WO2019001427A1 - Procédé et dispositif de gestion de compte - Google Patents

Procédé et dispositif de gestion de compte Download PDF

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Publication number
WO2019001427A1
WO2019001427A1 PCT/CN2018/092898 CN2018092898W WO2019001427A1 WO 2019001427 A1 WO2019001427 A1 WO 2019001427A1 CN 2018092898 W CN2018092898 W CN 2018092898W WO 2019001427 A1 WO2019001427 A1 WO 2019001427A1
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WO
WIPO (PCT)
Prior art keywords
preset
account
mode
action
client
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Application number
PCT/CN2018/092898
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English (en)
Chinese (zh)
Inventor
李京
Original Assignee
阿里巴巴集团控股有限公司
李京
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Publication date
Application filed by 阿里巴巴集团控股有限公司, 李京 filed Critical 阿里巴巴集团控股有限公司
Publication of WO2019001427A1 publication Critical patent/WO2019001427A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G01—MEASURING; TESTING
    • G01J—MEASUREMENT OF INTENSITY, VELOCITY, SPECTRAL CONTENT, POLARISATION, PHASE OR PULSE CHARACTERISTICS OF INFRARED, VISIBLE OR ULTRAVIOLET LIGHT; COLORIMETRY; RADIATION PYROMETRY
    • G01J1/00—Photometry, e.g. photographic exposure meter
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/72—Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
    • H04M1/724—User interfaces specially adapted for cordless or mobile telephones
    • H04M1/72448—User interfaces specially adapted for cordless or mobile telephones with means for adapting the functionality of the device according to specific conditions
    • H04M1/72454—User interfaces specially adapted for cordless or mobile telephones with means for adapting the functionality of the device according to specific conditions according to context-related or environment-related conditions

Definitions

  • the present specification relates to the field of computer applications, and in particular, to an account management method and apparatus.
  • the account protection mode refers to a business mode in which the login account is securely protected when the user has an abnormality in the login account on the client, and some specific user rights related to the login account are restricted.
  • the security of the user's login account can usually be improved; for example, taking the user's payment account as an example, when the user's payment account is abnormal
  • the user's payment account can be switched to the account protection mode in time, and the funds of the payment account can be temporarily restricted, so that the user's payment account can be used to protect the user's funds. .
  • the present specification proposes an account management method, which is applied to a client, and the method includes:
  • the login account of the client is switched to the preset mode.
  • the login account is switched from the preset mode to the normal mode when the login account of the client has been switched to the preset mode by the user.
  • the present specification also provides an account management apparatus, which is applied to a client, and the apparatus includes:
  • the collecting module calls the light sensing hardware preset on the terminal device where the client is located to collect the light value
  • the determining module determines whether the collected light value is lower than a preset threshold
  • Switching module if the collected light value is lower than a preset threshold, switching the login account of the client to a preset mode; and if the collected light value is not lower than the preset threshold, then When the login account of the client has been switched to the preset mode by the user, the login account is switched from the preset mode to the normal mode.
  • an interactive mode for mode switching of a user's login account on the client is proposed; the client collects the light value in the environment where the user is located by calling the light sensing hardware carried by the terminal device. And determining whether the collected light value is lower than a preset threshold; if the collected light value is lower than a preset threshold, the login account of the client may be switched from a normal mode to a preset mode; and, if the collected If the ray value is not lower than the preset threshold, when the login account of the client has been switched to the preset mode by the user, the login account is switched from the preset mode to the normal mode, thereby implementing the The size of the light value can be quickly switched to the account mode of the client's login account, which can prevent the user from performing complicated manual configuration when the mode is switched.
  • FIG. 1 is a flow chart showing an account management method according to an embodiment of the present specification
  • FIG. 2 is a hardware structural diagram of an electronic device carrying the account management apparatus according to an embodiment of the present disclosure
  • FIG. 3 is a logic block diagram of an account management apparatus according to an embodiment of the present disclosure.
  • the present specification aims to propose an interactive manner for mode switching of a user's login account on the client.
  • the client collects the light value in the environment where the user is located by calling the light sensing hardware carried in the terminal device, and determines whether the collected light value is lower than a preset threshold; if the collected light value is low At a preset threshold, the login account of the client may be switched from the normal mode to the preset mode; and if the collected ray value is not lower than the preset threshold, the login account of the client has been switched by the user.
  • the preset mode is changed, the login account is switched from the preset mode to the normal mode, so that the account mode of the login account of the client can be quickly switched based on the collected light value, which can be avoided. Users perform complex manual configuration when they need to switch modes to the login account.
  • FIG. 1 is an account management method according to an embodiment of the present disclosure, which is applied to a client, and the method performs the following steps:
  • Step 102 invoking the light sensing hardware to collect a light value
  • Step 104 Determine whether the collected light value is lower than a preset threshold
  • Step 106 If the collected light value is lower than a preset threshold, switch the login account of the client to a preset mode; and if the collected light value is not lower than the preset threshold, then When the login account of the client has been switched to the preset mode by the user, the login account is switched from the preset mode to the normal mode.
  • the above login account refers to a user account used when the user logs in to the client; for example, in one embodiment shown, the login account may be a payment account used by the user to log in to the payment client.
  • the above-mentioned client may be a client software installed on a user's terminal device and capable of providing various online services to the user; wherein the terminal device may be a mobile terminal (such as a smart phone) or a PC terminal; The above client may be an APP application based on a mobile terminal or a web application based on a PC terminal.
  • the terminal device may be a mobile terminal (such as a smart phone) or a PC terminal
  • the above client may be an APP application based on a mobile terminal or a web application based on a PC terminal.
  • the above preset mode refers to the switched mode with respect to the normal mode of the login account described above.
  • the login account may be a payment account of the user, and the preset mode may be an account protection mode for the user's payment account; in the account protection mode, the payment may be temporarily made.
  • the account's funds transfer function is limited.
  • the mode type corresponding to the preset mode is not specifically limited in this specification, and may be defined based on actual needs of the user; that is, in the present specification, the client may The above-mentioned logged-in user is switched in any two account modes by executing the execution logic shown in steps 102-106.
  • the APP application may be pre-installed on the user's mobile terminal and equipped with light sensing hardware.
  • the light sensing hardware may be a light sensor.
  • a calling interface corresponding to the light sensing hardware may be provided in advance in an operating system of the mobile terminal. For example, the developer can develop a separate API call interface in advance in the source code of the operating system for the light sensing hardware carried by the mobile terminal.
  • the APP application may use the above-mentioned calling interface to initiate a call to the light sensing hardware in real time or periodically in the background to collect the light value in the environment where the user is located, and collect the collected light value with a preset threshold. A comparison is made to determine whether the collected light value is below a preset threshold.
  • the preset threshold is not specifically limited in this specification. In actual applications, the configuration may be uniformly configured according to actual requirements, or by providing corresponding user options in the APP application. The configuration is defined; for example, when implemented, the above preset threshold may be set to 0, or a smaller threshold close to 0.
  • the APP application can immediately switch the user's login account to the preset mode;
  • the APP application may further check whether the login account of the user has been switched to the preset mode; if the login account of the user has been currently switched To the preset mode, the APP application can immediately restore the mode of the login account, and switch the mode of the login account from the preset mode to the normal mode. Of course, if the login account of the user is not currently switched to the preset mode, the APP application may not perform any processing at this time.
  • the above-mentioned login account is a payment account
  • the APP application is an example of a payment APP application.
  • the preset mode may specifically be an account protection mode for a user's payment account.
  • the payment APP application determines that the light value collected by the light sensing hardware carried in the mobile terminal is less than a preset threshold, the payment account that the user has successfully logged in can be immediately switched from the current mode. To the account protection mode, the payment transfer function of the payment account is temporarily restricted.
  • the payment APP application may further check whether the login account of the user has been switched to The account protection mode; if the user's login account has been switched to the account protection mode, the APP application can immediately restore the account mode of the login account, and switch the mode of the login account from the account protection mode to the normal mode. The restriction on the funds transfer function for the payment account is released.
  • the account mode of the login account may be specifically performed by interacting with the corresponding server; when the APP application needs to perform mode switching on the login account, Sending a mode switching notification message to the corresponding server, and carrying the related information of the target mode that needs to be switched, and the server performs the mode switching of the login account in the background according to the notification message of the mode switching by the server.
  • the APP application may send a notification message to the corresponding server to switch the payment account to the account protection mode; and after receiving the notification message, the server receives the notification message.
  • the payment account may be switched to the account protection mode in the background based on the information carried in the notification message.
  • the APP application can use the change of the collected light value as a trigger condition for switching the account mode of the user's login account, and based on the collected light value, the user is applied to the login APP.
  • the account mode of the login account used at the time is quickly switched, thereby preventing the user from performing complicated manual configuration when the mode of the login account needs to be switched.
  • the payment account is temporarily restricted.
  • the funds are transferred out, then the user can flip the terminal device by performing a "reverse button” action, so that the light sensing hardware carried by the terminal device is flipped to the side where the light cannot be detected; and the payment client can call the
  • the light sensing hardware mounted on the terminal device detects the light value in real time, and determines whether the detected light value is less than a preset threshold; because the user reverses the terminal device through a "reverse button” action, the light transmission carried by the terminal device
  • the sense hardware cannot detect the light, so when the payment client determines that the detected light value is less than the preset threshold, the payment account can be immediately switched to the account protection mode to temporarily limit the funds transfer of the payment account.
  • the user can be provided with a controllable and convenient account protection mode, which can meet the user's need for account security without increasing the operation difficulty of the user, thereby significantly improving the user experience.
  • the change of the light value collected by the APP application may be caused by the user performing a corresponding action on the mobile terminal in a process of using the mobile terminal, or may be due to the user.
  • the natural light of the environment is caused by the change; therefore, in the actual application, if the APP application only uses the change of the collected light value as the trigger condition of the account mode switching, the account mode for the user's login account is completed. If you switch quickly, you may get a misoperation.
  • the APP application may incorrectly switch the login account to the preset mode when the user does not need to perform mode switching on the login account.
  • the action recognition mechanism for the user may be further introduced in the APP application by determining whether the collected ray value is lower than a preset threshold, so that the APP is applied to the user.
  • a preset threshold When the account is switched in mode, it is not only necessary to refer to whether the size of the collected light value is smaller than the predetermined threshold value, but also to further determine the change of the light value, whether the user deliberately performs some kind of operation on the mobile terminal. Caused by actions, thus minimizing the possibility of misoperation.
  • the mobile terminal can be equipped with corresponding motion sensing hardware in addition to the light sensing hardware.
  • the above motion sensing hardware may specifically include a gyroscope, an angular velocity sensor, and the like.
  • motion data such as the rotation angle and speed of the mobile terminal can be accurately sensed, and the operation performed by the user on the mobile terminal when using the mobile terminal can be accurately identified.
  • a call interface corresponding to the motion sensing hardware may also be provided in advance.
  • the motion sensing hardware may be synchronously invoked through the calling interface, and the mobile terminal may be collected in real time or periodically during the process of using the mobile terminal.
  • the motion data (such as the angle of rotation and speed, etc.) is then used to identify the operational actions performed by the user in the process of using the mobile terminal based on the collected motion data.
  • the APP application may collect motion data of the mobile terminal when the user performs various predefined standard actions for the mobile terminal in advance in the background, and perform the collected motion data as the motion data sample. recording.
  • the collected motion data may be matched with the pre-recorded motion data samples corresponding to various standard actions to determine the user. An action performed on the mobile terminal.
  • the APP application may further determine the identified Whether the operation action performed by the user for the mobile terminal is a preset action
  • the foregoing preset action may specifically include an operation action performed by the user on the mobile terminal to cause a change in the collected light value.
  • the foregoing preset action may further include: a first preset action that can cause the collected light value to decrease, and a second preset action that can cause the collected light value to rise.
  • the first preset action may be a downward flipping action with respect to a mounting surface of the light sensing hardware on the mobile terminal; and the second preset action may be specifically Is an upward flipping action with respect to a mounting surface of the light sensing hardware on the terminal device.
  • the first preset action may be when the user uses the smart phone, and the screen of the smart phone is located.
  • the downward flipping of the surface ie, the "reverse" of the smartphone's screen, flipping the light sensor to the side where the light cannot be detected.
  • the second preset action may be a flipping action of the surface of the screen of the smart phone when the user uses the smart phone (ie, the action of flipping the screen of the smart phone from the “reverse button” state to the screen facing upward).
  • the APP application may further determine whether the identified operation action is the first preset action
  • the APP application can immediately switch the user's login account from the current mode to the above preset mode.
  • the APP application may not switch the account mode of the login account.
  • the APP application may further determine the identified operation action. Whether it is the above second preset action.
  • the APP application can immediately switch the user's login account from the above preset mode to the normal mode.
  • the rise of the collected light value at this time is likely to be caused by a natural change in the light value of the environment in which the user is located, in which case The user may not have the need to switch the mode of the login account, so the APP application may not switch the account mode of the login account.
  • the above-mentioned login account is a payment account
  • the APP application is a payment APP application
  • the mobile terminal is a smart phone as an example; in this case, the preset mode may specifically be an account protection mode for a user's payment account.
  • the first preset action may be an action of “reversing” the screen of the smart phone
  • the second preset action may be to The "reverse” state flips to the action of the screen facing up.
  • the "reverse button” action can be performed on the screen of the smartphone; on the one hand, the payment APP application can call the light sensing hardware in the background. Collecting the light value and determining whether the collected light value is lower than a preset threshold; on the other hand, the payment APP application can synchronously invoke the motion sensing hardware, collect the motion data of the mobile terminal, and identify the user based on the collected motion data.
  • the action of flipping the "back button" state to the screen upward may be performed on the screen of the smartphone;
  • the payment APP application can still call the light sensing hardware to collect the light value in the background, and determine whether the collected light value is greater than or equal to a preset threshold; on the other hand, the payment APP application can synchronously invoke the motion sensing hardware to collect the mobile.
  • the motion data of the terminal and based on the collected motion data, identify an operation action of the user when using the mobile terminal, and determine whether the identified operation action is the second preset action; if the payment APP application determines the collected When the ray value is greater than or equal to the preset threshold, and the identified operation action is the second preset action, the user's payment account can be immediately switched from the account protection mode to the normal mode, and the funds transfer to the payment account is released. Out of the limitations of the function.
  • the action recognition mechanism for the user is further introduced in the APP application, and the account mode switching to the login account can be ensured by the user. Proactively initiated, thus avoiding misoperations caused by natural changes in light in the user's environment.
  • the user's login account can usually log in simultaneously on multiple terminals; for example, the APP application on the mobile terminal and the web client on the PC terminal simultaneously log in at the same time; ;
  • the corresponding server may be further queried whether the current login account is simultaneously logged in on multiple terminals; if yes, the APP application at this time
  • the account mode corresponding to the login account may be switched to the preset mode on the mobile terminal without switching the account mode corresponding to the login account on the account mode of the other login terminal.
  • the APP application may send a notification message to the corresponding server to switch the payment account to the account protection mode on the mobile terminal; After receiving the notification message, the terminal may switch the payment account to the account protection mode on the mobile terminal in the background according to the information carried in the notification message, and limit the funds transfer function of the payment account.
  • the handover is completed, after anyone logs in to the payment account through the mobile terminal, the authority to transfer the funds in the payment account cannot be obtained.
  • the APP application may directly switch the account mode corresponding to the login account to the account protection mode, and details are not described herein.
  • the above technical solution of the present specification is described in detail by taking the above-mentioned terminal device as a mobile terminal and the above-mentioned client as an example of an APP application installed on the mobile terminal. It should be emphasized that in the actual application, the terminal device may also be a PC terminal, and the client may also be a web client installed on the PC terminal, and the specific implementation process is not described in this specification. Those skilled in the art can refer to the implementation process described in the above embodiments when implementing the technical solutions of the present specification.
  • the present specification also provides an embodiment of an account management apparatus.
  • Embodiments of the account management apparatus of the present specification can be applied to an electronic device.
  • the device embodiment may be implemented by software, or may be implemented by hardware or a combination of hardware and software.
  • the processor of the electronic device in which the computer is located reads the corresponding computer program instructions in the non-volatile memory into the memory.
  • FIG. 2 a hardware structure diagram of an electronic device in which the account management apparatus of the present specification is located, except for the processor, the memory, the network interface, and the nonvolatile memory shown in FIG. 2.
  • the electronic device in which the device is located in the embodiment may also include other hardware according to the actual function of the electronic device, and details are not described herein.
  • FIG. 3 is a block diagram of an account management apparatus shown in an exemplary embodiment of the present specification.
  • the account management apparatus 30 can be applied to the electronic device shown in FIG. 2, and includes: an acquisition module 301, a determination module 302, a switching module 303, and a marking module.
  • the acquiring module 301 calls the light sensing hardware to collect the light value.
  • the determining module 302 determines whether the collected light value is lower than a preset threshold
  • the switching module 303 is configured to switch the login account of the client to a preset mode if the collected light value is lower than a preset threshold; and if the collected light value is not lower than the preset threshold, When the login account of the client has been switched to the preset mode by the user, the login account is switched from the preset mode to the normal mode.
  • the collecting module 301 is further configured to:
  • the device 30 further includes:
  • An identification module 304 (not shown in FIG. 3) identifies an operation action of the user when using the terminal device based on the motion data.
  • the switching module 303 the switching module 303:
  • the login account of the client is switched from the normal mode to the preset mode.
  • the switching module 303 further:
  • the login account is switched from the preset mode to the normal mode.
  • the terminal device is a mobile terminal;
  • the first preset action includes a downward flipping action with respect to a mounting surface of the light sensing hardware on the terminal device;
  • the action includes an upward flipping action with respect to the mounting surface of the light sensing hardware on the terminal device.
  • the account is a payment account; and the preset mode is an account protection mode for a payment account.
  • the device embodiment since it basically corresponds to the method embodiment, reference may be made to the partial description of the method embodiment.
  • the device embodiments described above are merely illustrative, wherein the units described as separate components may or may not be physically separate, and the components displayed as units may or may not be physical units, ie may be located A place, or it can be distributed to multiple network units. Some or all of the modules may be selected according to actual needs to achieve the objectives of the present application. Those of ordinary skill in the art can understand and implement without any creative effort.
  • the system, device, module or unit illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product having a certain function.
  • a typical implementation device is a computer, and the specific form of the computer may be a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email transceiver, and a game control.
  • the present application also provides an embodiment of an account management device.
  • the account management device includes a processor and a memory for storing machine executable instructions; wherein the processor and the memory are typically interconnected by an internal bus.
  • the device may also include an external interface to enable communication with other devices or components.
  • the processor by reading and executing the machine executable instructions of the memory stored control logic associated with database corruption recovery, the processor is caused to:
  • the login account of the client is switched to the preset mode.
  • the login account is switched from the preset mode to the normal mode when the login account of the client has been switched to the preset mode by the user.
  • the processor is also caused to: by reading and executing the machine executable instructions of the memory stored control logic associated with database corruption recovery:
  • An operation action of the user when using the terminal device is identified based on the motion data.
  • the processor is also caused to: by reading and executing the machine executable instructions of the memory stored control logic associated with database corruption recovery:
  • the login account of the client is switched from the normal mode to the preset mode.
  • the processor is also caused to: by reading and executing the machine executable instructions of the memory stored control logic associated with database corruption recovery:
  • the login account is switched from the preset mode to the normal mode.
  • the terminal device is a mobile terminal;
  • the first preset action is a downward flipping action with respect to a mounting surface of the light sensing hardware on the terminal device;
  • the action is an upward flipping action with respect to the mounting surface of the light sensing hardware on the terminal device.
  • the account is a payment account; and the preset mode is an account protection mode for a payment account.
  • the device embodiment since it basically corresponds to the method embodiment, reference may be made to the partial description of the method embodiment.
  • the device embodiments described above are merely illustrative, wherein the units described as separate components may or may not be physically separate, and the components displayed as units may or may not be physical units, ie may be located A place, or it can be distributed to multiple network units. Some or all of the modules may be selected according to actual needs to achieve the objectives of the present specification. Those of ordinary skill in the art can understand and implement without any creative effort.
  • the system, apparatus, module or unit set forth in the above embodiments may be implemented by a computer chip or an entity, or by a product having a certain function.
  • a typical implementation device is a computer, and the specific form of the computer may be a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email transceiver, and a game control.

Abstract

La présente invention concerne un procédé de gestion de compte, comprenant : l'appel d'un matériel de détection de lumière pour collecter une valeur de lumière ; le fait de déterminer si la valeur de lumière collectée est inférieure à un seuil prédéfini ; si la valeur de lumière collectée est inférieure au seuil prédéfini, la commutation d'un compte d'ouverture de session du client vers un mode prédéfini ; et si la valeur de lumière collectée n'est pas inférieure au seuil prédéfini, lorsque le compte d'ouverture de session du client est commuté vers le mode prédéfini par un utilisateur, la commutation du compte de connexion du mode prédéfini vers un mode normal.
PCT/CN2018/092898 2017-06-28 2018-06-26 Procédé et dispositif de gestion de compte WO2019001427A1 (fr)

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