WO2020107591A1

WO2020107591A1 - Double insurance limiting method, apparatus, device, and readable storage medium

Info

Publication number: WO2020107591A1
Application number: PCT/CN2018/123189
Authority: WO
Inventors: 黄春岑; 李培光
Original assignee: 平安科技（深圳）有限公司
Priority date: 2018-11-27
Filing date: 2018-12-24
Publication date: 2020-06-04
Also published as: CN109712000A

Abstract

A double insurance limiting method, apparatus and device, and a readable storage medium, relating to a big data processing technology. Said method comprises: upon detection of a double insurance check instruction, acquiring information concerning an insurance type to be checked, carried in the check instruction, and an insurance category to which said insurance type belongs (S10); determining whether a target check flow corresponding to said insurance category is pre-stored (S20); and if no target check flow corresponding to said insurance category is pre-stored, creating the target check flow on the basis of preset configuration information (S30); and performing, on the basis of the created target check flow and the information concerning said insurance type, a double insurance check on said insurance type, and outputting the check result (S40). The method solves the technical problem in the prior art that the customized development of check processes for insurance products cannot adapt to the needs of rapid developments in insurance services, thereby reducing insurance check efficiency.

Description

Repetitive insurance restriction method, device, equipment and readable storage medium The

This application requires the priority of the Chinese patent application submitted to the Chinese Patent Office on November 27, 2018, with the application number 201811424207.6 and the invention titled "Repetitive insurance restriction method, device, equipment and readable storage medium" The reference is incorporated in the application.

Technical field

The present application relates to the technical field of insurance, and in particular to a method, device, device and readable storage medium for limiting repeated insurance.

Background technique

At present, the phenomenon of repeated insurance is serious, which leads to multiple claims and complaints in one event, which has lost the benefits of insurance companies. In addition, because the repeated insurance corresponds to multiple claims, the management methods of various institutions are different, so the communication in the process of claims and complaints Costs increase, which reduces the efficiency of claims settlement. Therefore, insurance companies need to control repetitive insurance. At present, in the process of repetitive insurance, there are still individual differences in the process of entering or configuring different insurance products. The rapid development of the verification process of insurance products can be achieved through rapid development. However, customized development cannot meet the needs of the rapid development of insurance business, which reduces the user experience.

Summary of the invention

The main purpose of this application is to provide a method, device, equipment and readable storage medium for repeated insurance restrictions, which aims to solve the problem that the verification process of custom-developed insurance products in the prior art cannot meet the needs of the rapid development of insurance business, which reduces Technical issues of insurance verification efficiency.

In order to achieve the above purpose, the present application provides a method for limiting repeated insurance, which includes:

When the repeated insurance verification instruction is detected, the information of the insurance type to be verified carried in the verification instruction and the type of insurance type to which the insurance type to be verified belongs are obtained;

Determine whether the target verification process corresponding to the insurance category belongs to the pre-stored;

If there is no pre-stored target verification process corresponding to the insurance category, the target verification process is created based on preset configuration information;

Based on the created target verification process and the information of the insurance type to be verified, the insurance type to be verified is repeatedly insured and verified, and the verification result is output.

Optionally, after the step of determining whether the target verification process corresponding to the insurance category belongs to the following, the method includes:

If the target verification process corresponding to the insurance type belongs to it, the pre-stored target verification process is called to verify the insurance type to be verified;

Wherein, the verification of the insurance type to be verified includes the verification of the insurance time range of the insurance type to be verified and the number of insurance policies.

Optionally, the step of generating the target verification process based on preset configuration information includes:

Parse the configuration information to obtain the risk type elements in the configuration information and the processing logic framework of the risk type elements;

Based on the risk element and the processing logic framework, get each target metadata;

The combination order of the target metadata is acquired based on the configuration information, and the target metadata is combined according to the combination order to obtain a target verification process.

Optionally, the acquiring the combination order of the target metadata based on the configuration information, combining the target metadata according to the combination order, and obtaining the target verification process includes:

Acquiring the step attribute of each target metadata based on the configuration information;

The combination order of the target metadata is acquired based on the step attribute, and the target metadata is combined according to the combination order to obtain a target verification process.

Optionally, the step of obtaining each target metadata based on the risk element and the processing logic framework includes:

Obtaining an execution script corresponding to the processing logic framework;

Embedding the risk element in the processing logic framework based on the execution script to generate various processing rules for processing the risk element;

The processing rules are set to the target metadata.

Optionally, the step of performing repeated insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result includes:

Based on the generated target verification process, first extract the type of insurance code to be verified from the information of the type of insurance to be verified to obtain the limited number of insurance policies corresponding to the type of insurance code;

Determine whether the quantity of the policy to be verified is less than or equal to the restricted quantity;

If the number of insurance policies to be verified is less than or equal to the limited quantity, then time range information corresponding to each insurance policy to be verified is obtained from the information of the insurance type to be verified;

Judging whether the time range information corresponding to each policy to be verified is consistent, and if the time range information corresponding to each policy to be verified is consistent, it is determined that the insurance type to be verified is not repeatedly insured.

Optionally, after the step of repeatedly insuring the information of the insurance type to be verified based on the generated target verification process and outputting the verification result, the steps include:

If it is detected that the verification result is that the verification fails, a text and voice prompt information that the verification fails are generated;

Send the text prompt information to the preset inspector by email.

The present application also provides a repeated insurance restriction device, the repeated insurance restriction device includes:

The detection module is used to obtain the information of the insurance type to be verified carried in the verification instruction and the type of insurance type to which the insurance type to be verified is carried when the repeated insurance verification instruction is detected;

The judgment module is used for judging whether the target verification process corresponding to the insurance type belongs to the pre-stored;

A generating module, configured to create the target verification process based on preset configuration information if there is no target verification process corresponding to the insurance category to which it belongs;

The verification module is configured to repeatedly insure and verify the insurance type to be verified based on the created target verification process and the information of the insurance type to be verified, and output the verification result.

In addition, in order to achieve the above object, the present application also provides a readable storage medium that stores one or more programs, and the one or more programs may be executed by one or more processors to Used for:

This application obtains the information of the insurance type to be verified carried in the verification instruction and the type of insurance type to which the insurance type to be checked is carried when a repeated insurance verification instruction is detected; it is determined whether the corresponding insurance type category is pre-stored Target verification process; if there is no target verification process corresponding to the insurance category, the target verification process is created based on preset configuration information; based on the created target verification process and the to-be-verified The information of the insurance type performs repeated insurance verification on the insurance type to be verified, and outputs the verification result. In this application, when performing repeated insurance inspections, if there is no pre-stored target verification process corresponding to the said insurance category, there is no need to customize the development target verification process, but only the configuration information based on credit products That is, a corresponding target verification process can be automatically generated, and based on the created target verification process and the information of the insurance type to be verified, the insurance type to be verified can be repeatedly insured and verified to obtain a verification result. As a result, the verification efficiency is improved, the technical problem that the verification process of customized insurance products cannot be adapted to the rapid development of insurance business, and the efficiency of insurance verification is reduced.

Summary of the invention

The main purpose of the present application is to provide a method, device, device and readable storage medium for limiting repeated insurance, aiming to solve the technical problem of multiple repeated insurance in the prior art and reducing the efficiency of insurance verification.

BRIEF DESCRIPTION

FIG. 1 is a schematic flowchart of a first embodiment of a method for limiting repeated insurance application in this application;

FIG. 2 is a detailed flow diagram of the steps of generating the target verification process based on preset configuration information in the second embodiment of the repeated insurance restriction method of the present application;

3 is a schematic diagram of a device structure of a hardware operating environment involved in the method of an embodiment of the present application;

FIG. 4 is a schematic diagram of a module of a repeated insurance restriction device of the present application.

The implementation, functional characteristics and advantages of the present application will be further described in conjunction with the embodiments and with reference to the drawings.

detailed description

It should be understood that the specific embodiments described herein are only used to explain the present application, and are not used to limit the present application.

The present application provides a method for limiting repeated insurance coverage. In the first embodiment of the method for limiting repeated insurance coverage in this application, referring to FIG. 1, the method for limiting repeated insurance coverage includes:

Step S10: When the repeated insurance verification instruction is detected, the information of the insurance type to be verified carried in the verification instruction and the type of insurance type to which the insurance type to be verified belongs are obtained;

In step S20, it is determined whether the target verification process corresponding to the insurance type belongs to the pre-stored;

Step S30, if there is no target verification process corresponding to the insurance category to which it belongs, the target verification process is created based on preset configuration information;

Step S40, based on the created target verification process and the information of the insurance type to be verified, the insurance type to be verified is repeatedly insured and verified, and the verification result is output.

Specific steps are as follows:

The repetitive insurance restriction method is applied to a repetitive insurance restriction system. In the repetitive insurance restriction system, as long as the repetitive insurance verification instruction is detected, the information of the insurance type to be checked carried in the verification instruction and the to-be-checked For the type of insurance that the insurance type belongs to, the repeated insurance verification instruction triggering method includes: when a purchase instruction triggered by the user's purchase operation is detected, the repeated insurance verification instruction is triggered synchronously.

In this embodiment, the verification instruction carries the information of the type of insurance to be verified and the type of insurance to which the type of insurance to be verified belongs. The information of the type of insurance to be verified includes the name, code and user purchasing the type of insurance Information such as the user’s ID number, system registration number, etc. The type of insurance to be verified mainly refers to the type or category of the insurance policy purchased is accident insurance, deferred insurance or critical illness insurance. In addition, accident insurance It also includes aviation accident insurance, operational accident insurance and other types of insurance. Deferred insurance also includes aviation delay insurance and transportation delay insurance.

After obtaining the information of the insurance type to be verified and the insurance type to which the insurance type to be verified belongs, it is necessary to determine whether there is a target verification process corresponding to the insurance type in the repeated insurance restriction system. The priority of the order, such as whether to first verify the time range of each insurance policy in the insurance type to be verified, or to first verify the number of insurance policies in the insurance type to be verified, or only the time of each insurance policy to be verified For the verification of the range, etc., in this embodiment, the method of determining whether the target verification process corresponding to the insurance category belongs to the following includes:

Method 1: Judging based on the name of the type of insurance and the name of the verification process, for example, if the name of the type of insurance is the same as the name of the verification process, it is determined that the target verification process corresponding to the corresponding type of insurance is pre-stored, otherwise, If the name of the insurance type is not the same as the name of the verification process, it is determined that the target verification process corresponding to the belonging insurance type is not pre-stored.

Method 2: Judging from the identification of the type of insurance and the identification of the verification process, for example, if the name of the type of insurance and the name of the verification process are both A, then it is determined that the target verification process corresponding to the corresponding type of insurance is pre-stored . Conversely, if the identification of the insurance type is not the same as the identification of the verification process, it is determined that the target verification process corresponding to the belonging insurance type is not pre-stored.

It should be noted that the implementation of the above methods 1 and 2 depends on the first preset association relationship between the name of the insurance type and the name of the verification process, or the identification and verification process of the type of insurance pre-stored in the repeated insurance restriction system The identified second preset association relationship.

After the step of judging whether the target verification process corresponding to the insurance category belongs to the following, it includes:

Step S21, if the target verification process corresponding to the insurance type belongs to it is pre-stored, the pre-stored target verification process is called to verify the insurance type to be verified;

If the target verification process corresponding to the insurance type belongs to the pre-stored repeated insurance restriction system, the pre-stored target verification process is directly invoked through an interface or a corresponding script to verify the insurance type to be verified.

The verification of the insurance type to be verified includes the verification of the insured time range of the insurance type to be verified and the number of insured policies, and the verification of the insurance time range of the insured insurance type and the number of insured policies includes the treatment of the insurance Check the time range of each policy and the number of policies. For example, the type of insurance to be verified involves 2 types of insurance, one type of insurance involves 5 types of policies, and the other type of insurance involves 10 types of policies. The time range of insurance coverage for the type of insurance to be verified and the number of insured policies include the verification of 5 policies The insured time range involved and the verification of the number of policies for the five policies, as well as the insured time range involved in another ten types of insurance and the verification of the number of policies for the ten policies.

If there is no pre-stored target verification process corresponding to the insurance type, the target verification process is created based on preset configuration information. Before generating the target verification process, the corresponding configuration information is already preset. For example, although the target verification process of accident insurance is not pre-stored, the configuration information of the target verification process of generating accident insurance is preset in the repeated insurance restriction.

Specifically, referring to FIG. 2, the step of generating the target verification process based on preset configuration information includes:

Step S31: Parse the configuration information to obtain the risk type elements in the configuration information and the processing logic framework of the risk type elements;

After obtaining the configuration information, the configuration information is parsed to obtain the risk type elements in the configuration information and the processing logic framework of the risk type elements, where the risk type elements refer to elements such as time range, quantity and purchase amount, etc. Refers to the processing framework for comparing, judging, and verifying the risk elements, where the processing logic framework can be a complete processing step for processing the risk elements, and the processing logic framework can also be filled to complete the processing The framework of the steps.

Step S32, based on the risk element and the processing logic framework, obtain each target metadata;

After obtaining the risk element and the processing logic framework, each target metadata is generated, and the target metadata is a verification process. For example, the target metadata is a process of verifying the time range, or the quantity The verification process. It should be noted that, for the insurance type to be verified, there are generally multiple target metadata.

Step S33: Acquire the combination order of the target metadata based on the configuration information, and combine the target metadata according to the combination order to obtain a target verification process.

In the configuration information, in addition to the insurance element and the processing logic framework of the insurance element, it also includes the combination order of each target metadata. For example, in the configuration information, a target metadata is arranged before b target metadata, and b is sorted in c. Before the target metadata, the combination order of the target metadata is acquired based on the configuration information, and the target metadata is combined according to the combination order to obtain the target verification process.

Specifically, acquiring the combination order of the target metadata based on the configuration information, combining the target metadata according to the combination order, and obtaining a target verification process includes:

Step S331: Obtain the step attribute of each target metadata based on the configuration information;

In this embodiment, the step attribute of each target metadata is obtained based on the configuration information, and the step attribute of each target metadata may be determined according to the preset sequence identifier of the step, specifically, the risk element carries There is a preset sequence identifier. For example, if the risk category element carries sequence identifier 1, the step attribute of the target metadata corresponding to the risk category element is ranked at the top of the process. It should be noted that the sequence identifier can be composed of target metadata carry.

Step S332: Acquire the combination order of the target metadata based on the step attributes, and combine the target metadata according to the combination order to obtain a target verification process.

After obtaining the combination order of each target metadata, the target metadata is combined according to the combination order to obtain a target verification process.

After obtaining the target verification process, the insurance type to be verified is repeatedly insured and verified based on the created target verification process and the information of the risk to be verified, and a verification result is output, wherein the verification result Including the results of passing and failing the verification.

Further, the present application provides another embodiment of a method for limiting repeated insurance coverage. In this embodiment, the step of obtaining each target metadata based on the insurance element and the processing logic framework includes:

Step S321, obtaining an execution script corresponding to the processing logic framework;

In this embodiment, the processing logic framework is an incomplete processing step for processing the risk element, that is, the processing logic framework is a framework that needs to be filled to obtain a complete processing step, and therefore, the processing logic framework can be filled in The execution script is pre-stored.

Step S322, embedding the risk element into the processing logic framework based on the execution script to generate various processing rules for processing the risk element;

After obtaining the execution script, embed the insurance element into the processing logic framework to generate various processing rules for processing the insurance element, for example, if the configuration information in insurance type M includes the time range and the number of insurance elements, The time range and quantity are embedded in the processing logic framework to generate the time range and quantity execution rules such as performing a first comparison on the time scope and a second comparison on the quantity, etc.

Step S323: Set each processing rule to each target metadata.

In this embodiment, after substituting each processing rule, each processing rule is set to each target metadata.

In this embodiment, by obtaining an execution script corresponding to the processing logic framework; embedding the risk element into the processing logic framework based on the execution script to generate various processing rules for processing the risk element ; Set each processing rule to each target metadata. In this embodiment, flexible generation of each target metadata is realized to reduce resource waste caused by customization.

Further, the present application provides another embodiment of a method for limiting repeated insurance coverage. In this embodiment, the information based on the generated target verification process is used for repeated insurance coverage verification of the information to be verified and output The steps to verify the results include:

Step S41, based on the generated target verification process, first extract the type of insurance code to be verified from the information of the type of insurance to be verified to obtain the limited number of insurance policies corresponding to the type of insurance code;

In this embodiment, the repeated insurance verification is specifically implemented. Specifically, the insurance type code to be verified is first extracted from the information of the insurance type to be verified, the insurance type code may be multiple, and the insurance type codes are multiple, There may be one or more types of insurance types. After the codes are obtained, the limited number of insurance policies corresponding to the insurance type codes can be obtained, wherein each insurance type code can include multiple insurance policies, and the number of each insurance type code is limited.

Step S42, judging whether the quantity of the policy to be verified is less than or equal to the restricted quantity;

It is judged whether the quantity of the policy to be verified is less than or equal to the restricted quantity, and the restricted quantity may be 1.

Step S43: If the number of insurance policies to be checked is less than or equal to the limited quantity, then obtain time range information corresponding to each insurance policy to be checked from the information of the insurance type to be checked;

If the number of insurance policies to be verified is less than or equal to the limited quantity, the time range information corresponding to each insurance policy to be verified is obtained from the information of the insurance types to be verified, that is, after ensuring that the quantity meets the requirements Verification of the policy time range.

Step S44: Determine whether the time range information corresponding to each policy to be checked is consistent, and if the time range information corresponding to each policy to be checked is consistent, determine that the insurance type to be checked is not repeatedly insured.

Judging whether the time range information corresponding to each policy to be verified is consistent, wherein the consistency refers to the same time range, if the time range information corresponding to each policy to be verified is consistent, it is determined that the insurance type to be verified is not Repeat insurance, if the time range information corresponding to each policy to be verified is inconsistent, it is determined that the insurance type to be verified is repeatedly insured, and the verification fails.

Further, the step of repeating the insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result includes:

Step S50, if it is detected that the verification result is that the verification fails, generating text and voice prompt information that the verification fails;

In this embodiment, if it is detected that the verification result is that the verification fails, text and voice prompt information that fail the verification are generated, and the purpose of generating text and voice prompt information at the same time is to ensure a prompt that the verification fails grade.

In step S60, the text prompt information is sent to the preset inspector via email.

After generating the text and voice prompt information, the text prompt information is sent to the preset inspector by email. To generate mail records for easy follow-up inquiry.

In this embodiment, based on the generated target verification process, first extract the type of insurance code to be verified from the information of the type of insurance to be verified to obtain the limited number of insurance policies corresponding to the type of insurance code; Judging whether the quantity of the policy to be verified is less than or equal to the restricted quantity; if the quantity of the policy to be verified is less than or equal to the restricted quantity, the corresponding information of each insurance policy to be verified is obtained from the information of the insurance type to be verified Time range information; determine whether the time range information corresponding to each policy to be verified is consistent, and if the time range information corresponding to each policy to be verified is consistent, determine that the insurance type to be verified is not repeatedly insured. In this embodiment, the double insurance is effectively avoided, and the efficiency of the insurance enterprise is improved.

Referring to FIG. 3, FIG. 3 is a schematic diagram of a device structure of a hardware operating environment involved in a solution of an embodiment of the present application.

In the embodiment of the present application, the repeated insurance restriction device may be a PC, or may be a smartphone, tablet computer, e-book reader, MP3 (Moving Picture Experts Group Audio Layer III, motion picture expert compression standard audio layer 3 player, MP4 (Moving Picture Experts Group Audio Layer IV, motion picture expert compression standard audio layer 4) Terminal devices such as players and portable computers.

As shown in FIG. 3, the repeated insurance restriction device may include: a processor 1001, such as a CPU, a memory 1005, and a communication bus 1002. Among them, the communication bus 1002 is used to implement connection communication between the processor 1001 and the memory 1005. The memory 1005 may be a high-speed RAM memory or a stable memory (non-volatile memory), such as disk storage. The memory 1005 may optionally be a storage device independent of the foregoing processor 1001.

Optionally, the repeated insurance restriction device may further include a target user interface, a network interface, a camera, and RF (Radio Frequency (radio frequency) circuits, sensors, audio circuits, WiFi modules, etc. The target user interface may include a display (Display), an input unit such as a keyboard (Keyboard), and the optional target user interface may also include a standard wired interface and a wireless interface. The network interface may optionally include a standard wired interface and a wireless interface (such as a WI-FI interface).

Those skilled in the art may understand that the structure of the repeated insurance restriction device shown in FIG. 3 does not constitute a limitation on the repeated insurance restriction device, and may include more or less components than the illustration, or a combination of certain components, or different Parts arrangement.

As shown in FIG. 3, the memory 1005, which is a computer storage medium, may include a readable instruction for operating a network communication module and repeating insurance restriction. The operating system is a program that manages and controls the repetitive insurance to limit equipment hardware and software resources, and supports the repetitive insurance to limit the operation of readable instructions and other software and/or programs. The network communication module is used to implement communication between various components inside the memory 1005, and to communicate with other hardware and software in the repeated insurance restriction device.

In the repetitive insurance restriction device shown in FIG. 3, the processor 1001 is configured to execute the repetitive insurance restriction readable instructions stored in the memory 1005 to implement the steps of the repetitive insurance restriction method described in any one of the above.

The specific implementation of the repeated insurance restriction device of the present application is basically the same as the foregoing embodiments of the repeated insurance restriction method, and details are not described herein again.

The detection module 10 is configured to obtain information of the insurance type to be checked carried in the verification instruction and the type of insurance type to which the insurance type to be checked is carried when a repeated insurance verification instruction is detected;

The judgment module 20 is used to judge whether the target verification process corresponding to the insurance type belongs to the pre-stored;

The generating module 30 is configured to create the target verification process based on preset configuration information if there is no target verification process corresponding to the insurance category to which it belongs.

The verification module 40 is configured to repeatedly insure and verify the insurance type to be verified based on the created target verification process and the information of the insurance type to be verified, and output the verification result.

The specific implementation manner of the repeated insurance restriction device of the present application is basically the same as the foregoing embodiments of the repeated insurance restriction method, and details are not described herein again.

The present application provides a readable storage medium that stores one or more computer-readable instructions, and the one or more computer-readable instructions may also be executed by one or more processors to It is used to implement the steps of the repeated insurance restriction method described in any one of the above. The readable storage medium may be a non-volatile readable storage medium.

The specific implementation of the readable storage medium of the present application is basically the same as the above embodiments of the method for limiting repeated insurance, which will not be repeated here.

The above are only the preferred embodiments of the present application, and do not limit the scope of the patent of the present application. Any equivalent structure or equivalent process transformation made by the description and drawings of this application, or directly or indirectly used in other related technical fields The same reason is included in the patent processing scope of this application. The

Claims

A method for limiting repeated insurance, characterized in that the method for limiting repeated insurance includes:

When the repeated insurance verification instruction is detected, the information of the insurance type to be verified carried in the verification instruction and the type of insurance type to which the insurance type to be verified belongs are obtained;

Determine whether the target verification process corresponding to the insurance category belongs to the pre-stored;

If there is no pre-stored target verification process corresponding to the insurance category, the target verification process is created based on preset configuration information;

Based on the created target verification process and the information of the insurance type to be verified, the insurance type to be verified is repeatedly insured and verified, and the verification result is output.
The method for limiting repeated insurance according to claim 1, wherein the step of determining whether the target verification process corresponding to the insurance type belongs to the following includes:

If the target verification process corresponding to the insurance type belongs to it, the pre-stored target verification process is called to verify the insurance type to be verified;

Wherein, the verification of the insurance type to be verified includes the verification of the insurance time range of the insurance type to be verified and the number of insurance policies.
The repetitive insurance restriction method according to claim 2, wherein the step of generating the target verification process based on preset configuration information includes:

Parse the configuration information to obtain the risk type elements in the configuration information and the processing logic framework of the risk type elements;

Based on the risk element and the processing logic framework, get each target metadata;

The combination order of the target metadata is acquired based on the configuration information, and the target metadata is combined according to the combination order to obtain a target verification process.
The method for limiting repeated insurance according to claim 2, wherein the step of performing repeated insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result includes :

Based on the generated target verification process, first extract the type of insurance code to be verified from the information of the type of insurance to be verified to obtain the limited number of insurance types to be verified corresponding to the type of insurance;

Determine whether the quantity of the policy to be verified is less than or equal to the restricted quantity;

If the number of insurance policies to be verified is less than or equal to the limited quantity, then time range information corresponding to each insurance policy to be verified is obtained from the information of the insurance type to be verified;

Judging whether the time range information corresponding to each policy to be verified is consistent, and if the time range information corresponding to each policy to be verified is consistent, it is determined that the insurance type to be verified is not repeatedly insured.
The method for limiting repeated insurance according to claim 2, wherein after the step of performing repeated insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result, include:

If it is detected that the verification result is that the verification fails, a text and voice prompt information that the verification fails are generated;

Send the text prompt information to the preset inspector by email.
The repetitive insurance restriction method according to claim 1, wherein the step of generating the target verification process based on preset configuration information includes:

Parse the configuration information to obtain the risk type elements in the configuration information and the processing logic framework of the risk type elements;

Based on the risk element and the processing logic framework, get each target metadata;

The combination order of the target metadata is acquired based on the configuration information, and the target metadata is combined according to the combination order to obtain a target verification process.
The method for limiting repeated insurance according to claim 6, wherein the step of performing repeated insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result includes :

Based on the generated target verification process, first extract the type of insurance code to be verified from the information of the type of insurance to be verified to obtain the limited number of insurance types to be verified corresponding to the type of insurance;

Determine whether the quantity of the policy to be verified is less than or equal to the restricted quantity;

If the number of insurance policies to be verified is less than or equal to the limited quantity, then time range information corresponding to each insurance policy to be verified is obtained from the information of the insurance type to be verified;

Judging whether the time range information corresponding to each policy to be verified is consistent, and if the time range information corresponding to each policy to be verified is consistent, it is determined that the insurance type to be verified is not repeatedly insured.
The method for limiting repeated insurance according to claim 6, characterized in that, after the step of performing repeated insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result, include:

If it is detected that the verification result is that the verification fails, a text and voice prompt information that the verification fails are generated;

Send the text prompt information to the preset inspector by email.
The method of limiting repeated insurance according to claim 6, wherein the combination order of the target metadata is obtained based on the configuration information, and the target metadata is combined according to the combination order to obtain The steps of the target verification process include:

Acquiring the step attribute of each target metadata based on the configuration information;

The combination order of the target metadata is acquired based on the step attribute, and the target metadata is combined according to the combination order to obtain a target verification process.
The method for limiting repeated insurance according to claim 9, wherein the step of performing repeated insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result includes :

Based on the generated target verification process, first extract the type of insurance code to be verified from the information of the type of insurance to be verified to obtain the limited number of insurance types to be verified corresponding to the type of insurance;

Determine whether the quantity of the policy to be verified is less than or equal to the restricted quantity;

If the number of insurance policies to be verified is less than or equal to the limited quantity, then time range information corresponding to each insurance policy to be verified is obtained from the information of the insurance type to be verified;

Judging whether the time range information corresponding to each policy to be verified is consistent, and if the time range information corresponding to each policy to be verified is consistent, it is determined that the insurance type to be verified is not repeatedly insured.
The method for limiting repetitive insurance according to claim 9, characterized in that, after the step of repetitive insurance verification on the information of the insurance type to be verified based on the generated target verification process, and the step of outputting the verification result, include:

If it is detected that the verification result is that the verification fails, a text and voice prompt information that the verification fails are generated;

Send the text prompt information to the preset inspector by email.
The method of limiting repeated insurance according to claim 6, wherein the step of obtaining each target metadata based on the risk element and the processing logic framework includes:

Obtaining an execution script corresponding to the processing logic framework;

Embedding the risk element in the processing logic framework based on the execution script to generate various processing rules for processing the risk element;

The processing rules are set to the target metadata.
The method of limiting repeated insurance according to claim 12, wherein the step of performing repeated insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result includes :

Based on the generated target verification process, first extract the type of insurance code to be verified from the information of the type of insurance to be verified to obtain the limited number of insurance types to be verified corresponding to the type of insurance;

Determine whether the quantity of the policy to be verified is less than or equal to the restricted quantity;

If the number of insurance policies to be verified is less than or equal to the limited quantity, then time range information corresponding to each insurance policy to be verified is obtained from the information of the insurance type to be verified;

Judging whether the time range information corresponding to each policy to be verified is consistent, and if the time range information corresponding to each policy to be verified is consistent, it is determined that the insurance type to be verified is not repeatedly insured.
The method for limiting repeated insurance according to claim 13, wherein the step of performing repeated insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result, include:

If it is detected that the verification result is that the verification fails, a text and voice prompt information that the verification fails are generated;

Send the text prompt information to the preset inspector by email.
The method for limiting repeated insurance according to claim 1, wherein the step of performing repeated insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result comprises: :

Based on the generated target verification process, first extract the type of insurance code to be verified from the information of the type of insurance to be verified to obtain the limited number of insurance types to be verified corresponding to the type of insurance;

Determine whether the quantity of the policy to be verified is less than or equal to the restricted quantity;

If the number of insurance policies to be verified is less than or equal to the limited quantity, then time range information corresponding to each insurance policy to be verified is obtained from the information of the insurance type to be verified;

Judging whether the time range information corresponding to each policy to be verified is consistent, and if the time range information corresponding to each policy to be verified is consistent, it is determined that the insurance type to be verified is not repeatedly insured.
The method for limiting repeated insurance according to claim 15, wherein the step of performing repeated insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result, include:

If it is detected that the verification result is that the verification fails, a text and voice prompt information that the verification fails are generated;

Send the text prompt information to the preset inspector by email.
The method for limiting repeated insurance according to claim 1, characterized in that after the step of performing repeated insurance verification on the information of the insurance type to be verified based on the generated target verification process and outputting the verification result, include:

If it is detected that the verification result is that the verification fails, a text and voice prompt information that the verification fails are generated;

Send the text prompt information to the preset inspector by email.
A repeated insurance limit device, characterized in that the repeated insurance limit device includes:

The detection module is used to obtain the information of the insurance type to be verified carried in the verification instruction and the type of insurance type to which the insurance type to be verified is carried when the repeated insurance verification instruction is detected;

The judgment module is used for judging whether the target verification process corresponding to the insurance type belongs to the pre-stored;

A generating module, configured to create the target verification process based on preset configuration information if there is no target verification process corresponding to the insurance category to which it belongs;

The verification module is configured to repeatedly insure and verify the insurance type to be verified based on the created target verification process and the information of the insurance type to be verified, and output the verification result.
A repeated insurance restriction device, characterized in that the repeated insurance restriction device includes: a memory, a processor, a communication bus, and a repeated insurance restriction readable instruction stored on the memory,

The communication bus is used to realize the communication connection between the processor and the memory;

The processor is configured to execute the repetitive insurance limit readable instruction to implement the steps of the repetitive insurance limit method of claim 1.
A readable storage medium, wherein the readable storage medium stores a repetitive insurance restriction readable instruction, and when the repetitive insurance restriction readable instruction is executed by a processor, the repetitive insurance coverage according to claim 1 is realized Limit the steps of the method.