WO2020042836A1 - 可支付交通费用的设备、组合设备、系统及方法 - Google Patents

可支付交通费用的设备、组合设备、系统及方法 Download PDF

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Publication number
WO2020042836A1
WO2020042836A1 PCT/CN2019/097540 CN2019097540W WO2020042836A1 WO 2020042836 A1 WO2020042836 A1 WO 2020042836A1 CN 2019097540 W CN2019097540 W CN 2019097540W WO 2020042836 A1 WO2020042836 A1 WO 2020042836A1
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WIPO (PCT)
Prior art keywords
transportation
recharge
module
amount
user
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PCT/CN2019/097540
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English (en)
French (fr)
Inventor
万旭阳
尹欢密
张鸿
Original Assignee
阿里巴巴集团控股有限公司
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Application filed by 阿里巴巴集团控股有限公司 filed Critical 阿里巴巴集团控股有限公司
Priority to SG11202010229VA priority Critical patent/SG11202010229VA/en
Publication of WO2020042836A1 publication Critical patent/WO2020042836A1/zh
Priority to US17/085,877 priority patent/US11205169B2/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10297—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves arrangements for handling protocols designed for non-contact record carriers such as RFIDs NFCs, e.g. ISO/IEC 14443 and 18092
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G06Q20/145—Payments according to the detected use or quantity
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G06Q50/40—
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2240/00—Transportation facility access, e.g. fares, tolls or parking

Definitions

  • the present application relates to the field of payment technology, and in particular, to a device, a combination device, a system, and a method capable of paying transportation expenses.
  • NFC near-field wireless communication
  • RRC range-controlled communication
  • two-dimensional code can be used to pay for transportation costs.
  • the purpose of the embodiments of the present specification is to provide a device, a combined device, a system, and a method capable of paying transportation costs.
  • the transportation cost payment module performs near-field communication with a transportation toll terminal and performs a deduction operation of a user's transportation expenses with a transportation toll terminal.
  • the recharge module and the transportation cost payment module perform near-field communication to read the recorded transportation cost amount, and when the transportation cost amount is less than the set threshold, automatically send a recharge request to the transaction server ;
  • the automatic recharge of transportation expenses is realized by detecting the amount of transportation expenses recorded by the transportation expenses payment module, which prevents users from being unable to ride the transportation normally when transportation expenses are insufficient, thereby giving Inconvenience caused by the user;
  • the user is prevented from recharging manually, and the operation is simple and convenient; the transportation cost amount of the user is stored in the transportation cost payment module, which can also be carried out when the network cannot be normally connected Transportation costs Pay, giving users a great convenience.
  • An embodiment of the present specification provides a device capable of paying transportation expenses, including: a recharge module and a transportation fee payment module;
  • the transportation fee payment module is configured to store a user's transportation fee amount, and when performing near-field communication with a transportation toll terminal, perform a deduction operation of the user's transportation fee with the transportation toll terminal, and record the deduction of the transportation The amount of transportation costs of the user after the charge;
  • the recharge module is configured to perform near-field communication with the transportation fee payment module to read the recorded amount of the transportation fee; and when the transportation fee amount is less than a set threshold, send a recharge request to a transaction server.
  • the embodiment of the present specification also provides a combination device capable of paying transportation expenses, including a recharge device and a transportation fee payment device; the recharge device includes a recharge module, and the transportation fee payment device includes a transportation fee payment module;
  • the transportation fee payment module is configured to store a user's transportation fee amount, and when performing near-field communication with a transportation toll terminal, perform a deduction operation of the user's transportation fee with the transportation toll terminal, and record the deduction of the transportation The amount of transportation costs of the user after the charge;
  • the recharge module is configured to perform near-field communication with the transportation fee payment module to read the recorded amount of the transportation fee; and when the transportation fee amount is less than a set threshold, send a recharge request to a transaction server.
  • the embodiment of the present specification also provides a system capable of paying transportation expenses, including a transaction server and equipment capable of paying transportation expenses;
  • the device capable of paying transportation expenses is used to store the amount of transportation expenses of a user, and when performing near-field communication with a transportation toll terminal, perform a deduction operation of the transportation expenses of the user with the transportation toll terminal, and record the deduction
  • the amount of transportation expenses of the user after the transportation expenses are mentioned; and is also used to send a recharge request to the transaction server when the amount of transportation expenses recorded by the user is less than a set threshold;
  • the transaction server is configured to receive a recharge request sent by the device capable of paying transportation expenses, and perform a recharge operation for the recharge request.
  • the embodiment of the present specification also provides a system capable of paying transportation expenses, including a transaction server, a recharge device, and a transportation fee payment device;
  • the transportation fee payment device is configured to store a user's transportation fee amount, and when performing near-field communication with a transportation toll terminal, perform a deduction operation of the user's transportation fee with the transportation toll terminal, and record the deduction of the transportation The amount of transportation costs of the user after the charge;
  • the recharging device is configured to perform near-field communication with the transportation fee payment device to read a recorded amount of transportation expenses; and when the transportation fee amount is less than a set threshold, send a recharge request to a transaction server;
  • the transaction server is configured to receive a recharge request sent by the recharge device, and perform a recharge operation with respect to the recharge request.
  • the embodiment of the present specification also provides a method for paying transportation expenses, the method includes:
  • the transportation fee payment module performs near-field communication with a transportation toll terminal, and performs a deduction operation of a user's transportation fee with the transportation toll terminal; wherein the transportation fee payment module stores the transportation fee amount of the user;
  • the transportation cost payment module records the transportation cost amount of the user after deducting the transportation cost
  • the recharge module performs near-field communication with the transportation fee payment module to read the transportation fee amount recorded by the transportation fee payment module; and sends a recharge request to the transaction server when the transportation fee amount is less than a set threshold.
  • the transportation fee payment module performs near-field communication with the transportation toll terminal, performs a user's transportation fee deduction operation with the transportation toll terminal, and records the amount of the user's transportation fee after deducting the transportation fee; the recharge module and transportation
  • the fare payment module performs near-field communication to read its recorded fare amount. When the fare amount is less than a set threshold, it automatically sends a recharge request to the transaction server. Through the equipment provided in the embodiment of this specification, the fare payment module is detected.
  • the amount of recorded transportation expenses realizes automatic recharge of transportation expenses, avoiding the inconvenience of users when users are unable to ride the transportation normally when there is insufficient transportation expenses; in addition, it prevents the users from manually
  • the method of recharging is simple and convenient; the transportation cost amount of the user is stored in the transportation cost payment module, and the transportation cost can be paid even when the network cannot be normally connected, which brings great convenience to the user.
  • FIG. 2 is a second schematic structural diagram of a device capable of paying transportation expenses provided in Embodiment 1 of the present specification;
  • FIG. 2 is a second schematic structural diagram of a device capable of paying transportation expenses provided in Embodiment 1 of the present specification;
  • FIG. 3 is one of the structural schematic diagrams of a combination device capable of paying transportation expenses provided in Embodiment 2 of this specification;
  • FIG. 4 is a second schematic structural diagram of a combination device capable of paying transportation expenses provided in Embodiment 2 of this specification;
  • FIG. 5 is one of the structural schematic diagrams of a system capable of paying transportation expenses provided in Embodiment 3 of the present specification;
  • FIG. 6 is a second schematic structural diagram of a system capable of paying transportation expenses provided in Embodiment 3 of this specification.
  • FIG. 7 is a schematic structural diagram of a system capable of paying transportation expenses provided in Embodiment 4 of this specification.
  • FIG. 8 is one of the schematic flowcharts of a method for paying a transportation fee according to an embodiment of the present specification
  • FIG. 9 is a second schematic flowchart of a method for paying for transportation expenses according to an embodiment of the present specification.
  • the idea of the embodiment of the present specification is to realize automatic recharge by detecting the amount of the transportation fee recorded by the transportation fee payment module; in this way, after the user transaction, when the amount of the transportation fee is insufficient, it can be automatically recharged; the user is prevented from manually using the method Pre-charge, easy and convenient operation.
  • the embodiments of the present specification provide a device, a combined device, a system, and a method that can pay for transportation expenses. The following will be introduced in detail one by one.
  • the embodiment of the present specification provides a device capable of paying for transportation expenses, and the device may be a smart mobile terminal such as a mobile phone or a tablet computer.
  • FIG. 1 is one of the structural diagrams of a device capable of paying transportation expenses provided by an embodiment of the present specification.
  • the device shown in FIG. 1 includes a recharge module 110 and a transportation fee payment module 120;
  • the aforementioned transportation fee payment module 120 is configured to store a user's transportation fee amount, perform near-field communication with a transportation toll terminal, perform a deduction operation of the user's transportation fee with the transportation toll terminal, and record the user's The amount of transportation costs;
  • the above-mentioned recharge module 110 is configured to perform near-field communication with the transportation fee payment module 120 to read the recorded amount of the transportation fee; when the amount of the transportation fee is less than a set threshold, a recharge request is sent to the transaction server.
  • the above transportation cost may be a cost for a user to take a public transport such as a subway or a bus.
  • the aforementioned traffic toll terminal may be a point of sale terminal (POS) machine installed at a bus or subway station.
  • POS point of sale terminal
  • the device that can pay the transportation cost is close to the POS device.
  • the device and the POS device that can pay the transportation cost can perform near-field communication through NFC or RCC, so that the transportation cost payment module 120 and The data exchange between POS machines completes the deduction of transportation expenses.
  • the POS device reads the amount of transportation costs recorded by the transportation cost payment module 120 in the device capable of paying transportation costs If the amount of transportation expenses is greater than or equal to a certain threshold, the user is allowed to enter the station, and the user's inbound information is recorded.
  • the equipment capable of paying transportation costs is brought close to the POS machine, and the POS machine pays the transportation fee payment module. 120 sends a debit instruction, the instruction carries a debit amount, and when the transportation fee payment module 120 receives the debit instruction, executes a debit operation to complete a transaction with the POS machine.
  • the transportation fee payment module 120 needs to record the amount of the transportation fee after the current transaction.
  • the amount of the transportation fee recorded by the transportation fee payment module 120 when the amount of the transportation fee recorded by the transportation fee payment module 120 is greater than or equal to a certain threshold, the user is allowed to enter the station.
  • the specific value of the threshold can be set according to the negotiation with the subway party. For example, it may be 0, that is, as long as the amount of the transportation fee recorded by the transportation fee payment module 120 is a positive number, the user is allowed to enter the station.
  • this is only an exemplary description, and does not constitute a limitation on the specific value of the foregoing threshold.
  • the recharge module 110 in order to realize automatic recharge, the recharge module 110 will perform near-field communication with the transportation fee payment module to read the transportation fee amount recorded by the transportation fee payment module 120 and detect whether the amount is less than a set threshold. If so, the automatic recharge operation is performed.
  • the above-mentioned set threshold may be a minimum amount that allows a user to enter a station or take public transportation, and may be any value such as 0, 3, and the like.
  • the specific value of the above-mentioned set threshold may be set according to an actual application scenario, which is not limited in the embodiments of the present specification.
  • the above-mentioned recharge module 110 is applied to a recharge application program in the device;
  • the trigger condition for the recharge module 110 to perform near-field communication with the transportation fee payment module to read the recorded transportation fee amount includes any of the following conditions One:
  • the transportation expense payment module 120 performs a deduction operation of transportation expenses
  • the current time reaches the set time for reading the amount of the transportation cost recorded by the transportation cost payment module 120.
  • the recharge module 110 and the transportation fee payment module 120 perform near field communication to read the transportation fee amount recorded by the transportation fee payment module.
  • the transportation fee payment module 120 actively sends its currently recorded transportation fee amount to the recharge module each time after performing the transportation fee deduction operation; or the transportation fee payment module 120 performs the transportation fee deduction operation After that, the notification information is sent to the recharge module 110, so that the recharge module 110 reads the recorded amount of transportation expenses.
  • the recharge module 110 in the recharge application is triggered to perform near-field communication with the transportation fee payment module 120 to read the transportation fee payment Module 120 records the amount of transportation expenses and detects whether the amount of transportation expenses is less than a set threshold, and if so, automatically sends a recharge request to the transaction server.
  • the user only needs to perform the operation of opening the recharge application to complete the automatic recharge, and the user does not need to perform an additional recharge operation, and the operation is simple and convenient.
  • the near-field communication with the transportation cost payment module 120 may be automatically performed at a set time interval to read the recorded transportation cost amount.
  • the transportation cost payment module 120 performs near field communication to read the recorded transportation cost amount. For example, it can be every 5 hours, one day, or two days, etc .; or it can also automatically perform near-field communication with the transportation fee payment module 120 at a specific time, such as three o'clock in the afternoon every day, to read its recorded transportation costs. Amount.
  • the device capable of paying transportation expenses provided by the embodiments of the present specification further includes a detection module, which can perform near-field communication with the transportation expense payment module at a set time interval to read the transportation expenses.
  • the above detection module may be a software program integrated in the hardware of equipment capable of paying transportation expenses, and only needs to have reading and comparing functions.
  • the detection module can automatically trigger the recharge application to be opened by detecting the amount of the transportation fee recorded by the transportation fee payment module 120, which prevents the user from executing the recharge application, and realizes the complete automation of recharge, further simplifying the operation. To make users more convenient.
  • the device capable of paying for transportation expenses further includes a first near field communication module 130 and a second near field communication module 140, as shown in FIG. 2.
  • the aforementioned transportation fee payment module 120 is configured to perform near field communication with the recharge module 110 through the first near field communication module 130; and perform near field communication with the transportation toll terminal through the second near field communication module 140.
  • the first near field communication module 130 is used to complete the communication between the transportation fee payment module 120 and the recharge module 110; the second near field communication module 140 is used to complete the communication between the transportation fee payment module 120 and the transportation toll terminal. Communication.
  • the first near field communication module 130 may be a serial peripheral interface (SPI), an I2C bus, a universal asynchronous receiver / transmitter (UART), and a single-line protocol (Universal Asynchronous Receiver / Transmitter (SWP) interface, etc .; the above-mentioned second near field communication module can be various payment protocols of 13.56 MHz.
  • SPI serial peripheral interface
  • I2C I2C bus
  • UART universal asynchronous receiver / transmitter
  • SWP Universal Asynchronous Receiver / Transmitter
  • the first near-field communication module 130 may be Bluetooth Low Energy (BLE); the second near-field communication module 140 may be a magnetic induction + 2.4GHz payment protocol.
  • BLE Bluetooth Low Energy
  • the aforementioned transportation fee payment module 120 may be a Secure Element (SE) chip.
  • SE Secure Element
  • the transaction server after the recharge module 110 sends a recharge request to the transaction server, the transaction server performs a recharge operation for the received recharge request, and sends the user's transportation cost amount to the recharge module 110 after the recharge.
  • the recharge request needs to carry information such as a recharge amount, a recharge account, and a transportation cost payment module 120 in a device capable of paying transportation costs.
  • the transportation fee payment module 120 of the device A (hereinafter referred to as the device A) that can pay the transportation fee currently records the amount of the transportation fee as -0.5 yuan (0.5 yuan in arrears). It is set in the program that each time the top-up is 20 yuan, the top-up request sent by the top-up module 110 to the server carries the top-up amount of 20 yuan, the current transportation cost amount -0.5 yuan, and the user account corresponding to device A. After the transaction server completes the recharge operation, the user's transportation fee amount after the device A is recharged is 19.5 yuan, and the server sends the transportation fee amount to the recharge module 110 of the device A.
  • the recharge module 110 is further configured to:
  • the updating of the transportation cost amount by the transportation cost payment module 120 may be to replace the currently recorded transportation cost amount with the transportation cost amount of the user after recharging.
  • the recharging module 110 obtains the user's transportation cost amount from the transaction server after recharging.
  • the recharging module 110 may actively query the transaction server to obtain the user's transportation cost amount after recharging. Alternatively, the recharging module 110 passively receives the user's transmission The amount of transportation costs for the user after recharging.
  • the recharge module 110 sends the user's transportation cost amount of 19.5 yuan to the transportation cost payment module 120 after recharging, and the transportation cost payment module 120 updates the currently recorded transportation cost amount to 19.5 yuan.
  • the transportation expense payment module 120 is further configured to record transaction information with the transportation toll terminal and pass the first The near field communication module sends the transaction information to the recharge module 110;
  • the recharge module 110 is further configured to receive the transaction information sent by the transportation fee payment module 120 through the first near field communication module, and upload the transaction information to the transaction server.
  • the above transaction information may include information such as a transaction time and a transaction amount.
  • the transaction information of the deduction operation is sent to the recharge module 110 through the first near field communication module 130.
  • the transaction server stores transaction information and recharge information of each device capable of paying transportation expenses.
  • the transaction server may preset an amount value as the initial amount of the transportation fee payment module 120. Specifically, the value of the amount needs to reach the minimum amount that can be normally traded. For example, if the balance in the main transportation fee payment module 120 is a positive value, the user can normally conduct transactions, and the preset amount can be 0.01 yuan.
  • the exemplary description indicated here does not constitute a limitation to the embodiments of the present specification.
  • the transportation expense payment module performs near-field communication with the transportation toll terminal, performs a deduction operation of the transportation expenses of the user with the transportation toll terminal, and records the amount of the transportation expenses of the user after deducting the transportation expenses.
  • the recharge module performs near-field communication with the transportation cost payment module to read the recorded transportation cost amount.
  • the transportation cost amount When the transportation cost amount is less than a set threshold, it automatically sends a recharge request to the transaction server; through the equipment provided in the embodiment of this specification, Detecting the amount of transportation expenses recorded by the transportation expenses payment module, realizing automatic recharge of transportation expenses, and avoiding the inconvenience of users when the transportation expenses are insufficient, which can cause inconvenience to users; in addition, It avoids the user to recharge manually, and the operation is simple and convenient; the user's transportation fee amount is stored in the transportation fee payment module, and the transportation fee can be paid even when the network cannot be normally connected, which brings great benefits to the user Great convenience.
  • FIG. 3 is one of the structural diagrams of the combined payment device provided by the embodiment of the specification.
  • the device capable of paying for transportation expenses provided by Embodiment 1 will be mainly introduced. The differences and similarities can be referred to in Embodiment 1, which will not be repeated here.
  • the device shown in FIG. 3 includes a recharge device 210 and a transportation fee payment device 220; the recharge device 210 includes a recharge module 110, and the transportation fee payment device 220 includes a transportation fee payment module 120;
  • the above-mentioned transportation fee payment module 120 is configured to store a user's transportation fee amount, and perform near-field communication with a transportation toll terminal to perform a deduction operation of the user's transportation fee with the transportation toll terminal, and record the user's transportation fee after deducting the transportation fee Amount
  • the above-mentioned recharging module 110 is configured to perform near-field communication with the transportation fee payment module to read the recorded transportation fee amount; and when the transportation fee amount is less than a set threshold, send a recharge request to the transaction server.
  • the recharge device 210 may be a smart terminal such as a mobile phone or a tablet computer, and the transportation fee payment device 220 may be a bracelet or the like.
  • the above-mentioned transportation fee payment device 220 also The first near field communication module 130 and the second near field communication module 140 are included, as shown in FIG. 4.
  • the aforementioned transportation fee payment module 120 is configured to perform near-field communication with the recharge module 110 through the first near-field communication module 130; and perform near-field communication with the transportation toll terminal through the second near-field communication module 140.
  • the recharge module 110 is applied to a recharge application in a recharge device 210;
  • the trigger condition for the above-mentioned recharging module 110 and the transportation cost payment module 120 to perform near-field communication to read the recorded transportation cost amount includes any one of the following conditions:
  • the transportation expense payment module 120 performs a deduction operation of transportation expenses
  • the current time reaches the set time for reading the amount of the transportation cost recorded by the transportation cost payment module 120.
  • the above-mentioned recharge equipment or transportation fee payment equipment further includes a detection module
  • the above detection module is configured to perform near field communication with the transportation cost payment module 120 through the first near field communication module 130, read the transportation cost amount recorded by the transportation cost payment module, and detect whether the transportation cost amount is less than a set threshold; if yes, The recharge application is triggered to start, and the recharge module sends a recharge request to the transaction server.
  • the above-mentioned recharge module 110 is further configured to:
  • the recharged user's transportation cost amount is obtained from the transaction server, and the recharged user's transportation cost amount is sent to the transportation cost payment module through the first near field communication module, so that the transportation cost payment module updates its recorded transportation cost amount.
  • the aforementioned transportation fee payment module 120 is further configured to record transaction information with the transportation toll terminal, and send the transaction information to the recharge module 110 through the first near field communication module 130;
  • the recharging module 110 is further configured to receive the transaction information sent by the transportation fee payment module through the first near field communication module 130, and upload the transaction information to the transaction server.
  • the transportation fee payment module performs near-field communication with the transportation toll terminal, conducts a user's transportation fee deduction operation with the transportation toll terminal, and records the user's transportation fee amount after deducting the transportation fee; Perform near-field communication with the transportation cost payment module to read the recorded transportation cost amount.
  • the transportation cost amount When the transportation cost amount is less than a set threshold, automatically send a recharge request to the transaction server; through the equipment provided in the embodiment of this specification, by detecting the transportation cost
  • the amount of transportation expenses recorded by the payment module realizes automatic recharge of transportation expenses, and avoids the inconvenience of users when they cannot normally ride on transportation when there is insufficient transportation expenses; in addition, it avoids users Recharge by manual method, the operation is simple and convenient; the user's transportation fee amount is stored in the transportation fee payment module, and the transportation fee can be paid even when the network cannot be normally connected, which brings great convenience to the user .
  • FIG. 5 is a schematic structural diagram of a system capable of paying transportation expenses provided by the embodiment of this specification.
  • the system for paying transportation expenses shown in FIG. 5 includes: a transaction server 310 and a device 320 for paying transportation expenses provided in the foregoing Embodiment 1;
  • a device 320 capable of paying transportation expenses is used to store the amount of transportation expenses of the user.
  • the transportation toll terminal performs near field communication
  • the user deducts the transportation expenses of the user with the transportation toll terminal and records the amount of transportation expenses after deducting the transportation expenses.
  • the amount of the recorded travel expenses is less than a set threshold, a recharge request is sent to the transaction server;
  • the transaction server 310 is configured to receive a recharge request sent by the device 320 capable of paying transportation expenses, and perform a recharge operation with respect to the recharge request.
  • the traffic toll terminal may be a POS machine.
  • the device that can pay the transportation expenses When the user needs to enter the station, the device that can pay the transportation expenses is brought close to the transportation toll terminal.
  • the transportation toll terminal reads the amount of transportation expenses recorded by the equipment that can pay the transportation expenses, and judges whether the amount of transportation expenses is greater than or equal to the set value. If yes, the user is allowed to enter the station to take the bus; otherwise, a warning message is issued that the amount of the transportation cost is insufficient.
  • the device 320 capable of paying transportation costs is brought close to the traffic charging terminal again.
  • the traffic charging terminal performs near-field communication with the device 320 capable of paying transportation costs, and sends a debit instruction to the device 320 capable of paying transportation costs.
  • the debit instruction carries a deduction amount; when the device 320 capable of paying transportation expenses receives the deduction instruction sent by the transportation toll terminal, performs a deduction operation, and records the amount of the transportation expenses.
  • a device capable of paying for transportation expenses automatically performs a recharge operation when the amount of transportation expenses recorded by the equipment is less than a set threshold.
  • the above-mentioned device 320 capable of paying transportation expenses is further used for:
  • the above-mentioned device 320 for paying transportation expenses is also used for:
  • the specific implementation process of the functions corresponding to the traffic toll terminal, the device 320 capable of paying for transportation expenses, and the transaction server 310 may refer to the embodiment of the payment device, and details are not described herein again.
  • system provided in the embodiment of the present specification further includes a clearing server
  • the clearing server is used to receive the transaction information uploaded by the traffic toll terminal periodically; and is also used to receive the user's recharge information sent by the transaction server and perform clearing based on the transaction information and recharge information; wherein the above transaction information includes at least each transaction Time, address information for each transaction, and the amount of each transaction.
  • FIG. 6 shows a second schematic structural diagram of a system capable of paying transportation expenses provided by an embodiment of the present specification.
  • the system shown in FIG. 6 includes a transaction server 310, a device 320 capable of paying transportation expenses, a POS machine 330, and Clearing server 340;
  • the device 320 capable of paying transportation expenses includes a recharge module 110, a transportation fee payment module 120, a first near field communication module 130, and a second near field communication module 140, which are set in a recharge application.
  • the device 320 capable of paying transportation expenses is brought close to the POS machine 330, and the POS machine 330 reads the current record of the transportation fee payment module 120 through the second near field communication module 140. And determine whether the read value of the transportation cost is greater than or equal to the set value, and if so, allow the user to enter the station and ride.
  • the device 320 capable of paying transportation costs is close to the POS machine 330 again.
  • the POS machine 330 sends a debit instruction to the device 320 capable of paying transportation costs.
  • the debit instruction carries the deduction amount.
  • the POS machine 330 sends a deduction instruction to the transportation expense payment module 120 of the device 320 capable of paying transportation expenses through the second near field communication module 140, and the transportation expense payment module 120 performs a deduction operation according to the deduction instruction, and records and executes the deduction operation. The amount of transportation expenses after the second deduction operation.
  • the recharge module 110 When the user opens a recharge application on a device capable of paying for transportation expenses, the recharge module 110 is triggered to read the amount of transportation expenses recorded by the transportation fee payment module 120 through the first near field communication module 130, and determine whether the amount of transportation expenses is less than the set value. Set a threshold, and if so, send a recharge request to the transaction server 310, where the recharge request carries a recharge amount, a recharge account, and the current amount of transportation expenses.
  • the transaction server 310 When the transaction server 310 receives the recharge request sent by the recharge module 110, it executes the recharge operation and sends the recharged transportation cost amount to the recharge module 110, so that the recharge module 110 transmits the recharged value through the first near field communication module 130.
  • the transportation cost amount is sent to the transportation cost payment module 120, so that the transportation cost payment module 120 updates the currently recorded transportation cost amount to the transportation cost amount of the user after recharging.
  • the transportation fee payment module 120 also records transaction information for each transaction with the POS machine 330.
  • the transaction information includes the transaction time and the transaction amount, and sends the transaction information through the first near field communication module 130.
  • the recharge module 110 is sent to the transaction server 310 by the recharge module 110.
  • the POS machine 330 also records transaction information with each transportation fee payment module 120.
  • the transaction information includes information such as the transaction location, transaction amount, and transaction time, and sends the transaction information to the clearing server according to a set period.
  • the clearing server 340 obtains the user's recharge information from the transaction server 310, and clears the transaction based on the recharge information and the transaction information.
  • the device capable of paying for transportation expenses performs near-field communication with the transportation toll terminal, performs deduction operations of the user's transportation expenses with the transportation toll terminal, and records the amount of the transportation expenses after deduction; and can pay the transportation expenses
  • the device automatically sends a recharge request to the transaction server when it detects that the amount of recorded travel expenses is less than a set threshold; by using the devices provided in the embodiments of this specification, it detects the amount of travel expenses recorded by the device that can pay for the transportation costs.
  • the automatic recharge of transportation expenses prevents users from being unable to ride the transportation normally when there is insufficient transportation expenses, which causes inconvenience to the users. In addition, it avoids the users to recharge manually, and the operation is simple and convenient;
  • the transportation fee payment amount of the user is stored in the transportation fee payment module, and the transportation fee can be paid even when the network cannot be normally connected, which brings great convenience to the user.
  • FIG. 7 is a schematic structural diagram of a system capable of paying transportation expenses provided by this embodiment of the specification.
  • the system for paying transportation expenses shown in FIG. 7 includes a transaction server 310, a recharge device 210, and a transportation expense payment device 220;
  • the aforementioned transportation expense payment device 220 is used to store the amount of transportation expenses of the user.
  • the aforementioned transportation expense payment device 220 When performing near-field communication with the transportation toll terminal, perform a deduction of the transportation expenses of the user with the transportation toll terminal, and record the amount of the transportation expenses of the user after deducting the transportation expenses. ;
  • a recharging device 210 is configured to perform near-field communication with the transportation fee payment device 220 to read the recorded amount of transportation expenses; when the transportation fee amount is less than a set threshold, send a recharge request to a transaction server;
  • the transaction server 310 is configured to receive a recharge request sent by the recharge device 210 and perform a recharge operation on the recharge request.
  • the transportation fee payment device 220 further includes a first near field communication module and a second near field communication module. ;
  • the aforementioned transportation fee payment device 220 is configured to perform near-field communication with the recharge device 210 through the first near-field communication module; and perform near-field communication with the transportation toll terminal through the second near-field communication module.
  • the recharging device 210 includes a recharging module 110, and the recharging module 110 is applied to a recharging application in the recharging device 210.
  • the recharging module 110 performs near-field communication with a transportation fee payment device 220 to read its records The amount of transportation costs.
  • the trigger condition for the recharge module 110 and the transportation cost payment device 220 to perform near-field communication to read the recorded transportation cost amounts includes any one of the following conditions:
  • the transportation cost payment equipment has performed the deduction of transportation costs
  • the current time reaches the set time for reading the amount of transportation expenses recorded by the transportation expense payment device.
  • the above-mentioned recharge module 110 is further configured to:
  • the aforementioned transportation fee payment device 220 is further configured to record transaction information with a transportation toll terminal, and send the transaction information to the recharge module 110 through the first near field communication module;
  • the recharging module 110 is further configured to receive the transaction information sent by the transportation fee payment device through the first near field communication module, and upload the transaction information to the transaction server.
  • the above-mentioned transportation fee payment device 220 includes a transportation fee payment module; the specific implementation process of the functions corresponding to the recharge module, recharge device, transportation fee payment device, transportation fee payment device, and transaction server 310 can be referred to in Embodiment 2 and will not be repeated here. To repeat.
  • system provided in the embodiment of the present specification further includes a clearing server
  • the clearing server is used to receive the transaction information uploaded by the traffic toll terminal periodically; and is also used to receive the user's recharge information sent by the transaction server and perform clearing based on the transaction information and recharge information; wherein the above transaction information includes at least each transaction Time, address information for each transaction, and the amount of each transaction.
  • each device and module in the system for paying transportation expenses provided by the embodiments of this specification are the same as the functions of each module and device described in Embodiment 1, Embodiment 2, and Embodiment 3. Therefore, this For specific functions of each device and module in the embodiments of the specification, refer to Embodiment 1, Embodiment 2, and Embodiment 3, and details are not described herein again.
  • the transportation expense payment equipment performs near-field communication with the transportation toll terminal, performs deduction operations of the user's transportation expenses with the transportation toll terminal, and records the amount of the transportation expenses after deduction;
  • Traffic cost payment equipment enters the communication to read its recorded transportation cost amount, and automatically sends a recharge request to the transaction server when the transportation cost amount is less than a set threshold; through the equipment provided in the embodiment of this specification, it detects the transportation cost
  • the payment of the transportation cost of the device realizes the automatic recharge of transportation costs, avoiding the inconvenience of users when the transportation costs are inadequate, which inconveniences the user; in addition, it prevents the user from manually
  • the method of recharging is simple and convenient; the transportation cost amount of the user is stored in the transportation cost payment module, and the transportation cost can be paid even when the network cannot be normally connected, which brings great convenience to the user.
  • Figure 8 is an embodiment of this specification One of the schematic flowcharts of the method for providing transportation expenses. The method shown in FIG. 8 includes at least the following steps:
  • the transportation fee payment module communicates with the transportation toll terminal in near field, and performs a deduction operation of the user's transportation fee with the transportation toll terminal.
  • the transportation fee payment module stores the transportation fee amount of the user.
  • the above-mentioned operation of deducting the user's transportation expenses with the transportation toll terminal may be that the transportation toll terminal sends a deduction instruction to the transportation fee payment module, and the transportation fee payment module executes the operation of the transportation fee deduction according to the deduction instruction; the deduction The instruction carries a deduction amount.
  • the traffic toll terminal may be a POS machine or the like.
  • step 404 the transportation cost payment module records the transportation cost amount of the user after deducting the transportation cost.
  • the recharge module performs near-field communication with the transportation fee payment module to read the transportation fee amount recorded by the transportation fee payment module, and sends a recharge request to the transaction server when the transportation fee amount is less than a set threshold.
  • the transaction server after the recharge module sends a recharge request to the transaction server, the transaction server performs the recharge operation and obtains the amount of the user's transportation expenses after the recharge. Therefore, the method provided in the embodiment of the present specification further includes:
  • the recharge module obtains the user's transportation cost amount from the transaction server, and sends the recharged user's transportation cost amount to the transportation cost payment module through the first near field communication module; the transportation cost payment module updates the user's transportation cost amount after recharging Amount of self-recorded transportation expenses.
  • the recharge module obtains the user's transportation cost amount from the transaction server after recharging, which may be the recharge module actively obtains the transaction cost amount from the transaction server, or it may receive the recharged user's transportation cost amount from the transaction server.
  • the recharge module is applied to the recharge application in the payment device in the first embodiment or the recharge application in the recharge device in the second embodiment, and the recharge module sends the recharge to the transaction server.
  • the recharge module sends the recharge to the transaction server.
  • the method further includes:
  • the recharge module When the recharge application is started, or the transportation fee payment module performs a deduction operation of the transportation fee, or the current time reaches a set time, the recharge module performs near-field communication with the transportation fee payment module to read the information recorded by the transportation fee payment module. The amount of transportation expenses; and check whether the amount of transportation expenses is less than a set threshold.
  • the specific implementation process of each step in the method for paying transportation expenses provided by the embodiments of this specification is the same as the implementation process of the specific functions of each module in Embodiment 1 and Embodiment 2. Therefore, the specific implementation process of each step can refer to Embodiments 1 and 2 are not repeated here.
  • FIG. 9 is the second schematic flowchart of a method for paying for transportation expenses according to an embodiment of the present specification. The method shown in FIG. 9 includes at least the following steps:
  • Step 502 When the user enters the station, the POS device performs near-field communication with the transportation cost payment module through the second near field communication module to read the transportation cost amount recorded by the transportation cost payment module and determine whether the transportation cost amount is greater than the set value. Fixed value; if yes, allow users to enter the station and ride.
  • Step 504 When the user is out of the station, the POS device performs near field communication with the transportation cost payment module through the second near field communication module to send a debit instruction to the transportation cost payment module.
  • the above-mentioned charge instruction carries a charge amount.
  • Step 506 The transportation fee payment module executes a deduction operation according to the received deduction instruction, and records the amount of the transportation fee.
  • Step 508 When the recharge application program is started, the recharge application program performs near field communication with the transportation cost payment module through the first near field communication module to read the transportation cost amount recorded by the transportation cost payment module.
  • the recharge module provided in the recharge application program may read the amount of the transportation expenses recorded by the transportation expense payment module.
  • step 510 the recharge application program determines whether the read amount of the transportation fee is less than a set threshold; if yes, step 512 is performed.
  • Step 512 The recharge application sends a recharge request to the transaction server.
  • the recharge request carries information such as a recharge amount, a recharge account, and a read amount of transportation expenses.
  • Step 514 The transaction server executes a recharge operation according to the received recharge request, and sends the recharged transportation fee amount to the recharge application program.
  • step 516 the recharge application program performs near field communication with the transportation fee payment module through the first near field communication module, and sends the amount of the transportation fee of the user after the recharge to the transportation fee payment module.
  • the transportation cost payment module updates the transportation cost amount recorded by itself after receiving the recharged transportation cost amount.
  • the transportation fee payment module performs near-field communication with the transportation toll terminal, conducts a user's transportation fee deduction operation with the transportation toll terminal, and records the user's transportation fee amount after deducting the transportation fee;
  • the transportation fee payment module performs near-field communication to read its recorded transportation fee amount.
  • the transportation fee amount When the transportation fee amount is less than a set threshold, it automatically sends a recharge request to the transaction server; by detecting the transportation fee payment through the equipment provided in the embodiment of this specification, The recorded amount of transportation expenses of the module realizes automatic recharge of transportation expenses, avoiding the inconvenience of users when they are unable to ride the transportation normally when there is insufficient transportation expenses; in addition, it prevents the users from passing
  • the manual method of recharging is simple and convenient to operate; the transportation cost amount of the user is stored in the transportation cost payment module, and the transportation cost can be paid when the network cannot be normally connected, which brings great convenience to the user.
  • this application may be provided as a method, a system, or a computer program product. Therefore, this application may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Moreover, this application may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk memory, CD-ROM, optical memory, etc.) containing computer-usable program code.
  • computer-usable storage media including but not limited to disk memory, CD-ROM, optical memory, etc.
  • program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types.
  • the present application can also be practiced in distributed computing environments in which tasks are performed by remote processing devices connected through a communication network.
  • program modules may be located in local and remote computer storage media, including storage devices.

Abstract

本说明书实施例提供了一种可支付交通费用的设备、组合设备、系统及方法，该设备包括充值模块和交通费用支付模块；上述交通费用支付模块，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与交通收费终端进行用户的交通费用的扣除操作，并记录扣除交通费用后的交通费用金额；上述充值模块，用于与交通费用支付模块进行近场通信以读取其记录的交通费用金额；在交通费用金额小于设定阈值时，向交易服务器发送充值请求。

Description

可支付交通费用的设备、组合设备、系统及方法 技术领域
本申请涉及支付技术领域，尤其涉及一种可支付交通费用的设备、组合设备、系统及方法。
背景技术
人们在乘坐地铁、公交等时，需要支付相应的交通费用。现阶段，越来越多的用户开始使用手机等设备替代传统的交通卡进行交通费用的支付。例如，可以使用近距离无线通讯(Near Field Communication，NFC)、限域通信(Range-controlled communication，RCC)或者二维码等方式进行交通费用的支付。
若是用户通过扫描二维码的方式进行交通费用的支付，在乘车或者进站时需要打开相应的应用程序，切换页面，找到相应的二维码，操作比较麻烦；若是用户通过NFC或者RCC的方式进行交通费用的支付，用户需要提前进行充值才可以使用。因此，不管哪种方式操作都比较复杂。
因此，有必要提出一种方案，以使得用户在进行交通费用的支付时更简单方便。
发明内容
本说明书实施例的目的是提供一种可支付交通费用的设备、组合设备、系统及方法，交通费用支付模块与交通收费终端进行近场通信，与交通收费终端进行用户的交通费用的扣除操作，并记录扣除交通费用后用户的交通费用金额；充值模块与交通费用支付模块进行近场通信以读取其记录的交通费用金额，在交通费用金额小于设定阈值时，自动向交易服务器发送充值请求；通过本说明书实施例提供的设备，通过检测交通费用支付模块的记录的交通费用金额，实现了交通费用的自动充值，避免了在出现交通费用不足的时候，用户无法正常乘坐交通工具，从而给用户带来不便的情况的发生；另外，避免了用户通过手动方式进行充值的，操作简单方便；在交通费用支付模块中存储有用户的交通费用金额，在无法正常连接网络的情况下也可以进行交通费用的支付，给用户带来了极大的便利。
为解决上述技术问题，本说明书实施例是这样实现的：
本说明书实施例提供了一种可支付交通费用的设备，包括：充值模块和交通费用支付模块；
所述交通费用支付模块，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与所述交通收费终端进行所述用户的交通费用的扣除操作，并记录扣除所述交通费用后所述用户的交通费用金额；
所述充值模块，用于与所述交通费用支付模块进行近场通信以读取其记录的交通费用金额；在所述交通费用金额小于设定阈值时，向交易服务器发送充值请求。
本说明书实施例还提供了一种可支付交通费用的组合设备，包括充值设备和交通费用支付设备；所述充值设备包括充值模块，所述交通费用支付设备包括交通费用支付模块；
所述交通费用支付模块，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与所述交通收费终端进行所述用户的交通费用的扣除操作，并记录扣除所述交通费用后所述用户的交通费用金额；
所述充值模块，用于与所述交通费用支付模块进行近场通信以读取其记录的交通费用金额；在所述交通费用金额小于设定阈值时，向交易服务器发送充值请求。
本说明书实施例还提供了一种可支付交通费用的系统，包括交易服务器和可支付交通费用的设备；
所述可支付交通费用的设备，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与所述交通收费终端进行所述用户的交通费用的扣除操作，并记录扣除所述交通费用后所述用户的交通费用金额；还用于在其记录的交通费用金额小于设定阈值时，向所述交易服务器发送充值请求；
所述交易服务器，用于接收所述可支付交通费用的设备发送的充值请求，并针对所述充值请求执行充值操作。
本说明书实施例还提供了一种可支付交通费用的系统，包括交易服务器、充值设备和交通费用支付设备；
所述交通费用支付设备，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与所述交通收费终端进行所述用户的交通费用的扣除操作，并记录扣除所述交通费用后所述用户的交通费用金额；
所述充值设备，用于与所述交通费用支付设备进行近场通信以读取其记录的交通费用金额；在所述交通费用金额小于设定阈值时，向交易服务器发送充值请求；
所述交易服务器，用于接收所述充值设备发送的充值请求，并针对所述充值请求执行充值操作。
本说明书实施例还提供了一种支付交通费用的方法，所述方法包括：
交通费用支付模块与交通收费终端进行近场通信，与所述交通收费终端进行用户的交通费用的扣除操作；其中，所述交通费用支付模块存储有所述用户的交通费用金额；
所述交通费用支付模块记录扣除所述交通费用后所述用户的交通费用金额；
充值模块与所述交通费用支付模块进行近场通信以读取所述交通费用支付模块记录的交通费用金额；并在所述交通费用金额小于设定阈值时，向交易服务器发送充值请求。
本实施例中的技术方案，交通费用支付模块与交通收费终端进行近场通信，与交通收费终端进行用户的交通费用的扣除操作，并记录扣除交通费用后用户的交通费用金额；充值模块与交通费用支付模块进行近场通信以读取其记录的交通费用金额，在交通费用金额小于设定阈值时，自动向交易服务器发送充值请求；通过本说明书实施例提供的设备，通过检测交通费用支付模块的记录的交通费用金额，实现了交通费用的自动充值，避免了在出现交通费用不足的时候，用户无法正常乘坐交通工具，从而给用户带来不便的情况的发生；另外，避免了用户通过手动方式进行充值的，操作简单方便；在交通费用支付模块中存储有用户的交通费用金额，在无法正常连接网络的情况下也可以进行交通费用的支付，给用户带来了极大的便利。
附图说明
为了更清楚地说明本说明书实施例或现有技术中的技术方案，下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本申请中记载的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动性的前提下，还可以根据这些附图获得其他的附图。
图1为本说明书实施例1提供的可支付交通费用的设备的结构示意图之一；
图2为本说明书实施例1提供的可支付交通费用的设备的结构示意图之二；
图3为本说明书实施例2提供的可支付交通费用的组合设备的结构示意图之一；
图4为本说明书实施例2提供的可支付交通费用的组合设备的结构示意图之二；
图5为本说明书实施例3提供的可支付交通费用的系统的结构示意图之一；
图6为本说明书实施例3提供的可支付交通费用的系统的结构示意图之二；
图7为本说明书实施例4提供的可支付交通费用的系统的结构示意图；
图8为本说明书实施例提供的支付交通费用的方法的流程示意图之一；
图9为本说明书实施例提供的支付交通费用的方法的流程示意图之二。
具体实施方式
为了使本技术领域的人员更好地理解本申请中的技术方案，下面将结合本说明书实施例中的附图，对本说明书实施例中的技术方案进行清楚、完整地描述，显然，所描述的实施例仅仅是本申请一部分实施例，而不是全部的实施例。基于本申请中的实施例，本领域普通技术人员在没有作出创造性劳动前提下所获得的所有其他实施例，都应当属于本申请保护的范围。
本说明书实施例的思想在于，通过检测交通费用支付模块的记录的交通费用金额，实现自动充值；这样，在用户交易之后，当交通费用金额不足的时候，可以自动充值；避免了用户通过手动方式进行预充值，操作简单方便。基于此思想，本说明书实施例提供了一种可支付交通费用的设备、组合设备、系统及方法。下述将一一详细进行介绍。
实施例1
本说明书实施例提供了一种可支付交通费用的设备，该设备可以为手机、平板电脑等智能移动终端。
图1为本说明书实施例提供的可支付交通费用的设备的结构示意图之一，图1所示的设备包括充值模块110和交通费用支付模块120；
其中，上述交通费用支付模块120，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与交通收费终端进行用户的交通费用的扣除操作，并记录扣除交通费用后用户的交通费用金额；
上述充值模块110，用于与交通费用支付模块120进行近场通信以读取其记录的交通费用金额；在该交通费用金额小于设定阈值时，向交易服务器发送充值请求。
其中，上述交通费用可以为用户乘坐地铁、公交等公共交通工具的费用。
在一种具体应用场景中，上述交通收费终端可以为设置于公交或者地铁站的销售点情报管理系统(point of sale terminal，POS)机。当用户乘坐公交或者地铁等交通工具时，将可支付交通费用的设备与POS机贴近，可支付交通费用的设备和POS机可以通过NFC或者RCC进行近场通信，从而实现交通费用支付模块120与POS机之间的数据交互，完成交通费用的扣除操作。
以用户乘坐地铁为例，当用户进站时，可以是将可支付交通费用的设备和POS机贴近时，POS机读取可支付交通费用的设备中交通费用支付模块120记录的交通费用金额，若是交通费用金额大于或等于某个阈值，则允许用户进站，并记录用户的进站信息，当用户出站时，使可支付交通费用的设备和POS机贴近，POS机向交通费用支付模块120发送扣款指令，该指令中携带有扣款金额，当交通费用支付模块120接收到扣款指令后，执行扣款操作，完成与POS机之间的交易。
具体的，交通费用支付模块120在每次交易后，都需要记录当前交易后的交通费用金额。
另外，需要说明的是，在本说明书实施例中，当交通费用支付模块120记录的交通费用金额大于或等于某个阈值时，则允许用户进站。该阈值的具体取值可以根据与地铁方进行谈判设定。例如，可以为0，即只要交通费用支付模块120记录的交通费用金额为正数，则允许用户进站。当然，此处只是示例性说明，并不构成对上述阈值的具体取值的限定。
在本说明书实施例中，为了实现自动充值，充值模块110会与交通费用支付模块进行近场通信，以读取交通费用支付模块120记录的交通费用金额，并检测该金额是否小于设定阈值，若是，则执行自动充值的操作。
具体的，上述设定阈值可以为允许用户进站或者乘坐公共交通的最小金额，例如，可以为0、3等任意取值。具体的，上述设定阈值的具体取值可以根据实际应用场景进行设置，本说明书实施例并不对此进行限定。
在本说明书实施例中，上述充值模块110应用于设备中的充值应用程序；充值模块110与交通费用支付模块进行近场通信以读取其记录的交通费用金额的触发条件包括以下条件中的任意一种：
交通费用支付模块120执行了交通费用的扣除操作；
充值应用程序被开启；
当前时刻达到读取交通费用支付模块120记录的交通费用金额的设定时刻。
在具体实施时，当检测到交通费用支付模块120执行了一次交通费用的扣除操作后，则充值模块110与交通费用支付模块120进行近场通信以读取交通费用支付模块记录的交通费用金额。
具体的，可以是交通费用支付模块120每次在执行交通费用的扣除操作后主动将其当前记录的交通费用金额发送给充值模块；也可以是交通费用支付模块120在执行了交通费用的扣除操作后，向充值模块110发送通知信息，以使充值模块110读取其记录的交通费用金额。
若是上述触发条件为充值应用程序被开启，在具体实施时，当用户打开充值应用程序时，触发充值应用程序中的充值模块110与交通费用支付模块120进行近场通信，以读取交通费用支付模块120记录的交通费用金额，并检测该交通费用金额是否小于设定阈值，若是，则自动向交易服务器发送充值请求。
在该种实现方式中，用户只需要执行开启充值应用程序的操作即可完成自动充值，不需要用户执行额外的充值操作，操作简单方便。
另外，在本说明书实施例中，还可以按照设定时间间隔自动与交通费用支付模块120进行近场通信以读取其记录的交通费用金额，当计时的时刻达到设定时刻时，则自动与交通费用支付模块120进行近场通信以读取其记录的交通费用金额。例如，可以每间隔5个小时、一天或者两天等；或者还可以是在特定时刻，例如，每天的下午三点等自动与交通费用支付模块120进行近场通信以读取其记录的交通费用金额。
另外，在一种实现方式中，本说明书实施例提供的可支付交通费用的设备还包括检测模块，检测模块，可以按照设定时间间隔与交通费用支付模块进行近场通信，以读取交通费用支付模块120记录的交通费用金额，并检测该交通费用金额是否小于设定阈值；若是，则触发充值应用程序开启，并由充值模块110向交易服务器发送充值请求。
其中，上述检测模块可以为集成在可支付交通费用的设备硬件内的一个软件程序，只需要具备读取和比较功能即可。
在该种实现方式中，检测模块通过检测交通费用支付模块120记录的交通费用金额，可以自动触发充值应用程序开启，避免了用户执行开启充值应用程序，实现了充值的完全自动化，进一步简化了操作，使得用户更加便利。
另外，在本说明书实施例中，上述可支付交通费用的设备还包括第一近场通信模块 130和第二近场通信模块140，如图2所示。
上述交通费用支付模块120，用于通过第一近场通信模块130与充值模块110进行近场通信；以及，通过第二近场通信模块140与交通收费终端进行近场通信。
具体的，上述第一近场通信模块130用于完成交通费用支付模块120与充值模块110之间的通信；第二近场通信模块140用于完成交通费用支付模块120与交通收费终端之间的通信。
若是在NFC中，上述第一近场通信模块130可以为串行外设接口(Serial Peripheral Interface，SPI)，I2C总线、通用异步收发传输器(Universal Asynchronous Receiver/Transmitter，UART)、单线协议(Universal Asynchronous Receiver/Transmitter，SWP)接口等；上述第二近场通信模块可以为13.56MHz的各种支付协议。
若是在RCC中，上述第一近场通信模块130可以为低功耗蓝牙(Bluetooth Low Energy，BLE)；上述第二近场通信模块140可以为磁感应+2.4GHz支付协议。
另外，在本说明书实施例中，上述交通费用支付模块120可以为安全元件(Secure Element，SE)芯片。
具体的，在本说明书实施例中，当充值模块110向交易服务器发送充值请求后，交易服务器针对接收到的充值请求执行充值操作，并将充值后用户的交通费用金额发送给充值模块110。
具体的，为了使得交易服务器可以执行充值操作，在该充值请求中需要携带有充值金额、充值账户、可支付交通费用的设备中交通费用支付模块120记录的交通费用金额等信息。
为便于理解，下述将举例进行说明。
例如，在一种具体实现方式中，可支付交通费用的设备A(下述简称设备A)的交通费用支付模块120当前记录交通费用金额为-0.5元(欠款0.5元)，用户在充值应用程序中设置，每次充值20元，则充值模块110向服务器发送的充值请求中携带有充值金额20元、当前交通费用金额-0.5元以及设备A所对应的用户账户。交易服务器在执行完成充值操作后，则设备A充值后用户的交通费用金额为19.5元，服务器将该交通费用金额发送给设备A的充值模块110。
在本说明书实施例中，充值模块110还用于：
从交易服务器获取充值后用户的交通费用金额，并通过第一近场通信模块130将充值后用户的交通费用金额发送给交通费用支付模块120，以使交通费用支付模块120更新自身记录的交通费用金额。
其中，交通费用支付模块120更新交通费用金额可以是使用充值后用户的交通费用金额替代当前记录的交通费用金额。
其中，上述充值模块110从交易服务器获取充值后用户的交通费用金额，可以是充值模块110主动询问交易服务器从而获取充值后该用户的交通费用金额，也可以是充值模块110被动接收交易服务器发送的充值后该用户的交通费用金额。
例如，继续沿用上例，充值模块110将充值后用户的交通费用金额19.5元发送给交通费用支付模块120，交通费用支付模块120将当前记录的交通费用金额更新为19.5元。
在本说明书实施例中，在进行充值后，通过更新交通费用支付模块120中记录的交通费用金额，便于用户可以正常进行下次交易。
为了便于交易服务器对各个可支付交通费用的设备所进行的交易进行统计，在本说明书实施例中，交通费用支付模块120，还用于记录与交通收费终端之间的交易信息，并通过第一近场通信模块将该交易信息发送给充值模块110；
充值模块110，还用于通过第一近场通信模块接收交通费用支付模块120发送的交易信息，并将该交易信息上传给交易服务器。
具体的，上述交易信息可以包括交易的时间、交易金额等信息。在具体实施时，可以是交通费用支付模块120每进行一次交通费用的扣款操作，则将该次扣款操作的交易信息通过第一近场通信模块130发送给充值模块110。
在交易服务器中存储有每个可支付交通费用的设备的交易信息以及充值信息。
在本说明书实施例中，为了便于用户开卡后就可以直接进行交易，用户在开卡后，交易服务器可以预置一个金额值作为交通费用支付模块120的初始金额。具体的，该金额值的大小需要达到可以正常交易的最小金额值。例如，若是主要交通费用支付模块120中的余额为正值，则用户就可以正常进行交易，则上述预置的金额值可以为0.01元。当然，此处指示示例性说明，并不构成对本说明书实施例的限定。
本说明书实施例提供的可支付交通费用的设备，交通费用支付模块与交通收费终端进行近场通信，与交通收费终端进行用户的交通费用的扣除操作，并记录扣除交通费用 后用户的交通费用金额；充值模块与交通费用支付模块进行近场通信以读取其记录的交通费用金额，在交通费用金额小于设定阈值时，自动向交易服务器发送充值请求；通过本说明书实施例提供的设备，通过检测交通费用支付模块的记录的交通费用金额，实现了交通费用的自动充值，避免了在出现交通费用不足的时候，用户无法正常乘坐交通工具，从而给用户带来不便的情况的发生；另外，避免了用户通过手动方式进行充值的，操作简单方便；在交通费用支付模块中存储有用户的交通费用金额，在无法正常连接网络的情况下也可以进行交通费用的支付，给用户带来了极大的便利。
实施例2
本说明书实施例提供了一种可支付交通费用的组合设备，图3为本说明书实施例提供的组合支付设备的结构示意图之一，这里重点介绍与实施例1所提供的可支付交通费用的设备的不同之处，相同之处可参考实施例1，此处不再赘述。图3所示的设备，包括充值设备210和交通费用支付设备220；充值设备210包括充值模块110，交通费用支付设备220包括交通费用支付模块120；
上述交通费用支付模块120，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与交通收费终端进行用户的交通费用的扣除操作，并记录扣除交通费用后用户的交通费用金额；
上述充值模块110，用于与交通费用支付模块进行近场通信以读取其记录的交通费用金额；在交通费用金额小于设定阈值时，向交易服务器发送充值请求。
在具体实施时，上述充值设备210可以为手机或者平板电脑等智能终端，上述交通费用支付设备220可以为手环等。
为了实现交通费用支付模块120与交通收费终端之间的近场通信，以及实现交通费用支付模块120与充值模块110之间的近场通信，在本说明书实施例中，上述交通费用支付设备220还包括第一近场通信模块130和第二近场通信模块140，如图4所示。
上述交通费用支付模块120用于通过第一近场通信模块130与充值模块110进行近场通信；以及，通过第二近场通信模块140与交通收费终端进行近场通信。
其中，上述充值模块110应用于充值设备210中的充值应用程序；
上述充值模块110与交通费用支付模块120进行近场通信以读取其记录的交通费用金额的触发条件包括以下条件中的任意一项：
交通费用支付模块120执行了交通费用的扣除操作；
充值应用程序被开启；
当前时刻达到读取交通费用支付模块120记录的交通费用金额的设定时刻。
在具体实施时，上述充值设备或交通费用支付设备还包括检测模块；
上述检测模块，用于通过第一近场通信模块130与交通费用支付模块120进行近场通信，读取交通费用支付模块记录的交通费用金额，并检测交通费用金额是否小于设定阈值；若是，则触发充值应用程序开启，并由充值模块向交易服务器发送充值请求。
具体的，上述充值模块110，还用于：
从交易服务器获取充值后用户的交通费用金额，并将充值后用户的交通费用金额通过第一近场通信模块发送给交通费用支付模块，以使交通费用支付模块更新其记录的交通费用金额。
具体的，上述交通费用支付模块120，还用于记录与交通收费终端之间的交易信息，并通过第一近场通信模块130将交易信息发送给充值模块110；
上述充值模块110，还用于通过第一近场通信模块130接收交通费用支付模块发送的交易信息，并将交易信息上传给交易服务器。
需要说明的是，本说明书实施例所提供的可支付交通费用的组合设备中，各个模块所对应功能的具体实现过程与实施例1中各个模块所对应功能的具体实现过程相同，因此，各个模块所对应功能的具体实现过程可参考实施例1，此处不再赘述。
本说明书实施例提供的组合支付设备，交通费用支付模块与交通收费终端进行近场通信，与交通收费终端进行用户的交通费用的扣除操作，并记录扣除交通费用后用户的交通费用金额；充值模块与交通费用支付模块进行近场通信以读取其记录的交通费用金额，在交通费用金额小于设定阈值时，自动向交易服务器发送充值请求；通过本说明书实施例提供的设备，通过检测交通费用支付模块的记录的交通费用金额，实现了交通费用的自动充值，避免了在出现交通费用不足的时候，用户无法正常乘坐交通工具，从而给用户带来不便的情况的发生；另外，避免了用户通过手动方式进行充值的，操作简单方便；在交通费用支付模块中存储有用户的交通费用金额，在无法正常连接网络的情况下也可以进行交通费用的支付，给用户带来了极大的便利。
实施例3
基于本说明书实施例1提供的可支付交通费用的设备，本说明书实施例还提供了一种可支付交通费用的系统，图5为本说明书实施例提供的可支付交通费用的系统的结构示意图之一，图5所示的可支付交通费用的系统，包括：交易服务器310和上述实施例1提供的可支付交通费用的设备320；
可支付交通费用的设备320，用于存储用户的交通费用金额，在于交通收费终端进行近场通信时，与交通收费终端进行用户的交通费用的扣除操作，并记录扣除交通费用后的交通费用金额；以及，在其记录的交通费用金额小于设定阈值时，向交易服务器发送充值请求；
交易服务器310，用于接收可支付交通费用的设备320发送的充值请求，并针对充值请求执行充值操作。
其中，上述交通收费终端可以为POS机。
为便于理解，下述以上述交易为地铁费用为例进行举例说明。
当用户需要进站时，将可支付交通费用的设备贴近交通收费终端，交通收费终端读取可支付交通费用的设备记录的交通费用金额，并判断该交通费用金额是否大于或等于设定值，若是，则允许用户进站乘车；否则，发出交通费用金额不足的提示信息。
当用户在出站时，再次将可支付交通费用的设备320贴近交通收费终端，交通收费终端与可支付交通费用的设备320进行近场通信，向可支付交通费用的设备320发送扣款指令，该扣款指令中携带有扣款金额；当可支付交通费用的设备320接收到交通收费终端发送的扣款指令后，执行扣款操作，并记录交通费用金额。
可支付交通费用的设备在其记录的交通费用金额小于设定阈值时，自动执行充值操作。
具体的，上述可支付交通费用的设备320，还用于：
从交易服务器获取充值后用户的交通费用金额，并将其记录的交通费用金额更新为充值后用户的交通费用金额。
上述可支付交通费用的设备320，还用于：
记录与交通收费终端之间的交易信息，并将交易信息上传给交易服务器。
其中，交通收费终端、可支付交通费用的设备320和交易服务器310所对应功能的具体实现过程可参考支付设备实施例，此处不再赘述。
另外，本说明书实施例提供的系统还包括清算服务器；
清算服务器，用于接收交通收费终端周期性上传的交易信息；以及，还用于接收交易服务器发送的用户的充值信息，根据交易信息和充值信息进行清算；其中，上述交易信息至少包括每次交易的时间、每次交易的地址信息和每次交易的金额。
图6示出了本说明书实施例提供的可支付交通费用的系统的结构示意图之二，在图6所示的系统中，包括交易服务器310、可支付交通费用的设备320、POS机330、和清算服务器340；
可支付交通费用的设备320包括设置于充值应用程序内的充值模块110、交通费用支付模块120，第一近场通信模块130和第二近场通信模块140。
在一种具体应用场景中，当用户需要进站乘坐地铁时，将可支付交通费用的设备320贴近POS机330，POS机330通过第二近场通信模块140读取交通费用支付模块120当前记录的交通费用金额，并判断读取的交通费用金额是否大于或等于设定值，若是，则允许用户进站乘车。
当用户出地铁站时，使用可支付交通费用的设备320再次贴近POS机330，POS机330向可支付交通费用的设备320发送扣款指令，该扣款指令中携带有扣款金额，具体的，POS机330通过第二近场通信模块140向可支付交通费用的设备320的交通费用支付模块120发送扣款指令，交通费用支付模块120根据该扣款指令执行扣款操作，并记录执行该次扣款操作后的交通费用金额。
当用户打开可支付交通费用的设备上的充值应用程序时，触发充值模块110通过第一近场通信模块130读取交通费用支付模块120记录的交通费用金额，并判断该交通费用金额是否小于设定阈值，若是，则向交易服务器310发送充值请求，其中，该充值请求中携带有充值金额、充值账户和当前的交通费用金额。
当交易服务器310接收到充值模块110发送的充值请求后，执行充值操作，并将充值后的交通费用金额发送给充值模块110，以使充值模块110通过第一近场通信模块130将充值后的交通费用金额发送给交通费用支付模块120，以使交通费用支付模块120将当前记录的交通费用金额更新为充值后用户的交通费用金额。
另外，在本实施例中，交通费用支付模块120还记录与POS机330每次交易的交易信息，该交易信息包括交易时间、交易金额，并通过第一近场通信模块130将该交易信息发送给充值模块110，由充值模块110发送给交易服务器310。
另外，POS机330也会记录与每个交通费用支付模块120之间的交易信息，该交易信息包括交易地点、交易金额、交易时间等信息，并按照设定周期将该交易信息发送给清算服务器340。清算服务器340从交易服务器310获取用户的充值信息，根据该充值信息和交易信息对交易进行清算。
本说明书实施例提供的支付系统，可支付交通费用的设备与交通收费终端进行近场通信，与交通收费终端进行用户交通费用的扣除操作，并记录扣除后的交通费用金额；并且可支付交通费用的设备在检测到其记录的交通费用金额小于设定阈值时，自动向交易服务器发送充值请求；通过本说明书实施例提供的设备，通过检测可支付交通费用的设备记录的交通费用金额，实现了交通费用的自动充值，避免了在出现交通费用不足的时候，用户无法正常乘坐交通工具，从而给用户带来不便的情况的发生；另外，避免了用户通过手动方式进行充值的，操作简单方便；在交通费用支付模块中存储有用户的交通费用金额，在无法正常连接网络的情况下也可以进行交通费用的支付，给用户带来了极大的便利。
实施例4
基于本说明书实施例2提供的可支付交通费用的组合设备，本说明书实施例还提供了一种可支付交通费用的系统，图7为本说明书实施例提供的可支付交通费用的系统的结构示意图，图7所示的可支付交通费用的系统，包交易服务器310、充值设备210和交通费用支付设备220；
上述交通费用支付设备220，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与交通收费终端进行用户交通费用的扣除操作，并记录扣除交通费用后用户的交通费用金额；
充值设备210，用于与交通费用支付设备220进行近场通信以读取其记录的交通费用金额；在交通费用金额小于设定阈值时，向交易服务器发送充值请求；
交易服务器310，用于接收充值设备210发送的充值请求，并针对充值请求执行充值操作。
为了实现交通费用支付设备220与交通收费终端和充值设备210之间的近场通信，在本说明书实施例中，上述交通费用支付设备220还包括第一近场通信模块和第二近场通信模块；
上述交通费用支付设备220用于通过第一近场通信模块与充值设备210进行近 场通信；以及，通过第二近场通信模块与交通收费终端进行近场通信。
具体的，上述充值设备210包括充值模块110，上述充值模块110应用于充值设备210中的充值应用程序，具体的，上述充值模块110与交通费用支付设备220进行近场通信以读取其记录的交通费用金额，相应的，充值模块110与交通费用支付设备220进行近场通信以读取其记录的交通费用金额的触发条件包括以下条件的任意一项：
交通费用支付设备执行了交通费用的扣除操作；
充值应用程序被开启；
当前时刻达到读取交通费用支付设备记录的交通费用金额的设定时刻。
具体的，上述充值模块110，还用于：
从交易服务器获取充值后用户的交通费用金额，并将充值后用户的交通费用金额通过第一近场通信模块发送给交通费用支付设备220，以使交通费用支付设备220更新其记录的交通费用金额。
具体的，上述交通费用支付设备220，还用于记录与交通收费终端之间的交易信息，并通过第一近场通信模块将交易信息发送给充值模块110；
上述充值模块110，还用于通过第一近场通信模块接收交通费用支付设备发送的交易信息，并将交易信息上传给交易服务器。
其中，上述交通费用支付设备220包括交通费用支付模块；充值模块、充值设备、交通费用支付设备、交通费用支付设备和交易服务器310所对应功能的具体实现过程可参实施例2，此处不再赘述。
另外，本说明书实施例提供的系统还包括清算服务器；
清算服务器，用于接收交通收费终端周期性上传的交易信息；以及，还用于接收交易服务器发送的用户的充值信息，根据交易信息和充值信息进行清算；其中，上述交易信息至少包括每次交易的时间、每次交易的地址信息和每次交易的金额。
具体的，本说明书实施例提供的可支付交通费用的系统中各个设备、模块的具体功能与实施例1、实施例2、实施例3中所描述的各个模块、设备的功能相同，因此，本说明书实施例中各个设备、模块的具体功能可参考实施例1、实施例2和实施例3，此处不再赘述。
本说明书实施例提供的可支付交通费用的系统，交通费用支付设备与交通收费 终端进行近场通信，与交通收费终端进行用户交通费用的扣除操作，并记录扣除后的交通费用金额；充值设备与交通费用支付设备进场通信，以读取其记录的交通费用金额，并在交通费用金额小于设定阈值时，自动向交易服务器发送充值请求；通过本说明书实施例提供的设备，通过检测交通费用支付设备的交通费用金额，实现了交通费用的自动充值，避免了在出现交通费用不足的时候，用户无法正常乘坐交通工具，从而给用户带来不便的情况的发生；另外，避免了用户通过手动方式进行充值的，操作简单方便；在交通费用支付模块中存储有用户的交通费用金额，在无法正常连接网络的情况下也可以进行交通费用的支付，给用户带来了极大的便利。
实施例5
对应于本说明书实施例提供的可支付交通费用的设备和可支付交通费用的组合设备，基于相同的思路，本说明书实施例还提供了一种支付交通费用的方法，图8为本说明书实施例提供的支付交通费用的方法的流程示意图之一，图8所示的方法，至少包括如下步骤：
步骤402，交通费用支付模块与交通收费终端近场通信，与交通收费终端进行用户的交通费用的扣除操作；其中，交通费用支付模块存储有用户的交通费用金额。
其中，上述与交通收费终端进行用户的交通费用的扣除操作可以是交通收费终端向交通费用支付模块发送扣款指令，由交通费用支付模块根据该扣款指令执行交通费用的扣除操作；该扣款指令中携带有扣款金额。上述交通收费终端可以为POS机等。
步骤404，交通费用支付模块记录扣除交通费用后用户的交通费用金额。
步骤406，充值模块与交通费用支付模块进行近场通信以读取交通费用支付模块记录的交通费用金额，并在交通费用金额小于设定阈值时，向交易服务器发送充值请求。
具体的，在本说明书实施例中，当充值模块向交易服务器发送充值请求后，交易服务器执行充值操作，并得到充值后用户的交通费用金额。因此，本说明书实施例提供的方法，还包括：
充值模块从交易服务器获取充值后用户的交通费用金额，并通过第一近场通信模块将充值后用户的交通费用金额发送给交通费用支付模块；交通费用支付模块根据充值后用户的交通费用金额更新自身记录的交通费用金额。
其中，上述充值模块从交易服务器获取充值后用户的交通费用金额，可以是充值模块主动从交易服务器获取，也可以是接收交易服务器返回的充值后用户的交通费用 金额。
在本发明实施例中，充值模块应用于实施例1中的支付设备中的充值应用程序中，或者应用于实施例2中的充值设备中的充值应用程序中，而充值模块向交易服务器发送充值请求之前，需要检测交通费用支付模块记录的交通费用金额是否小于设定阈值，具体通过如下方式实现：
若交通费用支付模块记录的交通费用金额小于设定阈值时，充值模块向交易服务器发送充值请求之前，该方法还包括：
当充值应用程序被开启、或者交通费用支付模块执行了交通费用的扣除操作、或者当前时刻达到设定时刻时，充值模块与交通费用支付模块进行近场通信，以读取交通费用支付模块记录的交通费用金额；并检测交通费用金额是否小于设定阈值。
具体的，本说明书实施例提供的支付交通费用的方法中各个步骤的具体实现过程与实施例1、实施例2中各个模块的具体功能的实现过程相同，因此，各个步骤的具体实现过程可参考实施例1和实施例2，此处不再赘述。
为便于理解本说明书实施例提供的支付交通费用的方法，下述将以用户乘坐地铁为例进行举例说明。图9为本说明书实施例提供的支付交通费用的方法的流程示意图之二，图9所示的方法至少包括如下步骤：
步骤502，当用户进站时，POS机通过第二近场通信模块与交通费用支付模块进行近场通信，以读取交通费用支付模块记录的交通费用金额，并判断该交通费用金额是否大于设定值；若是，则允许用户进站乘车。
步骤504，当该用户出站时，POS机通过第二近场通信模块与交通费用支付模块进行近场通信，以向交通费用支付模块发送扣款指令。
其中，上述扣款指令中携带有扣款金额。
步骤506，交通费用支付模块根据接收到的扣款指令执行扣款操作，并记录交通费用金额。
步骤508，当充值应用程序被开启时，充值应用程序通过第一近场通信模块与交通费用支付模块进行近场通信，以读取交通费用支付模块记录的交通费用金额。
具体的，在步骤508中，可以是设置于充值应用程序内的充值模块读取交通费用支付模块记录的交通费用金额。
步骤510，充值应用程序判断所读取的交通费用金额是否小于设定阈值；若是，则执行步骤512。
步骤512，充值应用程序向交易服务器发送充值请求。
其中，该充值请求中携带有充值金额、充值账户、所读取的交通费用金额等信息。
步骤514，交易服务器根据接收到的充值请求执行充值操作，并将充值后的交通费用金额发送给充值应用程序。
步骤516，充值应用程序通过第一近场通信模块与交通费用支付模块进行近场通信，将充值后用户的交通费用金额发送给交通费用支付模块。
步骤518，交通费用支付模块在接收到充值后的交通费用金额后，更新自身记录的交通费用金额。
本说明书实施例提供的支付方法，交通费用支付模块与交通收费终端进行近场通信，与交通收费终端进行用户的交通费用的扣除操作，并记录扣除交通费用后用户的交通费用金额；充值模块与交通费用支付模块进行近场通信以读取其记录的交通费用金额，在交通费用金额小于设定阈值时，自动向交易服务器发送充值请求；通过本说明书实施例提供的设备，通过检测交通费用支付模块的记录的交通费用金额，实现了交通费用的自动充值，避免了在出现交通费用不足的时候，用户无法正常乘坐交通工具，从而给用户带来不便的情况的发生；另外，避免了用户通过手动方式进行充值的，操作简单方便；在交通费用支付模块中存储有用户的交通费用金额，在无法正常连接网络的情况下也可以进行交通费用的支付，给用户带来了极大的便利。
还需要说明的是，术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含，从而使得包括一系列要素的过程、方法、商品或者设备不仅包括那些要素，而且还包括没有明确列出的其他要素，或者是还包括为这种过程、方法、商品或者设备所固有的要素。在没有更多限制的情况下，由语句“包括一个……”限定的要素，并不排除在包括所述要素的过程、方法、商品或者设备中还存在另外的相同要素。
本领域技术人员应明白，本申请的实施例可提供为方法、系统或计算机程序产品。因此，本申请可采用完全硬件实施例、完全软件实施例或结合软件和硬件方面的实施例的形式。而且，本申请可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算 机程序产品的形式。
本申请可以在由计算机执行的计算机可执行指令的一般上下文中描述，例如程序模块。一般地，程序模块包括执行特定任务或实现特定抽象数据类型的例程、程序、对象、组件、数据结构等等。也可以在分布式计算环境中实践本申请，在这些分布式计算环境中，由通过通信网络而被连接的远程处理设备来执行任务。在分布式计算环境中，程序模块可以位于包括存储设备在内的本地和远程计算机存储介质中。
本说明书中的各个实施例均采用递进的方式描述，各个实施例之间相同相似的部分互相参见即可，每个实施例重点说明的都是与其他实施例的不同之处。尤其，对于系统实施例而言，由于其基本相似于方法实施例，所以描述的比较简单，相关之处参见方法实施例的部分说明即可。
以上所述仅为本申请的实施例而已，并不用于限制本申请。对于本领域技术人员来说，本申请可以有各种更改和变化。凡在本申请的精神和原理之内所作的任何修改、等同替换、改进等，均应包含在本申请的权利要求范围之内。

Claims (15)

  1. 一种可支付交通费用的设备，包括：充值模块和交通费用支付模块；
    所述交通费用支付模块，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与所述交通收费终端进行所述用户的交通费用的扣除操作，并记录扣除所述交通费用后所述用户的交通费用金额；
    所述充值模块，用于与所述交通费用支付模块进行近场通信以读取其记录的交通费用金额；在所述交通费用金额小于设定阈值时，向交易服务器发送充值请求。
  2. 根据权利要求1所述的设备，所述设备还包括第一近场通信模块和第二近场通信模块；
    所述交通费用支付模块，用于通过所述第一近场通信模块与所述充值模块进行近场通信；以及，通过所述第二近场通信模块与所述交通收费终端进行近场通信。
  3. 根据权利要求1或2所述的设备，所述交通费用支付模块为安全支付SE芯片。
  4. 根据权利要求2所述的设备，所述充值模块应用于所述设备中的充值应用程序；
    所述充值模块与所述交通费用支付模块进行近场通信以读取其记录的交通费用金额的触发条件包括以下条件中的任意一项：
    所述交通费用支付模块执行了交通费用的扣除操作；
    所述充值应用程序被开启；
    当前时刻达到读取所述交通费用支付模块记录的交通费用金额的设定时刻。
  5. 根据权利要求2或4所述的设备，所述充值模块，还用于：
    从所述交易服务器获取充值后所述用户的交通费用金额，并通过所述第一近场通信模块将充值后所述用户的交通费用金额发送给所述交通费用支付模块，以使所述交通费用支付模块更新自身记录的交通费用金额。
  6. 根据权利要求2所述的设备，所述交通费用支付模块，还用于：
    记录与所述交通收费终端之间的交易信息，并通过所述第一近场通信模块将所述交易信息发送给所述充值模块；
    所述充值模块，还用于通过所述第一近场通信模块接收所述交通费用支付模块发送的所述交易信息，并将所述交易信息上传给所述交易服务器。
  7. 一种可支付交通费用的组合设备，包括充值设备和交通费用支付设备；所述充值设备包括充值模块，所述交通费用支付设备包括交通费用支付模块；
    所述交通费用支付模块，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与所述交通收费终端进行所述用户的交通费用的扣除操作，并记录扣除所述 交通费用后所述用户的交通费用金额；
    所述充值模块，用于与所述交通费用支付模块进行近场通信以读取其记录的交通费用金额；在所述交通费用金额小于设定阈值时，向交易服务器发送充值请求。
  8. 根据权利要求7所述的设备，所述交通费用支付设备还包括第一近场通信模块和第二近场通信模块；
    所述交通费用支付模块，用于通过所述第一近场通信模块与所述充值模块进行近场通信；以及，通过所述第二近场通信模块与所述交通收费终端进行近场通信。
  9. 根据权利要求7或8所述的设备，所述充值模块应用于所述充值设备中的充值应用程序；
    所述充值模块与所述交通费用支付模块进行近场通信以读取其记录的交通费用金额的触发条件包括以下条件中的任意一项：
    所述交通费用支付模块执行了交通费用的扣除操作；
    所述充值应用程序被开启；
    当前时刻达到读取所述交通费用支付模块记录的交通费用金额的设定时刻。
  10. 一种可支付交通费用的系统，包括交易服务器和如权利要求1至6任一项所述的可支付交通费用的设备；
    所述可支付交通费用的设备，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与所述交通收费终端进行所述用户的交通费用的扣除操作，并记录扣除所述交通费用后所述用户的交通费用金额；还用于在其记录的交通费用金额小于设定阈值时，向所述交易服务器发送充值请求；
    所述交易服务器，用于接收所述可支付交通费用的设备发送的充值请求，并针对所述充值请求执行充值操作。
  11. 根据权利要求10所述的系统，所述可支付交通费用的设备，还用于：
    从所述交易服务器获取充值后所述用户的交通费用金额，并将其记录的交通费用金额更新为充值后所述用户的交通费用金额。
  12. 根据权利要求10所述的系统，所述系统还包括清算服务器；
    所述清算服务器，用于接收所述交通收费终端周期性上传的交易信息；以及，还用于接收所述交易服务器发送的所述用户的充值信息，根据所述交易信息和所述充值信息进行清算；其中，所述交易信息至少包括每次交易的时间、每次交易的地址信息和每次交易的金额。
  13. 一种可支付交通费用的系统，包括交易服务器、充值设备和交通费用支付设备；
    所述交通费用支付设备，用于存储用户的交通费用金额，在与交通收费终端进行近场通信时，与所述交通收费终端进行所述用户的交通费用的扣除操作，并记录扣除所述交通费用后所述用户的交通费用金额；
    所述充值设备，用于与所述交通费用支付设备进行近场通信以读取其记录的交通费用金额；在所述交通费用金额小于设定阈值时，向交易服务器发送充值请求；
    所述交易服务器，用于接收所述充值设备发送的充值请求，并针对所述充值请求执行充值操作。
  14. 一种支付交通费用的方法，所述方法包括：
    交通费用支付模块与交通收费终端进行近场通信，与所述交通收费终端进行用户的交通费用的扣除操作；其中，所述交通费用支付模块存储有所述用户的交通费用金额；
    所述交通费用支付模块记录扣除所述交通费用后所述用户的交通费用金额；
    充值模块与所述交通费用支付模块进行近场通信以读取所述交通费用支付模块记录的交通费用金额；并在所述交通费用金额小于设定阈值时，向交易服务器发送充值请求。
  15. 根据权利要求14所述的方法，所述方法还包括：
    充值模块从所述交易服务器获取充值后所述用户的交通费用金额，并通过第一近场通信模块将充值后所述用户的交通费用金额发送给所述交通费用支付模块；
    所述交通费用支付模块根据充值后所述用户的交通费用金额更新自身记录的交通费用金额。
PCT/CN2019/097540 2018-08-31 2019-07-24 可支付交通费用的设备、组合设备、系统及方法 WO2020042836A1 (zh)

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