WO2018176269A1

WO2018176269A1 - Secure electronic communication system for application in atm

Info

Publication number: WO2018176269A1
Application number: PCT/CN2017/078602
Authority: WO
Inventors: 袁召
Original assignee: 深圳市翼动科技有限公司
Priority date: 2017-03-29
Filing date: 2017-03-29
Publication date: 2018-10-04

Abstract

Disclosed is a secure electronic communication system for application in an ATM, said system comprising an ATM service terminal, a bank service terminal and a security monitoring centre, the ATM service terminal comprising an image acquisition module, an A/D converter one, a laser range finder, a fingerprint identification module, a voice module one, an A/D converter two, an input module one, a processor one, a comparison module, a banknote dispensing system, a power supply module one and a wireless transceiving module one, an output end of the image acquisition module being electrically connected to an input end of the A/D converter one, the voice module one being bidirectionally electrically connected to the A/D converter two, output ends of the A/D converter one, the laser range finder, the fingerprint identification module, the input module one and the power supply module one being electrically connected to an input end of the processor one. Via the arrangement of the fingerprint identification module, a fingerprint entry module, a cloud service, the image acquisition module, the laser range finder, a display module and an alarm module, the present invention effectively protects the security of personal property.

Description

A secure electronic communication system applied to an ATM machine

Technical field

[0001] The present invention relates to the field of electronic communication technologies, and in particular to a secure electronic communication system for use on an ATM machine.

Background technique

[0002] Modern electronic communication, the French snow brothers invented the optical signal transmitter in 1792. In 1837, American Morse succeeded in shooting cable telegraphs in Washington and Baltimore. In 1857, the transatlantic submarine telegraph cable was completed. In 1875, American Bell invented the telephone. In 1877, American Edison invented the phonograph. In 1887, the German Hertz used the experiment to verify the electromagnetic wave. In 1889, the Italian Marconi succeeded in testing the radio between Britain and France. In 1895, the Russian wave Bof and Italian Marconi successfully developed a radio receiver. In 1895, the French Lumiere brothers, the first film in Paris, etc., more than a hundred years have passed, the history of human communication is still The evolution, starting with two cans and a rope, humans are exploring how to use tools for remote communication, telegraphs, telephones, dial phones, push-button phones and mobile phones are constantly being invented, people have entered the information generation The most important thing about information generation is communication.

[0003] ATM is the abbreviation of Automatic Teller Machine, which means automatic teller machine, which is mostly used for withdrawal, also known as automatic teller machine. It is a highly sophisticated mechatronic device that uses a magnetic code card or smart card to implement self-service for financial transactions, replacing the work of bank counter personnel. Cash withdrawals, check deposit balances, fund transfers between accounts, and balance inquiries can be performed, as well as cash deposits, passbook replacements, and intermediate operations.

technical problem

[0004] The cardholder inserts a credit card or a savings card into the ATM machine, and performs automatic withdrawals, check balances, transfers, cash deposits, passbooks, purchase funds, and payment of mobile phone bills according to the password, and the cardholder's account. The password is often the birthday of oneself or family member. If the credit card or savings card is lost and the personal information is leaked, it is very likely to cause property damage. If the user operates on the ATM machine, the user may be mishandled and the password is incorrectly entered. The card is locked or the card face is bent, etc., causing the credit card or the savings card to be swallowed. After the cardholder is swallowed, the cardholder will be very anxious.

Problem solution

Technical solution

[0005] In view of the deficiencies of the prior art, the present invention provides a secure electronic communication system for use on an ATM machine, which solves the problems mentioned in the above technical problems.

[0006] In order to achieve the above object, the present invention provides the following technical solutions: A secure electronic communication system for use on an ATM machine, including an ATM service terminal, a banking service terminal, and a security monitoring center, the ATM service terminal including an image acquisition module, A/D converter 1, laser range finder, fingerprint identification module, voice module one, A/D converter two, input module one, processor one, comparison module, money dispensing system, power module one and wireless transceiver module The output end of the image acquisition module is electrically connected to the input end of the A/D converter, and the voice module is electrically connected to the A/D converter two-way, the A/D converter, and the laser ranging The output end of the instrument, the fingerprint identification module, the input module 1 and the power module 1 are electrically connected to the input end of the processor 1. The A/D converter 2, the comparison module and the wireless transceiver module are both bidirectionally connected to the processor. The input end of the cash dispensing system is electrically connected to the output end of the processor 1, and the wireless transceiver module is connected to the cloud service bidirectional signal.

[0007] The banking service terminal includes a wireless transceiver module 2, a processor 2, a power module 2, a fingerprint entry module, an A/D converter 3, a voice module 2, and an input module 2, and the wireless transceiver module 2 and the cloud service The two-way signal connection, the wireless transceiver module 2 and the A/D converter three are both electrically connected to the processor two-way, the A/D converter three and the voice module two-way electrical connection, the power module two, fingerprint input Both the module and the output of input module 2 are electrically coupled to the input of processor 2.

[0008] The security monitoring center includes a wireless receiving module, a processor 3, a power module 3, a display module, and an alarm module, wherein an input end of the wireless receiving module is connected to an output end of the wireless transceiver module, and the wireless receiving The output ends of the module and the power module 3 are electrically connected to the input end of the processor 3. The input terminals of the display module and the alarm module are electrically connected to the output end of the processor 3.

[0009] Preferably, the image acquisition module is a camera.

[0010] Preferably, the model of the A/D converter 1 is an AD7705A/D converter.

[0011] Preferably, the models of the A/D converter 2 and the A/D converter 3 are both TM7705A/D converters.

[0012] Preferably, the model number of the processor 1 is AMD-Ryzen-7-1800X. [0013] Preferably, the model of the processor 2 is AMD-FX-8300.

[0014] Preferably, the model of the processor three is Intel-Core i7-6950X.

[0015] Preferably, the alarm module is a buzzer alarm.

[0016] Preferably, the output end of the display module is electrically connected to the display wall.

Advantageous effects of the invention

Beneficial effect

[0017] The present invention provides a secure electronic communication system for use on an ATM machine, which has the following beneficial effects:

[0018] (1) The present invention collects the fingerprint of the cardholder through the fingerprint input module and passes the processor by setting the fingerprint identification module, the fingerprint entry module and the cloud service in the bank service terminal, after processing the credit card or the savings card. The second is sent to the cloud service for storage. When the cardholder performs the business on the ATM machine, after inserting the credit card or the savings card into the ATM machine, the fingerprint identification module is first used for fingerprint collection and sent to the processor one, and the processor first extracts The fingerprints of the corresponding card numbers stored in the cloud service are compared. If the comparison is consistent, the cardholder performs the next operation, and enters the password of the credit card or the savings card on the ATM machine for business processing, because the fingerprint is unique except for It is also hereditary and immutable, has a high degree of anti-theft, and effectively protects the safety of personal property.

[0019] (2) The present invention sets the voice module one and the voice module two, and when the card holder performs the business on the ATM machine, the operation is improper, the password input error exceeds the limit, the card is locked, or the card surface is bent. The credit card or the savings card is swallowed. The cardholder can directly contact the bank staff of the ATM machine through the voice module. The staff can directly communicate with the swallowed card through the voice module 2 to guide the swallowed card. How to get back the swallowed credit card or savings card to eliminate the anxiety of the swallowed person.

[0020] (3) The present invention sets an image acquisition module, a laser range finder, a display module, and an alarm module. When someone on the ATM machine handles the business, the laser range finder measures the distance of the person who is queued for business from the ATM machine. The peer image acquisition module sends the image around the ATM machine to the processor 3 and displays it through the display module. When the person queued for the service is less than 1 meter away from the ATM machine, the processor three control alarm module issues an alarm. Remind the security staff to watch the display to understand the situation of the ATM machine, and increase the security of the cardholder's business.

Brief description of the drawing

DRAWINGS 1 is a schematic diagram of a system principle of the present invention;

2 is a schematic diagram of the principle of an ATM service terminal system according to the present invention;

3 is a schematic diagram of the principle of a banking service terminal system according to the present invention.

Embodiments of the invention

[0024] The technical solutions in the embodiments of the present invention will be clearly and completely described in the following with reference to the accompanying drawings in the embodiments of the present invention. It is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. example. All other embodiments obtained by a person of ordinary skill in the art based on the embodiments of the present invention without creative efforts are within the scope of the present invention.

[0025] As shown in FIG. 1-3, the present invention provides a technical solution: a secure electronic communication system applied to an ATM machine, including an ATM service terminal, a banking service terminal, and a security monitoring center, and the ATM service terminal includes image collection. Module, A/D converter 1, laser range finder, fingerprint identification module, voice module one, A/D converter II, input module one, processor one, comparison module, money-issuing system, power module one and wireless transceiver Module 1, the output of the image acquisition module is electrically connected to the input of the A/D converter, the voice module is electrically connected to the A/D converter, the A/D converter, the laser range finder, and the fingerprint recognition The output of the module, the input module one and the power module one are electrically connected with the input end of the processor 1. The A/D converter 2, the comparison module and the wireless transceiver module are both electrically connected to the processor, and the cash dispensing system is The input end is electrically connected to the output end of the processor 1, and the wireless transceiver module is connected to the cloud service bidirectional signal.

[0026] The banking service terminal comprises a wireless transceiver module 2, a processor 2, a power module 2, a fingerprint entry module, an A/D converter 3, a voice module 2 and an input module 2, and the wireless transceiver module 2 and the cloud service bidirectional signal connection. The wireless transceiver module 2 and the A/D converter 3 are both electrically connected to the processor two-way, the A/D converter 3 and the voice module are two-way electrical connection, and the output modules of the power module 2, the fingerprint input module and the input module 2 are both The input of the processor 2 is electrically connected.

[0027] The security monitoring center comprises a wireless receiving module, a processor three, a power module three, a display module and an alarm module, the input end of the wireless receiving module is connected with the output signal of the wireless transceiver module, the wireless receiving module and the power module three The output terminals are electrically connected to the input end of the processor 3, and the input terminals of the display module and the alarm module are electrically connected to the output end of the processor 3.

[0028] The image acquisition module is a camera. [0029] The model number of the A/D converter one is an AD7705A/D converter.

[0030] The models of the A/D converter 2 and the A/D converter 3 are both TM7705A/D converters.

[0031] The model number of the processor one is AMD-Ryzen-7-1800X.

[0032] The model number of the processor 2 is AMD-FX-8300.

[0033] The model number of the processor three is Intel-Core i7-6950X.

[0034] The alarm module is a buzzer alarm.

[0035] The output of the display module is electrically connected to the display wall.

[0036] After using the credit card or the deposit card, the fingerprint of the cardholder is collected through the fingerprint entry module and sent to the cloud service through the processor 2, and when the cardholder performs the business on the ATM, After the credit card or the savings card is inserted into the ATM machine, the fingerprint identification module first collects the fingerprint and sends it to the processor 1. The processor extracts the fingerprint of the corresponding card number stored in the cloud service for comparison, and if the comparison is consistent, The cardholder performs the next step, enters the password of the credit card or the savings card on the ATM machine for business processing, and when the cardholder performs the business on the ATM machine, the operation is improper, the password input error exceeds the limit, the card is locked, or the card surface is bent. The reason is that the credit card or the savings card is swallowed. The cardholder can directly contact the bank staff of the ATM machine through the voice module 1. The staff can directly communicate with the swallowed card through the voice module 2, and guide the swallowed. How do cardholders get back the swallowed credit card or savings card, and when someone at the ATM machine handles the business? The laser range finder measures the distance from the ATM machine that is queued for business. The image acquisition module sends the image around the ATM to the processor 3 and displays it through the display module. If the machine is not safe enough for 1 meter, the processor three control alarm module will send an alarm to remind the security staff to watch the display to understand the situation of the ATM machine, which increases the security of the cardholder.

[0037] It should be noted that, such as the terms "including", "comprising" or "comprising" or any other variants are intended to encompass a non-exclusive inclusion, such that a process, method, article or device that comprises a Include those elements, but also include other elements that are not explicitly listed, or include elements that are inherent to such a process, method, item, or device. In the absence of more restrictions. The phrase "comprises a finite element, does not exclude the existence of additional elements in the process, method, item, or device that includes the element."

[0038] related modules involved in the system are hardware system modules or computer software programs in the prior art. a functional module that combines a program or a protocol with hardware. The computer software program or protocol involved in the functional module is itself a technology well known to those skilled in the art, and is not an improvement of the system; The interaction relationship or connection relationship between the modules is to improve the overall structure of the system to solve the corresponding technical problems to be solved by the system.

While the embodiments of the present invention have been shown and described, it will be understood by those skilled in the art The scope of the invention is defined by the appended claims and their equivalents.

Claims

Claim

[Claim 1] A secure electronic communication system for use on an ATM machine, comprising an ATM service terminal, a banking service terminal, and a security monitoring center, wherein: the ATM service terminal includes an image acquisition module, and an A/D converter , laser range finder, fingerprint recognition module, voice module one, A/D converter two, input module one, processor one, comparison module, money dispensing system, power module one and wireless transceiver module one, the image acquisition module The output end is electrically connected to the input end of the A/D converter, and the voice module is electrically connected to the A/D converter two-way, the A/D converter, the laser range finder, the fingerprint identification module, The output terminals of the input module 1 and the power module 1 are electrically connected to the input end of the processor 1. The A/D converter 2, the comparison module and the wireless transceiver module are both electrically connected to the processor in two directions, and the banknote is discharged. The input end of the system is electrically connected to the output end of the processor 1, and the wireless transceiver module is connected to the cloud service bidirectional signal;

The banking service terminal includes a wireless transceiver module 2, a processor 2, a power module 2, a fingerprint entry module, an A/D converter 3, a voice module 2, and an input module 2, and the wireless transceiver module 2 and the cloud service bidirectional signal connection The wireless transceiver module 2 and the A/D converter 3 are both electrically connected to the processor two-way, the A/D converter 3 and the voice module are two-way electrically connected, the power module 2, the fingerprint input module and the input The output of module 2 is electrically connected to the input of the processor 2;

The security monitoring center includes a wireless receiving module, a processor 3, a power module 3, a display module, and an alarm module, wherein an input end of the wireless receiving module is connected with an output signal of the wireless transceiver module, the wireless receiving module and the power source The output ends of the module 3 are electrically connected to the input end of the processor 3. The input terminals of the display module and the alarm module are electrically connected to the output end of the processor 3.

[Claim 2] A secure electronic communication system for use on an ATM machine according to claim 1, wherein: the image acquisition module is a camera.

[Claim 3] A secure electronic communication system for use on an ATM machine according to claim 1, wherein: the model of the A/D converter 1 is an AD7705A/D converter.

[Claim 4] A secure electronic communication system for use on an ATM machine according to claim 1, The features are as follows: The models of the A/D converter 2 and the A/D converter 3 are both TM7705A/D converters.

[Claim 5] A secure electronic communication system for use on an ATM machine according to claim 1, wherein: the model number of the processor 1 is AMD-Ryzen-7-1800X.

[Claim 6] A secure electronic communication system for use on an ATM machine according to claim 1, wherein: the model number of the processor 2 is AMD-FX-8300.

[Claim 7] A secure electronic communication system for use on an ATM machine according to claim 1, wherein: the model of the processor three is Intel-Core i7-6950X.

[Claim 8] A secure electronic communication system for use on an ATM machine according to claim 1, wherein: the alarm module is a buzzer alarm.

[Claim 9] A secure electronic communication system for use on an ATM machine according to claim 1, wherein: the output end of the display module is electrically connected to the display wall.