WO2020091099A1 - Method, apparatus, and system for exchanging block chain-based real value-linked cryptocurrency - Google Patents

Method, apparatus, and system for exchanging block chain-based real value-linked cryptocurrency Download PDF

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Publication number
WO2020091099A1
WO2020091099A1 PCT/KR2018/013046 KR2018013046W WO2020091099A1 WO 2020091099 A1 WO2020091099 A1 WO 2020091099A1 KR 2018013046 W KR2018013046 W KR 2018013046W WO 2020091099 A1 WO2020091099 A1 WO 2020091099A1
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Prior art keywords
cryptocurrency
information
payment
value
real value
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PCT/KR2018/013046
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French (fr)
Korean (ko)
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심재웅
문영일
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(주)디지털골드익스체인지
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Priority claimed from KR1020180130633A external-priority patent/KR20200048484A/en
Priority claimed from KR1020180130638A external-priority patent/KR20200048489A/en
Priority claimed from KR1020180130628A external-priority patent/KR20200048479A/en
Publication of WO2020091099A1 publication Critical patent/WO2020091099A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Definitions

  • the present invention relates to a method and apparatus for exchanging cryptocurrency, and more particularly, to a method for exchanging real money linked cryptocurrency based on blockchain, and an apparatus and system.
  • Bitcoin is a digital currency created by Satoshi Nakamoto in 2009 and has a structure in which a central device for issuing and managing currency does not exist. Instead, Bitcoin transactions are made by a distributed database based on a peer-to-peer network (P2P), and usually perform transactions using a public key encryption algorithm.
  • P2P peer-to-peer network
  • digital coins that can be paid for in kind are Litecoin, Darkcoin, Namecoin, Doggycoin, Ripple, etc.
  • the common characteristics of these are traders using digital cryptocurrency including Bitcoin.
  • the book of the transaction details thus traded is stored in the electronic wallet, and the book is sequentially connected according to block and hash conversion in a certain unit, and can be shared on the blockchain network in a form that can be verified by hash comparison.
  • Bitcoin, Litecoin, Darkcoin, Namecoin, Doggycoin, Ripple, etc. can be exemplified as such cryptocurrency.
  • the individual blocks connected to the blockchain may be sequentially connected according to hash transformation, and may be configured in the form of a data packet including a plurality of information.
  • information included in a block may be a transaction history in which participants exchange currency, and a hash value, difficulty, and nonce of the previous block. Every block contains the hash value of the previous block, and the blocks following this can form a blockchain that contains the transfer details that occurred in chronological order.
  • one transaction book can be shared through nodes connected to the network, and the transaction book can be preserved by a blockchain that is verified and formed by an unspecified number of nodes. Since such a transaction ledger is continuously shared and verified and shared by all node terminals connected to the network, forgery and alteration of the transaction ledger is prevented by a majority of nodes that want to maintain the transaction system.
  • the target of an attack such as hacking into the blockchain network should be the transaction system itself composed of a plurality of unspecified nodes rather than a specific terminal, and the action itself destroys the transaction system itself, in preparation for hacking costs. It is possible to prevent the establishment of hacking itself in advance due to the low value of the gain, so it is possible to establish a reliable distributed transaction of cryptocurrency without any central control.
  • a cryptocurrency formed by a blockchain network is secured in a specific fiat currency or other cryptocurrency, and as a result, a stable coin in which the value becomes the same as the fiat currency ( STABLE COIN) method is also proposed.
  • the present invention is to solve the problems as described above, in performing the distributed transaction of cryptocurrency data based on the blockchain, along with the stabilization of the value of the cryptocurrency itself, value creation by the transaction, real economic life
  • the purpose of the present invention is to provide a method and apparatus and system for exchange of cryptocurrency based on a blockchain-based real economy value that can bring usability improvements together.
  • Method for solving the above problems, in the method of processing a cryptocurrency based on a blockchain network of a service device, issuing a first cryptocurrency based on the blockchain network ; Receiving, from a trader terminal, second cryptocurrency conversion request information corresponding to the first cryptocurrency; And issuing a switchable second cryptocurrency according to the real value conversion ratio corresponding to the first cryptocurrency, wherein the second cryptocurrency responds to the real economic value according to a process for preparing payment of real economic value. It is characterized in that it is issued under conditions that can be incinerated by the value payment or exchange processing.
  • An apparatus for solving the above-described problem is a service device for processing a cryptocurrency based on a blockchain network, the apparatus for issuing a first cryptocurrency based on the blockchain network 1 Cryptocurrency management department; Upon receiving the second cryptocurrency conversion request information corresponding to the first cryptocurrency from the trader terminal, the second cryptocurrency issuing the second cryptocurrency convertible according to the real value conversion ratio corresponding to the first cryptocurrency It includes a management unit, the second cryptocurrency is characterized in that issued according to the incineration condition by a value payment or exchange processing corresponding to the actual economic value, according to the process of preparing the payment of the actual economic value.
  • the method according to an embodiment of the present invention for solving the above-described problems, in a method for processing a cryptocurrency based on a blockchain network of a service device, in response to a request for conversion from a first cryptocurrency from a trader terminal Paying the second cryptocurrency issued as a condition that can be incinerated by value payment or exchange processing corresponding to the economic value to the trader terminal; Receiving a request for payment of real value corresponding to the second cryptocurrency from the trader terminal; And generating real value payment request information corresponding to the second cryptocurrency and transmitting it to the real value providing device.
  • the block chain network-based cryptocurrency processing service device for solving the above problems, in the block chain network-based cryptocurrency processing service device, according to the request to switch from the first cryptocurrency from the trader terminal, the real economic value
  • a second cryptocurrency management unit for supplying the second cryptocurrency issued to the trader terminal in a condition that can be incinerated by value payment or exchange processing corresponding to;
  • a real value exchange processing unit for generating real value payment request information corresponding to the second cryptocurrency and transmitting the real value payment request information corresponding to the second cryptocurrency to the real value providing device when the real value payment request corresponding to the second cryptocurrency is received from the trader terminal.
  • Method for processing a cryptocurrency based on a blockchain network of a service device, the method comprising: issuing a first cryptocurrency; Providing a transaction service for the first cryptocurrency; And performing a reserve management process according to the transaction service, wherein the first cryptocurrency is a value payment or exchange process corresponding to a real economic value, according to a payment preparation process based on reserve information according to the reserve management process. It is characterized in that it can be converted into a second cryptocurrency issued on a condition that can be incinerated.
  • a service device for providing cryptocurrency processing based on a blockchain network comprising: a first cryptocurrency management unit for issuing a first cryptocurrency; And a transaction service unit for providing a transaction service for the first cryptocurrency, wherein the first cryptocurrency management unit performs a reserve amount management process according to the transaction service, and the first cryptocurrency is a reserve amount according to the reserve amount management process.
  • the information-based payment preparation process it is possible to convert to a second cryptocurrency issued on a condition that can be incinerated by value payment or exchange processing corresponding to real economic value.
  • issuing a first cryptocurrency that is issued and distributed based on a distributed transaction issuing a second cryptocurrency that can be switched according to the actual economic value conversion ratio corresponding to the first cryptocurrency
  • the second cryptocurrency is processed to be issued in a condition that can be incinerated by a value payment process corresponding to the real economic value according to a process for preparing the payment of the real economic value, thereby stabilizing the value of the cryptocurrency itself by the real economic value
  • 1 and 2 is a conceptual diagram schematically showing the entire system according to an embodiment of the present invention.
  • FIG. 3 is a block diagram showing a service providing apparatus according to an embodiment of the present invention in more detail.
  • FIG. 4 is a block diagram showing in more detail a trader terminal providing a currency conversion service according to an embodiment of the present invention.
  • FIG. 5 is a flowchart for explaining in more detail the currency conversion process according to a request from a trader terminal of a service providing device according to an embodiment of the present invention.
  • FIG. 6 is a block diagram showing in more detail a trader terminal providing a real value providing service according to an embodiment of the present invention.
  • FIG. 7 is a flowchart illustrating in more detail a process for providing real value according to a request from a trader terminal of a service providing device according to an embodiment of the present invention.
  • FIG. 8 is a block diagram more specifically showing a trader terminal providing a currency conversion service according to an embodiment of the present invention.
  • 9 and 10 are diagrams for explaining the configuration of the trader terminal and the transaction service in which the exchange service providing apparatus is requested from the trader terminal.
  • 11 to 13 are ladder diagrams for describing the overall system operation according to an embodiment of the present invention for each process.
  • DSP digital signal processor
  • 1 and 2 is a conceptual diagram schematically showing the entire system according to an embodiment of the present invention.
  • the cryptocurrency transaction system may be configured as a blockchain mesh network formed by one or more trader terminals 10 connected by wire or wirelessly through a network. .
  • the terminals described herein may include mobile phones, smart phones, laptop computers, digital broadcasting terminals, PDAs (Personal Digital Assistants), PMPs (Portable Multimedia Players), navigation, server devices, and the like.
  • PDAs Personal Digital Assistants
  • PMPs Portable Multimedia Players
  • the present invention is not limited to this, and may be various devices capable of user input and information display.
  • each trader terminal may be provided with a communication module for accessing the blockchain network.
  • the blockchain network may be implemented as a wired network such as a local area network (LAN), a wide area network (WAN), or a value added network (VAN).
  • the blockchain network is a mobile radio communication network (mobile radio communication network), satellite communication network, Bluetooth (Bluetooth), Wibro (Wireless Broadband Internet), HSDPA (High Speed Downlink Packet Access), Wi-Fi (Wi-Fi), LTE (Long Term) Evolution) and the like.
  • the blockchain network may be a mixed wired and wireless network.
  • each trader terminal can register the account information according to their node access to the transaction book data shared in a cloud manner through the network. And, when a transaction of cryptocurrency is required, each trader terminal can propagate the transaction information to be recorded in the transaction book data to each trader terminal.
  • each trader terminal can use a smart contract (SMART CONTRACT) pre-shared on the blockchain network by processing such that a specific transaction system process cannot be forged / modulated based on the transaction book data provided as described above.
  • SMART CONTRACT SMART CONTRACT
  • Such a smart contract may include a blockchain-based transaction system process such that post-forgery / falsification is not possible, and cryptocurrency-specific attributes, issuance conditions, transaction conditions, incineration conditions, and authority setting information for each trader.
  • the transaction ledger data is a block chain having a structure in which a plurality of blocks are sequentially connected according to a generation order by allowing the current block to contain a hash value for a previously generated block for each block corresponding to a certain time or unit ( block chain) data.
  • each trader terminal may provide computing power to perform arithmetic and verification processing to calculate a hash value of the next block, and may obtain compensation corresponding thereto.
  • the security stability of this blockchain can be formed by the system participation of sharers who share data. Accordingly, a block of transaction information including a history of sharing and issue / transaction history of sharing between each sharer terminal connected to the blockchain network can be sequentially stored, and hash values for preventing forgery are sequentially blockchained Transaction verification (work proof) processing to be performed may be distributed in each trader terminal.
  • each processing unit and modules of the system according to an embodiment of the present invention may be implemented as a DECENTRALIZED APPLICATION based on a smart contract using the blockchain network configured as such as the main net. Can be.
  • the exchange service providing apparatus 100 constituting this, the issuance, transaction, conversion and management of the second cryptocurrency based on the main net-based first cryptocurrency and the real value, and other cryptocurrencies previously issued on the main net basis
  • An inter-trade service and a cross-currency transaction service can be provided, and further, a real value exchange and incineration process of real-value-linked second cryptocurrency is provided, which will be described later in more detail.
  • the exchange system includes an exchange service providing apparatus 100 and a trader terminal 300 based on a blockchain network, and the exchange service providing apparatus 100 is prepared for payment It is connected to the adjustment module 400, the financial server 500, and the real value providing device 200 to provide an exchange processing and transaction service according to an embodiment of the present invention.
  • the exchange service providing apparatus 100 may issue the first cryptocurrency that is issued and distributed based on the distributed transaction, and the issued first cryptocurrency data may be distributed to the trader terminal 300.
  • the trader terminal 300 purchases / sells the first cryptocurrency in another legal or cryptocurrency, or through the exchange service providing device 100, the second according to the ratio of real economic value conversion corresponding to the first cryptocurrency You can request to convert cryptocurrency.
  • the exchange service providing apparatus 100 may issue the second cryptocurrency according to the request to switch to the second cryptocurrency and pay it to the trader terminal 300.
  • the second cryptocurrency may be processed to be issued in a condition that can be incinerated by a value payment process corresponding to the real economic value, according to a process for preparing the actual economic value.
  • the actual economic value represents the value of actual goods and services
  • the trader terminal 300 can transmit a value payment request corresponding to the second cryptocurrency to the exchange service providing apparatus 100, and exchanges when a value payment request is received
  • the service providing device 100 transmits the request data corresponding to the value payment to the real value providing device 200, so that the real value providing device 200 is a user of the trader terminal 300 with the actual goods or services according to the quantity.
  • the payment process can be controlled so that it can be paid to.
  • the first cryptocurrency can be traded between other cryptocurrencies and statutory currencies, so the value volatility may be relatively high, but it is possible to provide real goods and services according to the conversion to the second cryptocurrency.
  • the value volatility becomes stable and controllable by adding the linkage by value provision.
  • the second cryptocurrency may be determined in quantity and issuance according to the value of the actual goods or services, and the exchange service providing apparatus 100 may process the payment preparation process for issuance in advance, and the user At any point in time, the second cryptocurrency can be converted into goods or services as real economic values. Accordingly, the converted second cryptocurrency can be incinerated.
  • various types of goods or services provided by the real value providing device 200 may be exemplified, and in the embodiment of the present invention, gold whose value is recognized as globally and historically and stably may be exemplified.
  • the real value providing device 200 may be a gold trading device, such as a gold exchange server or a gold storage server.
  • the exchange service providing apparatus 100 may perform conversion processing to the second cryptocurrency corresponding to the first cryptocurrency exchange rate according to the gold price information.
  • the exchange service providing device 100 delivers a gold purchase request in a quantity corresponding to the second cryptocurrency to the real value providing device 200, or requests delivery of gold according to a gold exchange gift certificate already purchased according to a payment preparation process May be delivered to the real value providing device 200, or a delivery request for the physical gold already purchased and stored according to the payment preparation process may be delivered to the real value providing device 200.
  • the trader terminal 300 holds the second cryptocurrency based on the distributed transaction book that can be exchanged for gold at any time, even if the gold is not directly held, more efficient asset management may be possible.
  • the object of real value can be modified in various ways.
  • the second cryptocurrency is precious metals (silver copper diamonds), asset goods (gift certificates, luxury goods, antiques, etc.), and asset services (plastic surgery) Volume, massage, education, etc.), and accordingly, the real value providing apparatus 200 may perform individual provisioning processing according to the form and attribute of each real value.
  • the payment preparation rate adjustment module 400 the conversion of the first cryptocurrency to the second cryptocurrency issued and distributed by the exchange service providing apparatus 100, and the process of converting the actual value of the second cryptocurrency accordingly It is possible to set the payment reserve ratio to be maintained, and accordingly, as the payment reserve ratio is maintained, it is possible to perform analysis and adjustment processing of cryptocurrency distribution volume and payment reserve to maintain the stability of the trading platform and the system.
  • the payment preparation rate adjustment module 400 may determine whether or not payment preparation is necessary based on the predictive model, or may conditionally determine a policy process corresponding to the payment preparation need, and the financial server 500 according to the appropriate policy decision and execution by situation The financing process of the furnace can be further performed.
  • the first cryptocurrency can be issued and distributed stably, it can be converted into the second cryptocurrency linked to the real value quote, and the second cryptocurrency can be converted and paid to the real value when necessary. It is possible to block the cryptocurrency issuance, management, and trading platform that can bring together the value stabilization of the cryptocurrency itself by real economic value, the creation of value by transaction, and the usability improvement in real economic life. It can be provided through network-based distributed processing.
  • FIG. 3 is a block diagram showing in more detail an apparatus 100 for providing an exchange service according to an embodiment of the present invention.
  • the exchange service processing unit 110 includes a first cryptocurrency management unit 111, a second cryptocurrency management unit 112, a currency conversion processing unit 113, a payment preparation unit 114, a real value exchange processing unit 115, and incineration It includes a processing unit 116, a legal currency transaction service unit 117 and a cryptocurrency transaction service unit 118.
  • the communication unit 120 may include one or more modules that enable communication between the terminal 100 and the blockchain network.
  • the communication unit 120 may include a mobile communication module, a wireless Internet module, a short-range communication module, or a wired communication module.
  • the user input unit 140 may include one or more interface modules for receiving user input.
  • the user input unit 140 may receive interface input information for service provision and management of the exchange service providing apparatus 100 and perform exchange service processing.
  • the control unit 130 controls the overall operation of the apparatus 100 for providing an exchange service, and may provide storage and processing of distributed transaction information received from a blockchain network.
  • control unit 130 may provide the processing of the requested transaction information to the blockchain network, and further, through the exchange service processing unit 110, the above-mentioned cryptocurrency issuance, transaction, currency conversion, real value exchange, Processing such as incineration can be processed based on a blockchain network.
  • control unit 130 may share the cryptocurrency transaction information according to the above-described exchange service processing on the blockchain network, and according to the approval result corresponding thereto, the cryptocurrency transaction information may be updated in the transaction book data.
  • the process for the cryptocurrency processing of the exchange service processing unit 110 may be pre-registered in the form of a code such as a smart contract in the transaction book data shared on the blockchain network, and thus forgery and alteration can be prevented. Can be.
  • the first cryptocurrency management unit 111 performs the management of the amount of storage according to the issuance and transaction service of the first cryptocurrency.
  • the first cryptocurrency management unit 111 may divide and manage the initial issuance amount into a central bank holding amount and an internal holding amount and an external holding amount. For example, 50% of the initial issuance may be determined as the central bank reserve, the remaining quantity may be determined as the distribution quantity, half of the distribution quantity may be distributed and managed as the internal reserve quantity, and the rest as the external reserve quantity.
  • the central bank holding amount and the internal holding amount the amount required for the payment preparation unit 114 to manage the payment preparation ratio, for example, the central bank holding amount is transferred to a central bank account having a separate storage authority, so distribution and transactions are limited. It can be managed as a state. In the case of internal holdings, it is the quantity that can be distributed, and can be delivered and managed by an administrator account.
  • an external holding amount as the holding amount distributed to the trader terminal 300, it may be subject to a sale or purchase process by the legal currency trading service unit 117 and the cryptocurrency trading service unit 118, and accordingly, each The trader may normally be able to process the purchase / sale of external reserves.
  • the legal currency transaction service unit 117 and the cryptocurrency transaction service unit 118 are capable of processing the transaction service of the first cryptocurrency corresponding to the legal currency or other cryptocurrency, respectively, and each transaction service unit 117 , 118) may allow the market price to determine the transaction price between the first cryptocurrency and the first cryptocurrency and other cryptocurrency, respectively, and purchase / sell or other cryptocurrency corresponding to the first cryptocurrency. It can provide currency exchange service.
  • the first cryptocurrency can be formed by the autonomous transaction between each seller and buyer in the exchange.
  • the transaction service units 117 and 118 directly exchange transaction services that exchange the first cryptocurrency held in the user's account for fiat currency or other cryptocurrency, or exchange the fiat currency or other cryptocurrency held for the first cryptocurrency. It can provide a transaction brokerage service that brokers transactions through other exchanges.
  • the first cryptocurrency has a market value determined by an autonomous transaction by a trading service, and may have inherent volatility.
  • the first cryptocurrency may be convertible to the second cryptocurrency as much as possible.
  • the value of the second cryptocurrency may be the same as the real economic value, and the volatility of the real value may be very low.
  • the second cryptocurrency may be gold, and the payment ratio of 1 g of gold per unit quantity of the second cryptocurrency may be 1: 1.
  • the transaction price of the first cryptocurrency can be changed in real time, and the exchange rate and the switchable quantity to the second cryptocurrency can be varied.
  • the second cryptocurrency since the second cryptocurrency maintains the same value according to the gold price, its volatility depends only on the change in the gold value, so it can have a stable form.
  • the actual value change can be controlled by the stable volatility of the second cryptocurrency, so that rapid inflation or deflation is prevented and the value volatility is adjusted. And stable maintenance of the transaction system.
  • the first cryptocurrency may be converted into the second cryptocurrency according to a predetermined conversion amount and a conversion ratio.
  • the conversion ratio may be determined according to market price information of real value goods or services exchangeable in correspondence with the transaction price of the first cryptocurrency and the second cryptocurrency.
  • the first cryptocurrency can be converted into the second cryptocurrency by a predetermined amount.
  • the predetermined quantity may be determined according to the weight of gold that can be exchanged for the second cryptocurrency, and the quantity that can be converted to the second cryptocurrency among the first cryptocurrency may be different depending on the authority and level of the user requesting the conversion.
  • the exchange rate from the first cryptocurrency to the second cryptocurrency can be calculated by the first cryptocurrency exchange price, the exchangeable gold weight, and the gold price, and the second cryptocurrency conversion quantity according to the exchange is [the first cryptocurrency]
  • the second cryptocurrency conversion quantity per currency unit (weight of exchangeable gold) x (the highest market price per gold weight) / (the lowest transaction price of the first cryptocurrency per transaction unit)].
  • the second cryptocurrency management unit 112 performs processing for issuing and holding the second cryptocurrency.
  • the second cryptocurrency management unit 112 may calculate the amount of issuance according to the payment preparation information of the payment preparation unit 114.
  • the payment preparation information is payment reserve information, and may include information on the amount of gold that can be paid or cash information on which gold can be purchased, and the second cryptocurrency management unit 112 sets a certain amount of reserve based on the payment reserve. While maintaining, it is possible to calculate the amount of issuance as much as possible. For example, the amount of issuance may be adjusted such that the reserve for payment is maintained at a certain ratio to the market capitalization of the first cryptocurrency in circulation. Then, the second cryptocurrency management unit 112 may issue the second cryptocurrency that can be issued as a condition that can be incinerated by value payment or exchange processing corresponding to the real economic value.
  • the second cryptocurrency may be issued according to a request to convert the currency corresponding to the first cryptocurrency of the trader terminal 300.
  • the currency conversion processing unit 113 calculates a switchable amount according to the payment preparation information in advance, and determines the second switchable cryptocurrency amount among the first cryptocurrency, so that the second cryptocurrency management unit 112 and the trader terminal 300 ).
  • the second cryptocurrency management unit 112 may issue the second cryptocurrency in the amount determined by the currency conversion processing unit 113, and the issued second cryptocurrency may have the same payment value as the real value object. There will be.
  • the real value exchange processing unit 115 receives the request for payment or exchange of the second cryptocurrency from the trader terminal 300, the value providing device 200 for requesting a real value corresponding to the quantity corresponding thereto ).
  • the real value exchange processing unit 115 provides a value providing device 200 with delivery request information that allows gold or gold bars corresponding to the second cryptocurrency to be delivered to a registered destination for the trader terminal 300. Can be delivered to.
  • the real value exchange processing unit 115 may receive qualification information or personal identification information corresponding to the trader to be delivered from the trader terminal 300 in advance, and may be used for real value payment or exchange proof, but the present invention is limited to this. It is not.
  • the second cryptocurrency in which the exchange processing in the real value exchange processing unit 115 is completed may be incinerated in the blockchain network by the incineration processing unit 116.
  • the first cryptocurrency management unit 111 may perform conversion management processing to an internal reserve amount for the first cryptocurrency converted to the second cryptocurrency.
  • the internal holding amount is stored by the administrator account and may be a quantity that can be converted into an external holding amount according to external distribution.
  • the internal holding amount and the external holding amount are used to adjust the calculation of the payment preparation rate in the payment preparation unit 114, so that the overall system and inflation stability can be promoted.
  • FIG. 4 is a more detailed illustration of a transaction terminal 300 that processes a currency conversion process according to an embodiment of the present invention
  • FIG. 5 is a currency conversion process of the exchange service providing apparatus 100 according to an embodiment of the present invention It is a flow chart for explaining.
  • the trader terminal 300 includes a control unit 330, a communication unit 320, a user input unit 340, a memory 350, and a currency conversion service unit 310 do.
  • the communication unit 320 may include one or more modules that enable communication between the terminal 300 and the blockchain network.
  • the communication unit 320 may include a mobile communication module, a wireless Internet module, a short-range communication module, or a wired communication module.
  • the communication unit 320 may access the exchange service providing apparatus 100 and receive payment transaction information of the first cryptocurrency and payment preparation information corresponding to the second cryptocurrency from the exchange service providing apparatus 100, A request to switch the first cryptocurrency to the second cryptocurrency may be transmitted to the exchange service providing apparatus 100 to receive the response.
  • the user input unit 340 may include one or more interface modules for receiving user input, and in particular, may receive transaction information for trading and converting cryptocurrency.
  • the control unit 330 controls the overall operation of the terminal 300 and may provide storage and processing of the memory 350 of distributed transaction information received from the blockchain network.
  • control unit 330 may provide processing of currency conversion transaction information through the currency conversion service unit 310, and the currency conversion process is a smart contract (SMART CONTRACT) on the transaction book data shared on the blockchain network. ) Can be pre-registered in the form of a code, and thus forgery can be prevented.
  • SMART CONTRACT smart contract
  • the trader terminal 300 may receive second cryptocurrency information according to the currency conversion service processed by the exchange service providing apparatus 100.
  • FIG. 5 is a flow chart showing the process of switching the cryptocurrency requested from the trader terminal 300 by the exchange service providing apparatus 100, first, the exchange service providing apparatus 100 through the first cryptocurrency management unit 111 The initial first cryptocurrency is issued, and distribution processing of external reserves is performed (S101).
  • the exchange service providing apparatus 100 receives the second cryptocurrency conversion request information corresponding to the first cryptocurrency from the trader terminal 300 through the conversion processing unit 113 (S103).
  • the conversion processing unit 113 may obtain real value payment preparation information corresponding to the second cryptocurrency from the payment preparation unit 114, and calculates a switchable amount based thereon (S105).
  • the real value payment preparation information may include payment reserve amount information for payment of the real value, and the payment reserve amount is, for example, the amount of the second cryptocurrency possessed by the system and the amount of the actual value held by the system (such as the gold quantity). And the amount of cash held in the system.
  • the conversion processing unit 113 may determine the conversion ratio based on the real value corresponding to the first cryptocurrency (S107).
  • the first cryptocurrency when the payment preparation rate is high, the first cryptocurrency can be converted into the second cryptocurrency at a high rate, and when the payment preparation rate is low, the first cryptocurrency can be paid at a relatively low rate. It can be converted into a payment, and the final conversion ratio can be determined by being subdivided according to the transaction grade and transaction performance of the trader terminal 300.
  • the determined conversion rate information may be transmitted to the trader terminal 300 and output, and the trader terminal 300 may receive a cancellation or consent input corresponding thereto and transmit it to the exchange service providing apparatus 100.
  • the second cryptocurrency management unit 112 of the exchange service providing apparatus 100 performs conversion issuance of the second cryptocurrency corresponding to the switchable amount and conversion ratio and payment processing to the trader terminal 300 (S109). .
  • the exchange ratio between the first cryptocurrency and the second cryptocurrency as described above may be applied.
  • the second cryptocurrency management unit 112 may calculate and switch the exchange rate from the first cryptocurrency to the second cryptocurrency by, for example, the first cryptocurrency transaction price, the exchangeable gold weight, and the gold price.
  • the exchange service providing apparatus 100 may convert and manage the exchanged first cryptocurrency as an internal storage amount through the first cryptocurrency management unit 111 (S111).
  • the internal storage amount may be managed in a separate administrator account, and the exchange service providing device 100 may transfer the converted first cryptocurrency to be included in the internal storage amount. That is, the first cryptocurrency converted to the second cryptocurrency may be transferred to an internal reserve account of an administrator capable of external distribution.
  • the first cryptocurrency may be incinerated in the incineration processing unit 116 according to the adjustment processing of the payment preparation unit 114.
  • FIG. 6 is a more detailed illustration of a trader terminal 300 processing a real value providing process according to an embodiment of the present invention
  • FIG. 7 is a real value of an exchange service providing device 100 according to an embodiment of the present invention It is a flowchart for explaining the provisioning process.
  • the trader terminal 300 according to an embodiment of the present invention, the control unit 330, the communication unit 320, the user input unit 340, the memory 350 and the real value providing service unit 313 Includes.
  • the communication unit 320 may include one or more modules that enable communication between the terminal 300 and the blockchain network.
  • the communication unit 320 may include a mobile communication module, a wireless Internet module, a short-range communication module, or a wired communication module.
  • the communication unit 320 may access the exchange service providing apparatus 100, receive real value information corresponding to the second cryptocurrency from the exchange service providing apparatus 100, and receive the second value of the second cryptocurrency.
  • the actual value payment or exchange request may be transmitted to the exchange service providing apparatus 100 to receive the response.
  • the user input unit 340 may include one or more interface modules for receiving user input, and in particular, may receive transaction information for trading and converting cryptocurrency.
  • the control unit 330 controls the overall operation of the terminal 300 and may provide storage and processing of the memory 350 of distributed transaction information received from the blockchain network.
  • control unit 330 can provide real value exchange and provision processing through the real value provision service unit 313, and the real value provision process is a smart contract (in the contract book data shared on the blockchain network).
  • SMART CONTRACT can be pre-registered, and thus forgery can be prevented.
  • the trader terminal 300 may receive second cryptocurrency information according to the currency conversion service processed by the exchange service providing apparatus 100.
  • FIG. 7 is a flow chart showing the exchange service providing device 100 is a process of exchanging real value requested from the trader terminal 300, first, the exchange service providing device 100 is managed through the real value exchange processing unit 115 Provides real value information of the second cryptocurrency to be used (S201).
  • the real value exchange processing unit 115 may provide gold exchange amount information for each quantity of the second cryptocurrency in advance to the trader terminal 300.
  • the exchange service providing apparatus 100 receives a request for payment of real value including the second cryptocurrency information of the specified quantity from the trader terminal 300 (S203).
  • the exchange service providing apparatus 100 generates real value payment request information corresponding to the second cryptocurrency through the real value exchange processing unit 115 (S205), and provides the generated real value payment request information to the real value It transmits to the device 200 (S207).
  • the real value payment request information may include at least one of the quantity information of the real value (for example, gold, etc.) to be requested, purchase information, evidence, and storage information, and may include delivery request information corresponding thereto. have.
  • the real value exchange processing unit 115 processes the use of a voucher and a delivery request to the value providing device 200 through a voucher or the like previously purchased through the payment preparation unit 114 in response to the real value illustrated by gold. can do.
  • the real value exchange processing unit 115 may process payment of gold purchase information and cash costs in a corresponding quantity with the value providing device 200.
  • the real value exchange processing unit 115 may process a request for delivery of gold in a specified quantity among gold purchased and stored in advance.
  • request information may include buyer proof information.
  • the buyer proof information may include transaction proof information such as passport information, thereby improving transaction transparency.
  • the real value exchange processing unit 115 when the payment processing according to the delivery of the real value is completed, provides the transaction completion information to the trader terminal 300 (S209).
  • the incineration processing unit 116 performs the entire incineration processing for the second cryptocurrency corresponding to the real value of the paid quantity (S211).
  • FIGS. 9 to 10 are currency exchange transactions of a transaction service providing device according to an embodiment of the present invention.
  • the trader terminal 300 includes a control unit 330, a communication unit 320, a user input unit 340, a memory 350, and a transaction service unit 315. .
  • the communication unit 320 may include one or more modules that enable communication between the terminal 300 and the blockchain network.
  • the communication unit 320 may include a mobile communication module, a wireless Internet module, a short-range communication module, or a wired communication module.
  • the communication unit 320 may access the exchange service providing device 100 to receive market price information for a transaction corresponding to the first cryptocurrency from the exchange service providing device 100, and A purchase or sale request may be transmitted to the apparatus 100 for providing an exchange service, and a response may be received.
  • the user input unit 340 may include one or more interface modules for receiving user input, and in particular, may receive transaction information for trading and converting cryptocurrency.
  • the control unit 330 controls the overall operation of the terminal 300 and may provide storage and processing of the memory 350 of distributed transaction information received from the blockchain network.
  • control unit 330 can provide transaction service processing through the real value providing service unit 313, and the real value providing process is a smart contract on the transaction book data shared on the blockchain network (SMART CONTRACT). It can be pre-registered in the form of a code such as, and thus forgery can be prevented.
  • SMART CONTRACT smart contract on the transaction book data shared on the blockchain network
  • the trader terminal 300 may receive the first cryptocurrency according to the transaction service processed by the exchange service providing apparatus 100, or receive a sale price or other cryptocurrency information.
  • 9 and 10 are diagrams for explaining a transaction service requested by the exchange service providing apparatus 100 from the trader terminal 300.
  • FIG. 9 is a view for explaining the processing of the legal money transaction service unit 117.
  • legal money such as dollars, Korean won, etc. is implemented by the legal money transaction service unit 117.
  • the cash may be sold or purchased.
  • the first cryptocurrency can be formed by the autonomous transaction between each seller and buyer on the exchange.
  • the legal currency transaction service unit 117 may directly exchange a first cryptocurrency held in the user's account with the legal currency, or directly provide a transaction service to exchange the held legal currency with the first cryptocurrency, and provide other exchanges. It may also provide a transaction brokerage service to broker transactions through.
  • the sale or purchase processing may include transfer processing from a trader's cash account and payment processing in a cryptocurrency wallet, and the statutory currency trading service unit 117 includes the omnibus cash account and the omnibus cryptocurrency of each trader.
  • the wallet can be managed to provide purchase or sale processing of each currency.
  • the first cryptocurrency is free to trade and distribute
  • the second cryptocurrency it is used for payment of real value, so separate transactions and distribution may be restricted, and the real value exchange processing unit Since the entire amount may be incinerated according to the processing in 115, the legal currency transaction service unit 117 may perform authority management and restriction processing corresponding thereto.
  • FIG. 10 is a view for explaining the processing of the cryptocurrency transaction service unit 118.
  • other cryptocurrency handled by the other exchange server 600 is in the cryptocurrency transaction service unit 118.
  • it may be sold or purchased in another cryptocurrency.
  • the first cryptocurrency can be formed by autonomous trading between each seller and buyer on the exchange.
  • the cryptocurrency transaction service unit 118 may directly provide a transaction service to exchange the first cryptocurrency held in the user's account for another cryptocurrency, or to exchange another cryptocurrency for the first cryptocurrency, and other exchanges It may also provide a transaction brokerage service to broker transactions through.
  • the other cryptocurrency is different from the second cryptocurrency, and may mean other cryptocurrency that is issued on a regular blockchain basis and traded on an exchange or the like.
  • the sale or purchase processing to other cryptocurrency may include interworking transfer processing of the other exchange server of the trader and payment processing in the cryptocurrency wallet, and the cryptocurrency transaction service unit 118 omnibus cryptocurrency of each trader
  • interworking transfer processing of the other exchange server of the trader and payment processing in the cryptocurrency wallet and the cryptocurrency transaction service unit 118 omnibus cryptocurrency of each trader
  • the cryptocurrency transaction service since it is used for the payment of real value, separate transactions and distribution may be restricted, and the entire amount may be incinerated according to the processing by the real value exchange processing unit 115, so that the cryptocurrency transaction service
  • the unit 118 may perform authority management and restriction processing corresponding thereto.
  • 11 to 13 are ladder diagrams for describing the overall system operation according to an embodiment of the present invention for each process.
  • the exchange service providing apparatus 100 and the payment preparation rate adjustment module 400 may operate as separate modules, but may be integrated into one server.
  • FIG. 11 illustrates a second cryptocurrency issuing process according to an embodiment of the present invention.
  • the trader terminal 300 transmits a purchase request corresponding to the second cryptocurrency to the exchange service providing apparatus 100 (S1001) ).
  • the exchange service providing device 100 checks the trader class corresponding to the trader terminal 300 (S1003), and checks the actual value payment preparation information through the payment preparation rate adjustment module 400 (S1005).
  • the payment preparation rate adjustment module 400 may request the balance server inquiry to the financial server 500 to calculate the real value payment preparation information (S1007), and hold the real value information, the balance status information, the held cash information, the first password Payment preparation information may be calculated based on the quantity of money or the second cryptocurrency.
  • the payment preparation rate adjustment module 400 delivers the calculated payment preparation information to the exchange service providing device 100 (S1009), and the exchange service providing device 100 is based on the identified trader rating and payment preparation information, The switchable amount is calculated (S1011).
  • the exchange service providing device 100 transmits the switchable amount information to the trader terminal 300 (S1013), and the trader can transmit the purchase confirmation information to the exchange service providing device 100 through the corresponding purchase confirmation input. Yes (S1015).
  • the trader terminal 300 may output information about the switchable amount compared to the trader class, and the trader terminal 300 may receive a purchase confirmation or rejection input from a user input and process it. If it is not convertible according to the payment preparation information and the trader level, the convertible amount information may include non-convertible information, and subsequent processing steps may not be performed.
  • the exchange service providing apparatus 100 processes the value payment corresponding to the second cryptocurrency to be converted (S1017).
  • the value payment may include any one of payment processing of the first cryptocurrency, cash, or other cryptocurrency according to the conversion ratio.
  • the payment processing may include transfer of cryptocurrency or cash from the wallet account of the user of the trader terminal 300 to the administrator account.
  • the exchange service providing device 100 issues the second cryptocurrency (S1019), and the issued second cryptocurrency is transferred to the administrator account, and then back to the user account of the trader terminal 300 Can be transferred.
  • the exchange service providing device 100 transmits the second cryptocurrency purchase completion information to the trader terminal 300 (S1021), and transmits a request for preparing the actual value corresponding to the payment preparation rate adjusting module 400 ( S1023).
  • the payment preparation rate adjustment module 400 may perform a payment preparation process in order to prepare payment according to a request for real value payment corresponding to the second cryptocurrency.
  • the payment preparation rate adjustment module 400 may process the request for attracting the real value purchase price to the financial server 500 (S1025).
  • the payment preparation rate adjustment module 400 may process the real value preparation request with the real value providing device 200 (S1027), and receive real value preparation information corresponding thereto (S1029).
  • the payment preparation rate adjustment module 400 may process a request for preparation of provision of gold or service with the real value providing device 200, and receive information of preparation for providing gold or service from the real value providing device 200. I can receive it.
  • the payment preparation rate adjustment module 400 transmits a transfer request to transfer the real value purchase price to the provider account to the financial server 500 (S1031).
  • the payment preparation rate adjusting module 400 may check the newly secured real value preparation information (S1033), and use the issued second cryptocurrency quantity and the newly secured real value preparation information, to obtain payment preparation information. It is updated (S1035).
  • the trader terminal 300 may transmit a real value payment request using the second cryptocurrency to the exchange service providing apparatus 100 (S2001).
  • the exchange service providing apparatus 100 checks the trader class (S2003), and checks the actual value payment preparation information with the payment preparation rate adjustment module 400 (S2005).
  • the payment preparation rate adjustment module 400 inquires the balance status to the financial server 500 (S2007), calculates payment preparation information corresponding to the real value payment, and delivers it to the exchange service providing device 100 (S2009) ).
  • the apparatus 100 for providing an exchange service calculates a payment amount available according to payment preparation information and a trader's grade (S2011), and the calculated payment amount information can be transmitted to the trader terminal 300 (S2013).
  • the payable amount information may be different according to the payment preparation information and the trader's class, and in some cases, the non-payable information may be included.
  • the transaction terminal 300 may receive payment confirmation information and authentication information and transmit it to the exchange service providing device 100 (S2015), wherein the payment confirmation information may include user consent information, and the authentication information is the trader Evidence information may be included.
  • the authentication information for gold trading may be included in the authentication information.
  • the exchange service providing apparatus 100 performs the transfer and incineration processing of the second cryptocurrency (S2017), and requests a real value payment request corresponding to the amount of payment available to the real value providing apparatus 200 (S2019).
  • the second cryptocurrency can be transferred to the administrator account and incinerated according to the authority in the administrator account.
  • the real value providing apparatus 200 may process the real value payment, and may transmit payment information corresponding thereto to the exchange service providing apparatus 100 (S2021).
  • the payment information may include delivery information of real value or code information corresponding to real value payment, or may be directly transmitted to the trader terminal 300.
  • the exchange service providing device 100 transmits the real value payment completion information according to the second cryptocurrency incineration to the trader terminal 300 (S2023), and the payment preparation rate adjustment module 400 holds the real value according to the real value payment
  • the value deduction is processed to update payment preparation information (S2025).
  • FIG. 13 illustrates a second cryptocurrency issuing process when direct delivery of real value according to an embodiment of the present invention.
  • the user of the trader terminal 300 is real to the administrator of the exchange service providing apparatus 100, etc. Values can be directly transmitted (S3001).
  • the user can deliver a certain amount of gold directly to the manager's address or visit and deliver it.
  • the administrator may provide code information or the like corresponding to the completion of delivery of the real value to the user, or process delivery information registration for the exchange service providing apparatus 100.
  • code information corresponding to completion of real value delivery or real value delivery information including pre-registration information may be input to the trader terminal 300 and transmitted to the exchange service providing apparatus 100 (S3003).
  • the exchange service providing apparatus 100 processes a transaction confirmation or new authentication registration (3005).
  • the exchange service providing apparatus 100 issues a second cryptocurrency corresponding to the real value (S3007).
  • the exchange service providing apparatus 100 may transmit the real value registration information and the second cryptocurrency issuance information to the payment preparation rate adjustment module 400, and the payment preparation rate adjustment module 400 updates the payment preparation information accordingly. Process it (S3011).
  • the exchange service providing apparatus 100 transfers the second cryptocurrency issued by the administrator account to the wallet account of the trader terminal 300, and transfers the purchase completion information corresponding thereto to the trader terminal 300 (S3013) ).
  • the above-described methods according to an embodiment of the present invention may be manufactured as a program to be executed on a computer.
  • the program may be stored in a computer-readable recording medium, and examples of the computer-readable recording medium may include ROM, RAM, CD-ROM, magnetic tape, floppy disk, and optical data storage device. have.
  • the computer-readable recording medium can be distributed over network coupled computer systems so that the computer readable code is stored and executed in a distributed fashion.
  • functional programs, codes, and code segments for implementing the method can be easily inferred by programmers in the technical field to which the present invention pertains.

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Abstract

A method, performed by a service apparatus, for processing a cryptocurrency on the basis of a block chain network, according to an embodiment of the present invention comprises the steps of: issuing a first cryptocurrency on the basis of the block chain network; receiving, from a trader terminal, second cryptocurrency conversion request information corresponding to the first cryptocurrency; and issuing a second cryptocurrency which is convertible according to a real value conversion ratio corresponding to the first cryptocurrency, wherein the second cryptocurrency is issued on a condition that the second cryptocurrency is incineratable by value payment or exchange processing corresponding to a real economic value, according to a reserve requirement process of the real economic value.

Description

블록 체인 기반의 실질 가치 연동 암호 화폐 교환 방법, 그 장치 및 시스템Blockchain based real value interworking cryptocurrency exchange method, its device and system
본 발명은 암호 화폐 교환 방법 및 그 장치에 관한 것으로, 보다 구체적으로는 블록 체인 기반의 실질 가치 연동 암호 화폐 교환 방법, 그 장치 및 시스템에 관한 것이다.The present invention relates to a method and apparatus for exchanging cryptocurrency, and more particularly, to a method for exchanging real money linked cryptocurrency based on blockchain, and an apparatus and system.
최근 들어, 현물에 대한 결제가 가능한 디지털 암호화폐의 일종인 비트코인(bitcoin)에 대한 관심이 부각되고 있다.Recently, interest in bitcoin, which is a kind of digital cryptocurrency that can pay for spots, has been highlighted.
비트코인이란 2009년 나카모토 사토시(Satoshi Nakamoto)가 만든 디지털 통화로서, 통화를 발행하고 관리하는 중앙 장치가 존재하지 않는 구조로 이루어진다. 대신, 비트코인의 거래는 P2P 네트워크(peer-to peer network) 기반의 분산 데이터베이스에 의해 이루어지며, 통상적으로 공개 키(public key) 암호화 알고리즘을 이용하여 거래를 수행한다.Bitcoin is a digital currency created by Satoshi Nakamoto in 2009 and has a structure in which a central device for issuing and managing currency does not exist. Instead, Bitcoin transactions are made by a distributed database based on a peer-to-peer network (P2P), and usually perform transactions using a public key encryption algorithm.
이처럼 현물에 대한 결제가 가능한 디지털 암호화폐에는 비트코인과 더불어, 라이트코인, 다크코인, 네임코인, 도기코인, 리플 등이 있으며, 이들의 공통된 특징은 거래자가 비트코인을 포함하는 디지털 암호화폐를 이용하여 거래한 거래내역의 장부가 전자지갑에 저장되며, 상기 장부는 일정 단위로 블록화 및 해쉬 변환에 따라 순차적으로 연결되어, 해쉬 비교에 의해 검증 가능한 형태로 블록체인 네트워크상에 공유될 수 있다. 이러한 암호 화폐는 현재 비트코인, 라이트코인, 다크코인, 네임코인, 도기코인, 리플 등이 예시될 수 있다.In addition to Bitcoin, digital coins that can be paid for in kind are Litecoin, Darkcoin, Namecoin, Doggycoin, Ripple, etc.The common characteristics of these are traders using digital cryptocurrency including Bitcoin. The book of the transaction details thus traded is stored in the electronic wallet, and the book is sequentially connected according to block and hash conversion in a certain unit, and can be shared on the blockchain network in a form that can be verified by hash comparison. Bitcoin, Litecoin, Darkcoin, Namecoin, Doggycoin, Ripple, etc. can be exemplified as such cryptocurrency.
이러한 블록체인에 연결되는 개별 블록은 해쉬 변환에 따라 순차적으로 연결될 수 있으며, 다수의 정보들을 포함하는 데이터 패킷(packet) 형태로 구성될 수 있다. 예를 들어, 블록 내에 포함되는 정보들은, 참여자들이 화폐를 거래한 거래내역, 그리고 이전 블록의 해시 값, 난이도, 논스(nonce) 등일 수 있으며. 매 블록은 바로 전 블록의 해시 값을 담고 있으며, 이렇게 이어진 블록들은 시간 순으로 발생한 이체 내역들을 담고 있는 하나의 블록체인을 형성할 수 있다.The individual blocks connected to the blockchain may be sequentially connected according to hash transformation, and may be configured in the form of a data packet including a plurality of information. For example, information included in a block may be a transaction history in which participants exchange currency, and a hash value, difficulty, and nonce of the previous block. Every block contains the hash value of the previous block, and the blocks following this can form a blockchain that contains the transfer details that occurred in chronological order.
이러한 블록체인 네트워크가 형성되면, 그 네트워크에 접속된 노드들을 통해 하나의 거래 장부가 공유될 수 있으며, 그 거래 장부는 불특정 다수의 노드들에 의해 검증 형성되는 블록체인에 의해 보존될 수 있다. 이러한 거래 장부는 네트워크에 접속된 노드 단말들 모두에 의해 지속적으로 공유 검증 및 보존되는 바, 거래 시스템을 유지하고자 하는 과반의 노드들에 의해 거래 장부의 위변조는 방지된다.When such a blockchain network is formed, one transaction book can be shared through nodes connected to the network, and the transaction book can be preserved by a blockchain that is verified and formed by an unspecified number of nodes. Since such a transaction ledger is continuously shared and verified and shared by all node terminals connected to the network, forgery and alteration of the transaction ledger is prevented by a majority of nodes that want to maintain the transaction system.
또한, 이러한 블록체인 네트워크에 대한 해킹 등의 공격행위의 대상이 특정 단말이 아닌 불특정 다수의 노드들로 구성된 거래 시스템 자체가 되어야 하고, 행위 자체가 거래 시스템 자체를 파괴하는 바, 해킹 비용에 대비한 이득가치가 낮아 해킹 자체의 성립을 사전에 방지할 수 있으며, 따라서 별도의 중앙 통제 없이도 신뢰성있는 암호화폐의 분산거래를 구축할 수 있다.In addition, the target of an attack such as hacking into the blockchain network should be the transaction system itself composed of a plurality of unspecified nodes rather than a specific terminal, and the action itself destroys the transaction system itself, in preparation for hacking costs. It is possible to prevent the establishment of hacking itself in advance due to the low value of the gain, so it is possible to establish a reliable distributed transaction of cryptocurrency without any central control.
그러나, 이와 같은 블록체인 기반으로 형성된 암호 화폐는 그 가치의 불안정성과, 블록 체인 네트워크 시스템상의 한계로 발생되는 승인 시간 지연으로 인한 실 사용의 불편함으로 인해, 실제 경제에서 활발한 사용으로 이어지기 매우 어려운 실정이다.However, the cryptocurrency formed on the basis of such a blockchain is very difficult to lead to active use in the real economy due to the instability of its value and the inconvenience of real use due to the delay in approval time caused by the limitations of the blockchain network system. to be.
또한, 그 불안정성과 익명성으로 인해 국가 단위에서 법적으로 사용을 제한하는 경우도 발생되고 있다.In addition, due to its instability and anonymity, there are cases where legal restrictions on use are made at the national level.
특히, 그 근본적 원인인 가치 불안정성을 해결하기 위해, 블록 체인 네트워크로 형성된 암호 화폐를 특정한 법정 화폐 또는 다른 암호 화폐에 담보되도록 하여, 결과적으로 그 가치가 법정 화폐와 동일하게 되는 형태의 스테이블 코인(STABLE COIN) 방식 등도 제안되고 있다.In particular, in order to solve the underlying cause of value instability, a cryptocurrency formed by a blockchain network is secured in a specific fiat currency or other cryptocurrency, and as a result, a stable coin in which the value becomes the same as the fiat currency ( STABLE COIN) method is also proposed.
그러나, 현재까지 제안된 담보 안정화 방식들은 담보가 되는 다른 화폐가 다시 요구되며, 이로 인해 그 다른 화폐의 가치 변동성과 동일한 변동성을 가지게 되는 바, 가치변동성이 전이되고 담보되는 것일 뿐, 암호 화폐 자체에 대한 실질적 문제점이 해결되지는 않고 있는 실정이다.However, the proposed collateral stabilization methods so far require a different currency to be collateral, which results in the same volatility as the value volatility of the other currency. The actual problem has not been solved.
또한, 과도한 안정화는 보유에 대한 수익성이나 화폐 거래에 대한 필요성을 낮추어, 보유자가 줄어들고, 이에 따라 사용성이 떨어지는 문제점이 있다.In addition, excessive stabilization lowers the profitability for holdings or the need for currency trading, and the number of holders decreases, thereby decreasing usability.
즉, 암호 화폐 자체의 가치 안정화와 함께, 거래에 의한 가치 창출과, 실제 경제생활에서의 사용성 향상을 함께 달성하지 못하는 근본적 문제점은 여전히 제기되고 있는 실정이다.In other words, the fundamental problems of stabilizing the value of the cryptocurrency itself, creating value through transactions, and improving usability in real economic life are still being raised.
본 발명은 상기한 바와 같은 문제점을 해결하고자 하는 것으로, 블록 체인을 기반으로 하는 암호 화폐 데이터의 분산거래를 수행함에 있어서, 암호 화폐 자체의 가치 안정화와 함께, 거래에 의한 가치 창출과, 실제 경제생활에서의 사용성 향상을 함께 가져올 수 있는 블록 체인 기반의 실 경제 가치 연동 암호 화폐 교환 방법, 그 장치 및 시스템을 제공하는데 그 목적이 있다.The present invention is to solve the problems as described above, in performing the distributed transaction of cryptocurrency data based on the blockchain, along with the stabilization of the value of the cryptocurrency itself, value creation by the transaction, real economic life The purpose of the present invention is to provide a method and apparatus and system for exchange of cryptocurrency based on a blockchain-based real economy value that can bring usability improvements together.
상기한 바와 같은 문제점을 해결하기 위한 본 발명의 실시 예에 따른 방법은, 서비스 장치의 블록 체인 네트워크 기반의 암호 화폐 처리 방법에 있어서, 상기 블록 체인 네트워크를 기반으로 하는 제1 암호 화폐를 발행하는 단계; 거래자 단말로부터, 상기 제1 암호 화폐에 대응하는 제2 암호 화폐 전환 요청 정보를 수신하는 단계; 및 상기 제1 암호 화폐에 대응하는 실질 가치 전환 비율에 따라 전환 가능한 제2 암호 화폐를 발행하는 단계를 포함하고, 상기 제2 암호 화폐는 실 경제 가치의 지급 준비 프로세스에 따라, 실 경제 가치에 대응하는 가치 지급 또는 교환 처리에 의해 소각 가능한 조건으로 발행된 것을 특징으로 한다.Method according to an embodiment of the present invention for solving the above problems, in the method of processing a cryptocurrency based on a blockchain network of a service device, issuing a first cryptocurrency based on the blockchain network ; Receiving, from a trader terminal, second cryptocurrency conversion request information corresponding to the first cryptocurrency; And issuing a switchable second cryptocurrency according to the real value conversion ratio corresponding to the first cryptocurrency, wherein the second cryptocurrency responds to the real economic value according to a process for preparing payment of real economic value. It is characterized in that it is issued under conditions that can be incinerated by the value payment or exchange processing.
상기한 바와 같은 문제점을 해결하기 위한 본 발명의 실시 예에 따른 장치는, 블록 체인 네트워크 기반의 암호 화폐를 처리하는 서비스 장치에 있어서, 상기 블록 체인 네트워크를 기반으로 하는 제1 암호 화폐를 발행하는 제1 암호 화폐 관리부; 거래자 단말로부터, 상기 제1 암호 화폐에 대응하는 제2 암호 화폐 전환 요청 정보를 수신하면, 상기 제1 암호 화폐에 대응하는 실질 가치 전환 비율에 따라 전환 가능한 제2 암호 화폐를 발행하는 제2 암호 화폐 관리부를 포함하고, 상기 제2 암호 화폐는 실 경제 가치의 지급 준비 프로세스에 따라, 실 경제 가치에 대응하는 가치 지급 또는 교환 처리에 의해 소각 가능한 조건으로 발행된 것을 특징으로 한다.An apparatus according to an embodiment of the present invention for solving the above-described problem is a service device for processing a cryptocurrency based on a blockchain network, the apparatus for issuing a first cryptocurrency based on the blockchain network 1 Cryptocurrency management department; Upon receiving the second cryptocurrency conversion request information corresponding to the first cryptocurrency from the trader terminal, the second cryptocurrency issuing the second cryptocurrency convertible according to the real value conversion ratio corresponding to the first cryptocurrency It includes a management unit, the second cryptocurrency is characterized in that issued according to the incineration condition by a value payment or exchange processing corresponding to the actual economic value, according to the process of preparing the payment of the actual economic value.
상기한 바와 같은 과제를 해결하기 위한 본 발명의 실시 예에 따른 방법은, 서비스 장치의 블록 체인 네트워크 기반의 암호 화폐 처리 방법에 있어서, 거래자 단말로부터의 제1 암호 화폐로부터의 전환요청에 따라, 실질 경제 가치에 대응하는 가치 지급 또는 교환 처리에 의해 소각 가능한 조건으로 발행된 제2 암호 화폐를 상기 거래자 단말로 지급하는 단계; 상기 거래자 단말로부터 상기 제2 암호 화폐에 대응하는 실질 가치 지급 요청을 수신하는 단계; 및 상기 제2 암호 화폐에 대응하는 실질 가치 지급 요청 정보를 생성하여, 실질 가치 제공 장치로 전송하는 단계를 포함한다.The method according to an embodiment of the present invention for solving the above-described problems, in a method for processing a cryptocurrency based on a blockchain network of a service device, in response to a request for conversion from a first cryptocurrency from a trader terminal Paying the second cryptocurrency issued as a condition that can be incinerated by value payment or exchange processing corresponding to the economic value to the trader terminal; Receiving a request for payment of real value corresponding to the second cryptocurrency from the trader terminal; And generating real value payment request information corresponding to the second cryptocurrency and transmitting it to the real value providing device.
상기한 바와 같은 과제를 해결하기 위한 본 발명의 실시 예에 따른 장치는, 블록 체인 네트워크 기반의 암호 화폐 처리 서비스 장치에 있어서, 거래자 단말로부터의 제1 암호 화폐로부터의 전환요청에 따라, 실질 경제 가치에 대응하는 가치 지급 또는 교환 처리에 의해 소각 가능한 조건으로 발행된 제2 암호 화폐를 상기 거래자 단말로 지급하는 제2 암호 화폐 관리부; 및 상기 거래자 단말로부터 상기 제2 암호 화폐에 대응하는 실질 가치 지급 요청을 수신하면, 상기 제2 암호 화폐에 대응하는 실질 가치 지급 요청 정보를 생성하여, 실질 가치 제공 장치로 전송하는 실질 가치 교환 처리부를 포함한다.Device according to an embodiment of the present invention for solving the above problems, in the block chain network-based cryptocurrency processing service device, according to the request to switch from the first cryptocurrency from the trader terminal, the real economic value A second cryptocurrency management unit for supplying the second cryptocurrency issued to the trader terminal in a condition that can be incinerated by value payment or exchange processing corresponding to; And a real value exchange processing unit for generating real value payment request information corresponding to the second cryptocurrency and transmitting the real value payment request information corresponding to the second cryptocurrency to the real value providing device when the real value payment request corresponding to the second cryptocurrency is received from the trader terminal. Includes.
상기한 바와 같은 문제점을 해결하기 위한 본 발명의 실시 예에 따른 방법은, 서비스 장치의 블록 체인 네트워크 기반의 암호 화폐 처리 방법에 있어서, 제1 암호 화폐를 발행하는 단계; 상기 제1 암호 화폐의 거래 서비스를 제공하는 단계; 및 상기 거래 서비스에 따른 보유량 관리 처리를 수행하는 단계를 포함하고, 상기 제1 암호 화폐는 상기 보유량 관리 처리에 따른 보유량 정보에 기초한 지급 준비 프로세스에 따라, 실질 경제 가치에 대응하는 가치 지급 또는 교환 처리에 의해 소각 가능한 조건으로 발행되는 제2 암호 화폐로 전환 가능한 것을 특징으로 한다.Method according to an embodiment of the present invention for solving the above-described problems, In a method for processing a cryptocurrency based on a blockchain network of a service device, the method comprising: issuing a first cryptocurrency; Providing a transaction service for the first cryptocurrency; And performing a reserve management process according to the transaction service, wherein the first cryptocurrency is a value payment or exchange process corresponding to a real economic value, according to a payment preparation process based on reserve information according to the reserve management process. It is characterized in that it can be converted into a second cryptocurrency issued on a condition that can be incinerated.
상기한 바와 같은 문제점을 해결하기 위한 본 발명의 실시 예에 따른 장치는, 블록 체인 네트워크 기반의 암호 화폐 처리를 제공하는 서비스 장치에 있어서, 제1 암호 화폐를 발행하는 제1 암호 화폐 관리부; 및 상기 제1 암호 화폐의 거래 서비스를 제공하는 거래 서비스부를 포함하고, 상기 제1 암호 화폐 관리부는 상기 거래 서비스에 따른 보유량 관리 처리를 수행하며, 상기 제1 암호 화폐는 상기 보유량 관리 처리에 따른 보유량 정보에 기초한 지급 준비 프로세스에 따라, 실질 경제 가치에 대응하는 가치 지급 또는 교환 처리에 의해 소각 가능한 조건으로 발행되는 제2 암호 화폐로 전환 가능한 것을 특징으로 한다.An apparatus according to an embodiment of the present invention for solving the above-described problems, a service device for providing cryptocurrency processing based on a blockchain network, comprising: a first cryptocurrency management unit for issuing a first cryptocurrency; And a transaction service unit for providing a transaction service for the first cryptocurrency, wherein the first cryptocurrency management unit performs a reserve amount management process according to the transaction service, and the first cryptocurrency is a reserve amount according to the reserve amount management process. In accordance with the information-based payment preparation process, it is possible to convert to a second cryptocurrency issued on a condition that can be incinerated by value payment or exchange processing corresponding to real economic value.
본 발명의 실시 예에 따르면, 분산 거래를 기반으로 발행 및 유통되는 제1 암호 화폐를 발행하되, 상기 제1 암호 화폐에 대응하는 실 경제 가치 변환 비율에 따라 전환 가능한 제2 암호 화폐를 발행하고, 상기 제2 암호 화폐는 실 경제 가치의 지급 준비 프로세스에 따라, 실 경제 가치에 대응하는 가치 지급 처리에 의해 소각 가능한 조건으로 발행되도록 처리함으로써, 실 경제 가치에 의한 암호 화폐 자체의 가치 안정화와 함께, 거래에 의한 가치 창출과, 실제 경제생활에서의 사용성 향상을 함께 가져올 수 있는 블록 체인 기반의 실 경제 가치 연동 암호 화폐 교환 방법, 그 장치 및 시스템을 제공할 수 있다.According to an embodiment of the present invention, issuing a first cryptocurrency that is issued and distributed based on a distributed transaction, issuing a second cryptocurrency that can be switched according to the actual economic value conversion ratio corresponding to the first cryptocurrency, The second cryptocurrency is processed to be issued in a condition that can be incinerated by a value payment process corresponding to the real economic value according to a process for preparing the payment of the real economic value, thereby stabilizing the value of the cryptocurrency itself by the real economic value, It is possible to provide a blockchain-based real economic value interlocking cryptocurrency exchange method, apparatus and system that can bring together value creation by transaction and usability improvement in real economic life.
도 1 및 도 2는 본 발명의 실시 예에 따른 전체 시스템을 개략적으로 도시한 개념도이다.1 and 2 is a conceptual diagram schematically showing the entire system according to an embodiment of the present invention.
도 3은 본 발명의 실시 예에 따른 서비스 제공 장치를 보다 구체적으로 도시한 블록도이다.3 is a block diagram showing a service providing apparatus according to an embodiment of the present invention in more detail.
도 4는 본 발명의 실시 예에 따른 화폐 전환 서비스를 제공하는 거래자 단말을 보다 구체적으로 도시한 블록도이다.4 is a block diagram showing in more detail a trader terminal providing a currency conversion service according to an embodiment of the present invention.
도 5는 본 발명의 실시 예에 따른 서비스 제공 장치의 거래자 단말 요청에 따른 화폐 전환 프로세스를 보다 구체적으로 설명하기 위한 흐름도이다.5 is a flowchart for explaining in more detail the currency conversion process according to a request from a trader terminal of a service providing device according to an embodiment of the present invention.
도 6은 본 발명의 실시 예에 따른 실질 가치 제공 서비스를 제공하는 거래자 단말을 보다 구체적으로 도시한 블록도이다.6 is a block diagram showing in more detail a trader terminal providing a real value providing service according to an embodiment of the present invention.
도 7은 본 발명의 실시 예에 따른 서비스 제공 장치의 거래자 단말 요청에 따른 실질 가치 제공 프로세스를 보다 구체적으로 설명하기 위한 흐름도이다.7 is a flowchart illustrating in more detail a process for providing real value according to a request from a trader terminal of a service providing device according to an embodiment of the present invention.
도 8은 본 발명의 실시 예에 따른 화폐 전환 서비스를 제공하는 거래자 단말을 보다 구체적으로 도시한 블록도이다.8 is a block diagram more specifically showing a trader terminal providing a currency conversion service according to an embodiment of the present invention.
도 9 및 도 10은 거래자 단말의 구성과, 교환 서비스 제공 장치가 거래자 단말로부터 요청된 거래 서비스를 설명하기 위한 도면들이다.9 and 10 are diagrams for explaining the configuration of the trader terminal and the transaction service in which the exchange service providing apparatus is requested from the trader terminal.
도 11 내지 도 13은 본 발명의 실시 예에 따른 전체 시스템 동작을 프로세스별로 설명하기 위한 래더 다이어그램들이다.11 to 13 are ladder diagrams for describing the overall system operation according to an embodiment of the present invention for each process.
이하의 내용은 단지 본 발명의 원리를 예시한다. 그러므로 당업자는 비록 본 명세서에 명확히 설명되거나 도시되지 않았지만 본 발명의 원리를 구현하고 본 발명의 개념과 범위에 포함된 다양한 장치를 발명할 수 있는 것이다. 또한, 본 명세서에 열거된 모든 조건부 용어 및 실시예들은 원칙적으로, 본 발명의 개념이 이해되도록 하기 위한 목적으로만 명백히 의도되고, 이와 같이 특별히 열거된 실시예들 및 상태들에 제한적이지 않는 것으로 이해되어야 한다.The following merely illustrates the principles of the present invention. Therefore, those skilled in the art may implement various principles included in the concept and scope of the present invention and implement the principles of the present invention, although not explicitly described or illustrated in the present specification. In addition, it is understood that all conditional terms and examples listed in this specification are in principle intended only for the purpose of understanding the concept of the present invention, and are not limited to the examples and states specifically listed in this way. Should be.
또한, 본 발명의 원리, 관점 및 실시예들 뿐만 아니라 특정 실시예를 열거하는 모든 상세한 설명은 이러한 사항의 구조적 및 기능적 균등물을 포함하도록 의도되는 것으로 이해되어야 한다. 또한 이러한 균등물들은 현재 공지된 균등물뿐만 아니라 장래에 개발될 균등물 즉 구조와 무관하게 동일한 기능을 수행하도록 발명된 모든 소자를 포함하는 것으로 이해되어야 한다.In addition, it should be understood that all detailed descriptions that list the principles, aspects and embodiments of the invention as well as specific embodiments are intended to include structural and functional equivalents of these matters. It should also be understood that these equivalents include all currently invented equivalents as well as equivalents to be developed in the future, ie all devices invented to perform the same function regardless of structure.
따라서, 예를 들어, 본 명세서의 블록도는 본 발명의 원리를 구체화하는 예시적인 회로의 개념적인 관점을 나타내는 것으로 이해되어야 한다. 이와 유사하게, 모든 흐름도, 상태 변환도, 의사 코드 등은 컴퓨터가 판독 가능한 매체에 실질적으로 나타낼 수 있고 컴퓨터 또는 프로세서가 명백히 도시되었는지 여부를 불문하고 컴퓨터 또는 프로세서에 의해 수행되는 다양한 프로세스를 나타내는 것으로 이해되어야 한다.Thus, for example, it should be understood that the block diagrams herein represent conceptual views of exemplary circuits embodying the principles of the invention. Similarly, all flow diagrams, state transition diagrams, pseudo-codes, etc. are understood to represent various processes performed by a computer or processor, whether or not the computer or processor is clearly depicted, which may be substantially represented on a computer-readable medium. Should be.
또한 프로세서, 제어 또는 이와 유사한 개념으로 제시되는 용어의 명확한 사용은 소프트웨어를 실행할 능력을 가진 하드웨어를 배타적으로 인용하여 해석되어서는 아니되고, 제한 없이 디지털 신호 프로세서(DSP) 하드웨어, 소프트웨어를 저장하기 위한 롬(ROM), 램(RAM) 및 비 휘발성 메모리를 암시적으로 포함하는 것으로 이해되어야 한다. 주지관용의 다른 하드웨어도 포함될 수 있다.Also, the clear use of terms presented in terms of processors, controls, or similar concepts should not be interpreted exclusively by reference to hardware capable of executing software, and without limitation, digital signal processor (DSP) hardware, ROM for storing software. It should be understood as implicitly including (ROM), RAM and non-volatile memory. Other hardware for governors may also be included.
상술한 목적, 특징 및 장점은 첨부된 도면과 관련한 다음의 상세한 설명을 통하여 보다 분명해질 것이며, 그에 따라 본 발명이 속하는 기술분야에서 통상의 지식을 가진 자가 본 발명의 기술적 사상을 용이하게 실시할 수 있을 것이다. 또한, 본 발명을 설명함에 있어서 본 발명과 관련된 공지 기술에 대한 구체적인 설명이 본 발명의 요지를 불필요하게 흐릴 수 있다고 판단되는 경우에 그 상세한 설명을 생략하기로 한다. The above objects, features and advantages will become more apparent through the following detailed description in connection with the accompanying drawings, and accordingly, those skilled in the art to which the present invention pertains can easily implement the technical spirit of the present invention. There will be. In addition, in the description of the present invention, when it is determined that the detailed description of the known technology related to the present invention may unnecessarily obscure the subject matter of the present invention, the detailed description will be omitted.
이하, 첨부된 도면을 참조하여 본 발명에 따른 바람직한 일실시예를 상세히 설명하기로 한다.Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.
도 1 및 도 2는 본 발명의 실시 예에 따른 전체 시스템을 개략적으로 도시한 개념도이다.1 and 2 is a conceptual diagram schematically showing the entire system according to an embodiment of the present invention.
먼저 도 1에 도시된 바와 같이, 본 발명의 실시 예에 따른 암호화폐 거래 시스템은, 네트워크를 통해 유선 또는 무선으로 연결된 하나 이상의 거래자 단말(10)들에 의해 형성된 블록체인 메쉬 네트워크로 구성될 수 있다.First, as shown in FIG. 1, the cryptocurrency transaction system according to an embodiment of the present invention may be configured as a blockchain mesh network formed by one or more trader terminals 10 connected by wire or wirelessly through a network. .
본 명세서에서 설명되는 단말에는 휴대폰, 스마트 폰(smart phone), 노트북 컴퓨터(laptop computer), 디지털방송용 단말기, PDA(Personal Digital Assistants), PMP(Portable Multimedia Player), 네비게이션, 서버 장치 등이 모두 포함될 수 있으나, 본 발명은 이에 한정되지 아니하며 그 이외에 사용자 입력 및 정보 표시 등이 가능한 다양한 장치일 수 있다.The terminals described herein may include mobile phones, smart phones, laptop computers, digital broadcasting terminals, PDAs (Personal Digital Assistants), PMPs (Portable Multimedia Players), navigation, server devices, and the like. However, the present invention is not limited to this, and may be various devices capable of user input and information display.
이를 위해, 각 거래자 단말은 블록 체인 네트워크에 접속하기 위한 통신 모듈을 구비할 수 있다. 블록 체인 네트워크는 예를 들어, 근거리 통신망(Local Area Network; LAN), 광역 통신망(Wide Area Network;WAN) 또는 부가가치 통신망(Value Added Network; VAN) 등과 같은 유선 네트워크로 구현될 수 있다. 또한, 블록 체인 네트워크는 이동 통신망(mobile radio communication network), 위성 통신망, 블루투스(Bluetooth), Wibro(Wireless Broadband Internet), HSDPA(High Speed Downlink Packet Access), 와이파이(Wi-Fi), LTE(Long Term Evolution) 등과 같은 모든 종류의 무선 네트워크로 구현될 수 있다. 필요에 따라서, 블록 체인 네트워크는 유선 및 무선이 혼용된 네트워크일 수 있다.To this end, each trader terminal may be provided with a communication module for accessing the blockchain network. The blockchain network may be implemented as a wired network such as a local area network (LAN), a wide area network (WAN), or a value added network (VAN). In addition, the blockchain network is a mobile radio communication network (mobile radio communication network), satellite communication network, Bluetooth (Bluetooth), Wibro (Wireless Broadband Internet), HSDPA (High Speed Downlink Packet Access), Wi-Fi (Wi-Fi), LTE (Long Term) Evolution) and the like. If necessary, the blockchain network may be a mixed wired and wireless network.
그리고, 각 거래자 단말은 자신의 노드 접속에 따른 계정 정보를 네트워크를 통해 클라우드 방식으로 공유되는 거래 장부 데이터에 등록할 수 있다. 그리고, 암호 화폐의 거래가 필요한 경우, 각 거래자 단말은 상기 거래 장부 데이터에 기록될 거래 정보를 각 거래자 단말에게 전파할 수 있다.And, each trader terminal can register the account information according to their node access to the transaction book data shared in a cloud manner through the network. And, when a transaction of cryptocurrency is required, each trader terminal can propagate the transaction information to be recorded in the transaction book data to each trader terminal.
또한, 각 거래자 단말은 이와 같이 구비된 거래 장부 데이터를 기반으로, 특정한 거래 시스템 프로세스를 위/변조할 수 없도록 처리하여, 상기 블록 체인 네트워크상에 사전 공유된 스마트 컨트랙트(SMART CONTRACT)를 이용할 수 있다. 이러한 스마트 컨트랙트에는 사후 위/변조가 불가능하도록 블록 체인화된 거래 시스템 프로세스와, 이에 따라 정의되는 암호 화폐별 속성, 발행 조건, 거래 조건, 소각 조건 및 거래자별 권한 설정 정보가 포함될 수 있다.In addition, each trader terminal can use a smart contract (SMART CONTRACT) pre-shared on the blockchain network by processing such that a specific transaction system process cannot be forged / modulated based on the transaction book data provided as described above. . Such a smart contract may include a blockchain-based transaction system process such that post-forgery / falsification is not possible, and cryptocurrency-specific attributes, issuance conditions, transaction conditions, incineration conditions, and authority setting information for each trader.
그리고, 스마트 컨트랙트에 기반한 프로세스가 처리되거나, 암호 화폐 거래에 대응하는 승인 처리에 따라, 예를 들어 일정 비율 이상의 노드 단말로부터의 승인이 처리된 경우 상기 거래 장부 데이터가 업데이트되고, 그 정보가 공유됨으로써, 암호 화폐의 거래 및 스마트 컨트랙트의 실행이 처리될 수 있다.And, when a process based on a smart contract is processed, or according to an approval process corresponding to a cryptocurrency transaction, for example, when an approval is processed from a node terminal having a certain percentage or more, the transaction book data is updated and the information is shared. , Transaction of cryptocurrency and execution of smart contract can be processed.
여기서, 상기 거래 장부 데이터는 일정 시간 또는 단위에 대응하는 블록별로 현재의 블록이 이전에 생성된 블록에 대한 해시값을 포함하도록 하여 복수의 블록이 생성 순서에 따라 순차적으로 연결된 구조를 갖는 블록 체인(block chain) 데이터와 연동될 수 있다.Here, the transaction ledger data is a block chain having a structure in which a plurality of blocks are sequentially connected according to a generation order by allowing the current block to contain a hash value for a previously generated block for each block corresponding to a certain time or unit ( block chain) data.
이에 따라, 거래 장부 데이터의 위변조 여부 검증은 상기 블록 체인의 해시값 검증에 따라 용이하게 처리될 수 있다. 이를 위해, 각 거래자 단말에서는 다음 블록의 해시값을 산출하기 위한 연산 및 검증 처리를 수행하는 컴퓨팅 파워를 제공하고, 이에 대응하는 보상을 획득할 수도 있다.Accordingly, verification of forgery of the transaction book data can be easily processed according to verification of the hash value of the blockchain. To this end, each trader terminal may provide computing power to perform arithmetic and verification processing to calculate a hash value of the next block, and may obtain compensation corresponding thereto.
이러한 블록 체인의 보안 안정성은 데이터를 공유하는 공유자들의 시스템 참여에 의해 형성될 수 있다. 따라서, 블록체인 네트워크에 접속된 각 공유자 단말 사이의 공유에 대한 내역 및 화폐 발급/거래 내역 등을 포함하는 거래 정보 블록이 순차적으로 저장될 수 있으며, 그 위변조 방지를 위한 해시값을 순차적으로 블록 체인화하기 위한 거래 검증(작업증명) 처리가 각 거래자 단말에서 분산 수행될 수 있다.The security stability of this blockchain can be formed by the system participation of sharers who share data. Accordingly, a block of transaction information including a history of sharing and issue / transaction history of sharing between each sharer terminal connected to the blockchain network can be sequentially stored, and hash values for preventing forgery are sequentially blockchained Transaction verification (work proof) processing to be performed may be distributed in each trader terminal.
이에 따라, 도 2를 참조하면, 본 발명의 실시 예에 따른 시스템의 각 처리부 및 모듈들은, 이와 같이 구성된 블록 체인 네트워크를 메인 넷으로 하여, 스마트 컨트랙트에 기초한 탈중앙 어플리케이션(DECENTRALIZED APPLICATION)으로 구현될 수 있다.Accordingly, referring to FIG. 2, each processing unit and modules of the system according to an embodiment of the present invention may be implemented as a DECENTRALIZED APPLICATION based on a smart contract using the blockchain network configured as such as the main net. Can be.
특히 이를 구성하는 교환 서비스 제공 장치(100)에서는 메인 넷 기반의 제1 암호 화폐 및 실질 가치 연동 제2 암호 화폐의 발행, 거래, 전환 및 관리 처분과, 상기 메인 넷 기반으로 기 발행된 다른 암호 화폐간 거래 서비스와, 법정 화폐간 거래 서비스를 제공할 수 있고, 나아가 실질 가치 연동 제2 암호 화폐의 실질 가치 교환 및 소각 프로세스를 제공하는 바, 이에 대하여는 보다 구체적으로 후술하도록 한다.In particular, in the exchange service providing apparatus 100 constituting this, the issuance, transaction, conversion and management of the second cryptocurrency based on the main net-based first cryptocurrency and the real value, and other cryptocurrencies previously issued on the main net basis An inter-trade service and a cross-currency transaction service can be provided, and further, a real value exchange and incineration process of real-value-linked second cryptocurrency is provided, which will be described later in more detail.
도 2를 참조하면, 본 발명의 실시 예에 따른 교환 시스템은 블록 체인 네트워크를 기반으로 하는 교환 서비스 제공 장치(100) 및 거래자 단말(300)을 포함하며, 교환 서비스 제공 장치(100)는 지급준비율 조절 모듈(400), 금융 서버(500) 및 실질 가치 제공 장치(200)와 연결되어 본 발명의 실시 예에 따른 교환 처리 및 거래 서비스를 제공할 수 있다.Referring to FIG. 2, the exchange system according to an embodiment of the present invention includes an exchange service providing apparatus 100 and a trader terminal 300 based on a blockchain network, and the exchange service providing apparatus 100 is prepared for payment It is connected to the adjustment module 400, the financial server 500, and the real value providing device 200 to provide an exchange processing and transaction service according to an embodiment of the present invention.
보다 구체적으로, 교환 서비스 제공 장치(100)는 분산 거래를 기반으로 발행 및 유통되는 제1 암호 화폐를 발행할 수 있으며, 발행된 제1 암호 화폐 데이터는 거래자 단말(300)로 유통될 수 있다. 거래자 단말(300)은 제1 암호 화폐를 다른 법정 화폐 또는 암호 화폐로 매입/매각 처리하거나, 교환 서비스 제공 장치(100)를 통해 상기 제1 암호 화폐에 대응하는 실 경제 가치 변환 비율에 따른 제2 암호 화폐 전환 요청을 할 수 있다.More specifically, the exchange service providing apparatus 100 may issue the first cryptocurrency that is issued and distributed based on the distributed transaction, and the issued first cryptocurrency data may be distributed to the trader terminal 300. The trader terminal 300 purchases / sells the first cryptocurrency in another legal or cryptocurrency, or through the exchange service providing device 100, the second according to the ratio of real economic value conversion corresponding to the first cryptocurrency You can request to convert cryptocurrency.
그리고, 교환 서비스 제공 장치(100)는 상기 제2 암호 화폐로의 전환 요청에 따른 제2 암호 화폐를 발행하여 거래자 단말(300)로 지급할 수 있다. 여기서, 상기 제2 암호 화폐는 실 경제 가치의 지급 준비 프로세스에 따라, 실 경제 가치에 대응하는 가치 지급 처리에 의해 소각 가능한 조건으로 발행되도록 처리될 수 있다.Then, the exchange service providing apparatus 100 may issue the second cryptocurrency according to the request to switch to the second cryptocurrency and pay it to the trader terminal 300. Here, the second cryptocurrency may be processed to be issued in a condition that can be incinerated by a value payment process corresponding to the real economic value, according to a process for preparing the actual economic value.
실 경제 가치는 실질적인 재화 및 용역의 가치를 나타내는 것으로, 거래자 단말(300)은 제2 암호 화폐에 대응한 가치 지급 요청을 교환 서비스 제공 장치(100)로 전송할 수 있으며, 가치 지급 요청이 수신되면 교환 서비스 제공 장치(100)는 실질 가치 제공 장치(200) 로 가치 지급에 대응하는 요청 데이터를 전송하여, 실질 가치 제공 장치(200)에서는 그 수량에 따른 실질적 재화 또는 용역 이 거래자 단말(300)의 사용자에게 지급될 수 있도록 하는 지급 프로세스가 처리되도록 제어할 수 있다.The actual economic value represents the value of actual goods and services, and the trader terminal 300 can transmit a value payment request corresponding to the second cryptocurrency to the exchange service providing apparatus 100, and exchanges when a value payment request is received The service providing device 100 transmits the request data corresponding to the value payment to the real value providing device 200, so that the real value providing device 200 is a user of the trader terminal 300 with the actual goods or services according to the quantity. The payment process can be controlled so that it can be paid to.
이에 따라, 제1 암호 화폐는 다른 암호 화폐 및 법정 화폐간 거래가 가능하여 그 가치 변동성이 상대적으로 높을 수 있으나, 제2 암호 화폐로의 전환에 따른 실질 재화 및 용역 제공이 가능하게 되는 바, 실질 경제 가치 제공에 의한 연동성이 부가됨으로써 그 가치 변동성은 안정적이고 조절가능하게 된다.Accordingly, the first cryptocurrency can be traded between other cryptocurrencies and statutory currencies, so the value volatility may be relatively high, but it is possible to provide real goods and services according to the conversion to the second cryptocurrency. The value volatility becomes stable and controllable by adding the linkage by value provision.
또한, 제2 암호 화폐는 실질적 재화 또는 용역의 가치에 따라 그 수량 및 발행량이 결정될 수 있으며, 교환 서비스 제공 장치(100)는 그 발행을 위한 지급 준비 프로세스를 사전에 처리할 수 있는 바, 사용자는 원하는 시점에 언제든 제2 암호 화폐를 실질 경제 가치로서의 재화 또는 용역으로 전환받을 수 있게 된다. 이에 따라 전환된 제2 암호 화폐는 소각 처리될 수 있다.In addition, the second cryptocurrency may be determined in quantity and issuance according to the value of the actual goods or services, and the exchange service providing apparatus 100 may process the payment preparation process for issuance in advance, and the user At any point in time, the second cryptocurrency can be converted into goods or services as real economic values. Accordingly, the converted second cryptocurrency can be incinerated.
여기서, 실질 가치 제공 장치(200)에서 제공되는 재화 또는 용역은 다양한 형태가 예시될 수 있으며, 본 발명의 실시 예에서는 그 가치가 세계적, 역사적으로 안정적으로 인정되는 금이 예시될 수 있다.Here, various types of goods or services provided by the real value providing device 200 may be exemplified, and in the embodiment of the present invention, gold whose value is recognized as globally and historically and stably may be exemplified.
이에 따라, 실질 가치 제공 장치(200)는 금 거래소 서버 또는 금 보관소 서버와 같은 금 거래 장치가 예시될 수 있다.Accordingly, the real value providing device 200 may be a gold trading device, such as a gold exchange server or a gold storage server.
그리고, 교환 서비스 제공 장치(100)는 금 시세 정보에 따라, 제1 암호 화폐 교환 비율에 대응하는 제2 암호 화폐로의 전환 처리를 수행할 수 있다. 또한, 교환 서비스 제공 장치(100)는 제2 암호 화폐에 대응하는 수량의 금 구매 요청을 실질 가치 제공 장치(200)로 전달하거나, 지급 준비 프로세스에 따라 이미 구입된 금 교환 상품권에 따른 금 배송 요청을 실질 가치 제공 장치(200)로 전달하거나, 지급 준비 프로세스에 따라 이미 구입 및 보관된 실물 금의 배송 요청을 실질 가치 제공 장치(200)로 전달할 수도 있다.Then, the exchange service providing apparatus 100 may perform conversion processing to the second cryptocurrency corresponding to the first cryptocurrency exchange rate according to the gold price information. In addition, the exchange service providing device 100 delivers a gold purchase request in a quantity corresponding to the second cryptocurrency to the real value providing device 200, or requests delivery of gold according to a gold exchange gift certificate already purchased according to a payment preparation process May be delivered to the real value providing device 200, or a delivery request for the physical gold already purchased and stored according to the payment preparation process may be delivered to the real value providing device 200.
이에 따라, 거래자 단말(300)에서는 직접적으로 금을 보유하거나 하지 않더라도, 언제든 금으로 교환 가능한 분산 거래 장부 기반의 제2 암호 화폐를 보유하게 되므로, 보다 효율적인 자산 관리가 가능할 수 있다.Accordingly, since the trader terminal 300 holds the second cryptocurrency based on the distributed transaction book that can be exchanged for gold at any time, even if the gold is not directly held, more efficient asset management may be possible.
다만, 여기서 실질 가치의 대상은 더욱 다양한 형태로 변형 실시될 수 있는 바, 제2 암호 화폐는 금 이외에도 귀금속류(은동 다이아몬드), 자산성 재화(상품권, 명품, 골동품 등), 자산성 용역(성형시술권, 안마, 교육 등)의 제공에 이용될 수 있고, 이에 따라 실질 가치 제공 장치(200)는 각 실질 가치의 형태 및 속성에 따른 개별적 제공 처리를 수행할 수 있다.However, the object of real value can be modified in various ways. In addition to gold, the second cryptocurrency is precious metals (silver copper diamonds), asset goods (gift certificates, luxury goods, antiques, etc.), and asset services (plastic surgery) Volume, massage, education, etc.), and accordingly, the real value providing apparatus 200 may perform individual provisioning processing according to the form and attribute of each real value.
한편, 지급준비율 조절 모듈(400)은 교환 서비스 제공 장치(100)에서 발행 및 유통되는 제1 암호 화폐의 제2 암호 화폐로의 전환과, 이에 따른 제2 암호 화폐의 실질 가치 전환 프로세스가 지속적으로 유지될 수 있도록 하는 지급준비율을 설정할 수 있으며, 이에 따른 지급준비율이 유지됨에 따라, 거래 플랫폼과 시스템 안정성을 유지할 수 있도록 하는 암호화폐 유통량 및 지급 준비금의 분석 및 조절 처리를 수행할 수 있다.On the other hand, in the payment preparation rate adjustment module 400, the conversion of the first cryptocurrency to the second cryptocurrency issued and distributed by the exchange service providing apparatus 100, and the process of converting the actual value of the second cryptocurrency accordingly It is possible to set the payment reserve ratio to be maintained, and accordingly, as the payment reserve ratio is maintained, it is possible to perform analysis and adjustment processing of cryptocurrency distribution volume and payment reserve to maintain the stability of the trading platform and the system.
이러한 지급준비율 조절 모듈(400)은 예측 모델에 기초한 지급준비 필요여부를 결정하거나, 지급준비 필요성에 대응하는 정책 프로세스를 조건부로 결정할 수 있으며, 상황별 적절한 정책 결정 및 수행에 따른 금융 서버(500)로의 자금 조달 처리 등을 더 수행할 수 있다.The payment preparation rate adjustment module 400 may determine whether or not payment preparation is necessary based on the predictive model, or may conditionally determine a policy process corresponding to the payment preparation need, and the financial server 500 according to the appropriate policy decision and execution by situation The financing process of the furnace can be further performed.
이와 같은 시스템에 따라, 제1 암호 화폐는 안정적으로 발행 및 유통될 수 있으며, 실질 가치 시세에 연동한 제2 암호 화폐로 전환될 수 있고, 제2 암호 화폐는 필요 시점에 실질 가치로 전환 지급될 수 있는 바, 이는 실 경제 가치에 의한 암호 화폐 자체의 가치 안정화와 함께, 거래에 의한 가치 창출과, 실제 경제생활에서의 사용성 향상을 함께 가져올 수 있도록 하는 암호 화폐 발행, 관리 및 거래 플랫폼을 블록 체인 네트워크 기반의 분산 처리로 제공할 수 있게 된다.According to this system, the first cryptocurrency can be issued and distributed stably, it can be converted into the second cryptocurrency linked to the real value quote, and the second cryptocurrency can be converted and paid to the real value when necessary. It is possible to block the cryptocurrency issuance, management, and trading platform that can bring together the value stabilization of the cryptocurrency itself by real economic value, the creation of value by transaction, and the usability improvement in real economic life. It can be provided through network-based distributed processing.
도 3은 본 발명의 실시 예에 따른 교환 서비스 제공 장치(100)를 보다 구체적으로 도시한 블록도이다.3 is a block diagram showing in more detail an apparatus 100 for providing an exchange service according to an embodiment of the present invention.
도 3을 참조하면, 본 발명의 실시 예에 따른 교환 서비스 제공 장치(100)는, 교환 서비스 처리부(110), 제어부(130), 통신부(120), 사용자 입력부(140), 메모리(150)를 포함하며, 서비스 처리부(110)는 제1 암호 화폐 관리부(111), 제2 암호 화폐 관리부(112), 화폐 전환 처리부(113), 지급 준비부(114), 실질 가치 교환 처리부(115), 소각 처리부(116), 법정 화폐 거래 서비스부(117) 및 암호 화폐 거래 서비스부(118)를 포함한다.Referring to Figure 3, the exchange service providing apparatus 100 according to an embodiment of the present invention, the exchange service processing unit 110, the control unit 130, the communication unit 120, the user input unit 140, the memory 150 The service processing unit 110 includes a first cryptocurrency management unit 111, a second cryptocurrency management unit 112, a currency conversion processing unit 113, a payment preparation unit 114, a real value exchange processing unit 115, and incineration It includes a processing unit 116, a legal currency transaction service unit 117 and a cryptocurrency transaction service unit 118.
통신부(120)는 단말(100)과 블록 체인 네트워크 사이의 통신을 가능하게 하는 하나 이상의 모듈을 포함할 수 있다. 예를 들어, 통신부(120)는 이동통신 모듈, 무선 인터넷 모듈, 근거리 통신 모듈 또는 유선 통신 모듈 등을 포함할 수 있다.The communication unit 120 may include one or more modules that enable communication between the terminal 100 and the blockchain network. For example, the communication unit 120 may include a mobile communication module, a wireless Internet module, a short-range communication module, or a wired communication module.
사용자 입력부(140)는 사용자 입력을 수신하기 위한 하나 이상의 인터페이스 모듈을 구비할 수 있다.The user input unit 140 may include one or more interface modules for receiving user input.
여기서, 사용자 입력부(140)는 교환 서비스 제공 장치(100)의 서비스 제공 및 관리를 위한 인터페이스 입력 정보를 입력받아, 교환 서비스 처리를 수행할 수 있다.Here, the user input unit 140 may receive interface input information for service provision and management of the exchange service providing apparatus 100 and perform exchange service processing.
제어부(130)는 교환 서비스 제공 장치(100)의 전반적인 동작을 제어하며, 블록 체인 네트워크로부터 수신되는 분산 거래 정보의 저장 및 처리를 제공할 수 있다.The control unit 130 controls the overall operation of the apparatus 100 for providing an exchange service, and may provide storage and processing of distributed transaction information received from a blockchain network.
또한, 제어부(130)는 상기 블록 체인 네트워크로 요청된 거래 정보의 처리를 제공할 수 있으며, 나아가 교환 서비스 처리부(110)를 통해, 전술한 암호 화폐의 발행, 거래, 화폐 전환, 실질 가치 교환, 소각 등의 처리들을 블록 체인 네트워크를 기반으로 처리할 수 있다.In addition, the control unit 130 may provide the processing of the requested transaction information to the blockchain network, and further, through the exchange service processing unit 110, the above-mentioned cryptocurrency issuance, transaction, currency conversion, real value exchange, Processing such as incineration can be processed based on a blockchain network.
특히, 제어부(130)는 전술한 교환 서비스 처리에 따른 암호 화폐 거래 정보를 상기 블록 체인 네트워크상에 공유하고, 이에 대응하는 승인 결과에 따라, 암호 화폐 거래 정보가 거래 장부 데이터에 업데이트될 수 있다.In particular, the control unit 130 may share the cryptocurrency transaction information according to the above-described exchange service processing on the blockchain network, and according to the approval result corresponding thereto, the cryptocurrency transaction information may be updated in the transaction book data.
이러한 교환 서비스 처리부(110)의 암호 화폐 처리에 대한 프로세스는 상기 블록 체인 네트워크상에 공유된 거래 장부 데이터에 스마트 컨트랙트(SMART CONTRACT)와 같은 코드 형태로서 사전 등록될 수 있으며, 이에 따른 위변조는 방지될 수 있다.The process for the cryptocurrency processing of the exchange service processing unit 110 may be pre-registered in the form of a code such as a smart contract in the transaction book data shared on the blockchain network, and thus forgery and alteration can be prevented. Can be.
보다 구체적으로, 제1 암호 화폐 관리부(111)는, 제1 암호 화폐의 발행 및 거래 서비스에 따른 보유량 관리 처리를 수행한다.More specifically, the first cryptocurrency management unit 111 performs the management of the amount of storage according to the issuance and transaction service of the first cryptocurrency.
제1 암호 화폐 관리부(111)는 제1 암호 화폐를 발행함에 있어서, 초기 발행량을 중앙 은행 보유량 및 내부 보유량과 외부 보유량으로 구분하여 관리할 수 있다. 예를 들어, 초기 발행량 중 50%는 중앙 은행 보유량으로 결정되고, 나머지 수량이 유통량으로 결정될 수 있으며, 유통량 중 절반은 내부 보유량으로, 나머지는 외부 보유량으로 유통되어 관리될 수 있다.In issuing the first cryptocurrency, the first cryptocurrency management unit 111 may divide and manage the initial issuance amount into a central bank holding amount and an internal holding amount and an external holding amount. For example, 50% of the initial issuance may be determined as the central bank reserve, the remaining quantity may be determined as the distribution quantity, half of the distribution quantity may be distributed and managed as the internal reserve quantity, and the rest as the external reserve quantity.
중앙 은행 보유량 및 내부 보유량의 경우, 지급 준비부(114)의 지급준비율 조절 관리를 위해 필요한 수량으로서, 예를 들어 중앙 은행 보유량은 별도의 보관 권한을 갖는 중앙 은행 계정으로 전달되어, 유통 및 거래가 제한된 상태로 관리될 수 있다. 내부 보유량의 경우 유통 가능한 수량으로서, 관리자 계정으로 전달 및 관리될 수 있다. In the case of the central bank holding amount and the internal holding amount, the amount required for the payment preparation unit 114 to manage the payment preparation ratio, for example, the central bank holding amount is transferred to a central bank account having a separate storage authority, so distribution and transactions are limited. It can be managed as a state. In the case of internal holdings, it is the quantity that can be distributed, and can be delivered and managed by an administrator account.
그리고, 외부 보유량의 경우 거래자 단말(300)로 유통되는 보유량으로서, 법정 화폐 거래 서비스부(117) 및 암호 화폐 거래 서비스부(118)에 의한 매각 또는 매입 프로세스의 대상이 될 수 있으며, 이에 따라 각 거래자는 통상적으로 외부 보유량에 대한 매입/매각 처리가 가능할 수 있다.And, in the case of an external holding amount, as the holding amount distributed to the trader terminal 300, it may be subject to a sale or purchase process by the legal currency trading service unit 117 and the cryptocurrency trading service unit 118, and accordingly, each The trader may normally be able to process the purchase / sale of external reserves.
여기서, 법정 화폐 거래 서비스부(117) 및 암호 화폐 거래 서비스부(118)는 각각 법정 화폐 또는 다른 암호 화폐에 대응한 제1 암호 화폐의 거래 서비스를 처리할 수 있는 바, 각 거래 서비스부(117, 118)는 제1 암호 화폐의 법정 화폐간 거래가와, 제1 암호 화폐와 다른 암호 화폐간 거래가를 시장에 의해 각각 결정되도록 할 수 있고, 이에 대응하는 제1 암호 화폐의 매입/매각 또는 다른 암호 화폐로의 교환 서비스를 제공할 수 있다.Here, the legal currency transaction service unit 117 and the cryptocurrency transaction service unit 118 are capable of processing the transaction service of the first cryptocurrency corresponding to the legal currency or other cryptocurrency, respectively, and each transaction service unit 117 , 118) may allow the market price to determine the transaction price between the first cryptocurrency and the first cryptocurrency and other cryptocurrency, respectively, and purchase / sell or other cryptocurrency corresponding to the first cryptocurrency. It can provide currency exchange service.
여기서, 제1 암호 화폐는 거래소에서의 각 판매자 및 구매자간 자율적 거래에 의해 그 거래가가 형성될 수 있다. 거래 서비스부(117, 118)는 사용자의 계정에 보유된 제1 암호 화폐를 법정 화폐 또는 다른 암호화폐로 교환하거나, 보유한 법정 화폐 또는 다른 암호화폐를 제1 암호 화폐로 교환되도록 하는 거래 서비스를 직접 제공할 수 있으며, 다른 거래소를 통한 거래를 중개하는 거래 중개 서비스를 제공할 수도 있다.Here, the first cryptocurrency can be formed by the autonomous transaction between each seller and buyer in the exchange. The transaction service units 117 and 118 directly exchange transaction services that exchange the first cryptocurrency held in the user's account for fiat currency or other cryptocurrency, or exchange the fiat currency or other cryptocurrency held for the first cryptocurrency. It can provide a transaction brokerage service that brokers transactions through other exchanges.
이에 따라, 제1 암호 화폐는 거래 서비스에 의한 자율적 거래에 의해 결정되는 시장 가치를 가지며, 고유의 변동성을 가질 수 있다. 그리고, 상기 제1 암호 화폐는 가능한 수량만큼 제2 암호 화폐로 전환 가능할 수 있다.Accordingly, the first cryptocurrency has a market value determined by an autonomous transaction by a trading service, and may have inherent volatility. In addition, the first cryptocurrency may be convertible to the second cryptocurrency as much as possible.
또한, 본 발명의 실시 예에 따른 제2 암호 화폐는 실물 경제상의 실질 가치로 교환 가능한 바, 제2 암호 화폐의 가치는 실질 경제상의 가치와 동일할 수 있고, 실질 가치의 변동성은 매우 낮을 수 있다.In addition, since the second cryptocurrency according to an embodiment of the present invention can be exchanged for real economic value, the value of the second cryptocurrency may be the same as the real economic value, and the volatility of the real value may be very low. .
예를 들어, 제2 암호 화폐는 금일 수 있으며, 제2 암호 화폐 1개 단위 수량에 대한 금 1g의 지급 비율은 1:1일 수 있다. 이에 반해, 제1 암호 화폐의 거래가는 실시간으로 변동될 수 있으며, 제2 암호 화폐로의 교환 비율 및 전환 가능한 수량이 가변될 수 있다.For example, the second cryptocurrency may be gold, and the payment ratio of 1 g of gold per unit quantity of the second cryptocurrency may be 1: 1. On the other hand, the transaction price of the first cryptocurrency can be changed in real time, and the exchange rate and the switchable quantity to the second cryptocurrency can be varied.
예를 들어, 어제 거래가에 따라 제1 암호 화폐 1개 단위 수량으로 1개의 제2 암호 화폐를 전환받을 수 있었다면, 제1 암호 화폐의 거래가 상승에 따라, 오늘은 1개 단위 수량으로 2개의 제2 암호 화폐로 전환받을 수도 있는 것이다.For example, if it was possible to convert one second cryptocurrency into the first cryptocurrency unit quantity according to the transaction price yesterday, according to the transaction price of the first cryptocurrency rising, today the two second cryptocurrency units are in one unit quantity. It can be converted into cryptocurrency.
이에 반해, 제2 암호 화폐는 금 시세에 따른 가치가 동일하게 유지되는 바, 그 변동성은 금 가치의 변화에만 의존되어 안정적인 형태를 가질 수 있다.On the other hand, since the second cryptocurrency maintains the same value according to the gold price, its volatility depends only on the change in the gold value, so it can have a stable form.
따라서, 제1 암호 화폐의 거래가의 시장가치적 변동성이 존재하더라도, 그 실질 가치 변화는 제2 암호 화폐의 안정적 변동성에 의해 제어될 수 있게 되는 바, 급격한 인플레이션이나 디플레이션이 방지되고, 가치 변동성의 조절 및 거래 시스템의 안정적 유지가 가능하게 된다.Therefore, even if the market value volatility of the first cryptocurrency exists, the actual value change can be controlled by the stable volatility of the second cryptocurrency, so that rapid inflation or deflation is prevented and the value volatility is adjusted. And stable maintenance of the transaction system.
이를 위해, 본 발명의 실시 예에 따르면 제1 암호 화폐는 일정 전환량과 전환 비율에 따라 제2 암호 화폐로 전환될 수 있다. 그리고, 이 전환 비율은 제1 암호 화폐의 거래가와 제2 암호 화폐에 대응하여 교환 가능한 실질 가치 재화 또는 용역의 시세 정보에 따라 결정될 수 있다.To this end, according to an embodiment of the present invention, the first cryptocurrency may be converted into the second cryptocurrency according to a predetermined conversion amount and a conversion ratio. In addition, the conversion ratio may be determined according to market price information of real value goods or services exchangeable in correspondence with the transaction price of the first cryptocurrency and the second cryptocurrency.
예를 들어, 제2 암호 화폐 1개 단위 수량으로 교환 가능한 실질 가치를 금 1g 이라 할때, 제1 암호 화폐는 일정 수량만큼 제2 암호 화폐로 전환될 수 있다. 상기 일정 수량은 제2 암호 화폐로 교환 가능한 금의 중량에 따라 결정될 수 있으며, 전환을 요청하는 사용자의 권한 및 등급에 따라 제1 암호 화폐 중 제2 암호 화폐로 전환 가능한 수량은 상이할 수 있다.For example, when the real value that can be exchanged in the quantity of one unit of the second cryptocurrency is 1 g of gold, the first cryptocurrency can be converted into the second cryptocurrency by a predetermined amount. The predetermined quantity may be determined according to the weight of gold that can be exchanged for the second cryptocurrency, and the quantity that can be converted to the second cryptocurrency among the first cryptocurrency may be different depending on the authority and level of the user requesting the conversion.
그리고, 제1 암호 화폐에서 제2 암호 화폐로의 교환 비율은 제1 암호 화폐 거래가, 교환 가능 금 중량 및 금 시세에 의해 산출될 수 있으며, 교환에 따른 제2 암호 화폐 전환 수량은 [제1 암호 화폐 단위당 제2 암호 화폐 전환 수량 = (교환 가능 금 중량) x (금 중량당 최고 시세가) / (거래 단위당 제1 암호 화폐 최저 거래가)] 와 같은 연산에 의해 결정될 수 있다.And, the exchange rate from the first cryptocurrency to the second cryptocurrency can be calculated by the first cryptocurrency exchange price, the exchangeable gold weight, and the gold price, and the second cryptocurrency conversion quantity according to the exchange is [the first cryptocurrency] The second cryptocurrency conversion quantity per currency unit = (weight of exchangeable gold) x (the highest market price per gold weight) / (the lowest transaction price of the first cryptocurrency per transaction unit)].
그리고, 제2 암호 화폐 관리부(112)는, 제2 암호 화폐의 발행 및 보유량 관리 처리를 수행한다.Then, the second cryptocurrency management unit 112 performs processing for issuing and holding the second cryptocurrency.
특히, 제2 암호 화폐 관리부(112)는 지급 준비부(114)의 지급 준비 정보에 따라 발행 가능량을 산출할 수 있다. 예를 들어, 지급 준비 정보는 지급 준비금 정보로서, 지급 가능한 금의 수량 정보 또는 금을 구매 가능한 현금 정보를 포함할 수 있으며, 제2 암호 화폐 관리부(112)는 지급 준비금에 기초하여, 일정 보유량을 유지하면서 금 지급이 가능한 수량만큼의 발행 가능량을 산출할 수 있다. 예를 들어, 발행 가능량은 지급 준비금이 유통된 제1 암호 화폐의 시가총액 대비 일정 비율 이상 유지되도록 조절될 수 있다. 그리고, 제2 암호 화폐 관리부(112)는 발행 가능한 제2 암호 화폐를 실 경제 가치에 대응하는 가치 지급 또는 교환 처리에 의해 소각 가능한 조건으로 발행될 수 있다.In particular, the second cryptocurrency management unit 112 may calculate the amount of issuance according to the payment preparation information of the payment preparation unit 114. For example, the payment preparation information is payment reserve information, and may include information on the amount of gold that can be paid or cash information on which gold can be purchased, and the second cryptocurrency management unit 112 sets a certain amount of reserve based on the payment reserve. While maintaining, it is possible to calculate the amount of issuance as much as possible. For example, the amount of issuance may be adjusted such that the reserve for payment is maintained at a certain ratio to the market capitalization of the first cryptocurrency in circulation. Then, the second cryptocurrency management unit 112 may issue the second cryptocurrency that can be issued as a condition that can be incinerated by value payment or exchange processing corresponding to the real economic value.
또한, 제2 암호 화폐는 거래자 단말(300)의 제1 암호 화폐에 대응한 화폐 전환 요청에 따라 발행될 수 있다.In addition, the second cryptocurrency may be issued according to a request to convert the currency corresponding to the first cryptocurrency of the trader terminal 300.
이를 위해 화폐 전환 처리부(113)는 상기 지급 준비 정보에 따른 전환 가능량을 미리 산출하고, 제1 암호 화폐 중 전환 가능한 제2 암호 화폐 수량을 결정하여 제2 암호 화폐 관리부(112) 및 거래자 단말(300)로 제공할 수 있다.To this end, the currency conversion processing unit 113 calculates a switchable amount according to the payment preparation information in advance, and determines the second switchable cryptocurrency amount among the first cryptocurrency, so that the second cryptocurrency management unit 112 and the trader terminal 300 ).
이에 따라, 제2 암호 화폐 관리부(112)는 화폐 전환 처리부(113)에서 결정된 수량만큼의 제2 암호 화폐를 발행할 수 있으며, 발행된 제2 암호 화폐는 실질 가치대상과 동일한 지급 가치를 가질 수 있게 된다.Accordingly, the second cryptocurrency management unit 112 may issue the second cryptocurrency in the amount determined by the currency conversion processing unit 113, and the issued second cryptocurrency may have the same payment value as the real value object. There will be.
한편, 실질 가치 교환 처리부(115)는, 거래자 단말(300)로부터 이러한 제2 암호 화폐의 지급 또는 교환 요청을 수신함에 따라, 이에 대응하는 수량만큼의 실질 가치 제공 요청을 전술한 가치 제공 장치(200)로 전달할 수 있다.On the other hand, as the real value exchange processing unit 115 receives the request for payment or exchange of the second cryptocurrency from the trader terminal 300, the value providing device 200 for requesting a real value corresponding to the quantity corresponding thereto ).
예를 들어, 실질 가치 교환 처리부(115)는 제2 암호 화폐에 대응하는 중량만큼의 금 또는 골드바가 거래자 단말(300)에 대해 등록된 배송지로 배송되도록 하는 배송 요청 정보를 가치 제공 장치(200)로 전달할 수 있다. 또한, 실질 가치 교환 처리부(115)는 거래자 단말(300)로부터 전달받을 거래자에 대응하는 자격 정보 또는 개인 증명 정보를 미리 수신하여, 실질 가치 지급 또는 교환 증빙에 이용할 수도 있으나, 본 발명이 이에 제한되는 것은 아니다.For example, the real value exchange processing unit 115 provides a value providing device 200 with delivery request information that allows gold or gold bars corresponding to the second cryptocurrency to be delivered to a registered destination for the trader terminal 300. Can be delivered to. In addition, the real value exchange processing unit 115 may receive qualification information or personal identification information corresponding to the trader to be delivered from the trader terminal 300 in advance, and may be used for real value payment or exchange proof, but the present invention is limited to this. It is not.
한편, 실질 가치 교환 처리부(115)에서의 교환 처리가 완료된 제2 암호 화폐는 소각 처리부(116)에 의해 블록 체인 네트워크 내에서 전량 소각 처리될 수 있다. On the other hand, the second cryptocurrency in which the exchange processing in the real value exchange processing unit 115 is completed may be incinerated in the blockchain network by the incineration processing unit 116.
한편, 제1 암호 화폐 관리부(111)는 제2 암호 화폐로 전환된 제1 암호 화폐에 대하여, 내부 보유량으로의 전환 관리 처리를 수행할 수 있다. 내부 보유량은 관리자 계정에 의해 보관 처리되며, 외부 유통에 따라 외부 보유량으로 전환 가능한 수량일 수 있다. 내부 보유량 및 외부 보유량은 지급 준비부(114)에서의 지급 준비율 산출에 의한 조절에 이용되는 바, 전체적 시스템 및 인플레이션 안정성을 도모할 수 있게 된다.On the other hand, the first cryptocurrency management unit 111 may perform conversion management processing to an internal reserve amount for the first cryptocurrency converted to the second cryptocurrency. The internal holding amount is stored by the administrator account and may be a quantity that can be converted into an external holding amount according to external distribution. The internal holding amount and the external holding amount are used to adjust the calculation of the payment preparation rate in the payment preparation unit 114, so that the overall system and inflation stability can be promoted.
도 4는 본 발명의 실시 예에 따른 화폐 전환 프로세스를 처리하는 거래자 단말(300)을 보다 구체적으로 도시한 것이며, 도 5는 본 발명의 실시 예에 따른 교환 서비스 제공 장치(100)의 화폐 전환 프로세스를 설명하기 위한 흐름도이다.4 is a more detailed illustration of a transaction terminal 300 that processes a currency conversion process according to an embodiment of the present invention, and FIG. 5 is a currency conversion process of the exchange service providing apparatus 100 according to an embodiment of the present invention It is a flow chart for explaining.
도 4를 참조하면, 본 발명의 실시 예에 따른 거래자 단말(300)은, 제어부(330), 통신부(320), 사용자 입력부(340), 메모리(350) 및 화폐 전환 서비스부(310)를 포함한다.Referring to FIG. 4, the trader terminal 300 according to an embodiment of the present invention includes a control unit 330, a communication unit 320, a user input unit 340, a memory 350, and a currency conversion service unit 310 do.
통신부(320)는 단말(300)과 블록 체인 네트워크 사이의 통신을 가능하게 하는 하나 이상의 모듈을 포함할 수 있다. 예를 들어, 통신부(320)는 이동통신 모듈, 무선 인터넷 모듈, 근거리 통신 모듈 또는 유선 통신 모듈 등을 포함할 수 있다.The communication unit 320 may include one or more modules that enable communication between the terminal 300 and the blockchain network. For example, the communication unit 320 may include a mobile communication module, a wireless Internet module, a short-range communication module, or a wired communication module.
그리고, 통신부(320)는 교환 서비스 제공 장치(100)에 접속하여, 교환 서비스 제공 장치(100)로부터 제1 암호 화폐의 거래가 정보 및 제2 암호 화폐에 대응하는 지급 준비 정보를 수신할 수 있으며, 제1 암호 화폐의 제2 암호 화폐로의 전환 요청을 교환 서비스 제공 장치(100)로 전송하여, 그 응답을 수신할 수 있다.In addition, the communication unit 320 may access the exchange service providing apparatus 100 and receive payment transaction information of the first cryptocurrency and payment preparation information corresponding to the second cryptocurrency from the exchange service providing apparatus 100, A request to switch the first cryptocurrency to the second cryptocurrency may be transmitted to the exchange service providing apparatus 100 to receive the response.
사용자 입력부(340)는 사용자 입력을 수신하기 위한 하나 이상의 인터페이스 모듈을 구비할 수 있으며, 특히, 암호 화폐의 거래 및 전환을 위한 거래 정보를 입력받을 수 있다.The user input unit 340 may include one or more interface modules for receiving user input, and in particular, may receive transaction information for trading and converting cryptocurrency.
제어부(330)는 단말(300)의 전반적인 동작을 제어하며, 블록 체인 네트워크로부터 수신되는 분산 거래 정보의 메모리(350) 저장 및 처리를 제공할 수 있다.The control unit 330 controls the overall operation of the terminal 300 and may provide storage and processing of the memory 350 of distributed transaction information received from the blockchain network.
또한, 제어부(330)는 화폐 전환 서비스부(310)를 통한 화폐 전환 거래 정보의 처리를 제공할 수 있는 바, 화폐 전환 프로세스는 상기 블록 체인 네트워크상에 공유된 거래 장부 데이터에 스마트 컨트랙트(SMART CONTRACT)와 같은 코드 형태로서 사전 등록될 수 있으며, 이에 따른 위변조는 방지될 수 있다.In addition, the control unit 330 may provide processing of currency conversion transaction information through the currency conversion service unit 310, and the currency conversion process is a smart contract (SMART CONTRACT) on the transaction book data shared on the blockchain network. ) Can be pre-registered in the form of a code, and thus forgery can be prevented.
이에 따라, 거래자 단말(300)은 교환 서비스 제공 장치(100)로부터 처리되는 화폐 전환 서비스에 따른 제2 암호 화폐 정보를 제공받을 수 있다.Accordingly, the trader terminal 300 may receive second cryptocurrency information according to the currency conversion service processed by the exchange service providing apparatus 100.
도 5는 교환 서비스 제공 장치(100)가 이러한 거래자 단말(300)로부터 요청된 암호 화폐의 전환 프로세스를 나타내는 흐름도로서, 먼저, 교환 서비스 제공 장치(100)는 제1 암호 화폐 관리부(111)를 통해 초기 제1 암호 화폐를 발행하며, 외부 보유량의 유통 처리를 수행한다(S101).FIG. 5 is a flow chart showing the process of switching the cryptocurrency requested from the trader terminal 300 by the exchange service providing apparatus 100, first, the exchange service providing apparatus 100 through the first cryptocurrency management unit 111 The initial first cryptocurrency is issued, and distribution processing of external reserves is performed (S101).
그리고, 교환 서비스 제공 장치(100)는 전환 처리부(113)를 통해, 거래자 단말(300)로부터 제1 암호 화폐에 대응하는 제2 암호 화폐 전환 요청 정보를 수신한다(S103).Then, the exchange service providing apparatus 100 receives the second cryptocurrency conversion request information corresponding to the first cryptocurrency from the trader terminal 300 through the conversion processing unit 113 (S103).
그리고, 전환 처리부(113)는 지급 준비부(114)로부터 제2 암호 화폐에 대응하는 실질 가치 지급 준비 정보를 획득할 수 있으며, 이에 기초한 전환 가능량을 연산한다(S105).Then, the conversion processing unit 113 may obtain real value payment preparation information corresponding to the second cryptocurrency from the payment preparation unit 114, and calculates a switchable amount based thereon (S105).
여기서, 실질 가치 지급 준비 정보는 실질 가치의 지급을 위한 지급 준비금 수량 정보를 포함할 수 있으며, 지급 준비금 수량은 예를 들어, 시스템 보유 제2 암호 화폐 수량, 시스템 보유 실질 가치 수량(금 수량 등) 및 시스템 보유 현금 수량 등이 예시될 수 있다.Here, the real value payment preparation information may include payment reserve amount information for payment of the real value, and the payment reserve amount is, for example, the amount of the second cryptocurrency possessed by the system and the amount of the actual value held by the system (such as the gold quantity). And the amount of cash held in the system.
이에 따라, 전환 처리부(113)는 제1 암호 화폐에 대응하는 실질 가치 기준 전환 비율을 결정할 수 있다(S107).Accordingly, the conversion processing unit 113 may determine the conversion ratio based on the real value corresponding to the first cryptocurrency (S107).
예를 들어, 지급 준비율이 높은 경우에는 제1 암호 화폐를 높은 비율로 제2 암호 화폐로 전환하여 지급할 수 있으나, 지급 준비율이 낮은 경우에는 제1 암호 화폐를 상대적으로 낮은 비율로 제2 암호 화폐로 전환하여 지급할 수 있는 것이며, 최종적 전환 비율은 거래자 단말(300)의 거래 등급 및 거래 실적 등에 따라 세분화되어 결정될 수 있다.For example, when the payment preparation rate is high, the first cryptocurrency can be converted into the second cryptocurrency at a high rate, and when the payment preparation rate is low, the first cryptocurrency can be paid at a relatively low rate. It can be converted into a payment, and the final conversion ratio can be determined by being subdivided according to the transaction grade and transaction performance of the trader terminal 300.
또한, 결정된 전환 비율 정보는 거래자 단말(300)로 전달되어 출력될 수 있으며, 거래자 단말(300)은 이에 대응하는 취소 또는 동의 입력을 수신하여 교환 서비스 제공 장치(100)로 전송할 수 있다.Further, the determined conversion rate information may be transmitted to the trader terminal 300 and output, and the trader terminal 300 may receive a cancellation or consent input corresponding thereto and transmit it to the exchange service providing apparatus 100.
그리고, 교환 서비스 제공 장치(100)의 제2 암호 화폐 관리부(112)는, 전환 가능량 및 전환 비율에 대응하는 제2 암호 화폐의 전환 발행 및 거래자 단말(300)로의 지급 처리를 수행한다(S109).Then, the second cryptocurrency management unit 112 of the exchange service providing apparatus 100 performs conversion issuance of the second cryptocurrency corresponding to the switchable amount and conversion ratio and payment processing to the trader terminal 300 (S109). .
이러한 제2 암호 화폐의 전환 발행에 있어서, 전술한 바와 같은 제1 암호 화폐 및 제2 암호 화폐간 교환 비율이 적용될 수 있다. 상기 2 암호 화폐 관리부(112)는 예를 들어, 제1 암호 화폐 거래가, 교환 가능 금 중량, 및 금 시세에 의해, 제1 암호 화폐에서 제2 암호 화폐로의 교환 비율을 산출하여 전환할 수 있다. 교환에 따른 제2 암호 화폐 전환 수량은 [제1 암호 화폐 단위당 제2 암호 화폐 전환 수량 = (교환 가능 금 중량) x (금 중량당 최고 시세가) / (거래 단위당 제1 암호 화폐 최저 거래가)] 와 같은 연산에 의해 결정될 수 있다.In the conversion issuance of the second cryptocurrency, the exchange ratio between the first cryptocurrency and the second cryptocurrency as described above may be applied. The second cryptocurrency management unit 112 may calculate and switch the exchange rate from the first cryptocurrency to the second cryptocurrency by, for example, the first cryptocurrency transaction price, the exchangeable gold weight, and the gold price. . The second cryptocurrency conversion quantity according to the exchange is [the second cryptocurrency conversion quantity per first cryptocurrency unit = (weight of exchangeable gold) x (the highest market price per gold weight) / (the lowest transaction price of the first cryptocurrency per transaction unit)] It can be determined by the same operation as.
그리고, 교환 서비스 제공 장치(100)는 제1 암호 화폐 관리부(111)를 통해, 상기 교환된 제1 암호 화폐를 내부 보유량으로서 전환 관리할 수 있다(S111). Then, the exchange service providing apparatus 100 may convert and manage the exchanged first cryptocurrency as an internal storage amount through the first cryptocurrency management unit 111 (S111).
예를 들어, 내부 보유량은 별도의 관리자 계정에서 관리될 수 있으며, 교환 서비스 제공 장치(100)는 상기 전환된 제1 암호 화폐를 내부 보유량에 산입되도록 이전 처리할 수 있다. 즉, 상기 제2 암호 화폐로 전환된 제1 암호 화폐는, 외부 유통이 가능한 관리자의 내부 보유량 계정으로 이전 처리될 수 있다.For example, the internal storage amount may be managed in a separate administrator account, and the exchange service providing device 100 may transfer the converted first cryptocurrency to be included in the internal storage amount. That is, the first cryptocurrency converted to the second cryptocurrency may be transferred to an internal reserve account of an administrator capable of external distribution.
다만, 이는 필수적인 것은 아니어서, 제1 암호 화폐가 지급 준비부(114)의 조절 처리에 따라 소각 처리부(116)에서 소각되는 것도 예외적으로 가능할 수 있다.However, this is not essential, and it may be possible for the first cryptocurrency to be incinerated in the incineration processing unit 116 according to the adjustment processing of the payment preparation unit 114.
도 6은 본 발명의 실시 예에 따른 실질 가치 제공 프로세스를 처리하는 거래자 단말(300)을 보다 구체적으로 도시한 것이며, 도 7은 본 발명의 실시 예에 따른 교환 서비스 제공 장치(100)의 실질 가치 제공 프로세스를 설명하기 위한 흐름도이다.6 is a more detailed illustration of a trader terminal 300 processing a real value providing process according to an embodiment of the present invention, and FIG. 7 is a real value of an exchange service providing device 100 according to an embodiment of the present invention It is a flowchart for explaining the provisioning process.
도 6을 참조하면, 본 발명의 실시 예에 따른 거래자 단말(300)은, 제어부(330), 통신부(320), 사용자 입력부(340), 메모리(350) 및 실질 가치 제공 서비스부(313)를 포함한다.Referring to Figure 6, the trader terminal 300 according to an embodiment of the present invention, the control unit 330, the communication unit 320, the user input unit 340, the memory 350 and the real value providing service unit 313 Includes.
통신부(320)는 단말(300)과 블록 체인 네트워크 사이의 통신을 가능하게 하는 하나 이상의 모듈을 포함할 수 있다. 예를 들어, 통신부(320)는 이동통신 모듈, 무선 인터넷 모듈, 근거리 통신 모듈 또는 유선 통신 모듈 등을 포함할 수 있다.The communication unit 320 may include one or more modules that enable communication between the terminal 300 and the blockchain network. For example, the communication unit 320 may include a mobile communication module, a wireless Internet module, a short-range communication module, or a wired communication module.
그리고, 통신부(320)는 교환 서비스 제공 장치(100)에 접속하여, 교환 서비스 제공 장치(100)로부터 제2 암호 화폐에 대응하는 실질 가치 정보를 수신할 수 있으며, 지정된 수량의 제2 암호 화폐의 실질 가치 지급 또는 교환 요청을 교환 서비스 제공 장치(100)로 전송하여, 그 응답을 수신할 수 있다.Then, the communication unit 320 may access the exchange service providing apparatus 100, receive real value information corresponding to the second cryptocurrency from the exchange service providing apparatus 100, and receive the second value of the second cryptocurrency. The actual value payment or exchange request may be transmitted to the exchange service providing apparatus 100 to receive the response.
사용자 입력부(340)는 사용자 입력을 수신하기 위한 하나 이상의 인터페이스 모듈을 구비할 수 있으며, 특히, 암호 화폐의 거래 및 전환을 위한 거래 정보를 입력받을 수 있다.The user input unit 340 may include one or more interface modules for receiving user input, and in particular, may receive transaction information for trading and converting cryptocurrency.
제어부(330)는 단말(300)의 전반적인 동작을 제어하며, 블록 체인 네트워크로부터 수신되는 분산 거래 정보의 메모리(350) 저장 및 처리를 제공할 수 있다.The control unit 330 controls the overall operation of the terminal 300 and may provide storage and processing of the memory 350 of distributed transaction information received from the blockchain network.
또한, 제어부(330)는 실질 가치 제공 서비스부(313)를 통한 실질 가치 교환 및 제공 처리를 제공할 수 있는 바, 실질 가치 제공 프로세스는 상기 블록 체인 네트워크상에 공유된 거래 장부 데이터에 스마트 컨트랙트(SMART CONTRACT)와 같은 코드 형태로서 사전 등록될 수 있으며, 이에 따른 위변조는 방지될 수 있다.In addition, the control unit 330 can provide real value exchange and provision processing through the real value provision service unit 313, and the real value provision process is a smart contract (in the contract book data shared on the blockchain network). SMART CONTRACT) can be pre-registered, and thus forgery can be prevented.
이에 따라, 거래자 단말(300)은 교환 서비스 제공 장치(100)로부터 처리되는 화폐 전환 서비스에 따른 제2 암호 화폐 정보를 제공받을 수 있다.Accordingly, the trader terminal 300 may receive second cryptocurrency information according to the currency conversion service processed by the exchange service providing apparatus 100.
도 7은 교환 서비스 제공 장치(100)가 이러한 거래자 단말(300)로부터 요청된 실질 가치의 교환 프로세스를 나타내는 흐름도로서, 먼저, 교환 서비스 제공 장치(100)는 실질 가치 교환 처리부(115)를 통해 관리되는 제2 암호 화폐의 실질 가치 정보를 제공한다(S201).7 is a flow chart showing the exchange service providing device 100 is a process of exchanging real value requested from the trader terminal 300, first, the exchange service providing device 100 is managed through the real value exchange processing unit 115 Provides real value information of the second cryptocurrency to be used (S201).
예를 들어, 실질 가치 교환 처리부(115)는 제2 암호 화폐의 수량별 금 교환량 정보를 거래자 단말(300)로 미리 제공할 수 있다.For example, the real value exchange processing unit 115 may provide gold exchange amount information for each quantity of the second cryptocurrency in advance to the trader terminal 300.
그리고, 교환 서비스 제공 장치(100)는, 거래자 단말(300)로부터 지정된 수량의 제2 암호 화폐 정보를 포함하는 실질 가치 지급 요청을 수신한다(S203).Then, the exchange service providing apparatus 100 receives a request for payment of real value including the second cryptocurrency information of the specified quantity from the trader terminal 300 (S203).
이후, 교환 서비스 제공 장치(100)는, 실질 가치 교환 처리부(115)를 통해 제2 암호 화폐에 대응하는 실질 가치 지급 요청 정보를 생성하며(S205), 생성된 실질 가치 지급 요청 정보를 실질 가치 제공 장치(200)로 전송한다(S207).Thereafter, the exchange service providing apparatus 100 generates real value payment request information corresponding to the second cryptocurrency through the real value exchange processing unit 115 (S205), and provides the generated real value payment request information to the real value It transmits to the device 200 (S207).
여기서, 상기 실질 가치 지급 요청 정보는 요청할 실질 가치(예를 들어 금 등)의 수량 정보, 구매 정보, 증빙 정보, 보관 정보 중 적어도 하나를 포함할 수 있으며, 이에 대응하는 배송 요청 정보를 포함할 수 있다.Here, the real value payment request information may include at least one of the quantity information of the real value (for example, gold, etc.) to be requested, purchase information, evidence, and storage information, and may include delivery request information corresponding thereto. have.
보다 구체적으로, 실질 가치 교환 처리부(115)는 금으로 예시된 실질 가치에 대응하여 지급 준비부(114)를 통해 미리 구입된 교환권 등을 통해 가치 제공 장치(200)로 교환권 사용 및 배송 요청을 처리할 수 있다.More specifically, the real value exchange processing unit 115 processes the use of a voucher and a delivery request to the value providing device 200 through a voucher or the like previously purchased through the payment preparation unit 114 in response to the real value illustrated by gold. can do.
또한, 실질 가치 교환 처리부(115)는 가치 제공 장치(200)로 해당 수량의 금 구매 정보 및 현금 비용을 지불 처리할 수 있다.In addition, the real value exchange processing unit 115 may process payment of gold purchase information and cash costs in a corresponding quantity with the value providing device 200.
또한, 실질 가치 교환 처리부(115)는 미리 구매 및 보관된 금 중 지정된 수량의 금 배송 요청을 처리할 수 있다.In addition, the real value exchange processing unit 115 may process a request for delivery of gold in a specified quantity among gold purchased and stored in advance.
그리고, 이러한 요청 정보에는 구매자 증빙 정보가 포함될 수 있는 바, 예를 들어 구매자 증빙 정보는 여권 정보와 같은 거래 증빙 정보가 포함될 수 있어, 거래 투명성을 향상시킬 수 있다.And, such request information may include buyer proof information. For example, the buyer proof information may include transaction proof information such as passport information, thereby improving transaction transparency.
한편, 실질 가치 교환 처리부(115)는, 실질 가치의 배송에 따른 지급 처리가 완료되면, 처리 완료 정보를 거래자 단말(300)로 제공한다(S209).On the other hand, the real value exchange processing unit 115, when the payment processing according to the delivery of the real value is completed, provides the transaction completion information to the trader terminal 300 (S209).
그리고, 소각 처리부(116)에서는 상기 지급된 수량의 실질 가치에 대응하는 제2 암호 화폐에 대한 전량 소각 처리를 수행한다(S211).Then, the incineration processing unit 116 performs the entire incineration processing for the second cryptocurrency corresponding to the real value of the paid quantity (S211).
도 8은 본 발명의 실시 예에 따른 거래 서비스 프로세스를 처리하는 거래자 단말(300)을 보다 구체적으로 도시한 것이며, 도 9 내지 도 10은 본 발명의 실시 예에 따른 거래 서비스 제공 장치의 화폐 교환 거래 서비스를 설명하기 위한 도면들이다.8 is a more detailed illustration of a trader terminal 300 processing a transaction service process according to an embodiment of the present invention, and FIGS. 9 to 10 are currency exchange transactions of a transaction service providing device according to an embodiment of the present invention These are drawings for explaining the service.
도 8을 참조하면, 본 발명의 실시 예에 따른 거래자 단말(300)은, 제어부(330), 통신부(320), 사용자 입력부(340), 메모리(350) 및 거래 서비스부(315)를 포함한다.Referring to FIG. 8, the trader terminal 300 according to an embodiment of the present invention includes a control unit 330, a communication unit 320, a user input unit 340, a memory 350, and a transaction service unit 315. .
통신부(320)는 단말(300)과 블록 체인 네트워크 사이의 통신을 가능하게 하는 하나 이상의 모듈을 포함할 수 있다. 예를 들어, 통신부(320)는 이동통신 모듈, 무선 인터넷 모듈, 근거리 통신 모듈 또는 유선 통신 모듈 등을 포함할 수 있다.The communication unit 320 may include one or more modules that enable communication between the terminal 300 and the blockchain network. For example, the communication unit 320 may include a mobile communication module, a wireless Internet module, a short-range communication module, or a wired communication module.
그리고, 통신부(320)는 교환 서비스 제공 장치(100)에 접속하여, 교환 서비스 제공 장치(100)로부터 제1 암호 화폐에 대응하는 거래가 시세 정보를 수신할 수 있으며, 지정된 수량의 제1 암호 화폐의 매입 또는 매각 요청을 교환 서비스 제공 장치(100)로 전송하여, 그 응답을 수신할 수 있다.Then, the communication unit 320 may access the exchange service providing device 100 to receive market price information for a transaction corresponding to the first cryptocurrency from the exchange service providing device 100, and A purchase or sale request may be transmitted to the apparatus 100 for providing an exchange service, and a response may be received.
사용자 입력부(340)는 사용자 입력을 수신하기 위한 하나 이상의 인터페이스 모듈을 구비할 수 있으며, 특히, 암호 화폐의 거래 및 전환을 위한 거래 정보를 입력받을 수 있다.The user input unit 340 may include one or more interface modules for receiving user input, and in particular, may receive transaction information for trading and converting cryptocurrency.
제어부(330)는 단말(300)의 전반적인 동작을 제어하며, 블록 체인 네트워크로부터 수신되는 분산 거래 정보의 메모리(350) 저장 및 처리를 제공할 수 있다.The control unit 330 controls the overall operation of the terminal 300 and may provide storage and processing of the memory 350 of distributed transaction information received from the blockchain network.
또한, 제어부(330)는 실질 가치 제공 서비스부(313)를 통한 거래 서비스 처리를 제공할 수 있는 바, 실질 가치 제공 프로세스는 상기 블록 체인 네트워크상에 공유된 거래 장부 데이터에 스마트 컨트랙트(SMART CONTRACT)와 같은 코드 형태로서 사전 등록될 수 있으며, 이에 따른 위변조는 방지될 수 있다.In addition, the control unit 330 can provide transaction service processing through the real value providing service unit 313, and the real value providing process is a smart contract on the transaction book data shared on the blockchain network (SMART CONTRACT). It can be pre-registered in the form of a code such as, and thus forgery can be prevented.
이에 따라, 거래자 단말(300)은 교환 서비스 제공 장치(100)로부터 처리되는 거래 서비스에 따른 제1 암호 화폐를 수신하거나, 매각 대금 또는 타 암호 화폐 정보를 수신할 수 있다.Accordingly, the trader terminal 300 may receive the first cryptocurrency according to the transaction service processed by the exchange service providing apparatus 100, or receive a sale price or other cryptocurrency information.
도 9 및 도 10은 교환 서비스 제공 장치(100)가 이러한 거래자 단말(300)로부터 요청된 거래 서비스를 설명하기 위한 도면들이다.9 and 10 are diagrams for explaining a transaction service requested by the exchange service providing apparatus 100 from the trader terminal 300.
먼저, 도 9는 법정 화폐 거래 서비스부(117)의 처리를 설명하기 위한 도면으로서, 도 9를 참조하면, 달러화, 원화 등과 같은 법정 화폐는 법정 화폐 거래 서비스부(117)에 의해 본 발명의 실시 예에 따른 제1 암호 화폐에 대응하여 현금 매각 또는 매입 처리될 수 있다.First, FIG. 9 is a view for explaining the processing of the legal money transaction service unit 117. Referring to FIG. 9, legal money such as dollars, Korean won, etc. is implemented by the legal money transaction service unit 117. In response to the first cryptocurrency according to the example, the cash may be sold or purchased.
이에 따라, 제1 암호 화폐는 거래소에서의 각 판매자 및 구매자간 자율적 거래에 의해 그 거래가가 형성될 수 있다. 법정 화폐 거래 서비스부(117)는 사용자의 계정에 보유된 제1 암호 화폐를 법정 화폐로 교환하거나, 보유한 법정 화폐를 제1 암호 화폐로 교환되도록 하는 거래 서비스를 직접 제공할 수 있으며, 다른 거래소를 통한 거래를 중개하는 거래 중개 서비스를 제공할 수도 있다.Accordingly, the first cryptocurrency can be formed by the autonomous transaction between each seller and buyer on the exchange. The legal currency transaction service unit 117 may directly exchange a first cryptocurrency held in the user's account with the legal currency, or directly provide a transaction service to exchange the held legal currency with the first cryptocurrency, and provide other exchanges. It may also provide a transaction brokerage service to broker transactions through.
그리고, 이러한 매각 또는 매입 처리는 거래자의 현금 계좌로부터의 이체 처리와, 암호 화폐 지갑에서의 지급 처리가 포함될 수 있는 바, 법정 화폐 거래 서비스부(117)는 각 거래자의 옴니버스 현금 계좌와 옴니버스 암호 화폐 지갑을 관리하여, 각 화폐의 매입 또는 매각 처리를 제공할 수 있다.In addition, the sale or purchase processing may include transfer processing from a trader's cash account and payment processing in a cryptocurrency wallet, and the statutory currency trading service unit 117 includes the omnibus cash account and the omnibus cryptocurrency of each trader. The wallet can be managed to provide purchase or sale processing of each currency.
다만, 전술한 바와 같이, 제1 암호 화폐는 그 거래 및 유통이 자유로운 반면, 제2 암호 화폐의 경우, 실질 가치의 지급에 이용되는 바 별도의 거래 및 유통은 제한될 수 있으며, 실질 가치 교환 처리부(115)에서의 처리에 따라 전량 소각될 수 있으므로, 법정 화폐 거래 서비스부(117)는 이에 대응하는 권한 관리 및 제한 처리를 수행할 수 있다.However, as described above, while the first cryptocurrency is free to trade and distribute, in the case of the second cryptocurrency, it is used for payment of real value, so separate transactions and distribution may be restricted, and the real value exchange processing unit Since the entire amount may be incinerated according to the processing in 115, the legal currency transaction service unit 117 may perform authority management and restriction processing corresponding thereto.
한편, 도 10은 암호 화폐 거래 서비스부(118)의 처리를 설명하기 위한 도면으로서, 도 10을 참조하면, 타 거래소 서버(600)에서 취급되는 다른 암호 화폐는 암호 화폐 거래 서비스부(118)에 의해 본 발명의 실시 예에 따른 제1 암호 화폐에 대응하여 다른 암호 화폐로 매각 또는 매입 처리될 수 있다.On the other hand, FIG. 10 is a view for explaining the processing of the cryptocurrency transaction service unit 118. Referring to FIG. 10, other cryptocurrency handled by the other exchange server 600 is in the cryptocurrency transaction service unit 118. In response to the first cryptocurrency according to an embodiment of the present invention, it may be sold or purchased in another cryptocurrency.
위와 마찬가지로, 제1 암호 화폐는 거래소에서의 각 판매자 및 구매자간 자율적 거래에 의해 그 거래가가 형성될 수 있다. 암호 화폐 거래 서비스부(118)는 사용자의 계정에 보유된 제1 암호 화폐를 다른 암호 화폐로 교환하거나, 다른 암호 화폐를 제1 암호 화폐로 교환되도록 하는 거래 서비스를 직접 제공할 수 있으며, 다른 거래소를 통한 거래를 중개하는 거래 중개 서비스를 제공할 수도 있다. 여기서, 상기 다른 암호 화폐는 제2 암호 화폐와 상이하며, 통상의 블록 체인 기반에 의해 발행되어 거래소 등에서 거래되는 타 암호 화폐를 의미할 수 있다.As above, the first cryptocurrency can be formed by autonomous trading between each seller and buyer on the exchange. The cryptocurrency transaction service unit 118 may directly provide a transaction service to exchange the first cryptocurrency held in the user's account for another cryptocurrency, or to exchange another cryptocurrency for the first cryptocurrency, and other exchanges It may also provide a transaction brokerage service to broker transactions through. Here, the other cryptocurrency is different from the second cryptocurrency, and may mean other cryptocurrency that is issued on a regular blockchain basis and traded on an exchange or the like.
그리고, 이러한 다른 암호 화폐로의 매각 또는 매입 처리는 거래자의 타 거래소 서버 연동 이체 처리와, 암호 화폐 지갑에서의 지급 처리가 포함될 수 있는 바, 암호 화폐 거래 서비스부(118)는 각 거래자의 옴니버스 암호 화폐 지갑과 타 거래소 서버(600)의 계정 정보를 관리하여, 각 화폐의 매입 또는 매각 처리를 제공할 수 있다.In addition, the sale or purchase processing to other cryptocurrency may include interworking transfer processing of the other exchange server of the trader and payment processing in the cryptocurrency wallet, and the cryptocurrency transaction service unit 118 omnibus cryptocurrency of each trader By managing the account information of the currency wallet and other exchange server 600, it is possible to provide purchase or sale processing of each currency.
마찬가지로, 제2 암호 화폐의 경우, 실질 가치의 지급에 이용되는 바 별도의 거래 및 유통은 제한될 수 있으며, 실질 가치 교환 처리부(115)에서의 처리에 따라 전량 소각될 수 있으므로, 암호 화폐 거래 서비스부(118)는, 이에 대응하는 권한 관리 및 제한 처리를 수행할 수 있다.Similarly, in the case of the second cryptocurrency, since it is used for the payment of real value, separate transactions and distribution may be restricted, and the entire amount may be incinerated according to the processing by the real value exchange processing unit 115, so that the cryptocurrency transaction service The unit 118 may perform authority management and restriction processing corresponding thereto.
도 11 내지 도 13은 본 발명의 실시 예에 따른 전체 시스템 동작을 프로세스별로 설명하기 위한 래더 다이어그램들이다. 각 실시 예에서, 교환 서비스 제공 장치(100) 및 지급준비율 조절 모듈(400)은 개별 모듈로서 동작할 수 있으나, 하나의 서버에 통합적으로 구현될 수도 있다.11 to 13 are ladder diagrams for describing the overall system operation according to an embodiment of the present invention for each process. In each embodiment, the exchange service providing apparatus 100 and the payment preparation rate adjustment module 400 may operate as separate modules, but may be integrated into one server.
도 11은 본 발명의 실시 예에 따른 제2 암호 화폐 발행 프로세스를 도시한 것으로, 먼저 거래자 단말(300)에서는 제2 암호 화폐에 대응하는 구매 요청을 교환 서비스 제공 장치(100)로 전송한다(S1001).11 illustrates a second cryptocurrency issuing process according to an embodiment of the present invention. First, the trader terminal 300 transmits a purchase request corresponding to the second cryptocurrency to the exchange service providing apparatus 100 (S1001) ).
교환 서비스 제공 장치(100)는 거래자 단말(300)에 대응하는 거래자 등급을 확인하고(S1003), 지급준비율 조절 모듈(400)을 통해 실질 가치 지급 준비 정보를 확인한다(S1005).The exchange service providing device 100 checks the trader class corresponding to the trader terminal 300 (S1003), and checks the actual value payment preparation information through the payment preparation rate adjustment module 400 (S1005).
지급준비율 조절 모듈(400)은 실질 가치 지급 준비 정보 산출을 위해, 금융 서버(500)로 잔고 상태 조회를 요청할 수 있으며(S1007), 보유한 실질 가치 정보, 잔고 상태 정보, 보유 현금 정보, 제1 암호 화폐 또는 제2 암호 화폐 수량에 기초하여 지급 준비 정보를 산출할 수 있다.The payment preparation rate adjustment module 400 may request the balance server inquiry to the financial server 500 to calculate the real value payment preparation information (S1007), and hold the real value information, the balance status information, the held cash information, the first password Payment preparation information may be calculated based on the quantity of money or the second cryptocurrency.
그리고, 지급준비율 조절 모듈(400)은 산출된 지급 준비 정보를 교환 서비스 제공 장치(100)로 전달하며(S1009), 교환 서비스 제공 장치(100)는 확인된 거래자 등급 및 지급 준비 정보에 기초하여, 전환가능량을 연산한다(S1011).Then, the payment preparation rate adjustment module 400 delivers the calculated payment preparation information to the exchange service providing device 100 (S1009), and the exchange service providing device 100 is based on the identified trader rating and payment preparation information, The switchable amount is calculated (S1011).
그리고, 교환 서비스 제공 장치(100)는 거래자 단말(300)로 전환가능량 정보를 전송하며(S1013), 거래자는 이에 대응하는 구매 확인 입력을 통해 교환 서비스 제공 장치(100)로 구매 확인 정보를 전송할 수 있다(S1015).Then, the exchange service providing device 100 transmits the switchable amount information to the trader terminal 300 (S1013), and the trader can transmit the purchase confirmation information to the exchange service providing device 100 through the corresponding purchase confirmation input. Yes (S1015).
여기서, 거래자 단말(300)에서는 거래자 등급 대비 전환가능량 정보가 출력될 수 있으며, 거래자 단말(300)은 사용자 입력으로부터 구매 확인 또는 거절 입력을 수신하여 전송 처리할 수 있다. 만약 지급 준비 정보 및 거래자 등급에 따라 전환가능하지 않은 경우, 전환가능량 정보에는 전환 불가 정보가 포함될 수 있고, 이후의 처리 단계는 진행되지 않을 수 있다.Here, the trader terminal 300 may output information about the switchable amount compared to the trader class, and the trader terminal 300 may receive a purchase confirmation or rejection input from a user input and process it. If it is not convertible according to the payment preparation information and the trader level, the convertible amount information may include non-convertible information, and subsequent processing steps may not be performed.
한편, 구매 확인이 입력되면, 교환 서비스 제공 장치(100)는 전환 대상 제2 암호 화폐에 대응하는 가치 지불을 처리한다(S1017). 여기서, 가치 지불은 전환 비율에 따른 제1 암호 화폐, 현금 또는 타 암호 화폐의 지급 처리 중 어느 하나를 포함할 수 있다. 그리고, 지급 처리는 거래자 단말(300) 사용자의 지갑 계정으로부터 관리자 계정으로의 암호 화폐 또는 현금의 이전 처리를 포함할 수 있다.On the other hand, when the purchase confirmation is input, the exchange service providing apparatus 100 processes the value payment corresponding to the second cryptocurrency to be converted (S1017). Here, the value payment may include any one of payment processing of the first cryptocurrency, cash, or other cryptocurrency according to the conversion ratio. In addition, the payment processing may include transfer of cryptocurrency or cash from the wallet account of the user of the trader terminal 300 to the administrator account.
한편, 구매 확인이 입력되면 교환 서비스 제공 장치(100)는 제2 암호 화폐를 발행하며(S1019), 발행된 제2 암호 화폐는 관리자 계정으로 이전된 후, 다시 거래자 단말(300)의 사용자 계정으로 이전될 수 있다.On the other hand, when the purchase confirmation is input, the exchange service providing device 100 issues the second cryptocurrency (S1019), and the issued second cryptocurrency is transferred to the administrator account, and then back to the user account of the trader terminal 300 Can be transferred.
이후, 교환 서비스 제공 장치(100)는 거래자 단말(300)로 제2 암호 화폐 구매완료 정보를 전송하고(S1021), 이에 대응하는 실질 가치 지급 준비 요청을 지급준비율 조절 모듈(400)로 전달한다(S1023).Subsequently, the exchange service providing device 100 transmits the second cryptocurrency purchase completion information to the trader terminal 300 (S1021), and transmits a request for preparing the actual value corresponding to the payment preparation rate adjusting module 400 ( S1023).
지급준비율 조절 모듈(400)은, 제2 암호 화폐에 대응하는 실질 가치 지급 요청에 따른 지급을 준비하기 위해, 지급 준비 프로세스를 수행할 수 있다.The payment preparation rate adjustment module 400 may perform a payment preparation process in order to prepare payment according to a request for real value payment corresponding to the second cryptocurrency.
예를 들어, 지급준비율 조절 모듈(400)은 금융 서버(500)로 실질 가치 구매 대금 유치 요청을 처리할 수 있다(S1025).For example, the payment preparation rate adjustment module 400 may process the request for attracting the real value purchase price to the financial server 500 (S1025).
그리고, 지급준비율 조절 모듈(400)은 실질 가치 제공 장치(200)로 실질 가치 준비 요청을 처리하여(S1027), 이에 대응하는 실질 가치 준비 정보를 수신할 수 있다(S1029).Then, the payment preparation rate adjustment module 400 may process the real value preparation request with the real value providing device 200 (S1027), and receive real value preparation information corresponding thereto (S1029).
예를 들어, 지급준비율 조절 모듈(400)은 실질 가치 제공 장치(200)로 금 또는 용역의 제공 준비 요청을 처리할 수 있고, 실질 가치 제공 장치(200)로부터 금 또는 용역의 제공 준비 완료 정보를 수신할 수 있다.For example, the payment preparation rate adjustment module 400 may process a request for preparation of provision of gold or service with the real value providing device 200, and receive information of preparation for providing gold or service from the real value providing device 200. I can receive it.
준비 정보가 수신되면, 지급준비율 조절 모듈(400)은 실질 가치 구매 대금을 제공자 계정으로 이체하는 이체 요청을 금융 서버(500)로 전송한다(S1031).When the preparation information is received, the payment preparation rate adjustment module 400 transmits a transfer request to transfer the real value purchase price to the provider account to the financial server 500 (S1031).
그리고, 지급준비율 조절 모듈(400)은 신규 확보된 실질 가치 준비 정보를 확인할 수 있으며(S1033), 상기 발행된 제2 암호 화폐 수량 및 상기 신규 확보된 실질 가치 준비 정보를 이용하여, 지급 준비 정보를 갱신한다(S1035).In addition, the payment preparation rate adjusting module 400 may check the newly secured real value preparation information (S1033), and use the issued second cryptocurrency quantity and the newly secured real value preparation information, to obtain payment preparation information. It is updated (S1035).
도 12는 실질 가치 지급 프로세스를 도시한 것으로, 거래자 단말(300)은 제2 암호 화폐를 이용한 실질 가치 지급요청을 교환 서비스 제공 장치(100)로 전달할 수 있다(S2001).12 illustrates a real value payment process, and the trader terminal 300 may transmit a real value payment request using the second cryptocurrency to the exchange service providing apparatus 100 (S2001).
이후, 교환 서비스 제공 장치(100)는 거래자 등급을 확인하고(S2003), 지급준비율 조절 모듈(400)로 실질 가치 지급 준비 정보를 확인한다(S2005).Subsequently, the exchange service providing apparatus 100 checks the trader class (S2003), and checks the actual value payment preparation information with the payment preparation rate adjustment module 400 (S2005).
이에 따라, 지급준비율 조절 모듈(400)은 금융 서버(500)로 잔고 상태를 조회하며(S2007), 실질 가치 지급에 대응하는 지급 준비 정보를 산출하여 교환 서비스 제공 장치(100)로 전달한다(S2009).Accordingly, the payment preparation rate adjustment module 400 inquires the balance status to the financial server 500 (S2007), calculates payment preparation information corresponding to the real value payment, and delivers it to the exchange service providing device 100 (S2009) ).
교환 서비스 제공 장치(100)는 지급 준비 정보 및 거래자 등급에 따라, 지급가능량을 연산하며(S2011), 연산된 지급가능량 정보는 거래자 단말(300)로 전달될 수 있다(S2013). 여기서, 지급가능량 정보는 지급 준비 정보 및 거래자 등급에 따라 상이할 수 있으며, 경우에 따라 지급 불가 정보가 포함될 수도 있다.The apparatus 100 for providing an exchange service calculates a payment amount available according to payment preparation information and a trader's grade (S2011), and the calculated payment amount information can be transmitted to the trader terminal 300 (S2013). Here, the payable amount information may be different according to the payment preparation information and the trader's class, and in some cases, the non-payable information may be included.
한편, 거래자 단말(300)에서는 지급 확인 정보 및 인증 정보를 입력받아 교환 서비스 제공 장치(100)로 전달할 수 있는 바(S2015), 상기 지급 확인 정보에는 사용자 동의 정보가 포함될 수 있고, 인증 정보는 거래자 증빙 정보가 포함될 수 있다. 예를 들어, 실질 가치가 금인 경우 금 거래를 위한 증빙 정보가 상기 인증 정보에 포함될 수 있다.Meanwhile, the transaction terminal 300 may receive payment confirmation information and authentication information and transmit it to the exchange service providing device 100 (S2015), wherein the payment confirmation information may include user consent information, and the authentication information is the trader Evidence information may be included. For example, when the real value is gold, the authentication information for gold trading may be included in the authentication information.
이후, 교환 서비스 제공 장치(100)는 제2 암호 화폐의 이전 및 소각 처리를 수행하고(S2017), 지급 가능량에 대응하는 실질 가치 지급 요청을 실질 가치 제공 장치(200)로 요청한다(S2019). 여기서, 제2 암호 화폐는 관리자 계정으로 이전될 수 있으며, 관리자 계정에서의 권한에 따라 소각 처리될 수 있다.Subsequently, the exchange service providing apparatus 100 performs the transfer and incineration processing of the second cryptocurrency (S2017), and requests a real value payment request corresponding to the amount of payment available to the real value providing apparatus 200 (S2019). Here, the second cryptocurrency can be transferred to the administrator account and incinerated according to the authority in the administrator account.
이에 따라, 실질 가치 제공 장치(200)는 실질 가치 지급을 처리할 수 있으며, 이에 대응하는 지급 정보를 교환 서비스 제공 장치(100)로 전달할 수 있다(S2021). 여기서, 상기 지급 정보는 실질 가치의 배송 정보 또는 실질 가치 지급에 대응하는 코드 정보 등이 포함될 수 있으며, 거래자 단말(300)로 직접 전달될 수도 있다.Accordingly, the real value providing apparatus 200 may process the real value payment, and may transmit payment information corresponding thereto to the exchange service providing apparatus 100 (S2021). Here, the payment information may include delivery information of real value or code information corresponding to real value payment, or may be directly transmitted to the trader terminal 300.
그리고, 교환 서비스 제공 장치(100)는 제2 암호 화폐 소각에 따른 실질 가치 지급 완료 정보를 거래자 단말(300)로 전송하며(S2023), 지급준비율 조절 모듈(400)은 실질 가치 지급에 따른 보유 실질 가치 차감을 처리하여, 지급 준비 정보를 갱신한다(S2025).Then, the exchange service providing device 100 transmits the real value payment completion information according to the second cryptocurrency incineration to the trader terminal 300 (S2023), and the payment preparation rate adjustment module 400 holds the real value according to the real value payment The value deduction is processed to update payment preparation information (S2025).
한편, 도 13은 본 발명의 실시 예에 따른 실질 가치 직접 전달시의 제2 암호화폐 발급 프로세스를 도시한 것으로, 먼저 거래자 단말(300)의 사용자는 교환 서비스 제공 장치(100)의 관리자 등에게 실질 가치를 직접 전달할 수 있다(S3001).Meanwhile, FIG. 13 illustrates a second cryptocurrency issuing process when direct delivery of real value according to an embodiment of the present invention. First, the user of the trader terminal 300 is real to the administrator of the exchange service providing apparatus 100, etc. Values can be directly transmitted (S3001).
예를 들어, 사용자는 일정 수량의 금을 직접 관리자 주소지로 배송시키거나, 직접 방문하여 전달할 수 있다.For example, the user can deliver a certain amount of gold directly to the manager's address or visit and deliver it.
이에 따라, 관리자는 실질 가치 전달 완료에 대응하는 코드 정보 등을 사용자에게 제공하거나, 교환 서비스 제공 장치(100)에 대한 전달 정보 등록을 처리할 수 있다.Accordingly, the administrator may provide code information or the like corresponding to the completion of delivery of the real value to the user, or process delivery information registration for the exchange service providing apparatus 100.
이후, 거래자 단말(300)에는 실질 가치 전달 완료에 대응하는 코드 정보 또는, 사전 등록 정보를 포함하는 실질 가치 전달 정보가 입력될 수 있으며, 교환 서비스 제공 장치(100)로 전송될 수 있다(S3003).Thereafter, code information corresponding to completion of real value delivery or real value delivery information including pre-registration information may be input to the trader terminal 300 and transmitted to the exchange service providing apparatus 100 (S3003). .
교환 서비스 제공 장치(100)에서는 거래자 확인 또는 신규 인증 등록을 처리한다(3005).The exchange service providing apparatus 100 processes a transaction confirmation or new authentication registration (3005).
실질 가치 거래의 경우, 본인 인증 또는 거래자 인증이 요구될 수 있으며, 교환 서비스 제공 장치(100)는 이를 위한 인증 처리를 수행할 수 있다.In the case of a real value transaction, personal authentication or trader authentication may be required, and the exchange service providing apparatus 100 may perform authentication processing for this.
그리고, 교환 서비스 제공 장치(100)는 실질 가치에 대응하는 제2 암호 화폐를 발행한다(S3007).Then, the exchange service providing apparatus 100 issues a second cryptocurrency corresponding to the real value (S3007).
이에 따라, 교환 서비스 제공 장치(100)는 실질 가치 등록 정보 및 제2 암호 화폐 발행 정보를 지급준비율 조절 모듈(400)로 전달할 수 있으며, 지급준비율 조절 모듈(400)은 이에 따른 지급 준비 정보 갱신을 처리한다(S3011).Accordingly, the exchange service providing apparatus 100 may transmit the real value registration information and the second cryptocurrency issuance information to the payment preparation rate adjustment module 400, and the payment preparation rate adjustment module 400 updates the payment preparation information accordingly. Process it (S3011).
그리고, 교환 서비스 제공 장치(100)는 관리자 계정으로 발행된 제2 암호 화폐를 거래자 단말(300)의 지갑 계정으로 이전 처리하고, 이에 대응하는 구매 완료 정보를 거래자 단말(300)로 전달한다(S3013).Then, the exchange service providing apparatus 100 transfers the second cryptocurrency issued by the administrator account to the wallet account of the trader terminal 300, and transfers the purchase completion information corresponding thereto to the trader terminal 300 (S3013) ).
상술한 본 발명의 일실시예에 따른 방법들은 컴퓨터에서 실행되기 위한 프로그램으로 제작될 수 있다. 또한, 상기 프로그램은 컴퓨터가 읽을 수 있는 기록 매체에 저장될 수 있으며, 컴퓨터가 읽을 수 있는 기록 매체의 예로는 ROM, RAM, CD-ROM, 자기 테이프, 플로피디스크, 광 데이터 저장장치 등이 있을 수 있다.The above-described methods according to an embodiment of the present invention may be manufactured as a program to be executed on a computer. In addition, the program may be stored in a computer-readable recording medium, and examples of the computer-readable recording medium may include ROM, RAM, CD-ROM, magnetic tape, floppy disk, and optical data storage device. have.
컴퓨터가 읽을 수 있는 기록 매체는 네트워크로 연결된 컴퓨터 시스템에 분산되어, 분산방식으로 컴퓨터가 읽을 수 있는 코드가 저장되고 실행될 수 있다. 그리고, 상기 방법을 구현하기 위한 기능적인(function) 프로그램, 코드 및 코드 세그먼트들은 본 발명이 속하는 기술분야의 프로그래머들에 의해 용이하게 추론될 수 있다.The computer-readable recording medium can be distributed over network coupled computer systems so that the computer readable code is stored and executed in a distributed fashion. In addition, functional programs, codes, and code segments for implementing the method can be easily inferred by programmers in the technical field to which the present invention pertains.
또한, 이상에서는 본 발명의 바람직한 실시예에 대하여 도시하고 설명하였지만, 본 발명은 상술한 특정의 실시예에 한정되지 아니하며, 청구범위에서 청구하는 본 발명의 요지를 벗어남이 없이 당해 발명이 속하는 기술분야에서 통상의 지식을 가진 자에 의해 다양한 변형 실시가 가능한 것은 물론이고, 이러한 변형 실시들은 본 발명의 기술적 사상이나 전망으로부터 개별적으로 이해되어져서는 안 될 것이다.In addition, although the preferred embodiments of the present invention have been shown and described above, the present invention is not limited to the specific embodiments described above, and the technical field to which the present invention belongs without departing from the gist of the present invention claimed in the claims. In addition, various modifications can be implemented by a person having ordinary knowledge in the course, and these modifications should not be individually understood from the technical idea or prospect of the present invention.

Claims (13)

  1. 서비스 장치의 블록 체인 네트워크 기반의 암호 화폐 처리 방법에 있어서,In the method of processing a cryptocurrency based on the blockchain network of the service device,
    상기 블록 체인 네트워크를 기반으로 하는 제1 암호 화폐를 발행하는 단계;Issuing a first cryptocurrency based on the blockchain network;
    거래자 단말로부터, 상기 제1 암호 화폐에 대응하는 제2 암호 화폐 전환 요청 정보를 수신하는 단계; 및Receiving, from a trader terminal, second cryptocurrency conversion request information corresponding to the first cryptocurrency; And
    상기 제1 암호 화폐에 대응하는 실질 가치 전환 비율에 따라 전환 가능한 제2 암호 화폐를 발행하는 단계를 포함하고,And issuing a switchable second cryptocurrency according to a real value conversion ratio corresponding to the first cryptocurrency,
    상기 제2 암호 화폐는 실 경제 가치의 지급 준비 프로세스에 따라, 실 경제 가치에 대응하는 가치 지급 또는 교환 처리에 의해 소각 가능한 조건으로 발행된 것을 특징으로 하는The second cryptocurrency is issued in a condition that can be incinerated by value payment or exchange processing corresponding to the actual economic value, according to a process for preparing the payment of the actual economic value.
    서비스 장치의 암호 화폐 정보 처리 방법.Method of processing cryptocurrency information of a service device.
  2. 제1항에 있어서,According to claim 1,
    상기 제2 암호 화폐를 발행하는 단계는,Issuing the second cryptocurrency,
    제2 암호 화폐에 대응하는 실질 가치 지급 준비 정보를 획득하는 단계; 및Obtaining real value payment preparation information corresponding to the second cryptocurrency; And
    상기 실질 가치 지급 준비 정보에 따른 전환 가능량을 연산하는 단계를 포함하는And calculating a convertible amount according to the real value payment preparation information.
    서비스 장치의 암호 화폐 정보 처리 방법.Method of processing cryptocurrency information of a service device.
  3. 제2항에 있어서,According to claim 2,
    상기 실질 가치 지급 준비 정보는 실질 가치의 지급을 위한 지급 준비금 수량 정보를 포함하는The real value payment preparation information includes payment reserve amount information for payment of real value
    서비스 장치의 암호 화폐 정보 처리 방법.Method of processing cryptocurrency information of a service device.
  4. 제3항에 있어서,According to claim 3,
    상기 지급 준비금 수량은 상기 서비스 장치에 대응하는 시스템 보유 제2 암호 화폐 수량, 시스템 보유 실질 가치 수량 및 시스템 보유 현금 수량 중 적어도 하나를 포함하는The payment reserve amount includes at least one of a system-owned second cryptocurrency quantity, a system-owned real value quantity, and a system-owned cash quantity corresponding to the service device
    서비스 장치의 암호 화폐 정보 처리 방법.Method of processing cryptocurrency information of a service device.
  5. 제2항에 있어서,According to claim 2,
    상기 제2 암호 화폐를 발행하는 단계는,Issuing the second cryptocurrency,
    상기 상기 지급 준비 정보에 따라 제1 암호 화폐에 대응하는 실질 가치 기준 전환 비율을 결정하는 단계를 포함하는And determining a conversion ratio based on real value corresponding to the first cryptocurrency according to the payment preparation information.
    서비스 장치의 암호 화폐 정보 처리 방법.Method of processing cryptocurrency information of a service device.
  6. 제5항에 있어서,The method of claim 5,
    상기 전환 비율은 거래자의 거래 등급 또는 거래 실적에 따라 결정되는 것을 특징으로 하는 The conversion ratio is characterized in that it is determined according to the trader's transaction grade or transaction performance
    서비스 장치의 암호 화폐 정보 처리 방법.Method of processing cryptocurrency information of a service device.
  7. 제5항에 있어서,The method of claim 5,
    상기 전환 비율 정보를 상기 거래자 단말로 전송하는 단계를 더 포함하는And transmitting the conversion ratio information to the trader terminal.
    서비스 장치의 암호 화폐 정보 처리 방법.Method of processing cryptocurrency information of a service device.
  8. 제1항에 있어서,According to claim 1,
    상기 제2 암호 화폐로 전환된 제1 암호 화폐를, 유통이 제한된 내부 보유 계정으로 이전하는 단계를 더 포함하는Further comprising the step of transferring the first cryptocurrency converted to the second cryptocurrency to an internal holding account with limited distribution.
    서비스 장치의 암호 화폐 정보 처리 방법.Method of processing cryptocurrency information of a service device.
  9. 블록 체인 네트워크 기반의 암호 화폐를 처리하는 서비스 장치에 있어서,In the service device for processing the cryptocurrency based on the blockchain network,
    상기 블록 체인 네트워크를 기반으로 하는 제1 암호 화폐를 발행하는 제1 암호 화폐 관리부;A first cryptocurrency management unit that issues a first cryptocurrency based on the blockchain network;
    거래자 단말로부터, 상기 제1 암호 화폐에 대응하는 제2 암호 화폐 전환 요청 정보를 수신하면, 상기 제1 암호 화폐에 대응하는 실질 가치 전환 비율에 따라 전환 가능한 제2 암호 화폐를 발행하는 제2 암호 화폐 관리부를 포함하고,Upon receiving the second cryptocurrency conversion request information corresponding to the first cryptocurrency from the trader terminal, the second cryptocurrency issuing the second cryptocurrency convertible according to the real value conversion ratio corresponding to the first cryptocurrency Including the management department,
    상기 제2 암호 화폐는 실 경제 가치의 지급 준비 프로세스에 따라, 실 경제 가치에 대응하는 가치 지급 또는 교환 처리에 의해 소각 가능한 조건으로 발행된 것을 특징으로 하는The second cryptocurrency is issued in a condition that can be incinerated by value payment or exchange processing corresponding to the real economic value, according to a process for preparing the payment of the real economic value.
    암호 화폐 정보를 처리하는 서비스 장치.A service device that processes cryptocurrency information.
  10. 제9항에 있어서,The method of claim 9,
    상기 제2 암호 화폐 관리부는,The second cryptocurrency management unit,
    제2 암호 화폐에 대응하는 실질 가치 지급 준비 정보를 획득하고, 상기 실질 가치 지급 준비 정보에 따른 전환 가능량을 연산하는 지급 준비부를 더 포함하는Further comprising a payment preparation unit for obtaining real value payment preparation information corresponding to the second cryptocurrency, and calculating a switchable amount according to the real value payment preparation information
    암호 화폐 정보를 처리하는 서비스 장치.A service device that processes cryptocurrency information.
  11. 제10항에 있어서,The method of claim 10,
    상기 실질 가치 지급 준비 정보는 실질 가치의 지급을 위한 지급 준비금 수량 정보를 포함하고,The real value payment preparation information includes payment reserve amount information for payment of real value,
    상기 지급 준비금 수량은 상기 서비스 장치에 대응하는 시스템 보유 제2 암호 화폐 수량, 시스템 보유 실질 가치 수량 및 시스템 보유 현금 수량 중 적어도 하나를 포함하는The payment reserve amount includes at least one of a system-owned second cryptocurrency quantity, a system-owned real value quantity, and a system-owned cash quantity corresponding to the service device
    암호 화폐 정보를 처리하는 서비스 장치.A service device that processes cryptocurrency information.
  12. 제10항에 있어서,The method of claim 10,
    상기 지급 준비부는 상기 상기 지급 준비 정보에 따라 제1 암호 화폐에 대응하는 실질 가치 기준 전환 비율을 결정하는The payment preparation unit determines a conversion ratio based on the real value corresponding to the first cryptocurrency according to the payment preparation information
    암호 화폐 정보를 처리하는 서비스 장치.A service device that processes cryptocurrency information.
  13. 블록 체인 네트워크 기반의 암호 화폐 교환 거래 시스템에 있어서,In the blockchain network-based cryptocurrency exchange transaction system,
    상기 블록 체인 네트워크 기반의 암호 화폐 거래 서비스를 처리하는 거래자 단말; 및A trader terminal processing the blockchain network-based cryptocurrency transaction service; And
    상기 블록 체인 네트워크를 기반으로 하는 제1 암호 화폐를 발행하고, 상기 거래자 단말로부터, 상기 제1 암호 화폐에 대응하는 제2 암호 화폐 전환 요청 정보를 수신하며, 상기 제1 암호 화폐에 대응하는 실질 가치 전환 비율에 따라 전환 가능한 제2 암호 화폐를 발행하는 교환 서비스 제공 장치;를 포함하며,Issuing the first cryptocurrency based on the blockchain network, receiving the second cryptocurrency conversion request information corresponding to the first cryptocurrency from the trader terminal, the real value corresponding to the first cryptocurrency Includes; an exchange service providing device for issuing a second cryptocurrency that can be switched according to the conversion ratio,
    상기 제2 암호 화폐는 실 경제 가치의 지급 준비 프로세스에 따라, 실 경제 가치에 대응하는 가치 지급 또는 교환 처리에 의해 소각 가능한 조건으로 발행된 것을 특징으로 하는The second cryptocurrency is issued in a condition that can be incinerated by value payment or exchange processing corresponding to the real economic value, according to a process for preparing the payment of the real economic value.
    암호 화폐 교환 거래 시스템.Cryptocurrency exchange trading system.
PCT/KR2018/013046 2018-10-30 2018-10-30 Method, apparatus, and system for exchanging block chain-based real value-linked cryptocurrency WO2020091099A1 (en)

Applications Claiming Priority (6)

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KR10-2018-0130628 2018-10-30
KR1020180130633A KR20200048484A (en) 2018-10-30 2018-10-30 A method for providing services for actual economic values according to a cryptocurrency, an apparatus and a system using it
KR1020180130638A KR20200048489A (en) 2018-10-30 2018-10-30 A method for providing transaction services for a cryptocurrency linked with actual economic values and an apparatus using it
KR10-2018-0130638 2018-10-30
KR1020180130628A KR20200048479A (en) 2018-10-30 2018-10-30 A method for exchanging a cryptocurrency linked with actual economic values, an apparatus and a system using it
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