WO2021225222A1

WO2021225222A1 - Method and system for transmitting/receiving resource-identifier-based assets

Info

Publication number: WO2021225222A1
Application number: PCT/KR2020/009815
Authority: WO
Inventors: 윤해성; 태인규
Original assignee: 주식회사 직지디지털
Priority date: 2020-05-06
Filing date: 2020-07-28
Publication date: 2021-11-11

Abstract

The present disclosure relates to a method for transmitting resource-identifier-based assets. A method for transmitting resource identifier-based assets comprises the steps of: receiving a resource identifier of online content posted on an online platform; receiving, from a first user account of an asset transmission application, an asset transmission request for the online content; extracting user information about the online platform on the basis of the received resource identifier and/or the online content; and transmitting the asset to the extracted user information.

Description

Resource identifier-based asset transmission/reception method and system

The present disclosure relates to a method for transmitting and receiving a resource identifier-based asset and a system for executing such a method, and more particularly, to a resource identifier-based resource identifier-based method configured to transmit and/or receive an asset using a resource identifier extracted from online content. It relates to a method and system for sending and receiving assets.

With the development of financial services using user terminals, a digital remittance service that can simply transfer money to a counterparty using an application installed in the user terminal is being provided. However, in this conventional digital remittance service, remittance is possible only when the correct name and account number of the other party are recognized in advance and the correct account number is input.

Meanwhile, a remittance service using an e-mail address, a remittance service using a phone number, etc. are being provided as a remittance service that allows a remittance to be made to a counterparty even if the counterparty's account number is not known. However, even in the case of such a conventional remittance service that does not use an account number, the user can use the remittance service only when he/she knows minimum personal information such as an e-mail address and phone number of the other party.

The present disclosure provides a resource identifier-based asset transmission method, a computer program stored in a recording medium, and an apparatus (system) for solving the above problems.

The present disclosure may be implemented in various ways including a method, an apparatus (system), or a computer program stored in a computer-readable storage medium.

According to an embodiment of the present disclosure, there is provided a resource identifier-based asset transfer method, performed by at least one processor, comprising: receiving a resource identifier of online content posted on an online platform; a first user account of an asset transfer application receiving a request to transmit an asset for the online content from .

According to an embodiment of the present disclosure, the step of transmitting the asset to the extracted user information includes: determining whether the user information corresponds to a second user account among a plurality of user accounts provided by the asset transfer application; and transferring the assets of the first user account to the second user account when corresponding to the second user account.

According to an embodiment of the present disclosure, in the step of transmitting the asset to the extracted user information, if the user information does not correspond to each of a plurality of user accounts provided by the asset transfer application, a message for a request to transmit the asset It further includes the steps of generating and providing the generated message to user information.

According to an embodiment of the present disclosure, receiving the resource identifier of the online content posted on the online platform includes, in response to a request to share the online content to the asset transfer application, receiving the resource identifier of the online content do.

According to an embodiment of the present disclosure, receiving the resource identifier of the online content posted on the online platform includes receiving the resource identifier of the online content from a visually coded pattern associated with the online content.

According to an embodiment of the present disclosure, the step of extracting user information of the online platform based on at least one of the received resource identifier and the online content may include converting the received resource identifier to the online platform using an API provided by the online platform. transmitting and receiving user information associated with the resource identifier from the online platform.

According to an embodiment of the present disclosure, the extracting of the user information of the online platform based on at least one of the received resource identifier and the online content includes: selecting user information text associated with the user information among texts included in the received resource identifier. extracting.

According to an embodiment of the present disclosure, the step of extracting user information of the online platform based on at least one of the received resource identifier or the online content includes: obtaining online content associated with the received resource identifier using web crawling; and extracting user information by analyzing the obtained online content.

A computer program stored in a computer-readable recording medium is provided for executing the above-described resource identifier-based asset transfer method according to an embodiment of the present disclosure in a computer.

A resource identifier-based asset transfer system according to an embodiment of the present disclosure is connected to a communication module configured to receive a resource identifier of online content posted on an online platform, a memory, and the memory, and executes computer-readable instructions included in the memory. at least one processor configured to execute. The at least one processor receives a request to transfer an asset for the online content from a first user account of the asset transfer application, extracts user information of the online platform based on at least one of the received resource identifier or the online content, configured to transfer assets to the extracted user information.

According to an embodiment of the present disclosure, the method for receiving an asset based on a resource identifier, performed by at least one processor, includes: receiving, from a first user account of an asset transfer application, a request to transmit an asset for online content; - the online content is posted on the online platform, and includes a resource identifier of the online content -, based on at least one of the received resource identifier or the online content, extracting user information of the online platform, the extracted user information is an asset Determining whether it corresponds to a second user account among the plurality of user accounts provided by the transfer application; if the user information does not correspond to each of the plurality of user accounts provided by the asset transfer application, a message for a request to transfer the asset to the user information of the online platform, according to the message for the request to transfer the asset, installing the asset transfer application, and receiving the asset through the asset transfer application.

According to an embodiment of the present disclosure, when the user information corresponds to the second user account, the method further includes transmitting the assets of the first user account to the second user account.

According to an embodiment of the present disclosure, according to the message for the request to transfer the asset, the step of installing the asset transfer application may include, in response to receiving the request for receiving the asset, an interface leading to installing the asset transfer application and providing subscription information for a third user account of the asset transfer application from the user terminal to the user terminal that has made the request for receipt of the asset.

According to an embodiment of the present disclosure, receiving the asset through the asset transfer application includes authenticating user information through the online platform.

According to an embodiment of the present disclosure, the step of authenticating user information through the online platform includes: receiving login information of the online platform from the user terminal; extracting a cookie value corresponding to the received login information; Transmitting a cookie value authentication request to the online platform, if the extracted cookie value is authenticated, receiving a plurality of user activity information items corresponding to the cookie value from the online platform, and the user information is a plurality of user activity information items and authenticating user information when it corresponds to one of the information items.

According to an embodiment of the present disclosure, the step of authenticating user information through the online platform includes: receiving login information of the online platform from the user terminal; acquiring an access token associated with the user information through an API provided by the online platform sending an authentication request of the obtained access token to an online platform, when the obtained access token is authenticated, receiving a plurality of user activity information items corresponding to the access token from the online platform, and the user information is and authenticating the user information when it corresponds to one information item among the user activity information items.

According to an embodiment of the present disclosure, authenticating user information through the online platform includes: generating a user authentication code associated with a third user account - The generated user authentication code is posted through an owner ID of the online platform embedded in one or more online content. The method further includes authenticating the user information when the generated user authentication code and the user authentication code included in the online content subject to the request for transferring the asset are the same.

According to an embodiment of the present disclosure, when the user information is authenticated through the online platform, associating the user information with the third user account of the asset transfer application and the third user account provided by the asset transfer application using the asset and updating the balance of the account of

There is provided a computer program stored in a computer-readable recording medium for executing the above-described resource identifier-based asset receiving method according to an embodiment of the present disclosure in a computer.

A resource identifier-based asset receiving system according to an embodiment of the present disclosure is a communication module configured to receive, from a first user account of an asset transfer application, a request to transmit an asset for online content - the online content is posted to the online platform and comprising a resource identifier of the online content; and a memory and at least one processor coupled to the memory and configured to execute computer readable instructions contained in the memory. The at least one processor, based on at least one of the received resource identifier and online content, extracts user information of the online platform, and the extracted user information includes a second user account and a second user account among a plurality of user accounts provided by the asset transfer application. determine whether it corresponds, and if the user information does not correspond to each of the plurality of user accounts provided by the asset transfer application, provide a message for the request to transfer the asset to the user information of the online platform, and respond to the request to transfer the asset and install the asset transfer application according to the message to, and receive the asset through the asset transfer application.

In some embodiments of the present disclosure, by transferring assets as online content, a user can easily transfer assets or gift items even if he/she does not know personal information such as the name, phone number, and e-mail address of the owner of the online content.

In some embodiments of the present disclosure, a user who transmits an asset may transmit a reason for transferring the asset and/or a comment when transferring the asset.

In some embodiments of the present disclosure, the asset may be transferred regardless of whether a user account of the asset transfer application corresponding to the user information of the online content exists.

In some embodiments of the present disclosure, by receiving the resource identifier of the online content by the function supported by the online platform, the inconvenience of having to separately execute the asset transfer application is reduced, and also, the online content through a simple operation while using the online platform assets can be transferred to users of

In some embodiments of the present disclosure, by receiving the resource identifier using a visually coded pattern, the user may receive the resource identifier of the online content while using the online platform using a computing device other than the user terminal.

In some embodiments of the present disclosure, by performing user authentication using a cookie value generated when logging in to an online platform, user authentication can be simply completed without the user directly entering his or her personal information.

In some embodiments of the present disclosure, by performing user authentication using an access token generated when logging in to an online platform, user authentication can be simply completed without the user directly entering his or her personal information.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Embodiments of the present disclosure will be described with reference to the accompanying drawings described below, wherein like reference numerals denote like elements, but are not limited thereto.

1 is a diagram illustrating an example of inputting an asset to be transmitted as online content displayed on a user terminal according to an embodiment of the present disclosure.

2 is a schematic diagram illustrating a configuration in which an information processing system is communicatively connected to a plurality of user terminals in order to transmit an asset as online content according to an embodiment of the present disclosure.

3 is a block diagram illustrating an internal configuration of a user terminal and an information processing system according to an embodiment of the present disclosure.

4 is a functional block diagram illustrating an internal configuration of an information processing system according to an embodiment of the present disclosure.

5 is a diagram illustrating an example of providing a message for a request to transmit an asset to user information extracted from online content according to an embodiment of the present disclosure.

6 is a diagram illustrating an example of receiving a resource identifier of online content using a sharing function of an online platform according to an embodiment of the present disclosure.

7 is a diagram illustrating an example of receiving a resource identifier of online content using a visually coded pattern according to an embodiment of the present disclosure.

8 is a flowchart illustrating a method of extracting user information according to an embodiment of the present disclosure.

9 is a flowchart illustrating a resource identifier-based asset transmission method according to an embodiment of the present disclosure.

10 is a flowchart illustrating an asset transfer method determined based on the existence of a user account according to an embodiment of the present disclosure.

11 is a diagram illustrating an example of an asset transfer procedure based on a resource identifier according to an embodiment of the present disclosure.

12 is a flowchart illustrating a method of receiving an asset when a user account of a user who has received an asset does not exist according to an embodiment of the present disclosure.

13 is a flowchart illustrating a user authentication method using a cookie value according to an embodiment of the present disclosure.

14 is a flowchart illustrating a user authentication method using an access token according to an embodiment of the present disclosure.

15 is a diagram illustrating an example of authenticating a user using a user authentication code according to an embodiment of the present disclosure.

16 is a flowchart illustrating a method for receiving an asset based on a resource identifier according to an embodiment of the present disclosure.

17 is a diagram illustrating an example of an asset receiving procedure based on a resource identifier according to an embodiment of the present disclosure.

Hereinafter, specific contents for carrying out the present disclosure will be described in detail with reference to the accompanying drawings. However, in the following description, if there is a risk of unnecessarily obscuring the subject matter of the present disclosure, detailed descriptions of well-known functions or configurations will be omitted.

In the accompanying drawings, identical or corresponding components are assigned the same reference numerals. In addition, in the description of the embodiments below, overlapping description of the same or corresponding components may be omitted. However, even if description regarding components is omitted, it is not intended that such components are not included in any embodiment.

Advantages and features of the disclosed embodiments, and methods of achieving them, will become apparent with reference to the embodiments described below in conjunction with the accompanying drawings. However, the present disclosure is not limited to the embodiments disclosed below, but may be implemented in various different forms, and only the present embodiments allow the present disclosure to be complete, and the present disclosure provides those skilled in the art with the scope of the invention. It is provided for complete information only.

Terms used in this specification will be briefly described, and the disclosed embodiments will be described in detail. The terms used in this specification are selected as currently widely used general terms as possible while considering the functions in the present disclosure, but may vary depending on the intention or precedent of a person skilled in the art, the emergence of new technology, and the like. In addition, in a specific case, there is a term arbitrarily selected by the applicant, and in this case, the meaning will be described in detail in the description of the corresponding invention. Therefore, the terms used in the present disclosure should be defined based on the meaning of the term and the contents of the present disclosure, rather than the simple name of the term.

References in the singular herein include plural expressions unless the context clearly dictates that the singular is singular. Also, the plural expression includes the singular expression unless the context clearly dictates the plural. When a part includes a certain component throughout the specification, this means that other components may be further included, rather than excluding other components, unless otherwise stated.

In addition, the term 'module' or 'unit' used in the specification means a software or hardware component, and 'module' or 'unit' performs certain roles. However, 'module' or 'unit' is not meant to be limited to software or hardware. A 'module' or 'unit' may be configured to reside on an addressable storage medium or may be configured to refresh one or more processors. Thus, as an example, a 'module' or 'part' refers to components such as software components, object-oriented software components, class components, and task components, and processes, functions, and properties. , procedures, subroutines, segments of program code, drivers, firmware, microcode, circuitry, data, database, data structures, tables, arrays or at least one of variables. Components and 'modules' or 'units' are the functions provided therein that are combined into a smaller number of components and 'modules' or 'units' or additional components and 'modules' or 'units' can be further separated.

According to an embodiment of the present disclosure, a 'module' or a 'unit' may be implemented with a processor and a memory. 'Processor' should be construed broadly to include general purpose processors, central processing units (CPUs), microprocessors, digital signal processors (DSPs), controllers, microcontrollers, state machines, and the like. In some contexts, a 'processor' may refer to an application specific semiconductor (ASIC), a programmable logic device (PLD), a field programmable gate array (FPGA), or the like. 'Processor' refers to a combination of processing devices, such as, for example, a combination of a DSP and a microprocessor, a combination of a plurality of microprocessors, a combination of one or more microprocessors in combination with a DSP core, or any other such configurations. You may. Also, 'memory' should be construed broadly to include any electronic component capable of storing electronic information. 'Memory' means random access memory (RAM), read-only memory (ROM), non-volatile random access memory (NVRAM), programmable read-only memory (PROM), erase-programmable read-only memory (EPROM); may refer to various types of processor-readable media, such as electrically erasable PROM (EEPROM), flash memory, magnetic or optical data storage, registers, and the like. A memory is said to be in electronic communication with the processor if the processor is capable of reading information from and/or writing information to the memory. A memory integrated in the processor is in electronic communication with the processor.

In the present disclosure, a 'resource identifier' may mean an address capable of identifying an online resource (eg, online content, etc.). According to an embodiment, the resource identifier may include, but is not limited to, a Uniform Resource Identifier (URI), a Uniform Resource Locator (URL), a Uniform Resource Name (URN), and the like.

In the present disclosure, an 'asset' may include any goods existing in an electronic form, that is, digital assets such as electronic money, cryptocurrency, virtual currency, and mobile gift certificate. In addition, assets may include any goods such as movables that can be provided in reality.

In the present disclosure, an 'online platform' may mean any kind of platform on which content may be posted. For example, the online platform may include a social network platform, a video platform, a blog, and the like. According to an embodiment, the online platform may mean an interface through which online content is posted. According to another embodiment, the online platform may refer to an information processing system (eg, a server) that provides an online platform service. In addition, 'online content' may refer to any content posted by a user subscribed to any online platform service, for example, any type of post such as text, image, or video posted on an online platform. may mean, but is not limited thereto.

In the present disclosure, a 'visually coded pattern' refers to a code in which data or information is displayed in a machine-readable visual form. A pattern reader or an application program of a device with a built-in camera, such as a smartphone, can be used to scan/read the visually coded pattern. According to an embodiment, the visually coded pattern is made of parallel lines of different widths and intervals, and may include a Universal Product Code (UPC) or the like. In another embodiment, the visually coded pattern consists of geometric patterns such as squares, dots, hexagons, etc., and may include a Quick Response (QR) code, MaxiCode, or the like. In this specification, a visually coded pattern may refer to a pattern, or a pattern may refer to a visually coded pattern.

In the present disclosure, an 'information item' may include any information indicating user information on an online platform. According to an embodiment, the user activity information item may include owner ID information and content ID list information. An information item may refer to information, and information may refer to an information item.

In the present disclosure, the 'receipt request' may include an arbitrary operation of the user performed in the process of transferring the balance allocated to the online content to the user account of the asset transfer application. For example, the receipt request may include the user's subscription request to the asset transfer application, the user's user authentication request, and the like.

In the present disclosure, a 'message for a request to transfer an asset' may include, but is not limited to, information that can access the installation interface of the asset transfer application and/or any information that can indicate or characterize the asset. does not For example, a message for a request to transfer an asset may include an arbitrary message to the asset transfer application asking us to install our asset transfer application to receive who has transferred how much assets. Additionally, the message may further include information and/or link information guiding how to install the asset transfer application.

In the present disclosure, a 'user' may refer to a user terminal, and a 'user terminal' may refer to a user. That is, the terms user and user terminal may be used interchangeably herein.

1 is a diagram illustrating an example of inputting an asset to be transmitted as an online content 130 displayed on a user terminal 120 according to an embodiment of the present disclosure. The user 110 may transmit the asset to the online content 130 using the user terminal 120 . According to an embodiment, the user 110 may check the online content 130 posted on the online platform by using the user terminal 120 , and transmit an amount, message, etc. to the online content 130 .

While checking the online content 130 displayed on the display of the user terminal 120 , the user 110 may execute an asset transfer application to transmit the asset to the online content 130 . According to an embodiment, the asset transfer application may be executed when a separate icon associated with the asset transfer application is selected by a touch input or the like. According to another embodiment, the asset transfer application may be executed by a function supported by the online platform itself. For example, the user 110 may execute an asset transfer application by selecting a function button on an online platform sharing the online content 130 by a touch input or the like.

When the asset transfer application is executed, the asset transfer interface 140 for transferring the asset to the online content 130 may be displayed on the user terminal 120 . For example, the asset transfer interface 140 may display the online content 130, "Enter the asset to be transferred to the above online content." It may include a guide message, such as an input window for inputting the amount to be transmitted, and the like. In this case, the user 110 may transmit the asset to the online content 130 by inputting the amount to be transmitted as the online content 130 in the input window of the asset transfer interface 140 displayed on the user terminal 120 .

Assets may be transmitted based on user information extracted from the online content 130 . In this case, the user information includes any information that can identify the user on the online platform, for example, the type of the online platform, the owner ID of the online content 130 and/or the content ID of the online content 130 . and the like, but is not limited thereto. That is, when the asset transfer application is executed and the user 110 inputs an amount to be transmitted to the online content 130 , information such as the type of online platform, owner ID, and content ID extracted from the online content 130 is used. Thus, the input amount may be transmitted to the specified user.

In FIG. 1 , it is illustrated that an amount to be transmitted as the online content 130 is inputted to the asset transfer interface 140 , but the present invention is not limited thereto. According to an embodiment, the user 110 may transmit any digital assets other than the amount of money, such as mobile gift certificates and electronic money. Also, the user 110 may present or deliver a product to the user of the online content 130 by using the user information extracted from the online content 130 .

In FIG. 1 , it is illustrated that the asset is transmitted as the online content 130 posted on one online platform, but the present invention is not limited thereto. The user 110 may transmit assets as online content posted on any online platform existing online, such as a social network platform, an image platform, or a web blog. By transferring the asset to the online content 130 , the user 110 can easily transfer the asset or gift the item even if the user 110 does not know personal information such as the name, phone number, and e-mail address of the owner of the online content 130 . have.

2 is a schematic diagram illustrating a configuration in which the information processing system 230 is connected to communicate with a plurality of user terminals 210_1 , 210_2 , and 210_3 in order to transmit assets as online content according to an embodiment of the present disclosure. The information processing system 230 may include a system capable of providing a resource identifier-based asset transmission service, an asset reception service, and the like through the network 220 . In one embodiment, information processing system 230 is one or more server devices capable of storing, providing, and executing computer-executable programs (eg, downloadable applications) and data related to asset transfer and asset reception based on resource identifiers. and/or a database, or one or more distributed computing devices and/or distributed databases based on cloud computing services. The resource identifier-based asset transmission service and asset reception service provided by the information processing system 230 may be provided to the user through an asset transmission application installed in each of the plurality of user terminals 210_1 , 210_2 , and 210_3 . For example, the resource identifier-based asset transmission service may include an amount and message transmission service using an asset transmission application, a digital asset transmission service such as a mobile gift certificate, electronic money, and a product delivery service. In addition, the resource identifier-based asset reception service may include a user authentication service and the like.

The plurality of user terminals 210_1 , 210_2 , and 210_3 may communicate with the information processing system 230 through the network 220 . The network 220 may be configured to enable communication between the plurality of user terminals 210_1 , 210_2 , and 210_3 and the information processing system 230 . Network 220 according to the installation environment, for example, Ethernet (Ethernet), wired home network (Power Line Communication), telephone line communication device and wired networks such as RS-serial communication, mobile communication network, WLAN (Wireless LAN), It may consist of wireless networks such as Wi-Fi, Bluetooth and ZigBee, or a combination thereof. The communication method is not limited, and the user terminals 210_1 , 210_2 , 210_3 as well as a communication method using a communication network (eg, a mobile communication network, a wired Internet, a wireless Internet, a broadcasting network, a satellite network, etc.) that the network 220 may include. ) may also include short-range wireless communication between

The information processing system 230 may communicate with an external system 240 . In this case, the external system 240 may include a system of a financial company, a system of an electronic money exchange, etc. related to an asset transmission service and an asset reception service based on a resource identifier. In FIG. 2, the information processing system 230 is illustrated as communicating with one external system 240, but is not limited thereto, and the information processing system 230 is a system of two or more financial companies associated with an asset transfer service, an electronic money exchange can communicate with the system of

Although the mobile phone terminal 210_1, the tablet terminal 210_2, and the PC terminal 210_3 are illustrated as examples of the user terminal in FIG. 2, the present invention is not limited thereto, and the user terminals 210_1, 210_2, and 210_3 are wired and/or wireless communication. It can be any computing device capable of this and on which an asset transfer application can be installed and executed. For example, a user terminal is a smartphone, a mobile phone, a navigation device, a computer, a notebook computer, a digital broadcasting terminal, a PDA (Personal Digital Assistants), a PMP (Portable Multimedia Player), a tablet PC, a game console (game console), a wearable device ( wearable devices), internet of things (IoT) devices, virtual reality (VR) devices, augmented reality (AR) devices, and the like. Also, in FIG. 2, three user terminals 210_1, 210_2, and 210_3 are illustrated as communicating with the information processing system 230 through the network 220, but the present invention is not limited thereto, and a different number of user terminals are connected to the network ( It may be configured to communicate with information processing system 230 via 220 .

According to one embodiment, the information processing system 230 may receive the resource identifier of the online content through the asset transfer application operating in the user terminals (210_1, 210_2, 210_3). The information processing system 230 may extract user information of an online platform associated with the online content based on the resource identifier of the online content received from the user terminals 210_1 , 210_2 , and 210_3 . Then, the information processing system 230 may transmit the asset to the extracted user information of the online platform. Thereafter, the information processing system 230 may receive the asset receipt request from the user who received the asset. Then, the information processing system 230 may finally allocate the balance to the corresponding user account after performing user authentication confirming that the user who has received the asset is the owner ID of the online content or the user associated with the content ID.

3 is a block diagram illustrating the internal configuration of the user terminal 210 and the information processing system 230 according to an embodiment of the present disclosure. The user terminal 210 may refer to any computing device capable of executing an asset transfer application and capable of wired/wireless communication, for example, the mobile phone terminal 210_1, the tablet terminal 210_2, and the PC terminal of FIG. 2 . (210_3) and the like. As shown, the user terminal 210 may include a memory 312 , a processor 314 , a communication module 316 , and an input/output interface 318 . Similarly, the information processing system 230 may include a memory 332 , a processor 334 , a communication module 336 , and an input/output interface 338 . As shown in FIG. 3 , the user terminal 210 and the information processing system 230 are configured to communicate information and/or data via the network 220 using the

respective communication modules

316 and 336 , respectively. can be In addition, the input/output device 320 may be configured to input information and/or data to the user terminal 210 or output information and/or data generated from the user terminal 210 through the input/output interface 318 .

The

memories

312 and 332 may include any non-transitory computer-readable recording medium. According to one embodiment, the

memories

312 and 332 are non-volatile mass storage devices such as random access memory (RAM), read only memory (ROM), disk drives, solid state drives (SSDs), flash memory, and the like. (permanent mass storage device) may be included. As another example, a non-volatile mass storage device such as a ROM, an SSD, a flash memory, a disk drive, etc. may be included in the user terminal 210 or the information processing system 230 as a separate permanent storage device distinct from the memory. In addition, an operating system and at least one program code (eg, a code for an asset transfer application installed and driven in the user terminal 210) may be stored in the

memories

312 and 332 .

These software components may be loaded from a computer-readable recording medium separate from the

memories

312 and 332 . The separate computer-readable recording medium may include a recording medium directly connectable to the user terminal 210 and the information processing system 230, for example, a floppy drive, disk, tape, DVD/CD- It may include a computer-readable recording medium such as a ROM drive and a memory card. As another example, the software components may be loaded into the

memories

312 and 332 through a communication module rather than a computer-readable recording medium. For example, the at least one program is a computer program (eg, an asset transfer service and an asset reception service It may be loaded into the

memories

312 and 332 based on the provided application).

The

processors

314 and 334 may be configured to process instructions of a computer program by performing basic arithmetic, logic, and input/output operations. Instructions may be provided to the

processor

314 , 334 by the

memory

312 , 332 or the

communication module

316 , 336 . For example, the

processors

314 and 334 may be configured to execute received instructions according to program code stored in a recording device, such as the

memories

312 and 332 .

The

communication modules

316 and 336 may provide a configuration or function for the user terminal 210 and the information processing system 230 to communicate with each other via the network 220 , and the user terminal 210 and/or information processing The system 230 may provide a configuration or function for communicating with another user terminal or another system (eg, a separate cloud system, etc.). In one example, the processor 314 of the user terminal 210 generates a request or data (eg, a resource identifier of an online content, user information of an online platform, The amount to be transmitted as online content, a message, a user authentication request, etc.) may be transmitted to the information processing system 230 through the network 220 under the control of the communication module 316 . Conversely, a control signal or command provided under the control of the processor 334 of the information processing system 230 is transmitted through the communication module 336 and the network 220 through the communication module 316 of the user terminal 210 . It may be received by the user terminal 210 . For example, the user terminal 210 transmits, from the information processing system 230 through the communication module 316, user information of online content and user account information on an asset transfer application corresponding to a message for a request to transmit an asset, etc. can receive

The input/output interface 318 may be a means for interfacing with the input/output device 320 . As an example, an input device may include a device such as a camera, keyboard, microphone, mouse, etc., including an audio sensor and/or an image sensor, and an output device may include a device such as a display, speaker, haptic feedback device, etc. can As another example, the input/output interface 318 may be a means for an interface with a device in which a configuration or function for performing input and output, such as a touch screen, is integrated into one. For example, the processor 314 of the user terminal 210 uses information and/or data provided by the information processing system 230 or other user terminals in processing the instructions of the computer program loaded into the memory 312 . The amount of money to be transmitted as a service screen or online content, a message, etc. configured by doing so may be displayed on the display through the input/output interface 318 . In FIG. 3 , the input/output device 320 is illustrated not to be included in the user terminal 210 , but the present invention is not limited thereto, and may be configured as a single device with the user terminal 210 . In addition, the input/output interface 338 of the information processing system 230 is connected to the information processing system 230 or means for interfacing with a device (not shown) for input or output that the information processing system 230 may include. can be In FIG. 3, the input/

output interfaces

318 and 338 are illustrated as elements configured separately from the

processors

314 and 334, but the present invention is not limited thereto, and the input/

output interfaces

318 and 338 may be configured to be included in the

processors

314 and 334. have.

The user terminal 210 and the information processing system 230 may include more components than those of FIG. 3 . However, there is no need to clearly show most of the prior art components. According to an embodiment, the user terminal 210 may be implemented to include at least a portion of the above-described input/output device 320 . In addition, the user terminal 210 may further include other components such as a transceiver, a global positioning system (GPS) module, a camera, various sensors, and a database. For example, when the user terminal 210 is a smart phone, it may include components generally included in the smart phone, for example, an acceleration sensor, a gyro sensor, a camera module, various physical buttons, and touch. Various components such as a button using a panel, an input/output port, and a vibrator for vibration may be implemented to be further included in the user terminal 210 .

According to an embodiment, the processor 314 of the user terminal 210 may be configured to operate an asset transfer application or a web browser application that provides an asset transfer service and an asset reception service based on a resource identifier. In this case, the program code associated with the corresponding application may be loaded into the memory 312 of the user terminal 210 . While the application is being operated, the processor 314 of the user terminal 210 receives information and/or data provided from the input/output device 320 through the input/output interface 318 or through the communication module 316 to the information processing system ( Information and/or data may be received from 230 , and the received information and/or data may be processed and stored in the memory 312 . In addition, such information and/or data may be provided to the information processing system 230 through the communication module 316 .

While the asset transfer application is running, the processor 314 may display text, images, input or selected through input devices such as a camera, microphone, etc., including a touch screen, keyboard, audio sensor and/or image sensor connected to the input/output interface 318; An image may be received, and the received text, image, and/or image may be stored in the memory 312 or provided to the information processing system 230 through the communication module 316 and the network 220 . According to an embodiment, the processor 314 may provide information on the resource identifier of the online content posted on the online platform through the input device to the information processing system 230 through the network 220 and the communication module 316 . can Alternatively, the processor 314 may receive a request to transfer an asset for online content from a user account of the asset transfer application, and extract user information of the online platform based on the received resource identifier or online content, or the like.

The processor 334 of the information processing system 230 may be configured to manage, process, and/or store information and/or data received from a plurality of user terminals and/or a plurality of external systems. According to an embodiment, the processor 334 may determine whether the user information extracted from the user terminal 210 corresponds to a user account provided by the asset transfer application. Additionally or alternatively, if the user information corresponds to a user account provided by the asset transfer application, the processor 344 may transmit the asset to the corresponding user account.

4 is a functional block diagram illustrating an internal configuration of the information processing system 230 according to an embodiment of the present disclosure. The information processing system 230 may include an information system module 410 , an account system module 420 , an external system module 430 , and the like according to functions. The information-based module 410 , the account-based module 420 , and the external-based module 430 included in the information processing system 230 may communicate with each other and exchange information regarding asset transfer.

According to an embodiment, when the information processing system 230 receives an asset transmission request for the online content from the user terminal, the information system module 410 may allocate the balance to the corresponding online content. Specifically, the information system module 410 may reduce the balance of the first user account on the asset transfer application requesting asset transfer, and allocate the balance to the online content. According to another embodiment, when the second user account on the asset transfer application associated with the user information extracted from the online content does not exist, the information system module 410 may allocate the balance to the online content. To this end, after the second user account subscribes to the asset transfer application, the information system module 410 may manage the balance by an escrow method until the balance allocated to the online content is received.

According to an embodiment, the account module 420 may extract the second user account on the asset transfer application associated with the user information extracted from the online content, and allocate the balance to the extracted second user account. Specifically, the account module 420 determines whether the extracted user information corresponds to the second user account provided by the asset transfer application, and when the user information corresponds to the second user account on the asset transfer application, the first user account of assets may be transferred to the second user account. Additionally or alternatively, the accounting module 420 does not directly transfer the assets of the first user account to the second user account, but transfers the balance allocated to the online content by the information-based module 410 to the second user account on the asset transfer application. It can be transferred to your user account.

According to one embodiment, the external module 430 may increase or decrease the balance of the user account on the asset transfer application. The external module 430 communicates with the external system 240 and may increase or decrease the balance of the user account. For example, when the balance of the user account on the asset transfer application is insufficient, the externality module 430 receives the balance from the account of the external system 240 associated with the user account with insufficient balance, and increases the balance of the user account can do it Conversely, if the balance of the user account on the asset transfer application is sufficient, the external module 430 may transfer all or part of the balance of the user account to the account of the external system 240 . When receiving a request from the user, the external module 430 may increase or decrease the balance of the user account. Additionally or alternatively, when the balance of the user account is equal to or greater than a predetermined amount, the external interface module 430 may decrease the balance of the user account. Additionally or alternatively, the external interface module 430 may increase the balance of the user account when the balance of the user account is less than or equal to a predetermined amount.

According to an embodiment, the external system 240 may be a system of a financial company that supports a service such as open banking or a system of an electronic money exchange. Accordingly, the user account of the asset transfer application may include account information of a financial company associated with each user account, account information of an electronic money exchange, and the like. A user account of an asset transfer application may be associated with more than one external system 240 . For example, the user account of the asset transfer application may include one account information or account information, or may include two or more account information or account information.

In FIG. 4 , the information processing system 230 is illustrated as including an information system module 410 , an account system module 420 , and an external system module 430 , but is not limited thereto. The information processing system 230 may further include a communication module for receiving the resource identifier of the online content, an extraction module for extracting user information of the online platform based on the received resource identifier or the online content, and the like.

Further, in FIG. 4 , when the user transmits money to the online content, the balance is allocated to the online content and the balance of the user account is increased or decreased, but the present invention is not limited thereto. Users can transmit arbitrary digital assets such as mobile gift certificates and electronic money other than money. According to an embodiment, when a user transmits a mobile gift certificate as online content, the external module 430 communicates with an external system that provides a mobile gift certificate, and transmits the balance of the user account to the external system, and You can receive mobile gift certificates.

5 is a diagram illustrating an example of providing a message for a request to transmit an asset to user information extracted from online content according to an embodiment of the present disclosure. According to an embodiment, when an asset is transmitted as an online content, a message for a request to transmit the asset may be provided in user information of the corresponding online content. The message for the request to transfer the asset may be information associated with an application installation platform on which the asset transfer application can be installed. For example, a message for a request to transfer an asset may include text, an image, a video, a visually coded pattern, etc. that may be associated with an asset transfer application.

The processor may generate a message for the request to transfer the asset if a user account associated with the online content does not exist. Specifically, when receiving a request for asset transfer to the online content, the processor may extract user information associated with the online content. Then, the processor may determine whether a user account of the asset transfer application corresponding to the extracted user information exists. If the user account of the asset transfer application corresponding to the user information does not exist, the processor may generate a message for a request to transfer the asset, which may be connected to the installation interface of the asset transfer application.

The processor may provide a message for a request to transmit the created asset as user information extracted from the online content. As illustrated, a message 522 for a request to transmit an asset including link information may be input to the comment window 520 of the corresponding online content. For example, if user A sends an asset of KRW 2000 as an online content, "A has sent KRW 2000. Click below to receive the amount." A message 522 for a request to send an asset including text such as "http://appstore.com" and the like and link information such as "http://appstore.com" may be entered in the comment window 520 of the online content. In this case, the user of the online content may be provided with the installation interface of the asset transfer application by selecting the link information included in the message 522 for the request for transferring the asset through a touch input or the like.

According to an embodiment, the message for the request to transmit the asset may be transmitted as user information of the online content together with a message directly input by the user who transmitted the asset. The user may input an amount, a message, etc. while requesting asset transmission, and the input message may be transmitted to the comment window 520 together with link information. With such a configuration, the user who transmits the asset can easily convey the reason for transferring the asset or what he wants to say to the user of the online content.

In FIG. 5 , a message 522 for a request to transmit an asset including link information that can be connected to an asset transfer application is input to the comment window 520 of the online content, but is not limited thereto. According to an embodiment, the processor may transmit a message for a request to transmit the created asset in the form of a personal message of the online platform. In this case, the user may be provided with the installation interface of the asset transfer application by selecting link information included in the personal message by a touch input or the like.

In addition, in FIG. 5, when a user account of the asset transfer application corresponding to the online content does not exist, a message for a request to transmit an asset is generated and a message for a request to transmit the generated asset is transmitted. , but not limited thereto. Even if a user account of the asset transfer application corresponding to the online content exists, the processor responds to a request to transmit the asset including a brief notification message indicating that the asset has been transferred to the user account, link information to the asset transfer application, etc. message can be sent. With such a configuration, the asset can be transferred regardless of whether a user account of the asset transfer application corresponding to the user information of the online content exists.

6 is a diagram illustrating an example of receiving a resource identifier of online content using a sharing function of an online platform according to an embodiment of the present disclosure. The processor may receive the resource identifier of the online content and transmit the asset. According to an embodiment, the processor may receive the resource identifier of the online content in response to a function supported by the online platform being selected by a touch input or the like.

According to one embodiment, the processor may receive the resource identifier of the online content in response to a request to share the online content to the asset transfer application on the online platform. Specifically, when there is a request to share the online content to the asset transfer application on the online platform, the processor may execute the asset transfer application. Accordingly, when the asset transfer application is executed, the resource identifier of the corresponding online content may be received by the asset transfer application.

According to an embodiment, as shown, an online platform interface 610 in which online content including a name, an image, a comment window, and the like is displayed may be displayed on the user terminal. In this case, each online content may include a function request button 612 for selecting functions such as reporting, posting notification setting, and link copying. When the function request button 612 of the online content is selected by a touch input in the user terminal, the function interface 620 may be displayed on the user terminal. Thereafter, when the share button 622 is selected among the function buttons included in the function interface 620 , the processor may receive a resource identifier of the corresponding online content.

In FIG. 6 , in response to a request to share the online content to the asset transfer application, the processor receives the resource identifier of the online content, but is not limited thereto. In response to any kind of request to which the online content may be associated with the asset transfer application, the processor may receive a resource identifier of the online content. By receiving the resource identifier of the online content by the function supported by the online platform, it is possible to reduce the inconvenience of having to separately execute the asset transfer application, and also to convert the asset into user information of the online content through a simple operation while using the online platform. can be transmitted.

7 is a diagram illustrating an example of receiving a resource identifier of an online content 740 using a visually coded pattern 742 according to an embodiment of the present disclosure. As described above in FIG. 6 , the processor may receive the resource identifier of the online content 740 and transmit the asset. According to one embodiment, the processor may receive the resource identifier of the online content 740 from a visually coded pattern (eg, barcode, QR code, etc.) associated with the online content 740 .

Specifically, the processor can receive the resource identifier of the online content 740 from a visually coded pattern 742 associated with the online content 740 . According to an embodiment, the user 710 may recognize the visually coded pattern 742 displayed on the display of the computing device 730 using a camera sensor mounted on the user terminal 720 . According to another embodiment, the user 710 may recognize the visually coded pattern 742 displayed on the display of the computing device 730 using an in-app camera on the asset transfer application. When the user terminal 720 recognizes the visually coded pattern 742 associated with the online content 740 , the processor may receive the resource identifier of the online content 740 .

According to an embodiment, the visually coded pattern 742 may be a pattern in which information such as a name, an image, and a comment window included in the online content 740 is visually coded and simply displayed. According to another embodiment, the visually coded pattern 742 may be a pattern generated for sharing the online content 740 . For example, when the user terminal 720 recognizes a visually coded pattern 742 associated with the online content 740 , information of the corresponding online content 740 may be transmitted to the user terminal 720 .

The visually coded pattern 742 may be directly generated by a user 710 who transmits an asset, a user of the online content 740, etc. using a pattern generating tool, or may be generated by a function supported by an online platform. For example, when a share button among function buttons associated with the online content 740 is selected by a touch input or the like, a visually coded pattern 742 associated with the online content 740 may be generated. By receiving the resource identifier using the visually coded pattern 742 , the user 710 uses a computing device 730 other than the user terminal 720 to view the online content 740 while using the online platform. A resource identifier may be received.

In FIG. 7 , the resource identifier is received using the visually coded pattern 742 , but the present invention is not limited thereto. According to one embodiment, when the user 710 selects the resource identifier of the deep link method displayed on the online platform by a touch input, etc., the asset transfer application is executed, and the processor is the resource identifier of the online content 740 . can receive In addition, even when the user 710 copies the resource identifier of the online content 740 and then executes the asset transfer application and inputs the copied resource identifier, the processor may receive the resource identifier of the online content 740 . have. Additionally or alternatively, when the user 710 copies the resource identifier of the online content 740 and then runs the asset transfer application, the automatically copied resource identifier may be input into the asset transfer application.

8 is a flowchart illustrating a method 800 for extracting user information according to an embodiment of the present disclosure. According to an embodiment, the user information extraction method 800 may be performed by a user terminal (eg, at least one processor of the user terminal). According to another embodiment, the method 800 for extracting user information may be performed by an information processing system (eg, at least one processor of the information processing system). According to another embodiment, the user terminal and the information processing system may divide the steps of the method 800 for extracting user information.

As shown, the user information extraction method 800 may be initiated when the processor receives a resource identifier of online content (S810). In response to a request to share the online content with the asset transfer application, the processor may receive, but is not limited to, a resource identifier of the online content or from a visually coded pattern associated with the online content. In this case, the form of the resource identifier may be different for each online platform.

The processor may extract user information using an application programming interface (API) method (S820). According to an embodiment, the processor may transmit the received resource identifier to the corresponding online platform using an API (eg, oEmbed) provided by the online platform. Then, the processor may receive user information associated with the resource identifier of the online content from the online platform that has received the resource identifier. For example, the user information received from the online platform may include a normalized resource identifier, an owner ID, a content ID, and the like.

The processor may extract user information by using resource identifier parsing (S830). According to an embodiment, the processor may extract the user information text associated with the user information of the online content from the text included in the received resource identifier. Here, the user information text may include any text that can identify the user information. For example, the processor may determine an owner ID and/or a content ID of the online content from the extracted user information text, and extract user information of the online platform based on at least one of the determined owner ID or content ID.

The processor may extract user information by using web crawling (S840). The processor may obtain online content associated with the received resource identifier by using web crawling, and may extract user information by analyzing the obtained online content. To this end, the processor may access a page (eg, a web page, a page in an application supporting an online platform service, etc.) on an online platform on which such online content is posted, and obtain the online content posted in the page. . The processor uses a predetermined algorithm to extract an owner ID, a content ID, etc. necessary for asset transfer from online content including an author, an image, a comment, etc., and a user of the online platform based on the extracted owner ID, content ID, etc. information can be extracted. Such an algorithm may be determined differently according to the configuration of a page posted on each of the online platforms. For example, the algorithm obtains information (eg, text, image, etc.) of any part of the page according to the rules constituting the page of a specific online platform, and analyzes the obtained information to determine whether the owner ID or content ID may be configured to determine at least one.

The processor may transmit the asset by using the extracted user information of the online content (S850). Then, the processor may determine whether a user account of the asset transfer application corresponding to the user information exists. If there is a user account of the asset transfer application corresponding to the user information, the processor may transfer the asset to the corresponding user account, and when the user account of the asset transfer application corresponding to the user information does not exist, the extracted user information You can provide messages for requests to transfer assets.

In FIG. 8 , a method using an API, a method using resource identifier parsing, a method using web crawling, etc. are illustrated as being used in parallel, but is not limited thereto. According to an embodiment, the processor may extract user information from the received resource identifier using one of a method using an API, a method using resource identifier parsing, and a method using web crawling. According to another embodiment, the processor may extract user information by combining two or more methods among a method using an API, a method using resource identifier parsing, and a method using web crawling. In addition, the processor may extract the type of the online platform, and extract user information from the resource identifier of the online content in a different method for each extracted online platform.

9 is a flowchart illustrating a method 900 for transmitting an asset based on a resource identifier according to an embodiment of the present disclosure. According to an embodiment, the resource identifier-based asset transmission method 900 may be performed by a user terminal (eg, at least one processor of the user terminal). According to another embodiment, the resource identifier-based asset transmission method 900 may be performed by an information processing system (eg, at least one processor of the information processing system). According to another embodiment, the user terminal and the information processing system may perform the steps of the resource identifier-based asset transmission method 900 separately.

As shown, the resource identifier-based asset transmission method 900 may be initiated when the processor receives the resource identifier of the online content posted on the online platform (S910). Thereafter, the processor may receive a request to transfer the asset for the online content from the first user account of the asset transfer application (S920). The processor may receive an amount to send, a message, etc. together with the request to send the asset.

The processor may extract user information of the online platform based on at least one of the received resource identifier and online content (S930). The same method as described above in FIG. 8 may be used as a method of extracting user information of an online platform from a resource identifier or online content. Thereafter, the processor may transmit the asset to the extracted user information (S940). In this case, the processor may determine whether the user information corresponds to the second user account among the user accounts provided by the asset transfer application, and if the user information corresponds to the second user account, transfer the assets of the first user account to the second user can be transferred to your account. When the user information does not correspond to the user account provided by the asset transfer application, the processor may generate a message for the request to transfer the asset, and provide the message for the request to transfer the generated asset to the user information.

10 is a flowchart illustrating an asset transfer method 1000 determined based on the existence of a user account according to an embodiment of the present disclosure. According to an embodiment, the asset transfer method 1000 determined based on the existence of a user account may be performed by a user terminal (eg, at least one processor of the user terminal). According to another embodiment, the asset transfer method 1000 determined based on the existence of a user account may be performed by an information processing system (eg, at least one processor of the information processing system). According to another embodiment, the user terminal and the information processing system may divide and perform the steps of the asset transfer method 1000 determined based on the existence of a user account.

The asset transfer method 1000 determined based on the existence of a user account may be initiated by a processor extracting user information associated with online content (S1010). A method of receiving a resource identifier of an online content and receiving an asset transfer request from a user in order to extract user information may be performed in the same manner as described above in FIG. 9 .

The processor may determine whether a user account on the asset transfer application corresponding to the extracted user information exists (S1020). The processor may correspond to any user account on the asset transfer application and the extracted user information to determine whether a user account on the asset transfer application corresponding to the extracted user information exists, but is not limited thereto. According to an embodiment, the processor may determine whether a user account exists by searching for a user account on the asset transfer application having the same name as the user's name included in the extracted user information. According to another embodiment, the processor searches for a user account including an ID that is the same as or similar to a user ID included in the extracted user information, and extracts a user account with the highest relevance to the user information from among the retrieved IDs, You can decide whether it exists or not.

If the user account exists, the processor may increase the balance of the user account ( S1030 ). According to an embodiment, the processor may decrease the balance of the first user account for transferring the asset and increase the balance of the second user account. According to another embodiment, the processor may reduce the balance of the first user account, allocate the reduced balance to the user information of the online content, and then transmit the balance allocated to the user information of the online content to the second user account . Thereafter, the processor may transmit a push notification indicating asset transfer to the user terminal associated with the second user account (S1050).

When the extracted user information does not correspond to each of a plurality of user accounts provided by the asset transfer application, the processor may add remittance details to the online content (S1040). Thereafter, the processor may generate a message for a request to transmit an asset informing that the remittance details have been added to the online content, and may transmit a comment, a memo notification, etc. associated with the message for the request to transmit the generated asset (S1060) . According to an embodiment, the user may be provided with an installation interface of the asset transfer application by selecting a message for a request to transmit an asset included in a comment or a memo notification by a user of the online content by using a touch input or the like.

11 is a diagram illustrating an example of an asset transfer procedure based on a resource identifier according to an embodiment of the present disclosure. As shown, the asset transfer procedure includes a user 1110 , an online platform 1120 , an asset transfer application 1130 , a server 1140 , an information system module 1150 , an account system module 1160 , and an external system module 1170 . ), the external system 1180, and the like. According to one embodiment, the server 1140, the information module 1150, the account module 1160, and the external module 1170 may be a configuration of an information processing system that performs resource identifier-based asset transfer, and The system 1180 may include a system of a financial company associated with asset transfer based on a resource identifier, a system of an electronic money exchange, and the like.

According to one embodiment, the asset transfer procedure may be initiated 1112 by the user 1110 using the online content posted on the online platform 1120 . In this case, the user 1110 may be any user associated with the user terminal in which the asset transfer application 1130 is installed. While using the online platform 1120 , the user 1110 may select the online content to which the asset is to be transferred. When the user 1110 selects the online content to which the asset is to be transferred, the online platform 1120 may transmit the resource identifier of the selected online content to the asset transfer application 1130 ( 1122 ). The method for the asset transfer application 1130 to receive the resource identifier of the online content is, as described above, a method using a function on the online platform 1120, a method using a visually coded pattern, a method using a deep link resource identifier. , a method of copying a resource identifier, etc., various methods may be used.

The user 1110 may input an amount and a message to be transmitted as the selected online content, and may transmit it to the asset transfer application 1130 ( 1114 ). Additionally or alternatively, the user 1110 may send a digital asset, mobile voucher, etc. along with the message to the asset transfer application 1130 . Thereafter, the asset transfer application 1130 is configured to allocate the amount, message, etc. received from the user 1110 to the user information (eg, the owner ID or content ID of the selected online content) extracted from the received resource identifier. The asset transfer request may be transmitted to the server 1140 ( 1132 ).

The server 1140 receiving the asset transfer request may request the asset transfer processing to the information system module 1150 ( 1144 ). The information system module 1150 that has been requested to process the asset may allocate the amount and the message input by the user 1110 to the extracted user information. According to an embodiment, regardless of whether a user account on the asset transfer application 1130 associated with the extracted user information exists or not, the information system module 1150 returns the amount input by the user 1110 to the user information, a message, and the like. can be assigned

Thereafter, the information module 1150 may request the account module 1160 to update the balance of the user account ( 1152 ). The accounting module 1160 may determine whether a user account on the asset transfer application 1130 associated with the extracted user information exists. According to an embodiment, when a user account on the asset transfer application 1130 associated with user information exists, the account management module 1160 transmits the balance allocated to the user information by the information system module 1150 to the associated user account. can According to another embodiment, when a user account on the asset transfer application 1130 associated with user information does not exist, the balance allocated by the information system module 1150 may be maintained by an escrow method. In this case, as described above, the server 1140 may generate a message for a request to transmit an asset indicating that the balance has been allocated, and may provide the message to the user information.

On the other hand, when the balance of the user account on the asset transfer application 1130 associated with the user 1110 who transmits the asset is insufficient, the server 1140 may transmit a first withdrawal request to the external module 1170 ( 1142 ). . Upon receiving the first withdrawal request, the external module 1170 may transmit a second withdrawal request to the external system 1180 ( 1172 ). Thereafter, the external module 1170 may receive a response to the second withdrawal request ( 1182 ). The response to the second withdrawal request may include information on successful withdrawal or withdrawal failure due to insufficient balance. After receiving the response to the second withdrawal request, the external module 1170 may transmit a response to the first withdrawal request to the server 1140 ( 1174 ). The response to the first withdrawal request may include the same information as the response to the second withdrawal request.

12 is a flowchart illustrating an asset receiving method 1200 when a user account of a user who has received an asset does not exist according to an embodiment of the present disclosure. According to an embodiment, the asset receiving method 1200 may be performed by a user terminal (eg, at least one processor of the user terminal). According to another embodiment, the asset receiving method 1200 may be performed by an information processing system (eg, at least one processor of the information processing system). According to another embodiment, the user terminal and the information processing system may perform the steps of the asset receiving method 1200 separately.

As shown, the asset receiving method 1200 may be initiated by the processor notifying the asset transfer to user information of online content (S1210). Specifically, the processor may generate a message for a request to transmit an asset that can be connected to the asset transfer application, and then transmit it as a comment or message of online content. In this case, the message for the request to transfer the asset may include text, an image, a video, a visually coded pattern, etc. that can be linked to the asset transfer application.

The processor may determine whether the user of the online content transmits a request for receipt of an asset allocated to the online content (S1220). According to an embodiment, when the user of the online content selects a message for a request to transmit an asset provided as the online content by a touch input or the like, the processor may determine that the user of the online content has transmitted the request for receipt. According to another embodiment, when a user selects an advertisement associated with an asset transfer application posted on an online platform through a touch input or the like, the processor may determine that the user of the online content has transmitted a request for receipt.

When the user transmits a request for receipt, the processor may provide an installation interface of the asset transfer application to the user terminal associated with the user (S1230). For example, if a user selects a message about a request to transfer an asset, the user can access an app store where they can install an asset transfer application. In another example, a user may search for an asset transfer application on the app store to access an app store where the asset transfer application can be installed. When the asset transfer application is installed in the user terminal, the processor may provide a subscription interface of the asset transfer application to the user terminal (S1250). When the user inputs subscription information on the provided subscription interface, the corresponding user's subscription may be completed.

After the user's subscription is completed or at the same time as the subscription, the processor may perform user information authentication (S1270). Specifically, the processor may perform user information authentication to determine whether a user subscribed to the asset transfer application and a user of the online content on the online platform to which the asset is transmitted are the same person. User information authentication methods include the method of using the cookie value provided when logging into the online platform, the method using the access token provided when logging into the online platform, and the method using the user authentication code provided in advance by the asset transfer application. or two or more methods may be used in combination. User information authentication may be performed only once upon initial login, but is not limited thereto. For example, user information authentication may be repeatedly performed when an asset is received, or may be performed only when logging in again after logging out of the user terminal.

On the other hand, when the user does not transmit a receipt request within a predetermined period (eg, one day, one week, one month), the processor may cancel the asset transfer ( S1240 ). Specifically, the processor may decrease the balance allocated to the online content and increase the balance of the user account that transferred the asset. Thereafter, the processor may notify the remitter that the asset transfer has been canceled through a push notification of the asset transfer application or the like (S1260). For example, the sender may be the user or user account that transferred the asset to the online content.

In FIG. 12 , when the processor receives a request for receipt, it is illustrated that the installation interface of the asset transfer application is provided to the user terminal associated with the user, but is not limited thereto. For example, a user of online content may install an asset transfer application in advance and subscribe to the asset transfer application. In this case, even if the user does not select a message for the request to transfer the asset through a touch input or the like, the user may transmit the request for receiving the asset on the asset transfer application. Accordingly, the processor may directly perform user information authentication without providing an application installation and subscription interface to the user terminal.

13 is a flowchart illustrating a user authentication method 1300 using a cookie value according to an embodiment of the present disclosure. According to an embodiment, the user authentication method 1300 using a cookie value may be performed by a user terminal (eg, at least one processor of the user terminal). According to another embodiment, the user authentication method 1300 using a cookie value may be performed by an information processing system (eg, at least one processor of the information processing system). According to another embodiment, the user terminal and the information processing system may divide and perform the steps of the user authentication method 1300 using a cookie value.

As shown, the user authentication method 1300 using a cookie value may be initiated by the processor providing an online platform login interface to the user terminal (S1310). When subscribing to the asset transfer application or when new user authentication is required, an online platform login interface may be provided to the user terminal. The processor may determine whether the user's login is successful (S1320). According to an embodiment, when the user fails to log in to the online platform, the processor may provide a login failure interface to the user terminal (S1340). Accordingly, the process of providing the online platform login interface and providing the login failure interface may be repeated until the user successfully logs in to the online platform.

When the user successfully logs in to the online platform, the processor may obtain a cookie value by inserting a programming code (S1330). According to an embodiment, the programming code may be any code for providing instructions to the computing device (eg, a user terminal) to enable the computing device (eg, a user terminal) to perform a specific task. For example, the programming code may be a command for extracting a cookie value associated with user information from an HTTP cookie generated when a user logs in to an online platform. As such, the programming code is not limited to a code generated by a specific programming language, and may be generated in any programming language such as C language, C++, JAVA script, or Python. In addition, programming codes generated in different programming languages may be used to extract a cookie value according to the type of an online platform that performs user authentication.

The processor may request user authentication from the online platform with the cookie value obtained by inserting the programming code (S1350). Also, the processor may receive a user activity information item from the online platform that has received the user authentication request ( S1360 ). For example, a user activity information item may include an authenticated user's owner ID and a list of content IDs posted by that user. According to an embodiment, the list of content IDs may include IDs of all content posted by a corresponding user on an online platform, but is not limited thereto. For example, the list of content IDs includes only online content published within a predetermined time period (eg, within a week, within a month), or when an activity such as a post is modified or a comment is entered within a predetermined period of time It may include only the ID of the performed online content.

The processor may search for details of asset transfer ( S1370 ). Specifically, the processor may extract the ID of the content to which the balance is allocated from among the content IDs included in the list of content IDs. Thereafter, the processor may decrease the balance allocated to the online content and increase the balance of the user account of the asset transfer application associated with the user. As described above, by performing user authentication using a cookie value generated when logging into the online platform, user authentication can be simply completed without the user directly inputting his or her personal information.

14 is a flowchart illustrating a user authentication method 1400 using an access token according to an embodiment of the present disclosure. According to an embodiment, the user authentication method 1400 using an access token may be performed by a user terminal (eg, at least one processor of the user terminal). According to another embodiment, the user authentication method 1400 using an access token may be performed by an information processing system (eg, at least one processor of the information processing system). According to another embodiment, the user terminal and the information processing system may perform the steps of the user authentication method 1400 using an access token separately.

As shown, the user authentication method 1400 using the access token may be initiated by the processor providing an online platform login interface to the user terminal (S1410). As described above, when subscribing to the asset transfer application or when new user authentication is required, an online platform login interface may be provided to the user terminal. The processor may determine whether the user's login is successful (S1420). According to an embodiment, when the user fails to log in to the online platform, the processor may provide a login failure interface to the user terminal (S1440). Accordingly, the process of providing the online platform login interface and providing the login failure interface may be repeated until the user successfully logs in to the online platform.

When the user successfully logs in to the online platform, the processor may acquire an access token (S1430). According to one embodiment, the access token may be obtained by an application programming interface (API) provided by the online platform, and the access token may be a kind of digital certificate associated with the security right of the online platform for extracting user information. . That is, the processor may be granted the right for user information on the online platform from the user to obtain user information related to online content.

The processor may request user authentication from the online platform with the obtained access token (S1450). Also, the processor may receive a user activity information item from the online platform that has received the user authentication request ( S1460 ). For example, a user activity information item may include an authenticated user's owner ID and a list of content IDs posted by that user. According to an embodiment, the list of content IDs may include IDs of all content posted by a corresponding user on an online platform, but is not limited thereto. For example, the list of content IDs includes only online content published within a predetermined time period (eg, within a week, within a month), or when an activity such as a post is modified or a comment is entered within a predetermined period of time It may include only the ID of the performed online content.

The processor may search for details of asset transfer (S1470). Specifically, the processor may extract the ID of the content to which the balance is allocated from among the content IDs included in the list of content IDs. Thereafter, the processor may decrease the balance allocated to the online content and increase the balance of the user account of the asset transfer application associated with the user. As described above, by performing user authentication using an access token generated when logging into the online platform, user authentication can be simply completed without the user directly inputting his or her personal information.

15 is a diagram illustrating an example of authenticating a user using a user authentication code 1520 according to an embodiment of the present disclosure. As shown, the user authentication code 1520 may be inserted into the online content 1510 posted on the online platform. According to one embodiment, the user authentication code 1520 may be any digital code that includes user account information on the asset transfer application. Accordingly, the user authentication code 1520 may be any code that contains user account information on the asset transfer application and is stored in association with the online content 1510 .

According to an embodiment, the user may subscribe to the asset transfer application after installing the asset transfer application to receive the assets allocated to the online content 1510 . The user may then send a request for issuance of the user authentication code 1520 to prove that the asset is the owner of the online content 1510 to which it is assigned. For example, the user may transmit a request for issuing the user authentication code 1520 on a page capable of managing or displaying his/her profile in the asset transfer application. The processor may generate the user authentication code 1520 using subscription information of the user who has transmitted the issuance request of the user authentication code 1520 .

After receiving the subscription information for the user account of the asset transfer application, the processor may generate a user authentication code 1520 associated with the user account and transmit it to the user terminal associated with the user account. A user who has received the user authentication code 1520 may insert the corresponding user authentication code 1520 into his/her online content 1510 . When the asset is transmitted to the online content 1510 in which the user authentication code 1520 is inserted, the processor may perform user authentication using the user authentication code 1520 .

According to an embodiment, the user may transmit the user authentication request after inserting the user authentication code 1520 into the online content 1510 to which the asset is allocated. For example, the user may request user authentication on a page that can manage or display his or her profile in the asset transfer application. When receiving a user authentication request of the online content 1510 from the user, the processor may extract the user authentication code 1520 inserted into the online content 1510 . Specifically, after receiving the resource identifier of the online content 1510 , the processor may extract the user authentication code 1520 inserted into the online content 1510 . When the processor determines that the extracted user authentication code 1520 is associated with the user account of the online content 1510 that is the object of the asset receipt request, the user account associated with the user account of the online content 1510 from the user account that requested to transfer the asset may be configured to move assets to a user account of the asset transfer application.

As described above, the method of receiving the resource identifier of the online content 1510 is a method of using a sharing function of an online platform, a method of using a visually coded pattern, a method of copying and inputting a resource identifier, a deep link type resource A method using an identifier, etc. may be used. The processor may extract the user authentication code 1520 inserted into the online content 1510 by using the resource identifier of the online content 1510 . As a method of extracting the user authentication code 1520, a method using the above-described API method, a method using resource identifier parsing, a method using web crawling, etc. may be used. For example, after accessing a web page on which the online content 1510 is posted, the processor may extract the user authentication code 1520 using web crawling or the like.

The processor may determine whether the user authentication code 1520 extracted from the online content 1510 and the user authentication code 1520 generated in association with the user account are the same. The processor may complete user information authentication when the generated user authentication code 1520 and the user authentication code 1520 included in the online content 1510 that is the target of the asset transmission request are the same.

In FIG. 15 , the QR code is shown to be inserted into the online content 1510 as the user authentication code 1520 , but the present invention is not limited thereto. For example, the user authentication code 1520 may be a visually coded pattern other than a QR code or a specific character string. In addition, although the user authentication code 1520 is illustrated as being posted on the online content 1510 in FIG. 15 , the present invention is not limited thereto, and a comment window of the online content 1510 or a profile page of a user associated with the online content 1510 . may be posted, etc.

Also, in FIG. 15 , when an asset is transmitted as the online content 1510 , the user subscribes to the asset transmission application and receives the user authentication code 1520 , but is not limited thereto. The user may subscribe to the asset transfer application in advance regardless of whether the asset has been transferred as online content, and may be provided with a user authentication code 1520 . In this case, the user may insert the user authentication code 1520 into his/her online content in advance. Thereafter, when the asset is transmitted as online content into which the user authentication code 1520 is inserted, the processor may perform user authentication using the user authentication code 1520 .

16 is a flowchart illustrating a method 1600 for receiving an asset based on a resource identifier according to an embodiment of the present disclosure. According to an embodiment, the resource identifier-based asset receiving method 1600 may be performed by a user terminal (eg, at least one processor of the user terminal). According to another embodiment, the resource identifier-based asset receiving method 1600 may be performed by an information processing system (eg, at least one processor of the information processing system). According to another embodiment, the user terminal and the information processing system may perform the steps of the resource identifier-based asset receiving method 1600 by dividing.

As shown, the resource identifier-based asset receiving method 1600 may be initiated by the processor receiving a request to transmit the asset for the online content from the first user account of the asset transfer application ( S1610 ). Thereafter, the processor may extract user information of the online platform based on at least one of the received resource identifier and the online content (S1620). The same method as described above may be used for a method for receiving a request to transmit an asset and a method for extracting user information of an online platform.

The processor may determine whether the extracted user information corresponds to a second user account among a plurality of user accounts provided by the asset transfer application (S1630). When the user information corresponds to the second user account, the processor may transfer the assets of the first user account to the second user account. When the user information does not correspond to each of a plurality of user accounts provided by the asset transfer application, the processor may provide a message for a request to transfer the asset to the user information of the online platform (S1640). In addition, the processor may install the asset transfer application according to the message for the request to transfer the asset (S1650). According to an embodiment, the message for the request to transfer the asset may be information connected to an application installation platform on which the asset transfer application can be installed. For example, a message for a request to transfer an asset may include text, an image, a video, a visually coded pattern, etc. that may be associated with an asset transfer application. In order to install the asset transfer application, the processor provides an interface for inducing the installation of the asset transfer application to the user terminal that has made the request for receipt of the asset, and receives subscription information for a third user account of the asset transfer application from the user terminal can receive

The processor may receive the asset through the asset transfer application (S1660). In this case, the processor may authenticate the user information through the online platform. As a method of authenticating user information, a method using the above-described cookie value, a method using an access token, a method using a user authentication code, and the like may be used. When the user information is successfully authenticated through the online platform, the processor associates the user information with the third user account of the asset transfer application, and uses the asset to update the balance of the account of the third user account provided by the asset transfer application can do.

17 is a diagram illustrating an example of an asset receiving procedure based on a resource identifier according to an embodiment of the present disclosure. As shown, the asset receiving procedure is a user 1710, an online platform 1720, an asset transfer application 1730, a server 1740, an information system module 1750, an account system module 1760, an external system module 1770 ), an external system 1780, and the like. The server 1740, the information module 1750, the account module 1760, and the external module 1770 may be components of an information processing system that performs resource identifier-based asset reception, and the external system 1780 is a resource It may include a system of a financial company associated with receiving an identifier-based asset, a system of an electronic money exchange, and the like.

According to one embodiment, the asset reception procedure may be initiated 1714 by the user 1710 sending a user authentication request to the asset transfer application 1730 . In this case, the user 1710 may be any user desiring to receive the balance allocated to the online content on the online platform that he/she has published. For example, the user 1710 may be a user who selects a message for a request to transmit an asset displayed in his/her online content in order to receive the asset through a touch input or the like. In another example, the user 1710 may be a user who installs the asset transfer application in the user terminal and subscribes to the asset transfer application in order to receive the asset.

Upon receiving the user authentication request, the asset transfer application 1730 may display a login window of the online platform 1720 on the user terminal associated with the user 1710 ( 1732 ). Thereafter, the user 1710 may log in to the corresponding online platform 1720 ( 1712 ). According to an embodiment, when the login is successful, the asset transfer application 1730 may obtain a cookie value associated with user information by using a predetermined code (eg, a code of javascript) or the like. Thereafter, the asset transfer application 1730 may request user information from the online platform 1720 using the acquired cookie value ( 1734 ). The online platform 1720 may then send 1724 the user information to the asset transfer application 1730 in response to the user information request. According to another embodiment, upon successful login, the asset transfer application 1730 may obtain an access token. Thereafter, the asset transfer application 1730 may use the obtained access token to request user information from the online platform 1720 . The online platform 1720 may then send the user information to the asset transfer application 1730 in response to the user information request. When the asset transfer application 1730 finally receives user information from the online platform 1720 , user authentication may be completed.

The asset transfer application 1730 may then send a receipt request to the server 1740 to transfer the balance allocated to the online content to the user account of the authenticated user 1710 ( 1736 ). The server 1740 receiving the receipt request may transmit, to the information-based module 1750 , an asset transmission history search for searching whether the balance is allocated to which online content by the information-based module 1750 ( 1742 ). Thereafter, the information-based module 1750 may request the user account balance update to the account-based module 1760 ( 1752 ). Accounting module 1760 may, in response to receiving the user account balance update, decrease a balance allocated to the online content, and increase a balance of a user account associated with user 1710 .

Meanwhile, when the user 1710 transmits a withdrawal request for withdrawing the balance in the user account, the account module 1760 may transmit a first withdrawal request to the external module 1770 ( 1762 ). Thereafter, the external module 1770 may transmit the second withdrawal request to the external system 1780 ( 1772 ). In this case, the balance of the user account may decrease, and the balance of the account associated with the user 1710 or other accounts may increase. Thereafter, the external system 1780 may transmit a withdrawal notification to the user 1710 ( 1782 ).

The above-described resource identifier-based asset transmission method and resource identifier-based asset reception method may be provided as a computer program stored in a computer-readable recording medium for execution by a computer. The medium may be to continuously store a computer executable program, or to temporarily store it for execution or download. In addition, the medium may be various recording means or storage means in the form of a single or several hardware combined, it is not limited to a medium directly connected to any computer system, and may exist distributed on a network. Examples of the medium include a hard disk, a magnetic medium such as a floppy disk and a magnetic tape, an optical recording medium such as CD-ROM and DVD, a magneto-optical medium such as a floppy disk, and those configured to store program instructions, including ROM, RAM, flash memory, and the like. In addition, examples of other media may include recording media or storage media managed by an app store that distributes applications, sites that supply or distribute various other software, and servers.

The method, operation, or techniques of this disclosure may be implemented by various means. For example, these techniques may be implemented in hardware, firmware, software, or a combination thereof. Those of ordinary skill in the art will appreciate that the various illustrative logical blocks, modules, circuits, and algorithm steps described in connection with the disclosure herein may be implemented as electronic hardware, computer software, or combinations of both. To clearly illustrate this interchangeability of hardware and software, various illustrative components, blocks, modules, circuits, and steps have been described above generally in terms of their functionality. Whether such functionality is implemented as hardware or software depends upon the particular application and design requirements imposed on the overall system. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementations should not be interpreted as causing a departure from the scope of the present disclosure.

In a hardware implementation, the processing units used to perform the techniques include one or more ASICs, DSPs, digital signal processing devices (DSPDs), programmable logic devices (PLDs). ), field programmable gate arrays (FPGAs), processors, controllers, microcontrollers, microprocessors, electronic devices, other electronic units designed to perform the functions described in this disclosure. , a computer, or a combination thereof.

Accordingly, the various illustrative logic blocks, modules, and circuits described in connection with this disclosure are suitable for use in general-purpose processors, DSPs, ASICs, FPGAs or other programmable logic devices, discrete gate or transistor logic, discrete hardware components, or the present disclosure. It may be implemented or performed in any combination of those designed to perform the functions described in A general purpose processor may be a microprocessor, but in the alternative, the processor may be any conventional processor, controller, microcontroller, or state machine. A processor may also be implemented as a combination of computing devices, eg, a combination of a DSP and a microprocessor, a plurality of microprocessors, one or more microprocessors in conjunction with a DSP core, or any other configuration.

In firmware and/or software implementations, the techniques may include random access memory (RAM), read-only memory (ROM), non-volatile random access memory (NVRAM), PROM ( on computer readable media such as programmable read-only memory), erasable programmable read-only memory (EPROM), electrically erasable PROM (EEPROM), flash memory, compact disc (CD), magnetic or optical data storage devices, etc. It may be implemented as stored instructions. The instructions may be executable by one or more processors, and may cause the processor(s) to perform certain aspects of the functionality described in this disclosure.

Although the embodiments described above have been described utilizing aspects of the presently disclosed subject matter in one or more standalone computer systems, the present disclosure is not so limited and may be implemented in connection with any computing environment, such as a network or distributed computing environment. . Still further, aspects of the subject matter in this disclosure may be implemented in a plurality of processing chips or devices, and storage may be similarly affected across the plurality of devices. Such devices may include PCs, network servers, and portable devices.

Although the present disclosure has been described in connection with some embodiments herein, various modifications and changes may be made without departing from the scope of the present disclosure that can be understood by those skilled in the art to which the present disclosure pertains. Further, such modifications and variations are intended to fall within the scope of the claims appended hereto.

Claims

A method for transferring assets based on a resource identifier, performed by at least one processor, comprising:

receiving a resource identifier of the online content posted on the online platform;

receiving a request to transfer assets for the online content from a first user account of an asset transfer application;

extracting user information of the online platform based on at least one of the received resource identifier or the online content; and

transmitting the asset to the extracted user information

Including, resource identifier-based asset transmission method.
According to claim 1,

The step of transmitting the asset to the extracted user information,

determining whether the user information corresponds to a second user account among a plurality of user accounts provided by the asset transfer application; and

when the user information corresponds to the second user account, transferring the assets of the first user account to the second user account;

Including, resource identifier-based asset transmission method.
3. The method of claim 2,

The step of transmitting the asset to the extracted user information,

generating a message for a request to transfer the asset when the user information does not correspond to each of a plurality of user accounts provided by the asset transfer application; and

providing the generated message to the user information

Further comprising, a resource identifier-based asset transmission method.
According to claim 1,

Receiving the resource identifier of the online content posted on the online platform comprises:

receiving a resource identifier of the online content in response to a request to share the online content with the asset transfer application;

Including, resource identifier-based asset transmission method.
According to claim 1,

Receiving the resource identifier of the online content posted on the online platform comprises:

receiving a resource identifier of the online content from a visually coded pattern associated with the online content;

Including, resource identifier-based asset transmission method.
According to claim 1,

The step of extracting the user information of the online platform based on at least one of the received resource identifier or the online content comprises:

transmitting the received resource identifier to the online platform using an application programming interface (API) provided by the online platform; and

receiving the user information associated with the resource identifier from the online platform;

Including, resource identifier-based asset transmission method.
According to claim 1,

The step of extracting the user information of the online platform based on at least one of the received resource identifier or the online content comprises:

extracting user information text associated with the user information from among texts included in the received resource identifier;

Including, resource identifier-based asset transmission method.
According to claim 1,

The step of extracting the user information of the online platform based on at least one of the received resource identifier or the online content comprises:

obtaining online content associated with the received resource identifier using web crawling; and

extracting the user information by analyzing the obtained online content

Including, resource identifier-based asset transmission method.
A computer program stored in a computer-readable recording medium for executing the resource identifier-based asset transfer method according to any one of claims 1 to 8 in a computer.
A resource identifier-based asset transfer system, performed by at least one processor, comprising:

a communication module configured to receive a resource identifier of the online content posted on the online platform;

Memory;

at least one processor coupled to the memory and configured to execute computer readable instructions contained in the memory

including,

the at least one processor,

Receive a request to transfer assets for online content from a first user account of an asset transfer application, extract user information of the online platform based on at least one of the received resource identifier or the online content, and A resource identifier-based asset transfer system, configured to transfer the asset to user information.
A method for receiving an asset based on a resource identifier, performed by at least one processor, comprising:

receiving, from a first user account of an asset transfer application, a request to transfer assets for online content, wherein the online content is posted to an online platform and includes a resource identifier of the online content;

extracting user information of the online platform based on at least one of the received resource identifier or the online content;

determining whether the extracted user information corresponds to a second user account among a plurality of user accounts provided by the asset transfer application;

if the user information does not correspond to each of a plurality of user accounts provided by the asset transfer application, providing a message for a request to transfer the asset to the user information of the online platform;

installing the asset transfer application according to the message for the request to transfer the asset; and

receiving the asset via the asset transfer application;

Including, a resource identifier-based asset receiving method.
12. The method of claim 11,

when the user information corresponds to the second user account, transferring the assets of the first user account to the second user account;

Further comprising, a resource identifier-based asset receiving method.
12. The method of claim 11,

In accordance with the message for the request to transfer the asset, the step of installing the asset transfer application comprises:

providing an interface for inducing installation of the asset transfer application to a user terminal that has made a request for receipt of the asset; and

Receiving subscription information for a third user account of the asset transfer application from the user terminal

Including, a resource identifier-based asset receiving method.
14. The method of claim 13,

Receiving the asset through the asset transfer application comprises:

authenticating the user information through the online platform

Including, a resource identifier-based asset receiving method.
15. The method of claim 14,

The step of authenticating the user information through the online platform,

receiving login information of the online platform from the user terminal;

extracting a cookie value corresponding to the received login information;

transmitting an authentication request for the extracted cookie value to the online platform;

when the extracted cookie value is authenticated, receiving a plurality of user activity information items corresponding to the cookie value from the online platform; and

authenticating the user information when the user information corresponds to one information item among a plurality of user activity information items;

Including, a resource identifier-based asset receiving method.
15. The method of claim 14,

The step of authenticating the user information through the online platform,

receiving login information of the online platform from the user terminal;

obtaining an access token associated with the user information through an application programming interface (API) provided by the online platform;

transmitting an authentication request of the obtained access token to the online platform;

when the obtained access token is authenticated, receiving a plurality of user activity information items corresponding to the access token from the online platform; and

authenticating the user information when the user information corresponds to one information item among a plurality of user activity information items;

Including, a resource identifier-based asset receiving method.
15. The method of claim 14,

The step of authenticating the user information through the online platform,

generating a user authentication code associated with the third user account, wherein the generated user authentication code is embedded in one or more online content published via an owner ID of the online platform;

The method is

authenticating the user information when the generated user authentication code and the user authentication code included in the online content subject to the request for transmitting the asset are the same

Further comprising, a resource identifier-based asset receiving method.
14. The method of claim 13,

associating the user information with a third user account of the asset transfer application when the user information is authenticated through the online platform; and

Updating the balance of the account of the third user account provided by the asset transfer application by using the asset

Further comprising, a resource identifier-based asset receiving method.
A computer program stored in a computer-readable recording medium for executing the resource identifier-based asset receiving method according to any one of claims 11 to 18 in a computer.
In the resource identifier-based asset receiving system performed by at least one processor,

a communication module configured to receive, from a first user account of the asset transfer application, a request to transfer assets for online content, wherein the online content is posted on an online platform and includes a resource identifier of the online content;

Memory; and

at least one processor coupled to the memory and configured to execute computer readable instructions contained in the memory

including,

the at least one processor,

Based on at least one of the received resource identifier or the online content, user information of the online platform is extracted, and the extracted user information corresponds to a second user account among a plurality of user accounts provided by the asset transfer application and if the user information does not correspond to each of a plurality of user accounts provided by the asset transfer application, a message for a request to transfer the asset is provided to the user information of the online platform, and The system for receiving the asset based on the resource identifier, configured to install the asset transfer application according to the message for the sending request, and receive the asset through the asset transfer application.