in the storage unit.
    An information processing device provided with a control unit for performing information processing.
  2.  前記制御部は、前記グループに参加する1以上のユーザが前記参加条件を満たすことを証明する証明書を生成する、請求項1に記載の情報処理装置。 The information processing device according to claim 1, wherein the control unit generates a certificate certifying that one or more users participating in the group satisfy the participation conditions.
  3.  前記証明書には、前記グループの作成時に設定された共有情報が含まれる、請求項2に記載の情報処理装置。 The information processing device according to claim 2, wherein the certificate includes shared information set at the time of creating the group.
  4.  前記制御部は、前記証明書を、前記グループの作成時に設定された共有先に提示する、請求項2に記載の情報処理装置。 The information processing device according to claim 2, wherein the control unit presents the certificate to a sharing destination set at the time of creating the group.
  5.  前記制御部は、前記参加条件を満たすか否かを判断するための情報を、前記ユーザの情報処理端末から取得する、請求項1に記載の情報処理装置。 The information processing device according to claim 1, wherein the control unit acquires information for determining whether or not the participation condition is satisfied from the information processing terminal of the user.
  6.  前記参加条件を満たすか否かを判断するための情報には、位置情報、行動履歴、電子証明書、個人プロフィール、アンケートへの回答、居所情報、投票結果、在籍状況の情報、所有状況の情報、資格情報、および所定のスコアの情報の少なくともいずれかが含まれる、請求項5に記載の情報処理装置。 Information for determining whether or not the participation conditions are met includes location information, behavior history, electronic certificates, personal profiles, questionnaire responses, whereabouts information, voting results, enrollment status information, and ownership status information. , Credentials, and information processing device according to claim 5, wherein at least one of the information of a predetermined score is included.
  7.  前記制御部は、前記参加条件に参加費の入金が含まれている場合、前記ユーザの個人口座から参加費を引き落とし、前記グループの共同口座に入金する処理を行う、請求項1に記載の情報処理装置。 The information according to claim 1, wherein the control unit deducts the participation fee from the user's personal account and deposits the participation fee into the joint account of the group when the participation condition includes payment of the participation fee. Processing equipment.
  8.  前記制御部は、前記グループの作成時に設定された出金方法に従って、前記グループの共同口座からの出金を処理する、請求項1に記載の情報処理装置。 The information processing device according to claim 1, wherein the control unit processes withdrawals from the joint account of the group according to the withdrawal method set at the time of creating the group.
  9.  前記制御部は、前記グループからの退会要求に応じて、前記ユーザの識別情報を削除することで退会処理を行う、請求項1に記載の情報処理装置。 The information processing device according to claim 1, wherein the control unit performs a withdrawal process by deleting the identification information of the user in response to a withdrawal request from the group.
  10.  前記制御部は、前記グループの作成時に設定された返金額の算出方法に従って前記退会要求を行ったユーザに対して返金する返金額を算出し、前記グループの共同口座から返金額を引き落として前記ユーザの個人口座に入金する処理を行う、請求項9に記載の情報処理装置。 The control unit calculates the refund amount to be refunded to the user who has made the withdrawal request according to the refund amount calculation method set at the time of creating the group, and withdraws the refund amount from the joint account of the group to the user. The information processing apparatus according to claim 9, which processes the payment to the personal account of the above.
  11.  前記制御部は、前記ユーザの識別情報を、ログイン時に利用された他の認証サービスシステムから取得する、請求項1に記載の情報処理装置。 The information processing device according to claim 1, wherein the control unit acquires the identification information of the user from another authentication service system used at the time of login.
  12.  プロセッサが、
     ユーザによって設定されたグループの参加条件を記憶部に記憶してグループを作成することと、
     前記グループへの参加要求を行ったユーザが前記参加条件を満たすか否かを判断することと、
     前記参加条件を満たすユーザの識別情報を前記グループに対応付けて前記記憶部に記憶することと、
    を含む、情報処理方法。
    The processor,
    Creating a group by storing the participation conditions of the group set by the user in the storage unit,
    To determine whether or not the user who requested to join the group meets the participation conditions.
    The identification information of the user who satisfies the participation condition is associated with the group and stored in the storage unit.
    Information processing methods, including.
  13.  コンピュータを、
     ユーザによって設定されたグループの参加条件を記憶部に記憶してグループを作成する処理と、
     前記グループへの参加要求を行ったユーザが前記参加条件を満たすか否かを判断する処理と、
     前記参加条件を満たすユーザの識別情報を前記グループに対応付けて前記記憶部に記憶する処理と、
    を行う制御部として機能させる、プログラム。
    Computer,
    The process of creating a group by storing the participation conditions of the group set by the user in the storage unit,
    A process of determining whether or not the user who has requested to join the group satisfies the participation condition, and
    A process of associating the identification information of a user who satisfies the participation condition with the group and storing it in the storage unit.
    A program that functions as a control unit that performs
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