WO2019218750A1 - Information obtaining method and apparatus, and electronic device - Google Patents

Information obtaining method and apparatus, and electronic device Download PDF

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Publication number
WO2019218750A1
WO2019218750A1 PCT/CN2019/076245 CN2019076245W WO2019218750A1 WO 2019218750 A1 WO2019218750 A1 WO 2019218750A1 CN 2019076245 W CN2019076245 W CN 2019076245W WO 2019218750 A1 WO2019218750 A1 WO 2019218750A1
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WO
WIPO (PCT)
Prior art keywords
payee
information
receipt
language
target language
Prior art date
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PCT/CN2019/076245
Other languages
French (fr)
Chinese (zh)
Inventor
朴永彬
Original Assignee
阿里巴巴集团控股有限公司
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Publication of WO2019218750A1 publication Critical patent/WO2019218750A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855Payment architectures involving remote charge determination or related payment systems involving a third party

Definitions

  • the embodiments of the present disclosure relate to the field of Internet technologies, and in particular, to an information acquisition method and apparatus, and an electronic device.
  • the payment payment information can be used to confirm whether the payment is successful. Then, this only applies to the payer and the payee in the same language; for overseas business, if there are two parties using different languages, then since the payee cannot understand the payment information displayed by the payer, it is impossible to confirm whether payment successful.
  • the third-party payment platform needs to cooperate with the acquirer in the area where the payee is located (such as the local industry and commerce bureau), and the local acquirer sends the receipt information in the local language to the payee, so that the payee can Make sure the payment is successful.
  • an information acquisition method comprising:
  • the server acquires the payee identification and payment information in the case that the payment operation of the payee to the payee is successfully processed
  • the receipt information of the target language is returned to the client of the payer.
  • an information acquisition method comprising:
  • the receipt information of the target language is returned to the client of the payer.
  • an information acquisition method includes:
  • the payee's client receives and displays the payment information returned by the server;
  • the client of the payer obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered;
  • the payee's client displays the receipt information for the target language.
  • an information acquiring apparatus comprising:
  • a first obtaining unit where the server successfully processes the payment operation of the payee to the payee, acquiring the payee identification and payment information;
  • the second obtaining unit acquires the language identifier and the payee information that are uploaded in advance by the payee identifier corresponding to the payee;
  • a third acquiring unit acquiring a target language and a receipt template corresponding to the language identifier
  • the payment information and the payee information are written into the receipt template in the target language, and the receipt information of the target language is generated;
  • an information acquiring apparatus comprising:
  • the server receives a request for obtaining receipt information initiated by a client of the paying party; wherein the request carries a payment identifier;
  • the first obtaining unit acquires the payee identifier and the payment information corresponding to the payment operation of the payment identifier;
  • the second obtaining unit acquires the language identifier and the payee information that are uploaded in advance by the payee identifier corresponding to the payee;
  • a third acquiring unit acquiring a target language and a receipt template corresponding to the language identifier
  • the payment information and the payee information are written into the receipt template in the target language, and the receipt information of the target language is generated;
  • an information acquiring apparatus comprising:
  • a sending unit where the server successfully processes the payment operation of the payee to the payee, and sends the payment information and the language identifier and the payee information uploaded by the payee in advance to the client of the payer;
  • Receiving unit the client of the payer receives and displays the payment information returned by the server;
  • An obtaining unit where the client of the paying party obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered;
  • the client of the payer writes the payment information and payee information to the receipt template in the target language, and generates receipt information of the target language;
  • the client of the payer exhibits receipt information of the target language.
  • an electronic device including:
  • a memory for storing processor executable instructions
  • the processor is configured as any of the above information acquisition methods.
  • the embodiment of the present specification provides an information obtaining scheme, in which the client of the paying party can display the receipt information of the payment in the language and receipt format of the area where the payee is located; thus, the payee directly according to the client of the payer The receipt information displayed can quickly confirm the payment result.
  • FIG. 1 is a conceptual diagram of a suitable system architecture provided by an embodiment of the present specification
  • FIG. 2 is a flowchart of an information acquisition method provided by an embodiment of the present disclosure
  • FIG. 3 is a flowchart of an information acquisition method according to an embodiment of the present disclosure.
  • FIG. 5 is a hardware structural diagram of an information acquiring apparatus according to an embodiment of the present disclosure.
  • FIG. 6 is a schematic block diagram of an information acquiring apparatus according to an embodiment of the present disclosure.
  • FIG. 7 is a schematic block diagram of an information acquiring apparatus according to an embodiment of the present disclosure.
  • FIG. 8 is a schematic block diagram of an information acquiring apparatus according to an embodiment of the present disclosure.
  • first, second, third, etc. may be used in this specification to describe various information, such information should not be limited to these terms. These terms are only used to distinguish the same type of information from each other.
  • first information may also be referred to as the second information without departing from the scope of the present description.
  • second information may also be referred to as the first information.
  • word "if” as used herein may be interpreted as "when” or “when” or “in response to a determination.”
  • FIG. 1 illustrates an exemplary system architecture conceptual diagram that may be applicable herein.
  • various network nodes can implement information communication by means of the network, and then complete interaction and data processing.
  • the system architecture concept diagram 100 can include a server 105 that can communicate with one or more clients 106 via a network 112, and a database 115 that can be integrated with or independent of the server 105.
  • the server 105 can correspond to a service platform of the payment network.
  • Each network 112 can include wired or wireless telecommunications devices through which network devices on which the client 106 is based can exchange data.
  • each network 112 may include a local area network ("LAN”), a wide area network ("WAN”), an intranet, the Internet, a mobile telephone network, a virtual private network (VPN), a cellular or other mobile communication network, Bluetooth, NFC. Or any combination thereof.
  • LAN local area network
  • WAN wide area network
  • VPN virtual private network
  • Bluetooth Bluetooth
  • the network device upon which each client 106 is based may include means having a communication module capable of transmitting and receiving data via the network 112.
  • the network device upon which each client 106 is based may include a server, desktop computer, laptop computer, tablet computer, smart phone, handheld computer, personal digital assistant ("PDA"), or any other wired or Wireless processor driver.
  • PDA personal digital assistant
  • the network device upon which the client 106 is based may be operated by an end user.
  • network 112 may include a local area network ("LAN”), a wide area network ("WAN”), an intranet, the Internet, a storage area network (SAN), a personal area network (PAN), a metropolitan area network (MAN), a wireless local area network (WLAN) ), a virtual private network (VPN), a cellular or other mobile communication network, Bluetooth, NFC, or any combination thereof, or any other suitable architecture or system that facilitates communication of signals, data, and/or messages.
  • LAN local area network
  • WAN wide area network
  • SAN storage area network
  • PAN personal area network
  • MAN metropolitan area network
  • WLAN wireless local area network
  • VPN virtual private network
  • cellular or other mobile communication network Bluetooth, NFC, or any combination thereof, or any other suitable architecture or system that facilitates communication of signals, data, and/or messages.
  • data and “information” are used interchangeably herein to refer to words, images, audio, video or any other form that may be present in a computer-based environment. Information.
  • the web browser application or the application of the standalone application can interact with a web server (or other server, such as a payment platform, etc.) connected to the network 112.
  • the network device on which each client 106 is based may be incorporated into the digital wallet application module by software or hardware or even a combination of software and hardware.
  • the digital wallet can encompass any application, hardware, software or process that the client 106 uses to assist the client in completing the purchase transaction.
  • the digital wallet can be separate from, can interact with, the web browser application, or can be specifically implemented for its supporting application.
  • the digital wallet is executed within a web browser application. That is, the digital wallet can be an application embedded in a web browser application. If the digital wallet is separate from the web browser application, the digital wallet can access the network 112 via any available communication technology.
  • computing device 103 which may be in an integrated or discrete relationship with server 105, particularly in the latter case, may typically be connected via an internal network or a private network, or may also be connected via an encrypted public network. In particular, when it comes to integration, it is possible to use a connection that is more efficient and faster in the form of an internal bus.
  • the computing device 103 when in an integrated relationship or a discrete relationship, can access the database 115 directly (not shown) or through the server 105.
  • the computer device 103 is suitably programmed to control the implementation of the method in this specification by such instructions.
  • transactions processed by computer device 103 can be considered as processing by server 105 without particular distinction.
  • An embodiment of an information acquisition method of the present specification may be introduced in the following with reference to the example shown in FIG. 2, and the method may include the following steps:
  • Step 210 The server acquires the payee identification and payment information in the case of successfully processing the payment operation of the payee to the payee.
  • Step 220 Acquire the language identifier and the payee information that the payee identifier corresponds to the payee pre-uploaded.
  • Step 230 Acquire a target language and a receipt template corresponding to the language identifier.
  • the target language includes a language used by the payee region
  • the receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  • Step 240 Write the payment information and the payee information into the receipt template in the target language, and generate receipt information of the target language.
  • Step 250 Return the receipt information of the target language to the client of the payer.
  • the payer can scan the payment interface by scanning the QR code provided by the payee; after the payment interface enters the amount to be paid, the payer can click the payment to make the payer's customer
  • the terminal initiates a payment request to the server for payment by the payment party; the payment request carries payment information, such as payment amount, payer identification, payee identification, and the like.
  • the server may process the payment operation of the payment direction to the payee according to the payment information carried in the payment request, that is, determine the payer account according to the payer identifier, and determine the payee account according to the payee identifier.
  • the funds of the payment amount are transferred from the payer account to the payee account according to the payment amount.
  • the server performs the receipt information generating flow of the payment. Specifically, the server may obtain the payee identification and payment information; and obtain, according to the payee identifier, a language identifier and a payee information that are uploaded in advance by the corresponding payee.
  • the payee can upload the recipient's local language and payee information according to KYC (Know Your Customer) when applying for the QR code.
  • KYC Know Your Customer
  • the server can assign a unique language identifier to each language in advance, and the local language uploaded by the payee can be the language identifier corresponding to the value.
  • the language identifier can also be understood as a unique identifier of the acquiring institution granted by the third-party payment platform, which can be a PID (Partner ID); the corresponding target language can be determined according to the PID.
  • the server can be assigned a unique payee ID, which can be recorded as a MID (Merchant ID).
  • MID Merchant ID
  • the server may establish a one-to-one correspondence between the language identifier and the payee information and the payee identifier.
  • the method may include: a first payee identification and a second payee identification.
  • the first payee identifier is an MID
  • the second payee identifier may be a SID (Store ID).
  • MID can be understood as a chain merchant brand ID
  • SID can be understood as a chain store specific store ID.
  • the server obtains the payee identifier
  • the language identifier and the payee information corresponding to the payee identifier may be further obtained; and then, the corresponding target language, that is, the payee, is obtained according to the language identifier. Local language.
  • the receipt formats used by different countries or regions may be different, and there may be some differences; the general payee can quickly identify whether the receipt information of the current format is true, and often judges the receipt information of the non-current format. Therefore, the receipt information needs to be displayed according to the receipt format used by the recipient's region.
  • the server can store receipt templates used in different regions and establish a correspondence between language identifiers and receipt templates. For example, for Korea, a correspondence between a Korean logo and a receipt template used in Korea can be established. In this way, after the language identifier is obtained, the corresponding receipt template can be obtained according to the language identifier.
  • the server may write the payment information and the payee information to the receipt template in the target language to generate receipt information of the target language; and further the target language
  • the receipt information is returned to the payee's client.
  • the payee's client receives and displays the receipt information returned by the server. Since the receipt information is displayed in the local language of the payee, the payee can understand and the receipt information is still the payee.
  • the local receipt format shows that the payee can see the payee information uploaded by himself.
  • the payee information may include at least one of the following:
  • the payee information is the real information uploaded by the payee, usually the payee information is not known to the payer, so when the payer's client displays the receipt information in the receipt information, The credibility of the displayed receipt information can be greatly increased, so that the payee can quickly determine that the payment has been successful.
  • This embodiment provides an information acquisition solution, and the server
  • the paying party's client can display the payment receipt information in the language of the payee's area and the receipt format; thus, the payee can quickly confirm the payment result according to the receipt information displayed by the payer's client.
  • the payee may upload the current language type and its own payee information in advance; and the server may store the receipt template used in the corresponding region of each language type; thus, for each payment transaction, the server may The payment transaction involves the payee, determines the local language of the payee and the local receipt format, and generates receipt information that the payee can quickly confirm in the local language and local receipt format.
  • An embodiment of an information acquisition method of the present specification may be introduced in the following with reference to the example shown in FIG. 3, and the method may include the following steps:
  • Step 310 The server receives a request for obtaining receipt information initiated by a client of the paying party, where the request carries a payment identifier.
  • Step 320 Acquire a payee identifier and payment information corresponding to the payment operation of the payment identifier.
  • Step 330 Acquire the language identifier and the payee information that the payee identifier corresponds to the payee pre-uploaded.
  • Step 340 Acquire a target language and a receipt template corresponding to the language identifier.
  • the target language includes a language used by the payee region
  • the receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  • Step 350 Write the payment information and the payee information into the receipt template in the target language, and generate receipt information of the target language.
  • Step 360 Return the receipt information of the target language to the client of the payer.
  • the embodiment is different from the embodiment shown in FIG. 2 in that the embodiment shown in FIG. 1 is that the server directly returns the receipt information after successfully processing the payment operation; and in this embodiment, the server returns the payment after successfully processing the payment operation.
  • the payment result information is displayed in the language used by the payer, and the payer needs to initiate a request for obtaining the receipt information to the server, thereby obtaining the receipt information that the payee can understand.
  • the request carries a payment identifier for the server to determine which payment operation is performed. Generally, according to the payment identifier, the payee identification and payment information related to the corresponding payment operation can be obtained. Steps 320-360 in this embodiment are the same as in the previous embodiment, and the embodiment will not be described again.
  • An embodiment of an information acquisition method of the present specification may be introduced in the following with reference to the example shown in FIG. 4, and the method may include the following steps:
  • Step 410 The server sends the payment information and the language identifier and the payee information uploaded by the payee in advance to the client of the payer in the case of successfully processing the payment operation of the payee to the payee;
  • Step 420 The client of the payer receives and displays the payment information returned by the server.
  • Step 430 The client of the payer obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered.
  • Step 440 The client of the payer writes the payment information and the payee information to the receipt template in the target language, and generates receipt information of the target language.
  • Step 450 The client of the payer displays the receipt information of the target language.
  • the client of the payer locally stores the language of different regions and the receipt template; the language identifier and the payee information uploaded in advance by the server to the payee
  • the payer's client can locally query the corresponding target language and receipt template according to the language identifier, and then assemble the receipt information locally and display it to the payee for viewing.
  • the receipt information is displayed locally by the payee's client in the local language of the payee and the local receipt format, so that the payee can quickly confirm the payment according to the receipt information displayed by the payer's client. result.
  • the present specification also provides an embodiment of the information acquisition apparatus.
  • the device embodiment may be implemented by software, or may be implemented by hardware or a combination of hardware and software.
  • the processor of the device in which it is located reads the corresponding computer business program instructions in the non-volatile memory into the memory.
  • FIG. 5 a hardware structure diagram of the device where the information acquisition device is located in the specification, except for the processor, the network interface, the memory, and the non-volatile memory shown in FIG.
  • the device where the device is located is usually based on the information to obtain the actual function, and may also include other hardware, which will not be described again.
  • FIG. 6 is a block diagram of an information acquiring apparatus according to an embodiment of the present disclosure.
  • the apparatus corresponds to the embodiment shown in FIG. 2, and the apparatus includes:
  • a first obtaining unit where the server successfully processes the payment operation of the payee to the payee, acquiring the payee identification and payment information;
  • the second obtaining unit acquires the language identifier and the payee information that are uploaded in advance by the payee identifier corresponding to the payee;
  • a third acquiring unit acquiring a target language and a receipt template corresponding to the language identifier
  • the payment information and the payee information are written into the receipt template in the target language, and the receipt information of the target language is generated;
  • the target language includes a language used by the payee region
  • the receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  • FIG. 7 is a block diagram of an information acquiring apparatus according to an embodiment of the present disclosure.
  • the apparatus corresponds to the embodiment shown in FIG. 3, and the apparatus includes:
  • the server receives a request for obtaining receipt information initiated by a client of the paying party; wherein the request carries a payment identifier;
  • the first obtaining unit acquires the payee identifier and the payment information corresponding to the payment operation of the payment identifier;
  • the second obtaining unit acquires the language identifier and the payee information that are uploaded in advance by the payee identifier corresponding to the payee;
  • a third acquiring unit acquiring a target language and a receipt template corresponding to the language identifier
  • the payment information and the payee information are written into the receipt template in the target language, and the receipt information of the target language is generated;
  • the target language includes a language used by the payee region
  • the receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  • FIG. 8 is a block diagram of an information acquiring apparatus according to an embodiment of the present disclosure.
  • the apparatus corresponds to the embodiment shown in FIG. 4, and the apparatus includes:
  • a sending unit where the server successfully processes the payment operation of the payee to the payee, and sends the payment information and the language identifier and the payee information uploaded by the payee in advance to the client of the payer;
  • Receiving unit the client of the payer receives and displays the payment information returned by the server;
  • An obtaining unit where the client of the paying party obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered;
  • the client of the payer writes the payment information and payee information to the receipt template in the target language, and generates receipt information of the target language;
  • the client of the payer exhibits receipt information of the target language.
  • the target language includes a language used by the payee region
  • the receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  • the system, device, module or unit illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product having a certain function.
  • a typical implementation device is a computer, and the specific form of the computer may be a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email transceiver, and a game control.
  • the device embodiment since it basically corresponds to the method embodiment, reference may be made to the partial description of the method embodiment.
  • the device embodiments described above are merely illustrative, wherein the units described as separate components may or may not be physically separate, and the components displayed as units may or may not be physical units, ie may be located A place, or it can be distributed to multiple network units. Some or all of the modules may be selected according to actual needs to achieve the objectives of the present specification. Those of ordinary skill in the art can understand and implement without any creative effort.
  • the internal function module and structure of the information acquisition device are described in FIG. 6 , and the actual execution body may be an electronic device, including:
  • a memory for storing processor executable instructions
  • processor is configured to:
  • the server acquires the payee identification and payment information in the case that the payment operation of the payee to the payee is successfully processed
  • the receipt information of the target language is returned to the client of the payer.
  • the target language includes a language used by the payee area
  • the receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  • the internal function module and structure of the information acquisition device are described in FIG. 7 , and the substantial execution body may be an electronic device, including:
  • a memory for storing processor executable instructions
  • processor is configured to:
  • the receipt information of the target language is returned to the client of the payer.
  • the target language includes a language used by the payee area
  • the receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  • the internal function module and structure of the information acquisition device are described in FIG. 8 , and the actual execution body may be an electronic device, including:
  • a memory for storing processor executable instructions
  • processor is configured to:
  • the payee's client receives and displays the payment information returned by the server;
  • the client of the payer obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered;
  • the payee's client displays the receipt information for the target language.
  • the target language includes a language used by the payee area
  • the receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  • the processor may be a central processing unit (English: Central Processing Unit, CPU for short), or other general-purpose processor, digital signal processor (English: Digital Signal Processor) , referred to as: DSP), ASIC (English: Application Specific Integrated Circuit, referred to as: ASIC).
  • the general-purpose processor may be a microprocessor or the processor may be any conventional processor or the like, and the foregoing memory may be a read-only memory (English: read-only memory, abbreviation: ROM), a random access memory (English) :random access memory (abbreviation: RAM), flash memory, hard disk or solid state disk.
  • the steps of the method disclosed in the embodiments of the present invention may be directly implemented as a hardware processor, or may be performed by a combination of hardware and software modules in the processor.

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Abstract

An information obtaining method and apparatus, and an electronic device. The method comprises: in the case that a server successfully processes an operation of payment from a payer to a payee, obtaining a payee identifier and payment information (210); obtaining a language identifier and payee information pre-uploaded by the payee corresponding to the payee identifier (220); obtaining a target language corresponding to the language identifier and a receipt template (230); writing the payment information and the payee information to the receipt template using the target language, so as to generate receipt information with the target language (240); and returning the receipt information with the target language to a client of the payer (250).

Description

信息获取方法及装置和电子设备Information acquisition method and device and electronic device 技术领域Technical field
本说明书实施例涉及互联网技术领域,尤其涉及一种信息获取方法及装置和电子设备。The embodiments of the present disclosure relate to the field of Internet technologies, and in particular, to an information acquisition method and apparatus, and an electronic device.
背景技术Background technique
目标第三方支付在海外推广业务时,发现海外商户尤其是小商户接入第三方支付时,喜欢选择贴收款二维码的方式来收款。这种方式对于商户来说成本低廉,商户无需购买收款终端,对于第三方支付平台来说也可以快速扩展商户。When the target third party pays to promote the business overseas, it is found that when overseas merchants, especially small merchants, access the third party payment, they prefer to choose the method of charging the QR code to collect the money. This method is cheap for merchants, merchants do not need to purchase payment terminals, and can quickly expand merchants for third-party payment platforms.
一般的,在线下交易中,付款方扫描收款二维码后,通过展示支付信息就可以让收付款确认支付是否成功。然后,这只适用于付款方和收款方采用相同语言;对于海外业务来说,如果存在使用不同语言的双方,那么由于收款方无法看懂付款方展示的支付信息,也就无法确认是否支付成功。为此,第三方支付平台需要和收款方所在地区的收单机构(如当地的工商局)合作,由当地的收单机构向收款方发送当地语言的收据信息,从而使得收款方可以确定收款成功。这种通过收单机构解决收款方确定收款是否成功的方案,不仅增加了交易成本(需要收款方订阅短信,或者收单机构开发APP),而且由于需要收单机构介入,第三方支付平台在支付完成后需要通知收单机构再有收单机构通知收款方,这个过程容易出现延迟,影响支付效率,容易出现付款方已经成功支付并收到成功支付结果,而收款方还未收到收据信息,导致付款方无法离开的情况。Generally, in an offline transaction, after the payment party scans the receipt QR code, the payment payment information can be used to confirm whether the payment is successful. Then, this only applies to the payer and the payee in the same language; for overseas business, if there are two parties using different languages, then since the payee cannot understand the payment information displayed by the payer, it is impossible to confirm whether payment successful. To this end, the third-party payment platform needs to cooperate with the acquirer in the area where the payee is located (such as the local industry and commerce bureau), and the local acquirer sends the receipt information in the local language to the payee, so that the payee can Make sure the payment is successful. This kind of solution to solve the success of the collection by the acquirer not only increases the transaction cost (requires the payee to subscribe to the SMS, or the acquirer develops the APP), but also requires third party payment due to the need for the acquirer to intervene. After the payment is completed, the platform needs to notify the acquirer to have the acquirer notify the payee. This process is prone to delay, affecting the payment efficiency, and it is easy for the payer to successfully pay and receive the successful payment result, and the payee has not yet received the payment. Receive receipt information, resulting in a situation where the payer cannot leave.
为此,需要提供一种快速供收款方确认支付结果的方案。To this end, it is necessary to provide a quick solution for the payee to confirm the payment result.
发明内容Summary of the invention
本说明书实施例提供的一种信息获取方法及装置和电子设备:An information acquisition method and device and an electronic device provided by embodiments of the present specification:
根据本说明书实施例的第一方面,提供一种信息获取方法,所述方法包括:According to a first aspect of the embodiments of the present specification, an information acquisition method is provided, the method comprising:
服务器在成功处理付款方向收款方的支付操作的情况下,获取所述收款方标识和支付信息;The server acquires the payee identification and payment information in the case that the payment operation of the payee to the payee is successfully processed;
获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;Obtaining, by the payee identifier, a language identifier and a payee information uploaded in advance by the payee;
获取所述语言标识对应的目标语言和收据模版;Obtaining a target language and a receipt template corresponding to the language identifier;
以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Writing the payment information and the payee information to the receipt template in the target language to generate receipt information of the target language;
将所述目标语言的收据信息返回给所述付款方的客户端。The receipt information of the target language is returned to the client of the payer.
根据本说明书实施例的第二方面,提供一种信息获取方法,所述方法包括:According to a second aspect of the embodiments of the present specification, an information acquisition method is provided, the method comprising:
服务器接收付款方的客户端发起的获取收据信息的请求;其中,所述请求中携带有支付标识;Receiving, by the server, a request for obtaining receipt information initiated by a client of the paying party; wherein the request carries a payment identifier;
获取所述支付标识对应支付操作的收款方标识和支付信息;Obtaining, by the payment identifier, a payee identifier and a payment information corresponding to the payment operation;
获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;Obtaining, by the payee identifier, a language identifier and a payee information uploaded in advance by the payee;
获取所述语言标识对应的目标语言和收据模版;Obtaining a target language and a receipt template corresponding to the language identifier;
以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Writing the payment information and the payee information to the receipt template in the target language to generate receipt information of the target language;
将所述目标语言的收据信息返回给所述付款方的客户端。The receipt information of the target language is returned to the client of the payer.
根据本说明书实施例的第三方面,提供一种信息获取方法,所述方法包括:According to a third aspect of the embodiments of the present specification, an information acquisition method is provided, and the method includes:
服务器在成功处理付款方向收款方的支付操作的情况下,将支付信息以及所述收款方预先上传的语言标识和收款方信息发送给所述付款方的客户端;Transmitting, by the server, the payment information and the language identifier and the payee information uploaded by the payee in advance to the client of the payer;
所述付款方的客户端接收并展示所述服务器返回的支付信息;The payee's client receives and displays the payment information returned by the server;
所述付款方的客户端在预设按钮被触发时,从本地获取所述语言标识对应的目标语言和收据模版;The client of the payer obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered;
所述付款方的客户端以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Transmitting, by the client of the payer, the payment information and the payee information in the target language to the receipt template, and generating receipt information of the target language;
所述付款方的客户端展示所述目标语言的收据信息。The payee's client displays the receipt information for the target language.
根据本说明书实施例的第四方面,提供一种信息获取装置,所述装置包括:According to a fourth aspect of the embodiments of the present specification, an information acquiring apparatus is provided, the apparatus comprising:
第一获取单元,服务器在成功处理付款方向收款方的支付操作的情况下,获取所述收款方标识和支付信息;a first obtaining unit, where the server successfully processes the payment operation of the payee to the payee, acquiring the payee identification and payment information;
第二获取单元,获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;The second obtaining unit acquires the language identifier and the payee information that are uploaded in advance by the payee identifier corresponding to the payee;
第三获取单元,获取所述语言标识对应的目标语言和收据模版;a third acquiring unit, acquiring a target language and a receipt template corresponding to the language identifier;
生成单元,以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Generating unit, the payment information and the payee information are written into the receipt template in the target language, and the receipt information of the target language is generated;
返回单元,将所述目标语言的收据信息返回给所述付款方的客户端。Returning to the unit, returning the receipt information of the target language to the client of the payer.
根据本说明书实施例的第五方面,提供一种信息获取装置,所述装置包括:According to a fifth aspect of the embodiments of the present specification, an information acquiring apparatus is provided, the apparatus comprising:
接收单元,服务器接收付款方的客户端发起的获取收据信息的请求;其中,所述请求中携带有支付标识;Receiving, the server receives a request for obtaining receipt information initiated by a client of the paying party; wherein the request carries a payment identifier;
第一获取单元,获取所述支付标识对应支付操作的收款方标识和支付信息;The first obtaining unit acquires the payee identifier and the payment information corresponding to the payment operation of the payment identifier;
第二获取单元,获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;The second obtaining unit acquires the language identifier and the payee information that are uploaded in advance by the payee identifier corresponding to the payee;
第三获取单元,获取所述语言标识对应的目标语言和收据模版;a third acquiring unit, acquiring a target language and a receipt template corresponding to the language identifier;
生成单元,以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Generating unit, the payment information and the payee information are written into the receipt template in the target language, and the receipt information of the target language is generated;
返回单元,将所述目标语言的收据信息返回给所述付款方的客户端。Returning to the unit, returning the receipt information of the target language to the client of the payer.
根据本说明书实施例的第六方面,提供一种信息获取装置,所述装置包括:According to a sixth aspect of the embodiments of the present specification, an information acquiring apparatus is provided, the apparatus comprising:
发送单元,服务器在成功处理付款方向收款方的支付操作的情况下,将支付信息以及所述收款方预先上传的语言标识和收款方信息发送给所述付款方的客户端;a sending unit, where the server successfully processes the payment operation of the payee to the payee, and sends the payment information and the language identifier and the payee information uploaded by the payee in advance to the client of the payer;
接收单元,所述付款方的客户端接收并展示所述服务器返回的支付信息;Receiving unit, the client of the payer receives and displays the payment information returned by the server;
获取单元,所述付款方的客户端在预设按钮被触发时,从本地获取所述语言标识对应的目标语言和收据模版;An obtaining unit, where the client of the paying party obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered;
生成单元,所述付款方的客户端以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Generating a unit, the client of the payer writes the payment information and payee information to the receipt template in the target language, and generates receipt information of the target language;
展示单元,所述付款方的客户端展示所述目标语言的收据信息。a display unit, the client of the payer exhibits receipt information of the target language.
根据本说明书实施例的第七方面,提供一种电子设备,包括:According to a seventh aspect of the embodiments of the present specification, an electronic device is provided, including:
处理器;processor;
用于存储处理器可执行指令的存储器;a memory for storing processor executable instructions;
其中,所述处理器被配置为上述任一项信息获取方法。The processor is configured as any of the above information acquisition methods.
本说明书实施例,提供了一种信息获取方案,付款方的客户端可以以收款方所在地区的语言、收据格式的方式展示支付的收据信息;从而使得收款方直接根据付款方的客户端展示的收据信息就可以快速确认支付结果。The embodiment of the present specification provides an information obtaining scheme, in which the client of the paying party can display the receipt information of the payment in the language and receipt format of the area where the payee is located; thus, the payee directly according to the client of the payer The receipt information displayed can quickly confirm the payment result.
附图说明DRAWINGS
图1是本说明书一实施例提供的适用的系统架构概念图;1 is a conceptual diagram of a suitable system architecture provided by an embodiment of the present specification;
图2是本说明书一实施例提供的信息获取方法的流程图;2 is a flowchart of an information acquisition method provided by an embodiment of the present disclosure;
图3是本说明书一实施例提供的信息获取方法的流程图;FIG. 3 is a flowchart of an information acquisition method according to an embodiment of the present disclosure;
图4是本说明书一实施例提供的信息获取方法的流程图;4 is a flowchart of an information acquisition method provided by an embodiment of the present disclosure;
图5是本说明书一实施例提供的信息获取装置的硬件结构图;FIG. 5 is a hardware structural diagram of an information acquiring apparatus according to an embodiment of the present disclosure;
图6是本说明书一实施例提供的信息获取装置的模块示意图;FIG. 6 is a schematic block diagram of an information acquiring apparatus according to an embodiment of the present disclosure;
图7是本说明书一实施例提供的信息获取装置的模块示意图;FIG. 7 is a schematic block diagram of an information acquiring apparatus according to an embodiment of the present disclosure;
图8是本说明书一实施例提供的信息获取装置的模块示意图。FIG. 8 is a schematic block diagram of an information acquiring apparatus according to an embodiment of the present disclosure.
具体实施方式Detailed ways
这里将详细地对示例性实施例进行说明,其示例表示在附图中。下面的描述涉及附图时,除非另有表示,不同附图中的相同数字表示相同或相似的要素。以下示例性实施例中所描述的实施方式并不代表与本说明书相一致的所有实施方式。相反,它们仅是与如所附权利要求书中所详述的、本说明书的一些方面相一致的装置和方法的例子。Exemplary embodiments will be described in detail herein, examples of which are illustrated in the accompanying drawings. The following description refers to the same or similar elements in the different figures unless otherwise indicated. The embodiments described in the following exemplary embodiments do not represent all embodiments consistent with the present specification. Instead, they are merely examples of devices and methods consistent with aspects of the present specification as detailed in the appended claims.
在本说明书使用的术语是仅仅出于描述特定实施例的目的,而非旨在限制本说明书。在本说明书和所附权利要求书中所使用的单数形式的“一种”、“所述”和“该”也旨在包括多数形式,除非上下文清楚地表示其他含义。还应当理解,本文中使用的术语“和/或”是指并包含一个或多个相关联的列出项目的任何或所有可能组合。The terminology used in the description is for the purpose of describing particular embodiments, and is not intended to The singular forms "a", "the" and "the" It should also be understood that the term "and/or" as used herein refers to and encompasses any and all possible combinations of one or more of the associated listed items.
应当理解,尽管在本说明书可能采用术语第一、第二、第三等来描述各种信息,但这些信息不应限于这些术语。这些术语仅用来将同一类型的信息彼此区分开。例如,在不脱离本说明书范围的情况下,第一信息也可以被称为第二信息,类似地,第二信息也可以被称为第一信息。取决于语境,如在此所使用的词语“如果”可以被解释成为 “在……时”或“当……时”或“响应于确定”。It should be understood that although the terms first, second, third, etc. may be used in this specification to describe various information, such information should not be limited to these terms. These terms are only used to distinguish the same type of information from each other. For example, the first information may also be referred to as the second information without departing from the scope of the present description. Similarly, the second information may also be referred to as the first information. Depending on the context, the word "if" as used herein may be interpreted as "when" or "when" or "in response to a determination."
图1示出了本文中可以适用的示例性的系统架构概念图。系统架构概念图100中,各种网络节点借助网络可以实现信息的通信,继而完成交互和数据的处理。系统架构概念图100可以包括经由网络112与一个或多个客户端106进行数据通信的服务器105,以及可以集成于服务器105或独立于服务器105的数据库115。服务器105可以对应支付网络的服务平台。FIG. 1 illustrates an exemplary system architecture conceptual diagram that may be applicable herein. In the system architecture concept diagram 100, various network nodes can implement information communication by means of the network, and then complete interaction and data processing. The system architecture concept diagram 100 can include a server 105 that can communicate with one or more clients 106 via a network 112, and a database 115 that can be integrated with or independent of the server 105. The server 105 can correspond to a service platform of the payment network.
每个网络112都可以包括有线或无线电信装置,客户端106所基于的网络装置可以通过所述有线或无线电信装置来交换数据。例如,每个网络112都可以包括局域网(“LAN”)、广域网(“WAN”)、内部网、互联网、移动电话网络、虚拟专用网(VPN)、蜂窝式或其它移动通信网络、蓝牙、NFC或其任何组合。在示例性实施方案的讨论中,应理解,术语“数据”和“信息”可在本文中互换使用来指代可存在于基于计算机的环境中的文字、图像、音频、视频或任何其它形式的信息。Each network 112 can include wired or wireless telecommunications devices through which network devices on which the client 106 is based can exchange data. For example, each network 112 may include a local area network ("LAN"), a wide area network ("WAN"), an intranet, the Internet, a mobile telephone network, a virtual private network (VPN), a cellular or other mobile communication network, Bluetooth, NFC. Or any combination thereof. In the discussion of the exemplary embodiments, it is to be understood that the terms "data" and "information" are used interchangeably herein to refer to words, images, audio, video or any other form that may be present in a computer-based environment. Information.
每个客户端106所基于的网络装置都可以包括具有能够经由网络112发出并接收数据的通信模块的装置。例如,每个客户端106所基于的网络装置都可以包括服务器、台式计算机、膝上型计算机、平板计算机、智能手机、手持式计算机、个人数字助理(“PDA”),或者其它任何的有线或无线处理器驱动装置。在图1所描绘的示例性实施方案中,客户端106所基于的网络装置可以由最终用户进行操作。The network device upon which each client 106 is based may include means having a communication module capable of transmitting and receiving data via the network 112. For example, the network device upon which each client 106 is based may include a server, desktop computer, laptop computer, tablet computer, smart phone, handheld computer, personal digital assistant ("PDA"), or any other wired or Wireless processor driver. In the exemplary embodiment depicted in FIG. 1, the network device upon which the client 106 is based may be operated by an end user.
用户(包括个人或组织)可以使用如网页浏览器应用程序或独立应用程序的应用程序,以便经由网络112查看、下载、上传或以其它方式访问文件或网页。网络包括有线或无线电信系统或装置,网络装置(包括装置105、106)可以通过所述有线或无线电信装置来交换数据。例如,网络112可以包括局域网(“LAN”)、广域网(“WAN”)、内部网、互联网、存储区域网络(SAN)、个人区域网络(PAN)、城域网(MAN)、无线局域网(WLAN)、虚拟专用网(VPN)、蜂窝式或其它移动通信网络、蓝牙、NFC或其任何组合,或者有助于信号、数据和/或消息的通信的任何其它适当的架构或系统。在示例性实施方案的讨论中,应理解,术语“数据”和“信息”可在本文中互换使用来指代可存在于基于计算机的环境中的文字、图像、音频、视频或任何其它形式的信息。Users (including individuals or organizations) may use applications such as web browser applications or standalone applications to view, download, upload, or otherwise access files or web pages via network 112. The network includes a wired or wireless telecommunications system or device through which network devices (including devices 105, 106) can exchange data. For example, network 112 may include a local area network ("LAN"), a wide area network ("WAN"), an intranet, the Internet, a storage area network (SAN), a personal area network (PAN), a metropolitan area network (MAN), a wireless local area network (WLAN) ), a virtual private network (VPN), a cellular or other mobile communication network, Bluetooth, NFC, or any combination thereof, or any other suitable architecture or system that facilitates communication of signals, data, and/or messages. In the discussion of the exemplary embodiments, it is to be understood that the terms "data" and "information" are used interchangeably herein to refer to words, images, audio, video or any other form that may be present in a computer-based environment. Information.
网页浏览器应用程序或独立应用程序的应用程序,可以与连接到网络112的网页服务器(或其它服务器,诸如支付平台等)以完成交互。The web browser application or the application of the standalone application can interact with a web server (or other server, such as a payment platform, etc.) connected to the network 112.
每个客户端106所基于的网络装置,可以通过软件或硬件甚至软硬件结合的方式 纳入数字钱包应用程序模块。数字钱包可以涵盖客户端106以用来帮助客户端完成购买交易的任何应用程序、硬件、软件或进程。数字钱包可以与网页浏览器应用程序分开、可以与其交互,或者可以具体实现为其配套应用。作为配套应用,数字钱包在网页浏览器应用内执行。也就是说,数字钱包可以是嵌入网页浏览器应用程序中的应用程序。如果数字钱包与网页浏览器应用程序分开,则数字钱包可以经由任何可用的通信技术来访问网络112。The network device on which each client 106 is based may be incorporated into the digital wallet application module by software or hardware or even a combination of software and hardware. The digital wallet can encompass any application, hardware, software or process that the client 106 uses to assist the client in completing the purchase transaction. The digital wallet can be separate from, can interact with, the web browser application, or can be specifically implemented for its supporting application. As a companion application, the digital wallet is executed within a web browser application. That is, the digital wallet can be an application embedded in a web browser application. If the digital wallet is separate from the web browser application, the digital wallet can access the network 112 via any available communication technology.
图1中,与服务器105可以是集成关系或分立关系的计算装置103,特别是后者的情况下,一般可以通过内部网络或专用网络连接,或者也可以通过加密的公共网络连接。特别的,当为集成关系时,可能采用更高效、传输速度更快的内部总线形式的连接。该计算装置103,当为集成关系或分立关系时,均可以直接(图中未示出)或通过服务器105访问数据库115。In Figure 1, computing device 103, which may be in an integrated or discrete relationship with server 105, particularly in the latter case, may typically be connected via an internal network or a private network, or may also be connected via an encrypted public network. In particular, when it comes to integration, it is possible to use a connection that is more efficient and faster in the form of an internal bus. The computing device 103, when in an integrated relationship or a discrete relationship, can access the database 115 directly (not shown) or through the server 105.
对计算机装置103进行适当的编程,可以藉由这种指令控制本说明书中方法的实施。特别的,当为集成关系时,计算机装置103处理的事务可以视为服务器105的处理而不必特别加以区分。The computer device 103 is suitably programmed to control the implementation of the method in this specification by such instructions. In particular, when in an integrated relationship, transactions processed by computer device 103 can be considered as processing by server 105 without particular distinction.
以下可以结合图2所示的例子介绍本说明书一种信息获取方法的实施例,该方法可以包括以下步骤:An embodiment of an information acquisition method of the present specification may be introduced in the following with reference to the example shown in FIG. 2, and the method may include the following steps:
步骤210:服务器在成功处理付款方向收款方的支付操作的情况下,获取所述收款方标识和支付信息。Step 210: The server acquires the payee identification and payment information in the case of successfully processing the payment operation of the payee to the payee.
步骤220:获取所述收款方标识对应收款方预先上传的语言标识和收款方信息。Step 220: Acquire the language identifier and the payee information that the payee identifier corresponds to the payee pre-uploaded.
步骤230:获取所述语言标识对应的目标语言和收据模版。Step 230: Acquire a target language and a receipt template corresponding to the language identifier.
所述目标语言包括所述收款方所在地区使用的语言;The target language includes a language used by the payee region;
所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
步骤240:以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息。Step 240: Write the payment information and the payee information into the receipt template in the target language, and generate receipt information of the target language.
步骤250:将所述目标语言的收据信息返回给所述付款方的客户端。Step 250: Return the receipt information of the target language to the client of the payer.
在线下支付过程中,付款方可以通过扫描收款方提供的收款二维码后,可以跳转到付款界面;在付款界面付款方输入需要支付的金额后点击支付,可以使得付款方的客户端向服务器发起所述付款方向收款方进行支付的支付请求;该支付请求携带支付信息, 例如支付金额,付款方标识、收款方标识等。During the online payment process, the payer can scan the payment interface by scanning the QR code provided by the payee; after the payment interface enters the amount to be paid, the payer can click the payment to make the payer's customer The terminal initiates a payment request to the server for payment by the payment party; the payment request carries payment information, such as payment amount, payer identification, payee identification, and the like.
服务器在接收到支付请求后,可以根据所述支付请求中携带的支付信息处理付款方向收款方的支付操作,即根据付款方标识确定付款方账户,根据收款方标识确定收款方账户,根据支付金额,从付款方账户向收款方账户转移所述支付金额的资金。当付款方账户金额成功扣除,并且收款方账户金额成功增加后,说明该笔支付操作成功。进而,服务器在成功处理付款方向收款方的支付操作的情况下,进行该笔支付的收据信息生成流程。具体地,服务器可以获取所述收款方标识和支付信息;根据所述收款方标识获取对应的收款方预先上传的语言标识和收款方信息。After receiving the payment request, the server may process the payment operation of the payment direction to the payee according to the payment information carried in the payment request, that is, determine the payer account according to the payer identifier, and determine the payee account according to the payee identifier. The funds of the payment amount are transferred from the payer account to the payee account according to the payment amount. When the payer account amount is successfully deducted and the payee account amount is successfully increased, the payment operation is successful. Further, when the server successfully processes the payment operation of the payee to the payee, the server performs the receipt information generating flow of the payment. Specifically, the server may obtain the payee identification and payment information; and obtain, according to the payee identifier, a language identifier and a payee information that are uploaded in advance by the corresponding payee.
通常,收款方可以在申请收款二维码时,根据KYC(Know Your Customer,充分了解你的客户)要求上传收款方所在地区即当地的语言以及收款方信息。Usually, the payee can upload the recipient's local language and payee information according to KYC (Know Your Customer) when applying for the QR code.
首先,服务器可以预先为每一种语言分配一个唯一的语言标识,收款方上传的当地语言可以是值对应的语言标识。所述语言标识还可以理解为第三方支付平台授予的收单机构的唯一标识,可以即为PID(Partner ID);根据PID可以确定对应的目标语言。First, the server can assign a unique language identifier to each language in advance, and the local language uploaded by the payee can be the language identifier corresponding to the value. The language identifier can also be understood as a unique identifier of the acquiring institution granted by the third-party payment platform, which can be a PID (Partner ID); the corresponding target language can be determined according to the PID.
然后,对于每一个收款方,服务器都可以分配一个唯一的收款方标识,可以记为MID(Merchant ID)。如此,服务器在收到收款方上传的语言标识和收款方信息后,可以将所述语言标识和收款方信息与收款方标识建立一一对应的关系。Then, for each payee, the server can be assigned a unique payee ID, which can be recorded as a MID (Merchant ID). In this way, after receiving the language identifier and the payee information uploaded by the payee, the server may establish a one-to-one correspondence between the language identifier and the payee information and the payee identifier.
值得一提的是,对于一些连锁商店来说,不同连锁店可以使用相同的收款方标识;如此,会出现无法确定到底是哪一个连锁商店;为此,本说明书中所述收款方标识具体可以包括:第一收款方标识和第二收款方标识。It is worth mentioning that for some chain stores, different chain stores can use the same payee logo; thus, there is no way to determine which chain store is; for this reason, the payee logo described in this manual is specific. The method may include: a first payee identification and a second payee identification.
其中,所述第一收款方标识即为MID,所述第二收款方标识可以为SID(Store ID)。以连锁商户为例,MID可以理解为连锁商户品牌ID,而SID可以理解为连锁商户具体门店ID。The first payee identifier is an MID, and the second payee identifier may be a SID (Store ID). Taking chain merchants as an example, MID can be understood as a chain merchant brand ID, and SID can be understood as a chain store specific store ID.
因此,当服务器在获取到收款方标识后,进一步可以获取所述收款方标识对应的语言标识和收款方信息;然后,在根据所述语言标识获取对应的目标语言即该收款方当地语言。Therefore, after the server obtains the payee identifier, the language identifier and the payee information corresponding to the payee identifier may be further obtained; and then, the corresponding target language, that is, the payee, is obtained according to the language identifier. Local language.
一般的,不同国家或者地区使用的收据格式可能都不尽相同,会存在一些差异;一般收款方可以快速识别当前格式的收据信息是否真实,对于非当前格式的收据信息往往做出判断。因此,需要根据收款方所在地区使用的收据格式展示收据信息。通常,服务器可以存储不同地区使用的收据模版,并建立语言标识与收据模版之间的对应关系。 例如,对于韩国,可以建立韩语标识与韩国使用的收据模版之间的对应关系。如此,在获取到语言标识后,就可以根据语言标识获取到对应的收据模版。Generally, the receipt formats used by different countries or regions may be different, and there may be some differences; the general payee can quickly identify whether the receipt information of the current format is true, and often judges the receipt information of the non-current format. Therefore, the receipt information needs to be displayed according to the receipt format used by the recipient's region. Typically, the server can store receipt templates used in different regions and establish a correspondence between language identifiers and receipt templates. For example, for Korea, a correspondence between a Korean logo and a receipt template used in Korea can be established. In this way, after the language identifier is obtained, the corresponding receipt template can be obtained according to the language identifier.
在获取到目标语言和收据模版后,服务器可以以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;进而将所述目标语言的收据信息返回给所述付款方的客户端。After obtaining the target language and the receipt template, the server may write the payment information and the payee information to the receipt template in the target language to generate receipt information of the target language; and further the target language The receipt information is returned to the payee's client.
付款方的客户端接收并展示所述服务器返回的收据信息,由于所述收据信息是以收款方当地的语言显示的,收款方可以看得懂,并且所述收据信息还是以收款方当地的收据格式显示的,收款方可以看到自己上传的收款方信息。其中,所述收款方信息可以包括如下至少一种:The payee's client receives and displays the receipt information returned by the server. Since the receipt information is displayed in the local language of the payee, the payee can understand and the receipt information is still the payee. The local receipt format shows that the payee can see the payee information uploaded by himself. The payee information may include at least one of the following:
当地工商局颁布的商户企业号码、商户地址、商户名称、商户法人、商户联系电话、所在国家、商户照片等。The business enterprise number, business address, business name, business owner, merchant contact number, country, and business photos issued by the local industry and commerce bureau.
由于这些收款方信息是收款方上传的真实信息,通常这些收款方信息对于付款方来说是不知道的,因此当付款方的客户端展示收据信息中有这些收款方信息时,可以大大增加展示的收据信息的可信度,使得收款方快速确定支付已经成功。Since the payee information is the real information uploaded by the payee, usually the payee information is not known to the payer, so when the payer's client displays the receipt information in the receipt information, The credibility of the displayed receipt information can be greatly increased, so that the payee can quickly determine that the payment has been successful.
例如,当付款方的客户端展示的收据信息中有工商局颁布的商户企业号码时,一般情况下除了商户本人,其它人特别是第一次购物的用户是不会了解这个商户企业号码的,从而可以增加可信度。For example, when the payment information displayed by the client of the payer has the business enterprise number issued by the Trade and Industry Bureau, in general, except for the merchant himself, other people, especially the first time shopping user, will not know the business enterprise number. Thereby increasing credibility.
本实施例提供了一种信息获取方案,服务器This embodiment provides an information acquisition solution, and the server
付款方的客户端可以以收款方所在地区的语言、收据格式的方式展示支付的收据信息;从而使得收款方直接根据付款方的客户端展示的收据信息就可以快速确认支付结果。具体地,收款方可以预先上传当前的语言类型以及自身的收款方信息;并且服务器中可以存储有每种语言类型对应地区使用的收据模版;这样,针对每一笔支付交易,服务器可以根据该支付交易涉及到的收款方,确定该收款方当地的语言和当地的收据格式,并以当地语言和当地收据格式生成收款方可以快速确认的收据信息。The paying party's client can display the payment receipt information in the language of the payee's area and the receipt format; thus, the payee can quickly confirm the payment result according to the receipt information displayed by the payer's client. Specifically, the payee may upload the current language type and its own payee information in advance; and the server may store the receipt template used in the corresponding region of each language type; thus, for each payment transaction, the server may The payment transaction involves the payee, determines the local language of the payee and the local receipt format, and generates receipt information that the payee can quickly confirm in the local language and local receipt format.
以下可以结合图3所示的例子介绍本说明书一种信息获取方法的实施例,该方法可以包括以下步骤:An embodiment of an information acquisition method of the present specification may be introduced in the following with reference to the example shown in FIG. 3, and the method may include the following steps:
步骤310:服务器接收付款方的客户端发起的获取收据信息的请求;其中,所述请求中携带有支付标识。Step 310: The server receives a request for obtaining receipt information initiated by a client of the paying party, where the request carries a payment identifier.
步骤320:获取所述支付标识对应支付操作的收款方标识和支付信息。Step 320: Acquire a payee identifier and payment information corresponding to the payment operation of the payment identifier.
步骤330:获取所述收款方标识对应收款方预先上传的语言标识和收款方信息。Step 330: Acquire the language identifier and the payee information that the payee identifier corresponds to the payee pre-uploaded.
步骤340:获取所述语言标识对应的目标语言和收据模版;Step 340: Acquire a target language and a receipt template corresponding to the language identifier.
所述目标语言包括所述收款方所在地区使用的语言;The target language includes a language used by the payee region;
所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
步骤350:以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息。Step 350: Write the payment information and the payee information into the receipt template in the target language, and generate receipt information of the target language.
步骤360:将所述目标语言的收据信息返回给所述付款方的客户端。Step 360: Return the receipt information of the target language to the client of the payer.
该实施例中与图2所示实施例不同之处在于,图1所示实施例是服务器在成功处理支付操作后直接返回收据信息;而该实施例中服务器在成功处理支付操作后先返回支付结果信息,该支付结果信息是以付款方使用的语言展示的,付款方需要主动向服务器发起获取收据信息的请求,从而获取收款方可以看懂的收据信息。The embodiment is different from the embodiment shown in FIG. 2 in that the embodiment shown in FIG. 1 is that the server directly returns the receipt information after successfully processing the payment operation; and in this embodiment, the server returns the payment after successfully processing the payment operation. As a result message, the payment result information is displayed in the language used by the payer, and the payer needs to initiate a request for obtaining the receipt information to the server, thereby obtaining the receipt information that the payee can understand.
其中,所述请求中携带有支付标识,用于供服务器确定是哪一笔支付操作。一般的,根据支付标识就可以获取到对应支付操作涉及到的收款方标识和支付信息。该实施例中步骤320-360与上一实施例相同,该实施例就不再进行赘述。The request carries a payment identifier for the server to determine which payment operation is performed. Generally, according to the payment identifier, the payee identification and payment information related to the corresponding payment operation can be obtained. Steps 320-360 in this embodiment are the same as in the previous embodiment, and the embodiment will not be described again.
以下可以结合图4所示的例子介绍本说明书一种信息获取方法的实施例,该方法可以包括以下步骤:An embodiment of an information acquisition method of the present specification may be introduced in the following with reference to the example shown in FIG. 4, and the method may include the following steps:
步骤410:服务器在成功处理付款方向收款方的支付操作的情况下,将支付信息以及所述收款方预先上传的语言标识和收款方信息发送给所述付款方的客户端;Step 410: The server sends the payment information and the language identifier and the payee information uploaded by the payee in advance to the client of the payer in the case of successfully processing the payment operation of the payee to the payee;
步骤420:所述付款方的客户端接收并展示所述服务器返回的支付信息;Step 420: The client of the payer receives and displays the payment information returned by the server.
步骤430:所述付款方的客户端在预设按钮被触发时,从本地获取所述语言标识对应的目标语言和收据模版;Step 430: The client of the payer obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered.
步骤440:所述付款方的客户端以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Step 440: The client of the payer writes the payment information and the payee information to the receipt template in the target language, and generates receipt information of the target language.
步骤450:所述付款方的客户端展示所述目标语言的收据信息。Step 450: The client of the payer displays the receipt information of the target language.
该实施例中与前述实施例不同之处在于,该实施例中付款方的客户端本地就存储有不同地区的语言以及收据模版;在服务器返回收款方预先上传的语言标识和收款方信 息后,付款方的客户端在本地就可以根据语言标识查询到对应的目标语言和收据模版,进而在本地组装收据信息,并展示给收款方查看。通过本实施例,由收款方的客户端本地生成以收款方当地语言以及当地收据格式的方式展示收据信息,使得收款方直接根据付款方的客户端展示的收据信息就可以快速确认支付结果。The difference from the foregoing embodiment in this embodiment is that in the embodiment, the client of the payer locally stores the language of different regions and the receipt template; the language identifier and the payee information uploaded in advance by the server to the payee After that, the payer's client can locally query the corresponding target language and receipt template according to the language identifier, and then assemble the receipt information locally and display it to the payee for viewing. In this embodiment, the receipt information is displayed locally by the payee's client in the local language of the payee and the local receipt format, so that the payee can quickly confirm the payment according to the receipt information displayed by the payer's client. result.
与前述信息获取方法实施例相对应,本说明书还提供了信息获取装置的实施例。所述装置实施例可以通过软件实现,也可以通过硬件或者软硬件结合的方式实现。以软件实现为例,作为一个逻辑意义上的装置,是通过其所在设备的处理器将非易失性存储器中对应的计算机业务程序指令读取到内存中运行形成的。从硬件层面而言,如图5所示,为本说明书信息获取装置所在设备的一种硬件结构图,除了图5所示的处理器、网络接口、内存以及非易失性存储器之外,实施例中装置所在的设备通常根据该信息获取实际功能,还可以包括其他硬件,对此不再赘述。Corresponding to the foregoing embodiment of the information acquisition method, the present specification also provides an embodiment of the information acquisition apparatus. The device embodiment may be implemented by software, or may be implemented by hardware or a combination of hardware and software. Taking the software implementation as an example, as a logical means, the processor of the device in which it is located reads the corresponding computer business program instructions in the non-volatile memory into the memory. From the hardware level, as shown in FIG. 5, a hardware structure diagram of the device where the information acquisition device is located in the specification, except for the processor, the network interface, the memory, and the non-volatile memory shown in FIG. The device where the device is located is usually based on the information to obtain the actual function, and may also include other hardware, which will not be described again.
请参见图6,为本说明书一实施例提供的信息获取装置的模块图,所述装置对应了图2所示实施例,所述装置包括:FIG. 6 is a block diagram of an information acquiring apparatus according to an embodiment of the present disclosure. The apparatus corresponds to the embodiment shown in FIG. 2, and the apparatus includes:
第一获取单元,服务器在成功处理付款方向收款方的支付操作的情况下,获取所述收款方标识和支付信息;a first obtaining unit, where the server successfully processes the payment operation of the payee to the payee, acquiring the payee identification and payment information;
第二获取单元,获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;The second obtaining unit acquires the language identifier and the payee information that are uploaded in advance by the payee identifier corresponding to the payee;
第三获取单元,获取所述语言标识对应的目标语言和收据模版;a third acquiring unit, acquiring a target language and a receipt template corresponding to the language identifier;
生成单元,以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Generating unit, the payment information and the payee information are written into the receipt template in the target language, and the receipt information of the target language is generated;
返回单元,将所述目标语言的收据信息返回给所述付款方的客户端。Returning to the unit, returning the receipt information of the target language to the client of the payer.
在一种可选的实施例中:In an alternative embodiment:
所述目标语言包括所述收款方所在地区使用的语言;The target language includes a language used by the payee region;
所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
请参见图7,为本说明书一实施例提供的信息获取装置的模块图,所述装置对应了图3所示实施例,所述装置包括:FIG. 7 is a block diagram of an information acquiring apparatus according to an embodiment of the present disclosure. The apparatus corresponds to the embodiment shown in FIG. 3, and the apparatus includes:
接收单元,服务器接收付款方的客户端发起的获取收据信息的请求;其中,所述请求中携带有支付标识;Receiving, the server receives a request for obtaining receipt information initiated by a client of the paying party; wherein the request carries a payment identifier;
第一获取单元,获取所述支付标识对应支付操作的收款方标识和支付信息;The first obtaining unit acquires the payee identifier and the payment information corresponding to the payment operation of the payment identifier;
第二获取单元,获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;The second obtaining unit acquires the language identifier and the payee information that are uploaded in advance by the payee identifier corresponding to the payee;
第三获取单元,获取所述语言标识对应的目标语言和收据模版;a third acquiring unit, acquiring a target language and a receipt template corresponding to the language identifier;
生成单元,以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Generating unit, the payment information and the payee information are written into the receipt template in the target language, and the receipt information of the target language is generated;
返回单元,将所述目标语言的收据信息返回给所述付款方的客户端。Returning to the unit, returning the receipt information of the target language to the client of the payer.
在一种可选的实施例中:In an alternative embodiment:
所述目标语言包括所述收款方所在地区使用的语言;The target language includes a language used by the payee region;
所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
请参见图8,为本说明书一实施例提供的信息获取装置的模块图,所述装置对应了图4所示实施例,所述装置包括:FIG. 8 is a block diagram of an information acquiring apparatus according to an embodiment of the present disclosure. The apparatus corresponds to the embodiment shown in FIG. 4, and the apparatus includes:
发送单元,服务器在成功处理付款方向收款方的支付操作的情况下,将支付信息以及所述收款方预先上传的语言标识和收款方信息发送给所述付款方的客户端;a sending unit, where the server successfully processes the payment operation of the payee to the payee, and sends the payment information and the language identifier and the payee information uploaded by the payee in advance to the client of the payer;
接收单元,所述付款方的客户端接收并展示所述服务器返回的支付信息;Receiving unit, the client of the payer receives and displays the payment information returned by the server;
获取单元,所述付款方的客户端在预设按钮被触发时,从本地获取所述语言标识对应的目标语言和收据模版;An obtaining unit, where the client of the paying party obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered;
生成单元,所述付款方的客户端以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Generating a unit, the client of the payer writes the payment information and payee information to the receipt template in the target language, and generates receipt information of the target language;
展示单元,所述付款方的客户端展示所述目标语言的收据信息。a display unit, the client of the payer exhibits receipt information of the target language.
在一种可选的实施例中:In an alternative embodiment:
所述目标语言包括所述收款方所在地区使用的语言;The target language includes a language used by the payee region;
所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
上述实施例阐明的系统、装置、模块或单元,具体可以由计算机芯片或实体实现,或者由具有某种功能的产品来实现。一种典型的实现设备为计算机,计算机的具体形式可以是个人计算机、膝上型计算机、蜂窝电话、相机电话、智能电话、个人数字助理、媒体播放器、导航设备、电子邮件收发设备、游戏控制台、平板计算机、可穿戴设备或 者这些设备中的任意几种设备的组合。The system, device, module or unit illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product having a certain function. A typical implementation device is a computer, and the specific form of the computer may be a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email transceiver, and a game control. A combination of a tablet, a tablet, a wearable device, or any of these devices.
上述装置中各个单元的功能和作用的实现过程具体详见上述方法中对应步骤的实现过程,在此不再赘述。The implementation process of the function and the function of each unit in the foregoing device is specifically described in the implementation process of the corresponding steps in the foregoing method, and details are not described herein again.
对于装置实施例而言,由于其基本对应于方法实施例,所以相关之处参见方法实施例的部分说明即可。以上所描述的装置实施例仅仅是示意性的,其中所述作为分离部件说明的单元可以是或者也可以不是物理上分开的,作为单元显示的部件可以是或者也可以不是物理单元,即可以位于一个地方,或者也可以分布到多个网络单元上。可以根据实际的需要选择其中的部分或者全部模块来实现本说明书方案的目的。本领域普通技术人员在不付出创造性劳动的情况下,即可以理解并实施。For the device embodiment, since it basically corresponds to the method embodiment, reference may be made to the partial description of the method embodiment. The device embodiments described above are merely illustrative, wherein the units described as separate components may or may not be physically separate, and the components displayed as units may or may not be physical units, ie may be located A place, or it can be distributed to multiple network units. Some or all of the modules may be selected according to actual needs to achieve the objectives of the present specification. Those of ordinary skill in the art can understand and implement without any creative effort.
以上图6描述了信息获取装置的内部功能模块和结构示意,其实质上的执行主体可以为一种电子设备,包括:The internal function module and structure of the information acquisition device are described in FIG. 6 , and the actual execution body may be an electronic device, including:
处理器;processor;
用于存储处理器可执行指令的存储器;a memory for storing processor executable instructions;
其中,所述处理器被配置为:Wherein the processor is configured to:
服务器在成功处理付款方向收款方的支付操作的情况下,获取所述收款方标识和支付信息;The server acquires the payee identification and payment information in the case that the payment operation of the payee to the payee is successfully processed;
获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;Obtaining, by the payee identifier, a language identifier and a payee information uploaded in advance by the payee;
获取所述语言标识对应的目标语言和收据模版;Obtaining a target language and a receipt template corresponding to the language identifier;
以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Writing the payment information and the payee information to the receipt template in the target language to generate receipt information of the target language;
将所述目标语言的收据信息返回给所述付款方的客户端。The receipt information of the target language is returned to the client of the payer.
可选的,所述目标语言包括所述收款方所在地区使用的语言;Optionally, the target language includes a language used by the payee area;
所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
以上图7描述了信息获取装置的内部功能模块和结构示意,其实质上的执行主体可以为一种电子设备,包括:The internal function module and structure of the information acquisition device are described in FIG. 7 , and the substantial execution body may be an electronic device, including:
处理器;processor;
用于存储处理器可执行指令的存储器;a memory for storing processor executable instructions;
其中,所述处理器被配置为:Wherein the processor is configured to:
服务器接收付款方的客户端发起的获取收据信息的请求;其中,所述请求中携带有支付标识;Receiving, by the server, a request for obtaining receipt information initiated by a client of the paying party; wherein the request carries a payment identifier;
获取所述支付标识对应支付操作的收款方标识和支付信息;Obtaining, by the payment identifier, a payee identifier and a payment information corresponding to the payment operation;
获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;Obtaining, by the payee identifier, a language identifier and a payee information uploaded in advance by the payee;
获取所述语言标识对应的目标语言和收据模版;Obtaining a target language and a receipt template corresponding to the language identifier;
以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Writing the payment information and the payee information to the receipt template in the target language to generate receipt information of the target language;
将所述目标语言的收据信息返回给所述付款方的客户端。The receipt information of the target language is returned to the client of the payer.
可选的,所述目标语言包括所述收款方所在地区使用的语言;Optionally, the target language includes a language used by the payee area;
所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
以上图8描述了信息获取装置的内部功能模块和结构示意,其实质上的执行主体可以为一种电子设备,包括:The internal function module and structure of the information acquisition device are described in FIG. 8 , and the actual execution body may be an electronic device, including:
处理器;processor;
用于存储处理器可执行指令的存储器;a memory for storing processor executable instructions;
其中,所述处理器被配置为:Wherein the processor is configured to:
服务器在成功处理付款方向收款方的支付操作的情况下,将支付信息以及所述收款方预先上传的语言标识和收款方信息发送给所述付款方的客户端;Transmitting, by the server, the payment information and the language identifier and the payee information uploaded by the payee in advance to the client of the payer;
所述付款方的客户端接收并展示所述服务器返回的支付信息;The payee's client receives and displays the payment information returned by the server;
所述付款方的客户端在预设按钮被触发时,从本地获取所述语言标识对应的目标语言和收据模版;The client of the payer obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered;
所述付款方的客户端以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Transmitting, by the client of the payer, the payment information and the payee information in the target language to the receipt template, and generating receipt information of the target language;
所述付款方的客户端展示所述目标语言的收据信息。The payee's client displays the receipt information for the target language.
可选的,所述目标语言包括所述收款方所在地区使用的语言;Optionally, the target language includes a language used by the payee area;
所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
在上述电子设备的实施例中,应理解,该处理器可以是中央处理单元(英文:Central Processing Unit,简称:CPU),还可以是其他通用处理器、数字信号处理器(英文:Digital Signal Processor,简称:DSP)、专用集成电路(英文:Application Specific Integrated Circuit,简称:ASIC)等。通用处理器可以是微处理器或者该处理器也可以是任何常规的处理器等,而前述的存储器可以是只读存储器(英文:read-only memory,缩写:ROM)、随机存取存储器(英文:random access memory,简称:RAM)、快闪存储器、硬盘或者固态硬盘。结合本发明实施例所公开的方法的步骤可以直接体现为硬件处理器执行完成,或者用处理器中的硬件及软件模块组合执行完成。In the above embodiment of the electronic device, it should be understood that the processor may be a central processing unit (English: Central Processing Unit, CPU for short), or other general-purpose processor, digital signal processor (English: Digital Signal Processor) , referred to as: DSP), ASIC (English: Application Specific Integrated Circuit, referred to as: ASIC). The general-purpose processor may be a microprocessor or the processor may be any conventional processor or the like, and the foregoing memory may be a read-only memory (English: read-only memory, abbreviation: ROM), a random access memory (English) :random access memory (abbreviation: RAM), flash memory, hard disk or solid state disk. The steps of the method disclosed in the embodiments of the present invention may be directly implemented as a hardware processor, or may be performed by a combination of hardware and software modules in the processor.
本说明书中的各个实施例均采用递进的方式描述,各个实施例之间相同相似的部分互相参见即可,每个实施例重点说明的都是与其他实施例的不同之处。尤其,对于电子设备实施例而言,由于其基本相似于方法实施例,所以描述的比较简单,相关之处参见方法实施例的部分说明即可。The various embodiments in the specification are described in a progressive manner, and the same or similar parts between the various embodiments may be referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for an electronic device embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and the relevant parts can be referred to the description of the method embodiment.
本领域技术人员在考虑说明书及实践这里公开的发明后,将容易想到本说明书的其它实施方案。本说明书旨在涵盖本说明书的任何变型、用途或者适应性变化,这些变型、用途或者适应性变化遵循本说明书的一般性原理并包括本说明书未公开的本技术领域中的公知常识或惯用技术手段。说明书和实施例仅被视为示例性的,本说明书的真正范围和精神由下面的权利要求指出。Other embodiments of the present specification will be readily apparent to those skilled in the <RTIgt; The description is intended to cover any variations, uses, or adaptations of the present specification, which are in accordance with the general principles of the specification and include common general knowledge or common technical means in the art that are not disclosed in this specification. . The specification and examples are to be regarded as illustrative only,
应当理解的是,本说明书并不局限于上面已经描述并在附图中示出的精确结构,并且可以在不脱离其范围进行各种修改和改变。本说明书的范围仅由所附的权利要求来限制。It is to be understood that the invention is not limited to the details of the details and The scope of the present description is limited only by the accompanying claims.

Claims (13)

  1. 一种信息获取方法,所述方法包括:An information acquisition method, the method comprising:
    服务器在成功处理付款方向收款方的支付操作的情况下,获取所述收款方标识和支付信息;The server acquires the payee identification and payment information in the case that the payment operation of the payee to the payee is successfully processed;
    获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;Obtaining, by the payee identifier, a language identifier and a payee information uploaded in advance by the payee;
    获取所述语言标识对应的目标语言和收据模版;Obtaining a target language and a receipt template corresponding to the language identifier;
    以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Writing the payment information and the payee information to the receipt template in the target language to generate receipt information of the target language;
    将所述目标语言的收据信息返回给所述付款方的客户端。The receipt information of the target language is returned to the client of the payer.
  2. 根据权利要求1所述的方法,所述目标语言包括所述收款方所在地区使用的语言;The method of claim 1, the target language comprising a language used by a region in which the payee is located;
    所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  3. 一种信息获取方法,所述方法包括:An information acquisition method, the method comprising:
    服务器接收付款方的客户端发起的获取收据信息的请求;其中,所述请求中携带有支付标识;Receiving, by the server, a request for obtaining receipt information initiated by a client of the paying party; wherein the request carries a payment identifier;
    获取所述支付标识对应支付操作的收款方标识和支付信息;Obtaining, by the payment identifier, a payee identifier and a payment information corresponding to the payment operation;
    获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;Obtaining, by the payee identifier, a language identifier and a payee information uploaded in advance by the payee;
    获取所述语言标识对应的目标语言和收据模版;Obtaining a target language and a receipt template corresponding to the language identifier;
    以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Writing the payment information and the payee information to the receipt template in the target language to generate receipt information of the target language;
    将所述目标语言的收据信息返回给所述付款方的客户端。The receipt information of the target language is returned to the client of the payer.
  4. 根据权利要求3所述的方法,所述目标语言包括所述收款方所在地区使用的语言;The method of claim 3, the target language comprising a language used by a region in which the payee is located;
    所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  5. 一种信息获取方法,所述方法包括:An information acquisition method, the method comprising:
    服务器在成功处理付款方向收款方的支付操作的情况下,将支付信息以及所述收款方预先上传的语言标识和收款方信息发送给所述付款方的客户端;Transmitting, by the server, the payment information and the language identifier and the payee information uploaded by the payee in advance to the client of the payer;
    所述付款方的客户端接收并展示所述服务器返回的支付信息;The payee's client receives and displays the payment information returned by the server;
    所述付款方的客户端在预设按钮被触发时,从本地获取所述语言标识对应的目标语言和收据模版;The client of the payer obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered;
    所述付款方的客户端以所述目标语言将所述支付信息和收款方信息写入到所述收 据模版,生成所述目标语言的收据信息;Transmitting, by the client of the payer, the payment information and the payee information in the target language to the receipt template to generate receipt information of the target language;
    所述付款方的客户端展示所述目标语言的收据信息。The payee's client displays the receipt information for the target language.
  6. 根据权利要求5所述的方法,所述目标语言包括所述收款方所在地区使用的语言;The method of claim 5, the target language comprising a language used by a region in which the payee is located;
    所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  7. 一种信息获取装置,所述装置包括:An information acquisition device, the device comprising:
    第一获取单元,服务器在成功处理付款方向收款方的支付操作的情况下,获取所述收款方标识和支付信息;a first obtaining unit, where the server successfully processes the payment operation of the payee to the payee, acquiring the payee identification and payment information;
    第二获取单元,获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;The second obtaining unit acquires the language identifier and the payee information that are uploaded in advance by the payee identifier corresponding to the payee;
    第三获取单元,获取所述语言标识对应的目标语言和收据模版;a third acquiring unit, acquiring a target language and a receipt template corresponding to the language identifier;
    生成单元,以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Generating unit, the payment information and the payee information are written into the receipt template in the target language, and the receipt information of the target language is generated;
    返回单元,将所述目标语言的收据信息返回给所述付款方的客户端。Returning to the unit, returning the receipt information of the target language to the client of the payer.
  8. 根据权利要求7所述的装置,所述目标语言包括所述收款方所在地区使用的语言;The apparatus of claim 7, the target language comprising a language used by a region in which the payee is located;
    所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  9. 一种信息获取装置,所述装置包括:An information acquisition device, the device comprising:
    接收单元,服务器接收付款方的客户端发起的获取收据信息的请求;其中,所述请求中携带有支付标识;Receiving, the server receives a request for obtaining receipt information initiated by a client of the paying party; wherein the request carries a payment identifier;
    第一获取单元,获取所述支付标识对应支付操作的收款方标识和支付信息;The first obtaining unit acquires the payee identifier and the payment information corresponding to the payment operation of the payment identifier;
    第二获取单元,获取所述收款方标识对应收款方预先上传的语言标识和收款方信息;The second obtaining unit acquires the language identifier and the payee information that are uploaded in advance by the payee identifier corresponding to the payee;
    第三获取单元,获取所述语言标识对应的目标语言和收据模版;a third acquiring unit, acquiring a target language and a receipt template corresponding to the language identifier;
    生成单元,以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Generating unit, the payment information and the payee information are written into the receipt template in the target language, and the receipt information of the target language is generated;
    返回单元,将所述目标语言的收据信息返回给所述付款方的客户端。Returning to the unit, returning the receipt information of the target language to the client of the payer.
  10. 根据权利要求9所述的装置,所述目标语言包括所述收款方所在地区使用的语言;The apparatus of claim 9, the target language comprising a language used by a region in which the payee is located;
    所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  11. 一种信息获取装置,所述装置包括:An information acquisition device, the device comprising:
    发送单元,服务器在成功处理付款方向收款方的支付操作的情况下,将支付信息以及所述收款方预先上传的语言标识和收款方信息发送给所述付款方的客户端;a sending unit, where the server successfully processes the payment operation of the payee to the payee, and sends the payment information and the language identifier and the payee information uploaded by the payee in advance to the client of the payer;
    接收单元,所述付款方的客户端接收并展示所述服务器返回的支付信息;Receiving unit, the client of the payer receives and displays the payment information returned by the server;
    获取单元,所述付款方的客户端在预设按钮被触发时,从本地获取所述语言标识对应的目标语言和收据模版;An obtaining unit, where the client of the paying party obtains the target language and the receipt template corresponding to the language identifier locally when the preset button is triggered;
    生成单元,所述付款方的客户端以所述目标语言将所述支付信息和收款方信息写入到所述收据模版,生成所述目标语言的收据信息;Generating a unit, the client of the payer writes the payment information and payee information to the receipt template in the target language, and generates receipt information of the target language;
    展示单元,所述付款方的客户端展示所述目标语言的收据信息。a display unit, the client of the payer exhibits receipt information of the target language.
  12. 根据权利要求11所述的装置,所述目标语言包括所述收款方所在地区使用的语言;The apparatus of claim 11, the target language comprising a language used by a region in which the payee is located;
    所述收据模版包括所述收款方所在地区统一格式的收据模版。The receipt template includes a receipt template in a uniform format of the area in which the payee is located.
  13. 一种电子设备,包括:An electronic device comprising:
    处理器;processor;
    用于存储处理器可执行指令的存储器;a memory for storing processor executable instructions;
    其中,所述处理器被配置为上述权利要求1-6中任一项所述的方法。The processor is configured as the method of any of the preceding claims 1-6.
PCT/CN2019/076245 2018-05-17 2019-02-27 Information obtaining method and apparatus, and electronic device WO2019218750A1 (en)

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