WO2018218671A1 - Electronic commerce transaction monitoring system - Google Patents

Electronic commerce transaction monitoring system Download PDF

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Publication number
WO2018218671A1
WO2018218671A1 PCT/CN2017/087025 CN2017087025W WO2018218671A1 WO 2018218671 A1 WO2018218671 A1 WO 2018218671A1 CN 2017087025 W CN2017087025 W CN 2017087025W WO 2018218671 A1 WO2018218671 A1 WO 2018218671A1
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unit
transaction
alarm
commerce
data
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PCT/CN2017/087025
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French (fr)
Chinese (zh)
Inventor
陈钦鹏
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深圳齐心集团股份有限公司
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Priority to PCT/CN2017/087025 priority Critical patent/WO2018218671A1/en
Publication of WO2018218671A1 publication Critical patent/WO2018218671A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce

Definitions

  • the invention belongs to the technical field of electronic commerce, and in particular relates to an electronic commerce transaction monitoring system.
  • the embodiment of the invention provides an e-commerce transaction monitoring system, which aims to solve the problem that the existing e-commerce system cannot monitor and protect the transaction security in real time, resulting in poor experience of buyers and sellers.
  • an e-commerce transaction monitoring system The method includes a buyer terminal, an e-commerce platform, a central monitoring server, a banking system, and a merchant terminal; the buyer terminal includes a shopping unit and a payment unit; and the e-commerce platform includes an information receiving unit, an information processing unit, a commodity display unit, and a transaction processing unit; the central monitoring server includes a transaction data receiving unit, a transaction data storage unit, and a transaction data monitoring unit; the merchant terminal includes a commodity information input unit and a commodity information uploading unit; the merchant transmits the commodity information through the commodity information uploading unit The product information input in the input unit is uploaded to the e-commerce platform, and the e-commerce platform receives the product information and processes the product information, and displays the processed product information through the product display unit, and the buyer displays the e-commerce platform through the shopping unit.
  • Commodity and through the payment unit to interact with the banking system and the merchant terminal to realize transaction payment, and transmit the transaction payment data to the central monitoring server in real time, the central monitoring server receives the transaction payment data, and pays the transaction
  • the data is subjected to calculation processing, and the calculated transaction payment data is stored in the transaction data storage unit, and the transaction data monitoring unit monitors the stored transaction payment data in real time.
  • the central monitoring server further includes: a display unit, configured to output and display the transaction payment data.
  • the central monitoring server further includes: an alarm unit, configured to generate and output alarm information when the central monitoring unit detects that the payment transaction data does not meet the preset threshold.
  • the alarm unit comprises one or a combination of a light alarm, a voice alarm, a video alarm, and an image alarm.
  • the alarm information includes one or more combinations of light alarm information, voice alarm information, video alarm information, and image alarm information.
  • the buyer terminal, the e-commerce platform, the central monitoring server, the banking system, and the merchant terminal are connected by wireless communication.
  • the wireless communication method comprises one or more combinations of Bluetooth, WIFI, 3G/4G, and ZigBee.
  • the buyer terminal is a mobile phone, a computer or a PDA with a signal transceiving function.
  • the merchant terminal is a mobile phone, a computer or a PDA with a signal transceiving function.
  • the e-commerce transaction monitoring system monitors the transaction payment data between the buyer terminal, the banking system and the merchant terminal in real time through the central monitoring server, and the monitoring is comprehensive, the structure is simple, the use is convenient, and the central monitoring server is further provided.
  • the display unit and the alarm unit can display the monitored transaction payment data visually. When there is a problem in monitoring the payment transaction data, the alarm unit can generate and output an alarm message for an alarm prompt.
  • FIG. 1 is a schematic structural diagram of an e-commerce transaction monitoring system according to an embodiment of the present invention
  • FIG. 2 is a schematic structural diagram of a central monitoring server according to an embodiment of the present invention.
  • FIG. 3 is a schematic structural diagram of another central monitoring server according to an embodiment of the present invention.
  • the e-commerce transaction monitoring system monitors the transaction payment data between the buyer terminal, the banking system and the merchant terminal in real time through the central monitoring server, and the monitoring is comprehensive, the structure is simple, the use is convenient, and the central monitoring server is further provided.
  • the display unit and the alarm unit can display the monitored transaction payment data visually. When there is a problem in monitoring the payment transaction data, the alarm unit can generate and output an alarm message for an alarm prompt.
  • an e-commerce transaction monitoring system includes a buyer terminal 100, an e-commerce platform 200, a central monitoring server 300, a banking system 400, and a merchant terminal 500; 100 includes a shopping unit 110 and a payment unit 120; the electronic commerce platform 200 includes an information receiving unit 210, an information processing unit 220, a commodity display unit 230, and a transaction processing unit 240; the central monitoring server 300 includes a transaction data receiving unit 310, The transaction data storage unit 320 and the transaction data monitoring unit 330; the merchant terminal 500 includes a product information input unit 510 and a product information uploading unit 520; the merchant uploads the product information input in the product information input unit 510 through the product information uploading unit 520 To the e-commerce platform 200, the e-commerce platform 200 receives the product information and processes the product information, and displays the processed product information through the product display unit 230, and the buyer purchases the product displayed on the e-commerce platform 200 through the shopping unit 110, and Numbers
  • the transaction payment is realized interactively, and the transaction payment data is transmitted to the central monitoring server 300 in real time, and the central monitoring server 300 receives the transaction payment data, calculates and processes the transaction payment data, and stores the calculated transaction payment data to The transaction data storage unit 320, at the same time, the transaction data monitoring unit 330 performs real-time monitoring on the stored transaction payment data, and the monitoring is comprehensive, the structure is simple, and the use is convenient.
  • the central monitoring server 300 further includes a display unit 340 for outputting and displaying transaction payment data.
  • the display unit 340 can be an LED liquid crystal display or a CRT display, and is not specifically limited.
  • the central monitoring server further includes an alarm unit 350, configured to generate and output alarm information when the central monitoring unit detects that the payment transaction data does not meet the preset threshold.
  • the preset threshold is 25 yuan.
  • the central monitoring unit detects that the payment transaction data is 26 yuan
  • the central monitoring unit outputs an alarm control signal to the alarm unit, and the alarm unit generates an alarm message according to the alarm control signal and outputs the alarm. The message is prompted for an alarm.
  • the alarm unit 350 includes one or more combinations of a light alarm, a voice alarm, a video alarm, and an image alarm;
  • the alarm information includes a light alarm information, a voice alarm information, and a video.
  • the alarm unit is a light alarm
  • the preset threshold is 25 yuan
  • the central monitoring unit detects the payment transaction data is 26 yuan
  • the central The monitoring unit outputs an alarm control signal to the light alarm
  • the light alarm generates a light alarm information according to the alarm control signal and outputs the light alarm information to provide an alarm prompt
  • the alarm unit is a voice alarm
  • the preset threshold For 25 yuan, when the central monitoring unit detects that the payment transaction data is 26 yuan, the central monitoring unit outputs an alarm control signal to the voice alarm, and the voice alarm generates a buzzer alarm message according to the alarm control signal and outputs the buzzer alarm information.
  • the alarm prompt for 25 yuan
  • the central monitoring unit detects that the payment transaction data is 26 yuan
  • the buyer terminal 100, the e-commerce platform 200, the central monitoring server 300, the banking system 400, and the merchant terminal 500 are connected by wireless communication.
  • the wireless communication method includes one or a combination of Bluetooth, WIFI, 3G/4G, and ZigBee.
  • the buyer terminal 100 is a mobile phone, a computer or a PDA with a signal transceiving function
  • the merchant terminal 500 is a mobile phone, a computer or a PDA with a signal transceiving function.
  • the e-commerce transaction monitoring system monitors the transaction payment data between the buyer terminal, the banking system and the merchant terminal in real time through the central monitoring server, and the monitoring is comprehensive, the structure is simple, the use is convenient, and the central monitoring server is further provided.
  • the display unit and the alarm unit, the display unit can intuitively display the monitored transaction payment data, and when the payment transaction data is monitored, the alarm unit can generate and output an alarm message for an alarm prompt.

Abstract

The present invention is applicable to the technical field of electronic commerce, and provides an electronic commerce transaction monitoring system. The system comprises a buyer terminal, an electronic commerce platform, a central monitoring server, a banking system, and a merchant terminal. A merchant uploads, by means of a commodity information uploading unit, commodity information input in a commodity information input unit to the electronic commerce platform; the electronic commerce platform processes the commodity information and displays the processed commodity information by means of a commodity display unit; a buyer selects, by means of a purchase unit, commodities displayed on the electronic commerce platform and performs data interaction with the banking system and the merchant terminal by means of a payment unit to achieve transaction payment, and transmits the transaction payment data to the central monitoring server in real time; the central monitoring server calculates the transaction payment data, stores the calculated transaction payment data, and monitors in real time the stored transaction payment data by means of a transaction data monitoring unit. The system achieves comprehensive monitoring, has a simple structure, and is convenient to use.

Description

一种电子商务交易监控系统  E-commerce transaction monitoring system 技术领域Technical field
本发明属于电子商务技术领域,尤其涉及一种电子商务交易监控系统。The invention belongs to the technical field of electronic commerce, and in particular relates to an electronic commerce transaction monitoring system.
背景技术Background technique
现今电子商务发展迅速,在电子商务中会出现买卖双方通过电子商务交易平台来交易的现象,而在交易中没有实时的监控系统来监控买卖双方输入的信息是否一致,也不能够检测银行系统交易是否安全,即使现有的监测系统,结构过于简单,不能够实时监控和保护,造成交易信息不一致而无法交易或者交易过程中资金出现损失,导致买卖双方体验不好。Nowadays, e-commerce is developing rapidly. In e-commerce, there will be a phenomenon in which buyers and sellers trade through e-commerce trading platforms. In the transaction, there is no real-time monitoring system to monitor whether the information input by buyers and sellers is consistent, and it is not possible to detect banking system transactions. Whether it is safe, even if the existing monitoring system is too simple in structure, it cannot be monitored and protected in real time, resulting in inconsistent transaction information and inability to trade or loss of funds during the transaction, resulting in poor experience for both buyers and sellers.
技术问题technical problem
本发明实施例提供一种电子商务交易监控系统,旨在解决现有的电子商务系统不能够实时监控和保护交易安全,导致买卖双方体验不好的问题。The embodiment of the invention provides an e-commerce transaction monitoring system, which aims to solve the problem that the existing e-commerce system cannot monitor and protect the transaction security in real time, resulting in poor experience of buyers and sellers.
技术解决方案Technical solution
本发明实施例是这样实现的,一种电子商务交易监控系统 ,包括买家终端、电子商务平台、中央监控服务器、银行系统和商家终端;所述买家终端包括购物单元和付款单元;所述电子商务平台包括信息接收单元、信息处理单元、商品展示单元和交易处理单元;所述中央监控服务器包括交易数据接收单元、交易数据存储单元和交易数据监控单元;所述商家终端包括商品信息输入单元和商品信息上传单元;商家通过商品信息上传单元将在商品信息输入单元内输入的商品信息上传至电子商务平台,电子商务平台接收该商品信息并进行处理,将处理后的商品信息通过商品展示单元进行展示,买家通过购物单元选购电子商务平台上展示的商品,并通过付款单元与银行系统、商家终端进行数据交互实现交易付款,并将交易付款数据实时传输至中央监控服务器,中央监控服务器接收该交易付款数据,并对该交易付款数据进行计算处理,并将计算处理后的交易付款数据存储至交易数据存储单元,同时交易数据监控单元对存储的交易付款数据进行实时监测。The embodiment of the invention is implemented in this way, an e-commerce transaction monitoring system The method includes a buyer terminal, an e-commerce platform, a central monitoring server, a banking system, and a merchant terminal; the buyer terminal includes a shopping unit and a payment unit; and the e-commerce platform includes an information receiving unit, an information processing unit, a commodity display unit, and a transaction processing unit; the central monitoring server includes a transaction data receiving unit, a transaction data storage unit, and a transaction data monitoring unit; the merchant terminal includes a commodity information input unit and a commodity information uploading unit; the merchant transmits the commodity information through the commodity information uploading unit The product information input in the input unit is uploaded to the e-commerce platform, and the e-commerce platform receives the product information and processes the product information, and displays the processed product information through the product display unit, and the buyer displays the e-commerce platform through the shopping unit. Commodity, and through the payment unit to interact with the banking system and the merchant terminal to realize transaction payment, and transmit the transaction payment data to the central monitoring server in real time, the central monitoring server receives the transaction payment data, and pays the transaction The data is subjected to calculation processing, and the calculated transaction payment data is stored in the transaction data storage unit, and the transaction data monitoring unit monitors the stored transaction payment data in real time.
优选地,所述中央监控服务器,还包括:显示单元,用于将交易付款数据进行输出显示。Preferably, the central monitoring server further includes: a display unit, configured to output and display the transaction payment data.
优选地,所述中央监控服务器,还包括:报警单元,用于当中央监控单元监测出付款交易数据不符合预设阈值时,生成并输出报警信息。Preferably, the central monitoring server further includes: an alarm unit, configured to generate and output alarm information when the central monitoring unit detects that the payment transaction data does not meet the preset threshold.
优选地,所述报警单元包括灯光报警器、语音报警器、视频报警器、图像报警器中的一种或多种组合。Preferably, the alarm unit comprises one or a combination of a light alarm, a voice alarm, a video alarm, and an image alarm.
优选地,所述报警信息包括灯光报警信息、语音报警信息、视频报警信息、图像报警信息中的一种或多种组合。Preferably, the alarm information includes one or more combinations of light alarm information, voice alarm information, video alarm information, and image alarm information.
优选地,所述买家终端、所述电子商务平台、所述中央监控服务器、所述银行系统和所述商家终端之间通过无线通信方式连接。Preferably, the buyer terminal, the e-commerce platform, the central monitoring server, the banking system, and the merchant terminal are connected by wireless communication.
优选地,所述无线通信方式包括蓝牙、WIFI、3G/4G、ZigBee中的一种或多种组合。Preferably, the wireless communication method comprises one or more combinations of Bluetooth, WIFI, 3G/4G, and ZigBee.
优选地,所述买家终端为具有信号收发功能的手机、电脑或PDA。Preferably, the buyer terminal is a mobile phone, a computer or a PDA with a signal transceiving function.
优选地,所述商家终端为具有信号收发功能的手机、电脑或PDA。Preferably, the merchant terminal is a mobile phone, a computer or a PDA with a signal transceiving function.
有益效果Beneficial effect
本发明实施例提供的电子商务交易监控系统,通过中央监控服务器实时监测买家终端、银行系统和商家终端之间的交易付款数据,监测全面,结构简单,使用方便,以及中央监控服务器还设有显示单元和报警单元,显示单元能够直观的显示监测的交易付款数据,在监测出付款交易数据出现问题时,报警单元能够生成并输出报警信息进行报警提示。The e-commerce transaction monitoring system provided by the embodiment of the invention monitors the transaction payment data between the buyer terminal, the banking system and the merchant terminal in real time through the central monitoring server, and the monitoring is comprehensive, the structure is simple, the use is convenient, and the central monitoring server is further provided. The display unit and the alarm unit can display the monitored transaction payment data visually. When there is a problem in monitoring the payment transaction data, the alarm unit can generate and output an alarm message for an alarm prompt.
附图说明DRAWINGS
图1是本发明实施例提供的一种电子商务交易监控系统的结构示意图;1 is a schematic structural diagram of an e-commerce transaction monitoring system according to an embodiment of the present invention;
图2是本发明实施例提供的一种中央监控服务器的结构示意图;2 is a schematic structural diagram of a central monitoring server according to an embodiment of the present invention;
图3是本发明实施例提供的另一种中央监控服务器的结构示意图。FIG. 3 is a schematic structural diagram of another central monitoring server according to an embodiment of the present invention.
本发明的实施方式Embodiments of the invention
为了使本发明的目的、技术方案及优点更加清楚明白,以下结合附图及实施例,对本发明进行进一步详细说明。应当理解,此处所描述的具体实施例仅仅用以解释本发明,并不用于限定本发明。The present invention will be further described in detail below with reference to the accompanying drawings and embodiments. It is understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
本发明实施例提供的电子商务交易监控系统,通过中央监控服务器实时监测买家终端、银行系统和商家终端之间的交易付款数据,监测全面,结构简单,使用方便,以及中央监控服务器还设有显示单元和报警单元,显示单元能够直观的显示监测的交易付款数据,在监测出付款交易数据出现问题时,报警单元能够生成并输出报警信息进行报警提示。The e-commerce transaction monitoring system provided by the embodiment of the invention monitors the transaction payment data between the buyer terminal, the banking system and the merchant terminal in real time through the central monitoring server, and the monitoring is comprehensive, the structure is simple, the use is convenient, and the central monitoring server is further provided. The display unit and the alarm unit can display the monitored transaction payment data visually. When there is a problem in monitoring the payment transaction data, the alarm unit can generate and output an alarm message for an alarm prompt.
以下结合具体实施例对本发明的具体实现进行详细描述。The specific implementation of the present invention will be described in detail below with reference to specific embodiments.
如图1所示,在本发明实施例中,一种电子商务交易监控系统,包括买家终端100、电子商务平台200、中央监控服务器300、银行系统400和商家终端500;所述买家终端100包括购物单元110和付款单元120;所述电子商务平台200包括信息接收单元210、信息处理单元220、商品展示单元230和交易处理单元240;所述中央监控服务器300包括交易数据接收单元310、交易数据存储单元320和交易数据监控单元330;所述商家终端500包括商品信息输入单元510和商品信息上传单元520;商家通过商品信息上传单元520将在商品信息输入单元510内输入的商品信息上传至电子商务平台200,电子商务平台200接收该商品信息并进行处理,将处理后的商品信息通过商品展示单元230进行展示,买家通过购物单元110选购电子商务平台200上展示的商品,并通过付款单元120与银行系统400、商家终端500进行数据交互实现交易付款,并将交易付款数据实时传输至中央监控服务器300,中央监控服务器300接收该交易付款数据,并对该交易付款数据进行计算处理,并将计算处理后的交易付款数据存储至交易数据存储单元320,同时交易数据监控单元330对存储的交易付款数据进行实时监测,监测全面,结构简单,使用方便As shown in FIG. 1 , in an embodiment of the present invention, an e-commerce transaction monitoring system includes a buyer terminal 100, an e-commerce platform 200, a central monitoring server 300, a banking system 400, and a merchant terminal 500; 100 includes a shopping unit 110 and a payment unit 120; the electronic commerce platform 200 includes an information receiving unit 210, an information processing unit 220, a commodity display unit 230, and a transaction processing unit 240; the central monitoring server 300 includes a transaction data receiving unit 310, The transaction data storage unit 320 and the transaction data monitoring unit 330; the merchant terminal 500 includes a product information input unit 510 and a product information uploading unit 520; the merchant uploads the product information input in the product information input unit 510 through the product information uploading unit 520 To the e-commerce platform 200, the e-commerce platform 200 receives the product information and processes the product information, and displays the processed product information through the product display unit 230, and the buyer purchases the product displayed on the e-commerce platform 200 through the shopping unit 110, and Numbers are made by the payment unit 120 with the banking system 400 and the merchant terminal 500. The transaction payment is realized interactively, and the transaction payment data is transmitted to the central monitoring server 300 in real time, and the central monitoring server 300 receives the transaction payment data, calculates and processes the transaction payment data, and stores the calculated transaction payment data to The transaction data storage unit 320, at the same time, the transaction data monitoring unit 330 performs real-time monitoring on the stored transaction payment data, and the monitoring is comprehensive, the structure is simple, and the use is convenient.
在本实施例中,如图2所示,所述中央监控服务器300,还包括显示单元340,用于将交易付款数据进行输出显示。其中,所述显示单元340可为LED液晶显示器或者CRT显示器,具体不做限制。In this embodiment, as shown in FIG. 2, the central monitoring server 300 further includes a display unit 340 for outputting and displaying transaction payment data. The display unit 340 can be an LED liquid crystal display or a CRT display, and is not specifically limited.
在本实施例中,如图3所示,所述中央监控服务器,还包括报警单元350,用于当中央监控单元监测出付款交易数据不符合预设阈值时,生成并输出报警信息。例如,所述预设阈值为25元,当中央监控单元测出付款交易数据为26元时,中央监控单元输出报警控制信号至报警单元,报警单元根据该报警控制信号生成报警信息并输出该报警信息进行报警提示。In this embodiment, as shown in FIG. 3, the central monitoring server further includes an alarm unit 350, configured to generate and output alarm information when the central monitoring unit detects that the payment transaction data does not meet the preset threshold. For example, the preset threshold is 25 yuan. When the central monitoring unit detects that the payment transaction data is 26 yuan, the central monitoring unit outputs an alarm control signal to the alarm unit, and the alarm unit generates an alarm message according to the alarm control signal and outputs the alarm. The message is prompted for an alarm.
在本实施例中,所述报警单元350包括灯光报警器、语音报警器、视频报警器、图像报警器中的一种或多种组合;所述报警信息包括灯光报警信息、语音报警信息、视频报警信息、图像报警信息中的一种或多种组合,例如,所述报警单元为灯光报警器,所述预设阈值为25元,当中央监控单元测出付款交易数据为26元时,中央监控单元输出报警控制信号至灯光报警器,灯光报警器根据该报警控制信号生成灯光报警信息并输出该灯光报警信息进行报警提示;又如,所述报警单元为语音报警器,所述预设阈值为25元,当中央监控单元测出付款交易数据为26元时,中央监控单元输出报警控制信号至语音报警器,语音报警器根据该报警控制信号生成蜂鸣报警信息并输出该蜂鸣报警信息进行报警提示。In this embodiment, the alarm unit 350 includes one or more combinations of a light alarm, a voice alarm, a video alarm, and an image alarm; the alarm information includes a light alarm information, a voice alarm information, and a video. One or more combinations of alarm information and image alarm information, for example, the alarm unit is a light alarm, the preset threshold is 25 yuan, and when the central monitoring unit detects the payment transaction data is 26 yuan, the central The monitoring unit outputs an alarm control signal to the light alarm, and the light alarm generates a light alarm information according to the alarm control signal and outputs the light alarm information to provide an alarm prompt; for example, the alarm unit is a voice alarm, the preset threshold For 25 yuan, when the central monitoring unit detects that the payment transaction data is 26 yuan, the central monitoring unit outputs an alarm control signal to the voice alarm, and the voice alarm generates a buzzer alarm message according to the alarm control signal and outputs the buzzer alarm information. Give an alarm prompt.
在本实施例中,所述买家终端100、所述电子商务平台200、所述中央监控服务器300、所述银行系统400和所述商家终端500之间通过无线通信方式连接。其中,所述无线通信方式包括蓝牙、WIFI、3G/4G、ZigBee中的一种或多种组合。In this embodiment, the buyer terminal 100, the e-commerce platform 200, the central monitoring server 300, the banking system 400, and the merchant terminal 500 are connected by wireless communication. The wireless communication method includes one or a combination of Bluetooth, WIFI, 3G/4G, and ZigBee.
在本实施例中,所述买家终端100为具有信号收发功能的手机、电脑或PDA;所述商家终端500为具有信号收发功能的手机、电脑或PDA。In this embodiment, the buyer terminal 100 is a mobile phone, a computer or a PDA with a signal transceiving function; the merchant terminal 500 is a mobile phone, a computer or a PDA with a signal transceiving function.
上述发明实施例提供的电子商务交易监控系统,通过中央监控服务器实时监测买家终端、银行系统和商家终端之间的交易付款数据,监测全面,结构简单,使用方便,以及中央监控服务器还设有显示单元和报警单元,显示单元能够直观的显示监测的交易付款数据,在监测出付款交易数据出现问题时,报警单元能够生成并输出报警信息进行报警提示The e-commerce transaction monitoring system provided by the above embodiment of the invention monitors the transaction payment data between the buyer terminal, the banking system and the merchant terminal in real time through the central monitoring server, and the monitoring is comprehensive, the structure is simple, the use is convenient, and the central monitoring server is further provided. The display unit and the alarm unit, the display unit can intuitively display the monitored transaction payment data, and when the payment transaction data is monitored, the alarm unit can generate and output an alarm message for an alarm prompt.
以上所述仅为本发明的较佳实施例而已,并不用以限制本发明,凡在本发明的精神和原则之内所作的任何修改、等同替换和改进等,均应包含在本发明的保护范围之内。The above is only the preferred embodiment of the present invention, and is not intended to limit the present invention. Any modifications, equivalent substitutions and improvements made within the spirit and principles of the present invention should be included in the protection of the present invention. Within the scope.

Claims (9)

  1. 一种电子商务交易监控系统,其特征在于,包括买家终端、电子商务平台、中央监控服务器、银行系统和商家终端;所述买家终端包括购物单元和付款单元;所述电子商务平台包括信息接收单元、信息处理单元、商品展示单元和交易处理单元;所述中央监控服务器包括交易数据接收单元、交易数据存储单元和交易数据监控单元;所述商家终端包括商品信息输入单元和商品信息上传单元;商家通过商品信息上传单元将在商品信息输入单元内输入的商品信息上传至电子商务平台,电子商务平台接收该商品信息并进行处理,将处理后的商品信息通过商品展示单元进行展示,买家通过购物单元选购电子商务平台上展示的商品,并通过付款单元与银行系统、商家终端进行数据交互实现交易付款,并将交易付款数据实时传输至中央监控服务器,中央监控服务器接收该交易付款数据,并对该交易付款数据进行计算处理,并将计算处理后的交易付款数据存储至交易数据存储单元,同时交易数据监控单元对存储的交易付款数据进行实时监测。 An e-commerce transaction monitoring system, comprising: a buyer terminal, an e-commerce platform, a central monitoring server, a banking system, and a merchant terminal; the buyer terminal includes a shopping unit and a payment unit; and the e-commerce platform includes information a receiving unit, an information processing unit, a commodity display unit, and a transaction processing unit; the central monitoring server includes a transaction data receiving unit, a transaction data storage unit, and a transaction data monitoring unit; the merchant terminal includes a commodity information input unit and a commodity information uploading unit The merchant uploads the product information input in the product information input unit to the e-commerce platform through the product information uploading unit, and the e-commerce platform receives the product information and processes the product information, and displays the processed product information through the product display unit, the buyer Purchase the goods displayed on the e-commerce platform through the shopping unit, and realize the transaction payment through the data exchange between the payment unit and the banking system and the merchant terminal, and transmit the transaction payment data to the central monitoring server in real time, and the central monitoring service The device receives the transaction payment data, and performs calculation processing on the transaction payment data, and stores the calculated transaction payment data in the transaction data storage unit, and the transaction data monitoring unit monitors the stored transaction payment data in real time.
  2. 如权利要求1所述的电子商务交易监控系统,其特征在于,所述中央监控服务器,还包括:显示单元,用于将交易付款数据进行输出显示。The e-commerce transaction monitoring system according to claim 1, wherein the central monitoring server further comprises: a display unit configured to output and display the transaction payment data.
  3. 如权利要求2所述的电子商务交易监控系统,其特征在于,所述中央监控服务器,还包括:报警单元,用于当中央监控单元监测出付款交易数据不符合预设阈值时,生成并输出报警信息。The e-commerce transaction monitoring system according to claim 2, wherein the central monitoring server further comprises: an alarm unit, configured to generate and output when the central monitoring unit detects that the payment transaction data does not meet the preset threshold Alarm information.
  4. 如权利要求3所述的电子商务交易监控系统,其特征在于,所述报警单元包括灯光报警器、语音报警器、视频报警器、图像报警器中的一种或多种组合。The electronic commerce transaction monitoring system according to claim 3, wherein the alarm unit comprises one or a combination of a light alarm, a voice alarm, a video alarm, and an image alarm.
  5. 如权利要求3所述的电子商务交易监控系统,其特征在于,所述报警信息包括灯光报警信息、语音报警信息、视频报警信息、图像报警信息中的一种或多种组合。The e-commerce transaction monitoring system according to claim 3, wherein the alarm information comprises one or more combinations of light alarm information, voice alarm information, video alarm information, and image alarm information.
  6. 如权利要求1所述的电子商务交易监控系统,其特征在于,所述买家终端、所述电子商务平台、所述中央监控服务器、所述银行系统和所述商家终端之间通过无线通信方式连接。The e-commerce transaction monitoring system according to claim 1, wherein said buyer terminal, said e-commerce platform, said central monitoring server, said banking system and said merchant terminal communicate by means of wireless communication connection.
  7. 如权利要求1所述的电子商务交易监控系统,其特征在于,所述无线通信方式包括蓝牙、WIFI、3G/4G、ZigBee中的一种或多种组合。The e-commerce transaction monitoring system according to claim 1, wherein the wireless communication mode comprises one or more combinations of Bluetooth, WIFI, 3G/4G, and ZigBee.
  8. 如权利要求1所述的电子商务交易监控系统,其特征在于,所述买家终端为具有信号收发功能的手机、电脑或PDA。The e-commerce transaction monitoring system according to claim 1, wherein the buyer terminal is a mobile phone, a computer or a PDA having a signal transceiving function.
  9. 如权利要求1所述的电子商务交易监控系统,其特征在于,所述商家终端为具有信号收发功能的手机、电脑或PDA。The e-commerce transaction monitoring system according to claim 1, wherein the merchant terminal is a mobile phone, a computer or a PDA having a signal transceiving function.
PCT/CN2017/087025 2017-06-02 2017-06-02 Electronic commerce transaction monitoring system WO2018218671A1 (en)

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Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101408969A (en) * 2008-11-13 2009-04-15 中国工商银行股份有限公司 Server and system for monitoring bank risk data
CN105279651A (en) * 2015-11-16 2016-01-27 中国建设银行股份有限公司 Transaction data monitoring processing method and system
CN105373950A (en) * 2015-11-25 2016-03-02 四川诚品电子商务有限公司 Online trading platform based on cloud security

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101408969A (en) * 2008-11-13 2009-04-15 中国工商银行股份有限公司 Server and system for monitoring bank risk data
CN105279651A (en) * 2015-11-16 2016-01-27 中国建设银行股份有限公司 Transaction data monitoring processing method and system
CN105373950A (en) * 2015-11-25 2016-03-02 四川诚品电子商务有限公司 Online trading platform based on cloud security

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