WO2022017152A1

WO2022017152A1 - Resource transfer method and apparatus, computer device, and storage medium

Info

Publication number: WO2022017152A1
Application number: PCT/CN2021/103977
Authority: WO
Inventors: 陈东鹏
Original assignee: 深圳市声扬科技有限公司
Priority date: 2020-07-24
Filing date: 2021-07-01
Publication date: 2022-01-27
Also published as: CN111598577A; CN111598577B

Abstract

The present application relates to a resource transfer method and apparatus, a computer device, and a storage medium. The method comprises: after it is detected that a resource transfer application is opened, monitoring a voice instruction used for triggering resource transfer processing; performing intention analysis on the monitored voice instruction to obtain resource transfer element information; generating an information confirmation prompt voice according to the resource transfer element information and playing back the information confirmation prompt voice; the information confirmation prompt voice being used for prompting to perform accuracy confirmation on the resource transfer element information; receiving a voice instruction which is input after the accuracy confirmation is successful and is used for performing resource transfer confirmation; extracting voiceprint features from at least one previous voice instruction, and verifying resource transfer permission according to the voiceprint features; and performing resource transfer processing according to the resource transfer element information after the permission verification is successful. The resource transfer efficiency can be improved by using the present method.

Description

Resource transfer method, apparatus, computer equipment and storage medium

technical field

The present application relates to the field of computer technology, and in particular, to a resource transfer method, apparatus, computer device and storage medium.

Background technique

With the development of science and technology, more and more resources are transferred through the Internet, which provides a lot of convenience for people's daily life. For example, people can make payments or transfers through some public payment platforms (such as WeChat Pay) or financial platforms (such as mobile banking).

In the traditional technology, during the resource transfer operation, the user needs to log in to the resource transfer platform first, then manually find the resource transfer entry, then manually fill in the relevant information of the resource transfer, and finally manually enter the verification information using the traditional verification method (for example: SMS verification code, payment password and fingerprint, etc.) for authentication. This traditional method, which requires manual operations for many times, makes the operation process of the entire resource transfer relatively cumbersome, resulting in a relatively low efficiency of resource transfer. Especially when the user holds a lot of things in his hand and it is inconvenient to perform repeated manual operations, it is even more inconvenient to complete such a resource transfer operation process.

SUMMARY OF THE INVENTION

Based on this, it is necessary to provide a resource transfer method, apparatus, computer equipment and storage medium that can improve the efficiency of resource transfer in response to the above technical problems.

A resource transfer method, the method comprising:

After detecting that the resource transfer application is opened, listen to the voice instruction used to trigger the resource transfer process;

Perform intent analysis on the detected voice command to obtain resource transfer element information;

According to the resource transfer element information, an information confirmation prompt voice is generated and played; the information confirmation prompt voice is used to prompt the accuracy of the resource transfer element information to be confirmed;

Receive a voice command entered after the accuracy confirmation is passed and used for resource transfer confirmation;

Extracting voiceprint features from at least one of the preceding voice instructions, and verifying the resource transfer authority according to the voiceprint features;

After the authority verification is passed, the resource transfer process is performed according to the resource transfer element information.

In one of the embodiments, performing intent analysis on the heard voice instruction to obtain resource transfer element information includes:

Perform intent analysis on the detected voice command to obtain intent information;

extracting resource transfer element information in the intent information;

When there is no shortage of resource transfer element information for resource transfer in the extracted resource transfer element information, then according to the extracted resource transfer element information, the operation of generating and playing the information confirmation prompt voice according to the resource transfer element information is performed. step.

In one of the embodiments, performing intent analysis on the intercepted voice instruction to obtain intent information includes:

Perform voice recognition on the detected voice command to obtain corresponding text content;

Perform natural language understanding processing on the text content, and identify the intention information expressed by the text content.

In one of the embodiments, performing intent analysis on the heard voice instruction to obtain resource transfer element information further includes:

When the extracted resource transfer element information lacks resource transfer element information for resource transfer, an information supplementary prompt voice is generated and played; the information supplement prompt voice is used to prompt and supplement the missing resource transfer element information ;

receiving resource transfer element information supplemented in response to the information supplement prompt voice;

The generating and playing an information confirmation prompt voice according to the resource transfer element information includes:

Based on the resource transfer element information extracted from the intention information and the supplemented resource transfer element information, an information confirmation prompt voice is generated and played.

In one of the embodiments, the receiving the resource transfer element information supplemented by the prompt voice in response to the information supplement includes:

receiving a voice instruction for supplementing information input in response to the information supplementing prompt voice;

From the voice instruction for supplementary information, the supplemented resource transfer element information is extracted.

In one of the embodiments, the resource transfer element information extracted from the intention information includes a resource transfer type;

Before the receiving the resource transfer element information supplemented by the prompt voice in response to the information supplement, the method further includes:

Displaying a resource transfer operation interface corresponding to the resource transfer type;

The receiving the resource transfer element information supplemented in response to the information supplementing prompt voice includes:

Obtaining resource transfer element information based on the resource transfer operation interface obtained in the resource transfer operation interface and prompted and supplemented by the information supplement prompt voice.

In one embodiment, the obtaining is based on the resource transfer element information obtained in the resource transfer operation interface and prompted and supplemented by the information supplement prompt voice, including:

Receive a resource transfer graphic code generation instruction based on the resource transfer operation interface, and generate and display a resource transfer graphic code;

Obtain the resource transfer element information supplemented by the resource transfer object by scanning the resource transfer graphic code; the resource transfer object is the object to which the resource transfer value needs to be transferred.

In one of the embodiments, when the extracted resource transfer element information lacks resource transfer element information for resource transfer, generating an information supplementary prompt voice and playing it includes:

When the extracted resource transfer element information lacks the resource transfer object, the first information supplementary prompt voice is synthesized and played; the first information supplementary prompt voice is used to prompt and supplement the missing resource transfer object.

When the extracted resource transfer element information lacks the resource transfer value, the second information supplementary prompt voice is synthesized and played; the second information supplementary prompt voice is used to prompt and supplement the missing resource transfer value.

When the extracted resource transfer element information lacks the resource transfer value and the resource transfer object, the third information supplementary prompt voice is synthesized and played; the third information supplementary prompt voice is used to prompt and supplement the missing resource transfer value and resource transfer object.

In one of the embodiments, the verifying the resource transfer authority according to the voiceprint feature includes:

Perform voiceprint matching verification on the extracted voiceprint feature and the registered voiceprint feature, and perform sound authenticity detection on at least one of the preceding voice commands;

When the voiceprint matching verification passes and the voice authenticity detection passes, it is determined that the resource transfer authority verification passes.

In one embodiment, the method further includes:

When the resource transfer permission fails to be verified based on the voiceprint feature, switch to the interface interactive verification mode;

In the interface interactive verification mode, generating and displaying an interactive interface for inputting verification information;

The authority verification information input in the interactive interface is acquired, and after the authority verification information is verified, the resource transfer process is performed according to the resource transfer element information.

In one embodiment, the resource transfer element information includes a resource transfer value and a resource transfer object;

The performing resource transfer processing according to the resource transfer element information includes:

The resource transfer value specified in the resource transfer element information is transferred to the resource transfer object specified in the resource transfer element information.

A resource transfer device, the device includes:

The listening module is used to listen to the voice instruction used to trigger the resource transfer process after detecting that the resource transfer application is opened;

an intent parsing module, configured to perform intent parsing on the intercepted voice command to obtain resource transfer element information;

The information confirmation module is used to generate and play the information confirmation prompt voice according to the resource transfer element information; the information confirmation prompt voice is used to prompt the accuracy confirmation of the resource transfer element information; The voice command entered later and used to confirm the resource transfer;

a verification module for extracting a voiceprint feature from at least one of the preceding voice instructions, and verifying the resource transfer authority according to the voiceprint feature;

The resource transfer module is configured to perform resource transfer processing according to the resource transfer element information after the authority verification is passed.

A computer device includes a memory and a processor, wherein a computer program is stored in the memory, and when the computer program is executed by the processor, the processor causes the processor to execute the resource transfer methods described in the embodiments of the present application. A step of.

A computer-readable storage medium, where a computer program is stored on the computer-readable storage medium, and when the computer program is executed by a processor, the processor causes the processor to execute the methods in the resource transfer methods described in the embodiments of the present application. step.

The above resource transfer method, device, computer equipment and storage medium, after detecting that the resource transfer application is opened, listen to the voice command used to trigger the resource transfer process, perform intent analysis on the detected voice command, and obtain the resource transfer element Then, according to the resource transfer element information, the information confirmation prompt voice is generated and played, and the voice command input after the accuracy confirmation is passed and used for the resource transfer confirmation is received, and then the voice command is extracted from at least one previous voice command. According to the voiceprint feature, the resource transfer authority is verified. After the authority verification is passed, the resource transfer process is performed according to the resource transfer element information. The entire resource transfer process can be completed in the form of voice dialogue without manual operation, which improves the convenience of resource transfer and thus improves the efficiency of resource transfer.

Description of drawings

Fig. 1 is the application environment diagram of the resource transfer method in one embodiment;

2 is a schematic flowchart of a resource transfer method in one embodiment;

3 is a schematic flowchart of a resource transfer method in one embodiment;

4 is a structural block diagram of a resource transfer apparatus in an embodiment;

5 is a structural block diagram of a resource transfer apparatus in another embodiment;

FIG. 6 is a diagram of the internal structure of a computer device in one embodiment.

detailed description

In order to make the purpose, technical solutions and advantages of the present application more clearly understood, the present application will be described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present application, but not to limit the present application.

The resource transfer method provided in this application can be applied to the application environment shown in FIG. 1 . The user 102 instructs the terminal 104 to perform the resource transfer process by inputting a voice command by speaking. The terminal 104 receives the voice command of the user 102, plays the voice to give an operational prompt to the user 102, and performs resource transfer processing according to the voice command. Wherein, the terminal 104 can be, but is not limited to, various personal computers, notebook computers, smart phones, tablet computers and portable wearable devices.

In one embodiment, as shown in FIG. 2, a resource transfer method is provided, and the method is applied to the terminal in FIG. 1 as an example for description, including the following steps:

S202, after detecting that the resource transfer application is opened, listen for a voice instruction for triggering the resource transfer process.

Among them, the resource transfer application is an application for performing resource transfer processing and installed in the terminal. The resource transfer process refers to the process of transferring resources. For example, payment, transfer or giving (for example, giving virtual gifts or virtual items such as red envelopes), etc. The voice command is the command input by the user by speaking.

In one embodiment, after detecting that the resource transfer application is opened, the terminal triggers and listens to the voice command for triggering the resource transfer process, and executes steps S204 and S204 until the voice command for triggering the resource transfer process is detected. Next steps.

In one embodiment, the voice command used to trigger the resource transfer process may be a short command containing only the resource transfer type (for example: "I want to transfer", "I want to pay", "WeChat payment" or "Alipay payment" etc.), or it can be a long command that includes other resource transfer element information in addition to the resource transfer type (for example: "I want to transfer 5,000 yuan to Zhang San" or "I want to pay 4 yuan with WeChat", etc.).

In one embodiment, when the user does not input a voice instruction for triggering the resource transfer process, but chooses to manually input information or obtain information by using the resource transfer graphic code, the terminal receives the resource manually input by the user or obtained by using the resource transfer graphic code The transfer element information directly performs resource transfer processing according to the received resource transfer element information.

S204: Perform intent analysis on the detected voice command to obtain resource transfer element information.

Among them, the intent analysis is a process of analyzing the intent expressed in the voice command. Resource transfer element information is information that must be specified for resource transfer processing.

In one embodiment, the resource transfer element information may include at least one of a resource transfer type, a resource transfer object, and a resource transfer value. In one embodiment, the resource transfer element information may be represented in the form of a triple (resource transfer type, resource transfer object, resource transfer value).

In one embodiment, when the resource transfer element information for resource transfer is missing in the resource transfer element information obtained by performing intent analysis on the voice command used to trigger the resource transfer process, the terminal may prompt the user to supplement Resource transfer element information, obtain the resource transfer element information supplemented by the user, and then perform step S206 and subsequent steps.

In another embodiment, when the resource transfer element information for resource transfer is not lacking in the resource transfer element information obtained by performing intent analysis on the voice command used to trigger the resource transfer process, no supplementation is required. information, directly execute step S206 and subsequent steps.

S206, according to the resource transfer element information, generate an information confirmation prompt voice and play it; the information confirmation prompt voice is used to prompt the accuracy of the resource transfer element information to be confirmed.

Specifically, the terminal performs speech synthesis according to the resource transfer element information, and generates an information confirmation prompt voice. Speech synthesis is the conversion of text into speech.

In one embodiment, the information confirmation prompt voice may include at least one of resource transfer element information and a prompt sentence for asking whether to confirm the resource transfer element information. For example, the information confirmation prompt voice can be "Do you confirm to transfer 5,000 yuan to Zhang San", where "Zhang San", "transfer" and "5,000 yuan" are the information of the resource transfer elements, and "do you confirm" is the use of Prompt statement for asking whether to confirm the resource transfer element information.

S208: Receive a voice instruction input after the accuracy confirmation is passed and used for resource transfer confirmation.

Among them, the resource transfer confirmation is to confirm that the resource transfer process is performed according to the resource transfer element information.

Specifically, after hearing the information confirmation prompt voice played by the terminal, the user checks whether the resource transfer element information is accurate according to the resource transfer element information played in the information confirmation prompt voice. In one embodiment, when the user confirms that the resource transfer element information is correct, the user inputs a voice command for resource transfer confirmation by speaking, and the terminal receives the voice command input by the user for resource transfer confirmation.

In another embodiment, when the user finds that the resource transfer element information is incorrect after checking, the user inputs a voice instruction for changing the resource transfer element information or for ending the resource transfer by speaking. When the terminal receives a voice instruction input by the user for modifying the resource transfer element information, the terminal performs the modification operation according to the user's instruction. When the terminal receives a voice instruction (such as "end" or "exit", etc.) input by the user for ending resource transfer, it exits the resource transfer process. In another embodiment, when the terminal does not receive the voice instruction input by the user within the preset time, the information confirmation prompt voice is played again to prompt the user to confirm the accuracy of the resource transfer element information.

In one embodiment, the voice command used to confirm the resource transfer can be a voice command generated by the user's arbitrary speech (for example: "Yes, that's right", "Confirm payment" or "Confirm there is no problem", etc.), When the terminal performs intent analysis on the voice instruction and obtains that the voice instruction contains a confirmation intent, the terminal determines that the voice instruction for confirming the resource transfer has been received.

In another embodiment, the terminal may play the message confirmation prompt voice to prompt the user what kind of voice command should be input to confirm the resource transfer. For example, the message confirmation prompt voice can be "Do you confirm to transfer 5,000 yuan to Zhang San, if you confirm, please say "Yes", if not, please say "No"". The user confirms the prompt voice according to the information played by the terminal, and feeds back the specified voice command. For example, in the above example, when the user answers "yes", the terminal determines to receive a voice instruction for confirming the resource transfer.

S210, extract a voiceprint feature from at least one previous voice instruction, and verify the resource transfer authority according to the voiceprint feature.

Among them, the voiceprint feature is used to represent the characteristics of the voice of different speakers. That is, the voiceprint features of speech input by different speakers (ie, users) are different. The preceding at least one voice command refers to at least one of the voice commands in all steps before this step, that is, all or part of the voice commands in all steps before this step.

Specifically, the terminal can extract voiceprint features from at least one previous voice command, perform matching verification on the extracted voiceprint features, and perform sound authenticity detection on at least one previous voice command. After the pattern matching verification is passed and the sound authenticity test is passed, it is determined that the resource transfer authority verification is passed.

In one embodiment, the previous voice command may include a voice command for triggering resource transfer processing and a voice command for performing resource transfer confirmation. In another embodiment, when the resource transfer element information for performing resource transfer is missing from the extracted resource transfer element information, the previous voice instruction, in addition to the voice instruction for triggering the resource transfer process and the voice instruction for performing resource transfer In addition to the voice instructions for transfer confirmation, voice instructions for supplementary information may also be included.

It can be understood that the preceding at least one voice command may be all or part of the voice commands in all steps before this step. For example, if the user has input three voice commands in all steps before this step, the terminal can only verify the resource transfer authority for any one of the three voice commands. It is understood that which voice command to choose can be set by the user , for example, the user sets to select the first voice command or the last voice command or other voice commands for verification, or the terminal randomly selects any voice command from all voice commands input by the user for verification. Or the terminal can perform resource transfer authority verification for any two voice commands among the three voice commands, and it can be understood that which two voice commands are selected can be set by the user, such as the user setting to select the first voice command and the last voice command. One voice command is used for verification, or the terminal randomly selects two voice commands from all voice commands input by the user for verification. Or the terminal performs resource transfer authority verification for all voice commands in the three voice commands, that is, each voice command, so as to further improve the security in the resource transfer process.

S212, after the authority verification is passed, perform resource transfer processing according to the resource transfer element information.

In one embodiment, the resource transfer element information may include a resource transfer type, a resource transfer object, and a resource transfer value. After the authority verification is passed, the terminal can transfer the resource transfer value to the resource transfer object according to the transfer method corresponding to the resource transfer type.

In the above resource transfer method, after it is detected that the resource transfer application is opened, the voice command used to trigger the resource transfer process is listened to, and the intention analysis is performed on the detected voice command to obtain the resource transfer element information, and then according to the resource transfer element information, generate the information confirmation prompt voice and play it, receive the voice command input after the accuracy confirmation is passed and used for the confirmation of resource transfer, then extract the voiceprint feature from at least one previous voice command, and according to the voiceprint The feature verifies the resource transfer authority, and after the authority verification is passed, the resource transfer process is performed according to the resource transfer element information. The entire resource transfer process can be completed in the form of voice dialogue without manual operation, which improves the convenience of resource transfer and thus improves the efficiency of resource transfer. In addition, the resource transfer authority verification is performed on the preceding at least one voice command, which can ensure the security during the resource transfer process.

In addition, the traditional method of relying on the user to manually perform the resource transfer operation, in the case of inconvenient user operation, is likely to cause too many operation errors, thereby causing unnecessary system resource consumption due to the response to the wrong operation. Resource transfer does not require or reduces the manual operation of users, which reduces the difficulty of operation, thereby avoiding or reducing unnecessary waste of system resources caused by wrong operations.

In one embodiment, step S204 specifically includes the following steps: performing intent analysis on the detected voice instruction to obtain intent information; extracting resource transfer element information in the intent information; When the resource transfer element information of the resource transfer is performed, step S206 is executed according to the extracted resource transfer element information.

Among them, the intent information is the key information that can express the intent contained in the detected voice command. For example: keywords contained in the detected voice command. The resource transfer element information for performing resource transfer is resource transfer element information necessary for resource transfer.

Specifically, the terminal performs intent analysis on the detected voice command to obtain intent information, and then extracts resource transfer element information for resource transfer from the intent information. For example, if the resource transfer element information used for resource transfer is a triple (resource transfer type, resource transfer object, resource transfer value), then at least one of the resource transfer type, resource transfer object and resource transfer value is extracted from the intent information. A sort of. When the extracted resource transfer element information does not lack resource transfer element information for resource transfer (that is, the extracted resource transfer element information includes all resource transfer element information for resource transfer), then execute step S206 Based on the extracted resource transfer element information, an information confirmation prompt voice is generated and played. For example: when the extracted resource transfer element information includes all of the resource transfer type, resource transfer object and resource transfer value, then according to the extracted resource transfer type, resource transfer object and resource transfer value, a message confirmation prompt voice is generated and played .

In this embodiment, when there is no shortage of resource transfer element information for resource transfer in the extracted resource transfer element information, according to the extracted resource transfer element information, an information confirmation prompt voice is generated and played, which can be in the form of voice dialogue. , to quickly determine the information of resource transfer elements, so as to carry out resource transfer conveniently and improve the efficiency of resource transfer.

In one embodiment, the step of performing intent analysis on the detected voice command to obtain the intent information specifically includes the following steps: performing speech recognition on the detected voice command to obtain corresponding text content; Language understanding processing, identifying the intent information expressed by the text content.

Among them, voice recognition is a process of recognizing voice data in voice commands as text content. Natural language understanding processing is the processing of understanding the intention expressed by the text content.

In this embodiment, the terminal can quickly and accurately obtain the intention information expressed by the voice command by performing voice recognition on the voice command, and then performing natural language processing on the recognized text content.

In one embodiment, step S204 further includes the following steps: when the resource transfer element information for resource transfer is missing from the extracted resource transfer element information, an information supplementary prompt voice is generated and played; the information supplementary prompt voice is used for The prompt supplements the missing resource transfer element information; and the resource transfer element information supplemented in response to the information supplement prompt voice is received. Step S206 specifically includes the following steps: according to the resource transfer element information extracted from the intention information and the supplemented resource transfer element information, generating an information confirmation prompt voice and playing it.

Specifically, when the resource transfer element information for resource transfer is missing from the extracted resource transfer element information (that is, the extracted resource transfer element information does not include all the resource transfer element information for resource transfer), The terminal can synthesize the information to supplement the prompt voice and play it according to the missing resource transfer element information. For example: the resource transfer element information used for resource transfer is a triple (resource transfer type, resource transfer object, resource transfer value), assuming that the voice command used to trigger the resource transfer process is "I want to transfer", the The resource transfer element information extracted from the voice command only contains the resource transfer type of "transfer", and the resource transfer object and resource transfer value are missing, and the terminal synthesizes the information used to prompt and supplement the missing resource transfer object and resource transfer value. The supplementary prompt voice is played and played, for example, the information supplement prompt voice can be "please supplement the transfer object and transfer amount".

In one embodiment, after hearing the information supplementation prompt voice played by the terminal, the user can input a voice instruction for supplementing information by speaking to supplement the missing resource transfer element information. The terminal may receive a voice instruction for supplementary information input by the user.

In another embodiment, the terminal can also display a resource transfer operation interface. After the user hears the information supplementary prompt voice played by the terminal, the user can supplement the missing resource transfer element information based on the resource transfer operation interface. The terminal may receive the missing resource transfer element information supplemented by the user based on the resource transfer operation interface.

In one embodiment, when the resource transfer element information obtained by the user in response to the information supplementation prompt voice is still lacking in the resource transfer element information used for resource transfer, the terminal generates the information supplement prompt voice again and plays it to The user is prompted to supplement the missing resource transfer element information until all the resource transfer element information used for resource transfer is completed.

In this embodiment, when the resource transfer element information for resource transfer is missing from the extracted resource transfer element information, the terminal can intelligently prompt the user to supplement the missing resource transfer element information by voice, which improves the convenience of resource transfer. , thereby improving the efficiency of resource transfer.

In one embodiment, the step of receiving the resource transfer element information supplemented in response to the information supplement prompt voice specifically includes the following steps: receiving a voice instruction for supplementing information input in response to the information supplement prompt voice; In the voice command of the information, the supplementary resource transfer element information is extracted.

Specifically, after hearing the information supplement prompt voice played by the terminal, the user can prompt the supplementary resource transfer element information according to the information supplement prompt voice, and input a voice instruction for supplementing the missing resource transfer element information by speaking. For example, when the resource transfer element information prompted in the information supplement prompt voice is the resource transfer object and the resource transfer value, the voice command input by the user for supplementing the information may be "Give Zhang San 5,000 yuan". The terminal receives the voice command for supplementary information input by the user in response to the information supplementary prompt voice, and then performs voice recognition on the voice command for supplementary information to obtain the corresponding text content, and then performs natural language understanding processing on the text content to recognize The intent information expressed by the text content, and then the supplementary resource transfer element information is extracted from the intent information. For example, the resource transfer object extracted by the terminal from "Give Zhang San 5,000 yuan" is "Zhang San", and the resource transfer value is "1,000 yuan".

In this embodiment, the user can supplement the missing resource transfer element information by means of voice, which improves the convenience of resource transfer and thus improves the efficiency of resource transfer.

In one embodiment, the resource transfer element information extracted from the intent information includes the resource transfer type. Before the step of receiving the resource transfer element information supplemented in response to the information supplement prompt voice, the method further includes: presenting a resource transfer operation interface corresponding to the resource transfer type. The step of receiving the resource transfer element information supplemented in response to the information supplementation prompting voice includes: acquiring resource transfer element information based on the resource transfer operation interface obtained and prompted and supplemented by the information supplementary prompting voice.

Among them, the resource transfer type is used to represent the type of resource transfer processing. The resource transfer operation interface is an interface for performing resource transfer operations.

In one embodiment, the resource transfer type may include at least one of payment, transfer, and gifting of virtual items (virtual gifts or red envelopes, etc.).

Specifically, the terminal may display a resource transfer operation interface corresponding to the resource transfer type according to the resource transfer type in the resource transfer element information extracted from the intention information.

In one embodiment, the terminal may receive supplementary resource transfer element information manually input by the user based on the resource transfer operation interface.

In another embodiment, the terminal may display the resource transfer graphic code, and obtain the resource transfer element information supplemented by the resource transfer object by scanning the resource transfer graphic code.

In another embodiment, the terminal may display an interface for scanning the resource transfer graphic code, and obtain a resource transfer object for supplementing the interface based on scanning the resource transfer graphic code.

In this embodiment, the terminal can display the resource transfer operation interface corresponding to the resource transfer type, and then obtain the supplementary resource transfer element information based on the resource transfer operation interface, which enables the user to supplement the resource transfer element information through voice commands. In addition, resource transfer element information can be supplemented in more ways, which improves the flexibility of resource transfer operations.

In one embodiment, the step of obtaining the resource transfer element information obtained in the resource transfer operation interface and prompted and supplemented by the information supplement prompt voice specifically includes the following steps: receiving the resource transfer graphic code generation based on the resource transfer operation interface instruction to generate and display the resource transfer graphic code; obtain the resource transfer element information supplemented by the resource transfer object by scanning the resource transfer graphic code; the resource transfer object is the object to which the resource transfer value needs to be transferred.

Specifically, the terminal may receive the resource transfer graphic code generation instruction input by the user based on the resource transfer operation interface, and generate and display the resource transfer graphic code. The user can show the resource transfer graphic code displayed on the terminal to the resource transfer object, and the resource transfer object can scan the resource transfer graphic code to supplement the resource transfer element information (such as resource transfer object and resource transfer value) to the terminal.

In one embodiment, the resource transfer graphic code may be a two-dimensional code or a barcode or other graphic identifier used to uniquely characterize the user's resource account. The resource account is the account used to store the user's resources.

In this embodiment, in addition to accepting the user's voice instruction, the terminal can also obtain supplementary resource transfer element information by displaying the resource transfer graphic code, which improves the flexibility of the resource transfer operation.

In one embodiment, when the extracted resource transfer element information lacks resource transfer element information for resource transfer, the step of generating and playing the information supplementary prompt voice, specifically includes the following steps: when the extracted resource transfer element information is When the resource transfer object is missing in the resource transfer object, the first information supplementary prompt voice is synthesized and played; the first information supplementary prompt voice is used to prompt and supplement the missing resource transfer object.

The resource transfer object is the object to which the resource transfer value needs to be transferred.

Specifically, when the resource transfer object is missing from the extracted resource transfer element information, the first information supplementary prompt voice is synthesized and played to prompt the user to supplement the missing resource transfer object. For example, if the voice command used to trigger the resource transfer process is "pay three yuan", then the resource transfer element information extracted from the voice command is missing the resource transfer object, and the first information supplementary prompt voice can be "Please supplement the transfer object. ” or “Please supplement the payment object”, etc.

In this embodiment, the terminal can play the information supplement prompt voice to prompt supplement of the missing resource transfer object, which makes the resource transfer process more intelligent, improves the convenience of the resource transfer, and thus improves the resource transfer efficiency.

In one embodiment, when the extracted resource transfer element information lacks resource transfer element information for resource transfer, the step of generating and playing the information supplementary prompt voice, specifically includes the following steps: when the extracted resource transfer element information is When the resource transfer value is missing in the resource transfer value, the second information supplementary prompt voice is synthesized and played; the second information supplementary prompt voice is used to prompt and supplement the missing resource transfer value.

The resource transfer value is the amount of resources that need to be transferred to the resource transfer object.

Specifically, when the extracted resource transfer element information lacks the resource transfer value, the second information supplementary prompt voice is synthesized and played to prompt the user to supplement the missing resource transfer value. For example, if the voice command used to trigger the resource transfer process is "transfer to Zhang San", then the resource transfer element information extracted from the voice command lacks the resource transfer value, and the second information supplementary prompt voice can be "Please supplement the transfer amount. ” or “Please supplement the payment amount”, etc.

In this embodiment, the terminal can play the information supplement prompt voice to prompt supplement of the missing resource transfer value, which makes the resource transfer process more intelligent and improves the convenience of resource transfer.

In one embodiment, when the extracted resource transfer element information lacks resource transfer element information for resource transfer, the step of generating and playing the information supplementary prompt voice, specifically includes the following steps: when the extracted resource transfer element information is When the resource transfer value and the resource transfer object are lacking in the resource transfer value and the resource transfer object, the third information supplementary prompt voice is synthesized and played; the third information supplementary prompt voice is used to prompt and supplement the missing resource transfer value and resource transfer object.

Specifically, when both the resource transfer value and the resource transfer object are missing in the extracted resource transfer element information, the third information supplementary prompt voice is synthesized and played to prompt the user to supplement the missing resource transfer value and resource transfer object. For example, if the voice command used to trigger the resource transfer process is "I want to transfer money", the resource transfer element information extracted from the voice command lacks the resource transfer object and the resource transfer value, and the third information supplementary prompt voice can be "Please Supplementary transfer amount and transfer object”, etc.

In this embodiment, the terminal can play the information supplement prompt voice to prompt supplement of the missing resource transfer value and resource transfer object, which makes the resource transfer process more intelligent and improves the convenience of resource transfer.

In one embodiment, the step of verifying the resource transfer authority according to the voiceprint feature specifically includes the following steps: performing voiceprint matching verification on the extracted voiceprint feature and the registered voiceprint feature, and performing voiceprint matching verification on at least one previous voice command. Sound authenticity detection; when the voiceprint matching verification is passed and the sound authenticity detection is passed, it is determined that the verification of the resource transfer authority is passed.

The registered voiceprint feature is a voiceprint feature extracted from the registered voice of the user corresponding to the user ID of the logged-in terminal. Voiceprint matching verification is the process of verifying whether two sets of voiceprint features match. Sound authenticity detection is the process of detecting whether the voice data is the voice uttered by a real person.

Specifically, the terminal can perform voiceprint matching verification between the extracted voiceprint feature and the registered voiceprint feature, and when the similarity between the extracted voiceprint feature and the registered voiceprint feature is greater than or equal to a preset threshold, it is determined that Voiceprint matching verification passed. The terminal may perform sound authenticity detection on at least one previous voice command, and when the detection result is that the detected voice commands are all voices uttered by a real person, it is determined that the sound authenticity detection has passed. When the voiceprint matching verification is passed and the voice authenticity test is passed, it is determined that the resource transfer authority verification is passed. It can be understood that the voice command for sound authenticity detection may be consistent with the voice command for voiceprint verification.

It can be understood that the voiceprint matching verification is used to verify whether the user who issued the voice command is the user who registered the operated resource account, that is, used for identity verification. Sound authenticity detection is used to detect the authenticity of voice commands and avoid impersonating the user who registered the operated resource account by playing the recording or playing the synthesized voice.

In this embodiment, resource transfer authority verification is performed through voiceprint matching verification and voice authenticity detection, which can improve the security of resource transfer. In addition, the resource transfer authority can be verified by verifying the voice command, without using traditional verification methods (such as: SMS verification code verification, fingerprint recognition, password verification or face recognition, etc.), which improves the convenience of resource transfer, thereby improving the resource transfer efficiency.

In one embodiment, the method further includes the following steps: when the verification of the resource transfer authority fails according to the voiceprint feature, switching to an interface interactive verification mode; in the interface interactive verification mode, generating and displaying an interactive interface for inputting verification information ; Obtain the authority verification information entered in the interactive interface, and after the authority verification information is verified, perform resource transfer processing according to the resource transfer element information.

The interface interactive verification mode is a mode in which authority verification is performed according to the verification information input by the user based on the interface. The authorization verification information is information used for authorization verification.

In one embodiment, the authority verification information may include at least one of a short message verification code, fingerprint information, face image information, and a password.

Specifically, when the verification of the resource transfer authority fails according to the voiceprint feature, the terminal may switch to the interface interactive verification mode, and generate and display an interactive interface for inputting verification information. The terminal acquires the authority verification information entered in the interactive interface, and verifies the authority verification information. When the verification of the authority verification information is passed, the terminal performs resource transfer processing according to the resource transfer element information. When the verification of the authority verification information fails, the terminal does not perform resource transfer processing.

In this embodiment, when the resource transfer authority fails to be verified according to the voiceprint feature, the terminal can switch to the traditional interface interactive verification mode to perform authority verification, thereby avoiding the voiceprint feature verification resource due to changes in the user's voice or other special reasons. The problem that the resource transfer cannot be performed due to the failure to transfer the authority improves the flexibility of the verification of the resource transfer authority.

In one embodiment, the resource transfer element information includes a resource transfer value and a resource transfer object. The step of performing resource transfer processing according to the resource transfer element information specifically includes the following steps: transferring the resource transfer value specified in the resource transfer element information to the resource transfer object specified in the resource transfer element information.

Specifically, the terminal can transfer the resource transfer value specified in the resource transfer element information from the user's resource account to the resource transfer object specified in the resource transfer element information.

For example, if the resource transfer object is Zhang San, and the resource transfer value is 5,000 yuan, the terminal can transfer 5,000 yuan from the user's resource transfer account to Zhang San's resource account.

In this embodiment, the terminal can intelligently transfer the resource transfer value specified in the resource transfer element information to the resource transfer object specified in the resource transfer element information, which improves the convenience and efficiency of resource transfer.

As shown in FIG. 3 , it is a schematic overall flow diagram of the resource transfer method in each embodiment of the present application. First, when the terminal detects that the resource transfer application is opened, it triggers to start listening for the voice command. When listening to the voice instruction input by the user for triggering the resource transfer process, the terminal parses the resource transfer element information in the detected voice command. When the resource transfer element information obtained by the analysis lacks the resource transfer element information for resource transfer processing, the terminal generates and plays the information supplementary prompt voice, receives the voice command input by the user for supplementing the information, or receives the user's manual input Or use the resource transfer element information obtained by the resource transfer graphic code, and then generate and play the information confirmation prompt according to the supplemented and complete resource transfer element information; When the resource transfer element information is entered, the terminal directly generates and plays the message confirmation prompt voice according to the resource transfer element information. When the user does not input the voice command for triggering the resource transfer process, but chooses to manually input or use the resource transfer graphic code, the terminal receives the resource transfer element information manually input by the user or obtained by using the resource transfer graphic code, and then according to the complete Resource transfer element information, generate and play information confirmation prompt voice. After playing the information confirmation prompt voice, the terminal receives the voice command input by the user to confirm the resource transfer, and then performs voiceprint verification and voice authenticity detection on at least one voice command received during the entire resource transfer process to verify the authority. , after the permission verification is passed, the resource transfer process is performed. For example: in the process of resource transfer interaction between the user and the terminal, the user inputs three voice commands to complete the entire resource transfer interaction process, then the terminal can only perform voice commands for any one of the three voice commands. It can be understood that which voice command to select can be set by the user. For example, the user sets to select the first voice command or the last voice command or other voice commands for verification. Or, the terminal randomly selects any one of all the voice commands input by the user for verification. Or the terminal carries out voiceprint verification and sound authenticity detection for any two voice commands in the three voice commands to perform authority verification to improve the security in the resource transfer process. It can be understood that which two voice commands are selected can It is set by the user, for example, the user sets to select the first voice command and the last voice command for verification, or the terminal randomly selects two voice commands from all voice commands input by the user for verification. Or the terminal performs authority verification for all the voice instructions in the three voice instructions, that is, each voice instruction performs voiceprint verification and voice authenticity detection to further improve the security in the resource transfer process. When the authority verification fails, the terminal switches to the interface interactive mode to perform authority verification again, and when the authority verification passes, the resource transfer process is performed.

It should be understood that although the various steps in the flowchart of FIG. 2 are shown in sequence according to the arrows, these steps are not necessarily executed in the sequence shown by the arrows. Unless explicitly stated herein, the execution of these steps is not strictly limited to the order, and these steps may be performed in other orders. Moreover, at least a part of the steps in FIG. 2 may include multiple steps or multiple stages, and these steps or stages are not necessarily executed at the same time, but may be executed at different times, and the execution sequence of these steps or stages is also It does not have to be performed sequentially, but may be performed alternately or alternately with other steps or at least a portion of the steps or stages within the other steps.

In one embodiment, as shown in FIG. 4 , a resource transfer apparatus 400 is provided, including: a listening module 402, an intention parsing module 404, an information confirmation module 406, a verification module 408 and a resource transfer module 410, wherein:

The listening module 402 is configured to, after detecting that the resource transfer application is opened, listen to the voice instruction used to trigger the resource transfer process.

The intent parsing module 404 is configured to perform intent parsing on the detected voice instruction to obtain resource transfer element information.

The information confirmation module 406 is used to generate and play the information confirmation prompt voice according to the resource transfer element information; the information confirmation prompt voice is used to prompt the accuracy confirmation of the resource transfer element information; Voice command for resource transfer confirmation.

The verification module 408 is configured to extract the voiceprint feature from at least one previous voice instruction, and verify the resource transfer authority according to the voiceprint feature.

The resource transfer module 410 is configured to perform resource transfer processing according to the resource transfer element information after the authority verification is passed.

In one embodiment, the intent parsing module 404 is further configured to perform intent parsing on the intercepted voice instruction to obtain intent information; extract resource transfer element information in the intent information; when the extracted resource transfer element information is not lacking for When the resource transfer element information of the resource transfer is performed, according to the extracted resource transfer element information, the notification information confirmation module 406 executes the step of generating an information confirmation prompt voice and playing it according to the resource transfer element information.

In one embodiment, the intent parsing module 404 is further configured to perform speech recognition on the detected voice command to obtain corresponding text content; perform natural language understanding processing on the text content to identify the intent information expressed by the text content.

In one embodiment, as shown in FIG. 5 , the resource transfer apparatus 400 further includes:

The information supplement module 412 is used to generate and play the information supplement prompt voice when the resource transfer element information used for resource transfer is missing in the extracted resource transfer element information; the information supplement prompt voice is used to prompt the supplement of the missing resources Transfer element information; receive resource transfer element information supplemented in response to the information supplement prompt voice. The information confirmation module 406 is further configured to generate and play an information confirmation prompt voice according to the resource transfer element information extracted from the intention information and the supplemented resource transfer element information.

In one embodiment, the information supplement module 412 is further configured to receive a voice instruction for supplementing information input in response to the information supplement prompt voice; and extract the supplemented resource transfer element information from the voice instruction for supplementing information.

In one embodiment, the resource transfer element information extracted from the intent information includes the resource transfer type. The information supplement module 412 is further configured to display the resource transfer operation interface corresponding to the resource transfer type; obtain the resource transfer element information based on the resource transfer operation interface obtained in the resource transfer operation interface and prompted and supplemented by the information supplement prompt voice.

In one embodiment, the information supplement module 412 is further configured to receive the resource transfer graphic code generation instruction based on the resource transfer operation interface, generate and display the resource transfer graphic code; obtain the resource transfer elements supplemented by the resource transfer object by scanning the resource transfer graphic code Information; the resource transfer object is the object to which the resource transfer value needs to be transferred.

In one embodiment, the information supplement module 412 is further configured to synthesize and play the first information supplement prompt voice when the extracted resource transfer element information lacks the resource transfer object; the first information supplement prompt voice is used to prompt and supplement all the information. Missing resource transfer object.

In one embodiment, the information supplement module 412 is further configured to synthesize and play the second information supplement prompt voice when the extracted resource transfer element information lacks the resource transfer value; the second information supplement prompt voice is used to prompt the supplement of all Missing resource transfer value.

In one embodiment, the information supplementation module 412 is further configured to synthesize and play a third information supplementary prompt voice when the extracted resource transfer element information lacks the resource transfer value and the resource transfer object; the third information supplementary prompt voice , used to prompt to supplement the missing resource transfer value and resource transfer object.

In one embodiment, the verification module 408 is further configured to perform voiceprint matching verification on the extracted voiceprint feature and the registered voiceprint feature, and perform voice authenticity detection on at least one previous voice instruction; when the voiceprint matching verification is performed After passing and the sound authenticity test is passed, it is determined that the verification of the resource transfer authority is passed.

In one embodiment, the verification module 408 is further configured to switch to the interface interactive verification mode when the resource transfer authority fails to be verified according to the voiceprint feature; in the interface interactive verification mode, generate and display an interactive interface for inputting verification information; The authority verification information entered in the interactive interface is acquired, and after the authority verification information is verified, the resource transfer process is performed according to the resource transfer element information.

In one embodiment, the resource transfer element information includes a resource transfer value and a resource transfer object. The resource transfer module 410 is further configured to transfer the resource transfer value specified in the resource transfer element information to the resource transfer object specified in the resource transfer element information.

In the above resource transfer device, after detecting that the resource transfer application is opened, it listens to the voice command used to trigger the resource transfer process, performs intention analysis on the detected voice command, obtains resource transfer element information, and then according to the resource transfer element information, generate the information confirmation prompt voice and play it, receive the voice command input after the accuracy confirmation is passed and used for the confirmation of resource transfer, then extract the voiceprint feature from at least one previous voice command, and according to the voiceprint The feature verifies the resource transfer authority, and after the authority verification is passed, the resource transfer process is performed according to the resource transfer element information. The entire resource transfer process can be completed in the form of voice dialogue without manual operation, which improves the convenience of resource transfer and thus improves the efficiency of resource transfer. In addition, the resource transfer authority verification is performed on the preceding at least one voice command, which can ensure the security during the resource transfer process.

For the specific limitation of the resource transfer apparatus, reference may be made to the above limitation on the resource transfer method, which will not be repeated here. Each module in the above resource transfer apparatus can be implemented in whole or in part by software, hardware and combinations thereof. The above modules can be embedded in or independent of the processor in the computer device in the form of hardware, or stored in the memory in the computer device in the form of software, so that the processor can call and execute the operations corresponding to the above modules.

In one embodiment, a computer device is provided, and the computer device may be a terminal, and its internal structure diagram may be as shown in FIG. 6 . The computer equipment includes a processor, memory, a communication interface, a display screen, and an input device connected by a system bus. Among them, the processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium, an internal memory. The nonvolatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the execution of the operating system and computer programs in the non-volatile storage medium. The communication interface of the computer device is used for wired or wireless communication with an external terminal, and the wireless communication can be realized by WIFI, operator network, NFC (Near Field Communication) or other technologies. The computer program, when executed by a processor, implements a resource transfer method. The display screen of the computer equipment may be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment may be a touch layer covered on the display screen, or a button, a trackball or a touchpad set on the shell of the computer equipment , or an external keyboard, trackpad, or mouse.

Those skilled in the art can understand that the structure shown in FIG. 6 is only a block diagram of a partial structure related to the solution of the present application, and does not constitute a limitation on the computer equipment to which the solution of the present application is applied. Include more or fewer components than shown in the figures, or combine certain components, or have a different arrangement of components.

In one embodiment, a computer device is also provided, including a memory and a processor, where a computer program is stored in the memory, and the processor implements the steps in the foregoing method embodiments when the processor executes the computer program.

In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored, and when the computer program is executed by a processor, implements the steps in the foregoing method embodiments.

Those of ordinary skill in the art can understand that all or part of the processes in the methods of the above embodiments can be implemented by instructing relevant hardware through a computer program, and the computer program can be stored in a non-volatile computer-readable storage In the medium, when the computer program is executed, it may include the processes of the above-mentioned method embodiments. Wherein, any reference to memory, storage, database or other media used in the various embodiments provided in this application may include at least one of non-volatile and volatile memory. Non-volatile memory may include read-only memory (Read-Only Memory, ROM), magnetic tape, floppy disk, flash memory, or optical memory, and the like. Volatile memory may include random access memory (RAM) or external cache memory. By way of illustration and not limitation, the RAM may be in various forms, such as Static Random Access Memory (SRAM) or Dynamic Random Access Memory (DRAM).

The technical features of the above embodiments can be combined arbitrarily. In order to make the description simple, all possible combinations of the technical features in the above embodiments are not described. However, as long as there is no contradiction in the combination of these technical features It is considered to be the range described in this specification.

The above-mentioned embodiments only represent several embodiments of the present application, and the descriptions thereof are specific and detailed, but should not be construed as a limitation on the scope of the invention patent. It should be pointed out that for those skilled in the art, without departing from the concept of the present application, several modifications and improvements can be made, which all belong to the protection scope of the present application. Therefore, the scope of protection of the patent of the present application shall be subject to the appended claims.

Claims

A resource transfer method, characterized in that the method comprises:

After detecting that the resource transfer application is opened, listen to the voice instruction used to trigger the resource transfer process;

Perform intent analysis on the detected voice command to obtain resource transfer element information;

According to the resource transfer element information, an information confirmation prompt voice is generated and played; the information confirmation prompt voice is used to prompt the accuracy of the resource transfer element information to be confirmed;

Receive a voice command entered after the accuracy confirmation is passed and used for resource transfer confirmation;

Extracting voiceprint features from at least one of the preceding voice instructions, and verifying the resource transfer authority according to the voiceprint features;

After the authority verification is passed, the resource transfer process is performed according to the resource transfer element information.
The method according to claim 1, wherein the performing intention analysis on the intercepted voice command to obtain resource transfer element information comprises:

Perform intent analysis on the detected voice command to obtain intent information;

extracting resource transfer element information in the intent information;

When there is no shortage of resource transfer element information for resource transfer in the extracted resource transfer element information, then according to the extracted resource transfer element information, the operation of generating and playing the information confirmation prompt voice according to the resource transfer element information is performed. step.
The method according to claim 2, wherein the performing intention analysis on the detected voice command to obtain the intention information comprises:

Perform voice recognition on the detected voice command to obtain corresponding text content;

Perform natural language understanding processing on the text content, and identify the intention information expressed by the text content.
The method according to claim 2, wherein the performing intention analysis on the detected voice command to obtain resource transfer element information further comprises:

When the extracted resource transfer element information lacks resource transfer element information for resource transfer, an information supplementary prompt voice is generated and played; the information supplement prompt voice is used to prompt and supplement the missing resource transfer element information ;

receiving resource transfer element information supplemented in response to the information supplement prompt voice;

The generating and playing an information confirmation prompt voice according to the resource transfer element information includes:

Based on the resource transfer element information extracted from the intention information and the supplemented resource transfer element information, an information confirmation prompt voice is generated and played.
The method according to claim 4, wherein the receiving the resource transfer element information supplemented in response to the information supplementary prompt voice comprises:

receiving a voice instruction for supplementing information input in response to the information supplementing prompt voice;

From the voice instruction for supplementary information, the supplemented resource transfer element information is extracted.
The method according to claim 4, wherein the resource transfer element information extracted from the intention information includes a resource transfer type;

Before the receiving the resource transfer element information supplemented by the prompt voice in response to the information supplement, the method further includes:

Displaying a resource transfer operation interface corresponding to the resource transfer type;

The receiving the resource transfer element information supplemented in response to the information supplementing prompt voice includes:

Obtaining resource transfer element information based on the resource transfer operation interface obtained in the resource transfer operation interface and prompted and supplemented by the information supplement prompt voice.
The method according to claim 6, wherein the obtaining is based on the resource transfer element information obtained in the resource transfer operation interface and prompted and supplemented by the information supplement prompt voice, comprising:

Receive a resource transfer graphic code generation instruction based on the resource transfer operation interface, and generate and display a resource transfer graphic code;

Obtain the resource transfer element information supplemented by the resource transfer object by scanning the resource transfer graphic code; the resource transfer object is the object to which the resource transfer value needs to be transferred.
The method according to claim 4, wherein when the extracted resource transfer element information lacks resource transfer element information for performing resource transfer, generating an information supplementary prompt voice and playing it comprises:

When the extracted resource transfer element information lacks the resource transfer object, the first information supplementary prompt voice is synthesized and played; the first information supplementary prompt voice is used to prompt and supplement the missing resource transfer object.
The method according to claim 4, wherein when the extracted resource transfer element information lacks resource transfer element information for performing resource transfer, generating an information supplementary prompt voice and playing it comprises:

When the extracted resource transfer element information lacks the resource transfer value, the second information supplementary prompt voice is synthesized and played; the second information supplementary prompt voice is used to prompt and supplement the missing resource transfer value.
The method according to claim 4, wherein when the extracted resource transfer element information lacks resource transfer element information for performing resource transfer, generating an information supplementary prompt voice and playing it comprises:

When the extracted resource transfer element information lacks the resource transfer value and the resource transfer object, the third information supplementary prompt voice is synthesized and played; the third information supplementary prompt voice is used to prompt and supplement the missing resource transfer value and resource transfer object.
The method according to claim 1, wherein the verifying the resource transfer authority according to the voiceprint feature comprises:

Perform voiceprint matching verification on the extracted voiceprint feature and the registered voiceprint feature, and perform sound authenticity detection on at least one of the preceding voice commands;

When the voiceprint matching verification passes and the voice authenticity detection passes, it is determined that the resource transfer authority verification passes.
The method according to claim 1, wherein the method further comprises:

When the resource transfer permission fails to be verified based on the voiceprint feature, switch to the interface interactive verification mode;

In the interface interactive verification mode, generating and displaying an interactive interface for inputting verification information;

The authority verification information input in the interactive interface is acquired, and after the authority verification information is verified, the resource transfer process is performed according to the resource transfer element information.
The method according to any one of claims 1 to 12, wherein the resource transfer element information includes a resource transfer value and a resource transfer object;

The performing resource transfer processing according to the resource transfer element information includes:

The resource transfer value specified in the resource transfer element information is transferred to the resource transfer object specified in the resource transfer element information.
A resource transfer device, characterized in that the device comprises:

The listening module is used to listen to the voice command used to trigger the resource transfer process after detecting that the resource transfer application is opened;

an intent parsing module, configured to perform intent parsing on the intercepted voice command to obtain resource transfer element information;

The information confirmation module is used to generate and play the information confirmation prompt voice according to the resource transfer element information; the information confirmation prompt voice is used to prompt the accuracy confirmation of the resource transfer element information; The voice command entered later and used to confirm the resource transfer;

a verification module for extracting a voiceprint feature from at least one of the preceding voice instructions, and verifying the resource transfer authority according to the voiceprint feature;

The resource transfer module is configured to perform resource transfer processing according to the resource transfer element information after the authority verification is passed.
A computer device, comprising a memory and a processor, wherein the memory stores a computer program, wherein the processor implements the steps of the method according to any one of claims 1 to 13 when the processor executes the computer program.
A computer-readable storage medium on which a computer program is stored, characterized in that, when the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 13 are implemented.