WO2020228562A1 - 数据的处理方法、装置及设备 - Google Patents
数据的处理方法、装置及设备 Download PDFInfo
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- WO2020228562A1 WO2020228562A1 PCT/CN2020/088641 CN2020088641W WO2020228562A1 WO 2020228562 A1 WO2020228562 A1 WO 2020228562A1 CN 2020088641 W CN2020088641 W CN 2020088641W WO 2020228562 A1 WO2020228562 A1 WO 2020228562A1
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0279—Fundraising management
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
Definitions
- the present invention relates to the field of Internet technology, and in particular to a data processing method, device and equipment.
- Accounts receivable refers to the amount that an enterprise should collect from the purchasing unit for selling goods, products, and providing labor services in the normal business process. It can include taxes that should be borne by the purchasing unit or the service receiving unit, and purchasing agents Various transportation and miscellaneous expenses paid in advance.
- accounts receivable factoring financing refers to the fact that the unexpired accounts receivable formed by the company’s credit sales If certain conditions are met, conditionally transfer to a bank or factoring agency in the form of agreement, and the latter will provide the company with comprehensive services such as trade financing, accounts receivable management, accounts receivable collection and bad debt guarantees. .
- the embodiments of the present invention provide a data processing method, device and equipment, which can prevent multiple financial institutions from repeatedly granting credit to the same accounts receivable, thereby ensuring the normal operation of services such as collection of accounts receivable for core enterprises .
- an embodiment of the present invention provides a data processing method, including:
- the first server obtains account data, and generates account receivable information according to the account data, where the account receivable information includes identification information corresponding to the account data;
- the first server performs an electronic signature on the accounts receivable information
- the first server writes the identification information and the account receivable information after electronic signature to the blockchain.
- an embodiment of the present invention provides a data processing device, including:
- the first obtaining module is configured to obtain account data, and generate account receivable information according to the account data, where the account receivable information includes identification information corresponding to the account data;
- the first signature module is used to perform an electronic signature on the account receivable information
- the first processing module is configured to write the identification information and the account receivable information after electronic signature to the blockchain.
- an embodiment of the present invention provides an electronic device, including: a memory and a processor; wherein the memory is used to store one or more computer instructions, wherein the one or more computer instructions are processed by the When the device is executed, the data processing method in the first aspect mentioned above is realized.
- an embodiment of the present invention provides a computer storage medium for storing a computer program that enables a computer to implement a data processing method in the first aspect when executed by a computer.
- the first server obtains account data and generates account receivable information including identification information, and then performs an electronic signature on the account receivable information; and writes the signed account receivable information and identification information Into the block chain; effectively realize the block chain digitization processing of the corresponding accounts receivable information, which can avoid the situation that multiple financial institutions repeatedly grant credit to the same accounts receivable, and use the blockchain to provide
- the non-tampering feature can ensure the authenticity and credibility of the account information, and the digital signature can prevent repudiation, thereby ensuring the safety and reliability of data processing, which is beneficial to market promotion and application.
- an embodiment of the present invention provides a data processing method, including:
- the second server obtains account receivable information through the blockchain, where the account receivable information includes identification information corresponding to the account data;
- the second server performs an electronic signature on the accounts receivable information
- the second server stores the identification information and the account receivable information after performing the electronic signature in the blockchain to form the account receivable information corresponding to the account receivable information.
- an embodiment of the present invention provides a data processing device, including:
- the second obtaining module is configured to obtain account receivable information through the blockchain, where the account receivable information includes identification information corresponding to the account data;
- the second signature module is used to electronically sign the accounts receivable information
- the second processing module is configured to store the identification information and the account receivable information after electronic signature in the blockchain to form the account receivable information corresponding to the account receivable information.
- an embodiment of the present invention provides an electronic device, including: a memory and a processor; wherein the memory is used to store one or more computer instructions, wherein the one or more computer instructions are processed by the When the device is executed, the data processing method in the fifth aspect mentioned above is realized.
- an embodiment of the present invention provides a computer storage medium for storing a computer program that enables a computer to implement a data processing method in the fifth aspect when executed by a computer.
- the second server obtains the account receivable information through the blockchain, and then electronically signs the account receivable information; writes the signed account receivable information and identification information to the blockchain; and the first
- the combination of the server effectively realizes the digital processing of the corresponding accounts receivable information on the blockchain, thereby avoiding the repeated credit granting of the same accounts receivable by multiple financial institutions, and using the non-tampering provided by the blockchain.
- the characteristics of can ensure the authenticity and credibility of account information, and the digital signature method can prevent the supplier corresponding to the second server from denying, thereby ensuring the safety and reliability of data processing, which is beneficial to market promotion and application.
- an embodiment of the present invention provides a data processing method, including:
- the third server receives the sub-bill information sent by the second server, where the sub-bill information includes identification information of the bill receivable information;
- the third server electronically signs the sub-bill information
- the third server writes the identification information and the electronically signed sub-bill information to the blockchain through a smart contract protocol.
- an embodiment of the present invention provides a data processing device, including:
- the third obtaining module is configured to receive multiple sub-bill information sent by the second server, each of the sub-bill information includes identification information of the bill receivable information;
- the third signature module is used to electronically sign a plurality of said sub-bill information
- the third processing module is used to write the identification information and each of the sub-bill information after electronic signature to the blockchain through a smart contract protocol.
- an embodiment of the present invention provides an electronic device, including: a memory and a processor; wherein the memory is used to store one or more computer instructions, wherein the one or more computer instructions are The processor implements a data processing method in the ninth aspect when executed.
- an embodiment of the present invention provides a computer storage medium for storing a computer program that enables a computer to implement a data processing method in the ninth aspect when executed by a computer.
- the third server receives the sub-bill information sent by the second server, and signs and stores the sub-bill information, which effectively guarantees the legitimacy of the sub-bill information and is not easy to tamper with, and the third server can also be based on the sub-bill information Performing the corresponding operations effectively realized the splitting of the accounts receivable documents on the blockchain, and realized the fast and convenient transfer of accounts receivable between multi-level suppliers based on the blockchain, thus effectively This improves the quality and efficiency of processing the billing information, and also ensures the stability and reliability of the method.
- an embodiment of the present invention provides a data processing method, including:
- the financial platform server receives the financing application sent by the second server, where the financing application includes identification information corresponding to the accounts receivable information;
- the financial platform server performs authentication processing on all link data.
- an embodiment of the present invention provides a data processing device, including:
- a receiving module configured to receive a financing application sent by the second server, where the financing application includes identification information corresponding to the accounts receivable information;
- a fourth obtaining module configured to obtain all link data corresponding to the accounts receivable information according to the identification information
- the fourth processing module is used to verify the authenticity of all link data.
- an embodiment of the present invention provides an electronic device, including: a memory and a processor; wherein the memory is used to store one or more computer instructions, wherein the one or more computer instructions are The processor implements a data processing method in the thirteenth aspect when executed.
- an embodiment of the present invention provides a computer storage medium for storing a computer program that enables a computer to implement a data processing method in the thirteenth aspect when executed by a computer.
- the financial platform server receives the financing application sent by the second server; after obtaining the financing application, it can obtain all link data corresponding to the accounts receivable information according to the identification information included in the financing application, and then the financial platform server It can verify the authenticity of all link data, thereby effectively ensuring the authenticity and credibility of the invoicing information, thereby avoiding multiple financial institutions from repeatedly granting credit to the same account receivable, thereby ensuring the data processing Safety and reliability are conducive to market promotion and application.
- FIG. 1 is an overall flowchart of a data processing method provided by an embodiment of the present invention
- FIG. 2 is a schematic diagram of splitting bills receivable information provided by an embodiment of the present invention.
- FIG. 3 is a schematic diagram of authenticating all link data corresponding to the accounts receivable information provided by an embodiment of the present invention
- FIG. 4 is a first flowchart of a data processing method provided by an embodiment of the present invention.
- Fig. 5 is a second flowchart of a data processing method provided by an embodiment of the present invention.
- Fig. 6 is a third flowchart of a data processing method provided by an embodiment of the present invention.
- FIG. 7 is a fourth flowchart of a data processing method provided by an embodiment of the present invention.
- FIG. 8 is a fifth flowchart of a data processing method provided by an embodiment of the present invention.
- FIG. 9 is a sixth flowchart of a data processing method provided by an embodiment of the present invention.
- FIG. 10 is a seventh flowchart of a data processing method provided by an embodiment of the present invention.
- FIG. 11 is a schematic structural diagram 1 of a data processing apparatus provided by an embodiment of the present invention.
- FIG. 12 is a schematic structural diagram of an electronic device corresponding to the data processing apparatus provided by the embodiment shown in FIG. 11;
- FIG. 13 is a second schematic structural diagram of a data processing apparatus provided by an embodiment of the present invention.
- FIG. 14 is a schematic structural diagram of an electronic device corresponding to the data processing apparatus provided by the embodiment shown in FIG. 13;
- FIG. 15 is a third structural diagram of a data processing apparatus provided by an embodiment of the present invention.
- FIG. 16 is a schematic structural diagram of an electronic device corresponding to the data processing apparatus provided by the embodiment shown in FIG. 15;
- FIG. 17 is a fourth structural diagram of a data processing apparatus provided by an embodiment of the present invention.
- FIG. 18 is a schematic structural diagram of an electronic device corresponding to the data processing apparatus provided by the embodiment shown in FIG. 17.
- the words “if” and “if” as used herein can be interpreted as “when” or “when” or “in response to determination” or “in response to detection”.
- the phrase “if determined” or “if detected (statement or event)” can be interpreted as “when determined” or “in response to determination” or “when detected (statement or event) )” or “in response to detection (statement or event)”.
- Account factoring financing refers to the conditional transfer of unexpired accounts receivable formed by credit sales to banks or factoring institutions in the form of agreements when certain conditions are met, and the latter provides trade financing, Comprehensive services such as accounts receivable management, accounts receivable collection and bad debt guarantee.
- Type B supply chain In the upstream and downstream of the Internet’s Type B supply chain, core companies occupy an absolute position and voice. There are a large number of Type B small and medium-sized suppliers in the upstream. For their own capital turnover and operational liquidity, core companies generally supply upstream The merchant proposes to sell on credit and issues the corresponding credit sales certificate, and the first-tier supplier forms the accounts receivable. In order to better obtain the flow of funds, Tier 1 suppliers conditionally transfer to banks or factoring institutions in the form of agreements, and banks or factoring institutions provide financing services for them, and provide services such as collection of accounts receivable to core enterprises.
- the first-tier supplier can only transfer the accounts receivable to a second-tier supplier and cannot do To split and transfer to multiple secondary suppliers, and it is easy for multiple financial institutions to repeatedly grant credit to the same accounts receivable, which leads to bad debts of financial institutions.
- FIG. 1 is an overall flowchart of a data processing method provided by an embodiment of the present invention
- Fig. 2 is a schematic diagram of splitting bills receivable information provided by an embodiment of the present invention
- Fig. 3 is a correspondence and response provided by an embodiment of the present invention
- the execution body of the data processing method includes: enterprise server/enterprise processor, n-level supplier server (take the first-level supplier server as an example), n+1-level supplier server (take the second The level supplier server is taken as an example for description) and the financial institution server/financial institution processor, and each of the foregoing execution bodies may be implemented as software or a combination of software and hardware.
- the method may include:
- step1 The core enterprise server (hereinafter referred to as the "first server") performs the invoicing operation of accounts receivable.
- the first server may first obtain account data, which may include: account object, account amount, account-related details, etc.; and then generate account receivable information based on the account data, and based on the account receivable Accounts information is used for invoicing of accounts receivable, where the invoicing of accounts receivable may include identification information corresponding to the account data.
- account data which may include: account object, account amount, account-related details, etc.
- account receivable information is used for invoicing of accounts receivable, where the invoicing of accounts receivable may include identification information corresponding to the account data.
- the first server can retrieve the pre-stored electronic signature certificate, and use the electronic signature certificate to perform electronic signature corresponding to the account receivable invoicing, which not only facilitates the verification of account information, but also makes the account receivable invoicing have legal effect , To prevent companies from denying.
- step2 After the electronic signature is completed, the first server writes the account receivable invoicing information as an invoicing document into the blockchain through the smart contract protocol; the blockchain can specifically be a block of supply chain factoring financing Chain platform.
- the method in this embodiment may further include: when the first server fails to perform the electronic signature corresponding to the accounts receivable invoicing, disallowing the first server to write the accounts receivable invoicing into the blockchain, At this time, in order to facilitate the user to know the progress of the account information in a timely manner, the first server can be controlled to display alarm prompt information to prompt the user to process the account information in a timely manner.
- step3 After the accounts receivable invoice is written into the blockchain, the primary supplier server corresponding to the primary supplier (hereinafter referred to as the "second server") can be read in the blockchain through the smart contract protocol The billing document; the second server can electronically sign the billing document, and rewrite the electronically signed billing document into the blockchain to form a tradable account receivable billing document.
- the second server can electronically sign the billing document, and rewrite the electronically signed billing document into the blockchain to form a tradable account receivable billing document.
- the method in this embodiment may also include: when the second server fails to electronically sign the billing document, the second server is not allowed to write the billing document into the blockchain. At this time, for convenience Let the user know the progress of the account information in a timely manner, and can control the first server to display alarm prompt information to prompt the user to process the invoice in time.
- Step4 The second server reads the billing documents of the accounts receivable on the blockchain through the smart contract protocol, and can transfer the billing documents of the corresponding accounts receivable.
- the accounts receivable invoicing slip is transferred to the second-tier supplier server corresponding to n second-tier suppliers (hereinafter referred to as the "third server"), that is, the accounts receivable invoicing slip ( (Parent billing document) is split into n sub-documents.
- the sum of the split n sub-documents cannot exceed the total amount of the accounts receivable invoicing document, and each sub-document contains the unique identification of the accounts receivable invoicing document.
- the unique identification code can refer to the billing number of the accounts receivable invoicing document. This unique identification code can facilitate the financial institution (for example: bank) to obtain the link information corresponding to the accounts receivable invoicing document , To track, view and verify the link information.
- the total amount corresponding to the parent billing document is greater than the sum of the amounts of all the child documents after the split.
- the remaining amount forms a remaining sub-bill, and the remaining sub-bills are written to the blockchain for storage through the smart contract protocol.
- the third server can perform transfer processing based on the sub-document again, that is, the secondary supplier can split the sub-document as a total billing document again by application scenarios and usage requirements.
- the third-tier supplier server fourth server
- n third-tier suppliers that is, the sub-document needs to be split into n documents
- the split n documents The sum of the amount cannot exceed the amount of the sub-documents, and n documents contain the unique identification code of the sub-document (that is, the unique identification code of the accounts receivable billing document), thus forming a tree corresponding to the accounts receivable billing document Link, wherein the tree link information includes at least: the first server, the accounts receivable invoice corresponding to the first server, the second server, the parent invoice corresponding to the second server, the third server, and the The sub-documents corresponding to the three servers, the fourth server, and the documents corresponding to the fourth server.
- the third server corresponding to each secondary supplier can receive the sub-bill sent by the second server, and can electronically sign the sub-bill information, and write the signed sub-bill information to the blockchain .
- the third server can generate sub-document billing information based on the sub-document information, electronically sign the sub-document billing information, and write the signed sub-document billing information to the blockchain.
- n sub-document invoicing information can be generated, and can be written into the blockchain through a smart contract protocol.
- the supplier server corresponding to the n-level supplier can split the accounts receivable bill and realize the process of transferring the bill to the supplier server corresponding to the n+1 level supplier.
- FIG. 2 for the specific implementation process.
- the supplier server (n-level supplier server and/or n+1-level supplier server) can initiate a factoring financing application to the financial platform server corresponding to the financial platform (for example: bank, factoring institution, etc.), and
- the billing documents corresponding to the accounts receivable information on the n-level supplier blockchain can be read through the smart contract protocol.
- the billing documents can be split into 2 audit documents, including: 1 The financing sub-statement + 1 remaining sub-statement, it is understandable that when the billing statement is transferred in a whole, there may be no remaining sub-statement.
- the n-level supplier server can electronically sign the remaining sub-documents and write them to the supply chain factoring financing blockchain platform through the smart contract protocol.
- step7 After the financial platform server receives the factoring financing application and the financing sub-order, it can backtrack the entire link of the financing sub-order through the smart contract, as shown in Figure 3, which is the multi-tree link data formed by the corresponding accounts. Perform backtracking inspections to ensure the correctness of the financing amount, so as to avoid duplicate credits between multiple financial institutions.
- step8 After the authentication processing of the financial platform server is completed, if all the link data passes the authentication, the financing sub-order can be electronically signed and written into the supply chain factoring financing blockchain platform through the smart contract protocol .
- the data processing method provided in this embodiment uses blockchain digital processing for the billing information of the accounts receivable, and uses the non-tamperable feature provided by the blockchain to effectively ensure the authenticity and availability of the billing information of the accounts receivable. Reliability, and through the digital signature of the account information, it effectively prevents enterprises, suppliers or banks from denying; secondly, based on the blockchain, the operation of splitting the account receivable documents is realized, and based on the supply chain , It can realize the fast and convenient transfer of accounts receivable between multi-level suppliers, effectively improving the quality and efficiency of processing the billing information; finally, in the factoring financing, the smart contract agreement corresponds The full-link data of the invoicing information of accounts receivable is backtracked and verified, which ensures the safety and reliability of financial institutions’ financing and lending, reduces the risk control costs of financial institutions, and effectively prevents multiple financial institutions from responding to the same application.
- the repeated credit granting of accounts receivable further ensures the normal operation of services such as collection of accounts recei
- Fig. 4 is a first flow chart of a data processing method provided by an embodiment of the present invention; on the basis of the above-mentioned embodiment, referring to Fig. 4, this embodiment provides a data processing method.
- the execution body of the processing method is the first server.
- the first server may refer to the server corresponding to the core enterprise or enterprise, and the first server may be implemented as software or a combination of software and hardware .
- the method may include:
- the first server obtains account data, and generates account receivable information according to the account data, where the account receivable information includes identification information corresponding to the account data.
- the account data may include the amount of the account, the account object, and the account-related details, etc.; the account information may be stored in a preset area/or other device, and the first server may access the preset area/other device To obtain the account data; or, the account data may be directly input by the user into the first server. After the first server obtains the account data, it can generate corresponding account receivable information based on the account data, and the account receivable information may include unique identification information corresponding to the account data.
- the unique identification information may be a preset billing number.
- S102 The first server performs an electronic signature corresponding to the account collection information.
- the first server After the first server generates the accounts receivable information, it can retrieve the pre-stored electronic signature certificate, and use the electronic signature certificate to electronically sign the accounts receivable information, which not only facilitates the search and verification of the account information, but also, It can also make the accounts receivable information legally effective to prevent corporate denial.
- S103 The first server writes the identification information and the account receivable information after electronic signature to the blockchain.
- the signed accounts receivable information and the identification information can be correspondingly stored in the blockchain.
- the identification information and the accounts receivable information after the electronic signature are stored Writing to the blockchain can include:
- S1031 The first server writes the identification information and the accounts receivable information to the blockchain through the smart contract protocol.
- the blockchain can specifically be a blockchain platform for supply chain factoring financing; and the smart contract agreement is a computer agreement designed to spread, verify or execute the contract in an informatized way; the smart contract agreement can allow Trusted transactions in the case of a third party, these transactions are traceable and irreversible. Data transmission through the smart contract protocol can not only ensure the safety and reliability of data transmission, but also reduce other transaction costs related to the contract.
- the first server obtains the account data and generates account receivable information including identification information, and then performs an electronic signature with the account receivable information; and the signed account receivable
- the account information and identification information are written to the blockchain; the blockchain digital processing of the corresponding account receivable information is effectively realized, which can avoid the situation that multiple financial institutions repeatedly grant credit to the same account receivable, and , Utilizing the non-tamperable feature provided by the blockchain can ensure the authenticity and credibility of the account information, and the digital signature can prevent repudiation, thereby ensuring the safety and reliability of data processing, which is conducive to market promotion and application.
- FIG. 5 is a second flowchart of a data processing method provided by an embodiment of the present invention; on the basis of the above embodiment, with continued reference to Figure 5, this embodiment provides another data processing method.
- the execution body of the data processing method is the second server.
- the second server may refer to the supplier server corresponding to the n-level supplier, and the second server may be implemented as software, or software and The combination of hardware.
- the method may include:
- the second server obtains the account receivable information through the blockchain, where the account receivable information includes identification information corresponding to the account data.
- the accounts receivable information is the information written in the blockchain by the first server through the smart contract protocol in the above embodiment.
- the account receivable information can be read through the blockchain.
- the account receivable information specifically, that the second server obtains the account receivable information through the blockchain may include:
- S2011 The second server obtains the account receivable information in the blockchain through the smart contract protocol.
- S202 The second server performs an electronic signature corresponding to the account collection information.
- the second server After the second server obtains the accounts receivable information, it can retrieve the pre-stored electronic signature certificate, and use the electronic signature certificate to perform electronic signatures corresponding to the accounts receivable information, which not only facilitates the search and verification of accounts, but also The account receivable information can be made legally effective to prevent n-level supplier denial.
- the second server stores the identification information and the account receivable information after the electronic signature is performed in the blockchain to form the account receivable information corresponding to the account receivable information.
- the signed accounts receivable information and the identification information can be correspondingly stored in the blockchain.
- the identification information and the accounts receivable information after the electronic signature are stored Writing to the blockchain can include:
- S2031 The second server writes the identification information and the accounts receivable information to the blockchain through the smart contract protocol.
- the second server obtains the account receivable information through the blockchain, and then performs an electronic signature corresponding to the account receivable information; and writes the signed account receivable information and identification information to Block chain; combined with the first server, it effectively realizes the digital processing of the corresponding accounts receivable information, which can avoid the situation that multiple financial institutions repeatedly grant credit to the same accounts receivable, and use
- the non-tampering feature provided by the blockchain can ensure the authenticity and credibility of the account information, and the digital signature method can prevent the supplier corresponding to the second server from denying, thereby ensuring the security and reliability of data processing, which is beneficial Marketing and application.
- Fig. 6 is a third flowchart of a data processing method provided by an embodiment of the present invention; on the basis of the above-mentioned embodiment, referring to Fig. 6, optionally, the method in this embodiment may further include:
- the second server obtains the bills receivable information in the blockchain through the smart contract protocol.
- the second server splits the account receivable information into multiple sub-bill information, and the sum of the accounts receivable data in all the sub-bill information after the split is less than or equal to the accounts receivable data in the account receivable information,
- each sub-bill information includes identification information of the receivable bill information.
- S303 The second server sends multiple sub-bill information to the third server, so that the third server performs corresponding operations according to the sub-bill information.
- the bills receivable information can be forwarded to the third server corresponding to other suppliers to improve the efficiency of the collection or verification of the receivable bill information And quality.
- the corresponding billing statement information it is necessary to split the corresponding billing statement information first, that is: split the account receivable information into multiple sub-bill information; it is important to note that all sub-bills after splitting
- the sum of the accounts receivable data in the information is less than or equal to the accounts receivable data in the accounts receivable information, and each sub-bill information includes the identification information of the accounts receivable information, and the identification information is used to facilitate the corresponding bill collection Information related information to query and verify operations.
- the multiple sub-bill information can be sent to the third server so that the third server can perform corresponding operations based on the sub-bill information. Specifically, the third server can perform corresponding operations according to the sub-bill information.
- the billing information generates new bills receivable information, and splits and transfers the new bills receivable information again; or, the third server can also provide financing services for the enterprise based on the sub-bill information, and respond to the core enterprise Services such as collection of accounts collection.
- the value of the bills receivable information owned by the first-tier supplier is 1 million and needs to be transferred to 10 second-tier suppliers.
- the first server can transfer the receivables
- the bill information is divided into 10 sub-bill information evenly, that is, the bill value of each sub-bill information is 100,000, and then each sub-bill information can be forwarded to the corresponding secondary supplier.
- the first server can split the bills receivable information into 10 unequal bill information, for example, the bill values corresponding to the 10 bill information are: 100,000 and 80,000 respectively , 150,000, 100,000, 50,000, 120,000, 130,000, 90,000, 70,000 and 110,000, and then the first server can forward the above sub-bill information to the corresponding secondary supply according to the preset forwarding rules. Quotient.
- the first server can also split the document value of the bills receivable information into 10 sub-bill information incompletely, at this time the accounts receivable in all the sub-bill information after the split The sum of the data is less than the accounts receivable data in the accounts receivable information.
- the accounts receivable information is split into 10 sub-bill information, the corresponding bill value in each sub-bill information is 90,000, then the split The sum of the accounts receivable data in all the sub-bill information is 900,000. At this time, the sum of the accounts receivable data is 900,000, which is less than the document value of the accounts receivable information of 1 million, and then the remaining bill value can be generated based on the remaining bill value Billing Information.
- the method in this embodiment can also include:
- the second server determines remaining bill information according to the bill receivable information and all sub-bill information.
- S402 The second server electronically signs the remaining bill information.
- S403 The second server writes the identification information and the remaining bill information after performing the electronic signature into the blockchain through the smart contract protocol.
- the second server can electronically sign the remaining bill information, and after signing The remaining billing information and identification information of the corresponding storage to the blockchain.
- the second server obtains the bills receivable information in the blockchain through the smart contract protocol; splits the bills receivable information into multiple sub-bill information, and forwards the sub-bill information to the sub-bill information corresponding to other suppliers.
- the third server performs corresponding operations according to the sub-bill information, effectively splitting the accounts receivable documents on the blockchain, and quickly and conveniently receivable among multi-level suppliers
- the account transfer operation further improves the quality and efficiency of processing the billing information, and also ensures the stability and reliability of the method.
- the method in this embodiment may further include:
- S204 The second server sends a financing application to the financial platform server, so that the financial platform server verifies the financing information corresponding to the financing application according to the financing application.
- the financing application may include identification information.
- the financial platform server can verify the authenticity of the financing information corresponding to the financing application based on the identification information in the financing application.
- the financing information corresponding to the financing application can be found in the blockchain according to the identification information.
- the financing information can be all link data corresponding to the accounts receivable information, and all link data can include at least: The first server, second server, and third server associated with the account information, as well as the account receivable information associated with the account receivable information, and all sub-bill information.
- the financing information can be verified based on the identification information and preset verification standards to identify the accuracy, uniqueness, and authenticity of the financing information.
- Sending a financing application to the financial platform server through the second server allows the financial platform server to verify the financing information corresponding to the financing application according to the financing application, effectively realizing the entire chain of the financial platform server's invoicing information for accounts receivable
- the retrospective processing of road data ensures the safety and reliability of financial institutions’ financing and lending, which prevents multiple financial institutions from repeatedly granting credit to the same accounts receivable, and further ensures the collection of accounts receivable and other services to core enterprises
- the normal operation of this method effectively improves the practicability of the method, which is conducive to market promotion and application.
- Fig. 8 is a flowchart 5 of a data processing method provided by an embodiment of the present invention; on the basis of the above-mentioned embodiment, referring to Fig. 8, this embodiment provides yet another data processing method.
- the execution body of the data processing method is the third server.
- the third server may refer to the supplier server corresponding to the n+1 level supplier, and the third server may be implemented as software, or The combination of software and hardware.
- the method may include:
- the third server receives the sub-bill information sent by the second server, where the sub-bill information includes identification information of the bill receivable information.
- S502 The third server electronically signs the sub-bill information.
- S503 The third server writes the identification information and the electronically signed sub-bill information to the blockchain through the smart contract protocol.
- the third server may receive the sub-bill information sent by the second server, and the sub-bill information includes the identification information of the receivable bill information.
- the third server denies and guarantees the legitimacy of the sub-bill information.
- the third server can use the pre-stored electronic signature certificate to electronically sign the sub-bill information, and store the signed sub-bill information and identification information in the blockchain. , Thereby ensuring the safety and reliability of the sub-bill information storage.
- the third server can also generate new bills receivable information based on the sub-bill information, and perform split transfer processing on the new bills receivable information; or
- the three servers can provide enterprises with financing services based on sub-bill information, and provide services such as collection of accounts receivable to core enterprises.
- the third server receives the sub-bill information sent by the second server, and signs and stores the sub-bill information, effectively ensuring the legitimacy and resistance to tampering of the sub-bill information, and the third server also Corresponding operations can be performed based on the sub-bill information, which effectively splits the accounts receivable documents on the blockchain, and realizes fast and convenient accounts receivable between multi-level suppliers based on the blockchain The transfer of funds effectively improves the quality and efficiency of processing the billing information, and also ensures the stability and reliability of the method.
- Fig. 9 is a sixth flowchart of a data processing method provided by an embodiment of the present invention; on the basis of the above-mentioned embodiment, referring to Fig. 9 continuously, this embodiment provides another data processing method.
- the execution body of the data processing method is the financial platform server.
- the financial platform server may refer to the server corresponding to the financial platform such as financial institution and banking institution, and the financial platform server may be implemented as software or software And hardware combination.
- the method may include:
- the financial platform server receives a financing application sent by the second server, where the financing application includes identification information corresponding to the accounts receivable information.
- the financial platform server obtains all link data corresponding to the accounts receivable information according to the identification information.
- all link data corresponding to the accounts receivable information is stored in the blockchain.
- all links corresponding to the accounts receivable information can be obtained according to the identification information Data, specifically, all link data corresponding to the accounts receivable information includes at least: the first server, the second server and the third server associated with the accounts receivable information, and the accounts receivable information related Linked accounts receivable information and all sub-bill information.
- S603 The financial platform server performs authenticity verification processing on all link data.
- the financial platform server After the financial platform server obtains all link data, it can verify the authenticity of all link data. Specifically, the financial platform server can obtain standard accounts receivable data in advance. The link data undergoes authenticity processing to identify the authenticity, validity and uniqueness of all link data.
- the financial platform server receives the financing application sent by the second server; after obtaining the financing application, it can obtain all information corresponding to the accounts receivable information according to the identification information included in the financing application Link data, and then the financial platform server can verify the authenticity of all link data, thereby effectively ensuring the authenticity and credibility of the invoicing information, thereby avoiding repeated credit granting by multiple financial institutions to the same account receivable Circumstances in turn ensure the safety and reliability of data processing, which is conducive to market promotion and application.
- Fig. 10 is a flowchart 7 of a data processing method provided by an embodiment of the present invention; on the basis of the above embodiment, referring to Fig. 10, after all link data passes the authenticity verification process, this embodiment
- the methods in can also include:
- S701 The financial platform server electronically signs all link data.
- S702 The financial platform server writes all link data after electronic signature to the blockchain through the smart contract protocol.
- all link data can be electronically data, so as to prevent repudiation; and the entire link of the financial platform server corresponding to the billing information of the accounts receivable through the smart contract is completed.
- the process of data retrospective verification ensures the safety and reliability of financial institutions’ financing and lending, which can also prevent multiple financial institutions from repeatedly granting credit to the same accounts receivable, and guarantees services such as collection of accounts receivable to core enterprises.
- the normal operation of the method improves the practicability of the method and is beneficial to the promotion and application of the market.
- FIG. 11 is a first structural diagram of a data processing device provided by an embodiment of the present invention. referring to FIG. 11, this embodiment provides a data processing device, and the data processing device may specifically be a first server And, the processing device can execute the above-mentioned processing method of the data corresponding to the part of FIG. 1 to FIG. 4. Specifically, the processing device may include:
- the first obtaining module 11 is configured to obtain account data, and generate account receivable information based on the account data, where the account receivable information includes identification information corresponding to the account data;
- the first signature module 12 is used to perform and electronic signature corresponding to the accounts receivable information
- the first processing module 13 is used to write the identification information and the account receivable information after electronic signature to the blockchain.
- the first processing module 13 when the first processing module 13 writes the identification information and the electronically signed accounts receivable information to the blockchain, the first processing module 13 may be used to execute: the identification information and the accounts receivable The payment information is written to the blockchain through a smart contract protocol.
- the device shown in FIG. 11 can execute the method of the embodiment shown in FIG. 1 to FIG. 4.
- parts that are not described in detail in this embodiment refer to the related description of the embodiment shown in FIG. 1 to FIG. 4.
- the structure of the data processing apparatus shown in FIG. 11 can be implemented as an electronic device, which can be various devices such as a mobile phone, a tablet computer, and a server.
- the electronic device may include: a first processor 21 and a first memory 22.
- the first memory 22 is used to store a program that supports the electronic device to execute the data processing method provided in the embodiments shown in FIGS. 1 to 4, and the first processor 21 is configured to execute the programs stored in the first memory 22 program of.
- the program includes one or more computer instructions, where one or more computer instructions can implement the following steps when executed by the first processor 21:
- Acquire account data generate account receivable information based on the account data, and the account receivable information includes identification information corresponding to the account data;
- the first processor 21 is further configured to execute all or part of the steps in the embodiments shown in FIGS. 1 to 4 above.
- the structure of the electronic device may further include a first communication interface 23 for the electronic device to communicate with other devices or a communication network.
- an embodiment of the present invention provides a computer storage medium for storing computer software instructions used by electronic devices, which contains programs for executing the data processing method in the method embodiments shown in FIGS. 1 to 4 above. .
- FIG. 13 is a second structural diagram of a data processing apparatus provided by an embodiment of the present invention. referring to FIG. 13, as shown in FIG. 13, this embodiment provides a data processing apparatus, and the data processing apparatus may specifically be a second server And, the processing device can execute the above-mentioned processing method of the data corresponding to the part of FIG. 1 to FIG. 3 and FIG. 5 to FIG. 7. Specifically, the processing device may include:
- the second obtaining module 31 is configured to obtain account receivable information through the blockchain, and the account receivable information includes identification information corresponding to the account data;
- the second signature module 32 is used to perform an electronic signature corresponding to the accounts receivable information
- the second processing module 33 is configured to store the identification information and the account receivable information after electronic signature in the blockchain to form the account receivable information corresponding to the account receivable information.
- the second obtaining module 31 may be used to execute: obtain the accounts receivable information in the blockchain through a smart contract protocol.
- the second acquisition module 31 and the second processing module 33 in this embodiment may also be used to perform the following steps:
- the second obtaining module 31 is used to obtain information about bills receivable in the blockchain through a smart contract protocol
- the second processing module 33 is used to split the account receivable information into multiple sub-bill information, and the sum of the accounts receivable data in all the sub-bill information after the split is less than or equal to the accounts receivable in the account receivable information Payment data, and each sub-bill information includes the identification information of the receivable bill information;
- the second processing module 33 is configured to send multiple sub-bill information to the third server, so that the third server performs corresponding operations according to the sub-bill information.
- the second processing module 33 in this embodiment can also be used To perform the following steps: determine the remaining bill information based on the receivable bill information and all sub-bill information; electronically sign the remaining bill information; write the identification information and the remaining bill information after the electronic signature is written to the blockchain through the smart contract protocol .
- the second processing module 33 in this embodiment may also be used to perform the following steps: send a financing application to the financial platform server, so that the financial platform server can verify the financing information corresponding to the financing application according to the financing application. Really handle.
- the device shown in Figure 13 can execute all or part of the methods in the embodiments shown in Figures 1 to 3 and Figure 5 to Figure 7.
- Figures 1 to 3 and Figure 5 7 shows the embodiment.
- the structure of the data processing apparatus shown in FIG. 13 can be implemented as an electronic device, which can be various devices such as a mobile phone, a tablet computer, and a server.
- the electronic device may include: a second processor 41 and a second memory 42.
- the second memory 42 is used to store a program that supports the electronic device to execute the data processing method provided in the embodiments shown in FIGS. 1 to 3 and 5 to 7, and the second processor 41 is configured to execute the first 2. Programs stored in the memory 42.
- the program includes one or more computer instructions, and when one or more computer instructions are executed by the second processor 41, the following steps can be implemented:
- the account receivable information includes identification information corresponding to the account data
- the identification information and the account receivable information after the electronic signature are stored in the blockchain to form the account receivable information corresponding to the account receivable information.
- the second processor 41 is further configured to execute all or part of the steps in the embodiments shown in FIG. 1 to FIG. 3 and FIG. 5 to FIG. 7.
- the structure of the electronic device may further include a second communication interface 43 for the electronic device to communicate with other devices or a communication network.
- an embodiment of the present invention provides a computer storage medium for storing computer software instructions used by an electronic device, which includes data processing for executing the method embodiments shown in FIGS. 1 to 3 and 5 to 7 above. The procedures involved in the method.
- FIG. 15 is a third structural diagram of a data processing device provided by an embodiment of the present invention. referring to FIG. 15, this embodiment provides a data processing device, and the data processing device may specifically be a third server In addition, the processing device can execute the above-mentioned processing method of the data corresponding to the part of FIG. 1 to FIG. 3 and FIG. 8. Specifically, the processing device may include:
- the third acquiring module 51 is configured to receive multiple sub-bill information sent by the second server, and each sub-bill information includes identification information of the bill receivable information;
- the third signature module 52 is used to electronically sign multiple sub-bill information
- the third processing module 53 is used to write the identification information and each sub-bill information after electronic signature to the blockchain through the smart contract protocol.
- the device shown in FIG. 15 can execute all or part of the methods in the embodiments shown in FIGS. 1 to 3 and 8. For parts that are not described in detail in this embodiment, please refer to the description of the embodiments shown in FIGS. 1 to 3 and 8. Related instructions. For the implementation process and technical effects of this technical solution, please refer to the descriptions in the embodiments shown in FIG. 1 to FIG. 3 and FIG. 8, which will not be repeated here.
- the structure of the data processing apparatus shown in FIG. 15 can be implemented as an electronic device, which can be various devices such as a mobile phone, a tablet computer, and a server.
- the electronic device may include: a third processor 61 and a third memory 62.
- the third memory 62 is used to store a program supporting the electronic device to execute the data processing method provided in the embodiments shown in FIG. 1 to FIG. 3 and FIG. 8, and the third processor 61 is configured to execute the third memory 62 Program stored in.
- the program includes one or more computer instructions, where one or more computer instructions can implement the following steps when executed by the third processor 61:
- the identification information and the electronically signed sub-bill information are written to the blockchain through the smart contract protocol.
- the third processor 61 is further configured to execute all or part of the steps in the embodiments shown in FIG. 1 to FIG. 3 and FIG. 8.
- the structure of the electronic device may further include a third communication interface 63 for the electronic device to communicate with other devices or a communication network.
- an embodiment of the present invention provides a computer storage medium for storing computer software instructions used by electronic devices, including instructions for executing the data processing methods in the method embodiments shown in FIGS. 1 to 3 and 8 above. program of.
- FIG. 17 is a schematic structural diagram 4 of a data processing device provided by an embodiment of the present invention. referring to FIG. 17, as shown in FIG. 17, this embodiment provides a data processing device, and the data processing device may specifically be a financial platform server And, the processing device can execute the above-mentioned processing method of the data corresponding to the part of Fig. 1-Fig. 3 and Fig. 9-10. Specifically, the processing device may include:
- the receiving module 71 is configured to receive a financing application sent by the second server, where the financing application includes identification information corresponding to the accounts receivable information;
- the fourth obtaining module 72 is configured to obtain all link data corresponding to the accounts receivable information according to the identification information;
- the fourth processing module 73 is used for authenticating all link data.
- all link data corresponding to the accounts receivable information includes at least: the first server, the second server, and the third server associated with the accounts receivable information; and the accounts receivable associated with the accounts receivable information Billing information, all sub-bill information.
- the fourth processing module 73 in this embodiment can also be used to execute: electronically sign all link data; all link data after electronic signature is performed Write to the blockchain through a smart contract protocol.
- the device shown in FIG. 17 can perform all or part of the methods in the embodiments shown in FIGS. 1 to 3 and 9 to 10.
- FIGS. 1 to 3 and 9 For parts that are not described in detail in this embodiment, please refer to FIGS. 1 to 3 and 9 to Description of the embodiment shown in 10.
- FIGS. 1 to 3 and 9 to 10 For the implementation process and technical effects of this technical solution, please refer to the description in the embodiments shown in FIGS. 1 to 3 and 9 to 10, which will not be repeated here.
- the structure of the data processing device shown in Fig. 17 can be implemented as an electronic device, which can be various devices such as a mobile phone, a tablet computer, and a server.
- the electronic device may include: a fourth processor 81 and a fourth memory 82.
- the fourth memory 82 is used to store a program supporting the electronic device to execute the data processing method provided in the embodiments shown in FIGS. 1 to 3, and 9 to 10, and the fourth processor 81 is configured to execute the first Four programs stored in the memory 82.
- the program includes one or more computer instructions, where one or more computer instructions can implement the following steps when executed by the fourth processor 81:
- the fourth processor 81 is further configured to execute all or part of the steps in the embodiments shown in FIG. 1 to FIG. 3 and FIG. 9 to FIG. 10.
- the structure of the electronic device may further include a fourth communication interface 83 for the electronic device to communicate with other devices or a communication network.
- an embodiment of the present invention provides a computer storage medium for storing computer software instructions used by an electronic device, which includes data processing for executing the method embodiments shown in FIGS. 1 to 3 and 9 to 10 above. The procedures involved in the method.
- the device embodiments described above are merely illustrative.
- the units described as separate components may or may not be physically separated, and the components displayed as units may or may not be physical units, that is, they may be located in One place, or it can be distributed to multiple network units. Some or all of the modules may be selected according to actual needs to achieve the objectives of the solutions of the embodiments. Those of ordinary skill in the art can understand and implement it without creative work.
- These computer program instructions can also be stored in a computer-readable memory that can guide a computer or other programmable equipment to work in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture including the instruction device, and the instruction device implements A function specified in a flow or multiple flows in a flowchart and/or a block or multiple blocks in a block diagram.
- These computer program instructions can also be loaded on a computer or other programmable equipment, so that a series of operation steps are executed on the computer or other programmable equipment to produce computer-implemented processing, so that the instructions executed on the computer or other programmable equipment provide Steps used to implement the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.
- the computing device includes one or more processors (CPU), input/output interfaces, network interfaces, and memory.
- processors CPU
- input/output interfaces network interfaces
- memory volatile and non-volatile memory
- the memory may include non-permanent memory in computer readable media, random access memory (RAM) and/or non-volatile memory, such as read-only memory (ROM) or flash memory (flash RAM). Memory is an example of computer readable media.
- RAM random access memory
- ROM read-only memory
- flash RAM flash memory
- Computer-readable media include permanent and non-permanent, removable and non-removable media, and information storage can be realized by any method or technology.
- the information can be computer-readable instructions, data structures, program modules, or other data.
- Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, CD-ROM, digital versatile disc (DVD) or other optical storage, Magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission media can be used to store information that can be accessed by computing devices. According to the definition in this article, computer-readable media does not include transitory media, such as modulated data signals and carrier waves.
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Abstract
一种数据的处理方法、装置及设备,方法包括:第一服务器获取账款数据,根据账款数据生成应收账款信息,应收账款信息包括与账款数据相对应的标识信息(S101);第一服务器对应收账款信息进行与电子签名(S102);第一服务器将标识信息和进行电子签名后的应收账款信息写入至区块链(S103)。通过获取账款数据,并生成包括有标识信息的应收账款信息,而后将签名后的应收账款信息与标识信息写入至区块链,有效地实现了对应收账款信息的区块链数字化处理,有效地避免了出现多个金融机构对同一个应收账款重复授信的情况,利用区块链提供的不可篡改的特性可以确保账款信息的真实、可信性,通过数字化的签名方式可以防止抵赖,进而保证了数据处理的安全可靠性。
Description
本申请要求2019年05月10日递交的申请号为201910390927.3、发明名称为“数据的处理方法、装置及设备”的中国专利申请的优先权,其全部内容通过引用结合在本申请中。
本发明涉及互联网技术领域,尤其涉及一种数据的处理方法、装置及设备。
应收账款是指企业在正常的经营过程中因销售商品、产品、提供劳务等业务,应向购买单位收取的款项,其可以包括应由购买单位或接受劳务单位负担的税金、代购买方垫付的各种运杂费等。随着应收账款方式的广泛适用,应收账款保理融资的应用也更加广泛了,具体的,应收账款保理融资是指企业将赊销形成的未到期应收账款在满足一定条件的情况下,以协议的形式有条件转让给银行或保理机构,由后者对企业提供贸易融资、应收账款管理、应收账款催收和坏账担保等综合性服务的业务。
现有技术中,在银行或者保理机构为企业提供融资服务,并向核心企业进行应收账款催收等服务时,由于应收账款的催收涉及核心企业开票,而核心企业开票一般为纸质商业票据,这样容易出现多个金融机构对同一个应收账款重复授信,从而导致金融机构的坏账。
发明内容
本发明实施例提供一种数据的处理方法、装置及设备,可以避免出现多个金融机构对同一个应收账款重复授信,从而保证了为核心企业进行应收账款催收等服务的正常操作。
第一方面,本发明实施例提供一种数据的处理方法,包括:
第一服务器获取账款数据,根据所述账款数据生成应收账款信息,所述应收账款信息包括与所述账款数据相对应的标识信息;
所述第一服务器对所述应收账款信息进行与电子签名;
所述第一服务器将所述标识信息和进行电子签名后的所述应收账款信息写入至区块链。
第二方面,本发明实施例提供一种数据的处理装置,包括:
第一获取模块,用于获取账款数据,根据所述账款数据生成应收账款信息,所述应收账款信息包括与所述账款数据相对应的标识信息;
第一签名模块,用于对所述应收账款信息进行与电子签名;
第一处理模块,用于将所述标识信息和进行电子签名后的所述应收账款信息写入至区块链。
第三方面,本发明实施例提供一种电子设备,包括:存储器、处理器;其中,所述存储器用于存储一条或多条计算机指令,其中,所述一条或多条计算机指令被所述处理器执行时实现上述第一方面中的一种数据的处理方法。
第四方面,本发明实施例提供了一种计算机存储介质,用于储存计算机程序,所述计算机程序使计算机执行时实现上述第一方面中的一种数据的处理方法。
第一服务器通过获取账款数据,并生成包括有标识信息的应收账款信息,而后对所述应收账款信息进行与电子签名;并将签名后的应收账款信息与标识信息写入至区块链;有效地实现了对应收账款信息的区块链数字化处理,进而可以避免出现多个金融机构对同一个应收账款重复授信的情况,并且,利用区块链提供的不可篡改的特性可以确保账款信息的真实、可信性,通过数字化的签名方式可以防止抵赖,进而保证了数据处理的安全可靠性,有利于市场的推广与应用。
第五方面,本发明实施例提供一种数据的处理方法,包括:
第二服务器通过区块链获取应收账款信息,所述应收账款信息包括与所述账款数据相对应的标识信息;
所述第二服务器对所述应收账款信息进行电子签名;
所述第二服务器将所述标识信息和进行电子签名后的所述应收账款信息存储在区块链中,形成与所述应收账款信息相对应的应收账单信息。
第六方面,本发明实施例提供一种数据的处理装置,包括:
第二获取模块,用于通过区块链获取应收账款信息,所述应收账款信息包括与所述账款数据相对应的标识信息;
第二签名模块,用于对所述应收账款信息进行电子签名;
第二处理模块,用于将所述标识信息和进行电子签名后的所述应收账款信息存储在区块链中,形成与所述应收账款信息相对应的应收账单信息。
第七方面,本发明实施例提供一种电子设备,包括:存储器、处理器;其中,所述 存储器用于存储一条或多条计算机指令,其中,所述一条或多条计算机指令被所述处理器执行时实现上述第五方面中的一种数据的处理方法。
第八方面,本发明实施例提供了一种计算机存储介质,用于储存计算机程序,所述计算机程序使计算机执行时实现上述第五方面中的一种数据的处理方法。
第二服务器通过区块链获取应收账款信息,而后对所述应收账款信息进行电子签名;并将签名后的应收账款信息与标识信息写入至区块链;与第一服务器相结合,有效地实现了对应收账款信息的区块链数字化处理,进而可以避免出现多个金融机构对同一个应收账款重复授信的情况,并且,利用区块链提供的不可篡改的特性可以确保账款信息的真实、可信性,通过数字化的签名方式可以防止第二服务器所对应的供应商抵赖,进而保证了数据处理的安全可靠性,有利于市场的推广与应用。
第九方面,本发明实施例提供一种数据的处理方法,包括:
第三服务器接收第二服务器发送的子账单信息,所述子账单信息中包括应收账单信息的标识信息;
所述第三服务器对所述子账单信息进行电子签名;
所述第三服务器将所述标识信息和进行电子签名后的所述子账单信息通过智能合约协议写入至区块链。
第十方面,本发明实施例提供一种数据的处理装置,包括:
第三获取模块,用于接收第二服务器发送的多个子账单信息,每个所述子账单信息中均包括应收账单信息的标识信息;
第三签名模块,用于对多个所述子账单信息进行电子签名;
第三处理模块,用于将所述标识信息和进行电子签名后的每个所述子账单信息通过智能合约协议写入至区块链。
第十一方面,本发明实施例提供一种电子设备,包括:存储器、处理器;其中,所述存储器用于存储一条或多条计算机指令,其中,所述一条或多条计算机指令被所述处理器执行时实现上述第九方面中的一种数据的处理方法。
第十二方面,本发明实施例提供了一种计算机存储介质,用于储存计算机程序,所述计算机程序使计算机执行时实现上述第九方面中的一种数据的处理方法。
第三服务器接收第二服务器发送的子账单信息,并对子账单信息进行签名和存储操作,有效地保证了子账单信息的合法性和不易篡改性,并且,第三服务器还可以基于子账单信息执行相应的操作,有效地实现了对区块链上的应收账款单据进行拆分,实现了 基于区块链在多级供应商之间进行快速、便捷的应收账款转让,进而有效地提高了对应收账单信息进行处理的质量和效率,并且也保证了该方法使用的稳定可靠性。
第十三方面,本发明实施例提供一种数据的处理方法,包括:
金融平台服务器接收第二服务器发送的融资申请,所述融资申请包括与应收账款信息相对应的标识信息;
所述金融平台服务器根据所述标识信息获取与所述应收账款信息相对应的所有链路数据;
所述金融平台服务器对所有链路数据进行验真处理。
第十四方面,本发明实施例提供一种数据的处理装置,包括:
接收模块,用于接收第二服务器发送的融资申请,所述融资申请包括与应收账款信息相对应的标识信息;
第四获取模块,用于根据所述标识信息获取与所述应收账款信息相对应的所有链路数据;
第四处理模块,用于对所有链路数据进行验真处理。
第十五方面,本发明实施例提供一种电子设备,包括:存储器、处理器;其中,所述存储器用于存储一条或多条计算机指令,其中,所述一条或多条计算机指令被所述处理器执行时实现上述第十三方面中的一种数据的处理方法。
第十六方面,本发明实施例提供了一种计算机存储介质,用于储存计算机程序,所述计算机程序使计算机执行时实现上述第十三方面中的一种数据的处理方法。
金融平台服务器接收第二服务器发送的融资申请;在获取到融资申请之后,可以根据融资申请中所包括的标识信息获取与所述应收账款信息相对应的所有链路数据,而后金融平台服务器可以对所有链路数据进行验真处理,从而有效地保证了开票信息的真实、可信性,进而避免出现多个金融机构对同一个应收账款重复授信的情况,进而保证了数据处理的安全可靠性,有利于市场的推广与应用。
为了更清楚地说明本发明实施例或现有技术中的技术方案,下面将对实施例或现有技术描述中所需要使用的附图作一简单地介绍,显而易见地,下面描述中的附图是本发明的一些实施例,对于本领域普通技术人员来讲,在不付出创造性劳动的前提下,还可以根据这些附图获得其他的附图。
图1为本发明实施例提供的一种数据的处理方法的整体流程图;
图2为本发明实施例提供的拆分应收账单信息的示意图;
图3为本发明实施例提供的对与所述应收账款信息相对应的所有链路数据进行验真处理的示意图;
图4为本发明实施例提供的一种数据的处理方法的流程图一;
图5为本发明实施例提供的一种数据的处理方法的流程图二;
图6为本发明实施例提供的一种数据的处理方法的流程图三;
图7为本发明实施例提供的一种数据的处理方法的流程图四;
图8为本发明实施例提供的一种数据的处理方法的流程图五;
图9为本发明实施例提供的一种数据的处理方法的流程图六;
图10为本发明实施例提供的一种数据的处理方法的流程图七;
图11为本发明实施例提供的一种数据的处理装置的结构示意图一;
图12为与图11所示实施例提供的数据的处理装置对应的电子设备的结构示意图;
图13为本发明实施例提供的一种数据的处理装置的结构示意图二;
图14为与图13所示实施例提供的数据的处理装置对应的电子设备的结构示意图;
图15为本发明实施例提供的一种数据的处理装置的结构示意图三;
图16为与图15所示实施例提供的数据的处理装置对应的电子设备的结构示意图;
图17为本发明实施例提供的一种数据的处理装置的结构示意图四;
图18为与图17所示实施例提供的数据的处理装置对应的电子设备的结构示意图。
为使本发明实施例的目的、技术方案和优点更加清楚,下面将结合本发明实施例中的附图,对本发明实施例中的技术方案进行清楚、完整地描述,显然,所描述的实施例是本发明一部分实施例,而不是全部的实施例。基于本发明中的实施例,本领域普通技术人员在没有作出创造性劳动前提下所获得的所有其他实施例,都属于本发明保护的范围。
在本发明实施例中使用的术语是仅仅出于描述特定实施例的目的,而非旨在限制本发明。在本发明实施例和所附权利要求书中所使用的单数形式的“一种”、“所述”和“该”也旨在包括多数形式,除非上下文清楚地表示其他含义,“多种”一般包含至少两种,但是不排除包含至少一种的情况。
应当理解,本文中使用的术语“和/或”仅仅是一种描述关联对象的关联关系,表示可以存在三种关系,例如,A和/或B,可以表示:单独存在A,同时存在A和B,单独存在B这三种情况。另外,本文中字符“/”,一般表示前后关联对象是一种“或”的关系。
取决于语境,如在此所使用的词语“如果”、“若”可以被解释成为“在……时”或“当……时”或“响应于确定”或“响应于检测”。类似地,取决于语境,短语“如果确定”或“如果检测(陈述的条件或事件)”可以被解释成为“当确定时”或“响应于确定”或“当检测(陈述的条件或事件)时”或“响应于检测(陈述的条件或事件)”。
还需要说明的是,术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含,从而使得包括一系列要素的商品或者系统不仅包括那些要素,而且还包括没有明确列出的其他要素,或者是还包括为这种商品或者系统所固有的要素。在没有更多限制的情况下,由语句“包括一个……”限定的要素,并不排除在包括所述要素的商品或者系统中还存在另外的相同要素。
另外,下述各方法实施例中的步骤时序仅为一种举例,而非严格限定。
为了便于理解本实施例的技术方案,下面对现有技术进行简要说明:随着应收账款方式的广泛适用,应收账款保理融资的应用也更加广泛了,具体的,应收账款保理融资是指企业将赊销形成的未到期应收账款在满足一定条件的情况下,以协议的形式有条件转让给银行或保理机构,由后者对企业提供贸易融资、应收账款管理、应收账款催收和坏账担保等综合性服务的业务。
在互联网的B类供应链的上下游中,核心企业占据绝对地位和话语权,其上游有大量的B类中小供应商,核心企业为了自身资金周转和经营流动性,一般会向上游一级供应商提出赊销并开具对应的赊销证明,一级供应商即形成应收账款。一级供应商为了更好地获取资金流转,以协议形式有条件转让给银行或保理机构,银行或保理机构为其提供融资服务,并向核心企业进行应收账款催收等服务。但是,由于应收账款涉及核心企业开票,而一级供应商拿到的一般是纸质商业票据,因此,一级供应商只能给一个二级供应商转让该应收账款,无法做到向多个二级供应商进行分拆转让,并且,这样容易出现多个金融机构对同一个应收账款重复授信,从而导致金融机构的坏账。
图1为本发明实施例提供的一种数据的处理方法的整体流程图;图2为本发明实施例提供的拆分应收账单信息的示意图;图3为本发明实施例提供的对与应收账款信息相对应的所有链路数据进行验真处理的示意图;参考附图1-图3所示,为了克服上述缺陷,本实施例提供了一种数据的处理方法,该处理方法可以基于区块链技术实现应收账款的 开票信息数字化、在供应商之间进行票据的拆分转让,并可以支持无限层级的供应商之间的拆分转让;此外,还可以基于区块链技术实现应收账款的树形全链路回溯,利用区块链的不可逆特性杜绝重复授信的发生。
可以理解的是,该数据的处理方法的执行主体包括:企业服务器/企业处理器、n级供应商服务器(以一级供应商服务器为例进行说明)、n+1级供应商服务器(以二级供应商服务器为例进行说明)以及金融机构服务器/金融机构处理器,并且,上述各个执行主体可以实现为软件、或者软件和硬件的组合。具体的,该方法可以包括:
step1:核心企业服务器(以下称“第一服务器”)进行应收账款的开票操作。
具体的,第一服务器可以先获取账款数据,账款数据可以包括:账款对象、账款金额、账款相关明细等等;而后根据账款数据生成应收账款信息,并根据应收账款信息进行应收账款开票,其中,应收账款开票可以包括与账款数据相对应的标识信息。
此外,第一服务器可以调取预先存储的电子签名证书,利用电子签名证书对应收账款开票进行与电子签名,这样不仅方便对账款信息进行核对,并且可以使得应收账款开票具有法律效力,以防止企业抵赖。
step2:在进行电子签名完毕后,第一服务器通过智能合约协议将应收账款开票信息作为开票单据写入到区块链中;其中,区块链具体可以为供应链保理融资的区块链平台。
可以理解的是,本实施例中的方法还可以包括:当第一服务器对应收账款开票进行电子签名失败时,则不允许第一服务器将应收账款开票写入至区块链中,此时,为了便于让用户及时了解到账款信息的进展情况,可以控制第一服务器显示告警提示信息,以提示用户对账款信息进行及时处理。
step3:在将应收账款开票写入至区块链中之后,一级供应商所对应的一级供应商服务器(以下称“第二服务器”)可以通过智能合约协议读取区块链中的开票单据;第二服务器可以对开票单据进行电子签名,并将进行电子签名后的开票单据再次写入至区块链中,形成可流通的应收账款开票单据。
可以理解的是,本实施例中的方法还可以包括:当第二服务器对开票单据进行电子签名失败时,则不允许第二服务器将开票单据写入至区块链中,此时,为了便于让用户及时了解到账款信息的进展情况,可以控制第一服务器显示告警提示信息,以提示用户对开票单据进行及时处理。
step4:第二服务器通过智能合约协议读取区块链上的应收账款开票单据,并可以对应收账款开票单据进行转让。
如图2所示,假定将应收账款开票单据转让给n个二级供应商所对应的二级供应商服务器(以下称“第三服务器”),即需要将应收账款开票单据(父开票单据)拆分为n个子单据,拆分的n个子单据的金额之和不能超过应收账款开票单据的总金额,并且,每个子单据中均包含应收账款开票单据的唯一识别码,一般情况下,唯一识别码可以是指应收账款开票单据的开票编号,该唯一识别码可以便于供金融机构(例如:银行)获取与应收账款开票单据相对应的链路信息,以对链路信息进行追踪、查看以及验真处理。
可以理解的是,在对父开票单据进行拆分时,若父开票单据拆分有剩余,也即,父开票单据所对应的总金额大于拆分后的所有子单据的金额总和,则可以根据剩余的金额形成一个剩余子单据,并将剩余子单据通过智能合约协议写入至区块链进行存储。
相类似的,第三服务器在接收到所对应的子单据之后,可以基于子单据进行再次转让处理,即二级供应商可以应用场景和使用需求再次将子单据作为一个总的开票单据进行拆分,并将拆分后的每份单据转让给n个三级供应商所对应的三级供应商服务器(第四服务器),即需要将子单据拆分为n份单据,拆分的n份单据的金额之和不能超过子单据的金额,并且n份单据包含子单据的唯一识别码(即应收账款开票单据的唯一识别码),从而形成了与应收账款开票单据所对应的树形链路,其中,树形链路信息至少包括:第一服务器、第一服务器所对应的应收账款开票单据、第二服务器、第二服务器所对应的父开票单据、第三服务器、第三服务器所对应的子单据、第四服务器以及第四服务器所对应的单据。
step5:每个二级供应商所对应的第三服务器可以接收到第二服务器所发送的子单据,并可以对子单据信息进行电子签名,并将签名后的子单据信息写入至区块链。
另外,在第三服务器接收到子单据之后,可以根据子单据信息生成子单据开票信息,并对子单据开票信息进行电子签名,并将签名后的子单据开票信息写入至区块链。具体的,由于二级供应商的个数可以为n个,此时,可以生成n个子单据开票信息,并可以通过智能合约协议写入区块链中。
重复上述步骤step4和step5,即可以实现n级供应商所对应的供应商服务器给n+1级供应商所对应的供应商服务器进行拆分应收账款票据、并实现转让票据的处理过程,具体的实现过程可参考附图2所示。
step6:供应商服务器(n级供应商服务器和/或n+1级供应商服务器)可以向金融平台(例如:银行、保理机构等等)所对应的金融平台服务器发起保理融资申请,并可以通过智能合约协议读取n级供应商区块链上与应收账款信息相对应的开票单据,在获取 到开票单据之后,可以将开票单据拆分为2个审核单据,包括:1个融资子单+1个剩余子单据,可以理解的是,在对开票单据进行整票转让时,则可以没有剩余子单据。当存在剩余子单据时,n级供应商服务器可以对剩余子单据进行电子签名,通过智能合约协议写入到供应链保理融资区块链平台。
step7:金融平台服务器接收到保理融资申请和融资子单之后,可以通过智能合约对融资子单的全链路回溯,如图3所示,即对应收账款形成的多叉树链路数据进行回溯验真,确保融资金额的正确性,从而避免出现多个金融机构之间的重复授信。
step8:在金融平台服务器进行验真处理完毕后,若所有链路数据的通过验真,则可以对融资子单进行电子签名,并通过智能合约协议写入到供应链保理融资区块链平台。
本实施例提供的数据的处理方法,通过对应收账款开票信息进行区块链数字化处理,并利用区块链提供的不可篡改的特性,有效地确保了应收账款开票信息的真实、可信性,并且,通过对账款信息的数字化签名方式,有效地防止了企业、供应商或者银行抵赖;其次,基于区块链实现了对应收账款单据进行拆分的操作,并且基于供应链,可以实现在多级供应商之间进行快速、便捷的应收账款的转让,有效地提高了对应收账单信息进行处理的质量和效率;最后,在保理融资上,通过智能合约协议对应收账款开票信息的全链路数据进行回溯验真处理,确保了金融机构融资放款的安全可靠性,降低了金融机构的风控成本,并且有效地避免了出现多个金融机构对同一个应收账款重复授信的情况,进一步保证了为核心企业进行应收账款催收等服务的正常操作,提高了该方法的实用性,有利于市场的推广与应用。
下面对数据处理方法中的各个过程的实现进行单独说明:
图4为本发明实施例提供的一种数据的处理方法的流程图一;在上述实施例的基础上,继续参考附图4所示,本实施例提供了一种数据的处理方法,该数据的处理方法的执行主体为第一服务器,可以理解的是,该第一服务器可以是指与核心企业或者企业相对应的服务器,并且,该第一服务器可以实现为软件、或者软件和硬件的组合。具体的,该方法可以包括:
S101:第一服务器获取账款数据,根据账款数据生成应收账款信息,应收账款信息包括与账款数据相对应的标识信息。
其中,账款数据可以包括账款金额、账款对象以及账款相关明细等等;该账款信息可以存储在预设区域/或者其他装置中,第一服务器可以通过访问预设区域/其他装置来获取账款数据;或者,该账款数据也可以是用户直接输入至第一服务器中的。在第一服 务器获取到账款数据之后,可以根据账款数据生成相对应的应收账款信息,该应收账款信息中可以包括与账款数据相对应的唯一标识信息,一般情况下,该唯一标识信息可以为预设的开票编号。
S102:第一服务器对应收账款信息进行与电子签名。
在第一服务器生成应收账款信息之后,可以调取预先存储的电子签名证书,利用电子签名证书对应收账款信息进行与电子签名,这样不仅方便对账款信息进行查找并核对,并且,还可以使得应收账款信息具有法律效力,以防止企业抵赖。
S103:第一服务器将标识信息和进行电子签名后的应收账款信息写入至区块链。
在对应收账款信息进行电子签名完毕之后,可以将签名后的应收账款信息与标识信息对应存储至区块链中,具体的,将标识信息和进行电子签名后的应收账款信息写入至区块链可以包括:
S1031:第一服务器将标识信息和应收账款信息通过智能合约协议写入至区块链。
其中,区块链具体可以为供应链保理融资的区块链平台;而智能合约协议是一种旨在以信息化方式传播、验证或执行合同的计算机协议;该智能合约协议可以允许在没有第三方的情况下进行可信交易,这些交易可追踪且不可逆转。通过智能合约协议进行数据传输,不仅可以保证数据传输的安全可靠性,并且可以减少与合约相关的其他交易成本。
本实施例提供的数据的处理方法,第一服务器通过获取账款数据,并生成包括有标识信息的应收账款信息,而后对应收账款信息进行与电子签名;并将签名后的应收账款信息与标识信息写入至区块链;有效地实现了对应收账款信息的区块链数字化处理,进而可以避免出现多个金融机构对同一个应收账款重复授信的情况,并且,利用区块链提供的不可篡改的特性可以确保账款信息的真实、可信性,通过数字化的签名方式可以防止抵赖,进而保证了数据处理的安全可靠性,有利于市场的推广与应用。
图5为本发明实施例提供的一种数据的处理方法的流程图二;在上述实施例的基础上,继续参考附图5所示,本实施例提供了另一种数据的处理方法,该数据的处理方法的执行主体为第二服务器,可以理解的是,该第二服务器可以是指与n级供应商所对应的供应商服务器,并且,该第二服务器可以实现为软件、或者软件和硬件的组合。具体的,该方法可以包括:
S201:第二服务器通过区块链获取应收账款信息,应收账款信息包括与账款数据相对应的标识信息。
其中,应收账款信息为上述实施例中第一服务器通过智能合约协议写入至区块链中的信息,在第二服务器获取应收账款信息时,可以通过区块链来读取应收账款信息,具体的,第二服务器通过区块链获取应收账款信息可以包括:
S2011:第二服务器通过智能合约协议在区块链中获取应收账款信息。
S202:第二服务器对应收账款信息进行电子签名。
在第二服务器获取到应收账款信息之后,可以调取预先存储的电子签名证书,利用电子签名证书对应收账款信息进行与电子签名,这样不仅方便对账款进行查找并核对,并且还可以使得应收账款信息具有法律效力,以防止n级供应商抵赖。
S203:第二服务器将标识信息和进行电子签名后的应收账款信息存储在区块链中,形成与应收账款信息相对应的应收账单信息。
在对应收账款信息进行电子签名完毕之后,可以将签名后的应收账款信息与标识信息对应存储至区块链中,具体的,将标识信息和进行电子签名后的应收账款信息写入至区块链可以包括:
S2031:第二服务器将标识信息和应收账款信息通过智能合约协议写入至区块链。
本实施例提供的数据的处理方法,第二服务器通过区块链获取应收账款信息,而后对应收账款信息进行电子签名;并将签名后的应收账款信息与标识信息写入至区块链;与第一服务器相结合,有效地实现了对应收账款信息的区块链数字化处理,进而可以避免出现多个金融机构对同一个应收账款重复授信的情况,并且,利用区块链提供的不可篡改的特性可以确保账款信息的真实、可信性,通过数字化的签名方式可以防止第二服务器所对应的供应商抵赖,进而保证了数据处理的安全可靠性,有利于市场的推广与应用。
图6为本发明实施例提供的一种数据的处理方法的流程图三;在上述实施例的基础上,继续参考附图6所示,可选地,本实施例中的方法还可以包括:
S301:第二服务器通过智能合约协议在区块链中获取应收账单信息。
S302:第二服务器将应收账单信息拆分成多个子账单信息,拆分后的所有子账单信息中的应收账款数据之和小于或等于应收账单信息中的应收账款数据,并且,每个子账单信息中均包括应收账单信息的标识信息。
S303:第二服务器将多个子账单信息发送至第三服务器,以使得第三服务器根据子账单信息执行相应操作。
具体的,在第二服务器通过区块链获得应收账单信息之后,可以将应收账单信息转发给其他供应商所对应的第三服务器,以提高对应收账款账单信息进行催收或者核对的 效率和质量。具体的,在对应收账单信息进行转发时,需要先对应收账单信息进行拆分操作,即:将应收账单信息拆分成多个子账单信息;需要注意的是,拆分后的所有子账单信息中的应收账款数据之和小于或等于应收账单信息中的应收账款数据,并且,每个子账单信息中均包括应收账单信息的标识信息,标识信息用于方便对应收账单信息的相关信息进行查询和核对操作。
在将应收账单信息拆分成多个子账单信息之后,可以将多个子账单信息发送至第三服务器,以使得第三服务器可以根据子账单信息执行相应操作,具体的,第三服务器可以根据子账单信息生成新的应收账单信息,并对新的应收账单信息进行再次的拆分、转让处理;或者,第三服务器也可以根据子账单信息为企业提供融资服务,并向核心企业进行应收账款催收等服务。
举例来说,一级供应商所拥有的应收账单信息的单据价值为100万,需要转给10个二级供应商,此时,一种可实现的方式为:第一服务器可以将应收账单信息平均拆分为10个子账单信息,也即每个子账单信息的单据价值为10万,而后可以将每个子账单信息转发给相对应的二级供应商。或者,另一种可实现的方式为:第一服务器可以将应收账单信息拆分为不均等的10个子账单信息,例如,10个子账单信息所对应的单据价值分别为:10万、8万、15万、10万、5万、12万、13万、9万、7万和11万,而后第一服务器可以按照预设的转发规则将上述的子账单信息分别转发给相应的二级供应商。或者,又一种可实现的方式为:第一服务器也可以将应收账单信息的单据价值不完全拆分为10个子账单信息,此时拆分后的所有子账单信息中的应收账款数据之和小于应收账单信息中的应收账款数据,例如,将应收账单信息拆分成10分子账单信息,每个子账单信息中所对应的票据价值为9万,那么拆分后的所有子账单信息中的应收账款数据之和为90万,此时,应收账款数据之和为90万小于应收账单信息的单据价值100万,进而可以基于剩余的票据价值生成剩余账单信息。
具体的,参考附图7所示,在拆分后的所有子账单信息中的应收账款数据之和小于应收账单信息中的应收账款数据时,本实施例中的方法还可以包括:
S401:第二服务器根据应收账单信息和所有子账单信息确定剩余账单信息。
S402:第二服务器对剩余账单信息进行电子签名。
S403:第二服务器将标识信息和进行电子签名之后的剩余账单信息通过智能合约协议写入至区块链。
其中,在拆分后的所有子账单信息中的应收账款数据之和小于应收账单信息中的应 收账款数据时,可以根据应收账单信息中的应收账款数据和所有子单据中的应收账款数据之和确定剩余账款数据,并基于剩余账款数据生成剩余账单信息,为了保证账目的一致性,第二服务器可以对剩余账单信息进行电子签名,并将签名后的剩余账单信息与标识信息对应存储至区块链中。
本实施例中,第二服务器通过智能合约协议在区块链中获取应收账单信息;将应收账单信息拆分为多个子账单信息,并将子账单信息转发至其他供应商所对应的第三服务器,以使得第三服务器根据子账单信息执行相应操作,有效地实现了对区块链上的应收账款单据进行拆分,并在多级供应商之间进行快速、便捷的应收账款转让操作,进而提高了对应收账单信息进行处理的质量和效率,并且也保证了该方法使用的稳定可靠性。
可选地,本实施例中的方法还可以包括:
S204:第二服务器向金融平台服务器发送融资申请,以使得金融平台服务器根据融资申请对与融资申请相对应的融资信息进行验真处理。
其中,融资申请中可以包括标识信息,第二服务器向金融平台服务器发送融资申请之后,金融平台服务器可以基于融资申请中的标识信息对与融资申请相对应的融资信息进行验真处理,具体的,可以根据标识信息在区块链中查找与融资申请相对应的融资信息,该融资信息可以为与应收账款信息相对应的所有链路数据,而所有链路数据至少可以包括:与应收账款信息相关联的第一服务器、第二服务器和第三服务器,以及与应收账款信息相关联的应收账单信息、所有子账单信息。在获取到融资信息之后,可以基于标识信息和预设的验真标准对融资信息进行验真处理,以识别融资信息的准确性、唯一性和真实性。
通过第二服务器向金融平台服务器发送融资申请,可以使得金融平台服务器根据融资申请对与融资申请相对应的融资信息进行验真处理,有效地实现了金融平台服务器对应收账款开票信息的全链路数据进行回溯验真处理,确保了金融机构融资放款的安全可靠,从而可以避免出现多个金融机构对同一个应收账款重复授信,进一步保证了向核心企业进行应收账款催收等服务的正常操作,有效地提高了该方法的实用性,有利于市场的推广与应用。
图8为本发明实施例提供的一种数据的处理方法的流程图五;在上述实施例的基础上,继续参考附图8所示,本实施例提供了又一种数据的处理方法,该数据的处理方法的执行主体为第三服务器,可以理解的是,该第三服务器可以是指与n+1级供应商所对应的供应商服务器,并且,该第三服务器可以实现为软件、或者软件和硬件的组合。具 体的,该方法可以包括:
S501:第三服务器接收第二服务器发送的子账单信息,子账单信息中包括应收账单信息的标识信息。
S502:第三服务器对子账单信息进行电子签名。
S503:第三服务器将标识信息和进行电子签名后的子账单信息通过智能合约协议写入至区块链。
具体的,在第二服务器将子账单信息转发至第三服务器时,第三服务器可以接收到第二服务器发送的子账单信息,该子账单信息中包括应收账单信息的标识信息,为了避免第三服务器抵赖,并保证子账单信息的合法性,第三服务器可以利用预先存储的电子签名证书对子账单信息进行电子签名,并将签名后的子账单信息与标识信息对应存储在区块链中,从而保证了子账单信息存储的安全可靠性。
可以理解的是,在第三服务器接收到子账单信息之后,第三服务器还可以根据子账单信息生成新的应收账单信息,并对新的应收账单信息进行拆分转让处理;或者,第三服务器可以根据子账单信息为企业提供融资服务,并向核心企业进行应收账款催收等服务。
本实施例中,第三服务器接收第二服务器发送的子账单信息,并对子账单信息进行签名和存储操作,有效地保证了子账单信息的合法性和不易篡改性,并且,第三服务器还可以基于子账单信息执行相应的操作,有效地实现了对区块链上的应收账款单据进行拆分,实现了基于区块链在多级供应商之间进行快速、便捷的应收账款转让,进而有效地提高了对应收账单信息进行处理的质量和效率,并且也保证了该方法使用的稳定可靠性。
图9为本发明实施例提供的一种数据的处理方法的流程图六;在上述实施例的基础上,继续参考附图9所示,本实施例提供了还一种数据的处理方法,该数据的处理方法的执行主体为金融平台服务器,可以理解的是,该金融平台服务器可以是指金融机构、银行机构等金融平台所对应的服务器,并且,该金融平台服务器可以实现为软件、或者软件和硬件的组合。具体的,该方法可以包括:
S601:金融平台服务器接收第二服务器发送的融资申请,融资申请包括与应收账款信息相对应的标识信息。
S602:金融平台服务器根据标识信息获取与应收账款信息相对应的所有链路数据。
其中,与应收账款信息相对应的所有链路数据存储在区块链中,在金融平台服务器 获取到标识信息之后,可以根据标识信息来获取与应收账款信息相对应的所有链路数据,具体的,与应收账款信息相对应的所有链路数据至少包括:与应收账款信息相关联的第一服务器、第二服务器和第三服务器,以及与应收账款信息相关联的应收账单信息、所有子账单信息。
S603:金融平台服务器对所有链路数据进行验真处理。
在金融平台服务器获取到所有链路数据之后,可以对所有链路数据进行验真处理,具体的,金融平台服务器可以预先获取标准的应收账款数据,基于标准的应收账款数据对所有链路数据进行验真处理,以识别所有链路数据的真实性、有效性和唯一性。
本实施例提供的数据的处理方法,金融平台服务器接收第二服务器发送的融资申请;在获取到融资申请之后,可以根据融资申请中所包括的标识信息获取与应收账款信息相对应的所有链路数据,而后金融平台服务器可以对所有链路数据进行验真处理,从而有效地保证了开票信息的真实、可信性,进而避免出现多个金融机构对同一个应收账款重复授信的情况,进而保证了数据处理的安全可靠性,有利于市场的推广与应用。
图10为本发明实施例提供的一种数据的处理方法的流程图七;在上述实施例的基础上,继续参考附图10所示,在所有链路数据通过验真处理之后,本实施例中的方法还可以包括:
S701:金融平台服务器对所有链路数据进行电子签名。
S702:金融平台服务器将进行电子签名后的所有链路数据通过智能合约协议写入至区块链。
本实施例中,在所有链路数据通过验真处理之后,可以对所有链路数据进行电子数据,从而可以防止抵赖;并且完成了金融平台服务器通过智能合约对应收账款开票信息的全链路数据的回溯验真过程,确保了金融机构融资放款的安全可靠性,进而也可以避免出现多个金融机构对同一个应收账款重复授信,保证了向核心企业进行应收账款催收等服务的正常操作,提高了该方法的实用性,有利于市场的推广与应用。
图11为本发明实施例提供的一种数据的处理装置的结构示意图一;参考附图11所示,本实施例提供了一种数据的处理装置,该数据的处理装置具体可以为第一服务器,并且,该处理装置可以执行上述图1-图4所对应的部分的数据的处理方法。具体的,该处理装置可以包括:
第一获取模块11,用于获取账款数据,根据账款数据生成应收账款信息,应收账款信息包括与账款数据相对应的标识信息;
第一签名模块12,用于对应收账款信息进行与电子签名;
第一处理模块13,用于将标识信息和进行电子签名后的应收账款信息写入至区块链。
可选地,在第一处理模块13将标识信息和进行电子签名后的应收账款信息写入至区块链时,该第一处理模块13可以用于执行:将标识信息和应收账款信息通过智能合约协议写入至区块链。
图11所示装置可以执行图1-图4所示实施例的方法,本实施例未详细描述的部分,可参考对图1-图4所示实施例的相关说明。该技术方案的执行过程和技术效果参见图1-图4所示实施例中的描述,在此不再赘述。
在一个可能的设计中,图11所示数据的处理装置的结构可实现为一电子设备,该电子设备可以是手机、平板电脑、服务器等各种设备。如图12所示,该电子设备可以包括:第一处理器21和第一存储器22。其中,第一存储器22用于存储支持电子设备执行上述图1-图4所示实施例中提供的数据的处理方法的程序,第一处理器21被配置为用于执行第一存储器22中存储的程序。
程序包括一条或多条计算机指令,其中,一条或多条计算机指令被第一处理器21执行时能够实现如下步骤:
获取账款数据,根据账款数据生成应收账款信息,应收账款信息包括与账款数据相对应的标识信息;
对应收账款信息进行与电子签名;
将标识信息和进行电子签名后的应收账款信息写入至区块链。
可选地,第一处理器21还用于执行前述图1-图4所示实施例中的全部或部分步骤。
其中,电子设备的结构中还可以包括第一通信接口23,用于电子设备与其他设备或通信网络通信。
另外,本发明实施例提供了一种计算机存储介质,用于储存电子设备所用的计算机软件指令,其包含用于执行上述图1-图4所示方法实施例中数据的处理方法所涉及的程序。
图13为本发明实施例提供的一种数据的处理装置的结构示意图二;参考附图13所示,本实施例提供了一种数据的处理装置,该数据的处理装置具体可以为第二服务器,并且,该处理装置可以执行上述图1-图3、图5-图7所对应的部分的数据的处理方法。具体的,该处理装置可以包括:
第二获取模块31,用于通过区块链获取应收账款信息,应收账款信息包括与账款数 据相对应的标识信息;
第二签名模块32,用于对应收账款信息进行电子签名;
第二处理模块33,用于将标识信息和进行电子签名后的应收账款信息存储在区块链中,形成与应收账款信息相对应的应收账单信息。
可选地,在第二获取模块31通过区块链获取应收账款信息时,该第二获取模块31可以用于执行:通过智能合约协议在区块链中获取应收账款信息。
可选地,本实施例中的第二获取模块31和第二处理模块33还可以用于执行以下步骤:
第二获取模块31,用于通过智能合约协议在区块链中获取应收账单信息;
第二处理模块33,用于将应收账单信息拆分成多个子账单信息,拆分后的所有子账单信息中的应收账款数据之和小于或等于应收账单信息中的应收账款数据,并且,每个子账单信息中均包括应收账单信息的标识信息;
第二处理模块33,用于将多个子账单信息发送至第三服务器,以使得第三服务器根据子账单信息执行相应操作。
可选地,在拆分后的所有子账单信息中的应收账款数据之和小于应收账单信息中的应收账款数据时,本实施例中的第二处理模块33,还可以用于执行以下步骤:根据应收账单信息和所有子账单信息确定剩余账单信息;对剩余账单信息进行电子签名;将标识信息和进行电子签名之后的剩余账单信息通过智能合约协议写入至区块链。
可选地,本实施例中的第二处理模块33,还可以用于执行以下步骤:向金融平台服务器发送融资申请,以使得金融平台服务器根据融资申请对与融资申请相对应的融资信息进行验真处理。
图13所示装置可以执行图1-图3、图5-图7所示实施例的全部或者部分方法,本实施例未详细描述的部分,可参考对图1-图3、图5-图7所示实施例。该技术方案的执行过程和技术效果参见图1-图3、图5-图7所示实施例中的描述,在此不再赘述。
在一个可能的设计中,图13所示数据处理装置的结构可实现为一电子设备,该电子设备可以是手机、平板电脑、服务器等各种设备。如图14所示,该电子设备可以包括:第二处理器41和第二存储器42。其中,第二存储器42用于存储支持电子设备执行上述图1-图3、图5-图7所示实施例中提供的数据处理方法的程序,第二处理器41被配置为用于执行第二存储器42中存储的程序。
程序包括一条或多条计算机指令,其中,一条或多条计算机指令被第二处理器41执 行时能够实现如下步骤:
通过区块链获取应收账款信息,应收账款信息包括与账款数据相对应的标识信息;
对应收账款信息进行电子签名;
将标识信息和进行电子签名后的应收账款信息存储在区块链中,形成与应收账款信息相对应的应收账单信息。
可选地,第二处理器41还用于执行前述图1-图3、图5-图7所示实施例中的全部或部分步骤。
其中,电子设备的结构中还可以包括第二通信接口43,用于电子设备与其他设备或通信网络通信。
另外,本发明实施例提供了一种计算机存储介质,用于储存电子设备所用的计算机软件指令,其包含用于执行上述图1-图3、图5-图7所示方法实施例中数据处理方法所涉及的程序。
图15为本发明实施例提供的一种数据的处理装置的结构示意图三;参考附图15所示,本实施例提供了一种数据的处理装置,该数据的处理装置具体可以为第三服务器,并且,该处理装置可以执行上述图1-图3、图8所对应的部分的数据的处理方法。具体的,该处理装置可以包括:
第三获取模块51,用于接收第二服务器发送的多个子账单信息,每个子账单信息中均包括应收账单信息的标识信息;
第三签名模块52,用于对多个子账单信息进行电子签名;
第三处理模块53,用于将标识信息和进行电子签名后的每个子账单信息通过智能合约协议写入至区块链。
图15所示装置可以执行图1-图3、图8所示实施例的全部或者部分方法,本实施例未详细描述的部分,可参考对图1-图3、图8所示实施例的相关说明。该技术方案的执行过程和技术效果参见图1-图3、图8所示实施例中的描述,在此不再赘述。
在一个可能的设计中,图15所示数据处理装置的结构可实现为一电子设备,该电子设备可以是手机、平板电脑、服务器等各种设备。如图16所示,该电子设备可以包括:第三处理器61和第三存储器62。其中,第三存储器62用于存储支持电子设备执行上述图1-图3、图8所示实施例中提供的数据处理方法的程序,第三处理器61被配置为用于执行第三存储器62中存储的程序。
程序包括一条或多条计算机指令,其中,一条或多条计算机指令被第三处理器61执 行时能够实现如下步骤:
接收第二服务器发送的子账单信息,子账单信息中包括应收账单信息的标识信息;
对子账单信息进行电子签名;
将标识信息和进行电子签名后的子账单信息通过智能合约协议写入至区块链。
可选地,第三处理器61还用于执行前述图1-图3、图8所示实施例中的全部或部分步骤。
其中,电子设备的结构中还可以包括第三通信接口63,用于电子设备与其他设备或通信网络通信。
另外,本发明实施例提供了一种计算机存储介质,用于储存电子设备所用的计算机软件指令,其包含用于执行上述图1-图3、图8所示方法实施例中数据处理方法所涉及的程序。
图17为本发明实施例提供的一种数据的处理装置的结构示意图四;参考附图17所示,本实施例提供了一种数据的处理装置,该数据的处理装置具体可以为金融平台服务器,并且,该处理装置可以执行上述图1-图3、图9-图10所对应的部分的数据的处理方法。具体的,该处理装置可以包括:
接收模块71,用于接收第二服务器发送的融资申请,融资申请包括与应收账款信息相对应的标识信息;
第四获取模块72,用于根据标识信息获取与应收账款信息相对应的所有链路数据;
第四处理模块73,用于对所有链路数据进行验真处理。
其中,与应收账款信息相对应的所有链路数据至少包括:与应收账款信息相关联的第一服务器、第二服务器和第三服务器;与应收账款信息相关联的应收账单信息、所有子账单信息。
可选地,在所有链路数据通过验真处理之后,本实施例中的第四处理模块73还可以用于执行:对所有链路数据进行电子签名;将进行电子签名后的所有链路数据通过智能合约协议写入至区块链。
图17所示装置可以执行图1-图3、图9-图10所示实施例的全部或者部分方法,本实施例未详细描述的部分,可参考对图1-图3、图9-图10所示实施例的相关说明。该技术方案的执行过程和技术效果参见图1-图3、图9-图10所示实施例中的描述,在此不再赘述。
在一个可能的设计中,图17所示数据处理装置的结构可实现为一电子设备,该电子 设备可以是手机、平板电脑、服务器等各种设备。如图18所示,该电子设备可以包括:第四处理器81和第四存储器82。其中,第四存储器82用于存储支持电子设备执行上述图1-图3、图9-图10所示实施例中提供的数据处理方法的程序,第四处理器81被配置为用于执行第四存储器82中存储的程序。
程序包括一条或多条计算机指令,其中,一条或多条计算机指令被第四处理器81执行时能够实现如下步骤:
接收第二服务器发送的融资申请,融资申请包括与应收账款信息相对应的标识信息;
根据标识信息获取与应收账款信息相对应的所有链路数据;
对所有链路数据进行验真处理。
可选地,第四处理器81还用于执行前述图1-图3、图9-图10所示实施例中的全部或部分步骤。
其中,电子设备的结构中还可以包括第四通信接口83,用于电子设备与其他设备或通信网络通信。
另外,本发明实施例提供了一种计算机存储介质,用于储存电子设备所用的计算机软件指令,其包含用于执行上述图1-图3、图9-图10所示方法实施例中数据处理方法所涉及的程序。
以上所描述的装置实施例仅仅是示意性的,其中所述作为分离部件说明的单元可以是或者也可以不是物理上分开的,作为单元显示的部件可以是或者也可以不是物理单元,即可以位于一个地方,或者也可以分布到多个网络单元上。可以根据实际的需要选择其中的部分或者全部模块来实现本实施例方案的目的。本领域普通技术人员在不付出创造性的劳动的情况下,即可以理解并实施。
通过以上的实施方式的描述,本领域的技术人员可以清楚地了解到各实施方式可借助加必需的通用硬件平台的方式来实现,当然也可以通过硬件和软件结合的方式来实现。基于这样的理解,上述技术方案本质上或者说对现有技术做出贡献的部分可以以计算机产品的形式体现出来,本发明可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。
本发明是参照根据本发明实施例的方法、设备(系统)、和计算机程序产品的流程图和/或方框图来描述的。应理解可由计算机程序指令实现流程图和/或方框图中的每一流程和/或方框、以及流程图和/或方框图中的流程和/或方框的结合。可提供这些 计算机程序指令到通用计算机、专用计算机、嵌入式处理机或其他可编程设备的处理器以产生一个机器,使得通过计算机或其他可编程设备的处理器执行的指令产生用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的装置。
这些计算机程序指令也可存储在能引导计算机或其他可编程设备以特定方式工作的计算机可读存储器中,使得存储在该计算机可读存储器中的指令产生包括指令装置的制造品,该指令装置实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能。
这些计算机程序指令也可装载到计算机或其他可编程设备上,使得在计算机或其他可编程设备上执行一系列操作步骤以产生计算机实现的处理,从而在计算机或其他可编程设备上执行的指令提供用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的步骤。
在一个典型的配置中,计算设备包括一个或多个处理器(CPU)、输入/输出接口、网络接口和内存。
内存可能包括计算机可读介质中的非永久性存储器,随机存取存储器(RAM)和/或非易失性内存等形式,如只读存储器(ROM)或闪存(flash RAM)。内存是计算机可读介质的示例。
计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可以由任何方法或技术来实现信息存储。信息可以是计算机可读指令、数据结构、程序的模块或其他数据。计算机的存储介质的例子包括,但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存储、磁盒式磁带,磁带磁磁盘存储或其他磁性存储设备或任何其他非传输介质,可用于存储可以被计算设备访问的信息。按照本文中的界定,计算机可读介质不包括暂存电脑可读媒体(transitory media),如调制的数据信号和载波。
最后应说明的是:以上实施例仅用以说明本发明的技术方案,而非对其限制;尽管参照前述实施例对本发明进行了详细的说明,本领域的普通技术人员应当理解:其依然可以对前述各实施例所记载的技术方案进行修改,或者对其中部分技术特征进行等同替换;而这些修改或者替换,并不使相应技术方案的本质脱离本发明各实施例技术方案的精神和范围。
Claims (19)
- 一种数据的处理方法,其特征在于,包括:第一服务器获取账款数据,根据所述账款数据生成应收账款信息,所述应收账款信息包括与所述账款数据相对应的标识信息;所述第一服务器对所述应收账款信息进行与电子签名;所述第一服务器将所述标识信息和进行电子签名后的所述应收账款信息写入至区块链。
- 根据权利要求1所述的方法,其特征在于,将所述标识信息和进行电子签名后的所述应收账款信息写入至区块链,包括:将所述标识信息和所述应收账款信息通过智能合约协议写入至所述区块链。
- 一种数据的处理方法,其特征在于,包括:第二服务器通过区块链获取应收账款信息,所述应收账款信息包括与所述账款数据相对应的标识信息;所述第二服务器对所述应收账款信息进行电子签名;所述第二服务器将所述标识信息和进行电子签名后的所述应收账款信息存储在区块链中,形成与所述应收账款信息相对应的应收账单信息。
- 根据权利要求3所述的方法,其特征在于,第二服务器通过区块链获取应收账款信息,包括:所述第二服务器通过智能合约协议在所述区块链中获取所述应收账款信息。
- 根据权利要求3所述的方法,其特征在于,所述方法还包括:所述第二服务器通过智能合约协议在所述区块链中获取所述应收账单信息;所述第二服务器将所述应收账单信息拆分成多个子账单信息,拆分后的所有子账单信息中的应收账款数据之和小于或等于所述应收账单信息中的应收账款数据,并且,每个所述子账单信息中均包括所述应收账单信息的标识信息;所述第二服务器将多个所述子账单信息发送至第三服务器,以使得所述第三服务器根据所述子账单信息执行相应操作。
- 根据权利要求5所述的方法,其特征在于,在拆分后的所有子账单信息中的应收账款数据之和小于所述应收账单信息中的应收账款数据时,所述方法还包括:所述第二服务器根据所述应收账单信息和所有子账单信息确定剩余账单信息;所述第二服务器对所述剩余账单信息进行电子签名;所述第二服务器将所述标识信息和进行电子签名之后的所述剩余账单信息通过智能合约协议写入至区块链。
- 根据权利要求3-6中任意一项所述的方法,其特征在于,所述方法还包括:所述第二服务器向金融平台服务器发送融资申请,以使得所述金融平台服务器根据所述融资申请对与所述融资申请相对应的融资信息进行验真处理。
- 一种数据的处理方法,其特征在于,包括:第三服务器接收第二服务器发送的子账单信息,所述子账单信息中包括应收账单信息的标识信息;所述第三服务器对所述子账单信息进行电子签名;所述第三服务器将所述标识信息和进行电子签名后的所述子账单信息通过智能合约协议写入至区块链。
- 一种数据的处理方法,其特征在于,包括:金融平台服务器接收第二服务器发送的融资申请,所述融资申请包括与应收账款信息相对应的标识信息;所述金融平台服务器根据所述标识信息获取与所述应收账款信息相对应的所有链路数据;所述金融平台服务器对所有链路数据进行验真处理。
- 根据权利要求9所述的方法,其特征在于,与所述应收账款信息相对应的所有链路数据至少包括:与所述应收账款信息相关联的第一服务器、第二服务器和第三服务器;与所述应收账款信息相关联的应收账单信息、所有子账单信息。
- 根据权利要求9所述的方法,其特征在于,在所有链路数据通过验真处理之后,所述方法还包括:所述金融平台服务器对所有链路数据进行电子签名;所述金融平台服务器将进行电子签名后的所有链路数据通过智能合约协议写入至区块链。
- 一种数据的处理装置,其特征在于,包括:第一获取模块,用于获取账款数据,根据所述账款数据生成应收账款信息,所述应收账款信息包括与所述账款数据相对应的标识信息;第一签名模块,用于对所述应收账款信息进行与电子签名;第一处理模块,用于将所述标识信息和进行电子签名后的所述应收账款信息写入至区块链。
- 一种电子设备,其特征在于,包括:存储器、处理器;其中,所述存储器用于存储一条或多条计算机指令,其中,所述一条或多条计算机指令被所述处理器执行时实现如权利要求1至2中任一项所述的数据的处理方法。
- 一种数据的处理装置,其特征在于,包括:第二获取模块,用于通过区块链获取应收账款信息,所述应收账款信息包括与所述账款数据相对应的标识信息;第二签名模块,用于对所述应收账款信息进行电子签名;第二处理模块,用于将所述标识信息和进行电子签名后的所述应收账款信息存储在区块链中,形成与所述应收账款信息相对应的应收账单信息。
- 一种电子设备,其特征在于,包括:存储器、处理器;其中,所述存储器用于存储一条或多条计算机指令,其中,所述一条或多条计算机指令被所述处理器执行时实现如权利要求3-7中任一项所述的数据的处理方法。
- 一种数据的处理装置,其特征在于,包括:第三获取模块,用于接收第二服务器发送的多个子账单信息,每个所述子账单信息中均包括应收账单信息的标识信息;第三签名模块,用于对多个所述子账单信息进行电子签名;第三处理模块,用于将所述标识信息和进行电子签名后的每个所述子账单信息通过智能合约协议写入至区块链。
- 一种电子设备,其特征在于,包括:存储器、处理器;其中,所述存储器用于存储一条或多条计算机指令,其中,所述一条或多条计算机指令被所述处理器执行时实现如权利要求8所述的数据的处理方法。
- 一种数据的处理装置,其特征在于,包括:接收模块,用于接收第二服务器发送的融资申请,所述融资申请包括与应收账款信息相对应的标识信息;第四获取模块,用于根据所述标识信息获取与所述应收账款信息相对应的所有链路数据;第四处理模块,用于对所有链路数据进行验真处理。
- 一种电子设备,其特征在于,包括:存储器、处理器;其中,所述存储器用于 存储一条或多条计算机指令,其中,所述一条或多条计算机指令被所述处理器执行时实现如权利要求9-11中任意一项所述的数据的处理方法。
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