CN108269073A - A kind of order payment management method and system - Google Patents
A kind of order payment management method and system Download PDFInfo
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- CN108269073A CN108269073A CN201611251226.4A CN201611251226A CN108269073A CN 108269073 A CN108269073 A CN 108269073A CN 201611251226 A CN201611251226 A CN 201611251226A CN 108269073 A CN108269073 A CN 108269073A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
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Abstract
An embodiment of the present invention provides a kind of order payment management method and systems.The embodiment of the present invention is merchandised order number in advance by terminal according to the merchant information that the terminal is bound to background server application；When terminal is to the background server initiation transaction request, terminal is tied to the pre- transaction order number according to applied business process selecting commodity correlation payment information, generate trading order form, and the trading order form is marked not pay, and trading order form number application is initiated to background server according to the trading order form, unpaid trading order form is carried out MAC operation according to the master key obtained and initiates payment request to background server by terminal, and the terminal receives the payment result.When solving trading order form exception by the method, quickly confirm whether transaction results succeed, all bring facility to trade company and user, ensure the closed loop of transaction flow.
Description
Technical field
The present invention relates to field of communication technology more particularly to a kind of order payment management method and systems.
Background technology
With the fast development and the market expansion of Third-party payment mechanism, there are a variety of means of payment, each payer
Formula, which has, largely uses customer group.For trade company, the unknown situation of payment result is will appear under Network Abnormal, is
Ensure trade company's interests, customer experience will be increased by safeguarding the pay invoice management method of consumer's interests.
Generally to rush positive mechanism protection consumer's interests, bank's punching is just referring to what is initiated by operator for bank, into
The process that the transaction of work(book keeping operation is cancelled.And rush canonical automatically and refer to what is initiated by system, to the revocation process of uncertain transaction.
It is, in general, that it rushes there are mainly three types of positive stateful transactions：Success fails and does not know.Automatically rush positive mechanism using priciple and often
See that form rushes positive abuse and can lead to the confusion of account automatically, therefore, it is only super in one party book keeping operation return to rush positive mechanism automatically
When, bank side can not determine its accounting results, when there is the possibility for unilateral account occur, just may be used.
In the prior art, traditional financial POS card-payment is paid, and communication message is used based on ISO8583 message international standards
The communication protocol of packet form coordinates the administrative mechanism of master key, working key to meet the requirement of communication security, rushes positive mechanism
There is certain hysteresis quality in the case of solution payment result is unknown；Third-party payment structure is solved mostly using other mechanism
The certainly unknown case of payment result, all there are certain complexity for operation.In daily life, it will usually exist since network is asked
The problems such as topic or delay trade company terminal receive client payment result payment it is failed, but actually client again into
Gone consumption situation or due to bank rush automatically positive mechanism cause trade company fail receive client branch payment
, all bring inconvenience to client and trade company.
Invention content
The embodiment provides a kind of order payment management method and system, the present invention provides following scheme：
Terminal is merchandised order number in advance according to the merchant information that the terminal is bound to background server application；Wherein, it is described
Background server is used to correspond to according to the merchant information and the pre- transaction order number of terminal number generation, the pre- transaction order number
The transaction request of the practical next record generated of trade company；
When terminal is to the background server initiation transaction request, terminal is according to applied business process selecting commodity correlation branch
It pays information and is tied to the pre- transaction order number, generate trading order form, and the trading order form is marked not pay, and according to described
Trading order form initiates trading order form number application to background server, wherein, the commodity correlation payment information includes the branch of commodity
The mode of paying；
Unpaid trading order form is carried out MAC operation according to the master key obtained and initiates branch to background server by terminal
Request is paid, wherein, the payment request is parsed, and according to the means of payment weight using MAC operation by the background server
The payment request is newly packaged, and the payment request repacked is sent to the corresponding third party transaction of the means of payment and is put down
Platform, the payment result of the third party transaction platform return is returned by the background server, and the background server parses institute
Payment result is stated, and is packaged and is back to the terminal；
The terminal receives the payment result.
The above method according to the present invention in advance matches the mark of the terminal with merchant information, makes the end
End binding merchant information；And master key is generated for the terminal, the terminal is bound into merchant information and the master key is same
It walks to the background server.
The above method according to the present invention, before order number is merchandised in the terminal application in advance, including：
Terminal generation random number preserves, and be sent to background service to the random number encryption encapsulated message using public key
Device；Wherein, the random number is decrypted using private key by background server, 3Des calculating is carried out using random number to the master key
Terminal is back to after encryption；
Terminal receives encrypted master key, and carrying out 3Des decryption using random number obtains the master key, and to the master
Key using terminal device number carries out 3Des and is encrypted and stored in encrypted data file, for terminal by unpaid friendship
Easy order carries out MAC operation according to the master key and initiates payment request to background server.
The above method according to the present invention, the terminal receive the payment result, including：
When terminal receives the state of the reception payment result mark trading order form of the background server return
Failed to pay, the state of trading order form described in terminal label is unknown for transaction results, wherein, as the terminal according to
The trading order form number that trading order form uses initiates the status query request of the trading order form to background server；After described
Platform server inquires the transaction results of the trading order form according to the trading order form number, and transaction results are fed back to the end
End.
The above method according to the present invention, the terminal receive the payment result, including：
When terminal receives the state of the reception payment result mark trading order form of the background server return
To pay successfully, it is determined that the trading order form completes payment.
According to another aspect of the present invention, a kind of order payment administrative system is also provided, including：
Pre- transaction modules：It is used to that terminal to be made to be pre-payed to background server application according to the merchant information that the terminal is bound
Easy order number；Wherein, the background server is described pre- according to the merchant information and the pre- transaction order number of terminal number generation
Trading order form number is used to correspond to the transaction request of the practical next record generated of trade company；
Transaction modules：When it is used to make terminal to the background server initiation transaction request, terminal is according to applied business
Process selecting commodity correlation payment information is tied to the pre- transaction order number, generates trading order form, and the transaction is marked to order
It is single not pay, and trading order form number application is initiated to background server according to the trading order form, wherein, the commodity correlation branch
Pay the means of payment that information includes commodity；
Payment module：It is used to make terminal that unpaid trading order form is carried out MAC operation according to the master key obtained
Payment request is initiated to background server, wherein, the payment request is parsed using MAC operation by the background server, and
The payment request is repacked, and the payment request repacked is sent to the means of payment according to the means of payment
Corresponding third party transaction platform is returned to the payment result of the third party transaction platform return, institute by the background server
It states background server and parses the payment result, and be packaged and be back to the terminal；
Receiving module：It is used to that the terminal to be made to receive the payment result.
According to another aspect of the present invention, including：
Preparation block：It is used in advance match the mark of the terminal with merchant information, binds the terminal
Merchant information；And master key is generated for the terminal, the terminal is bound into merchant information and the master key is synchronized to institute
State background server.
According to another aspect of the present invention, the preparation block is additionally operable to,
Terminal generation random number is made to preserve, and background service is sent to the random number encryption encapsulated message using public key
Device；Wherein, the random number is decrypted using private key by background server, 3Des calculating is carried out using random number to the master key
Terminal is back to after encryption；
Terminal receives encrypted master key, and carrying out 3Des decryption using random number obtains the master key, and to the master
Key using terminal device number carries out 3Des and is encrypted and stored in encrypted data file, for terminal by unpaid friendship
Easy order carries out MAC operation according to the master key and initiates payment request to background server.
According to another aspect of the present invention, the receiving module is specifically used for,
When terminal receives the state of the reception payment result mark trading order form of the background server return
Failed to pay, the state of trading order form described in terminal label is unknown for transaction results, wherein, as the terminal according to
The trading order form number that trading order form uses initiates the status query request of the trading order form to background server；After described
Platform server inquires the transaction results of the trading order form according to the trading order form number, and transaction results are fed back to the end
End.
According to another aspect of the present invention, the receiving module is specifically used for,
When terminal receives the state of the reception payment result mark trading order form of the background server return
To pay successfully, it is determined that the trading order form completes payment.
By embodiments of the invention described above provide technical solution it can be seen from the embodiment of the present invention by terminal according to institute
The merchant information for stating terminal binding is merchandised order number in advance to background server application；Wherein, the background server is according to
Merchant information and the pre- transaction order number of terminal number generation, the pre- transaction order number for correspond to trade company it is practical generate it is next
The transaction request of pen；When terminal is to the background server initiation transaction request, terminal is according to applied business process selecting commodity
Related payment information is tied to the pre- transaction order number, generates trading order form, and the trading order form is marked not pay, and root
Trading order form number application is initiated to background server according to the trading order form, wherein, the commodity correlation payment information includes quotient
The means of payment of product；Unpaid trading order form is carried out MAC operation to background server by terminal according to the master key obtained
Payment request is initiated, wherein, the payment request is parsed, and according to the payment using MAC operation by the background server
Mode repacks the payment request, and the payment request repacked is sent to the corresponding third party of the means of payment
Transaction platform is returned to the payment result of the third party transaction platform return, the background server by the background server
The payment result is parsed, and is packaged and is back to the terminal；The terminal receives the payment result.It is solved by the method
During trading order form exception, quickly confirm whether transaction results succeed, all bring facility to trade company and user, ensure transaction
The closed loop of flow.
Description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, required use in being described below to embodiment
Attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only some embodiments of the present invention, for this
For the those of ordinary skill of field, without having to pay creative labor, other are can also be obtained according to these attached drawings
Attached drawing.
Fig. 1 is that the generation master key that the present embodiment one provides and terminal obtain master key message interaction procedure chart；
Fig. 2 is the process chart of a kind of order payment management method that the embodiment of the present invention one provides；
Fig. 3 is the message interaction procedure chart of transaction application order number that the present embodiment one provides；
Fig. 4 is the message interaction procedure chart of trading order form inquiry that the present embodiment one provides；
Fig. 5 is the system module figure of a kind of order payment administrative system provided that the present embodiment two provides.
Specific embodiment
For ease of the understanding to the embodiment of the present invention, done further by taking several specific embodiments as an example below in conjunction with attached drawing
Explanation, and each embodiment does not form the restriction to the embodiment of the present invention.
Embodiment one
A kind of order payment management method of the present embodiment, is related to terminal, user's payment terminals and background server,
Also third-party transaction platform, the terminal of the application refer to trade company for receiving the terminal of user's payment；
It needs to generate master key in advance in the present embodiment, and terminal is made to obtain master key, specific interactive process such as attached drawing 1
It is shown；
The mark of the terminal with merchant information is matched, makes the terminal binding merchant information；And it is the end
End generation master key, binds merchant information by the terminal and the master key is synchronized to the background server.
Terminal generation random number preserves, and be sent to background service to the random number encryption encapsulated message using public key
Device；Wherein, the random number is decrypted using private key by background server, 3Des calculating is carried out using random number to the master key
Terminal is back to after encryption；
Terminal receives encrypted master key, and carrying out 3Des decryption using random number obtains the master key, and to the master
Key using terminal device number carries out 3Des and is encrypted and stored in encrypted data file, for terminal by unpaid friendship
Easy order carries out MAC operation according to the master key and initiates payment request to background server.
Wherein, it is above-mentioned that terminal binding merchant information and the master key are synchronized to the background server；With
And during the terminal encrypted master key of reception, it is preferable that communication protocol uses the packet form based on ISO8583 message international standards,
Use the custom zone of 8583 messages.
It is as follows that a kind of order payment management method of the present embodiment specifically performs step, specifically as shown in Figure 2；
Step 11, terminal are merchandised order number in advance according to the merchant information that the terminal is bound to background server application；Its
In, the background server is according to the merchant information and the pre- transaction order number of terminal number generation, the pre- transaction order number
For corresponding to the transaction request of the practical next record generated of trade company；
When step 12, terminal are to the background server initiation transaction request, terminal is according to applied business process selecting quotient
Condition closes payment information and is tied to the pre- transaction order number, generates trading order form, and the trading order form is marked not pay, and
Trading order form number application is initiated to background server according to the trading order form, wherein, the commodity correlation payment information includes
The means of payment of commodity；
Preferably, when being traded order number application, communication protocol uses the packet based on ISO8583 message international standards
Form, using the custom zone of 8583 messages, the message interaction process of particular transactions application order number as shown in Figure 3,
In addition, the commodity correlation payment information further includes but is not limited to following information：Produce the type of merchandise, quantity, gold
Volume；
Unpaid trading order form is carried out MAC operation to background service by step 13, terminal according to the master key obtained
Device initiates payment request, wherein, the payment request is parsed, and according to the branch using MAC operation by the background server
The mode of paying repacks the payment request, and the payment request repacked is sent to the corresponding third of the means of payment
Square transaction platform is returned to the payment result of the third party transaction platform return, the background service by the background server
Device parses the payment result, and is packaged and is back to the terminal；
Step 14, the terminal receive the payment result.
Specifically, the terminal receives the payment result, including：
When terminal receives the state of the reception payment result mark trading order form of the background server return
Failed to pay, the state of trading order form described in terminal label is unknown for transaction results, wherein, as the terminal according to
The trading order form number that trading order form uses initiates the status query request of the trading order form to background server；After described
Platform server inquires the transaction results of the trading order form according to the trading order form number, and transaction results are fed back to the end
End.
Preferably, when being traded order inquiries, communication protocol uses the packet lattice based on ISO8583 message international standards
Formula, using the custom zone of 8583 messages, the message interaction process of particular transactions order inquiries as shown in Figure 4,
When terminal receives the state of the reception payment result mark trading order form of the background server return
To pay successfully, it is determined that the trading order form completes payment.
Embodiment two
This embodiment offers a kind of order payment administrative systems, and specific implementation structure is as shown in figure 5, can specifically wrap
Include following module：
Pre- transaction modules 51：It is used to make terminal pre- to background server application according to the merchant information that the terminal is bound
Trading order form number；Wherein, the background server is described according to the merchant information and the pre- transaction order number of terminal number generation
Pre- transaction order number is used to correspond to the transaction request of the practical next record generated of trade company；
Transaction modules 52：When it is used to make terminal to the background server initiation transaction request, terminal is according to using industry
Business process selecting commodity correlation payment information is tied to the pre- transaction order number, generates trading order form, and mark the transaction
Order is not paid, and initiates trading order form number application to background server according to the trading order form, wherein, the commodity are related
Payment information includes the means of payment of commodity；
Payment module 53：It is used to make terminal that unpaid trading order form is carried out MAC fortune according to the master key obtained
It calculates to background server and initiates payment request, wherein, the payment request is parsed using MAC operation by the background server,
And the payment request is repacked, and the payment request repacked is sent to the payer according to the means of payment
The corresponding third party transaction platform of formula is returned to the payment result of the third party transaction platform return by the background server,
The background server parses the payment result, and is packaged and is back to the terminal；
Receiving module 54：It is used to that the terminal to be made to receive the payment result.
A kind of order payment administrative system, further includes：
Preparation block 50：It is used in advance match the mark of the terminal with merchant information, ties up the terminal
Determine merchant information；And master key is generated for the terminal, the terminal is bound into merchant information and the master key is synchronized to
The background server.
The preparation block 50 is additionally operable to,
Terminal generation random number is made to preserve, and background service is sent to the random number encryption encapsulated message using public key
Device；Wherein, the random number is decrypted using private key by background server, 3Des calculating is carried out using random number to the master key
Terminal is back to after encryption；
Terminal receives encrypted master key, and carrying out 3Des decryption using random number obtains the master key, and to the master
Key using terminal device number carries out 3Des and is encrypted and stored in encrypted data file, for terminal by unpaid friendship
Easy order carries out MAC operation according to the master key and initiates payment request to background server.
The receiving module 54 is specifically used for,
When terminal receives the state of the reception payment result mark trading order form of the background server return
Failed to pay, the state of trading order form described in terminal label is unknown for transaction results, wherein, as the terminal according to
The trading order form number that trading order form uses initiates the status query request of the trading order form to background server；After described
Platform server inquires the transaction results of the trading order form according to the trading order form number, and transaction results are fed back to the end
End.
The receiving module 54 is specifically used for,
When terminal receives the state of the reception payment result mark trading order form of the background server return
To pay successfully, it is determined that the trading order form completes payment.
The detailed process that order payment management is carried out with the system of the embodiment of the present invention is similar with preceding method embodiment, this
Place repeats no more.
In conclusion the embodiment of the present invention by terminal according to the merchant information that the terminal is bound to background server Shen
It please merchandises in advance order number；Wherein, the background server generates pre- transaction order number according to the merchant information and terminal number,
The pre- transaction order number is used to correspond to the transaction request of the practical next record generated of trade company；Terminal initiates institute to background server
When stating transaction request, terminal is tied to the pre- transaction order number according to applied business process selecting commodity correlation payment information,
Trading order form is generated, and the trading order form is marked not pay, and initiates to merchandise to background server according to the trading order form
Order number application, wherein, the commodity correlation payment information includes the means of payment of commodity；Terminal is by unpaid trading order form
MAC operation is carried out according to the master key obtained and initiates payment request to background server, wherein, it is adopted by the background server
The payment request is parsed, and the payment request is repacked, and will repack according to the means of payment with MAC operation
Payment request be sent to the corresponding third party transaction platform of the means of payment, the third is returned to by the background server
The payment result that square transaction platform returns, the background server parses the payment result, and is packaged and is back to the terminal；
The terminal receives the payment result.When solving trading order form exception by the method, quickly confirm that transaction results are
No success all brings facility to trade company and user, ensures the closed loop of transaction flow.Those of ordinary skill in the art can manage
Solution：Attached drawing is the schematic diagram of one embodiment, and the module or flow in attached drawing are not necessarily implemented necessary to the present invention.
As seen through the above description of the embodiments, those skilled in the art can be understood that the present invention can
It is realized by the mode of software plus required general hardware platform.Based on such understanding, technical scheme of the present invention essence
On the part that the prior art contributes can be embodied in the form of software product in other words, the computer software product
It can be stored in storage medium, such as ROM/RAM, magnetic disc, CD, be used including some instructions so that a computer equipment
(can be personal computer, server either network equipment etc.) performs the certain of each embodiment of the present invention or embodiment
Method described in part.
Each embodiment in this specification is described by the way of progressive, identical similar portion between each embodiment
Point just to refer each other, and the highlights of each of the examples are difference from other examples.Especially for device or
For system embodiment, since it is substantially similar to embodiment of the method, so describing fairly simple, related part is referring to method
The part explanation of embodiment.Apparatus and system embodiment described above is only schematical, wherein the conduct
The unit that separating component illustrates may or may not be it is physically separate, the component shown as unit can be or
Person may not be physical unit, you can be located at a place or can also be distributed in multiple network element.It can root
Factually border needs to select some or all of module therein realize the purpose of this embodiment scheme.Ordinary skill
Personnel are without creative efforts, you can to understand and implement.
The foregoing is only a preferred embodiment of the present invention, but protection scope of the present invention be not limited thereto,
Any one skilled in the art in the technical scope disclosed by the present invention, the change or replacement that can be readily occurred in,
It should be covered by the protection scope of the present invention.Therefore, protection scope of the present invention should be with scope of the claims
Subject to.
Claims (10)
- A kind of 1. order payment management method, which is characterized in that including：Terminal is merchandised order number in advance according to the merchant information that the terminal is bound to background server application；Wherein, the backstage Server is used to correspond to trade company according to the merchant information and the pre- transaction order number of terminal number generation, the pre- transaction order number The transaction request of the next record actually generated；When terminal is to the background server initiation transaction request, terminal is according to applied business process selecting commodity correlation disbursement letter Breath is tied to the pre- transaction order number, generates trading order form, and the trading order form is marked not pay, and according to the transaction Order initiates trading order form number application to background server, wherein, the commodity correlation payment information includes the payer of commodity Formula；Unpaid trading order form is carried out MAC operation by terminal according to the master key obtained please to background server initiation payment It asks, wherein, the payment request is parsed, and beat again according to the means of payment using MAC operation by the background server The payment request is wrapped, and the payment request repacked is sent to the corresponding third party transaction platform of the means of payment, The payment result of the third party transaction platform return is returned to by the background server, the background server parses the branch Pay as a result, and be packaged be back to the terminal；The terminal receives the payment result.
- 2. a kind of order payment management method according to claim 1, which is characterized in thatThe mark of the terminal with merchant information is matched in advance, makes the terminal binding merchant information；And it is the end End generation master key, binds merchant information by the terminal and the master key is synchronized to the background server.
- 3. a kind of order payment management method according to claim 2, which is characterized in that merchandise in advance in the terminal application Before order number, including：Terminal generation random number preserves, and be sent to background server to the random number encryption encapsulated message using public key；Its In, the random number is decrypted using private key by background server, carrying out 3Des using random number to the master key calculates encryption After be back to terminal；Terminal receives encrypted master key, and carrying out 3Des decryption using random number obtains the master key, and to the master key Using terminal device number carries out 3Des and is encrypted and stored in encrypted data file, orders unpaid transaction for terminal It is single to carry out MAC operation to background server initiation payment request according to the master key.
- 4. a kind of order payment management method according to claim 1, which is characterized in that the terminal receives the payment As a result, including：When the state that terminal receives the reception payment result mark trading order form of the background server return is branch It pays not successfully, the state of trading order form described in terminal label is unknown for transaction results, wherein, by the terminal according to the transaction The trading order form number that order uses initiates the status query request of the trading order form to background server；The backstage clothes Business device inquires the transaction results of the trading order form according to the trading order form number, and transaction results are fed back to the terminal.
- 5. a kind of order payment management method according to claim 1, which is characterized in that the terminal receives the payment As a result, including：When the state that terminal receives the reception payment result mark trading order form of the background server return is branch It pays successfully, it is determined that the trading order form completes payment.
- 6. a kind of order payment administrative system, which is characterized in that including：Pre- transaction modules：It is used to that terminal to be made to be ordered to the pre- transaction of background server application according to the merchant information that the terminal is bound Odd numbers；Wherein, the background server is according to the merchant information and the pre- transaction order number of terminal number generation, the pre- transaction Order number is used to correspond to the transaction request of the practical next record generated of trade company；Transaction modules：When it is used to make terminal to the background server initiation transaction request, terminal is according to applied business flow Selection commodity correlation payment information is tied to the pre- transaction order number, generates trading order form, and mark the trading order form not Payment, and trading order form number application is initiated to background server according to the trading order form, wherein, the commodity correlation disbursement letter Breath includes the means of payment of commodity；Payment module：It is used to make terminal that unpaid trading order form is carried out MAC operation backward according to the master key obtained Platform server initiates payment request, wherein, by the background server using the MAC operation parsing payment request, and according to The means of payment repacks the payment request, and the payment request repacked is sent to the means of payment and is corresponded to Third party transaction platform, the payment result that the third party transaction platform returns is returned to by the background server, after described Platform server parses the payment result, and is packaged and is back to the terminal；Receiving module：It is used to that the terminal to be made to receive the payment result.
- 7. a kind of order payment administrative system according to claim 6, which is characterized in that including：Preparation block：It is used in advance match the mark of the terminal with merchant information, makes the terminal binding trade company Information；And generate master key for the terminal, by the terminal bind merchant information and the master key be synchronized to it is described after Platform server.
- 8. a kind of order payment administrative system according to claim 7, which is characterized in that the preparation block is additionally operable to,Terminal generation random number is made to preserve, and background server is sent to the random number encryption encapsulated message using public key； Wherein, private key is used to decrypt the random number by background server, carrying out 3Des calculating using random number to the master key adds Terminal is back to after close；Terminal receives encrypted master key, and carrying out 3Des decryption using random number obtains the master key, and to the master key Using terminal device number carries out 3Des and is encrypted and stored in encrypted data file, orders unpaid transaction for terminal It is single to carry out MAC operation to background server initiation payment request according to the master key.
- 9. a kind of order payment administrative system according to claim 6, which is characterized in that the receiving module is specifically used In,When the state that terminal receives the reception payment result mark trading order form of the background server return is branch It pays not successfully, the state of trading order form described in terminal label is unknown for transaction results, wherein, by the terminal according to the transaction The trading order form number that order uses initiates the status query request of the trading order form to background server；The backstage clothes Business device inquires the transaction results of the trading order form according to the trading order form number, and transaction results are fed back to the terminal.
- 10. a kind of order payment management method according to claim 6, which is characterized in that the receiving module is specifically used In,When the state that terminal receives the reception payment result mark trading order form of the background server return is branch It pays successfully, it is determined that the trading order form completes payment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611251226.4A CN108269073A (en) | 2016-12-30 | 2016-12-30 | A kind of order payment management method and system |
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| CN110705979A (en) * | 2019-09-30 | 2020-01-17 | 北京嘀嘀无限科技发展有限公司 | Charging information processing method, storage medium and electronic device |
| CN111553667A (en) * | 2020-04-02 | 2020-08-18 | 中国银联股份有限公司 | Transaction method, gateway device, payment platform, merchant device and transaction system |
| CN112288533A (en) * | 2020-10-30 | 2021-01-29 | 云账户技术(天津)有限公司 | Payment order fusing protection method and device and electronic equipment |
| CN112396420A (en) * | 2020-12-11 | 2021-02-23 | 四川长虹电器股份有限公司 | System and method for automatically processing repeated payment |
| CN112488622A (en) * | 2020-11-30 | 2021-03-12 | 上海寻梦信息技术有限公司 | Batch sending method and device, electronic equipment and storage medium |
| CN112561422A (en) * | 2020-12-04 | 2021-03-26 | 中国联合网络通信集团有限公司 | Commodity transportation method, user side and key management platform based on internet unmanned aerial vehicle |
| CN112700249A (en) * | 2019-10-23 | 2021-04-23 | 腾讯科技（深圳）有限公司 | Order information management method, device and system and storage medium |
| CN114119175A (en) * | 2022-01-24 | 2022-03-01 | 氢山科技有限公司 | Carbon commodity transaction method, device, server, system and storage medium |
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| CN112488622A (en) * | 2020-11-30 | 2021-03-12 | 上海寻梦信息技术有限公司 | Batch sending method and device, electronic equipment and storage medium |
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| CN112396420A (en) * | 2020-12-11 | 2021-02-23 | 四川长虹电器股份有限公司 | System and method for automatically processing repeated payment |
| CN114119175A (en) * | 2022-01-24 | 2022-03-01 | 氢山科技有限公司 | Carbon commodity transaction method, device, server, system and storage medium |
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