WO2020026783A1

WO2020026783A1 - Virtual currency transaction device, virtual currency transaction system, and virtual currency transaction method

Info

Publication number: WO2020026783A1
Application number: PCT/JP2019/027866
Authority: WO
Inventors: 亜優美國分; 藤田　裕一
Original assignee: グローリー株式会社
Priority date: 2018-08-01
Filing date: 2019-07-16
Publication date: 2020-02-06
Also published as: JP2020021322A

Abstract

In the present invention, in order to allow a user to obtain money equivalent to a virtual currency quickly and efficiently, when a user A performs a predetermined dispensing operation by use of a virtual currency transaction device 10 (step S1), a two-dimensional code is displayed. When the user A causes a portable terminal device 30 to read the two-dimensional code (step S2) and the portable terminal device 30 provides a virtual currency remittance instruction to a server device 50 (step S3), the server device 50 subtracts the numerical value of a virtual currency VC1 from a wallet A1 of the user A and remits the virtual currency VC1 to a server device 70 (step S4). Upon detection of start of transmission of the virtual currency VC1 from the server device 50, the server device 70 provides a dispensing instruction to the virtual currency transaction device 10 (step S5), and the virtual currency transaction device 10 dispenses, from a banknote handling unit, banknotes corresponding to a transaction code included in the dispensing instruction (step S6).

Description

Virtual currency trading device, virtual currency trading system and virtual currency trading method

The present invention relates to a virtual currency transaction apparatus, a virtual currency transaction system, and a virtual currency transaction method capable of quickly and efficiently obtaining money corresponding to virtual currency.

In recent years, the number of tourists visiting foreign countries is increasing. A traveler may want to purchase goods or receive services using money instead of card payment using a credit card or the like. In such a case, the traveler exchanges currency in the home currency into currency in the local currency.

ため Therefore, there is known an automatic transaction device for exchanging currency in a home currency into currency in a local currency. For example, Patent Document 1 discloses a money handling apparatus that can switch and execute a foreign currency exchange process and a change preparation process. For this reason, by using the device of Patent Document 1, a traveler can obtain currency in local currency corresponding to the currency in his or her own currency.

JP 2017-157155 A

However, the method disclosed in Patent Document 1 is based on the premise that the traveler has currency in his or her own currency. In other words, there is a problem that even if this traveler has virtual currency, if he or she has only a small amount of currency in his or her own currency, he or she cannot obtain enough currency in local currency.

It is also possible for a traveler holding a virtual currency to access the site of a virtual currency exchange from a mobile terminal device such as a smartphone and apply for withdrawal of the virtual currency, thereby obtaining local currency currency. It takes time for the withdrawal to be reflected in your bank account. For example, if the withdrawal application is until 11:30 am, the change is reflected on the current day, but if the withdrawal application is after 11:30 pm, the change is reflected on the next business day. For this reason, it is difficult for a traveler to quickly obtain currency in local currency equivalent to virtual currency.

Therefore, it is an important issue how to make it possible for travelers to quickly and efficiently obtain local currency currency equivalent to virtual currency. This problem also occurs when a local resident having virtual currency obtains currency in the local currency. A similar problem arises when not only foreign tourists visiting Japan (inbound to Japan) but also obtaining currency distributed in country A by inbound to country A other than Japan.

The present invention has been made in order to solve the above-described problems of the related art, and is a virtual currency transaction apparatus, a virtual currency transaction system, and a virtual currency that can quickly and efficiently obtain money corresponding to a virtual currency. The purpose is to provide a trading method.

In order to solve the above-described problem, the present invention is a virtual currency transaction device, and receives designation of a money amount to be dispensed based on one or a plurality of money storage units and a money amount of the money storage unit. A receiving unit, a calculating unit that calculates the number of virtual currencies corresponding to the amount of money received by the receiving unit, an output unit that outputs information including the number of virtual currencies calculated by the calculating unit, and a predetermined virtual A money processing unit that performs a money dispensing process on condition that a money dispensing instruction corresponding to the number of virtual currencies is received from a currency exchange.

In addition, the present invention, in the above invention, further includes a display control unit that controls display of information based on the money amount of the money storage unit on a predetermined display unit, and the reception unit is display-controlled on the display unit. The designated amount of money to be dispensed is received within the range of the money amount of the money storage unit.

Further, in the present invention according to the above invention, the display control unit controls the display unit to display information on a specifiable denomination based on a money amount of each denomination forming the money storage unit. Then, the accepting unit accepts designation of the amount of money to be dispensed within a specifiable denomination that is display-controlled on the display unit.

Further, according to the present invention, in the above invention, the display control unit controls display of information on a denominable denomination on the display unit based on a total amount of money in money that forms the money storage unit. The accepting unit accepts designation of a money amount to be dispensed within a range of the total amount controlled to be displayed on the display unit.

Further, the present invention, in the above invention, further comprising a storage unit for storing the exchange rate information of the virtual currency, wherein the calculation unit, based on the exchange rate information of the virtual currency stored in the storage unit, The number of virtual currencies corresponding to the amount of money accepted by the accepting unit is calculated.

Further, the present invention according to the above invention, further includes an update processing unit that updates the virtual currency exchange rate information stored in the storage unit based on the virtual currency exchange rate information received at a predetermined time interval. Prepare.

In addition, the present invention according to the above invention, further comprises a two-dimensional code generation unit that generates a two-dimensional code including the number of virtual currencies calculated by the calculation unit, and the output unit displays the two-dimensional code on the display. Display in the section.

Further, the present invention, in the above invention, further comprises a reading unit for reading the member information stored in the member medium, the receiving unit, provided that the member information read by the reading unit is valid. Accept the designation of the amount of money to withdraw.

According to the present invention, in the above invention, the update processing unit stops the transaction when the exchange rate exceeds a predetermined range.

According to the present invention, in the above invention, the update processing section stops the transaction when the transaction exceeds a predetermined time.

Further, the present invention is a virtual currency transaction system, a terminal device operated by a user, a virtual currency transaction device for dispensing money corresponding to the number of virtual currencies, and a virtual currency owned by the user A virtual currency transaction system comprising: a first balance identification device that manages a wallet of a first currency; and a second balance identification device that manages a wallet of virtual currency owned by an administrator who manages the virtual currency transaction device, The virtual currency transaction device includes one or more money storage units, a reception unit that receives designation of a money amount to be dispensed, based on a money amount of the money storage unit, and a money amount received by the reception unit. A calculating unit for calculating the number of the corresponding virtual currencies, an output unit for outputting information including the number of the virtual currencies calculated by the calculating unit, and a number corresponding to the number of the virtual currencies from the second balance specifying device. On condition that accepts the payment instruction bill, and a money handling unit for performing dispensing process of the money.

Further, in the present invention according to the above invention, when the terminal device receives information including the number of virtual currencies from the virtual currency transaction device, the number of virtual currencies, information for specifying a transaction, A virtual currency remittance instruction including information for specifying a wallet of the virtual currency owned by the administrator is issued to the first balance specifying device.

Further, according to the present invention, in the above invention, the first balance specifying device, when receiving the virtual currency remittance instruction from the terminal device, subtracts the number of virtual currencies from a user's wallet, A virtual currency remittance process for the number of virtual currencies is performed for the second balance specifying device.

Also, in the present invention according to the above invention, if the second balance identification device starts accepting a virtual currency remittance process from the first balance identification device, the second balance identification device sends a currency to the virtual currency transaction device. Instructions for withdrawal.

Further, the present invention is a virtual currency transaction method, which has one or a plurality of currency storage units, and virtual currency transaction in a virtual currency transaction device for dispensing money corresponding to the number of virtual currencies from the money storage unit. A method, based on the money amount in the money storage unit, a receiving step of receiving a designation of a money amount to be dispensed, and a calculating step of calculating the number of virtual currencies corresponding to the money amount received in the receiving step And an output step of outputting information including the number of virtual currencies calculated in the calculating step, and on condition that a withdrawal instruction of money corresponding to the number of virtual currencies is received from a predetermined virtual currency exchange. And a money processing step of performing a money dispensing process.

According to the present invention, it is possible to quickly and efficiently obtain money corresponding to virtual currency.

FIG. 1 is an explanatory diagram for explaining the concept of the virtual currency trading system according to the present embodiment. FIG. 2 is a diagram showing an external configuration of the virtual currency transaction apparatus shown in FIG. FIG. 3 is a functional block diagram showing an internal configuration of the virtual currency transaction device shown in FIG. FIG. 4 is a diagram showing a configuration of the bill processing unit shown in FIG. FIG. 5 is a diagram showing an example of the virtual currency selection screen and the withdrawal amount input screen. FIG. 6 is a diagram showing an example of a withdrawal amount confirmation screen and a two-dimensional code display screen. FIG. 7 is a flowchart (part 1) illustrating a processing procedure of the virtual currency transaction apparatus illustrated in FIGS. 2 and 3. FIG. 8 is a flowchart (part 2) illustrating a processing procedure of the virtual currency transaction device illustrated in FIGS. 2 and 3. FIG. 9 is a flowchart illustrating the procedure of the generation processing of the withdrawal amount input screen shown in step S106 of FIG. FIG. 10 is an explanatory diagram of a case where the portable terminal device manages a user's wallet. FIG. 11 is an explanatory diagram of the notification of the exchange rate and the detection of the abnormality by the server device. FIG. 12 is a flowchart illustrating a procedure of an emergency stop performed by the virtual currency transaction device. FIG. 13 is an explanatory diagram of display control of operation buttons.

Hereinafter, preferred embodiments of a virtual currency trading apparatus, a virtual currency trading system, and a virtual currency trading method according to the present invention will be described in detail with reference to the accompanying drawings. In the embodiment described below, a user A purchases a virtual currency at a virtual currency exchange X, and the wallet A1 of the virtual currency of the user A is managed on the server device 50 of the virtual currency exchange X. And Also, a case will be shown in which the virtual currency transaction apparatus 10 dispenses banknotes.

<Definition>
The “virtual currency” shown in the present embodiment is (1) that can be used for an unspecified person to pay for the price when purchasing goods or receiving services, and A property value that can be purchased and sold with a specific person as the other party and that can be transferred using the electronic information processing organization. (2) A property that can be exchanged with (1) with an unspecified person as the other party Eligible value that can be transferred using an electronic information processing organization (see Article 2, Paragraph 5 of the Revised Funds Settlement Act). For example, a bit coin (BTC), an alt coin, a coin check, etc. correspond.

The “virtual currency exchange” in the present embodiment is a virtual currency operated by a virtual currency exchange business operator (hereinafter simply referred to as “business operator”) registered with the Financial Services Agency as a virtual currency exchange trader. It is an exchange that can trade. This virtual currency exchange uses its own server device to manage the wallet of the user who uses the virtual currency.

The “balance specifying device” in the present embodiment is a device for specifying the user's wallet balance. In this embodiment, a case will be described in which a server device that manages a user's wallet is used as a balance specifying device. However, the present invention is not limited to this. When specifying the balance, these computers serve as the balance specifying device.

<Concept of virtual currency trading system>
Next, the concept of the virtual currency trading system according to the present embodiment will be described. FIG. 1 is an explanatory diagram for explaining the concept of the virtual currency trading system according to the present embodiment. Here, it is assumed that the user A is a user of a specific virtual currency (for example, bitcoin), and the server A 50 of the virtual currency exchange X manages the wallet A1 of the user A. The server device 50 corresponds to a “first balance specifying device” in the claims.

Further, the virtual currency exchange apparatus 10 is installed at a predetermined position such as an airport, a harbor, a commercial facility or the like by the enterprise B, and the wallet B1 of the enterprise B is managed by the server 70 of the virtual currency exchange Y. It is assumed that This server device 70 corresponds to a “second balance specifying device” in the claims. Here, a case is shown in which the wallet A1 of the user A and the wallet B1 of the business B are managed in server devices of different virtual currency exchanges, but the wallet A1 of the user A and the wallet of the business B are shown. B1 can also be managed in the server device of the same virtual currency exchange. Further, the balance of the user A is specified by a plurality of computers (first balance specifying device) connected to the network, and the balance of the user A is specified by the plurality of computers (second balance specifying device) connected to the network. Can also be specified.

Here, there is a case where the user A wants to obtain money using his own virtual currency. For example, if this user A is a traveler from abroad and has only a small amount of currency in his or her own currency, even if he or she goes to a foreign currency exchange office, it is possible to obtain enough currency in local currency. Can not. When the user A owns the virtual currency, the user accesses the site of the virtual currency exchange from the mobile terminal device 30 and applies for withdrawal of the virtual currency, so that the currency of the local currency can be used. It is also possible to obtain. However, this method requires time until it is reflected in its own bank account, and it is difficult to quickly obtain local currency money corresponding to virtual currency. A similar problem occurs when a local resident having virtual currency obtains currency in the local currency.

For this reason, the virtual currency transaction system according to the present embodiment is configured so that the virtual currency transaction device 10 can be used to quickly withdraw money. Specifically, the user A inserts a membership card into the virtual currency transaction device 10 and performs a predetermined withdrawal operation (step S1). Although a detailed explanation will be described later, if the member card is accepted, on the condition that the member stored in this member card has been authenticated by the password, any one of a plurality of types of virtual currency can be used. A virtual currency exchange screen is displayed on the display unit, which indicates whether the currency should be exchanged for local currency bills and paid out.

Then, for example, when the item for exchanging the virtual currency VC1 for the local currency is selected, bills that can be dispensed are displayed on the display unit based on the amount of money in the bill processing unit, and the amount to be dispensed from the user A Accepts the input operation of. For example, if there is a predetermined number of $ 100 bills in the banknote processing unit, "100 dollars" can be specified, and if there are a predetermined number of $ 10 bills in the banknote processing unit, "10 dollars" is specified. Allows the specification of In other words, if there is no $ 10 bill in the bill processing unit, the designation of "$ 10" is not accepted.

When the virtual currency transaction device 10 receives the designation of the amount to be withdrawn in this way, the virtual currency transaction device 10 calculates the number of virtual currency VC1 corresponding to the amount of withdrawal, and calculates the number of the virtual currency VC1 and The information including the ID of the wallet B1 of the business entity B to which the number of the virtual currency VC1 is transmitted and the time stamp are converted into a two-dimensional code.

Here, the reason why the “number of virtual currency VC1” is included in the two-dimensional code is so that the number of virtual currency VC1 can be specified when issuing a virtual currency remittance instruction from the mobile terminal device 30 to the server device 50. . The reason for including the “ID of the wallet B1 of the operator B” is to specify the remittance destination wallet when instructing the virtual currency remittance from the mobile terminal device 30 to the server device 50. Further, the reason for including the “time stamp” is to specify that the transaction is performed by the virtual currency transaction device 10. For example, in a situation where the business entity B has installed a plurality of virtual currency transaction devices 10, if the server device 70 receives remittance of virtual currency from the server device 50, the server device 70 I don't know if I should withdraw. Here, if the time stamp at the time when the virtual currency transaction device 10 displays the two-dimensional code is notified to the server device 70, the server device 70 includes the virtual currency remittance information received from the server device 50 in the remittance information. Using the time stamp as a clue, it is possible to specify the virtual currency transaction apparatus 10 that issues a withdrawal instruction. Here, since only one virtual currency transaction device 10 is installed, description of the notification of the time stamp from the virtual currency transaction device 10 to the server device 70 is omitted.

Then, as shown in FIG. 1, a screen including the withdrawal amount, the number of virtual currency VC1, a two-dimensional code, and a cancel button is displayed on the display unit. FIG. 1 shows a case where the withdrawal amount is “100 dollars” and the number of virtual currency VC1 is “0.0080”.

Thereafter, the user A reads the two-dimensional code using the mobile terminal device 30 (step S2), and if the mobile terminal device 30 acquires the information included in the two-dimensional code, the user A A virtual currency remittance instruction is issued to the server device 50 of the virtual currency exchange X that manages the wallet A1 of the virtual currency VC1 of A (step S3). The virtual currency remittance instruction includes the number of the virtual currency VC1 included in the two-dimensional code, the ID of the wallet B1 of the business entity B as the transmission destination, and the time stamp.

Then, upon receiving the virtual currency remittance instruction, the server device 50 subtracts the number of virtual currency VC1 from the wallet A1 of the user A, and the server device of the virtual currency exchange Y managing the wallet B1 of the business B The remittance of the virtual currency VC1 is performed to 70 (step S4). The remittance information of this virtual currency remittance also includes a time stamp.

When the server device 70 detects the start of transmission of the virtual currency VC1 from the server device 50, the server device 70 issues a withdrawal instruction to the virtual currency transaction device 10 (step S5). The server device 70 does not wait for the completion of the reception of the virtual currency VC1, but issues a withdrawal instruction when detecting the start of transmission. This is for the purpose of promptly dispensing bills to the user A. This withdrawal instruction includes a transaction code. When the server device 70 completes the reception of the virtual currency VC1, the server device 70 adds the number of the virtual currency VC1 to the wallet B1 of the company B.

When a plurality of virtual currency transaction devices 10 are installed, the time stamp transmitted from each virtual currency transaction device 10 at the start of the transaction and the time stamp included in the remittance information of the virtual currency remittance from the server device 50 are used. Using the stamp, the virtual currency transaction device 10 that issues a withdrawal instruction is specified.

If the virtual currency transaction device 10 receives the dispensing instruction from the server device 70, the virtual currency transaction device 10 dispenses the banknote corresponding to the transaction code included in the dispensing instruction from the banknote processing unit (step S6). As a result, the user A can obtain a local currency bill corresponding to the virtual currency VC1.

As described above, the virtual currency transaction device 10 accepts the designation of the amount to be dispensed based on the amount of money in the bill processing unit, calculates the number of virtual currencies corresponding to the amount to be dispensed, and The two-dimensional code including the number is displayed on the display unit. Further, the virtual currency transaction apparatus 10 is configured to perform a bill dispensing process on condition that a dispensing instruction corresponding to the number of virtual currencies is received from the server apparatus 50 of the virtual currency exchange Y. For this reason, the virtual currency transaction device 10 can quickly and efficiently provide the user with money corresponding to virtual currency.

In other words, the present embodiment is configured to accept the designation of the amount to be dispensed based on the amount of money in the bill processing unit. Such a configuration has great significance in dispensing money corresponding to the virtual currency. For example, in a case where the banknote processing unit has a money amount of “100 dollar bill × 3 sheets”, if a withdrawal operation of 500 dollars is permitted, the number of virtual currencies corresponding to 500 dollars from wallet A1 of user A Is subtracted, and the number of virtual currencies is added to the wallet B1 of the operator B. However, the virtual currency transaction apparatus 10 that has accepted the withdrawal instruction cannot withdraw $ 500. It takes a lot of time to restore the virtual currency subtracted from the wallet A1 of the user A.

As described above, when the virtual currency is subtracted from the wallet A1 of the user A, but the user A can no longer obtain the banknote, the user A cannot use the banknote before the virtual currency transaction apparatus 10 You will have to wait until refilled. If the virtual currency transaction apparatus 10 is installed in a place where banknotes cannot be quickly replenished, depending on the installation place of the virtual currency transaction apparatus 10, a result that significantly deteriorates the convenience of the user A as a result. Becomes Therefore, it is significant to accept the designation of the amount to be dispensed based on the amount of money in the bill processing unit. Note that there are many devices that stop the service when the bill of money becomes near empty or empty, but in this embodiment, it is fixed whether the bill of money is near empty or empty. The determination is not made, but it is determined whether or not there is more than a predetermined number of banknotes that can be specified by the user A. As a modification of the present embodiment, comparing the amount of money of the bill processing unit and the amount of money input by the user A, when the amount of money input by the user A is smaller than the amount of money of the banknote processing unit, It is also possible to adopt a configuration in which this withdrawal amount is not accepted.

<Configuration of virtual currency transaction device 10>
Next, the configuration of the virtual currency transaction apparatus 10 shown in FIG. 1 will be described. FIG. 2 is a diagram showing an external configuration of the virtual currency transaction apparatus 10 shown in FIG. 1, and FIG. 3 is a functional block diagram showing an internal configuration of the virtual currency transaction apparatus 10 shown in FIG. FIG. 4 is a diagram illustrating a configuration of a bill processing unit 20 illustrated in FIG. 3. FIG. 5 is a diagram illustrating an example of a virtual currency selection screen and a withdrawal amount input screen, and FIG. 6 is a diagram illustrating an example of a withdrawal amount confirmation screen and a two-dimensional code display screen.

The virtual currency transaction device 10 shown in FIG. 2 is a device that is installed at a predetermined position such as an airport, a port, or a commercial facility by a business operator B, and converts the virtual currency owned by the user A into a local currency bill. Used to withdraw money. The virtual currency transaction device 10 has a substantially rectangular parallelepiped shape, and has a display unit 11, an operation unit 12, a card insertion slot 13a, a receipt printer 14, a bill insertion slot 21a, and a bill outlet 22a provided on the surface of the apparatus. . Note that the outer shape of the device shown in FIG. 2 is an example, and the shape of a substantially rectangular parallelepiped and the arrangement of each part can be arbitrary.

The display unit 11 is a display device such as a liquid crystal panel, an organic electroluminescence (organic EL), or a display device, and displays the virtual currency exchange screen described in FIG. The operation unit 12 is an input device such as a numeric keypad or a keyboard. Here, the case where the display unit 11 and the operation unit 12 are separately provided has been described, but both may be integrated using a touch panel type liquid crystal panel or the like.

The card insertion slot 13a is an insertion slot for inserting a membership card possessed by the user. The member ID of the member card inserted into the card insertion slot 13a is read by a card reader 13 described later. In addition, since a password is required to be input when the member card is inserted, the password is input from the operation unit 12.

The receipt printer 14 is a device that prints and issues a receipt indicating a transaction result when a bill is dispensed. Information such as a member number, a time stamp, a withdrawal amount, the number of virtual currencies, and a cash exchange rate is printed on the receipt.

The bill insertion slot 21a is a deposit port for receiving insertion of a bill. A bill is inserted into the bill insertion slot 21a when the company B replenishes bills, and the inserted bill is stored in the bill storage unit. The bill outlet 22a is a dispensing port through which a bill corresponding to the dispensed amount is discharged toward the user A.

Next, the internal configuration of the virtual currency transaction device 10 shown in FIG. 2 will be described. As shown in FIG. 3, the virtual currency transaction device 10 includes a display unit 11, an operation unit 12, a card reader 13, a receipt printer 14, a communication unit 15, a storage unit 16, a control unit 17, and a bill processing unit 20.

The card reader 13 is a reading device that reads information stored on a membership card. When the member card is an IC card, the card reader 13 reads the member ID stored in the IC card by a contact method. Here, for convenience of explanation, the card reader 13 reads the member ID by a contact method, but may read the member ID in a non-contact manner using short-range wireless communication. When the member card is a magnetic card, the card reader 13 may be a magnetic reader that reads a member ID magnetically recorded on a part of an IC card. Here, for the sake of convenience of explanation, a case where authentication using a membership card is performed will be described. However, authentication may be performed by transmitting a member ID from the mobile terminal device 30 to the virtual currency transaction device 10.

The communication unit 15 communicates with the server device 70 of the virtual currency exchange Y. For example, when the communication unit 15 communicates with the server device 70 via a wireless LAN and the Internet network, the communication unit 15 has a role of a wireless LAN router. The reason that the virtual currency transaction device 10 must be configured to be able to communicate with the server device 70 is that the virtual currency transaction device 10 needs to receive a withdrawal instruction from the server device 70.

The storage unit 16 is a storage device including a non-volatile memory or a hard disk device, and stores therein the money amount data 16a, the exchange rate data 16b, the member data 16c, the transaction data 16d, the log data 16e and the like.

The banknote data 16a is data for storing the number of banknotes stored in the banknote storage units 27a to 27c of the banknote processing unit 20 (hereinafter collectively referred to as the "banknote storage unit 27"), that is, the banknote storage amount. The money data 16a is referred to when displaying a withdrawal amount input screen G2 or G3 described later.

The exchange rate data 16b is data indicating the exchange rate when the virtual currency is exchanged for the local currency, and is updated periodically. The cash rate data 16b is referred to when displaying a virtual currency selection screen G1 described later.

The member data 16c is data including member data such as a member ID for uniquely identifying a member and a personal identification number. The member data 16c is referred to when a member card is received and a member is authenticated. The member data 16c is stored in the server device 70, and when the virtual currency transaction device 10 authenticates a member, the virtual currency transaction device 10 makes an authentication request to the server device 70. You can also. Note that the virtual currency transaction apparatus 10 does not make an authentication request to the server apparatus 70, but accesses the server apparatus 70 from the portable terminal apparatus 30 to perform member authentication, and the result is transmitted from the server apparatus 70 to the virtual currency transaction apparatus. 10 can be configured to be notified.

The transaction data 16d is data including information such as a transaction ID for uniquely identifying a transaction, a member ID, a withdrawal amount, the number of virtual currencies, and a transaction date and time. When receiving the withdrawal operation from the user A and displaying the two-dimensional code on the display unit, the virtual currency transaction device 10 issues a new transaction ID and generates transaction data. When the dispensing process of a certain transaction ID is completed, the transaction data 16d is deleted, and the process is shifted to log data 16e. The log data 16e is log data composed of transaction data 16d that has been transacted.

The control unit 17 performs overall control of the virtual currency transaction device 10. The control unit 17 includes a withdrawal amount receiving unit 17a, a virtual currency number calculation unit 17b, a two-dimensional code generation unit 17c, a display control unit 17d, an authentication processing unit 17e, and a withdrawal processing unit 17f. Actually, the control unit 17 stores programs corresponding to the withdrawal amount receiving unit 17a, the virtual currency number calculation unit 17b, the two-dimensional code generation unit 17c, the display control unit 17d, the authentication processing unit 17e, and the withdrawal processing unit 17f. The programs are stored in the unit 16 and loaded into the memory and executed by the CPU, thereby executing the corresponding processes.

The withdrawal amount receiving unit 17a receives a withdrawal amount in the local currency based on the virtual currency owned by the user A. Here, the withdrawal amount receiving unit 17a does not receive the withdrawal amount within the range of the virtual currency owned by the user A, but based on the amount of the banknote stored in the banknote processing unit 20, the amount of the withdrawal amount. Accept the designation. For example, when the banknote processing unit 20 has a predetermined number of 100-dollar bills and a predetermined $ 10 bill (for example, 100 or more), as shown in FIG. 5B, the display control unit 17d sets “100”. While displaying that both "1" and "10" can be specified, a withdrawal amount such as "330 dollars" is accepted. On the other hand, when the bill processing unit 20 has a predetermined number of 100-dollar bills but no 10-dollar bill, as shown in FIG. 5C, the display control unit 17d controls only “100”. While displaying a point that can be specified, a withdrawal amount such as “300 dollars” is accepted. Although the display content is changed here, when the user A inputs a withdrawal amount irrespective of the display content, when the user A inputs the withdrawal amount within the range of the banknote amount stored in the banknote processing unit 20. Accept withdrawal.

The virtual currency number calculation unit 17b is a processing unit that calculates the number of virtual currencies corresponding to the withdrawal amount received by the withdrawal amount reception unit, and specifically refers to the exchange rate data 16b stored in the storage unit 16. Meanwhile, the number of virtual currencies is calculated. For example, as shown in FIG. 6A, when the withdrawal amount is “100 dollars”, the number of the virtual currency VC1 is “0.0080”. Note that the number of virtual currencies does not need to be an integer.

When the number of virtual currencies is calculated by the number of virtual currencies calculation unit 17b, the two-dimensional code generation unit 17c determines the number of virtual currencies VC1 and the wallet B1 of the business entity B to which the number of virtual currencies VC1 is transmitted. The information including the ID and the time stamp is converted into a two-dimensional code. The two-dimensional code generated by the two-dimensional code generation unit 17c is display-controlled on the display unit 11 by the display control unit 17d, and can be read by the mobile terminal device 30. When the two-dimensional code generated by the two-dimensional code generation unit 17c is displayed on the display unit 11, the control unit determines a transaction ID that uniquely identifies the transaction, a member ID, a withdrawal amount, the number of virtual currencies, The transaction data 16 d including information such as a time stamp is generated and stored in the storage unit 16.

The display control unit 17d is a control unit that performs various display controls on the display unit 11. Specifically, the virtual currency selection screen G1 shown in FIG. 5A, the withdrawal amount input screen G2 shown in FIG. 5B, the withdrawal amount input screen G3 shown in FIG. 5C, and FIG. The display unit 11 controls the display unit 11 to display a withdrawal amount confirmation screen G4 shown, a two-dimensional code display screen G5 shown in FIG.

The authentication processing unit 17e is a processing unit that, when the card reader 13 reads the member ID stored in the membership card, authenticates whether the user is a valid member. Specifically, if the password input by the member from the operation unit 12 and the password corresponding to the member ID included in the member data 16c stored in the storage unit 16 match, the member is a valid member. It is authenticated that there is. If the user is authenticated as a valid member, the local currency can be withdrawn by the virtual currency transaction device 10, and if the user is not a valid member, the local currency can be withdrawn using the virtual currency transaction device 10. Money becomes impossible. Here, the case where the member data 16c is stored in the storage unit 16 has been described. However, when the member data 16c is stored in the server device 70, the member ID read by the card reader 13 and the member ID 16c are received from the operation unit 12. The password is transmitted to the server device 70 to request authentication, and the authentication result is received from the server device 70.

The dispensing processing unit 17f is a processing unit that dispenses bills of the dispensed amount from the bill outlet 22a when receiving a dispensing instruction from the server device 70. When the user A has taken out the banknote that has been dispensed from the banknote outlet 22a, the control unit 17 deletes the corresponding transaction data 16d from the storage unit 16 and stores the transaction data 16d in the log data 16e. Perform the process of appending.

The banknote processing unit 20 is a unit that stores banknotes in the banknote storage unit 27 and pays out banknotes from the banknote storage unit 27 under the control of the control unit 17. As shown in FIG. 4, the bill processing unit 20 includes a bill receiving unit 21, a bill dispensing unit 22, a cassette mounting unit 23, a dispensing reject unit 24, a circulating transport unit 25, a bill identifying unit 26, And a bill storage unit 27 for each denomination.

The banknote receiving unit 21 is a processing unit that receives the insertion of a banknote into the banknote insertion slot 21a and feeds the banknote one by one to the orbiting transport unit 25. The banknote pay-out unit 22 temporarily stores banknotes transported one by one from the orbiting transport unit 25, and pays out the banknotes by discharging the banknotes from the banknote outlet 22a when all the banknotes to be paid out are aligned. It is a processing unit.

The cassette mounting section 23 is capable of attaching and detaching a storage cassette 28 used for collecting sales proceeds and replenishing change. The dispensing reject unit 24 accumulates banknotes that are not suitable for dispensing, such as a denomination of a denomination. For example, among the banknotes fed from the banknote storage unit 27 during the dispensing process, those banknotes that could not be identified by the banknote identification unit 26 due to conveyance abnormality such as double feeding or skew are conveyed to the dispensing reject unit 24. Is done. Note that among the banknotes taken in from the banknote receiving unit 21, banknotes that could not be identified by the banknote identification unit 26 due to contamination or the like during the payment processing are returned to the banknote payout unit 22 as payment reject banknotes.

The denominations corresponding to each of the plurality of banknote storage units 27a to 27c are set, and the banknotes of the set denominations can be stored, and the stored banknotes can be fed out one by one. Note that the number of banknotes stored in each of the banknote storage units 27a to 27c, that is, the amount of money, is included in the money amount data 16a of the storage unit 16. The control unit 17 updates the money amount data 16a in the storage unit 16 each time a bill is taken in or a bill is paid out.

The orbital transport unit 25 has an annular orbital transport path, and includes a bill receiving unit 21, a banknote payout unit 22, a cassette mounting unit 23, a dispensing reject unit 24, and a plurality of banknote storage units 27 and the orbital transport path. A connection transport path is provided between them. In addition, the circulation transport path is provided with a bill identification unit 26 for identifying the denomination, authenticity, correctness, front / back, transport state, and the like of the bill.

(4) The circulating transport unit 25 can transport bills one by one by rotating and driving the circulating transport path in the clockwise direction and the counterclockwise direction in FIG. Specifically, when storing bills in the bill storage unit 27, the orbiting transport path is rotated clockwise in FIG. When the banknote is to be fed from the banknote storage unit 27, the orbiting transport path is rotated counterclockwise in FIG. In addition to the control of the rotation drive, the circular transport section 25 controls the transport destination of the banknote by switching the transport path of the banknote between the circular transport path and each connection transport section.

<Example of display screen>
Next, an example of a display screen displayed on the display unit 11 shown in FIGS. 2 and 3 will be described. 5A shows a virtual currency selection screen G1, FIG. 5B shows an example of a withdrawal amount input screen G2, and FIG. 5C shows another example of a withdrawal amount input screen G3. FIG. 6A shows an example of a withdrawal confirmation screen G4, and FIG. 6B shows an example of a two-dimensional code display screen G5.

The virtual currency selection screen G1 shown in FIG. 5A is a display screen displayed on the display unit 11 when the user A inserts a membership card into the virtual currency transaction device 10 and is authenticated as a valid member. It is. Here, currency exchange from virtual currency VC1 to local currency (virtual currency VC1 → dollar), currency exchange from virtual currency VC2 to local currency (virtual currency VC2 → dollar), currency exchange from virtual currency VC3 to local currency (virtual currency VC3) → dollar) can be selected. Further, as shown in FIG. 5 (a), it is also possible to display the exchange rate when each virtual currency is exchanged for the local currency.

The withdrawal amount input screen G2 shown in FIG. 5B is displayed on the display unit 11 when “virtual currency VC1 → dollar” is selected on the virtual currency selection screen G1 shown in FIG. 5A. FIG. Here, a predetermined number (for example, 100) or more of $ 100 bills are stored in the banknote storage unit 27a of the banknote processing unit 20, and a predetermined number (for example, 100) or more of $ 10 bills are stored in the banknote storage unit 27c. It shows the case where it was done. Since the 100-dollar bill and the 10-dollar bill to be dispensed are sufficiently stored in the banknote processing unit 20, it is displayed that "100" and "10" can be input when the disbursement amount is input. If a predetermined settlement operation is performed after inputting the withdrawal amount, the withdrawal amount is determined.

5) The withdrawal amount input screen G3 shown in FIG. 5 (c) is a display screen displayed on the display unit 11 when “virtual currency VC1 → dollar” is selected as in FIG. 5 (b). Here, a case where a predetermined number (for example, 100) or more of $ 100 bills are stored in the bill storage unit 27a of the bill processing unit 20, but a $ 10 bill is not stored in the bill storage unit 27c is shown. I have. Since the 100 dollar bill to be withdrawn is sufficiently stored in the banknote processing unit 20, "100" can be input when inputting the withdrawal amount, but the 10 dollar bill to be withdrawn is sufficient. Is not stored in the banknote processing unit 20, “10” cannot be input when inputting the withdrawal amount. If a predetermined settlement operation is performed after inputting the withdrawal amount, the withdrawal amount is determined.

In the withdrawal amount confirmation screen G4 shown in FIG. 6A, the withdrawal amount is input in the withdrawal amount input screen G2 in FIG. 5B or the withdrawal amount input screen G3 in FIG. This is a display screen displayed on the display unit 11 when the operation is performed. The withdrawal amount confirmation screen G4 includes the withdrawal amount (for example, “100 dollars”) and the number of virtual currency VC1 (for example, “0.0080”).

２ The two-dimensional code display screen G5 shown in FIG. 6B is a display screen displayed on the display unit 11 when a confirmation operation is performed on the withdrawal amount confirmation screen G4 in FIG. 6A. The two-dimensional code display screen G5 includes a two-dimensional code. The user A reads the two-dimensional code using the portable terminal device 30. Note that the two-dimensional code display screen G5 is not displayed after a predetermined time has elapsed, and a message such as "Please wait until withdrawal" can be displayed.

<Processing procedure of virtual currency transaction device 10>
Next, a processing procedure of the virtual currency transaction apparatus 10 shown in FIGS. 2 and 3 will be described. FIGS. 7 and 8 are flowcharts showing the processing procedure of the virtual currency transaction apparatus 10 shown in FIGS. As shown in FIG. 7, when a predetermined operation is received from the operation unit 12 of the virtual currency transaction device 10 (step S101), the user A is asked to insert a membership card and input a personal identification number. Is displayed on the display unit 11.

Thereafter, if the user A inserts the member card into the card insertion slot 13a, reads the member ID stored in the member card by the card reader 13, and receives the input of the personal identification number from the operation unit 12 (step S102). Then, an authentication process is performed to determine whether or not the user A is a member (step S103). Specifically, if the password input by the user A from the operation unit 12 matches the password corresponding to the member ID included in the member data 16c stored in the storage unit 16, the user is a valid member. And authenticate.

As a result, if the user A is not authenticated as a valid member (step S104; No), the process proceeds to step S102 and the same processing is repeated. It should be noted that if the user A has been authenticated a predetermined number of times as invalid, the use using the member card may be prohibited.

On the other hand, if the user A is authenticated as a valid member (step S104; Yes), the virtual currency selection screen G1 shown in FIG. 5A is displayed on the display unit 11 (step S104). S105). If the user A selects a virtual currency on the virtual currency selection screen G1, a withdrawal amount input screen is generated based on the in-machine amount of the banknote stored in the banknote processing unit 20 (step S106), and the generation is performed. The displayed withdrawal amount input screen is displayed on the display unit 11 (step S107). For example, the withdrawal amount input screen G2 shown in FIG. 5B or the withdrawal amount input screen G2 shown in FIG. 5C is generated according to the banknote amount of the bills stored in the bill processing unit 20. . A specific description on this point will be described later.

If the withdrawal amount is received using the withdrawal amount input screen (step S108), the number of virtual currencies corresponding to the withdrawal amount is calculated (step S109), and the withdrawal amount confirmation screen G4 shown in FIG. 6 is displayed. It is displayed on the display unit 11 (step S110). If a confirmation operation is performed on the withdrawal amount confirmation screen G4, information including the number of the virtual currency VC1, the ID of the wallet B1 of the business entity B to which the number of the virtual currency VC1 is transmitted, and the time stamp are displayed. The two-dimensional code is formed (step S111), and the two-dimensional code display screen G5 shown in FIG. 6B is displayed on the display unit 11 (step S112).

Thereafter, transaction data 16d including information such as a transaction ID, a member ID, a withdrawal amount, the number of virtual currencies, and a time stamp is generated (step S113), and the transaction data 16d is temporarily stored in the storage unit 16 (step S114). Then, it is in a state of waiting for a withdrawal instruction from the server device 70 (Step S115; No).

Here, the user A reads the two-dimensional code using the mobile terminal device 30 and instructs the server device 50 to transfer the virtual currency. The server device 50 subtracts the number of virtual currencies from the wallet A1 of the user A, and transmits the virtual currency to the wallet B1 of the company B managed by the server device 70. When detecting the start of transmission of the virtual currency, the server device 70 issues a withdrawal instruction to the virtual currency transaction device 10 without waiting for the completion of the transmission. This withdrawal instruction includes the transaction ID.

In this way, when the virtual currency transaction device 10 receives the withdrawal instruction from the server device 70 (Step S115; Yes), it specifies the withdrawal amount (Step S116) and pays out the banknote of the specified withdrawal amount. (Step S117). Thereafter, the transaction data 16d is deleted (step S118), the transaction data 16d is added to the log data 16e (step S119), and a receipt is issued (step S120).

Next, the procedure for generating the withdrawal amount input screen shown in step S106 of FIG. 7 will be described more specifically. FIG. 9 is a flowchart illustrating the procedure of the generation processing of the withdrawal amount input screen shown in step S106 of FIG. Here, the description and the numeric keypad display are not changed, and the display of “100” and “10” is changed based on the amount of banknotes stored in the banknote processing unit 20.

As shown in the figure, by referring to the money amount data stored in the storage unit 16, it is confirmed whether or not a predetermined number of 100-dollar bills stored in the banknote processing unit 20 is present (step S201). If there are more than a predetermined number of $ 100 bills (step S201; Yes), a "100" button is displayed (step S202). On the other hand, if there is no more than a predetermined number of $ 100 bills (step S201; No), the "100" button is not displayed (step S203).

In addition, by referring to the cash amount data stored in the storage unit 16, it is confirmed whether or not the predetermined number of 10-dollar bills stored in the banknote processing unit 20 is present (step S204). If there is a predetermined number or more (Step S204; Yes), a “10” button is displayed (Step S205). On the other hand, if there is no more than the predetermined number of 10-dollar bills (step S204; No), the "10" button is not displayed (step S206).

<Modification>
Next, various modifications of the virtual currency transaction system will be described. First, in the above series of description, the configuration in which the server device 50 of the virtual currency exchange X manages the wallet A1 of the user A is illustrated, but the mobile terminal device 30 of the user A manages the wallet of the user A. It may be a configuration.

FIG. 10 is an explanatory diagram in the case where the mobile terminal device 30 manages the wallet of the user A. Here, the user A is a user of a specific virtual currency (for example, bit coin), and the balance of the wallet A11 of the user A is specified by a plurality of computers connected to a network. Then, by accessing the network from the portable terminal device 30, the user A can manage the wallet such as the balance introduction and the remittance of the wallet A11.

The company B appropriately installs the virtual currency exchange device 10, and the wallet B1 of the company B is managed in the server device 70 of the virtual currency exchange Y.

In this configuration, when the user A wants to obtain money using the virtual currency owned by the user A, the user A inserts a membership card into the virtual currency transaction device 10 and performs a predetermined withdrawal operation. Perform (Step S11). The virtual currency transaction device 10 displays a virtual currency exchange screen on the display unit on condition that the membership information stored in the received membership card is appropriate.

Then, for example, if the item for exchanging the virtual currency VC1 for the local currency is selected, the virtual currency transaction device 10 displays a bill that can be dispensed on the display unit based on the amount of money in the bill processing unit, and uses it. The input operation of the amount to be withdrawn from the person A is accepted.

When the virtual currency transaction device 10 receives the designation of the amount to be withdrawn in this way, the virtual currency transaction device 10 calculates the number of virtual currency VC1 corresponding to the amount of withdrawal, and calculates the number of the virtual currency VC1 and The information including the ID of the wallet B1 of the remittance destination B and the time stamp is converted into a two-dimensional code. Then, as illustrated in FIG. 10, the virtual currency transaction device 10 displays a screen including the withdrawal amount, the number of the virtual currency VC1, a two-dimensional code, and a cancel button on the display unit.

Thereafter, if the user A reads the two-dimensional code using the mobile terminal device 30 (step S12), and the mobile terminal device 30 acquires the information included in the two-dimensional code, the mobile terminal device 30 connects to the network. Access is made, the number of virtual currency VC1 is subtracted from the wallet A11, and the virtual currency VC1 is remitted to the server device 70 of the virtual currency exchange Y that manages the wallet B1 of the business B (step S13). The time stamp is also included in this virtual currency remittance.

If the server device 70 detects the start of the virtual currency VC1 remittance process by the server device 50, it issues a withdrawal instruction to the virtual currency transaction device 10 (step S14). Note that the server device 70 issues a withdrawal instruction when detecting the start of the remittance process without waiting for the completion of the remittance process of the virtual currency VC1. This is for dispensing bills to the user A quickly. This withdrawal instruction includes a transaction code.

When the virtual currency transaction device 10 receives the dispensing instruction from the server device 70, the virtual currency transaction device 10 dispenses the banknote corresponding to the transaction code included in the dispensing instruction from the banknote processing unit (step S15). As a result, the user A can obtain a local currency bill corresponding to the virtual currency VC1.

In this way, even when the portable terminal device manages the user's wallet, the server device of the virtual currency exchange manages the user's wallet quickly and efficiently for the user. Can be provided with money corresponding to virtual currency.

Next, a description will be given of the stoppage of the operation of the virtual currency transaction apparatus 10 due to an abnormal change in the exchange rate. Since the virtual currency exchange rate is constantly changing, the server device 70 periodically notifies the virtual currency exchange device 10 of the exchange rate, and the virtual currency exchange device 10 updates the exchange rate data 16b at the notified exchange rate. Then, the number of virtual currencies is calculated with reference to the exchange rate data 16b when dispensing money. With such a configuration, the time lag of the exchange rate used by the virtual currency transaction apparatus 10 to calculate the number of virtual currencies falls within the range of the notification interval of the exchange rate.

(4) If the change in the exchange rate is within an appropriate range, a time lag of about the notification interval of the exchange rate does not matter. However, when an abnormal change in the exchange rate exceeding the appropriate range occurs, the virtual currency transaction apparatus 10 suppresses the withdrawal using the exchange rate indicated in the exchange rate data 16b, and stops the transaction. It is desirable.

FIG. 11 is an explanatory diagram of the notification of the exchange rate and the detection of the abnormality by the server device 70. In FIG. 11, the server device 70 notifies the virtual currency transaction device 10 of the exchange rate at 10-minute intervals. Therefore, the virtual currency transaction device 10 receives the latest exchange rate at 10-minute intervals and updates the exchange rate data 16b.

{Circle around (7)} The server device 70 monitors whether or not the change in the exchange rate is within an appropriate range. If the change in the exchange rate deviates from the appropriate range, the server apparatus 70 detects the change as an abnormal change in the exchange rate. Then, when detecting an abnormal change in the exchange rate, the server device 70 transmits an emergency stop notification to the virtual currency transaction device 10. The server device 70 monitors the change in the exchange rate substantially in real time, and when an abnormal change in the exchange rate is detected, immediately sends an emergency stop notification regardless of the timing of the exchange rate notification. Even if there is no change in the cash exchange rate, an emergency stop notification may be made when a predetermined time has elapsed from the start of the transaction.

FIG. 12 is a flowchart showing a processing procedure relating to an emergency stop by the virtual currency transaction device 10. This processing procedure is repeatedly executed during the operation of the virtual currency transaction apparatus 10. First, the virtual currency transaction device 10 determines whether or not an emergency stop notification has been received from the server device 70 (step S301). If the emergency stop notification has not been received (step S301; No), the process ends as it is. I do.

On the other hand, if the emergency stop notification is received from the server device 70 (Step S301; Yes), the virtual currency transaction device 10 determines whether or not the transaction has been started (Step S302). Specifically, the virtual currency transaction device 10 determines that the transaction has been started when receiving a predetermined operation indicating the start of a transaction such as a withdrawal operation, and determines that the predetermined operation indicating the start of the transaction has not been received. Judge that the transaction has not started.

If the transaction has been started (Step S302; Yes), the virtual currency transaction device 10 determines whether or not the two-dimensional code has been displayed for the started transaction (Step S303).

If the transaction has not been started (Step S302; No), or if the two-dimensional code has not been displayed (Step S303; No), the virtual currency transaction device 10 immediately stops operating (Step S305) and executes the process. finish.

On the other hand, if the two-dimensional code has been displayed (step S303; Yes), the virtual currency transaction device 10 determines whether or not the transaction has been completed (step S304). Specifically, the virtual currency transaction apparatus 10 pays out the banknote, deletes the transaction data 16d, shifts to the log data 16e, and determines that the transaction is completed when the receipt is discharged.

If the transaction is not completed (Step S304; No), the virtual currency transaction device 10 proceeds to Step S304 and waits for completion of the transaction. If the transaction is completed (Step S304; Yes), the virtual currency transaction device 10 stops operating and ends the processing.

As described above, if the virtual currency transaction device 10 receives the emergency stop notification before displaying the two-dimensional code, the virtual currency transaction device 10 immediately stops operation even after the transaction starts, and displays the two-dimensional code. If the emergency stop notification is received from the time until the transaction is completed, the operation is stopped after the completion of the transaction. Therefore, it is possible to prevent a situation where the remittance process is started at an inappropriate exchange rate.

Next, a modified example of the display control of the operation buttons will be described. In the above description, the configuration in which the virtual currency transaction apparatus 10 controls the display of the operation buttons based on the number of stored money types has been described as an example. However, the display of the operation buttons is displayed based on the total amount of money in money. It is also possible to control.

FIG. 13 is an explanatory diagram of display control of operation buttons. In FIG. 13, the money amount of the $ 100 bill stored in the virtual currency transaction apparatus 10 is "98 pieces, the amount of $ 9,800", the money amount of the $ 50 bill is "4 pieces, the amount of $ 200," This shows a state in which the money amount of the 10-dollar bill is “100 pieces, the amount of money is 1000 dollars”. The total amount of this money is "$ 11,000".

As an example of the display control based on the number of sheets, if the virtual currency transaction apparatus 10 displays the “100” button with 100 or more 100 dollar bills, the screen example G11 is displayed because the 100 dollar bill is “98”. As shown, the "100" button is not displayed.

On the other hand, as an example of display control based on the total amount, if the virtual currency transaction apparatus 10 displays the “100” button with a total amount of $ 10,000 or more, the total amount is “$ 11,000”. As shown in a screen example G12, a “$ 100” button is displayed.

A "$ 100" button is displayed on the basis of the total amount, and if a withdrawal of, for example, $ 99000 is instructed, the virtual currency transaction apparatus 10 cannot pay out all of it with a $ 100 bill. However, the virtual currency transaction apparatus 10 can withdraw $ 9,900 by paying out $ 100 with a $ 50 bill or a $ 10 bill, so-called alternative withdrawal.

制御 If the display of the “100” button is controlled based on the number of sheets, the number of cases where the “100” button is not displayed increases, but there is no need to make a substitute withdrawal. In the alternative dispensing, since a lower amount of money needs to be present, the alternative dispensing cannot be performed for the minimum amount of money (10 dollar bill in FIG. 13). Therefore, it is desirable to control the display of the minimum amount of money not on the basis of the total amount but on the basis of the number.

As described above, the virtual currency transaction apparatus 10 according to the present embodiment accepts designation of a withdrawal amount to be withdrawn based on the amount of money in the banknote processing unit 20, and calculates the number of virtual currencies corresponding to the withdrawal amount. , A two-dimensional code including the calculated number of virtual currencies is displayed on the display unit 11, and a banknote is received on the condition that a withdrawal instruction corresponding to the number of virtual currencies is received from the server device 50 of the virtual currency exchange Y. , It is possible to quickly and efficiently provide the user with money corresponding to virtual currency.

In particular, if a situation occurs in which a banknote cannot be paid out despite the fact that the number of virtual currencies is subtracted from the wallet A1 of the user A, the user A will continue to use the banknote until the banknote is replenished. Although the person A has to wait in the vicinity of the virtual currency transaction apparatus 10, the virtual currency transaction apparatus 10 can prevent such a situation.

In the above embodiment, the case where the bill processing unit 20 has the plurality of bill storage units 27a to 27c has been described, but the present invention is not limited to this, and only one bill storage unit 27 is provided. It can be applied even when it is not. For example, even when only the "100 dollar bill" is stored in the banknote processing unit 20, it is determined whether or not to accept a withdrawal amount based on the number of stored 100 dollar bills, that is, the amount of money, It is possible to adopt a configuration in which a withdrawal amount is accepted only when there is a predetermined number of 100 dollar bills or more. The same applies to the case where the same denomination is stored in a plurality of bill storage units (for example, only “100 dollar bill” is stored in all of the bill storage units 27a to 27c).

In the above embodiment, the case where the server device 50 manages the wallet of the user A and the server device 70 manages the wallet of the company B has been described, but the present invention is not limited to this. Alternatively, the present invention can be applied to a case where the balance of the user A is specified by a plurality of computers (first balance specifying devices) connected to a network instead of the server device 50. Further, the present invention can also be applied to a case where the balance of the business entity B is specified by a plurality of computers (second balance specifying devices) connected to a network instead of the server device 70.

Further, in the above embodiment, the symbol “Virtual Currency Exchange Y” is assigned to the virtual currency exchange operated by the business B, but the virtual currency exchange Y is substantially the same as the business B. The present invention can also be applied when they are identical.

Further, in the above embodiment, when the operator B has installed a plurality of virtual currency transaction devices 10, the server device 70 specifies the virtual currency transaction device 10 that issues a withdrawal instruction based on the time stamp. The case is shown. However, when the plurality of virtual currency exchange devices 10 display the two-dimensional code on the respective display units 11 at exactly the same time, a plurality of the same time stamps exist, and the virtual currency exchange device 10 can be specified. Disappears. To avoid this situation, the transaction ID is included in the two-dimensional code, the transaction ID is transmitted from the virtual currency transaction device 10 to the server device 70 after the two-dimensional code is displayed, and the mobile terminal device 30 transmits the transaction ID to the server device 50. Of the virtual currency remittance, and the transaction ID is included in the virtual currency remittance from the server device 50 to the server device 70, so that the server device 70 can specify the virtual currency transaction device 10 that issues the withdrawal instruction. Can also. Note that, instead of the transaction ID, the position information of the virtual currency transaction device 10 obtained by GPS or the like can be included. Similarly, a device ID for identifying the virtual currency transaction device 10 can be used instead of the transaction ID.

(4) The plurality of virtual currency transaction apparatuses 10 and the plurality of wallets may be associated with each other on a one-to-one basis, and the destination of the dispensing instruction may be specified by the remittance destination wallet. Further, the destination of the remittance instruction may be specified using the time stamp while the plurality of virtual currency exchange devices 10 are associated with the plurality of wallets on a one-to-one basis.

Note that, in the above embodiment, the case where the remittance of the virtual currency is performed via the virtual currency exchange has been described as an example, but the present invention is not limited to this, and does not pass through the virtual currency exchange. It is also possible to adopt a configuration in which money is dispensed by using remittance of virtual currency between individuals.

Further, in the above-described embodiment, a configuration in which only banknotes can be dispensed has been described as an example. However, a configuration relating to storage and conveyance of coins is further provided, and a configuration in which banknotes and coins can be dispensed may be adopted. .

Further, in the above-described embodiment, the configuration in which banknotes corresponding to virtual currency are dispensed has been described as an example, but a configuration in which valuable value such as electronic money corresponding to virtual currency may be provided.

Also, in the above-described embodiment, the configuration in which the local currency is dispensed has been described as an example, but the present invention is not limited to this. It is also possible to implement a configuration in which currency in a country other than the local country is withdrawn.

Further, in the above embodiment, when the server device 50 of the virtual currency exchange X manages the wallet of the user A, the portable terminal device of the user transmits a remittance instruction to the server device 50 as an example. However, the virtual currency transaction device 10 that has received the predetermined withdrawal operation may transmit a remittance instruction to the server device 50.

Further, in the above-described embodiment, the configuration in which the money amount is controlled by the number of moneys is illustrated, but a structure in which the money amount is controlled by a sensor provided in the storage unit may be employed. For example, "full" in which the number of money stored in the storage unit is the upper limit, "near full" in a state close to "full", and "empty" in a state where there is no money stored in the storage unit By providing a sensor corresponding to “near empty” which is in a state close to “empty”, it is possible to manage the amount of money.

Although the description has been omitted in the above-described embodiment, the virtual currency transaction device 10 may be configured to output a description of the risk related to the virtual currency when the predetermined currency withdrawal operation is received. For example, a message such as "The price of virtual currency fluctuates almost 24 hours every day. Please be aware that the price itself may become zero due to the loss of trust in the target virtual currency." Can be displayed on the display unit 11.

Although description has been omitted in the above embodiment, preferential treatment can be appropriately provided for the exchange rate used by the virtual currency transaction apparatus 10 for calculating the number of virtual currencies. For example, when the virtual currency transaction device 10 reads a ticket or the like indicating a specific preferential content, the cashing rate may be corrected by applying the preferential content indicated on the ticket.

{Although the description is omitted in the above embodiment, it is also possible to appropriately limit the withdrawal from the virtual currency transaction device 10. For example, the upper limit of one withdrawal can be set to $ 1,000, and the upper limit of sunrise can be set to three times. Furthermore, if the restriction is violated for three days or more, it may be configured to determine that there is a suspicion of fraud such as money laundering.

In the above embodiment, the virtual currency transaction device 10 is defined, but the above function may be provided in an automatic teller machine (ATM) or a self-check-in device. In this case, the user may be allowed to select whether the transaction is a virtual currency transaction or an account deposit / withdrawal transaction on the transaction start screen.

The components illustrated in the above-described embodiment are schematic functions, and do not necessarily need to be physically configured as illustrated. In other words, the form of distribution / integration of each device is not limited to the one shown in the drawing, and all or a part thereof is functionally or physically distributed / integrated in arbitrary units according to various loads and usage conditions. Can be configured.

The virtual currency transaction apparatus, virtual currency transaction system, and virtual currency transaction method according to the present invention are useful for quickly and efficiently obtaining currency equivalent to virtual currency.

DESCRIPTION OF SYMBOLS 10 Virtual currency transaction apparatus 11 Display part 12 Operation part 13 Card reader 13a Card insertion slot 14 Receipt printer 15 Communication part 16 Storage part 16a Money data 16b Money exchange rate data 16c Member data 16d Transaction data 16e Log data 17 Control part 17a Outgoing amount Receiving unit 17b Virtual currency number calculating unit 17c Two-dimensional code generating unit 17d Display control unit 17e Authentication processing unit 17f Dispensing processing unit 20 Banknote processing unit 21 Banknote receiving unit 21a Banknote inlet 22 Banknote payout unit 22a Banknote outlet 23 Cassette mounting Part 24 withdrawal reject part 25 circulation transport part 26

bill identification part

27, 27a, 27b, 27c bill storage part 28 storage cassette 30 portable

terminal device

50, 70 server device A user A1, A11, B1 wallet B business operator X, Y cryptocurrency collection Office

Claims

One or more currency storage units,
A receiving unit that receives designation of the amount of money to be dispensed, based on the money amount of the money storage unit;
A calculating unit that calculates the number of virtual currencies corresponding to the amount of money received by the receiving unit,
An output unit that outputs information including the number of virtual currencies calculated by the calculation unit,
A currency processing unit for performing a dispensing process of the currency under a condition that a dispensing instruction of the currency corresponding to the number of the virtual currency is received from a predetermined virtual currency exchange.
Further comprising a display control unit for displaying and controlling information based on the money amount of the money storage unit on a predetermined display unit,
The reception unit,
The virtual currency transaction device according to claim 1, wherein a designation of the amount of money to be dispensed is received within a range of the money amount of the money storage unit controlled to be displayed on the display unit.
The display control unit,
Based on the money amount of each denomination that forms the money storage unit, display control information on the denominable denomination on the display unit,
The reception unit,
The virtual currency transaction device according to claim 2, wherein a designation of the amount of money to be dispensed is received within a range of a denominable denomination that is display-controlled on the display unit.
The display control unit,
Based on the total amount of money in the money storage unit forming the money storage unit, display control information on the denominable denomination on the display unit,
The reception unit,
The virtual currency transaction device according to claim 2, wherein the designation of the amount of money to be dispensed is received within a range of the total amount controlled to be displayed on the display unit.
A storage unit for storing the exchange rate information of the virtual currency,
The calculation unit,
5. The virtual currency according to claim 1, wherein the number of virtual currencies corresponding to the amount of money received by the receiving unit is calculated based on the exchange rate information of the virtual currency stored in the storage unit. Trading equipment.
The virtual currency transaction according to claim 5, further comprising: an update processing unit that updates the virtual currency exchange rate information stored in the storage unit based on the virtual currency exchange rate information received at a predetermined time interval. apparatus.
A two-dimensional code generation unit that generates a two-dimensional code including the number of virtual currencies calculated by the calculation unit;
The output unit includes:
The virtual currency transaction device according to claim 1, wherein the two-dimensional code is displayed on the display unit.
A reading unit for reading the member information stored in the member medium;
The reception unit,
The virtual currency transaction device according to any one of claims 1 to 6, wherein a designation of a money amount to be dispensed is received on condition that the member information read by the reading unit is valid.
7. The virtual currency transaction device according to claim 6, wherein the update processing unit stops the transaction when the exchange rate exceeds a predetermined range.
7. The virtual currency transaction apparatus according to claim 6, wherein the update processing unit stops the transaction when the transaction exceeds a predetermined time.
A terminal device operated by a user,
A virtual currency transaction device that withdraws money corresponding to the number of virtual currencies,
A first balance identification device that manages a virtual currency wallet owned by the user;
A second balance identification device that manages a virtual currency wallet owned by an administrator that manages the virtual currency transaction device,
The virtual currency transaction device,
One or more currency storage units,
A receiving unit that receives designation of the amount of money to be dispensed, based on the money amount of the money storage unit;
A calculating unit that calculates the number of virtual currencies corresponding to the amount of money received by the receiving unit,
An output unit that outputs information including the number of virtual currencies calculated by the calculation unit,
A currency processing unit for performing a dispensing process of the currency, on condition that an instruction to dispense the currency corresponding to the number of the virtual currency is received from the second balance specifying device.
The terminal device,
When information including the number of virtual currencies is received from the virtual currency transaction device, the virtual currency including information for specifying the number of virtual currencies, information for specifying the transaction, and the wallet of the virtual currency owned by the manager. The virtual currency transaction system according to claim 11, wherein a currency remittance instruction is issued to the first balance specifying device.
The first balance specifying device includes:
When the virtual currency remittance instruction is received from the terminal device, the number of virtual currencies is subtracted from the wallet of the user, and the virtual currency remittance process of the number of virtual currencies is performed on the second balance specifying device. The virtual currency transaction system according to claim 12.
The second balance specifying device includes:
14. The virtual currency transaction system according to claim 13, wherein when receiving the virtual currency remittance process from the first balance specifying device is started, the virtual currency transaction device is instructed to withdraw money.
A virtual currency transaction method in a virtual currency transaction device having one or a plurality of currency storage units and dispensing money corresponding to the number of virtual currencies from the currency storage unit,
A receiving step of receiving designation of the amount of money to be dispensed, based on the money amount of the money storage unit;
A calculating step of calculating the number of virtual currencies corresponding to the amount of money received in the receiving step,
An output step of outputting information including the number of virtual currencies calculated in the calculation step,
A money processing step of performing a money dispensing process on condition that a money dispensing instruction corresponding to the number of virtual currencies is received from a predetermined virtual currency exchange.