WO2021125600A1

WO2021125600A1 - Payment relay system for electric vehicle

Info

Publication number: WO2021125600A1
Application number: PCT/KR2020/016814
Authority: WO
Inventors: 최근영
Original assignee: 주식회사 아이젠
Priority date: 2019-12-20
Filing date: 2020-11-25
Publication date: 2021-06-24
Also published as: KR102381127B1; KR20220009476A; KR20210079572A

Abstract

The present invention relates to a payment relay system for an electric vehicle, the system comprising: an information receiving unit which receives, when the electric vehicle is charging, information on a charging amount of the electric vehicle from a charging station for charging the electric vehicle, and receives information on a payment amount corresponding to the charging amount by accessing a main server communicating with a payment server in order to process the payment amount; and an payment agent unit which, when information on the payment amount is received through the information receiving unit, pays the payment amount in the main server. The payment agent unit: provides consumption information to a user terminal possessed by a user of the electric vehicle which has been pre-registered; awards payment points to the user when the user reads the consumption information; and processes payment by subtracting payment points corresponding to the payment amount from the awarded payment points. The payment relay system for an electric vehicle, according to the present invention, awards points to a user on the basis of reading information on the consumption information read by the user, and pays the payment amount for charging the electric vehicle with the awarded points, thereby having an advantage of increasing convenience in making a payment.

Description

Payment relay system for electric vehicles

The present invention relates to a payment relay system for an electric vehicle, and more particularly, a point is paid to the user based on the reading information on the consumption information read by the user, and the payment amount for charging the electric vehicle is processed with the paid points. It relates to a payment relay system for electric vehicles that can be used.

An electric vehicle is an eco-friendly vehicle that uses only electricity as a power source to generate driving power by supplying electric energy from a high-voltage battery to an electric motor.

Since these electric vehicles do not use fossil fuels, _{almost no exhaust gas emissions such as carbon dioxide (CO 2} ) or nitrogen oxides (NOx) are generated, and there are advantages such as no noise.

In addition, the commercialization of electric vehicles is progressing in order to prevent the increasing environmental pollution and resource shortage, and accordingly, the installation of electric vehicle charging stations is required. The conventional electric vehicle charging station has a disadvantage in that it is cumbersome to install because a charging company that provides an electric vehicle charging service installs it on a predetermined site, and the charging fee is paid with a payment card issued by the charging company.

The present invention was devised to improve the above problems, and it is possible to pay points to the user based on the reading information on the consumption information read by the user, and pay the payment amount for charging the electric vehicle with the paid points. It aims to provide a payment relay system for electric vehicles.

The payment relay system for an electric vehicle according to the present invention for achieving the above object receives information on the amount of charge of the electric vehicle from a charging station that charges the electric vehicle when charging the electric vehicle, and makes payment to process the payment amount corresponding to the charge amount An information receiving unit that accesses the main server communicating with the server and receives information on the corresponding payment amount, and when information on the corresponding payment amount is received through the information receiving unit, the main server performs payment processing for the corresponding payment amount As such, consumption information is provided to a user terminal possessed by a previously registered user of the electric vehicle, but when the user reads the consumption information, payment points are paid to the user, and the payment point corresponds to the payment amount and a payment agency for processing by subtracting the payment points to be used.

The payment proxy unit includes an information providing unit that provides the consumption information to the user terminal, and is provided in the user terminal, receives the consumption information provided from the information providing unit, and reads the consumption information of the user. An information collection module that collects information, a point payment unit that aggregates payment points according to a preset point charging system based on the reading information provided from the information collection module, and pays the aggregated payment points to the user; When information on the payment amount is received from the information receiving unit, a point processing unit that subtracts a payment point corresponding to the payment amount from the user's payment point paid by the point payment unit, and performs payment processing for the payment amount be prepared

The payment agency may further include an information leasing unit that receives the consumption information from a provider that provides the consumption information, and provides the consumption information to the information provider so that the consumption information is transmitted to the user terminal.

The information rental unit includes a database in which the consumption information is stored, an agency fee selection unit that receives agency application information from a provider terminal, selects agency fees according to the agency application information, and generates rental information, and transmits the rental information to a business terminal and a rental matching unit for receiving agency decision information from the operator terminal and transmitting it to the provider terminal, and when the agency decision information received from the operator terminal is agency approval, proceeds with payment for the agency fee, and the payment is Upon completion, a rental payment unit for transmitting the proxy payment completion information to the operator terminal and the provider terminal and storing the consumption information in the database, the information providing unit transmits the consumption information stored in the database to the user terminal.

Preferably, the information providing unit analyzes the user's taste based on the reading information collected by the information collection module to generate user preference information, and provides advertisements in the order that suits the user's preference based on the user preference information.

The information collection module collects the location information of the user terminal from the GPS module of the user terminal, and the information providing unit includes the information of the consumption information stored in the database based on the location information of the user terminal provided by the information collection module. Consumption information related to a location adjacent to the user terminal may be provided to the user terminal.

The proxy application information includes the type and content of the consumption information and an agency period for transmission of consumption information to the user terminal, and the agency fee selection unit sends the type and content of the consumption information included in the proxy application information to the user terminal. The agency fee for the consumption information can be selected according to the consumption information transmission agency period.

The information receiving unit receives the charging state information for the state in which the electric vehicle is being charged from the main server, and the payment agency further includes a state providing unit for transmitting the charging state information received from the information receiving unit to the user terminal You may.

The payment relay system for an electric vehicle according to the present invention pays a point to the user based on the reading information on the consumption information read by the user, and the payment amount for charging the electric vehicle is processed with the paid points, so the convenience in payment is increased has the advantage of being

1 to 4 are block diagrams of a payment relay system for electric vehicles according to the present invention.

Hereinafter, a payment relay system for an electric vehicle according to an embodiment of the present invention will be described in detail with reference to the accompanying drawings. Since the present invention can have various changes and can have various forms, specific embodiments are illustrated in the drawings and described in detail in the text. However, this is not intended to limit the present invention to the specific disclosed form, it should be understood to include all modifications, equivalents and substitutes included in the spirit and scope of the present invention. In describing each figure, like reference numerals have been used for like elements. In the accompanying drawings, the dimensions of the structures are enlarged than the actual size for clarity of the present invention.

Terms such as first, second, etc. may be used to describe various elements, but the elements should not be limited by the terms. The above terms are used only for the purpose of distinguishing one component from another. For example, without departing from the scope of the present invention, a first component may be referred to as a second component, and similarly, a second component may also be referred to as a first component.

The terms used in the present application are only used to describe specific embodiments, and are not intended to limit the present invention. The singular expression includes the plural expression unless the context clearly dictates otherwise. In the present application, terms such as “comprise” or “have” are intended to designate that a feature, number, step, operation, component, part, or combination thereof described in the specification exists, but one or more other features It is to be understood that it does not preclude the possibility of the presence or addition of numbers, steps, operations, components, parts, or combinations thereof.

Unless defined otherwise, all terms used herein, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. Terms such as those defined in commonly used dictionaries should be interpreted as having a meaning consistent with the meaning in the context of the related art, and should not be interpreted in an ideal or excessively formal meaning unless explicitly defined in the present application. does not

1 to 4 show a payment relay system 100 for an electric vehicle according to the present invention.

Referring to the drawings, the payment relay system 100 for an electric vehicle receives information on the amount of charge of the electric vehicle from a charging station that charges the electric vehicle when charging the electric vehicle, and a payment server for processing a payment amount corresponding to the charging amount It connects to the main server communicating with (21) and performs payment on behalf of the user.

Here, the charging station 10 is provided by any one of a plurality of charging providers, and a charging unit 11 capable of charging an electric vehicle and a first payment card issued by the charging company that provided the charging unit 11 are provided. and a payment unit 12 for recognizing and processing a payment amount generated when charging an electric vehicle through the charging unit 11 .

The charging unit 11 is installed on a pole and configured to charge an electric vehicle. At this time, the charging unit 11 is not required to purchase a site by using an existing electric pole, it is possible to reduce the installation cost. In addition, the charging unit 11 may be configured in a detachable type on the electric pole, so that maintenance can be easy in case of failure. In addition, since a connector hanger for storing a connector connected to an electric vehicle is embedded inside, stability can be ensured.

Meanwhile, the charging unit 11 is not limited to the illustrated example, and any charging means capable of charging an electric vehicle may be applied.

Although not shown in the drawing, the payment unit 12 is connected to the charging unit 11 and calculates a payment amount based on the power amount calculation unit for calculating the amount of power required to charge the electric vehicle, and the amount of power information calculated by the power amount calculation unit and a recognition module provided with a payment amount calculation unit and a card reader for recognizing a payment card input by a user.

Here, the payment unit 12 transmits the power amount, payment amount, and recognition information recognized by the card reader to the main server through a communication module (not shown). The main server processes the identification information and payment amount of the card recognized in the payment card recognized by the recognition module to transmit approval request information to the payment server 21 of the corresponding payment card, and pays from the payment server 21 Receive approval processing information. Here, the payment server 21 is a server of a financial institution for issuing and paying the payment card to the charging unit 11 . In addition, the main server may receive the charging state information about the state in which the electric vehicle is being charged through the charging unit.

Meanwhile, the payment relay system 100 for an electric vehicle according to the present invention includes an information receiving unit 110 and a payment proxy unit 120 .

The information receiving unit 110 accesses the main server and receives information on the corresponding payment amount. Here, the information receiving unit 110 may receive the charging power amount and charging state information of the electric vehicle through the main server.

When information on the corresponding payment amount is received through the information receiving unit 110 , the payment proxy unit 120 performs payment processing for the corresponding payment amount in the main server. At this time, the payment agency 120 provides consumption information to the user terminal 15 possessed by the registered user of the corresponding electric vehicle, and when the user reads the consumption information, payment points are paid to the user, and payment It is processed by deducting the payment point corresponding to the corresponding payment amount from the payment point. Here, the payment proxy unit 120 includes an information providing unit, an information collection module 122 , a point payment unit 123 , a point processing unit 124 , and an information rental unit 200 .

The information collection module 122 is provided in the user terminal 15, receives consumption information provided from the information providing unit, and collects the user's reading information on the consumption information. Here, the user terminal 15 refers to a mobile terminal owned by a user including a person who owns an electric vehicle. The user terminal 15 may include a PC, a tablet, a personal digital assistant (PDA), etc. in addition to the mobile terminal. The information collection module 122 is preferably installed in the user terminal 15 in the form of an application. Here, the consumption information includes advertisements, videos, guides, and the like.

When the user executes the information collection module 122 through the user terminal 15 , the consumption information provided by the information providing unit is displayed to the user through the user terminal 15 . At this time, the information collection module 122 collects reading information on the corresponding consumption information, and the reading information includes the number of times the consumption information is read, a reading time, and the like. The information collection module 122 transmits the reading information to the point payment unit 123 .

Meanwhile, the information collection module 122 may collect location information of the user terminal 15 from the GPS module of the user terminal 15 . The GPS module generates location information of the corresponding terminal, and since it is a location information generating means generally used in the prior art, a detailed description thereof will be omitted.

The point payment unit 123 counts payment points according to a preset point charging system based on the reading information provided from the information collection module 122, and pays the aggregated payment points to the corresponding user. Here, the point payment unit 123 aggregates the payment points corresponding to the number of times the user's consumption information is viewed, the reading time, etc. according to the point charging system, and stores the aggregated payment points together with the user's identification information. It is stored in the department (not shown).

When the information on the payment amount is received from the information receiving unit, the point processing unit 124 deducts a payment point corresponding to the corresponding payment amount from the user's payment point paid by the point payment unit 123, and the corresponding payment amount Execute payment processing for Here, although the point processing unit 124 is not shown in the drawing, it is preferable that the financial processing server is constructed so as to process the payment amount to the main server. Meanwhile, the point processing unit 124 stores the deducted payment points in the point storage unit after payment processing for the payment amount.

On the other hand, although not shown in the drawing, the payment proxy unit 120 manages the electronic point for payment when a user requests it or uses the electronic point to perform a payment on another proxy server for payment for purchasing the corresponding electronic point. can also represent Here, when the purchase agency information is received from the user terminal 15 , the payment agency 120 may remit the amount corresponding to the payment point input by the user to the other agency server. The purchase agency information includes information on payment points input by the user for consumption.

The information leasing unit 200 receives the consumption information from the provider providing the consumption information, and provides the consumption information to the information provider so that the consumption information is transmitted to the user terminal 15 . Here, the information rental unit 200 includes a database 210 , a rental information unit, an agency fee selection unit, a rental matching unit, a rental payment unit, a location providing unit, and a status providing unit 290 .

The database 210 stores information on a plurality of charging stations 10 and consumption information linked through a consumption information proxy request. Here, the information on the charging station 10 may include one or more of the location of the charging station 10 , the number of times it is used, and the average number of pedestrians, but is not limited thereto, and may include more various information.

Here, the database 210 may be updated in real time with the consumption information for which the agency fee payment has been completed through the rental payment unit. That is, when the consumption information transmission is performed on behalf of the information rental unit 200 , it is preferable that the consumption information is updated in the database 210 in real time.

The rental information unit 220 provides information about the charging station 10 to the provider terminal 13 so that the provider can apply for a transfer of consumption information to the user terminal 15 through the provider terminal 13 .

The agency fee selection unit 230 may receive agency application information from the provider terminal 13, select agency fees according to the received agency application information, and generate rental information.

Here, the proxy application information includes information on the type and content of the consumption information, the period of the consumption information transmission to the user terminal 15, and the like. The agency fee selection unit 230 automatically calculates the agency fee for the transmission agency of consumption information based on the corresponding agency application information, thereby improving the convenience of connection between the supplier and the business operator, and the agency fee can be calculated objectively. Meanwhile, the agency fee selection unit 230 generates rental information using the selected agency fee and agency application information. Here, it is preferable that the rental information includes agency fee, agency application information, and the like.

The rental matching unit 240 transmits the rental information generated by the agency fee selection unit 230 to the operator terminal 14, which is a terminal of the operator that builds and services the payment agent system for electric vehicles of the present invention. In addition, the rental matching unit 240 may receive the agency decision information from the operator terminal 14 and transmit it to the provider terminal 13 . Here, the agency decision information is information about the approval of the agency or the rejection of the agency, and the agency approval is when the agency decision information is received, the agency is determined, and payment for the agency fee can be performed.

If the agency decision information received from the operator terminal 14 is the agency approval, the rental payment unit 250 pays the agency fee through the provider terminal 13, and when the payment is completed, the rental payment completion information is transferred to the operator terminal ( 14) and the provider terminal 13 .

At this time, when the rental payment unit 250 performs the payment for the agency fee, the payment can be made using the payment points. If the operator runs out of payment points, the rental payment unit 250 charges the payment points and then pays with the payment points. Alternatively, if the operator has a charged payment point, it can be paid directly with the payment point. In addition, when the operator charges the payment points using the operator terminal 14, payment points may be additionally accumulated by a predetermined ratio of the amount paid. Therefore, when the user uses it again in the future, the payment point can be used.

As described above, since the payment is made with points in relation to the payment of the agency fee, the user can easily use the advertisement anywhere without restrictions on the location of the charging station 10 , the country of use, and the like.

Also, when the payment is completed, the rental payment unit 250 may store the corresponding consumption information in the database 210 . On the other hand, when the provider transmits consumption information to the payment agency 120 , the provider may transmit information on a location related to the consumption information together, and the rental payment unit 250 provides a location related to the consumption information together with the consumption information. The information about the may also be stored in the database 210 .

The location providing unit 270 receives the GPS information by executing the system application (mobile app) on the user terminal 15, and when the charging station location information request is received, information of the charging device located close to the user terminal 15 can be transmitted Accordingly, the user can easily charge the electric vehicle by selecting the nearest charging station 10 to the user.

The state providing unit 290 may transmit the charging state information to the user terminal 15 in real time by identifying a state in which the electric vehicle is being charged as the electric vehicle is being charged.

The information providing unit 121 provides the consumption information to the user terminal 15 , and transmits the consumption information stored in the database 210 to the user terminal 15 .

Meanwhile, the information providing unit 121 may generate user preference information by analyzing the user's taste based on the reading information collected by the information collection module 122 . Accordingly, the information providing unit 121 may provide advertisements in an order that suits the user's taste based on the user preference information. Accordingly, as the period of use increases, the user can be provided with consumption information suitable for his/her interest and taste through the user terminal 15 , thereby improving user satisfaction and increasing utilization.

In addition, the information providing unit 121 is located adjacent to the user terminal 15 among the consumption information stored in the database 210 based on the location information of the user terminal 15 provided from the information collection module 122 . consumption information related to may be provided to the user terminal 15 . That is, the information providing unit selects consumption information related to a location adjacent to the user based on the information on the location related to the consumption information stored in the database 210, and sequentially provides the selected consumption information to the user terminal 15. can

On the other hand, the provider terminal 13 refers to a mobile terminal possessed by a provider including an advertising company, an advertising company employee, a company, a tourism company, an individual, and the like. The provider terminal 13 may include a PC, a tablet, a personal digital assistant (PDA), etc. in addition to the mobile terminal.

In this case, the provider terminal 13 may be provided with an application provided by the payment agency 120 of the present invention in the terminal, and a plurality of charging station 10 information may be provided through the installed application.

Accordingly, the provider terminal 13 may allow the provider to view information on a plurality of charging stations 10 and input proxy application information, and may receive the proxy application information from the provider and transmit it to the information rental unit 200 . In addition, the provider terminal 13 may allow the provider to proceed with payment for the agency fee through the application when the agency decision information called agency approval is transmitted from the operator terminal 14 . When payment is completed, you can receive rental payment completion information.

The operator terminal 14 refers to a mobile terminal possessed by an operator acting on behalf of transmission of consumption information. The operator terminal 14 may include a PC, a tablet, a personal digital assistant (PDA), etc. in addition to the mobile terminal.

At this time, the operator terminal 14 also has an application related to the information rental unit 200 of the present invention is installed in the terminal, and receives the charging station 10 information from the operator through the installed application and transmits it to the advertising agency 200 . .

In addition, the operator terminal 14 may receive rental information from the information rental unit 200 , and may receive agency decision information for the rental information from the operator and transmit it to the information rental unit 200 . In addition, the operator terminal 14 may receive the rental payment completion information from the system server and provide it to the operator.

The user terminal 15 refers to a mobile terminal possessed by a user including a person who owns an electric vehicle. The user terminal 15 may include a PC, a tablet, a personal digital assistant (PDA), etc. in addition to the mobile terminal.

At this time, the user terminal 15 also has an application related to the payment proxy unit 120 of the present invention is installed in the terminal, and a plurality of charging station 10 information can be provided through the installed application. That is, the application is executed in the user terminal 15, the GPS information of the user terminal 15 is transmitted to the

payment agency

120, 200, and receives a request for location information of the charging station 10 from the user, and the payment agency ( 120 ), the

payment agency

120 , 200 transmits information of the charging station 10 located close to the user terminal 15 to the user terminal 15 . Accordingly, the user can easily charge the electric vehicle by finding a charging station 10 located nearby.

The description of the presented embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the scope of the invention. Thus, the present invention is not to be limited to the embodiments presented herein, but is to be construed in the widest scope consistent with the principles and novel features presented herein.

Claims

When charging an electric vehicle, information on the amount of charge of the electric vehicle is provided from the charging station that charges the electric vehicle, and information on the payment amount is provided by accessing the main server that communicates with the payment server to process the payment amount corresponding to the charge amount. an information receiving unit for receiving; and

When information on the corresponding payment amount is received through the information receiving unit, payment processing for the corresponding payment amount is performed on the main server, and consumption information is provided to a user terminal possessed by a previously registered user of the corresponding electric vehicle, A payment agency for processing the consumption information by paying a payment point to the user when the user reads the consumption information, and deducting a payment point corresponding to the payment amount from the paid payment point;

Payment relay system for electric vehicles.
According to claim 1,

The payment agency

an information providing unit providing the consumption information to the user terminal;

an information collection module provided in the user terminal, receiving the consumption information provided from the information providing unit, and collecting reading information on the consumption information of the corresponding user;

a point payment unit that aggregates payment points according to a preset point charging system based on the reading information provided from the information collection module, and pays the aggregated payment points to the corresponding user; and

When the information on the payment amount is received from the information receiving unit, a point processing unit for deducting a payment point corresponding to the payment amount from the user's payment point paid by the point payment unit, and performing payment processing for the payment amount having;

Payment relay system for electric vehicles.
3. The method of claim 2,

The payment proxy unit receives the consumption information from a provider that provides the consumption information, and provides the consumption information to the information providing unit so that the consumption information is transmitted to the user terminal;

Payment relay system for electric vehicles.
4. The method of claim 3,

The information rental department

a database in which the consumption information is stored;

an agency fee selection unit receiving agency application information from a provider terminal, selecting agency fees according to the agency application information, and generating rental information;

a rental matching unit for transmitting the rental information to the operator terminal, receiving agency decision information from the operator terminal, and transmitting the information to the provider terminal;

If the agency decision information received from the operator terminal is the agency approval, the agency fee is paid, and when the payment is completed, the agency payment completion information is transmitted to the operator terminal and the provider terminal, and the consumption information is stored in the database. and a rental payment unit to store;

The information providing unit transmits the consumption information stored in the database to the user terminal,

Payment relay system for electric vehicles.
4. The method of claim 3,

The information providing unit analyzes the user's taste based on the reading information collected by the information collection module to generate user preference information, and provides advertisements in the order that suits the user's preference based on the user preference information,

Payment relay system for electric vehicles.
5. The method of claim 4,

The information collection module collects the location information of the user terminal from the GPS module of the user terminal,

The information providing unit provides the user terminal with consumption information related to a location adjacent to the user terminal from among the consumption information stored in the database based on the location information of the user terminal provided from the information collection module,

Payment relay system for electric vehicles.
5. The method of claim 4,

The proxy application information includes the type and content of the consumption information, and an agency period for sending the consumption information to the user terminal,

The agency fee selection unit selects the agency fee of the consumption information according to the type and content of the consumption information included in the agency application information, and the consumption information transmission agency period to the user terminal,

Payment relay system for electric vehicles.
5. The method of claim 4,

The information receiving unit receives the charging state information about the state in which the electric vehicle is being charged from the main server,

The payment agency

Further comprising a state providing unit for transmitting the charging state information received from the information receiving unit to the user terminal,

Payment relay system for electric vehicles.