WO2021190022A1

WO2021190022A1 - Work processing method and method for processing reimbursements for business purposes

Info

Publication number: WO2021190022A1
Application number: PCT/CN2020/139891
Authority: WO
Inventors: 刘亚辉; 任翔; 栗杰; 罗发荣; 施萍; 吴丹丹; 吴昆�; 叶剑俊; 孙毅; 周燕; 杨语; 徐晓俊; 陶晨; 石岩; 李扬
Original assignee: 支付宝(杭州)信息技术有限公司
Priority date: 2020-03-25
Filing date: 2020-12-28
Publication date: 2021-09-30
Also published as: CN111402026B; CN111402026A

Abstract

A work processing method and a method for processing reimbursements for business purposes. The work processing method comprises: receiving a processing request for work events submitted by a user in a mode for work carried out for business purposes (102); according to the amount of processing resources, carrying out a resource transfer-out on a resource allowance updated after an account space corresponding to a user identity enters the mode for work carried out for business purposes (104); according to a resource transfer-out result, updating a work list of the user, and acquiring a processing certificate of the work event (106); insofar as a transfer-in request for at least one work event, which is recorded in the work list and is submitted in the mode for work carried out for business purposes, is received, creating a resource transfer-in list of the user according to the at least one work event and the processing certificate corresponding thereto (108); and according to the resource transfer-in list, carrying out a resource transfer-in from an account space of a work project in which the user participates to the account space (110).

Description

Business processing method and reimbursement processing method

Technical field

This manual relates to the technical field of business processing, and in particular to a business processing method and a method for processing reimbursement due to public notice.

Background technique

With the development of Internet technology, in the process of processing resources involved in certain events, in order to improve the processing efficiency of the business and avoid the occurrence of insufficient resources, it is often necessary for users participating in the event to take the initiative to extract from the account space The resources held by oneself share the consumption of some resources, thereby promoting the completion of the event; and because the resources in the account space belong to the user, when some resources flow out for the event, the user needs to provide the corresponding resources after the event is completed Only the outflow certificate can recover the outflowed resources, and in this process, not only the time period is relatively long, but it is also easy to cause the problem of the loss of the resource outflow voucher, and the authenticity of the resource outflow voucher needs to be verified, whether it is Both users and participants in the event have pain points, so there is an urgent need for an effective solution to solve the above problems.

Summary of the invention

In view of this, the embodiment of this specification provides a service processing method. This manual also relates to a method for processing reimbursement due to public notice, a business processing device, one processing device for reimbursement due to public notice, two computing devices, and two computer-readable storage media to solve the technical defects in the prior art. .

According to the first aspect of the embodiments of this specification, a service processing method is provided, including: receiving a processing request for a business event submitted by a user in a business service mode; the processing request carries a user identification and processing resource amount; According to the amount of processing resources, the resource quota updated after the account space corresponding to the user ID enters the business mode is transferred out of resources; the user's business list is updated according to the result of the resource transfer, and Obtain the processing voucher of the business event; in the case of receiving a transfer request for at least one business event submitted under the business-related business model recorded in the business list, according to the at least one business event and The corresponding processing voucher creates the resource transfer list of the user; according to the resource transfer list, the resource transfer from the account space of the business project in which the user participates to the account space is carried out; the resource transfer is Restoration of the resource quota transferred out of the resource.

Optionally, the method further includes: receiving a resource application request submitted by the user for the business service mode; the resource application request carries an applied resource quota and the user ID; and determining the user according to the user ID The account space of the account space is reviewed, and the attribute information of the account space is reviewed; if the review is passed, the resource quota in the account space is updated according to the applied resource quota.

Optionally, according to the amount of processing resources, the resource transfer of the resource quota updated in the account space corresponding to the user identifier after entering the business service mode includes: entering the account space in the account space. After the business mode, the account space and the updated resource quota of the account space are determined according to the user identifier; the updated resource quota is transferred out according to the processing resource amount.

Optionally, after the step of transferring resources from the account space of the business project in which the user participates to the account space according to the resource transfer list is executed, the method further includes: in the case where the resource transfer is completed, The updated resource quota in the account space is reduced according to the requested resource quota.

Optionally, the method further includes: receiving a resource application request submitted by the user for the business service mode; the resource application request carries an applied resource quota and the user ID; and determining the user according to the user ID The account space of the account space, and the attribute information of the account space is reviewed; in the case of approval, the business business quota is opened in the account space according to the applied resource quota; the business business quota is used For business events in the business mode of business.

Optionally, according to the amount of processing resources, the resource transfer of the resource quota updated in the account space corresponding to the user identifier after entering the business service mode includes: entering the account space in the account space. After the business business mode, the account space and the business business quota in the account space are determined according to the user identifier; the business business quota is transferred out according to the processing resource amount.

Optionally, after the step of transferring resources from the account space of the business project in which the user participates to the account space according to the resource transfer list is executed, the method further includes: in the case where the resource transfer is completed, Close the business quota in the account space.

Optionally, the transferring resources from the account space of the business project in which the user participates to the account space according to the resource transfer list includes: according to the resource flow signed with the business project in which the user participates Agreement to determine the resource flow rules of the business project; review the resource transfer list based on the resource flow rules; if the resource transfer list passes the review, determine the corresponding resource transfer list The target resource amount is sent to the business project; the confirmation request submitted by the business project for the target resource amount is received; and the target resource amount is transferred from the business project account space to the account space according to the confirmation request. The amount of transferred resources corresponding to the amount of resources.

According to the second aspect of the embodiments of this specification, a method for processing reimbursement for public affairs is provided, which includes: receiving a processing request for a transaction event submitted by an enterprise employee in a business transaction mode; the processing request carries an employee identification and Transaction amount; according to the transaction amount, deduct the account quota updated after the transaction account corresponding to the employee identification identifier enters the business transaction mode; update the enterprise employee’s transaction bill based on the transaction event, And obtain the transaction certificate of the transaction event; in the case of receiving a reimbursement request for at least one transaction event submitted in the public transaction mode recorded in the transaction bill, according to the at least one transaction event and The corresponding transaction voucher creates the reimbursement bill of the enterprise employee; according to the reimbursement bill, the reimbursement process is performed from the enterprise account to which the enterprise employee belongs to the transaction account.

Optionally, the method further includes: receiving a quota application request submitted by the enterprise employee for the business transaction mode; the quota application request carries the application quota and the employee ID; and determining the company according to the employee ID The transaction account is reviewed, and the account information of the transaction account is reviewed; if the review is passed, the account quota in the transaction account is updated according to the application quota.

Optionally, the deduction of the account quota updated after the transaction account corresponding to the employee identity identifier enters the business transaction mode according to the transaction amount includes: entering the factor in the transaction account After the public transaction mode, the transaction account of the employee of the enterprise and the updated account limit of the transaction account are determined according to the employee identification; the updated account limit is deducted according to the transaction amount.

Optionally, after the step of performing reimbursement processing from the corporate account to which the enterprise employee belongs to the transaction account according to the reimbursement bill, it further includes: in the case that the reimbursement processing is completed, in accordance with the application limit The updated account quota in the transaction account is reduced.

Optionally, the method further includes: receiving a quota application request submitted by the enterprise employee for the business transaction mode; the quota application request carries the application quota and the employee ID; and determining the company according to the employee ID The transaction account, and review the account information of the transaction account; in the case of approval, open the business transaction quota in the transaction account according to the application quota; the business transaction quota is used in the transaction Describe the transaction events in the corporate transaction mode.

Optionally, the deduction of the account quota updated after the transaction account corresponding to the employee identity identifier enters the business transaction mode according to the transaction amount includes: entering the factor in the transaction account After the corporate transaction mode, the transaction account of the employee of the enterprise and the corporate transaction quota of the transaction account are determined according to the employee identification; the corporate transaction quota is deducted according to the transaction amount .

Optionally, after the step of performing reimbursement processing from the corporate account to which the enterprise employee belongs to the transaction account according to the reimbursement bill, the method further includes: closing the transaction account when the reimbursement processing is completed The business transaction quota in the.

Optionally, the obtaining the transaction certificate of the transaction event includes: displaying a transaction page for the transaction event to the employee of the enterprise according to the deduction result of the deduction of the account limit; In the case of the credential acquisition instruction submitted by the enterprise employee through the transaction page, send a credential acquisition request to the transacted party of the transaction event; receive the transaction credential uploaded by the transacted party in response to the credential acquisition request.

Optionally, after the step of creating a reimbursement bill of the enterprise employee based on the at least one transaction event and its corresponding transaction vouchers is performed, and the reimbursement bill is performed, the processing is performed from the enterprise account to which the enterprise employee belongs. Before the execution of the reimbursement processing step of the transaction account, it further includes: sending the reimbursement bill to the enterprise to which the employee of the enterprise belongs for review processing; after receiving the verification processing result of the reimbursement bill from the enterprise for the reimbursement bill In the case of passing, execute the reimbursement processing steps from the enterprise account to which the enterprise employee belongs to the transaction account according to the reimbursement bill.

Optionally, the performing the reimbursement process from the enterprise account to which the enterprise employee belongs to the transaction account according to the reimbursement bill includes: determining the reimbursement agreement signed with the enterprise to which the enterprise employee belongs The reimbursement conditions of the enterprise; the reimbursement bill is reviewed based on the reimbursement conditions; if the reimbursement bill passes the review, the reimbursement amount information corresponding to the reimbursement bill is determined and sent to the enterprise; A confirmation request for the submission of the reimbursement amount information; according to the confirmation request, the reimbursement amount corresponding to the reimbursement amount information is transferred from the enterprise account to the transaction account.

According to a third aspect of the embodiments of this specification, there is provided a service processing apparatus, including: a receiving processing request module configured to receive a processing request of a business event submitted by a user in a business service mode; the processing request carries There is a user identification and processing resource amount; the resource transfer-out module is configured to, according to the processing resource amount, perform resource transfer out of the resource quota updated after the account space corresponding to the user identification enters the business mode of business; The obtaining processing voucher module is configured to update the user's business list according to the result of the resource transfer, and to obtain the processing voucher of the business event; the creating list module is configured to record in the business list after receiving In the case of a transfer request of at least one business event submitted under the business business model, create the user's resource transfer list according to the at least one business event and its corresponding processing voucher; resource transfer module , Configured to perform resource transfer from the account space of the business project in which the user participates to the account space according to the resource transfer list; the resource transfer is the restoration of the resource quota of the resource transferred out .

According to a fourth aspect of the embodiments of the present specification, there is provided an apparatus for processing reimbursements for public affairs, including: a processing request receiving module configured to receive processing requests for transaction events submitted by employees of an enterprise in a business transaction mode; The request carries the employee ID and the transaction amount; the deduction module is configured to deduct the account limit updated after the transaction account corresponding to the employee ID enters the business transaction mode according to the transaction amount Obtaining a transaction voucher module, configured to update the transaction bill of the enterprise employee based on the transaction event, and obtain the transaction voucher of the transaction event; Create a billing module, configured to record in the receipt of the transaction bill In the case of a reimbursement request for at least one transaction event submitted in the business transaction mode, a reimbursement bill for the employee of the enterprise is created according to the at least one transaction event and its corresponding transaction vouchers; the reimbursement processing module is configured In order to reimburse the bill according to the reimbursement bill, a reimbursement process is performed from the enterprise account to which the employee of the enterprise belongs to the transaction account.

According to the fifth aspect of the embodiments of this specification, a computing device is provided, including: a memory and a processor; the memory is used to store computer-executable instructions, and the processor is used to execute the computer-executable instructions: receiving a user A processing request for a business event submitted in the business mode; the processing request carries the user identification and the amount of processing resources; according to the processing resource amount, the account space corresponding to the user identification is entered into the business After the business model, the updated resource quota is transferred out; the user's business list is updated according to the result of the resource transfer, and the processing voucher of the business event is obtained; after receiving the information recorded in the business list In the case of a transfer request of at least one business event submitted under the business business model, the user's resource transfer list is created according to the at least one business event and its corresponding processing voucher; according to the resource transfer list , Perform resource transfer from the account space of the business project in which the user participates to the account space; the resource transfer is the restoration of the resource quota of the resource transferred out.

According to the sixth aspect of the embodiments of this specification, another computing device is provided, including: a memory and a processor; the memory is used to store computer-executable instructions, and the processor is used to execute the computer-executable instructions: receiving A processing request for a transaction event submitted by an enterprise employee in the business transaction mode; the processing request carries the employee ID and the transaction amount; according to the transaction amount, the transaction account corresponding to the employee ID is entered in the The account limit updated after the business transaction mode is deducted; the transaction bill of the enterprise employee is updated based on the transaction event, and the transaction voucher of the transaction event is obtained; after receiving the transaction statement recorded in the transaction statement In the case of a reimbursement request for at least one transaction event submitted in the public transaction mode, create a reimbursement bill for the employee of the enterprise according to the at least one transaction event and its corresponding transaction vouchers; The reimbursement processing from the enterprise account to which the enterprise employee belongs to the transaction account is described.

According to the seventh aspect of the embodiments of the present specification, a computer-readable storage medium is provided, which stores computer-executable instructions, which implement the steps of the service processing method when the instructions are executed by a processor.

According to the eighth aspect of the embodiments of the present specification, another computer-readable storage medium is provided, which stores computer-executable instructions that, when executed by a processor, implement the steps of the method for processing reimbursement due to public notice.

The service processing method provided by an embodiment of this specification will update the user’s account space in accordance with the processing resource amount carried in the processing request in the case of receiving a processing request submitted by the user for a business event in the business mode The subsequent resource quota is processed for resource transfer, and the business list is updated according to the result of the resource transfer process, and the processing voucher for the business event is obtained at the same time, so that the processing voucher can be obtained directly in the process of processing the business event, without the user's initiative Apply for processing vouchers to prevent users from forgetting the processing vouchers, and at the same time to avoid the occurrence of user advancement; and when the user submits a transfer request, it will be based on at least one business event involved in the transfer request and its corresponding processing voucher Create a resource access list, and finally perform resource transfer processing according to the resource transfer list, which reduces the cycle of resource transfer processing during the process of resource transfer processing, and effectively improves the efficiency of resource transfer processing.

The method for processing reimbursement for public affairs provided in an embodiment of this specification, in the case of receiving a processing request submitted by an enterprise employee for a transaction event in the business transaction mode, can be used in the transaction of the enterprise employee according to the transaction amount carried in the processing request. The account limit corresponding to the transaction amount is deducted from the account, and the transaction bill of the company employee is updated according to the transaction event, and the transaction certificate of the transaction event is obtained at the same time, so that the transaction event processing process does not require the company employee to apply. Transaction vouchers can be automatically obtained, and at the same time, avoid the situation that employees of the company pay the transaction amount in the business transaction mode; and in the process of subsequent reimbursement processing, the company can target at least one business transaction according to the company’s employees. For the reimbursement request for transaction events in the mode, create the reimbursement bill for the employees of the enterprise, and finally complete the reimbursement processing according to the reimbursement bill, which effectively reduces the reimbursement processing cycle and improves the reimbursement efficiency, making the entire business transaction mode Be more transparent.

Description of the drawings

FIG. 1 is a flowchart of a service processing method provided by an embodiment of this specification;

FIG. 2 is a processing flowchart of a service processing method applied to scenario 1 according to an embodiment of this specification;

FIG. 3 is a flowchart of a method for processing reimbursement due to public notice according to an embodiment of this specification;

FIG. 4 is a processing flow chart of a method for processing reimbursement due to public notice applied to scenario 2 according to an embodiment of the present specification;

FIG. 5 is a schematic structural diagram of a service processing apparatus provided by an embodiment of this specification;

FIG. 6 is a schematic structural diagram of a device for processing reimbursement due to public notice according to an embodiment of this specification;

FIG. 7 is a structural block diagram of a computing device provided by an embodiment of this specification;

Fig. 8 is a structural block diagram of another computing device provided by an embodiment of this specification.

Detailed ways

In the following description, many specific details are explained in order to fully understand this specification. However, this specification can be implemented in many other ways different from those described here, and those skilled in the art can make similar extensions without departing from the connotation of this specification. Therefore, this specification is not limited by the specific implementation disclosed below.

The terms used in one or more embodiments of this specification are only for the purpose of describing specific embodiments, and are not intended to limit one or more embodiments of this specification. The singular forms of "a", "said" and "the" used in one or more embodiments of this specification and the appended claims are also intended to include plural forms, unless the context clearly indicates other meanings. It should also be understood that the term "and/or" used in one or more embodiments of this specification refers to and includes any or all possible combinations of one or more associated listed items.

It should be understood that although the terms first, second, etc. may be used to describe various information in one or more embodiments of this specification, the information should not be limited to these terms. These terms are only used to distinguish the same type of information from each other. For example, without departing from the scope of one or more embodiments of this specification, the first may also be referred to as the second, and similarly, the second may also be referred to as the first. Depending on the context, the word "if" as used herein can be interpreted as "when" or "when" or "in response to determination".

In this specification, a business processing method is provided. This specification also relates to a method for processing reimbursements for publicity, a business processing device, a processing device for reimbursements for publicity, two computing devices, and two computer-readable The storage media are described in detail in the following embodiments one by one.

Fig. 1 shows a flowchart of a service processing method provided according to an embodiment of the present specification, which specifically includes step 102 to step 110.

Step 102: Receive the processing request of the business event submitted by the user in the business service mode.

In practical applications, in the process of resource flow processing for business projects, users who participate in business projects have difficulties in advancement and resource transfer, and there are difficulties in reviewing and filing vouchers for business project participants. For the management side of the business project, there are difficulties in resource management and control and low efficiency, which seriously affects the efficiency of resource flow processing.

In order to improve the efficiency and transparency of resource flow processing, the business processing method provided in this embodiment will follow the processing request carried in the processing request when it receives a processing request submitted by a user for business events in the business service mode. Process the amount of resources, perform resource transfer-out processing on the updated resource quota in the user's account space, and update the business list according to the resource transfer-out processing result, and at the same time obtain the processing voucher of the business event, and realize the process of processing the business event In the process, the processing voucher can be obtained directly, without the user actively applying for the processing voucher, to prevent the user from forgetting the processing voucher, and at the same time to avoid the occurrence of user advancement; and in the case of the user submits the transfer request, it will be based on the transfer request involved Create a resource admission list for at least one business event and its corresponding processing voucher, and finally perform resource transfer processing according to the resource transfer list, so as to reduce the cycle of resource transfer processing in the process of resource transfer processing, Effectively improve the efficiency of resource transfer processing.

In specific implementation, the business-related business model specifically refers to the mode the user is in when dealing with business-related incidents in the case of business trips or business purchases. Correspondingly, the business event is the cause In the case of business trips or business purchases, events that need to be handled, for example, the user is an employee of a company, and the company arranges the user for a business trip, and the expenses during the business trip are borne by the company. At this time, the employee is targeted for three meals a day during the business trip. The incidents of paying for expenses can be understood as business events. When employees pay through the payment software, in order to facilitate the expense reimbursement at the end of the business trip, the expenses during this period will be carried out under the business mode of business. That is to say, the processing request is the processing request submitted by the employee for the event occurred during the business trip or submitted during the transaction;

Or, the user is an employee of a certain company, and the company arranges for the user to purchase some equipment, and the cost during the procurement period is borne by the company. At this time, the employee’s payment behavior for the purchased equipment during the procurement period can be understood as a business event, and the employee uses the payment software In the process of payment, in order to facilitate the expense reimbursement after the end of the purchase, the expenses during this period will be carried out in the business mode, that is, the processing request is the process of the employee paying for the purchase event that occurred during the purchase Payment request submitted.

Wherein, the processing request carries a user identification and the amount of processing resources, and the user identification specifically refers to an identification that can determine the user's account space, for example, when the user uses payment software during business trips or purchases to make payments, The user’s payment account will be determined according to the user ID to facilitate subsequent deductions. The processing resource amount specifically refers to the amount of resources that need to be spent in the process of processing the business event. Correspondingly, the resource can be funds. Or points, etc.

The business processing method provided in this embodiment is a process of processing business events in the business business mode when the user has entered the business business mode, and when the business event processing is completed, the user needs to end the business business mode , The description of the process of resource transfer processing according to the user's instructions.

This embodiment describes the process of reimbursing expenses during a business trip and after a business trip as an employee of an enterprise, that is, during a business trip, in order to facilitate the subsequent reimbursement process, the user will use payment software to pay for expenses during the business trip. The business trip period is the business business model. Accordingly, the business event is the event that the user pays for the expense event during the business trip during the business trip. The processing request is the payment request, and the user identification is the payment software. Corresponding to the user's payment account, the processing resource amount is the payment amount for the expense event.

Based on this, in order to ensure that the user can complete the transfer of resources for the business event in the business-for-business mode without paying for the business event, the user can actively apply for the business event before the user enters the business-for-business mode. In one or more implementations of this embodiment, the specific process of applying for a resource quota is as follows: receiving a resource application request submitted by the user for the business business model; in the resource application request Carry the applied resource quota and the user ID; determine the account space of the user according to the user ID, and review the attribute information of the account space; in the case of approval, according to the applied resource The quota updates the resource quota in the account space; if the review fails, a reminder message to change the account space will be sent to the user.

Specifically, in the case of receiving the resource application request submitted by the user for the business service mode, it is explained that the user needs to enter the business business mode to process the business business event according to the resource application request The carried application resource quota and the user identifier determine the user’s account space, and the attribute information of the account space is reviewed. After the review is passed, the account space can be checked according to the application resource quota. The resource quota in is updated.

In actual applications, the requested resource quota is the resource quota that the user applies for for the business business model, which is used for resource transfer processing in the process of processing business events, and the account space is the space for the user to store resources. The attribute information is the information corresponding to the account space, such as account space security level, account space real-name authentication information, etc. The review of the attribute information is the review of the security status of the account space, correspondingly, To update the resource quota according to the applied resource quota is to add the same amount of resources as the applied resource quota to the original quota of the account space.

For example, a company assigns employee A to city B to do market research, and the company reimburses all business incidents that occur during this period. At this time, in order to avoid employee A’s advancement, employee A can apply through the payment platform The temporary quota for business trips is added to the original quota of employee A’s payment account. The payment platform provides users with a quota that means that users can use the quota to pay and repay the amount in the ratio of the quota to the funds in each settlement cycle. Can;

Based on this, at this time, after the company estimates that the business trip will cost 5,000 yuan, employee A applies for a temporary travel quota of 5,000 yuan on the payment platform, and the payment platform will conduct a security review of employee A’s payment account according to employee A’s application request. In the case where it is determined that the payment account of employee A has passed the review, an additional amount of 5,000 yuan is added to the original amount in the payment account of employee A for use during the business trip.

By reviewing the user's account space according to the user's resource application request when the user needs to enter the business mode The account space is updated so that users can realize the transfer of resources without the need for resource advances during the subsequent processing of business events.

Step 104: According to the processing resource amount, the resource quota updated after the account space corresponding to the user identifier enters the business mode is transferred out.

Specifically, on the basis of receiving the processing request carrying the user identification and the amount of processing resources, further, the business event will be processed according to the processing request, specifically referring to the processing resource amount according to the processing request. According to the account space determined by the user identifier, the resource quota is updated after entering the business mode for resource transfer.

In practical applications, the resource transfer processing specifically refers to transferring resources equal to the amount of processing resources from the resource quota of the account space, so that the processing of the business event is completed; wherein, the account space It is used to store the resources held by the user and the resources that the user applies for for the business mode.

Further, in the case that the user applies for the resource quota for the application, the business event is processed at this time, and the original resource quota in the account space plus the resource quota for the application can be used for the service Event processing, in one or more implementation manners of this embodiment, the specific implementation manner is as follows:

After the account space enters the business-for-business mode, determine the account space and the updated resource quota of the account space according to the user identifier;

Resource transfer is performed on the updated resource quota according to the processing resource amount.

Specifically, when the user enters the business-for-business mode, the account space will also enter the business-for-business mode at this time. When processing the business event, the user ID will determine the The user’s account space determines the updated resource quota of the account space at the same time, and finally performs resource transfer processing on the updated resource quota according to the processing resource amount.

Following the above example, when employee A pays for breakfast during a business trip, he will scan the QR code through the payment program of the payment platform. At this time, the payment platform will determine the user’s payment account and the payment account application based on the user’s scan code request The available limit after the limit of 5,000 yuan; the available limit of the payment account will be deducted according to the price of the breakfast carried in the scan code request to complete the payment of the breakfast fee.

In summary, in the process of processing the business event, the processing resource amount will be transferred out according to the updated resource quota, which realizes that in the business-related business mode, the user’s account space can be Sufficient resources are needed to process the business event, avoid the consumption of resources held by the user, and effectively improve the user experience.

Step 106: Update the user's business list according to the resource transfer result, and obtain the processing voucher of the business event.

Specifically, on the basis of the above-mentioned resource transfer processing, further, the user's business list will be updated according to the resource transfer processing result, and the processing voucher of the business event will be obtained at the same time, wherein the business list Specifically, it refers to a list that records the user's resource transfer processing for business events in the business-related business mode. Correspondingly, the processing voucher specifically refers to the voucher issued after the processing of the business event is completed; The processing voucher is used to prove the completion of the processing of the business event.

Following the previous example, when employee A has paid for breakfast, the payment platform will record this payment event and record it in the bill corresponding to employee A’s payment account, and because it is in the business mode After the payment is completed, the payment platform will send an invoice issuance reminder to the early store through the payment completion reminder. The invoice can be in the form of a paper invoice or an electronic invoice. The payment platform will stub the invoice to facilitate the subsequent reimbursement process Used.

In addition, in the process of obtaining the processing voucher, the voucher obtaining control can be configured through the business processing completion page. When the user clicks on the control, the user can request a processing voucher to be issued to the participants of the business event; or Before the resource is transferred out, in the process of selecting the resource transfer mode, the business mode is selected to perform the resource transfer, and the processing voucher can be directly requested from the participants of the business event.

Step 108: In the case of receiving a transfer request for at least one business event submitted under the business-for-business model recorded in the business list, create a transaction voucher based on the at least one business event and its corresponding processing voucher The user's resources are transferred to the list.

Specifically, in the case of receiving a transfer request for at least one business event submitted under the business-related business model recorded in the business list, it is explained that the user needs to transfer resources for at least one business event at this time Processing, that is, requesting the user's business project to recover the resources in the account space, and in order to facilitate the resource transfer processing, at this time, the user's resource transfer will be created based on the at least one business event and its corresponding processing voucher Wherein, the resource transfer-in list is a list for resource transfer-in processing for the at least one business event, so that subsequent resource transfer-in processing can be completed according to the list.

Following the previous example, when employee A's business trip ends, the expense will be reimbursed. When employee A's reimbursement request for 10 reimbursement events during the business trip is received, it will be based on the 10 reimbursement events. Invoices and orders automatically create employee A's reimbursement list, and then proceed with subsequent reimbursement processing.

In addition, in the process of creating the resource transfer list of the user, the transfer request can be determined according to the user's check in the bill in the business service mode, and the business event checked by the user can be determined. In this case, according to the check The selected business event and its corresponding processing voucher create the resource transfer request; in the case of a transfer request submitted by the user for the business business model, it will automatically identify the processing voucher in the business business mode For business events, create the resource transfer list again, which is more convenient for users to perform subsequent resource transfer processing, and effectively saves the time spent on resource transfer.

Step 110: According to the resource transfer list, perform the resource transfer from the account space of the business project in which the user participates to the account space.

Specifically, on the basis of the creation of the resource transfer list of the user for the at least one business event, further, according to the resource transfer list, the process from the account space of the business project in which the user participates to all The resource transfer processing of the account space is to transfer resources to the user’s account space through the business item account space according to the resource transfer list, wherein the resource transfer is for the resource Recovery of transferred resource quotas.

Following the above example, the total cost of employee A during the business trip is 4,800 yuan, and the 4,800 yuan is paid through the available amount in the payment account. At this time, employee A’s company is required to reimburse employee A for 4,800 yuan. After that, employee A will pay the available amount of 4800 in the account for repayment based on the reimbursement fee of 4,800 yuan obtained.

Further, in the process of resource transfer, in order to ensure the accuracy of the resource transfer list, the resource access list can be reviewed. In one or more implementation manners of this embodiment, the specific resource transfer is performed The implementation method is as follows: determine the resource flow rules of the business project according to the resource flow agreement signed with the business project in which the user participates; review the resource transfer list based on the resource flow rules; If the resource transfer-in list passes the review, determine the target resource amount corresponding to the resource transfer-in list and send it to the business project; receive the confirmation request submitted by the business project for the target resource amount; according to the confirmation Requesting the transfer of the transfer-in resource amount corresponding to the target resource amount from the business project account space to the account space.

In practical applications, in order to facilitate the efficiency of resource transfer processing, a resource flow agreement can be signed with the business project that the user participates in, and the resource flow rule of the business project is determined according to the resource flow agreement. The resource flow rules review the resource transfer-in list. If the resource transfer-in list passes the review, it indicates that the resource transfer-in list is accurate at this time, and the subsequent resource transfer processing can be continued. The target resource amount corresponding to the resource transfer list is sent to the business project. After receiving the confirmation request submitted by the business project for the target resource amount, according to the confirmation request from the business project account space to The resource transfer process can be completed by transferring the account space into the transferred resource amount corresponding to the target resource amount; if the resource transfer list fails the review, it means that the resource transfer list is not at this time. To be accurate, the auditor of the business project can be introduced to review the resource transfer-in list again, until the accurate resource transfer-in list is determined, and then the resource transfer-in process is carried out.

By reviewing the resource transfer list in accordance with the resource flow agreement during the process of resource transfer, it is possible to avoid the occurrence of inaccuracy of the resource transfer list, resulting in resource loss after the resource transfer, and Through the resource flow agreement, the efficiency of resource transfer processing can be accelerated, the time spent in the resource transfer process is effectively shortened, and the user experience effect is further improved.

Furthermore, after the resource transfer processing is completed, the user's account space will need to exit the business mode at this time, and resource quota reduction processing is required. In one or more implementations of this embodiment, the specific implementation is as follows Said: in the case that the resource transfer is completed, the updated resource quota in the account space is reduced according to the applied resource quota.

Following the above example, when employee A’s company has reimbursed its 4800 yuan of expenses, employee A has already repaid the available amount of 4800 in the payment account, and employee A’s payment account still has a temporary amount 5000. In order to facilitate the management of the quota, the temporary quota of 5000 can be reduced according to the 5000 quota at the time of application, so that the quota in the payment account of employee A is restored to the quota before the business trip.

In summary, by reducing the resource quota in the account space, it is more convenient for business projects to manage resources.

The business processing method provided in this embodiment, upon receiving a processing request submitted by a user for a business event in the business mode, will update the user’s account space in accordance with the processing resource amount carried in the processing request The resource quota is used for resource transfer-out processing, and the business list is updated according to the result of the resource transfer-out processing, and the processing voucher of the business event is obtained at the same time, so that the processing voucher can be directly obtained in the process of processing the business event, without the user actively applying for processing. Voucher, to prevent the user from forgetting to process the voucher, and at the same time to avoid the occurrence of user advancement; and when the user submits the transfer request, the resource will be created based on at least one business event involved in the transfer request and its corresponding processing voucher The admission list, and finally the resource transfer processing is performed according to the resource transfer list, which reduces the cycle of resource transfer processing during the resource transfer processing process, and effectively improves the efficiency of resource transfer processing.

In the following, with reference to FIG. 2, the application of the business processing method provided in this specification in scenario 1 is taken as an example to further illustrate the business processing method. Wherein, FIG. 2 shows a processing flowchart of a service processing method applied to scenario one provided by an embodiment of this specification, which specifically includes step 202 to step 220.

Step 202: Receive a resource application request submitted by the user for the business business model.

Specifically, the resource application request carries the applied resource quota and the user identification; in the case of receiving the resource application request submitted by the user for the business business mode, it is explained that the user needs to enter the business business mode at this time For the processing of business events, the user's account space needs to be reviewed in the follow-up.

Step 204: Determine the account space of the user according to the user identifier, and review the attribute information of the account space.

Specifically, on the basis of the above-mentioned receipt of the resource application request submitted by the user for the business business model, further, the user’s account space will be determined according to the user identifier and the attribute information of the account space will be determined. Audit.

In actual applications, the requested resource quota is the resource quota that the user applies for for the business business model, which is used for resource transfer processing in the process of processing business events, and the account space is the space for the user to store resources. The attribute information is information corresponding to the account space, such as account space security level, account space real-name authentication information, etc., and the review of the attribute information is the review of the security status of the account space.

For example, a company assigns employee A to city B to do market research, and the company reimburses all business incidents that occur during this period. At this time, in order to avoid employee A’s advancement, employee A can apply through the payment platform For the business line for business trips, the business line for business will exist separately in the payment account, and the expenses for business events during employee A's business trip can be consumed through the business business line, which is convenient for the reimbursement process at the reimbursement stage;

Based on this, the company estimates that the business trip will cost 5,000 yuan at this time, and employee A applies for a 5,000 yuan business line on the payment platform. At this time, employee A’s payment account will be reviewed for security, and employee A’s The payment account is verified by the security level, so as to realize the audit.

Step 206: In the case where the review is passed, the business-related business quota is opened in the account space according to the applied resource quota.

Specifically, on the basis of the foregoing review of the attribute information of the account space, further, in the case of passing the review, a business-related business quota is opened in the account space according to the applied resource quota. Wherein, the business-related business quota is used for business events in the business-related business mode.

Following the previous example, when employee A applies for a business line of 5,000 yuan, through security audit of employee A’s payment account, it is determined that the security level of employee A’s payment account meets the application standards, and then employee A’s payment An official business line of 5,000 yuan is opened in the account, which is exclusively used for business-related payments during business trips.

Step 208: Receive the processing request of the business event submitted by the user in the business service mode.

Specifically, receiving the processing request of the business event submitted by the user in the business-for-business mode, and determining that the user needs to process the business event in the business-for-business mode, and the processing request carries the user identification and the amount of processing resources .

The user ID specifically refers to an ID that can determine the user's account space. For example, when the user uses payment software to make payments during a business trip or purchase, the user's payment account will be determined according to the user ID, so as to facilitate subsequent follow-ups. In the deduction behavior, the processing resource amount specifically refers to the resource amount that needs to be spent in the process of processing the business event. Correspondingly, the resource may be funds or points.

Following the above example, when employee A needs to pay for breakfast during a business trip, he will scan the QR code through the payment program of the payment platform. The payment platform determines employee A’s payment account and payment amount according to employee A’s scan code request. Then, the breakfast fee will be deducted based on the payment amount and the payment account in the follow-up.

Step 210: After the account space enters the business business mode, determine the account space and the business business quota in the account space according to the user ID.

Step 212: According to the processing resource amount, resources are transferred out of the business business quota.

Specifically, at this time, the account space will also enter the business service mode. When processing the business event, the user’s account space will be determined according to the user identifier, and at the same time, it will be determined that the account space is updated. For the business line of business, finally, the updated business line of business is transferred out according to the amount of processing resources.

Following the above example, the payment account of employee A is determined according to the payment account in the scan code request, and the business-related business limit of 5000 opened in the payment account is determined. Deduction will be made on the business line to complete the payment of breakfast.

In the process of processing business events, the amount of processing resources will be transferred out according to the opened business quota, which realizes that under the business business model, public resources can be transferred out for processing and for private purposes. The resource transfer-out processing is separated to ensure the accuracy and processing efficiency of subsequent resource transfer-in processing.

Step 214: Update the user's business list according to the resource transfer result, and obtain the processing voucher of the business event.

Following the above example, when employee A has paid for breakfast, the payment platform will record this payment event and record it in the bill corresponding to employee A’s payment account. The business line is deducted, so the bill is also corresponding to the business line, which is convenient for reimbursement at the end of the business trip. After the payment is completed, the payment platform will send an invoice reminder to the Zaodaian store through the payment completion reminder. The form of the invoice can be For paper invoices or electronic invoices, the payment platform will stub the invoices to facilitate subsequent use in the reimbursement process.

In addition, since the resource transfer process is transferred from the business business quota, in the process of obtaining the processing voucher, there is no need for the user to perform excessive operations, and the business item can be automatically transferred to the business business quota according to the business business quota. Participants in the business event request the issuance of processing voucher.

Step 216: In the case of receiving a transfer request for at least one business event submitted under the business-for-business model recorded in the business list, create a transaction voucher based on the at least one business event and its corresponding processing voucher The user's resources are transferred to the list.

Specifically, in the case of receiving a transfer request for at least one business event submitted under the business-related business model recorded in the business list, it is explained that the user needs to transfer resources for at least one business event at this time Processing, that is, requesting the business item to which the user belongs to restore the business quota in the account space, and in order to facilitate the resource transfer processing, the at least one business event and its corresponding processing voucher will be used to create the The resource transfer-in list of the user, where the resource transfer-in list is a list for resource transfer-in processing for the at least one business event, so that the resource transfer-in process can be completed subsequently based on the list.

In addition, since the user's process of handling business events in the business business mode is all through the business business quota for resource transfer processing, in the process of creating the resource transfer list, there is no need for the user to operate, the business item According to the transfer request submitted by the user, the business events involved in the business mode are automatically summarized, and the resource transfer list is created according to the business events with processing vouchers, which is more convenient for users to perform subsequent resource transfers Processing effectively saves the time it takes to transfer resources.

Step 218: According to the resource transfer list, perform resource transfer from the account space of the business project in which the user participates to the account space.

Following the above example, the total cost of employee A during the business trip is 4,800 yuan, and the 4,800 yuan is paid through the business line in the payment account. At this time, employee A’s company needs to pay employee A 4,800 yuan. Expenses are reimbursed, and then employee A will repay the 4,800 business line in the account based on the 4,800 yuan of reimbursement.

Step 220: When the resource transfer is completed, close the business quota in the account space.

Specifically, in the case where employee A’s company has completed its reimbursement of 4,800 yuan in expenses, at this time employee A has already repaid the business line of 4800 in the payment account, and employee A’s payment account has also opened Business quota, in order to facilitate quota management, you can close the business quota at this time.

The business processing method provided in this embodiment realizes the opening of business-related business quotas in the account space, which is more convenient for the convenience of the processing process when resources are transferred in, and as long as the business event is used in business-related business mode. For the transfer of resources out of the corporate business quota, processing vouchers can be automatically obtained, which reduces the user’s operation steps and effectively improves the user’s experience. Finally, the resources are transferred in according to the business resource transfer list, which realizes the transfer of resources. In the process of inward processing, the cycle of resource inward processing is reduced, and the efficiency of resource inward processing is effectively improved.

FIG. 3 shows a flowchart of a method for processing reimbursement due to a public notice according to an embodiment of the present specification, which specifically includes steps 302 to 310.

Step 302: Receive a processing request for a transaction event submitted by an enterprise employee in the business transaction mode.

In practical applications, due to the wide range of business transaction scenarios, there are certain pain points for both employees and the company in business transaction scenarios, and there are advances for employees (the advancement cycle is long and cannot be timely Reimbursement), cumbersome (lost invoices, difficulty in arranging omissions); difficulty in auditing corporate finances (authenticity of invoices), trouble filing vouchers; difficulty in cost management and control for enterprises (expenses depend on forecasting), and low efficiency (reimbursement review Problems such as long cycle and large number of reimbursements have seriously affected the efficiency of reimbursement processing due to the communiqué.

In order to improve the efficiency and transparency of the reimbursement processing method provided in this embodiment, in the case of receiving a processing request submitted by an enterprise employee for a transaction event in the business transaction mode, the processing request can be followed The amount of transactions carried is deducted from the transaction account of the company’s employees, and the account limit corresponding to the transaction amount is deducted, and the company’s employee’s transaction bills are updated according to the transaction event. At the same time, the transaction vouchers of the transaction event are obtained, so that the transaction is in progress. During the processing of the incident, the transaction vouchers can be automatically obtained without the need for corporate employees to apply for transaction vouchers, while avoiding the situation that corporate employees advance the transaction amount under the business transaction mode; and in the subsequent process of reimbursement processing, The reimbursement bill of the enterprise employee can be created according to the reimbursement request of at least one transaction event in the business transaction mode by the enterprise employee, and finally the reimbursement processing can be completed according to the reimbursement bill, which effectively reduces the reimbursement processing cycle and improves Improve the efficiency of reimbursement, making the entire business transaction model more transparent.

In specific implementation, the business transaction mode specifically refers to the mode in which the employees of the enterprise deal with transaction events that occur on business during their business trips or during business purchases. Correspondingly, the transaction event is the cause In the case of business trips or business purchases, transactions need to be performed. For example, the event that employees pay for three meals a day during a business trip can be understood as transaction events, and employees use payment software to conduct transactions. During the payment process, in order to facilitate the reimbursement of expenses at the end of the business trip, the expenses during this period will be carried out in the business transaction mode, that is, the processing request is the process of the enterprise employee's transaction in the transaction event that occurred during the business trip Submitted processing request for the incident;

Wherein, the processing request carries the employee identification and transaction amount; the employee identification specifically refers to the identification that determines the transaction account of the enterprise employee, and correspondingly, the transaction amount specifically refers to the business transaction mode The amount of fees required to process the transaction event below.

This embodiment will describe the process of expense reimbursement for employees during and after a business trip. That is, in order to speed up the subsequent reimbursement process, employees will use payment software to pay for expenses during the business trip. The period of the business trip is referred to as In the business transaction mode, correspondingly, transaction events are events in which employees make payments for expenditure events during business trips, processing requests are payment requests, and employee identification is the payment account in the payment software that corresponds to the company’s employees. The amount is the payment fee for the transaction event.

Based on this, in order to ensure that enterprise employees do not need to advance funds for the transaction event under the business transaction mode to complete the expense, they can actively apply for the transaction event before the enterprise employee enters the business transaction mode. The application quota, in one or more implementations of this embodiment, the specific implementation is as follows: receiving the quota application request submitted by the enterprise employee for the business transaction mode; the quota application request carries the application quota And the employee identification; the transaction account is determined according to the employee identification, and the account information of the transaction account is reviewed; in the case of passing the review, the transaction account in the transaction account is checked according to the application quota The account limit is updated; if the review fails, a reminder message to change the trading account will be sent to the employee of the enterprise.

Specifically, in the case of receiving a quota application request submitted by the enterprise employee for the business transaction mode, at this time, it is explained that the enterprise employee needs to enter the business transaction mode to process the transaction event, then according to the quota application request The application quota and the employee identification carried in the company determine the transaction account of the employee of the enterprise, and the account information of the transaction account is reviewed. If the review is passed, all the transactions in the transaction account are checked according to the application quota. The account quota can be updated.

In practical applications, the application limit is the spending limit applied by the company's employees for the business transaction mode, which is used for deductions in the transaction processing process for transaction events, and the transaction account is used by the company's employees for payment Account, the account information is the information corresponding to the transaction account, such as account security level, account real-name authentication information or account fund storage information, etc., auditing the account information is the security status of the transaction account The review, correspondingly, updating the account quota in the transaction account according to the application quota is to add the same available quota as the application quota to the original account quota of the transaction account.

For example, if employee B accepts a business trip assigned by the company, all the expenses incurred during the business trip will be reimbursed by the company. At this time, in order to avoid employee B’s advance payment and affect employee B’s normal consumption, employee B can pass The payment platform applies for a temporary quota for business trips. The quota will be added to the original quota of employee B’s trading account. The quota provided by the payment platform for enterprise employees means that employees can use the quota for payment. Repayment can be done according to the ratio of the amount to the funds in the cycle; based on this, after the company estimates that the business trip will cost 5,000 yuan, enterprise employee B applies for a temporary quota of 5,000 yuan for the business trip on the payment platform, and the payment platform will be based on the company’s Employee B’s application requests a security review of its corresponding payment account. When it is determined that employee B’s payment account has passed the review, an additional 5,000 credit will be added to the original amount of employee B’s payment account for payment during the business trip.

By reviewing the transaction account according to the quota application request of the company employee when the company employee needs to enter the business transaction mode, the security of the quota application is effectively improved, and in the case of approval, the company will be checked according to the application quota. The account limit of the transaction account is updated to facilitate the subsequent transaction processing for the transaction event, and the deduction of the fee can be completed without the advance payment of the fee.

Step 304: According to the transaction amount, deduct the account quota updated after the transaction account corresponding to the employee identity identifier enters the business transaction mode.

Specifically, on the basis of receiving the processing request carrying the employee identification and the transaction amount, further, the transaction processing will be performed on the transaction event according to the processing request, specifically according to the transaction amount. The transaction account determined by the employee’s identity is deducted from the account quota updated after entering the business transaction mode; in practical applications, the deduction specifically refers to the transfer from and to the transaction account in the transaction account. The amount corresponding to the transaction amount enables the processing of the transaction event to be completed.

Further, in the case that the employee of the enterprise applies for the application quota, the transaction event is processed at this time, and the original account quota in the transaction account plus the application quota can be used to perform transaction processing on the transaction event. In one or more implementation manners of this embodiment, the specific implementation is as follows: after the transaction account enters the business transaction mode, the transaction account of the employee of the enterprise is determined according to the employee identity, And the updated account limit of the transaction account; the updated account limit is deducted according to the transaction amount.

Following the above example, when employee B pays for breakfast during the travel period, he will scan the QR code through the payment program of the payment platform. At this time, the payment platform will determine the employee’s payment account according to employee B’s scan code request. And the available quota after the payment account has applied for the 5000 quota, the price of this breakfast carried in the scan code request will be deducted from the available quota in the payment account to complete the payment of the breakfast fee.

To sum up, in the process of processing the transaction event, the transaction amount will be deducted according to the updated account quota, which realizes that under the business transaction mode, there can be sufficient The amount of transaction processing for the transaction event effectively improves the user experience.

Step 306: Update the transaction bill of the enterprise employee based on the transaction event, and obtain the transaction certificate of the transaction event.

Specifically, on the basis of the above-mentioned account deduction processing, further, the transaction bill of the enterprise employee will be updated according to the transaction event, and the transaction vouchers of the transaction event will be obtained at the same time, wherein the transaction bill is specifically It refers to the bill that records the credit deduction processing of the enterprise employee for the transaction event in the business transaction mode. Correspondingly, the transaction voucher refers to the voucher issued after the transaction event is processed, so The transaction voucher is a voucher used to prove the completion of the transaction event processing. The transaction voucher may be an invoice issued after the transaction event processing is completed.

Further, in the process of obtaining the transaction voucher, it needs to be realized according to the obtaining request of the enterprise employee. In one or more implementation manners of this embodiment, the specific implementation manner is as follows:

According to the deduction result of the deduction of the account limit, display the transaction page for the transaction event to the employee of the enterprise;

In the case of receiving a voucher acquisition instruction submitted by the enterprise employee through the transaction page, sending a voucher acquisition request to the transacted party of the transaction event;

Receiving the transaction voucher uploaded by the transacted party in response to the voucher acquisition request.

Specifically, first determine the deduction result of the account limit, and then display the transaction page for the transaction event to the employee according to the deduction result. The transaction page specifically refers to the display after the transaction processing is completed. Page; secondly, in the case of receiving the voucher acquisition instruction submitted by the enterprise employee through the transaction page, indicating that the enterprise employee needs to obtain the transaction voucher for the transaction event at this time, then according to the voucher acquisition instruction to the transaction event The transacted party sends a voucher acquisition request, and the transacted party specifically refers to the fee payee involved in the transaction event, and finally receives the transaction voucher uploaded by the transacted party in response to the voucher acquisition request.

Following the above example, after employee B completes the payment at the breakfast shop, employee B’s mobile phone will display the payment page where the payment is completed. This page contains the invoice issuance control. When employee B clicks on this control , Indicating that employee B needs to issue an invoice for this transaction event, the payment platform will send an invoice issuance request to the breakfast shop according to employee B’s instructions, and the breakfast shop can directly issue an electronic invoice to employee B according to the request. The payment platform The electronic invoice will be stored so that employee B's subsequent expenses can be reimbursed.

In the process of obtaining transaction voucher, according to the voucher obtaining instruction submitted by the enterprise employee through the transaction page, the obtaining of the transaction voucher is completed. The transaction page can remind the enterprise employee to obtain the voucher in the business transaction mode, and there is no need The employee of the enterprise stores the voucher, and can also obtain the transaction voucher of the transaction event during the reimbursement process, which further improves the user experience effect.

Step 308: In the case of receiving a reimbursement request for at least one transaction event submitted in the public transaction mode recorded in the transaction bill, create an office based on the at least one transaction event and its corresponding transaction voucher State the reimbursement bills of employees of the enterprise.

Specifically, in the case of receiving a reimbursement request for at least one transaction event submitted in the business transaction mode recorded in the transaction bill, it is explained that the employee of the enterprise needs to perform reimbursement processing for at least one transaction event at this time, In order to improve the efficiency of the reimbursement processing process, a reimbursement bill will be created based on at least one transaction event and its corresponding transaction vouchers, so that subsequent reimbursement processing can be completed based on the reimbursement bill.

In addition, after the reimbursement bill is created, in order to ensure the authenticity of the reimbursement bill, the reimbursement bill can be reviewed. In one or more implementation manners of this embodiment, the specific implementation is as follows:

Sending the reimbursement bill to the company to which the employee of the company belongs for review and processing;

In the case that the audit processing result of the enterprise on the reimbursement bill is received, the following step 310 is executed; in the case that the audit processing result of the enterprise on the reimbursement bill is received as the audit failed , The reimbursement bill is recreated until the created reimbursement bill meets the review conditions, and subsequent reimbursement processing is performed.

Following the previous example, when employee B's business trip is over, the expense will be reimbursed. If employee B's reimbursement request for 10 reimbursement events during the business trip is received, it will be reimbursed based on these 10 reimbursements. Invoices and orders for the event automatically create a reimbursement bill for employee B, and send the reimbursement bill to the company to which employee B belongs for review. After receiving the approval returned by the company, 10 reimbursements can be made at this time The expenses involved in the incident will be processed for subsequent reimbursement.

By further reviewing the reimbursement bill, the authenticity of the reimbursement bill can be effectively guaranteed, and the efficiency of the subsequent reimbursement processing process is further improved.

Step 310: According to the reimbursement bill, perform reimbursement processing from the enterprise account to which the enterprise employee belongs to the transaction account.

Specifically, on the basis of the above-mentioned creation of the reimbursement bill of the enterprise employee for the at least one transaction event, further, according to the reimbursement bill, the transaction from the enterprise account to which the enterprise employee belongs to the transaction account will be carried out. The reimbursement process is to reimburse the expenses in the transaction account through the enterprise account of the enterprise to which the employee belongs according to the reimbursement bill.

Further, in the process of reimbursement processing, in order to ensure that the reimbursement processing process can be speeded up, a reimbursement agreement can be signed with the enterprise before the reimbursement processing is processed, and the reimbursement processing can be directly carried out if the requirements of the agreement are met, thereby speeding up the reimbursement processing process , To improve the user’s experience effect. In one or more implementations of this embodiment, the specific implementation is as follows: Determine the reimbursement conditions of the enterprise according to the reimbursement agreement signed with the enterprise to which the employee of the enterprise belongs; The reimbursement conditions are reviewed on the reimbursement bill; if the reimbursement bill passes the review, the reimbursement amount information corresponding to the reimbursement bill is determined and sent to the enterprise; the confirmation submitted by the enterprise for the reimbursement amount information is received Request; according to the confirmation request, the reimbursement amount corresponding to the reimbursement amount information is transferred from the enterprise account to the transaction account.

In actual applications, in order to speed up the reimbursement process, the reimbursement conditions of the enterprise can be determined according to the reimbursement agreement signed with the enterprise to which the employees of the enterprise belong; after reviewing the reimbursement bill based on the reimbursement conditions, If the reimbursement bill passes the review, indicating that the authenticity of the reimbursement bill can be guaranteed at this time, the reimbursement amount information corresponding to the reimbursement bill is sent to the enterprise; after receiving the confirmation submitted by the enterprise for the reimbursement amount information In the case of request, the reimbursement amount corresponding to the reimbursement amount information may be transferred from the enterprise account to the transaction account according to the confirmation request.

In addition, in order to speed up the reimbursement process, you can sign a reimbursement agreement with the employees of the enterprise. If the reimbursement bill is approved according to the reimbursement agreement, the reimbursement can be processed directly, that is, directly from the enterprise account to the enterprise employee’s transaction account. The transfer of reimbursement expenses does not require the enterprise to review again, and in this process, the authenticity of the reimbursement bill must be guaranteed, so it is necessary to conduct a more detailed review of the reimbursement bill according to the reimbursement agreement.

By re-reviewing the reimbursement bill according to the reimbursement agreement during the reimbursement process, it is possible to avoid the occurrence of inaccurate reimbursement expenses and cause losses to the enterprise, and the reimbursement agreement can speed up The efficiency of reimbursement processing effectively shortens the time spent in the reimbursement processing process and further improves the user experience.

Furthermore, after the reimbursement process is completed, at this time, the enterprise employee’s transaction account will need to reduce the account limit, so that the enterprise employee will apply for the limit in the business transaction mode next time. One or more implementation methods of this embodiment The specific implementation is as follows:

When the reimbursement process is completed, the updated account quota in the transaction account is reduced according to the application quota.

Following the above example, when the company to which employee B belongs has reimbursed its 4,800 yuan of expenses, employee B has already repaid the available amount of 4,800 in the payment account, and employee B’s payment account has reimbursed it. There is a temporary quota of 5000. In order to facilitate quota management, the temporary quota of 5000 can be reduced according to the quota of 5000 at the time of application, so that the quota in the payment account of enterprise employee B is restored to the quota before the business trip.

The method for processing reimbursement for public affairs provided in this embodiment, in the case of receiving a processing request submitted by an enterprise employee for a transaction event in the business transaction mode, can be recorded in the transaction account of the enterprise employee according to the transaction amount carried in the processing request The account limit corresponding to the transaction amount is deducted, and the transaction bill of the enterprise employee is updated according to the transaction event, and the transaction certificate of the transaction event is obtained at the same time, which realizes that the enterprise employee does not need to apply for the transaction certificate during the processing of the transaction event , You can automatically obtain transaction vouchers, and at the same time avoid the situation that the company employees advance the transaction amount in the business transaction mode; and in the subsequent process of reimbursement processing, it can be based on the company’s employees for at least one business transaction mode For the reimbursement request for transaction events, create the reimbursement bill for the employees of the enterprise, and finally complete the reimbursement process according to the reimbursement bill, which effectively reduces the reimbursement processing cycle and improves the reimbursement efficiency, making the entire business transaction model more transparent change.

In the following, with reference to FIG. 4, the application of the method for reimbursement for publicity provided in this specification in scenario 2 is taken as an example to further illustrate the method for processing for public reimbursement. Among them, FIG. 4 shows a processing flow chart of a method for processing reimbursement due to public notice applied to scenario 2 according to an embodiment of the present specification, which specifically includes steps 402 to 420.

Step 402: Receive a quota application request submitted by an enterprise employee for the business transaction mode.

Specifically, the quota application request carries the application quota and the employee identification; in the case of receiving the quota application request submitted by the enterprise employee for the business transaction mode, it is explained at this time that the enterprise employee needs to enter the business transaction mode. The transaction mode deals with transaction events, and then the transaction accounts of the employees of the enterprise need to be reviewed in the follow-up.

Step 404: Determine the transaction account according to the employee identification, and review the account information of the transaction account.

Specifically, on the basis of receiving the quota application request described above, further, the transaction account is determined according to the employee identity identifier, and the account information of the transaction account is reviewed.

In practical applications, the application limit is the spending limit applied by the company's employees for the business transaction mode, which is used for deductions in the transaction processing process for transaction events, and the transaction account is used by the company's employees for payment Account, the account information is the information corresponding to the transaction account, such as account security level, account real-name authentication information or account fund storage information, etc., auditing the account information is the security status of the transaction account Audit.

For example, if employee B accepts a business trip assigned by the company, all the expenses incurred during the business trip will be reimbursed by the company. At this time, in order to avoid employee B’s advance payment and affect employee B’s normal consumption, employee B can pass The payment platform applies for a temporary quota for business trips. The quota will be added to the original quota of employee B’s trading account. The quota provided by the payment platform for enterprise employees means that employees can use the quota for payment. Repayment can be done according to the ratio of the amount to the funds in the cycle; based on this, after the company estimates that the business trip will cost 5,000 yuan, enterprise employee B applies for a temporary quota of 5,000 yuan for the business trip on the payment platform, and the payment platform will be based on the company’s Employee B’s application requests a security review of his corresponding payment account.

Step 406: In the case of approval, open a business transaction quota in the transaction account according to the application quota.

Specifically, on the basis of the above-mentioned review of the account information of the transaction account, further, in the case that the review is passed, the business transaction quota is opened in the transaction account according to the application quota, wherein the The business transaction quota is used for transaction events in the business transaction mode.

Following the above example, after confirming that employee B’s payment account has passed the review, it is determined that the security level of employee B’s payment account meets the application standards, and a business transaction quota of 5,000 yuan is opened in employee B’s payment account, which is dedicated to Business payment events during a business trip.

Step 408: Receive a processing request for a transaction event submitted by an enterprise employee in the business transaction mode.

Specifically, a processing request for a transaction event submitted by an enterprise employee in the business transaction mode is received, and it is determined that the enterprise employee needs to perform transaction processing for the transaction event in the business transaction mode, and the processing request carries the employee identity identifier. And the transaction amount.

Following the above example, when employee B needs to pay for breakfast during a business trip, he will scan the QR code through the payment program of the payment platform. The payment platform will determine employee B’s payment account according to employee B’s scan code request, and For the payment amount, the breakfast fee will be deducted based on the payment amount and the payment account in the future.

Step 410: After the transaction account enters the business transaction mode, determine the transaction account of the employee of the enterprise and the business transaction quota of the transaction account according to the employee ID.

Step 412: Deduct the business transaction quota according to the transaction amount.

Specifically, at this time, the transaction account enters the business transaction mode at night, and when processing the transaction event, the transaction account will be determined according to the employee ID, and at the same time the business transaction after the transaction account has been updated For the quota, finally, the updated business-for-business transaction quota can be deducted according to the transaction amount.

Following the above example, the payment account of employee B is determined according to the payment account in the scan code request, and the business-related business quota opened in the payment account is determined to be 5000. The deduction will be made on the business line to complete the payment of breakfast.

By processing the transaction event according to the opened business transaction quota, it is realized that under the business transaction mode, the business transaction quota and the account quota can be separated, thereby making the subsequent reimbursement processing process more convenient.

Step 414: Update the transaction bill of the employee of the enterprise based on the transaction event, and obtain the transaction certificate of the transaction event.

Specifically, on the basis of the above-mentioned deduction of the quota, further, the transaction bill of the enterprise employee will be updated according to the transaction event, and the transaction vouchers of the transaction event will be obtained at the same time, wherein the transaction bill specifically refers to Records the bill for the enterprise employee’s quota deduction processing for the transaction event in the business transaction mode. Correspondingly, the transaction voucher specifically refers to the voucher issued after the transaction event is processed. The transaction Vouchers are used to prove the completion of transaction event processing. The transaction voucher may be an invoice issued after the transaction event processing is completed.

Following the previous example, when employee B has paid for breakfast, the payment platform will record this payment event and record it in the bill corresponding to employee B’s payment account, and the fee is from The business transaction quota is deducted, so the bill is also corresponding to the business transaction quota, which is convenient for reimbursement processing at the end of the business trip. After the payment is completed, the payment platform will send an invoice reminder to the early store through the payment completion reminder, in the form of an invoice It can be a paper invoice or an electronic invoice. The payment platform will stub the invoice to facilitate the subsequent reimbursement process.

In addition, since the quota deduction is completed from the business transaction quota, in the process of obtaining the transaction voucher, the payment platform can automatically participate in the transaction event according to the business transaction quota without the user's excessive operation. The party requests the issuance of transaction vouchers.

Step 416: In the case of receiving a reimbursement request for at least one transaction event submitted in the public transaction mode recorded in the transaction bill, create an office based on the at least one transaction event and its corresponding transaction voucher State the reimbursement bills of employees of the enterprise.

Following the previous example, when employee B's business trip is over, the expense will be reimbursed. If employee B's reimbursement request for 10 reimbursement events during the business trip is received, it will be reimbursed based on these 10 reimbursements. Event invoices and orders automatically create a reimbursement bill for employee B of the enterprise, and then proceed with subsequent reimbursement processing.

In addition, since the process of handling transaction events in the corporate transaction mode by corporate employees is completed through corporate transaction quotas, in the process of creating the reimbursement bill, no user action is required, and the payment platform can be based on corporate employees. The submitted reimbursement request automatically summarizes the transaction events designed in the business transaction mode, and creates a reimbursement list for reimbursement processing, which effectively saves the time consumed in reimbursement processing.

Step 418: According to the reimbursement bill, reimbursement processing is performed from the enterprise account to which the employee of the enterprise belongs to the transaction account.

Step 420: When the reimbursement process is completed, close the business transaction quota in the transaction account.

Specifically, in the case where the company to which employee B belongs has reimbursed its 4800 yuan of expenses, at this time employee B has already repaid the business line of 4800 in the payment account, and employee B’s payment account There is also a business transaction quota. In order to facilitate the management of the quota, the business transaction quota can be closed at this time.

The method for processing reimbursement for public affairs provided in this embodiment realizes the opening of business transaction quotas in the transaction account, which makes it more convenient for the convenience of reimbursement processing during reimbursement processing, and as long as the transaction event is used in the business transaction mode. The deduction of the public transaction quota can automatically obtain transaction vouchers, which reduces the user’s operating steps and effectively improves the user’s experience. Finally, the reimbursement process is performed according to the reimbursement bill, which effectively reduces the reimbursement processing cycle and improves Improve the efficiency of reimbursement, making the entire business transaction model more transparent.

Corresponding to the foregoing method embodiment, this specification also provides an embodiment of a service processing device, and FIG. 5 shows a schematic structural diagram of a service processing device provided by an embodiment of this specification. As shown in Figure 5, the device includes the following modules.

The receiving processing request module 502 is configured to receive a processing request of a business event submitted by a user in a business service mode; the processing request carries a user identification and processing resource amount.

The resource transfer module 504 is configured to transfer resources according to the amount of processing resources to the resource quota updated after the account space corresponding to the user identifier enters the business service mode.

The obtaining processing voucher module 506 is configured to update the user's business list according to the resource transfer result, and obtain the processing voucher of the business event.

The list creation module 508 is configured to, in the case of receiving a transfer request for at least one business event submitted under the business-related business model recorded in the business list, according to the at least one business event and its The corresponding processing voucher creates the resource transfer list of the user.

The resource transfer-in module 510 is configured to transfer resources from the account space of the business project in which the user participates to the account space according to the resource transfer-in list; the resource transfer-in is a transfer-out of the resource The restoration of the resource quota.

In an optional embodiment, the service processing apparatus further includes: a first receiving application request module configured to receive a resource application request submitted by the user for the business service mode; in the resource application request Carrying the requested resource quota and the user identification; the first account space review module is configured to determine the account space of the user according to the user identification, and review the attribute information of the account space; resource quota The update module is configured to update the resource quota in the account space according to the requested resource quota in the case of approval.

In an optional embodiment, the resource transfer module 504 includes: a first determining unit configured to determine the account space according to the user identifier after the account space enters the business service mode , And the updated resource quota of the account space; the first transfer-out unit is configured to perform resource transfer out of the updated resource quota according to the processing resource amount.

In an optional embodiment, the service processing apparatus further includes: a reduction processing module configured to, in a case where the resource transfer is completed, perform an update of the updated account space in the account space according to the requested resource quota. The resource quota is reduced.

In an optional embodiment, the service processing apparatus further includes: a second receiving application request module configured to receive a resource application request submitted by the user for the business service mode; in the resource application request Carrying the requested resource quota and the user ID; a second account space review module configured to determine the account space of the user according to the user ID, and review the attribute information of the account space; activation module , Configured to open a business-related business quota in the account space according to the applied resource quota when the review is passed; the business-related business quota is used for business events in the business-related business mode.

In an optional embodiment, the resource transfer module 504 includes: a second determining unit configured to determine the account space according to the user identifier after the account space enters the business mode , And the business quota in the account space; the second transfer-out unit is configured to transfer resources to the business quota according to the processing resource amount.

In an optional embodiment, the service processing device further includes: a closing module configured to close the business business quota in the account space when the resource transfer is completed.

In an optional embodiment, the resource transfer module 510 includes: a determining rule unit configured to determine the resource flow rule of the business project according to the resource flow agreement signed with the business project in which the user participates; The review list unit is configured to review the resource transfer-in list based on the resource flow rule; the sending unit is configured to determine the resource transfer-in list corresponding to the resource transfer-in list when the resource transfer-in list passes the review The target resource amount of the business project is sent to the business item; the receiving unit is configured to receive a confirmation request submitted by the business project for the target resource amount; the transfer-in unit is configured to receive the confirmation request from the business according to the confirmation request The project account space transfers the transferred resource amount corresponding to the target resource amount to the account space.

The business processing device provided in this embodiment, upon receiving a processing request submitted by a user for a business event in the business mode, will update the user’s account space in accordance with the processing resource amount carried in the processing request The resource quota is used for resource transfer-out processing, and the business list is updated according to the result of the resource transfer-out processing, and the processing voucher of the business event is obtained at the same time, so that the processing voucher can be directly obtained in the process of processing the business event, without the user actively applying for processing. Voucher, to prevent the user from forgetting to process the voucher, and at the same time to avoid the occurrence of user advancement; and when the user submits the transfer request, the resource will be created based on at least one business event involved in the transfer request and its corresponding processing voucher The admission list, and finally the resource transfer processing is performed according to the resource transfer list, which reduces the cycle of resource transfer processing during the resource transfer processing process, and effectively improves the efficiency of resource transfer processing.

The foregoing is a schematic solution of a service processing apparatus of this embodiment. It should be noted that the technical solution of the business processing device belongs to the same concept as the technical solution of the above-mentioned business processing method. For details of the technical solution of the business processing device that are not described in detail, please refer to the description of the technical solution of the above-mentioned business processing method. .

Corresponding to the foregoing method embodiment, this specification also provides an embodiment of a reimbursement processing apparatus for public notice. FIG. 6 shows a schematic structural diagram of a reimbursement processing apparatus provided by an embodiment of this specification. As shown in Figure 6, the device includes the following modules.

The processing request receiving module 602 is configured to receive a processing request of a transaction event submitted by an enterprise employee in the business transaction mode; the processing request carries the employee's identity and the transaction amount.

The deduction module 604 is configured to deduct the account quota updated after the transaction account corresponding to the employee identity identifier enters the business transaction mode according to the transaction amount.

The obtaining transaction voucher module 606 is configured to update the transaction bill of the enterprise employee based on the transaction event, and obtain the transaction voucher of the transaction event.

The bill creation module 608 is configured to, in the case of receiving a reimbursement request for at least one transaction event submitted in the business transaction mode recorded in the transaction bill, according to the at least one transaction event and its corresponding The transaction vouchers create a reimbursement bill for the employees of the enterprise.

The reimbursement processing module 610 is configured to perform reimbursement processing from the enterprise account to which the enterprise employee belongs to the transaction account according to the reimbursement bill.

In an optional embodiment, the device for processing reimbursement for public affairs further includes: a first application request receiving module configured to receive a quota application request submitted by the enterprise employee for the business transaction mode; the quota The application request carries the application quota and the employee identification; the first account review module is configured to determine the transaction account according to the employee identification, and review the account information of the transaction account; update the account quota The module is configured to update the account quota in the transaction account according to the application quota in the case of approval.

In an optional embodiment, the deduction module 604 includes: a first determining unit configured to determine the enterprise employee according to the employee identity after the transaction account enters the business transaction mode The transaction account and the updated account limit of the transaction account; the first deduction unit is configured to deduct the updated account limit according to the transaction amount.

In an optional embodiment, the device for processing reimbursements for public notices further includes: a reduction processing module configured to, upon completion of the reimbursement processing, perform an update on the transaction account in the transaction account according to the application limit. The account limit is reduced.

In an optional embodiment, the device for processing reimbursement for public affairs further includes: a second application request receiving module configured to receive a quota application request submitted by the enterprise employee for the business transaction mode; the quota The application request carries the application quota and the employee ID; the second account review module is configured to determine the transaction account according to the employee ID, and review the account information of the transaction account; the activation module, It is configured to open a business-for-business transaction quota in the transaction account according to the application quota when the review is passed; the business-for-business transaction quota is used for transaction events in the business-for-business transaction mode.

In an optional embodiment, the deduction module 604 includes: a second determining unit configured to determine the enterprise employee according to the employee identity after the transaction account enters the business transaction mode The transaction account and the business transaction quota of the transaction account; the second deduction unit is configured to deduct the business transaction quota according to the transaction amount.

In an optional embodiment, the device for processing reimbursement for public affairs further includes: a closing module configured to close the business transaction quota in the transaction account when the reimbursement processing is completed.

In an optional embodiment, the transaction voucher acquisition module 606 includes: a transaction page display unit configured to display to the enterprise employee that the transaction is subject to the transaction based on the deduction result of the deduction of the account limit. The transaction page of the event; the sending request unit is configured to send a voucher acquisition request to the transacted party of the transaction event in the case of receiving the voucher acquisition instruction submitted by the enterprise employee through the transaction page; receive the transaction voucher The unit is configured to receive the transaction voucher uploaded by the transacted party in response to the voucher acquisition request.

In an optional embodiment, the device for processing reimbursement for public announcements further includes: a bill review module configured to send the reimbursement bill to the company to which the employee of the company belongs for review processing; In a case where the review processing result of the reimbursement bill is approved, the reimbursement processing module 610 is run.

In an optional embodiment, the reimbursement processing module 610 includes: a reimbursement condition determination unit, configured to determine the reimbursement conditions of the enterprise according to the reimbursement agreement signed with the enterprise to which the employee of the enterprise belongs; and a bill review unit , Configured to review the reimbursement bill based on the reimbursement conditions; and the determining reimbursement amount information unit is configured to determine the reimbursement amount information corresponding to the reimbursement bill and send it to Enterprise; a receiving confirmation request unit configured to receive a confirmation request submitted by the enterprise for the reimbursement amount information; a reimbursement processing unit configured to change the reimbursement amount corresponding to the reimbursement amount information from the reimbursement amount information according to the confirmation request The corporate account is transferred to the trading account.

The reimbursement processing device provided in this embodiment can, in the case of receiving a processing request submitted by an enterprise employee for a transaction event in the business transaction mode, in accordance with the transaction amount carried in the processing request, it can be stored in the enterprise employee’s transaction account The account limit corresponding to the transaction amount is deducted, and the transaction bill of the company employee is updated according to the transaction event, and the transaction certificate of the transaction event is obtained at the same time, which realizes that the company employee does not need to apply for the transaction certificate in the process of processing the transaction event , You can automatically obtain transaction vouchers, while avoiding the situation that the company employees advance the transaction amount under the business transaction mode; and in the subsequent process of reimbursement processing, it can be based on the company’s employees for at least one business transaction mode For the reimbursement request of the transaction event, create the reimbursement bill for the employees of the enterprise, and finally complete the reimbursement process according to the reimbursement bill, which effectively reduces the reimbursement processing cycle and improves the reimbursement efficiency, making the entire business transaction model more transparent change.

The foregoing is a schematic solution of the device for processing reimbursement due to public notice of this embodiment. It should be noted that the technical solution of the reimbursement processing device is the same concept as the technical solution of the reimbursement processing method mentioned above. For details that are not described in detail in the technical solution of the reimbursement processing device, please refer to the above-mentioned reimbursement processing device. Description of the technical solution of the reimbursement processing method.

Fig. 7 shows a structural block diagram of a computing device 700 according to an embodiment of the present specification. The components of the computing device 700 include, but are not limited to, a memory 710 and a processor 720. The processor 720 and the memory 710 are connected through a bus 730, and the database 750 is used to store data.

The computing device 700 also includes an access device 740 that enables the computing device 700 to communicate via one or more networks 760. Examples of these networks include a public switched telephone network (PSTN), a local area network (LAN), a wide area network (WAN), a personal area network (PAN), or a combination of communication networks such as the Internet. The access device 740 may include one or more of any type of wired or wireless network interface (for example, a network interface card (NIC)), such as IEEE802.11 wireless local area network (WLAN) wireless interface, global interconnection for microwave access ( Wi-MAX) interface, Ethernet interface, universal serial bus (USB) interface, cellular network interface, Bluetooth interface, near field communication (NFC) interface, etc.

In an embodiment of this specification, the aforementioned components of the computing device 700 and other components not shown in FIG. 7 may also be connected to each other, for example, via a bus. It should be understood that the structural block diagram of the computing device shown in FIG. 7 is only for the purpose of example, and is not intended to limit the scope of this specification. Those skilled in the art can add or replace other components as needed.

The computing device 700 can be any type of stationary or mobile computing device, including a mobile computer or mobile computing device (for example, a tablet computer, a personal digital assistant, a laptop computer, a notebook computer, a netbook, etc.), a mobile phone (for example, a smart phone). ), wearable computing devices (for example, smart watches, smart glasses, etc.) or other types of mobile devices, or stationary computing devices such as desktop computers or PCs. The computing device 700 may also be a mobile or stationary server.

The processor 720 is configured to execute the following computer-executable instructions: receiving a processing request for a business event submitted by a user in the business mode; the processing request carries a user identification and processing resource amount; according to the processing resource amount , Perform resource transfer out of the resource quota updated after the account space corresponding to the user identifier enters the business service mode; update the user's business list according to the resource transfer result, and obtain the business event information Processing voucher; in the case of receiving a transfer request for at least one business event submitted under the business-for-business model recorded in the business list, create based on the at least one business event and its corresponding processing voucher The resource transfer-in list of the user; according to the resource transfer-in list, the resource transfer from the account space of the business project in which the user participates to the account space is carried out; the resource transfer-in is the transfer-out of the resource The restoration of the resource quota.

The foregoing is a schematic solution of a computing device of this embodiment. It should be noted that the technical solution of the computing device belongs to the same concept as the technical solution of the foregoing business processing method. For details of the technical solution of the computing device that are not described in detail, please refer to the description of the technical solution of the foregoing business processing method.

Fig. 8 shows a structural block diagram of another computing device 800 provided according to an embodiment of the present specification. The components of the computing device 800 include, but are not limited to, a memory 810 and a processor 820. The processor 820 and the memory 810 are connected through a bus 830, and the database 850 is used to store data.

The computing device 800 also includes an access device 840 that enables the computing device 800 to communicate via one or more networks 860. Examples of these networks include a public switched telephone network (PSTN), a local area network (LAN), a wide area network (WAN), a personal area network (PAN), or a combination of communication networks such as the Internet. The access device 840 may include one or more of any type of wired or wireless network interface (for example, a network interface card (NIC)), such as IEEE802.11 wireless local area network (WLAN) wireless interface, global interconnection for microwave access ( Wi-MAX) interface, Ethernet interface, universal serial bus (USB) interface, cellular network interface, Bluetooth interface, near field communication (NFC) interface, etc.

In an embodiment of this specification, the aforementioned components of the computing device 800 and other components not shown in FIG. 8 may also be connected to each other, for example, via a bus. It should be understood that the structural block diagram of the computing device shown in FIG. 8 is only for the purpose of example, and is not intended to limit the scope of this specification. Those skilled in the art can add or replace other components as needed.

The computing device 800 can be any type of stationary or mobile computing device, including mobile computers or mobile computing devices (for example, tablet computers, personal digital assistants, laptop computers, notebook computers, netbooks, etc.), mobile phones (for example, smart phones). ), wearable computing devices (for example, smart watches, smart glasses, etc.) or other types of mobile devices, or stationary computing devices such as desktop computers or PCs. The computing device 800 may also be a mobile or stationary server.

The processor 820 is configured to execute the following computer-executable instructions: receiving a processing request for a transaction event submitted by an enterprise employee in the business transaction mode; the processing request carries the employee identification and the transaction amount; according to the transaction amount , Deduct the account quota updated after the transaction account corresponding to the employee identity identifier enters the business transaction mode; update the transaction bill of the enterprise employee based on the transaction event, and obtain the transaction of the transaction event Voucher; in the case of receiving a reimbursement request for at least one transaction event submitted in the public transaction mode recorded in the transaction bill, the creation of the said at least one transaction event and its corresponding transaction voucher The reimbursement bill of the enterprise employee; according to the reimbursement bill, the reimbursement process is performed from the enterprise account to which the enterprise employee belongs to the transaction account.

The foregoing is a schematic solution of another computing device of this embodiment. It should be noted that the technical solution of the computing device belongs to the same concept as the technical solution of the above-mentioned reimbursement processing method. For details that are not described in detail in the technical solution of the computing device, please refer to the technical solution of the above-mentioned reimbursement processing method. description of.

An embodiment of the present specification also provides a computer-readable storage medium, which stores computer instructions, and when the instructions are executed by a processor, they are used to: receive a processing request for a business event submitted by a user in a business-for-business mode; The processing request carries the user ID and the amount of processing resources; according to the amount of processing resources, the resource quota updated after the account space corresponding to the user ID enters the business mode is transferred out according to the amount of resources; As a result, the user’s business list is updated, and the processing voucher of the business event is obtained; after receiving a transfer request for at least one business event submitted under the business-for-business model recorded in the business list In the case of, create a resource transfer list of the user according to the at least one business event and its corresponding processing voucher; according to the resource transfer list, proceed from the account space of the business project in which the user participates to the account The resource transfer of space; the resource transfer is the restoration of the resource quota of the resource transferred out.

The foregoing is a schematic solution of a computer-readable storage medium of this embodiment. It should be noted that the technical solution of the storage medium belongs to the same concept as the technical solution of the above-mentioned service processing method. For details of the technical solution of the storage medium that are not described in detail, please refer to the description of the technical solution of the above-mentioned service processing method.

An embodiment of this specification also provides another computer-readable storage medium, which stores computer instructions, which when executed by a processor, are used to: receive a processing request for a transaction event submitted by an enterprise employee in a business transaction mode; The processing request carries the employee ID and the transaction amount; according to the transaction amount, the account limit updated after the transaction account corresponding to the employee ID is entered into the business transaction mode is deducted; based on the transaction amount; The transaction event updates the transaction bill of the employee of the enterprise and obtains the transaction vouchers of the transaction event; after receiving a reimbursement request for at least one transaction event submitted in the business transaction mode recorded in the transaction bill In this case, a reimbursement bill for the enterprise employee is created according to the at least one transaction event and its corresponding transaction vouchers; according to the reimbursement bill, reimbursement processing is performed from the enterprise account to which the enterprise employee belongs to the transaction account.

The foregoing is an exemplary solution of another computer-readable storage medium of this embodiment. It should be noted that the technical solution of the storage medium belongs to the same concept as the technical solution of the above-mentioned reimbursement processing method. For details that are not described in detail in the technical solution of the storage medium, please refer to the technical solution of the above-mentioned reimbursement processing method. description of.

The foregoing describes specific embodiments of this specification. Other embodiments are within the scope of the appended claims. In some cases, the actions or steps described in the claims can be performed in a different order than in the embodiments and still achieve desired results. In addition, the processes depicted in the drawings do not necessarily require the specific order or sequential order shown in order to achieve the desired results. In some embodiments, multitasking and parallel processing are also possible or may be advantageous.

The computer instructions include computer program codes, and the computer program codes may be in the form of source code, object code, executable files, or some intermediate forms. The computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, U disk, mobile hard disk, magnetic disk, optical disk, computer memory, read-only memory (ROM, Read-Only Memory) , Random Access Memory (RAM, Random Access Memory), electrical carrier signal, telecommunications signal, and software distribution media, etc. It should be noted that the content contained in the computer-readable medium can be appropriately added or deleted according to the requirements of the legislation and patent practice in the jurisdiction. For example, in some jurisdictions, according to the legislation and patent practice, the computer-readable medium Does not include electrical carrier signals and telecommunication signals.

It should be noted that for the foregoing method embodiments, for simplicity of description, they are all expressed as a series of action combinations, but those skilled in the art should know that this specification is not limited by the described sequence of actions. Because according to this specification, some steps can be performed in other order or at the same time. Secondly, those skilled in the art should also know that the embodiments described in the specification are all preferred embodiments, and the involved actions and modules are not necessarily all required by the specification.

In the above-mentioned embodiments, the description of each embodiment has its own emphasis. For parts that are not described in detail in an embodiment, reference may be made to related descriptions of other embodiments.

The preferred embodiments of this specification disclosed above are only used to help explain this specification. The optional embodiments do not describe all the details in detail, nor do they limit the invention to only the specific implementations described. Obviously, many modifications and changes can be made according to the content of this manual. This specification selects and specifically describes these embodiments in order to better explain the principles and practical applications of this specification, so that those skilled in the art can understand and use this specification well. This description is only limited by the claims and their full scope and equivalents.

Claims

A business processing method, including:

Receiving a processing request for a business event submitted by a user in the business mode; the processing request carries the user identification and the amount of processing resources;

According to the amount of processing resources, the resource quota updated after the account space corresponding to the user ID enters the business mode is transferred out of resources;

Update the user's business list according to the resource transfer result, and obtain the processing voucher of the business event;

In the case of receiving a transfer request for at least one business event submitted under the business-related business model recorded in the business list, the user is created according to the at least one business event and its corresponding processing voucher Of resources transferred to the list;

According to the resource transfer list, the resource transfer from the account space of the business project in which the user participates to the account space is carried out; the resource transfer is the restoration of the resource quota of the resource transferred out.
The service processing method according to claim 1, further comprising:

Receiving a resource application request submitted by the user for the business business model; the resource application request carries the applied resource quota and the user identifier;

Determine the account space of the user according to the user identifier, and review the attribute information of the account space;

In the case of approval, the resource quota in the account space is updated according to the applied resource quota.
The service processing method according to claim 2, wherein the resource transfer of the resource quota updated in the account space corresponding to the user identifier after entering the business service mode according to the processing resource amount comprises:

After the account space enters the business-for-business mode, determine the account space and the updated resource quota of the account space according to the user identifier;

Resource transfer is performed on the updated resource quota according to the processing resource amount.
The service processing method according to claim 3, after the step of transferring resources from the account space of the business project in which the user participates to the account space according to the resource transfer list is executed, the method further comprises:

In the case that the resource transfer is completed, the updated resource quota in the account space is reduced according to the applied resource quota.
The service processing method according to claim 1, further comprising:

Receiving a resource application request submitted by the user for the business business model; the resource application request carries the applied resource quota and the user identifier;

Determine the account space of the user according to the user identifier, and review the attribute information of the account space;

In the case of approval, the business-related business quota is opened in the account space according to the applied resource quota; the business-related business quota is used for business events in the business-related business mode.
The service processing method according to claim 5, wherein the resource transfer of the resource quota updated after the account space corresponding to the user identifier enters the business service mode according to the processing resource amount includes:

After the account space enters the business business mode, determine the account space and the business business quota in the account space according to the user ID;

According to the processing resource amount, resources are transferred out of the business business quota.
The service processing method according to claim 6, after the step of transferring resources from the account space of the business project in which the user participates to the account space is executed according to the resource transfer list, the method further comprises:

In the case that the resource transfer is completed, close the business-related business quota in the account space.
The business processing method according to claim 1, wherein the resource transfer from the account space of the business project in which the user participates to the account space according to the resource transfer list includes:

Determine the resource flow rules of the business project according to the resource flow agreement signed with the business project in which the user participates;

Audit the resource transfer-in list based on the resource flow rule;

In the case that the resource transfer-in list passes the review, determine the target resource amount corresponding to the resource transfer-in list and send it to the business item;

Receiving a confirmation request submitted by the business project for the target resource amount;

The transfer-in resource amount corresponding to the target resource amount is transferred from the business project account space to the account space according to the confirmation request.
A method for processing reimbursements for the public, including:

Receive a processing request for a transaction event submitted by an enterprise employee in the business transaction mode; the processing request carries the employee's identity and the transaction amount;

According to the transaction amount, deduct the account quota updated after the transaction account corresponding to the employee identity identifier enters the business transaction mode;

Update the transaction bill of the employee of the enterprise based on the transaction event, and obtain the transaction vouchers of the transaction event;

In the case of receiving a reimbursement request for at least one transaction event submitted in the business transaction mode recorded in the transaction bill, the enterprise employee is created based on the at least one transaction event and its corresponding transaction voucher 'S reimbursement bill;

According to the reimbursement bill, reimbursement processing is performed from the enterprise account to which the employee of the enterprise belongs to the transaction account.
The method for processing reimbursement due to public notice according to claim 9, further comprising:

Receiving a quota application request submitted by the enterprise employee for the business transaction mode; the quota application request carries the application quota and the employee's identity;

Determine the transaction account according to the employee identity identifier, and review the account information of the transaction account;

In the case of approval, the account quota in the transaction account is updated according to the application quota.
According to the method for processing reimbursement for public affairs according to claim 10, the deduction of the account quota updated after the transaction account corresponding to the employee identity identifier enters the business transaction mode according to the transaction amount comprises:

After the transaction account enters the business transaction mode, determine the transaction account of the employee of the enterprise and the updated account limit of the transaction account according to the employee ID;

The updated account quota is deducted according to the transaction amount.
The method for processing reimbursement according to claim 11, after the reimbursement processing step from the corporate account to which the employee belongs to the transaction account is executed according to the reimbursement bill, the method further comprises:

When the reimbursement process is completed, the updated account quota in the transaction account is reduced according to the application quota.
The method for processing reimbursement due to public notice according to claim 9, further comprising:

Receiving a quota application request submitted by the enterprise employee for the business transaction mode; the quota application request carries the application quota and the employee's identity;

Determine the transaction account according to the employee identity identifier, and review the account information of the transaction account;

In the case of approval, a business transaction quota is opened in the transaction account according to the application quota; the business transaction quota is used for transaction events in the business transaction mode.
The method for processing reimbursement for public affairs according to claim 13, wherein the deduction of the account quota updated after the transaction account corresponding to the employee identity identifier enters the business transaction mode according to the transaction amount comprises:

After the transaction account enters the business transaction mode, determine the transaction account of the employee of the enterprise and the business transaction quota of the transaction account according to the employee ID;

The said business transaction quota shall be deducted according to the said transaction amount.
The method for processing reimbursement according to claim 14, after the step of performing reimbursement processing from the corporate account to which the employee belongs to the transaction account according to the reimbursement bill, further comprises:

When the reimbursement process is completed, the business transaction quota in the transaction account is closed.
The method for processing reimbursements for public affairs according to claim 9, wherein said obtaining the transaction vouchers of the transaction event comprises:

According to the deduction result of the deduction of the account limit, display the transaction page for the transaction event to the employee of the enterprise;

In the case of receiving a voucher acquisition instruction submitted by the enterprise employee through the transaction page, sending a voucher acquisition request to the transacted party of the transaction event;

Receiving the transaction voucher uploaded by the transacted party in response to the voucher acquisition request.
The reimbursement processing method according to claim 9, after the step of creating the reimbursement bill of the enterprise employee based on the at least one transaction event and its corresponding transaction vouchers is executed, and the reimbursement bill is performed according to the reimbursement bill. Before the reimbursement processing steps from the corporate account to which the employee belongs to the transaction account is executed, it also includes:

Sending the reimbursement bill to the company to which the employee of the company belongs for review and processing;

In the case that the result of the review processing of the reimbursement bill received by the enterprise is approved, execute the reimbursement bill in accordance with the reimbursement bill, and perform reimbursement processing steps from the enterprise account to which the employee of the enterprise belongs to the transaction account .
According to the method for processing reimbursement for public affairs according to claim 9, the reimbursement processing from the enterprise account to which the enterprise employee belongs to the transaction account according to the reimbursement bill comprises:

Determine the reimbursement conditions of the enterprise according to the reimbursement agreement signed with the enterprise to which the employee of the enterprise belongs;

Audit the reimbursement bill based on the reimbursement conditions;

If the reimbursement bill passes the review, determine the reimbursement amount information corresponding to the reimbursement bill and send it to the enterprise;

Receiving a confirmation request submitted by the enterprise for the reimbursement amount information;

The reimbursement amount corresponding to the reimbursement amount information is transferred from the enterprise account to the transaction account according to the confirmation request.
A business processing device, including:

A receiving processing request module, configured to receive a processing request of a business event submitted by a user in a business service mode; the processing request carries a user identification and processing resource amount;

The resource transfer-out module is configured to transfer resources according to the amount of processing resources to the resource quota updated in the account space corresponding to the user identifier after entering the business mode of business;

The obtaining processing voucher module is configured to update the user's business list according to the resource transfer result, and obtain the processing voucher of the business event;

The list creation module is configured to, in the case of receiving a transfer request for at least one business event submitted under the business-related business model recorded in the business list, according to the at least one business event and its corresponding The processing voucher for creating the resource transfer list of the user;

The resource transfer-in module is configured to transfer resources from the account space of the business project in which the user participates to the account space according to the resource transfer-in list; the resource transfer-in is a transfer-out of the resource Recovery of resource quotas.
A device for processing reimbursements for public affairs, including:

The receiving processing request module is configured to receive a processing request of a transaction event submitted by an enterprise employee in the business transaction mode; the processing request carries the employee identification and the transaction amount;

The deduction module is configured to deduct the account quota updated after the transaction account corresponding to the employee identity identifier enters the business transaction mode according to the transaction amount;

A transaction voucher obtaining module, configured to update the transaction bill of the enterprise employee based on the transaction event, and obtain the transaction voucher of the transaction event;

The bill creation module is configured to, in the case of receiving a reimbursement request for at least one transaction event submitted in the business transaction mode recorded in the transaction bill, according to the at least one transaction event and its corresponding The transaction voucher creates a reimbursement bill for the employee of the enterprise;

The reimbursement processing module is configured to perform reimbursement processing from the enterprise account to which the enterprise employee belongs to the transaction account according to the reimbursement bill.
A computing device including:

Memory and processor;

The memory is used to store computer-executable instructions, and the processor is used to execute the computer-executable instructions:

Receiving a processing request for a business event submitted by a user in the business mode; the processing request carries the user identification and the amount of processing resources;

According to the amount of processing resources, the resource quota updated after the account space corresponding to the user ID enters the business mode is transferred out of resources;

Update the user's business list according to the resource transfer result, and obtain the processing voucher of the business event;

In the case of receiving a transfer request for at least one business event submitted under the business-related business model recorded in the business list, the user is created according to the at least one business event and its corresponding processing voucher Of resources transferred to the list;

According to the resource transfer list, the resource transfer from the account space of the business project in which the user participates to the account space is carried out; the resource transfer is the restoration of the resource quota of the resource transferred out.
A computing device including:

Memory and processor;

The memory is used to store computer-executable instructions, and the processor is used to execute the computer-executable instructions:

Receive a processing request for a transaction event submitted by an enterprise employee in the business transaction mode; the processing request carries the employee's identity and the transaction amount;

According to the transaction amount, deduct the account quota updated after the transaction account corresponding to the employee identity identifier enters the business transaction mode;

Update the transaction bill of the employee of the enterprise based on the transaction event, and obtain the transaction vouchers of the transaction event;

In the case of receiving a reimbursement request for at least one transaction event submitted in the business transaction mode recorded in the transaction bill, the enterprise employee is created based on the at least one transaction event and its corresponding transaction voucher 'S reimbursement bill;

According to the reimbursement bill, the reimbursement process is performed from the enterprise account to which the employee of the enterprise belongs to the transaction account.
A computer-readable storage medium that stores computer instructions that, when executed by a processor, implement the steps of the service processing method described in any one of claims 1 to 8.
A computer-readable storage medium, which stores computer instructions that, when executed by a processor, implements the steps of the method for processing reimbursements according to any one of claims 9 to 18.