WO2021218667A1 - 资源转移任务的触发 - Google Patents

资源转移任务的触发 Download PDF

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Publication number
WO2021218667A1
WO2021218667A1 PCT/CN2021/087760 CN2021087760W WO2021218667A1 WO 2021218667 A1 WO2021218667 A1 WO 2021218667A1 CN 2021087760 W CN2021087760 W CN 2021087760W WO 2021218667 A1 WO2021218667 A1 WO 2021218667A1
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resource
conversion rate
sender
account
information
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PCT/CN2021/087760
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English (en)
French (fr)
Inventor
孙健康
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支付宝实验室(新加坡)有限公司
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Publication of WO2021218667A1 publication Critical patent/WO2021218667A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G06Q20/145—Payments according to the detected use or quantity
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion

Definitions

  • This application relates to the field of computer technology, and in particular to a method, device and equipment for triggering resource transfer tasks.
  • mobile terminals have more and more functions, and more and more users are also prompted to use mobile terminals to complete resource processing.
  • the embodiments of the present application provide a method, device, and device for triggering a resource transfer task, which are used to meet the needs of users for resource processing.
  • a method for triggering a resource transfer task includes: obtaining a resource transfer request; the resource transfer request includes at least first quantity information of a first resource to be transferred and transferring the first resource.
  • the predetermined time period information of the first quantity information is used to indicate the first resource quantity of the first resource that is expected to be transferred to the resource receiver in a predetermined time period; determine the period trigger condition based on the predetermined time period information; when If the periodic trigger condition is satisfied, a first resource conversion rate is obtained; the first resource conversion rate indicates the resource conversion rate between the first resource and the second resource when the periodic trigger condition is satisfied;
  • the resource conversion rate is used to indicate the resource quantity of the second resource corresponding to the unit quantity of the first resource; based on the resource conversion ratio, determine the first resource corresponding to the first resource quantity of the first resource 2.
  • the second resource quantity of the resource triggering the task of adding the first resource of the first resource quantity to the resource receiver’s account; reducing the second resource quantity from the resource sender’s account The second resource.
  • An apparatus for triggering a resource transfer task includes: a request obtaining module, configured to obtain a resource transfer request; the resource transfer request includes at least first quantity information of the first resource to be transferred and a reference to the resource transfer request; The predetermined time period information for the transfer of the first resource, the first quantity information is used to indicate the first resource quantity of the first resource that is expected to be transferred to the resource receiver in a predetermined time period; The predetermined time period information determines the period trigger condition; the conversion rate obtaining module is configured to obtain the first resource conversion rate when the period trigger condition is satisfied; the first resource conversion rate indicates when the period trigger condition is satisfied , The resource conversion rate between the first resource and the second resource; the resource conversion rate is used to indicate the resource quantity of the second resource corresponding to the unit quantity of the first resource; the resource quantity determining module uses For determining the second resource quantity of the second resource corresponding to the first resource of the first resource quantity based on the resource conversion rate; a task triggering module for triggering an increase to the resource receiver’s account
  • the device for triggering a resource transfer task includes: at least one processor; and a memory communicatively connected with the at least one processor.
  • the memory stores instructions executable by the at least one processor, and the instructions are executed by the at least one processor so that the at least one processor can: obtain a resource transfer request; the resource transfer request is at least It includes the first quantity information of the first resource to be transferred and the predetermined time period information for transferring the first resource; the first quantity information is used to indicate the first quantity that is expected to be transferred to the resource receiver in a predetermined time period.
  • the first resource quantity of the resource determine the period trigger condition based on the predetermined time period information; when the period trigger condition is met, obtain the first resource conversion rate; the first resource conversion rate indicates that the period trigger condition is When satisfied, the resource conversion rate between the first resource and the second resource; the resource conversion rate is used to indicate the resource quantity of the second resource corresponding to the unit quantity of the first resource; based on the resource Conversion rate, determining the second resource quantity of the second resource corresponding to the first resource of the first resource quantity; triggering the increase of the first resource quantity of the first resource to the account of the resource receiver
  • the resource sender when the resource transfer task is performed, the resource sender is allowed to input the predetermined time period information for resource transfer, based on the predetermined time period information , Determine the periodic trigger condition used to trigger the resource transfer task, so that the resource sender can complete multiple periodic resource transfers when issuing a resource transfer task request operation, which simplifies the operation when the resource sender needs multiple resource transfers , Improve user experience and optimize resource transfer services.
  • the transfer between two different resources can be completed according to the resource conversion rate, and the requirements of the resource sender for the transfer of different types of resources can also be met.
  • FIG. 1 is a schematic diagram of an application scenario of a method for triggering a resource transfer task provided in an embodiment of this specification
  • FIG. 2 is a schematic flowchart of a method for triggering a resource transfer task provided in an embodiment of this specification
  • Figure 3 is a schematic diagram of a resource transfer service interface provided in an embodiment of the specification.
  • FIG. 4 is a schematic diagram of a service interface for a predetermined time period provided in an embodiment of this specification
  • FIG. 5 is a schematic diagram of a service interface for a predetermined time period provided in an embodiment of this specification
  • FIG. 6 is a schematic diagram of a service interface for a predetermined time period provided in an embodiment of this specification
  • FIG. 7 is a schematic flowchart of a method for triggering a resource transfer task based on FIG. 2 provided in an embodiment of this specification;
  • FIG. 8 is a schematic flowchart of another method for triggering a resource transfer task based on FIG. 2 provided in an embodiment of this specification;
  • FIG. 9 is a schematic structural diagram of a device for triggering a resource transfer task provided in an embodiment of this specification.
  • FIG. 10 is a schematic structural diagram of a triggering device for a resource transfer task provided in an embodiment of this specification.
  • the server processing the resource transfer task completes the request task initiated by the user.
  • it is necessary to submit multiple resource transfer requests so that the server processing the resource transfer task will process the resource transfer task once for each request submitted by the user.
  • a user needs to remit money multiple times, it usually requires the user to complete the relevant documents through the terminal application or counter provided by the financial institution multiple times, and the server or counter staff completes the processing of the current remittance task according to each remittance request. If the user needs to send money once a month, the user needs to submit a request once a month.
  • the user can set the predetermined time period information for resource transfer to meet the user's demand for periodic resource transfer and simplify user operations.
  • FIG. 1 is a schematic diagram of an application scenario of a method for triggering a resource transfer task provided in an embodiment of this specification.
  • the overall architecture mainly includes a resource sender 1, a terminal 2, and a server 3.
  • the terminal 2 can be a mobile terminal such as a mobile phone, a computer, etc., which can carry an APP (Application) with a remittance function
  • the server 3 can be a cloud server corresponding to an APP with a resource transfer function.
  • the server 3 may have the ability to trigger resource transfer tasks, and may be used to execute all or part of the steps of the method in the embodiment of this specification.
  • the resource sender 1 uses an APP in the terminal 2 to perform resource transfer services, and fills in the resource transfer related information in the APP interface, such as the name and account of the resource receiver, resource type, resource quantity and other information.
  • Signing a resource transfer agreement means that the resource sender agrees to the server to execute the task that triggers the resource transfer.
  • the resource sender 1 sends resource transfer related information to the server 3 through the terminal 2.
  • the server 3 can also audit the resource sender 1. After the review is passed, the corresponding resource transfer confirmation information will be returned for the resource sender 1 to transfer the resources that need to be transferred. For confirmation, the resource transfer confirmation information returned by the server 3 can be displayed in the APP, or sent to the remitter’s terminal 2 by SMS or other forms.
  • the remitter 1 can set the cycle time to trigger the resource transfer after confirming the resource transfer confirmation information
  • the resource transfer confirmation information is information generated by the server according to the resource transfer information filled in by the user before the resource transfer task is triggered, and used for the user to confirm whether the filled resource transfer information is correct.
  • the server 3 triggers the resource transfer task based on the resource transfer request. This can meet the needs of users for periodic automatic resource transfer, simplify user operations during periodic resource transfer, and improve user experience.
  • FIG. 2 is a schematic flowchart of a method for triggering a resource transfer task provided in an embodiment of this specification.
  • the execution subject of a process can be a program or an application client loaded on an application server.
  • the method for triggering resource transfer tasks provided in the embodiment of this specification is mainly a method with a server as the execution subject, and the process may include the following steps:
  • Step 200 Obtain a resource transfer request; the resource transfer request includes at least first quantity information of the first resource to be transferred and information about a predetermined time period for transferring the first resource; the first quantity information is used to indicate The first resource quantity of the first resource predicted to be transferred to the resource receiver in a predetermined time period.
  • the resource transfer in the embodiments of the present specification may include the transfer of resources in daily life such as the recharge of water and electricity cards and the recharge of telephone bills, and may also include the transfer of resources such as domestic remittances and overseas remittances.
  • the server obtains the resource transfer request sent by the resource management device of the resource sender, where the resource management device may be a terminal used by the resource sender.
  • the resource sender can input information such as the first resource quantity, resource type, and predetermined time period of the first resource that is expected to be transferred to the resource receiver through the user service interface in the operating terminal, and the terminal generates information including the information to be transferred
  • the resource transfer request of the first quantity information of the first resource and the predetermined time period information for transferring the first resource is sent to a server, where the server may be a server corresponding to a certain application in the terminal.
  • Step 202 Determine a period trigger condition based on the predetermined time period information.
  • the resource sender when the resource sender initiates a resource transfer request, it can reserve a time period for triggering the resource transfer.
  • the server can trigger the resource transfer task according to the time period reserved by the resource sender, so as to meet the resource transfer periodical resource transfer of the resource sender. Demand.
  • Step 204 When the period trigger condition is met, obtain a first resource conversion rate; the first resource conversion rate indicates the resource conversion between the first resource and the second resource when the period trigger condition is met Rate; the resource conversion rate is used to indicate the resource quantity of the second resource corresponding to the unit quantity of the first resource.
  • the resource conversion task in the embodiment of this specification may be the conversion between two different resources.
  • the resource conversion rate may be used to calculate the corresponding quantitative relationship between the two.
  • the second resource can be the renminbi required by the user to purchase electricity, and the conversion rate can be the unit price of the electricity; for another example, when cross-border remittances between different currencies are made, the resource conversion rate can refer to two countries or regions. Exchange rate between.
  • the server may obtain the first resource conversion rate corresponding to the first resource and the second resource at this time when the resource transfer time period set by the resource sender is reached, and use the first resource conversion rate to perform the resource conversion task, The confusion of resource conversion can be avoided, the smooth progress of the triggered resource conversion task can be effectively guaranteed, and the probability of the resource conversion task being executed can be improved.
  • Step 206 Determine a second resource quantity of the second resource corresponding to the first resource of the first resource quantity based on the resource conversion rate.
  • the server may calculate the quantity of the second resource corresponding to the first resource according to the first conversion rate when the periodic trigger condition is met.
  • Step 208 Trigger a task of adding the first resource of the first amount of resources to the account of the resource receiver.
  • the implementation of the task of adding the first resource of the first resource amount to the resource receiver’s account can be performed by a server with resource transfer qualifications, and the server that receives the resource transfer request when the periodic triggering condition is satisfied
  • the server with the resource transfer qualification sends a transfer trigger request corresponding to the resource transfer request, which is used to trigger the task of adding the first resource of the first resource amount to the account of the resource receiver.
  • the server receiving the resource transfer request and the server with the resource transfer qualification may be the same server or different servers.
  • the server receiving the resource transfer request has the resource transfer qualification
  • the server receiving the resource transfer request The server and the server with resource transfer qualification may be the same server; for another example, the resource sender sends a resource transfer request through a terminal application, and the server receiving the resource transfer request may be the first server corresponding to the terminal application, and sends it to the resource receiver’s account.
  • the server of the first resource with the increased number of the first resources may be a second server with resource transfer qualification that has contact with the above-mentioned first server.
  • Step 210 Decrease the second resource of the second resource quantity from the account of the resource sender.
  • the resource sender when the resource transfer task is performed, the resource sender is allowed to input the predetermined time period information for the resource transfer, and based on the predetermined time period information, the periodic trigger condition for triggering the resource transfer task is determined, so that the resource sender Multiple periodic resource transfers can be completed when a resource transfer task request is issued once, which simplifies the operation when the resource sender needs multiple resource transfers, improves user experience, and optimizes resource transfer services.
  • the transfer between two different resources can be completed according to the resource conversion rate, and the requirements of the resource sender for the transfer of different types of resources can also be met.
  • the purchased electricity is usually recharged by a server that provides electricity management to a corresponding electricity management account, such as an electricity card.
  • the user can be the resource sender;
  • the resource transfer request can be a request to recharge the electricity card;
  • the power management account can be the resource receiver, and the user who purchases the power can be the resource sender;
  • the first resource can refer to the power, the first
  • the amount of resources can be the amount of electricity that the user is expected to charge into the card in a period;
  • the predetermined time period information can be the recharge time period set by the user;
  • the second resource can be the RMB required by the user to purchase electricity, and the resource conversion rate can be It is the unit price of electricity.
  • the user can enter the predetermined time period information for 1 month and the first resource quantity information indicating 20 kilowatts of electricity in the service interface of the APP, and the corresponding information can be generated based on the information input by the user Resource transfer request.
  • the server can determine that the user is expected to purchase electricity once a month, and can also calculate the required amount of RMB based on the unit price of electricity, which can then trigger an increase of 20 degrees to the electricity management account once a month The task of electricity; it can also reduce the amount of RMB required to purchase electricity from the user’s account. Therefore, after the user initiates a periodic recharge request, the server can automatically trigger multiple recharge tasks according to the user's needs, thereby simplifying the user's operation and improving the user's experience.
  • the methods in the embodiments of this specification can also be applied to domestic resource transfers and overseas resource transfers.
  • Domestic resource transfers can refer to resource exchanges between resource senders and resource receivers within the country or across banks
  • overseas resource transfers can refer to resource senders in China.
  • Resource exchanges with overseas resource recipients, and overseas resource transfers can also be referred to as international resource transfers, which can be used for cross-border resource exchanges.
  • the resource transfer in the embodiments of this specification may be in the financial field, involving the exchange of resources between different currencies. However, in practical applications, the methods in the embodiments of this specification can also be used for common resource transfer tasks that do not involve currency exchange.
  • the server or terminal can also set the default currency for the user. If the user does not enter the currency information, the server will perform related transactions in the default currency Remittance processing. For example, the default currency is U.S. dollars. If the user needs U.S. dollars, he does not need to enter the currency item. The server will also perform related remittance processing in U.S. dollars, which also simplifies the user's operations.
  • the server or terminal can also recommend currencies for the user based on the user's historical resource transfer information.
  • the currency used in the historical resource transfer information can be sorted according to the frequency of use, and the used currency can be sorted.
  • Kinds of currencies are recommended to users in descending order of frequency of use; currencies can also be recommended to users in descending order of use time according to the order of use time, and so on.
  • Figure 3 is a schematic diagram of a resource transfer service interface provided in an embodiment of this specification.
  • the resource transfer information input by the resource sender in the embodiment of this specification may include the type 301 of the first resource, the first quantity 302 of the first resource, the account number 303 of the resource receiver, the name of the resource receiver 304, and the reservation Information such as time 305 may also include information such as the type and quantity of the second resource.
  • the resource transfer information may also include information such as the name and account number corresponding to the resource sender.
  • the resource sender can enter the time period information, and the resource transfer set by the resource sender in Figure 4
  • the period is 10 days.
  • the resource sender can manually enter "10 days” or select "10 days” through the drop-down button (the small triangle in Figure 4) to indicate that the resource sender presets to trigger a resource transfer task every 10 days.
  • the terminal or server can provide the resource sender with a default appointment start time.
  • the actual time corresponding to the time information input can be the appointment start time by default, assuming that the resource sender is March A request for a resource transfer task with a resource transfer period of 10 days was submitted on the 1st, and the time to trigger the resource transfer task can be every 10 days on March 11 and thereafter.
  • the resource sender can also be allowed to modify the default time, as shown in Figure 4, and the resource sender can also be allowed to set the appointment start time by itself.
  • the time information can also be accurate to the level of day, hour, minute, second, etc. For example, when the time information is at the level of days, the remittance service can be triggered by default at the zero point of the scheduled time.
  • the time information entered by the user may also include the number of remittances or the end time of the automatic remittance, which can be set according to actual needs, and there is no specific limitation here.
  • the server can set the default resource transfer time period for the resource sender, or it can recommend the resource transfer time for the resource sender based on the historical resource transfer information of the resource sender cycle. For example, if the resource sender has transferred resources to the same account every month in the past year, the server can set the time period to 1 month by default.
  • the content shown in Figure 3 and Figure 4 above can also be located in the same service interface, and the user can fill in all the information required for resource transfer in one interface. It should be noted that the above are only examples, and the specific time information form and display position are not limited in this specification, as long as the user needs can be met.
  • the predetermined time period information may at least include period interval information and time information.
  • the period interval information is used to indicate the length of the interval between two adjacent periods.
  • the time information is used to indicate the starting time of each cycle. Specifically, it may indicate the task of adding the first resource to the account of the resource receiver in each cycle, and the task of adding the first resource to the account of the resource receiver. The time point at which the second resource transfer that reduces the amount of the second resource in the account of the resource sender is triggered.
  • FIG. 5 is a schematic diagram of a predetermined time period information service interface provided by an embodiment of this specification.
  • the predetermined time period information includes periodic interval information and time information.
  • the resource sender operates the resource transfer information interface to send a resource transfer request on March 5th, and the terminal or server can send the resource sender to the resource.
  • the transfer request time is set as the start time of the default time period.
  • the resource sender can set the period interval to 1 month, and the start time of each period can be specifically set to 9 am, through the predetermined time period mentioned above.
  • the server automatically triggers a resource transfer task for the user at 9 am on the 5th of each month according to the resource transfer request.
  • the resource sender can also set the end time of the resource transfer task, and trigger the resource transfer task between the start time and the end time.
  • the terminal or server can also set the default period interval information and/or time information, so that the resource sender does not have to enter every time information in the predetermined time period information; when the default information content does not meet the resource sender’s needs
  • the resource sender can also set it by itself.
  • the user can also set the start time of the predetermined time period, which is used to indicate the start time of the first period, as shown in Figure 6, continuation of the above example, assuming that the resource sender plans to start at 5 per month.
  • a resource transfer is triggered at 9 a.m., assuming that the resource sender operates the resource transfer information interface to send a resource transfer request on February 20th, and the resource sender can set the start time of the predetermined time period to March 5th.
  • the periodic interval is set to 1 month, and the time is set to 9 AM.
  • the server After the server obtains the user's resource transfer request, it can trigger a resource transfer task on March 5th and the 5th of each month thereafter.
  • the resource sender can also set the number of periodic resource transfers, which indicates the number of periodic resource transfers that can be triggered by a resource transfer request initiated by the user. After the number of times is reached, the resource transfer task corresponding to the resource transfer request can be ended. It should be noted that the foregoing is only an example for clearer description of the predetermined period time information. In the embodiment of this specification, the presentation format and content of the predetermined period time information are not limited, as long as the resource transfer task can be triggered periodically.
  • the server can use a timer to trigger the periodic resource transfer service in a countdown manner.
  • the resource sender presets a resource transfer every 10 days.
  • the server can use a timer to record the time at this time as 10 days, and then start a countdown. When the countdown reaches 0, it triggers a resource transfer service. After the trigger is completed, it will continue from The countdown starts in 10 days, ready to trigger the next resource transfer service, and so on; the server can also convert the resource transfer cycle required by the resource sender into time information, and trigger the resource transfer service when the corresponding time is reached, still using the above resources
  • the sender needs to transfer resources every 10 days as an example.
  • the next resource transfer time can be calculated to be March 11th, and the local benchmark of the resource sender can be used.
  • the clocks are compared, and the resource transfer task is triggered when it reaches March 11. It should be noted that the embodiment of the present specification does not limit the specific implementation of the generated period trigger condition, as long as it can accurately respond to the period trigger condition.
  • the resource sender can use the terminal for resource transfer.
  • the person or account that has transferred resources with the resource sender can be recorded in the historical resource transfer information, and the resource sender can select the person or account that has undergone resource transfer from the historical resource transfer information for resource transfer, without repeating manual filling in again Information such as the account of the resource receiver to simplify the operation of the resource sender.
  • the obtaining of the resource transfer request may specifically include: providing the resource sender's historical resource transfer order to the resource sender's terminal; The target historical resource transfer order selected in the historical resource transfer order; the resource transfer request is generated based on the target historical resource transfer order; the resource transfer request includes part or all of the information in the target historical resource transfer order .
  • the generating the resource transfer request based on the target historical resource transfer order may specifically include: for the same field in the resource transfer request and the target historical resource transfer order, using the target historical resource
  • the field value in the transfer order is used as the field value of the same field in the resource transfer request.
  • the resource transfer order in the embodiment of this specification may be a resource transfer order provided by a service organization with resource transfer qualifications.
  • a service organization with resource transfer qualifications.
  • the service organization can be The resource sender provides the resource transfer order issued by this service organization.
  • the historical resource transfer order may include information such as the first resource type, the first resource quantity, the account of the resource receiver, the country where the account belongs, and the implementation time of the resource transfer.
  • the resource receiver’s account and other information can be obtained from the historical resource transfer order.
  • the terminal can also include at least the resource receiver’s account, country, and first resource type in the historical resource transfer order.
  • a kind of information is automatically filled in the corresponding position of the resource transfer information filled in by the current resource sender.
  • the resource sender can manually enter or click to enter, such as the time period of resource transfer, the first resource quantity And other information.
  • the method may further include: feeding back a resource transfer agreement to the terminal of the resource sender; and obtaining confirmation information of the resource transfer agreement by the terminal.
  • the resource transfer protocol in the embodiment of this specification may include information indicating that the resource sender grants the server the authority to trigger periodic resource transfer.
  • the server can also generate resource transfer order information for the resource sender to confirm the resource transfer information according to the resource transfer request before determining the time trigger condition.
  • the resource transfer order information may include the first resource's Quantity information, type information of the first resource, quantity information of the second resource corresponding to the first resource, resource receiver account information, scheduled time information, etc.
  • the resource sender can send an order confirmation to the server after confirming that the order information is correct Information, the server determines the time trigger condition after obtaining the order confirmation information. When the server does not obtain the confirmation information sent by the resource sender within the preset time or obtains the information that indicates that the resource transfer order information sent by the resource sender is incorrect, the triggering of this resource transfer task can be terminated.
  • the method of the embodiment of the present specification before the determination of the cycle trigger condition, may further include: conducting a risk control compliance check on the resource sender’s account to obtain the first risk control compliance Inspection result; when the first risk control compliance inspection result indicates that the inspection is passed, the period trigger condition is determined.
  • the server can review the resource sender to determine whether the resource sender has the qualifications for resource transfer and whether the resource transfer task to be handled meets the relevant risk control of resource transfer Management rules, etc., for example, checking whether the resource source of the resource sender is legitimate, etc.
  • the method in the embodiment of this specification can be applied to periodic resource transfer tasks.
  • the method may further include: when the periodic triggering condition is met, performing a check on the resource sender’s account The risk control compliance check is performed to obtain the second risk control compliance check result; when the second risk control compliance check result indicates that the check is passed, it triggers the increase of the first resource amount to the resource recipient’s account.
  • the risk control compliance check in the embodiment of this specification can also be performed once each cycle time is up.
  • the resource transfer request includes 4 periodic resource transfer tasks set by the resource sender, and the cycle time is 1 month.
  • the situation that the resource transfer task is still triggered can effectively prevent the resource sender from performing illegal resource transfer, etc., and further ensure the security of resource transfer.
  • the specific risk control compliance check time is not limited in the embodiments of this specification, as long as it is guaranteed to be completed before the resource transfer task is triggered.
  • the resource transfer task when the result of the risk control compliance check indicates that it is not passed, the resource transfer task can be terminated; when the result of the risk control compliance check indicates that it is passed, the resource transfer task can be triggered, and the risk control compliance check can also be triggered.
  • the results are sent to a service organization with resource transfer qualifications, which can provide a reference for this organization.
  • the reducing the second resource of the second resource quantity from the resource sender’s account specifically includes: reducing part or all of the frozen second resources from the resource sender’s account The second resource.
  • the server can freeze the number of second resources corresponding to the first resource in the resource sender’s account after obtaining the resource transfer request or before determining the periodic triggering condition, and can also freeze the number of second resources corresponding to the first resource in the resource transfer request
  • the resource conversion rate obtains the estimated second resource quantity of the second resource corresponding to the first resource.
  • the frozen second resource estimated at the second resource quantity can be used to execute the resource transfer task to a certain extent.
  • part or all of the second resources in the frozen second resources may also be sent to a third-party server with resource transfer authority, so that the third-party server can increase the number of the first resources to the resource recipient’s account The first resource.
  • the number of frozen second resources may be a number corresponding to the first resource in a period, or may be a number corresponding to the sum of the first resources involved in the entire resource transfer task period corresponding to the resource transfer request.
  • the number of frozen second resources may be greater than the number of second resources corresponding to the first resource when the resource transfer task is triggered.
  • the remaining frozen second resources corresponding to the current period can be unfrozen after a preset time and can be returned to the remaining resources of the resource sender’s account; or, after the resource transfer request contains multiple periodic resource transfer tasks that are all completed , To unfreeze the total remaining frozen second resource after a preset time and return it to the remaining resources of the resource sender’s account, which can facilitate the use of the resource sender.
  • the server may also send information to the resource sender prompting the resource sender to provide sufficient second resources, In order to obtain the second resource corresponding to the first resource of the first resource quantity to trigger the resource transfer task.
  • it before determining the cycle trigger condition, it may further include: deducting the second resource quantity of the second resource corresponding to the first resource from the account balance of the resource sender; The deducted second amount of the second resource is sent to a third-party server with resource transfer authority, so that the third-party server adds the first resource of the first amount to the account of the resource receiver.
  • the server can first query whether there are sufficient number of second resources in the resource sender’s account.
  • the server can generate feedback information about resource transfer failure and feed it back to the resource sender, and then the resource sender can make corresponding processing based on the feedback information.
  • the resource sender can recharge the account balance and restart Trigger the task.
  • the form of feedback information can include text messages, emails, application messages, etc., and the specific form and content of the feedback information can also be set according to actual needs. This content is not specifically limited here, as long as the resource sender can clearly know the resource The original transfer failure is caused by insufficient remaining resources in the account.
  • the resource conversion rate in the method for triggering resource transfer tasks provided in the embodiments of this specification can be changed.
  • the embodiment of this specification also provides a method for triggering resource transfer tasks, as shown in FIG.
  • the method for triggering the resource transfer task provided in the embodiment of this specification may also include:
  • Step 700 Obtain a second resource conversion rate; the second resource conversion rate is the resource conversion rate between the first resource and the second resource when the resource transfer request is obtained;
  • Step 702 Based on the second resource conversion rate and the first resource conversion rate, determine whether the change value between the second resource conversion rate and the first resource conversion rate is greater than a preset change value to obtain the first resource conversion rate. 1. Judgment result;
  • Step 704 When the first judgment result indicates that the change value is not greater than the preset change value, trigger a task of adding the first resource of the first resource amount to the resource receiver's account;
  • Step 706 Decrease the second resource of the second resource quantity from the account of the resource sender.
  • the resource conversion rate when the server obtains the resource transfer request may be inconsistent with the resource conversion rate when the resource transfer task is triggered. Therefore, in order to improve user experience, To reduce the impact on users due to fluctuations in the resource conversion rate, the user can determine whether to continue the operation of the resource transfer task according to the change value of the resource conversion rate.
  • the method in the embodiment of this specification may also include:
  • Step 708 When the first judgment result indicates that the change value is greater than the preset change value, generate a prompt message for asking the resource sender whether to continue the resource transfer;
  • Step 710 After obtaining the confirmation operation of the resource sender confirming to continue to perform the resource transfer, trigger a task of adding the first resource of the first resource amount to the resource receiver's account;
  • Step 712 Reduce the number of the second resources of the second resource from the account of the resource sender.
  • the preset change value can be set according to actual needs.
  • the resource sender can set the preset value in the terminal according to personal circumstances
  • the server can also provide the resource sender with the preset value, and so on.
  • the specific data and setting methods of the preset values are not limited here, as long as the actual needs can be met.
  • the resource loss value caused by the change of the resource conversion rate can also be used to determine whether to perform the operation of the resource transfer task.
  • this specification implements The example also provides a method for triggering a resource transfer task. As shown in FIG. 8, the method for triggering a resource transfer task provided in the embodiment of this specification may further include:
  • Step 800 Obtain a second resource conversion rate; the second resource conversion rate is the resource conversion rate between the first resource and the second resource when the resource transfer request is obtained;
  • Step 802 Determine a loss value corresponding to the second resource based on the second resource conversion rate and the first resource conversion rate;
  • Step 804 Determine whether the loss value is greater than a preset value, and obtain a second judgment result
  • Step 806 When the second judgment result indicates that the loss value is not greater than the preset value, trigger a task of adding the first resource of the first resource amount to the resource receiver's account;
  • Step 808 Decrease the second resource of the second resource quantity from the account of the resource sender.
  • the loss value can indicate that due to the change of the resource conversion rate, after the second resource of the resource sender is converted into the first resource of the resource receiver, the resource receiver has less received the first resource or the resource sender needs to remit more The number of first resources.
  • the second conversion rate is a1
  • the resource sender A predetermined is Three months later, the resource transfer task is triggered. After three months, it is assumed that the first conversion rate is a2, and a2 is greater than a1. Assume that the resource sender A is expected to transfer to the resource receiver B.
  • the first resource quantity is b. Resources. At this time, the resource sender A needs to pay (a2-a1)*b more of the second resource. Assuming that the other costs required for the resource transfer task are the same, the resource sender A pays the second resource more as the loss of the resource transfer value.
  • the method in the embodiment of this specification may also include:
  • Step 810 When the second judgment result indicates that the loss value is greater than the preset value, generate prompt information for asking the resource sender whether to continue the resource transfer;
  • Step 812 After the resource sender confirms that the resource transfer confirmation operation is continued, trigger the task of adding the first resource of the first resource amount to the resource receiver's account;
  • Step 814 Decrease the second resource of the second resource quantity from the account of the resource sender.
  • the preset value corresponding to the loss value can be set according to actual needs.
  • the resource sender can set the preset value in the terminal according to personal circumstances
  • the server can also provide the resource sender with preset values, etc. .
  • the specific data and setting methods of the preset values are not limited here, as long as the actual needs can be met.
  • the user can be prompted whether to continue the remittance business when the preset conditions are not met, which can reduce the impact of exchange rate fluctuations to a certain extent.
  • the loss caused by the user protects the interests of the user.
  • the resource sender’s account and the resource receiver’s account can belong to the same user, and the corresponding resource sender and resource receiver can belong to the same user.
  • the party can be the same user, and the resource transfer task can be a resource transfer task performed by the same user between different accounts; the resource sender’s account and the resource receiver’s account can belong to different users, the corresponding resource sender and resource receiver They can be different users, and the resource transfer task can be a resource transfer task performed by different users between different accounts.
  • the embodiment of this specification also provides a device corresponding to the method shown in FIG. 2, as shown in FIG. 9, which is an example of a resource transfer task triggering device provided in an embodiment of this specification.
  • the device may include:
  • the request obtaining module 900 is configured to obtain a resource transfer request; the resource transfer request includes at least first quantity information of the first resource to be transferred and information about a predetermined time period for transferring the first resource; the first quantity The information is used to indicate the first resource quantity of the first resource that is expected to be transferred to the resource receiver in a predetermined time period;
  • the period determining module 902 is configured to determine a period triggering condition based on the predetermined time period information
  • the conversion rate obtaining module 904 is configured to obtain a first resource conversion rate when the period trigger condition is satisfied; the first resource conversion rate indicates that when the period trigger condition is satisfied, the first resource and the second resource The resource conversion rate between the two; the resource conversion rate is used to indicate the resource quantity of the second resource corresponding to the unit quantity of the first resource;
  • the resource quantity determining module 906 is configured to determine a second resource quantity of the second resource corresponding to the first resource of the first resource quantity based on the resource conversion rate;
  • a task triggering module 908, configured to trigger a task of adding the first resource of the first resource quantity to the account of the resource receiver;
  • the resource management module 910 is configured to reduce the amount of the second resource of the second resource from the account of the resource sender.
  • the request acquisition module may be specifically used to: provide the resource sender's historical resource transfer order to the terminal of the resource sender; obtain the target historical resource selected by the resource sender from the historical resource transfer order A transfer order; based on the target historical resource transfer order, the resource transfer request is generated; the resource transfer request includes part or all of the information in the target historical resource transfer order.
  • the predetermined time period information includes at least period interval information and time information.
  • the period interval information is used to indicate the length of the interval between two adjacent periods.
  • the time information is used to indicate the start time of each cycle.
  • the device for triggering the resource transfer task may further include an amount freezing module, which is used to: obtain the resource corresponding to the first resource in the resource sender’s account The estimated second resource quantity of the second resource; freezing the second resource of the estimated second resource quantity to obtain the frozen second resource.
  • the reducing the second resource of the second resource quantity from the resource sender’s account specifically includes: reducing part or all of the frozen second resources from the resource sender’s account The second resource.
  • the device for triggering a resource transfer task may further include a first judgment module configured to: obtain a second resource conversion rate; when the resource transfer request is obtained, the second resource conversion rate The resource conversion rate between the first resource and the second resource; based on the second resource conversion rate and the first resource conversion rate, determine whether the second resource conversion rate and the first resource conversion rate are If the change value between the time is greater than the preset change value, the first judgment result is obtained; when the first judgment result indicates that the change value is not greater than the preset change value, it triggers the increase of all resources to the resource receiver’s account The task of the first resource of the first resource quantity; the second resource of the second resource quantity is reduced from the account of the resource sender.
  • a first judgment module configured to: obtain a second resource conversion rate; when the resource transfer request is obtained, the second resource conversion rate The resource conversion rate between the first resource and the second resource; based on the second resource conversion rate and the first resource conversion rate, determine whether the second resource conversion rate and the first resource conversion rate are If the change value between the time is
  • the device for triggering a resource transfer task may further include a second judgment module configured to: obtain a second resource conversion rate; the second resource conversion rate is obtained when the resource transfer request is obtained, The resource conversion rate between the first resource and the second resource; determine the loss value corresponding to the second resource based on the second resource conversion rate and the first resource conversion rate; determine whether the loss value If the value is greater than the preset value, the second judgment result is obtained; when the second judgment result indicates that the loss value is not greater than the preset value, it triggers the increase of the amount of the first resource to the resource receiver’s account.
  • the embodiment of this specification also provides a resource transfer task trigger device corresponding to the method shown in FIG. 2, as shown in FIG. 10, which is a resource provided in the embodiment of this specification.
  • the device 1000 may include: at least one processor 1010; and a memory 1030 communicatively connected with the at least one processor.
  • the memory 1030 stores instructions 1020 executable by the at least one processor 1010, and the instructions are executed by the at least one processor 1010, so that the at least one processor 1010 can: obtain a resource transfer request;
  • the resource transfer request includes at least first quantity information of the first resource to be transferred and information about a predetermined time period for transferring the first resource; the first quantity information is used to indicate that the first resource is expected to be transferred to the resource in a predetermined time period
  • the first resource quantity of the first resource of the receiver determine the period trigger condition based on the predetermined time period information; when the period trigger condition is satisfied, obtain the first resource conversion rate; the first resource conversion rate represents the When the period trigger condition is met, the resource conversion rate between the first resource and the second resource; the resource conversion rate is used to indicate the resource quantity of the second resource corresponding to the unit quantity of the first resource Based on the resource conversion rate, determining the second resource quantity of the second resource corresponding to the first resource of the first resource quantity; triggering the increase of the first resource quantity to the account of the resource receiver
  • the embodiments of this specification may also provide a computer-readable medium on which computer-readable instructions are stored, and the computer-readable instructions can be executed by a processor to implement the resource transfer corresponding to the method shown in FIG. 2 above. The method of triggering the task.
  • the apparatus, equipment, non-volatile computer storage medium and method provided in the embodiments of this specification correspond to each other. Therefore, the apparatus, equipment, and non-volatile computer storage medium also have beneficial technical effects similar to the corresponding method.
  • the beneficial technical effects of the method are described in detail, therefore, the beneficial technical effects of the corresponding device, equipment, and non-volatile computer storage medium are not repeated here.
  • the improvement of a technology can be clearly distinguished between hardware improvements (for example, improvements in circuit structures such as diodes, transistors, switches, etc.) or software improvements (improvements in method flow).
  • hardware improvements for example, improvements in circuit structures such as diodes, transistors, switches, etc.
  • software improvements improvements in method flow.
  • the improvement of many methods and processes of today can be regarded as a direct improvement of the hardware circuit structure.
  • Designers almost always get the corresponding hardware circuit structure by programming the improved method flow into the hardware circuit. Therefore, it cannot be said that the improvement of a method flow cannot be realized by the hardware entity module.
  • a programmable logic device for example, a Field Programmable Gate Array (Field Programmable Gate Array, FPGA)
  • PLD Programmable Logic Device
  • FPGA Field Programmable Gate Array
  • HDL Hardware Description Language
  • ABEL Advanced Boolean Expression Language
  • AHDL Altera Hardware Description Language
  • HDCal JHDL
  • Lava Lava
  • Lola MyHDL
  • PALASM RHDL
  • VHDL Very-High-Speed Integrated Circuit Hardware Description Language
  • Verilog Verilog
  • the controller can be implemented in any suitable manner.
  • the controller can take the form of, for example, a microprocessor or a processor and a computer readable medium storing computer readable program codes (such as software or firmware) executable by the (micro) processor. , Logic gates, switches, application specific integrated circuits (ASICs), programmable logic controllers and embedded microcontrollers. Examples of controllers include but are not limited to the following microcontrollers: ARC625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicon Labs C8051F320, the memory controller can also be implemented as part of the memory control logic.
  • controllers in addition to implementing the controller in a purely computer-readable program code manner, it is completely possible to program the method steps to make the controller use logic gates, switches, application specific integrated circuits, programmable logic controllers, and embedded logic.
  • the same function can be realized in the form of a microcontroller or the like. Therefore, such a controller can be regarded as a hardware component, and the devices included in it for realizing various functions can also be regarded as a structure within the hardware component. Or even, a device for realizing various functions can be regarded as both a software module for realizing the method and a structure within a hardware component.
  • a typical implementation device is a computer.
  • the computer may be, for example, a personal computer, a laptop computer, a cell phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or Any combination of these devices.
  • the embodiments of the present invention can be provided as a method, a system, or a computer program product. Therefore, the present invention may adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, the present invention may adopt the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program codes.
  • computer-usable storage media including but not limited to disk storage, CD-ROM, optical storage, etc.
  • These computer program instructions can also be stored in a computer-readable memory that can guide a computer or other programmable data processing equipment to work in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture including the instruction device.
  • the device implements the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.
  • These computer program instructions can also be loaded on a computer or other programmable data processing equipment, so that a series of operation steps are executed on the computer or other programmable equipment to produce computer-implemented processing, so as to execute on the computer or other programmable equipment.
  • the instructions provide steps for implementing the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.
  • the computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
  • processors CPUs
  • input/output interfaces network interfaces
  • memory volatile and non-volatile memory
  • the memory may include non-permanent memory in a computer-readable medium, random access memory (RAM) and/or non-volatile memory, such as read-only memory (ROM) or flash memory (flash RAM).
  • RAM random access memory
  • ROM read-only memory
  • flash RAM flash memory
  • Computer-readable media include permanent and non-permanent, removable and non-removable media, and information storage can be realized by any method or technology.
  • the information can be computer-readable instructions, data structures, program modules, or other data.
  • Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, CD-ROM, digital versatile disc (DVD) or other optical storage, Magnetic cassettes, magnetic tape storage or other magnetic storage devices or any other non-transmission media can be used to store information that can be accessed by computing devices. According to the definition in this article, computer-readable media does not include transitory media, such as modulated data signals and carrier waves.
  • This application may be described in the general context of computer-executable instructions executed by a computer, such as a program module.
  • program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types.
  • This application can also be practiced in distributed computing environments. In these distributed computing environments, tasks are performed by remote processing devices connected through a communication network. In a distributed computing environment, program modules can be located in local and remote computer storage media including storage devices.

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Abstract

一种资源转移任务的触发方法、装置及设备，该方法包括：获取资源转移请求（S200）；资源转移请求至少包括待转移的第一资源的第一数量信息和对第一资源进行转移的预定时间信息；基于预定时间信息，确定时间触发条件（S202）；当时间触发条件被满足，获取第一资源转换率（S204）；基于第一资源转换率，确定第一资源数量的第一资源对应的第二资源的第二资源数量（S206）；触发向资源接收方的账户增加第一资源数量的第一资源的任务（S208）；从资源发送方的账户中减少第二资源数量的第二资源（S210）。

Description

资源转移任务的触发 技术领域
本申请涉及计算机技术领域，尤其涉及一种资源转移任务的触发方法、装置及设备。
背景技术
随着计算机技术的发展，移动终端的功能越来越多，也促使越来越多的用户使用移动终端完成资源的处理。
在实际应用中，资源的流转方式也多种多样，例如，用户可以通过终端应用完成资源的支付、转换、接收等操作。目前，用户在进行资源处理时，通常是用户发起资源处理的请求后，资源处理方会按照资源处理方的时间尽快完成用户请求的本次资源处理，对于用户来说通常提交一次请求只能相应的完成这次请求对应的资源处理。但随着用户需求的增多，用户的需求也也来越多，因此需要提供更丰富的资源处理方式。
发明内容
有鉴于此，本申请实施例中提供了一种资源转移任务的触发方法、装置及设备，用于满足用户对资源处理的需求。
为解决上述技术问题，本说明书实施例是这样实现的：
本说明书实施例中提供的一种资源转移任务的触发方法，包括：获取资源转移请求；所述资源转移请求至少包括待转移的第一资源的第一数量信息和对所述第一资源进行转移的预定时间周期信息，所述第一数量信息用于表示一个预定时间周期中预计转移至资源接收方的第一资源的第一资源数量；基于所述预定时间周期信息，确定周期触发条件；当所述周期触发条件被满足，获取第一资源转换率；所述第一资源转换率表示所述周期触发条件被满足时，所述第一资源与第二资源之间的资源转换率；所述资源转换率用于表示单位数量的所述第一资源对应的所述第二资源的资源数量；基于所述资源转换率，确定所述第一资源数量的所述第一资源对应的所述第二资源的第二资源数量；触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
本说明书实施例中提供的一种资源转移任务的触发装置，包括：请求获取模块，用于获取资源转移请求；所述资源转移请求至少包括待转移的第一资源的第一数量信息和对所述第一资源进行转移的预定时间周期信息，所述第一数量信息用于表示一个预定时间周期中预计转移至资源接收方的第一资源的第一资源数量；周期确定模块，用于基于所述预定时间周期信息，确定周期触发条件；转换率获取模块，用于当所述周期触发条件被满足，获取第一资源转换率；所述第一资源转换率表示所述周期触发条件被满足时，所述第一资源与第二资源之间的资源转换率；所述资源转换率用于表示单位数量的所述第一资源对应的所述第二资源的资源数量；资源数量确定模块，用于基于所述资源转换率，确定所述第一资源数量的所述第一资源对应的所述第二资源的第二资源数量；任务触发模块，用于触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；资源管理模块，用于从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
本说明书实施例中提供的一种资源转移任务的触发设备，包括：至少一个处理器；以及，与所述至少一个处理器通信连接的存储器。所述存储器存储有可被所述至少一个 处理器执行的指令，所述指令被所述至少一个处理器执行，以使所述至少一个处理器能够：获取资源转移请求；所述资源转移请求至少包括待转移的第一资源的第一数量信息和对所述第一资源进行转移的预定时间周期信息；所述第一数量信息用于表示一个预定时间周期中预计转移至资源接收方的第一资源的第一资源数量；基于所述预定时间周期信息，确定周期触发条件；当所述周期触发条件被满足，获取第一资源转换率；所述第一资源转换率表示所述周期触发条件被满足时，所述第一资源与第二资源之间的资源转换率；所述资源转换率用于表示单位数量的所述第一资源对应的所述第二资源的资源数量；基于所述资源转换率，确定所述第一资源数量的所述第一资源对应的所述第二资源的第二资源数量；触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
本说明书实施例中采用的上述至少一个技术方案能够达到以下有益效果：本说明书实施例中在进行资源转移任务时，允许资源发送方输入对资源进行转移的预定时间周期信息，基于预定时间周期信息，确定用于触发资源转移任务的周期触发条件，从而使资源发送方可以在发出一次资源转移任务请求的操作时完成多次周期性资源转移，简化了资源发送方需要多次资源转移时的操作，提高用户的体验性，优化了资源转移服务。
并且，本说明书实施例中还可以根据资源转换率完成两种不同资源之间的转移，也可以满足资源发送方对不同种类资源转移的需求。
附图说明
此处所说明的附图用来提供对本申请的进一步理解，构成本申请的一部分，本申请的示意性实施例及其说明用于解释本申请，并不构成对本申请的不当限定。在附图中：
图1为本说明书实施例中提供的一种资源转移任务的触发方法的应用场景的示意图；
图2为本说明书实施例中提供的一种资源转移任务的触发方法的流程示意图；
图3为本说明书实施例中提供的一种资源转移服务界面示意图；
图4为本说明书实施例中提供的一种预定时间周期的服务界面示意图；
图5为本说明书实施例中提供的一种预定时间周期的服务界面示意图；
图6为本说明书实施例中提供的一种预定时间周期的服务界面示意图；
图7为本说明书实施例中提供的一种基于图2资源转移任务触发方法的流程示意图；
图8为本说明书实施例中提供的另一基于图2资源转移任务触发方法的流程示意图；
图9为本说明书实施例中提供的一种资源转移任务的触发装置的结构示意图；
图10为本说明书实施例中提供的一种资源转移任务的触发设备的结构示意图。
具体实施方式
为使本申请的目的、技术方案和优点更加清楚，下面将结合本申请具体实施例及相应的附图对本申请技术方案进行清楚、完整地描述。显然，所描述的实施例仅是本申请一部分实施例，而不是全部的实施例。基于本申请中的实施例，本领域普通技术人员在没有做出创造性劳动前提下所获得的所有其他实施例，都属于本申请保护的范围。
目前，传统的资源转移任务中，用户一般只需要设置需要的资源数量信息，然后发起请求，处理资源转移任务的服务器在接收到用户的请求后，完成本次用户发起的请求任务，用户在需要多次资源转移时，需要多次提交资源转移的请求，从而处理资源转移 任务的服务器针对用户每次提交的请求，处理一次资源转移任务。例如，在用户需要多次汇款时，通常需要用户多次通过金融机构提供的终端应用或者柜台，完成相关单据的填写，服务器或者柜台工作人员根据每次的汇款请求完成当次汇款任务的处理，如果用户需要每个月汇款一次，用户就需要每个月提交一次请求。而本说明书实施例中，用户可以设置资源转移的预定时间周期信息，以满足用户对周期性资源转移的需求，可简化用户操作。
以下结合附图，详细说明本申请各实施例中提供的技术方案。
图1为本说明书实施例中提供的一种资源转移任务的触发方法的应用场景的示意图。如图1所示，整体架构中，主要包括资源发送方1、终端2、服务器3。其中，终端2可以是手机、电脑等移动终端，其可以载有具有汇款功能的APP(Application，应用程序)，服务器3可以是与具有资源转移功能的APP对应的云服务器，同时也可以是具有资源转移资质的机构的后台服务器等等。服务器3可以具有触发资源转移任务的能力，可以用于执行本说明书实施例中的方法的全部或部分步骤。
本说明书实施例中资源发送方1通过终端2中的某APP进行资源转移业务，在APP的界面中填写资源转移相关信息，如资源接收方姓名和账号、资源种类、资源数量等信息，还可以签订资源转移协议，表示资源发送方同意服务器执行触发资源转移的任务。资源发送方1通过终端2将资源转移相关等发送给服务器3，服务器3还可以对资源发送方1进行审核，审核通过后返回相应的资源转移确认信息用于资源发送方1对需要转移的资源进行确认，服务器3返回的资源转移确认信息可以在APP中显示，也可以以短信或者其他形式发送给汇款人的终端2，汇款人1在确认资源转移确认信息后可以设置触发资源转移的周期时间，所述资源转移确认信息为触发资源转移任务之前，服务器根据用户填写的资源转移信息生成的，用于用户确认填写过的资源转移信息是否正确的信息。当到达触发资源转移任务的周期时间时，服务器3触发基于资源转移请求的资源转移任务。从而可以满足用户周期性定时自动资源转移的需求，简化用户在周期性资源转移时的操作，提高用户的体验性。
图2为本说明书实施例中提供的一种资源转移任务的触发方法的流程示意图。从程序角度而言，流程的执行主体可以为搭载于应用服务器的程序或应用客户端。如图2所示，本说明书实施例中提供的资源转移任务的触发方法主要是以服务器为执行主体的触发方法，该流程可以包括以下步骤：
步骤200：获取资源转移请求；所述资源转移请求至少包括待转移的第一资源的第一数量信息和对所述第一资源进行转移的预定时间周期信息；所述第一数量信息用于表示一个预定时间周期中预计转移至资源接收方的第一资源的第一资源数量。
本说明书实施例中的资源转移可以包括水电气卡的充值、话费充值等日常生活中的资源转移，还可以包括境内汇款和境外汇款等汇款类的资源转移。
服务器获取资源发送方的资源管理设备发送的资源转移请求，其中资源管理设备可以是资源发送方所使用的终端。在实际应用中，资源发送方可以通过操作终端中的用户服务界面输入预计转移至资源接收方的第一资源的第一资源数量、资源种类、以及预定时间周期等信息，终端生成包括待转移的第一资源的第一数量信息和对第一资源进行转移的预定时间周期信息的资源转移请求，发送给可以服务器，其中，服务器可以是终端中某应用程序对应的服务器。
步骤202：基于所述预定时间周期信息，确定周期触发条件。
本说明书实施例中资源发送方在发起资源转移请求时，可以预约触发资源转移的时间周期，服务器可以根据资源发送方预约的时间周期触发资源转移的任务，进而可以满 足资源发送方周期性资源转移的需求。
步骤204：当所述周期触发条件被满足，获取第一资源转换率；所述第一资源转换率表示所述周期触发条件被满足时，所述第一资源与第二资源之间的资源转换率；所述资源转换率用于表示单位数量的所述第一资源对应的所述第二资源的资源数量。
本说明书实施例中的资源转换任务可以是两种不同资源之间的转换，两种资源之间转换时，可以利用资源转换率计算两者之间对应的数量关系。例如，第二资源可以是用户购买电量所需的人民币，转换率可以是电量的单价；又如，在进行不同币种之间的跨境汇款时，资源转换率可以是指两个国家或区域之间的汇率。
本说明书实施例中，服务器可以在到达资源发送方设置的资源转移时间周期时，获取此时第一资源与第二资源对应的第一资源转换率，利用第一资源转换率进行资源转换任务，可避免资源转换的混乱，可有效保证触发的资源转换任务的顺利进行，可提高资源转换任务被执行的概率。
步骤206：基于所述资源转换率，确定所述第一资源数量的所述第一资源对应的所述第二资源的第二资源数量。服务器可以根据周期触发条件被满足时的第一转化率计算得到第一资源对应的第二资源的数量。
步骤208：触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务。
本说明书实施例中，向资源接收方的账户增加第一资源数量的第一资源的任务的实施可以由具有资源转移资质的服务器执行，当周期触发条件被满足时接收资源转移请求的服务器可以向具有资源转移资质的服务器发送与资源转移请求对应的转移触发请求，用于触发向资源接收方的账户增加第一资源数量的第一资源的任务。
需要说明的是，接收资源转移请求的服务器与具有资源转移资质的服务器可以是同一服务器，也可以是不同的服务器，例如，当接收资源转移请求的服务器具有资源转移资质时，接收资源转移请求的服务器与具有资源转移资质的服务器可以是同一服务器；又如，资源发送方通过终端应用发送资源转移请求，接收资源转移请求的服务器可以是与终端应用对应的第一服务器，向资源接收方的账户增加第一资源数量的第一资源的服务器可以是与上述第一服务器具有联系的具有资源转移资质的第二服务器。
步骤210：从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
本说明书实施例中在进行资源转移任务时，允许资源发送方输入对资源进行转移的预定时间周期信息，基于预定时间周期信息，确定用于触发资源转移任务的周期触发条件，从而使资源发送方可以在发出一次资源转移任务请求的操作时完成多次周期性资源转移，简化了资源发送方需要多次资源转移时的操作，提高用户的体验性，优化了资源转移服务。并且，本说明书实施例中还可以根据资源转换率完成两种不同资源之间的转移，也可以满足资源发送方对不同种类资源转移的需求。
为更清楚的说明本说明书实施例中的资源转移任务的触发方法，以日常生活中用户购买电量为例。
假设用户通过某APP购买电量，购买的电量通常会由提供电量管理的服务器充值到对应到电量管理账户中，如电卡中。其中，用户可以为资源发送方；资源转移请求可以是对电卡充值的请求；电量管理账户可以是资源接收方，购买电量的用户可以是资源发送方；第一资源可以是指电量，第一资源数量可以是用户预计一个周期内预计充入电卡中的电量数；预定时间周期信息可以是用户设置的充值的时间周期；第二资源可以是用户购买电量所需的人民币，资源转换率可以是电量的单价。假设用户计划每个月购买20 度电量，用户可以在APP的服务界面中输入表示1个月的预定时间周期信息以及表示20度电量的第一资源数量信息，基于用户输入的信息可以生成相应的资源转移请求，服务器在获取到资源转移请求后，可以确定用户预计一个月购买一次电量，还可以根据电量的单价计算出需要的人民币数量，进而可以每个月触发一次向电量管理账户增加20度电量的任务；还可以从用户的账户中减少购买电量所需的人民币数量。从而用户发起一次周期性充值请求后，服务器可以根据用户需求自动触发多次充值任务，从而可以简化用户的操作，提高用户的体验性。
本说明书实施例中的方法还可以应用于境内资源转移和境外资源转移，境内资源转移可以指资源发送方与资源接收方在境内同行或跨行的资源往来，境外资源转移可以指资源发送方在境内与境外的资源接收方进行的资源往来，境外资源转移也可以称为国际之间的资源转移，可用于进行跨境资源往来。本说明书实施例中的资源转移可以为在金融领域，涉及不同币种之间汇兑的资源往来。但在实际应用中，本说明书实施例中的方法也可用于不涉及币种汇兑的普通的资源转移任务。
在用户进行涉及不同币种之间汇兑的资源往来的资源转换任务时，服务器或者终端还可以为用户设置默认的币种，用户如果不输入币种信息，服务器将以默认的币种进行相关的汇款处理。例如，默认币种为美元，用户如果需要的就是美元，则可以不输入币种项，服务器也会以美元进行相关的汇款处理，从而也简化了用户的操作。
为满足不同用户的需求，用户还可以根据自身需要设置默认币种，以方便后续发起资源转移请求。为进一步提高用户的体验性，服务器或者终端还可以根据用户的历史资源转移信息为用户推荐币种，例如可以根据历史资源转移信息中使用过的币种按照使用频率进行排序，将使用过的币种按照使用频率由高到低的顺序推荐给用户；还可以按照使用时间的先后顺序，将币种按照使用时间由近到远的顺序推荐给用户等等。
图3为本说明书实施例中提供的一种资源转移服务界面示意图。如图3所示，本说明书实施例中资源发送方输入的资源转移信息可以包括第一资源的种类301、第一资源的第一数量302、资源接收方账号303、资源接收方姓名304、预定时间305等信息，还可以包括第二资源的种类、数量等信息。在进行资源转移时，需要准确的填写或输入相应的信息，在需要时资源转移信息还可以包括资源发送方对应的姓名、账号等信息。
通过图3所示的预定时间305可以跳转到图4所示的预定时间周期信息的服务界面示意图，在此界面中资源发送方可以输入时间周期信息，图4中资源发送方设置的资源转移周期为10天，资源发送方可以手动输入“10天”，也可以通过下拉按钮(图4中小三角形)选择“10天”，用于表示资源发送方预设每10天触发一次资源转移任务。在资源发送方输入时间信息时，终端或者服务器可以为资源发送方提供一个默认的预约起始时间，例如，可以默认输入时间信息时对应的实际时间为预约起始时间，假设资源发送方3月1日提交了资源转移周期为10天的资源转移任务的请求，触发资源转移任务的时间可以是3月11日及以后的每10天一次。为满足资源发送方的需求，还可以允许资源发送方对默认时间进行修改，如图4所述，也可以允许资源发送方自行设置预约起始时间。根据资源发送方需求还可以将时间信息精确到日、时、分、秒等级别，例如，当时间信息是天级的时候，可以默认到达预约时间的零点触发汇款业务。用户输入的时间信息中还可以包括汇款次数或者自动汇款的结束时间，这些内容都可以根据实际需求进行设定，这里不做具体限定。
为简化资源发送方操作以及为资源发送方提供填写范例，服务器可以为资源发送方设置默认的资源转移的时间周期，也可以根据资源发送方的历史资源转移信息为资源发送方推荐资源转移的时间周期。例如，资源发送方在过去的一年里每月都给同一个账户转移了资源，服务器就可以将时间周期默认设置为1个月。
在实际应用中，上述图3和图4所示的内容还可以位于同一个服务界面中，用户可以在一个界面中填写全部资源转移需要的信息。需要说明的是上述只是举例说明，本说明书中对具体的时间信息形式以及显示位置等均不作限定，只要能够满足用户需求即可。
为提高资源转移的精准性，本说明书实施例中，所述预定时间周期信息至少可以包括周期间隔信息和时刻信息。所述周期间隔信息用于表示相邻两个周期的间隔时间长度。所述时刻信息用于表示每个周期的起始时刻，具体的，可以表示每个周期内向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务，以及从所述资源发送方的账户中减少所述第二资源数量的所述第二资源转移被触发的时间点。
图5为本说明书实施例提供的一种预定时间周期信息服务界面示意图，如图5所示，预定时间周期信息包括了周期间隔信息和时刻信息。假设资源发送方计划在每个月的5号上午9点触发一次资源转移，资源发送方操作资源转移信息界面发出资源转移请求的时间为3月5号，终端或者服务器可将资源发送方发出资源转移请求时间设置为默认的时间周期的起始时刻，资源发送方可将周期间隔时间设置为1个月，还可将每个周期的起始时刻具体设置为上午9点，通过上述预定时间周期信息的设定，服务器根据发出资源转移请求为用户每个月的5号上午9点自动触发一次资源转移任务。资源发送方还可设置资源转移任务的结束时间，在起始时间与结束时间期间触发资源转移任务。
为简化用户操作，终端或者服务器还可以设置默认的周期间隔信息和/或时刻信息，使资源发送方不必输入预定时间周期信息中的每项时间信息；当默认的信息内容不满足资源发送方需求时，资源发送方还可以自行设置。
在实际应用中，用户还可以设置预定时间周期的起始时间，用于表示第一个周期的起始时间，如图6所示，延续上例，假设资源发送方计划在每个月的5号上午9点触发一次资源转移，假设资源发送方操作资源转移信息界面发出资源转移请求的时间为2月20号，资源发送方可以自行将预定时间周期的起始时间设置为3月5号，周期间隔设置为1个月，时刻设置为上午9点，服务器获取到用户的资源转移请求后，可以在3月5号以及之后的每月5号分别触发一次资源转移任务。资源发送方还可以设置周期性资源转移的次数，表示用户发起的一次资源转移请求可以触发的周期性资源转移的次数，次数到达后可以结束该资源转移请求对应的资源转移任务。需要说明的是，上述仅是为了更清楚的说明预定周期时间信息进行的举例，本说明书实施例中对预定周期时间信息的呈现格式以及内容不作限定，只要能够周期性触发资源转移任务即可。
本说明书实施例中基于预定时间周期信息，服务器可以利用定时器，通过倒计时的方式触发周期性资源转移业务。例如，资源发送方预设每10天进行一次资源转移，服务器可以利用定时器记录此时的时间为10天，然后开始倒计时，倒计时为到达0时，触发一次资源转移业务，触发完成后继续从10天开始倒计时，准备触发下一次资源转移业务，以此类推；服务器还可以将资源发送方所需的资源转移的周期转换为时刻信息，当到达对应时刻时触发资源转移业务，仍以上述资源发送方需要每10天进行一次资源转移为例，假设当前的一次资源转移时间为3月1日，可以计算得到下一次资源转移的时间为3月11日，可利用资源发送方所属当地的基准时钟进行比对，当到达3月11日时触发资源转移任务。需要说明的是，本说明书实施例对生成的周期触发条件的具体实施方式不做限定，只要能够准确响应周期触发条件即可。
在实际应用中，资源发送方可以利用终端进行资源转移，在输入资源转移信息时，可以手动输入每项信息，也可以从历史信息中或者建立的联系人清单中选择信息填入，例如，服务器可以将与资源发送方发生过资源转移的人或者账号记录在历史资源转移信息中，资源发送方可以从历史资源转移信息中选择发生过资源转移的人或者账号进行资源转移，无需再重复手动填写资源接收方账号等信息，以简化资源发送方的操作。
因此，本说明书实施例中提供的方法，所述获取资源转移请求，具体可以包括：向所述资源发送方的终端提供所述资源发送方的历史资源转移订单；获取所述资源发送方从所述历史资源转移订单中选择的目标历史资源转移订单；基于所述目标历史资源转移订单，生成所述资源转移请求；所述资源转移请求中包含所述目标历史资源转移订单中的部分或全部信息。
其中，所述基于所述目标历史资源转移订单，生成所述资源转移请求，具体可包括：对于所述资源转移请求中与所述目标历史资源转移订单中的相同字段，采用所述目标历史资源转移订单中的字段值作为所述资源转移请求中所述相同字段的字段值。
本说明书实施例中资源转移订单可以是具有资源转移资质的服务机构提供的资源转移订单，例如，资源发送方通过手机中某具有汇款资质的服务机构的APP进行资源转移，此服务机构就可以为资源发送方提供此服务机构出具的资源转移订单。
历史资源转移订单中可以包括第一资源种类、第一资源数量、资源接收方账号、账号所属国家、资源转移的实施时间等信息。资源发送方在发出资源转移请求时，对于资源接收方账号等信息可以从历史资源转移订单中获取，终端还可以将历史资源转移订单中的资源接收方账号、所属国家、第一资源种类中至少一种信息自动填写在当前资源发送方填写的资源转移信息的相应位置上，对于需要的输入的其他信息，资源发送方可手动输入或者点选输入，例如资源转移的时间周期，第一资源数量等信息。
为保障资源发送方的权益，在所述确定周期触发条件之前，还可包括：向所述资源发送方的终端反馈资源转移协议；获取所述终端对所述资源转移协议的确认信息。
本说明书实施例中资源转移协议可以包含表示资源发送方授予服务器触发周期性资源转移的权限的信息。
为确保资源转移信息的准确性，服务器在确定时间触发条件之前还可根据资源转移请求生成用于资源发送方对资源转移信息进行确认的资源转移订单信息，资源转移订单信息可包括第一资源的数量信息、第一资源的种类信息、与第一资源对应的第二资源的数量信息、资源接收方账户信息、预定时间信息等内容，资源发送方在确认订单信息无误后可向服务器发送订单确认信息，服务器在获取到订单确认信息后确定时间触发条件。当服务器在预设时间之内未获取到资源发送方发送的确认信息或者获取到了资源发送方发送的表征资源转移订单信息有误的信息时，可终止对本次资源转移任务的触发。
为提高汇款业务的可进行性，本说明书实施例的方法，所述确定周期触发条件之前，还可以包括：对所述资源发送方的账户进行风控合规检查，得到第一风控合规检查结果；当所述第一风控合规检查结果表示通过检查后，确定周期触发条件。
在实际应用中，在资源发送方提交资源转移请求后，服务器可以对资源发送方进行审核，判断资源发送方是否具有资源转移的资质、所要办理的资源转移任务是否符合资源转移的相关的风控管理规则等，例如，检查资源发送方的资源来源是否合法等。
本说明书实施例中方法可应用于周期性的资源转移任务，为进一步保证资源的流转安全性，该方法还可包括：当所述周期触发条件被满足时，对所述资源发送方的账户进行风控合规检查，得到第二风控合规检查结果；当所述第二风控合规检查结果表示通过检查后，触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
本说明书实施例中的风控合规检查还可以在每次周期时间到时执行一次，例如，资源转移请求中包含了资源发送方设置的4次周期性资源转移任务，周期时间为1个月，则在每次周期时间到时都可以执行一次风控合规检查，进而可以避免在整个资源转移任 务处理期间由于某些原因造成资源转移请求中包含的资源发送方账户不再符合相关规定时，仍触发资源转移任务的情况，可有效避免资源发送方进行非法资源转移等，进一步保证了资源流转的安全性。需要说明的是，本说明书实施例中对具体的风控合规检查时间不做限定，只要保证在触发资源转移任务之前完成即可。
在实际应用中，当风控合规检查结果表示不通过时，可以终止触发资源转移任务；当风控合规检查结果表示通过时，可以触发资源转移任务，还可以将风控合规检查的结果发送给具有资源转移资质的服务机构，可为此机构提供参考。
为提高触发资源转移任务的成功率，所述确定周期触发条件之前，还可以包括：获取所述资源发送方的账户中与所述第一资源对应的第二资源的预估第二资源数量；冻结所述预估第二资源数量的所述第二资源，得到冻结的第二资源。所述从所述资源发送方的账户中减少所述第二资源数量的所述第二资源，具体包括：从所述资源发送方的账户中减少所述冻结的第二资源中的部分或全部第二资源。
在实际应用中服务器可以在获取到资源转移请求后，或者确定周期触发条件之前，将资源发送方的账户中与第一资源对应数量的第二资源冻结，并且可以根据获取到资源转移请求时的资源转换率得到与第一资源对应的第二资源的预估第二资源数量，在触发资源转移任务之后可以采用冻结的预估第二资源数量的第二资源执行资源转移任务，从而可以一定程度上保证在预约的预定周期时间到触发资源转移任务时资源发送方可提供出第二资源，可一定程度上避免因资源发送方的第二资源不足造成的资源转移失败的情况，也一定程度减轻了服务器的工作量。
本说明书实施例中，还可以将冻结的第二资源中的部分或全部第二资源发送至具有资源转移权限的第三方服务器，以便第三方服务器向资源接收方的账户增加所述第一资源数量的第一资源。
冻结的第二资源的数量可以是与一个周期的第一资源对应的数量，也可以是与资源转移请求对应的整个资源转移任务期间涉及到的第一资源的总和对应的数量。
在实际应用中，可能由于资源转换率的波动，冻结的第二资源的数量可能会大于资源转移任务被触发时第一资源对应的第二资源的数量，在一个周期的资源转移任务完成后，与本周期相对应的剩余的冻结第二资源可以在预设时间后解冻，可以返回资源发送方的账户剩余资源中；或者，资源转移请求对应的包含多个周期性的资源转移任务全部完成后，将总的剩余的冻结第二资源在预设时间后解冻，返回资源发送方的账户剩余资源中，可以方便资源发送方的使用。
相应的，当冻结的第二资源的数量小于资源转移任务被触发时第一资源对应的第二资源的数量时，服务器还可以向资源发送方发送提示资源发送方提供足够第二资源的信息，以便获取与第一资源数量的第一资源对应的第二资源触发资源转移任务。
作为另一种实施方式，本说明书实施例中，确定周期触发条件之前，还可以包括：从资源发送方的账户余额中扣除与第一资源对应的第二资源的第二资源数量；将在账户中扣除的第二数量的第二资源发送至具有资源转移权限的第三方服务器，以便所述第三方服务器向资源接收方的账户增加所述第一资源数量的第一资源。
为提高触发资源转移任务的成功率，所述触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务之前，还可以包括：查询所述资源发送方的账户上的第二资源的剩余数量；判断所述剩余数量是否大于或等于所述第二资源数量；若否，生成用于提示资源转移失败的反馈信息。
在实际应用中可能存在当到达预约的预定时间触发资源转移任务时，由于某些原因 资源发送方的账户中的剩余资源数量不能满足预计转移的第一资源所需的数量的情况，为保证资源转移任务可以执行，服务器在触发向资源接收方的账户增加第一资源数量的第一资源的任务之前，可以先查询资源发送方的账户中是否有足够数量的第二资源，当资源发送方的账户中剩余数量小于第二资源数量时，服务器可以生成资源转移失败的反馈信息反馈给资源发送方，进而资源发送方可以根据反馈信息作出相应的处理，例如资源发送方可以给账户余额充值，重新触发任务。其中反馈信息的形式可以包括短信、电子邮件、应用程序消息等，还可以根据实际需求设置反馈信息的具体形式以及内容，这里对此内容不作具体限定，只要能够让资源发送方清楚的获知此资源转移失败的原始是账户剩余资源不足造成的即可。
本说明书实施例中提供的资源转移任务的触发方法中的资源转换率可以是变化的，基于上述图2所示的方法，本说明书实施例还提供了一种资源转移任务的触发方法，如图7所示，本说明书实施例中提供的资源转移任务的触发方法，还可以包括：
步骤700：获取第二资源转换率；所述第二资源转换率为获取到所述资源转移请求时，所述第一资源与所述第二资源之间的资源转换率；
步骤702：基于所述第二资源转换率与所述第一资源转换率，判断所述第二资源转换率与所述第一资源转换率之间的变化值是否大于预设变化值，得到第一判断结果；
步骤704：当所述第一判断结果表示所述变化值不大于所述预设变化值，则触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
步骤706：从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
由于资源转换率可以是变化的，在本说明书实施例中可能会存在服务器获取到资源转移请求时的资源转换率与触发资源转移任务时的资源转换率不一致，因此，为提高用户的体验性，减少由于资源转换率波动对用户的影响，用户可以根据资源转换率的变化值确定对否继续进行资源转移任务的操作。其中，预设变化值可以根据实际需要进行设定，例如对于资源转移数量不是很大的任务可以将预设变化值设置为3％，其中预设变化值3％＝(第二资源转换率b-第一资源转换率a)/第一资源转换率a。
进一步的，本说明书实施例中的方法，还可以包括：
步骤708：当所述第一判断结果表示所述变化值大于所述预设变化值，则生成用于询问所述资源发送方是否继续执行资源转移的提示信息；
步骤710：当获取到所述资源发送方确认继续执行资源转移的确认操作后，触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
步骤712：从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
在实际应用中，预设变化值可以根据实际需要进行设定，例如，资源发送方可以在终端中根据个人情况设置预设值，服务器也可以为资源发送方提供预设值等等。这里对预设值的具体数据以及设置方式不作限定，可以满足实际需求即可。
与上述资源转换率的变化值相对应的，还可以根据由于资源转换率的变化造成的资源损失值判断是否进行资源转移任务的操作，具体的，基于上述图2所示的方法，本说明书实施例还提供了一种资源转移任务的触发方法，如图8所示，本说明书实施例中提供的资源转移任务的触发方法，还可以包括：
步骤800：获取第二资源转换率；所述第二资源转换率为获取到所述资源转移请求时，所述第一资源与所述第二资源之间的资源转换率；
步骤802：基于所述第二资源转换率与所述第一资源转换率，确定所述第二资源对 应的损失值；
步骤804：判断所述损失值是否大于预设值，得到第二判断结果；
步骤806：当所述第二判断结果表示所述损失值不大于所述预设值，则触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
步骤808：从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
其中，损失值可以表示由于资源转换率的变化，资源发送方的第二资源兑换成资源接收方的第一资源后，资源接收方少收到的第一资源数量或者资源发送方需要多汇出的第一资源数量。例如，资源发送方A在中国向美国的资源接收方B进行资源转移，服务器获取到资源发送方的资源管理设备发送的资源转移请求时的第二转换率为a1，资源发送方A预定的是三个月后触发资源转移任务，在到达三个月后假设此时第一转换率为a2，a2大于a1，假设资源发送方A预计转移给资源接收方B第一资源数量为b的第一资源，此时资源发送方A需要多付出(a2-a1)*b的第二资源，假设办理资源转移任务所需的其他费用相同，则资源发送方A多付出第二资源为资源转移的损失值。
进一步的，本说明书实施例中的方法，还可以包括：
步骤810：当所述第二判断结果表示所述损失值大于所述预设值，则生成用于询问所述资源发送方是否继续执行资源转移的提示信息；
步骤812：当获取到所述资源发送方确认继续执行资源转移的确认操作后，触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
步骤814：从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
在实际应用中，损失值对应的预设值可以根据实际需要进行设定，例如，资源发送方可以在终端中根据个人情况设置预设值，服务器也可以为资源发送方提供预设值等等。这里对预设值的具体数据以及设置方式不作限定，可以满足实际需求即可。
本说明书实施例中提供的资源转移任务的触发方法中，考虑到转换率波动对用户的影响，可以在不满足预设条件时提示用户是否继续进行汇款业务，可以一定程度上减少因汇率波动对用户造成的损失，保护用户的利益。
需要说明的是，本说明书实施例中资源发送方与资源接收方仅是在程序角度进行的划分，资源发送方的账户与资源接收方的账户可以属于同一用户，相应的资源发送方与资源接收方可以是相同的用户，资源转移任务可以是同一用户在不同账户之间进行的资源转移任务；资源发送方的账户与资源接收方的账户可以属于不同用户，相应的资源发送方与资源接收方可以分别为不同的用户，资源转移任务可以是不同用户在不同账户之间进行的资源转移任务。
基于同样的思路，本说明书实施例中还提供了与上述图2所示的方法对应的装置，如图9所示，图9为本说明书实施例中提供的一种资源转移任务的触发装置的结构示意图，该装置可以包括：
请求获取模块900，用于获取资源转移请求；所述资源转移请求至少包括待转移的第一资源的第一数量信息和对所述第一资源进行转移的预定时间周期信息；所述第一数量信息用于表示一个预定时间周期中预计转移至资源接收方的第一资源的第一资源数量；
周期确定模块902，用于基于所述预定时间周期信息，确定周期触发条件；
转换率获取模块904，用于当所述周期触发条件被满足，获取第一资源转换率；所述第一资源转换率表示所述周期触发条件被满足时，所述第一资源与第二资源之间的 资源转换率；所述资源转换率用于表示单位数量的所述第一资源对应的所述第二资源的资源数量；
资源数量确定模块906，用于基于所述资源转换率，确定所述第一资源数量的所述第一资源对应的所述第二资源的第二资源数量；
任务触发模块908，用于触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
资源管理模块910，用于从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
其中，请求获取模块，具体可以用于：向所述资源发送方的终端提供所述资源发送方的历史资源转移订单；获取所述资源发送方从所述历史资源转移订单中选择的目标历史资源转移订单；基于所述目标历史资源转移订单，生成所述资源转移请求；所述资源转移请求中包含所述目标历史资源转移订单中的部分或全部信息。
所述预定时间周期信息至少包括周期间隔信息和时刻信息。所述周期间隔信息用于表示相邻两个周期的间隔时间长度。所述时刻信息用于表示每个周期的起始时刻。
基于上述图9所示的装置，本说明书实施例中提供的资源转移任务的触发装置，还可包括金额冻结模块，用于：获取所述资源发送方的账户中与所述第一资源对应的第二资源的预估第二资源数量；冻结所述预估第二资源数量的所述第二资源，得到冻结的第二资源。所述从所述资源发送方的账户中减少所述第二资源数量的所述第二资源，具体包括：从所述资源发送方的账户中减少所述冻结的第二资源中的部分或全部第二资源。
本说明书实施例提供的资源转移任务的触发装置，还可以包括第一判断模块，用于：获取第二资源转换率；所述第二资源转换率为获取到所述资源转移请求时，所述第一资源与所述第二资源之间的资源转换率；基于所述第二资源转换率与所述第一资源转换率，判断所述第二资源转换率与所述第一资源转换率之间的变化值是否大于预设变化值，得到第一判断结果；当所述第一判断结果表示所述变化值不大于所述预设变化值，则触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
本说明书实施例提供的资源转移任务的触发装置，还可以包括第二判断模块，用于：获取第二资源转换率；所述第二资源转换率为获取到所述资源转移请求时，所述第一资源与所述第二资源之间的资源转换率；基于所述第二资源转换率与所述第一资源转换率，确定所述第二资源对应的损失值；判断所述损失值是否大于预设值，得到第二判断结果；当所述第二判断结果表示所述损失值不大于所述预设值，则触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
基于同样的思路，本说明书实施例中还提供了与上述图2所示方法对应的一种资源转移任务的触发设备，如图10所示，图10为本说明书实施例中提供的一种资源转移任务的触发设备的结构示意图，设备1000可以包括：至少一个处理器1010；以及，与所述至少一个处理器通信连接的存储器1030。
所述存储器1030存储有可被所述至少一个处理器1010执行的指令1020，所述指令被所述至少一个处理器1010执行，以使所述至少一个处理器1010能够：获取资源转移请求；所述资源转移请求至少包括待转移的第一资源的第一数量信息和对所述第一资源进行转移的预定时间周期信息；所述第一数量信息用于表示一个预定时间周期中预计转移至资源接收方的第一资源的第一资源数量；基于所述预定时间周期信息，确定周 期触发条件；当所述周期触发条件被满足，获取第一资源转换率；所述第一资源转换率表示所述周期触发条件被满足时，所述第一资源与第二资源之间的资源转换率；所述资源转换率用于表示单位数量的所述第一资源对应的所述第二资源的资源数量；基于所述资源转换率，确定所述第一资源数量的所述第一资源对应的所述第二资源的第二资源数量；触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
本说明书实施例中还可以提供一种计算机可读介质，其上存储有计算机可读指令，所述计算机可读指令可被处理器执行以实现上述与图2所示的方法中对应的资源转移任务的触发方法。
上述对本说明书特定实施例进行了描述。其它实施例在所附权利要求书的范围内。在一些情况下，在权利要求书中记载的动作或步骤可以按照不同于实施例中的顺序来执行并且仍然可以实现期望的结果。另外，在附图中描绘的过程不一定要求示出的特定顺序或者连续顺序才能实现期望的结果。在某些实施方式中，多任务处理和并行处理也是可以的或者可能是有利的。
本说明书实施例提供的装置、设备、非易失性计算机存储介质与方法是对应的，因此，装置、设备、非易失性计算机存储介质也具有与对应方法类似的有益技术效果，由于上面已经对方法的有益技术效果进行了详细说明，因此，这里不再赘述对应装置、设备、非易失性计算机存储介质的有益技术效果。
在20世纪90年代，对于一个技术的改进可以很明显地区分是硬件上的改进(例如，对二极管、晶体管、开关等电路结构的改进)还是软件上的改进(对于方法流程的改进)。然而，随着技术的发展，当今的很多方法流程的改进已经可以视为硬件电路结构的直接改进。设计人员几乎都通过将改进的方法流程编程到硬件电路中来得到相应的硬件电路结构。因此，不能说一个方法流程的改进就不能用硬件实体模块来实现。例如，可编程逻辑器件(Programmable Logic Device,PLD)(例如现场可编程门阵列(Field Programmable Gate Array，FPGA))就是这样一种集成电路，其逻辑功能由用户对器件编程来确定。由设计人员自行编程来把一个数字系统“集成”在一片PLD上，而不需要请芯片制造厂商来设计和制作专用的集成电路芯片。而且，如今，取代手工地制作集成电路芯片，这种编程也多半改用“逻辑编译器(logic compiler)”软件来实现，它与程序开发撰写时所用的软件编译器相类似，而要编译之前的原始代码也得用特定的编程语言来撰写，此称之为硬件描述语言(Hardware Description Language，HDL)，而HDL也并非仅有一种，而是有许多种，如ABEL(Advanced Boolean Expression Language)、AHDL(Altera Hardware Description Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL(Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby Hardware Description Language)等，目前最普遍使用的是VHDL(Very-High-Speed Integrated Circuit Hardware Description Language)与Verilog。本领域技术人员也应该清楚，只需要将方法流程用上述几种硬件描述语言稍作逻辑编程并编程到集成电路中，就可以很容易得到实现该逻辑方法流程的硬件电路。
控制器可按任何适当的方式实现，例如，控制器可采取例如微处理器或处理器以及存储可由该(微)处理器执行的计算机可读程序代码(例如软件或固件)的计算机可读介质、逻辑门、开关、专用集成电路(Application Specific Integrated Circuit，ASIC)、可编程逻辑控制器和嵌入微控制器的形式，控制器的例子包括但不限于以下微控制器：ARC 625D、Atmel AT91SAM、Microchip PIC18F26K20及Silicone Labs C8051F320，存储器控制器还可被实现为存储器的控制逻辑的一部分。本领域技术人员也知道，除了以纯计算机可读程序代码方式实现控制器以外，完全可通过将方法步骤进行逻辑编程来使 得控制器以逻辑门、开关、专用集成电路、可编程逻辑控制器和嵌入微控制器等的形式来实现相同功能。因此这种控制器可以被认为是一种硬件部件，而对其内包括的用于实现各种功能的装置也可以视为硬件部件内的结构。或者甚至，可将用于实现各种功能的装置视为既可以是实现方法的软件模块又可以是硬件部件内的结构。
上述实施例阐明的系统、装置、模块或单元，具体可以由计算机芯片或实体实现，或者由具有某种功能的产品来实现。一种典型的实现设备为计算机。具体的，计算机例如可以为个人计算机、膝上型计算机、蜂窝电话、相机电话、智能电话、个人数字助理、媒体播放器、导航设备、电子邮件设备、游戏控制台、平板计算机、可穿戴设备或者这些设备中的任何设备的组合。
为了描述的方便，描述以上装置时以功能分为各种单元分别描述。当然，在实施本申请时可以把各单元的功能在同一个或多个软件和/或硬件中实现。
本领域内的技术人员应明白，本发明的实施例可提供为方法、系统、或计算机程序产品。因此，本发明可采用完全硬件实施例、完全软件实施例、或结合软件和硬件方面的实施例的形式。而且，本发明可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。
本发明是参照根据本发明实施例的方法、设备(系统)、和计算机程序产品的流程图和/或方框图来描述的。应理解可由计算机程序指令实现流程图和/或方框图中的每一流程和/或方框、以及流程图和/或方框图中的流程和/或方框的结合。可提供这些计算机程序指令到通用计算机、专用计算机、嵌入式处理机或其他可编程数据处理设备的处理器以产生一个机器，使得通过计算机或其他可编程数据处理设备的处理器执行的指令产生用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的装置。
这些计算机程序指令也可存储在能引导计算机或其他可编程数据处理设备以特定方式工作的计算机可读存储器中，使得存储在该计算机可读存储器中的指令产生包括指令装置的制造品，该指令装置实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能。
这些计算机程序指令也可装载到计算机或其他可编程数据处理设备上，使得在计算机或其他可编程设备上执行一系列操作步骤以产生计算机实现的处理，从而在计算机或其他可编程设备上执行的指令提供用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的步骤。
在一个典型的配置中，计算设备包括一个或多个处理器(CPU)、输入/输出接口、网络接口和内存。
内存可能包括计算机可读介质中的非永久性存储器，随机存取存储器(RAM)和/或非易失性内存等形式，如只读存储器(ROM)或闪存(flash RAM)。内存是计算机可读介质的示例。
计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可以由任何方法或技术来实现信息存储。信息可以是计算机可读指令、数据结构、程序的模块或其他数据。计算机的存储介质的例子包括，但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存储、磁盒式磁带，磁带式磁盘存储或其他磁性存储设备或任何其他非传输介质，可用于存储可以被计算设 备访问的信息。按照本文中的界定，计算机可读介质不包括暂存电脑可读媒体(transitory media)，如调制的数据信号和载波。
还需要说明的是，术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含，从而使得包括一系列要素的过程、方法、商品或者设备不仅包括那些要素，而且还包括没有明确列出的其他要素，或者是还包括为这种过程、方法、商品或者设备所固有的要素。在没有更多限制的情况下，由语句“包括一个……”限定的要素，并不排除在包括所述要素的过程、方法、商品或者设备中还存在另外的相同要素。
本申请可以在由计算机执行的计算机可执行指令的一般上下文中描述，例如程序模块。一般地，程序模块包括执行特定任务或实现特定抽象数据类型的例程、程序、对象、组件、数据结构等等。也可以在分布式计算环境中实践本申请，在这些分布式计算环境中，由通过通信网络而被连接的远程处理设备来执行任务。在分布式计算环境中，程序模块可以位于包括存储设备在内的本地和远程计算机存储介质中。
本说明书中的各个实施例均采用递进的方式描述，各个实施例之间相同相似的部分互相参见即可，每个实施例重点说明的都是与其他实施例的不同之处。尤其，对于系统实施例而言，由于其基本相似于方法实施例，所以描述的比较简单，相关之处参见方法实施例的部分说明即可。
以上所述仅为本申请的实施例而已，并不用于限制本申请。对于本领域技术人员来说，本申请可以有各种更改和变化。凡在本申请的精神和原理之内所作的任何修改、等同替换、改进等，均应包含在本申请的权利要求范围之内。

Claims (20)

  1. 一种资源转移任务的触发方法，所述方法包括：
    获取资源转移请求；所述资源转移请求至少包括待转移的第一资源的第一数量信息和对所述第一资源进行转移的预定时间周期信息；所述第一数量信息用于表示一个预定时间周期中预计转移至资源接收方的第一资源的第一资源数量；
    基于所述预定时间周期信息，确定周期触发条件；
    当所述周期触发条件被满足，获取第一资源转换率；所述第一资源转换率表示所述周期触发条件被满足时，所述第一资源与第二资源之间的资源转换率；所述资源转换率用于表示单位数量的所述第一资源对应的所述第二资源的资源数量；
    基于所述资源转换率，确定所述第一资源数量的所述第一资源对应的所述第二资源的第二资源数量；
    触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
    从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
  2. 根据权利要求1所述的方法，所述获取资源转移请求，具体包括：
    向所述资源发送方的终端提供所述资源发送方的历史资源转移订单；
    获取所述资源发送方从所述历史资源转移订单中选择的目标历史资源转移订单；
    基于所述目标历史资源转移订单，生成所述资源转移请求；所述资源转移请求中包含所述目标历史资源转移订单中的部分或全部信息。
  3. 根据权利要求2所述的方法，所述基于所述目标历史资源转移订单，生成所述资源转移请求，具体包括：
    对于所述资源转移请求中与所述目标历史资源转移订单中的相同字段，采用所述目标历史资源转移订单中的字段值作为所述资源转移请求中所述相同字段的字段值。
  4. 根据权利要求1所述的方法，所述确定周期触发条件之前，还包括：
    向所述资源发送方的终端反馈资源转移协议；
    获取所述终端对所述资源转移协议的确认信息。
  5. 根据权利要求1所述的方法，所述确定周期触发条件之前，还包括：
    对所述资源发送方的账户进行风控合规检查，得到第一风控合规检查结果；
    当所述第一风控合规检查结果表示通过检查后，确定周期触发条件。
  6. 根据权利要求1或5所述的方法，还包括：
    当所述周期触发条件被满足时，对所述资源发送方的账户进行风控合规检查，得到第二风控合规检查结果；
    当所述第二风控合规检查结果表示通过检查后，触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
    从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
  7. 根据权利要求1所述的方法，所述预定时间周期信息至少包括周期间隔信息和时刻信息；
    所述周期间隔信息用于表示相邻两个周期的间隔时间长度；
    所述时刻信息用于表示每个周期的起始时刻。
  8. 根据权利要求1所述的方法，所述确定周期触发条件之前，还包括：
    获取所述资源发送方的账户中与所述第一资源对应的第二资源的预估第二资源数量；
    冻结所述预估第二资源数量的所述第二资源，得到冻结的第二资源；
    所述从所述资源发送方的账户中减少所述第二资源数量的所述第二资源，具体包括：
    从所述资源发送方的账户中减少所述冻结的第二资源中的部分或全部第二资源。
  9. 根据权利要求1所述的方法，所述触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务之前，还包括：
    查询所述资源发送方的账户上的第二资源的剩余数量；
    判断所述剩余数量是否大于或等于所述第二资源数量；
    若否，生成用于提示资源转移失败的反馈信息。
  10. 根据权利要求1所述的方法，还包括：
    获取第二资源转换率；所述第二资源转换率为获取到所述资源转移请求时，所述第一资源与所述第二资源之间的资源转换率；
    基于所述第二资源转换率与所述第一资源转换率，判断所述第二资源转换率与所述第一资源转换率之间的变化值是否大于预设变化值，得到第一判断结果；
    当所述第一判断结果表示所述变化值不大于所述预设变化值，则触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
    从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
  11. 根据权利要求10所述的方法，还包括：
    当所述第一判断结果表示所述变化值大于所述预设变化值，则生成用于询问所述资源发送方是否继续执行资源转移的提示信息；
    当获取到所述资源发送方确认继续执行资源转移的确认操作后，触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
    从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
  12. 根据权利要求1所述的方法，还包括：
    获取第二资源转换率；所述第二资源转换率为获取到所述资源转移请求时，所述第一资源与所述第二资源之间的资源转换率；
    基于所述第二资源转换率与所述第一资源转换率，确定所述第二资源对应的损失值；
    判断所述损失值是否大于预设值，得到第二判断结果；
    当所述第二判断结果表示所述损失值不大于所述预设值，则触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
    从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
  13. 根据权利要求12所述的方法，还包括：
    当所述第二判断结果表示所述损失值大于所述预设值，则生成用于询问所述资源发送方是否继续执行资源转移的提示信息；
    当获取到所述资源发送方确认继续执行资源转移的确认操作后，触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
    从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
  14. 一种资源转移任务的触发装置，所述装置包括：
    请求获取模块，用于获取资源转移请求；所述资源转移请求至少包括待转移的第一资源的第一数量信息和对所述第一资源进行转移的预定时间周期信息；所述第一数量信息用于表示一个预定时间周期中预计转移至资源接收方的第一资源的第一资源数量；
    周期确定模块，用于基于所述预定时间周期信息，确定周期触发条件；
    转换率获取模块，用于当所述周期触发条件被满足，获取第一资源转换率；所述第一资源转换率表示所述周期触发条件被满足时，所述第一资源与第二资源之间的资源转换率；所述资源转换率表示单位数量的所述第一资源对应的所述第二资源的资源数量；
    资源数量确定模块，用于基于所述资源转换率，确定所述第一资源数量的所述第一资源对应的所述第二资源的第二资源数量；
    任务触发模块，用于触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
    资源管理模块，用于从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
  15. 根据权利要求14所述的装置，所述请求获取模块，具体用于：
    向所述资源发送方的终端提供所述资源发送方的历史资源转移订单；
    获取所述资源发送方从所述历史资源转移订单中选择的目标历史资源转移订单；
    基于所述目标历史资源转移订单，生成所述资源转移请求；所述资源转移请求中包含所述目标历史资源转移订单中的部分或全部信息。
  16. 根据权利要求14所述的装置，所述预定时间周期信息至少包括周期间隔信息和时刻信息；
    所述周期间隔信息用于表示相邻两个周期的间隔时间长度；
    所述时刻信息用于表示每个周期的起始时刻。
  17. 根据权利要求14所述的装置，还包括金额冻结模块，用于：
    获取所述资源发送方的账户中与所述第一资源对应的第二资源的预估第二资源数量；
    冻结所述预估第二资源数量的所述第二资源，得到冻结的第二资源；
    所述从所述资源发送方的账户中减少所述第二资源数量的所述第二资源，具体包括：
    从所述资源发送方的账户中减少所述冻结的第二资源中的部分或全部第二资源。
  18. 根据权利要求14所述的装置，还包括第一判断模块，用于：
    获取第二资源转换率；所述第二资源转换率为获取到所述资源转移请求时，所述第一资源与所述第二资源之间的资源转换率；
    基于所述第二资源转换率与所述第一资源转换率，判断所述第二资源转换率与所述第一资源转换率之间的变化值是否大于预设变化值，得到第一判断结果；
    当所述第一判断结果表示所述变化值不大于所述预设变化值，则触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
    从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
  19. 根据权利要求14所述的装置，还包括第二判断模块，用于：
    获取第二资源转换率；所述第二资源转换率为获取到所述资源转移请求时，所述第一资源与所述第二资源之间的资源转换率；
    基于所述第二资源转换率与所述第一资源转换率，确定所述第二资源对应的损失值；
    判断所述损失值是否大于预设值，得到第二判断结果；
    当所述第二判断结果表示所述损失值不大于所述预设值，则触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
    从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
  20. 一种资源转移任务的触发设备，包括：
    至少一个处理器；以及，
    与所述至少一个处理器通信连接的存储器；其中，
    所述存储器存储有可被所述至少一个处理器执行的指令，所述指令被所述至少一个处理器执行，以使所述至少一个处理器能够：
    获取资源转移请求；所述资源转移请求至少包括待转移的第一资源的第一数量信息和对所述第一资源进行转移的预定时间周期信息；所述第一数量信息用于表示一个预定时间周期中预计转移至资源接收方的第一资源的第一资源数量；
    基于所述预定时间周期信息，确定周期触发条件；
    当所述周期触发条件被满足，获取第一资源转换率；所述第一资源转换率表示所述周期触发条件被满足时，所述第一资源与第二资源之间的资源转换率；所述资源转换率用于表示单位数量的所述第一资源对应的所述第二资源的资源数量；
    基于所述资源转换率，确定所述第一资源数量的所述第一资源对应的所述第二资源的第二资源数量；
    触发向所述资源接收方的账户增加所述第一资源数量的所述第一资源的任务；
    从所述资源发送方的账户中减少所述第二资源数量的所述第二资源。
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