WO2019078139A1 - Incentive processing device, incentive processing method, incentive processing system, and computer program therefor - Google Patents

Incentive processing device, incentive processing method, incentive processing system, and computer program therefor Download PDF

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Publication number
WO2019078139A1
WO2019078139A1 PCT/JP2018/038257 JP2018038257W WO2019078139A1 WO 2019078139 A1 WO2019078139 A1 WO 2019078139A1 JP 2018038257 W JP2018038257 W JP 2018038257W WO 2019078139 A1 WO2019078139 A1 WO 2019078139A1
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WO
WIPO (PCT)
Prior art keywords
incentive
information
employee
consumption
balance
Prior art date
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PCT/JP2018/038257
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French (fr)
Japanese (ja)
Inventor
高崎 義一
Original Assignee
ドレミング合同会社
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from JP2018142106A external-priority patent/JP2019075086A/en
Application filed by ドレミング合同会社 filed Critical ドレミング合同会社
Priority to US16/756,678 priority Critical patent/US20200265454A1/en
Priority to SG11202003526QA priority patent/SG11202003526QA/en
Priority to EP18867871.8A priority patent/EP3699845A1/en
Priority to CN201880067213.2A priority patent/CN111226244A/en
Publication of WO2019078139A1 publication Critical patent/WO2019078139A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management

Definitions

  • the present invention is intended to improve the real wages of employees by providing employers with incentives for consumption promotion, regional revitalization, and business partner support, as the employer company.
  • the technology is aimed at improving the sales of countries, regions and business partners through consumption by incentives and supporting economic revitalization.
  • a payroll calculation system which calculates payroll of an employee in real time by using an attendance management system which acquires information such as time and attendance of the employee via the Internet (see, for example, patent document 1) ).
  • the compensation for labor provided by the employee is calculated based on the employee's attendance and leaving information acquired by the attendance management system, and the public collected amount such as tax and insurance pension is deducted.
  • overtime pay, commuting allowance, dependent allowance, etc. are calculated, and the amount of payment is calculated and paid to the employees.
  • payment is calculated on a daily basis in real time, and based on the salary compensation amount (that is, labor receivables) which is the compensation for the employee's labor, it is possible to make shopping before the scheduled salary payment (that is, usable for consumption)
  • a treatment method is known (see, for example, Patent Document 2).
  • this payment processing method enables the contractor to shop anytime according to the salary payment amount, postpaid the consumption fee on payday, repay for the company or financial institution, and earn less income. Were born to avoid having to borrow money with high interest rates.
  • Such a payment processing method is also effective for the consumption of employees who do not have an account at a financial institution.
  • Global Findex Financial Inclusion Database
  • the paid salary was issued by which financial institution in which country, which company, when, how much, where it was procured, and how much it is in the company's electronic wallet. Also, at the same time, it is possible to know in real time how much salary an employee was paid and how much the income tax was paid to the country, and it is now possible to know how much it is in the employee's e-wallet and where it was consumed .
  • the present invention has been made in view of the above circumstances, and provides the employee with an incentive (for example, an allowance) according to the purpose set by the company as the employer, and the employee consumes for the purpose. Purpose is to provide technology that enables payment using incentives. In addition, the present invention also provides subsidies and subsidies aimed at regional revitalization, etc., which enables fraud prevention by this consumption activity, and provides technology for economic revitalization support that everyone who appreciates can appreciate. As a further objective.
  • the inventor uses an attendance management / payroll calculation system capable of giving an allowance as an incentive, and an incentive (permission) intended for the company to have the employee consume in a specific area or customer. I thought about the mechanism to incorporate.
  • the attendance management and payroll calculation system for giving an incentive includes the employee identification information which has been consumed, the location (area) and the store name of the store where the incentive has been sent, and the store identification transmitted by the incentive processing device of the present invention.
  • an incentive that a company refers to as a benefit allowance as a benefit benefit is that the company pays all or part of the consumption amount. It is possible to supply to employees as a means to provide a mechanism to continuously contribute to the economic activities of stores and specified business partners in a specific area to increase corporate value.
  • the incentive processing device is a device for performing processing to make a payment using an incentive that the company pays to the employee, when the employee performs the consumption defined by the company. Communication via a network to a payment terminal used when an employee settles consumption, and a personnel time and salary calculation device that calculates a salary based on the employee's attendance and leaving time and the employee's personnel and labor information It is configured to be possible.
  • the present incentive processing device has a company specifying information storage unit that associates and stores employee identification information for identifying the employee and company identification information for identifying the company that provides the employee with an incentive.
  • the present incentive processing device has consumption condition information storage means that associates and stores the company identification information and the consumption conditions determined by the company for settlement from the incentive.
  • the incentive processing device includes consumption destination information storage means that stores consumption destination identification information for identifying a consumption destination and consumption destination related information such as the name and address of the consumption destination in association with each other.
  • the present incentive processing device has incentive balance information storage means that associates and stores the employee identification information and the balance of the incentive information provided by the company to the employee.
  • the present incentive processing device acquires incentive payment information including at least employee identification information identifying an employee and incentive information indicating a value of an incentive to be paid for each employee from the personnel time and pay calculation device.
  • incentive information registration means for registering the incentive information in the incentive balance information storage means in association with the employee identification information.
  • the incentive processing device comprises, from the payment terminal, employee identification information for identifying an employee who has consumed, consumption amount information for specifying an amount for which the employee has consumed, and a consumption destination for which the consumption has been made.
  • a consumer that acquires consumption information including consumption destination identification information that specifies the company, and pays the employee the salary based on the acquired employee identification information with reference to the company identification information storage unit While extracting the company identification information to be specified, referring to the consumption condition information storage means, the consumption condition defined for the company to pay an incentive is extracted based on the extracted company identification information, and further, the consumption destination After specifying the consumption destination for which consumption has been performed based on the acquired consumption destination identification information with reference to the information storage means, whether or not the specified consumption condition extracted by the specified consumption destination is determined With an incentive payment possibility determining means that the cross-sectional.
  • the incentive processing apparatus subtracts the consumption amount information from the incentive information to obtain a balance, and registers the balance in the incentive balance information storage means. It has a payment processing means.
  • the personnel time and salary calculation device transmits, to the incentive processing device, employee identification information identifying an employee and incentive information indicating the value of the incentive to be paid for each employee. And means for transmitting incentive payment information including at least.
  • the payment terminal uses the employee identification information for identifying the employee who has consumed, the consumption amount information for specifying the amount of consumption by the employee, and the consumption for the incentive processing device. And means for transmitting consumption information including consumption destination identification information for specifying the consumption destination.
  • the incentive processing device when the payment terminal is a device installed in a store where the employee consumes, the incentive processing device is further configured to be communicable with the employee terminal used by the employee via the network.
  • the incentive settlement availability determination means refers to the incentive balance information storage means after acquiring the consumption information and before extracting the company identification information based on the employee identification information included in the acquired consumption information.
  • the incentive information registered is extracted based on the employee identification information included in the acquired consumption information, and the extracted incentive information is compared with the consumption amount information included in the acquired consumption information.
  • the incentive settlement availability judgment means judges that the value of the incentive information is large or equal as a result of comparison, it sends an inquiry notification for confirming whether or not to continue the settlement processing to the employee terminal.
  • the inquiry notification includes, for example, at least information indicating an incentive value usable by the employee (incentive information) and information indicating an amount of money consumed by the employee (consumption money information). It can be done. Then, when the acknowledgment response to continue the payment process is received from the employee terminal, the incentive payment possibility determination means extracts the company identification information and the consumption condition, and further specifies the consumption destination. It can be determined whether the consumption condition is satisfied.
  • the employee terminal receives, from the incentive processing device, means for receiving an inquiry notification for confirming whether or not to continue the payment processing, and the payment processing for the incentive processing device. And means for transmitting an acknowledgment response to the effect of continuing the process.
  • the incentive processing device is further configured to be able to communicate with the employee terminal via the network, and the incentive payment availability determination means is included in the acquired consumption information after acquiring the consumption information.
  • the incentive balance information storage means is referenced to extract incentive information registered based on the employee identification information included in the acquired consumption information. If, as a result of comparing the extracted incentive information and the consumption amount information included in the acquired consumption information, it is determined that the value of the incentive information is small, the incentive settlement availability determination means uses the incentive for the employee terminal Proceed with the settlement process on the condition that the shortfall is settled by other means than the settlement To send a query notification to confirm whether or not Luke.
  • the incentive settlement availability judgment means extracts the company identification information and the consumption condition when receiving an acknowledgment response indicating that the settlement process is to be continued from the employee terminal, and further specifies the consumption destination. It can be determined whether the consumption condition is satisfied.
  • the incentive payment processing means sets “0” as a value obtained by subtracting the consumption amount information from the incentive information, and registers the “0” as a balance in the incentive balance information storage means.
  • the incentive processing device is further configured to be able to communicate with the employee terminal via the network, and the incentive payment availability determination means is included in the acquired consumption information after acquiring the consumption information.
  • the incentive balance information storage means is referenced to extract incentive information registered based on the employee identification information included in the acquired consumption information.
  • the incentive settlement availability judging means makes the employee Including shortfall information indicating the difference between the consumption amount information and the incentive information, along with the person identification information, The driven supplier planned to be paid salary settlement of the shortfall in the light of the current up to send the first of inquiry notification to confirm whether or not it is possible.
  • Incentive settlement availability determination means deducts the shortage amount from the scheduled salary amount for the employee's terminal when it receives a settlement availability reply indicating that settlement is possible from the personnel time and pay calculation device. Send a second inquiry notification confirming whether to continue the payment process.
  • the incentive settlement availability judgment means extracts the company identification information and the consumption condition when receiving an acknowledgment response indicating that the settlement process is to be continued from the employee terminal, and further specifies the consumption destination. It can be determined whether the consumption condition is satisfied.
  • the incentive payment processing means subtracts the consumption amount information from the incentive information to obtain the shortage value, and registers the shortage value as a balance in the incentive balance information storage means.
  • the personnel time and pay calculation device includes the employee identification information and the shortage amount information from the incentive processing device, and is insufficient in light of the scheduled salary amount of the employee until now.
  • the employee terminal receives, from the incentive processing device, a second inquiry notification for confirming whether or not to continue the payment processing, and an acknowledgment response indicating that the payment processing is continued to the incentive processing device. And means for transmitting the information.
  • the incentive information registration unit is registered in the incentive balance information storage unit when the incentive payment information is acquired from the personnel attendance calculation device.
  • the incentive information included in the acquired incentive payment information is registered instead of the balance of the existing incentive information.
  • the incentive information registration unit is registered in the incentive balance information storage unit when the incentive payment information is acquired from the personnel attendance calculation device.
  • the incentive information included in the acquired incentive payment information is added to the balance of the existing incentive information and registered.
  • the incentive processing device is configured to be communicable with the employee terminal used by the employee through the network, and in the above-described incentive processing device, when the employee identification information is acquired from the employee terminal
  • the method further includes incentive information transmission means for extracting incentive information registered based on the employee identification information with reference to the incentive balance information storage means, and transmitting the extracted incentive information to the employee terminal. Also good.
  • the employee terminal further includes means for receiving the incentive information from the incentive processing device and means for displaying the received incentive information.
  • the incentive information registration means includes consumption destination area information and incentive information set for each consumption destination area for each employee as incentive payment information. And the consumption destination area information and the incentive information are associated with each other and stored in the incentive balance information storage means.
  • the incentive information transmission means refers to the incentive balance information storage means, extracts the consumption destination area information and the incentive information registered based on the employee identification information, and extracts the extracted incentive information as the consumption destination area information. , And may be transmitted to the employee terminal.
  • the employee terminal displays the means for receiving the incentive information in association with the consumption destination area information from the incentive processing device, and displays the received incentive information in association with the consumption destination area information. And means.
  • the incentive information registration means includes supplier shop information and incentive information set for each supplier shop for each employee as incentive payment information. And store the correspondent store information and the incentive information in the incentive balance information storage means in association with each employee.
  • the incentive information transmission means refers to the incentive balance information storage means, extracts the correspondent store information and the incentive information registered based on the employee identification information, and extracts the extracted incentive information as the correspondent store information. , And may be transmitted to the employee terminal.
  • the employee terminal displays the means for receiving the incentive information in association with the correspondent store information from the incentive processing device and the received incentive information in association with the correspondent store information. And means.
  • the payment terminal after the incentive payment processing means determines the balance of the incentive information, the payment terminal notifies the payment terminal of the completion of the payment using the incentive.
  • the system may further include an incentive payment notification unit that transmits a completion notification.
  • the settlement terminal further includes means for receiving the settlement completion notice from the incentive processing apparatus and means for displaying the received settlement completion notice.
  • the balance of incentive information for each employee stored in the incentive balance information storage means is transmitted to the personnel time and salary calculation device at predetermined intervals.
  • the system may further include an incentive balance notification means.
  • the personnel time and salary calculation device further includes means for receiving the balance of the incentive information from the incentive processing device.
  • the incentive processing device in the above-described incentive processing device, employee identification information, consumption destination identification information, and consumption amount information for which payment has been made by the incentive in the incentive payment processing means are associated and stored.
  • the incentive balance information storage means for transmitting the consumption amount information for each consumption destination stored in the incentive payment information storage means to the personnel time and pay calculation device at predetermined intervals As well.
  • the personnel time and salary calculation device further includes means for receiving consumption amount information for each consumption destination from the incentive processing device.
  • the incentive processing method in the incentive processing apparatus which concerns on this invention is realizable by running the incentive processing program which functions a computer as said incentive processing apparatus.
  • the incentive processing device of the present invention it is determined whether the consumption of the employee satisfies the consumption condition defined by the company, and the incentive provided by the company to the employee when it is determined that the consumption condition is met. Can be settled by subtracting the consumption amount from. Therefore, it is possible to provide technology that enables companies to contribute to economic activities such as regions and customers through the consumption of employees. Moreover, the incentives provided by the company to the employees lead to the improvement of the real income of the employees and the improvement of their lives, and they are ashamed from the employees as a company rich in welfare, and the regions and business partners that they consumed. It is expected that they will be ashamed.
  • (A) is a diagram showing an example of detailed incentive information of a first item displayed on an employee terminal
  • (B) is a diagram showing an example of detailed incentive information of a second item.
  • It is a flowchart which shows an example of the process in the 2nd incentive processing apparatus which concerns on this invention.
  • It is the sequence diagram which showed an example of the system using the 3rd incentive processing device concerning the present invention.
  • the incentive processing device 1 when the employee consumes in a specific area or customer specified by the company, the company uses the employee as one of the welfare benefits in whole or in part. While it settles using the incentive which it pays in the name of an allowance, and it is a device which makes it possible to grasp the degree of contribution to the economic activity of a specific area or a business partner.
  • the incentive processing device 1 as shown in FIG. 1, FIG. 16, FIG. 22, FIG. 26 and FIG. It is configured to be communicable.
  • the incentive processing device 1 is realized by a so-called server computer or the like, and includes hardware resources such as a central processing unit (CPU), a random access memory (RAM), a read only memory (ROM), a hard disk drive, and a computer program executed by the CPU. It consists of software resources.
  • hardware resources such as a central processing unit (CPU), a random access memory (RAM), a read only memory (ROM), a hard disk drive, and a computer program executed by the CPU. It consists of software resources.
  • the incentive processing device 1 includes a storage unit that stores a database and the like necessary for processing of the incentive. Furthermore, the incentive processing device 1 includes a communication device that transmits and receives information used for processing by the CPU and information stored in the storage unit via a network such as the Internet or LAN.
  • the settlement terminal 2 is a device used when the employee settles consumption, for example, a cash register (hereinafter simply referred to as a "store cashier”) 2A having a network function installed in a store, or an employee.
  • a mobile terminal hereinafter simply referred to as an “employee terminal” having a network function owned by The settlement terminals 2A and 2B are realized by incorporating dedicated programs.
  • the dedicated program includes an address (URL) and the like on the network for accessing the present incentive processing apparatus 1 and is registered in a predetermined server on the network. Therefore, the payment terminals 2A and 2B can obtain a dedicated program by accessing and downloading a predetermined server on the network.
  • URL address
  • the dedicated program includes an address (URL) and the like on the network for accessing the present incentive processing apparatus 1 and is registered in a predetermined server on the network. Therefore, the payment terminals 2A and 2B can obtain a dedicated program by accessing and downloading a predetermined server on the network.
  • the store cash register 2A is a computer having a POS (Point of Sale) terminal or a function as a POS terminal, and executes processing necessary for payment associated with the purchase of a product by the employee, and this incentive processing device 1, employee identification information (hereinafter referred to as “employee ID”) identifying an employee who purchases a product, consumption amount information and consumption identification information for identifying a consumption destination (hereinafter “consumption destination ID" Provide).
  • employee identification information hereinafter referred to as “employee ID”
  • consumption destination ID identifying an employee who purchases a product
  • consumption destination ID hereinafter “consumption destination ID” Provide
  • the store cash register 2A inputs the number key corresponding to the product price (keying), a one-dimensional code (JAN code, EAN code, etc.) attached to the product, or a two-dimensional code (stack code, matrix code, etc.) Can be acquired by reading the code by the code scanner, and the payment amount can be calculated by the calculation function in the cash register to generate the consumption amount information.
  • keying a one-dimensional code (JAN code, EAN code, etc.) attached to the product
  • a two-dimensional code stack code, matrix code, etc.
  • the store cash register 2A acquires the price information of the product according to the purchase of the product by the employee and calculates the consumption amount (payment amount), as well as a credit card or electronic money such as a card reader / writer. It has a processing function. Therefore, the store cash register 2A can cope with payments by credit card, debit card, prepaid card, electronic money, etc. as well as cash by providing a credit card / electronic money processing function.
  • the store cash register 2A also has a function of acquiring an employee ID.
  • this employee ID is card information for payment such as a credit card, mobile phone information for NFC (Near Field Communication) (near NFC chip), and membership card information, and the credit at the store cash register 2A It can be acquired by using the card / electronic money processing function. That is, the employee ID can be acquired by a card reader / writer (NFC compatible function) incorporated (or connected) to the cash register.
  • the store cash register 2A may have a function of reading an optical symbol displayed on the portable terminal of the employee. That is, when the employee settles the consumption amount using the incentive provided by the company, the optical symbol including the employee ID and the address (URL) on the network for accessing the present incentive processing apparatus 1 is read The consumption destination ID, the consumption amount information, and the employee ID are sent to the extracted URL.
  • a terminal capable of transmitting / receiving data and inputting / outputting data via a network, such as a computer for managing a so-called virtual shop on a website selling goods via the Internet Shall be included. It also includes a portable terminal (so-called handy register) used by a person engaged in a store selling products.
  • the employee terminal 2B is a portable device such as a smart phone having an optical symbol reading function such as a camera and a number input function such as a keyboard. And provide a consumer ID.
  • the employee terminal 2B can capture the optical symbol displayed in the store with the camera unit, can obtain consumption destination information such as the consumption destination ID recorded in the optical symbol, and consumes from the keyboard unit It is possible to receive the input of monetary value. Further, the employee terminal 2B can obtain consumption destination information by inputting the telephone number of the consumption destination store from the keyboard, and can receive the input of the consumption amount value from the keyboard unit.
  • a portable terminal such as a smartphone
  • the employee terminal 2B into which the dedicated program is incorporated captures and reads an optical symbol, it decodes the store ID and the like recorded in the optical symbol and receives the input of the consumption amount, and thereafter, a predetermined storage area
  • the employee information and the address (URL) on the network for accessing the present incentive processing apparatus 1 are extracted, and the shop ID, the consumption amount information, and the user identification information are addressed to the extracted URL. Send.
  • the optical symbol refers to information in which information can be optically identified and recorded, and refers to a one-dimensional code such as a bar code or a two-dimensional code such as a stack code / matrix code.
  • the personnel time and salary calculation device 3 is a device that calculates the salary based on the time when the employee leaves and works and the personnel labor information of the employee.
  • the personnel time and salary calculation apparatus 3 is configured to be communicable with a device called a so-called Internet time recorder, which performs attendance management such as acquisition of attendance time and departure time of the employee, and the network NW. It is done. Therefore, processing is performed to calculate the compensation for the labor provided by the employee based on the attendance / work time information of the employee acquired from the Internet time recorder.
  • the personnel time and salary calculation device 3 adds various allowances such as overtime allowance, commuting allowance, and dependent allowance specified based on personnel labor information of the employee to the calculated compensation for labor, as well as taxes and insurance pensions, etc. Process to calculate the employee's salary by subtracting the deduction amount of. Furthermore, in the present invention, the personnel time and salary calculation apparatus 3 has a function of replacing the amount of salary calculated based on the employee's attendance and leaving time and the employee's personnel and labor information with electronic money information and managing each employee in the virtual account. May be provided.
  • the incentive processing apparatuses 1A, 1B, 1C, 1D, 1E, and 1F which concern on each embodiment mentioned later in this invention are drawn as single composition, not only this but composition by a plurality of computers etc. It may be done. Further, the incentive processing devices 1A, 1B, 1C, 1D, 1E, 1F according to the respective embodiments may be configured as a cloud or a block chain. Furthermore, when the person who calculates the salary based on the time when the employee leaves and works and the personnel and labor information operates the processing service of the present incentive, the function of the personnel attendance and pay calculation device 3 described above and the function of the present incentive processing device 1 It can also be a combination of
  • the basic configuration of the first incentive processing device according to the present invention will be described.
  • the embodiments described below are technically variously limited because they are preferable specific examples of the present invention, but the scope of the present invention is not particularly limited in the following description. Not limited to these forms.
  • the term “consumption” is not limited to the purchase of a product, but includes the provision of a service, and includes at least a general transaction in which a fee is generated.
  • the first incentive processing device 1A is configured to be able to communicate with the payment terminal 2 and the personnel time and pay calculation device 3 via the network NW.
  • the first incentive processing apparatus 1A includes an incentive information registration unit 11, an incentive payment availability determination unit 12, an incentive payment processing unit 13, and a storage unit 20, and each embodiment described later will be described. In the incentive processing device 1 according to the present invention, at least these are provided as a basis.
  • the storage unit 20 includes a company identification information database (hereinafter abbreviated as “company identification information DB”) 21, a consumption condition information database (hereinafter abbreviated as “consumption condition information DB”) 22, and a consumption. It comprises at least a destination information database (hereinafter abbreviated as “consumption destination information DB”) 23 and an incentive balance information database (hereinafter abbreviated as “incentive balance information DB”) 24.
  • the present incentive processing apparatus 1A is implemented by loading various programs (OS, application software, etc.) stored in the auxiliary storage device (for example, ROM) into the main storage device (RAM) and executing them by the CPU. It functions as an apparatus including an incentive information registration unit 11, an incentive payment availability judgment unit 12, an incentive payment processing unit 13 and the like.
  • the company identification information DB 21 is a means for storing, for each employee, company information so that a company that provides an incentive to the employee can be identified. That is, the company identification information DB 21 stores an employee information table in which personal information for identifying an employee, such as an employee number, an employee name, an employee address, an employee telephone number, and an employee e-mail address, is stored. And a company information table in which company related information such as a company name and an address are stored. Therefore, any one of the above-described personal information of the employee is adopted as the employee ID, and the employee can be identified by any personal information by using the employee information table.
  • an employee information table in which personal information for identifying an employee, such as an employee number, an employee name, an employee address, an employee telephone number, and an employee e-mail address, is stored.
  • company information table in which company related information such as a company name and an address are stored. Therefore, any one of the above-described personal information of the employee is adopted as the employee ID, and the employee can be identified by any
  • the employee information table is used to identify an employee by individually or combining a plurality of stored personal information.
  • the company identification information DB 21 stores company identification information (hereinafter referred to as “company ID”) for identifying a company in association with an employee ID for identifying an employee who consumes.
  • the consumption condition information DB 22 is a means for storing, for each company, the consumption conditions determined by the company to make a payment from the incentive provided to the employee. That is, the consumption condition information DB 22 stores arbitrary consumption conditions such as the name and address of the consumption destination, the store name, the brand (product name), and the expiration date, and the consumption conditions are used by the company via the network.
  • the present incentive processing apparatus 1 (1A) using a communication terminal that can be transmitted and received, for example, the personnel time and salary calculation apparatus 3, it is possible to freely set and register.
  • the consumption condition may be one or more, and when a plurality of consumption conditions are set, and setting intended to satisfy all of the plurality of consumption conditions, or a plurality of these consumption conditions It is possible to set or set it as intended if any one of them is satisfied.
  • the consumption condition information DB 22 stores consumption conditions in association with a company ID.
  • the consumption destination information DB 23 is a means for storing consumption destination information such as the name, the address, the telephone number, and the brand (product name) of the consumption destination for each consumption destination. That is, the consumption destination information DB 23 stores only consumption destination information. For example, as shown in FIG. 4, the consumption destination information DB 23 stores consumption destination information in association with the consumption destination ID.
  • the incentive balance information DB 24 is a means for storing, for each employee, balance information of incentives provided by a company. That is, the incentive balance information DB 24 stores money information corresponding to the money value, and can be appropriately rewritten by settlement using an incentive by an employee or provision of a new incentive from a company. It will be For example, as shown in FIG. 5A, the incentive balance information DB 24 stores incentive balance information in association with the employee ID.
  • the employee ID registered in the company identification information DB 21 and the incentive balance information DB 24 is a unique identification mark given by the operator of the incentive processing service for identifying the employee who uses the service.
  • the employee ID described in the present invention is an employee registered for receiving provision of an incentive processing service and mobile phone information (for example, a telephone number and a contract holder) used by the employee for electronic payment by incentive.
  • the employee's personal information such as card information (for example, card number and member name) of the membership card issued to the party shall be included.
  • mobile phone information used by the employee for electronic payment card information of a membership card issued to the employee, which the employee registered in advance as personal information when receiving the provision of the incentive processing service And employee ID are associated with each other.
  • the employee ID can be identified based on mobile phone information, card information, etc. used by the employee in the settlement of the consumption amount, and the incentive balance information can be registered in the incentive balance information DB 24.
  • the incentive information registration unit 11 acquires incentive payment information including at least the employee ID and the incentive information indicating the value of the incentive to be paid for each employee from the personnel time and salary calculation device 3, and associates the information with the employee ID.
  • the incentive information is registered in the incentive balance information DB 24.
  • the first incentive processing device 1A is configured to be communicable with the personnel time and salary calculation device 3 (company) via the network, acquires the incentive payment information, and registers the incentive information for each employee. With this configuration, it is possible to confirm the existence of a company or an employee and prove it to a third party every time a new incentive is paid by the company.
  • the incentive information registration unit 11 acquires the incentive payment information from the personnel time and salary calculation device 3, the incentive information included in the acquired incentive payment information is replaced with the balance of the incentive information registered in the incentive balance information DB 24. It is a means to register information.
  • the first incentive processing apparatus 1A acquires incentive payment information from the personnel time and salary calculation apparatus (company) 3, the first incentive processing apparatus 1A registers the acquired incentive information in place of the already registered incentive information balance. By doing this, it is possible to set an expiration date in which an incentive can be used as a consumption condition.
  • the incentive information registration unit 11 acquires the incentive payment information from the personnel time and salary calculation device 3, the incentive information included in the acquired incentive payment information for the balance of the incentive information registered in the incentive balance information DB 24 It is good also as what adds and registers.
  • the first incentive processing apparatus 1A acquires incentive payment information from the personnel time and salary calculation apparatus (company) 3
  • the first incentive processing apparatus 1A adds the acquired incentive information to the balance of the already registered incentive information and registers the same. In this way, it is also possible to carry over the unpaid incentives for the following month.
  • the incentive payment availability determination unit 12 consumes an employee ID specifying the employee who has consumed, consumption amount information specifying the amount of consumption by the employee, and It is a means for acquiring consumption information including the consumption destination ID specifying the consumption destination, and determining whether the consumption of the employee satisfies the consumption condition compatible with the settlement using the incentive.
  • the incentive payment availability determination unit 12 refers to the company identification information DB 21 after acquiring the consumption information, and identifies the company ID that specifies the company that pays the employee based on the acquired employee ID. Extract. Further, after extracting the company ID, the incentive settlement availability determination unit 12 continues to refer to the consumption condition information DB 22 and extracts the consumption condition defined for the company to pay the incentive based on the extracted company ID. Furthermore, after the incentive settlement availability determination unit 12 refers to the consumer information DB 23 and identifies the consumer for which consumption has been performed based on the acquired consumer ID, the consumer that is identified identifies the consumption condition extracted. Determine if it meets or not.
  • the incentive payment availability determination unit 12 first extracts the company ID based on the acquired employee ID. Next, the incentive payment determination unit 12 extracts consumption conditions based on the extracted company ID. Then, the incentive payment availability determination unit 12 specifies the consumption destination based on the acquired consumption destination ID, and the specified consumption destination is, for example, when the extracted consumption condition is the setting of “ ⁇ city”. It is to judge whether or not it exists in "00 city”.
  • the incentive payment processing unit 13 is a means for registering the balance of the incentive information in the incentive balance information DB 24 after the settlement is performed using the incentive provided by the company. That is, when the incentive payment processing unit 12 determines that the consumption condition is satisfied, the incentive payment processing unit 13 subtracts the consumption amount information from the incentive information to obtain a balance, and registers the balance in the incentive balance information DB 24.
  • first method the flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter referred to as "first method") according to the first embodiment of the present invention will be described with reference to FIG. explain.
  • first method the first method described below is realized by executing the first computer program.
  • the personnel time and salary calculation apparatus 3 transmits in advance incentive payment information including an employee ID and incentive information to the present incentive processing apparatus 1A (10). Then, the incentive processing device 1A receives the incentive payment information transmitted from the personnel time and salary calculation device 3 (20), and registers the incentive payment information in the incentive balance information DB 24 in association with the employee ID (30).
  • the payment terminal 2A (2B) uses the employee ID for identifying the employee who has consumed, the consumption amount information for specifying the amount of consumption for the employee, and the consumption according to the consumption of the employee.
  • Consumption information including a consumption destination ID specifying the consumption destination is sent to the incentive processing device 1A (100).
  • the incentive processing device 1A receives the consumption information transmitted from the settlement terminal 2A (2B) (110).
  • transmission of the employee ID, the consumption amount information, and the consumption destination ID to the present incentive processing apparatus 1A can be performed, for example, as follows. First, when making a payment with the store register 2A as the payment terminal 2, after the store register 2A calculates the consumption amount (settlement fee), an employee ID is obtained by a card reader writer or the like, and the store register 2A calculates the consumption It carries out by transmitting consumption destination ID stored in store cash register 2A to this incentive processing device 1A with amount-of-money information and the acquired employee ID.
  • the store register 2A calculates the consumption amount (settlement fee)
  • An optical symbol including the destination ID and the employee ID is read by the shop cashier 2A, and the shop cashier 2A transmits the read employee ID and the consumer ID together with the calculated consumption amount information to the incentive processing apparatus 1A. It may be done by
  • the employee terminal 2B transmits the employee ID stored in the employee terminal 2B to the incentive processing device 1A together with the acquired consumption destination ID and the input consumption amount information.
  • the company identification information DB 21 is referenced to extract a company ID for specifying a company that pays the employee who is associated and registered. Further, the present incentive processing apparatus 1A refers to the consumption condition DB 22 based on the extracted company ID, and extracts the consumption condition which is set for the company registered in association to make a payment from the incentive. Further, the incentive processing apparatus 1A refers to the consumption destination information DB 23 based on the received consumption destination ID, identifies the consumption destination information registered in association, and based on the identified consumption destination information. It is determined whether the consumption satisfies the extracted consumption condition (120).
  • the incentive processing apparatus 1A subtracts the consumption amount information from the incentive information to obtain the balance, and registers the balance of the incentive information in the incentive balance information DB 24 (130).
  • the above is the basic processing flow in the incentive processing system for implementing the first method using the present incentive processing apparatus 1A.
  • the incentive payment possibility determination unit 12 acquires consumption information and then, before extracting the company ID based on the employee ID included in the consumption information,
  • the incentive balance information DB 24 is referenced to extract incentive information registered based on the employee ID included in the acquired consumption information, and the extracted incentive information and consumption amount information included in the acquired consumption information It may have a function to compare.
  • the incentive settlement availability determination unit 12 compares the incentive information and the consumption amount information with each other and determines that the value of the incentive information is large or equal, confirmation of the consumption amount with respect to the employee terminal 2B, It has a function of sending an inquiry notification that confirms whether or not to continue settlement processing using an incentive.
  • the inquiry notification may include, for example, incentive information and consumption amount information.
  • the incentive payment determination unit 12 has a function of receiving the response information from the employee terminal 2B.
  • the incentive payment determination unit 12 receives an acceptance response for payment using an incentive from the employee terminal 2B, it extracts the company ID and the consumption condition, and further specifies the consumption destination to determine the consumption condition. It will be determined whether or not
  • the incentive processing device 1A When the payment terminal 2 is the store cash register 2A, the incentive processing device 1A is configured to be communicable with the employee terminal 2B via the network. Then, the incentive payment availability determination unit 12 transmits an inquiry notification to the agent terminal 2B as described above, and receives response information from the employee terminal 2B.
  • the present incentive processing apparatus 1A extracts balance information of the incentive registered in association with reference to the incentive balance information DB 24 based on the employee ID included in the consumption information. Then, it is determined whether the balance information of the incentive is larger than the consumption amount information included in the consumption information (111). Subsequently, in the incentive processing apparatus 1A, if it is determined that the balance information of the incentive is larger than the consumption amount information, whether confirmation of the consumption amount and settlement processing using the incentive are continued for the employee terminal 2B Send an inquiry notification to confirm (112a).
  • the employee terminal 2B receives the inquiry transmitted from the incentive processing device 1A (113a).
  • the incentive is used as an example of the inquiry received by the employee terminal 2B.
  • the incentive is used The case of confirming whether to make a payment will be described based on FIG.
  • FIG. 8 shows a screen 50a of the employee terminal 2B, in which an incentive display field 51 and an inquiry display field 52 are displayed.
  • JPN which specifies a currency unit as an amount that can be settled by the incentive possessed by the employee along with the update date of the incentive balance information registered in the incentive balance information DB 24 in the incentive display column 51
  • 10,000.00 is displayed as the value of. That is, "JPN” means Japan and "10,000.00” means 10,000 yen based on the currency unit of Japan. Therefore, the employee has an incentive equivalent to a currency value of 10,000 yen. Further, the employee can confirm the balance of the available incentives by looking at the value of the incentive displayed in the incentive display field 51 of the employee terminal 2B.
  • JPN 2,500.00 is displayed as the amount of money that the employee decides to consume (consumption amount). In other words, it means to settle 2,500 yen for an incentive of 10,000 yen. Therefore, by looking at the consumption amount displayed in the inquiry display field 52 of the employee terminal 2B, the employee can confirm whether the shop terminal 2 has made an unauthorized claim to the present incentive processing apparatus 1A. .
  • the currency value indicated by the incentive means the US dollar
  • the currency value indicated by the incentive means the British pound. Therefore, this incentive processing service can be used worldwide.
  • the employee terminal 2B When the employee terminal 2B receives the above-described inquiry, the employee terminal 2B transmits, to the present incentive processing apparatus 1A, response information on whether or not the payment can be made using the incentive (113a). That is, the employee who receives this inquiry selects the "YES" answer button 52a or the "NO” answer button 52b displayed in the inquiry display field 52 of the screen 50 of the employee terminal 2B in FIG.
  • the reply information can be sent.
  • the reply button 52a is selected, and reply information accepting the continuation of the settlement process using the incentive is transmitted.
  • the incentive processing device 1A receives the reply information transmitted from the employee terminal 2B (114a). Then, the incentive processing apparatus 1A extracts a company ID by referring to the company identification information DB 21 based on the employee ID, and extracts a consumption condition by referring to the consumption condition DB 22 based on the extracted company ID. It is determined whether the consumption of the employee satisfies the extracted consumption condition (120).
  • the incentive processing apparatus 1A determines that the consumption of the employee satisfies the extracted consumption condition, the value of the consumption amount information is subtracted from the value of the incentive information to obtain the balance, and the balance is the incentive balance It registers in information DB24 (130a).
  • the shortage when the shortage occurs in the settlement processing using the incentive, the shortage is settled by other settlement means such as cash or a settlement card such as a credit card or debit card. It can also be
  • the incentive payment determination unit 12 determines that the value of the incentive information is small as a result of comparing the incentive information and the consumption amount information, the payment other than the payment using the incentive for the employee terminal 2B. It has a function of transmitting an inquiry notification for confirming whether or not to continue the settlement processing on condition that the shortage amount is settled by the means of.
  • the incentive payment determination unit 12 has a function of receiving the response information from the employee terminal 2B.
  • the incentive payment determination unit 12 receives an acknowledgment from the employee terminal 2B to settle the shortage amount by means other than the payment using the incentive, it extracts the company ID and extracts the consumption condition. Furthermore, the consumer is specified to determine whether the consumption condition is satisfied.
  • the incentive settlement processing unit 13 determines that the consumption condition is satisfied after receiving an acknowledgment of settlement of the shortage amount by means other than settlement using the incentive
  • the consumption amount information from the incentive information Functions as a function of registering the value "0" as the balance of the incentive information in the incentive balance information DB 24.
  • the flow of the process in this case can be shown in FIG.
  • the processing from (10) to (111) described above is performed in the same manner as the basic processing described above, and thus the description thereof is omitted.
  • the incentive processing device 1A is configured to be communicable with the employee terminal 2B via the network.
  • the employee terminal 2B is used together with the shortage amount information by means other than settlement using an incentive.
  • An inquiry notification is sent to confirm whether or not to continue the settlement process on the condition that the shortfall is settled (112b).
  • the employee terminal 2B receives the inquiry transmitted from the incentive processing device 1A (113b).
  • the inquiry received by the employee terminal 2B for example, when an employee having an incentive equivalent to a currency value of 10,000 yen consumes 12,500 yen, the shortage of 2
  • the case of confirming whether or not to pay ⁇ 500 by cash will be described based on FIG.
  • FIG. 10 shows the screen 50a of the agent terminal 2B in the same manner as FIG. 8.
  • an incentive display field 51 and an inquiry display field 52 are displayed.
  • JPN which specifies a currency unit as an amount that can be settled by the incentive possessed by the employee along with the update date of the incentive balance information registered in the incentive balance information DB 24 in the incentive display column 51, “10,000.00” is displayed as the value of.
  • “JPN12, 500.00” is displayed as the amount of money that the employee decides to consume
  • “JPN 2,500.00” is displayed as the amount of shortage. That is, although 10,000 yen can be settled by an incentive, it means that 2,500 yen can not be settled and it runs short.
  • the cash payment of the deficit The "NO" answer button 52b for displaying the intention not to agree with is displayed.
  • the employee terminal 2B When the employee terminal 2B receives the above-mentioned inquiry, the employee terminal 2B transmits the answer information on the cash payment availability to the incentive processing device 1A (113a). That is, the employee who receives this inquiry selects the "YES" answer button 52a or the "NO” answer button 52b displayed in the inquiry display field 52 of the screen 50 of the employee terminal 2B in FIG.
  • the reply information can be sent.
  • the reply button 52a is selected, and reply information for accepting continuation of the settlement process by cash payment of the shortfall is transmitted.
  • the incentive processing device 1A receives the reply information transmitted from the employee terminal 2B (114b). As a result, the incentive processing device 1A obtains an answer as to whether the cash payment for the shortfall is possible or not from the employee terminal 2B. Then, the incentive processing apparatus 1A extracts a company ID by referring to the company identification information DB 21 based on the employee ID, and extracts a consumption condition by referring to the consumption condition DB 22 based on the extracted company ID. It is determined whether the consumption of the employee satisfies the extracted consumption condition (120).
  • the payment using the incentive can be performed even when the upper limit value of the incentive is exceeded. It becomes.
  • the customer when a shortage occurs in settlement based on an incentive, the customer does not have sufficient cash or a settlement card such as a credit card / debit card, and other known settlements
  • the settlement may be performed even in a situation where the settlement of the shortage can not be performed by means. That is, the inventor of the present application uses the credit transaction technology disclosed in Japanese Patent Application No. 2016-055542 to perform settlement (that is, payroll deduction) based on the amount of salary scheduled to be paid to the present employee. .
  • the incentive payment determination unit 12 determines that the value of the incentive information is small, the shortage amount indicating the difference between the consumption amount information and the incentive information together with the employee ID to the personnel time and salary calculation device 3 It has a function of transmitting a first inquiry notification that includes information and confirms whether or not the shortage can be settled in light of the employee's current scheduled salary amount.
  • the employee terminal 2B is scheduled to receive an insufficient amount of salary. It has a function of transmitting a second inquiry notification that confirms whether or not to continue the settlement processing on the condition of subtraction from the amount.
  • the incentive payment determination unit 12 has a function of receiving the response information from the employee terminal 2B.
  • the incentive payment determination unit 12 receives from the employee terminal 2B an acknowledgment of acceptance for deducting the shortfall from the scheduled salary amount, it extracts the company ID and the consumption condition, and further determines the consumption destination. It will be specified and it will be judged whether a consumption condition is satisfied.
  • the incentive settlement processing unit 13 determines that the value of the incentive information is small as a result of comparing the incentive information and the consumption amount information, it subtracts the consumption amount information from the incentive information to obtain the shortage amount, and this shortage It has a function of registering the amount as the balance of the incentive information in the incentive balance information DB 24.
  • the incentive information is smaller than the consumption amount information, the shortage may be settled by cash etc., but both the company and the employee are permitted to settle the salary to be paid to the employee. In the case of this, the following processing is performed in the present incentive processing apparatus 1A.
  • the flow of processing in this case can be shown in FIG.
  • the processing from (10) to (111) described above is performed in the same manner as the basic processing described above, and thus the description thereof is omitted.
  • the incentive processing device 1A is configured to be communicable with the employee terminal 2B via the network.
  • the personnel time and salary calculation device 3 settles the shortage together with the employee information and the shortage amount information.
  • An inquiry as to availability is sent (112c).
  • the personnel time and salary calculation device 3 receives the inquiry transmitted from the incentive processing device 1A, and determines whether or not the settlement of the shortage can be made in light of the planned salary amount of the employee until now. Reply information is transmitted to the present incentive processing apparatus 1A (113c).
  • the incentive processing device 1A receives the response information transmitted from the personnel time and salary calculation device 3 (114c). In the present incentive processing apparatus 1A, when the received response information is capable of settling the shortfall from the planned salary amount of the employee (that is, the payroll can be deducted), the shortfall information is further sent to the employee terminal 2B. And send an inquiry as to whether or not the shortfall is to be subtracted from the scheduled salary (115c).
  • the employee terminal 2B receives the inquiry transmitted from the incentive processing device 1A (116c).
  • the inquiry received by the employee terminal 2B for example, when an employee having an incentive equivalent to a currency value of 10,000 yen consumes 12,500 yen, the shortage of 2
  • the case of confirming whether or not 500 yen is to be paid by pay will be described based on FIG.
  • FIG. 12 shows the screen 50a of the agent terminal 2B as in FIG. 8.
  • an incentive display field 51 and an inquiry display field 52 are displayed.
  • JPN which specifies a currency unit as an amount that can be settled by the incentive possessed by the employee along with the update date of the incentive balance information registered in the incentive balance information DB 24 in the incentive display column 51, “10,000.00” is displayed as the value of.
  • “JPN12, 500.00” is displayed as the amount of money that the employee decides to consume
  • “JPN 2,500.00” is displayed as the amount of shortage. That is, although 10,000 yen can be settled by an incentive, it means that 2,500 yen can not be settled and it runs short.
  • an answer button 52a for "YES” indicating the intention to agree with the salary deduction for the deficit amount together with the words "Do you want to make the deficit amount to the salary deduction amount?"
  • An “NO” answer button 52b is displayed to indicate that the salary withdrawal payment does not agree.
  • the employee terminal 2B When the employee terminal 2B receives the above-mentioned inquiry, the employee terminal 2B transmits the answer information of whether or not the salary deficit amount of the shortage amount is to the incentive processing device 1B (116c). That is, the employee who has received this inquiry selects the "YES" answer button 52a or the "NO” answer button 52b displayed in the inquiry display field 52 of the screen 50 of the employee terminal 2B in FIG.
  • the reply information can be sent.
  • the reply button 52a is selected, and reply information for accepting the continuation of the settlement process by the shortfall on payroll is sent.
  • the incentive processing device 1A receives the reply information transmitted from the employee terminal 2B (117c). Thus, the incentive processing device 1A obtains an answer as to whether the payroll deduction is possible or not from the employee terminal 2B. Then, the incentive processing apparatus 1A extracts a company ID by referring to the company identification information DB 21 based on the employee ID, and extracts a consumption condition by referring to the consumption condition DB 22 based on the extracted company ID. It is determined whether the consumption of the employee satisfies the extracted consumption condition (120).
  • the incentive processing apparatus 1A subtracts the value of the consumption amount information from the value of the incentive information to obtain the shortage amount, and the shortage amount Are registered in the incentive balance information DB 24 as the balance of the incentive information (131c).
  • the employee terminal 2B is further inquired as to whether the salary deduction settlement of the shortage amount is possible or not. Even if the upper limit value of the incentive is exceeded, the settlement using the incentive can be performed.
  • the incentive information registration unit 11 determines whether the incentive payment information including at least the employee ID for identifying the employee and the incentive information indicating the value of the incentive for each employee has been received. Perform (S10).
  • the intention information registration unit 11 continues to register the incentive information in the incentive balance information DB 24 in association with the employee ID (S20) ).
  • the incentive information included in the acquired incentive payment information may be registered instead of the balance of the incentive information.
  • incentive information included in the acquired incentive payment information may be added to the balance of the incentive information and registered. After that, a series of operations in the incentive processing device 1A end (end).
  • the employee information that the incentive payment availability judgment unit 12 identifies the employee who has consumed, and the employee A process is performed to determine whether consumption information including the consumption amount information specifying the amount of consumption and the consumption destination ID specifying the consumption destination has been received (S100).
  • the incentive payment availability determination unit 12 determines that the consumption information has been received (Y)
  • the incentive payment availability determination unit 12 continues to refer to the incentive balance information DB 24 and based on the acquired employee ID.
  • a process is performed to extract registered incentive information (S110).
  • the incentive payment availability determination unit 12 determines that the consumption information is not received (N)
  • a series of operations in the incentive processing device 1A are ended.
  • the incentive payment determination unit 12 compares the extracted incentive information with the consumption amount information included in the acquired consumption information, and determines whether the value of the incentive information is larger than the value of the consumption amount information. Perform (S120). As a result, when the incentive payment availability determination unit 12 determines that the value of the incentive information is greater than or equal to the value of the consumption amount information (Y), the incentive payment availability determination unit 12 generates an incentive for the employee terminal 2B. An inquiry notification is sent to confirm whether or not to continue the settlement process using (S130).
  • the incentive settlement availability determination unit 12 After the incentive settlement availability determination unit 12 transmits to the employee terminal 2B an inquiry about settlement availability based on incentive processing, it is determined whether or not an acknowledgment response indicating that the settlement process is continued is received from the employee terminal 2B. (S140). As a result, when the incentive payment availability determination unit 12 receives an acknowledgment response indicating that payment processing is to be continued from the employee terminal 2B (Y), the incentive payment availability determination unit 12 determines the company based on the employee ID.
  • the information DB 21 is referred to, and a process of extracting a company ID for specifying a company who pays the relevant employee registered in association is performed (S150).
  • the incentive settlement availability determination unit 12 After extracting the company ID, the incentive settlement availability determination unit 12 refers to the consumption condition information DB 22 based on the extracted company ID, and extracts the consumption condition that is defined for the company registered in association to pay the incentive. A process is performed (S160). Furthermore, after the incentive settlement availability determination unit 12 identifies the consumption destination for which consumption has been performed with reference to the consumption destination information DB 23 based on the received consumption destination ID, the consumption condition extracted by the specified consumption destination is specified. A process is performed to determine whether or not (S170).
  • the incentive payment processing unit 13 subtracts the value of the consumption amount information from the value of the incentive information to calculate the balance. A process is performed (S180).
  • the incentive payment determination unit 12 determines that the consumption condition is not satisfied (N)
  • a series of operations in the incentive processing device 1A are ended.
  • the incentive payment process part 13 performs the process which registers the balance of the calculated incentive information in incentive balance information DB24 (S190).
  • the basic series of operations in the incentive processing device 1A end.
  • the incentive payment possibility judgment unit 12 compares the extracted incentive information with the consumption amount information included in the acquired consumption information (S120), it is determined that the value of the incentive information is smaller than the value of the consumption amount information (N)
  • the incentive payment determination unit 12 further performs a process of calculating the shortage by subtracting the value of the consumption amount information from the value of the incentive information (S200).
  • the incentive payment determination unit 12 performs processing to determine whether there is a payroll deduction setting as processing when there is a shortage in the payment processing using an incentive (S210).
  • the incentive settlement availability determination unit 12 determines that the payroll deduction is set (Y)
  • the incentive payment availability determination unit 12 further instructs the personnel attendance calculation device 3 to use the consumption amount information together with the employee ID.
  • the incentive information and transmits an inquiry as to whether the settlement of the shortage can be made in light of the employee's current scheduled salary amount (S220).
  • the incentive settlement availability determination unit 12 determines whether or not an answer indicating that payroll deduction settlement is possible is received from the personnel time and salary calculation device 3 A process is performed (S230). As a result, when the incentive settlement availability determination unit 12 receives an answer indicating that the payroll deduction is possible from the personnel time and salary calculation device 3 (Y), the incentive settlement availability determination unit 12 further determines that the employee terminal 2B is In response, an inquiry notification is sent to confirm whether or not to accept the payroll deduction settlement (S240).
  • the incentive settlement availability judgment unit 12 receives an answer to the effect that the payroll deduction settlement is impossible from the personnel time and pay calculation device 3 (that is, an answer indicating that the payroll deduction settlement is possible is not received) (N), a series of operations in the incentive processing device 1A end.
  • the incentive payment determination unit 12 determines whether or not an acceptance reply indicating that payroll deduction is to be received is received from the employee terminal 2B. (S250). As a result, when the incentive payment availability determination unit 12 receives an acknowledgment response indicating that payment processing is to be continued from the employee terminal 2B (Y), the incentive payment availability determination unit 12 determines the company based on the employee ID.
  • the information DB 21 is referred to, and a process of extracting a company ID for specifying a company that pays the relevant employee registered in association is performed (S260).
  • the incentive settlement availability determination unit 12 After extracting the company ID, the incentive settlement availability determination unit 12 refers to the consumption condition information DB 22 based on the extracted company ID, and extracts the consumption condition that is defined for the company registered in association to pay the incentive. A process is performed (S270). Furthermore, after the incentive settlement availability determination unit 12 identifies the consumption destination for which consumption has been performed with reference to the consumption destination information DB 23 based on the received consumption destination ID, the consumption condition extracted by the specified consumption destination is specified. A process is performed to determine whether or not (S280).
  • the incentive payment processing unit 13 subtracts the value of the consumption amount information from the value of the incentive information to calculate the shortage amount. Processing is performed (S290).
  • the incentive payment determination unit 12 determines that the consumption condition is not satisfied (N)
  • a series of operations in the incentive processing device 1A are ended.
  • the incentive payment processing unit 13 performs a process of registering the calculated shortage of the incentive information as a balance in the incentive balance information DB 24 (S300). Thereby, a series of operations in the incentive processing device 1A are ended.
  • the incentive settlement availability determination unit 12 determines whether or not there is a payroll deduction setting (S210), when it is determined that the payroll deduction is not set (N), the incentive payment availability determination unit 12 determines the employee terminal 2B. In response, an inquiry is sent as to whether the settlement of the shortfall is possible by other settlement means than the incentive (S300). After transmitting the inquiry about settlement availability by the other settlement means to the employee terminal 2B, the incentive settlement availability determination unit 12 receives an answer of settlement approval by the other settlement means from the employee terminal 2B. A process is performed to determine whether or not (S310).
  • the incentive payment availability determination unit 12 receives an acceptance response from the employee terminal 2B to accept the payment of the shortage by the other payment means and continue the payment process (Y)
  • the determination unit 12 refers to the company identification information DB 21 based on the employee ID, and performs a process of extracting a company ID for specifying a company that pays the employee who is associated and registered (S320).
  • the incentive settlement availability determination unit 12 receives from the employee terminal 2B an answer indicating that the settlement process is not continued (that is, an answer to acknowledge the settlement of the shortage by the other settlement means is not received) (N)
  • a series of operations in the incentive processing device 1A end.
  • the incentive settlement availability determination unit 12 After extracting the company ID, the incentive settlement availability determination unit 12 refers to the consumption condition information DB 22 based on the extracted company ID, and extracts the consumption condition that is defined for the company registered in association to pay the incentive. A process is performed (S330). Furthermore, after the incentive settlement availability determination unit 12 identifies the consumption destination for which consumption has been performed with reference to the consumption destination information DB 23 based on the received consumption destination ID, the consumption condition extracted by the specified consumption destination is specified. A process is performed to determine whether or not (S340).
  • the incentive payment processing unit 13 subtracts the value of the consumption amount information from the value of the incentive information as “0”. The processing to be performed is performed (S350).
  • the incentive payment determination unit 12 determines that the consumption condition is not satisfied (N)
  • a series of operations in the incentive processing device 1A are ended.
  • the incentive payment processing unit 13 performs processing of registering “0” as the balance in the incentive balance information DB 24 (S360). Thereby, a series of operations in the incentive processing device 1A are ended.
  • an incentive (permission) specifying the region to be consumed, the business partner, and the term of use, which the company pays to the employee is additionally set in advance to the allowance item in the personnel attendance calculation device 3 Then, it is transmitted from the personnel time and salary calculation device 3 to the present incentive processing device 1A.
  • the employee makes a shop at a store or a business partner under the specified conditions and presents one that identifies the employee.
  • biometrics, ID cards, mobile ID, etc. may be used as long as they can read an employee ID that can identify an individual.
  • the shop cashier (settlement system) 2A in the shop the read employee ID and the consumption amount are sent to the incentive processing apparatus 1A together with the consumption destination ID specifying the shop, or the employee terminal 2B
  • the consumption destination ID for identifying the store is read using the above, the consumption amount is input, and is transmitted to the present incentive processing apparatus 1A together with the employee ID for specifying the employee.
  • this incentive processing apparatus 1A when satisfying the consumption condition which a company sets up, it is possible to perform settlement using the incentive which a company pays.
  • the balance registered in the incentive balance information DB 24 it becomes possible to grasp the consumption amount that the employee has shopped in a specific area or customer. Therefore, it becomes possible for the third party who operates this incentive processing service to prove this consumption amount, and with this proof, the company can show the specific amount to the local area and the business partners to show the degree of contribution. it can. Then, companies will be appreciated from the local area and customers, and the company value is expected to increase.
  • the payment of the consumption amount is, for example, paid directly from a company to a store etc via an employee's incentive. That is, by connecting the benefit calculation process of the payroll calculation system and the settlement information, it is possible to provide a mechanism that does not require manual input and does not increase the load of accounting and payroll work.
  • the amount of consumption of the employee is from the bank account of the company that manages the salary amount of the employee calculated by the attendance and salary system or the electronic wallet of the company to the bank account or electronic wallet of the store or business partner. Since the money can be directly transferred and paid, there is an advantage that it can be used even if the employee does not have a bank account. Furthermore, even if employees working in developing countries or working in developed countries, immigrants often can not have bank accounts, which is a great advantage for employees. In addition, it is an advantage for the state that reduces transactions using paper money and cash and advances digital money payment.
  • Second Embodiment it is possible to allow an employee to appropriately check the balance of his / her incentive. That is, it differs from the first embodiment described above in that incentive information can be transmitted to employee terminal 2B when desired, for example, before consumption.
  • FIG. 16 shows the configuration of a second incentive processing device 1B of the present invention.
  • the second incentive processing device 1B of the present invention is configured to be able to communicate with the cashier terminal 2A as the payment terminal 2, the employee terminal 2B, and the salary calculation device 3 via the network NW.
  • the second incentive processing apparatus 1B of the present invention includes an incentive information registration unit 11, an incentive payment availability determination unit 12, an incentive payment processing unit 13, and an incentive information transmission unit 14.
  • the storage unit 20 is configured to include a company specifying information DB 21, a consumption condition information DB 22, a consumption place information DB 23, and an incentive balance information DB 24.
  • the incentive information transmission unit 14 When the incentive information transmission unit 14 acquires the employee ID from the employee terminal 2B, the incentive information transmission unit 14 refers to the incentive balance information DB 24, extracts the incentive information registered based on the employee ID, and extracts the extracted incentive information It is a means to transmit to employee terminal 2B. That is, the incentive information transmission unit 14 has a function of transmitting the incentive information to the employee terminal 2B when there is a request for confirmation of an available incentive from the employee.
  • the incentive information registered based on the employee ID is extracted and transmitted to the employee terminal 2B.
  • the employee can check the balance of the incentive, for example, when shopping.
  • the incentive information registration unit 11 uses the consumption destination area information and the incentive information set for each consumption destination area for each employee as the incentive payment information. It is also possible to acquire and store consumption destination area information and incentive information in association with each other for each employee in the incentive balance information DB 24.
  • the incentive information transmission unit 14 refers to the incentive balance information DB 24 according to the acquisition of the employee ID, and the consumption destination area information registered based on the employee ID It functions as extracting the incentive information and associating the extracted incentive information with the consumption destination area information and transmitting it to the employee terminal 2B.
  • a company sets incentive information (hereinafter referred to as "area contribution allowance”) for each consumption destination area in the personnel time and salary calculation device 3, and the consumption destination area for each employee in the incentive balance information DB 24.
  • area contribution allowance incentives information
  • the configuration in which the information and the incentive information are associated and stored allows the employee to confirm the balance of the incentive as a regional contribution allowance when shopping.
  • the incentive information registration unit 11 sets up supplier shop information and incentive information set for each supplier shop for each employee as incentive payment information. It is good also as what is acquired and it associates with supplier store information and incentive information for every employee, and is memorized in incentive balance information DB24.
  • the incentive information transmission unit 14 refers to the incentive balance information DB 24 in response to the acquisition of the employee ID, and the correspondent store information registered based on the employee ID. It functions as extracting the incentive information and associating the extracted incentive information with the correspondent store information to transmit to the employee terminal 2B.
  • a company sets incentive information (hereinafter referred to as "supplier support allowance") for each supplier region in the personnel time and salary calculation device 3, and for each employee in the incentive balance information DB 24, the supplier.
  • supply support allowance incentives information
  • the employee can check the balance of the incentive as a supplier support allowance.
  • the second incentive processing device 1B stores a plurality of consumption destination area information, stores a plurality of customer shop information, and a transaction with consumption destination area information in the incentive balance information DB 24. It is also possible to store both of the destination store information.
  • the incentive balance information DB 24 stores incentive balance information corresponding to items such as consumption destination area information and client shop information for each employee. For example, as shown in FIG. 5B, this incentive balance information DB 24 is associated with the employee ID, and the item a1 and its incentive balance information, the item a2 and its incentive balance information... Item b1 and its incentive balance information , Item b2 and its incentive balance information.
  • the customers can be limited to all companies, a plurality of business places, and a specific business person. Not only that, it can also be provided in-house and in group companies.
  • second method the flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter, referred to as “second method”) according to the second embodiment of the present invention will be described with reference to FIG. explain.
  • the second method described below is realized by executing the second computer program.
  • the personnel time and salary calculation device 3 transmits in advance incentive payment information including the employee ID and the incentive information to the incentive processing device 1B (10), and the incentive processing device 1B calculates the personnel time and salary calculation
  • the processing until the incentive payment information transmitted from the device 3 is received (20) and the incentive payment information is registered in the incentive balance information DB 24 in association with the employee ID (30) is basically the process in the first method described above. Is the same as the process flow of FIG.
  • the employee terminal 2B transmits an employee ID such as mobile phone information identifying the employee to the incentive processing apparatus 1B by launching a dedicated program for using the incentive processing service 50). Then, the incentive processing device 1B receives the employee ID transmitted from the employee terminal 2B (60).
  • employee ID such as mobile phone information identifying the employee
  • the incentive processing device 1B receives the employee ID transmitted from the employee terminal 2B (60).
  • the incentive balance information DB 24 is referred to extract the balance of the incentive information of the employee registered in association with the employee terminal 2B. Do it (70). Then, the employee terminal 2B receives the incentive information transmitted from the incentive processing device 1B and displays it on the screen (71). Then, the employee confirms the incentive information displayed on the screen of the employee terminal 2B.
  • the above is the flow of the incentive processing system for implementing the second method using the incentive processing device 1B.
  • FIG. 18 shows a screen 50b of the employee terminal 2B, and the screen 50b is provided with an incentive display field 51.
  • the employee has an incentive equivalent to 40,000 yen currency value.
  • FIG. 19 shows a screen 50c of the employee terminal 2B.
  • the screen 50c is provided with an incentive display field 51 and an itemized incentive display field 53 showing details of incentive information. ing.
  • the incentive display column 51 displays "JPN" as the country name specifying the currency unit and "40,000.00” as the value of the incentive along with the update date and time of the incentive balance information registered in the incentive balance information DB 24. It is done.
  • the itemized incentive display column 53 is provided with a regional contribution allowance display column 53a as a first item and a supplier support allowance display column 53b as a second item. Then, in the area contribution allowance display column 53a, "JPN 20,000.00” indicating that it has an incentive of currency value equivalent to 20,000 yen is displayed together with the character (or mark) of "region", and the transaction is made. In the destination support allowance display column 53b, "JPN 20,000.00” indicating that it has an incentive of a currency value equivalent to 20,000 yen is displayed together with the character (or mark) of "company”. It has become.
  • FIG. 20A shows a screen 50d1 displayed when the area contribution allowance display column 53a shown in FIG. 19 is selected.
  • an incentive display column 51 and the first item are displayed.
  • a first area display field 53a1 showing details of a plurality of incentive information registered in association with a certain area contribution allowance and a second area display field 53a2 are provided.
  • the area contribution allowance display column 53a is selected on the screen 50c shown in FIG. Then, a screen 50d1 shown in FIG. 20 (A) is displayed. Furthermore, when it is desired to make a settlement with a regional contribution allowance that can be used only in Chiyoda-ku, the first area display column 53a1 is selected on the screen 50d1 shown in FIG. 20 (A).
  • the check box 55 provided in the first area display field 53a1 is marked. Then, by selecting the first area display column 53a1 again on the screen 50d1 shown in FIG. 20A, although not shown, the employee ID and the incentive (balance) information provided for use limitation in Chiyoda Ward. And an optical symbol that can be generated. Then, as described later, the optical symbol is read by the store cash register 2A installed in the store located in Chiyoda Ward, whereby payment is performed using an incentive (regional contribution allowance) available in Chiyoda Ward limitation. It will be
  • the second area display column 53a2 is displayed on the screen 50d1 shown in FIG. select. Then, the check box 55 provided in the second area display column 53a2 is marked. Then, by selecting the second area display column 53a2 again on the screen 50d1 shown in FIG. 20A, although not shown, the employee ID and the incentive (balance) information provided for use limitation in Bunkyo Ward. And an optical symbol that can be generated. Then, by reading this optical symbol at the store cash register 2A installed at the store existing in Bunkyo Ward, settlement is performed using an incentive (regional contribution allowance) available only in Bunkyo Ward. .
  • FIG. 20 (B) shows a screen 50 d 2 displayed when the supplier support allowance display column 53 b shown in FIG. 19 is selected.
  • this screen 50 d 2 an incentive display column 51 and A first supplier display field 53b1 indicating details of a plurality of incentive information registered in association with two items of supplier support allowances and a second supplier display field 53b2 are provided.
  • supplier support allowance display column 53b is selected on screen 50c shown in FIG.
  • a screen 50d2 shown in FIG. 20 (B) is displayed.
  • the first supplier display column 53b1 is selected on the screen 50d2 shown in FIG. 20 (B).
  • the check box 55 provided in the first supplier display field 53b1 is marked. Then, by selecting the first supplier display field 53b1 again on the screen 50d2 shown in FIG. 20 (B), although not shown, the employee ID and the incentive (balance) information provided by the use limitation in the Seven Ten. And an optical symbol that can be generated. Then, as described later, the optical symbol is read by the shop cash register 2A installed in Seventen, whereby the settlement is performed using an incentive (supplier support allowance) which can be used only in the Seventen.
  • the second customer display field 53b2 choose Then, the check box 55 provided in the second supplier display field 53b2 is marked. Then, by selecting the second supplier display field 53b2 again on the screen 50d2 shown in FIG. 20 (B), although not shown, the employee ID and the incentive (balance) information provided for use limitation in MacDaw And an optical symbol that can be generated. Then, the optical symbol is read by the store cash register 2A installed in McDoo, whereby settlement is performed using an incentive (a customer support allowance) available for McDaw's limitation.
  • the shop cashier 2A calculates the consumption amount (payment fee) and then makes the settlement as described above in his / her portable terminal (employee terminal 2B) Select the item of incentive to use. Then, an optical symbol including item information of the employee ID and the incentive is generated. The employee causes the store cash register 2A to read this optical symbol. Accordingly, the store cash register 2A transmits the consumption destination ID stored in the shop cash register 2A to the incentive processing device 1B together with the calculated consumption amount information and the acquired employee ID and the item information of the incentive to the incentive processing device 1B. You can make payments using the incentives that are
  • the shop cash register 2A calculates the consumption amount (payment price)
  • the optical symbol displayed in the shop is read at the employee terminal 2B itself, Select items of incentive to be used for settlement. Then, an optical symbol including item ID of employee ID and incentive and consumption destination ID is generated.
  • the employee causes the store cash register 2A to read this optical symbol. Accordingly, the store cash register 2A transmits the calculated consumption amount information, the acquired employee ID and item information of the incentive and the consumption destination ID to the present incentive processing apparatus 1B, and the payment is performed using the incentive provided by the company. It can be done as well.
  • the employee terminal 2B when making payment using the employee terminal 2B as the payment terminal 2, after the optical symbol displayed in the store is read by the employee terminal 2B and the consumption destination ID is acquired, the consumption amount is input at the employee terminal 2B, Further, as described above, the item of the incentive to be used for the settlement is selected. Then, the employee terminal 2B transmits the employee ID stored in the employee terminal 2B to the incentive processing device 1B together with the acquired consumption destination ID, the input consumption amount information, and the selected incentive item information. The payment may be made using an incentive provided by a company.
  • the incentive information registration unit 11 determines whether the incentive payment information including at least the employee ID for identifying the employee and the incentive information indicating the value of the incentive for each employee has been received. Perform (S10).
  • the incentive information registration unit 11 receives the incentive payment information (Y)
  • the intention information registration unit 11 continues to register the incentive information in the incentive balance information DB 24 in association with the employee ID (S20) ). After that, the series of operations in the incentive processing device 1B end (end).
  • the incentive information registration unit 11 determines that the incentive payment information has not been received (N)
  • the incentive information transmission unit 14 determines that the employee ID has been received (Y)
  • the incentive information transmission unit 14 continues to refer to the incentive balance information DB 24 based on the employee ID, and is registered in association.
  • a process is performed to extract incentive information of the employee concerned (S60).
  • the incentive payment determination unit 12 determines the consumption information including the employee ID, the consumption amount information, and the consumption destination ID. Processing is performed to determine whether or not (S100).
  • the incentive information transmission unit 14 transmits the extracted incentive information to the employee terminal 2B (S70). After that, the series of operations in the incentive processing device 1B end (end).
  • the end of settlement can be confirmed in the store cash register 2A or the employee terminal 2B. That is, it differs from the first embodiment described above in that the settlement completion notification is transmitted to the store cash register 2A and the employee terminal 2B after the settlement is completed.
  • FIG. 22 shows the configuration of a third incentive processing apparatus 1C of the present invention.
  • the third incentive processing device 1C of the present invention is configured to be able to communicate with the payment terminal 2A (2B) and the payroll accounting device 3 via the network NW.
  • a third incentive processing apparatus 1C of the present invention includes an incentive information registration unit 11, an incentive payment availability determination unit 12, an incentive payment processing unit 13, and an incentive information transmission unit 14.
  • the storage unit 20 is configured to include a company identification information DB 21, a consumption condition information DB 22, a consumption destination information DB 23, and an incentive balance information DB 24.
  • the incentive settlement notifier 15 After the incentive settlement notifier 15 obtains the balance of the incentive information in the incentive settlement processor 13, the incentive settlement notifier 15 transmits, to the settlement terminal 2A (2B), a settlement completion notification notifying that settlement is completed using the incentive. It is.
  • the person in charge of the store cashier and the employee can send the settlement completion notification to the settlement terminal 2A (2B). It is possible to know that the settlement has been successfully completed.
  • third method a flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter, referred to as “third method”) according to the third embodiment of the present invention will be described with reference to FIG. explain.
  • the third incentive processing apparatus 1C of the present invention implements the third method described below by executing the third computer program.
  • the third incentive processing apparatus 1C determines the balance by subtracting the consumption amount information from the incentive information when the incentive information received in accordance with the consumption of the employee is greater or equal to the value from the consumption amount information. Processing until the balance of information is registered in the incentive balance information DB 24 (130a), when the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, a value obtained by subtracting the consumption amount information from the incentive information Processing to register the “0” as the balance in the incentive balance information DB 24 (130 b), and the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, the incentive The amount of consumption information is subtracted from the information to obtain the shortage, and the shortage is Processing up to the registration incentive balance information DB24 as high (130c), is the same as the flow of processing in the first method described above.
  • the third incentive processing device 1C continues to transmit a settlement completion notification to the settlement terminal 2A (2B) (140). Then, the settlement terminal 2A (2B) receives the settlement completion notice transmitted from the incentive processing device 1C, and displays it on the screen (141). Then, the person in charge of the store cashier confirms the payment completion notification displayed on the respective screens via the shop cashier 2A and the employee via the employee terminal 2B.
  • the above is the flow of the incentive processing system for implementing the third method using the present incentive processing apparatus 1C.
  • FIG. 24 shows a screen 50e of the employee terminal 2B, in which an incentive display field 51 and a statement display field 56 are displayed.
  • an incentive display column 51 along with the update date and time of the incentive balance information registered in the incentive balance information DB 24, "JPN" as the name of the country specifying the currency unit and "39, 500.00” as the value of the incentive Is displayed. Therefore, the said employee will have an incentive equivalent to the monetary value of 39,500 yen as a balance by spending 500 yen.
  • FIG. 25A shows an example of the operation in the case where the incentive information received along with the consumption of the employee is equal to or larger than the value from the consumption amount information. If the value of the incentive information is greater than or equal to the value of the consumption amount information, the incentive payment processing unit 13 subtracts the consumption amount information from the incentive information to calculate the balance (S180), and the calculated incentive information Since the operation up to the process of registering the balance of money in the incentive balance information DB 24 (S190) is performed in the same manner as an example of the operation of the first incentive processing apparatus 1A that implements the first method described above, Is omitted.
  • the incentive settlement notification unit 15 completes the settlement for the settlement terminal 2A (2B) using the incentive A process of transmitting a settlement completion notice to inform the user is performed (S191). And a series of operation in this incentive processing device 1C are ended (end).
  • FIG. 25 (B) is an example of operation
  • the operation up to the processing of registering the balance as the balance in the incentive balance information DB 24 (S300) is performed in the same manner as an example of the operation of the first incentive processing apparatus 1A that implements the first method described above, so I omit it.
  • the incentive payment notification unit 15 uses the incentive to settle the payment to the payment terminal 2A (2B).
  • a process of transmitting a settlement completion notice notifying that the process has ended is performed (S301). And a series of operation in this incentive processing device 1C are ended (end).
  • FIG. 25C is also an example of the operation when the value of the incentive information received in accordance with the consumption of the employee is smaller than the consumption amount information.
  • the incentive payment processing unit 13 sets a value obtained by subtracting the consumption amount information from the incentive information to "0" (S350), and the "0" is set.
  • the operation up to the processing of registering the balance as the balance in the incentive balance information DB 24 (S360) is the same as an example of the operation of the first incentive processing apparatus 1A that implements the first method described above, so I omit it.
  • the incentive payment notification unit 15 pays the payment terminal 2A (2B) using the incentive A process of transmitting a settlement completion notice notifying that the process has ended is performed (S361). And a series of operation in this incentive processing device 1C are ended (end).
  • the second embodiment differs from the first embodiment described above in that the notification of the incentive balance is transmitted to the personnel time and salary calculation device 3 every predetermined period.
  • FIG. 26 shows the configuration of a fourth incentive processing device 1D of the present invention.
  • the fourth incentive processing device 1D of the present invention is configured to be able to communicate with the payment terminal 2 (2A, 2B) and the payroll accounting device 3 via the network NW.
  • the fourth incentive processing apparatus 1D of the present invention includes an incentive information registration unit 11, an incentive payment availability judgment unit 12, an incentive payment processing unit 13, and an incentive information transmission unit 14.
  • the storage unit 20 includes a company identification information DB 21, a consumption condition information DB 22, a consumption place information DB 23, and an incentive balance information DB 24. It is configured.
  • the incentive balance notification unit 16 is a means for transmitting the balance of the incentive information for each employee stored in the incentive balance information DB 24 to the personnel time and salary calculation device 3 for each predetermined period.
  • the company can grasp whether the employee has effectively used the incentive. It becomes.
  • the flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter, referred to as "fourth method") according to the fourth embodiment of the present invention will be described with reference to FIG. explain.
  • the fourth incentive processing device 1D of the present invention the fourth method described below is realized by executing the fourth computer program.
  • the fourth incentive processing apparatus 1D calculates the balance by subtracting the consumption amount information from the incentive information when the incentive information received along with the consumption of the employee has a larger or equal value than the consumption amount information. Processing until the balance of information is registered in the incentive balance information DB 24 (130a), when the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, a value obtained by subtracting the consumption amount information from the incentive information Processing to register the “0” as the balance in the incentive balance information DB 24 (130 b), and the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, the incentive The amount of consumption information is subtracted from the information to obtain the shortage, and the shortage is Processing up to the registration incentive balance information DB24 as high (130c), is the same as the flow of processing in the first method described above.
  • the fourth incentive processing apparatus 1D extracts the balance (including “0” and the shortage amount) of the incentive information registered in the incentive balance information DB 24 after the predetermined period has elapsed, and associates it with the employee ID
  • the balance information of the information is transmitted to the personnel time and salary calculation apparatus 3 (150).
  • the personnel time and salary calculation apparatus 3 receives the employee ID and the incentive information transmitted from the incentive processing apparatus 1D (151).
  • the above is the flow of the incentive processing system for implementing the fourth method using the incentive processing device 1D.
  • the incentive balance notification unit 16 performs processing to determine whether a predetermined time has elapsed (S400).
  • the incentive balance notification unit 16 determines that the predetermined time has passed (Y)
  • the incentive balance notification unit 16 continues the balance (“0” and a shortage of the incentive information registered in the incentive balance information DB 24.
  • a process of extracting the forehead is performed (S410a).
  • the incentive balance notification unit 16 determines that the predetermined time has not elapsed (N)
  • the incentive balance notification unit 16 repeats the process of determining whether the predetermined time has elapsed (S400).
  • the incentive balance notification unit 16 performs processing of transmitting the balance of the extracted incentive information to the personnel time and pay calculation device 3 in association with the employee ID (S420a). And a series of operation in this incentive processing device 1D are ended (end).
  • the second embodiment differs from the first embodiment described above in that incentive payment information is transmitted to the personnel time and salary calculation device 3 every predetermined period.
  • FIG. 29 shows the configuration of a fifth incentive processing apparatus 1E of the present invention.
  • the fifth incentive processing device 1E of the present invention is configured to be able to communicate with the payment terminal 2A (2B) and the payroll accounting device 3 via the network NW.
  • the fifth incentive processing apparatus 1E of the present invention includes an incentive information registration unit 11, an incentive payment availability determination unit 12, an incentive payment processing unit 13, and an incentive information transmission unit 14.
  • An incentive payment notification unit 15 and an incentive balance notification unit 16 are provided, and the storage unit 20 includes a company identification information DB 21, a consumption condition information DB 22, a consumption place information DB 23, an incentive balance information DB 24, and incentive payment information.
  • storage means hereinafter abbreviated as “incentive settlement information DB”) 25.
  • the incentive payment information DB 25 is a means for associating and storing an employee ID, a consumption destination ID, and consumption amount information for which payment has been made by the incentive in the incentive payment processing means 13.
  • the incentive payment information DB 25 includes, for example, an employee information table, and a transaction information table storing transaction information such as the date and time of consumption, the store where consumption was performed, the amount of consumption, and the person who made the consumption. It can be configured by associating. For example, as shown in FIG. 30, the incentive payment information DB 25 stores the employee ID and the consumption amount information in association with the consumption destination ID.
  • the incentive balance notifying unit 16 transmits the consumption amount information for each consumption destination stored in the incentive payment information DB 25 to the personnel time and salary calculation device 3 every predetermined period.
  • the flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter, referred to as “fifth method”) according to the fifth embodiment of the present invention will be described.
  • the fifth method described below is realized by executing the fifth computer program.
  • the fifth incentive processing apparatus 1E calculates the balance by subtracting the consumption amount information from the incentive information when the incentive information received along with the consumption of the employee has a larger or equal value than the consumption amount information. Processing until the balance of information is registered in the incentive balance information DB 24 (130a), when the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, a value obtained by subtracting the consumption amount information from the incentive information Processing to register the “0” as the balance in the incentive balance information DB 24 (130 b), and the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, the incentive The amount of consumption information is subtracted from the information to obtain the shortage, and the shortage is Processing up to the registration incentive balance information DB24 as high (130c), is the same as the flow of processing in the first method described above.
  • the fifth incentive processing apparatus 1E extracts the consumption price information of the employee for each consumption destination registered in the incentive payment information DB 25 after the predetermined period has elapsed, and associates the consumption price information for each consumption destination with the vendor ID
  • the amount information is sent to the personnel time and pay accounting device 3 (160).
  • the personnel time and salary calculation apparatus 3 receives the consumption amount information associated with the trader ID for each consumption destination transmitted from the incentive processing device 1E (161).
  • the above is the flow of the incentive processing system for implementing the fifth method using the present incentive processing apparatus 1E.
  • the incentive balance notification unit 16 performs processing to determine whether a predetermined time has elapsed (S400).
  • the incentive balance notification unit 16 determines that the predetermined time has elapsed (Y)
  • the incentive balance notification unit 16 continues to use the consumption amount information of the employee for each consumption destination registered in the incentive payment information DB 25. Processing to extract the image (S410b).
  • the incentive balance notification unit 16 determines that the predetermined time has not elapsed (N)
  • the incentive balance notification unit 16 repeats the process of determining whether the predetermined time has elapsed (S400).
  • the incentive balance notification unit 16 performs processing of transmitting the extracted consumption amount information for each consumption destination to the personnel time and salary calculation device 3 (S420b). And a series of operation in this incentive processing device 1E are ended (end).
  • the incentive balance notification unit 16 extracts the consumption amount information of the employee for each consumption destination registered in the incentive payment information DB 25, and the incentive information registered in the incentive balance information DB 24. Processing of extracting the balance (including “0” and the shortfall) of the employee, and transmitting the extracted consumption amount information of the employee for each consumption destination and the balance information of the incentive together to the personnel time and pay accounting device 3 It is good to do.
  • the personnel time and salary calculation device 3 replaces the salary amount of the employee with electronic money information and manages it in a virtual account, and the incentive settlement information transmitted from the incentive processing device 1 (employee for each consumer)
  • the amount of money specified based on the consumption amount information included in the incentive payment information from the balance of the employee account specified based on the consumption amount information of the consumer) is reduced, and the consumption destination is specified based on the incentive payment information It is also possible to have a function of performing digital payment processing for transferring to.
  • the company objectively proves the amount of regional contribution or customer support through consumption of the employee. Will be able to
  • the present invention provides a company or individual with a state or local administrative organization that provides incentives such as subsidies, loans, benefits. It can be rephrased as a "payer” and a company or individual (hereinafter referred to as a "recipient") who receives an incentive payment from the state or local government.
  • the incentive processing apparatus is an apparatus for performing a process of performing settlement using the incentive provided by the payer to the payee when the payer performs the consumption defined by the payer.
  • a payer identification information storage that is configured to be communicable with each other, associates payee identification information that identifies the payee, and payer identification information that identifies the payer that provides an incentive to the payee.
  • the consumption condition defined for providing the incentive is extracted, and further, the consumption destination in which the consumption is performed is specified based on the acquired consumption destination identification information with reference to the consumption destination information storage means, and is specified.
  • Incentive settlement availability determination means for determining whether or not the consumption condition extracted by the consumption destination, and the incentive settlement availability determination means determine that the consumption condition is satisfied.
  • the incentive balance information storage means is continuously referred to, and the incentive information registered based on the beneficiary identification information included in the acquired consumption information is extracted, and the extracted incentive information and the acquired consumption are extracted.
  • the amount of consumption information included in the information is compared, and when it is determined that the value of the incentive information is greater or equal, the value of the amount of consumption information is subtracted from the value of the incentive information to obtain the balance, and the balance is used as the incentive It can be understood as having at least an incentive payment processing means registered in the balance information storage means.
  • the incentive settlement availability determination unit may store the incentive balance information storage unit before extracting the payer identification information based on the beneficiary identification information included in the acquired consumption information.
  • the incentive information registered is extracted based on the beneficiary identification information included in the acquired consumption information, and the extracted incentive information is compared with the consumed amount information included in the acquired consumption information with reference to If it is determined that the value of the incentive information is large or equal, an inquiry notification for confirming whether or not to continue the settlement process is transmitted to the beneficiary terminal, and the settlement process is continued from the beneficiary terminal.
  • an acknowledgment response to the effect is received, extraction of the identification information of the payer and extraction of the consumption condition are performed, and the consumption destination is specified and Cost condition is satisfied whether or not may be as to determine.
  • the payment terminal is an apparatus installed in a store where the recipient pays, the payment terminal can be communicated with the recipient terminal used by the recipient via the network.
  • the incentive processing system is a system for performing processing to make a payment using an incentive provided by the payer to the payee when the payer performs consumption specified by the payer.
  • An incentive processing device that executes processing for settling the consumption amount consumed by the recipient from the incentive that the recipient pays to the recipient, a payment terminal used when the recipient pays for the consumption,
  • a payer terminal configured to set an incentive to be paid to the payee based on application information of the payer is configured to be communicable via a network, and the payer terminal is configured to , Beneficiary identification information for identifying a beneficiary, and at least incentive information indicating a value of an incentive to be provided to each of the beneficiaries Incentive payment information including is transmitted, the payment terminal specifies, for the incentive processing apparatus, beneficiary information that specifies the beneficiary who has consumed, and consumption amount information that specifies the amount of money that the beneficiary has consumed And consumption destination identification information for specifying the consumption destination that has consumed the consumption, the incentive processing device, the recipient identification information for identifying the recipient, and the payment for providing an incentive to the
  • Person identification information storage means for associating with each other and identifying and storing the identification information of the person, consumption condition for associating and storing the identification information of the Information storage means, consumption destination identification information for identifying the consumption destination, and consumption destination related information such as the name and address of the consumption destination are stored in association with each other.
  • Expense source information storage means incentive balance information storage means for storing the recipient identification information, and the balance of the incentive information provided by the payer to the payee in association with each other, and the incentive from the payer terminal
  • Incentive information registration means for acquiring payment information and registering the incentive information in the incentive balance information storage means in association with the recipient identification information; recipient identification information from the settlement terminal; and consumption amount information
  • a consumer who acquires consumption information including the consumption destination identification information refers to the provider identification information storage unit, and supplies an incentive to the recipient based on the acquired recipient identification information
  • the specified payer identification information is extracted, and the extracted payer identification information is referred to by referring to the consumption condition information storage means.
  • the incentive settlement availability judging means for judging whether or not the consumption condition extracted by the specified consumer is determined
  • the incentive settlement availability judgment means judges that the consumption conditions are met
  • the incentive balance information storage means is referred to, and the incentive information registered based on the beneficiary identification information included in the acquired consumption information is extracted, and the consumption included in the extracted incentive information and the acquired consumption information If it is determined that the value of the incentive information is greater or equal than the amount information, Seeking balance from the value of the incentive information by subtracting the value of the consumption amount information, and incentives settlement processing means for registering the balance to the incentive balance information storage means, the can understood and having at least.
  • the incentive processing device extracts the payer identification information based on the beneficiary identification information included in the acquired consumption information.
  • the incentive balance information storage means is referred to, and the incentive information registered based on the beneficiary identification information included in the acquired consumption information is extracted, and the consumption included in the extracted incentive information and the acquired consumption information If it is determined that the value of the incentive information is greater than or equal to the amount information by comparing the amount information, an inquiry notification is sent to the beneficiary terminal to confirm whether or not to continue the settlement process, and the beneficiary terminal.
  • extraction of the identification information of the payer and extraction of the consumption condition are performed, Et al in, or as specified by the consumption destination determines whether the consumption condition is satisfied.
  • the incentive processing method is a method for performing settlement processing using the incentive provided by the payer to the payee when the payer performs consumption defined by the payer.
  • a payment terminal used when the recipient settles consumption and a payer terminal that sets an incentive to be paid to the recipient based on the recipient's application information
  • a payer identification information storage unit configured to be communicable and storing a payee identification information for identifying a payee and a payer identification information for identifying a payer who provides an incentive to the payee; Consuming condition information storage means for associating and storing the payer identification information and the consumption condition determined by the payer for settlement from the incentive, and the consumption destination Consumption destination identification information and consumption destination related information such as the name and address of the consumption destination in association with each other, consumption destination information storage means, the beneficiary identification information, the An incentive balance information storage unit that associates and stores balances of incentive information to be received, an incentive processing device having a payee identification information identifying a payee from the payer terminal, and an
  • the payer While extracting the payer identification information specifying the payer who provides the incentive to the payee, and referring to the consumption condition information storage means, the payer is provided with the incentive based on the extracted payer identification information.
  • the consumption condition specified for payment is extracted, and further, the consumption destination identified after the consumption destination identification information acquired is specified with reference to the consumption destination information storage means, and then the specified consumption destination.
  • the process of determining whether the consumption condition that was previously extracted is satisfied, and when it is determined that the consumption condition is satisfied, the incentive balance information storage unit is continuously referred to,
  • the incentive information registered based on the recipient identification information included in the consumption information is extracted, and the extracted incentive information is compared with the consumption amount information included in the acquired consumption information, and the value of the incentive information is extracted. Is determined to be equal to or greater than the value of the incentive information to obtain a balance, and a process of registering the balance in the incentive balance information storage means is executed. It can be understood that
  • the incentive processing device stores the incentive balance information before executing a process of extracting the payer identification information based on the beneficiary identification information included in the acquired consumption information.
  • the incentive information registered based on the beneficiary identification information included in the acquired consumption information is extracted with reference to the means, and the extracted incentive information and the consumption amount information included in the acquired consumption information If it is determined that the value of the incentive information is greater or equal to the comparison, an inquiry notification is sent to the payee terminal to confirm whether or not to continue the payment process, and the payee terminal performs the payment process.
  • extraction of the payer identification information and extraction of the consumption condition are performed, and the consumption destination is specified. Or as performing a process of determining whether serial or consumption condition is satisfied.
  • the sixth incentive processing device 1F is configured to be able to communicate with the payment terminal 2 and the payer terminal 5 via the network NW.
  • the settlement terminal 2 is a device used by the recipient to settle consumption, for example, a portable terminal having a network function owned by the recipient in addition to the installed store cash register 2A at the store (hereinafter simply referred to as “the recipient Terminal).) 2C.
  • the settlement terminals 2A and 2C are realized by incorporating the dedicated programs described above.
  • This recipient terminal 2C is a portable device such as a smart phone having an optical symbol reading function such as a camera and a number inputting function such as a keyboard as the employee terminal 2B described, and this incentive processing device 1F On the other hand, it provides payer information, consumption amount information and consumption destination ID.
  • the recipient in order to cause a portable terminal such as a smartphone to function as the recipient terminal 2C, the recipient needs to obtain a dedicated program according to a predetermined procedure as described above as preparation in advance.
  • the recipient terminal 2C incorporating this dedicated program captures and reads an optical symbol, it decodes the consumption destination ID and the like recorded in the optical symbol and receives the input of the consumption amount, and thereafter, stores it in a predetermined manner.
  • the recipient information stored in the area and the address (URL) on the network for accessing the present incentive processing apparatus 1F are extracted, and the consumption destination ID, the consumption amount information, and the recipient information are addressed to the extracted URL.
  • the payer terminal 5 is a device that sets an incentive to be paid to the payee based on the payee's application information. That is, the payer terminal 5 is installed in a country or a local administrative organization that provides an incentive called a subsidy, a loan, or a benefit to a company or an individual, and based on the application information of the beneficiary The determined incentive is set and the information is transmitted to the incentive processing device 1F.
  • the sixth incentive processing apparatus 1F is basically configured to include at least an incentive information registration unit 111, an incentive payment availability determination unit 112, an incentive payment processing unit 113, and a storage unit 120.
  • the storage unit 120 includes at least a payer identification information database (hereinafter, abbreviated as “payer identification information DB”) 121, a consumption condition information DB 122, a consumption destination information DB 123, and an incentive balance information DB 124. It is configured to be equipped.
  • payer identification information database hereinafter, abbreviated as “payer identification information DB”
  • the payer identification information DB 121 is a means for storing the payer information so that a payer who provides an incentive to the payee can be specified for each payee. That is, the payer identification information DB 21 is a payee information table in which personal information such as, for example, a payee ID, a payee number, a payee name, a payee address, a payee phone number, and a payee mail address are stored. It can be configured by associating with a payer information table in which payer related information such as the name and address of the payer is stored.
  • the recipient information table is used to identify a recipient by individually or combining a plurality of stored personal information.
  • the payer identification information DB 121 is payer identification information (hereinafter referred to as “payer ID”) for identifying a payer in association with a payee ID for identifying a beneficiary who consumes.
  • payer ID payer identification information
  • the consumption condition information DB 122 is a means for storing, for each payer, the consumption condition set by the payer in order to make a payment from the incentive to be paid to the payee. That is, the consumption condition information DB 122 stores an arbitrary consumption condition such as the name and address of the consumption destination, the store name, the consumption product item, and the expiration date, and the consumption condition is transmitted and received by the payer via the network.
  • the present incentive processing apparatus 1F using a communication terminal such as a possible payer terminal 5, setting and registration can be freely made.
  • the consumption condition may be one or more, and when a plurality of consumption conditions are set, and setting intended to satisfy all of the plurality of consumption conditions, or a plurality of these consumption conditions It is possible to set or set it as intended if any one of them is satisfied.
  • the consumption condition information DB 122 stores the consumption conditions in association with the provider ID.
  • the consumption destination information DB 123 is a means for storing consumption destination information such as the name and address of the consumption destination, and a product item for each consumption destination. For example, as shown in FIG. 36, the consumption destination information DB 123 stores consumption destination information in association with a consumption destination ID identifying a consumption destination.
  • the incentive balance information DB 124 is a means for storing balance information of the incentive provided by the payer for each payee. That is, like the incentive balance information DB 24, the incentive balance information DB 124 stores money information corresponding to the money value, and can be appropriately rewritten by settlement using an incentive by the recipient. It is. For example, as shown in FIG. 37, the incentive balance information DB 124 stores incentive balance information in association with the beneficiary ID.
  • the incentive information registration unit 111 acquires incentive payment information including at least the beneficiary ID and the incentive information indicating the value of the incentive to be paid for each beneficiary from the payer terminal 5, and associates the incentive payment information with the beneficiary ID It is a means to register information in incentive balance information DB124.
  • the incentive payment availability determination unit 112 receives beneficiary information specifying the recipient who has consumed, consumption amount information specifying the amount of consumption by the recipient, and consumption that has been consumed This is a means for acquiring the consumption destination ID specifying the destination and determining whether the consumption of the recipient satisfies the consumption condition that matches the settlement using the incentive.
  • the incentive payment availability determination unit 112 refers to the payer identification information DB 121 and receives the beneficiary ID included in the acquired consumption information. Based on the above, we extract a payer ID that specifies a payer who provides an incentive to the payee. In addition, the incentive payment possibility determination unit 112 continuously refers to the consumption condition information DB 122 after extracting the payer ID, and extracts the consumption condition that the payer defines for providing the incentive based on the extracted payer ID. . Furthermore, after the incentive payment availability determination unit 112 refers to the consumer information DB 123 and identifies the consumer for which consumption has been performed based on the acquired consumer ID, the consumer that is identified identifies the consumption condition extracted. Determine if it meets or not.
  • the incentive settlement processing unit 113 is a means for registering the balance of the incentive information in the incentive balance information DB 124 after the settlement is performed using the incentive provided by the payer. That is, when the incentive payment processing unit 112 determines that the consumption condition is satisfied, the incentive payment processing unit 113 subtracts the consumption amount information from the incentive information to obtain a balance, and registers the balance in the incentive balance information database 124.
  • the flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter, referred to as “sixth method”) according to the sixth embodiment of the present invention will be described with reference to FIG. explain.
  • the sixth incentive processing device 1F of the present invention the sixth method described below is realized by executing the sixth computer program.
  • the payer terminal 5 transmits in advance incentive payment information including a recipient ID and incentive information to the present incentive processing apparatus 1F (510). Then, the incentive processing device 1F receives the incentive payment information transmitted from the payer terminal 5 (520), registers the incentive payment information in the incentive balance information DB 24 in association with the recipient ID (530).
  • the payment terminal 2A (2C) determines the beneficiary information identifying the recipient who has consumed, the consumption amount information identifying the amount of consumption by the recipient, and the consumption according to the consumption of the recipient.
  • Consumption information including the consumption destination ID for identifying the consumption destination is sent to the incentive processing device 1F (600).
  • the incentive processing device 1F receives the consumption information transmitted from the settlement terminal 2A (2C) (610).
  • the recipient information, the consumption amount information, and the consumption destination ID can be transmitted to the present incentive processing apparatus 1F, for example, as follows.
  • the consumer information is acquired by a card reader / writer or the like, and the store register 2A calculates the consumption It carries out by transmitting consumption destination ID memorize
  • the store register 2A calculates the consumption amount (settlement fee)
  • the consumption generated by reading the optical symbol displayed on the store by the portable terminal owned by the recipient An optical symbol including a destination ID and recipient information is read by the store cashier 2A, and the store cashier 2A transmits the read recipient's information and the consumer ID together with the calculated consumption amount information to the present incentive processing apparatus 1F. It may be done by
  • the payee terminal 2C when making payment using the payee terminal 2C as the payment terminal 2, after receiving the optical symbol displayed in the store with the payee terminal 2C and acquiring the consumption destination ID, the payee terminal 2C inputs the consumption amount, The recipient terminal 2C transmits the recipient information stored in the recipient terminal 2C to the incentive processing device 1G, together with the acquired consumption destination ID and the input consumption amount information.
  • the incentive balance information DB 124 is referenced to extract the balance information of the associated and registered incentive, and the balance information of the incentive is consumption information It is judged whether it is larger than the consumption amount information included in (620).
  • the present incentive processing apparatus 1F when the value of the incentive information is greater than or equal to the value of the consumption amount information, it is registered in association with reference to the payee identification information DB 121 based on the received payee ID. Extract the payer ID that specifies the payer who provides the incentive to the beneficiary.
  • the present incentive processing apparatus 1F refers to the consumption condition DB 122 based on the extracted payer ID, and extracts the consumption condition that the relevant payer registered in association is set for settling from the incentive.
  • the present incentive processing apparatus 1F refers to the consumption destination information DB 123 based on the received consumption destination ID, identifies the consumption destination information registered in association, and the recipient's information based on the identified consumption destination information. It is determined whether the consumption satisfies the extracted consumption condition (630).
  • the present incentive processing apparatus 1F permits settlement using the incentive, subtracts the value of the consumption amount information from the value of the incentive information to obtain the balance, and registers the balance in the incentive balance information DB 124 (640 ).
  • the above is the flow of basic processing in the incentive processing system for implementing the sixth method using the present incentive processing apparatus 1F.
  • the incentive information registration unit 111 determines whether the incentive payment information including at least the beneficiary ID for identifying the beneficiary and the incentive information indicating the value of the incentive to be paid for each beneficiary has been received. Perform (S510).
  • the intention information registration unit 111 continues to register the incentive information in the incentive balance information DB 124 in association with the recipient ID (S520) ).
  • the incentive information included in the acquired incentive payment information may be registered instead of the balance of the incentive information.
  • incentive information included in the acquired incentive payment information may be added to the balance of the incentive information and registered. Thereafter, the series of operations in the incentive processing device 1F end (end).
  • the incentive payment availability judgment unit 112 specifies the beneficiary who has consumed.
  • a process is performed to determine whether consumption information including consumption amount information for specifying the amount of consumption and consumption destination ID for specifying the consumption destination for consumption has been received (S600).
  • the incentive payment availability determination unit 112 determines that the consumption information has been received (Y)
  • the incentive payment availability determination unit 112 continues to refer to the incentive balance information DB 124 and based on the acquired recipient ID.
  • a process of extracting registered incentive information is performed (S610).
  • the incentive payment availability determination unit 112 determines that the consumption information is not received (N)
  • a series of operations in the incentive processing device 1F are ended.
  • the incentive payment possibility determination unit 112 compares the extracted incentive information with the consumption amount information included in the acquired consumption information, and determines whether the value of the incentive information is larger than the value of the consumption amount information. Perform (S620). As a result, when the incentive payment availability determination unit 112 determines that the value of the incentive information is greater than or equal to the value of the consumption amount information (Y), the incentive payment availability determination unit 112 generates an incentive for the payee terminal 2C. An inquiry notification is sent to confirm whether or not to continue the settlement process using (S630). On the other hand, when the incentive payment determination unit 112 determines that the value of the incentive information is smaller than the value of the consumption amount information (N), a series of operations in the incentive processing device 1F are ended.
  • the incentive settlement availability determination unit 112 After the incentive settlement availability determination unit 112 transmits an inquiry about settlement availability based on the incentive to the recipient terminal 2C, it is determined whether or not an acceptance response indicating that the settlement process is to be continued is received from the recipient terminal 2C. (S640). As a result, when the incentive payment availability determination unit 112 receives an acknowledgment response from the payee terminal 2C to continue payment processing (Y), the incentive payment availability determination unit 112 determines the payer based on the payee ID. A process is performed to extract a payer ID for specifying a payer who pays an incentive to the payee registered in association with reference to the specific information DB 21 (S650).
  • the incentive settlement availability determination unit 112 receives a refusal response not to continue the settlement process from the payee terminal 2C (that is, no acknowledgment response to continue the settlement process is received) (N) , And a series of operations in the incentive processing device 1F end.
  • the incentive settlement availability determination unit 112 refers to the consumption condition information DB 122 based on the extracted payer ID, and the consumption condition that the payer registered in association relates to supply the incentive.
  • the process of extracting is performed (S660).
  • the incentive payment availability determination unit 112 refers to the consumption destination information DB 123 based on the received consumption destination ID, identifies the consumption destination for which consumption has been performed, and then satisfies the consumption condition extracted by the specified consumption destination.
  • a process is performed to determine whether or not (S670).
  • the incentive payment processing unit 113 subtracts the value of the consumption amount information from the value of the incentive information to calculate the balance. A process is performed (S680).
  • the incentive payment possibility judgment unit 112 judges that the consumption condition is not satisfied (N)
  • a series of operations in the incentive processing device 1F are ended.
  • the incentive payment processing unit 113 performs processing for registering the calculated balance of the incentive information in the incentive balance information DB 124 (S690). Thereby, a series of operations in the incentive processing device 1F end.
  • the sixth incentive processing device of the present embodiment it is determined whether the consumption of the recipient satisfies the consumption condition defined by the payer, and it is determined that the consumption condition is satisfied.
  • the payment can be made by subtracting the consumption amount from the incentive provided by the payer to the beneficiary. Therefore, it is possible to prevent cases in which malicious managers and entrepreneurs and other recipients receive subsidies and loan money, misappropriate spending, and spending in places unrelated to business.

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Abstract

[Problem] To provide a technique that enables a settlement process to be performed on the basis of an incentive which is supplied from a company to an employee when the employee carries out consumption defined by the company. [Solution] An incentive processing device 1 according to the present invention acquires, from a personnel attendance payroll calculation device 3, an employee ID and incentive information indicating an incentive value supplied to each employee, and registers the incentive information in association with the employee ID in an incentive balance information DB 24. Then, the incentive processing device acquires, from a settlement terminal 2, consumption information which includes employee information, consumption amount information, and a consumption destination ID, and determines whether or not a consumption destination specified on the basis of the consumption destination ID satisfies a consumption condition defined by a company. As a result, when determining that the consumption destination satisfies the consumption condition, the incentive processing device obtains a balance by subtracting the consumption amount information from the incentive information registered in the incentive balance information DB, and registers the balance in association with the employee ID in the incentive balance information DB.

Description

インセンティブ処理装置、インセンティブ処理方法、インセンティブ処理システム、及びそのコンピュータプログラムIncentive processing apparatus, incentive processing method, incentive processing system, and computer program therefor
 本願発明は、雇用主である企業が、消費促進、地域活性化、取引先支援を目的としたインセンティブを従業者に対して支給することで、従業者の実質賃金の向上を図ると同時に、このインセンティブによる消費を通じて国や地域、取引先等の売上を向上させ、経済の活性化を支援することを目的とした技術に関する。 The present invention is intended to improve the real wages of employees by providing employers with incentives for consumption promotion, regional revitalization, and business partner support, as the employer company. The technology is aimed at improving the sales of countries, regions and business partners through consumption by incentives and supporting economic revitalization.
 先進国の多くでは都市部へ人口が集中し、郊外や農村部は人口流出で過疎化が進み、財政基盤強化が求められている。現在、国や地方行政機関等は、地域活性化のために企業誘致を行ったり、企業への補助金や融資を積極的に行ったりしている。
 また、発展途上国では、雇用を創出するために先進国の資金で企業誘致や起業投資、融資が積極的に行われている。
In many developed countries, the population is concentrated in urban areas, and suburbs and rural areas are depopulated due to population outflows, and it is required to strengthen the financial base. At present, the government and local administrations are conducting business invitations for regional revitalization and actively providing subsidies and loans to businesses.
Also, in developing countries, in order to create employment, companies are attracted, entrepreneurial investments, and loans are actively provided with funds from developed countries.
 しかし、このような補助金や融資が正しく使われているかわからないのが現状である。たとえば、悪意のある経営者や起業家が、補助金や融資のお金を横領したり、賄賂に使ったり、事業とは関係ないところに使うケースも多々発生し、慈善家や国家財政の一部を使って支援している団体は頭を抱えている状況にある。 However, the current situation is that we do not know that such subsidies and loans are being used correctly. For example, there are many cases where malicious business owners and entrepreneurs misappropriate and subsidize subsidies and loans, and spend money outside the business, which is part of philanthropists and national finances. The organizations that are supporting using are in a situation where they have a head.
 その一方で、企業が存在する地元地域や取引先企業に対し、積極的に経済支援をしようとしている企業も少なくない。すなわち、企業は大小に関係なく地域社会と密接不可分の関係にあり、地域が良くなれば企業の経営環境の向上にも繋がることから、地域社会に貢献する取り組みが重要になってきている。また、企業は地域社会に根付くと共に、取引先と共存共栄の関係を構築することで相互発展を続けることも重要になってきている。 On the other hand, there are many companies that are actively trying to provide economic support to local areas and business partners where companies exist. In other words, companies are inseparably connected with the local community regardless of their size, and if the region improves, it also leads to the improvement of the business environment of the companies, so efforts to contribute to local communities are becoming important. In addition to being rooted in the local community, it is also important for companies to continue mutual development by establishing relationships of coexistence and prosperity with business partners.
 そこで、企業は従業者に対して地元地域や取引先で消費(買い物)をするよう促すが、従業者も自分たちにメリットが感じられなければ地元地域や取引先で消費する気には至らない。また企業は、どれだけの金額を地元地域や取引先に支払っているか把握する手段を持っていない。この支払い金額が把握できれば、企業は地元地域や取引先に具体的な金額を示して貢献度をアピールできるのであるが、その手段がないために企業は評価されにくいという悩みを抱えているのが現状である。 Therefore, companies encourage employees to consume (shopping) in local areas and customers, but if they do not feel their merits, they do not feel like they will consume in local areas or customers . Also, companies do not have a way to figure out how much they are paying local areas and customers. If this payment amount can be grasped, the company can show the specific amount to the local area and customers and show the degree of contribution, but there is a problem that the company is difficult to be evaluated because there is no such means. It is the present condition.
 また、従業者においては、自分が勤めている企業は勿論のこと、取引先や地元地域に貢献したいという気持ちを持っている人も少なくない。しかし、従業者が自分の勤めている企業、又は取引先や地元地域の商品やサービスを購入し消費しても、その貢献した情報を証明する手段がないために、従業者も評価されにくいという悩みを抱えているのが現状である。 In addition, there are many employees who want to contribute to business partners and local areas, as well as the company they work for. However, even if an employee purchases and consumes a product or service in the company where he / she works, or in a customer or local area, the employee is also hard to be evaluated because there is no means to prove the information he / she contributed. It is the present condition that we have trouble.
 ところで、近年ではインターネットを介して従業者の出退勤等の情報を取得する勤怠管理システムを利用して従業者の給与をリアルタイムに計算する給与計算システムが知られている(たとえば、特許文献1を参照)。このような給与計算システムでは、勤怠管理システムにて取得した従業者の出退勤情報に基づいて従業者が提供した労働の対価を算出し、税金や保険年金等の公的な徴収額を控除すると共に、さらに、残業手当や通勤手当、扶養手当等を加えた支給額を算出し、従業者に支払っている。 By the way, in recent years, there is known a payroll calculation system which calculates payroll of an employee in real time by using an attendance management system which acquires information such as time and attendance of the employee via the Internet (see, for example, patent document 1) ). In such a payroll calculation system, the compensation for labor provided by the employee is calculated based on the employee's attendance and leaving information acquired by the attendance management system, and the public collected amount such as tax and insurance pension is deducted. In addition, overtime pay, commuting allowance, dependent allowance, etc. are calculated, and the amount of payment is calculated and paid to the employees.
 また、リアルタイムに毎日給与計算を行い、算出した従業者の労働の対価である給与手取額(つまり労働債権)に基づいて、給与の支給予定日前に買い物を可能とする(つまり消費に使える)決済処理方法が知られている(たとえば、特許文献2を参照)。すなわち、この決済処理方法は、給与支給額を限度に従業者がいつでも買い物ができ、その消費代金を給与日に後払いすること、会社や金融機関が立替払いすることを可能にし、収入の少ない従業者が高い金利のお金を借りなくてすむために生まれたものである。 In addition, payment is calculated on a daily basis in real time, and based on the salary compensation amount (that is, labor receivables) which is the compensation for the employee's labor, it is possible to make shopping before the scheduled salary payment (that is, usable for consumption) A treatment method is known (see, for example, Patent Document 2). In other words, this payment processing method enables the contractor to shop anytime according to the salary payment amount, postpaid the consumption fee on payday, repay for the company or financial institution, and earn less income. Were born to avoid having to borrow money with high interest rates.
 このような決済処理方法は、金融機関に口座を持っていない従業者の消費にとっても有効なものである。つまり、世界銀行の2014年版金融包摂データベース(グローバル・フィンデック:Global Findex)報告書によれば、銀行等の金融機関に口座を持たない成人の数が20億人いるとされている。それゆえ、その人たちに金融サービスを提供しなければ貧困と格差は減らないし、国連の提唱する持続可能な開発目標(SDGs:Sustainable Development Goals)を達成した世界を作るための構想も実現できないと言われている。 Such a payment processing method is also effective for the consumption of employees who do not have an account at a financial institution. In other words, according to the World Bank's 2014 Financial Inclusion Database (Global Findex) report, it is estimated that there are 2 billion adults who do not have an account at a financial institution such as a bank. Therefore, if financial services are not provided to the people, poverty and inequality can not be reduced, and the concept to create a world that achieves the Sustainable Development Goals (SDGs) proposed by the United Nations can not be realized. It is said.
 そのため問題になっているのが、銀行口座を持たない従業者に対する給与の支払いである。現在、銀行口座を持たない従業者に対しては現金で給与を支給しているが、途上国では、偽札、賄賂、脱税、窃盗の温床になっている現金を減らし、デジタルマネー(電子マネー)に切り替える国が急激に増えている。ゆえに、支給した現金で買い物をする従来の決済手段から、上述の決済処理方法のようにデジタルマネーで支給された給与で直接、決済できる手段のニーズが急激に高くなっている。 Therefore, the issue is the payment of salaries to employees who do not have a bank account. Currently, employees who do not have a bank account are paid cash in cash, but in developing countries, reducing cash that is a hotbed of counterfeit bills, bribes, tax evasion and theft, and digital money (electronic money) The number of countries switching to is rapidly increasing. Therefore, from the conventional payment means for shopping with cash provided, the need for means for direct payment by means of salary paid with digital money, like the above-mentioned payment processing method, is rapidly increasing.
 さらに、ブロックチェーン技術をベースにしたデジタルマネーでの給与の支給と決済サービスとを組み合わせることも考えられている。これによれば、支払われた給与はどこの国のどこの金融機関が発行したもので、どの企業がいつ、いくら、どこから調達したか、そして今いくら企業の電子財布に入っているかがわかる。また、同時に、どの従業者にいくら給与を支払ったか、所得税をいくら国に納税したかもリアルタイムに把握可能でき、今いくら従業者の電子財布に入っているか、どこで消費されたかがわかるものとなっている。そのため、ブロックチェーンをベースにしたデジタルマネーは、賄賂、脱税、マネーロンダリング等でき難く、犯罪防止に役立つと共に、真面目に働いている人にとっては金融サービスが受け易くなり、公平な社会の基礎が生まれると考えられる。 In addition, it is also contemplated to combine payroll with digital money based on blockchain technology with payment services. According to this, the paid salary was issued by which financial institution in which country, which company, when, how much, where it was procured, and how much it is in the company's electronic wallet. Also, at the same time, it is possible to know in real time how much salary an employee was paid and how much the income tax was paid to the country, and it is now possible to know how much it is in the employee's e-wallet and where it was consumed . As a result, digital money based on blockchains is difficult to avoid bribery, tax evasion, money laundering, etc., and it helps prevent crime, and for those working seriously, financial services are easily accessible, and the foundation of a fair society is It is considered to be born.
特開2001-273389号公報JP 2001-273389 A 特開2016-177803号公報JP, 2016-177803, A
 しかしながら、特許文献1において開示されたような従来から知られている給与計算システムと、特許文献2において開示された決済処理方法とに基づき、地域貢献や取引先支援等の利用目的が限定されたインセンティブの支給による従業者の消費を通じて、特定の地域や取引先、店舗等の売上に貢献し、企業や従業者の価値向上につなげるような仕組みは、出願人が知る限り未だ提案されていない。 However, based on the conventionally known salary calculation system as disclosed in Patent Document 1 and the payment processing method disclosed in Patent Document 2, the use purpose such as regional contribution or customer support is limited. A mechanism that contributes to sales in specific regions, business partners, and stores through the consumption of employees by the payment of incentives and leads to the improvement of the value of companies and employees has not been proposed as far as the applicant knows.
 また、利用目的が限定された手当の支給に、デジタルマネーでの給与の支給サービスを組み込むことで、賄賂、脱税、マネーロンダリング、窃盗等の不正防止を可能とし、公平で秩序の良い社会の構築につなげるような仕組みを提案できるものと思料される。 In addition, by incorporating payroll services with digital money in the payment of benefits for which the purpose of use is limited, it is possible to prevent fraud, such as bribery, tax evasion, money laundering, theft etc., and the society is fair and orderly. It is thought that it is possible to propose a mechanism that leads to construction.
 本発明は、上記事情に鑑みて成されたものであり、雇用主である企業が定めた目的別インセンティブ(たとえば、手当)を従業者に支給し、従業者がその目的のために消費を行うことで、インセンティブを使用した決済を可能とする技術を提供することを目的とする。
 また、本発明は、地域活性化等を目的とした補助金や助成金も、この消費活動によって不正防止が可能になり、参加した人みんなが感謝しあえる経済活性化支援の技術を提供することを更なる目的とする。
The present invention has been made in view of the above circumstances, and provides the employee with an incentive (for example, an allowance) according to the purpose set by the company as the employer, and the employee consumes for the purpose. Purpose is to provide technology that enables payment using incentives.
In addition, the present invention also provides subsidies and subsidies aimed at regional revitalization, etc., which enables fraud prevention by this consumption activity, and provides technology for economic revitalization support that everyone who appreciates can appreciate. As a further objective.
 そこで、発明者は、インセンティブとして手当の付与ができる勤怠管理・給与計算システムを用い、企業が従業者に対して特定の地域や取引先で消費を行ってもらうことを意図したインセンティブ(手当)を組み込む仕組みを考えた。この仕組みでは、従業者ごとに利用できる地域の店舗や取引先、利用できる期間、利用できる商品やサービスが決められる。また、インセンティブを付与する勤怠管理・給与計算システムは、本発明のインセンティブ処理装置が送信した、消費を行った従業者識別情報と、消費を行った店舗の場所(地域)や店舗名、店舗識別情報と、消費金額情報とを受信することで、その消費金額の全部もしくは一部を企業が福利厚生の目的の手当として負担することができる。 Therefore, the inventor uses an attendance management / payroll calculation system capable of giving an allowance as an incentive, and an incentive (permission) intended for the company to have the employee consume in a specific area or customer. I thought about the mechanism to incorporate. In this system, it is possible to determine, for each employee, the available stores and business partners in the area, and the available products and services for the available period. In addition, the attendance management and payroll calculation system for giving an incentive includes the employee identification information which has been consumed, the location (area) and the store name of the store where the incentive has been sent, and the store identification transmitted by the incentive processing device of the present invention. By receiving the information and the consumption amount information, the company can bear all or part of the consumption amount as a benefit for the purpose of welfare.
 すなわち、本発明は、従業者が特定の地域にある店舗や特定の取引先で消費を行った場合に、消費金額の全部もしくは一部を、福利厚生の一つとして企業が消費手当と称するインセンティブとして従業者に対して支給することを可能とし、特定の地域にある店舗や特定の取引先の経済活動に継続して貢献して企業価値を高めるようにする仕組みを提供するものである。 That is, according to the present invention, when an employee consumes at a store or a specific business partner in a specific area, an incentive that a company refers to as a benefit allowance as a benefit benefit is that the company pays all or part of the consumption amount. It is possible to supply to employees as a means to provide a mechanism to continuously contribute to the economic activities of stores and specified business partners in a specific area to increase corporate value.
 本発明に係るインセンティブ処理装置は、企業が定める消費を従業者が行った場合に、前記企業が前記従業者に対して支給するインセンティブを使用して決済する処理を行うための装置であって、従業者が消費の決済を行う際に用いる決済端末と、前記従業者の出退勤時刻と前記従業者の人事労務情報とに基づいて給与を計算する人事勤怠給与計算装置と、にネットワークを介して通信可能に構成されている。本インセンティブ処理装置は、前記従業者を識別する従業者識別情報と、前記従業者に対してインセンティブを支給する前記企業を識別する企業識別情報とを関連付けて記憶する企業特定情報記憶手段を有する。本インセンティブ処理装置は、前記企業識別情報と、前記インセンティブから決済するために前記企業が定める消費条件とを関連付けて記憶する消費条件情報記憶手段を有する。本インセンティブ処理装置は、消費先を識別する消費先識別情報と、前記消費先の名称や住所といった消費先関連情報とを関連付けて記憶する消費先情報記憶手段を有する。本インセンティブ処理装置は、前記従業者識別情報と、前記企業が前記従業者に対して支給するインセンティブ情報の残高とを関連付けて記憶するインセンティブ残高情報記憶手段を有する。本インセンティブ処理装置は、前記人事勤怠給与計算装置から、従業者を識別する従業者識別情報と、前記従業者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を取得し、前記従業者識別情報に関連付けて前記インセンティブ情報を前記インセンティブ残高情報記憶手段に登録するインセンティブ情報登録手段を有する。本インセンティブ処理装置は、前記決済端末から、消費を行った従業者を特定する従業者識別情報と、前記従業者が消費を行った金額を特定する消費金額情報と、前記消費を行った消費先を特定する消費先識別情報と、を含む消費情報を取得し、前記企業特定情報記憶手段を参照して、取得した前記従業者識別情報に基づいて当該従業者に対して給与を支給する企業を特定する企業識別情報を抽出すると共に、前記消費条件情報記憶手段を参照して、抽出した企業識別情報に基づいて前記企業がインセンティブを支給するために定める消費条件を抽出し、さらに、前記消費先情報記憶手段を参照して、取得した前記消費先識別情報に基づいて消費が行われた消費先を特定した後、特定した当該消費先が抽出した前記消費条件を満たすか否かを判断するインセンティブ決済可否判断手段を有する。本インセンティブ処理装置は、前記インセンティブ決済可否判断手段が前記消費条件を満たすと判断した場合、インセンティブ情報から消費金額情報を減算して残高を求め、当該残高を前記インセンティブ残高情報記憶手段に登録するインセンティブ決済処理手段を有する。以上が本インセンティブ処理装置における基本的な特徴となる。
 このインセンティブ処理装置を用いたインセンティブ処理システムでは、人事勤怠給与計算装置が、インセンティブ処理装置に対して、従業者を識別する従業者識別情報と、従業者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を送信する手段を有する。また、決済端末が、インセンティブ処理装置に対して、消費を行った従業者を特定する従業者識別情報と、従業者が消費を行った金額を特定する消費金額情報と、従業者が消費を行った消費先を特定する消費先識別情報と、を含む消費情報を送信する手段を有するものとなる。
The incentive processing device according to the present invention is a device for performing processing to make a payment using an incentive that the company pays to the employee, when the employee performs the consumption defined by the company. Communication via a network to a payment terminal used when an employee settles consumption, and a personnel time and salary calculation device that calculates a salary based on the employee's attendance and leaving time and the employee's personnel and labor information It is configured to be possible. The present incentive processing device has a company specifying information storage unit that associates and stores employee identification information for identifying the employee and company identification information for identifying the company that provides the employee with an incentive. The present incentive processing device has consumption condition information storage means that associates and stores the company identification information and the consumption conditions determined by the company for settlement from the incentive. The incentive processing device includes consumption destination information storage means that stores consumption destination identification information for identifying a consumption destination and consumption destination related information such as the name and address of the consumption destination in association with each other. The present incentive processing device has incentive balance information storage means that associates and stores the employee identification information and the balance of the incentive information provided by the company to the employee. The present incentive processing device acquires incentive payment information including at least employee identification information identifying an employee and incentive information indicating a value of an incentive to be paid for each employee from the personnel time and pay calculation device. And incentive information registration means for registering the incentive information in the incentive balance information storage means in association with the employee identification information. The incentive processing device comprises, from the payment terminal, employee identification information for identifying an employee who has consumed, consumption amount information for specifying an amount for which the employee has consumed, and a consumption destination for which the consumption has been made. A consumer that acquires consumption information including consumption destination identification information that specifies the company, and pays the employee the salary based on the acquired employee identification information with reference to the company identification information storage unit While extracting the company identification information to be specified, referring to the consumption condition information storage means, the consumption condition defined for the company to pay an incentive is extracted based on the extracted company identification information, and further, the consumption destination After specifying the consumption destination for which consumption has been performed based on the acquired consumption destination identification information with reference to the information storage means, whether or not the specified consumption condition extracted by the specified consumption destination is determined With an incentive payment possibility determining means that the cross-sectional. When the incentive settlement availability determining means determines that the consumption condition is satisfied, the incentive processing apparatus subtracts the consumption amount information from the incentive information to obtain a balance, and registers the balance in the incentive balance information storage means. It has a payment processing means. The above is the basic feature of this incentive processing apparatus.
In the incentive processing system using this incentive processing device, the personnel time and salary calculation device transmits, to the incentive processing device, employee identification information identifying an employee and incentive information indicating the value of the incentive to be paid for each employee. And means for transmitting incentive payment information including at least. In addition, the payment terminal uses the employee identification information for identifying the employee who has consumed, the consumption amount information for specifying the amount of consumption by the employee, and the consumption for the incentive processing device. And means for transmitting consumption information including consumption destination identification information for specifying the consumption destination.
 また、本発明に係るインセンティブ処理装置は、決済端末が、従業者が消費を行う店舗に設置された装置である場合、さらに従業者が利用する従業者端末とネットワークを介して通信可能に構成されたものとし、インセンティブ決済可否判断手段が、消費情報を取得した後、取得した消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、インセンティブ残高情報記憶手段を参照して、取得した消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した消費情報に含まれる消費金額情報とを比較する。また、インセンティブ決済可否判断手段は、比較した結果、インセンティブ情報の値が大きいもしくは等しいと判断した場合、従業者端末に対して、決済処理を続行するか否かを確認する問合せ通知を送信する。この問合せ通知には、たとえば、当該従業者が使用可能なインセンティブの値を示す情報(インセンティブ情報)と、当該従業者が消費する金額を示す情報(消費金額情報)とが少なくとも含まれているものとすることが出来る。そして、従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、インセンティブ決済可否判断手段は、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して消費条件を満たすか否かを判断するものとすることができる。
 このインセンティブ処理装置を用いたインセンティブ処理システムでは、従業者端末が、インセンティブ処理装置から、決済処理を続行するか否かを確認する問合せ通知を受信する手段と、インセンティブ処理装置に対して、決済処理を続行する旨の了承回答を送信する手段とをさらに有するものとなる。
Further, in the incentive processing device according to the present invention, when the payment terminal is a device installed in a store where the employee consumes, the incentive processing device is further configured to be communicable with the employee terminal used by the employee via the network. The incentive settlement availability determination means refers to the incentive balance information storage means after acquiring the consumption information and before extracting the company identification information based on the employee identification information included in the acquired consumption information. The incentive information registered is extracted based on the employee identification information included in the acquired consumption information, and the extracted incentive information is compared with the consumption amount information included in the acquired consumption information. In addition, when the incentive settlement availability judgment means judges that the value of the incentive information is large or equal as a result of comparison, it sends an inquiry notification for confirming whether or not to continue the settlement processing to the employee terminal. The inquiry notification includes, for example, at least information indicating an incentive value usable by the employee (incentive information) and information indicating an amount of money consumed by the employee (consumption money information). It can be done. Then, when the acknowledgment response to continue the payment process is received from the employee terminal, the incentive payment possibility determination means extracts the company identification information and the consumption condition, and further specifies the consumption destination. It can be determined whether the consumption condition is satisfied.
In the incentive processing system using this incentive processing device, the employee terminal receives, from the incentive processing device, means for receiving an inquiry notification for confirming whether or not to continue the payment processing, and the payment processing for the incentive processing device. And means for transmitting an acknowledgment response to the effect of continuing the process.
 また、本発明に係るインセンティブ処理装置は、さらに従業者端末とネットワークを介して通信可能に構成されたものとし、インセンティブ決済可否判断手段が、消費情報を取得した後、取得した消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、インセンティブ残高情報記憶手段を参照して、取得した消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した消費情報に含まれる消費金額情報とを比較した結果、インセンティブ情報の値が小さいと判断した場合、インセンティブ決済可否判断手段は、従業者端末に対して、インセンティブを使用する決済以外の他の手段によって不足額を決済することを条件に決済処理を続行するか否かを確認する問合せ通知を送信する。そして、インセンティブ決済可否判断手段は、従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断するものとすることができる。この際、インセンティブ決済処理手段は、インセンティブ情報から消費金額情報を減算した値を「0」とし、当該「0」を残高としてインセンティブ残高情報記憶手段に登録するものである。 Further, the incentive processing device according to the present invention is further configured to be able to communicate with the employee terminal via the network, and the incentive payment availability determination means is included in the acquired consumption information after acquiring the consumption information. Before extracting company identification information based on employee identification information, the incentive balance information storage means is referenced to extract incentive information registered based on the employee identification information included in the acquired consumption information. If, as a result of comparing the extracted incentive information and the consumption amount information included in the acquired consumption information, it is determined that the value of the incentive information is small, the incentive settlement availability determination means uses the incentive for the employee terminal Proceed with the settlement process on the condition that the shortfall is settled by other means than the settlement To send a query notification to confirm whether or not Luke. Then, the incentive settlement availability judgment means extracts the company identification information and the consumption condition when receiving an acknowledgment response indicating that the settlement process is to be continued from the employee terminal, and further specifies the consumption destination. It can be determined whether the consumption condition is satisfied. At this time, the incentive payment processing means sets “0” as a value obtained by subtracting the consumption amount information from the incentive information, and registers the “0” as a balance in the incentive balance information storage means.
 また、本発明に係るインセンティブ処理装置は、さらに従業者端末とネットワークを介して通信可能に構成されたものとし、インセンティブ決済可否判断手段が、消費情報を取得した後、取得した消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、インセンティブ残高情報記憶手段を参照して、取得した消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した消費情報に含まれる消費金額情報とを比較した結果、インセンティブ情報の値が小さいと判断した場合、インセンティブ決済可否判断手段は、人事勤怠給与計算装置に対して、従業者識別情報と共に、消費金額情報とインセンティブ情報との差を示す不足額情報を含み、当該従業者の現在までの支給予定給与額に照らして不足額の決済が可能か否かを確認する第一の問合せ通知を送信する。インセンティブ決済可否判断手段は、人事勤怠給与計算装置から、決済が可能である旨の決済可回答を受信した場合に、従業者端末に対して、不足額を支給予定給与額から差し引くことを条件に決済処理を続行するか否かを確認する第二の問合せ通知を送信する。そして、インセンティブ決済可否判断手段は、従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断するものとすることができる。この際、インセンティブ決済処理手段は、インセンティブ情報から消費金額情報を減算して不足値を求め、当該不足値を残高としてインセンティブ残高情報記憶手段に登録するものである。
 このインセンティブ処理装置を用いたインセンティブ処理システムでは、人事勤怠給与計算装置が、インセンティブ処理装置から、従業者識別情報と不足額情報を含み、当該従業者の現在までの支給予定給与額に照らして不足額の決済が可能か否かを確認する第一の問合せ通知を受信する手段と、インセンティブ処理装置に対して、決済が可能である旨の決済可回答を送信する手段と、をさらに有するものとなる。また、従業者端末が、インセンティブ処理装置から、決済処理を続行するか否かを確認する第二の問合せ通知を受信する手段と、インセンティブ処理装置に対して、決済処理を続行する旨の了承回答を送信する手段とをさらに有するものとなる。
Further, the incentive processing device according to the present invention is further configured to be able to communicate with the employee terminal via the network, and the incentive payment availability determination means is included in the acquired consumption information after acquiring the consumption information. Before extracting company identification information based on employee identification information, the incentive balance information storage means is referenced to extract incentive information registered based on the employee identification information included in the acquired consumption information. If, as a result of comparing the extracted incentive information with the consumption amount information included in the acquired consumption information, it is determined that the value of the incentive information is small, the incentive settlement availability judging means makes the employee Including shortfall information indicating the difference between the consumption amount information and the incentive information, along with the person identification information, The driven supplier planned to be paid salary settlement of the shortfall in the light of the current up to send the first of inquiry notification to confirm whether or not it is possible. Incentive settlement availability determination means deducts the shortage amount from the scheduled salary amount for the employee's terminal when it receives a settlement availability reply indicating that settlement is possible from the personnel time and pay calculation device. Send a second inquiry notification confirming whether to continue the payment process. Then, the incentive settlement availability judgment means extracts the company identification information and the consumption condition when receiving an acknowledgment response indicating that the settlement process is to be continued from the employee terminal, and further specifies the consumption destination. It can be determined whether the consumption condition is satisfied. At this time, the incentive payment processing means subtracts the consumption amount information from the incentive information to obtain the shortage value, and registers the shortage value as a balance in the incentive balance information storage means.
In the incentive processing system using this incentive processing device, the personnel time and pay calculation device includes the employee identification information and the shortage amount information from the incentive processing device, and is insufficient in light of the scheduled salary amount of the employee until now. And means for receiving a first inquiry notification for confirming whether or not settlement of the amount is possible, and means for transmitting a settlement acceptable response to the effect that the settlement is possible to the incentive processing device. Become. In addition, the employee terminal receives, from the incentive processing device, a second inquiry notification for confirming whether or not to continue the payment processing, and an acknowledgment response indicating that the payment processing is continued to the incentive processing device. And means for transmitting the information.
 また、本発明に係るインセンティブ処理装置は、上述したインセンティブ処理装置において、前記インセンティブ情報登録手段が、前記人事勤怠給与計算装置からインセンティブ支給情報を取得したとき、前記インセンティブ残高情報記憶手段に登録されているインセンティブ情報の残高に換えて、取得したインセンティブ支給情報に含まれるインセンティブ情報を登録するものである。 Further, in the incentive processing device according to the present invention, in the above-described incentive processing device, the incentive information registration unit is registered in the incentive balance information storage unit when the incentive payment information is acquired from the personnel attendance calculation device. The incentive information included in the acquired incentive payment information is registered instead of the balance of the existing incentive information.
 また、本発明に係るインセンティブ処理装置は、上述したインセンティブ処理装置において、前記インセンティブ情報登録手段が、前記人事勤怠給与計算装置からインセンティブ支給情報を取得したとき、前記インセンティブ残高情報記憶手段に登録されているインセンティブ情報の残高に対し、取得したインセンティブ支給情報に含まれるインセンティブ情報を加算して登録するものである。 Further, in the incentive processing device according to the present invention, in the above-described incentive processing device, the incentive information registration unit is registered in the incentive balance information storage unit when the incentive payment information is acquired from the personnel attendance calculation device. The incentive information included in the acquired incentive payment information is added to the balance of the existing incentive information and registered.
 また、本発明に係るインセンティブ処理装置は、従業者が利用する従業者端末とさらにネットワークを介して通信可能に構成され、上述したインセンティブ処理装置において、従業者端末から従業者識別情報を取得した際、インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されているインセンティブ情報を抽出し、抽出したインセンティブ情報を従業者端末に対して送信するインセンティブ情報送信手段をさらに有するものとしても良い。
 このインセンティブ処理装置を用いたインセンティブ処理システムでは、従業者端末は、インセンティブ処理装置からインセンティブ情報を受信する手段と、受信したインセンティブ情報を表示する手段と、をさらに有するものとなる。
Further, the incentive processing device according to the present invention is configured to be communicable with the employee terminal used by the employee through the network, and in the above-described incentive processing device, when the employee identification information is acquired from the employee terminal The method further includes incentive information transmission means for extracting incentive information registered based on the employee identification information with reference to the incentive balance information storage means, and transmitting the extracted incentive information to the employee terminal. Also good.
In the incentive processing system using this incentive processing device, the employee terminal further includes means for receiving the incentive information from the incentive processing device and means for displaying the received incentive information.
 また、本発明に係るインセンティブ処理装置は、上述したインセンティブ処理装置において、インセンティブ情報登録手段が、インセンティブ支給情報として従業者ごとに、消費先地域情報と、当該消費先地域ごとに設定されたインセンティブ情報とを取得し、従業者ごとに、消費先地域情報とインセンティブ情報とを関連付けてインセンティブ残高情報記憶手段に記憶する。また、インセンティブ情報送信手段が、インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されている消費先地域情報とインセンティブ情報とを抽出し、抽出したインセンティブ情報を消費先地域情報に関連付けて前記従業者端末に対して送信するものとしても良い。
 このインセンティブ処理装置を用いたインセンティブ処理システムでは、従業者端末は、インセンティブ処理装置から消費先地域情報に関連付けてインセンティブ情報を受信する手段と、受信したインセンティブ情報を消費先地域情報に関連付けて表示する手段と、をさらに有するものとなる。
Further, in the incentive processing apparatus according to the present invention, in the above-described incentive processing apparatus, the incentive information registration means includes consumption destination area information and incentive information set for each consumption destination area for each employee as incentive payment information. And the consumption destination area information and the incentive information are associated with each other and stored in the incentive balance information storage means. Further, the incentive information transmission means refers to the incentive balance information storage means, extracts the consumption destination area information and the incentive information registered based on the employee identification information, and extracts the extracted incentive information as the consumption destination area information. , And may be transmitted to the employee terminal.
In the incentive processing system using the incentive processing device, the employee terminal displays the means for receiving the incentive information in association with the consumption destination area information from the incentive processing device, and displays the received incentive information in association with the consumption destination area information. And means.
 また、本発明に係るインセンティブ処理装置は、上述したインセンティブ処理装置において、インセンティブ情報登録手段が、インセンティブ支給情報として従業者ごとに、取引先店舗情報と、当該取引先店舗ごとに設定されたインセンティブ情報とを取得し、従業者ごとに、取引先店舗情報とインセンティブ情報とを関連付けてインセンティブ残高情報記憶手段に記憶する。また、インセンティブ情報送信手段が、インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されている取引先店舗情報とインセンティブ情報とを抽出し、抽出したインセンティブ情報を取引先店舗情報に関連付けて前記従業者端末に対して送信するものとしても良い。
 このインセンティブ処理装置を用いたインセンティブ処理システムでは、従業者端末は、インセンティブ処理装置から取引先店舗情報に関連付けてインセンティブ情報を受信する手段と、受信したインセンティブ情報を取引先店舗情報に関連付けて表示する手段と、をさらに有するものとなる。
Further, in the incentive processing device according to the present invention, in the above-described incentive processing device, the incentive information registration means includes supplier shop information and incentive information set for each supplier shop for each employee as incentive payment information. And store the correspondent store information and the incentive information in the incentive balance information storage means in association with each employee. Further, the incentive information transmission means refers to the incentive balance information storage means, extracts the correspondent store information and the incentive information registered based on the employee identification information, and extracts the extracted incentive information as the correspondent store information. , And may be transmitted to the employee terminal.
In the incentive processing system using this incentive processing device, the employee terminal displays the means for receiving the incentive information in association with the correspondent store information from the incentive processing device and the received incentive information in association with the correspondent store information. And means.
 また、本発明に係るインセンティブ処理装置は、上述したインセンティブ処理装置において、インセンティブ決済処理手段がインセンティブ情報の残高を求めた後、決済端末に対して、インセンティブを用いて決済が終了したことを知らせる決済完了通知を送信するインセンティブ決済通知手段をさらに有するものとしても良い。
 このインセンティブ処理装置を用いたインセンティブ処理システムでは、決済端末は、インセンティブ処理装置から決済完了通知を受信する手段と、受信した決済完了通知を表示する手段と、をさらに有するものとなる。
Further, in the incentive processing device according to the present invention, in the incentive processing device described above, after the incentive payment processing means determines the balance of the incentive information, the payment terminal notifies the payment terminal of the completion of the payment using the incentive. The system may further include an incentive payment notification unit that transmits a completion notification.
In the incentive processing system using this incentive processing apparatus, the settlement terminal further includes means for receiving the settlement completion notice from the incentive processing apparatus and means for displaying the received settlement completion notice.
 また、本発明に係るインセンティブ処理装置は、上述したインセンティブ処理装置において、人事勤怠給与計算装置に対して、インセンティブ残高情報記憶手段に記憶された従業者ごとのインセンティブ情報の残高を所定期間ごとに送信するインセンティブ残高通知手段をさらに有するものとしても良い。
 このインセンティブ処理装置を用いたインセンティブ処理システムでは、人事勤怠給与計算装置は、インセンティブ処理装置からインセンティブ情報の残高を受信する手段をさらに有するものとなる。
Further, in the incentive processing device according to the present invention, in the above-described incentive processing device, the balance of incentive information for each employee stored in the incentive balance information storage means is transmitted to the personnel time and salary calculation device at predetermined intervals. The system may further include an incentive balance notification means.
In the incentive processing system using this incentive processing device, the personnel time and salary calculation device further includes means for receiving the balance of the incentive information from the incentive processing device.
 また、本発明に係るインセンティブ処理装置は、上述したインセンティブ処理装置において、従業者識別情報と、消費先識別情報と、インセンティブ決済処理手段においてインセンティブで決済を行った消費金額情報と、を関連付けて記憶するインセンティブ決済情報記憶手段をさらに有し、インセンティブ残高通知手段が、人事勤怠給与計算装置に対して、インセンティブ決済情報記憶手段に記憶された消費先ごとの消費金額情報を所定期間ごとに送信するものとしても良い。
 このインセンティブ処理装置を用いたインセンティブ処理システムでは、人事勤怠給与計算装置は、インセンティブ処理装置から消費先ごとの消費金額情報を受信する手段をさらに有するものとなる。
 そして、本発明では、コンピュータを上記インセンティブ処理装置として機能させるインセンティブ処理プログラムを実行することで、本発明に係るインセンティブ処理装置でのインセンティブ処理方法を共に実現することができる。
Further, in the incentive processing device according to the present invention, in the above-described incentive processing device, employee identification information, consumption destination identification information, and consumption amount information for which payment has been made by the incentive in the incentive payment processing means are associated and stored. The incentive balance information storage means for transmitting the consumption amount information for each consumption destination stored in the incentive payment information storage means to the personnel time and pay calculation device at predetermined intervals As well.
In the incentive processing system using this incentive processing device, the personnel time and salary calculation device further includes means for receiving consumption amount information for each consumption destination from the incentive processing device.
And in this invention, the incentive processing method in the incentive processing apparatus which concerns on this invention is realizable by running the incentive processing program which functions a computer as said incentive processing apparatus.
 本発明のインセンティブ処理装置によれば、従業者の消費が、企業が定める消費条件を満たすか否かを判断し、消費条件を満たすと判断した場合に、企業が従業者に対して支給するインセンティブから消費金額を減算して決済を行うことが出来る。したがって、従業者の消費を通じて企業が地域や取引先等の経済活動に貢献するようにした技術を提供することができる。しかも、企業が従業者に対して支給するインセンティブによって、従業者の実質所得の向上と生活向上に繋がり、福利厚生に手厚い企業として従業者から感謝されると共に、消費してもらった地域や取引先からも感謝されることが期待される。 According to the incentive processing device of the present invention, it is determined whether the consumption of the employee satisfies the consumption condition defined by the company, and the incentive provided by the company to the employee when it is determined that the consumption condition is met. Can be settled by subtracting the consumption amount from. Therefore, it is possible to provide technology that enables companies to contribute to economic activities such as regions and customers through the consumption of employees. Moreover, the incentives provided by the company to the employees lead to the improvement of the real income of the employees and the improvement of their lives, and they are grateful from the employees as a company rich in welfare, and the regions and business partners that they consumed. It is expected that they will be grateful.
 さらに、ブロックチェーン技術をベースにしたデジタルマネーでの給与の支給と決済サービスとを組み合わせることで、企業が支給するインセンティブは勿論のこと、地域活性化等を目的とした補助金や助成金の不正使用を防止することが可能なものとなる。 Furthermore, by combining the payment with digital money based on blockchain technology and payment services, not only the incentives provided by companies, but also the frauds of subsidies and subsidies aimed at regional revitalization etc. It becomes possible to prevent use.
本発明に係る第一のインセンティブ処理装置が備える機能を示した機能ブロック図である。It is the functional block diagram which showed the function with which the 1st incentive processing device concerning the present invention is provided. 本発明に係る第一のインセンティブ処理装置が備える企業特定情報データベースに記憶されるデータの一例を示した図である。It is the figure which showed an example of the data memorize | stored in the company specific information database with which the 1st incentive processing apparatus which concerns on this invention is equipped. 本発明に係る第一のインセンティブ処理装置が備える消費条件情報データベースに記憶されるデータの一例を示した図である。It is a figure showing an example of data memorized by the consumption condition information database with which the first incentive processing device concerning the present invention is provided. 本発明に係る第一のインセンティブ処理装置が備える消費先情報データベースに記憶されるデータの一例を示した図である。It is a figure showing an example of data memorized by a consumption place information database with which the first incentive processing device concerning the present invention is provided. 本発明に係る第一のインセンティブ処理装置が備えるインセンティブ残高情報データベースに記憶される、(A)基本的なデータの一例を示した図、(B)複数の項目を有するデータの一例を示した図である。(A) A diagram showing an example of basic data, (B) A diagram showing an example of data having a plurality of items, stored in an incentive balance information database included in a first incentive processing device according to the present invention It is. 本発明に係る第一のインセンティブ処理装置を用いたシステムの一例を示したシーケンス図である。It is the sequence diagram which showed an example of the system using the 1st incentive processing apparatus which concerns on this invention. 本発明に係る第一のインセンティブ処理装置を用いたシステムの一例を示したシーケンス図である。It is the sequence diagram which showed an example of the system using the 1st incentive processing apparatus which concerns on this invention. 本発明において従業者端末に表示される決済処理可否の問合せの一例を示す図である。It is a figure which shows an example of the inquiry of the payment process decision | availability which is displayed on an employee terminal in this invention. 本発明に係る第一のインセンティブ処理装置を用いたシステムの一例を示したシーケンス図である。It is the sequence diagram which showed an example of the system using the 1st incentive processing apparatus which concerns on this invention. 本発明において従業者端末に表示される不足額の他の手段による決済可否の問合せの一例を示す図である。It is a figure which shows an example of the inquiry of the payment decision | availability by the other means of the shortfall displayed on an employee terminal in this invention. 本発明に係る第一のインセンティブ処理装置を用いたシステムの一例を示したシーケンス図である。It is the sequence diagram which showed an example of the system using the 1st incentive processing apparatus which concerns on this invention. 本発明において従業者端末に表示される不足額の給与天引き可否の問合せの一例を示す図である。It is a figure which shows an example of the inquiry of the salary deduction allowance of a deficit which is displayed on an employee terminal in this invention. 本発明に係る第一のインセンティブ処理装置おける処理の一例を示すフローチャートである。It is a flowchart which shows an example of the process in the 1st incentive processing apparatus which concerns on this invention. 本発明に係る第一のインセンティブ処理装置おける処理の一例を示すフローチャートである。It is a flowchart which shows an example of the process in the 1st incentive processing apparatus which concerns on this invention. 本発明に係る第一のインセンティブ処理装置おける処理の一例を示すフローチャートである。It is a flowchart which shows an example of the process in the 1st incentive processing apparatus which concerns on this invention. 本発明に係る第二のインセンティブ処理装置が備える機能を示した機能ブロック図である。It is the functional block diagram which showed the function with which the 2nd incentive processing device concerning the present invention is provided. 本発明に係る第二のインセンティブ処理装置を用いたシステムの一例を示したシーケンス図である。It is the sequence diagram which showed an example of the system using the 2nd incentive processing device concerning the present invention. 本発明において従業者端末に表示されるインセンティブ情報の一例を示す図である。It is a figure which shows an example of the incentive information displayed on an employee terminal in this invention. 本発明において従業者端末に項目ごとに表示されるインセンティブ情報の一例を示す図である。It is a figure which shows an example of the incentive information displayed for every item on an employee terminal in this invention. 本発明において従業者端末に表示される、(A)第一項目の詳細なインセンティブ情報の一例を示す図、(B)第二項目の詳細なインセンティブ情報の一例を示す図である。In the present invention, (A) is a diagram showing an example of detailed incentive information of a first item displayed on an employee terminal, and (B) is a diagram showing an example of detailed incentive information of a second item. 本発明に係る第二のインセンティブ処理装置おける処理の一例を示すフローチャートである。It is a flowchart which shows an example of the process in the 2nd incentive processing apparatus which concerns on this invention. 本発明に係る第三のインセンティブ処理装置が備える機能を示した機能ブロック図である。It is the functional block diagram which showed the function with which the 3rd incentive processing device concerning the present invention is provided. 本発明に係る第三のインセンティブ処理装置を用いたシステムの一例を示したシーケンス図である。It is the sequence diagram which showed an example of the system using the 3rd incentive processing device concerning the present invention. 本発明において従業者端末に表示される決済完了通知の一例を示す図である。It is a figure which shows an example of the payment completion notification displayed on an employee terminal in this invention. 本発明に係る第三のインセンティブ処理装置おける処理の一例を示すフローチャートである。It is a flowchart which shows an example of the process in the 3rd incentive processing apparatus which concerns on this invention. 本発明に係る第四のインセンティブ処理装置が備える機能を示した機能ブロック図である。It is the functional block diagram which showed the function with which the 4th incentive processing device concerning the present invention is provided. 本発明に係る第四のインセンティブ処理装置を用いたシステムの一例を示したシーケンス図である。It is the sequence diagram which showed an example of the system using the 4th incentive processing apparatus which concerns on this invention. 本発明に係る第四のインセンティブ処理装置おける処理の一例を示すフローチャートである。It is a flowchart which shows an example of the process in the 4th incentive processing apparatus which concerns on this invention. 本発明に係る第五のインセンティブ処理装置が備える機能を示した機能ブロック図である。It is the functional block diagram which showed the function with which the 5th incentive processing device concerning the present invention is provided. 本発明に係る第五のインセンティブ処理装置が備えるインセンティブ決済情報データベースに記憶されるデータの一例を示した図である。It is the figure which showed an example of the data memorize | stored in the incentive payment information database with which the 5th incentive processing apparatus concerning this invention is equipped. 本発明に係る第五のインセンティブ処理装置を用いたシステムの一例を示したシーケンス図である。It is the sequence diagram which showed an example of the system using the 5th incentive processing apparatus which concerns on this invention. 本発明に係る第五のインセンティブ処理装置おける処理の一例を示すフローチャートである。It is a flowchart which shows an example of the process in the 5th incentive processing apparatus which concerns on this invention. 本発明に係る第六のインセンティブ処理装置が備える機能を示した機能ブロック図である。It is the functional block diagram which showed the function with which the 6th incentive processing device concerning the present invention is provided. 本発明に係る第六のインセンティブ処理装置が備える支給者特定情報データベースに記憶されるデータの一例を示した図である。It is the figure which showed an example of the data memorize | stored in the payer specific information database with which the 6th incentive processing apparatus which concerns on this invention is equipped. 本発明に係る第六のインセンティブ処理装置が備える消費条件情報データベースに記憶されるデータの一例を示した図である。It is the figure which showed an example of the data memorize | stored in the consumption condition information database with which the 6th incentive processing device concerning the present invention is provided. 本発明に係る第六のインセンティブ処理装置が備える消費先情報データベースに記憶されるデータの一例を示した図である。It is the figure which showed an example of the data memorize | stored in the consumption destination information database with which the 6th incentive processing apparatus concerning this invention is equipped. 本発明に係る第六のインセンティブ処理装置が備えるインセンティブ残高情報データベースに記憶されるデータの一例を示した図である。It is the figure which showed an example of the data memorize | stored in the incentive balance information database with which the 6th incentive processing apparatus concerning this invention is equipped. 本発明に係る第六のインセンティブ処理装置を用いたシステムの一例を示したシーケンス図である。It is the sequence diagram which showed an example of the system using the 6th incentive processing apparatus which concerns on this invention. 本発明に係る第六のインセンティブ処理装置おける処理の一例を示すフローチャートである。It is a flowchart which shows an example of the process in the 6th incentive processing apparatus which concerns on this invention.
 以下、本発明に係るインセンティブ処理装置の一例について、図面に基づき説明する。
 本発明に係るインセンティブ処理装置1は、企業が定める特定の地域や取引先で従業者が消費を行った場合に、その消費金額の全部もしくは一部を、企業が福利厚生の一つとして従業者に対し手当と称して支給するインセンティブを使用して決済すると共に、特定の地域や取引先の経済活動に対する貢献度を把握することを可能とする装置である。
Hereinafter, an example of an incentive processing device concerning the present invention is explained based on a drawing.
The incentive processing device 1 according to the present invention, when the employee consumes in a specific area or customer specified by the company, the company uses the employee as one of the welfare benefits in whole or in part. While it settles using the incentive which it pays in the name of an allowance, and it is a device which makes it possible to grasp the degree of contribution to the economic activity of a specific area or a business partner.
 本発明に係るインセンティブ処理装置1は、図1、図16、図22、図26、及び図29に示すように、決済端末2と、人事勤怠給与計算装置3と、にそれぞれネットワークNWを介して通信可能に構成されている。 The incentive processing device 1 according to the present invention, as shown in FIG. 1, FIG. 16, FIG. 22, FIG. 26 and FIG. It is configured to be communicable.
 インセンティブ処理装置1は、いわゆるサーバコンピュータ等によって実現され、CPU(Central Processing Unit)、RAM(Random Access Memory)、ROM(Read Only Memory)、ハードディスクドライブといったハードウェア資源、CPUが実行するコンピュータプログラム等のソフトウェア資源により構成されている。 The incentive processing device 1 is realized by a so-called server computer or the like, and includes hardware resources such as a central processing unit (CPU), a random access memory (RAM), a read only memory (ROM), a hard disk drive, and a computer program executed by the CPU. It consists of software resources.
 また、インセンティブ処理装置1は、インセンティブの処理に必要なデータベース等を記憶する記憶部を備える。
 さらに、インセンティブ処理装置1は、CPUでの処理に使用する情報や記憶部に記憶する情報をインターネットやLANなどのネットワークを介して送受信する通信装置を備える。
Further, the incentive processing device 1 includes a storage unit that stores a database and the like necessary for processing of the incentive.
Furthermore, the incentive processing device 1 includes a communication device that transmits and receives information used for processing by the CPU and information stored in the storage unit via a network such as the Internet or LAN.
 決済端末2は、従業者が消費の決済を行う際に用いる装置であって、たとえば、店舗に設置されたネットワーク機能を有するキャッシュレジスタ(以下、単に「店舗レジ」という。)2Aや、従業者が所有するネットワーク機能を有する携帯端末(以下、単に「従業者端末」という。)2Bをいう。この決済端末2A,2Bは、それぞれ専用のプログラムを組み込むことにより実現される。 The settlement terminal 2 is a device used when the employee settles consumption, for example, a cash register (hereinafter simply referred to as a "store cashier") 2A having a network function installed in a store, or an employee. A mobile terminal (hereinafter simply referred to as an “employee terminal”) 2B having a network function owned by The settlement terminals 2A and 2B are realized by incorporating dedicated programs.
 この専用プログラムは、本インセンティブ処理装置1にアクセスするためのネットワーク上のアドレス(URL)等が含まれ、ネットワーク上の所定のサーバに登録されている。ゆえに、決済端末2A,2Bは、ネットワーク上の所定のサーバにアクセスし、ダウンロードすることにより、専用プログラムを入手することができる。 The dedicated program includes an address (URL) and the like on the network for accessing the present incentive processing apparatus 1 and is registered in a predetermined server on the network. Therefore, the payment terminals 2A and 2B can obtain a dedicated program by accessing and downloading a predetermined server on the network.
 また、店舗レジ2Aは、POS(Point of Sale)端末、あるいはPOS端末としての機能を備えたコンピュータであって、従業者の商品購入に伴う支払いに必要な処理を実行するほか、本インセンティブ処理装置1に対し、商品を購入する従業者を識別する従業者識別情報(以下、「従業者ID」という。)と消費金額情報と消費先を識別する消費先識別情報(以下、「消費先ID」という。)を提供したりする。 Further, the store cash register 2A is a computer having a POS (Point of Sale) terminal or a function as a POS terminal, and executes processing necessary for payment associated with the purchase of a product by the employee, and this incentive processing device 1, employee identification information (hereinafter referred to as "employee ID") identifying an employee who purchases a product, consumption amount information and consumption identification information for identifying a consumption destination (hereinafter "consumption destination ID" Provide).
 すなわち、店舗レジ2Aは、商品価格に応じた置数キーの入力(打鍵)や、商品に付された一次元コード(JANコードやEANコードなど)もしくは二次元コード(スタックコードやマトリックスコードなど)をコードスキャナによって読み取ることで価格情報を取得し、レジにおける計算機能によって決済代金を算出して消費金額情報を生成することができる。 That is, the store cash register 2A inputs the number key corresponding to the product price (keying), a one-dimensional code (JAN code, EAN code, etc.) attached to the product, or a two-dimensional code (stack code, matrix code, etc.) Can be acquired by reading the code by the code scanner, and the payment amount can be calculated by the calculation function in the cash register to generate the consumption amount information.
 また、店舗レジ2Aにおいては、従業者の商品の購入に応じて当該商品の価格情報を取得し、消費金額(決済代金)を算出する機能のほか、カードリーダライタのようなクレジットカード・電子マネー処理機能を有する。ゆえに、店舗レジ2Aは、クレジットカード・電子マネー処理機能を備えることにより、現金は勿論のこと、クレジットカード、デビットカード、プリペイドカード、電子マネー、等での支払いに対応できるものとなっている。 In addition, the store cash register 2A acquires the price information of the product according to the purchase of the product by the employee and calculates the consumption amount (payment amount), as well as a credit card or electronic money such as a card reader / writer. It has a processing function. Therefore, the store cash register 2A can cope with payments by credit card, debit card, prepaid card, electronic money, etc. as well as cash by providing a credit card / electronic money processing function.
 また、店舗レジ2Aは、従業者IDを取得する機能を有する。
 この従業者IDは、上述したように、クレジットカード等の決済用カード情報や、NFC(Near Field Communication)対応(NFCチップ搭載)の携帯電話情報、及び会員カード情報であり、店舗レジ2Aにおけるクレジットカード・電子マネー処理機能を用いることで取得することができる。すなわち、従業者IDは、レジに内蔵(又は接続)されたカードリーダライタ(NFC対応機能)によって取得することができる。
The store cash register 2A also has a function of acquiring an employee ID.
As described above, this employee ID is card information for payment such as a credit card, mobile phone information for NFC (Near Field Communication) (near NFC chip), and membership card information, and the credit at the store cash register 2A It can be acquired by using the card / electronic money processing function. That is, the employee ID can be acquired by a card reader / writer (NFC compatible function) incorporated (or connected) to the cash register.
 さらに、店舗レジ2Aは、従業者の携帯型端末に表示された光学シンボルを読み取る機能を有するものとしても良い。すなわち、従業者が企業より支給されたインセンティブを使用して消費金額を決済する場合、従業者IDと本インセンティブ処理装置1にアクセスするためのネットワーク上のアドレス(URL)とを含む光学シンボルを読み取り、抽出したURL宛てに、消費先IDと消費金額情報と従業者IDを送信する。 Furthermore, the store cash register 2A may have a function of reading an optical symbol displayed on the portable terminal of the employee. That is, when the employee settles the consumption amount using the incentive provided by the company, the optical symbol including the employee ID and the address (URL) on the network for accessing the present incentive processing apparatus 1 is read The consumption destination ID, the consumption amount information, and the employee ID are sent to the extracted URL.
 なお、本発明において店舗レジ2Aには、インターネットを通じて商品を販売するウェブサイト上の仮想店舗、いわゆるオンラインショップを管理するコンピュータ等、ネットワークを介してデータの送受信やデータの入出力が可能な端末も含むものとする。また、商品を販売する店舗に従事する者が利用する携帯可能な端末(いわゆる、ハンディレジスタ)も含むものとする。 In the present invention, in the shop cash register 2A, a terminal capable of transmitting / receiving data and inputting / outputting data via a network, such as a computer for managing a so-called virtual shop on a website selling goods via the Internet Shall be included. It also includes a portable terminal (so-called handy register) used by a person engaged in a store selling products.
 一方、従業者端末2Bは、カメラなどの光学シンボル読み取り機能や、キーボードなどの数字入力機能を有するスマートフォン等の携帯型装置であって、本インセンティブ処理装置1に対し、従業者IDと消費金額情報と消費先IDを提供したりする。 On the other hand, the employee terminal 2B is a portable device such as a smart phone having an optical symbol reading function such as a camera and a number input function such as a keyboard. And provide a consumer ID.
 すなわち、従業者端末2Bは、店舗に表示された光学シンボルをカメラ部で撮影し、この光学シンボルに記録されている消費先IDなどの消費先情報を取得することができると共に、キーボード部より消費金額数値の入力を受けることができる。また、従業者端末2Bは、キーボードから消費先店舗の電話番号を入力することで消費先情報を取得することができると共に、キーボード部より消費金額数値の入力を受けることができる。 That is, the employee terminal 2B can capture the optical symbol displayed in the store with the camera unit, can obtain consumption destination information such as the consumption destination ID recorded in the optical symbol, and consumes from the keyboard unit It is possible to receive the input of monetary value. Further, the employee terminal 2B can obtain consumption destination information by inputting the telephone number of the consumption destination store from the keyboard, and can receive the input of the consumption amount value from the keyboard unit.
 スマートフォン等の携帯型端末を従業者端末2Bとして機能させるためには、従業者は事前の準備として、上述のように専用プログラムを所定の手順により入手することが必要である。この専用プログラムが組み込まれた従業者端末2Bは、光学シンボルを撮影して読み込むと、光学シンボルに記録されている店舗IDなどを復号すると共に、消費金額の入力を受け、その後、所定の記憶領域に記憶されている従業者情報と、本インセンティブ処理装置1にアクセスするためのネットワーク上のアドレス(URL)を抽出し、抽出したURL宛てに、店舗IDと消費金額情報と利用者識別情報とを送信する。 In order to cause a portable terminal such as a smartphone to function as the employee terminal 2B, it is necessary for the employee to obtain a dedicated program according to a predetermined procedure as described above as preparation in advance. When the employee terminal 2B into which the dedicated program is incorporated captures and reads an optical symbol, it decodes the store ID and the like recorded in the optical symbol and receives the input of the consumption amount, and thereafter, a predetermined storage area The employee information and the address (URL) on the network for accessing the present incentive processing apparatus 1 are extracted, and the shop ID, the consumption amount information, and the user identification information are addressed to the extracted URL. Send.
 なお、光学シンボルとは、情報を光学的に識別可能に記録したものであり、バーコードなどの一次元コードや、スタックコード・マトリックスコードなどの二次元コードをいう。 The optical symbol refers to information in which information can be optically identified and recorded, and refers to a one-dimensional code such as a bar code or a two-dimensional code such as a stack code / matrix code.
 人事勤怠給与計算装置3は、従業者の出退勤時刻と従業者の人事労務情報とに基づいて給与を計算する装置である。この人事勤怠給与計算装置3は、従業者の出勤時刻と退勤時刻の取得等の勤怠管理を行うようにした、いわゆるインターネットタイムレコ-ダと称される装置とネットワークNWを介して通信可能に構成されている。ゆえに、インターネットタイムレコ-ダより取得した従業者の出退勤時刻情報に基づいて、従業者が提供した労働の対価を算出する処理を行う。 The personnel time and salary calculation device 3 is a device that calculates the salary based on the time when the employee leaves and works and the personnel labor information of the employee. The personnel time and salary calculation apparatus 3 is configured to be communicable with a device called a so-called Internet time recorder, which performs attendance management such as acquisition of attendance time and departure time of the employee, and the network NW. It is done. Therefore, processing is performed to calculate the compensation for the labor provided by the employee based on the attendance / work time information of the employee acquired from the Internet time recorder.
 また、人事勤怠給与計算装置3は、算出した労働の対価に、従業者の人事労務情報に基づいて特定した、残業手当や通勤手当、扶養手当等の各種手当を加えると共に、税金や保険年金等の控除額を差し引いて従業者の給与を計算する処理を行う。
 さらに、本発明において人事勤怠給与計算装置3は、従業者の出退勤時刻と従業者の人事労務情報とに基づいて算出した給与額を電子マネー情報に置き換えて従業者ごとに仮想口座において管理する機能を備えるものとしても良い。
In addition, the personnel time and salary calculation device 3 adds various allowances such as overtime allowance, commuting allowance, and dependent allowance specified based on personnel labor information of the employee to the calculated compensation for labor, as well as taxes and insurance pensions, etc. Process to calculate the employee's salary by subtracting the deduction amount of.
Furthermore, in the present invention, the personnel time and salary calculation apparatus 3 has a function of replacing the amount of salary calculated based on the employee's attendance and leaving time and the employee's personnel and labor information with electronic money information and managing each employee in the virtual account. May be provided.
 なお、本発明において後述する各実施の形態に係るインセンティブ処理装置1A,1B,1C,1D,1E,1Fは、単一の構成として描かれているが、これに限らず複数のコンピュータ等によって構成されていても良い。また、各実施の形態に係るインセンティブ処理装置1A,1B,1C,1D,1E,1Fは、クラウドやブロックチェーンとして構成されたものであってもよい。
 さらに、従業者の出退勤時刻と人事労務情報とに基づいて給与を計算する者が、本インセンティブの処理サービスを運営する場合、上述した人事勤怠給与計算装置3の機能と本インセンティブ処理装置1の機能とを兼ね備えたものとすることもできる。
In addition, although the incentive processing apparatuses 1A, 1B, 1C, 1D, 1E, and 1F which concern on each embodiment mentioned later in this invention are drawn as single composition, not only this but composition by a plurality of computers etc. It may be done. Further, the incentive processing devices 1A, 1B, 1C, 1D, 1E, 1F according to the respective embodiments may be configured as a cloud or a block chain.
Furthermore, when the person who calculates the salary based on the time when the employee leaves and works and the personnel and labor information operates the processing service of the present incentive, the function of the personnel attendance and pay calculation device 3 described above and the function of the present incentive processing device 1 It can also be a combination of
<第一の実施の形態>
 まず、本発明に係る第一のインセンティブ処理装置が備える基本的な構成について説明する。
 以下に述べる実施の形態は、本発明の好適な具体例であるため技術的に種々の限定が付されているが、本発明の範囲は、以下の説明において特に限定する旨の記載がない限り、これらの形態に限られるものではない。
 また、本発明において、消費といった場合、商品の購入に限らず、サービスの提供を受けることも含み、少なくとも対価の発生する取引一般が含まれる。
First Embodiment
First, the basic configuration of the first incentive processing device according to the present invention will be described.
The embodiments described below are technically variously limited because they are preferable specific examples of the present invention, but the scope of the present invention is not particularly limited in the following description. Not limited to these forms.
Further, in the present invention, the term “consumption” is not limited to the purchase of a product, but includes the provision of a service, and includes at least a general transaction in which a fee is generated.
 第一のインセンティブ処理装置1Aは、図1に示すように、決済端末2と、人事勤怠給与計算装置3と、にそれぞれネットワークNWを介して通信可能に構成されている。
 この第一のインセンティブ処理装置1Aは、インセンティブ情報登録部11と、インセンティブ決済可否判断部12と、インセンティブ決済処理部13と、記憶部20とを備えて構成されており、後述する各実施の形態に係るインセンティブ処理装置1においては、少なくともこれらを基本として備える。
As shown in FIG. 1, the first incentive processing device 1A is configured to be able to communicate with the payment terminal 2 and the personnel time and pay calculation device 3 via the network NW.
The first incentive processing apparatus 1A includes an incentive information registration unit 11, an incentive payment availability determination unit 12, an incentive payment processing unit 13, and a storage unit 20, and each embodiment described later will be described. In the incentive processing device 1 according to the present invention, at least these are provided as a basis.
 また、記憶部20は、企業特定情報データベース(以下、「企業特定情報DB」と略記する。)21と、消費条件情報データベース(以下、「消費条件情報DB」と略記する。)22と、消費先情報データベース(以下、「消費先情報DB」と略記する。)23と、インセンティブ残高情報データベース(以下、「インセンティブ残高情報DB」と略記する。)24と、を少なくとも備えて構成されている。 In addition, the storage unit 20 includes a company identification information database (hereinafter abbreviated as “company identification information DB”) 21, a consumption condition information database (hereinafter abbreviated as “consumption condition information DB”) 22, and a consumption. It comprises at least a destination information database (hereinafter abbreviated as “consumption destination information DB”) 23 and an incentive balance information database (hereinafter abbreviated as “incentive balance information DB”) 24.
 すなわち、本インセンティブ処理装置1Aは、補助記憶装置(たとえば、ROM)に記憶された各種のプログラム(OS、アプリケーションソフト等)が主記憶装置(RAM)にロードされ、CPUにより実行されることによって、インセンティブ情報登録部11、インセンティブ決済可否判断部12、インセンティブ決済処理部13等を含む装置として機能する。 That is, the present incentive processing apparatus 1A is implemented by loading various programs (OS, application software, etc.) stored in the auxiliary storage device (for example, ROM) into the main storage device (RAM) and executing them by the CPU. It functions as an apparatus including an incentive information registration unit 11, an incentive payment availability judgment unit 12, an incentive payment processing unit 13 and the like.
 企業特定情報DB21は、従業者ごとに、当該従業者に対してインセンティブを支給する企業が特定できるように企業情報を記憶する手段である。すなわち、企業特定情報DB21は、たとえば、従業者社員番号、従業者名、従業者住所、従業者電話番号、及び従業者メールアドレスといった従業者を識別する個人情報が記憶されている従業者情報テーブルと、企業の名称や住所といった企業関連情報が記憶されている企業情報テーブルとを関連付けることにより構成されたものとすることができる。したがって、従業者IDとしては上述した従業者における個人情報の何れかを採用し、従業者情報テーブルを用いることで何れの個人情報であっても従業者を特定することが出来る。 The company identification information DB 21 is a means for storing, for each employee, company information so that a company that provides an incentive to the employee can be identified. That is, the company identification information DB 21 stores an employee information table in which personal information for identifying an employee, such as an employee number, an employee name, an employee address, an employee telephone number, and an employee e-mail address, is stored. And a company information table in which company related information such as a company name and an address are stored. Therefore, any one of the above-described personal information of the employee is adopted as the employee ID, and the employee can be identified by any personal information by using the employee information table.
 なお、従業者情報テーブルは、記憶された個人情報をそれぞれ単独で又は複数の組み合わせることで従業者を識別するために用いられるものである。
 この企業特定情報DB21は、たとえば図2に示すように、消費を行う従業者を識別する従業者IDに関連付けて企業を識別する企業識別情報(以下、「企業ID」という。)を記憶する。
The employee information table is used to identify an employee by individually or combining a plurality of stored personal information.
For example, as shown in FIG. 2, the company identification information DB 21 stores company identification information (hereinafter referred to as “company ID”) for identifying a company in association with an employee ID for identifying an employee who consumes.
 消費条件情報DB22は、企業ごとに、従業者に対して支給するインセンティブから決済をするために企業が定める消費条件を記憶する手段である。すなわち、消費条件情報DB22は、消費先の名称や住所、店舗名、ブランド(商品名)、有効期限といった任意の消費条件を記憶するものであって、この消費条件は、企業がネットワークを介して送受信可能な、たとえば、人事勤怠給与計算装置3のような通信端末を用いて本インセンティブ処理装置1(1A)へ接続することで、自由に設定登録することができる。 The consumption condition information DB 22 is a means for storing, for each company, the consumption conditions determined by the company to make a payment from the incentive provided to the employee. That is, the consumption condition information DB 22 stores arbitrary consumption conditions such as the name and address of the consumption destination, the store name, the brand (product name), and the expiration date, and the consumption conditions are used by the company via the network. By connecting to the present incentive processing apparatus 1 (1A) using a communication terminal that can be transmitted and received, for example, the personnel time and salary calculation apparatus 3, it is possible to freely set and register.
 なお、消費条件は一つであっても複数であっても良く、複数の消費条件が設定される場合、これら複数の消費条件を全て満たすことを意図するand設定や、これら複数の消費条件のうち何れか一つでも満たしていれば良いことを意図するor設定ができるものとなっている。
 この消費条件情報DB22は、たとえば図3に示すように、企業IDに関連付けて消費条件を記憶する。
The consumption condition may be one or more, and when a plurality of consumption conditions are set, and setting intended to satisfy all of the plurality of consumption conditions, or a plurality of these consumption conditions It is possible to set or set it as intended if any one of them is satisfied.
For example, as shown in FIG. 3, the consumption condition information DB 22 stores consumption conditions in association with a company ID.
 消費先情報DB23は、消費先ごとに、消費先の名称や住所、電話番号、ブランド(商品名)といった消費先情報を記憶する手段である。すなわち、消費先情報DB23は、消費先情報だけを記憶するものである。
 この消費先情報DB23は、たとえば図4に示すように、消費先IDに関連付けて消費先情報を記憶する。
The consumption destination information DB 23 is a means for storing consumption destination information such as the name, the address, the telephone number, and the brand (product name) of the consumption destination for each consumption destination. That is, the consumption destination information DB 23 stores only consumption destination information.
For example, as shown in FIG. 4, the consumption destination information DB 23 stores consumption destination information in association with the consumption destination ID.
 インセンティブ残高情報DB24は、従業者ごとに、企業が支給するインセンティブの残高情報を記憶する手段である。すなわち、インセンティブ残高情報DB24は、貨幣価値に対応した貨幣情報を記憶するものであって、従業者によるインセンティブを使用しての決済や、企業からの新たなインセンティブの支給によって、適宜書き換えられることとなるものである。
 このインセンティブ残高情報DB24は、たとえば図5(A)に示すように、従業者IDに関連付けてインセンティブ残高情報を記憶する。
The incentive balance information DB 24 is a means for storing, for each employee, balance information of incentives provided by a company. That is, the incentive balance information DB 24 stores money information corresponding to the money value, and can be appropriately rewritten by settlement using an incentive by an employee or provision of a new incentive from a company. It will be
For example, as shown in FIG. 5A, the incentive balance information DB 24 stores incentive balance information in association with the employee ID.
 ここで、企業特定情報DB21やインセンティブ残高情報DB24に登録されている従業者IDは、インセンティブ処理サービスの運営者が本サービスを利用する従業者を識別するために付与した固有の識別標識のことをいう。また、本発明において述べる従業者IDには、従業者がインセンティブによる電子決済に使用する携帯電話情報(たとえば、電話番号や契約名義人)や、インセンティブ処理サービスの提供を受けるために登録をした従業者に対して発行した会員カードのカード情報(たとえば、カード番号や会員名)といった従業者の個人情報を含めるものとする。 Here, the employee ID registered in the company identification information DB 21 and the incentive balance information DB 24 is a unique identification mark given by the operator of the incentive processing service for identifying the employee who uses the service. Say. In addition, the employee ID described in the present invention is an employee registered for receiving provision of an incentive processing service and mobile phone information (for example, a telephone number and a contract holder) used by the employee for electronic payment by incentive. The employee's personal information such as card information (for example, card number and member name) of the membership card issued to the party shall be included.
 すなわち本発明では、インセンティブ処理サービスの提供を受ける際に従業者が個人情報として事前に登録した、従業者が電子決済に使用する携帯電話情報や、従業者に対して発行した会員カードのカード情報と、従業者IDとを関連付けておくものとする。 That is, in the present invention, mobile phone information used by the employee for electronic payment, card information of a membership card issued to the employee, which the employee registered in advance as personal information when receiving the provision of the incentive processing service And employee ID are associated with each other.
 これにより、従業者IDは、従業者が消費金額の決済において使用した携帯電話情報やカード情報等に基づいて特定でき、インセンティブ残高情報をインセンティブ残高情報DB24へ登録することができるものとなる。 As a result, the employee ID can be identified based on mobile phone information, card information, etc. used by the employee in the settlement of the consumption amount, and the incentive balance information can be registered in the incentive balance information DB 24.
 また、本発明では、インセンティブを使用する決済において不足額が生じた場合、不足額を、現金のほか、クレジットカードやデビットカード、プリペイドカード、電子マネー(発行元が存在するオンライン決済が可能なもの)、暗号通貨(ビットコインなどの仮想通貨であって発行元が存在しないオンライン決済が可能なもの)、商品券で支払い可能なものとなっている。 Further, in the present invention, when a shortage occurs in settlement using an incentive, the shortfall, cash, credit card, debit card, prepaid card, electronic money (an online settlement with an issuer can be made available) ), Cryptocurrency (a virtual currency such as bitcoin, which allows online payment without an issuer), and can be paid with a gift certificate.
 インセンティブ情報登録部11は、人事勤怠給与計算装置3から、従業者IDと、従業者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を取得し、従業者IDに関連付けてインセンティブ情報をインセンティブ残高情報DB24に登録する手段である。 The incentive information registration unit 11 acquires incentive payment information including at least the employee ID and the incentive information indicating the value of the incentive to be paid for each employee from the personnel time and salary calculation device 3, and associates the information with the employee ID. The incentive information is registered in the incentive balance information DB 24.
 このように、第一のインセンティブ処理装置1Aは、人事勤怠給与計算装置3(企業)とネットワークを介して通信可能に構成され、インセンティブ支給情報を取得して、従業者ごとにインセンティブ情報を登録する構成とすることで、企業による新たなインセンティブの支給ごとに企業や従業者の存在を確認し、第三者に対して証明することが出来るものとなっている。 As described above, the first incentive processing device 1A is configured to be communicable with the personnel time and salary calculation device 3 (company) via the network, acquires the incentive payment information, and registers the incentive information for each employee. With this configuration, it is possible to confirm the existence of a company or an employee and prove it to a third party every time a new incentive is paid by the company.
 また、インセンティブ情報登録部11は、人事勤怠給与計算装置3からインセンティブ支給情報を取得したとき、インセンティブ残高情報DB24に登録されているインセンティブ情報の残高に換えて、取得したインセンティブ支給情報に含まれるインセンティブ情報を登録する手段である。 Further, when the incentive information registration unit 11 acquires the incentive payment information from the personnel time and salary calculation device 3, the incentive information included in the acquired incentive payment information is replaced with the balance of the incentive information registered in the incentive balance information DB 24. It is a means to register information.
 このように、第一のインセンティブ処理装置1Aは、人事勤怠給与計算装置(企業)3からインセンティブ支給情報を取得したとき、既登録のインセンティブ情報の残高に換えて、取得したインセンティブ情報を登録する構成とすることで、消費条件として、インセンティブの利用が可能な有効期限の設定をすることが出来るものとなっている。 As described above, when the first incentive processing apparatus 1A acquires incentive payment information from the personnel time and salary calculation apparatus (company) 3, the first incentive processing apparatus 1A registers the acquired incentive information in place of the already registered incentive information balance. By doing this, it is possible to set an expiration date in which an incentive can be used as a consumption condition.
 また、インセンティブ情報登録部11は、人事勤怠給与計算装置3からインセンティブ支給情報を取得したとき、インセンティブ残高情報DB24に登録されているインセンティブ情報の残高に対し、取得したインセンティブ支給情報に含まれるインセンティブ情報を加算して登録するものとしても良い。 Further, when the incentive information registration unit 11 acquires the incentive payment information from the personnel time and salary calculation device 3, the incentive information included in the acquired incentive payment information for the balance of the incentive information registered in the incentive balance information DB 24 It is good also as what adds and registers.
 このように、第一のインセンティブ処理装置1Aは、人事勤怠給与計算装置(企業)3からインセンティブ支給情報を取得したとき、既登録のインセンティブ情報の残高に対し、取得したインセンティブ情報を加算して登録する構成とすることで、当月未使用のインセンティブを翌月以降への持越し支給することも出来るようになっている。 As described above, when the first incentive processing apparatus 1A acquires incentive payment information from the personnel time and salary calculation apparatus (company) 3, the first incentive processing apparatus 1A adds the acquired incentive information to the balance of the already registered incentive information and registers the same. In this way, it is also possible to carry over the unpaid incentives for the following month.
 インセンティブ決済可否判断部12は、決済端末2A(2B)から、消費を行った従業者を特定する従業者IDと、従業者が消費を行った金額を特定する消費金額情報と、消費を行った消費先を特定する消費先IDと、と含む消費情報を取得し、従業者の消費がインセンティブを使用する決済に適合する消費条件を満たすか否かを判断する手段である。 From the payment terminal 2A (2B), the incentive payment availability determination unit 12 consumes an employee ID specifying the employee who has consumed, consumption amount information specifying the amount of consumption by the employee, and It is a means for acquiring consumption information including the consumption destination ID specifying the consumption destination, and determining whether the consumption of the employee satisfies the consumption condition compatible with the settlement using the incentive.
 すなわち、インセンティブ決済可否判断部12は、消費情報の取得後、企業特定情報DB21を参照して、取得した従業者IDに基づいて当該従業者に対して給与を支給する企業を特定する企業IDを抽出する。
 また、インセンティブ決済可否判断部12は、企業IDを抽出した後引き続き、消費条件情報DB22を参照し、抽出した企業IDに基づいて企業がインセンティブを支給するために定める消費条件を抽出する。
 さらに、インセンティブ決済可否判断部12は、消費先情報DB23を参照し、取得した消費先IDに基づいて消費が行われた消費先を特定した後、特定した当該消費先が、抽出した消費条件を満たすか否かを判断する。
That is, the incentive payment availability determination unit 12 refers to the company identification information DB 21 after acquiring the consumption information, and identifies the company ID that specifies the company that pays the employee based on the acquired employee ID. Extract.
Further, after extracting the company ID, the incentive settlement availability determination unit 12 continues to refer to the consumption condition information DB 22 and extracts the consumption condition defined for the company to pay the incentive based on the extracted company ID.
Furthermore, after the incentive settlement availability determination unit 12 refers to the consumer information DB 23 and identifies the consumer for which consumption has been performed based on the acquired consumer ID, the consumer that is identified identifies the consumption condition extracted. Determine if it meets or not.
 つまり、インセンティブ決済可否判断部12は、まず、取得した従業者IDに基づいて企業IDを抽出する。次いで、インセンティブ決済可否判断部12は、抽出した企業IDに基づいて消費条件を抽出する。そして、インセンティブ決済可否判断部12は、取得した消費先IDに基づいて消費先を特定し、抽出した消費条件が、たとえば、「〇〇〇市」という設定であった場合、特定した消費先が「〇〇〇市」に存在するか否かを判断するものとなっている。 That is, the incentive payment availability determination unit 12 first extracts the company ID based on the acquired employee ID. Next, the incentive payment determination unit 12 extracts consumption conditions based on the extracted company ID. Then, the incentive payment availability determination unit 12 specifies the consumption destination based on the acquired consumption destination ID, and the specified consumption destination is, for example, when the extracted consumption condition is the setting of “〇 city”. It is to judge whether or not it exists in "00 city".
 インセンティブ決済処理部13は、企業が支給するインセンティブを使用して決済が行われた後に、インセンティブ情報の残高をインセンティブ残高情報DB24に登録する手段である。
 すなわち、インセンティブ決済処理部13は、インセンティブ決済可否判断部12が消費条件を満たすと判断した場合、インセンティブ情報から消費金額情報を減算して残高を求め、当該残高をインセンティブ残高情報DB24に登録する。
The incentive payment processing unit 13 is a means for registering the balance of the incentive information in the incentive balance information DB 24 after the settlement is performed using the incentive provided by the company.
That is, when the incentive payment processing unit 12 determines that the consumption condition is satisfied, the incentive payment processing unit 13 subtracts the consumption amount information from the incentive information to obtain a balance, and registers the balance in the incentive balance information DB 24.
 次に、本発明における第一の実施の形態に係るインセンティブ処理方法(以下、「第一の方法」という。)を実施するためのインセンティブ処理システムでの処理の流れについて、図6を参照して説明する。
 なお、本発明の第一のインセンティブ処理装置1Aでは、第一のコンピュータプログラムを実行することで、以下に説明する第一の方法を実現する。
Next, the flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter referred to as "first method") according to the first embodiment of the present invention will be described with reference to FIG. explain.
In the first incentive processing device 1A of the present invention, the first method described below is realized by executing the first computer program.
 まず、図6に示すように、人事勤怠給与計算装置3では、事前に、従業者IDとインセンティブ情報を含むインセンティブ支給情報を本インセンティブ処理装置1Aに対して送信する(10)。
 そうすると、本インセンティブ処理装置1Aは、人事勤怠給与計算装置3から送信されたインセンティブ支給情報を受信し(20)、従業者IDに関連付けてインセンティブ支給情報をインセンティブ残高情報DB24に登録する(30)。
First, as shown in FIG. 6, the personnel time and salary calculation apparatus 3 transmits in advance incentive payment information including an employee ID and incentive information to the present incentive processing apparatus 1A (10).
Then, the incentive processing device 1A receives the incentive payment information transmitted from the personnel time and salary calculation device 3 (20), and registers the incentive payment information in the incentive balance information DB 24 in association with the employee ID (30).
 その後、決済端末2A(2B)は、従業者の消費に応じて、消費を行った従業者を特定する従業者IDと、従業者が消費を行った金額を特定する消費金額情報と、消費を行った消費先を特定する消費先IDと、を含む消費情報を本インセンティブ処理装置1Aに対して送信する(100)。
 そうすると、本インセンティブ処理装置1Aは、決済端末2A(2B)から送信された、消費情報を受信する(110)。
Thereafter, the payment terminal 2A (2B) uses the employee ID for identifying the employee who has consumed, the consumption amount information for specifying the amount of consumption for the employee, and the consumption according to the consumption of the employee. Consumption information including a consumption destination ID specifying the consumption destination is sent to the incentive processing device 1A (100).
Then, the incentive processing device 1A receives the consumption information transmitted from the settlement terminal 2A (2B) (110).
 ここで、従業者IDと消費金額情報と消費先IDの本インセンティブ処理装置1Aへの送信は、たとえば、次のようにして行うことができる。
 まず、店舗レジ2Aを決済端末2として決済を行う場合、店舗レジ2Aが消費金額(決済代金)を算出した後、カードリーダライタ等によって従業者IDを取得し、店舗レジ2Aが、算出した消費金額情報と、取得した従業者IDと共に、店舗レジ2Aに記憶された消費先IDを本インセンティブ処理装置1Aへ送信することにより行う。
Here, transmission of the employee ID, the consumption amount information, and the consumption destination ID to the present incentive processing apparatus 1A can be performed, for example, as follows.
First, when making a payment with the store register 2A as the payment terminal 2, after the store register 2A calculates the consumption amount (settlement fee), an employee ID is obtained by a card reader writer or the like, and the store register 2A calculates the consumption It carries out by transmitting consumption destination ID stored in store cash register 2A to this incentive processing device 1A with amount-of-money information and the acquired employee ID.
 また、店舗レジ2Aを決済端末2として決済を行う場合、店舗レジ2Aが消費金額(決済代金)を算出した後、従業者が有する携帯端末が店舗に表示された光学シンボルを読み込んで生成した消費先IDと従業者IDを含む光学シンボルを店舗レジ2Aにて読み込み、店舗レジ2Aが、算出した消費金額情報と共に、読み込んだ従業者IDや消費先IDを、本インセンティブ処理装置1Aへ送信することにより行うものとしても良い。 In addition, when making a payment with the store register 2A as the payment terminal 2, after the store register 2A calculates the consumption amount (settlement fee), the consumption generated by reading the optical symbol displayed on the store by the mobile terminal owned by the employee An optical symbol including the destination ID and the employee ID is read by the shop cashier 2A, and the shop cashier 2A transmits the read employee ID and the consumer ID together with the calculated consumption amount information to the incentive processing apparatus 1A. It may be done by
 一方、従業者端末2Bを決済端末2として決済を行う場合、店舗に表示された光学シンボルを従業者端末2Bで読み込んで消費先IDを取得した後、従業者端末2Bにおいて消費金額を入力し、従業者端末2Bが、取得した消費先IDと、入力した消費金額情報と共に、従業者端末2Bに記憶された従業者IDを、本インセンティブ処理装置1Aへ送信することにより行う。 On the other hand, when making payment using the employee terminal 2B as the payment terminal 2, after the optical symbol displayed in the store is read by the employee terminal 2B and the consumption destination ID is acquired, the consumption amount is input at the employee terminal 2B, The employee terminal 2B transmits the employee ID stored in the employee terminal 2B to the incentive processing device 1A together with the acquired consumption destination ID and the input consumption amount information.
 本インセンティブ処理装置1Aでは、受信した従業者IDに基づき、企業特定情報DB21を参照して、関連付けて登録されている当該従業者に対して給与を支給する企業を特定する企業IDを抽出する。また、本インセンティブ処理装置1Aは、抽出した企業IDに基づき、消費条件DB22を参照し、関連付けて登録されている当該企業がインセンティブから決済するために定める消費条件を抽出する。さらに、本インセンティブ処理装置1Aは、受信した消費先IDに基づき、消費先情報DB23を参照し、関連付けて登録されている当該消費先情報を特定し、特定した消費先情報に基づいて従業者の消費が抽出した消費条件を満たすか否かを判断する(120)。 In the present incentive processing apparatus 1A, based on the received employee ID, the company identification information DB 21 is referenced to extract a company ID for specifying a company that pays the employee who is associated and registered. Further, the present incentive processing apparatus 1A refers to the consumption condition DB 22 based on the extracted company ID, and extracts the consumption condition which is set for the company registered in association to make a payment from the incentive. Further, the incentive processing apparatus 1A refers to the consumption destination information DB 23 based on the received consumption destination ID, identifies the consumption destination information registered in association, and based on the identified consumption destination information. It is determined whether the consumption satisfies the extracted consumption condition (120).
 そして、本インセンティブ処理装置1Aでは、インセンティブ情報から消費金額情報を減算して残高を求め、インセンティブ情報の残高をインセンティブ残高情報DB24に登録する(130)。
 以上が本インセンティブ処理装置1Aを用いた第一の方法を実施するためのインセンティブ処理システムでの基本的な処理の流れとなる。
Then, the incentive processing apparatus 1A subtracts the consumption amount information from the incentive information to obtain the balance, and registers the balance of the incentive information in the incentive balance information DB 24 (130).
The above is the basic processing flow in the incentive processing system for implementing the first method using the present incentive processing apparatus 1A.
 また、このインセンティブ決済可否判断部12は、決済端末2が従業者端末2Bである場合、消費情報を取得した後、当該消費情報に含まれる従業者IDに基づいて企業IDを抽出する前に、インセンティブ残高情報DB24を参照して、取得した消費情報に含まれる従業者IDに基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した消費情報に含まれる消費金額情報とを比較する機能を有するものとしても良い。 In addition, when the payment terminal 2 is the employee terminal 2B, the incentive payment possibility determination unit 12 acquires consumption information and then, before extracting the company ID based on the employee ID included in the consumption information, The incentive balance information DB 24 is referenced to extract incentive information registered based on the employee ID included in the acquired consumption information, and the extracted incentive information and consumption amount information included in the acquired consumption information It may have a function to compare.
 この際、インセンティブ決済可否判断部12は、インセンティブ情報と消費金額情報とを比較した結果、インセンティブ情報の値が大きいもしくは等しいと判断した場合、従業者端末2Bに対して、消費金額の確認と、インセンティブを使用する決済処理を続行するか否かを確認する問合せ通知を送信する機能を有する。この問合せ通知には、たとえば、インセンティブ情報と消費金額情報とを含むものとすることが出来る。 At this time, when the incentive settlement availability determination unit 12 compares the incentive information and the consumption amount information with each other and determines that the value of the incentive information is large or equal, confirmation of the consumption amount with respect to the employee terminal 2B, It has a function of sending an inquiry notification that confirms whether or not to continue settlement processing using an incentive. The inquiry notification may include, for example, incentive information and consumption amount information.
 そして、インセンティブ決済可否判断部12は、従業者端末2Bから、回答情報を受信する機能を有する。インセンティブ決済可否判断部12は、従業者端末2Bから、インセンティブを使用する決済の了承回答を受信した場合に、企業IDの抽出と消費条件の抽出を行い、さらに、消費先を特定して消費条件を満たすか否かを判断するものとなる。 Then, the incentive payment determination unit 12 has a function of receiving the response information from the employee terminal 2B. When the incentive payment determination unit 12 receives an acceptance response for payment using an incentive from the employee terminal 2B, it extracts the company ID and the consumption condition, and further specifies the consumption destination to determine the consumption condition. It will be determined whether or not
 なお、決済端末2が店舗レジ2Aである場合、本インセンティブ処理装置1Aは、従業者端末2Bとさらにネットワークを介して通信可能構成されたものとなっている。そして、インセンティブ決済可否判断部12は、上述のように従業者端末2Bに対して問合せ通知を送信すると共に、従業者端末2Bから回答情報を受信するものとなる。 When the payment terminal 2 is the store cash register 2A, the incentive processing device 1A is configured to be communicable with the employee terminal 2B via the network. Then, the incentive payment availability determination unit 12 transmits an inquiry notification to the agent terminal 2B as described above, and receives response information from the employee terminal 2B.
 この場合の処理の流れについては、図7に示すことができる。
 上述した(10)から(110)までの処理は、上述した基本的な処理と同様に行うものとなるので、その説明は省略する。
The flow of the process in this case can be shown in FIG.
The processes from (10) to (110) described above are performed in the same manner as the basic process described above, and thus the description thereof is omitted.
 次いで、図7に示すように、本インセンティブ処理装置1Aでは、消費情報に含まれる従業者IDに基づき、インセンティブ残高情報DB24を参照して、関連付けて登録されているインセンティブの残高情報を抽出すると共に、当該インセンティブの残高情報が消費情報に含まれる消費金額情報より大きいか否か判断する(111)。
 引き続き、本インセンティブ処理装置1Aでは、インセンティブの残高情報が消費金額情報より大きいと判断した場合、従業者端末2Bに対して、消費金額の確認と、インセンティブを使用する決済処理を続行するか否かを確認する問合せ通知を送信する(112a)。
Next, as shown in FIG. 7, the present incentive processing apparatus 1A extracts balance information of the incentive registered in association with reference to the incentive balance information DB 24 based on the employee ID included in the consumption information. Then, it is determined whether the balance information of the incentive is larger than the consumption amount information included in the consumption information (111).
Subsequently, in the incentive processing apparatus 1A, if it is determined that the balance information of the incentive is larger than the consumption amount information, whether confirmation of the consumption amount and settlement processing using the incentive are continued for the employee terminal 2B Send an inquiry notification to confirm (112a).
 従業者端末2Bは、本インセンティブ処理装置1Aから送信された問合せを受信する(113a)。
 ここで、従業者端末2Bが受信する問合せの一例として、たとえば、10,000円の通貨価値に相当するインセンティブを有している従業者が2,500円の消費を行う際、インセンティブを使用した決済を行うか否かを確認する場合について、図8に基づき説明する。
The employee terminal 2B receives the inquiry transmitted from the incentive processing device 1A (113a).
Here, as an example of the inquiry received by the employee terminal 2B, for example, when an employee having an incentive equivalent to a currency value of 10,000 yen consumes 2,500 yen, the incentive is used The case of confirming whether to make a payment will be described based on FIG.
 図8は、従業者端末2Bの画面50aを示すものであり、この画面50aには、インセンティブ表示欄51と問合せ表示欄52が表示されたものとなっている。
 具体的に、インセンティブ表示欄51には、インセンティブ残高情報DB24に登録されたインセンティブ残高情報の更新日時と共に、従業者が有するインセンティブで決済可能な金額として、通貨単位を特定する「JPN」と、インセンティブの値として「10,000.00」が表示されている。すなわち、「JPN」は日本国を意味し、「10,000.00」は日本の通貨単位に基づいて10,000円を意味するものである。したがって、当該従業者は10,000円の通貨価値に相当するインセンティブを有していることになる。また、従業者は従業者端末2Bのインセンティブ表示欄51に表示されたインセンティブの値を見ることで、使用可能なインセンティブの残高を確認することが出来る。
FIG. 8 shows a screen 50a of the employee terminal 2B, in which an incentive display field 51 and an inquiry display field 52 are displayed.
Specifically, “JPN” which specifies a currency unit as an amount that can be settled by the incentive possessed by the employee along with the update date of the incentive balance information registered in the incentive balance information DB 24 in the incentive display column 51, “10,000.00” is displayed as the value of. That is, "JPN" means Japan and "10,000.00" means 10,000 yen based on the currency unit of Japan. Therefore, the employee has an incentive equivalent to a currency value of 10,000 yen. Further, the employee can confirm the balance of the available incentives by looking at the value of the incentive displayed in the incentive display field 51 of the employee terminal 2B.
 また、問合せ表示欄52には、従業者が消費を行うこととする金額(消費金額)として「JPN2,500.00」が表示されている。すなわち、10,000円分のインセンティブから2,500円分を決済することを意味している。ゆえに、従業者は従業者端末2Bの問合せ表示欄52に表示された消費金額を見ることで、店舗端末2から本インセンティブ処理装置1Aに対して不正な請求がなされていないか確認することが出来る。 In the inquiry display column 52, “JPN 2,500.00” is displayed as the amount of money that the employee decides to consume (consumption amount). In other words, it means to settle 2,500 yen for an incentive of 10,000 yen. Therefore, by looking at the consumption amount displayed in the inquiry display field 52 of the employee terminal 2B, the employee can confirm whether the shop terminal 2 has made an unauthorized claim to the present incentive processing apparatus 1A. .
 また、問合せ表示欄52には、「この金額で決済を行いますか?」という文言と共に、インセンティブを使用する決済に同意する意思表示を行う「YES」の回答ボタン52aと、インセンティブを使用する決済に同意しない意思表示を行う「NO」の回答ボタン52bとが表示されている。 In addition, in the inquiry display column 52, along with the words "Do you settle with this amount of money?", The answer button 52a for "YES" that indicates the intention to agree with the settlement using the incentive, and the settlement using the incentive The "NO" answer button 52b for displaying the intention not to agree with is displayed.
 なお、インセンティブの値の前に表示される通貨単位を特定する国名として「JPN」ではなく、たとえば、「USA」と表示されていれば、インセンティブが示す通貨価値は米国ドルを意味するものとなり、「GBR」と表示されていれば、インセンティブが示す通貨価値は英国ポンドを意味するものとなる。ゆえに、本インセンティブ処理サービスは世界各国で利用することができる。 Note that if the country name that specifies the currency unit displayed before the value of the incentive is not "JPN" but, for example, "USA" is displayed, the currency value indicated by the incentive means the US dollar, If it is displayed as "GBR", the currency value indicated by the incentive means the British pound. Therefore, this incentive processing service can be used worldwide.
 従業者端末2Bは、上述した問合せを受信すると、当該インセンティブを使用する決済可否の回答情報を本インセンティブ処理装置1Aに対して送信する(113a)。すなわち、この問合せを受け取った従業者は、図8において、従業者端末2Bの画面50の問合せ表示欄52に表示される「YES」の回答ボタン52aもしくは「NO」の回答ボタン52bを選択することで、回答情報を送信することが出来るものとなっている。ここでは、回答ボタン52aが選択され、インセンティブを使用する決済処理の続行を了承する回答情報を送信するものとする。 When the employee terminal 2B receives the above-described inquiry, the employee terminal 2B transmits, to the present incentive processing apparatus 1A, response information on whether or not the payment can be made using the incentive (113a). That is, the employee who receives this inquiry selects the "YES" answer button 52a or the "NO" answer button 52b displayed in the inquiry display field 52 of the screen 50 of the employee terminal 2B in FIG. The reply information can be sent. Here, it is assumed that the reply button 52a is selected, and reply information accepting the continuation of the settlement process using the incentive is transmitted.
 本インセンティブ処理装置1Aは、従業者端末2Bから送信された回答情報を受信する(114a)。
 そうすると、本インセンティブ処理装置1Aは、従業者IDに基づき、企業特定情報DB21を参照して企業IDを抽出すると共に、抽出した企業IDに基づき、消費条件DB22を参照して消費条件を抽出し、従業者の消費が抽出した消費条件を満たすか否かを判断する(120)。
The incentive processing device 1A receives the reply information transmitted from the employee terminal 2B (114a).
Then, the incentive processing apparatus 1A extracts a company ID by referring to the company identification information DB 21 based on the employee ID, and extracts a consumption condition by referring to the consumption condition DB 22 based on the extracted company ID. It is determined whether the consumption of the employee satisfies the extracted consumption condition (120).
 そして、本インセンティブ処理装置1Aは、従業者の消費が抽出した消費条件を満たしていると判断した場合、インセンティブ情報の値から消費金額情報の値を減算して残高を求め、当該残高をインセンティブ残高情報DB24に登録する(130a)。 Then, when the incentive processing apparatus 1A determines that the consumption of the employee satisfies the extracted consumption condition, the value of the consumption amount information is subtracted from the value of the incentive information to obtain the balance, and the balance is the incentive balance It registers in information DB24 (130a).
 また、本実施の形態においては、インセンティブを使用する決済処理において不足額が生じた場合に、現金や、クレジットカード・デビットカードのような決済用カードといった他の決済手段により不足額の決済を行うものとすることもできる。 Further, in the present embodiment, when the shortage occurs in the settlement processing using the incentive, the shortage is settled by other settlement means such as cash or a settlement card such as a credit card or debit card. It can also be
 この場合、インセンティブ決済可否判断部12は、インセンティブ情報と消費金額情報とを比較した結果、インセンティブ情報の値が小さいと判断した場合、従業者端末2Bに対して、インセンティブを使用する決済以外の他の手段によって不足額を決済することを条件に決済処理を続行するか否かを確認する問合せ通知を送信する機能を有する。 In this case, if the incentive payment determination unit 12 determines that the value of the incentive information is small as a result of comparing the incentive information and the consumption amount information, the payment other than the payment using the incentive for the employee terminal 2B. It has a function of transmitting an inquiry notification for confirming whether or not to continue the settlement processing on condition that the shortage amount is settled by the means of.
 そして、インセンティブ決済可否判断部12は、従業者端末2Bから、回答情報を受信する機能を有する。
 インセンティブ決済可否判断部12は、従業者端末2Bから、インセンティブを使用する決済以外の他の手段によって不足額を決済することの了承回答を受信した場合、企業IDの抽出と消費条件の抽出を行い、さらに、消費先を特定して消費条件を満たすか否かを判断するものとなる。
Then, the incentive payment determination unit 12 has a function of receiving the response information from the employee terminal 2B.
When the incentive payment determination unit 12 receives an acknowledgment from the employee terminal 2B to settle the shortage amount by means other than the payment using the incentive, it extracts the company ID and extracts the consumption condition. Furthermore, the consumer is specified to determine whether the consumption condition is satisfied.
 また、インセンティブ決済処理部13は、インセンティブを使用する決済以外の他の手段によって不足額を決済することの了承回答を受信した後、消費条件を満たすと判断した場合、当該インセンティブ情報から消費金額情報を減算した値を「0」とし、この「0」をインセンティブ情報の残高としてインセンティブ残高情報DB24に登録する機能を有するものとして機能する。 In addition, when the incentive settlement processing unit 13 determines that the consumption condition is satisfied after receiving an acknowledgment of settlement of the shortage amount by means other than settlement using the incentive, the consumption amount information from the incentive information Functions as a function of registering the value "0" as the balance of the incentive information in the incentive balance information DB 24.
 この場合の処理の流れについては、図9に示すことができる。
 上述した(10)から(111)までの処理は、上述した基本的な処理と同様に行うものとなるので、その説明は省略する。
 なお、決済端末2が店舗レジ2Aである場合、本インセンティブ処理装置1Aは、従業者端末2Bとさらにネットワークを介して通信可能構成されたものとなっている。
The flow of the process in this case can be shown in FIG.
The processing from (10) to (111) described above is performed in the same manner as the basic processing described above, and thus the description thereof is omitted.
When the payment terminal 2 is the store cash register 2A, the incentive processing device 1A is configured to be communicable with the employee terminal 2B via the network.
 次いで、図9に示すように、本インセンティブ処理装置1Aでは、インセンティブ情報が消費金額情報より小さい場合、従業者端末2Bに対して、不足額情報と共に、インセンティブを使用する決済以外の他の手段によって不足額を決済することを条件に決済処理を続行するか否かを確認する問合せ通知を送信する(112b)。 Next, as shown in FIG. 9, in the present incentive processing apparatus 1A, when the incentive information is smaller than the consumption amount information, the employee terminal 2B is used together with the shortage amount information by means other than settlement using an incentive. An inquiry notification is sent to confirm whether or not to continue the settlement process on the condition that the shortfall is settled (112b).
 従業者端末2Bは、本インセンティブ処理装置1Aから送信された問合せを受信する(113b)。
 ここで、従業者端末2Bが受信する問合せの一例として、たとえば、10,000円の通貨価値に相当するインセンティブを有している従業者が12,500円の消費を行う際、不足分の2,500円を現金によって支払うか否かを確認する場合について、図10に基づき説明する。
The employee terminal 2B receives the inquiry transmitted from the incentive processing device 1A (113b).
Here, as an example of the inquiry received by the employee terminal 2B, for example, when an employee having an incentive equivalent to a currency value of 10,000 yen consumes 12,500 yen, the shortage of 2 The case of confirming whether or not to pay ¥ 500 by cash will be described based on FIG.
 図10は、図8と同様に従業者端末2Bの画面50aを示すものであり、この画面50aには、インセンティブ表示欄51と問合せ表示欄52が表示されたものとなっている。
 具体的に、インセンティブ表示欄51には、インセンティブ残高情報DB24に登録されたインセンティブ残高情報の更新日時と共に、従業者が有するインセンティブで決済可能な金額として、通貨単位を特定する「JPN」と、インセンティブの値として「10,000.00」が表示されている。
FIG. 10 shows the screen 50a of the agent terminal 2B in the same manner as FIG. 8. On this screen 50a, an incentive display field 51 and an inquiry display field 52 are displayed.
Specifically, “JPN” which specifies a currency unit as an amount that can be settled by the incentive possessed by the employee along with the update date of the incentive balance information registered in the incentive balance information DB 24 in the incentive display column 51, “10,000.00” is displayed as the value of.
 また、問合せ表示欄52には、従業者が消費を行うこととする金額として「JPN12,500.00」、不足分の金額として「JPN2,500.00」が表示されている。すなわち、10,000円分はインセンティブによって決済できるが、2,500円分が決済できずに不足していることを意味している。また、問合せ表示欄52には、「不足額を現金で支払いますか?」という文言と共に、不足額の現金払いに同意する意思表示を行う「YES」の回答ボタン52aと、不足額の現金払いに同意しない意思表示を行う「NO」の回答ボタン52bとが表示されている。 Further, in the inquiry display column 52, “JPN12, 500.00” is displayed as the amount of money that the employee decides to consume, and “JPN 2,500.00” is displayed as the amount of shortage. That is, although 10,000 yen can be settled by an incentive, it means that 2,500 yen can not be settled and it runs short. In addition, in the inquiry display column 52, the answer button 52a for "YES" indicating the intention to agree with the cash payment of the deficit together with the words "Do you pay the cash in cash?" And the cash payment of the deficit The "NO" answer button 52b for displaying the intention not to agree with is displayed.
 従業者端末2Bは、上述した問合せを受信すると、当該不足分の現金払い可否の回答情報を本インセンティブ処理装置1Aに対して送信する(113a)。すなわち、この問合せを受け取った従業者は、図10において、従業者端末2Bの画面50の問合せ表示欄52に表示される「YES」の回答ボタン52aもしくは「NO」の回答ボタン52bを選択することで、回答情報を送信することが出来るものとなっている。ここでは、回答ボタン52aが選択され、不足額の現金払いによる決済処理の続行を了承する回答情報を送信するものとする。 When the employee terminal 2B receives the above-mentioned inquiry, the employee terminal 2B transmits the answer information on the cash payment availability to the incentive processing device 1A (113a). That is, the employee who receives this inquiry selects the "YES" answer button 52a or the "NO" answer button 52b displayed in the inquiry display field 52 of the screen 50 of the employee terminal 2B in FIG. The reply information can be sent. Here, it is assumed that the reply button 52a is selected, and reply information for accepting continuation of the settlement process by cash payment of the shortfall is transmitted.
 本インセンティブ処理装置1Aは、従業者端末2Bから送信された回答情報を受信する(114b)。これにより、本インセンティブ処理装置1Aは、従業者端末2Bから不足分の現金払い可否の回答を得るものとなる。
 そうすると、本インセンティブ処理装置1Aは、従業者IDに基づき、企業特定情報DB21を参照して企業IDを抽出すると共に、抽出した企業IDに基づき、消費条件DB22を参照して消費条件を抽出し、従業者の消費が抽出した消費条件を満たすか否かを判断する(120)。
The incentive processing device 1A receives the reply information transmitted from the employee terminal 2B (114b). As a result, the incentive processing device 1A obtains an answer as to whether the cash payment for the shortfall is possible or not from the employee terminal 2B.
Then, the incentive processing apparatus 1A extracts a company ID by referring to the company identification information DB 21 based on the employee ID, and extracts a consumption condition by referring to the consumption condition DB 22 based on the extracted company ID. It is determined whether the consumption of the employee satisfies the extracted consumption condition (120).
 そして、本インセンティブ処理装置1Aは、従業者の消費が抽出した消費条件を満たしていると判断した場合、インセンティブ情報の値から消費金額情報の値を減算した値を「0」とし、この「0」をインセンティブ情報の残高としてインセンティブ残高情報DB24に登録する(130b)。 Then, when the incentive processing apparatus 1A determines that the consumption of the employee satisfies the extracted consumption condition, a value obtained by subtracting the value of the consumption amount information from the value of the incentive information is set to “0”, and this “0 Is registered in the incentive balance information DB 24 as the balance of the incentive information (130b).
 このように、従業者端末2Bに対して、不足額の現金払いによる決済の可否を問合せる構成とすることで、インセンティブの上限値を超えた場合でも、インセンティブを使用した決済を行うことが出来るものとなる。 As described above, by inquiring of the employee terminal 2B whether or not the payment by the cash payment of the shortage can be made, the payment using the incentive can be performed even when the upper limit value of the incentive is exceeded. It becomes.
 さらに、本実施の形態においては、インセンティブに基づいた決済において不足額が生じた場合に、十分な現金や、クレジットカード・デビットカードのような決済用カードを持っておらず、公知の他の決済手段により不足額の決済を行うことができない状況であっても決済を行うものとすることもできる。すなわち、本出願の発明者が特願2016-055421において開示した信用取引技術を用いることで、当該従業者の現在までの支給予定給与額に基づいて決済(すなわち、給与天引き)を行うものである。 Furthermore, in the present embodiment, when a shortage occurs in settlement based on an incentive, the customer does not have sufficient cash or a settlement card such as a credit card / debit card, and other known settlements The settlement may be performed even in a situation where the settlement of the shortage can not be performed by means. That is, the inventor of the present application uses the credit transaction technology disclosed in Japanese Patent Application No. 2016-055542 to perform settlement (that is, payroll deduction) based on the amount of salary scheduled to be paid to the present employee. .
 この場合、インセンティブ決済可否判断部12は、インセンティブ情報の値が小さいと判断した場合、人事勤怠給与計算装置3に対して、従業者IDと共に、消費金額情報とインセンティブ情報との差を示す不足額情報を含み、当該従業者の現在までの支給予定給与額に照らして不足額の決済が可能か否かを確認する第一の問合せ通知を送信する機能を有する。 In this case, when the incentive payment determination unit 12 determines that the value of the incentive information is small, the shortage amount indicating the difference between the consumption amount information and the incentive information together with the employee ID to the personnel time and salary calculation device 3 It has a function of transmitting a first inquiry notification that includes information and confirms whether or not the shortage can be settled in light of the employee's current scheduled salary amount.
 この際、インセンティブ決済可否判断部12は、人事勤怠給与計算装置3から、決済が可能である旨の決済可回答を受信した場合、さらに、従業者端末2Bに対して、不足額を支給予定給与額から差し引くことを条件に決済処理を続行するか否かを確認する第二の問合せ通知を送信する機能を有する。 At this time, when the incentive settlement availability determination unit 12 receives a settlement acceptable response to the effect that settlement is possible from the personnel time and salary calculation device 3, further, the employee terminal 2B is scheduled to receive an insufficient amount of salary. It has a function of transmitting a second inquiry notification that confirms whether or not to continue the settlement processing on the condition of subtraction from the amount.
 そして、インセンティブ決済可否判断部12は、従業者端末2Bから、回答情報を受信する機能を有する。
 インセンティブ決済可否判断部12は、従業者端末2Bから、支給予定給与額から不足額を差し引くことの了承回答を受信した場合に、企業IDの抽出と消費条件の抽出を行い、さらに、消費先を特定して消費条件を満たすか否かを判断するものとなる。
Then, the incentive payment determination unit 12 has a function of receiving the response information from the employee terminal 2B.
When the incentive payment determination unit 12 receives from the employee terminal 2B an acknowledgment of acceptance for deducting the shortfall from the scheduled salary amount, it extracts the company ID and the consumption condition, and further determines the consumption destination. It will be specified and it will be judged whether a consumption condition is satisfied.
 また、インセンティブ決済処理部13は、インセンティブ情報と消費金額情報とを比較した結果、インセンティブ情報の値が小さいと判断した場合、当該インセンティブ情報から消費金額情報を減算して不足額を求め、この不足額をインセンティブ情報の残高としてインセンティブ残高情報DB24に登録する機能を有する。 Further, when the incentive settlement processing unit 13 determines that the value of the incentive information is small as a result of comparing the incentive information and the consumption amount information, it subtracts the consumption amount information from the incentive information to obtain the shortage amount, and this shortage It has a function of registering the amount as the balance of the incentive information in the incentive balance information DB 24.
 すなわち、インセンティブ情報が消費金額情報より小さい場合、不足額を現金等で決済をするものとしても良いが、企業と従業者の双方が、従業者に対して支給予定の給与から決済することを認めている場合、本インセンティブ処理装置1Aにおいては次のような処理を行う。 That is, if the incentive information is smaller than the consumption amount information, the shortage may be settled by cash etc., but both the company and the employee are permitted to settle the salary to be paid to the employee. In the case of this, the following processing is performed in the present incentive processing apparatus 1A.
 この場合の処理の流れについては、図11に示すことができる。
 上述した(10)から(111)までの処理は、上述した基本的な処理と同様に行うものとなるので、その説明は省略する。
 なお、決済端末2が店舗レジ2Aである場合、本インセンティブ処理装置1Aは、従業者端末2Bとさらにネットワークを介して通信可能構成されたものとなっている。
The flow of processing in this case can be shown in FIG.
The processing from (10) to (111) described above is performed in the same manner as the basic processing described above, and thus the description thereof is omitted.
When the payment terminal 2 is the store cash register 2A, the incentive processing device 1A is configured to be communicable with the employee terminal 2B via the network.
 次いで、図11に示すように、本インセンティブ処理装置1Aでは、インセンティブ情報が消費金額情報より小さい場合、人事勤怠給与計算装置3に対して、従業者情報と不足額情報と共に、当該不足額の決済可否の問合せを送信する(112c)。 Next, as shown in FIG. 11, in the present incentive processing apparatus 1A, when the incentive information is smaller than the consumption amount information, the personnel time and salary calculation device 3 settles the shortage together with the employee information and the shortage amount information. An inquiry as to availability is sent (112c).
 人事勤怠給与計算装置3は、本インセンティブ処理装置1Aから送信された問合せを受信し、当該従業者の現在までの支給予定給与額に照らして不足額の決済が可能な否かを判断して、本インセンティブ処理装置1Aに対して回答情報を送信する(113c)。 The personnel time and salary calculation device 3 receives the inquiry transmitted from the incentive processing device 1A, and determines whether or not the settlement of the shortage can be made in light of the planned salary amount of the employee until now. Reply information is transmitted to the present incentive processing apparatus 1A (113c).
 本インセンティブ処理装置1Aは、人事勤怠給与計算装置3から送信された回答情報を受信する(114c)。
 本インセンティブ処理装置1Aでは、受信した回答情報が、従業者の支給予定給与額から不足額の決済可能(すなわち、給与天引き可能)である場合、さらに、従業者端末2Bに対して、不足額情報を含み、当該不足額を支給予定給与額から差し引くか否かの問合せを送信する(115c)。
The incentive processing device 1A receives the response information transmitted from the personnel time and salary calculation device 3 (114c).
In the present incentive processing apparatus 1A, when the received response information is capable of settling the shortfall from the planned salary amount of the employee (that is, the payroll can be deducted), the shortfall information is further sent to the employee terminal 2B. And send an inquiry as to whether or not the shortfall is to be subtracted from the scheduled salary (115c).
 従業者端末2Bは、本インセンティブ処理装置1Aから送信された問合せを受信する(116c)。
 ここで、従業者端末2Bが受信する問合せの一例として、たとえば、10,000円の通貨価値に相当するインセンティブを有している従業者が12,500円の消費を行う際、不足分の2,500円を給与天引き払いとするか否かを確認する場合について、図12に基づき説明する。
The employee terminal 2B receives the inquiry transmitted from the incentive processing device 1A (116c).
Here, as an example of the inquiry received by the employee terminal 2B, for example, when an employee having an incentive equivalent to a currency value of 10,000 yen consumes 12,500 yen, the shortage of 2 The case of confirming whether or not 500 yen is to be paid by pay will be described based on FIG.
 図12は、図8と同様に従業者端末2Bの画面50aを示すものであり、この画面50aには、インセンティブ表示欄51と問合せ表示欄52が表示されたものとなっている。
 具体的に、インセンティブ表示欄51には、インセンティブ残高情報DB24に登録されたインセンティブ残高情報の更新日時と共に、従業者が有するインセンティブで決済可能な金額として、通貨単位を特定する「JPN」と、インセンティブの値として「10,000.00」が表示されている。
FIG. 12 shows the screen 50a of the agent terminal 2B as in FIG. 8. On this screen 50a, an incentive display field 51 and an inquiry display field 52 are displayed.
Specifically, “JPN” which specifies a currency unit as an amount that can be settled by the incentive possessed by the employee along with the update date of the incentive balance information registered in the incentive balance information DB 24 in the incentive display column 51, “10,000.00” is displayed as the value of.
 また、問合せ表示欄52には、従業者が消費を行うこととする金額として「JPN12,500.00」、不足分の金額として「JPN2,500.00」が表示されている。すなわち、10,000円分はインセンティブによって決済できるが、2,500円分が決済できずに不足していることを意味している。また、問合せ表示欄52には、「不足金額を給与天引き払いにしますか?」という文言と共に、不足金額の給与天引き払いに同意する意思表示を行う「YES」の回答ボタン52aと、不足金額の給与天引き払いに同意しない意思表示を行う「NO」の回答ボタン52bとが表示されている。 Further, in the inquiry display column 52, “JPN12, 500.00” is displayed as the amount of money that the employee decides to consume, and “JPN 2,500.00” is displayed as the amount of shortage. That is, although 10,000 yen can be settled by an incentive, it means that 2,500 yen can not be settled and it runs short. In addition, in the inquiry display column 52, an answer button 52a for "YES" indicating the intention to agree with the salary deduction for the deficit amount together with the words "Do you want to make the deficit amount to the salary deduction amount?" An "NO" answer button 52b is displayed to indicate that the salary withdrawal payment does not agree.
 従業者端末2Bは、上述した問合せを受信すると、当該不足額の給与天引き可否の回答情報を本インセンティブ処理装置1Bに対して送信する(116c)。すなわち、この問合せを受け取った従業者は、図12において、従業者端末2Bの画面50の問合せ表示欄52に表示される「YES」の回答ボタン52aもしくは「NO」の回答ボタン52bを選択することで、回答情報を送信することが出来るものとなっている。ここでは、回答ボタン52aが選択され、不足分の給与天引き払いによる決済処理の続行を了承する回答情報を送信するものとする。 When the employee terminal 2B receives the above-mentioned inquiry, the employee terminal 2B transmits the answer information of whether or not the salary deficit amount of the shortage amount is to the incentive processing device 1B (116c). That is, the employee who has received this inquiry selects the "YES" answer button 52a or the "NO" answer button 52b displayed in the inquiry display field 52 of the screen 50 of the employee terminal 2B in FIG. The reply information can be sent. Here, it is assumed that the reply button 52a is selected, and reply information for accepting the continuation of the settlement process by the shortfall on payroll is sent.
 本インセンティブ処理装置1Aは、従業者端末2Bから送信された回答情報を受信する(117c)。
 これにより、本インセンティブ処理装置1Aは、従業者端末2Bから給与天引きの可否の回答を得るものとなる。
 そうすると、本インセンティブ処理装置1Aは、従業者IDに基づき、企業特定情報DB21を参照して企業IDを抽出すると共に、抽出した企業IDに基づき、消費条件DB22を参照して消費条件を抽出し、従業者の消費が抽出した消費条件を満たすか否かを判断する(120)。
The incentive processing device 1A receives the reply information transmitted from the employee terminal 2B (117c).
Thus, the incentive processing device 1A obtains an answer as to whether the payroll deduction is possible or not from the employee terminal 2B.
Then, the incentive processing apparatus 1A extracts a company ID by referring to the company identification information DB 21 based on the employee ID, and extracts a consumption condition by referring to the consumption condition DB 22 based on the extracted company ID. It is determined whether the consumption of the employee satisfies the extracted consumption condition (120).
 そして、本インセンティブ処理装置1Aは、従業者の消費が抽出した消費条件を満たしていると判断した場合、インセンティブ情報の値から消費金額情報の値を減算して不足額を求めし、この不足額をインセンティブ情報の残高としてインセンティブ残高情報DB24に登録する(131c)。 Then, when it is determined that the consumption of the employee satisfies the consumption condition extracted, the incentive processing apparatus 1A subtracts the value of the consumption amount information from the value of the incentive information to obtain the shortage amount, and the shortage amount Are registered in the incentive balance information DB 24 as the balance of the incentive information (131c).
 このように、人事勤怠給与計算装置3から決済可能である旨を示す回答情報を受信した場合、さらに、従業者端末2Bに対して、不足額の給与天引き決済の可否を問合せる構成とすることで、インセンティブの上限値を超えた場合でも、インセンティブを使用した決済を行うことが出来るものとなる。 As described above, when the reply information indicating that settlement is possible is received from the personnel time and salary calculation device 3, the employee terminal 2B is further inquired as to whether the salary deduction settlement of the shortage amount is possible or not. Even if the upper limit value of the incentive is exceeded, the settlement using the incentive can be performed.
 続いて、上述した第一の方法を実施する本インセンティブ処理装置1Aの動作の一例を、図13乃至図15を参照して説明する。 
 まず、インセンティブ情報登録部11が、従業者を識別する従業者IDと、従業者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を受信したか否か判断する処理を行う(S10)。
Then, an example of operation | movement of this incentive processing apparatus 1A which enforces the 1st method mentioned above is demonstrated with reference to FIG. 13 thru | or FIG.
First, the incentive information registration unit 11 determines whether the incentive payment information including at least the employee ID for identifying the employee and the incentive information indicating the value of the incentive for each employee has been received. Perform (S10).
 その結果、イセンティブ情報登録部11が、インセンティブ支給情報を受信した場合(Y)、イセンティブ情報登録部11は引き続き、従業者IDに関連付けてインセンティブ情報をインセンティブ残高情報DB24に登録する処理を行う(S20)。この際、インセンティブ残高情報DB24に登録されているインセンティブ情報に残高が存在する場合、このインセンティブ情報の残高に換えて、取得したインセンティブ支給情報に含まれるインセンティブ情報を登録するものとしても良い。また、インセンティブ情報の残高に対し、取得したインセンティブ支給情報に含まれるインセンティブ情報を加算して登録するものとしても良い。
 その後、インセンティブ処理装置1Aでの一連の動作は終了(エンド)する。
As a result, when the incentive information registration unit 11 receives the incentive payment information (Y), the intention information registration unit 11 continues to register the incentive information in the incentive balance information DB 24 in association with the employee ID (S20) ). At this time, if there is a balance in the incentive information registered in the incentive balance information DB 24, the incentive information included in the acquired incentive payment information may be registered instead of the balance of the incentive information. Further, incentive information included in the acquired incentive payment information may be added to the balance of the incentive information and registered.
After that, a series of operations in the incentive processing device 1A end (end).
 一方、イセンティブ情報登録部11が、インセンティブ支給情報を受信していないと判断した場合(N)、インセンティブ決済可否判断部12が、消費を行った従業者を特定する従業者情報と、従業者が消費を行った金額を特定する消費金額情報と、消費を行った消費先を特定する消費先IDと、を含む消費情報を受信したか否か判断する処理を行う(S100)。 On the other hand, when the incentive information registration unit 11 determines that the incentive payment information has not been received (N), the employee information that the incentive payment availability judgment unit 12 identifies the employee who has consumed, and the employee A process is performed to determine whether consumption information including the consumption amount information specifying the amount of consumption and the consumption destination ID specifying the consumption destination has been received (S100).
 その結果、インセンティブ決済可否判断部12が、消費情報を受信したと判断した場合(Y)、引き続きインセンティブ決済可否判断部12は、インセンティブ残高情報DB24を参照して、取得した従業者IDに基づいて登録されているインセンティブ情報を抽出する処理を行う(S110)。
 一方、インセンティブ決済可否判断部12が、消費情報を受信していないと判断した場合(N)、インセンティブ処理装置1Aでの一連の動作は終了する。
As a result, when the incentive payment availability determination unit 12 determines that the consumption information has been received (Y), the incentive payment availability determination unit 12 continues to refer to the incentive balance information DB 24 and based on the acquired employee ID. A process is performed to extract registered incentive information (S110).
On the other hand, when the incentive payment availability determination unit 12 determines that the consumption information is not received (N), a series of operations in the incentive processing device 1A are ended.
 さらに、インセンティブ決済可否判断部12は、抽出したインセンティブ情報と取得した消費情報に含まれる消費金額情報とを比較し、インセンティブ情報の値は消費金額情報の値より大きいか否かを判断する処理を行う(S120)。
 その結果、インセンティブ決済可否判断部12が、インセンティブ情報の値は消費金額情報の値より大きいもしくは等しいと判断した場合(Y)、インセンティブ決済可否判断部12は、従業者端末2Bに対して、インセンティブを使用した決済処理を続行するか否かを確認する問合せ通知を送信する(S130)。
Furthermore, the incentive payment determination unit 12 compares the extracted incentive information with the consumption amount information included in the acquired consumption information, and determines whether the value of the incentive information is larger than the value of the consumption amount information. Perform (S120).
As a result, when the incentive payment availability determination unit 12 determines that the value of the incentive information is greater than or equal to the value of the consumption amount information (Y), the incentive payment availability determination unit 12 generates an incentive for the employee terminal 2B. An inquiry notification is sent to confirm whether or not to continue the settlement process using (S130).
 インセンティブ決済可否判断部12は、従業者端末2Bに対してインセンティブによる決済可否の問合せを送信した後、従業者端末2Bから、決済処理を続行する旨の了承回答を受信したか否か判断する処理を行う(S140)。
 その結果、インセンティブ決済可否判断部12が、従業者端末2Bから、決済処理を続行する旨の了承回答を受信した場合(Y)、インセンティブ決済可否判断部12は、従業者IDに基づいて企業特定情報DB21を参照し、関連付けて登録されている当該従業者に対して給与を支給する企業を特定する企業IDを抽出する処理を行う(S150)。
 一方、インセンティブ決済可否判断部12が、従業者端末2Bから、決済処理を続行しない旨の拒否回答を受信した(すなわち、決済処理を続行する旨の了承回答を受信しなかった)場合(N)、インセンティブ処理装置1Aでの一連の動作は終了する。
After the incentive settlement availability determination unit 12 transmits to the employee terminal 2B an inquiry about settlement availability based on incentive processing, it is determined whether or not an acknowledgment response indicating that the settlement process is continued is received from the employee terminal 2B. (S140).
As a result, when the incentive payment availability determination unit 12 receives an acknowledgment response indicating that payment processing is to be continued from the employee terminal 2B (Y), the incentive payment availability determination unit 12 determines the company based on the employee ID. The information DB 21 is referred to, and a process of extracting a company ID for specifying a company who pays the relevant employee registered in association is performed (S150).
On the other hand, when the incentive settlement availability determination unit 12 receives from the employee terminal 2B a refusal response to the effect that payment processing is not to be continued (that is, no acknowledgment response to continue the payment processing is received) (N) , And a series of operations in the incentive processing device 1A end.
 インセンティブ決済可否判断部12は、企業IDを抽出した後、抽出した企業IDに基づいて消費条件情報DB22を参照し、関連付けて登録されている企業がインセンティブを支給するために定める消費条件を抽出する処理を行う(S160)。
 さらに、インセンティブ決済可否判断部12は、受信した消費先IDに基づいて消費先情報DB23を参照して消費が行われた消費先を特定した後、特定した当該消費先が抽出した消費条件を満たすか否かを判断する処理を行う(S170)。
After extracting the company ID, the incentive settlement availability determination unit 12 refers to the consumption condition information DB 22 based on the extracted company ID, and extracts the consumption condition that is defined for the company registered in association to pay the incentive. A process is performed (S160).
Furthermore, after the incentive settlement availability determination unit 12 identifies the consumption destination for which consumption has been performed with reference to the consumption destination information DB 23 based on the received consumption destination ID, the consumption condition extracted by the specified consumption destination is specified. A process is performed to determine whether or not (S170).
 その結果、インセンティブ決済可否判断部12が、消費条件を満たしていると判断した場合(Y)、インセンティブ決済処理部13が、インセンティブ情報の値から消費金額情報の値を減算して残高を算出する処理を行う(S180)。
 一方、インセンティブ決済可否判断部12が、消費条件を満たしていないと判断した場合(N)、インセンティブ処理装置1Aでの一連の動作は終了する。
 そして、インセンティブ決済処理部13は、算出したインセンティブ情報の残高をインセンティブ残高情報DB24に登録する処理を行う(S190)。
 これにより、インセンティブ処理装置1Aでの基本的な一連の動作は終了(エンド)する。
As a result, when the incentive payment possibility judgment unit 12 judges that the consumption condition is satisfied (Y), the incentive payment processing unit 13 subtracts the value of the consumption amount information from the value of the incentive information to calculate the balance. A process is performed (S180).
On the other hand, when the incentive payment determination unit 12 determines that the consumption condition is not satisfied (N), a series of operations in the incentive processing device 1A are ended.
And the incentive payment process part 13 performs the process which registers the balance of the calculated incentive information in incentive balance information DB24 (S190).
Thus, the basic series of operations in the incentive processing device 1A end.
 また、インセンティブ決済可否判断部12が、抽出したインセンティブ情報と取得した消費情報に含まれる消費金額情報とを比較した結果(S120)、インセンティブ情報の値は消費金額情報の値より小さいと判断した場合(N)、インセンティブ決済可否判断部12は、さらに当該インセンティブ情報の値から消費金額情報の値を減算して不足額を算出する処理を行う(S200)。 In addition, when the incentive payment possibility judgment unit 12 compares the extracted incentive information with the consumption amount information included in the acquired consumption information (S120), it is determined that the value of the incentive information is smaller than the value of the consumption amount information (N) The incentive payment determination unit 12 further performs a process of calculating the shortage by subtracting the value of the consumption amount information from the value of the incentive information (S200).
 引き続き、インセンティブ決済可否判断部12は、インセンティブを使用する決済処理において不足額がある場合の処理として、給与天引き設定があるか否か判断する処理を行う(S210)。
 その結果、インセンティブ決済可否判断部12が、給与天引き設定有と判断した場合(Y)、インセンティブ決済可否判断部12は、さらに人事勤怠給与計算装置3に対して、従業者IDと共に、消費金額情報とインセンティブ情報との差を示す不足額情報を含み、当該従業者の現在までの支給予定給与額に照らして不足額の決済が可能か否か問い合わせを送信する(S220)。
Subsequently, the incentive payment determination unit 12 performs processing to determine whether there is a payroll deduction setting as processing when there is a shortage in the payment processing using an incentive (S210).
As a result, when the incentive settlement availability determination unit 12 determines that the payroll deduction is set (Y), the incentive payment availability determination unit 12 further instructs the personnel attendance calculation device 3 to use the consumption amount information together with the employee ID. And the incentive information, and transmits an inquiry as to whether the settlement of the shortage can be made in light of the employee's current scheduled salary amount (S220).
 インセンティブ決済可否判断部12は、人事勤怠給与計算装置3に対して問合せを送信した後、人事勤怠給与計算装置3から、給与天引き決済が可能であることを示す回答を受信したか否か判断する処理を行う(S230)。
 その結果、インセンティブ決済可否判断部12が、人事勤怠給与計算装置3から、給与天引き決済が可能である旨の回答を受信した場合(Y)、インセンティブ決済可否判断部12は、さらに従業者端末2Bに対して、給与天引き決済を了承するか否かを確認する問合せ通知を送信する(S240)。
 一方、インセンティブ決済可否判断部12が、人事勤怠給与計算装置3から、給与天引き決済不可である旨の回答を受信した(すなわち、給与天引き決済が可能である旨の回答を受信しなかった)場合(N)、インセンティブ処理装置1Aでの一連の動作は終了する。
After transmitting an inquiry to the personnel time and salary calculation device 3, the incentive settlement availability determination unit 12 determines whether or not an answer indicating that payroll deduction settlement is possible is received from the personnel time and salary calculation device 3 A process is performed (S230).
As a result, when the incentive settlement availability determination unit 12 receives an answer indicating that the payroll deduction is possible from the personnel time and salary calculation device 3 (Y), the incentive settlement availability determination unit 12 further determines that the employee terminal 2B is In response, an inquiry notification is sent to confirm whether or not to accept the payroll deduction settlement (S240).
On the other hand, when the incentive settlement availability judgment unit 12 receives an answer to the effect that the payroll deduction settlement is impossible from the personnel time and pay calculation device 3 (that is, an answer indicating that the payroll deduction settlement is possible is not received) (N), a series of operations in the incentive processing device 1A end.
 インセンティブ決済可否判断部12は、従業者端末2Bに対して給与天引き決済可否の問合せを送信した後、従業者端末2Bから、給与天引き決済を行う旨の了承回答を受信したか否か判断する処理を行う(S250)。
 その結果、インセンティブ決済可否判断部12が、従業者端末2Bから、決済処理を続行する旨の了承回答を受信した場合(Y)、インセンティブ決済可否判断部12は、従業者IDに基づいて企業特定情報DB21を参照し、関連付けて登録されている当該従業者に対して給与を支給する企業を特定する企業IDを抽出する処理を行う(S260)。
 一方、インセンティブ決済可否判断部12が、従業者端末2Bから、決済処理を続行しない旨の拒否回答を受信した(すなわち、給与天引き決済処理を続行する旨の了承回答を受信しなかった)場合(N)、インセンティブ処理装置1Aでの一連の動作は終了する。
After transmitting an inquiry about whether payroll deduction is possible to the employee terminal 2B, the incentive payment determination unit 12 determines whether or not an acceptance reply indicating that payroll deduction is to be received is received from the employee terminal 2B. (S250).
As a result, when the incentive payment availability determination unit 12 receives an acknowledgment response indicating that payment processing is to be continued from the employee terminal 2B (Y), the incentive payment availability determination unit 12 determines the company based on the employee ID. The information DB 21 is referred to, and a process of extracting a company ID for specifying a company that pays the relevant employee registered in association is performed (S260).
On the other hand, when the incentive payment determination unit 12 receives from the employee terminal 2B a refusal response to the effect that payment processing is not to be continued (that is, an acknowledgment response to continue the payroll deduction processing is not received) ( N), a series of operations in the incentive processing device 1A end.
 インセンティブ決済可否判断部12は、企業IDを抽出した後、抽出した企業IDに基づいて消費条件情報DB22を参照し、関連付けて登録されている企業がインセンティブを支給するために定める消費条件を抽出する処理を行う(S270)。
 さらに、インセンティブ決済可否判断部12は、受信した消費先IDに基づいて消費先情報DB23を参照して消費が行われた消費先を特定した後、特定した当該消費先が抽出した消費条件を満たすか否かを判断する処理を行う(S280)。
After extracting the company ID, the incentive settlement availability determination unit 12 refers to the consumption condition information DB 22 based on the extracted company ID, and extracts the consumption condition that is defined for the company registered in association to pay the incentive. A process is performed (S270).
Furthermore, after the incentive settlement availability determination unit 12 identifies the consumption destination for which consumption has been performed with reference to the consumption destination information DB 23 based on the received consumption destination ID, the consumption condition extracted by the specified consumption destination is specified. A process is performed to determine whether or not (S280).
 その結果、インセンティブ決済可否判断部12が、消費条件を満たしていると判断した場合(Y)、インセンティブ決済処理部13が、インセンティブ情報の値から消費金額情報の値を減算して不足額を算出する処理を行う(S290)。
 一方、インセンティブ決済可否判断部12が、消費条件を満たしていないと判断した場合(N)、インセンティブ処理装置1Aでの一連の動作は終了する。
 そして、インセンティブ決済処理部13は、算出したインセンティブ情報の不足額を残高としてインセンティブ残高情報DB24に登録する処理を行う(S300)。
 これにより、インセンティブ処理装置1Aでの一連の動作は終了(エンド)する。
As a result, when the incentive payment determination unit 12 determines that the consumption condition is satisfied (Y), the incentive payment processing unit 13 subtracts the value of the consumption amount information from the value of the incentive information to calculate the shortage amount. Processing is performed (S290).
On the other hand, when the incentive payment determination unit 12 determines that the consumption condition is not satisfied (N), a series of operations in the incentive processing device 1A are ended.
Then, the incentive payment processing unit 13 performs a process of registering the calculated shortage of the incentive information as a balance in the incentive balance information DB 24 (S300).
Thereby, a series of operations in the incentive processing device 1A are ended.
 また、インセンティブ決済可否判断部12が、給与天引き設定があるか否か判断した結果(S210)、給与天引きの設定無と判断した場合(N)、インセンティブ決済可否判断部12は、従業者端末2Bに対して、インセンティブ以外の他の決済手段によって不足額の決済が可能か否か問い合わせを送信する(S300)。
 インセンティブ決済可否判断部12は、従業者端末2Bに対して、他の決済手段による決済可否の問合せを送信した後、従業者端末2Bから、他の決済手段による決済了承の回答を受信したか否か判断する処理を行う(S310)。
In addition, as a result of the incentive settlement availability determination unit 12 determining whether or not there is a payroll deduction setting (S210), when it is determined that the payroll deduction is not set (N), the incentive payment availability determination unit 12 determines the employee terminal 2B. In response, an inquiry is sent as to whether the settlement of the shortfall is possible by other settlement means than the incentive (S300).
After transmitting the inquiry about settlement availability by the other settlement means to the employee terminal 2B, the incentive settlement availability determination unit 12 receives an answer of settlement approval by the other settlement means from the employee terminal 2B. A process is performed to determine whether or not (S310).
 その結果、インセンティブ決済可否判断部12が、従業者端末2Bから、他の決済手段による不足額の決済を了承して決済処理を続行する旨の了承回答を受信した場合(Y)、インセンティブ決済可否判断部12は、従業者IDに基づいて企業特定情報DB21を参照し、関連付けて登録されている当該従業者に対して給与を支給する企業を特定する企業IDを抽出する処理を行う(S320)。
 一方、インセンティブ決済可否判断部12が、従業者端末2Bから、決済処理を続行しない旨の回答を受信した(すなわち、他の決済手段による不足額の決済を了承する回答を受信しなかった)場合(N)、インセンティブ処理装置1Aでの一連の動作は終了する。
As a result, when the incentive payment availability determination unit 12 receives an acceptance response from the employee terminal 2B to accept the payment of the shortage by the other payment means and continue the payment process (Y), The determination unit 12 refers to the company identification information DB 21 based on the employee ID, and performs a process of extracting a company ID for specifying a company that pays the employee who is associated and registered (S320). .
On the other hand, when the incentive settlement availability determination unit 12 receives from the employee terminal 2B an answer indicating that the settlement process is not continued (that is, an answer to acknowledge the settlement of the shortage by the other settlement means is not received) (N), a series of operations in the incentive processing device 1A end.
 インセンティブ決済可否判断部12は、企業IDを抽出した後、抽出した企業IDに基づいて消費条件情報DB22を参照し、関連付けて登録されている企業がインセンティブを支給するために定める消費条件を抽出する処理を行う(S330)。
 さらに、インセンティブ決済可否判断部12は、受信した消費先IDに基づいて消費先情報DB23を参照して消費が行われた消費先を特定した後、特定した当該消費先が抽出した消費条件を満たすか否かを判断する処理を行う(S340)。
After extracting the company ID, the incentive settlement availability determination unit 12 refers to the consumption condition information DB 22 based on the extracted company ID, and extracts the consumption condition that is defined for the company registered in association to pay the incentive. A process is performed (S330).
Furthermore, after the incentive settlement availability determination unit 12 identifies the consumption destination for which consumption has been performed with reference to the consumption destination information DB 23 based on the received consumption destination ID, the consumption condition extracted by the specified consumption destination is specified. A process is performed to determine whether or not (S340).
 その結果、インセンティブ決済可否判断部12が、消費条件を満たしていると判断した場合(Y)、インセンティブ決済処理部13が、インセンティブ情報の値から消費金額情報の値を減算した値を「0」とする処理を行う(S350)。
 一方、インセンティブ決済可否判断部12が、消費条件を満たしていないと判断した場合(N)、インセンティブ処理装置1Aでの一連の動作は終了する。
 そして、インセンティブ決済処理部13は、「0」を残高としてインセンティブ残高情報DB24に登録する処理を行う(S360)。
 これにより、インセンティブ処理装置1Aでの一連の動作は終了(エンド)する。
As a result, when the incentive payment determination unit 12 determines that the consumption condition is satisfied (Y), the incentive payment processing unit 13 subtracts the value of the consumption amount information from the value of the incentive information as “0”. The processing to be performed is performed (S350).
On the other hand, when the incentive payment determination unit 12 determines that the consumption condition is not satisfied (N), a series of operations in the incentive processing device 1A are ended.
Then, the incentive payment processing unit 13 performs processing of registering “0” as the balance in the incentive balance information DB 24 (S360).
Thereby, a series of operations in the incentive processing device 1A are ended.
 以上のように本発明では、まず、企業が従業者に対して支給する、消費する地域や取引先や利用期限を特定したインセンティブ(手当)を人事勤怠給与計算装置3における手当項目に予め追加設定し、人事勤怠給与計算装置3から本インセンティブ処理装置1Aへ送信しておく。 As described above, according to the present invention, first, an incentive (permission) specifying the region to be consumed, the business partner, and the term of use, which the company pays to the employee, is additionally set in advance to the allowance item in the personnel attendance calculation device 3 Then, it is transmitted from the personnel time and salary calculation device 3 to the present incentive processing device 1A.
 次いで、従業者は特定された条件の店舗や取引先で買物をし、従業者を特定するものを提示する。この際、従業者を特定するものとしては、生体認証、IDカード類、モバイルID等、個人を特定できる従業者IDが読み取れるものなら何でも良い。
 そして、店舗にある店舗レジ(決済システム)2Aを用いて、店舗を特定する消費先IDと共に、読み取った従業者ID、及び消費金額を本インセンティブ処理装置1Aへ送信するか、もしくは従業者端末2Bを用いて、店舗を特定する消費先IDを読み取り、消費金額を入力して、従業者を特定する従業者IDと共に本インセンティブ処理装置1Aへ送信する。
Then, the employee makes a shop at a store or a business partner under the specified conditions and presents one that identifies the employee. Under the present circumstances, as a thing which specifies an employee, biometrics, ID cards, mobile ID, etc. may be used as long as they can read an employee ID that can identify an individual.
Then, using the shop cashier (settlement system) 2A in the shop, the read employee ID and the consumption amount are sent to the incentive processing apparatus 1A together with the consumption destination ID specifying the shop, or the employee terminal 2B The consumption destination ID for identifying the store is read using the above, the consumption amount is input, and is transmitted to the present incentive processing apparatus 1A together with the employee ID for specifying the employee.
 そして、本インセンティブ処理装置1Aでは、企業が定める消費条件を満たす場合に、企業が支給するインセンティブを使用して決済を行うことを可能とする。
 その結果、インセンティブ残高情報DB24に登録された残高によって、特定の地域や取引先で従業者が買い物した消費金額を把握することができるものとなる。ゆえに、本インセンティブ処理サービスを運用する第三者がこの消費金額を証明することが可能になり、この証明によって企業は地元地域や取引先に具体的な金額を示して貢献度をアピールすることができる。そして、これにより企業は地元地域や取引先から感謝され、企業価値が上がることが期待されるものとなる。
And in this incentive processing apparatus 1A, when satisfying the consumption condition which a company sets up, it is possible to perform settlement using the incentive which a company pays.
As a result, with the balance registered in the incentive balance information DB 24, it becomes possible to grasp the consumption amount that the employee has shopped in a specific area or customer. Therefore, it becomes possible for the third party who operates this incentive processing service to prove this consumption amount, and with this proof, the company can show the specific amount to the local area and the business partners to show the degree of contribution. it can. Then, companies will be appreciated from the local area and customers, and the company value is expected to increase.
 なお、消費金額の支払いは、たとえば、企業から従業者のインセンティブを経由して直接店舗等に支払われる。すなわち、給与計算システムの手当計算処理と決済情報をつなぐことで、手入力の必要がなく経理事務、給与計算事務作業の負荷が増えない仕組みを提供することができる。 The payment of the consumption amount is, for example, paid directly from a company to a store etc via an employee's incentive. That is, by connecting the benefit calculation process of the payroll calculation system and the settlement information, it is possible to provide a mechanism that does not require manual input and does not increase the load of accounting and payroll work.
 また、従業者の消費金額は、勤怠・給与システムで算出された従業者の給与としての支給額を管理する企業の銀行口座もしくは企業の電子財布から、店舗や取引先の銀行口座もしくは電子財布へ直接、代金を振り込んで支払うことができるので、従業者が銀行口座を持っていなくても利用可能になるというメリットがある。しかも、発展途上国で働く従業者や先進国で働く従業者であっても移民は銀行口座を持てないケースが多いので、従業者にとっても大きなメリットになる。また、紙幣や現金を使った取引を減らし、デジタルマネー決済を進めている国家にとってもメリットになる。 In addition, the amount of consumption of the employee is from the bank account of the company that manages the salary amount of the employee calculated by the attendance and salary system or the electronic wallet of the company to the bank account or electronic wallet of the store or business partner. Since the money can be directly transferred and paid, there is an advantage that it can be used even if the employee does not have a bank account. Furthermore, even if employees working in developing countries or working in developed countries, immigrants often can not have bank accounts, which is a great advantage for employees. In addition, it is an advantage for the state that reduces transactions using paper money and cash and advances digital money payment.
 さらに、悪意のある経営者や起業家が補助金や融資のお金を横領したり賄賂に使ったり、事業とは関係ないところに使うケースも多々発生している問題も、従業者のインセンティブ手当を経由して地域に貢献するようにすれば、どの企業からいくらのお金が誰を経由してどこに支払われたのかがわかるので不正なお金に使われない可能性が高くなる。 In addition, there are also cases where malicious business owners and entrepreneurs use subsidies and loans for misappropriation and spending, and often for places unrelated to business, too. If you contribute to the area via the website, it is possible to know which company paid the money and who paid via whom, so it is more likely that it will not be used for fraudulent money.
<第二の実施の形態>
 また、本発明においては、従業者が自分のインセンティブの残高を適宜確認できるようにすることもできる。すなわち、上述した第一の実施の形態とは、たとえば、消費の前など所望のときに従業者端末2Bに対してインセンティブ情報を送信できるようにした点で異なる。
Second Embodiment
Further, in the present invention, it is possible to allow an employee to appropriately check the balance of his / her incentive. That is, it differs from the first embodiment described above in that incentive information can be transmitted to employee terminal 2B when desired, for example, before consumption.
 まず、図16に、本発明の第二のインセンティブ処理装置1Bの構成を示す。
 本発明の第二のインセンティブ処理装置1Bは、決済端末2としてのレジ端末2Aと、従業者端末2Bと、給与計算装置3と、にそれぞれネットワークNWを介して通信可能に構成されている。
First, FIG. 16 shows the configuration of a second incentive processing device 1B of the present invention.
The second incentive processing device 1B of the present invention is configured to be able to communicate with the cashier terminal 2A as the payment terminal 2, the employee terminal 2B, and the salary calculation device 3 via the network NW.
 また、本発明の第二のインセンティブ処理装置1Bは、図16に示すように、インセンティブ情報登録部11と、インセンティブ決済可否判断部12と、インセンティブ決済処理部13と、インセンティブ情報送信部14と、を備えると共に、記憶部20が、企業特定情報DB21と、消費条件情報DB22と、消費先情報DB23と、インセンティブ残高情報DB24と、を備えて構成されている。 Further, as shown in FIG. 16, the second incentive processing apparatus 1B of the present invention includes an incentive information registration unit 11, an incentive payment availability determination unit 12, an incentive payment processing unit 13, and an incentive information transmission unit 14. The storage unit 20 is configured to include a company specifying information DB 21, a consumption condition information DB 22, a consumption place information DB 23, and an incentive balance information DB 24.
 インセンティブ情報送信部14は、従業者端末2Bから従業者IDを取得した際、インセンティブ残高情報DB24を参照し、当該従業者IDに基づいて登録されているインセンティブ情報を抽出し、抽出したインセンティブ情報を従業者端末2Bに対して送信する手段である。すなわち、インセンティブ情報送信部14は、従業者から利用可能なインセンティブの確認要求があった場合に、インセンティブ情報を従業者端末2Bに対して送信する機能を有する。 When the incentive information transmission unit 14 acquires the employee ID from the employee terminal 2B, the incentive information transmission unit 14 refers to the incentive balance information DB 24, extracts the incentive information registered based on the employee ID, and extracts the extracted incentive information It is a means to transmit to employee terminal 2B. That is, the incentive information transmission unit 14 has a function of transmitting the incentive information to the employee terminal 2B when there is a request for confirmation of an available incentive from the employee.
 このように、第二のインセンティブ処理装置1Bでは、従業者IDの取得に応じて、当該従業者IDに基づいて登録されているインセンティブ情報を抽出し、従業者端末2Bに対して送信する構成とすることで、買い物をする際など、従業者がインセンティブの残高を確認することができるものとなる。 Thus, in the second incentive processing apparatus 1B, in response to the acquisition of the employee ID, the incentive information registered based on the employee ID is extracted and transmitted to the employee terminal 2B. By doing this, the employee can check the balance of the incentive, for example, when shopping.
 また、本実施の形態における第二のインセンティブ処理装置1Bにおいてインセンティブ情報登録部11は、インセンティブ支給情報として従業者ごとに、消費先地域情報と、当該消費先地域ごとに設定されたインセンティブ情報とを取得し、従業者ごとに、消費先地域情報とインセンティブ情報とを関連付けてインセンティブ残高情報DB24に記憶するものとしても良い。 Further, in the second incentive processing apparatus 1B in the present embodiment, the incentive information registration unit 11 uses the consumption destination area information and the incentive information set for each consumption destination area for each employee as the incentive payment information. It is also possible to acquire and store consumption destination area information and incentive information in association with each other for each employee in the incentive balance information DB 24.
 この際、第二のインセンティブ処理装置1Bにおいてインセンティブ情報送信部14は、従業者IDの取得に応じ、インセンティブ残高情報DB24を参照し、当該従業者IDに基づいて登録されている消費先地域情報とインセンティブ情報とを抽出すると共に、抽出したインセンティブ情報を消費先地域情報に関連付けて従業者端末2Bに対して送信するものとして機能する。 At this time, in the second incentive processing apparatus 1B, the incentive information transmission unit 14 refers to the incentive balance information DB 24 according to the acquisition of the employee ID, and the consumption destination area information registered based on the employee ID It functions as extracting the incentive information and associating the extracted incentive information with the consumption destination area information and transmitting it to the employee terminal 2B.
 このように、企業が人事勤怠給与計算装置3において、消費先地域ごとにインセンティブ情報(以下、「地域貢献手当」という。)を設定し、インセンティブ残高情報DB24において、従業者ごとに、消費先地域情報とインセンティブ情報とを関連付けて記憶する構成とすることで、買い物をする際に、従業者は地域貢献手当としてのインセンティブの残高を確認することが出来るものとなる。 In this manner, a company sets incentive information (hereinafter referred to as "area contribution allowance") for each consumption destination area in the personnel time and salary calculation device 3, and the consumption destination area for each employee in the incentive balance information DB 24. The configuration in which the information and the incentive information are associated and stored allows the employee to confirm the balance of the incentive as a regional contribution allowance when shopping.
 また、本実施の形態における第二のインセンティブ処理装置1Bにおいてインセンティブ情報登録部11は、インセンティブ支給情報として従業者ごとに、取引先店舗情報と、当該取引先店舗ごとに設定されたインセンティブ情報とを取得し、従業者ごとに、取引先店舗情報とインセンティブ情報とを関連付けてインセンティブ残高情報DB24に記憶するものとしても良い。 Further, in the second incentive processing apparatus 1B in the present embodiment, the incentive information registration unit 11 sets up supplier shop information and incentive information set for each supplier shop for each employee as incentive payment information. It is good also as what is acquired and it associates with supplier store information and incentive information for every employee, and is memorized in incentive balance information DB24.
 この際、第二のインセンティブ処理装置1Bにおいてインセンティブ情報送信部14は、従業者IDの取得に応じ、インセンティブ残高情報DB24を参照し、当該従業者IDに基づいて登録されている取引先店舗情報とインセンティブ情報とを抽出すると共に、抽出したインセンティブ情報を取引先店舗情報に関連付けて従業者端末2Bに対して送信するものとして機能する。 At this time, in the second incentive processing apparatus 1B, the incentive information transmission unit 14 refers to the incentive balance information DB 24 in response to the acquisition of the employee ID, and the correspondent store information registered based on the employee ID. It functions as extracting the incentive information and associating the extracted incentive information with the correspondent store information to transmit to the employee terminal 2B.
 このように、企業が人事勤怠給与計算装置3において、取引先地域ごとにインセンティブ情報(以下、「取引先支援手当」という。)を設定し、インセンティブ残高情報DB24において、従業者ごとに、取引先店舗情報とインセンティブ情報とを関連付けて記憶する構成とすることで、買い物をする際に、従業者は取引先支援手当としてのインセンティブの残高を確認することが出来るものとなる。 In this manner, a company sets incentive information (hereinafter referred to as "supplier support allowance") for each supplier region in the personnel time and salary calculation device 3, and for each employee in the incentive balance information DB 24, the supplier. By storing store information and incentive information in association with each other, when shopping, the employee can check the balance of the incentive as a supplier support allowance.
 なお、本実施の形態において第二のインセンティブ処理装置1Bは、インセンティブ残高情報DB24において、複数の消費先地域情報を記憶したり、複数の取引先店舗情報を記憶したり、消費先地域情報と取引先店舗情報の双方を記憶したりするものとしても良い。 In the present embodiment, the second incentive processing device 1B stores a plurality of consumption destination area information, stores a plurality of customer shop information, and a transaction with consumption destination area information in the incentive balance information DB 24. It is also possible to store both of the destination store information.
 ここで、第二のインセンティブ処理装置1Bにおいてインセンティブ残高情報DB24は、従業者ごとに、消費先地域情報や取引先店舗情報といった項目に対応してインセンティブの残高情報を記憶するものとなる。
 このインセンティブ残高情報DB24は、たとえば図5(B)に示すように、従業者IDに関連付けて、項目a1とそのインセンティブ残高情報、項目a2とそのインセンティブ残高情報・・・項目b1とそのインセンティブ残高情報、項目b2とそのインセンティブ残高情報・・を記憶する。
Here, in the second incentive processing apparatus 1B, the incentive balance information DB 24 stores incentive balance information corresponding to items such as consumption destination area information and client shop information for each employee.
For example, as shown in FIG. 5B, this incentive balance information DB 24 is associated with the employee ID, and the item a1 and its incentive balance information, the item a2 and its incentive balance information... Item b1 and its incentive balance information , Item b2 and its incentive balance information.
 また、本発明では、地域や取引先を特定するだけではなく、取引先も企業全部、複数の事業所、特定の事業者に絞ることができる。それだけではなく自社内、グループ企業内にも提供できるものである。 Further, according to the present invention, not only the region and customers are specified, but the customers can be limited to all companies, a plurality of business places, and a specific business person. Not only that, it can also be provided in-house and in group companies.
 次に、本発明における第二の実施の形態に係るインセンティブ処理方法(以下、「第二の方法」という。)を実施するためのインセンティブ処理システムでの処理の流れについて、図17を参照して説明する。
 なお、本発明の第二のインセンティブ処理装置1Bでは、第二のコンピュータプログラムを実行することで、以下に説明する第二の方法を実現する。
Next, the flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter, referred to as “second method”) according to the second embodiment of the present invention will be described with reference to FIG. explain.
In the second incentive processing device 1B of the present invention, the second method described below is realized by executing the second computer program.
 まず、人事勤怠給与計算装置3が、事前に、従業者IDとインセンティブ情報を含むインセンティブ支給情報を本インセンティブ処理装置1Bに対して送信し(10)、本インセンティブ処理装置1Bが、人事勤怠給与計算装置3から送信されたインセンティブ支給情報を受信し(20)、従業者IDに関連付けてインセンティブ支給情報をインセンティブ残高情報DB24に登録する(30)までの処理は、上述した第一の方法における基本的な処理の流れと同様である。 First, the personnel time and salary calculation device 3 transmits in advance incentive payment information including the employee ID and the incentive information to the incentive processing device 1B (10), and the incentive processing device 1B calculates the personnel time and salary calculation The processing until the incentive payment information transmitted from the device 3 is received (20) and the incentive payment information is registered in the incentive balance information DB 24 in association with the employee ID (30) is basically the process in the first method described above. Is the same as the process flow of FIG.
 その後、従業者端末2Bは、本インセンティブ処理サービスを利用するための専用プログラムを立ち上げることで、従業者を特定する携帯電話情報等の従業者IDを本インセンティブ処理装置1Bに対して送信する(50)。
 そうすると、本インセンティブ処理装置1Bは、従業者端末2Bから送信された、従業者IDを受信する(60)。
Thereafter, the employee terminal 2B transmits an employee ID such as mobile phone information identifying the employee to the incentive processing apparatus 1B by launching a dedicated program for using the incentive processing service 50).
Then, the incentive processing device 1B receives the employee ID transmitted from the employee terminal 2B (60).
 本インセンティブ処理装置1Bでは、受信した従業者IDに基づき、インセンティブ残高情報DB24を参照して、関連付けて登録されている当該従業者のインセンティブ情報の残高を抽出し、従業者端末2Bに対して送信する(70)。
 そうすると、従業者端末2Bは、本インセンティブ処理装置1Bから送信されたインセンティブ情報を受信し、画面に表示する(71)。そして、従業者は従業者端末2Bの画面に表示されたインセンティブ情報を確認する。
 以上が本インセンティブ処理装置1Bを用いた第二の方法を実施するためのインセンティブ処理システムでの流れとなる。
In the incentive processing apparatus 1B, based on the received employee ID, the incentive balance information DB 24 is referred to extract the balance of the incentive information of the employee registered in association with the employee terminal 2B. Do it (70).
Then, the employee terminal 2B receives the incentive information transmitted from the incentive processing device 1B and displays it on the screen (71). Then, the employee confirms the incentive information displayed on the screen of the employee terminal 2B.
The above is the flow of the incentive processing system for implementing the second method using the incentive processing device 1B.
 ここで、従業者端末2Bが受信して従業者が確認するインセンティブ情報の一例として、たとえば、図18に示すことが出来る。
 図18は、従業者端末2Bの画面50bを示すものであり、この画面50bには、インセンティブ表示欄51が設けられたものとなっている。
Here, as an example of the incentive information that the employee terminal 2B receives and the employee confirms, for example, it can be shown in FIG.
FIG. 18 shows a screen 50b of the employee terminal 2B, and the screen 50b is provided with an incentive display field 51.
 具体的に、インセンティブ表示欄51には、インセンティブ残高情報DB24に登録されたインセンティブ残高情報の更新日時と共に、通貨単位を特定する国名として「JPN」と、インセンティブの値として「40,000.00」が表示されている。したがって、当該従業者は40,000円の通貨価値に相当するインセンティブを有していることになる。 Specifically, in the incentive display column 51, along with the update date of the incentive balance information registered in the incentive balance information DB 24, "JPN" as the name of the country specifying the currency unit and "40, 000.00" as the value of the incentive Is displayed. Therefore, the employee has an incentive equivalent to 40,000 yen currency value.
 また、インセンティブ残高情報DB24に登録されたインセンティブ情報が、消費先地域情報や取引先店舗情報といった複数の項目に関連付けられている場合、従業者が確認するインセンティブ情報の一例として、たとえば、図19に示すことが出来る。
 図19は、従業者端末2Bの画面50cを示すものであり、この画面50cには、インセンティブ表示欄51と、インセンティブ情報の詳細を示す項目別インセンティブ表示欄53と、が設けられたものとなっている。
Further, when the incentive information registered in the incentive balance information DB 24 is associated with a plurality of items such as the consumption destination area information and the customer store information, as an example of the incentive information confirmed by the employee, for example, in FIG. It can be shown.
FIG. 19 shows a screen 50c of the employee terminal 2B. The screen 50c is provided with an incentive display field 51 and an itemized incentive display field 53 showing details of incentive information. ing.
 すなわち、インセンティブ表示欄51には、インセンティブ残高情報DB24に登録されたインセンティブ残高情報の更新日時と共に、通貨単位を特定する国名として「JPN」と、インセンティブの値として「40,000.00」が表示されている。 That is, the incentive display column 51 displays "JPN" as the country name specifying the currency unit and "40,000.00" as the value of the incentive along with the update date and time of the incentive balance information registered in the incentive balance information DB 24. It is done.
 また、項目別インセンティブ表示欄53には、第一項目として地域貢献手当表示欄53aと、第二項目として取引先支援手当表示欄53bとが設けられている。そして、地域貢献手当表示欄53aには、「地域」の文字(もしくはマーク)と共に、20,000円に相当する通貨価値のインセンティブを有することを示す「JPN20,000.00」が表示され、取引先支援手当表示欄53bには、「取引先」の文字(もしくはマーク)と共に、20,000円に相当する通貨価値のインセンティブを有することを示す「JPN20,000.00」が表示されたものとなっている。 Further, the itemized incentive display column 53 is provided with a regional contribution allowance display column 53a as a first item and a supplier support allowance display column 53b as a second item. Then, in the area contribution allowance display column 53a, "JPN 20,000.00" indicating that it has an incentive of currency value equivalent to 20,000 yen is displayed together with the character (or mark) of "region", and the transaction is made. In the destination support allowance display column 53b, "JPN 20,000.00" indicating that it has an incentive of a currency value equivalent to 20,000 yen is displayed together with the character (or mark) of "company". It has become.
 また、インセンティブ残高情報DB24に登録されたインセンティブ情報が、複数の消費先地域情報や複数の取引先店舗情報に関連付けられている場合、従業者が確認するインセンティブ情報の一例として、たとえば、図20に示すことが出来る。
 図20(A)は、図19において示された地域貢献手当表示欄53aを選択した場合に示される画面50d1を示すものであり、この画面50d1には、インセンティブ表示欄51と、第一項目である地域貢献手当に関連付けて複数登録されているインセンティブ情報の詳細を示す第一地域表示欄53a1と、第二地域表示欄53a2と、が設けられたものとなっている。
Further, when the incentive information registered in the incentive balance information DB 24 is associated with a plurality of consumption destination area information and a plurality of supplier store information, for example, FIG. It can be shown.
FIG. 20A shows a screen 50d1 displayed when the area contribution allowance display column 53a shown in FIG. 19 is selected. In the screen 50d1, an incentive display column 51 and the first item are displayed. A first area display field 53a1 showing details of a plurality of incentive information registered in association with a certain area contribution allowance and a second area display field 53a2 are provided.
 すなわち、インセンティブ表示欄51には、地域貢献手当に関連付けてインセンティブ残高情報DB24に登録されたインセンティブ残高情報の更新日時と共に、通貨単位を特定する国名として「JPN」と、インセンティブの値として「20,000.00」が表示されている。 That is, in the incentive display column 51, along with the update date of the incentive balance information registered in the incentive balance information DB 24 in association with the regional contribution allowance, "JPN" as the name of the country specifying the currency unit and "20," as the value of the incentive. "000.00" is displayed.
 また、第一地域表示欄53a1には、「千代田区」の文字と共に、10,000円に相当する通貨価値のインセンティブを有することを示す「JPN10,000.00」が表示され、第二地域表示欄53a2には、「文京区」の文字と共に、10,000円に相当する通貨価値のインセンティブを有することを示す「JPN10,000.00」が表示されたものとなっている。 In addition, in the first area display column 53a1, "JPN 10,000.00" indicating that there is an incentive of currency value equivalent to 10,000 yen is displayed together with the characters "Chiyoda-ku", and the second area display The column 53a2 displays "JPN 10,000.00" indicating that it has an incentive with a currency value equivalent to 10,000 yen, together with the characters "Bunkyo Ward".
 なお、この画面50d1には、前の画面50cに戻るための戻りボタン54と共に、第一地域表示欄53a1に示めされた千代田区、もしくは第二地域表示欄53a2に示めされた文京区に関連付けられたインセンティブの使用を選択したことを示すチェックボックス55,55がそれぞれ設けられたものとなっている。 In this screen 50d1, along with the return button 54 for returning to the previous screen 50c, the Chiyoda ward shown in the first area display column 53a1, or the Bunkyo ward shown in the second area display column 53a2 Check boxes 55, 55 indicating that the use of the associated incentive has been selected are respectively provided.
 したがって、地域貢献手当を使用して決済を行うことを希望する場合は、たとえば、次のように行う。
 まず、図19に示す画面50cにおいて地域貢献手当表示欄53aを選択する。そうすると、図20(A)に示す画面50d1が表示される。さらに、千代田区限定で使用可能な地域貢献手当で決済を行うことを希望する場合は、図20(A)に示す画面50d1において第一地域表示欄53a1を選択する。
Therefore, if you wish to settle using regional contribution allowance, for example, proceed as follows.
First, the area contribution allowance display column 53a is selected on the screen 50c shown in FIG. Then, a screen 50d1 shown in FIG. 20 (A) is displayed. Furthermore, when it is desired to make a settlement with a regional contribution allowance that can be used only in Chiyoda-ku, the first area display column 53a1 is selected on the screen 50d1 shown in FIG. 20 (A).
 そうすると、第一地域表示欄53a1に設けられたチェックボックス55に印が付される。そして、さらに図20(A)に示す画面50d1において第一地域表示欄53a1をもう一度選択することで、図示しないが、従業者IDと、千代田区での使用限定で支給されたインセンティブ(残高)情報とを含む光学シンボルを生成することができるものとなっている。そして、後述するように当該光学シンボルを千代田区に存在する店舗に設置された店舗レジ2Aにて読み込ませることにより、千代田区限定で使用可能なインセンティブ(地域貢献手当)を使用して決済が行われるものとなる。 Then, the check box 55 provided in the first area display field 53a1 is marked. Then, by selecting the first area display column 53a1 again on the screen 50d1 shown in FIG. 20A, although not shown, the employee ID and the incentive (balance) information provided for use limitation in Chiyoda Ward. And an optical symbol that can be generated. Then, as described later, the optical symbol is read by the store cash register 2A installed in the store located in Chiyoda Ward, whereby payment is performed using an incentive (regional contribution allowance) available in Chiyoda Ward limitation. It will be
 一方、図20(A)に示す画面50d1において文京区限定で使用可能な地域貢献手当で決済を行うことを希望する場合は、図20(A)に示す画面50d1において第二地域表示欄53a2を選択する。
 そうすると、第二地域表示欄53a2に設けられたチェックボックス55に印が付される。そして、さらに図20(A)に示す画面50d1において第二地域表示欄53a2をもう一度選択することで、図示しないが、従業者IDと、文京区での使用限定で支給されたインセンティブ(残高)情報とを含む光学シンボルを生成することができるものとなっている。そして、この光学シンボルを文京区に存在する店舗に設置された店舗レジ2Aにて読み込ませることにより、文京区限定で使用可能なインセンティブ(地域貢献手当)を使用して決済が行われるものとなる。
On the other hand, if it is desired to make a settlement with the regional contribution allowance available only in Bunkyo on the screen 50d1 shown in FIG. 20A, the second area display column 53a2 is displayed on the screen 50d1 shown in FIG. select.
Then, the check box 55 provided in the second area display column 53a2 is marked. Then, by selecting the second area display column 53a2 again on the screen 50d1 shown in FIG. 20A, although not shown, the employee ID and the incentive (balance) information provided for use limitation in Bunkyo Ward. And an optical symbol that can be generated. Then, by reading this optical symbol at the store cash register 2A installed at the store existing in Bunkyo Ward, settlement is performed using an incentive (regional contribution allowance) available only in Bunkyo Ward. .
 一方、図20(B)は、図19において示された取引先支援手当表示欄53bを選択した場合に示される画面50d2を示すものであり、この画面50d2には、インセンティブ表示欄51と、第二項目である取引先支援手当に関連付けて複数登録されているインセンティブ情報の詳細を示す第一取引先表示欄53b1と、第二取引先表示欄53b2と、が設けられたものとなっている。 On the other hand, FIG. 20 (B) shows a screen 50 d 2 displayed when the supplier support allowance display column 53 b shown in FIG. 19 is selected. In this screen 50 d 2, an incentive display column 51 and A first supplier display field 53b1 indicating details of a plurality of incentive information registered in association with two items of supplier support allowances and a second supplier display field 53b2 are provided.
 すなわち、インセンティブ表示欄51には、取引先支援手当に関連付けてインセンティブ残高情報DB24に登録されたインセンティブ残高情報の更新日時と共に、通貨単位を特定する国名として「JPN」と、インセンティブの値として「20,000.00」が表示されている。 That is, in the incentive display column 51, along with the update date of the incentive balance information registered in the incentive balance information DB 24 in association with the customer support allowance, "JPN" as the country name specifying the currency unit and "20 , 000.00 "is displayed.
 また、第一取引先表示欄53b1には、「セブンテン」の文字と共に、10,000円に相当する通貨価値のインセンティブを有することを示す「JPN10,000.00」が表示され、第二取引先表示欄53b2には、「マックドー」の文字と共に、10,000円に相当する通貨価値のインセンティブを有することを示す「JPN10,000.00」が表示されたものとなっている。 In addition, in the first supplier display column 53b1, "JPN 10,000.00" indicating that it has an incentive with a currency value equivalent to 10,000 yen is displayed together with the characters "Seven Ten", and the second supplier is displayed. The display column 53b2 displays "JPN 10,000.00" which indicates that it has an incentive of a currency value equivalent to 10,000 yen, together with the characters "McDo".
 なお、この画面50d2においても、前の画面50cに戻るための戻りボタン54と共に、第一取引先表示欄53b1に示めされたセブンテン、もしくは第二取引先表示欄53b2に示めされたマックドー区に関連付けられたインセンティブの使用を選択したことを示すチェックボックス55,55がそれぞれ設けられたものとなっている。 In this screen 50d2, also with the return button 54 for returning to the previous screen 50c, the Seven Ten shown in the first supplier display column 53b1, or the McDoo ward shown in the second supplier display column 53b2. Check boxes 55, 55 are provided to indicate that the user has selected the use of the incentive associated with.
 したがって、取引先支援手当を使用して決済を行うことを希望する場合は、たとえば、次のように行う。
 まず、図19に示す画面50cにおいて取引先支援手当表示欄53bを選択する。そうすると、図20(B)に示す画面50d2が表示される。さらに、セブンテン限定で使用可能な取引先支援手当で決済を行うことを希望する場合は、図20(B)に示す画面50d2において第一取引先表示欄53b1を選択する。
Therefore, if it is desired to make a settlement using a supplier support allowance, for example, it is performed as follows.
First, supplier support allowance display column 53b is selected on screen 50c shown in FIG. Then, a screen 50d2 shown in FIG. 20 (B) is displayed. Furthermore, when it is desired to make a settlement with a supplier support allowance that can be used with seven-ten limitation, the first supplier display column 53b1 is selected on the screen 50d2 shown in FIG. 20 (B).
 そうすると、第一取引先表示欄53b1に設けられたチェックボックス55に印が付される。そして、さらに図20(B)に示す画面50d2において第一取引先表示欄53b1をもう一度選択することで、図示しないが、従業者IDと、セブンテンでの使用限定で支給されたインセンティブ(残高)情報とを含む光学シンボルを生成することができるものとなっている。そして、後述するように当該光学シンボルをセブンテンに設置された店舗レジ2Aにて読み込ませることにより、セブンテン限定で使用可能なインセンティブ(取引先支援手当)を使用して決済が行われるものとなる。 Then, the check box 55 provided in the first supplier display field 53b1 is marked. Then, by selecting the first supplier display field 53b1 again on the screen 50d2 shown in FIG. 20 (B), although not shown, the employee ID and the incentive (balance) information provided by the use limitation in the Seven Ten. And an optical symbol that can be generated. Then, as described later, the optical symbol is read by the shop cash register 2A installed in Seventen, whereby the settlement is performed using an incentive (supplier support allowance) which can be used only in the Seventen.
 一方、図20(B)に示す画面50d2においてマックドー限定で使用可能な取引先貢献手当で決済を行うことを希望する場合は、図20(B)に示す画面50d2において第二取引先表示欄53b2を選択する。
 そうすると、第二取引先表示欄53b2に設けられたチェックボックス55に印が付される。そして、さらに図20(B)に示す画面50d2において第二取引先表示欄53b2をもう一度選択することで、図示しないが、従業者IDと、マックドーでの使用限定で支給されたインセンティブ(残高)情報とを含む光学シンボルを生成することができるものとなっている。そして、この光学シンボルをマックドーに設置された店舗レジ2Aにて読み込ませることにより、マックドー限定で使用可能なインセンティブ(取引先支援手当)を使用して決済が行われるものとなる。
On the other hand, in the case where it is desired to make a settlement with a customer contribution allowance that can be used by MacDaw Limited on the screen 50d2 shown in FIG. 20 (B), the second customer display field 53b2 Choose
Then, the check box 55 provided in the second supplier display field 53b2 is marked. Then, by selecting the second supplier display field 53b2 again on the screen 50d2 shown in FIG. 20 (B), although not shown, the employee ID and the incentive (balance) information provided for use limitation in MacDaw And an optical symbol that can be generated. Then, the optical symbol is read by the store cash register 2A installed in McDoo, whereby settlement is performed using an incentive (a customer support allowance) available for McDaw's limitation.
 したがって従業者は、店舗レジ2Aを決済端末2として決済を行う場合、店舗レジ2Aが消費金額(決済代金)を算出した後、自らの携帯端末(従業者端末2B)において、上述のように決済に利用するインセンティブの項目を選択する。そうすると、従業者IDとインセンティブの項目情報を含む光学シンボルを生成される。従業者は、この光学シンボルを店舗レジ2Aにて読み込ませる。これにより、店舗レジ2Aが、算出した消費金額情報と、取得した従業者IDとインセンティブの項目情報と共に、店舗レジ2Aに記憶された消費先IDを本インセンティブ処理装置1Bへ送信し、企業より支給されるインセンティブを使用して決済を行うことができる。 Therefore, when the employee makes a payment using the shop cashier 2A as the settlement terminal 2, the shop cashier 2A calculates the consumption amount (payment fee) and then makes the settlement as described above in his / her portable terminal (employee terminal 2B) Select the item of incentive to use. Then, an optical symbol including item information of the employee ID and the incentive is generated. The employee causes the store cash register 2A to read this optical symbol. Accordingly, the store cash register 2A transmits the consumption destination ID stored in the shop cash register 2A to the incentive processing device 1B together with the calculated consumption amount information and the acquired employee ID and the item information of the incentive to the incentive processing device 1B. You can make payments using the incentives that are
 また、店舗レジ2Aを決済端末2として決済を行う場合、店舗レジ2Aが消費金額(決済代金)を算出した後、自らの従業者端末2Bで店舗に表示された光学シンボルを読み込むと共に、上述のように決済に利用するインセンティブの項目を選択する。そうすると、従業者IDとインセンティブの項目情報と消費先IDを含む光学シンボルを生成される。従業者は、この光学シンボルを店舗レジ2Aにて読み込ませる。これにより、店舗レジ2Aが、算出した消費金額情報と、取得した従業者IDとインセンティブの項目情報と消費先IDを本インセンティブ処理装置1Bへ送信し、企業より支給されるインセンティブを使用して決済を行うことができるものとしても良い。 In addition, when making a payment with the store cash register 2A as the payment terminal 2, after the shop cash register 2A calculates the consumption amount (payment price), the optical symbol displayed in the shop is read at the employee terminal 2B itself, Select items of incentive to be used for settlement. Then, an optical symbol including item ID of employee ID and incentive and consumption destination ID is generated. The employee causes the store cash register 2A to read this optical symbol. Accordingly, the store cash register 2A transmits the calculated consumption amount information, the acquired employee ID and item information of the incentive and the consumption destination ID to the present incentive processing apparatus 1B, and the payment is performed using the incentive provided by the company. It can be done as well.
 さらに、従業者端末2Bを決済端末2として決済を行う場合、店舗に表示された光学シンボルを従業者端末2Bで読み込んで消費先IDを取得した後、従業者端末2Bにおいて消費金額を入力し、さらに、上述のように決済に利用するインセンティブの項目を選択する。そうすると、従業者端末2Bは、取得した消費先IDと、入力した消費金額情報、及び選択したインセンティブの項目情報と共に、従業者端末2Bに記憶された従業者IDを、本インセンティブ処理装置1Bへ送信、企業より支給されるインセンティブを使用して決済を行うことができるものとしても良い。 Furthermore, when making payment using the employee terminal 2B as the payment terminal 2, after the optical symbol displayed in the store is read by the employee terminal 2B and the consumption destination ID is acquired, the consumption amount is input at the employee terminal 2B, Further, as described above, the item of the incentive to be used for the settlement is selected. Then, the employee terminal 2B transmits the employee ID stored in the employee terminal 2B to the incentive processing device 1B together with the acquired consumption destination ID, the input consumption amount information, and the selected incentive item information. The payment may be made using an incentive provided by a company.
 続いて、上述した第二の方法を実施する本インセンティブ処理装置1Bの動作の一例を、図21を参照して説明する。 
 まず、インセンティブ情報登録部11が、従業者を識別する従業者IDと、従業者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を受信したか否か判断する処理を行う(S10)。
Then, an example of operation | movement of this incentive processing apparatus 1B which enforces the 2nd method mentioned above is demonstrated with reference to FIG.
First, the incentive information registration unit 11 determines whether the incentive payment information including at least the employee ID for identifying the employee and the incentive information indicating the value of the incentive for each employee has been received. Perform (S10).
 その結果、イセンティブ情報登録部11が、インセンティブ支給情報を受信した場合(Y)、イセンティブ情報登録部11は引き続き、従業者IDに関連付けてインセンティブ情報をインセンティブ残高情報DB24に登録する処理を行う(S20)。
 その後、インセンティブ処理装置1Bでの一連の動作は終了(エンド)する。
 一方、イセンティブ情報登録部11が、インセンティブ支給情報を受信していないと判断した場合(N)、インセンティブ情報送信部14が、従業者端末2Bから従業者を特定する従業者IDを受信したか否か判断する処理を行う(S50)。
As a result, when the incentive information registration unit 11 receives the incentive payment information (Y), the intention information registration unit 11 continues to register the incentive information in the incentive balance information DB 24 in association with the employee ID (S20) ).
After that, the series of operations in the incentive processing device 1B end (end).
On the other hand, when the incentive information registration unit 11 determines that the incentive payment information has not been received (N), whether the incentive information transmission unit 14 receives the employee ID identifying the employee from the employee terminal 2B A process of determining whether or not it is performed (S50).
 その結果、インセンティブ情報送信部14が、従業者IDを受信したと判断した場合(Y)、インセンティブ情報送信部14は引き続き、従業者IDに基づいてインセンティブ残高情報DB24を参照し、関連付けて登録されている当該従業者のインセンティブ情報を抽出する処理を行う(S60)。 As a result, when the incentive information transmission unit 14 determines that the employee ID has been received (Y), the incentive information transmission unit 14 continues to refer to the incentive balance information DB 24 based on the employee ID, and is registered in association. A process is performed to extract incentive information of the employee concerned (S60).
 一方、インセンティブ情報送信部14が、従業者IDを受信していないと判断した場合(N)、インセンティブ決済可否判断部12が、従業者IDと消費金額情報と消費先IDと、を含む消費情報を受信したか否か判断する処理を行う(S100)。 On the other hand, when the incentive information transmitting unit 14 determines that the employee ID has not been received (N), the incentive payment determination unit 12 determines the consumption information including the employee ID, the consumption amount information, and the consumption destination ID. Processing is performed to determine whether or not (S100).
 そして、インセンティブ情報送信部14は、従業者IDに関連付けて登録されているインセンティブ情報を抽出した後、抽出したインセンティブ情報を従業者端末2Bに対して送信する処理を行う(S70)。
 その後、インセンティブ処理装置1Bでの一連の動作は終了(エンド)する。
Then, after extracting the incentive information registered in association with the employee ID, the incentive information transmission unit 14 transmits the extracted incentive information to the employee terminal 2B (S70).
After that, the series of operations in the incentive processing device 1B end (end).
<第三の実施の形態>
 また、本発明においては、店舗レジ2Aや従業者端末2Bにおいて決済の終了を確認できるようにすることもできる。すなわち、上述した第一の実施の形態とは、決済終了後に店舗レジ2Aや従業者端末2Bに対して決済完了通知を送信するようにした点で異なる。
Third Embodiment
Further, in the present invention, the end of settlement can be confirmed in the store cash register 2A or the employee terminal 2B. That is, it differs from the first embodiment described above in that the settlement completion notification is transmitted to the store cash register 2A and the employee terminal 2B after the settlement is completed.
 まず、図22に、本発明の第三のインセンティブ処理装置1Cの構成を示す。
 本発明の第三のインセンティブ処理装置1Cは、決済端末2A(2B)と、給与計算装置3と、にそれぞれネットワークNWを介して通信可能に構成されている。
First, FIG. 22 shows the configuration of a third incentive processing apparatus 1C of the present invention.
The third incentive processing device 1C of the present invention is configured to be able to communicate with the payment terminal 2A (2B) and the payroll accounting device 3 via the network NW.
 また、本発明の第三のインセンティブ処理装置1Cは、図22に示すように、インセンティブ情報登録部11と、インセンティブ決済可否判断部12と、インセンティブ決済処理部13と、インセンティブ情報送信部14と、インセンティブ決済通知部15と、を備えると共に、記憶部20が、企業特定情報DB21と、消費条件情報DB22と、消費先情報DB23と、インセンティブ残高情報DB24と、を備えて構成されている。 In addition, as shown in FIG. 22, a third incentive processing apparatus 1C of the present invention includes an incentive information registration unit 11, an incentive payment availability determination unit 12, an incentive payment processing unit 13, and an incentive information transmission unit 14. The storage unit 20 is configured to include a company identification information DB 21, a consumption condition information DB 22, a consumption destination information DB 23, and an incentive balance information DB 24.
 インセンティブ決済通知部15は、インセンティブ決済処理部13においてインセンティブ情報の残高を求めた後、決済端末2A(2B)に対して、インセンティブを用いて決済が終了したことを知らせる決済完了通知を送信する手段である。 After the incentive settlement notifier 15 obtains the balance of the incentive information in the incentive settlement processor 13, the incentive settlement notifier 15 transmits, to the settlement terminal 2A (2B), a settlement completion notification notifying that settlement is completed using the incentive. It is.
 このように、消費金額の決済に伴ってインセンティブ情報の残高を求めた後、決済完了通知を決済端末2A(2B)に対して送信する構成とすることで、店舗レジの担当者や従業者は無事に決済が完了した旨を把握することができるものとなる。 In this way, after the balance of the incentive information is obtained along with the settlement of the consumption amount, the person in charge of the store cashier and the employee can send the settlement completion notification to the settlement terminal 2A (2B). It is possible to know that the settlement has been successfully completed.
 次に、本発明における第三の実施の形態に係るインセンティブ処理方法(以下、「第三の方法」という。)を実施するためのインセンティブ処理システムでの処理の流れについて、図23を参照して説明する。
 なお、本発明の第三のインセンティブ処理装置1Cでは、第三のコンピュータプログラムを実行することで、以下に説明する第三の方法を実現する。
Next, a flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter, referred to as “third method”) according to the third embodiment of the present invention will be described with reference to FIG. explain.
The third incentive processing apparatus 1C of the present invention implements the third method described below by executing the third computer program.
 まず、第三のインセンティブ処理装置1Cが、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が大きいもしくは等しい場合、インセンティブ情報から消費金額情報を減算して残高を求め、インセンティブ情報の残高をインセンティブ残高情報DB24に登録するまでの処理(130a)、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が小さい場合、インセンティブ情報から消費金額情報を減算した値を「0」とし、当該「0」を残高としてインセンティブ残高情報DB24に登録するまでの処理(130b)、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が小さい場合、インセンティブ情報から消費金額情報を減算して不足額を求め、当該不足額を残高としてインセンティブ残高情報DB24に登録するまでの処理(130c)、は、上述した第一の方法における処理の流れと同様である。 First, the third incentive processing apparatus 1C determines the balance by subtracting the consumption amount information from the incentive information when the incentive information received in accordance with the consumption of the employee is greater or equal to the value from the consumption amount information. Processing until the balance of information is registered in the incentive balance information DB 24 (130a), when the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, a value obtained by subtracting the consumption amount information from the incentive information Processing to register the “0” as the balance in the incentive balance information DB 24 (130 b), and the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, the incentive The amount of consumption information is subtracted from the information to obtain the shortage, and the shortage is Processing up to the registration incentive balance information DB24 as high (130c), is the same as the flow of processing in the first method described above.
 第三のインセンティブ処理装置1Cは、引き続き決済完了通知を決済端末2A(2B)に対して送信する(140)。
 そうすると、決済端末2A(2B)では、本インセンティブ処理装置1Cから送信された決済完了通知を受信し、画面に表示する(141)。そして、店舗レジの担当者は店舗レジ2Aを介して、一方、従業者は従業者端末2Bを介して、それぞれの画面に表示された決済完了通知を確認する。
 以上が本インセンティブ処理装置1Cを用いた第三の方法を実施するためのインセンティブ処理システムでの流れとなる。
The third incentive processing device 1C continues to transmit a settlement completion notification to the settlement terminal 2A (2B) (140).
Then, the settlement terminal 2A (2B) receives the settlement completion notice transmitted from the incentive processing device 1C, and displays it on the screen (141). Then, the person in charge of the store cashier confirms the payment completion notification displayed on the respective screens via the shop cashier 2A and the employee via the employee terminal 2B.
The above is the flow of the incentive processing system for implementing the third method using the present incentive processing apparatus 1C.
 ここで、従業者端末2Bが受信して従業者が確認する決済完了通知の一例として、たとえば、40,000円の通貨価値に相当するインセンティブを有している従業者が500円の消費を行った場合について、図24に基づき説明する。 Here, as an example of the payment completion notice received by the employee terminal 2B and confirmed by the employee, for example, an employee having an incentive equivalent to a currency value of 40,000 yen consumes 500 yen. The case will be described based on FIG.
 図24は、従業者端末2Bの画面50eを示すものであり、この画面50eには、インセンティブ表示欄51と、明細表示欄56とが表示されたものとなっている。
 具体的に、インセンティブ表示欄51には、インセンティブ残高情報DB24に登録されたインセンティブ残高情報の更新日時と共に、通貨単位を特定する国名として「JPN」と、インセンティブの値として「39,500.00」が表示されている。したがって、当該従業者は500円の消費を行うことで39,500円の通貨価値に相当するインセンティブを残高として有していることになる。
FIG. 24 shows a screen 50e of the employee terminal 2B, in which an incentive display field 51 and a statement display field 56 are displayed.
Specifically, in the incentive display column 51, along with the update date and time of the incentive balance information registered in the incentive balance information DB 24, "JPN" as the name of the country specifying the currency unit and "39, 500.00" as the value of the incentive Is displayed. Therefore, the said employee will have an incentive equivalent to the monetary value of 39,500 yen as a balance by spending 500 yen.
 また、明細表示欄56には、今般消費した金額として「JPN500.00」、消費金額の決済日時として「10/10/2017 16:35:15」、消費した店舗名として「モズバーガー 飯田橋店」、決済No.として「abc12345-67890-1213」、及びインセンティブを使用して決済を行う有効期限として「2017年10月24日」が表示されている。なお、明細表示欄56に記載する情報は、インセンティブ等を使用して適切に決済が行われたことを知らせる内容であれば任意の項目で構わない。 In the detail display column 56, "JPN500.00" as the amount of money consumed this time, "10/10/2017 16:35:15" as the settlement date of the consumption amount, "Moz Burger Iidabashi store" as the name of the store consumed, “Abc 1234 5-67890-1213” is displayed as the settlement No., and “Oct. 24, 2017” is displayed as the expiration date for performing the settlement using the incentive. In addition, the information described in the statement display column 56 may be any item as long as it is content notifying that payment has been appropriately performed using an incentive or the like.
 続いて、上述した第三の方法を実施する本インセンティブ処理装置1Cの動作の一例を、図25を参照して説明する。 
 まず、図25(A)は、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が大きいもしくは等しい場合の動作の一例である。インセンティブ情報の値が消費金額情報の値よりの値が大きいもしくは等しい場合に、インセンティブ決済処理部13が、当該インセンティブ情報から消費金額情報を減算して残高を算出し(S180)、算出したインセンティブ情報の残高をインセンティブ残高情報DB24に登録する(S190)処理までの動作は、上述した第一の方法を実施する第一のインセンティブ処理装置1Aの動作の一例と同様に行うものとなるので、その説明は省略する。
Subsequently, an example of the operation of the present incentive processing device 1C for implementing the above-described third method will be described with reference to FIG.
First, FIG. 25A shows an example of the operation in the case where the incentive information received along with the consumption of the employee is equal to or larger than the value from the consumption amount information. If the value of the incentive information is greater than or equal to the value of the consumption amount information, the incentive payment processing unit 13 subtracts the consumption amount information from the incentive information to calculate the balance (S180), and the calculated incentive information Since the operation up to the process of registering the balance of money in the incentive balance information DB 24 (S190) is performed in the same manner as an example of the operation of the first incentive processing apparatus 1A that implements the first method described above, Is omitted.
 本インセンティブ処理装置1Cでは、インセンティブ決済処理部13が残高をインセンティブ残高情報DB24に登録した後、インセンティブ決済通知部15が、決済端末2A(2B)に対して、インセンティブを用いて決済が終了したことを知らせる決済完了通知を送信する処理を行う(S191)。
 そして、本インセンティブ処理装置1Cでの一連の動作は終了(エンド)する。
In this incentive processing apparatus 1C, after the incentive settlement processing unit 13 registers the balance in the incentive balance information DB 24, the incentive settlement notification unit 15 completes the settlement for the settlement terminal 2A (2B) using the incentive A process of transmitting a settlement completion notice to inform the user is performed (S191).
And a series of operation in this incentive processing device 1C are ended (end).
 また、図25(B)は、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が小さい場合の動作の一例である。インセンティブ情報の値が消費金額情報の値よりの値が小さい場合に、インセンティブ決済処理部13が、当該インセンティブ情報から消費金額情報を減算して不足額を算出し(S290)、算出した不足額を残高としてインセンティブ残高情報DB24に登録する(S300)処理までの動作は、上述した第一の方法を実施する第一のインセンティブ処理装置1Aの動作の一例と同様に行うものとなるので、その説明は省略する。 Moreover, FIG. 25 (B) is an example of operation | movement in case the value of the incentive information received with consumption of an employee is smaller than consumption money information. If the value of the incentive information is smaller than the value of the consumption amount information, the incentive payment processing unit 13 subtracts the consumption amount information from the incentive information to calculate the shortage amount (S290), and the calculated deficiency amount The operation up to the processing of registering the balance as the balance in the incentive balance information DB 24 (S300) is performed in the same manner as an example of the operation of the first incentive processing apparatus 1A that implements the first method described above, so I omit it.
 本インセンティブ処理装置1Cでは、インセンティブ決済処理部13が不足額を残高としてインセンティブ残高情報DB24に登録した後、インセンティブ決済通知部15が、決済端末2A(2B)に対して、インセンティブを用いて決済が終了したことを知らせる決済完了通知を送信する処理を行う(S301)。
 そして、本インセンティブ処理装置1Cでの一連の動作は終了(エンド)する。
In the incentive processing apparatus 1C, after the incentive payment processing unit 13 registers the shortage amount as the balance in the incentive balance information DB 24, the incentive payment notification unit 15 uses the incentive to settle the payment to the payment terminal 2A (2B). A process of transmitting a settlement completion notice notifying that the process has ended is performed (S301).
And a series of operation in this incentive processing device 1C are ended (end).
 また、図25(C)も、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が小さい場合の動作の一例である。インセンティブ情報の値が消費金額情報の値よりの値が小さい場合に、インセンティブ決済処理部13が、当該インセンティブ情報から消費金額情報を減算した値を「0」とし(S350)、当該「0」を残高としてインセンティブ残高情報DB24に登録する(S360)処理までの動作は、上述した第一の方法を実施する第一のインセンティブ処理装置1Aの動作の一例と同様に行うものとなるので、その説明は省略する。 Further, FIG. 25C is also an example of the operation when the value of the incentive information received in accordance with the consumption of the employee is smaller than the consumption amount information. When the value of the incentive information is smaller than the value of the consumption amount information, the incentive payment processing unit 13 sets a value obtained by subtracting the consumption amount information from the incentive information to "0" (S350), and the "0" is set. The operation up to the processing of registering the balance as the balance in the incentive balance information DB 24 (S360) is the same as an example of the operation of the first incentive processing apparatus 1A that implements the first method described above, so I omit it.
 本インセンティブ処理装置1Cでは、インセンティブ決済処理部13が「0」を残高としてインセンティブ残高情報DB24に登録した後、インセンティブ決済通知部15が、決済端末2A(2B)に対して、インセンティブを用いて決済が終了したことを知らせる決済完了通知を送信する処理を行う(S361)。
 そして、本インセンティブ処理装置1Cでの一連の動作は終了(エンド)する。
In this incentive processing apparatus 1C, after the incentive payment processing unit 13 registers “0” as the balance in the incentive balance information DB 24, the incentive payment notification unit 15 pays the payment terminal 2A (2B) using the incentive A process of transmitting a settlement completion notice notifying that the process has ended is performed (S361).
And a series of operation in this incentive processing device 1C are ended (end).
<第四の実施の形態>
 また、本発明においては、企業が従業者によるインセンティブを使用した消費の状況を確認できるようにすることもできる。すなわち、上述した第一の実施の形態とは、所定期間ごとに人事勤怠給与計算装置3に対して、インセンティブ残高通知を送信するようにした点で異なる。
Fourth Embodiment
Further, in the present invention, it is possible to enable a company to confirm the status of consumption using an employee's incentive. That is, the second embodiment differs from the first embodiment described above in that the notification of the incentive balance is transmitted to the personnel time and salary calculation device 3 every predetermined period.
 まず、図26に、本発明の第四のインセンティブ処理装置1Dの構成を示す。
 本発明の第四のインセンティブ処理装置1Dは、決済端末2(2A,2B)と、給与計算装置3と、にそれぞれネットワークNWを介して通信可能に構成されている。
First, FIG. 26 shows the configuration of a fourth incentive processing device 1D of the present invention.
The fourth incentive processing device 1D of the present invention is configured to be able to communicate with the payment terminal 2 (2A, 2B) and the payroll accounting device 3 via the network NW.
 また、本発明の第四のインセンティブ処理装置1Dは、図26に示すように、インセンティブ情報登録部11と、インセンティブ決済可否判断部12と、インセンティブ決済処理部13と、インセンティブ情報送信部14と、インセンティブ決済通知部15と、インセンティブ残高通知部16と、を備えると共に、記憶部20が、企業特定情報DB21と、消費条件情報DB22と、消費先情報DB23と、インセンティブ残高情報DB24と、を備えて構成されている。 Further, as shown in FIG. 26, the fourth incentive processing apparatus 1D of the present invention includes an incentive information registration unit 11, an incentive payment availability judgment unit 12, an incentive payment processing unit 13, and an incentive information transmission unit 14. As well as including an incentive settlement notification unit 15 and an incentive balance notification unit 16, the storage unit 20 includes a company identification information DB 21, a consumption condition information DB 22, a consumption place information DB 23, and an incentive balance information DB 24. It is configured.
 インセンティブ残高通知部16は、人事勤怠給与計算装置3に対して、インセンティブ残高情報DB24に記憶された従業者ごとのインセンティブ情報の残高を所定期間ごとに送信する手段である。 The incentive balance notification unit 16 is a means for transmitting the balance of the incentive information for each employee stored in the incentive balance information DB 24 to the personnel time and salary calculation device 3 for each predetermined period.
 このように、人事勤怠給与計算装置3に対して、インセンティブ残高通知を所定期間ごとに送信する構成とすることで、企業は、従業者によってインセンティブが有効に使われたかを把握することができるものとなる。 As described above, by transmitting the incentive balance notification to the personnel time and salary calculation device 3 at predetermined intervals, the company can grasp whether the employee has effectively used the incentive. It becomes.
 次に、本発明における第四の実施の形態に係るインセンティブ処理方法(以下、「第四の方法」という。)を実施するためのインセンティブ処理システムでの処理の流れについて、図27を参照して説明する。
 なお、本発明の第四のインセンティブ処理装置1Dでは、第四のコンピュータプログラムを実行することで、以下に説明する第四の方法を実現する。
Next, the flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter, referred to as "fourth method") according to the fourth embodiment of the present invention will be described with reference to FIG. explain.
In the fourth incentive processing device 1D of the present invention, the fourth method described below is realized by executing the fourth computer program.
 まず、第四のインセンティブ処理装置1Dが、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が大きいもしくは等しい場合、インセンティブ情報から消費金額情報を減算して残高を求め、インセンティブ情報の残高をインセンティブ残高情報DB24に登録するまでの処理(130a)、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が小さい場合、インセンティブ情報から消費金額情報を減算した値を「0」とし、当該「0」を残高としてインセンティブ残高情報DB24に登録するまでの処理(130b)、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が小さい場合、インセンティブ情報から消費金額情報を減算して不足額を求め、当該不足額を残高としてインセンティブ残高情報DB24に登録するまでの処理(130c)、は、上述した第一の方法における処理の流れと同様である。 First, the fourth incentive processing apparatus 1D calculates the balance by subtracting the consumption amount information from the incentive information when the incentive information received along with the consumption of the employee has a larger or equal value than the consumption amount information. Processing until the balance of information is registered in the incentive balance information DB 24 (130a), when the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, a value obtained by subtracting the consumption amount information from the incentive information Processing to register the “0” as the balance in the incentive balance information DB 24 (130 b), and the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, the incentive The amount of consumption information is subtracted from the information to obtain the shortage, and the shortage is Processing up to the registration incentive balance information DB24 as high (130c), is the same as the flow of processing in the first method described above.
 その後、第四のインセンティブ処理装置1Dでは、所定期間経過後に、インセンティブ残高情報DB24に登録されているインセンティブ情報の残高(「0」及び不足額を含む)を抽出し、従業者IDに関連付けてインセンティブ情報の残高情報を人事勤怠給与計算装置3に対して送信する(150)。
 そうすると、人事勤怠給与計算装置3は、本インセンティブ処理装置1Dから送信された従業者IDとインセンティブ情報を受信する(151)。
 以上が本インセンティブ処理装置1Dを用いた第四の方法を実施するためのインセンティブ処理システムでの流れとなる。
After that, the fourth incentive processing apparatus 1D extracts the balance (including “0” and the shortage amount) of the incentive information registered in the incentive balance information DB 24 after the predetermined period has elapsed, and associates it with the employee ID The balance information of the information is transmitted to the personnel time and salary calculation apparatus 3 (150).
Then, the personnel time and salary calculation apparatus 3 receives the employee ID and the incentive information transmitted from the incentive processing apparatus 1D (151).
The above is the flow of the incentive processing system for implementing the fourth method using the incentive processing device 1D.
 続いて、上述した第四の方法を実施する本インセンティブ処理装置1Dの動作の一例を、図28を参照して説明する。 
 まず、インセンティブ残高通知部16は、所定時間を経過したか否かを判断する処理を行う(S400)。
Then, an example of operation | movement of this incentive processing apparatus 1D which enforces the 4th method mentioned above is demonstrated with reference to FIG.
First, the incentive balance notification unit 16 performs processing to determine whether a predetermined time has elapsed (S400).
 その結果、インセンティブ残高通知部16が、所定時間を経過したと判断した場合(Y)、引き続きインセンティブ残高通知部16は、インセンティブ残高情報DB24に登録されているインセンティブ情報の残高(「0」及び不足額を含む)を抽出する処理を行う(S410a)。
 一方、インセンティブ残高通知部16が、所定時間を経過していないと判断した場合(N)、インセンティブ残高通知部16は、所定時間を経過したか否か判断する処理を繰り返す(S400)。
As a result, when the incentive balance notification unit 16 determines that the predetermined time has passed (Y), the incentive balance notification unit 16 continues the balance (“0” and a shortage of the incentive information registered in the incentive balance information DB 24. A process of extracting the forehead is performed (S410a).
On the other hand, when the incentive balance notification unit 16 determines that the predetermined time has not elapsed (N), the incentive balance notification unit 16 repeats the process of determining whether the predetermined time has elapsed (S400).
 また、インセンティブ残高通知部16は、抽出したインセンティブ情報の残高を、従業者IDに関連付けて人事勤怠給与計算装置3に対して送信する処理を行う(S420a)。
 そして、本インセンティブ処理装置1Dでの一連の動作は終了(エンド)する。
Further, the incentive balance notification unit 16 performs processing of transmitting the balance of the extracted incentive information to the personnel time and pay calculation device 3 in association with the employee ID (S420a).
And a series of operation in this incentive processing device 1D are ended (end).
<第五の実施の形態>
 また、本発明においては、企業が消費先ごとの消費金額情報を確認できるようにすることもできる。すなわち、上述した第一の実施の形態とは、所定期間ごとに人事勤怠給与計算装置3に対して、インセンティブ決済情報を送信するようにした点で異なる。
Fifth Embodiment
Further, in the present invention, it is possible to enable a company to confirm consumption amount information for each consumer. That is, the second embodiment differs from the first embodiment described above in that incentive payment information is transmitted to the personnel time and salary calculation device 3 every predetermined period.
 まず、図29に、本発明の第五のインセンティブ処理装置1Eの構成を示す。
 本発明の第五のインセンティブ処理装置1Eは、決済端末2A(2B)と、給与計算装置3と、にそれぞれネットワークNWを介して通信可能に構成されている。
 また、本発明の第五のインセンティブ処理装置1Eは、図29に示すように、インセンティブ情報登録部11と、インセンティブ決済可否判断部12と、インセンティブ決済処理部13と、インセンティブ情報送信部14と、インセンティブ決済通知部15と、インセンティブ残高通知部16と、を備えると共に、記憶部20が、企業特定情報DB21と、消費条件情報DB22と、消費先情報DB23と、インセンティブ残高情報DB24と、インセンティブ決済情報記憶手段(以下、「インセンティブ決済情報DB」と略記する。)25と、を備えて構成されている。
First, FIG. 29 shows the configuration of a fifth incentive processing apparatus 1E of the present invention.
The fifth incentive processing device 1E of the present invention is configured to be able to communicate with the payment terminal 2A (2B) and the payroll accounting device 3 via the network NW.
In addition, as shown in FIG. 29, the fifth incentive processing apparatus 1E of the present invention includes an incentive information registration unit 11, an incentive payment availability determination unit 12, an incentive payment processing unit 13, and an incentive information transmission unit 14. An incentive payment notification unit 15 and an incentive balance notification unit 16 are provided, and the storage unit 20 includes a company identification information DB 21, a consumption condition information DB 22, a consumption place information DB 23, an incentive balance information DB 24, and incentive payment information. And storage means (hereinafter abbreviated as “incentive settlement information DB”) 25.
 インセンティブ決済情報DB25は、従業者IDと、消費先IDと、インセンティブ決済処理手段13においてインセンティブで決済を行った消費金額情報と、を関連付けて記憶する手段である。このインセンティブ決済情報DB25は、たとえば、従業者情報テーブルと、消費が行われた日時や消費が行われた店舗、消費金額、消費を行った者といった取引情報が記憶されている取引情報テーブルとを関連付けることにより構成されたものとすることができる。
 このインセンティブ決済情報DB25は、たとえば図30に示すように、消費先IDに関連付けて従業者IDと消費金額情報を記憶する。
The incentive payment information DB 25 is a means for associating and storing an employee ID, a consumption destination ID, and consumption amount information for which payment has been made by the incentive in the incentive payment processing means 13. The incentive payment information DB 25 includes, for example, an employee information table, and a transaction information table storing transaction information such as the date and time of consumption, the store where consumption was performed, the amount of consumption, and the person who made the consumption. It can be configured by associating.
For example, as shown in FIG. 30, the incentive payment information DB 25 stores the employee ID and the consumption amount information in association with the consumption destination ID.
 本発明の第五のインセンティブ処理装置1Eにおいて、インセンティブ残高通知部16は、人事勤怠給与計算装置3に対して、インセンティブ決済情報DB25に記憶された消費先ごとの消費金額情報を所定期間ごとに送信する手段である。 In the fifth incentive processing apparatus 1E of the present invention, the incentive balance notifying unit 16 transmits the consumption amount information for each consumption destination stored in the incentive payment information DB 25 to the personnel time and salary calculation device 3 every predetermined period. Means to
 次に、本発明における第五の実施の形態に係るインセンティブ処理方法(以下、「第五の方法」という。)を実施するためのインセンティブ処理システムでの処理の流れについて、図31を参照して説明する。
 なお、本発明の第五のインセンティブ処理装置1Eでは、第五のコンピュータプログラムを実行することで、以下に説明する第五の方法を実現する。
Next, with reference to FIG. 31, the flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter, referred to as “fifth method”) according to the fifth embodiment of the present invention will be described. explain.
In the fifth incentive processing device 1E of the present invention, the fifth method described below is realized by executing the fifth computer program.
 まず、第五のインセンティブ処理装置1Eが、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が大きいもしくは等しい場合、インセンティブ情報から消費金額情報を減算して残高を求め、インセンティブ情報の残高をインセンティブ残高情報DB24に登録するまでの処理(130a)、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が小さい場合、インセンティブ情報から消費金額情報を減算した値を「0」とし、当該「0」を残高としてインセンティブ残高情報DB24に登録するまでの処理(130b)、従業者の消費に伴って受信したインセンティブ情報が消費金額情報よりの値が小さい場合、インセンティブ情報から消費金額情報を減算して不足額を求め、当該不足額を残高としてインセンティブ残高情報DB24に登録するまでの処理(130c)、は、上述した第一の方法における処理の流れと同様である。 First, the fifth incentive processing apparatus 1E calculates the balance by subtracting the consumption amount information from the incentive information when the incentive information received along with the consumption of the employee has a larger or equal value than the consumption amount information. Processing until the balance of information is registered in the incentive balance information DB 24 (130a), when the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, a value obtained by subtracting the consumption amount information from the incentive information Processing to register the “0” as the balance in the incentive balance information DB 24 (130 b), and the incentive information received along with the consumption of the employee has a smaller value than the consumption amount information, the incentive The amount of consumption information is subtracted from the information to obtain the shortage, and the shortage is Processing up to the registration incentive balance information DB24 as high (130c), is the same as the flow of processing in the first method described above.
 その後、第五のインセンティブ処理装置1Eでは、所定期間経過後に、インセンティブ決済情報DB25に登録されている消費先ごとの従業者の消費金額情報を抽出し、消費先ごとに従業者IDに関連付けて消費金額情報を人事勤怠給与計算装置3に対して送信する(160)。
 そうすると、人事勤怠給与計算装置3は、本インセンティブ処理装置1Eから送信された消費先ごとに従業者IDに関連付けられた消費金額情報を受信する(161)。
 以上が本インセンティブ処理装置1Eを用いた第五の方法を実施するためのインセンティブ処理システムでの流れとなる。
After that, the fifth incentive processing apparatus 1E extracts the consumption price information of the employee for each consumption destination registered in the incentive payment information DB 25 after the predetermined period has elapsed, and associates the consumption price information for each consumption destination with the vendor ID The amount information is sent to the personnel time and pay accounting device 3 (160).
Then, the personnel time and salary calculation apparatus 3 receives the consumption amount information associated with the trader ID for each consumption destination transmitted from the incentive processing device 1E (161).
The above is the flow of the incentive processing system for implementing the fifth method using the present incentive processing apparatus 1E.
 続いて、上述した第五の方法を実施する本インセンティブ処理装置1Eの動作の一例を、図32を参照して説明する。 
 まず、インセンティブ残高通知部16は、所定時間を経過したか否かを判断する処理を行う(S400)。
Then, an example of operation | movement of this incentive processing apparatus 1E which implements the 5th method mentioned above is demonstrated with reference to FIG.
First, the incentive balance notification unit 16 performs processing to determine whether a predetermined time has elapsed (S400).
 その結果、インセンティブ残高通知部16が、所定時間を経過したと判断した場合(Y)、引き続きインセンティブ残高通知部16は、インセンティブ決済情報DB25に登録されている消費先ごとの従業者の消費金額情報を抽出する処理を行う(S410b)。
 一方、インセンティブ残高通知部16が、所定時間を経過していないと判断した場合(N)、インセンティブ残高通知部16は、所定時間を経過したか否か判断する処理を繰り返す(S400)。
As a result, when the incentive balance notification unit 16 determines that the predetermined time has elapsed (Y), the incentive balance notification unit 16 continues to use the consumption amount information of the employee for each consumption destination registered in the incentive payment information DB 25. Processing to extract the image (S410b).
On the other hand, when the incentive balance notification unit 16 determines that the predetermined time has not elapsed (N), the incentive balance notification unit 16 repeats the process of determining whether the predetermined time has elapsed (S400).
 また、インセンティブ残高通知部16は、抽出した消費先ごとの消費金額情報を人事勤怠給与計算装置3に対して送信する処理を行う(S420b)。
 そして、本インセンティブ処理装置1Eでの一連の動作は終了(エンド)する。
 なお、本インセンティブ処理装置1Eでは、インセンティブ残高通知部16が、インセンティブ決済情報DB25に登録されている消費先ごとの従業者の消費金額情報の抽出と共に、インセンティブ残高情報DB24に登録されているインセンティブ情報の残高(「0」及び不足額を含む)の抽出を行い、抽出した消費先ごとの従業者の消費金額情報とインセンティブの残高情報を一緒に、人事勤怠給与計算装置3に対して送信する処理を行うものとしても良い。
Further, the incentive balance notification unit 16 performs processing of transmitting the extracted consumption amount information for each consumption destination to the personnel time and salary calculation device 3 (S420b).
And a series of operation in this incentive processing device 1E are ended (end).
In the incentive processing apparatus 1E, the incentive balance notification unit 16 extracts the consumption amount information of the employee for each consumption destination registered in the incentive payment information DB 25, and the incentive information registered in the incentive balance information DB 24. Processing of extracting the balance (including “0” and the shortfall) of the employee, and transmitting the extracted consumption amount information of the employee for each consumption destination and the balance information of the incentive together to the personnel time and pay accounting device 3 It is good to do.
 また、本発明において人事勤怠給与計算装置3は、従業者の給与額を電子マネー情報に置き換えて仮想口座において管理し、本インセンティブ処理装置1から送信されたインセンティブ決済情報(消費先ごとの従業者の消費金額情)に基づいて特定した従業者の口座の残高からインセンティブ決済情報に含まれる消費金額情報に基づいて特定した金額を減額し、その消費金額をインセンティブ決済情報に基づいて特定した消費先に振り込むデジタル決済処理を行う機能を備えるものとしても良い。 Further, in the present invention, the personnel time and salary calculation device 3 replaces the salary amount of the employee with electronic money information and manages it in a virtual account, and the incentive settlement information transmitted from the incentive processing device 1 (employee for each consumer) The amount of money specified based on the consumption amount information included in the incentive payment information from the balance of the employee account specified based on the consumption amount information of the consumer) is reduced, and the consumption destination is specified based on the incentive payment information It is also possible to have a function of performing digital payment processing for transferring to.
 このように人事勤怠給与計算装置に対して、インセンティブ決済情報を所定期間ごとに送信する構成とすることで、企業は従業者の消費を通じて地域貢献又は取引先支援した額を客観的に証明することが出来るものとなる。 By thus transmitting the incentive payment information to the personnel time and salary calculation device at predetermined intervals, the company objectively proves the amount of regional contribution or customer support through consumption of the employee. Will be able to
<第六の実施の形態>
 なお、本出願では、発明を理解してもらう便宜上、上述のように「企業」と「従業者」の文言を用いてその詳細を説明したが、この企業は、従業者に対してインセンティブを支給する者であり、一方、従業者は、企業よりインセンティブの支給を受ける者である。
Sixth Embodiment
In the present application, for the convenience of understanding the invention, the details are described using the words “company” and “employee” as described above, but this company provides incentives to employees On the other hand, employees are those who receive incentive payments from companies.
 したがって、インセンティブを支給する者とインセンティブの支給を受ける者の観点で言えば、本発明は、企業や個人に対して補助金や融資、給付金といったインセンティブを支給する国や地方行政機関(以下、「支給者」という。)と、国や地方行政機関よりインセンティブの支給を受ける企業や個人(以下、「受給者」という。)と言い換えることができる。 Therefore, from the point of view of the person who provides the incentive and the person who receives the incentive, the present invention provides a company or individual with a state or local administrative organization that provides incentives such as subsidies, loans, benefits. It can be rephrased as a "payer" and a company or individual (hereinafter referred to as a "recipient") who receives an incentive payment from the state or local government.
 そうすると、本発明に係るインセンティブ処理装置は、支給者が定める消費を受給者が行った場合に、前記支給者が前記受給者に対して支給するインセンティブを使用して決済する処理を行うための装置であって、前記受給者が消費の決済を行う際に用いる決済端末と、前記受給者の申請情報に基づいて当該受給者に対して支給するインセンティブの設定を行う支給者端末と、にネットワークを介して通信可能に構成され、前記受給者を識別する受給者識別情報と、前記受給者に対してインセンティブを支給する前記支給者を識別する支給者識別情報を関連付けて記憶する支給者特定情報記憶手段と、前記支給者識別情報と、前記インセンティブから決済するために前記支給者が定める消費条件とを関連付けて記憶する消費条件情報記憶手段と、前記消費先を識別する消費先識別情報と、前記消費先の名称や住所といった消費先関連情報とを関連付けて記憶する消費先情報記憶手段と、前記受給者識別情報と、前記支給者が前記受給者に対して支給するインセンティブ情報の残高を関連付けて記憶するインセンティブ残高情報記憶手段と、前記支給者端末から、受給者を識別する受給者識別情報と、前記受給者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を取得し、前記受給者識別情報に関連付けて前記インセンティブ情報を前記インセンティブ残高情報記憶手段に登録するインセンティブ情報登録手段と、前記決済端末から、消費を行った受給者を特定する受給者識別情報と、前記受給者が消費を行った金額を特定する消費金額情報と、前記消費を行った消費先を特定する消費先識別情報と、を含む消費情報を取得し、前記支給者特定情報記憶手段を参照して、取得した前記受給者識別情報に基づいて当該受給者に対してインセンティブを支給する支給者を特定する支給者識別情報を抽出すると共に、前記消費条件情報記憶手段を参照して、抽出した支給者識別情報に基づいて前記支給者がインセンティブを支給するために定める消費条件を抽出し、さらに、前記消費先情報記憶手段を参照して、取得した前記消費先識別情報に基づいて消費が行われた消費先を特定した後、特定した当該消費先が抽出した前記消費条件を満たすか否かを判断するインセンティブ決済可否判断手段と、前記インセンティブ決済可否判断手段が前記消費条件を満たすと判断した場合、引き続き前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる受給者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が大きいもしくは等しいと判断した場合、当該インセンティブ情報の値から消費金額情報の値を減算して残高を求め、当該残高を前記インセンティブ残高情報記憶手段に登録するインセンティブ決済処理手段と、を少なくとも有することを特徴とするものと理解出来る。 Then, the incentive processing apparatus according to the present invention is an apparatus for performing a process of performing settlement using the incentive provided by the payer to the payee when the payer performs the consumption defined by the payer. A payment terminal used when the recipient pays for consumption, and a payer terminal that sets an incentive to be paid to the recipient based on application information of the recipient; A payer identification information storage that is configured to be communicable with each other, associates payee identification information that identifies the payee, and payer identification information that identifies the payer that provides an incentive to the payee. Means for storing the consumption condition information storing means in association with the consumer identification information and the consumption conditions determined by the supplier for settlement from the incentive And consumption destination information storage means for associating and storing consumption destination identification information for identifying the consumption destination and consumption destination related information such as the name and address of the consumption destination, the receiver identification information, and the Incentive balance information storage means for associating and storing balances of incentive information to be provided to the beneficiaries, beneficiary identification information for identifying the beneficiaries from the payer terminal, and an incentive to be provided for each of the beneficiaries Incentive information registration means for acquiring incentive payment information including at least incentive information indicating a value, and registering the incentive information in the incentive balance information storage means in association with the recipient identification information; consumption from the settlement terminal Beneficiary identification information for identifying the beneficiary who has Consumption information including consumption amount information to be consumed and consumption destination identification information for specifying the consumption destination that has consumed the consumption information, and referring to the The payer identification information for identifying the payer specifying the payer to the payee is extracted based on the above, and the payer is referred to based on the extracted payer identification information with reference to the consumption condition information storage means. The consumption condition defined for providing the incentive is extracted, and further, the consumption destination in which the consumption is performed is specified based on the acquired consumption destination identification information with reference to the consumption destination information storage means, and is specified. Incentive settlement availability determination means for determining whether or not the consumption condition extracted by the consumption destination, and the incentive settlement availability determination means determine that the consumption condition is satisfied. In this case, the incentive balance information storage means is continuously referred to, and the incentive information registered based on the beneficiary identification information included in the acquired consumption information is extracted, and the extracted incentive information and the acquired consumption are extracted. The amount of consumption information included in the information is compared, and when it is determined that the value of the incentive information is greater or equal, the value of the amount of consumption information is subtracted from the value of the incentive information to obtain the balance, and the balance is used as the incentive It can be understood as having at least an incentive payment processing means registered in the balance information storage means.
 この際、前記インセンティブ決済可否判断手段は、前記消費情報を取得した後、取得した前記消費情報に含まれる受給者識別情報に基づいて支給者識別情報を抽出する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる受給者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が大きいもしくは等しいと判断した場合、受給者端末に対して、決済処理を続行するか否かを確認する問合せ通知を送信し、前記受給者端末から、決済処理を続行する旨の了承回答を受信した場合に、支給者識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断するものとしても良い。
 なお、決済端末が、前記受給者が消費を行う店舗に設置された装置である場合、さらに前記受給者が利用する受給者端末とネットワークを介して通信可能に構成されたものとなる。
At this time, after acquiring the consumption information, the incentive settlement availability determination unit may store the incentive balance information storage unit before extracting the payer identification information based on the beneficiary identification information included in the acquired consumption information. The incentive information registered is extracted based on the beneficiary identification information included in the acquired consumption information, and the extracted incentive information is compared with the consumed amount information included in the acquired consumption information with reference to If it is determined that the value of the incentive information is large or equal, an inquiry notification for confirming whether or not to continue the settlement process is transmitted to the beneficiary terminal, and the settlement process is continued from the beneficiary terminal When an acknowledgment response to the effect is received, extraction of the identification information of the payer and extraction of the consumption condition are performed, and the consumption destination is specified and Cost condition is satisfied whether or not may be as to determine.
When the payment terminal is an apparatus installed in a store where the recipient pays, the payment terminal can be communicated with the recipient terminal used by the recipient via the network.
 また、本発明に係るインセンティブ処理システムは、支給者が定める消費を受給者が行った場合に、前記支給者が前記受給者に対して支給するインセンティブを使用して決済する処理を行うためのシステムであって、支給者が受給者に対して支給するインセンティブから受給者が消費した消費金額を決済する処理を実行するインセンティブ処理装置と、受給者が消費の決済を行う際に用いる決済端末と、受給者の申請情報に基づいて当該受給者に対して支給するインセンティブの設定を行う支給者端末と、がネットワークを介して通信可能に構成され、前記支給者端末は、前記インセンティブ処理装置に対して、受給者を識別する受給者識別情報と、前記受給者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を送信し、前記決済端末は、前記インセンティブ処理装置に対して、消費を行った受給者を特定する受給者情報と、前記受給者が消費を行った金額を特定する消費金額情報と、前記消費を行った消費先を特定する消費先識別情報を送信し、前記インセンティブ処理装置は、前記受給者を識別する受給者識別情報と、前記受給者に対してインセンティブを支給する前記支給者を識別する支給者識別情報を関連付けて記憶する支給者特定情報記憶手段と、前記支給者識別情報と、前記インセンティブから決済するために前記支給者が定める消費条件とを関連付けて記憶する消費条件情報記憶手段と、前記消費先を識別する消費先識別情報と、前記消費先の名称や住所といった消費先関連情報とを関連付けて記憶する消費先情報記憶手段と、前記受給者識別情報と、前記支給者が前記受給者に対して支給するインセンティブ情報の残高を関連付けて記憶するインセンティブ残高情報記憶手段と、前記支給者端末から、前記インセンティブ支給情報を取得し、前記受給者識別情報に関連付けて前記インセンティブ情報を前記インセンティブ残高情報記憶手段に登録するインセンティブ情報登録手段と、前記決済端末から、受給者識別情報と、前記消費金額情報と、前記消費先識別情報と、を含む消費情報を取得し、前記支給者特定情報記憶手段を参照して、取得した前記受給者識別情報に基づいて当該受給者に対してインセンティブを支給する支給者を特定する支給者識別情報を抽出すると共に、前記消費条件情報記憶手段を参照して、抽出した支給者識別情報に基づいて前記支給者がインセンティブを支給するために定める消費条件を抽出し、さらに、前記消費先情報記憶手段を参照して、取得した前記消費先識別情報に基づいて消費が行われた消費先を特定した後、特定した当該消費先が抽出した前記消費条件を満たすか否かを判断するインセンティブ決済可否判断手段と、前記インセンティブ決済可否判断手段が前記消費条件を満たすと判断した場合、引き続き前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる受給者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が大きいもしくは等しいと判断した場合、当該インセンティブ情報の値から消費金額情報の値を減算して残高を求め、当該残高を前記インセンティブ残高情報記憶手段に登録するインセンティブ決済処理手段と、を少なくとも有することを特徴とするものと理解出来る。 In addition, the incentive processing system according to the present invention is a system for performing processing to make a payment using an incentive provided by the payer to the payee when the payer performs consumption specified by the payer. An incentive processing device that executes processing for settling the consumption amount consumed by the recipient from the incentive that the recipient pays to the recipient, a payment terminal used when the recipient pays for the consumption, A payer terminal configured to set an incentive to be paid to the payee based on application information of the payer is configured to be communicable via a network, and the payer terminal is configured to , Beneficiary identification information for identifying a beneficiary, and at least incentive information indicating a value of an incentive to be provided to each of the beneficiaries Incentive payment information including is transmitted, the payment terminal specifies, for the incentive processing apparatus, beneficiary information that specifies the beneficiary who has consumed, and consumption amount information that specifies the amount of money that the beneficiary has consumed And consumption destination identification information for specifying the consumption destination that has consumed the consumption, the incentive processing device, the recipient identification information for identifying the recipient, and the payment for providing an incentive to the recipient. Person identification information storage means for associating with each other and identifying and storing the identification information of the person, consumption condition for associating and storing the identification information of the Information storage means, consumption destination identification information for identifying the consumption destination, and consumption destination related information such as the name and address of the consumption destination are stored in association with each other. Expense source information storage means, incentive balance information storage means for storing the recipient identification information, and the balance of the incentive information provided by the payer to the payee in association with each other, and the incentive from the payer terminal Incentive information registration means for acquiring payment information and registering the incentive information in the incentive balance information storage means in association with the recipient identification information; recipient identification information from the settlement terminal; and consumption amount information; A consumer who acquires consumption information including the consumption destination identification information, refers to the provider identification information storage unit, and supplies an incentive to the recipient based on the acquired recipient identification information; The specified payer identification information is extracted, and the extracted payer identification information is referred to by referring to the consumption condition information storage means. The consumption conditions determined by the payer to provide an incentive on the basis of the consumption destination, and further, the consumption destination whose consumption is performed based on the consumption destination identification information acquired with reference to the consumption destination information storage means After the identification of the consumer, the incentive settlement availability judging means for judging whether or not the consumption condition extracted by the specified consumer is determined, and the incentive settlement availability judgment means judges that the consumption conditions are met, The incentive balance information storage means is referred to, and the incentive information registered based on the beneficiary identification information included in the acquired consumption information is extracted, and the consumption included in the extracted incentive information and the acquired consumption information If it is determined that the value of the incentive information is greater or equal than the amount information, Seeking balance from the value of the incentive information by subtracting the value of the consumption amount information, and incentives settlement processing means for registering the balance to the incentive balance information storage means, the can understood and having at least.
 この際、インセンティブ処理装置は、前記インセンティブ決済可否判断手段が、前記消費情報を取得した後、取得した前記消費情報に含まれる受給者識別情報に基づいて支給者識別情報を抽出する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる受給者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が大きいもしくは等しいと判断した場合、受給者端末に対して、決済処理を続行するか否かを確認する問合せ通知を送信し、前記受給者端末から、決済処理を続行する旨の了承回答を受信した場合に、支給者識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断するものとしても良い。 At this time, after the incentive payment possibility judging means acquires the consumption information, the incentive processing device extracts the payer identification information based on the beneficiary identification information included in the acquired consumption information. The incentive balance information storage means is referred to, and the incentive information registered based on the beneficiary identification information included in the acquired consumption information is extracted, and the consumption included in the extracted incentive information and the acquired consumption information If it is determined that the value of the incentive information is greater than or equal to the amount information by comparing the amount information, an inquiry notification is sent to the beneficiary terminal to confirm whether or not to continue the settlement process, and the beneficiary terminal When receiving an acknowledgment of the effect that payment processing is continued, extraction of the identification information of the payer and extraction of the consumption condition are performed, Et al in, or as specified by the consumption destination determines whether the consumption condition is satisfied.
 さらに、本発明に係るインセンティブ処理方法は、支給者が定める消費を受給者が行った場合に、前記支給者が前記受給者に対して支給するインセンティブを使用して決済する処理を行うための方法であって、受給者が消費の決済を行う際に用いる決済端末と、受給者の申請情報に基づいて当該受給者に対して支給するインセンティブの設定を行う支給者端末と、にネットワークを介して通信可能に構成され、受給者を識別する受給者識別情報と、前記受給者に対してインセンティブを支給する支給者を識別する支給者識別情報とを関連付けて記憶する支給者特定情報記憶手段と、前記支給者識別情報と、前記インセンティブから決済するために前記支給者が定める消費条件とを関連付けて記憶する消費条件情報記憶手段と、消費先を識別する消費先識別情報と、前記消費先の名称や住所といった消費先関連情報とを関連付けて記憶する消費先情報記憶手段と、前記受給者識別情報と、前記支給者が前記受給者に対して支給するインセンティブ情報の残高を関連付けて記憶するインセンティブ残高情報記憶手段と、を有するインセンティブ処理装置が、前記支給者端末から、受給者を識別する受給者識別情報と、前記受給者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を取得し、前記受給者識別情報に関連付けて前記インセンティブ情報を前記インセンティブ残高情報記憶手段に登録する処理と、前記決済端末から、消費を行った受給者を特定する受給者識別情報と、前記受給者が消費を行った金額を特定する消費金額情報と、前記消費を行った消費先を特定する消費先識別情報と、を含む消費情報を取得し、前記支給者特定情報記憶手段を参照して、取得した前記受給者識別情報に基づいて当該受給者に対してインセンティブを支給する支給者を特定する支給者識別情報を抽出すると共に、前記消費条件情報記憶手段を参照して、抽出した支給者識別情報に基づいて前記支給者がインセンティブを支給するために定める消費条件を抽出し、さらに、前記消費先情報記憶手段を参照して、取得した前記消費先識別情報に基づいて消費が行われた消費先を特定した後、特定した当該消費先が抽出した前記消費条件を満たすか否かを判断する処理と、前記消費条件を満たすと判断した場合、引き続き前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる受給者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が大きいもしくは等しいと判断した場合、当該インセンティブ情報の値から消費金額情報の値を減算して残高を求め、当該残高を前記インセンティブ残高情報記憶手段に登録する処理と、を実行することを特徴とするものと理解出来る。 Furthermore, the incentive processing method according to the present invention is a method for performing settlement processing using the incentive provided by the payer to the payee when the payer performs consumption defined by the payer. Through a network, a payment terminal used when the recipient settles consumption, and a payer terminal that sets an incentive to be paid to the recipient based on the recipient's application information A payer identification information storage unit configured to be communicable and storing a payee identification information for identifying a payee and a payer identification information for identifying a payer who provides an incentive to the payee; Consuming condition information storage means for associating and storing the payer identification information and the consumption condition determined by the payer for settlement from the incentive, and the consumption destination Consumption destination identification information and consumption destination related information such as the name and address of the consumption destination in association with each other, consumption destination information storage means, the beneficiary identification information, the An incentive balance information storage unit that associates and stores balances of incentive information to be received, an incentive processing device having a payee identification information identifying a payee from the payer terminal, and an incentive to be paid for each payee Processing for acquiring incentive payment information including at least incentive information indicating a value, registering the incentive information in the incentive balance information storage means in association with the recipient identification information, and consuming from the settlement terminal Recipient identification information identifying the recipient and consumption identifying the amount of consumption by the recipient The consumption information including the amount information and the consumption destination identification information for specifying the consumption destination that has performed the consumption is acquired, and the payer identification information storage unit is referred to based on the acquired recipient identification information. While extracting the payer identification information specifying the payer who provides the incentive to the payee, and referring to the consumption condition information storage means, the payer is provided with the incentive based on the extracted payer identification information. The consumption condition specified for payment is extracted, and further, the consumption destination identified after the consumption destination identification information acquired is specified with reference to the consumption destination information storage means, and then the specified consumption destination The process of determining whether the consumption condition that was previously extracted is satisfied, and when it is determined that the consumption condition is satisfied, the incentive balance information storage unit is continuously referred to, The incentive information registered based on the recipient identification information included in the consumption information is extracted, and the extracted incentive information is compared with the consumption amount information included in the acquired consumption information, and the value of the incentive information is extracted. Is determined to be equal to or greater than the value of the incentive information to obtain a balance, and a process of registering the balance in the incentive balance information storage means is executed. It can be understood that
 この際、インセンティブ処理装置は、前記消費情報を取得した後、取得した前記消費情報に含まれる受給者識別情報に基づいて支給者識別情報を抽出する処理を実行する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる受給者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が大きいもしくは等しいと判断した場合、受給者端末に対して、決済処理を続行するか否かを確認する問合せ通知を送信し、前記受給者端末から、決済処理を続行する旨の了承回答を受信した場合に、支給者識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断する処理を実行するものとしても良い。 At this time, after acquiring the consumption information, the incentive processing device stores the incentive balance information before executing a process of extracting the payer identification information based on the beneficiary identification information included in the acquired consumption information. The incentive information registered based on the beneficiary identification information included in the acquired consumption information is extracted with reference to the means, and the extracted incentive information and the consumption amount information included in the acquired consumption information If it is determined that the value of the incentive information is greater or equal to the comparison, an inquiry notification is sent to the payee terminal to confirm whether or not to continue the payment process, and the payee terminal performs the payment process. When receiving the acknowledgment response to continue, extraction of the payer identification information and extraction of the consumption condition are performed, and the consumption destination is specified. Or as performing a process of determining whether serial or consumption condition is satisfied.
 すなわち、本発明に係る第六のインセンティブ処理装置1Fは、図33に示すように、決済端末2と、支給者端末5と、にそれぞれネットワークNWを介して通信可能に構成されている。 That is, as shown in FIG. 33, the sixth incentive processing device 1F according to the present invention is configured to be able to communicate with the payment terminal 2 and the payer terminal 5 via the network NW.
 決済端末2は、受給者が消費の決済を行う際に用いる装置であって、たとえば、店舗に設置店舗レジ2Aの他、受給者が所有するネットワーク機能を有する携帯端末(以下、単に「受給者端末」という。)2Cをいう。この決済端末2A,2Cは、それぞれ既述した専用のプログラムを組み込むことにより実現される。 The settlement terminal 2 is a device used by the recipient to settle consumption, for example, a portable terminal having a network function owned by the recipient in addition to the installed store cash register 2A at the store (hereinafter simply referred to as “the recipient Terminal).) 2C. The settlement terminals 2A and 2C are realized by incorporating the dedicated programs described above.
 この受給者端末2Cは、記述した従業者端末2Bと同様に、カメラなどの光学シンボル読み取り機能や、キーボードなどの数字入力機能を有するスマートフォン等の携帯型装置であって、本インセンティブ処理装置1Fに対し、支給者情報と消費金額情報と消費先IDを提供したりする。 This recipient terminal 2C is a portable device such as a smart phone having an optical symbol reading function such as a camera and a number inputting function such as a keyboard as the employee terminal 2B described, and this incentive processing device 1F On the other hand, it provides payer information, consumption amount information and consumption destination ID.
 ゆえに、スマートフォン等の携帯型端末を受給者端末2Cとして機能させるためには、受給者は事前の準備として、上述のように専用プログラムを所定の手順により入手することが必要である。この専用プログラムが組み込まれた受給者端末2Cは、光学シンボルを撮影して読み込むと、光学シンボルに記録されている消費先IDなどを復号すると共に、消費金額の入力を受け、その後、所定の記憶領域に記憶されている受給者情報と、本インセンティブ処理装置1Fにアクセスするためのネットワーク上のアドレス(URL)を抽出し、抽出したURL宛てに、消費先IDと消費金額情報と受給者情報とを送信する。 Therefore, in order to cause a portable terminal such as a smartphone to function as the recipient terminal 2C, the recipient needs to obtain a dedicated program according to a predetermined procedure as described above as preparation in advance. When the recipient terminal 2C incorporating this dedicated program captures and reads an optical symbol, it decodes the consumption destination ID and the like recorded in the optical symbol and receives the input of the consumption amount, and thereafter, stores it in a predetermined manner. The recipient information stored in the area and the address (URL) on the network for accessing the present incentive processing apparatus 1F are extracted, and the consumption destination ID, the consumption amount information, and the recipient information are addressed to the extracted URL. Send
 支給者端末5は、受給者の申請情報に基づいて当該受給者に対して支給するインセンティブの設定を行う装置である。すなわち、支給者端末5は、企業や個人に対して補助金や融資、給付金と称されるインセンティブを支給する国や地方行政機関などに設置され、受給者の申請情報に基づいて支給可否を決定したインセンティブの設定を行って、その情報を本インセンティブ処理装置1Fへ送信するものである。 The payer terminal 5 is a device that sets an incentive to be paid to the payee based on the payee's application information. That is, the payer terminal 5 is installed in a country or a local administrative organization that provides an incentive called a subsidy, a loan, or a benefit to a company or an individual, and based on the application information of the beneficiary The determined incentive is set and the information is transmitted to the incentive processing device 1F.
 また、第六のインセンティブ処理装置1Fは、インセンティブ情報登録部111と、インセンティブ決済可否判断部112と、インセンティブ決済処理部113と、記憶部120とを少なくとも備えることを基本として構成されている。
 また、記憶部120は、支給者特定情報データベース(以下、「支給者特定情報DB」と略記する。)121と、消費条件情報DB122と、消費先情報DB123と、インセンティブ残高情報DB124と、を少なくとも備えて構成されている。
The sixth incentive processing apparatus 1F is basically configured to include at least an incentive information registration unit 111, an incentive payment availability determination unit 112, an incentive payment processing unit 113, and a storage unit 120.
In addition, the storage unit 120 includes at least a payer identification information database (hereinafter, abbreviated as “payer identification information DB”) 121, a consumption condition information DB 122, a consumption destination information DB 123, and an incentive balance information DB 124. It is configured to be equipped.
 支給者特定情報DB121は、受給者ごとに、当該受給者に対してインセンティブを支給する支給者が特定できるように支給者情報を記憶する手段である。すなわち、支給者特定情報DB21は、たとえば、受給者ID、受給者番号、受給者名、受給者住所、受給者電話番号、及び受給者メールアドレスといった個人情報が記憶されている受給者情報テーブルと、支給者の名称や住所といった支給者関連情報が記憶されている支給者情報テーブルとを関連付けることにより構成されたものとすることができる。 The payer identification information DB 121 is a means for storing the payer information so that a payer who provides an incentive to the payee can be specified for each payee. That is, the payer identification information DB 21 is a payee information table in which personal information such as, for example, a payee ID, a payee number, a payee name, a payee address, a payee phone number, and a payee mail address are stored. It can be configured by associating with a payer information table in which payer related information such as the name and address of the payer is stored.
 なお、受給者情報テーブルは、記憶された個人情報をそれぞれ単独で又は複数の組み合わせることで受給者を識別するために用いられるものである。
 この支給者特定情報DB121は、たとえば図34に示すように、消費を行う受給者を識別する受給者IDに関連付けて支給者を識別する支給者識別情報(以下、「支給者ID」という。)を記憶する。
The recipient information table is used to identify a recipient by individually or combining a plurality of stored personal information.
For example, as shown in FIG. 34, the payer identification information DB 121 is payer identification information (hereinafter referred to as “payer ID”) for identifying a payer in association with a payee ID for identifying a beneficiary who consumes. Remember.
 消費条件情報DB122は、支給者ごとに、受給者に対して支給するインセンティブから決済をするために支給者が定める消費条件を記憶する手段である。すなわち、消費条件情報DB122は、消費先の名称や住所、店舗名、消費商品項目、有効期限といった任意の消費条件を記憶するものであって、この消費条件は、支給者がネットワークを介して送受信可能な支給者端末5などの通信端末を用いて本インセンティブ処理装置1Fへ接続することで、自由に設定登録することができる。 The consumption condition information DB 122 is a means for storing, for each payer, the consumption condition set by the payer in order to make a payment from the incentive to be paid to the payee. That is, the consumption condition information DB 122 stores an arbitrary consumption condition such as the name and address of the consumption destination, the store name, the consumption product item, and the expiration date, and the consumption condition is transmitted and received by the payer via the network. By connecting to the present incentive processing apparatus 1F using a communication terminal such as a possible payer terminal 5, setting and registration can be freely made.
 なお、消費条件は一つであっても複数であっても良く、複数の消費条件が設定される場合、これら複数の消費条件を全て満たすことを意図するand設定や、これら複数の消費条件のうち何れか一つでも満たしていれば良いことを意図するor設定ができるものとなっている。
 この消費条件情報DB122は、たとえば図35に示すように、支給者IDに関連付けて消費条件を記憶する。
The consumption condition may be one or more, and when a plurality of consumption conditions are set, and setting intended to satisfy all of the plurality of consumption conditions, or a plurality of these consumption conditions It is possible to set or set it as intended if any one of them is satisfied.
For example, as shown in FIG. 35, the consumption condition information DB 122 stores the consumption conditions in association with the provider ID.
 消費先情報DB123は、消費先情報DB23と同様に、消費先ごとに、消費先の名称や住所、商品項目といった消費先情報を記憶する手段である。
 この消費先情報DB123は、たとえば図36に示すように、消費先を識別する消費先IDに関連付けて消費先情報を記憶する。
Similar to the consumption destination information DB 23, the consumption destination information DB 123 is a means for storing consumption destination information such as the name and address of the consumption destination, and a product item for each consumption destination.
For example, as shown in FIG. 36, the consumption destination information DB 123 stores consumption destination information in association with a consumption destination ID identifying a consumption destination.
 インセンティブ残高情報DB124は、受給者ごとに、支給者が支給するインセンティブの残高情報を記憶する手段である。すなわち、インセンティブ残高情報DB124は、インセンティブ残高情報DB24と同様に、貨幣価値に対応した貨幣情報を記憶するものであって、受給者によるインセンティブを使用しての決済によって、適宜書き換えられることとなるものである。
 このインセンティブ残高情報DB124は、たとえば図37に示すように、受給者IDに関連付けてインセンティブ残高情報を記憶する。
The incentive balance information DB 124 is a means for storing balance information of the incentive provided by the payer for each payee. That is, like the incentive balance information DB 24, the incentive balance information DB 124 stores money information corresponding to the money value, and can be appropriately rewritten by settlement using an incentive by the recipient. It is.
For example, as shown in FIG. 37, the incentive balance information DB 124 stores incentive balance information in association with the beneficiary ID.
 インセンティブ情報登録部111は、支給者端末5から、受給者IDと、受給者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を取得し、受給者IDに関連付けてインセンティブ情報をインセンティブ残高情報DB124に登録する手段である。 The incentive information registration unit 111 acquires incentive payment information including at least the beneficiary ID and the incentive information indicating the value of the incentive to be paid for each beneficiary from the payer terminal 5, and associates the incentive payment information with the beneficiary ID It is a means to register information in incentive balance information DB124.
 インセンティブ決済可否判断部112は、決済端末2A,2Cから、消費を行った受給者を特定する受給者情報と、受給者が消費を行った金額を特定する消費金額情報と、消費を行った消費先を特定する消費先IDとを取得し、受給者の消費がインセンティブを使用する決済に適合する消費条件を満たすか否かを判断する手段である。 From the payment terminals 2A and 2C, the incentive payment availability determination unit 112 receives beneficiary information specifying the recipient who has consumed, consumption amount information specifying the amount of consumption by the recipient, and consumption that has been consumed This is a means for acquiring the consumption destination ID specifying the destination and determining whether the consumption of the recipient satisfies the consumption condition that matches the settlement using the incentive.
 すなわち、インセンティブ決済可否判断部112は、受給者IDと消費金額情報と消費先IDとを含む消費情報の取得後、支給者特定情報DB121を参照して、取得した消費情報に含まれる受給者IDに基づいて当該受給者に対してインセンティブを支給する支給者を特定する支給者IDを抽出する。
 また、インセンティブ決済可否判断部112は、支給者IDを抽出した後引き続き、消費条件情報DB122を参照し、抽出した支給者IDに基づいて支給者がインセンティブを支給するために定める消費条件を抽出する。
 さらに、インセンティブ決済可否判断部112は、消費先情報DB123を参照し、取得した消費先IDに基づいて消費が行われた消費先を特定した後、特定した当該消費先が、抽出した消費条件を満たすか否かを判断する。
That is, after the acquisition of the consumption information including the beneficiary ID, the consumption amount information, and the consumption destination ID, the incentive payment availability determination unit 112 refers to the payer identification information DB 121 and receives the beneficiary ID included in the acquired consumption information. Based on the above, we extract a payer ID that specifies a payer who provides an incentive to the payee.
In addition, the incentive payment possibility determination unit 112 continuously refers to the consumption condition information DB 122 after extracting the payer ID, and extracts the consumption condition that the payer defines for providing the incentive based on the extracted payer ID. .
Furthermore, after the incentive payment availability determination unit 112 refers to the consumer information DB 123 and identifies the consumer for which consumption has been performed based on the acquired consumer ID, the consumer that is identified identifies the consumption condition extracted. Determine if it meets or not.
 インセンティブ決済処理部113は、支給者が支給するインセンティブを使用して決済が行われた後に、インセンティブ情報の残高をインセンティブ残高情報DB124に登録する手段である。
 すなわち、インセンティブ決済処理部113は、インセンティブ決済可否判断部112が消費条件を満たすと判断した場合、インセンティブ情報から消費金額情報を減算して残高を求め、当該残高をインセンティブ残高情報DB124に登録する。
The incentive settlement processing unit 113 is a means for registering the balance of the incentive information in the incentive balance information DB 124 after the settlement is performed using the incentive provided by the payer.
That is, when the incentive payment processing unit 112 determines that the consumption condition is satisfied, the incentive payment processing unit 113 subtracts the consumption amount information from the incentive information to obtain a balance, and registers the balance in the incentive balance information database 124.
 次に、本発明における第六の実施の形態に係るインセンティブ処理方法(以下、「第六の方法」という。)を実施するためのインセンティブ処理システムでの処理の流れについて、図38を参照して説明する。
 なお、本発明の第六のインセンティブ処理装置1Fでは、第六のコンピュータプログラムを実行することで、以下に説明する第六の方法を実現する。
Next, the flow of processing in the incentive processing system for implementing the incentive processing method (hereinafter, referred to as “sixth method”) according to the sixth embodiment of the present invention will be described with reference to FIG. explain.
In the sixth incentive processing device 1F of the present invention, the sixth method described below is realized by executing the sixth computer program.
 まず、図38に示すように、支給者端末5では、事前に、受給者IDとインセンティブ情報を含むインセンティブ支給情報を本インセンティブ処理装置1Fに対して送信する(510)。
 そうすると、本インセンティブ処理装置1Fは、支給者端末5から送信されたインセンティブ支給情報を受信し(520)、受給者IDに関連付けてインセンティブ支給情報をインセンティブ残高情報DB24に登録する(530)。
First, as shown in FIG. 38, the payer terminal 5 transmits in advance incentive payment information including a recipient ID and incentive information to the present incentive processing apparatus 1F (510).
Then, the incentive processing device 1F receives the incentive payment information transmitted from the payer terminal 5 (520), registers the incentive payment information in the incentive balance information DB 24 in association with the recipient ID (530).
 その後、決済端末2A(2C)は、受給者の消費に応じて、消費を行った受給者を特定する受給者情報と、受給者が消費を行った金額を特定する消費金額情報と、消費を行った消費先を特定する消費先IDと、を含む消費情報を本インセンティブ処理装置1Fに対して送信する(600)。
 そうすると、本インセンティブ処理装置1Fは、決済端末2A(2C)から送信された消費情報を受信する(610)。
Thereafter, the payment terminal 2A (2C) determines the beneficiary information identifying the recipient who has consumed, the consumption amount information identifying the amount of consumption by the recipient, and the consumption according to the consumption of the recipient. Consumption information including the consumption destination ID for identifying the consumption destination is sent to the incentive processing device 1F (600).
Then, the incentive processing device 1F receives the consumption information transmitted from the settlement terminal 2A (2C) (610).
 ここで、受給者情報と消費金額情報と消費先IDの本インセンティブ処理装置1Fへの送信は、たとえば、次のようにして行うことができる。
 まず、店舗レジ2Aを決済端末2として決済を行う場合、店舗レジ2Aが消費金額(決済代金)を算出した後、カードリーダライタ等によって受給者情報を取得し、店舗レジ2Aが、算出した消費金額情報と、取得した受給者情報と共に、店舗レジ2Aに記憶された消費先IDを本インセンティブ処理装置1Fへ送信することにより行う。
Here, the recipient information, the consumption amount information, and the consumption destination ID can be transmitted to the present incentive processing apparatus 1F, for example, as follows.
First, when making a payment with the store register 2A as the payment terminal 2, after the store register 2A calculates the consumption amount (settlement fee), the receiver information is acquired by a card reader / writer or the like, and the store register 2A calculates the consumption It carries out by transmitting consumption destination ID memorize | stored in the shop cash register 2A to this incentive processing apparatus 1F with amount-of-money information and the acquired recipient information.
 また、店舗レジ2Aを決済端末2として決済を行う場合、店舗レジ2Aが消費金額(決済代金)を算出した後、受給者が有する携帯端末が店舗に表示された光学シンボルを読み込んで生成した消費先IDと受給者情報を含む光学シンボルを店舗レジ2Aにて読み込み、店舗レジ2Aが、算出した消費金額情報と共に、読み込んだ受給者情報や消費先IDを、本インセンティブ処理装置1Fへ送信することにより行うものとしても良い。 In addition, when making a payment with the store register 2A as the payment terminal 2, after the store register 2A calculates the consumption amount (settlement fee), the consumption generated by reading the optical symbol displayed on the store by the portable terminal owned by the recipient An optical symbol including a destination ID and recipient information is read by the store cashier 2A, and the store cashier 2A transmits the read recipient's information and the consumer ID together with the calculated consumption amount information to the present incentive processing apparatus 1F. It may be done by
 一方、受給者端末2Cを決済端末2として決済を行う場合、店舗に表示された光学シンボルを受給者端末2Cで読み込んで消費先IDを取得した後、受給者端末2Cにおいて消費金額を入力し、受給者端末2Cが、取得した消費先IDと、入力した消費金額情報と共に、受給者端末2Cに記憶された受給者情報を、本インセンティブ処理装置1Gへ送信することにより行う。 On the other hand, when making payment using the payee terminal 2C as the payment terminal 2, after receiving the optical symbol displayed in the store with the payee terminal 2C and acquiring the consumption destination ID, the payee terminal 2C inputs the consumption amount, The recipient terminal 2C transmits the recipient information stored in the recipient terminal 2C to the incentive processing device 1G, together with the acquired consumption destination ID and the input consumption amount information.
 本インセンティブ処理装置1Fでは、消費情報に含まれる受給者IDに基づき、インセンティブ残高情報DB124を参照して、関連付けて登録されているインセンティブの残高情報を抽出すると共に、当該インセンティブの残高情報が消費情報に含まれる消費金額情報より大きいか否か判断する(620)。 In the present incentive processing apparatus 1F, based on the beneficiary ID included in the consumption information, the incentive balance information DB 124 is referenced to extract the balance information of the associated and registered incentive, and the balance information of the incentive is consumption information It is judged whether it is larger than the consumption amount information included in (620).
 引き続き、本インセンティブ処理装置1Fでは、インセンティブ情報の値が消費金額情報の値よりの値が大きいもしくは等しい場合、受信した受給者IDに基づき、支給者特定情報DB121を参照して、関連付けて登録されている当該受給者に対してインセンティブを支給する支給者を特定する支給者IDを抽出する。また、本インセンティブ処理装置1Fは、抽出した支給者IDに基づき、消費条件DB122を参照し、関連付けて登録されている当該支給者がインセンティブから決済するために定める消費条件を抽出する。さらに、本インセンティブ処理装置1Fは、受信した消費先IDに基づき、消費先情報DB123を参照し、関連付けて登録されている当該消費先情報を特定し、特定した消費先情報に基づいて受給者の消費が抽出した消費条件を満たすか否かを判断する(630)。 Subsequently, in the present incentive processing apparatus 1F, when the value of the incentive information is greater than or equal to the value of the consumption amount information, it is registered in association with reference to the payee identification information DB 121 based on the received payee ID. Extract the payer ID that specifies the payer who provides the incentive to the beneficiary. In addition, the present incentive processing apparatus 1F refers to the consumption condition DB 122 based on the extracted payer ID, and extracts the consumption condition that the relevant payer registered in association is set for settling from the incentive. Furthermore, the present incentive processing apparatus 1F refers to the consumption destination information DB 123 based on the received consumption destination ID, identifies the consumption destination information registered in association, and the recipient's information based on the identified consumption destination information. It is determined whether the consumption satisfies the extracted consumption condition (630).
 そして、本インセンティブ処理装置1Fでは、インセンティブを使用しての決済を許可し、インセンティブ情報の値から消費金額情報の値を減算して残高を求め、当該残高をインセンティブ残高情報DB124に登録する(640)。
 以上が本インセンティブ処理装置1Fを用いた第六の方法を実施するためのインセンティブ処理システムでの基本的な処理の流れとなる。
Then, the present incentive processing apparatus 1F permits settlement using the incentive, subtracts the value of the consumption amount information from the value of the incentive information to obtain the balance, and registers the balance in the incentive balance information DB 124 (640 ).
The above is the flow of basic processing in the incentive processing system for implementing the sixth method using the present incentive processing apparatus 1F.
 続いて、上述した第六の方法を実施する本インセンティブ処理装置1Fの動作の一例を、図39を参照して説明する。 
 まず、インセンティブ情報登録部111が、受給者を識別する受給者IDと、受給者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を受信したか否か判断する処理を行う(S510)。
Subsequently, an example of the operation of the present incentive processing apparatus 1F for implementing the above-described sixth method will be described with reference to FIG.
First, the incentive information registration unit 111 determines whether the incentive payment information including at least the beneficiary ID for identifying the beneficiary and the incentive information indicating the value of the incentive to be paid for each beneficiary has been received. Perform (S510).
 その結果、イセンティブ情報登録部111が、インセンティブ支給情報を受信した場合(Y)、イセンティブ情報登録部111は引き続き、受給者IDに関連付けてインセンティブ情報をインセンティブ残高情報DB124に登録する処理を行う(S520)。この際、インセンティブ残高情報DB124に登録されているインセンティブ情報に残高が存在する場合、このインセンティブ情報の残高に換えて、取得したインセンティブ支給情報に含まれるインセンティブ情報を登録するものとしても良い。また、インセンティブ情報の残高に対し、取得したインセンティブ支給情報に含まれるインセンティブ情報を加算して登録するものとしても良い。
 その後、インセンティブ処理装置1Fでの一連の動作は終了(エンド)する。
As a result, when the incentive information registration unit 111 receives the incentive payment information (Y), the intention information registration unit 111 continues to register the incentive information in the incentive balance information DB 124 in association with the recipient ID (S520) ). At this time, when there is a balance in the incentive information registered in the incentive balance information DB 124, the incentive information included in the acquired incentive payment information may be registered instead of the balance of the incentive information. Further, incentive information included in the acquired incentive payment information may be added to the balance of the incentive information and registered.
Thereafter, the series of operations in the incentive processing device 1F end (end).
 一方、イセンティブ情報登録部111が、インセンティブ支給情報を受信していないと判断した場合(N)、インセンティブ決済可否判断部112が、消費を行った受給者を特定する受給者IDと、受給者が消費を行った金額を特定する消費金額情報と、消費を行った消費先を特定する消費先IDと、を含む消費情報を受信したか否か判断する処理を行う(S600)。 On the other hand, when the incentive information registration unit 111 determines that the incentive payment information has not been received (N), the beneficiary ID, the incentive payment availability judgment unit 112 specifies the beneficiary who has consumed, A process is performed to determine whether consumption information including consumption amount information for specifying the amount of consumption and consumption destination ID for specifying the consumption destination for consumption has been received (S600).
 その結果、インセンティブ決済可否判断部112が、消費情報を受信したと判断した場合(Y)、引き続きインセンティブ決済可否判断部112は、インセンティブ残高情報DB124を参照して、取得した受給者IDに基づいて登録されているインセンティブ情報を抽出する処理を行う(S610)。
 一方、インセンティブ決済可否判断部112が、消費情報を受信していないと判断した場合(N)、インセンティブ処理装置1Fでの一連の動作は終了する。
As a result, when the incentive payment availability determination unit 112 determines that the consumption information has been received (Y), the incentive payment availability determination unit 112 continues to refer to the incentive balance information DB 124 and based on the acquired recipient ID. A process of extracting registered incentive information is performed (S610).
On the other hand, when the incentive payment availability determination unit 112 determines that the consumption information is not received (N), a series of operations in the incentive processing device 1F are ended.
 さらに、インセンティブ決済可否判断部112は、抽出したインセンティブ情報と取得した消費情報に含まれる消費金額情報とを比較し、インセンティブ情報の値は消費金額情報の値より大きいか否かを判断する処理を行う(S620)。
 その結果、インセンティブ決済可否判断部112が、インセンティブ情報の値は消費金額情報の値より大きいもしくは等しいと判断した場合(Y)、インセンティブ決済可否判断部112は、受給者端末2Cに対して、インセンティブを使用した決済処理を続行するか否かを確認する問合せ通知を送信する(S630)。
 一方、インセンティブ決済可否判断部112が、インセンティブ情報の値は消費金額情報の値より小さいと判断した場合(N)、インセンティブ処理装置1Fでの一連の動作は終了する。
Furthermore, the incentive payment possibility determination unit 112 compares the extracted incentive information with the consumption amount information included in the acquired consumption information, and determines whether the value of the incentive information is larger than the value of the consumption amount information. Perform (S620).
As a result, when the incentive payment availability determination unit 112 determines that the value of the incentive information is greater than or equal to the value of the consumption amount information (Y), the incentive payment availability determination unit 112 generates an incentive for the payee terminal 2C. An inquiry notification is sent to confirm whether or not to continue the settlement process using (S630).
On the other hand, when the incentive payment determination unit 112 determines that the value of the incentive information is smaller than the value of the consumption amount information (N), a series of operations in the incentive processing device 1F are ended.
 インセンティブ決済可否判断部112は、受給者端末2Cに対してインセンティブによる決済可否の問合せを送信した後、受給者端末2Cから、決済処理を続行する旨の了承回答を受信したか否か判断する処理を行う(S640)。
 その結果、インセンティブ決済可否判断部112が、受給者端末2Cから、決済処理を続行する旨の了承回答を受信した場合(Y)、インセンティブ決済可否判断部112は、受給者IDに基づいて支給者特定情報DB21を参照し、関連付けて登録されている当該受給者に対してインセンティブを支給する支給者を特定する支給者IDを抽出する処理を行う(S650)。
 一方、インセンティブ決済可否判断部112が、受給者端末2Cから、決済処理を続行しない旨の拒否回答を受信した(すなわち、決済処理を続行する旨の了承回答を受信しなかった)場合(N)、インセンティブ処理装置1Fでの一連の動作は終了する。
After the incentive settlement availability determination unit 112 transmits an inquiry about settlement availability based on the incentive to the recipient terminal 2C, it is determined whether or not an acceptance response indicating that the settlement process is to be continued is received from the recipient terminal 2C. (S640).
As a result, when the incentive payment availability determination unit 112 receives an acknowledgment response from the payee terminal 2C to continue payment processing (Y), the incentive payment availability determination unit 112 determines the payer based on the payee ID. A process is performed to extract a payer ID for specifying a payer who pays an incentive to the payee registered in association with reference to the specific information DB 21 (S650).
On the other hand, when the incentive settlement availability determination unit 112 receives a refusal response not to continue the settlement process from the payee terminal 2C (that is, no acknowledgment response to continue the settlement process is received) (N) , And a series of operations in the incentive processing device 1F end.
 インセンティブ決済可否判断部112は、支給者IDを抽出した後、抽出した支給者IDに基づいて消費条件情報DB122を参照し、関連付けて登録されている支給者がインセンティブを支給するために定める消費条件を抽出する処理を行う(S660)。
 さらに、インセンティブ決済可否判断部112は、受信した消費先IDに基づいて消費先情報DB123を参照して消費が行われた消費先を特定した後、特定した当該消費先が抽出した消費条件を満たすか否かを判断する処理を行う(S670)。
After extracting the payer ID, the incentive settlement availability determination unit 112 refers to the consumption condition information DB 122 based on the extracted payer ID, and the consumption condition that the payer registered in association relates to supply the incentive. The process of extracting is performed (S660).
Furthermore, the incentive payment availability determination unit 112 refers to the consumption destination information DB 123 based on the received consumption destination ID, identifies the consumption destination for which consumption has been performed, and then satisfies the consumption condition extracted by the specified consumption destination. A process is performed to determine whether or not (S670).
 その結果、インセンティブ決済可否判断部112が、消費条件を満たしていると判断した場合(Y)、インセンティブ決済処理部113が、インセンティブ情報の値から消費金額情報の値を減算して残高を算出する処理を行う(S680)。
 一方、インセンティブ決済可否判断部112が、消費条件を満たしていないと判断した場合(N)、インセンティブ処理装置1Fでの一連の動作は終了する。
 そして、インセンティブ決済処理部113は、算出したインセンティブ情報の残高をインセンティブ残高情報DB124に登録する処理を行う(S690)。
 これにより、インセンティブ処理装置1Fでの一連の動作は終了する。
As a result, when the incentive payment possibility judgment unit 112 judges that the consumption condition is satisfied (Y), the incentive payment processing unit 113 subtracts the value of the consumption amount information from the value of the incentive information to calculate the balance. A process is performed (S680).
On the other hand, when the incentive payment possibility judgment unit 112 judges that the consumption condition is not satisfied (N), a series of operations in the incentive processing device 1F are ended.
Then, the incentive payment processing unit 113 performs processing for registering the calculated balance of the incentive information in the incentive balance information DB 124 (S690).
Thereby, a series of operations in the incentive processing device 1F end.
 以上のように本実施の形態に係る第六のインセンティブ処理装置によれば、受給者の消費が、支給者が定める消費条件を満たすか否かを判断し、消費条件を満たすと判断した場合に、支給者が受給者に対して支給するインセンティブから消費金額を減算して決済を行うことが出来る。したがって、悪意のある経営者や起業家などの受給者が、補助金や融資のお金を横領したり、賄賂に使ったり、事業とは関係ないところに使うケースを未然に防ぐことが出来る。 As described above, according to the sixth incentive processing device of the present embodiment, it is determined whether the consumption of the recipient satisfies the consumption condition defined by the payer, and it is determined that the consumption condition is satisfied. The payment can be made by subtracting the consumption amount from the incentive provided by the payer to the beneficiary. Therefore, it is possible to prevent cases in which malicious managers and entrepreneurs and other recipients receive subsidies and loan money, misappropriate spending, and spending in places unrelated to business.
 さらに、ブロックチェーン技術をベースにしたデジタルマネーでのインセンティブの支給と決済サービスとを組み合わせることで、地域活性化等を目的とした補助金や助成金、給付金などのインセンティブの不正使用を防止することが可能なものとなる。 Furthermore, combining the payment of incentives with digital money based on blockchain technology and payment services prevents fraudulent use of incentives such as subsidies, grants, benefits etc. for the purpose of regional revitalization etc. It will be possible.
 NW ネットワーク、1A,1B,1C,1D.1E,1F インセンティブ処理装置、2 決済端末、2A 店舗レジ、2B 従業者端末、2C 受給者端末、3 人事勤怠給与計算装置、5 支給者端末、11 インセンティブ情報登録部、12 インセンティブ決済可否判断部、13 インセンティブ決済処理部、14 インセンティブ情報送信部、15 インセンティブ決済通知部、16 インセンティブ残高通知部、20 記憶部、21 企業特定情報データベース、22 消費条件情報タベース、23 消費先情報データベース、24 インセンティブ残高情報データベース、25 インセンティブ決済情報データベース、50 画面、51インセンティブ表示欄、53 項目別インセンティブ表示欄、53a 地域貢献手当表示欄、53a1 第一地域表示欄、53a2 第二地域表示欄、53b 取引先支援手当表示欄、53b1 第一取引先表示欄、53b2 第二取引先表示欄、54 戻りボタン、55 チェックボックス、56 明細表示欄、111 インセンティブ情報登録部、112 インセンティブ決済可否判断部、113 インセンティブ決済処理部、120 記憶部、121 支給者特定情報データベース、122 消費条件情報タベース、123 消費先情報データベース、124 インセンティブ残高情報データベース。 NW network, 1A, 1B, 1C, 1D. 1E, 1F Incentive processing device, 2 payment terminal, 2A store cash register, 2B employee terminal, 2C recipient terminal, 3 personnel time employee payroll calculation device, 5 payer terminal, 11 incentive information registration unit, 12 incentive payment availability judgment unit, 13 incentive payment processing unit, 14 incentive information transmission unit, 15 incentive payment notification unit, 16 incentive balance notification unit, 20 storage unit, 21 company specific information database, 22 consumption condition information database, 23 consumption destination information database, 24 incentive balance information Database, 25 incentive payment information database, 50 screens, 51 incentive display fields, 53 itemized incentive display fields, 53a regional contribution allowance display fields, 53a1 first regional display fields, 53a 2 Area display column, 53b Supplier support allowance display column, 53b1 First supplier display column, 53b2 Second supplier display column, 54 Return button, 55 Check box, 56 Detail display column, 111 Incentive information registration unit, 112 Incentive settlement Availability determination unit, 113 incentive payment processing unit, 120 storage unit, 121 provider specific information database, 122 consumption condition information database, 123 consumption destination information database, 124 incentive balance information database.

Claims (37)

  1.  企業が定める消費を従業者が行った場合に、前記企業が前記従業者に対して支給するインセンティブを使用して決済する処理を行うための装置であって、
     従業者が消費の決済を行う際に用いる決済端末と、前記従業者の出退勤時刻と前記従業者の人事労務情報とに基づいて給与を計算する人事勤怠給与計算装置と、にネットワークを介して通信可能に構成され、
     前記従業者を識別する従業者識別情報と、前記従業者に対してインセンティブを支給する前記企業を識別する企業識別情報とを関連付けて記憶する企業特定情報記憶手段と、
     前記企業識別情報と、前記インセンティブから決済するために前記企業が定める消費条件とを関連付けて記憶する消費条件情報記憶手段と、
     消費先を識別する消費先識別情報と、前記消費先の名称や住所といった消費先関連情報とを関連付けて記憶する消費先情報記憶手段と、
     前記従業者識別情報と、前記企業が前記従業者に対して支給するインセンティブ情報の残高とを関連付けて記憶するインセンティブ残高情報記憶手段と、
     前記人事勤怠給与計算装置から、従業者を識別する従業者識別情報と、前記従業者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を取得し、前記従業者識別情報に関連付けて前記インセンティブ情報を前記インセンティブ残高情報記憶手段に登録するインセンティブ情報登録手段と、
     前記決済端末から、消費を行った従業者を特定する従業者識別情報と、前記従業者が消費を行った金額を特定する消費金額情報と、前記消費を行った消費先を特定する消費先識別情報と、を含む消費情報を取得し、前記企業特定情報記憶手段を参照して、取得した前記従業者識別情報に基づいて当該従業者に対して給与を支給する企業を特定する企業識別情報を抽出すると共に、前記消費条件情報記憶手段を参照して、抽出した企業識別情報に基づいて前記企業がインセンティブを支給するために定める消費条件を抽出し、さらに、前記消費先情報記憶手段を参照して、取得した前記消費先識別情報に基づいて消費が行われた消費先を特定した後、特定した当該消費先が抽出した前記消費条件を満たすか否かを判断するインセンティブ決済可否判断手段と、
     前記インセンティブ決済可否判断手段が前記消費条件を満たすと判断した場合、インセンティブ情報から消費金額情報を減算して残高を求め、当該残高を前記インセンティブ残高情報記憶手段に登録するインセンティブ決済処理手段と、
    を少なくとも有することを特徴とするインセンティブ処理装置。
    It is an apparatus for performing processing of settling by using an incentive that the company provides to the employee when the employee performs consumption defined by the company,
    Communication via a network to a payment terminal used when an employee settles consumption, and a personnel time and salary calculation device that calculates a salary based on the employee's attendance and leaving time and the employee's personnel and labor information Made possible,
    A company identification information storage unit that associates and stores employee identification information for identifying the employee and company identification information for identifying the company that provides an incentive to the employee;
    Consumption condition information storage means for associating and storing the company identification information and the consumption conditions determined by the company for settlement from the incentive;
    Consumption destination information storage means for associating and storing consumption destination identification information identifying the consumption destination and consumption destination related information such as the name and address of the consumption destination;
    Incentive balance information storage means for associating and storing the employee identification information and the balance of the incentive information provided by the company to the employee;
    Incentive payment information including at least employee identification information for identifying an employee and incentive information indicating a value of an incentive to be paid for each employee is acquired from the personnel time and pay calculation device, and the employee identification information is obtained. Incentive information registration means for registering the incentive information in the incentive balance information storage means in association with
    From the payment terminal, employee identification information for identifying the employee who has consumed, consumption amount information for specifying the amount of consumption by the employee, and consumer identification for specifying the consumption destination for which the consumption has been made Enterprise identification information for acquiring a consumption information including information, and referring to the enterprise identification information storage means, and identifying an enterprise that pays the employee based on the acquired employee identification information While extracting and referring to the consumption condition information storage means, the consumption conditions determined by the company for providing an incentive are extracted based on the extracted company identification information, and further, the consumption destination information storage means is referred to. After identifying the consumption destination where consumption has been performed based on the acquired consumption destination identification information, it is possible to determine whether the consumption condition that the specified consumption destination is extracted satisfies the consumption condition or not And the judgment means,
    Incentive settlement processing means for subtracting the consumption amount information from the incentive information to obtain a balance and registering the balance in the incentive balance information storage means when the incentive settlement availability determination means determines that the consumption condition is satisfied;
    An incentive processing apparatus characterized by at least having:
  2.  前記決済端末が、前記従業者が消費を行う店舗に設置された装置である場合、さらに前記従業者が利用する従業者端末とネットワークを介して通信可能に構成され、
     前記インセンティブ決済可否判断手段は、前記消費情報を取得した後、取得した前記消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が大きいもしくは等しいと判断した場合、従業者端末に対して、決済処理を続行するか否かを確認する問合せ通知を送信し、前記従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断する、
    ことを特徴とする請求項1に記載のインセンティブ処理装置。
    When the payment terminal is a device installed in a store where the employee consumes, the payment terminal is configured to be communicable with the employee terminal used by the employee via a network.
    After acquiring the consumption information, the incentive payment possibility determination unit refers to the incentive balance information storage unit before extracting company identification information based on the employee identification information included in the acquired consumption information. Extracting incentive information registered based on employee identification information included in the acquired consumption information, and comparing the extracted incentive information with consumption amount information included in the acquired consumption information, If it is determined that the value of the information is large or equal, an inquiry notification for confirming whether or not to continue the settlement process is transmitted to the employee terminal, and the employee terminal indicates that the settlement process is to be continued When the answer is received, the company identification information is extracted and the consumption condition is extracted, and the consumption destination is specified and the consumption condition is satisfied. To determine Suka not,
    The incentive processing device according to claim 1, characterized in that:
  3.  前記決済端末が、前記従業者が消費を行う店舗に設置された装置である場合、さらに前記従業者が利用する従業者端末とネットワークを介して通信可能に構成され、
     前記インセンティブ決済可否判断手段は、前記消費情報を取得した後、取得した前記消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が小さいと判断した場合、従業者端末に対して、インセンティブを使用する決済以外の他の手段によって不足額を決済することを条件に決済処理を続行するか否かを確認する問合せ通知を送信し、前記従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断し、
     前記インセンティブ決済処理手段は、インセンティブ情報から消費金額情報を減算した値を「0」とし、当該「0」を残高として前記インセンティブ残高情報記憶手段に登録する、
    ことを特徴とする請求項1に記載のインセンティブ処理装置。
    When the payment terminal is a device installed in a store where the employee consumes, the payment terminal is configured to be communicable with the employee terminal used by the employee via a network.
    After acquiring the consumption information, the incentive payment possibility determination unit refers to the incentive balance information storage unit before extracting company identification information based on the employee identification information included in the acquired consumption information. Extracting incentive information registered based on employee identification information included in the acquired consumption information, and comparing the extracted incentive information with consumption amount information included in the acquired consumption information, When it is determined that the value of the information is small, an inquiry notification for confirming to the employee terminal whether or not to continue the settlement processing on the condition that the insufficient amount is settled by means other than settlement using an incentive Extraction of company identification information when an acknowledgment response indicating that payment processing is to be continued is received from the employee terminal. Was extracted consumption condition, further determines whether the consumption condition is satisfied to identify the consumption destination,
    The incentive payment processing means sets a value obtained by subtracting consumption amount information from incentive information as “0”, and registers the “0” as a balance in the incentive balance information storage means.
    The incentive processing device according to claim 1, characterized in that:
  4.  前記決済端末が、前記従業者が消費を行う店舗に設置された装置である場合、さらに前記従業者が利用する従業者端末とネットワークを介して通信可能に構成され、
     前記インセンティブ決済可否判断手段は、前記消費情報を取得した後、取得した前記消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が小さいと判断した場合、前記人事勤怠給与計算装置に対して、従業者識別情報と共に、前記消費金額情報と前記インセンティブ情報との差を示す不足額情報を含み、当該従業者の現在までの支給予定給与額に照らして前記不足額の決済が可能か否かを確認する第一の問合せ通知を送信し、前記人事勤怠給与計算装置から、決済が可能である旨の決済可回答を受信した場合に、従業者端末に対して、不足額を支給予定給与額から差し引くことを条件に決済処理を続行するか否かを確認する第二の問合せ通知を送信し、前記従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断し、
     前記インセンティブ決済処理手段は、インセンティブ情報から消費金額情報を減算して不足値を求め、当該不足値を残高として前記インセンティブ残高情報記憶手段に登録する、
    ことを特徴とする請求項1に記載のインセンティブ処理装置。
    When the payment terminal is a device installed in a store where the employee consumes, the payment terminal is configured to be communicable with the employee terminal used by the employee via a network.
    After acquiring the consumption information, the incentive payment possibility determination unit refers to the incentive balance information storage unit before extracting company identification information based on the employee identification information included in the acquired consumption information. Extracting incentive information registered based on employee identification information included in the acquired consumption information, and comparing the extracted incentive information with consumption amount information included in the acquired consumption information, If it is determined that the value of the information is small, the personnel time and pay calculation device includes, together with the employee identification information, insufficient amount information indicating the difference between the consumption amount information and the incentive information, and the current state of the employee Send the first inquiry notification to confirm whether the settlement of the shortfall is possible in light of the scheduled salary amount up to Whether to continue the settlement processing on the condition that the shortfall is subtracted from the scheduled salary amount for the employee terminal when the settlement ready reply indicating that settlement is possible is received from the personnel time payroll accounting device The second inquiry notification for confirming whether or not an acknowledgment response indicating that payment processing is continued is received from the employee terminal, extraction of company identification information and extraction of consumption conditions are performed, and consumption is further performed. Identify the destination and determine whether the consumption condition is satisfied,
    The incentive payment processing means subtracts consumption amount information from incentive information to obtain a shortage value, and registers the shortage value as a balance in the incentive balance information storage means.
    The incentive processing device according to claim 1, characterized in that:
  5.  前記インセンティブ情報登録手段は、前記人事勤怠給与計算装置からインセンティブ支給情報を取得したとき、前記インセンティブ残高情報記憶手段に登録されているインセンティブ情報の残高に換えて、取得したインセンティブ支給情報に含まれるインセンティブ情報を登録する、
    ことを特徴とする請求項1乃至4の何れか1項に記載のインセンティブ処理装置。
    When the incentive information registration means acquires the incentive payment information from the personnel time and pay calculation device, the incentive information registration means substitutes the balance of the incentive information registered in the incentive balance information storage means, and the incentive included in the acquired incentive payment information Register information,
    The incentive processing apparatus according to any one of claims 1 to 4, characterized in that:
  6.  前記インセンティブ情報登録手段は、前記人事勤怠給与計算装置からインセンティブ支給情報を取得したとき、前記インセンティブ残高情報記憶手段に登録されているインセンティブ情報の残高に対し、取得したインセンティブ支給情報に含まれるインセンティブ情報を加算して登録する、
    ことを特徴とする請求項1乃至4の何れか1項に記載のインセンティブ処理装置。
    When the incentive information registration means acquires the incentive payment information from the personnel time and pay calculation device, the incentive information included in the acquired incentive payment information for the balance of the incentive information registered in the incentive balance information storage means Add and register,
    The incentive processing apparatus according to any one of claims 1 to 4, characterized in that:
  7.  前記従業者が利用する従業者端末とさらにネットワークを介して通信可能に構成され、
     前記従業者端末から従業者識別情報を取得した際、前記インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されているインセンティブ情報を抽出し、抽出したインセンティブ情報を前記従業者端末に対して送信するインセンティブ情報送信手段をさらに有する、
    ことを特徴とする請求項1乃至6の何れか1項に記載のインセンティブ処理装置。
    It is configured to be able to communicate with an employee terminal used by the employee via a network.
    When employee identification information is acquired from the employee terminal, the incentive balance information storage means is referred to, incentive information registered based on the employee identification information is extracted, and the extracted incentive information is used as the employee It further comprises incentive information transmission means for transmitting to the terminal,
    The incentive processing apparatus according to any one of claims 1 to 6, characterized in that:
  8.  前記インセンティブ情報登録手段は、インセンティブ支給情報として従業者ごとに、消費先地域情報と、当該消費先地域ごとに設定されたインセンティブ情報とを取得し、従業者ごとに、前記消費先地域情報と前記インセンティブ情報とを関連付けて前記インセンティブ残高情報記憶手段に記憶し、
     前記インセンティブ情報送信手段は、前記インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されている前記消費先地域情報と前記インセンティブ情報とを抽出し、抽出したインセンティブ情報を消費先地域情報に関連付けて前記従業者端末に対して送信する、
    ことを特徴とする請求項7に記載のインセンティブ処理装置。
    The incentive information registration means acquires consumption destination area information and incentive information set for each consumption destination area for each employee as incentive payment information, and for each employee, the consumption destination area information and the above Storing the incentive balance information in association with the incentive balance information storage unit;
    The incentive information transmission means refers to the incentive balance information storage means, extracts the consumption destination area information and the incentive information registered based on the employee identification information, and extracts the extracted incentive information Transmitting to the employee terminal in association with regional information
    The incentive processing device according to claim 7, characterized in that.
  9.  前記インセンティブ情報登録手段は、インセンティブ支給情報として従業者ごとに、取引先店舗情報と、当該取引先店舗ごとに設定されたインセンティブ情報とを取得し、従業者ごとに、前記取引先店舗情報と前記インセンティブ情報とを関連付けて前記インセンティブ残高情報記憶手段に記憶し、
     前記インセンティブ情報送信手段は、前記インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されている前記取引先店舗情報と前記インセンティブ情報とを抽出し、抽出したインセンティブ情報を取引先店舗情報に関連付けて前記従業者端末に対して送信する、
    ことを特徴とする請求項7に記載のインセンティブ処理装置。
    The incentive information registration means acquires correspondent store information and incentive information set for each correspondent store as incentive supply information for each employee, and for each employee, the correspondent store information and Storing the incentive balance information in association with the incentive balance information storage unit;
    The incentive information transmission means refers to the incentive balance information storage means, extracts the correspondent store information and the incentive information registered based on the employee identification information, and extracts the extracted incentive information as a business partner Transmitting to the employee terminal in association with store information
    The incentive processing device according to claim 7, characterized in that.
  10.  前記インセンティブ決済処理手段においてインセンティブ情報の残高を求めた後、前記決済端末に対して、インセンティブを用いて決済が終了したことを知らせる決済完了通知を送信するインセンティブ決済通知手段をさらに有する、
    ことを特徴とする請求項1乃至9の何れか1項に記載のインセンティブ処理装置。
    The incentive settlement processing means further comprises incentive settlement notification means for transmitting to the settlement terminal a settlement completion notice notifying that settlement has been completed using the incentive after obtaining the balance of the incentive information.
    The incentive processing device according to any one of claims 1 to 9, characterized in that.
  11.  前記人事勤怠給与計算装置に対して、前記インセンティブ残高情報記憶手段に記憶された従業者ごとのインセンティブ情報の残高を所定期間ごとに送信するインセンティブ残高通知手段をさらに有する、
    ことを特徴とする請求項1乃至10の何れか1項に記載のインセンティブ処理装置。
    The system further comprises incentive balance notification means for transmitting the balance of the incentive information for each employee stored in the incentive balance information storage means to the personnel time and pay calculation device at predetermined intervals.
    The incentive processing apparatus according to any one of claims 1 to 10, characterized in that:
  12.  前記従業者識別情報と、前記消費先識別情報と、前記インセンティブ決済処理手段においてインセンティブで決済を行った消費金額情報と、を関連付けて記憶するインセンティブ決済情報記憶手段をさらに有し、
     前記インセンティブ残高通知手段は、前記人事勤怠給与計算装置に対して、前記インセンティブ決済情報記憶手段に記憶された消費先ごとの消費金額情報を所定期間ごとに送信する、
    ことを特徴とする請求項11に記載のインセンティブ処理装置。
    The system further comprises incentive payment information storage means for storing the employee identification information, the consumption destination identification information, and the consumption amount information for which payment has been made by the incentive in the incentive payment processing means in association with each other.
    The incentive balance notification means transmits consumption amount information for each consumption destination stored in the incentive payment information storage means to the personnel time and pay calculation device at predetermined intervals.
    The incentive processing device according to claim 11, characterized in that:
  13.  企業が定める消費を従業者が行った場合に、前記企業が前記従業者に対して支給するインセンティブを使用して決済する処理を行うためのシステムであって、
     企業が従業者に対して支給するインセンティブから前記従業者が消費した消費金額を決済する処理を実行するインセンティブ処理装置と、前記従業者が消費の決済を行う際に用いる決済端末と、前記従業者の出退勤時刻と従業者の人事労務情報とに基づいて給与を計算する人事勤怠給与計算装置と、がネットワークを介して通信可能に構成され、
     前記人事勤怠給与計算装置は、
     前記インセンティブ処理装置に対して、従業者を識別する従業者識別情報と、前記従業者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を送信する手段を有し、
     前記決済端末は、
     前記インセンティブ処理装置に対して、消費を行った従業者を特定する従業者識別情報と、前記従業者が消費を行った金額を特定する消費金額情報と、前記消費を行った消費先を特定する消費先識別情報と、を含む消費情報を送信する手段を有し、
     前記インセンティブ処理装置は、
     前記従業者を識別する従業者識別情報と、前記従業者に対してインセンティブを支給する前記企業を識別する企業識別情報とを関連付けて記憶する企業特定情報記憶手段と、
     前記企業識別情報と、前記インセンティブから決済するために前記企業が定める消費条件とを関連付けて記憶する消費条件情報記憶手段と、
     前記消費先を識別する消費先識別情報と、前記消費先の名称や住所といった消費先関連情報とを関連付けて記憶する消費先情報記憶手段と、
     前記従業者識別情報と、前記企業が前記従業者に対して支給するインセンティブ情報の残高とを関連付けて記憶するインセンティブ残高情報記憶手段と、
     前記人事勤怠給与計算装置から、前記インセンティブ支給情報を取得し、前記従業者識別情報に関連付けて前記インセンティブ情報を前記インセンティブ残高情報記憶手段に登録するインセンティブ情報登録手段と、
     前記決済端末から、前記消費情報を取得し、前記企業特定情報記憶手段を参照して、取得した前記従業者識別情報に基づいて当該従業者に対して給与を支給する企業を特定する企業識別情報を抽出すると共に、前記消費条件情報記憶手段を参照して、抽出した企業識別情報に基づいて前記企業がインセンティブを支給するために定める消費条件を抽出し、さらに、前記消費先情報記憶手段を参照して、取得した前記消費先識別情報に基づいて消費が行われた消費先を特定した後、特定した当該消費先が抽出した前記消費条件を満たすか否かを判断するインセンティブ決済可否判断手段と、
     前記インセンティブ決済可否判断手段が前記消費条件を満たすと判断した場合、インセンティブ情報から消費金額情報を減算して残高を求め、当該残高を前記インセンティブ残高情報記憶手段に登録するインセンティブ決済処理手段と、
    を少なくとも有する、
    ことを特徴とするインセンティブ処理システム。
    It is a system for performing processing which settles using an incentive which the company pays to the employee, when an employee performs consumption which a company sets,
    An incentive processing apparatus that executes processing for settling the consumption amount consumed by the employee from an incentive that a company pays to the employee, a settlement terminal used when the employee settles the consumption, and the employee A personnel time and payroll calculation device that calculates the salary based on the time of work and leave of work and the employee's personnel and labor information, and is configured to be communicable through the network,
    The personnel time and pay accounting system
    Means for transmitting incentive payment information including at least employee identification information for identifying an employee and incentive information indicating a value of an incentive to be paid for each employee to the incentive processing device,
    The settlement terminal is
    For the incentive processing apparatus, the employee identification information for identifying the employee who has consumed, the consumption amount information for specifying the amount of consumption by the employee, and the consumption destination for which the consumption has been performed are specified. And means for transmitting consumption information including consumption destination identification information;
    The incentive processing device
    A company identification information storage unit that associates and stores employee identification information for identifying the employee and company identification information for identifying the company that provides an incentive to the employee;
    Consumption condition information storage means for associating and storing the company identification information and the consumption conditions determined by the company for settlement from the incentive;
    Consumption destination information storage means for associating and storing consumption destination identification information identifying the consumption destination and consumption destination related information such as the name and address of the consumption destination;
    Incentive balance information storage means for associating and storing the employee identification information and the balance of the incentive information provided by the company to the employee;
    Incentive information registration means for acquiring the incentive payment information from the personnel time and pay calculation device and registering the incentive information in the incentive balance information storage means in association with the employee identification information;
    Company identification information for acquiring the consumption information from the payment terminal, referring to the company identification information storage means, and identifying an enterprise that pays the employee based on the acquired employee identification information While referring to the consumption condition information storage means, and extracts the consumption conditions which the company establishes for providing an incentive based on the extracted company identification information, and further refers to the consumption destination information storage means And determining the consumption destination where consumption has been performed based on the acquired consumption destination identification information, and determining whether or not the consumption condition satisfied by the specified consumption destination is satisfied; ,
    Incentive settlement processing means for subtracting the consumption amount information from the incentive information to obtain a balance and registering the balance in the incentive balance information storage means when the incentive settlement availability determination means determines that the consumption condition is satisfied;
    Have at least
    An incentive processing system characterized by
  14.  前記決済端末が、前記従業者が消費を行う店舗に設置された装置である場合、さらに前記従業者が利用する従業者端末とネットワークを介して通信可能に構成され、
     前記インセンティブ処理装置は、
     前記インセンティブ決済可否判断手段が、前記消費情報を取得した後、取得した前記消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が大きいもしくは等しいと判断した場合、従業者端末に対して、決済処理を続行するか否かを確認する問合せ通知を送信し、前記従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断し、
     前記従業者端末は、
     前記インセンティブ処理装置から、決済処理を続行するか否かを確認する問合せ通知を受信する手段と、
     前記インセンティブ処理装置に対して、決済処理を続行する旨の了承回答を送信する手段と、
    をさらに有する、
    ことを特徴とする請求項13に記載のインセンティブ処理システム。
    When the payment terminal is a device installed in a store where the employee consumes, the payment terminal is configured to be communicable with the employee terminal used by the employee via a network.
    The incentive processing device
    After the incentive payment availability determination means acquires the consumption information, before extracting company identification information based on the employee identification information included in the acquired consumption information, the incentive balance information storage means is referred to. Extracting incentive information registered based on employee identification information included in the acquired consumption information, and comparing the extracted incentive information with consumption amount information included in the acquired consumption information, If it is determined that the value of the information is large or equal, an inquiry notification for confirming whether or not to continue the settlement process is transmitted to the employee terminal, and the employee terminal indicates that the settlement process is to be continued When the answer is received, the company identification information is extracted and the consumption condition is extracted, and the consumption destination is specified and the consumption condition is satisfied. To determine Suka not,
    The employee terminal is
    A means for receiving, from the incentive processing apparatus, an inquiry notification for confirming whether or not to continue the payment processing;
    A means for transmitting an acknowledgment response indicating that the payment processing is to be continued to the incentive processing device;
    Further have,
    The incentive processing system according to claim 13, characterized in that.
  15.  前記決済端末が、前記従業者が消費を行う店舗に設置された装置である場合、さらに前記従業者が利用する従業者端末とネットワークを介して通信可能に構成され、
     前記インセンティブ処理装置は、
     前記インセンティブ決済可否判断手段が、前記消費情報を取得した後、取得した前記消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が小さいと判断した場合、従業者端末に対して、インセンティブを使用する決済以外の他の手段によって不足額を決済することを条件に決済処理を続行するか否かを確認する問合せ通知を送信し、前記従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断し、
     前記インセンティブ決済処理手段が、インセンティブ情報から消費金額情報を減算した値を「0」とし、当該「0」を残高として前記インセンティブ残高情報記憶手段に登録し、
     前記従業者端末は、
     前記インセンティブ処理装置から、決済処理を続行するか否かを確認する問合せ通知を受信する手段と、
     前記インセンティブ処理装置に対して、決済処理を続行する旨の了承回答を送信する手段と、
    をさらに有する、
    ことを特徴とする請求項13に記載のインセンティブ処理システム。
    When the payment terminal is a device installed in a store where the employee consumes, the payment terminal is configured to be communicable with the employee terminal used by the employee via a network.
    The incentive processing device
    After the incentive payment availability determination means acquires the consumption information, before extracting company identification information based on the employee identification information included in the acquired consumption information, the incentive balance information storage means is referred to. Extracting incentive information registered based on employee identification information included in the acquired consumption information, and comparing the extracted incentive information with consumption amount information included in the acquired consumption information, When it is determined that the value of the information is small, an inquiry notification for confirming to the employee terminal whether or not to continue the settlement processing on the condition that the insufficient amount is settled by means other than settlement using an incentive Extraction of company identification information when an acknowledgment response indicating that payment processing is to be continued is received from the employee terminal. Was extracted consumption condition, further determines whether the consumption condition is satisfied to identify the consumption destination,
    The incentive settlement processing means sets a value obtained by subtracting consumption amount information from incentive information as “0”, and registers the “0” as a balance in the incentive balance information storage means.
    The employee terminal is
    A means for receiving, from the incentive processing apparatus, an inquiry notification for confirming whether or not to continue the payment processing;
    A means for transmitting an acknowledgment response indicating that the payment processing is to be continued to the incentive processing device;
    Further have,
    The incentive processing system according to claim 13, characterized in that.
  16.  前記決済端末が、前記従業者が消費を行う店舗に設置された装置である場合、さらに前記従業者が利用する従業者端末とネットワークを介して通信可能に構成され、
     前記インセンティブ処理装置は、
     前記インセンティブ決済可否判断段が、前記消費情報を取得した後、取得した前記消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が小さいと判断した場合、前記人事勤怠給与計算装置に対して、従業者識別情報と共に、前記消費金額情報と前記インセンティブ情報との差を示す不足額情報を含み、当該従業者の現在までの支給予定給与額に照らして前記不足額の決済が可能か否かを確認する第一の問合せ通知を送信し、前記人事勤怠給与計算装置から、決済が可能である旨の決済可回答を受信した場合に、従業者端末に対して、不足額を支給予定給与額から差し引くことを条件に決済処理を続行するか否かを確認する第二の問合せ通知を送信し、前記従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断し、
     前記インセンティブ決済処理手段が、インセンティブ情報から消費金額情報を減算して不足値を求め、当該不足値を残高として前記インセンティブ残高情報記憶手段に登録し、
     前記人事勤怠給与計算装置は、
     前記インセンティブ処理装置から、従業者識別情報と不足額情報を含み、当該従業者の現在までの支給予定給与額に照らして前記不足額の決済が可能か否かを確認する第一の問合せ通知を受信する手段と、
     前記インセンティブ処理装置に対して、決済が可能である旨の決済可回答を送信する手段と、
    をさらに有し、
     前記従業者端末は、
     前記インセンティブ処理装置から、決済処理を続行するか否かを確認する第二の問合せ通知を受信する手段と、
     前記インセンティブ処理装置に対して、決済処理を続行する旨の了承回答を送信する手段と、
    をさらに有する、
    ことを特徴とする請求項13乃至15の何れか1項に記載のインセンティブ処理システム。
    When the payment terminal is a device installed in a store where the employee consumes, the payment terminal is configured to be communicable with the employee terminal used by the employee via a network.
    The incentive processing device
    After acquiring the consumption information, the incentive payment availability judgment stage refers to the incentive balance information storage means before extracting company identification information based on the employee identification information included in the acquired consumption information. Extracting incentive information registered based on employee identification information included in the acquired consumption information, and comparing the extracted incentive information with consumption amount information included in the acquired consumption information, If it is determined that the value of the information is small, the personnel time and pay calculation device includes, together with the employee identification information, insufficient amount information indicating the difference between the consumption amount information and the incentive information, and the current state of the employee Send the first inquiry notification to confirm whether the settlement of the shortfall is possible in light of the scheduled salary amount up to Whether to continue settlement processing on the condition that the shortfall is deducted from the scheduled salary amount to the employee terminal when the settlement enable reply indicating that the settlement is possible is received from the non-time payroll accounting device The second inquiry notification for confirming whether or not an acknowledgment response indicating that payment processing is continued is received from the employee terminal, extraction of company identification information and extraction of consumption conditions are performed, and consumption is further performed. Identify the destination and determine whether the consumption condition is satisfied,
    The incentive payment processing means subtracts the consumption amount information from the incentive information to obtain a shortage value, and registers the shortage value as a balance in the incentive balance information storage means.
    The personnel time and pay accounting system
    The first inquiry notification that includes the employee identification information and the shortage amount information from the incentive processing device and confirms whether the settlement of the shortage amount is possible in light of the scheduled salary amount of the employee until now. Means for receiving,
    A means for transmitting a settlement acceptable reply to the effect that settlement is possible to the incentive processing device;
    And have
    The employee terminal is
    A means for receiving, from the incentive processing device, a second inquiry notification for confirming whether or not to continue the settlement process;
    A means for transmitting an acknowledgment response indicating that the payment processing is to be continued to the incentive processing device;
    Further have,
    An incentive processing system according to any one of claims 13 to 15, characterized in that.
  17.  前記インセンティブ処理装置は、
     前記インセンティブ情報登録手段が、前記人事勤怠給与計算装置からインセンティブ支給情報を取得したとき、前記インセンティブ残高情報記憶手段に登録されているインセンティブ情報の残高に換えて、取得したインセンティブ支給情報に含まれるインセンティブ情報を登録する、
    ことを特徴とする請求項13乃至16の何れか1項に記載のインセンティブ処理システム。
    The incentive processing device
    When the incentive information registration means acquires the incentive payment information from the personnel time and pay calculation device, the incentive payment information is replaced with the balance of the incentive information registered in the incentive balance information storage means, and the incentive included in the acquired incentive payment information Register information,
    The incentive processing system according to any one of claims 13 to 16, characterized in that:
  18.  前記インセンティブ処理装置は、
     前記インセンティブ情報登録手段が、前記人事勤怠給与計算装置からインセンティブ支給情報を取得したとき、前記インセンティブ残高情報記憶手段に登録されているインセンティブ情報の残高に対し、取得したインセンティブ支給情報に含まれるインセンティブ情報を加算して登録する、
    ことを特徴とする請求項13乃至16の何れか1項に記載のインセンティブ処理システム。
    The incentive processing device
    When the incentive information registration means acquires the incentive payment information from the personnel time and pay calculation device, the incentive information included in the acquired incentive payment information for the balance of the incentive information registered in the incentive balance information storage means Add and register,
    The incentive processing system according to any one of claims 13 to 16, characterized in that:
  19.  前記従業者が利用する従業者端末とさらにネットワークを介して通信可能に構成され、
     前記インセンティブ処理装置は、
     前記従業者端末から従業者識別情報を取得した際、前記インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されているインセンティブ情報を抽出し、抽出したインセンティブ情報を前記従業者端末に対して送信するインセンティブ情報送信手段をさらに有し、
     前記従業者端末は、
     前記インセンティブ処理装置から、前記インセンティブ情報を受信する手段と、
     受信した前記インセンティブ情報を表示する手段と、
    をさらに有する、
    ことを特徴とする請求項13乃至18の何れか1項に記載のインセンティブ処理システム。
    It is configured to be able to communicate with an employee terminal used by the employee via a network.
    The incentive processing device
    When employee identification information is acquired from the employee terminal, the incentive balance information storage means is referred to, incentive information registered based on the employee identification information is extracted, and the extracted incentive information is used as the employee It further comprises incentive information transmission means for transmitting to the terminal,
    The employee terminal is
    A means for receiving the incentive information from the incentive processing device;
    Means for displaying the received incentive information;
    Further have,
    An incentive processing system according to any one of claims 13 to 18, characterized in that.
  20.  前記インセンティブ処理装置は、
     前記インセンティブ情報登録手段が、インセンティブ支給情報として従業者ごとに、消費先地域情報と、当該消費先地域ごとに設定されたインセンティブ情報とを取得し、従業者ごとに、前記消費先地域情報と前記インセンティブ情報とを関連付けて前記インセンティブ残高情報記憶手段に記憶し、
     前記インセンティブ情報送信手段が、前記インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されている前記消費先地域情報と前記インセンティブ情報とを抽出し、抽出したインセンティブ情報を消費先地域情報に関連付けて前記従業者端末に対して送信し、
     前記従業者端末は、
     前記インセンティブ処理装置から、前記消費先地域情報に関連付けて前記インセンティブ情報を受信する手段と、
     受信した前記インセンティブ情報を前記消費先地域情報に関連付けて表示する手段と、
    をさらに有する、
    ことを特徴とする請求項19に記載のインセンティブ処理装置。
    The incentive processing device
    The incentive information registration means acquires consumption destination area information and incentive information set for each consumption destination area as incentive payment information for each employee, and for each employee, the consumption destination area information and the above Storing the incentive balance information in association with the incentive balance information storage unit;
    The incentive information transmission means refers to the incentive balance information storage means, extracts the consumption destination area information and the incentive information registered based on the employee identification information, and extracts the extracted incentive information Associate with area information and send it to the employee terminal,
    The employee terminal is
    A unit for receiving the incentive information from the incentive processing device in association with the consumption destination area information;
    A means for displaying the received incentive information in association with the consumption destination area information;
    Further have,
    The incentive processing device according to claim 19, characterized in that:
  21.  前記インセンティブ処理装置は、
     前記インセンティブ情報登録手段が、インセンティブ支給情報として従業者ごとに、取引先店舗情報と、当該取引先店舗ごとに設定されたインセンティブ情報とを取得し、従業者ごとに、前記取引先店舗情報と前記インセンティブ情報とを関連付けて前記インセンティブ残高情報記憶手段に記憶し、
     前記インセンティブ情報送信手段が、前記インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されている前記取引先店舗情報と前記インセンティブ情報とを抽出し、抽出したインセンティブ情報を取引先店舗情報に関連付けて前記従業者端末に対して送信し、
     前記従業者端末は、
     前記インセンティブ処理装置から、前記取引先店舗情報に関連付けて前記インセンティブ情報を受信する手段と、
     受信した前記インセンティブ情報を前記取引先店舗情報に関連付けて表示する手段と、
    をさらに有する、
    ことを特徴とする請求項19に記載のインセンティブ処理装置。
    The incentive processing device
    The incentive information registration means acquires correspondent store information and incentive information set for each correspondent store as incentive supply information for each employee, and for each employee, the correspondent store information and Storing the incentive balance information in association with the incentive balance information storage unit;
    The incentive information transmission means refers to the incentive balance information storage means, extracts the correspondent store information and the incentive information registered based on the employee identification information, and extracts the extracted incentive information as a supplier Associate with store information and send it to the employee terminal,
    The employee terminal is
    A unit for receiving the incentive information from the incentive processing device in association with the client store information;
    A means for displaying the received incentive information in association with the correspondent store information;
    Further have,
    The incentive processing device according to claim 19, characterized in that:
  22.  前記インセンティブ処理装置は、
     前記インセンティブ決済処理手段においてインセンティブ情報の残高を求めた後、前記決済端末に対して、インセンティブを用いて決済が終了したことを知らせる決済完了通知を送信するインセンティブ決済通知手段をさらに有し、
     前記決済端末は、
     前記インセンティブ処理装置から、前記決済完了通知を受信する手段と、
     受信した前記決済完了通知を表示する手段と、
    をさらに有する、
    ことを特徴とする請求項13乃至21の何れか1項に記載のインセンティブ処理システム。
    The incentive processing device
    The incentive settlement processing means further comprises incentive settlement notification means for transmitting a settlement completion notice notifying that settlement has been completed using the incentive to the settlement terminal after obtaining the balance of the incentive information in the incentive settlement processing means,
    The settlement terminal is
    A means for receiving the settlement completion notification from the incentive processing device;
    Means for displaying the received payment completion notification;
    Further have,
    An incentive processing system according to any one of claims 13 to 21, characterized in that.
  23.  前記インセンティブ処理装置は、
     前記人事勤怠給与計算装置に対して、前記インセンティブ残高情報記憶手段に記憶された従業者ごとのインセンティブ情報の残高を所定期間ごとに送信するインセンティブ残高通知手段をさらに有し、
     前記人事勤怠給与計算装置は、前記インセンティブ処理装置から、前記インセンティブ情報の残高を受信する手段をさらに有する、
    ことを特徴とする請求項13乃至22の何れか1項に記載のインセンティブ処理システム。
    The incentive processing device
    The system further comprises incentive balance notification means for transmitting the balance of the incentive information for each employee stored in the incentive balance information storage means to the personnel time and pay calculation device at predetermined intervals.
    The personnel time and pay calculation apparatus further includes means for receiving the balance of the incentive information from the incentive processing apparatus.
    The incentive processing system according to any one of claims 13 to 22, characterized in that:
  24.  前記インセンティブ処理装置は、
     前記従業者識別情報と、前記消費先識別情報と、前記インセンティブ決済処理手段においてインセンティブで決済を行った消費金額情報と、を関連付けて記憶するインセンティブ決済情報記憶手段をさらに有し、
     前記インセンティブ残高通知手段が、前記人事勤怠給与計算装置に対して、前記インセンティブ決済情報記憶手段に記憶された消費先ごとの消費金額情報を所定期間ごとに送信し、
     前記人事勤怠給与計算装置は、前記インセンティブ処理装置から、前記消費先ごとの消費金額情報を受信する手段をさらに有する、
    ことを特徴とする請求項23に記載のインセンティブ処理システム。
    The incentive processing device
    The system further comprises incentive payment information storage means for storing the employee identification information, the consumption destination identification information, and the consumption amount information for which payment has been made by the incentive in the incentive payment processing means in association with each other.
    The incentive balance notification means transmits consumption amount information for each consumption destination stored in the incentive payment information storage means to the personnel time and pay calculation device at predetermined intervals.
    The personnel time and salary calculation apparatus further includes means for receiving consumption amount information for each of the consumption destinations from the incentive processing device.
    The incentive processing system according to claim 23, characterized in that.
  25.  企業が定める消費を従業者が行った場合に、前記企業が前記従業者に対して支給するインセンティブを使用して決済する処理を行うための方法であって、
     従業者が消費の決済を行う際に用いる決済端末と、前記従業者の出退勤時刻と従業者の人事労務情報とに基づいて給与を計算する人事勤怠給与計算装置と、にネットワークを介して通信可能に構成され、従業者を識別する従業者識別情報と、前記従業者に対してインセンティブを支給する企業を識別する企業識別情報とを関連付けて記憶する企業特定情報記憶手段、前記企業識別情報と、前記インセンティブから決済するために前記企業が定める消費条件とを関連付けて記憶する消費条件情報記憶手段、消費先を識別する消費先識別情報と、前記消費先の名称や住所といった消費先関連情報とを関連付けて記憶する消費先情報記憶手段、前記従業者識別情報と、前記企業が前記従業者に対して支給するインセンティブ情報の残高とを関連付けて記憶するインセンティブ残高情報記憶手段、を有するインセンティブ処理装置が、
     前記人事勤怠給与計算装置から、従業者を識別する従業者識別情報と、前記従業者ごとに支給するインセンティブの値を示すインセンティブ情報と、を少なくとも含むインセンティブ支給情報を取得し、前記従業者識別情報に関連付けて前記インセンティブ情報を前記インセンティブ残高情報記憶手段に登録する処理と、
     前記決済端末から、消費を行った従業者を特定する従業者識別情報と、前記従業者が消費を行った金額を特定する消費金額情報と、前記消費を行った消費先を特定する消費先識別情報と、を含む消費情報を取得し、前記企業特定情報記憶手段を参照して、取得した前記従業者識別情報に基づいて当該従業者に対して給与を支給する企業を特定する企業識別情報を抽出すると共に、前記消費条件情報記憶手段を参照して、抽出した企業識別情報に基づいて前記企業がインセンティブを支給するために定める消費条件を抽出し、さらに、前記消費先情報記憶手段を参照して、取得した前記消費先識別情報に基づいて消費が行われた消費先を特定した後、特定した当該消費先が抽出した前記消費条件を満たすか否かを判断する処理と、
     前記消費条件を満たすと判断した場合、インセンティブ情報から消費金額情報を減算して残高を求め、当該残高を前記インセンティブ残高情報記憶手段に登録する処理と、
    を実行することを特徴とするインセンティブ処理方法。
    A method for performing settlement processing using an incentive provided by the company to the employee when the employee consumes the consumption defined by the company.
    Communicate through a network to a payment terminal used when an employee settles consumption, and a personnel time and payroll accounting device that calculates a salary based on the employee's attendance and leaving time and the employee's personnel and labor information A company identification information storage unit configured to associate and store employee identification information for identifying an employee and company identification information for identifying a company that provides an incentive to the employee; Consumption condition information storage means for associating and storing consumption conditions determined by the company for settlement from the incentive, consumption destination identification information identifying the consumption destination, and consumption destination related information such as the name and address of the consumption destination Consumption destination information storage means associated and stored, the employee identification information, and the balance of incentive information provided by the company to the employee are associated Storage incentives balance information storage means, an incentive processor having,
    Incentive payment information including at least employee identification information for identifying an employee and incentive information indicating a value of an incentive to be paid for each employee is acquired from the personnel time and pay calculation device, and the employee identification information is obtained. A process of registering the incentive information in the incentive balance information storage means in association with
    From the payment terminal, employee identification information for identifying the employee who has consumed, consumption amount information for specifying the amount of consumption by the employee, and consumer identification for specifying the consumption destination for which the consumption has been made Enterprise identification information for acquiring a consumption information including information, and referring to the enterprise identification information storage means, and identifying an enterprise that pays the employee based on the acquired employee identification information While extracting and referring to the consumption condition information storage means, the consumption conditions determined by the company for providing an incentive are extracted based on the extracted company identification information, and further, the consumption destination information storage means is referred to. A process of determining whether the consumption destination identified by the specified consumption destination is satisfied after specifying the consumption destination in which the consumption has been performed based on the acquired consumption destination identification information;
    When it is determined that the consumption condition is satisfied, processing for obtaining a balance by subtracting consumption amount information from the incentive information, and registering the balance in the incentive balance information storage unit;
    An incentive processing method characterized by performing.
  26.  前記決済端末が、前記従業者が消費を行う店舗に設置された装置である場合、さらに前記従業者が利用する従業者端末とネットワークを介して通信可能に構成され、
     前記インセンティブ処理装置が、
     前記決済端末から前記消費情報を取得した後、取得した前記消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が大きいもしくは等しいと判断した場合、従業者端末に対して、決済処理を続行するか否かを確認する問合せ通知を送信し、前記従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断する処理を、
    実行することを特徴とする請求項25に記載のインセンティブ処理方法。
    When the payment terminal is a device installed in a store where the employee consumes, the payment terminal is configured to be communicable with the employee terminal used by the employee via a network.
    The incentive processing device
    After the consumption information is acquired from the payment terminal, before the company identification information is extracted based on the employee identification information included in the acquired consumption information, the incentive balance information storage unit is referred to and acquired. The incentive information registered based on the employee identification information included in the consumption information is extracted, and the extracted incentive information is compared with the consumption amount information included in the acquired consumption information, and the value of the incentive information is If it is determined that the value is larger or equal, an inquiry notification for confirming whether or not to continue the settlement process is transmitted to the employee terminal, and an acknowledgment response indicating that the settlement process is continued is received from the employee terminal Processing for extracting company identification information and extracting consumption conditions, and further determining the consumption destination and determining whether the consumption condition is satisfied or not The,
    The incentive processing method according to claim 25, characterized by performing.
  27.  前記決済端末が、前記従業者が消費を行う店舗に設置された装置である場合、さらに前記従業者が利用する従業者端末とネットワークを介して通信可能に構成され、
     前記インセンティブ処理装置が、
     前記決済端末から前記消費情報を取得した後、取得した前記消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が小さいと判断した場合、従業者端末に対して、インセンティブを使用する決済以外の他の手段によって不足額を決済することを条件に決済処理を続行するか否かを確認する問合せ通知を送信し、前記従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断する処理と、
     前記消費条件を満たすと判断した場合、インセンティブ情報から消費金額情報を減算した値を「0」とし、当該「0」を残高として前記インセンティブ残高情報記憶手段に登録する処理を、
    実行することを特徴とする請求項25に記載のインセンティブ処理方法。
    When the payment terminal is a device installed in a store where the employee consumes, the payment terminal is configured to be communicable with the employee terminal used by the employee via a network.
    The incentive processing device
    After the consumption information is acquired from the payment terminal, before the company identification information is extracted based on the employee identification information included in the acquired consumption information, the incentive balance information storage unit is referred to and acquired. The incentive information registered based on the employee identification information included in the consumption information is extracted, and the extracted incentive information is compared with the consumption amount information included in the acquired consumption information, and the value of the incentive information is If it is determined that the amount is small, an inquiry notification is sent to the employee terminal to confirm whether the settlement process is to be continued on the condition that the shortage is settled by means other than settlement using an incentive, When receiving an acknowledgment from the employee terminal that payment processing is to be continued, extraction of company identification information and extraction of consumption conditions are performed. Furthermore, a process of determining whether or not the consumption condition is satisfied to identify the consumption destination,
    When it is determined that the consumption condition is satisfied, the value obtained by subtracting the consumption amount information from the incentive information is set to "0", and the "0" is registered as the balance in the incentive balance information storage unit.
    The incentive processing method according to claim 25, characterized by performing.
  28.  前記決済端末が、前記従業者が消費を行う店舗に設置された装置である場合、さらに前記従業者が利用する従業者端末とネットワークを介して通信可能に構成され、
     前記インセンティブ処理装置が、
     前記決済端末から前記消費情報を取得した後、取得した前記消費情報に含まれる従業者識別情報に基づいて企業識別情報を抽出する前に、前記インセンティブ残高情報記憶手段を参照して、取得した前記消費情報に含まれる従業者識別情報に基づいて登録されているインセンティブ情報を抽出すると共に、抽出したインセンティブ情報と取得した前記消費情報に含まれる消費金額情報とを比較し、前記インセンティブ情報の値が小さいと判断した場合、前記人事勤怠給与計算装置に対して、従業者識別情報と共に、前記消費金額情報と前記インセンティブ情報との差を示す不足額情報を含み、当該従業者の現在までの支給予定給与額に照らして前記不足額の決済が可能か否かを確認する第一の問合せ通知を送信し、前記人事勤怠給与計算装置から、決済が可能である旨の決済可回答を受信した場合に、従業者端末に対して、不足額を支給予定給与額から差し引くことを条件に決済処理を続行するか否かを確認する第二の問合せ通知を送信し、前記従業者端末から、決済処理を続行する旨の了承回答を受信した場合に、企業識別情報の抽出と消費条件の抽出を行い、さらに、消費先を特定して前記消費条件を満たすか否かを判断する処理と、
     前記消費条件を満たすと判断した場合、インセンティブ情報から消費金額情報を減算して不足値を求め、当該不足値を残高として前記インセンティブ残高情報記憶手段に登録する処理を、
    実行することを特徴とする請求項25に記載のインセンティブ処理方法。
    When the payment terminal is a device installed in a store where the employee consumes, the payment terminal is configured to be communicable with the employee terminal used by the employee via a network.
    The incentive processing device
    After the consumption information is acquired from the payment terminal, before the company identification information is extracted based on the employee identification information included in the acquired consumption information, the incentive balance information storage unit is referred to and acquired. The incentive information registered based on the employee identification information included in the consumption information is extracted, and the extracted incentive information is compared with the consumption amount information included in the acquired consumption information, and the value of the incentive information is If it is determined that the amount is smaller, the personnel time and pay calculation device includes not only the employee identification information but also the shortage amount information indicating the difference between the consumption amount information and the incentive information, and the payment schedule up to the present of the employee Send a first inquiry notification to confirm whether the shortage can be settled in light of the salary amount, and the personnel time and pay calculation device If, on the other hand, the settlement acceptance response to the effect that settlement is possible is received, the employee terminal confirms whether to continue the settlement processing on the condition that the shortage amount is deducted from the scheduled salary amount. (2) When an inquiry response is sent and an acknowledgment response indicating that payment processing is continued is received from the employee terminal, extraction of company identification information and extraction of consumption conditions are performed, and a consumption destination is specified. A process of determining whether the consumption condition is satisfied;
    If it is determined that the consumption condition is satisfied, processing for subtracting the consumption amount information from the incentive information to obtain the shortage value and registering the shortage value as the balance in the incentive balance information storage means
    The incentive processing method according to claim 25, characterized by performing.
  29.  前記インセンティブ処理装置が、
     前記人事勤怠給与計算装置からインセンティブ支給情報を取得したとき、前記インセンティブ残高情報記憶手段に登録されているインセンティブ情報の残高に換えて、取得したインセンティブ支給情報に含まれるインセンティブ情報を登録する処理を、
    さらに実行することを特徴とする請求項25乃至28の何れか1項に記載のインセンティブ処理方法。
    The incentive processing device
    Processing for registering incentive information included in the acquired incentive payment information in place of the balance of the incentive information registered in the incentive balance information storage unit when the incentive payment information is acquired from the personnel time and pay calculation device;
    29. The incentive processing method according to any one of claims 25 to 28, further performing.
  30.  前記インセンティブ処理装置が、
     前記人事勤怠給与計算装置からインセンティブ支給情報を取得したとき、前記インセンティブ残高情報記憶手段に登録されているインセンティブ情報の残高に対し、取得したインセンティブ支給情報に含まれるインセンティブ情報を加算して登録する処理を、
    さらに実行することを特徴とする請求項25乃至28の何れか1項に記載のインセンティブ処理方法。
    The incentive processing device
    A process of adding incentive information included in acquired incentive payment information to the balance of incentive information registered in the incentive balance information storage means when incentive payment information is acquired from the personnel time and pay calculation apparatus ,
    29. The incentive processing method according to any one of claims 25 to 28, further performing.
  31.  前記従業者が利用する従業者端末とさらにネットワークを介して通信可能に構成され、
     前記インセンティブ処理装置が、前記従業者端末から従業者識別情報を取得した際、前記インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されているインセンティブ情報を抽出し、抽出したインセンティブ情報を前記従業者端末に対して送信する処理を、
    さらに実行することを特徴とする請求項25乃至30の何れか1項に記載のインセンティブ処理方法。
    It is configured to be able to communicate with an employee terminal used by the employee via a network.
    When the incentive processing apparatus acquires employee identification information from the employee terminal, the incentive processing apparatus refers to the incentive balance information storage unit and extracts and extracts incentive information registered based on the employee identification information. A process of transmitting incentive information to the employee terminal;
    31. A method according to any one of claims 25 to 30, further comprising performing.
  32.  前記インセンティブ処理装置が、
     インセンティブ支給情報として従業者ごとに、消費先地域情報と、当該消費先地域ごとに設定されたインセンティブ情報とを取得し、従業者ごとに、前記消費先地域情報と前記インセンティブ情報とを関連付けて前記インセンティブ残高情報記憶手段に記憶する処理と、
     前記従業者端末から従業者識別情報を取得した際、前記インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されている消費先地域情報とインセンティブ情報とを抽出し、抽出したインセンティブ情報を消費先地域情報に関連付けて前記従業者端末に対して送信する処理を、
    さらに実行することを特徴とする請求項31に記載のインセンティブ処理方法。
    The incentive processing device
    The consumption destination area information and the incentive information set for each consumption destination area are acquired as the incentive payment information for each employee, and the consumption destination area information and the incentive information are associated with each other for each employee. Processing stored in the incentive balance information storage unit;
    When employee identification information is acquired from the employee terminal, the incentive balance information storage means is referred to, and consumption destination area information and incentive information registered based on the employee identification information are extracted and extracted. Processing for associating incentive information with consumption destination area information and transmitting the information to the employee terminal;
    32. The method of claim 31, further comprising: executing the method.
  33.  前記インセンティブ処理装置が、
     インセンティブ支給情報として従業者ごとに、取引先店舗情報と、当該取引先店舗ごとに設定されたインセンティブ情報とを取得し、従業者ごとに、前記取引先店舗情報と前記インセンティブ情報とを関連付けて前記インセンティブ残高情報記憶手段に記憶する処理と、
     前記従業者端末から従業者識別情報を取得した際、前記インセンティブ残高情報記憶手段を参照し、当該従業者識別情報に基づいて登録されている取引先店舗情報とインセンティブ情報とを抽出し、抽出したインセンティブ情報を取引先店舗情報に関連付けて前記従業者端末に対して送信する処理を、
    さらに実行することを特徴とする請求項31に記載のインセンティブ処理方法。
    The incentive processing device
    The supplier store information and the incentive information set for each supplier store are acquired as the incentive payment information for each employee, and the supplier store information and the incentive information are associated with each other for each employee. Processing stored in the incentive balance information storage unit;
    When the employee identification information is acquired from the employee terminal, the incentive balance information storage means is referred to, and the correspondent store information and the incentive information registered based on the employee identification information are extracted and extracted. Processing for associating incentive information with supplier store information and transmitting the information to the employee terminal;
    32. The method of claim 31, further comprising: executing the method.
  34.  前記インセンティブ処理装置が、
     インセンティブ情報の残高を求めた後、前記決済端末に対して、インセンティブを用いて決済が終了したことを知らせる決済完了通知を送信する処理を、
    さらに実行することを特徴とする請求項25乃至33の何れか1項に記載のインセンティブ処理方法。
    The incentive processing device
    After the balance of the incentive information is obtained, processing of transmitting a settlement completion notification notifying that the settlement has been completed using the incentive to the settlement terminal,
    The incentive processing method according to any one of claims 25 to 33, which is further executed.
  35.  前記インセンティブ処理装置が、
     前記人事勤怠給与計算装置に対して、前記インセンティブ残高情報記憶手段に記憶された従業者ごとのインセンティブ情報の残高を所定期間ごとに送信する処理を、
    さらに実行することを特徴とする請求項25乃至34の何れか1項に記載のインセンティブ処理方法。
    The incentive processing device
    Processing for transmitting the balance of the incentive information for each employee stored in the incentive balance information storage means to the personnel time and pay calculation device at predetermined intervals;
    An incentive processing method according to any one of claims 25 to 34, which is further executed.
  36.  前記インセンティブ処理装置が、
     前記従業者識別情報と、前記消費先識別情報と、前記インセンティブ決済処理手段においてインセンティブで決済を行った消費金額情報と、を関連付けて記憶する処理と、
     前記人事勤怠給与計算装置に対して、前記インセンティブ決済情報記憶手段に記憶された消費先ごとの消費金額情報を所定期間ごとに送信する処理と、
    さらに実行することを特徴とする請求項35に記載のインセンティブ処理方法。
    The incentive processing device
    Processing for associating and storing the employee identification information, the consumption destination identification information, and consumption amount information for which payment has been made by the incentive in the incentive payment processing means;
    A process of transmitting consumption amount information for each consumption destination stored in the incentive payment information storage means to the personnel time and pay calculation device at predetermined intervals;
    The method according to claim 35, further comprising executing.
  37.  コンピュータを、請求項1乃至12の何れか1項に記載のインセンティブ処理装置として機能させることを特徴とするインセンティブ処理プログラム。 An incentive processing program characterized by causing a computer to function as the incentive processing device according to any one of claims 1 to 12.
PCT/JP2018/038257 2017-10-17 2018-10-15 Incentive processing device, incentive processing method, incentive processing system, and computer program therefor WO2019078139A1 (en)

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