WO2019028574A1 - 飞金价谱光电数码显示球及飞金价谱计算方法 - Google Patents

飞金价谱光电数码显示球及飞金价谱计算方法 Download PDF

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WO2019028574A1
WO2019028574A1 PCT/CN2017/096140 CN2017096140W WO2019028574A1 WO 2019028574 A1 WO2019028574 A1 WO 2019028574A1 CN 2017096140 W CN2017096140 W CN 2017096140W WO 2019028574 A1 WO2019028574 A1 WO 2019028574A1
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interest
information
principal
spectrum
flying
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PCT/CN2017/096140
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English (en)
French (fr)
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李晨冈
李安南
樊学林
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李晨冈
李安南
樊学林
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Priority to PCT/CN2017/096140 priority Critical patent/WO2019028574A1/zh
Priority to CN201780081564.4A priority patent/CN110392910B/zh
Publication of WO2019028574A1 publication Critical patent/WO2019028574A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G09—EDUCATION; CRYPTOGRAPHY; DISPLAY; ADVERTISING; SEALS
    • G09F—DISPLAYING; ADVERTISING; SIGNS; LABELS OR NAME-PLATES; SEALS
    • G09F9/00—Indicating arrangements for variable information in which the information is built-up on a support by selection or combination of individual elements
    • G09F9/30—Indicating arrangements for variable information in which the information is built-up on a support by selection or combination of individual elements in which the desired character or characters are formed by combining individual elements
    • G09F9/33—Indicating arrangements for variable information in which the information is built-up on a support by selection or combination of individual elements in which the desired character or characters are formed by combining individual elements being semiconductor devices, e.g. diodes

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  • the invention belongs to the field of financial technology, and particularly relates to a method for calculating a flying gold price spectrum photoelectric digital display ball and a flying gold price spectrum.
  • the calculation method of cash flow is a calculation method of capital time flow.
  • the principal generates interest and depreciation to calculate the cash flow equivalent value.
  • the calculation result is the equivalent value of the principal period of the principal period (year value, The monthly value, etc.), but the principal, interest and depreciation in the equal value are not separately calculated and are a comprehensive performance.
  • the principal, interest and devaluation values included in the equal value are arranged in order, which is like a spectrum-like string to form a cash string price spectrum, and the value composition of the cash string price spectrum forms a new value space calculation method.
  • the new value space calculation method points out that under the conditions of fluctuations in the currency inflation rate and the consumer price index, in addition to the principal, there is a “flying gold” that does not deduct interest or depreciation.
  • the real principal price spectrum is divided into two parts: the gold price spectrum and the flying gold price spectrum.
  • the cash price spectrum which is formed by the principal, the flying gold, the real interest and the depreciation, shows the “flying gold phenomenon” of the flying gold crossing.
  • the "Flying Gold phenomenon” is the real principal of the inflation value space.
  • the flying gold automatically leaves the real principal area and flies to the real interest area and becomes interest. It is reflected in the intersection of the real gold area and the real interest area, and realizes the principal conversion interest.
  • “Flying gold phenomenon” indicates that Feijin has a flying gold price spectrum, and the combination of the flying gold price spectrum and the principal price spectrum is the real principal price spectrum.
  • the flying gold price spectrum and the real interest price spectrum are combined into the interest price spectrum, so the flying gold price spectrum is the real principal price spectrum. It is also a price spectrum of interest, which is a special form of price spectrum.
  • the present invention provides a flying gold price spectrum photoelectric digital display ball for solving the "flying gold price spectrum” information that cannot be intuitively and “touched”.
  • a flying gold price spectrum photoelectric digital display ball comprises: a base; a control module disposed in the base; a power source electrically connected to the control module and disposed in the base; an input keyboard electrically connected to the control module and disposed on the surface of the base
  • the motor is electrically connected to the control module and disposed in the base; the rotating shaft is connected to the motor; the lifting platform and its components are electrically connected to the control module and are disposed in the base; the sphere is displayed, and the surface of the sphere is divided into a fixed spherical surface, a second fixed spherical surface, and a rotating spherical surface; a connection between the rotating spherical surface and the rotating shaft; the first fixed spherical surface and the second fixed spherical surface are slidably connected to the rotating shaft through the sleeve and the rotating shaft when the rotating shaft is sleeved; the surface of the spherical body is displayed
  • a display panel is provided, and the control module
  • the lifting platform, the elastic block, the driving rod and the micro motor are further included;
  • the lifting platform defines a notch and a through hole, and a thread is formed on the inner wall of the through hole, and the rotating shaft passes through the lifting platform;
  • the elastic block is slidably arranged A spring is disposed in the notch, and a surface of the elastic block opposite to the rotating shaft is provided with intermeshing teeth;
  • the driving rod is electrically connected to the control module through the micro motor, the control module controls the driving of the micro motor, and the driving rod pushes the elastic block into the lifting platform.
  • the elastic block and the rotating shaft mesh with each other, and the rotating shaft toothed spring block is spirally raised along the thread of the lifting platform under the driving of the motor, and the rising of the rotating shaft drives the ball to rise.
  • the display panel of the first fixed spherical surface is an LED display panel that displays the principal information.
  • the display panel of the second fixed spherical surface is an LED display panel, displaying depreciation information and real interest information, or displaying depreciation information and interest information.
  • the display panel that rotates the spherical surface is an LED display panel that displays the flying gold information.
  • the control module includes: an operation unit and a memory; the operation unit calculates the principal information, the interest information, the threshold information, the real interest information, and the fly gold information, and the memory stores the input and the calculation information; the operation unit further controls the rotation of the motor drive rotating shaft, and the display panel Display.
  • the control module further includes: a communication unit that transmits the principal information, the interest information, the depreciation information, the real interest information, the flying gold information, and the voice information. Also includes a display light button, set on the base, indicating the investment, the number of cycles The input information for the value. It also includes a display that is placed on the base and displays input information for investment and cycle values. It also includes a speaker that is placed on the base and outputs voice.
  • a method for calculating a flying gold price spectrum including a calculation method of a true principal price spectrum and a principal price spectrum. Feijin is the difference between the real principal and the principal. Obviously, the real principal price spectrum minus the principal price spectrum is the flying gold price spectrum.
  • the flying gold price spectrum is a new way of existence of the monetary value in the three-dimensional path space. It is different from the real principal (principal) price spectrum with zero real interest rate and inflation rate, and is different from the real interest (interest) price spectrum with real interest rate infinity and zero inflation rate, but the actual interest rate is zero. The sequence price spectrum is changed to infinity and the inflation rate is zero.
  • the flying gold price spectrum is located between the principal price spectrum and the real interest price spectrum.
  • the cash price spectrum containing the flying gold price spectrum is called the cash string quaternary spectrum, and the cash string quaternary spectrum ratio is:
  • the cash string value J * corresponds to the cash string interest period n
  • the principal P o corresponds to the principal cash string n y ⁇
  • the flying gold G o corresponds to the flying gold cash string (n y * -n y ⁇ )
  • the real interest S x * corresponds to the real interest cash string (n y ⁇ -n y * )
  • the B value B * corresponds to the depreciation cash string (nn y ⁇ ).
  • the principal information, the depreciation information, the real interest information and the flying gold information in economics can be visually displayed by displaying the sphere, and at the same time, by mechanically rotating the spherical surface relative to the first fixed spherical surface and the second fixed spherical surface, vividly The “Flying Gold Price Spectrum” was displayed, which enabled people to understand “Flying Gold” and “Flying Gold phenomenon” intuitively and “touchable”.
  • FIG. 1 is a perspective view of a flying gold price spectrum photoelectric digital display ball in an embodiment
  • FIG. 2 is a partial perspective view of a flying gold price spectrum photoelectric digital display ball in an embodiment
  • Figure 3 is a view showing a display state of the sphere shown in Figure 1;
  • Figure 4 is a schematic view showing the rotation of the rotating spherical surface of Figure 1;
  • Figure 5 is a schematic diagram of a cash price spectrum
  • Figure 6 is a schematic structural view of the base of Figure 1;
  • Figure 7 is a schematic view of the module in the base of Figure 1;
  • Figure 8 is a schematic structural view of a lifting platform
  • Figure 9 is a plan view of the lifting platform
  • Figure 10 is a schematic structural view of an elastic block
  • Figure 11 is a schematic view showing the connection of the elastic block and the drive rod
  • Figure 12 is a schematic view of the engagement of the elastic block with the rotating shaft.
  • the flying gold price spectrum photoelectric display ball includes: a base, a control module, a power source, an input keyboard, a motor, a rotating shaft, and a display sphere.
  • the base is a regular integral member that houses the components inside and plays a supporting role.
  • the base is a three-dimensional trapezoid and the structure is stable. In other embodiments, it may be a polyhedron or other irregular shape.
  • the control module is set in the base.
  • the control module is an electronic integrated circuit board that controls the rotation of the motor and controls the display of the display of the sphere.
  • the power source is electrically connected to the control module and is disposed in the base.
  • the power supply can be a battery or an external external energy source to provide a power source.
  • the input keyboard is electrically connected to the control module and is disposed on the surface of the base.
  • the input keyboard can input corresponding numerical information according to the button control, such as calculation period, calculation amount, and the like; in the embodiment, the calculation period includes the calculation period and the number of annual interest periods.
  • the motor is electrically connected to the control module and disposed in the base.
  • the motor outputs torque according to a control signal of the control module.
  • Rotate the shaft which is connected to the motor.
  • the rotating shaft is disposed perpendicular to the base, and the rotating shaft rotates as the motor rotates.
  • Displaying a sphere showing that the surface of the sphere is divided into a first fixed spherical surface, a second fixed spherical surface, and a rotating spherical surface; a connection between the rotating spherical surface and the rotating shaft; and the rotating shaft sleeves the sleeve, the first fixed spherical surface and the second fixed spherical surface pass through the sleeve and The rotating shaft is slidably connected; the surface of the display sphere is provided with a display panel electrically connected to the control module.
  • a display panel is disposed on an outer surface of the display ball, and a display panel is disposed on both the first fixed spherical surface, the second fixed spherical surface, and the surface of the rotating spherical surface.
  • the first fixed spherical surface and the second fixed spherical surface are slidably connected to the rotating shaft through the sleeve, and the first fixed spherical bottom is slidably connected with the rotating shaft sealing ring, and the rotating shaft sealing ring and the rotating shaft
  • the lifting platform is slidably connected, and the second fixed spherical top is slidably connected with the top of the rotating shaft, that is, when the rotating spherical surface rotates with the rotating shaft, the first fixed spherical surface and the second fixed spherical surface are stationary with respect to the base.
  • the display sphere surface is divided into a first fixed spherical surface, a second fixed spherical surface, and a rotating spherical surface.
  • This creative setting is specifically set according to the phenomenon of "flying gold” appearing in the cash string price spectrum, that is, “flying gold” occurs in Between “principal” and “true interest.” Therefore, the rotating spherical surface only displays the “flying gold” information.
  • the rotating spherical surface rotates, and the image shows the phenomenon of "flying gold”.
  • the second fixed sphere is used to display the depreciation information and the real interest information.
  • the rotating spherical surface between the first fixed spherical surface and the second fixed spherical surface, the relative size between them is fixed, but the display end points of the two fixed spherical surfaces can be changed, therefore, the rotation is first determined.
  • the ⁇ value string is used to display the cash price spectrum information with the vertical relative sizes of the respective spheres. Since Feijin accounts for a small proportion in people's economic activities, the calculation of the first fixed spherical display size and the second fixed spherical display size will exceed their physical size.
  • first fixed spherical surface, the second fixed spherical surface, and the surface of the rotating spherical surface all have a display panel as an LED display panel; in other embodiments, a liquid crystal display panel may also be used.
  • the principal information, the depreciation information, the real interest information and the flying gold information in economics can be vividly displayed by displaying the sphere, and at the same time, by mechanically rotating the spherical surface relative to the first fixed spherical surface and the second fixed spherical surface.
  • the “Flying Gold Price Spectrum” was displayed, which enabled people to understand “Flying Gold” intuitively and “touch” and to understand the “Flying Gold phenomenon”.
  • the flying gold spectroscopy photoelectric digital display ball further includes a lifting platform, an elastic block, a drive rod, and a micro motor.
  • the lifting platform is provided with a notch and a through hole.
  • the notch is opened on the side of the lifting platform.
  • the through hole is opened from the top to the bottom, and a thread is formed on the inner wall of the through hole.
  • the rotating shaft passes through the through hole of the lifting platform and rotates. The diameter of the shaft is slightly smaller than the diameter of the through hole.
  • the elastic block has an outer shape matching the notch formed on the side of the lifting platform, and the difference between the length of the elastic block and the through hole and the rotating shaft is slightly smaller.
  • the elastic block is slidably disposed in the notch, and the surface of the elastic block opposite to the rotating shaft is provided with intermeshing teeth.
  • a spring is disposed inside the elastic block.
  • the driving rod is electrically connected to the control module through the micro motor, and the rotating shaft of the micro motor is connected with the internal thread of the driving shaft, so that the control module controls the micro motor to drive the driving rod to push the elastic block to press into the lifting platform, and the elastic block and the rotating shaft mesh with each other.
  • the rotating shaft is spirally raised or lowered along the thread of the lifting platform under the driving of the motor, and the rising of the rotating shaft causes the ball to rise or fall.
  • the elastic block has a certain rigidity to withstand the weight of the display sphere or the like.
  • control module includes an arithmetic unit (not shown) and a memory (not shown).
  • the computing unit accepts the input information, searches the benchmark interest rate, the consumer price index information, calculates the principal information, the interest information, the depreciation information, the real interest information, and the flying gold information, and stores the input and calculation information in the memory; the arithmetic unit also controls the motor driving rotation axis. Rotate and display the display panel.
  • control module further includes: a communication unit that transmits the principal information, the interest information, the depreciation information, the real interest information, the flying gold information, and the voice information; and the user only needs to use the mobile device that can receive the communication signal.
  • Equipment such as mobile phones, laptops, PDAs, etc., can obtain the above economic information in real time.
  • the communication unit can receive the communication signal, which can also be a “fixed device”, such as a home desktop computer, a television or a display panel. Further, the communication unit may be a WIFI, Bluetooth, infrared light wireless communication unit.
  • the flying gold price spectrum photoelectric digital display ball further includes a display light button disposed on the base to indicate input information of the investment and the cycle value.
  • a display screen is also provided, which is disposed on the base and displays input information of investment and cycle values.
  • a speaker that is placed on the base.
  • the calculation period, the annual interest cycle number, the investment amount, and the voice play can be first input from the flying gold price spectrum photoelectric digital display ball, and the flying gold price spectrum photoelectric display ball is in the condition that the inflation rate is stable and unchanged.
  • a fixed spherical surface displays a principal, a non-rotating rotating spherical surface and a portion of the second fixed spherical surface to display interest, another portion of the second fixed spherical surface displays a devaluation information, and a voice interpretation of the composition of the cash serial price spectrum; under the condition of fluctuations in inflation rate,
  • the cash string spectrum photoelectric digital display shows the first fixed sphere of the ball showing the principal, the rotating rotating sphere shows the flying gold, the second fixed sphere shows the real interest, the other part of the second fixed sphere shows the depreciation information, and the voice commentary cash string The phenomenon of flying gold in the price spectrum until the end of the voice playback.
  • the flying gold price spectrum photoelectric digital display ball of the invention can better display the "flying gold price spectrum", but in order to better understand the principle and display process of the "flying gold price spectrum", and how the arithmetic unit in the control module is The principal information, interest information, depreciation information, real interest information, and flying gold information in the "cash string price spectrum" are calculated, and for this purpose, an algorithm is described.
  • Step S101 obtaining a calculation period (years), an annual interest-bearing period, a one-year central bank benchmark interest rate, a central bank benchmark interest rate corresponding to the calculation period, and a one-year consumer price index.
  • the input calculation period (years) and the annual interest period are received, and the one-year central bank benchmark interest rate, the central bank benchmark interest rate corresponding to the calculation period, and the one-year consumer price index are obtained from the Internet or relevant departments. (predicted value), and calculate the interest period and one-year equivalent comprehensively according to the calculation period, the annual interest-bearing period, the one-year central bank benchmark interest rate, the central bank benchmark interest rate corresponding to the calculation period, and the one-year consumer price index.
  • the following formula can be used to calculate the interest period, the one-year equivalent comprehensive interest rate, the equivalent comprehensive interest rate, and the one-year equivalent inflation rate:
  • n is the interest period (the number of interest periods)
  • T is the calculation period (years)
  • m is the number of annual interest periods (the number of interest periods in a year)
  • i p1 * is the one-year equivalent comprehensive interest rate.
  • r 1 represents the one-year central bank benchmark interest rate (annual interest rate)
  • i p * represents the equivalent comprehensive interest rate
  • r represents the central bank's benchmark interest rate (annual interest rate) in the calculation period
  • f 1 ⁇ represents the one-year equivalent inflation rate.
  • CPI 1 represents the one-year consumer price index (predicted value).
  • Step S102 Calculate the equivalent interest rate according to the one-year equivalent comprehensive interest rate and the one-year equivalent inflation rate, and calculate the equivalent inflation rate according to the equivalent comprehensive interest rate and the calculated equivalent interest rate.
  • the equivalent formula and the equivalent inflation rate can be calculated using the following formula:
  • i ⁇ (i p1 * -f 1 ⁇ )/(1+f 1 ⁇ )
  • i ⁇ denotes the equivalent interest rate
  • i p1 * denotes the one-year equivalent comprehensive interest rate
  • f 1 ⁇ denotes the one-year equivalent inflation rate
  • i * p denotes the equivalent comprehensive interest rate
  • f ⁇ denotes the equivalent inflation rate rate
  • Step S103 calculating the equivalent interest rate compounding level according to the interest period and the equivalent interest rate.
  • L i represents the equivalent interest rate compounding series, which is an abbreviation of L[i ⁇ , n], and n represents the interest period.
  • Step S104 calculating an equivalent inflation rate compounding series according to the interest period and the equivalent inflation rate, and outputting the calculated equivalent inflation rate compounding series.
  • L f represents the equivalent inflation rate compounding series and is an abbreviation for L[f ⁇ , n].
  • Step S105 calculating an equivalent comprehensive interest rate compounding series according to the interest period, the equivalent interest rate compounding series, and the equivalent inflation rate compounding series, and outputting the calculated equivalent comprehensive interest rate compounding series.
  • L ⁇ represents the equivalent comprehensive interest rate compounding series, which is an abbreviation of L[i p ⁇ , n].
  • Step S106 calculating an equivalent comprehensive interest rate compounding level according to the interest period and the equivalent comprehensive interest rate, and outputting the calculated equivalent comprehensive interest rate compounding series.
  • L * represents the equivalent comprehensive interest rate compounding series, which is an abbreviation of L[i p * , n].
  • step S107 the opening amount is obtained.
  • a * represents the equal value
  • Y represents the real principal of the cash string (the beginning amount)
  • J * represents the value of the cash string
  • n represents the interest period
  • Y% represents the true principal percentage of the cash string.
  • Step S108 calculating the cash string principal and its percentage according to the interest period, the cash string value, and the equivalent comprehensive interest rate compounding series;
  • P o represents the cash string principal
  • P o % represents the cash string principal percentage
  • J * represents the cash string value
  • L ⁇ represents the equivalent comprehensive interest rate compounding series
  • n represents the interest period.
  • Step S109 calculating the cash string interest and the percentage thereof according to the interest period, the cash string value, the equivalent comprehensive interest rate compounding series, and the equivalent inflation rate compounding series;
  • S * represents cash string interest
  • S * % represents cash string interest percentage
  • J * represents cash string value
  • L f represents equivalent inflation rate compound interest series
  • n represents interest period.
  • Step S110 calculating a cash string value and a percentage thereof according to the cash string value, the cash string principal, and the cash string interest, and outputting the calculated cash string value and its percentage;
  • B * represents the cash string ⁇ value
  • B * % represents the cash string ⁇ value percentage
  • J * represents the cash string value
  • P o represents the cash string principal
  • S * represents the cash string interest.
  • Step S111 calculating the real interest of the cash string and the percentage thereof according to the value of the cash string, the real principal of the cash string, and the cash dividend value, and outputting the calculated real interest of the cash string and the percentage thereof.
  • S x * represents the real interest of the cash string
  • S x * % represents the true interest percentage of the cash string
  • J * represents the cash string value
  • Y represents the real principal of the cash string
  • B * represents the cash string ⁇ value.
  • Step S112 calculating the cash dividend and its percentage according to the true principal amount of the cash string and the percentage thereof, and the cash bundle principal and its percentage, and outputting the calculated cash dividend and its percentage;
  • G o % Y%-P o %
  • G o represents cash dividends
  • G o % represents the percentage of cash dividends
  • Y represents the true principal of the cash string
  • Y% represents the true principal percentage of the cash string
  • P o represents the cash string principal
  • P o % represents cash The percentage of the string principal.
  • the cash string calculation is the parameter calculation during the calculation period.
  • the one-year central bank benchmark interest rate, the central bank benchmark interest rate corresponding to the calculation period, and the one-year consumer price index forecast value are based on the public information published by the relevant departments in that year. .
  • the public information published by the relevant departments especially the accuracy of the predicted value of the consumer price index, is not included in the patent of this case.
  • the central bank's benchmark interest rate can be multiplied by different factors to express various forms of interest rates, such as home loan interest rates, commercial lending rates, and agricultural lending rates.
  • the one-year loan interest rate was calculated.
  • the conversion of the 30-year loan monthly interest rate is the equivalent comprehensive interest rate
  • Calculate the one-year inflation rate f 1 0.015.
  • the value of the cash string is calculated to be 21,132,280,000 yuan, of which the real principal of the cash string is 10 million yuan and its percentage is 45.59%, the cash string principal is 942.018 million yuan and its percentage is 42.95%, and the real interest of cash string is 637.845 million yuan.
  • the percentage is 29.08%, the interest on cash string is 6.957.87 million yuan and its percentage is 31.72%, the cash string value is 555.4435 yuan and its percentage is 25.33%, and the cash dividend is 579.842 million yuan and its percentage is 2.644%.
  • This example calculates the true cash string price length ratio n y * :(n ⁇ -n y * ):(nn ⁇ ) is 164:105:91.
  • the actual cash string price length ratio n y ⁇ :(n ⁇ -n y ⁇ ): (nn ⁇ ) is 155:114:91.
  • Feijin is the invisible transmission value of the cash string superposition.
  • the three cash price spectrums propose three methods for calculating the spatial origin value.
  • the nominal cash price spectrum uses the nominal interest rate r to calculate the present value P, which is the result of the cash flow equivalent calculation, that is, the assumed actual interest rate i and
  • the cargo expansion rate f is the result of calculation of constant interest rate.
  • the present value cash price spectrum uses the equivalent comprehensive interest rate i p ⁇ to calculate the spatial present value P o , which is in the value space field, assuming that currency inflation will only bring about currency depreciation without affecting currency appreciation, and increase the value according to the first currency.
  • the original value of the cash price spectrum uses the equivalent comprehensive interest rate i p * to calculate the spatial original value Y, which is in the value space field, assuming that currency inflation brings currency depreciation and also affects currency appreciation, according to currency appreciation and currency depreciation the results of the calculation step, and therefore the space is not equal to the original value of Y space present value P o, appears spatial original value Y (true principal) and the present value of the space P o (principal) difference between G o, called fly Gold, flying gold can be a negative value (-G o ), which is called a flying interest.
  • the original space value is calculated by the equivalent comprehensive interest rate i p * :
  • the present value of the space is calculated by the equivalent comprehensive interest rate i p ⁇ :
  • i ⁇ is a constant equivalent interest rate and f ⁇ is a constant equivalent inflation rate.
  • the cash string is a spatial valence pattern with the properties of a linearly correlated superposition state
  • the dead cash string is a nominal cash string where the real interest rate and inflation rate do not change. There is no flying cash; the live cash string is The original value cash string of the actual interest rate and inflation rate changes, there is flying gold.
  • the cash string exists in a superposition, and the cash string is superimposed due to changes in real interest rates and inflation rates.
  • the cash string Before people observe it, the cash string has two states, one is the nominal cash string status (no The change is the actual interest rate and the constant inflation rate), and the other is the original value of the cash string status (change of the actual interest rate and the change of the inflation rate), because their differences are not different (the cash string length is the same, the value strength is the same, etc.)
  • the value interest rate (real interest rate) is the same size, the equivalent inflation rate (inflation rate) is the same size, and the interest-bearing path is the same), but the state is different (the cash price spectrum exists different from the flying gold), and people do not observe Previously, they were undetermined.
  • the nominal cash string and the present value cash string are similar cash strings.
  • the former interest-bearing path and the devaluation path are combined, and the latter interest-calcion path is calculated separately from the devaluation path; the former has the same real interest rate and the inflation rate is unchanged, and the latter has the actual interest rate. Changes and inflation rates change, but their combined cash strings are the same.
  • the nominal cash string and the original value cash string are the superimposed state of the cash string, and finally collapsed to the original value cash string.
  • the difference between the nominal cash string and the original value cash string is that the former has the same real interest rate and the inflation rate remains unchanged.
  • the difference between the present value cash string and the original value cash string is that the former interest-bearing path and the devaluation path are calculated separately, and the latter interest-bearing path and the devaluation path are combined and calculated, and they are different in the interest-bearing path, which brings a two-dimensional interest period.
  • the value dimension changes to the original value dimension, and the value-added dimension changes to the effect value dimension. They reflect the difference of the entity and are a kind of cash string multi-body superposition.
  • the cash string multi-body superposition is that there must be a clear relationship between them, the present value cash string and the original value of cash.
  • Feijin transmission is a kind of information transmission.
  • the sender of Feijin is the common space origin of the present value cash string and the original value cash string.
  • the recipient of Feijin is the present value cash string space junction point and the original value cash string space end point.
  • the end of the transmission and the original value of the cash string space is instantaneously completed, and the
  • Feijin stealth transmission is different from quantum teleportation.
  • the former is the value (credit information) transmission, the latter is the quantum transmission;
  • the former EPR pair is an effective association, the latter EPR pair is the Bell state;
  • the former is instantaneous completion is not Consuming the completion of any time, the latter completion is the completion of the consumption of the Bell state, measurement and traditional transmission time.
  • Flying gold is the value of a stealth transmission. This is inconsistent with people's understanding that Feijin needs to transmit from the beginning to the end of the time, because people understand that Feijin is certain before it is observed. In fact, Feijin is uncertain before it is observed. Feijin is the result of the entanglement of the cash string multi-body superposition.
  • the conclusion of the superposition analysis of the cash string is that the nominal cash string and the original value cash string are monolithic superimposed states. Since the observed and measured inflation rate is changed (the benchmark interest rate is related to the calculated number of years), the single superimposed state collapses into the original Value cash string. The present value cash string and the original value cash string are multi-body superimposed state. Under the condition of currency inflation, the original principal value of the cash string is greater than the present value of the cash string principal, because the original value of the cash string is in the space origin and end. Invisible transmission between points, so the multi-body superposition state is entangled into the original value cash string.
  • the cash string superposition solves the problem of selecting the nominal cash string, the present value cash string and the original value cash string.
  • the cash-chain superposition solves the theoretical basis of the existence of Feijin.
  • the cash price spectrum can be a combination of the present value cash price spectrum and the original value of the cash price spectrum, that is, the cash price spectrum is the price spectrum of the principal, the flying gold, the real interest and the depreciation, or the real principal and the dividend. , the price spectrum of interest and depreciation, their proportion is:
  • the cash price spectrum As a component of the price spectrum. It shows that under the conditions of real interest rate and inflation rate, Feijin is an objective existence and a difference.
  • the proportional ratio of the cash price spectrum is not the proportion of the investment price spectrum. That is, the principal and real interest cannot be present at the same time in the proportion of the investment price spectrum, and the real principal and interest cannot occur at the same time.
  • Feijin can only be expressed through the "flying gold phenomenon" of Feijin crossing, which indicates that the two-dimensional interest cycle space cash price spectrum is flawed, that is to say Because the two-dimensional interest cycle space can not achieve the flying gold crossing, it brings the defect of the two-dimensional interest cycle space cash price spectrum.
  • a method for calculating a flying gold price spectrum including a calculation method of a true principal price spectrum and a principal price spectrum. Feijin is the difference between the real principal and the principal. Obviously, the real principal price spectrum minus the principal price spectrum is the flying gold price spectrum.
  • the flying gold price spectrum is a new way of existence of the monetary value in the three-dimensional path space. It is different from the real principal (principal) price spectrum with zero real interest rate and inflation rate, and is different from the real interest (interest) price spectrum with real interest rate infinity and zero inflation rate, but the actual interest rate is zero. The sequence price spectrum is changed to infinity and the inflation rate is zero.
  • the flying gold price spectrum is located between the principal price spectrum and the real interest price spectrum.
  • the cash price spectrum is the real principal, the real interest and the depreciation price spectrum, or the principal, interest and depreciation price spectrum. It is called the cash string trivalent spectrum. Under the condition of the existence of the flying gold cash string, due to the cash flow of the cash The existence of the flying gold price spectrum, so the cash string trivalent spectrum evolved into a cash string quaternary spectrum.
  • the quaternary spectrum of the cash string containing the flying gold price spectrum is:
  • the cash string value J * corresponds to the cash string interest period n
  • the principal P o corresponds to the principal cash string n y ⁇
  • the flying gold G o corresponds to the flying gold cash string (n y * -n y ⁇ )
  • the real interest S x * corresponds to the real interest cash string (n y ⁇ -n y * )
  • the B value B * corresponds to the depreciation cash string (nn y ⁇ ).

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Abstract

一种飞金价谱光电数码显示球，包括：底座；控制模块，设置在底座内；电源，与控制模块电连接，且设置在底座内；输入键盘，与控制模块电连接，且设置在底座表面；电机，与控制模块电连接，且设置在底座内；转动轴，其与电机连接；显示球体，显示球体表面分为第一固定球面、第二固定球面以及转动球面；转动球面与转动轴的连接；在转动轴套接轴套，第一固定球面与第二固定球面通过轴套与转动轴滑动连接；显示球体的表面设有显示面板，与控制电连接。采用上述方案，可以通过显示球体把经济学中的本金信息、飞金信息、利息信息以及贬值信息生动形象地展示了现金串四价谱，并用旋转和升降球面突出展示了其中的飞金价谱。

Description

飞金价谱光电数码显示球及飞金价谱计算方法 技术领域
本发明属于金融科技领域，尤其涉及一种飞金价谱光电数码显示球及飞金价谱计算方法。
背景技术
在传统的经济学中，现金流的计算方法是一种资金时间流的计算方法，本金产生利息和贬值进行现金流等值计算，计算结果是本金产生计息期等额值(年值、月值等)，但是等额值中的本金、利息和贬值是没有分开计算，是合为一体的综合表现。
等额值中所包含的本金、利息和贬值依次排列，就像光谱似的串为一体形成现金串价谱，而现金串价谱的价值构成就形成一种全新的价值空间计算方法。该全新的价值空间计算方法指出，在货币通货膨胀率、居民消费价格指数等波动的条件下，在真正本金中除了本金之外，还存在不计利息也不贬值的“飞金”，于是将真正本金价谱划分为本金价谱和飞金价谱两部分，像光谱一样形成本金、飞金、真正利息和贬值依次排列的现金串价谱，显示飞金穿越的“飞金现象”
“飞金现象”是通货膨胀价值空间真正本金中飞金自动地离开真正本金区域，飞向真正利息区域，变成为利息。它体现为飞金穿越真正本金区域与真正利息区域的交界线，实现本金转变利息。
“飞金现象”说明飞金具有飞金价谱，飞金价谱与本金价谱组合为真正本金价谱，飞金价谱与真正利息价谱组合为利息价谱，因此飞金价谱既是真正本金价谱，也是利息价谱，是一种特殊的价谱形式。
然而在现有的经济活动中，人们是无法直观的看到“现金串价谱”的排列组成，更无法看到由现金串价谱出现的“飞金现象”。因此，如何直观、可“触 摸”地展示“飞金价谱”信息是当下的技术难题，亟待解决。
发明内容
鉴于此，本发明为解决无法直观、可“触摸”的展示“飞金价谱”信息，提供一种飞金价谱光电数码显示球。
一种飞金价谱光电数码显示球，包括：底座；控制模块，设置在底座内；电源，与控制模块电连接，且设置在底座内；输入键盘，与控制模块电连接，且设置在底座表面；电机，与控制模块电连接，且设置在底座内；转动轴，其与电机连接；升降台及其部件，与控制模块电连接，且设置在底座内；显示球体，显示球体表面分为第一固定球面、第二固定球面以及转动球面；转动球面与转动轴的连接；在转动轴套接轴套，第一固定球面与第二固定球面通过轴套与转动轴滑动连接；显示球体的表面设有显示面板，控制模块与控制电连接。
在一实施例中，还包括升降台、弹性块、驱动杆以及微型电机；升降台开设缺口和通孔，并在通孔的内壁开设螺纹，转动轴穿设升降台；弹性块可滑动的设置在缺口内且内设弹簧，弹性块与转动轴相对的表面设置有相互啮合的齿；驱动杆通过微型电机与控制模块电连接，控制模块控制微型电机驱动，驱动杆推动弹性块向升降台内挤压，弹性块与转动轴相互啮合，转动轴齿合弹簧块在电机的驱动下沿着升降台的螺纹螺旋上升，转动轴的上升带动显示球体上升。
在一实施例中，第一固定球面表面的显示面板为LED显示面板，展示本金信息。第二固定球面表面的显示面板为LED显示面板，展示贬值信息和真正利息信息，或展示贬值信息和利息信息。转动球面表面的显示面板为LED显示面板，展示飞金信息。控制模块包括：运算单元、存储器；运算单元计算本金信息、利息信息、贬值信息、真正利息信息以及飞金信息，存储器存储输入和计算信息；运算单元还控制电机驱动转动轴转动，以及显示面板的显示。控制模块还包括：通讯单元，传输本金信息、利息信息、贬值信息、真正利息信息、飞金信息以及语音信息。还包括显示灯按钮，设置在底座，指示投资、周期数 值的输入信息。还包括显示屏，设置在底座，显示投资、周期数值的输入信息。还包括扬声器，设置在底座，输出语音。
一种飞金价谱计算方法，包括真正本金价谱和本金价谱的计算方法。飞金是真正本金与本金的差，显然真正本金价谱减去本金价谱就是飞金价谱，飞金价谱是货币价值在三维路径空间中的一种新的存在方式。它不同于实际利率和通货膨胀率为零的真正本金(本金)价谱，也不同于实际利率为无穷大和通货膨胀率为零的真正利息(利息)价谱，而是实际利率由零改变为无穷大，通货膨胀率为零的序列价谱，飞金价谱位于本金价谱和真正利息价谱之间。
包含飞金价谱的现金串价谱，称为现金串四价谱，现金串四价谱比例式为：
J*:Po:Go:Sx *:B*＝n:(ny Δ-0):(ny *-ny Δ):(n⊕-ny *):(n-n⊕)   (A*≠0；n≠0)
其中，现金串价值J*对应现金串计息期n，本金Po对应本金现金串ny △，飞金Go对应飞金现金串(ny *-ny △),真正利息Sx *对应真正利息现金串(ny ⊕-ny *)，贬值B*对应贬值现金串(n-ny ⊕)。采用本方案，可以通过显示球体把经济学中的本金信息、贬值信息、真正利息信息以及飞金信息，同时通过转动球面相对于第一固定球面、第二固定球面的机械运动，生动形象地展示了“飞金价谱”，实现了人们可直观、可“触摸”的了解“飞金”，认识“飞金现象”。
附图说明
为了更清楚地说明本发明实施例中的技术方案，下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本发明的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动性的前提下，还可以根据这些附图获得其他的附图。
图1是一实施例中飞金价谱光电数码显示球的立体图；
图2是一实施例中飞金价谱光电数码显示球的部分透视图；
图3是图1中显示球体的显示状态图；
图4是图1中转动球面的转动示意图；
图5是现金串价谱的示意图；
图6是图1中底座的结构示意图；
图7是图1中底座内的模块示意图；
图8是升降台的结构示意图；
图9是升降台的俯视图；
图10是弹性块的结构示意图；
图11是弹性块与驱动杆连接的示意图；
图12是弹性块与转动轴啮合的示意图。
具体实施方式
为了使本发明的目的、技术方案及优点更加清楚明白，以下结合附图及实施例，对本发明进行进一步详细说明。应当理解，此处所描述的具体实施例仅仅用以解释本发明，并不用于限定本发明。
为了说明本发明的技术方案，下面通过具体实施例来进行说明。
结合附图1～12，飞金价谱光电数码显示球，包括：底座、控制模块、电源、输入键盘、电机、转动轴以及显示球体。
底座，为一规则整体构件，内部收容各器件，且起到支撑作用。在本实施例中，底座为立体梯形，结构稳定。在其它实施例中，可以是多面体或其它不规则形状。
控制模块，设置在底座内。控制模块为电子集成电路板，控制电机的转动，控制显示球体的显示等控制作用。
电源，与控制模块电连接，且设置在底座内。该电源可以蓄电池，也可以是外接外部能源，提供动力源。
输入键盘，与控制模块电连接，且设置在底座表面。输入键盘，可以根据按键控制输入相应的数值信息，例如计算周期、计算金额等；在本实施例种，计算周期包括计算期及年计息周期数。
电机，与控制模块电连接，且设置在底座内。该电机根据控制模块的控制信号对外输出扭矩。
转动轴，其与电机连接。具体的，该转动轴垂直于底座设置，转动轴随着电机的转动而转动。
显示球体，显示球体表面分为第一固定球面、第二固定球面以及转动球面；转动球面与转动轴的连接；在转动轴套接轴套，第一固定球面与第二固定球面通过轴套与转动轴滑动连接；显示球体的表面设有显示面板，与控制模块电连接。
具体地，在该显示球外表面设有显示面板，既第一固定球面、第二固定球面以及转动球面的表面皆有显示面板。另外，在转动轴套接轴套，第一固定球面与第二固定球面通过轴套与转动轴滑动连接，第一固定球面底部与转动轴封孔圆环滑动连接，转动轴封孔圆环与升降台滑动连接，第二固定球面顶部与转动轴顶部滑动连接，即旋转球面随着转动轴而转动时，第一固定球面与第二固定球面相对于底座静止。
进一步地，显示球体表面分为第一固定球面、第二固定球面以及转动球面，此创造性的设置是根据现金串价谱中出现“飞金”现象而特定设置，即“飞金”是发生在“本金”与“真正利息”之间。因此，转动球面仅显示“飞金”信息，当出现“飞金”现象，该转动球面就发生了转动，形象的展示“飞金”现象。与此同时，第二固定球面就用于展示贬值信息和真正利息信息。
在其它实施例中，第一固定球面与第二固定球面之间的转动球面，它们之间的相对尺寸是固定不变的，但是两固定球面的显示端点是可以变化的，因此，首先确定转动球面纵向尺寸(飞金串)，再按照价谱中本金、飞金、真正利息和贬值信息确定第一球面的显示尺寸(本金串)，和第二球面的显示尺寸(真正利息串+贬值串)，以此用各球面的纵向相对尺寸显示现金串价谱信息。由于在人们经济活动中飞金占比重较小，因此计算第一固定球面显示尺寸和第二固定球面显示尺寸，将会超出它们的物理尺寸。
进一步地，第一固定球面、第二固定球面以及转动球面的表面皆有显示面板为LED显示面板；在其它实施例中，也可以是液晶显示面板。
采用上述方案，可以通过显示球体把经济学中的本金信息、贬值信息、真正利息信息以及飞金信息，同时通过转动球面相对于第一固定球面、第二固定球面的机械运动，生动形象地展示了“飞金价谱”，实现了人们可直观、可“触摸”地了解“飞金”，认识“飞金现象”。
在一实施例中，飞金价谱光电数码显示球，还包括升降台、弹性块、驱动杆以及微型电机。
升降台，开设缺口和通孔，该缺口开设在升降台的侧面，该通孔自上而下贯穿开设，并在该通孔的内壁开设螺纹，转动轴穿设升降台的通孔，且转动轴的直径略小于该通孔的直径。
弹性块，其外型与升降台侧面所开的缺口匹配，弹性块的长度与通孔、转动轴两者之间的半径差略小一点。弹性块可滑动的设置在缺口内，弹性块与转动轴相对的表面设置有相互啮合的齿。另外，弹性块内部设有弹簧，当弹性块被推动至通孔、转动轴两者之间，由于弹性块与转动轴相互啮合，转动轴沿着螺纹上升；转动轴逆向沿着螺纹下降，当弹性块运行至缺口处，由于弹簧的弹力把自身“推回”至升降台的缺口，实现弹性块与转动轴的分离。
驱动杆通过微型电机与控制模块电连接，微型电机旋转轴与驱动轴内螺纹连接，实现控制模块控制该微型电机驱动该驱动杆推动弹性块向升降台内挤压，弹性块与转动轴相互啮合，转动轴在电机的驱动下弹性块沿着升降台的螺纹螺旋上升或下降，转动轴的上升带动显示球体上升或下降，弹性块具有一定刚度可承受显示球体等的重量。
采用该方案，可以通过升降台、弹性块以及驱动杆的巧妙设计，在电机正反转的同时实现了对显示球体的上升和下降，当“飞金”出现时电机旋转使得转动球面旋转，还可以通过间断地上升下降来提升人们的认知，增强对“飞金”信息的关注。
在一实施例中，该控制模块包括：运算单元(图未示)、存储器(图未示)。运算单元接受输入信息，检索基准利率、居民消费价格指数信息，计算本金信息、利息信息、贬值信息、真正利息信息以及飞金信息，存储器存储输入和计算信息；运算单元还控制电机驱动转动轴转动以及显示面板的显示。
在其它实施例中，控制模块还包括：通讯单元，传输本金信息、利息信息、贬值信息、真正利息信息、飞金信息以及语音信息；人们只需要用可接收该通讯单元发出通讯信号的移动设备，例如手机、笔记本电脑、PDA等，都可以实时的获得上述经济信息。可以理解，可接收该通讯单元发出通讯信号的也可以是“固定设备”，例如家用台式电脑、电视或者展示面板等。进一步的说明，该通讯单元可以是WIFI、蓝牙、红外灯无线通信单元。
在一实施例中，飞金价谱光电数码显示球，还包括显示灯按钮，设置在底座，指示投资、周期数值的输入信息。
在其它实施例中，还包括显示屏，设置在底座，显示投资、周期数值的输入信息。当然，还包括扬声器，设置在底座。上述附加的硬件设备，可以根据需要自主选择装配。
通过本发明，可以从飞金价谱光电数码显示球首先输入计算期、年计息周期数、投资金额，语音播放开始，在通货膨胀率稳定不变条件下，飞金价谱光电数码显示球的第一固定球面显示本金、不旋转的转动球面和第二固定球面的一部分显示利息，第二固定球面另一部分显示贬值信息，语音解说现金串价谱的构成；在通货膨胀率波动变化条件下，现金串价谱光电数码显示球的第一固定球面显示本金，旋转的转动球面显示飞金，第二固定球面的一部分显示真正利息，第二固定球面的另一部分显示贬值信息，语音解说现金串价谱中飞金现象，直至语音播放结束。以上在通货膨胀率稳定不变条件下定时播放解说，和在通货膨胀率波动变化条件下定时切换显示由控制模块设定时间控制。
本发明的飞金价谱光电数码显示球能够更好地显示“飞金价谱”，但是为了更好的理解“飞金价谱”原理和展示过程，以及控制模块中的运算器是如何 计算出“现金串价谱”中的本金信息、利息信息、贬值信息、真正利息信息以及飞金信息，为此，进行算法的说明。
基于此，具体的算法如下：
步骤S101，获取计算期(年数)、年计息周期数、一年期央行基准利率、计算期对应的央行基准利率以及一年期居民消费价格指数。
在本实施例中，接收输入的计算期(年数)及年计息周期数，并从互联网或有关部门获取一年期央行基准利率、计算期对应的央行基准利率、一年期居民消费价格指数(预测值)，并根据计算期、年计息周期数、一年期央行基准利率、计算期对应的央行基准利率以及一年期居民消费价格指数，计算计息期、一年期等效综合利率、等效综合利率以及一年期等值通货膨胀；
具体的，可以采用以下公式计算计息期、一年期等效综合利率、等效综合利率以及一年期等值通货膨胀率：
n＝T·m     (m≥1/T)
ip1 *＝r1/m
ip *＝r/m
f1 Δ≈(CPI1/100-1)/m
其中，n表示计息期(计息周期数)，T表示计算期(年数)，m表示年计息周期数(一年内计息周期数)，ip1 *表示一年期等效综合利率，r1表示一年期央行基准利率(年利率)，ip *表示等效综合利率，r表示计算期对应的央行基准利率(年利率)，f1 △表示一年期等值通货膨胀率，CPI1表示一年期居民消费价格指数(预测值)。
步骤S102，根据一年等效综合利率以及一年期等值通货膨胀率计算等值利率，根据等效综合利率以及计算得到的等值利率计算等值通货膨胀率。
具体的，可以采用以下公式计算等值利率和等值通货膨胀率：
iΔ＝(ip1 *-f1 Δ)/(1+f1 Δ)
fΔ＝(ip *-iΔ)/(1+iΔ)
其中，iΔ表示等值利率，ip1 *表示一年期等效综合利率，f1 △表示一年期等值通货膨胀率，i* p表示等效综合利率，fΔ表示等值通货膨胀率。
步骤S103，根据计息期以及等值利率计算等值利率复利级数。
具体的，可以采用以下公式计算等值利率复利级数：
Li＝L[iΔ,n]＝(1+iΔ)-1+(1+iΔ)-2+……+(1+iΔ)-n＝(1-(1+iΔ)Λ(-n))/iΔ
其中，Li表示等值利率复利级数，是L[iΔ,n]的缩写，n表示计息期。
步骤S104，根据计息期以及等值通货膨胀率计算等值通货膨胀率复利级数，并输出计算得到的等值通货膨胀率复利级数。
具体的，可以采用以下公式计算等值通货膨胀率复利级数：
Lf＝L[fΔ,n]＝(1+fΔ)-1+(1+fΔ)-2+……+(1+fΔ)-n＝(1-(1+fΔ)Λ(-n))/fΔ
其中，Lf表示等值通货膨胀率复利级数，是L[fΔ,n]的缩写。
步骤S105，根据计息期、等值利率复利级数以及等值通货膨胀率复利级数计算等值综合利率复利级数，并输出计算得到的等值综合利率复利级数。
具体的，可以采用以下公式计算等值综合利率复利级数：
LΔ＝L[ip Δ,n]＝(1+ip Δ)-1+(1+ip Δ)-2+……+(1+ip Δ)-n＝Li×Lf/n
其中，LΔ表示等值综合利率复利级数，是L[ip Δ,n]的缩写。
步骤S106，根据计息期以及等效综合利率计算等效综合利率复利级数，并输出计算得到的等效综合利率复利级数。
具体的，可以采用以下公式计算等效综合利率复利级数：
Figure PCTCN2017096140-appb-000001
其中，L*表示等效综合利率复利级数，是L[ip *,n]的缩写。
步骤S107，获取期初金额。
根据输入值(期初金额)以及等效综合利率复利级数计算等额值，根据计息期、等额值计算现金串价值，并输出现金串真正本金(期初金额)以及计算 得到的现金串真正本金百分比。
具体的，可以采用以下公式计算等额值、现金串价值以及现金串真正本金百分比：
A*＝Y/L*
J*＝A*×n
Y％＝Y/J*×100％
其中，A*表示等额值，Y表示现金串真正本金(期初金额)，J*表示现金串价值，n表示计息期，Y％表示现金串真正本金百分比。
步骤S108,根据计息期、现金串价值以及等值综合利率复利级数计算现金串本金及其百分比；
Po＝J*×LΔ/n
Po％＝Po/J*×100％
其中，Po表示现金串本金，Po％表示现金串本金百分比，J*表示现金串价值，LΔ表示等值综合利率复利级数，n表示计息期。
步骤S109,根据计息期、现金串价值、等值综合利率复利级数以及等值通货膨胀率复利级数计算现金串利息及其百分比；
S*＝J*×(Lf-LΔ)/n
S*％＝S*/J*×100％
其中，S*表示现金串利息，S*％表示现金串利息百分比，J*表示现金串价值，Lf表示等值通货膨胀率复利级数，n表示计息期。
步骤S110,根据现金串价值、现金串本金以及现金串利息计算现金串贬值及其百分比，并输出计算得到的现金串贬值及其百分比；
B*＝J*-Po-S*
B*％＝B*/J*×100％
其中，B*表示现金串贬值，B*％表示现金串贬值百分比，J*表示现金串价值， Po表示现金串本金，S*表示现金串利息。
步骤S111,根据现金串价值、现金串真正本金以及现金串贬值计算现金串真正利息及其百分比，并输出计算得到的现金串真正利息及其百分比。
Sx *＝J*-Y-B*
Sx *％＝Sx */J*×100％
其中，Sx *表示现金串真正利息，Sx *％表示现金串真正利息百分比，J*表示现金串价值，Y表示现金串真正本金，B*表示现金串贬值。
步骤S112,根据现金串真正本金及其百分比以及现金串本金及其百分比计算现金串飞金及其百分比，并输出计算得到的现金串飞金及其百分比；
Go＝Y-Po
Go％＝Y％-Po％
其中，Go表示现金串飞金，Go％表示现金串飞金百分比，Y表示现金串真正本金，Y％表示现金串真正本金百分比，Po表示现金串本金，Po％表示现金串本金百分比。
应该指出，现金串计算是计算期内参数计算，一年期央行基准利率、计算期对应的央行基准利率以及一年期居民消费价格指数预测值来说，以当年有关部门公布的公众信息为依据。在此说明有关部门公布的公众信息，尤其居民消费价格指数预测值的准确性不在本案例专利之中。同时央行基准利率可乘不同系数表现为各种形式的利率，如房屋贷款利率，商业贷款利率，农业贷款利率等。
举例说明上述过程：2015年1月银行房屋按揭贷款Y＝1000万元(输入值)，贷款期30年，计息期n＝360个月，按照等额本息还款方式计算该贷款总价值(现金串价值)、其中本金(现金串真正本金、现金串本金)、利息(现金串真正利息、现金串利息)和贬值(现金串贬值)多少？
2015年1月中国房屋贷款一年期基准利率r1＝5.60％，30年期基准利率r＝6.15％，2015年居民消费价格指数增长预测值CPI1＝1.5，换算一年期贷款月 利率为一年期等效综合利率ip1 *＝0.0560/12＝0.004667，换算30年贷款月利率为等效综合利率
Figure PCTCN2017096140-appb-000002
计算一年期通货膨胀率f1＝0.015。换算月通货膨胀率为等值通货膨胀率f1 △＝0.015/12＝0.00125。
2015-2045年(n＝360)等额值(每月计算还款额)：
Figure PCTCN2017096140-appb-000003
其中，
Figure PCTCN2017096140-appb-000004
2015-2045年(n＝360)现金串价值：
J*＝A*×n＝6.0923×360＝2193.228(万元)
Y％＝Y/J*＝1000÷2193.228＝45.59％
2015年(n＝12)等值利率，也是2015-2045年(n＝360)等值利率：
Figure PCTCN2017096140-appb-000005
2015-2045年(n＝360)等值通货膨胀率：
Figure PCTCN2017096140-appb-000006
2015-2045年(n＝360)等值综合利率复利级数：
Figure PCTCN2017096140-appb-000007
其中，
Figure PCTCN2017096140-appb-000008
Figure PCTCN2017096140-appb-000009
2015-2045年(n＝360)现金串本金及其百分比：
Po＝J*×L[ip Δ,n]/n＝2193.228×154.6240÷360＝942.0158(万元)
Po％＝Po/J*＝942.0158÷2193.228＝42.95％
2015-2045年(n＝360)现金串利息及其百分比：
S*＝J*×[L[fΔ,n]-L[ip Δ,n]]/n＝2193.228×114.2046÷360＝695.7687(万元)
S*％＝S*/J*＝695.7687÷2193.228＝31.72％
2015-2045年(n＝360)现金串贬值及其百分比：
B*＝J*-Po-S*＝2193.2280-942.0158-695.7687＝555.4435(万元)
B*％＝B*/J*＝555.4435÷2193.228＝25.33％
2015-2045年(n＝360)现金串真正利息及其百分比：
Sx *＝J*-Y-B*＝2193.2280-1000-555.4435＝637.7845(万元)
Sx *％＝Sx */J*＝637.7845÷2193.228＝29.08％
2015-2045年(n＝360)现金串飞金及其百分比：
Go＝Y-Po＝1000-942.0158＝57.9842(万元)
Go％＝Go/J*＝57.9842÷2193.228＝2.644％
该例计算现金串价值为2193.2280万元，其中现金串真正本金为1000万元及其百分比45.59％，现金串本金为942.0158万元及其百分比42.95％，现金串真正利息为637.7845万元及其百分比29.08％，现金串利息为695.7687万元及其百分比31.72％，现金串贬值为555.4435万元及其百分比25.33％，以及现金串飞金为57.9842万元及其百分比2.644％。
该例计算真正现金串价谱长度比例ny *：(n⊕-ny *)：(n-n⊕)为164:105:91。
该例计算实际现金串价谱长度比例ny △：(n⊕-ny △)：(n-n⊕)为155:114:91。
以上实施例仅用以说明本发明的技术方案，而非对其限制；尽管参照前述实施例对本发明进行了详细的说明，本领域的普通技术人员应当理解：其依然可以对前述各实施例所记载的技术方案进行修改，或者对其中部分技术特征进行等同替换；而这些修改或者替换，并不使相应技术方案的本质脱离本发明实施例各实施例技术方案的精神和范围。
进一步，飞金是现金串态叠加的隐形传输价值。
三种现金串价谱提出了三种空间原点价值的计算方法，名义现金串价谱采用名义利率r计算现值P，这是现金流等值计算的结果，即假定实际利率i及通 货膨胀率f都为不变利率进行计算的结果。
现值现金串价谱采用等值综合利率ip △计算空间现值Po，它是在价值空间场中，假定货币通货膨胀只会带来货币贬值而不会影响货币增值，按照先货币增值后货币贬值的步骤计算的结果，因此空间现值Po等于现值P。
原值现金串价谱采用等效综合利率ip *计算空间原值Y，它是在价值空间场中，假定货币通货膨胀带来货币贬值同时还会影响货币增值，按照货币增值与货币贬值合并的步骤计算的结果，因此空间原值Y不等于空间现值Po，即出现了空间原值Y(真正本金)与空间现值Po(本金)的差Go，称它为飞金，飞金可为负值(-Go)，称它为飞息。
在变化实际利率和变化通货膨胀率的条件下，用等效综合利率ip *计算空间原值为：
Y＝A*·L[ip *,n]   (ip *＝iΔ+fΔ+iΔ·fΔ)
在变化实际利率和变化通货膨胀率的条件下，用等值综合利率ip △计算空间现值为：
Figure PCTCN2017096140-appb-000010
由此得到不等式：
Figure PCTCN2017096140-appb-000011
式中i△是恒定等值利率，f△是恒定等值通货膨胀率。
在不变实际利率和不变通货膨胀率的条件下，用等效综合利率ip *计算空间原值为：
Yo＝A*·L[ip *,n]＝A*·L[r,n]＝P       (ip *＝r＝i+f+i·f)
在不变实际利率和不变通货膨胀率的条件下，用等值综合利率ip △计算空间现值为：
Figure PCTCN2017096140-appb-000012
由此得到等式：
Figure PCTCN2017096140-appb-000013
已经数学证明(略)上不等式和等式是正确的，它就直接地证实了飞金(空间原值与空间现值的差，也是空间原值与现值的差)的存在。
显然，在变化实际利率和变化通货膨胀率的条件下，用等效综合利率ip *计算空间原值Y不等于用等值综合利率ip △计算空间现值Po，在不变实际利率和不变通货膨胀率的条件下，用等效综合利率ip *计算空间原值Yo等于用名义利率r计算现值P，也等于用等值综合利率ip △计算空间现值Po，这就直接说明实际利率及通货膨胀率的变化带来了空间原值Y与现值P不等，也说明货币增值与贬值计算路径的合并与分开的变化带来了空间原值Y与空间现值Po不等。
由于实际利率和通货膨胀率变化，还是不变化是一种现金串观察测量的结果，货币增值与贬值计算路径的合并，还是分开是现金串叠加态纠缠的结果，按照物理量子力学态叠加原理，分析名义现金串、现值现金串和原值现金串，形成现金串态叠加方法，其结论如下：
(a)现金串是一种空间价谱形态，具有线性相关叠加态的性质；
(b)名义现金串、现值现金串、原值现金串是三种不同的叠加态；
(c)名义现金串与原值现金串单体叠加态，坍缩为原值现金串；
(d)现值现金串与原值现金串多体叠加态，纠缠为原值现金串；
(e)飞金是纠缠态叠加的结果，是一种隐形传输价值。
在物理量子力学中有态叠加原理，最有名的是量子力学创始人薛定谔设想的“薛定谔的猫”的实验，他阐述了既死又活的叠加态猫。在二维计息周期空间中也同样存在既死又活的叠加态现金串，死态现金串是实际利率和通货膨胀率不发生变化的名义现金串，不存在飞金；活态现金串是实际利率和通货膨胀率发生变化的原值现金串，存在飞金。
现金串存在态叠加，由于实际利率和通货膨胀率变化带来现金串单体态叠加。在人们没有观察之前，现金串存在两种状态，一种是名义现金串状态(不 变实际利率及不变通货膨胀率)，另一种是原值现金串状态(变化实际利率及变化通货膨胀率)，由于它们的区别不是存在的不同(现金串长度相同，价值强度相同，等值利率(实际利率)大小相同，等值通货膨胀率(通货膨胀率)大小相同，计息路径也相同)，而是状态的不同(现金串价谱存在飞金的不同)，在人们没有观察之前，它们是无法确定的，是一种单体态叠加，当人们观察到通货膨胀率变化时(央行基准利率与计算期有关)，现金串叠加态坍缩为唯一状态，原两种不确定状态就变成为唯一确定的原值现金串状态，原值现金串价谱中存在飞金就被确定下来。
当前人们对于现金串态叠加认识是一种主观意识参与，即认为货币通货膨胀只会带来货币贬值，不会影响货币增值。这种意识参与推理结果是实际利率不变，通货膨胀率也不变，至今这种推理尚未被人所认识，于是错误主观意识参与的结果，使得通货膨胀率不变带来了现金串叠加态坍缩为名义现金串，名义现金串价谱中没有飞金。名义现金串价谱是现金流价谱，现金流价谱又是现金流等值计算的结果，这种错误主观意识参与便构成了当前金融界流行没有飞金的现金流的误区。
名义现金串与现值现金串是同类现金串，前者计息路径与贬值路径合并计算，后者计息路径与贬值路径分开计算；前者实际利率不变和通货膨胀率不变，后者实际利率变化和通货膨胀率变化，但是它们综合的现金串相同。
名义现金串与原值现金串是现金串单体叠加态，并且最后坍缩为原值现金串，名义现金串与原值现金串的区别是，前者实际利率不变和通货膨胀率不变，后者实际利率变化和通货膨胀率变化，它们是计息的过程不同反映了状态的不同，是一种现金串单体叠加。现值现金串与原值现金串的区别是，前者计息路径与贬值路径分开计算，后者计息路径与贬值路径合并计算，它们是计息的路径不同带来了二维计息周期现值维改变为原值维，增值维改变为效值维，它们反映了实体的不同，是一种现金串多体叠加。
现金串多体叠加就是它们之间一定有明确的关系，现值现金串与原值现金 串有一对共享的EPR对，其数学式是本金+利息+贬值＝真正本金+真正利息+贬值，由于EPR对的存在，现值现金串与原值现金串构成纠缠现金串对。
飞金传输是一种信息传输，飞金的发送方是现值现金串与原值现金串的共同空间原点，飞金的接受方是现值现金串空间交界点和原值现金串空间末点，根据现值现金串与原值现金串共享的EPR现金串纠缠对(本金+利息+贬值＝真正本金+真正利息+贬值)，得到飞金发送方与接收方共享的EPR纠缠对，其数学式是本金+利息＝真正本金+真正利息，发送方对它所拥有的一半EPR对(本金和真正本金)和所要发送的飞金进行联合测量(本金＝真正本金-飞金)，这样接收方所拥有的另一半EPR对(利息和真正利息)将在瞬间坍缩为另一状态(利息＝真正利息+飞金)，这种飞金的原值现金串空间原点发送和原值现金串空间末点接受是瞬间完成的，飞金就是一种隐性传输。
应该指出，飞金隐形传输不同于量子隐形传输，前者是价值(信用信息)传输，后者是量子传输；前者EPR对是一种有效关联，后者EPR对是贝尔态；前者瞬间完成是不消耗任何时间的完成，后者瞬间完成是消耗贝尔态发生、测量和传统传输时间的完成。
飞金是一种隐形传输的价值。这和人们理解飞金从时间起点到终点需要传输的观念是不符合的，原因是人们理解飞金在没有观察之前就是确定的。实际上飞金在没有观察之前是不确定的，飞金是现金串多体叠加态纠缠的结果。
对现金串进行态叠加分析结论是：名义现金串与原值现金串是单体叠加态，由于观察测量通货膨胀率是变化的(基准利率与计算年数有关)，因此单体叠加态坍缩为原值现金串。现值现金串与原值现金串是多体叠加态，在货币通货膨胀，原值现金串真正本金大于现值现金串本金的条件下，由于原值现金串的飞金在空间原点与末点之间隐形传输，因此多体叠加态纠缠为原值现金串。
由此可见，现金串态叠加解决了名义现金串、现值现金串和原值现金串的选择问题。原值现金串飞金从二维计息周期空间原点穿越空间到达末点，从现金串角度去观察，飞金也是从时间起点穿越时间到达终点，在时间穿越过程中 不存在实际利率为零和通货膨胀率为零的状态，因此飞金是不可能感受的货币价值，现金串态叠加解决了飞金存在的理论基础问题。
应该指出，二维计息周期空间飞金从空间原点隐形传输到末点存在超越空间的问题，由于二维计息周期空间存在本金与利息的交界线，也存在利息与贬值的分界线，飞金隐形传输是跨越交界线和分界线的传输，在二维空间中是不能实现跨线传输的，它与“隐形传输轨迹”有关。因此，飞金隐形传输不能解释二维计息周期空间的“飞金穿越”现象。
在实际利率及通货膨胀率变化的条件下，一种是等值综合利率ip △计算的本金、利息以及贬值构成的现值现金串价谱(名义现金串价谱)，另一种是等效综合利率ip *计算的真正本金、真正利息以及贬值构成的原值现金串价谱，它们统称为现金串价谱。
现金串价谱可以是现值现金串价谱与原值现金串价谱的组合形式，即现金串价谱是本金、飞金、真正利息和贬值的价谱，或真正本金、飞息、利息和贬值的价谱，它们的比例式是：
J*:Po:Go:Sx *:B*＝n:(ny Δ-0):(ny *-ny Δ):(n⊕-ny *):(n-n⊕)   (A*≠0；n≠0)
J*:Y:(-Go):S*:B*＝n:(ny *-0):(ny Δ-ny *):(n⊕-ny Δ):(n-n⊕)    (A*≠0；n≠0)
飞金Go＝Y-Po
飞息-Go＝Sx *-S*
现金串价谱将飞金价谱列入价谱的一个组成部分是具有重要意义的，它说明在实际利率和通货膨胀率变化的条件下，飞金(飞息)是一种客观存在，是区别于本金、利息的第三经济要素。当然，现金串价谱比例式并不是投资价谱比例式，即在投资价谱比例式中不能同时出现本金和真正利息，也不能同时出现真正本金和利息，只能同时出现本金和利息，或同时出现真正本金和真正利息，飞金只能是通过飞金穿越的“飞金现象”表现出来，这说明二维计息周期空间现金串价谱是存在缺陷的，也就是说由于二维计息周期空间不能实现飞金穿越，带来了二维计息周期空间现金串价谱的残缺。
一种飞金价谱计算方法，包括真正本金价谱和本金价谱的计算方法。飞金是真正本金与本金的差，显然真正本金价谱减去本金价谱就是飞金价谱，飞金价谱是货币价值在三维路径空间中的一种新的存在方式。它不同于实际利率和通货膨胀率为零的真正本金(本金)价谱，也不同于实际利率为无穷大和通货膨胀率为零的真正利息(利息)价谱，而是实际利率由零改变为无穷大，通货膨胀率为零的序列价谱，飞金价谱位于本金价谱和真正利息价谱之间。现金串价谱是真正本金、真正利息以及贬值价谱，或本金、利息以及贬值价谱，称它为现金串三价谱，在飞金现金串存在的条件下，由于飞金现金串存在就出现了飞金价谱，于是现金串三价谱就演变为现金串四价谱。
包含飞金价谱的现金串四价谱比例式为：
J*:Po:Go:Sx *:B*＝n:(ny Δ-0):(ny *-ny Δ):(n⊕-ny *):(n-n⊕)    (A*≠0；n≠0)
其中，现金串价值J*对应现金串计息期n，本金Po对应本金现金串ny △，飞金Go对应飞金现金串(ny *-ny △),真正利息Sx *对应真正利息现金串(ny ⊕-ny *)，贬值B*对应贬值现金串(n-ny ⊕)。

Claims (12)

  1. 一种飞金价谱光电数码显示球，其特征在于，包括：
    底座；
    控制模块，设置在所述底座内；
    电源，与所述控制模块电连接，且设置在所述底座内；
    输入键盘，与所述控制模块电连接，且设置在所述底座表面；
    电机，与所述控制模块电连接，且设置在所述底座内；
    转动轴，与所述电机连接；
    显示球体，所述显示球体表面分为第一固定球面、第二固定球面以及转动球面；所述转动球面与所述转动轴的连接；在所述转动轴套接轴套，所述第一固定球面与所述第二固定球面通过所述轴套与所述转动轴滑动连接；所述显示球体的表面设有显示面板，所述显示面板与所述控制模块电连接。
  2. 如权利要求1所述的飞金价谱光电数码显示球，其特征在于，还包括升降台、弹性块、驱动杆以及微型电机；所述升降台开设缺口和通孔，并在所述通孔的内壁开设螺纹，所述转动轴穿设所述升降台；所述弹性块可滑动的设置在所述缺口内且内设弹簧，所述弹性块与所述转动轴相对的表面设置有相互啮合的齿；所述驱动杆通过所述微型电机与所述控制模块电连接，所述控制模块控制所述微型电机驱动所述驱动杆推动所述弹性块向所述升降台内挤压，所述弹性块与所述转动轴相互啮合，所述转动轴齿合弹簧块在所述电机的驱动下沿着所述升降台的螺纹螺旋上升，所述转动轴的上升带动所述显示球体上升。
  3. 如权利要求1所述的飞金价谱光电数码显示球，其特征在于，所述第一固定球面表面的显示面板为LED显示面板，展示本金信息。
  4. 如权利要求1所述的飞金价谱光电数码显示球，其特征在于，所述第二固定球面表面的显示面板为LED显示面板，展示贬值信息和真正利息信息，或展示贬值信息和利息信息。
  5. 如权利要求1所述的飞金价谱光电数码显示球，其特征在于，所述转动球面表面的显示面板为LED显示面板，展示飞金信息。
  6. 如权利要求1～5任意一项所述的飞金价谱光电数码显示球，其特征在于，所述控制模块包括：运算单元和存储器；所述运算单元接受输入信息，检索基准利率、居民消费价格指数信息，计算本金信息、利息信息、贬值信息、真正利息信息以及飞金信息；所述存储器存储输入和计算信息；所述运算单元还控制所述电机驱动所述转动轴转动，以及所述显示面板的显示。
  7. 如权利要求6所述的飞金价谱光电数码显示球，其特征在于，所述控制模块还包括：通讯单元，传输基准利率、居民消费价格指数信息、本金信息、利息信息、贬值信息、真正利息信息、飞金信息以及语音信息。
  8. 如权利要求7所述的飞金价谱光电数码显示球，其特征在于，还包括显示灯按钮，设置在所述底座，指示投资、周期数值的输入信息。
  9. 如权利要求8所述的飞金价谱光电数码显示球，其特征在于，还包括显示屏，设置在所述底座，显示投资、周期数值的输入信息。
  10. 如权利要求9所述的飞金价谱光电数码显示球，其特征在于，还包括扬声器，设置在所述底座，输出语音。
  11. 一种飞金价谱计算方法，包括：真正本金价谱和本金价谱的计算方法；飞金是真正本金与本金的差，即真正本金价谱减去本金价谱等于飞金价谱；
    所述飞金价谱是货币价值在三维路径空间中的一种新的存在方式；所述飞金价谱不同于实际利率和通货膨胀率为零的真正本金价谱，所述飞金价谱也不同于实际利率为无穷大和通货膨胀率为零的真正利息价谱，而是实际利率由零改变为无穷大，通货膨胀率为零的序列价谱，所述飞金价谱位于本金价谱和真正利息价谱之间。
  12. 如权利要求11所述的飞金价谱计算方法，其特征在于，所述飞金价谱计算方法包括：所述飞金价谱的现金串四价谱计算，所述现金串四价谱计算比例式为：
    Figure PCTCN2017096140-appb-100001
    其中，现金串价值J*对应现金串计息期n，本金Po对应本金现金串ny △，飞金Go对应飞金现金串(ny *-ny △),真正利息Sx *对应真正利息现金串
    Figure PCTCN2017096140-appb-100002
    贬值B*对应贬值现金串
    Figure PCTCN2017096140-appb-100003
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