WO2021196966A1 - Transaction method, gateway device, payment platform, merchant device and transaction system - Google Patents

Transaction method, gateway device, payment platform, merchant device and transaction system Download PDF

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Publication number
WO2021196966A1
WO2021196966A1 PCT/CN2021/079015 CN2021079015W WO2021196966A1 WO 2021196966 A1 WO2021196966 A1 WO 2021196966A1 CN 2021079015 W CN2021079015 W CN 2021079015W WO 2021196966 A1 WO2021196966 A1 WO 2021196966A1
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WIPO (PCT)
Prior art keywords
identification information
merchant
secret key
reservation
gateway
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PCT/CN2021/079015
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French (fr)
Chinese (zh)
Inventor
翟孟冬
祖立军
戚跃民
李军
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中国银联股份有限公司
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Publication of WO2021196966A1 publication Critical patent/WO2021196966A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/02Reservations, e.g. for tickets, services or events
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • G06Q20/145Payments according to the detected use or quantity
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Definitions

  • the present disclosure belongs to the field of communications, and more specifically, relates to a transaction method, gateway device, payment platform, merchant device, and transaction system.
  • the mainstream payment methods are credit card payment and QR code payment. But for users, these methods have many inconveniences.
  • the charging card handled by the user can only be used at specific stations, which has greater limitations.
  • To use a QR code you need to take out your mobile phone to scan the code when charging, and you will also encounter problems that cannot start charging due to poor network signals and unclear QR codes.
  • the QR code payment order is generated on the network, it is difficult to determine the specific transaction scenario, and there is a risk of being applied to the payment channel.
  • the present disclosure provides a transaction method, gateway device, payment platform, merchant device, and transaction system to at least partially solve the technical problems existing in the prior art.
  • the embodiment of the present disclosure provides a transaction method, which is applied to a gateway device, and the transaction method includes: obtaining identification information and transaction information of a first device from a merchant device; generating an order according to the identification information and the transaction information, and The order contains the identification information; the order is sent to the payment platform for the payment platform to parse out the identification information of the first device from the order, and the identification information of the first device is in the In the case of being associated with an account on the payment platform, operations are performed on the account.
  • receiving the identification information and transaction information of the first device from the merchant device includes: performing key negotiation with the first device through the forwarding of the merchant device; and receiving from the merchant device
  • the cipher text of the identification information of the first device, the cipher text of the identification information of the first device is encrypted by the first device; the cipher text is parsed into plain text; the transaction is received from the merchant device information.
  • performing secret key negotiation with the first device through the forwarding of the merchant device includes: receiving a secret key identifier from the merchant device, the secret key identifier being sent to the security platform The first device and the secret key identifier sent by the first device to the merchant's device; send the secret key identifier to the security platform; obtain the first device corresponding to the secret key identifier from the security platform A secret key, and the first secret key is a secret key sent by the security platform to the first device.
  • obtaining the identification information and transaction information of the first device from the merchant device includes: parsing the first device from a battery management system message sent by the merchant device to the gateway device ⁇ identification information.
  • the method further includes: sending the identification information of the first device to an operating platform to verify the availability of the identification information of the first device; In the case of notifying the merchant device to provide the service for the first device.
  • the merchant device can be occupied by reservation, and the first device that can make an appointment within the reserved time period is allowed to be occupied by other first devices without occupying the merchant device, and can be occupied by other first devices.
  • the transaction method further includes: obtaining the reservation from the operating platform Information, the reservation signal includes: the identification information of the first device making the reservation and the reservation time period; within the reservation time period, the identification information of the first device of the reserved user is obtained from the merchant equipment; The identification information of the first device of the reserved user acquired by the operating platform is compared with the identification information of the first device of the reserved user acquired from the merchant device; if the comparison is successful, the merchant device is notified The first device of the reserved user provides service.
  • the order generation based on the identification information and the transaction information is executed in a trusted execution environment.
  • the first device includes an electric vehicle
  • the merchant device includes a charging pile.
  • the identification information of the first device includes: any one of a vehicle identification code VIN, a license plate number, and a radio frequency identification mark.
  • the embodiments of the present disclosure provide a transaction method applied to a payment platform, the transaction method including: establishing an association between identification information of a first device and an account; receiving an order from a gateway device, the order containing the identification of the first device; When the identification information of the first device is associated with an account on the payment platform, an operation is performed on the account.
  • the embodiment of the present disclosure provides a transaction method, which is applied to a merchant device, and the merchant device is in communication connection with a gateway device.
  • the transaction method includes: establishing a communication connection with a first device; and determining identification information of the first device And corresponding transaction information; sending the identification information of the first device and the corresponding transaction information to the gateway device.
  • the identification information of the first device is a ciphertext
  • the method further includes: A device receives a secret key identifier, where the secret key identifier is a secret key identifier sent by the security platform to the first device; sends the secret key identifier to the gateway device so that the gateway device can use the secret key identifier according to the secret key identifier.
  • the key identifier obtains the corresponding first secret key, and the first secret key is the secret key sent by the security platform to the first device.
  • it further includes: within the reservation period, receiving the reservation voucher provided by the reservation user; sending the reservation voucher to the operating platform via the gateway device for verification; If the verification is passed, the identification information of the first device of the reserved user is sent to the gateway device, so that the gateway device will receive the identification information of the first device of the reserved user from the merchant device Compare with the identification information of the first device of the reserved user received from the operating platform; after receiving the successful comparison message sent by the gateway device, provide a service for the first device.
  • the embodiment of the present disclosure provides a transaction method, which includes: at a gateway device, receiving identification information and transaction information of a first device from a merchant device; at the gateway device, generating an order based on the identification information and the transaction information, The order includes the identification information; in the gateway device, the order is sent to the payment platform; in the payment platform, the association between the identification information of the first device and the account is established; in the payment platform, receiving information from The order of the gateway device; on the payment platform, in the case where the identification information of the first device in the order is associated with an account on the payment platform, operations are performed on the corresponding account.
  • An embodiment of the present disclosure provides a gateway device, including a memory and a processor, the memory stores instructions, and the instructions are executed by the processor to execute the above-mentioned transaction method based on the gateway device.
  • the embodiment of the present disclosure provides a gateway device, and an acquisition module is used to acquire identification information and transaction information of a first device from a merchant device; an order generation module generates an order based on the identification information and the transaction information, and the order is Contains the identification information; a sending module, used to send the order to the payment platform, so that the payment platform can parse out the identification information of the first device from the order, and store the identification information in the first device When the identifier is associated with an account on the payment platform, operations are performed on the account.
  • the determining module includes: the acquiring module includes: a communication unit configured to receive the transaction information from the merchant device and receive the information of the first device from the merchant device The ciphertext of the identification information, the ciphertext of the identification information of the first device is encrypted by the first device; the secret key unit is used to negotiate a secret key with the first device to parse the ciphertext into Plaintext.
  • the secret key unit is specifically configured to: receive a secret key identifier from the merchant device, where the secret key identifier is sent by the security platform to the first device and is used by the first device.
  • the acquiring module is specifically configured to: parse out the identification information of the first device from a battery management system message sent by the merchant device to the gateway device.
  • the acquisition module is specifically a power line carrier communication module.
  • it further includes a verification module, configured to send the identification information of the first device to the operating platform to verify the availability of the identification information of the first device; If the identification information of is available, notify the merchant device to provide the service for the first device.
  • a verification module configured to send the identification information of the first device to the operating platform to verify the availability of the identification information of the first device; If the identification information of is available, notify the merchant device to provide the service for the first device.
  • the merchant device can be occupied by reservation, and the first device that can make an appointment within the reserved time period is allowed to be occupied by other first devices without occupying the merchant device, and can be occupied by other first devices.
  • the gateway device also includes a reservation module for downloading The operating platform obtains reservation information, where the reservation signal includes: the identification information of the first device making the reservation and the reservation time period; within the reservation time period, the identification information of the first device of the reserved user is obtained from the merchant device; Compare the identification information of the first device of the reserved user acquired from the operating platform with the identification information of the first device of the reserved user acquired from the merchant device; if the comparison is successful, notify the Merchant equipment provides services for the first equipment of the reserved user.
  • the identification of the first device includes any one of a vehicle identification code VIN, a license plate number, and a radio frequency identification identification.
  • the gateway device is an edge computing gateway or a fog computing gateway.
  • An embodiment of the present disclosure provides a payment platform including a memory and a processor, the memory stores instructions, and the instructions are executed by the processor to execute the above-mentioned transaction method based on the payment platform.
  • the embodiment of the present disclosure provides a payment platform, which includes: an association module for establishing an association between identification information of a first device and an account; a receiving module for receiving an order from a gateway device, the order containing the identification of the first device The operation module is used to operate the account when the identification information of the first device is associated with an account on the payment platform.
  • An embodiment of the present disclosure provides a merchant device, including a memory and a processor, the memory stores instructions, and the instructions are executed by the processor to execute the above-mentioned merchant device-based transaction method.
  • the embodiment of the present disclosure provides a merchant device, which includes: a communication module for establishing a communication connection with a first device and a gateway device; a determining module for determining identification information of the first device and corresponding transaction information; The communication module is also used to send the identification information of the first device and corresponding transaction information to the gateway device.
  • it further includes a security module, configured to receive a secret key identifier from the first device, where the secret key identifier is a secret key identifier sent by the security platform to the first device; The secret key identifier is sent to the gateway device, so that the gateway device obtains a corresponding first secret key according to the secret key identifier, and the first secret key is a secret key sent by the security platform to the first device.
  • a security module configured to receive a secret key identifier from the first device, where the secret key identifier is a secret key identifier sent by the security platform to the first device;
  • the secret key identifier is sent to the gateway device, so that the gateway device obtains a corresponding first secret key according to the secret key identifier, and the first secret key is a secret key sent by the security platform to the first device.
  • it further includes a reservation module, which is used to receive the reservation voucher provided by the reservation user during the reservation time period; send the reservation voucher to the operating platform via the gateway device for verification; In the case that the reservation voucher is verified, the identification information of the first device of the reservation user is sent to the gateway device, so that the gateway device will receive the first device of the reservation user from the merchant device. The identification information of the device is compared with the identification information of the first device of the reserved user received from the operating platform; after receiving the successful comparison message sent by the gateway device, the first device is provided with a service .
  • a reservation module which is used to receive the reservation voucher provided by the reservation user during the reservation time period; send the reservation voucher to the operating platform via the gateway device for verification; In the case that the reservation voucher is verified, the identification information of the first device of the reservation user is sent to the gateway device, so that the gateway device will receive the first device of the reservation user from the merchant device. The identification information of the device is compared with the identification information of the first device of the reserved user received from the operating platform; after
  • the communication module includes a power line carrier communication module, and the power line carrier communication module is specifically configured to establish a communication connection with the gateway device.
  • the first device includes an electric vehicle
  • the merchant device includes a charging pile.
  • An embodiment of the present disclosure provides a transaction system, which is characterized by including the above-mentioned gateway device, the above-mentioned payment platform, and the above-mentioned merchant equipment.
  • FIG. 1 is a flowchart of a transaction method applied to a gateway device according to an embodiment of the disclosure.
  • Fig. 2 is a flowchart of a transaction method applied to a payment platform according to an embodiment of the present disclosure.
  • FIG. 3 is a flowchart of a transaction method applied to merchant equipment according to an embodiment of the disclosure.
  • FIG. 4 is a flowchart of a transaction method according to an embodiment of the disclosure.
  • FIG. 5 is a flowchart of part of the transaction process of the embodiment of the disclosure.
  • FIG. 6 is a schematic diagram of a scene of a transaction method according to an embodiment of the disclosure.
  • FIG. 7 is a schematic structural diagram of a gateway device according to an embodiment of the disclosure.
  • FIG. 8 is a schematic structural diagram of a gateway device according to another embodiment of the present disclosure.
  • FIG. 9 is a schematic structural diagram of a payment platform according to an embodiment of the disclosure.
  • Fig. 10 is a schematic structural diagram of a payment platform according to another embodiment of the present disclosure.
  • FIG. 11 is a schematic structural diagram of a merchant device according to an embodiment of the disclosure.
  • FIG. 12 is a schematic structural diagram of a merchant device according to another embodiment of the present disclosure.
  • Figure 1 provides a transaction method applied to a gateway device.
  • Figure 2 provides a transaction method applied to the payment platform.
  • Figure 3 provides a transaction method applied to merchant equipment.
  • Figure 4 is a complete transaction flow chart based on the gateway device payment platform, merchant device, and other surrounding platforms and devices.
  • the first device refers to a device that interacts with a merchant's device and generates payment requirements.
  • the first device is, for example, an electric vehicle that requires a charging service, a mobile phone that requires a charging service, and the like. After the charging is completed, the holder of the first device needs to pay for this. Of course, in the embodiment of the present disclosure, this payment behavior may be automatically completed. Of course, the payer may also be the owner of the merchant's device.
  • Merchant equipment refers to equipment that provides valuable services for the first device or accepts valuable services provided by the first device.
  • the merchant device communicates with the gateway device.
  • Merchant equipment is, for example, charging piles that provide charging services for electric vehicles or mobile phones. In addition to basic routing functions, gateway devices also have certain computing capabilities.
  • the gateway device is, for example, an edge computing gateway or a fog computing gateway.
  • the security platform refers to a platform that provides security services, such as a server for the distribution of secret keys.
  • the operating platform refers to the management back office that manages the equipment of each merchant.
  • the operation platform is, for example, a charging pile background management platform.
  • the following introduces the transaction process from the perspective of gateway equipment, payment platform and merchant equipment, and introduces the transaction method provided by the present disclosure from the perspective of gateway equipment, payment platform and merchant equipment and combined with specific transaction scenarios.
  • the transaction method applied to the gateway device includes the following steps. From a device perspective, the execution subject of the transaction method is the gateway device. From a program perspective, the execution subject of the transaction method is the program carried on the gateway device.
  • S102 Generate an order according to the identification information and the transaction information, where the order includes the identification information.
  • S103 Send the order to a payment platform, so that the payment platform can parse out the identification information of the first device from the order, and the identification information of the first device is compared with a payment platform on the payment platform.
  • the payment platform can parse out the identification information of the first device from the order, and the identification information of the first device is compared with a payment platform on the payment platform.
  • operations are performed on the accounts.
  • the gateway device has the role of a POS machine (point of sale information management system) in the context of the Internet of Things.
  • the gateway device communicates with the merchant device and the payment platform respectively. If the first device has a consumption behavior or provides a valuable service for the merchant's device, the first device will inevitably establish a communication connection with the merchant's device.
  • the merchant device provides a valuable service for the first device or accepts the valuable service provided by the first device, and the merchant device can also determine the identification information of the first device. Therefore, during the communication between the gateway device and the merchant device, the gateway device can determine the identification information and transaction information of the first device (for example, including the amount of money consumed by the holder of the first device).
  • Step S102 is preferably executed in a trusted execution environment.
  • the order usually contains other information, such as the account or merchant number of the manager (operating platform) of the merchant's device, the amount of the transaction, and whether the merchant's device is the payer or the receiver, etc. .
  • the merchant number of the manager of the merchant device can be recorded in the gateway device when the connection between the gateway device and the merchant device is established.
  • the transaction amount may be sent by the merchant device to the gateway device, or the merchant device may send the transaction amount to the gateway device, and the gateway device calculates the specific transaction amount.
  • the identification information of the first device replaces the account of the holder of the first device usually in an order.
  • the battery management system (BMS, battery management system) in electric vehicles stores battery information (such as voltage, current, temperature), and also stores vehicle information (such as VIN number, which is also called Vehicle Identification Number),
  • the charging pile can read the information (battery management system message) in the BMS system through the car's controller area network bus (CAN bus).
  • CAN bus controller area network bus
  • an edge computing gateway at the charging station, use a network cable to connect it to the charging pile.
  • the charging pile further sends the battery management system message to the edge computing gateway.
  • the edge computing gateway can parse the battery management system message and extract the VIN number of the electric vehicle from it. In this way, the identification of electric vehicles is realized.
  • the operating logic of the charging pile itself is relatively simple, with minor changes on the side of the charging pile.
  • the charging pile can also send the identification information of the electric vehicle to the edge computing gateway in an encrypted manner.
  • the edge computing gateway can receive the power consumption status submitted by the charging pile and calculate the fee to be paid (of course, it can also be that the charging pile itself calculates the consumption amount and submits the consumption amount to the edge computing gateway).
  • the edge computing gateway encapsulates the VIN number, charging settlement information, and merchant information provided by the charging pile management service platform (of course, the merchant information can also be pre-stored in the edge computing gateway) into an order and sends it to the payment platform to complete the payment.
  • the identification information of other electric vehicles such as the license plate number and radio frequency identification mark of the electric vehicle can also be read by the merchant's equipment.
  • the gateway device completes the collection of order-related information and generates the order, and then completes the payment transaction on the payment platform.
  • the account of the holder of the first device in the order is replaced with the identification information of the first device. This makes the user's consumption process more convenient and faster, and realizes non-inductive payment. Since the gateway device can determine the identity of the first device through technical means, and can also determine the identity of the merchant device, this is conducive to the payment platform to accurately determine the transaction scenario.
  • the process of the gateway device determining the identification of the first device and the consumption amount includes the following steps.
  • S1012 Receive a ciphertext of the identification information of the first device from the merchant device, where the ciphertext of the identification information of the first device is encrypted by the first device;
  • the first device sends its identification information to the merchant device in an encrypted manner, and then the merchant device sends it to the gateway device.
  • the gateway device collects the identification information of the first device in a more secure manner.
  • the gateway device In order to improve the security of information when the gateway device determines the identity of the first device, the gateway device performs ciphertext communication with the first device. For this reason, a key negotiation needs to be carried out between the gateway device and the first device.
  • the security platform needs to provide the service of key distribution for the first device and the gateway device. It is necessary to set the security platform to send the first secret key and secret key identifier to the first device.
  • the first secret key is used for encrypted communication between the first device and the gateway device. There is a one-to-one correspondence between the secret key identifier and the first secret key.
  • the process includes the following steps.
  • the gateway device obtains the first secret key through the secret key identifier, and can realize peer-to-peer encrypted communication with the first device. Since the same first device may encounter many gateway devices, the same gateway device may encounter many first devices.
  • the key distribution method of peer-to-peer encryption is more efficient.
  • the first device may not be eligible for consumption on the merchant device (for example, the user of the first device is not a registered member).
  • the transaction method further includes the following steps.
  • the identification information of the first device is sent to the operating platform to verify the availability of the identification information of the first device; then, when the identification information of the first device is available, the merchant is notified
  • the device provides services for the first device.
  • a message can be sent to the merchant device so that the merchant device rejects this consumption request or displays information on the merchant device to prompt the consumer how to operate.
  • the embodiments of the present disclosure also provide a transaction method applied to a payment platform, which includes the following steps.
  • S201 Establish an association between the identification information of the first device and the account.
  • S202 Receive an order from the gateway device, where the order includes identification information of the first device.
  • the user needs to complete the association between his first device and his account on the payment platform in advance.
  • the payment platform can determine the corresponding account according to the identification information of the first device. The initiation of payment does not require manual operation by the user. If the account is opened for password-free payment in the payment system, the payment process does not require manual operation by the user.
  • the payment platform can determine in which gateway device the payment scenario was initiated, so that the transaction scenario can also be determined.
  • an embodiment of the present disclosure provides a transaction method applied to merchant equipment.
  • the transaction method includes the following steps.
  • S301 Establish a communication connection with the first device.
  • S304 Determine identification information of the first device and corresponding transaction information.
  • the merchant device can not only realize sensorless payment, but also help the payment platform to determine the transaction scenario.
  • the identification information of the first device is a ciphertext, and the following steps are further included before the identification information of the first device and the corresponding transaction information are sent to the gateway device.
  • the merchant device forwards the secret key identifier to the gateway device, so that the gateway device can obtain the first secret key accordingly. Therefore, the gateway device and the first device perform symmetric encryption communication based on the first secret key.
  • the present disclosure also provides a transaction method, referring to FIG. 4, which includes the following steps.
  • an order is generated according to the identification information and the transaction information, and the order includes the identification information.
  • the complete transaction process will be explained by taking the scenario of an electric vehicle charging at a charging pile as an example.
  • the electric vehicle and the edge computing gateway establish communication through the charging pile, and negotiate the secret key.
  • the secret key is used to encrypt the vehicle's VIN number.
  • the charging pile reads the vehicle information through the car's CAN bus and sends the information to the edge computing gateway connected to it.
  • the edge computing gateway parses the message through the charging pile driver, and uses the first secret key to decrypt the VIN number, and then hand it over to the IoT payment platform to check the availability of the vehicle.
  • the edge computing gateway controls the charging pile to charge the vehicle.
  • the charging pile sends the vehicle information and the charging settlement information to the edge computing gateway.
  • the payment control encapsulates the VIN number and settlement information into The order is encrypted by the IoT security chip and submitted to the IoT payment platform to complete the payment.
  • the inventor of the present disclosure has discovered through research that the prior art center has the problem of low utilization rate of charging piles in scenarios such as charging piles scheduled for charging. For example, if a user makes an appointment to occupy a charging pile at 12:00-13:00, no matter whether the user actually comes to the charging pile to charge at 12:00-13:00, other users will not be able to use the charging station. pile. To solve this problem, the inventor of the present disclosure further proposes the following solution.
  • the merchant's equipment can be occupied by reservation, and the first device that can make an appointment within the reserved time period is allowed to be occupied by other first devices when the merchant device is not occupied, and the merchant equipment can be occupied by other first devices during the reserved time period.
  • the merchant device is released from the other first device's occupation of the merchant device according to the reservation certificate provided by the reservation user.
  • the reserved user here refers to the user who has reserved and occupied the charging pile.
  • the transaction method further includes the following steps.
  • the gateway device can obtain the reservation information from the operating platform, and of course, it can also obtain the reservation information from the merchant device. To ensure the safety and accuracy of information, it is preferable to obtain reservation information from the operating platform.
  • the gateway device completes the exclusive use of the merchant device for the reserved user during the reserved time period.
  • the merchant device will terminate the service to the other first devices accordingly.
  • the identification information of the first device of the reservation user is sent to the gateway device, so that the gateway device will receive the reservation user from the merchant device
  • the identification information of the first device is compared with the identification information of the first device of the reserved user received from the operating platform.
  • the appointment process can be as follows.
  • the charging pile After the charging pile is reserved, it can still provide charging services for non-reserved vehicles, but it will be notified before the non-reserved vehicle is charged: after the charging reservation time is reached, the charging pile of the vehicle may be preempted by the reserved vehicle.
  • the so-called preemption means that the reserved user can terminate the charging of the non-scheduled vehicle during the scheduled charging time, and insert the charging gun into the reserved vehicle for charging.
  • the user selects the charging pile on the charging pile operating platform to make a charging reservation, and then the charging operator sends the last 4 digits of the user's mobile phone number (as a reservation voucher), vehicle VIN number and reservation time to the reservation service on the edge computing gateway. Arrive at the charging station within the scheduled time for charging. If the vehicle is using the charging station for charging at this time, the reserved user can enter the last 4 digits of the personal mobile phone number on the charging station screen to end the current charging, and then plug the charging gun into In your own vehicle. After plugging in the gun, the edge computing gateway compares the VIN number of the reserved service with the VIN number of the current vehicle. If they are consistent, the charging pile will be locked until the end of charging or the end of the appointment time. If they are inconsistent, they will not be charged.
  • the information of each participant in the transaction scenario is as follows.
  • the merchant number of the charging pile operating platform is S1.
  • the vehicle A After the charging gun of the charging pile A is inserted into the vehicle A, the vehicle A requests the secret key identification from the security platform.
  • the security platform generates the first secret key K and the secret key identification token, records them locally and sends them to the electric vehicle.
  • the electric vehicle After receiving, the electric vehicle sends the secret key identification token to the edge computing gateway through the charging pile, and the edge computing gateway sends the secret key identification token to the security platform.
  • the security platform finds the corresponding first secret key K according to the secret key identifier token, and sends it to the edge computing gateway.
  • the edge computing gateway obtains the secret key identification token. After that, the vehicle A uses the first key K to encrypt the VIN number.
  • Charging pile A reads the encrypted vehicle VIN number, battery temperature, battery power and other information from the CAN bus of car A and sends it to the edge computing gateway.
  • the edge computing gateway uses the first secret key K to decrypt and recognizes from the information that the VIN number of the charging vehicle is E1111, and sends it to the payment platform (usually also sent in an encrypted manner).
  • the payment platform decrypts it, and then queries whether the vehicle with the VIN number E1111 has been bound to a bank card, and the result is that it has been bound, and then informs the edge computing gateway through the network that it can charge.
  • the edge computing gateway receives the instruction that can be charged, it controls the charging pile A to start charging.
  • charging pile A After vehicle A is charged, charging pile A reads the vehicle's VIN number, battery temperature, battery power and other information from the CAN bus of vehicle A, and sends it to the edge computing gateway along with the current power consumption of 20 kWh.
  • the edge computing gateway calculates that the payment amount is 20 yuan according to the power consumption of 20 kWh, and recognizes that the VIN number of the charging vehicle is E1111, and then it is packaged into an order together with the charging pile operator's merchant number S1 and sent to the Internet of Things payment platform .
  • the payment platform finds the bank card C621 corresponding to the VIN number E1111, and then uses the payment channel to deduct 20 yuan from the bank card C621 to the merchant S1. After the deduction is over, the IoT payment platform will synchronize the deduction to the charging pile operation platform.
  • User C makes an appointment for charging on the charging pile operating platform, and the appointment content is from 8 to 10 o'clock, and vehicle C makes an appointment for charging on the charging pile B.
  • the charging pile operating platform will send the appointment time, vehicle C's VIN number E3333, and user D's mobile phone number P3333 to the appointment service on the edge computing gateway.
  • Vehicle B uses charging pile B for charging at 7 o'clock.
  • charging pile B informs user B through the charging pile screen that the pile has been scheduled for charging at 8 o'clock, and vehicle B's charging may be affected. For some reason, vehicle C arrives at the charging station at 8:30, while vehicle B is using charging pile B for charging.
  • User C enters the last four digits 3333 of the mobile phone number on the charging pile screen, and the charging pile sends the last four digits 3333 of the mobile phone number to the edge computing gateway for verification.
  • the reservation service program module on the edge computing gateway receives the request and performs the phone call Comparing the four digits after the number, it is found that they are the same, and then the charging pile B is controlled to end the charging.
  • user C unplugs the charging gun from vehicle B, and then plugs it into vehicle C.
  • the edge computing gateway recognizes that the VIN number of the vehicle is E3333.
  • the reserved vehicle VIN number stored in the reservation service of the edge computing gateway is also E3333, and the two are the same.
  • the edge computing gateway controls the charging pile B to start charging the vehicle C.
  • an embodiment of the present disclosure also provides a gateway device, including a memory 11 and a processor 12, the memory 11 stores instructions, and the instructions are executed by the processor 12 to use the aforementioned gateway device-based transaction method.
  • the embodiment of the present disclosure also provides a gateway device, including: an acquisition module 13 for acquiring identification information and transaction information of a first device from a merchant device; an order generation module 14, based on the identification information and the transaction information; The transaction information generates an order, and the order includes the identification information; the sending module 15 is configured to send the order to the payment platform so that the payment platform can parse out the identification of the first device from the order Information, and when the identification of the first device is associated with an account on the payment platform, an operation is performed on the account.
  • a gateway device including: an acquisition module 13 for acquiring identification information and transaction information of a first device from a merchant device; an order generation module 14, based on the identification information and the transaction information; The transaction information generates an order, and the order includes the identification information; the sending module 15 is configured to send the order to the payment platform so that the payment platform can parse out the identification of the first device from the order Information, and when the identification of the first device is associated with an account on the payment platform, an operation is performed on the account
  • the acquiring module 13 includes: a communication unit 131, configured to receive the transaction information from the merchant device, and receive the secret of the identification information of the first device from the merchant device
  • the ciphertext of the identification information of the first device is encrypted by the first device
  • the secret key unit 132 is configured to negotiate a secret key with the first device, and parse the ciphertext into plaintext.
  • the secret key unit 132 is specifically configured to: receive a secret key identifier from the merchant device, where the secret key identifier is sent by the security platform to the first device and sent by the first device to the The secret key identifier of the merchant’s device; the secret key identifier is sent to the security platform; the first secret key corresponding to the secret key identifier is obtained from the secure platform, and the first secret key is sent by the security platform The secret key given to the first device.
  • the acquiring module 13 is specifically configured to: parse out the identification information of the first device from a battery management system message sent by the merchant device to the gateway device.
  • the acquisition module is specifically a power line carrier communication module.
  • Power line carrier communication technology is a communication method that uses power lines to transmit data and media signals.
  • the use of power line carrier communication modules to achieve communication between gateway equipment and merchant equipment has two beneficial effects: on the one hand, gateway equipment can communicate with merchant equipment (such as charging piles) through power lines, breaking geographic restrictions and eliminating the need for merchant equipment to communicate with merchants. Additional network cable laying between gateway devices greatly reduces the construction cost of charging operators; on the other hand, gateway devices can be directly connected to the management system of the power grid, and when the gateway device interacts with the management system of the power grid, it can feed back to the management system of the power grid The load information of the charging pile to which it is connected facilitates the load balancing of the management system of the power grid and ensures the stable power consumption of the charging station.
  • the power line provides electrical energy for merchant equipment (for example, charging piles), and on the other hand, it realizes the communication between the gateway equipment and the merchant equipment, and the communication between the gateway equipment and the management platform of the power grid.
  • merchant equipment for example, charging piles
  • it further includes a verification module 16 configured to send the identification information of the first device to the operating platform to verify the availability of the identification information of the first device; If the identification information of the device is available, notify the merchant device to provide the service for the first device.
  • a verification module 16 configured to send the identification information of the first device to the operating platform to verify the availability of the identification information of the first device; If the identification information of the device is available, notify the merchant device to provide the service for the first device.
  • the merchant device can be occupied by reservation, and the first device that can make an appointment within the reserved time period is allowed to be occupied by other first devices without occupying the merchant device, and can be occupied by other first devices.
  • the gateway device also includes a reservation module 17 for Obtain reservation information from the operating platform, the reservation signal includes: the identification information of the first device making the reservation and the reservation time period; within the reservation time period, the identification information of the first device of the reserved user is obtained from the merchant device Compare the identification information of the first device of the reserved user acquired from the operating platform with the identification information of the first device of the reserved user acquired from the merchant device; if the comparison is successful, notify the The merchant device provides a service for the first device of the reserved user.
  • the identification of the first device includes any one of a vehicle identification code VIN, a license plate number, and a radio frequency identification identification.
  • an embodiment of the present disclosure also provides a payment platform, including a memory 21 and a processor 22, the memory 21 stores instructions, and the instructions are executed by the processor 22 to execute the aforementioned payment platform-based transactions method.
  • an embodiment of the present disclosure also provides a payment platform, including: an association module 23, used to establish the association between the identification information of the first device and the account; the receiving module 24, used to receive orders from the gateway device, the The order contains the identification of the first device; the operation module 25 is configured to operate on the account when the identification information of the first device is associated with an account on the payment platform.
  • an embodiment of the present disclosure provides a merchant device, including a memory 31 and a processor 32, the memory 31 stores instructions, and the instructions are executed by the processor 32 to execute any one of claims 9-11.
  • the transaction method described in the item including a merchant device, including a memory 31 and a processor 32, the memory 31 stores instructions, and the instructions are executed by the processor 32 to execute any one of claims 9-11. The transaction method described in the item.
  • an embodiment of the present disclosure provides a merchant device, including: a communication module 33, configured to establish a communication connection with a first device and a gateway device; and a determining module 34, configured to determine identification information of the first device And corresponding transaction information; the communication module 33 is also used to send the identification information of the first device and the corresponding transaction information to the gateway device.
  • it further includes a security module 35, configured to receive a secret key identifier from the first device, where the secret key identifier is a secret key identifier sent by the security platform to the first device; The secret key identifier is sent to the gateway device for the gateway device to obtain a corresponding first secret key according to the secret key identifier, and the first secret key is a secret key sent by the security platform to the first device .
  • it further includes a reservation module 36, configured to receive the reservation voucher provided by the reservation user during the reservation time period; send the reservation voucher to the operating platform via the gateway device for verification; In the case that the reservation voucher is verified, the identification information of the first device of the reservation user is sent to the gateway device, so that the gateway device will receive the first device of the reservation user from the merchant device. The identification information of a device is compared with the identification information of the first device of the reserved user received from the operating platform; after receiving the successful comparison message sent by the gateway device, the first device is provided service.
  • a reservation module 36 configured to receive the reservation voucher provided by the reservation user during the reservation time period; send the reservation voucher to the operating platform via the gateway device for verification; In the case that the reservation voucher is verified, the identification information of the first device of the reservation user is sent to the gateway device, so that the gateway device will receive the first device of the reservation user from the merchant device. The identification information of a device is compared with the identification information of the first device of the reserved user received from the operating platform; after receiving the successful comparison
  • the communication module 33 includes a power line carrier communication module, and the power line carrier communication module is specifically configured to establish a communication connection with the gateway device.
  • the first device includes an electric vehicle
  • the merchant device includes a charging pile.
  • the embodiments of the present disclosure also provide a transaction system, including the above-mentioned gateway device, including the above-mentioned payment platform, and including the above-mentioned merchant equipment.
  • each device also has beneficial technical effects similar to its corresponding method. Since the beneficial technical effects of the method have been described in detail above, it is not here. The beneficial technical effects of the device, equipment, and computer-readable storage medium will be repeated again.
  • the embodiments of the present disclosure can be provided as methods, devices or computer program products. Therefore, the present disclosure may adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, the present disclosure may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program codes.
  • a computer-usable storage media including but not limited to disk storage, CD-ROM, optical storage, etc.
  • These computer program instructions can also be stored in a computer-readable memory that can guide a computer or other programmable data processing equipment to work in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture including the instruction device.
  • the device implements the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.
  • These computer program instructions can also be loaded on a computer or other programmable data processing equipment, so that a series of operation steps are executed on the computer or other programmable equipment to produce computer-implemented processing, so as to execute on the computer or other programmable equipment.
  • the instructions provide steps for implementing the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.
  • the device includes one or more processors (CPU), input/output interfaces, network interfaces, and memory.
  • processors CPU
  • input/output interfaces network interfaces
  • memory volatile and non-volatile memory
  • the memory may include non-permanent memory in computer readable media, random access memory (RAM) and/or non-volatile memory, such as read-only memory (ROM) or flash memory (flash RAM). Memory is an example of computer readable media.
  • RAM random access memory
  • ROM read-only memory
  • flash RAM flash memory
  • Computer-readable media includes permanent and non-permanent, removable and non-removable media, and information storage can be realized by any method or technology.
  • the information can be computer readable instructions, data structures, program modules, or other data.
  • Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, CD-ROM, digital versatile disc (DVD) or other optical storage, Magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission media can be used to store information that can be accessed by computing devices.
  • PRAM phase change memory
  • SRAM static random access memory
  • DRAM dynamic random access memory
  • RAM random access memory
  • ROM read-only memory
  • EEPROM electrically erasable programmable read-only memory
  • flash memory or other memory technology
  • CD-ROM

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Abstract

A transaction method, a gateway device, a payment platform, a merchant device and a transaction system. The transaction method comprises: acquiring from a merchant device identification information and transaction information of a first device; generating an order according to the identification information and the transaction information, the order comprising the identification information; and sending the order to a payment platform for the payment platform to parse out the identification information of the first device from the order, and performing an operation on an account in the situation in which the identification of the first device is associated with the account on the payment platform. By applying the described transaction method, safe, convenient and sensor-less payment can be achieved and the confirmation of transaction scenarios can be achieved.

Description

交易方法、网关设备、支付平台、商户设备和交易系统Transaction method, gateway equipment, payment platform, merchant equipment and transaction system
相关申请的交叉引用Cross-references to related applications
本申请要求于2020年4月2日申请的专利申请号为CN202010253181.4且发明名称为“交易方法、网关设备、支付平台、商户设备和交易系统”的优先权,其全部内容通过引用并入本文。This application requires the priority of the patent application number CN202010253181.4 and the invention title of "transaction method, gateway equipment, payment platform, merchant equipment and transaction system" filed on April 2, 2020, the entire contents of which are incorporated by reference This article.
技术领域Technical field
本公开属于通信领域,更具体地,涉及一种交易方法、网关设备、支付平台、商户设备和交易系统。The present disclosure belongs to the field of communications, and more specifically, relates to a transaction method, gateway device, payment platform, merchant device, and transaction system.
背景技术Background technique
在汽车充电场景中,主流支付的方式为刷卡支付和二维码支付。但对用户来说,这些方式存在诸多不便。用户办理的充电卡只能在特定场站使用,有较大的局限性。使用二维码则需要在充电时需要拿出手机进行扫码,还会遇到因网络信号差、二维码不清晰导致无法启动充电的问题。此外,二维码支付的订单是在网络中生成的,难以确定具体的交易场景,存在被套用支付通道的风险。In the car charging scene, the mainstream payment methods are credit card payment and QR code payment. But for users, these methods have many inconveniences. The charging card handled by the user can only be used at specific stations, which has greater limitations. To use a QR code, you need to take out your mobile phone to scan the code when charging, and you will also encounter problems that cannot start charging due to poor network signals and unclear QR codes. In addition, the QR code payment order is generated on the network, it is difficult to determine the specific transaction scenario, and there is a risk of being applied to the payment channel.
发明内容Summary of the invention
本公开提供一种交易方法、网关设备、支付平台、商户设备和交易系统,以至少部分解决现有技术中存在的技术问题。The present disclosure provides a transaction method, gateway device, payment platform, merchant device, and transaction system to at least partially solve the technical problems existing in the prior art.
本公开的实施例提供一种交易方法,应用于网关设备,所述交易方法包括:从商户设备获取第一设备的标识信息和交易信息;根据所述标识信息和所述交易信息生成订单,所述订单包含所述标识信息;将所述订单发送至支付平台,以供所述支付平台从所述订单中解析出所述第一设备的标识信息,并在所述第一设备的标识在所述支付平台上与一账户相关联的情况下,对所述账户进行操作。The embodiment of the present disclosure provides a transaction method, which is applied to a gateway device, and the transaction method includes: obtaining identification information and transaction information of a first device from a merchant device; generating an order according to the identification information and the transaction information, and The order contains the identification information; the order is sent to the payment platform for the payment platform to parse out the identification information of the first device from the order, and the identification information of the first device is in the In the case of being associated with an account on the payment platform, operations are performed on the account.
在一些可选的实施方式中,从商户设备接收第一设备的标识信息和交易信息,包括:通过所述商户设备的转发,与所述第一设备进行秘钥协商;从所述商户设备接收所述第一设备的标识信息的密文,所述第一设备的标识信息的密文由所述第一设备进行加密;将所述密文解析成明文;从所述商户设备接收所述交易信息。In some optional implementation manners, receiving the identification information and transaction information of the first device from the merchant device includes: performing key negotiation with the first device through the forwarding of the merchant device; and receiving from the merchant device The cipher text of the identification information of the first device, the cipher text of the identification information of the first device is encrypted by the first device; the cipher text is parsed into plain text; the transaction is received from the merchant device information.
在一些可选的实施方式中,通过所述商户设备的转发,与所述第一设备进行秘钥协商,包括:从所述商户设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一设备且由所述第一设备发送至所述商户设备的秘钥标识;将所述秘钥标识发送至所述安全平台;从所述安全平台获取所述秘钥标识对应的第一秘钥,所述第一秘钥为所述安全平台发送给所述第一设备的秘钥。In some optional implementation manners, performing secret key negotiation with the first device through the forwarding of the merchant device includes: receiving a secret key identifier from the merchant device, the secret key identifier being sent to the security platform The first device and the secret key identifier sent by the first device to the merchant's device; send the secret key identifier to the security platform; obtain the first device corresponding to the secret key identifier from the security platform A secret key, and the first secret key is a secret key sent by the security platform to the first device.
在一些可选的实施方式中,从商户设备获取第一设备的标识信息和交易信息,包括:从所述商户设备发送给所述网关设备的电池管理系统报文中解析出所述第一设备的标识信息。In some optional implementation manners, obtaining the identification information and transaction information of the first device from the merchant device includes: parsing the first device from a battery management system message sent by the merchant device to the gateway device的identification information.
在一些可选的实施方式中,还包括:将所述第一设备的标识信息发送至运营平台,以校验所述第一设备的标识信息的可用性;在所述第一设备的标识信息可用的情况下,通知所述商户设备为所述第一设备提供服务。In some optional implementation manners, the method further includes: sending the identification information of the first device to an operating platform to verify the availability of the identification information of the first device; In the case of notifying the merchant device to provide the service for the first device.
在一些可选的实施方式中,所述商户设备能够被预约占用,且能够在预约时段内进行预约的第一设备未占用所述商户设备的情况下允许被其他第一设备占用,且能够在预约时段内所述商户设备被其他第一设备占用的情况下根据预约用户提供的预约凭证解除所述其他第一设备对所述商户设备的占用;所述交易方法还包括:从运营平台获取预约信息,所述预约信号包括:进行预约的第一设备的标识信息和预约时段;在所述预约时段内,从所述商户设备获取所述预约用户的第一设备的标识信息;将从所述运营平台获取的所述预约用户的第一设备的标识信息与从所述商户设备获取的所述预约用户的第一设备的标识信息进行比对;如比对成功则通知所述商户设备为所述预约用户的第一设备提供服务。In some optional implementation manners, the merchant device can be occupied by reservation, and the first device that can make an appointment within the reserved time period is allowed to be occupied by other first devices without occupying the merchant device, and can be occupied by other first devices. In the case that the merchant equipment is occupied by other first devices during the reservation period, the other first device's occupation of the merchant device by the other first device is released according to the reservation voucher provided by the reservation user; the transaction method further includes: obtaining the reservation from the operating platform Information, the reservation signal includes: the identification information of the first device making the reservation and the reservation time period; within the reservation time period, the identification information of the first device of the reserved user is obtained from the merchant equipment; The identification information of the first device of the reserved user acquired by the operating platform is compared with the identification information of the first device of the reserved user acquired from the merchant device; if the comparison is successful, the merchant device is notified The first device of the reserved user provides service.
在一些可行的实施方式中,根据所述标识信息和所述交易信息生成订单是在可信执行环境中执行。In some feasible implementation manners, the order generation based on the identification information and the transaction information is executed in a trusted execution environment.
在一些可选的实施方式中,所述第一设备包括电动车,所述商户设备包括充电桩。In some optional embodiments, the first device includes an electric vehicle, and the merchant device includes a charging pile.
在一些可选的实施方式中,所述第一设备的标识信息包括:车辆识别码VIN、车牌号、射频识别标识中的任一项。In some optional implementation manners, the identification information of the first device includes: any one of a vehicle identification code VIN, a license plate number, and a radio frequency identification mark.
本公开的实施例提供一种交易方法,应用于支付平台,所述交易方法包括:建立第一设备的标识信息与账户的关联;从网关设备接收订单,所述订单包含第一设备的标识;在所述第一设备的标识信息在所述支付平台上与一账户相关联的情况下,对所述账户进行操作。The embodiments of the present disclosure provide a transaction method applied to a payment platform, the transaction method including: establishing an association between identification information of a first device and an account; receiving an order from a gateway device, the order containing the identification of the first device; When the identification information of the first device is associated with an account on the payment platform, an operation is performed on the account.
本公开的实施例提供一种交易方法,应用于商户设备,所述商户设备与一网关设备通信连接,所述交易方法包括:与第一设备建立通信连接;确定所述第一设备的标识信息和对应的交易信息;将所述第一设备的标识信息和对应的交易信息发送至所述网关设备。The embodiment of the present disclosure provides a transaction method, which is applied to a merchant device, and the merchant device is in communication connection with a gateway device. The transaction method includes: establishing a communication connection with a first device; and determining identification information of the first device And corresponding transaction information; sending the identification information of the first device and the corresponding transaction information to the gateway device.
在一些可选的实施方式中,所述第一设备的标识信息为密文,将所述第一设备的标识信息和对应的交易信息发送至所述网关设备之前,还包括:从所述第一设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一设备的秘钥标识;将所述秘钥标识发送至所述网关设备,以供所述网关设备根据所述秘钥标识获取对应的第一秘钥,所述第一秘钥为安全平台发送给所述第一设备的秘钥。In some optional implementation manners, the identification information of the first device is a ciphertext, and before sending the identification information of the first device and the corresponding transaction information to the gateway device, the method further includes: A device receives a secret key identifier, where the secret key identifier is a secret key identifier sent by the security platform to the first device; sends the secret key identifier to the gateway device so that the gateway device can use the secret key identifier according to the secret key identifier. The key identifier obtains the corresponding first secret key, and the first secret key is the secret key sent by the security platform to the first device.
在一些可选的实施方式中,还包括:在预约时段内,接收由预约用户提供的预约凭证;将所述预约凭证经所述网关设备发送至运营平台,以进行验证;在所述预约凭证验证通过的情况下,将所述预约用户的第一设备的标识信息发送至所述网关设备,以供所述网关设备将从所述商户设备接收的所述预约用户的第一设备的标识信息与从运营平台接收的所述预约用户的第一设备的标识信息进行比对;在接收到由所述网关设备发送的比对成功的信息后,为所述第一设备提供服务。In some optional implementation manners, it further includes: within the reservation period, receiving the reservation voucher provided by the reservation user; sending the reservation voucher to the operating platform via the gateway device for verification; If the verification is passed, the identification information of the first device of the reserved user is sent to the gateway device, so that the gateway device will receive the identification information of the first device of the reserved user from the merchant device Compare with the identification information of the first device of the reserved user received from the operating platform; after receiving the successful comparison message sent by the gateway device, provide a service for the first device.
本公开的实施例提供一种交易方法,包括:在网关设备,从商户设备接收第一设备的标识信息和交易信息;在所述网关设备,根据所述标识信息和所述交易信息生成订单,所述订单包含所述标识信息;在所述网关设备,将所述订单发送至支付平台;在所述支付平台,建立第一设备的标识信息与账户的关联;在所述支付平台,接收来自所述网关设备的订单;在所述支付平台,在所述订单中第一设备的标识信息在所述支付平台上与一账户相关联的情况下,对对应的账户进行操作。The embodiment of the present disclosure provides a transaction method, which includes: at a gateway device, receiving identification information and transaction information of a first device from a merchant device; at the gateway device, generating an order based on the identification information and the transaction information, The order includes the identification information; in the gateway device, the order is sent to the payment platform; in the payment platform, the association between the identification information of the first device and the account is established; in the payment platform, receiving information from The order of the gateway device; on the payment platform, in the case where the identification information of the first device in the order is associated with an account on the payment platform, operations are performed on the corresponding account.
本公开的实施例提供一种网关设备,包括存储器和处理器,所述存储器存储指令,所述指令被所述处理器运行以执行上述基于网关设备述的交易方法。An embodiment of the present disclosure provides a gateway device, including a memory and a processor, the memory stores instructions, and the instructions are executed by the processor to execute the above-mentioned transaction method based on the gateway device.
本公开的实施例提供一种网关设备,获取模块,用于从商户设备获取第一设备的标识信息和交易信息;订单生成模块,根据所述标识信息和所述交易信息生成订单,所述订单包含所述标识信息;发送模块,用于将所述订单发送至支付平台,以供所述支付平台从所述订单中解析出所述第一设备的标识信息,并在所述第一设备的标识在所述支付平台上与一账户相关联的情况下,对所述 账户进行操作。The embodiment of the present disclosure provides a gateway device, and an acquisition module is used to acquire identification information and transaction information of a first device from a merchant device; an order generation module generates an order based on the identification information and the transaction information, and the order is Contains the identification information; a sending module, used to send the order to the payment platform, so that the payment platform can parse out the identification information of the first device from the order, and store the identification information in the first device When the identifier is associated with an account on the payment platform, operations are performed on the account.
在一些可选的实施方式中,所述确定模块包括:所述获取模块包括:通信单元,用于从所述商户设备接收所述交易信息,以及从所述商户设备接收所述第一设备的标识信息的密文,所述第一设备的标识信息的密文由所述第一设备进行加密;秘钥单元,用于与所述第一设备进行秘钥协商,将所述密文解析成明文。In some optional implementation manners, the determining module includes: the acquiring module includes: a communication unit configured to receive the transaction information from the merchant device and receive the information of the first device from the merchant device The ciphertext of the identification information, the ciphertext of the identification information of the first device is encrypted by the first device; the secret key unit is used to negotiate a secret key with the first device to parse the ciphertext into Plaintext.
在一些可选的实施方式中,所述秘钥单元具体用于:从所述商户设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一设备且由所述第一设备发送至所述商户设备的秘钥标识;将所述秘钥标识发送至所述安全平台;从所述安全平台获取所述秘钥标识对应的第一秘钥,所述第一秘钥为所述安全平台发送给所述第一设备的秘钥。In some optional implementation manners, the secret key unit is specifically configured to: receive a secret key identifier from the merchant device, where the secret key identifier is sent by the security platform to the first device and is used by the first device. The secret key identifier sent to the merchant's device; the secret key identifier is sent to the security platform; the first secret key corresponding to the secret key identifier is obtained from the security platform, where the first secret key is The secret key sent by the security platform to the first device.
在一些可选的实施方式中,所述获取模块具体用于:从所述商户设备发送给所述网关设备的电池管理系统报文中解析出所述第一设备的标识信息。In some optional implementation manners, the acquiring module is specifically configured to: parse out the identification information of the first device from a battery management system message sent by the merchant device to the gateway device.
在一些可选的实施方式中,所述获取模块具体为电力线载波通信模块。In some optional implementation manners, the acquisition module is specifically a power line carrier communication module.
在一些可选的实施方式中,还包括验证模块,用于将所述第一设备的标识信息发送至运营平台,以校验所述第一设备的标识信息的可用性;在所述第一设备的标识信息可用的情况下,通知所述商户设备为所述第一设备提供服务。In some optional implementation manners, it further includes a verification module, configured to send the identification information of the first device to the operating platform to verify the availability of the identification information of the first device; If the identification information of is available, notify the merchant device to provide the service for the first device.
在一些可选的实施方式中,所述商户设备能够被预约占用,且能够在预约时段内进行预约的第一设备未占用所述商户设备的情况下允许被其他第一设备占用,且能够在预约时段内所述商户设备被其他第一设备占用的情况下根据预约用户提供的预约凭证解除所述其他第一设备对所述商户设备的占用;所述网关设备还包括预约模块,用于从运营平台获取预约信息,所述预约信号包括:进行预约的第一设备的标识信息和预约时段;在所述预约时段内,从所述商户设备获取所述预约用户的第一设备的标识信息;将从所述运营平台获取的所述预约用户的第一设备的标识信息与从所述商户设备获取的所述预约用户的第一设备的标识信息进行比对;如比对成功则通知所述商户设备为所述预约用户的第一设备提供服务。In some optional implementation manners, the merchant device can be occupied by reservation, and the first device that can make an appointment within the reserved time period is allowed to be occupied by other first devices without occupying the merchant device, and can be occupied by other first devices. When the merchant device is occupied by another first device during the reservation period, the other first device's occupation of the merchant device by the other first device is released according to the reservation voucher provided by the reservation user; the gateway device also includes a reservation module for downloading The operating platform obtains reservation information, where the reservation signal includes: the identification information of the first device making the reservation and the reservation time period; within the reservation time period, the identification information of the first device of the reserved user is obtained from the merchant device; Compare the identification information of the first device of the reserved user acquired from the operating platform with the identification information of the first device of the reserved user acquired from the merchant device; if the comparison is successful, notify the Merchant equipment provides services for the first equipment of the reserved user.
在一些可选的实施方式中,所述第一设备的标识包括:车辆识别码VIN、车牌号、射频识别标识中的任一项。In some optional implementation manners, the identification of the first device includes any one of a vehicle identification code VIN, a license plate number, and a radio frequency identification identification.
在一些可选的实施方式中,所述网关设备为边缘计算网关或雾计算网关。In some optional implementation manners, the gateway device is an edge computing gateway or a fog computing gateway.
本公开的实施例提供一种支付平台,包括存储器和处理器,所述存储器存 储指令,所述指令被所述处理器运行以执行上述基于支付平台述的交易方法。An embodiment of the present disclosure provides a payment platform including a memory and a processor, the memory stores instructions, and the instructions are executed by the processor to execute the above-mentioned transaction method based on the payment platform.
本公开的实施例提供一种支付平台,包括:关联模块,用于建立第一设备的标识信息与账户的关联;接收模块,用于从网关设备接收订单,所述订单包含第一设备的标识;操作模块,用于在所述第一设备的标识信息在所述支付平台上与一账户相关联的情况下,对所述账户进行操作。The embodiment of the present disclosure provides a payment platform, which includes: an association module for establishing an association between identification information of a first device and an account; a receiving module for receiving an order from a gateway device, the order containing the identification of the first device The operation module is used to operate the account when the identification information of the first device is associated with an account on the payment platform.
本公开的实施例提供一种商户设备,包括存储器和处理器,所述存储器存储指令,所述指令被所述处理器运行以执行根据上述基于商户设备的交易方法。An embodiment of the present disclosure provides a merchant device, including a memory and a processor, the memory stores instructions, and the instructions are executed by the processor to execute the above-mentioned merchant device-based transaction method.
本公开的实施例提供一种商户设备,包括:通信模块,用于建立与第一设备和网关设备的通信连接;确定模块,用于确定所述第一设备的标识信息和对应的交易信息;所述通信模块还用于将所述第一设备的标识信息和对应的交易信息发送至所述网关设备。The embodiment of the present disclosure provides a merchant device, which includes: a communication module for establishing a communication connection with a first device and a gateway device; a determining module for determining identification information of the first device and corresponding transaction information; The communication module is also used to send the identification information of the first device and corresponding transaction information to the gateway device.
在一些可选的实施方式中,还包括安全模块,用于从所述第一设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一设备的秘钥标识;将所述秘钥标识发送至所述网关设备,以供所述网关设备根据所述秘钥标识获取对应的第一秘钥,所述第一秘钥为安全平台发送给所述第一设备的秘钥。In some optional implementation manners, it further includes a security module, configured to receive a secret key identifier from the first device, where the secret key identifier is a secret key identifier sent by the security platform to the first device; The secret key identifier is sent to the gateway device, so that the gateway device obtains a corresponding first secret key according to the secret key identifier, and the first secret key is a secret key sent by the security platform to the first device.
在一些可选的实施方式中,还包括预约模块,用于在预约时段内,接收由预约用户提供的预约凭证;将所述预约凭证经所述网关设备发送至运营平台,以进行验证;在所述预约凭证验证通过的情况下,将所述预约用户的第一设备的标识信息发送至所述网关设备,以供所述网关设备将从所述商户设备接收的所述预约用户的第一设备的标识信息与从运营平台接收的所述预约用户的第一设备的标识信息进行比对;在接收到由所述网关设备发送的比对成功的信息后,为所述第一设备提供服务。In some optional implementation manners, it further includes a reservation module, which is used to receive the reservation voucher provided by the reservation user during the reservation time period; send the reservation voucher to the operating platform via the gateway device for verification; In the case that the reservation voucher is verified, the identification information of the first device of the reservation user is sent to the gateway device, so that the gateway device will receive the first device of the reservation user from the merchant device. The identification information of the device is compared with the identification information of the first device of the reserved user received from the operating platform; after receiving the successful comparison message sent by the gateway device, the first device is provided with a service .
在一些可选的实施方式中,所述通信模块包括电力线载波通信模块,所述电力线载波通信模块具体用于建立与所述网关设备的通信连接。In some optional implementation manners, the communication module includes a power line carrier communication module, and the power line carrier communication module is specifically configured to establish a communication connection with the gateway device.
在一些可选的实施方式中,所述第一设备包括电动车、所述商户设备包括充电桩。In some optional implementation manners, the first device includes an electric vehicle, and the merchant device includes a charging pile.
本公开的实施例提供一种交易系统,其特征在于,包括上述的网关设备,以及包括上述的支付平台,以及包括上述的商户设备。An embodiment of the present disclosure provides a transaction system, which is characterized by including the above-mentioned gateway device, the above-mentioned payment platform, and the above-mentioned merchant equipment.
基于本公开的实施例,可以实现用户将自己的第一设备与商户设备连接后,通过第一设备、商户设备、网关设备以及支付平台之间自动完成的通信过程,实现安全便捷的交易过程,交易的支付的发起无需用户进行手动操作,也无需 用户与多个商户设备提供商办理会员卡或充值卡,而且支付平台能够确定交易的场景,消除了支付通道被套用的风险。Based on the embodiments of the present disclosure, it is possible to realize a safe and convenient transaction process through the communication process automatically completed between the first device, the merchant device, the gateway device, and the payment platform after the user connects his first device with the merchant device. The initiation of transaction payment does not require manual operation by the user, nor does it require the user to handle membership cards or recharge cards with multiple merchant equipment providers, and the payment platform can determine the transaction scenario, eliminating the risk of payment channels being applied.
附图说明Description of the drawings
图1为本公开的实施例的应用于网关设备的交易方法的流程图。FIG. 1 is a flowchart of a transaction method applied to a gateway device according to an embodiment of the disclosure.
图2为本公开的实施例的应用于支付平台的交易方法的流程图。Fig. 2 is a flowchart of a transaction method applied to a payment platform according to an embodiment of the present disclosure.
图3为本公开的实施例的应用于商户设备的交易方法的流程图。FIG. 3 is a flowchart of a transaction method applied to merchant equipment according to an embodiment of the disclosure.
图4为本公开的实施例的交易方法的流程图。FIG. 4 is a flowchart of a transaction method according to an embodiment of the disclosure.
图5为本公开的实施例的部分交易流程的流程图。FIG. 5 is a flowchart of part of the transaction process of the embodiment of the disclosure.
图6为本公开的实施例的交易方法的一场景示意图。FIG. 6 is a schematic diagram of a scene of a transaction method according to an embodiment of the disclosure.
图7为本公开的实施例的网关设备的结构示意图。FIG. 7 is a schematic structural diagram of a gateway device according to an embodiment of the disclosure.
图8为本公开的另一实施例的网关设备的结构示意图。FIG. 8 is a schematic structural diagram of a gateway device according to another embodiment of the present disclosure.
图9为本公开的实施例的支付平台的结构示意图。FIG. 9 is a schematic structural diagram of a payment platform according to an embodiment of the disclosure.
图10为本公开的另一实施例的支付平台的结构示意图。Fig. 10 is a schematic structural diagram of a payment platform according to another embodiment of the present disclosure.
图11为本公开的实施例的商户设备的结构示意图。FIG. 11 is a schematic structural diagram of a merchant device according to an embodiment of the disclosure.
图12为本公开的另一实施例的商户设备的结构示意图。FIG. 12 is a schematic structural diagram of a merchant device according to another embodiment of the present disclosure.
具体实施方式Detailed ways
下面将参照附图更详细地描述本公开的示例性实施例。虽然附图中显示了本公开的示例性实施例,然而应当理解,可以以各种形式实现本公开而不应被这里阐述的实施例所限制。相反,提供这些实施例是为了能够更透彻地理解本公开,并且能够将本公开的范围完整的传达给本领域的技术人员。Hereinafter, exemplary embodiments of the present disclosure will be described in more detail with reference to the accompanying drawings. Although the drawings show exemplary embodiments of the present disclosure, it should be understood that the present disclosure can be implemented in various forms and should not be limited by the embodiments set forth herein. On the contrary, these embodiments are provided to enable a more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.
在本公开中,应理解,诸如“包括”或“具有”等术语旨在指示本说明书中所公开的特征、数字、步骤、行为、部件、部分或其组合的存在,并且不旨在排除一个或多个其他特征、数字、步骤、行为、部件、部分或其组合存在的可能性。In the present disclosure, it should be understood that terms such as "including" or "having" are intended to indicate the existence of the features, numbers, steps, actions, components, parts, or combinations thereof disclosed in this specification, and are not intended to exclude one Or the possibility of the existence of multiple other features, numbers, steps, behaviors, components, parts or combinations thereof.
另外还需要说明的是,在不冲突的情况下,本公开中的实施例及实施例中的特征可以相互组合。下面将参考附图并结合实施例来详细说明本公开。In addition, it should be noted that the embodiments in the present disclosure and the features in the embodiments can be combined with each other if there is no conflict. Hereinafter, the present disclosure will be described in detail with reference to the drawings and in conjunction with the embodiments.
图1提供的是应用于网关设备的交易方法。图2提供的是应用于支付平台的交易方法。图3提供的是应用于商户设备的交易方法。图4是基于网关设备支付平台、商户设备以及周边其他平台、设备的完整的交易流程图。Figure 1 provides a transaction method applied to a gateway device. Figure 2 provides a transaction method applied to the payment platform. Figure 3 provides a transaction method applied to merchant equipment. Figure 4 is a complete transaction flow chart based on the gateway device payment platform, merchant device, and other surrounding platforms and devices.
本公开中,第一设备指的是与商户设备交互,并产生支付需求的设备。第一设备例如是需要充电服务的电动车、需要充电服务的手机等。充电完成后,第一设备的持有者需要为此而支付费用。当然,在本公开的实施例中,这种支付行为可以是自动完成的。当然,付款方也可能是商户设备的持有者。商户设备指的是为第一设备提供有价服务或者接受第一设备提供的有价服务的设备。商户设备与网关设备通信连接。商户设备例如是为电动车或者为手机提供充电服务的充电桩等。网关设备除具有基本的路由功能外,还具备一定的计算能力。网关设备例如是边缘计算网关或雾计算网关。安全平台指的是提供安全服务的平台,例如是用于秘钥的分发的服务器。运营平台指的是管理各个商户设备的管理后台。运营平台例如是充电桩后台管理平台。In the present disclosure, the first device refers to a device that interacts with a merchant's device and generates payment requirements. The first device is, for example, an electric vehicle that requires a charging service, a mobile phone that requires a charging service, and the like. After the charging is completed, the holder of the first device needs to pay for this. Of course, in the embodiment of the present disclosure, this payment behavior may be automatically completed. Of course, the payer may also be the owner of the merchant's device. Merchant equipment refers to equipment that provides valuable services for the first device or accepts valuable services provided by the first device. The merchant device communicates with the gateway device. Merchant equipment is, for example, charging piles that provide charging services for electric vehicles or mobile phones. In addition to basic routing functions, gateway devices also have certain computing capabilities. The gateway device is, for example, an edge computing gateway or a fog computing gateway. The security platform refers to a platform that provides security services, such as a server for the distribution of secret keys. The operating platform refers to the management back office that manages the equipment of each merchant. The operation platform is, for example, a charging pile background management platform.
以下分别从网关设备、支付平台和商户设备的角度介绍交易的过程,以及从网关设备、支付平台和商户设备构成的系统并结合具体的交易场景介绍本公开所提供的交易方法。The following introduces the transaction process from the perspective of gateway equipment, payment platform and merchant equipment, and introduces the transaction method provided by the present disclosure from the perspective of gateway equipment, payment platform and merchant equipment and combined with specific transaction scenarios.
参考图1,应用于网关设备的交易方法包括以下步骤。从设备角度来讲,该交易方法的执行主体是网关设备,从程序角度来讲,该交易方法的执行主体为网关设备上搭载的程序。Referring to Fig. 1, the transaction method applied to the gateway device includes the following steps. From a device perspective, the execution subject of the transaction method is the gateway device. From a program perspective, the execution subject of the transaction method is the program carried on the gateway device.
S101、从商户设备获取第一设备的标识信息和交易信息。S101. Obtain identification information and transaction information of the first device from the merchant device.
S102、根据所述标识信息和所述交易信息生成订单,所述订单包含所述标识信息。S102. Generate an order according to the identification information and the transaction information, where the order includes the identification information.
S103、将所述订单发送至支付平台,以供所述支付平台从所述订单中解析出所述第一设备的标识信息,并在所述第一设备的标识在所述支付平台上与一账户相关联的情况下,对所述账户进行操作。S103. Send the order to a payment platform, so that the payment platform can parse out the identification information of the first device from the order, and the identification information of the first device is compared with a payment platform on the payment platform. In the case of accounts being linked, operations are performed on the accounts.
网关设备具有物联网场景下POS机(销售点情报管理系统)的作用。网关设备分别与商户设备和支付平台进行通信连接。如第一设备发生消费行为或者为商户设备提供有价服务,第一设备必然会与商户设备建立通信连接。在物联网场景下,商户设备为第一设备提供有价服务或接受第一设备提供的有价服务,商户设备也能够确定第一设备的标识信息。从而在网关设备与商户设备通信过程中,网关设备能够确定出第一设备的标识信息以及交易信息(例如包括第一设备的持有者所消费的金额)。The gateway device has the role of a POS machine (point of sale information management system) in the context of the Internet of Things. The gateway device communicates with the merchant device and the payment platform respectively. If the first device has a consumption behavior or provides a valuable service for the merchant's device, the first device will inevitably establish a communication connection with the merchant's device. In the Internet of Things scenario, the merchant device provides a valuable service for the first device or accepts the valuable service provided by the first device, and the merchant device can also determine the identification information of the first device. Therefore, during the communication between the gateway device and the merchant device, the gateway device can determine the identification information and transaction information of the first device (for example, including the amount of money consumed by the holder of the first device).
步骤S102优选在可信执行环境中执行。如此,可以提高安全性。订单中除了第一设备的标识信息外,通常还包含其他信息,例如是商户设备的管理者(运 营平台)的账户或者说商户号、交易的金额、商户设备是付款方还是收款方等信息。商户设备的管理者的商户号可以在搭建网关设备与商户设备的连接时记录在网关设备。交易的金额可以是商户设备发送给网关设备的,也可以是由商户设备将交易的量发送给网关设备,由网关设备计算出具体的交易金额。在这里,第一设备的标识信息取代了通常一个订单中第一设备的持有者的账户。Step S102 is preferably executed in a trusted execution environment. In this way, safety can be improved. In addition to the identification information of the first device, the order usually contains other information, such as the account or merchant number of the manager (operating platform) of the merchant's device, the amount of the transaction, and whether the merchant's device is the payer or the receiver, etc. . The merchant number of the manager of the merchant device can be recorded in the gateway device when the connection between the gateway device and the merchant device is established. The transaction amount may be sent by the merchant device to the gateway device, or the merchant device may send the transaction amount to the gateway device, and the gateway device calculates the specific transaction amount. Here, the identification information of the first device replaces the account of the holder of the first device usually in an order.
以电动汽车在充电桩进行充电的场景为例。电动汽车中的电池管理系统(BMS、batterymanagementsystem)中保存着电池信息(如电压、电流、温度),此外,还保存着车辆信息(如VIN号,即车辆识别码,也称Vehicle Identification Number),充电枪插入汽车后,充电桩可以通过汽车的控制器局域网络总线(CAN总线)将BMS系统中的信息(电池管理系统报文)读取出来。通过在充电站部署边缘计算网关,使用网线将其与充电桩连接。充电桩进一步将该电池管理系统报文发送给边缘计算网关。边缘计算网关可以解析电池管理系统报文,从中剥离出电动汽车的VIN号。如此,实现电动汽车身份的识别。充电桩本身的运行逻辑相对简单,在充电桩一侧的改动较小。Take the scenario where an electric vehicle is charged at a charging pile as an example. The battery management system (BMS, battery management system) in electric vehicles stores battery information (such as voltage, current, temperature), and also stores vehicle information (such as VIN number, which is also called Vehicle Identification Number), After the charging gun is inserted into the car, the charging pile can read the information (battery management system message) in the BMS system through the car's controller area network bus (CAN bus). By deploying an edge computing gateway at the charging station, use a network cable to connect it to the charging pile. The charging pile further sends the battery management system message to the edge computing gateway. The edge computing gateway can parse the battery management system message and extract the VIN number of the electric vehicle from it. In this way, the identification of electric vehicles is realized. The operating logic of the charging pile itself is relatively simple, with minor changes on the side of the charging pile.
当然,也可以是由充电桩将电动汽车的标识信息以加密的方式发送给边缘计算网关。Of course, the charging pile can also send the identification information of the electric vehicle to the edge computing gateway in an encrypted manner.
此外,边缘计算网关可以接收充电桩提交的电量消耗情况并计算需要支付的费用(当然,也可以是充电桩自己计算出消费金额之后将消费金额提交给边缘计算网关)。边缘计算网关将VIN号、充电结算信息以及由充电桩管理服务平台提供的商户信息(当然该商户信息也可是边缘计算网关预存的)封装成订单发送给支付平台,完成支付。除了车辆识别码VIN,也可以由商户设备读取出电动汽车的车牌号、射频识别标识等其他电动汽车的标识信息。In addition, the edge computing gateway can receive the power consumption status submitted by the charging pile and calculate the fee to be paid (of course, it can also be that the charging pile itself calculates the consumption amount and submits the consumption amount to the edge computing gateway). The edge computing gateway encapsulates the VIN number, charging settlement information, and merchant information provided by the charging pile management service platform (of course, the merchant information can also be pre-stored in the edge computing gateway) into an order and sends it to the payment platform to complete the payment. In addition to the vehicle identification code VIN, the identification information of other electric vehicles such as the license plate number and radio frequency identification mark of the electric vehicle can also be read by the merchant's equipment.
网关设备完成订单相关信息的收集并生成订单,进而在支付平台完成支付交易。订单中第一设备持有者的账户替换为第一设备的标识信息。这使得用户的消费过程变得更加方便快捷,实现了无感支付。由于网关设备通过技术手段能够确定第一设备的身份,也能够确定商户设备的身份,这有利于支付平台准确地确定交易的场景。The gateway device completes the collection of order-related information and generates the order, and then completes the payment transaction on the payment platform. The account of the holder of the first device in the order is replaced with the identification information of the first device. This makes the user's consumption process more convenient and faster, and realizes non-inductive payment. Since the gateway device can determine the identity of the first device through technical means, and can also determine the identity of the merchant device, this is conducive to the payment platform to accurately determine the transaction scenario.
在一些可行的实施方式中,网关设备确定所述第一设备的标识和消费金额的过程包括以下步骤。In some feasible implementation manners, the process of the gateway device determining the identification of the first device and the consumption amount includes the following steps.
S1011、通过所述商户设备的转发,与所述第一设备进行秘钥协商。S1011. Perform key negotiation with the first device through the forwarding of the merchant device.
S1012、从所述商户设备接收所述第一设备的标识信息的密文,所述第一设 备的标识信息的密文由所述第一设备进行加密;S1012. Receive a ciphertext of the identification information of the first device from the merchant device, where the ciphertext of the identification information of the first device is encrypted by the first device;
S1013、将所述密文解析成明文。S1013. Parse the ciphertext into plaintext.
S1014、从所述商户设备接收所述交易信息。S1014. Receive the transaction information from the merchant equipment.
如此,作为订单中关键的信息,第一设备将其标识信息以加密的方式发送给商户设备,进而由商户设备发送给网关设备。网关设备以更加安全的方式收集第一设备的标识信息。In this way, as the key information in the order, the first device sends its identification information to the merchant device in an encrypted manner, and then the merchant device sends it to the gateway device. The gateway device collects the identification information of the first device in a more secure manner.
为了提高网关设备在确定第一设备的标识时信息的安全性,网关设备与第一设备之间进行密文通信。为此,网关设备与第一设备之间需要进行秘钥协商。In order to improve the security of information when the gateway device determines the identity of the first device, the gateway device performs ciphertext communication with the first device. For this reason, a key negotiation needs to be carried out between the gateway device and the first device.
以下为网关设备与第一设备二者之间进行秘钥协商的一种可行的实施方式。需要由安全平台为第一设备和网关设备提供秘钥分发的服务。需设定安全平台向所述第一设备的发送第一秘钥和秘钥标识。第一秘钥是用于第一设备与网关设备之间加密通信用的。秘钥标识与第一秘钥是一一对应的。过程包括以下步骤。The following is a feasible implementation for key negotiation between the gateway device and the first device. The security platform needs to provide the service of key distribution for the first device and the gateway device. It is necessary to set the security platform to send the first secret key and secret key identifier to the first device. The first secret key is used for encrypted communication between the first device and the gateway device. There is a one-to-one correspondence between the secret key identifier and the first secret key. The process includes the following steps.
S10111、从所述商户设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一设备且由所述第一设备发送至所述商户设备的秘钥标识。S10111. Receive a secret key identifier from the merchant device, where the secret key identifier is a secret key identifier sent by the security platform to the first device and sent by the first device to the merchant device.
S10112、将所述秘钥标识发送至所述安全平台。S10112. Send the secret key identifier to the security platform.
S10113、从所述安全平台获取所述秘钥标识对应的第一秘钥,所述第一秘钥为所述安全平台发送给所述第一设备的秘钥。S10113. Obtain a first secret key corresponding to the secret key identifier from the security platform, where the first secret key is a secret key sent by the security platform to the first device.
如此,网关设备通过秘钥标识获得第一秘钥,可实现与第一设备的对等加密通信。由于同一第一设备可能遇到的网关设备众多,同一网关设备可能遇到的第一设备也众多。对等加密的秘钥分发方式效率更高。In this way, the gateway device obtains the first secret key through the secret key identifier, and can realize peer-to-peer encrypted communication with the first device. Since the same first device may encounter many gateway devices, the same gateway device may encounter many first devices. The key distribution method of peer-to-peer encryption is more efficient.
当然,在确定了第一设备的标识信息之后,该第一设备不一定有资格在这个商户设备上进行消费(例如该第一设备的用户不是注册会员)。Of course, after the identification information of the first device is determined, the first device may not be eligible for consumption on the merchant device (for example, the user of the first device is not a registered member).
为此,在一些可行的实施方式中,该交易方法还包括以下步骤。To this end, in some feasible implementation manners, the transaction method further includes the following steps.
首先,将所述第一设备的标识信息发送至运营平台,以校验所述第一设备的标识信息的可用性;然后,在所述第一设备的标识信息可用的情况下,通知所述商户设备为所述第一设备提供服务。First, the identification information of the first device is sent to the operating platform to verify the availability of the identification information of the first device; then, when the identification information of the first device is available, the merchant is notified The device provides services for the first device.
如所述第一设备的标识信息不可用,则可以向商户设备发送报文,以使商户设备拒绝本次消费请求或者在商户设备上显示信息,提示消费者应当如何操作。If the identification information of the first device is unavailable, a message can be sent to the merchant device so that the merchant device rejects this consumption request or displays information on the merchant device to prompt the consumer how to operate.
本公开的实施例同时提供一种应用于支付平台的交易方法,其包括以下步 骤。The embodiments of the present disclosure also provide a transaction method applied to a payment platform, which includes the following steps.
S201、建立第一设备的标识信息与账户的关联。S201: Establish an association between the identification information of the first device and the account.
S202、从网关设备接收订单,所述订单包含第一设备的标识信息。S202. Receive an order from the gateway device, where the order includes identification information of the first device.
S203、在所述第一设备的标识信息在所述支付平台上与一账户相关联的情况下,对所述账户进行操作。S203: In a case where the identification information of the first device is associated with an account on the payment platform, an operation is performed on the account.
用户需要事先在支付平台完成自己的第一设备与自己的账户之间的关联。支付平台接收到订单后,即可根据第一设备的标识信息确定对应的账户。支付的发起无需用户手动操作,如在支付系统中该账户开通了免密支付,则支付过程也无需用户手动操作。支付平台能够确定出本次支付的场景是在哪一个网关设备发起的,从而也就能过确定出交易的场景。The user needs to complete the association between his first device and his account on the payment platform in advance. After receiving the order, the payment platform can determine the corresponding account according to the identification information of the first device. The initiation of payment does not require manual operation by the user. If the account is opened for password-free payment in the payment system, the payment process does not require manual operation by the user. The payment platform can determine in which gateway device the payment scenario was initiated, so that the transaction scenario can also be determined.
参考图3,本公开的实施例提供一种应用于商户设备的交易方法。该交易方法包括以下步骤。Referring to FIG. 3, an embodiment of the present disclosure provides a transaction method applied to merchant equipment. The transaction method includes the following steps.
S301、与第一设备建立通信连接。S301: Establish a communication connection with the first device.
S304、确定所述第一设备的标识信息和对应的交易信息。S304: Determine identification information of the first device and corresponding transaction information.
S305、将所述第一设备的标识信息和对应的交易信息发送至所述网关设备。S305. Send the identification information of the first device and the corresponding transaction information to the gateway device.
商户设备基于物联网通过与第一设备和网关设备之间的通信,既可以实现无感支付,还能有助于支付平台确定交易场景。Based on the communication between the first device and the gateway device based on the Internet of Things, the merchant device can not only realize sensorless payment, but also help the payment platform to determine the transaction scenario.
在一些可选的实施方式中,所述第一设备的标识信息为密文,将所述第一设备的标识信息和对应的交易信息发送至所述网关设备之前,还包括以下步骤。In some optional implementation manners, the identification information of the first device is a ciphertext, and the following steps are further included before the identification information of the first device and the corresponding transaction information are sent to the gateway device.
S302、从所述第一设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一设备的秘钥标识。S302. Receive a secret key identifier from the first device, where the secret key identifier is a secret key identifier sent by the security platform to the first device.
S303、将所述秘钥标识发送至所述网关设备,以供所述网关设备根据所述秘钥标识获取对应的第一秘钥,所述第一秘钥为安全平台发送给所述第一设备的秘钥。S303. Send the secret key identifier to the gateway device, so that the gateway device can obtain a corresponding first secret key according to the secret key identifier, where the first secret key is sent to the first secret key by the security platform. The secret key of the device.
即由商户设备将秘钥标识转发给网关设备,从而网关设备可以据此获取第一秘钥。从而网关设备与第一设备之间基于第一秘钥进行对称加密通信。That is, the merchant device forwards the secret key identifier to the gateway device, so that the gateway device can obtain the first secret key accordingly. Therefore, the gateway device and the first device perform symmetric encryption communication based on the first secret key.
基于以上,本公开同样提供一种交易方法,参考图4,其包括以下步骤。Based on the above, the present disclosure also provides a transaction method, referring to FIG. 4, which includes the following steps.
S401、在网关设备,从商户设备接收第一设备的标识信息和交易信息。S401. At the gateway device, receive the identification information and transaction information of the first device from the merchant device.
S402、在所述网关设备,根据所述标识信息和所述交易信息生成订单,所述订单包含所述标识信息。S402. In the gateway device, an order is generated according to the identification information and the transaction information, and the order includes the identification information.
S403、在所述网关设备,将所述订单发送至支付平台。S403. At the gateway device, send the order to a payment platform.
S404、在所述支付平台,建立第一设备的标识信息与账户的关联。S404. Establish an association between the identification information of the first device and the account on the payment platform.
S405、在所述支付平台,接收来自所述网关设备的订单。S405. On the payment platform, receive an order from the gateway device.
S406、在所述支付平台,在所述订单中第一设备的标识信息在所述支付平台上与一账户相关联的情况下,对对应的账户进行操作。S406. In the payment platform, in the case where the identification information of the first device in the order is associated with an account on the payment platform, an operation is performed on the corresponding account.
参考图5,以电动汽车在充电桩充电的场景为例对完整的交易流程进行说明。当充电枪插入电动汽车充电口后,电动汽车与边缘计算网关通过充电桩建立通信,进行秘钥协商。协商完成后使用秘钥对车辆VIN号进行加密,充电桩通过汽车的CAN总线读取车辆信息,并将这些信息发送给与其相连的边缘计算网关。边缘计算网关接收到这些信息后,通过充电桩驱动程序解析报文,并使用第一秘钥对VIN号进行解密,之后交由物联网支付平台检查车辆可用性。若电动汽车已经在支付平台绑定诸如银行卡的账户,则边缘计算网关控制充电桩为车辆进行充电。当充电结束,充电枪从汽车充电口拔出时,充电桩将车辆信息和充电结算信息一起发送给边缘计算网关,边缘计算网关识别出VIN号后,由支付控件将VIN号和结算信息封装成订单,经物联网安全芯片加密后提交到物联网支付平台完成支付。Referring to Figure 5, the complete transaction process will be explained by taking the scenario of an electric vehicle charging at a charging pile as an example. When the charging gun is inserted into the charging port of the electric vehicle, the electric vehicle and the edge computing gateway establish communication through the charging pile, and negotiate the secret key. After the negotiation is completed, the secret key is used to encrypt the vehicle's VIN number. The charging pile reads the vehicle information through the car's CAN bus and sends the information to the edge computing gateway connected to it. After receiving the information, the edge computing gateway parses the message through the charging pile driver, and uses the first secret key to decrypt the VIN number, and then hand it over to the IoT payment platform to check the availability of the vehicle. If the electric vehicle has been bound to an account such as a bank card on the payment platform, the edge computing gateway controls the charging pile to charge the vehicle. When the charging is over and the charging gun is pulled out from the car charging port, the charging pile sends the vehicle information and the charging settlement information to the edge computing gateway. After the edge computing gateway recognizes the VIN number, the payment control encapsulates the VIN number and settlement information into The order is encrypted by the IoT security chip and submitted to the IoT payment platform to complete the payment.
特别地,以充电桩和电动汽车为例,二者之间的接口以及通信协议都是标准化的。无需对现有的电动汽车和充电桩进行改造,充电站运营商的建设成本大大降低。车主只需要进行插入充电枪和拔下充电枪的动作,即完成了充电以及支付的发起(或者支付的全部过程)。In particular, taking charging piles and electric vehicles as examples, the interfaces and communication protocols between the two are standardized. There is no need to modify the existing electric vehicles and charging piles, and the construction cost of charging station operators is greatly reduced. The owner only needs to perform the actions of inserting and unplugging the charging gun to complete the initiation of charging and payment (or the entire process of payment).
本公开的发明人研究发现,现有技术中心,在诸如充电桩预约充电这样的场景中,存在着充电桩利用率低下的问题。例如由用户预约了在12:00-13:00占用某个充电桩,那么不论这个用户在12:00-13:00这个时段是否真的来这个充电桩进行充电,其他用户都无法使用这个充电桩。为解决该问题,本公开的发明人进一步提出如下的解决方案。The inventor of the present disclosure has discovered through research that the prior art center has the problem of low utilization rate of charging piles in scenarios such as charging piles scheduled for charging. For example, if a user makes an appointment to occupy a charging pile at 12:00-13:00, no matter whether the user actually comes to the charging pile to charge at 12:00-13:00, other users will not be able to use the charging station. pile. To solve this problem, the inventor of the present disclosure further proposes the following solution.
所述商户设备能够被预约占用,且能够在预约时段内进行预约的第一设备未占用所述商户设备的情况下允许被其他第一设备占用,且能够在预约时段内所述商户设备被其他第一设备占用的情况下根据预约用户提供的预约凭证解除所述其他第一设备对所述商户设备的占用。The merchant's equipment can be occupied by reservation, and the first device that can make an appointment within the reserved time period is allowed to be occupied by other first devices when the merchant device is not occupied, and the merchant equipment can be occupied by other first devices during the reserved time period. When the first device is occupied, the merchant device is released from the other first device's occupation of the merchant device according to the reservation certificate provided by the reservation user.
这里的预约用户即对充电桩进行了预约占用的用户。The reserved user here refers to the user who has reserved and occupied the charging pile.
对于网关设备而言,所述交易方法还包括以下步骤。For the gateway device, the transaction method further includes the following steps.
S104、从运营平台获取预约信息,所述预约信号包括:进行预约的第一设 备的标识信息和预约时段。网关设备可以从运营平台获取预约信息,当然也可以是从商户设备获取预约信息。为保证信息的安全准确,优选从运营平台获取预约信息。S104. Obtain reservation information from the operating platform, where the reservation signal includes: the identification information of the first device that makes the reservation and the reservation time period. The gateway device can obtain the reservation information from the operating platform, and of course, it can also obtain the reservation information from the merchant device. To ensure the safety and accuracy of information, it is preferable to obtain reservation information from the operating platform.
S105、在所述预约时段内,从所述商户设备获取所述预约用户的第一设备的标识信息。S105. In the reservation time period, obtain the identification information of the first device of the reserved user from the merchant device.
S106、将从所述运营平台获取的所述预约用户的第一设备的标识信息与从所述商户设备获取的所述预约用户的第一设备的标识信息进行比对,如比对成功则通知所述商户设备为所述预约用户的第一设备提供服务。S106. Compare the identification information of the first device of the reserved user acquired from the operating platform with the identification information of the first device of the reserved user acquired from the merchant device, and notify if the comparison is successful The merchant device provides a service for the first device of the reserved user.
如此,由网关设备完成对预约用户在预约时段内对商户设备的独占。当然,如果此前该商户设备被其他第一设备占用,则相应地,商户设备会终止对其他第一设备的服务。In this way, the gateway device completes the exclusive use of the merchant device for the reserved user during the reserved time period. Of course, if the merchant device was previously occupied by other first devices, the merchant device will terminate the service to the other first devices accordingly.
与此相配合,在商户设备的交易方法中还包括以下步骤。In conjunction with this, the following steps are also included in the transaction method of merchant equipment.
S306、在预约时段内,接收由预约用户提供的预约凭证。S306. In the reservation time period, receive the reservation voucher provided by the reservation user.
S307、将所述预约凭证经所述网关设备发送至运营平台,以进行验证。S307. Send the reservation voucher to the operating platform via the gateway device for verification.
S308、在所述预约凭证验证通过的情况下,将所述预约用户的第一设备的标识信息发送至所述网关设备,以供所述网关设备将从所述商户设备接收的所述预约用户的第一设备的标识信息与从运营平台接收的所述预约用户的第一设备的标识信息进行比对。S308. In the case that the reservation voucher is verified, the identification information of the first device of the reservation user is sent to the gateway device, so that the gateway device will receive the reservation user from the merchant device The identification information of the first device is compared with the identification information of the first device of the reserved user received from the operating platform.
S309、在接收到由所述网关设备发送的比对成功的信息后,为所述第一设备提供服务。S309. After receiving the successful comparison message sent by the gateway device, provide a service for the first device.
以充电桩被预约占用为例,预约过程可以如下。Taking the charging pile occupied by appointment as an example, the appointment process can be as follows.
充电桩被预约后,仍可以为非预约车辆提供充电服务,但是会在非预约车辆充电前告知:到达充电预约时间后,该车的充电桩可能会被预约车辆抢占。所谓抢占,指的是预约用户在预约充电的时间内可以终止非预约车辆的充电,将充电枪插入已预约的车辆进行充电。After the charging pile is reserved, it can still provide charging services for non-reserved vehicles, but it will be notified before the non-reserved vehicle is charged: after the charging reservation time is reached, the charging pile of the vehicle may be preempted by the reserved vehicle. The so-called preemption means that the reserved user can terminate the charging of the non-scheduled vehicle during the scheduled charging time, and insert the charging gun into the reserved vehicle for charging.
用户在充电桩运营平台上选择充电桩进行充电预约,之后充电运营商将用户手机号后4位(作为预约凭证)、车辆VIN号及预约时间发送到边缘计算网关上的预约服务。在预约时间内到达充电站进行充电,若此时车辆在使用该充电桩进行充电,则预约用户可以在充电桩屏幕上输入个人手机号后4位来结束当前的充电,之后将充电枪插入到自己的车辆上。插枪后,边缘计算网关对比预约服务的VIN号与当前车辆的VIN号,若一致则锁定该充电桩直至充电结束或 预约时间结束,若不一致则不充电。The user selects the charging pile on the charging pile operating platform to make a charging reservation, and then the charging operator sends the last 4 digits of the user's mobile phone number (as a reservation voucher), vehicle VIN number and reservation time to the reservation service on the edge computing gateway. Arrive at the charging station within the scheduled time for charging. If the vehicle is using the charging station for charging at this time, the reserved user can enter the last 4 digits of the personal mobile phone number on the charging station screen to end the current charging, and then plug the charging gun into In your own vehicle. After plugging in the gun, the edge computing gateway compares the VIN number of the reserved service with the VIN number of the current vehicle. If they are consistent, the charging pile will be locked until the end of charging or the end of the appointment time. If they are inconsistent, they will not be charged.
参考图6,在具体的交易场景中,一些交易过程可以是如下方式进行的。Referring to Fig. 6, in a specific transaction scenario, some transaction processes can be performed in the following manner.
交易场景中各参与方信息如下。The information of each participant in the transaction scenario is as follows.
名称name 关键信息Key Information
用户AUser A 手机号:P1111,银行卡号:C621,拥有车辆AMobile number: P1111, bank card number: C621, own vehicle A
用户BUser B 手机号:P2222,银行卡号:C622,拥有车辆BMobile phone number: P2222, bank card number: C622, own vehicle B
用户CUser C 手机号:P3333,银行卡号:C623,拥有车辆CMobile phone number: P3333, bank card number: C623, own vehicle C
车辆AVehicle A VIN号:E1111VIN number: E1111
车辆BVehicle B VIN号:E2222VIN number: E2222
车辆CVehicle C VIN号:E3333VIN number: E3333
充电桩ACharging pile A 充电桩编码:P1Charging pile code: P1
充电桩BCharging pile B 充电桩编码:P2Charging pile code: P2
所有用户均需要在支付平台上绑定银行卡和车辆VIN号。充电桩运营平台的商户号为S1。All users need to bind bank cards and vehicle VIN numbers on the payment platform. The merchant number of the charging pile operating platform is S1.
充电桩A的充电枪插入车辆A后,车辆A向安全平台请求秘钥标识。安全平台生成第一秘钥K和秘钥标识token,本地记录后发送给电动汽车。电动汽车收到后将秘钥标识token通过充电桩发送给边缘计算网关,边缘计算网关将秘钥标识token发送给安全平台。安全平台根据秘钥标识token找到对应的第一秘钥K,并发送给边缘计算网关。边缘计算网关得到秘钥标识token。之后车辆A使用第一秘钥K将VIN号进行加密。充电桩A将加密后的车辆VIN号、电池温度、电池电量等信息从汽车A的CAN总线中读取出来,并发送给边缘计算网关。边缘计算网关使用第一秘钥K进行解密并从这些信息中识别出充电车辆的VIN号为E1111,并发送给支付平台(通常也是采用加密的方式发送)。支付平台收到该报文后进行解密,之后查询VIN号为E1111的车辆是否已绑定银行卡,结果为已绑定,之后通过网络告知边缘计算网关可以进行充电。边缘计算网关收到可以充电的指令后,控制充电桩A启动充电。After the charging gun of the charging pile A is inserted into the vehicle A, the vehicle A requests the secret key identification from the security platform. The security platform generates the first secret key K and the secret key identification token, records them locally and sends them to the electric vehicle. After receiving, the electric vehicle sends the secret key identification token to the edge computing gateway through the charging pile, and the edge computing gateway sends the secret key identification token to the security platform. The security platform finds the corresponding first secret key K according to the secret key identifier token, and sends it to the edge computing gateway. The edge computing gateway obtains the secret key identification token. After that, the vehicle A uses the first key K to encrypt the VIN number. Charging pile A reads the encrypted vehicle VIN number, battery temperature, battery power and other information from the CAN bus of car A and sends it to the edge computing gateway. The edge computing gateway uses the first secret key K to decrypt and recognizes from the information that the VIN number of the charging vehicle is E1111, and sends it to the payment platform (usually also sent in an encrypted manner). After receiving the message, the payment platform decrypts it, and then queries whether the vehicle with the VIN number E1111 has been bound to a bank card, and the result is that it has been bound, and then informs the edge computing gateway through the network that it can charge. After the edge computing gateway receives the instruction that can be charged, it controls the charging pile A to start charging.
车辆A充电结束后,充电桩A从车辆A的CAN总线中读取车辆VIN号、电池温度、电池电量等信息,并与本次消耗电量20千瓦时一起发送给边缘计算网关。边缘计算网关根据耗电量20千瓦时计算出本次支付金额为20元,并识别出充电车辆的VIN号为E1111,之后与充电桩运营商商户号S1一起封装成订单发送给物联网支付平台。支付平台收到订单后,找到VIN号E1111对应的银行 卡C621,之后通过支付通道实现银行卡C621扣款20元至商户S1。扣款结束后,物联网支付平台将扣款情况同步至充电桩运营平台。After vehicle A is charged, charging pile A reads the vehicle's VIN number, battery temperature, battery power and other information from the CAN bus of vehicle A, and sends it to the edge computing gateway along with the current power consumption of 20 kWh. The edge computing gateway calculates that the payment amount is 20 yuan according to the power consumption of 20 kWh, and recognizes that the VIN number of the charging vehicle is E1111, and then it is packaged into an order together with the charging pile operator's merchant number S1 and sent to the Internet of Things payment platform . After receiving the order, the payment platform finds the bank card C621 corresponding to the VIN number E1111, and then uses the payment channel to deduct 20 yuan from the bank card C621 to the merchant S1. After the deduction is over, the IoT payment platform will synchronize the deduction to the charging pile operation platform.
用户C在充电桩运营平台上进行预约充电,预约内容为8点至10点,车辆C预约在充电桩B上进行充电。预约成功后,充电桩运营平台将预约时间、车辆C的VIN号E3333、用户D的手机号P3333发送给边缘计算网关上的预约服务。7点时车辆B使用充电桩B进行充电,此时充电桩B通过充电桩屏幕告知用户B该桩在8点时已预约充电,车辆B的充电可能会受到影响。由于某些原因,车辆C在8点半到达充电站,此时车辆B正在使用充电桩B进行充电。用户C在充电桩屏幕上输入手机号后四位3333,充电桩将该手机号后四位3333发送到边缘计算网关进行校验,边缘计算网关上的预约服务程序模块接收到该请求后进行手机号后四位的对比,发现是一致的,之后控制充电桩B结束充电。充电结束后,用户C将充电枪从车辆B上拔下,然后插入车辆C。之后边缘计算网关识别到车辆的VIN号为E3333,此时边缘计算网关的预约服务存储的预约车辆VIN号也是E3333,二者一致,边缘计算网关控制充电桩B开始为车辆C进行充电。User C makes an appointment for charging on the charging pile operating platform, and the appointment content is from 8 to 10 o'clock, and vehicle C makes an appointment for charging on the charging pile B. After the appointment is successful, the charging pile operating platform will send the appointment time, vehicle C's VIN number E3333, and user D's mobile phone number P3333 to the appointment service on the edge computing gateway. Vehicle B uses charging pile B for charging at 7 o'clock. At this time, charging pile B informs user B through the charging pile screen that the pile has been scheduled for charging at 8 o'clock, and vehicle B's charging may be affected. For some reason, vehicle C arrives at the charging station at 8:30, while vehicle B is using charging pile B for charging. User C enters the last four digits 3333 of the mobile phone number on the charging pile screen, and the charging pile sends the last four digits 3333 of the mobile phone number to the edge computing gateway for verification. The reservation service program module on the edge computing gateway receives the request and performs the phone call Comparing the four digits after the number, it is found that they are the same, and then the charging pile B is controlled to end the charging. After charging, user C unplugs the charging gun from vehicle B, and then plugs it into vehicle C. After that, the edge computing gateway recognizes that the VIN number of the vehicle is E3333. At this time, the reserved vehicle VIN number stored in the reservation service of the edge computing gateway is also E3333, and the two are the same. The edge computing gateway controls the charging pile B to start charging the vehicle C.
参考图7,本公开的实施例还提供一种网关设备,包括存储器11和处理器12,所述存储器11存储指令,所述指令被所述处理器12运行以前述基于网关设备的交易方法。Referring to FIG. 7, an embodiment of the present disclosure also provides a gateway device, including a memory 11 and a processor 12, the memory 11 stores instructions, and the instructions are executed by the processor 12 to use the aforementioned gateway device-based transaction method.
参考图8,本公开的实施例还提供一种网关设备,包括:获取模块13,用于从商户设备获取第一设备的标识信息和交易信息;订单生成模块14,根据所述标识信息和所述交易信息生成订单,所述订单包含所述标识信息;发送模块15,用于将所述订单发送至支付平台,以供所述支付平台从所述订单中解析出所述第一设备的标识信息,并在所述第一设备的标识在所述支付平台上与一账户相关联的情况下,对所述账户进行操作。Referring to FIG. 8, the embodiment of the present disclosure also provides a gateway device, including: an acquisition module 13 for acquiring identification information and transaction information of a first device from a merchant device; an order generation module 14, based on the identification information and the transaction information; The transaction information generates an order, and the order includes the identification information; the sending module 15 is configured to send the order to the payment platform so that the payment platform can parse out the identification of the first device from the order Information, and when the identification of the first device is associated with an account on the payment platform, an operation is performed on the account.
在一些可选的实施方式中,所述获取模块13包括:通信单元131,用于从所述商户设备接收所述交易信息,以及从所述商户设备接收所述第一设备的标识信息的密文,所述第一设备的标识信息的密文由所述第一设备进行加密;秘钥单元132,用于与所述第一设备进行秘钥协商,将所述密文解析成明文。In some optional implementation manners, the acquiring module 13 includes: a communication unit 131, configured to receive the transaction information from the merchant device, and receive the secret of the identification information of the first device from the merchant device The ciphertext of the identification information of the first device is encrypted by the first device; the secret key unit 132 is configured to negotiate a secret key with the first device, and parse the ciphertext into plaintext.
可选地,所述秘钥单元132具体用于:从所述商户设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一设备且由所述第一设备发送至所述商户设备的秘钥标识;将所述秘钥标识发送至所述安全平台;从所述安全平台获取所述秘钥标识对应的第一秘钥,所述第一秘钥为所述安全平台发送给所述第一 设备的秘钥。Optionally, the secret key unit 132 is specifically configured to: receive a secret key identifier from the merchant device, where the secret key identifier is sent by the security platform to the first device and sent by the first device to the The secret key identifier of the merchant’s device; the secret key identifier is sent to the security platform; the first secret key corresponding to the secret key identifier is obtained from the secure platform, and the first secret key is sent by the security platform The secret key given to the first device.
在一些可选的实施方式中,所述获取模块13具体用于:从所述商户设备发送给所述网关设备的电池管理系统报文中解析出所述第一设备的标识信息。In some optional implementation manners, the acquiring module 13 is specifically configured to: parse out the identification information of the first device from a battery management system message sent by the merchant device to the gateway device.
在一些可选的实施方式中,所述获取模块具体为电力线载波通信模块。In some optional implementation manners, the acquisition module is specifically a power line carrier communication module.
电力线载波通信技术(PLC),是一种利用电力线传输数据和媒体信号的通信方式。采用电力线载波通信模块实现网关设备和商户设备之间的通信有两方面的有益效果:一方面网关设备可以通过电力线与商户设备(例如是充电桩)进行通信,突破地理限制,无需为商户设备与网关设备之间额外进行网线铺设,大大降低了充电运营商的建设成本;另一方面,网关设备可以直连电网的管理系统,网关设备与电网的管理系统交互时,可以向电网的管理系统反馈其所连接的充电桩的负载信息,从而便于电网的管理系统进行负载均衡,保障充电站的用电稳定。Power line carrier communication technology (PLC) is a communication method that uses power lines to transmit data and media signals. The use of power line carrier communication modules to achieve communication between gateway equipment and merchant equipment has two beneficial effects: on the one hand, gateway equipment can communicate with merchant equipment (such as charging piles) through power lines, breaking geographic restrictions and eliminating the need for merchant equipment to communicate with merchants. Additional network cable laying between gateway devices greatly reduces the construction cost of charging operators; on the other hand, gateway devices can be directly connected to the management system of the power grid, and when the gateway device interacts with the management system of the power grid, it can feed back to the management system of the power grid The load information of the charging pile to which it is connected facilitates the load balancing of the management system of the power grid and ensures the stable power consumption of the charging station.
如此,电力线一方面为商户设备(例如是充电桩)提供电能,另一方面实现网关设备与商户设备之间的通信,以及网关设备与电网的管理平台之间的通信。In this way, on the one hand, the power line provides electrical energy for merchant equipment (for example, charging piles), and on the other hand, it realizes the communication between the gateway equipment and the merchant equipment, and the communication between the gateway equipment and the management platform of the power grid.
在一些可选的实施方式中,还包括验证模块16,用于将所述第一设备的标识信息发送至运营平台,以校验所述第一设备的标识信息的可用性;在所述第一设备的标识信息可用的情况下,通知所述商户设备为所述第一设备提供服务。In some optional implementation manners, it further includes a verification module 16 configured to send the identification information of the first device to the operating platform to verify the availability of the identification information of the first device; If the identification information of the device is available, notify the merchant device to provide the service for the first device.
在一些可选的实施方式中,所述商户设备能够被预约占用,且能够在预约时段内进行预约的第一设备未占用所述商户设备的情况下允许被其他第一设备占用,且能够在预约时段内所述商户设备被其他第一设备占用的情况下根据预约用户提供的预约凭证解除所述其他第一设备对所述商户设备的占用;所述网关设备还包括预约模块17,用于从运营平台获取预约信息,所述预约信号包括:进行预约的第一设备的标识信息和预约时段;在所述预约时段内,从所述商户设备获取所述预约用户的第一设备的标识信息;将从所述运营平台获取的所述预约用户的第一设备的标识信息与从所述商户设备获取的所述预约用户的第一设备的标识信息进行比对;如比对成功则通知所述商户设备为所述预约用户的第一设备提供服务。In some optional implementation manners, the merchant device can be occupied by reservation, and the first device that can make an appointment within the reserved time period is allowed to be occupied by other first devices without occupying the merchant device, and can be occupied by other first devices. When the merchant device is occupied by another first device during the reservation period, the other first device's occupation of the merchant device by the other first device is released according to the reservation voucher provided by the reservation user; the gateway device also includes a reservation module 17 for Obtain reservation information from the operating platform, the reservation signal includes: the identification information of the first device making the reservation and the reservation time period; within the reservation time period, the identification information of the first device of the reserved user is obtained from the merchant device Compare the identification information of the first device of the reserved user acquired from the operating platform with the identification information of the first device of the reserved user acquired from the merchant device; if the comparison is successful, notify the The merchant device provides a service for the first device of the reserved user.
可选地,所述第一设备的标识包括:车辆识别码VIN、车牌号、射频识别标识中的任一项。Optionally, the identification of the first device includes any one of a vehicle identification code VIN, a license plate number, and a radio frequency identification identification.
参考图9,本公开的实施例还提供一种支付平台,包括存储器21和处理器22,所述存储器21存储指令,所述指令被所述处理器22运行以执行前述的基于支付平台的交易方法。Referring to FIG. 9, an embodiment of the present disclosure also provides a payment platform, including a memory 21 and a processor 22, the memory 21 stores instructions, and the instructions are executed by the processor 22 to execute the aforementioned payment platform-based transactions method.
参考图10,本公开的实施例还提供一种支付平台,包括:关联模块23,用于建立第一设备的标识信息与账户的关联;接收模块24,用于从网关设备接收订单,所述订单包含第一设备的标识;操作模块25,用于在所述第一设备的标识信息在所述支付平台上与一账户相关联的情况下,对所述账户进行操作。10, an embodiment of the present disclosure also provides a payment platform, including: an association module 23, used to establish the association between the identification information of the first device and the account; the receiving module 24, used to receive orders from the gateway device, the The order contains the identification of the first device; the operation module 25 is configured to operate on the account when the identification information of the first device is associated with an account on the payment platform.
参考图11,本公开的实施例提供一种商户设备,包括存储器31和处理器32,所述存储器31存储指令,所述指令被所述处理器32运行以执行根据权利要求9-11任意一项所述的交易方法。11, an embodiment of the present disclosure provides a merchant device, including a memory 31 and a processor 32, the memory 31 stores instructions, and the instructions are executed by the processor 32 to execute any one of claims 9-11. The transaction method described in the item.
参考图12,本公开的实施例提供一种商户设备,包括:通信模块33,用于建立与第一设备和网关设备的通信连接;确定模块34,用于确定所述第一设备的标识信息和对应的交易信息;所述通信模块33还用于将所述第一设备的标识信息和对应的交易信息发送至所述网关设备。Referring to FIG. 12, an embodiment of the present disclosure provides a merchant device, including: a communication module 33, configured to establish a communication connection with a first device and a gateway device; and a determining module 34, configured to determine identification information of the first device And corresponding transaction information; the communication module 33 is also used to send the identification information of the first device and the corresponding transaction information to the gateway device.
在一些可选的实施方式中,还包括安全模块35,用于从所述第一设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一设备的秘钥标识;将所述秘钥标识发送至所述网关设备,以供所述网关设备根据所述秘钥标识获取对应的第一秘钥,所述第一秘钥为安全平台发送给所述第一设备的秘钥。In some optional implementation manners, it further includes a security module 35, configured to receive a secret key identifier from the first device, where the secret key identifier is a secret key identifier sent by the security platform to the first device; The secret key identifier is sent to the gateway device for the gateway device to obtain a corresponding first secret key according to the secret key identifier, and the first secret key is a secret key sent by the security platform to the first device .
在一些可选的实施方式中,还包括预约模块36,用于在预约时段内,接收由预约用户提供的预约凭证;将所述预约凭证经所述网关设备发送至运营平台,以进行验证;在所述预约凭证验证通过的情况下,将所述预约用户的第一设备的标识信息发送至所述网关设备,以供所述网关设备将从所述商户设备接收的所述预约用户的第一设备的标识信息与从运营平台接收的所述预约用户的第一设备的标识信息进行比对;在接收到由所述网关设备发送的比对成功的信息后,为所述第一设备提供服务。In some optional implementation manners, it further includes a reservation module 36, configured to receive the reservation voucher provided by the reservation user during the reservation time period; send the reservation voucher to the operating platform via the gateway device for verification; In the case that the reservation voucher is verified, the identification information of the first device of the reservation user is sent to the gateway device, so that the gateway device will receive the first device of the reservation user from the merchant device. The identification information of a device is compared with the identification information of the first device of the reserved user received from the operating platform; after receiving the successful comparison message sent by the gateway device, the first device is provided service.
可选地,所述通信模块33包括电力线载波通信模块,所述电力线载波通信模块具体用于建立与所述网关设备的通信连接。Optionally, the communication module 33 includes a power line carrier communication module, and the power line carrier communication module is specifically configured to establish a communication connection with the gateway device.
可选地,所述第一设备包括电动车、所述商户设备包括充电桩。Optionally, the first device includes an electric vehicle, and the merchant device includes a charging pile.
本公开的实施例同样提供一种交易系统,包括上述的网关设备,以及包括上述的支付平台,以及包括上述述的商户设备。The embodiments of the present disclosure also provide a transaction system, including the above-mentioned gateway device, including the above-mentioned payment platform, and including the above-mentioned merchant equipment.
本公开中的各个实施例均采用递进的方式描述,各个实施例之间相同相似 的部分互相参见即可,每个实施例重点说明的都是与其他实施例的不同之处。尤其,对于设备类的实施例而言,由于其基本相似于方法实施例,所以其描述进行了简化,相关之处可参见方法实施例的部分说明即可。The various embodiments in the present disclosure are described in a progressive manner, and the same or similar parts between the various embodiments can be referred to each other, and each embodiment focuses on the differences from other embodiments. In particular, for the device embodiment, since it is basically similar to the method embodiment, its description is simplified, and the relevant parts can be referred to the part of the description of the method embodiment.
本公开实施例提供的各设备与方法是一一对应的,因此,各设备也具有与其对应的方法类似的有益技术效果,由于上面已经对方法的有益技术效果进行了详细说明,因此,这里不再赘述装置、设备和计算机可读存储介质的有益技术效果。The devices and methods provided in the embodiments of the present disclosure have a one-to-one correspondence. Therefore, each device also has beneficial technical effects similar to its corresponding method. Since the beneficial technical effects of the method have been described in detail above, it is not here. The beneficial technical effects of the device, equipment, and computer-readable storage medium will be repeated again.
本领域内的技术人员应明白,本公开的实施例可提供为方法、设备或计算机程序产品。因此,本公开可采用完全硬件实施例、完全软件实施例、或结合软件和硬件方面的实施例的形式。而且,本公开可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。Those skilled in the art should understand that the embodiments of the present disclosure can be provided as methods, devices or computer program products. Therefore, the present disclosure may adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, the present disclosure may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program codes.
本公开是参照根据本公开实施例的方法、设备(系统)、和计算机程序产品的流程图和/或方框图来描述的。应理解可由计算机程序指令实现流程图和/或方框图中的每一流程和/或方框、以及流程图和/或方框图中的流程和/或方框的结合。可提供这些计算机程序指令到通用计算机、专用计算机、嵌入式处理机或其他可编程数据处理设备的处理器以产生一个机器,使得通过计算机或其他可编程数据处理设备的处理器执行的指令产生用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的装置。The present disclosure is described with reference to flowcharts and/or block diagrams of methods, devices (systems), and computer program products according to embodiments of the present disclosure. It should be understood that each process and/or block in the flowchart and/or block diagram, and the combination of processes and/or blocks in the flowchart and/or block diagram can be realized by computer program instructions. These computer program instructions can be provided to the processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing equipment to generate a machine, so that the instructions executed by the processor of the computer or other programmable data processing equipment are used to generate It is a device that realizes the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.
这些计算机程序指令也可存储在能引导计算机或其他可编程数据处理设备以特定方式工作的计算机可读存储器中,使得存储在该计算机可读存储器中的指令产生包括指令装置的制造品,该指令装置实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能。These computer program instructions can also be stored in a computer-readable memory that can guide a computer or other programmable data processing equipment to work in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture including the instruction device. The device implements the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.
这些计算机程序指令也可装载到计算机或其他可编程数据处理设备上,使得在计算机或其他可编程设备上执行一系列操作步骤以产生计算机实现的处理,从而在计算机或其他可编程设备上执行的指令提供用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的步骤。These computer program instructions can also be loaded on a computer or other programmable data processing equipment, so that a series of operation steps are executed on the computer or other programmable equipment to produce computer-implemented processing, so as to execute on the computer or other programmable equipment. The instructions provide steps for implementing the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.
在一个典型的配置中,设备包括一个或多个处理器(CPU)、输入/输出接口、网络接口和内存。In a typical configuration, the device includes one or more processors (CPU), input/output interfaces, network interfaces, and memory.
内存可能包括计算机可读介质中的非永久性存储器,随机存取存储器(RAM)和/或非易失性内存等形式,如只读存储器(ROM)或闪存(flash RAM)。内存是 计算机可读介质的示例。The memory may include non-permanent memory in computer readable media, random access memory (RAM) and/or non-volatile memory, such as read-only memory (ROM) or flash memory (flash RAM). Memory is an example of computer readable media.
计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可以由任何方法或技术来实现信息存储。信息可以是计算机可读指令、数据结构、程序的模块或其他数据。计算机的存储介质的例子包括,但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存储、磁盒式磁带,磁带磁磁盘存储或其他磁性存储设备或任何其他非传输介质,可用于存储可以被计算设备访问的信息。此外,尽管在附图中以特定顺序描述了本公开方法的操作,但是,这并非要求或者暗示必须按照该特定顺序来执行这些操作,或是必须执行全部所示的操作才能实现期望的结果。附加地或备选地,可以省略某些步骤,将多个步骤合并为一个步骤执行,和/或将一个步骤分解为多个步骤执行。Computer-readable media includes permanent and non-permanent, removable and non-removable media, and information storage can be realized by any method or technology. The information can be computer readable instructions, data structures, program modules, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, CD-ROM, digital versatile disc (DVD) or other optical storage, Magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission media can be used to store information that can be accessed by computing devices. In addition, although the operations of the method of the present disclosure are described in a specific order in the drawings, this does not require or imply that these operations must be performed in the specific order, or that all the operations shown must be performed to achieve the desired result. Additionally or alternatively, some steps may be omitted, multiple steps may be combined into one step for execution, and/or one step may be decomposed into multiple steps for execution.
可以理解的是,以上实施方式仅仅是为了说明本公开的原理而采用的示例性实施方式,然而本公开并不局限于此。对于本领域内的普通技术人员而言,在不脱离本公开的精神和实质的情况下,可以做出各种变型和改进,这些变型和改进也视为本公开的保护范围。It can be understood that the above implementations are merely exemplary implementations used to illustrate the principle of the present disclosure, but the present disclosure is not limited thereto. For those of ordinary skill in the art, various modifications and improvements can be made without departing from the spirit and essence of the present disclosure, and these modifications and improvements are also deemed to be within the protection scope of the present disclosure.

Claims (31)

  1. 一种交易方法,其特征在于,应用于网关设备,所述交易方法包括:A transaction method, characterized in that it is applied to a gateway device, and the transaction method includes:
    从商户设备获取第一设备的标识信息和交易信息;Obtain the identification information and transaction information of the first device from the merchant device;
    根据所述标识信息和所述交易信息生成订单,所述订单包含所述标识信息;Generating an order according to the identification information and the transaction information, the order containing the identification information;
    将所述订单发送至支付平台,以供所述支付平台从所述订单中解析出所述第一设备的标识信息,并在所述第一设备的标识在所述支付平台上与一账户相关联的情况下,对所述账户进行操作。The order is sent to the payment platform, so that the payment platform can parse out the identification information of the first device from the order, and the identification information of the first device is related to an account on the payment platform In the case of connection, operate on the account.
  2. 根据权利要求1所述的交易方法,其特征在于,从商户设备接收第一设备的标识信息和交易信息,包括:The transaction method according to claim 1, wherein receiving the identification information and transaction information of the first device from the merchant device comprises:
    通过所述商户设备的转发,与所述第一设备进行秘钥协商;Perform key negotiation with the first device through the forwarding of the merchant device;
    从所述商户设备接收所述第一设备的标识信息的密文,所述第一设备的标识信息的密文由所述第一设备进行加密;Receiving the cipher text of the identification information of the first device from the merchant equipment, and the cipher text of the identification information of the first device is encrypted by the first device;
    将所述密文解析成明文;Parse the ciphertext into plaintext;
    从所述商户设备接收所述交易信息。Receiving the transaction information from the merchant device.
  3. 根据权利要求2所述的交易方法,其特征在于,通过所述商户设备的转发,与所述第一设备进行秘钥协商,包括:The transaction method according to claim 2, characterized in that, performing key negotiation with the first device through the forwarding of the merchant device includes:
    从所述商户设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一设备且由所述第一设备发送至所述商户设备的秘钥标识;Receiving a secret key identifier from the merchant device, where the secret key identifier is a secret key identifier sent by the security platform to the first device and sent by the first device to the merchant device;
    将所述秘钥标识发送至所述安全平台;Sending the secret key identifier to the security platform;
    从所述安全平台获取所述秘钥标识对应的第一秘钥,所述第一秘钥为所述安全平台发送给所述第一设备的秘钥。Obtain a first secret key corresponding to the secret key identifier from the security platform, where the first secret key is a secret key sent by the security platform to the first device.
  4. 根据权利要求1所述的交易方法,其特征在于,从商户设备获取第一设备的标识信息和交易信息,包括:The transaction method according to claim 1, wherein obtaining the identification information and transaction information of the first device from the merchant device comprises:
    从所述商户设备发送给所述网关设备的电池管理系统报文中解析出所述第一设备的标识信息。The identification information of the first device is parsed from a battery management system message sent by the merchant device to the gateway device.
  5. 根据权利要求1所述的交易方法,其特征在于,还包括:The transaction method according to claim 1, further comprising:
    将所述第一设备的标识信息发送至运营平台,以校验所述第一设备的标识信息的可用性;Sending the identification information of the first device to an operating platform to verify the availability of the identification information of the first device;
    在所述第一设备的标识信息可用的情况下,通知所述商户设备为所述第一设备提供服务。In the case that the identification information of the first device is available, the merchant device is notified to provide the service for the first device.
  6. 根据权利要求1所述的交易方法,其特征在于,所述商户设备能够被预约占用,且能够在预约时段内进行预约的第一设备未占用所述商户设备的情况 下允许被其他第一设备占用,且能够在预约时段内所述商户设备被其他第一设备占用的情况下根据预约用户提供的预约凭证解除所述其他第一设备对所述商户设备的占用;所述交易方法还包括:The transaction method according to claim 1, wherein the merchant device can be reserved for occupation, and the first device that can make the reservation within the reserved time period is allowed to be used by other first devices when the merchant device is not occupied. Occupied, and can release the other first device’s occupation of the merchant’s device according to the reservation voucher provided by the reservation user when the merchant’s device is occupied by another first device within the reserved time period; the transaction method further includes:
    从运营平台获取预约信息,所述预约信号包括:进行预约的第一设备的标识信息和预约时段;Obtain reservation information from the operating platform, where the reservation signal includes: the identification information of the first device making the reservation and the reservation time period;
    在所述预约时段内,从所述商户设备获取所述预约用户的第一设备的标识信息;In the reservation time period, obtain the identification information of the first device of the reserved user from the merchant device;
    将从所述运营平台获取的所述预约用户的第一设备的标识信息与从所述商户设备获取的所述预约用户的第一设备的标识信息进行比对,如比对成功则通知所述商户设备为所述预约用户的第一设备提供服务。The identification information of the first device of the reserved user acquired from the operating platform is compared with the identification information of the first device of the reserved user acquired from the merchant device, and if the comparison is successful, the notification is notified to the Merchant equipment provides services for the first equipment of the reserved user.
  7. 根据权利要求1所述的交易方法,其特征在于,根据所述标识信息和所述交易信息生成订单是在可信执行环境中执行。The transaction method according to claim 1, wherein the order generation based on the identification information and the transaction information is executed in a trusted execution environment.
  8. 根据权利要求1所述的交易方法,其特征在于,所述第一设备包括电动车,所述商户设备包括充电桩。The transaction method according to claim 1, wherein the first device includes an electric vehicle, and the merchant device includes a charging pile.
  9. 根据权利要求8所述的交易方法,其特征在于,所述第一设备的标识信息包括:车辆识别码VIN、车牌号、射频识别标识中的任一项。The transaction method according to claim 8, wherein the identification information of the first device includes any one of a vehicle identification code VIN, a license plate number, and a radio frequency identification identification.
  10. 一种交易方法,其特征在于,应用于支付平台,所述交易方法包括:A transaction method, characterized in that it is applied to a payment platform, and the transaction method includes:
    建立第一设备的标识信息与账户的关联;Establish an association between the identification information of the first device and the account;
    从网关设备接收订单,所述订单包含第一设备的标识;Receiving an order from the gateway device, the order containing the identification of the first device;
    在所述第一设备的标识信息在所述支付平台上与一账户相关联的情况下,对所述账户进行操作。When the identification information of the first device is associated with an account on the payment platform, an operation is performed on the account.
  11. 一种交易方法,其特征在于,应用于商户设备,所述商户设备与一网关设备通信连接,所述交易方法包括:A transaction method, characterized in that it is applied to merchant equipment, the merchant equipment is communicatively connected with a gateway device, and the transaction method includes:
    与第一设备建立通信连接;Establish a communication connection with the first device;
    确定所述第一设备的标识信息和对应的交易信息;Determining the identification information of the first device and the corresponding transaction information;
    将所述第一设备的标识信息和对应的交易信息发送至所述网关设备。Sending the identification information of the first device and the corresponding transaction information to the gateway device.
  12. 根据权利要求11所述的交易方法,其特征在于,所述第一设备的标识信息为密文,将所述第一设备的标识信息和对应的交易信息发送至所述网关设备之前,还包括:The transaction method according to claim 11, wherein the identification information of the first device is ciphertext, and before sending the identification information of the first device and the corresponding transaction information to the gateway device, the method further comprises :
    从所述第一设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一 设备的秘钥标识;Receiving a secret key identifier from the first device, where the secret key identifier is a secret key identifier sent by the security platform to the first device;
    将所述秘钥标识发送至所述网关设备,以供所述网关设备根据所述秘钥标识获取对应的第一秘钥,所述第一秘钥为安全平台发送给所述第一设备的秘钥。The secret key identifier is sent to the gateway device, so that the gateway device obtains a corresponding first secret key according to the secret key identifier, and the first secret key is sent by the security platform to the first device Secret key.
  13. 根据权利要求12所述的交易方法,其特征在于,还包括:The transaction method according to claim 12, further comprising:
    在预约时段内,接收由预约用户提供的预约凭证;During the reservation period, receive the reservation voucher provided by the reservation user;
    将所述预约凭证经所述网关设备发送至运营平台,以进行验证;Sending the reservation voucher to the operating platform via the gateway device for verification;
    在所述预约凭证验证通过的情况下,将所述预约用户的第一设备的标识信息发送至所述网关设备,以供所述网关设备将从所述商户设备接收的所述预约用户的第一设备的标识信息与从运营平台接收的所述预约用户的第一设备的标识信息进行比对;In the case that the reservation voucher is verified, the identification information of the first device of the reservation user is sent to the gateway device, so that the gateway device will receive the first device of the reservation user from the merchant device. Comparing the identification information of a device with the identification information of the first device of the reserved user received from the operating platform;
    在接收到由所述网关设备发送的比对成功的信息后,为所述第一设备提供服务。After receiving the successful comparison message sent by the gateway device, provide a service for the first device.
  14. 一种交易方法,其特征在于,包括:A transaction method, characterized in that it includes:
    在网关设备,从商户设备接收第一设备的标识信息和交易信息;At the gateway device, receiving the identification information and transaction information of the first device from the merchant device;
    在所述网关设备,根据所述标识信息和所述交易信息生成订单,所述订单包含所述标识信息;In the gateway device, an order is generated according to the identification information and the transaction information, and the order includes the identification information;
    在所述网关设备,将所述订单发送至支付平台;At the gateway device, sending the order to the payment platform;
    在所述支付平台,建立第一设备的标识信息与账户的关联;On the payment platform, establish an association between the identification information of the first device and the account;
    在所述支付平台,接收来自所述网关设备的订单;On the payment platform, receiving an order from the gateway device;
    在所述支付平台,在所述订单中第一设备的标识信息在所述支付平台上与一账户相关联的情况下,对对应的账户进行操作。On the payment platform, in the case where the identification information of the first device in the order is associated with an account on the payment platform, operations are performed on the corresponding account.
  15. 一种网关设备,其特征在于,包括存储器和处理器,所述存储器存储指令,所述指令被所述处理器运行以执行根据权利要求1-9任意一项所述的交易方法。A gateway device, characterized by comprising a memory and a processor, the memory storing instructions, and the instructions are executed by the processor to execute the transaction method according to any one of claims 1-9.
  16. 一种网关设备,其特征在于,包括:A gateway device, characterized in that it comprises:
    获取模块,用于从商户设备获取第一设备的标识信息和交易信息;The obtaining module is used to obtain the identification information and transaction information of the first device from the merchant device;
    订单生成模块,根据所述标识信息和所述交易信息生成订单,所述订单包含所述标识信息;An order generation module to generate an order based on the identification information and the transaction information, the order containing the identification information;
    发送模块,用于将所述订单发送至支付平台,以供所述支付平台从所述订单中解析出所述第一设备的标识信息,并在所述第一设备的标识在所述支付平台上与一账户相关联的情况下,对所述账户进行操作。The sending module is configured to send the order to the payment platform, so that the payment platform can parse out the identification information of the first device from the order, and display the identification information of the first device on the payment platform In the case of being associated with an account, operations are performed on the account.
  17. 根据权利要求16所述的网关设备,其特征在于,所述获取模块包括:The gateway device according to claim 16, wherein the acquisition module comprises:
    通信单元,用于从所述商户设备接收所述交易信息,以及从所述商户设备接收所述第一设备的标识信息的密文,所述第一设备的标识信息的密文由所述第一设备进行加密;The communication unit is configured to receive the transaction information from the merchant equipment, and receive the cipher text of the identification information of the first device from the merchant equipment, and the cipher text of the identification information of the first device is determined by the first device. One device is encrypted;
    秘钥单元,用于与所述第一设备进行秘钥协商,将所述密文解析成明文。The secret key unit is used to negotiate a secret key with the first device and parse the ciphertext into plaintext.
  18. 根据权利要求17所述的网关设备,其特征在于,所述秘钥单元具体用于:从所述商户设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一设备且由所述第一设备发送至所述商户设备的秘钥标识;将所述秘钥标识发送至所述安全平台;从所述安全平台获取所述秘钥标识对应的第一秘钥,所述第一秘钥为所述安全平台发送给所述第一设备的秘钥。The gateway device according to claim 17, wherein the secret key unit is specifically configured to: receive a secret key identifier from the merchant device, the secret key identifier being sent by a security platform to the first device and sent by The first device sends the secret key identifier to the merchant device; sends the secret key identifier to the security platform; obtains the first secret key corresponding to the secret key identifier from the security platform, and the second A secret key is a secret key sent by the security platform to the first device.
  19. 根据权利要求16所述的网关设备,其特征在于,所述获取模块具体用于:从所述商户设备发送给所述网关设备的电池管理系统报文中解析出所述第一设备的标识信息。The gateway device according to claim 16, wherein the acquisition module is specifically configured to: parse out the identification information of the first device from a battery management system message sent by the merchant device to the gateway device .
  20. 根据权利要求16所述的网关设备,其特征在于,所述获取模块具体为电力线载波通信模块。The gateway device according to claim 16, wherein the acquisition module is specifically a power line carrier communication module.
  21. 根据权利要求16所述的网关设备,其特征在于,还包括验证模块,用于将所述第一设备的标识信息发送至运营平台,以校验所述第一设备的标识信息的可用性;在所述第一设备的标识信息可用的情况下,通知所述商户设备为所述第一设备提供服务。The gateway device according to claim 16, further comprising a verification module, configured to send the identification information of the first device to an operating platform to verify the availability of the identification information of the first device; If the identification information of the first device is available, notify the merchant device to provide a service for the first device.
  22. 根据权利要求16所述的网关设备,其特征在于,所述商户设备能够被预约占用,且能够在预约时段内进行预约的第一设备未占用所述商户设备的情况下允许被其他第一设备占用,且能够在预约时段内所述商户设备被其他第一设备占用的情况下根据预约用户提供的预约凭证解除所述其他第一设备对所述商户设备的占用;所述网关设备还包括预约模块,用于从运营平台获取预约信息,所述预约信号包括:进行预约的第一设备的标识信息和预约时段;在所述预约时段内,从所述商户设备获取所述预约用户的第一设备的标识信息;将从所述运营平台获取的所述预约用户的第一设备的标识信息与从所述商户设备获取的所述预约用户的第一设备的标识信息进行比对;如比对成功则通知所述商户设备为所述预约用户的第一设备提供服务。The gateway device according to claim 16, wherein the merchant device can be reserved for occupation, and the first device capable of making a reservation within the reserved time period is allowed to be occupied by other first devices if the merchant device is not occupied Occupied, and can release the other first device’s occupation of the merchant’s device according to the reservation voucher provided by the reservation user when the merchant’s device is occupied by another first device during the reserved time period; the gateway device also includes a reservation Module, used to obtain reservation information from the operating platform, the reservation signal includes: the identification information of the first device making the reservation and the reservation time period; within the reservation time period, obtain the first reservation of the reserved user from the merchant device The identification information of the device; the identification information of the first device of the reserved user obtained from the operating platform is compared with the identification information of the first device of the reserved user obtained from the merchant device; such as comparison If successful, the merchant device is notified to provide the service for the first device of the reserved user.
  23. 一种支付平台,其特征在于,包括存储器和处理器,所述存储器存储指令,所述指令被所述处理器运行以执行根据权利要求10所述的交易方法。A payment platform, characterized by comprising a memory and a processor, the memory storing instructions, and the instructions are executed by the processor to execute the transaction method according to claim 10.
  24. 一种支付平台,其特征在于,包括:A payment platform, characterized in that it includes:
    关联模块,用于建立第一设备的标识信息与账户的关联;The association module is used to establish the association between the identification information of the first device and the account;
    接收模块,用于从网关设备接收订单,所述订单包含第一设备的标识;A receiving module, configured to receive an order from the gateway device, the order containing the identification of the first device;
    操作模块,用于在所述第一设备的标识信息在所述支付平台上与一账户相关联的情况下,对所述账户进行操作。The operation module is configured to operate on the account when the identification information of the first device is associated with an account on the payment platform.
  25. 一种商户设备,其特征在于,包括存储器和处理器,所述存储器存储指令,所述指令被所述处理器运行以执行根据权利要求11-13任意一项所述的交易方法。A merchant equipment, characterized by comprising a memory and a processor, the memory storing instructions, and the instructions are executed by the processor to execute the transaction method according to any one of claims 11-13.
  26. 一种商户设备,其特征在于,包括:A merchant equipment, characterized in that it comprises:
    通信模块,用于建立与第一设备和网关设备的通信连接;The communication module is used to establish a communication connection with the first device and the gateway device;
    确定模块,用于确定所述第一设备的标识信息和对应的交易信息;The determining module is used to determine the identification information of the first device and the corresponding transaction information;
    所述通信模块还用于将所述第一设备的标识信息和对应的交易信息发送至所述网关设备。The communication module is also used to send the identification information of the first device and corresponding transaction information to the gateway device.
  27. 根据权利要求26所述的商户设备,其特征在于,还包括安全模块,用于从所述第一设备接收秘钥标识,所述秘钥标识为安全平台发送给所述第一设备的秘钥标识;将所述秘钥标识发送至所述网关设备,以供所述网关设备根据所述秘钥标识获取对应的第一秘钥,所述第一秘钥为安全平台发送给所述第一设备的秘钥。The merchant device according to claim 26, further comprising a security module for receiving a secret key identifier from the first device, the secret key identifier being a secret key sent by the security platform to the first device Identification; sending the secret key identifier to the gateway device, so that the gateway device obtains the corresponding first secret key according to the secret key identifier, and the first secret key is sent to the first secret key by the security platform The secret key of the device.
  28. 根据权利要求26所述的商户设备,其特征在于,The merchant equipment of claim 26, wherein:
    还包括预约模块,用于在预约时段内,接收由预约用户提供的预约凭证;将所述预约凭证经所述网关设备发送至运营平台,以进行验证;在所述预约凭证验证通过的情况下,将所述预约用户的第一设备的标识信息发送至所述网关设备,以供所述网关设备将从所述商户设备接收的所述预约用户的第一设备的标识信息与从运营平台接收的所述预约用户的第一设备的标识信息进行比对;在接收到由所述网关设备发送的比对成功的信息后,为所述第一设备提供服务。It also includes a reservation module, which is used to receive the reservation voucher provided by the reservation user during the reservation period; send the reservation voucher to the operating platform via the gateway device for verification; when the reservation voucher is verified , Sending the identification information of the first device of the reserved user to the gateway device, so that the gateway device receives the identification information of the first device of the reserved user from the merchant device and receives from the operating platform The identification information of the first device of the reserved user is compared; after receiving the successful comparison information sent by the gateway device, the service is provided for the first device.
  29. 根据权利要求26所述的商户设备,其特征在于,所述通信模块包括电力线载波通信模块,所述电力线载波通信模块具体用于建立与所述网关设备的通信连接。The merchant equipment according to claim 26, wherein the communication module comprises a power line carrier communication module, and the power line carrier communication module is specifically configured to establish a communication connection with the gateway device.
  30. 根据权利要求26-29任意一项所述的商户设备,其特征在于,所述商户设备包括充电桩。The merchant equipment according to any one of claims 26-29, wherein the merchant equipment comprises a charging pile.
  31. 一种交易系统,其特征在于,包括根据权利要求15-22任意一项所述的 网关设备,以及包括根据权利要求23或24所述的支付平台,以及包括根据权利要求25-30任意一项所述的商户设备。A transaction system, characterized by comprising the gateway device according to any one of claims 15-22, and comprising the payment platform according to claim 23 or 24, and comprising any one of claims 25-30 Said merchant equipment.
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CN110322629A (en) * 2019-06-06 2019-10-11 上海电享信息科技有限公司 New-energy automobile unifies the management method of Accounting system and its use
CN111553667A (en) * 2020-04-02 2020-08-18 中国银联股份有限公司 Transaction method, gateway device, payment platform, merchant device and transaction system

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CN117349812A (en) * 2023-10-20 2024-01-05 国网湖北省电力有限公司 Charging management method, system and storage medium based on edge calculation
CN117349812B (en) * 2023-10-20 2024-05-28 国网湖北省电力有限公司 Charging management method, system and storage medium based on edge calculation
CN117391709A (en) * 2023-12-13 2024-01-12 济南正浩软件科技有限公司 Internet payment management method
CN117391709B (en) * 2023-12-13 2024-03-15 济南正浩软件科技有限公司 Internet payment management method

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