WO2017128681A1 - 一种适于交易处理的会员管理系统 - Google Patents

一种适于交易处理的会员管理系统 Download PDF

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WO2017128681A1
WO2017128681A1 PCT/CN2016/093571 CN2016093571W WO2017128681A1 WO 2017128681 A1 WO2017128681 A1 WO 2017128681A1 CN 2016093571 W CN2016093571 W CN 2016093571W WO 2017128681 A1 WO2017128681 A1 WO 2017128681A1
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information
payment
identity information
unit
equity
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PCT/CN2016/093571
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English (en)
French (fr)
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胡卓磊
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上海新卡说信息技术有限公司
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/01—Customer relationship services
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/28—Databases characterised by their database models, e.g. relational or object models
    • G06F16/284—Relational databases
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons

Definitions

  • the present invention relates to the field of Internet, and in particular to a member management system suitable for transaction processing.
  • the network connects more and more service providers, bringing a lot of conveniences and benefits to consumers. For example, they can obtain discounts and settlements through different service providers.
  • the technical problem solved by the present invention is to improve the efficiency of the member management system.
  • an embodiment of the present invention provides a member management system suitable for transaction processing, including:
  • Terminal and system server where:
  • the terminal includes:
  • An identity information unit adapted to obtain input identity information
  • a transaction information unit adapted to generate or obtain transaction information
  • the system server includes:
  • An association unit configured to maintain an associated information base, where the associated information base stores a corresponding An association relationship between multiple identity information of the same subject, the association relationship being indexed by node identity information;
  • the equity information querying unit is adapted to query the equity information associated with the input identity information according to the associated information database.
  • system server further includes:
  • An invitation unit configured to send, to the terminal, invitation information when the node identity information associated with the input identity information does not exist in the associated information base, to invite the terminal to input node identity information, the association unit Adding an association relationship between the input identity information and node identity information input through the terminal to the associated information repository.
  • system server further includes:
  • a payment recommendation unit configured to calculate payment information in one or more payment methods based on the identity information, transaction information, and equity information to obtain recommendation information, where the recommendation information includes the one or more payment methods and Describe payment method to corresponding payment information;
  • a communication unit configured to send the recommendation information to the terminal.
  • the system server further includes a payment mode screening unit, configured to filter a payment method associated with the input identity information according to the associated information repository; the payment recommendation unit is based on a payment associated with the input identity information The payment information is calculated in a manner.
  • a payment mode screening unit configured to filter a payment method associated with the input identity information according to the associated information repository; the payment recommendation unit is based on a payment associated with the input identity information The payment information is calculated in a manner.
  • the terminal further includes a payment unit, configured to complete the payment according to the user's selection of the recommendation information.
  • system server further includes a record generation unit, configured to generate a transaction record, where the transaction record includes an identifier of the terminal and a selection of the user for the recommendation information.
  • a record generation unit configured to generate a transaction record, where the transaction record includes an identifier of the terminal and a selection of the user for the recommendation information.
  • the association unit is further adapted to associate the transaction record to the node identity information associated with the input identity information.
  • the terminal further includes a channel information acquiring unit, configured to acquire the rights channel information;
  • the equity information query unit includes:
  • a first searching unit configured to determine, in the equity information database, the equity information sub-library pointed by the rights channel information according to the rights channel information;
  • a second searching unit configured to query the equity information sub-database for the equity information associated with the input identity information according to the node identity information associated with the input identity information.
  • the payment recommendation unit includes:
  • a first calculating unit configured to calculate, according to the transaction information and the equity information, the first payment information
  • the second calculating unit is adapted to generate payment information corresponding to the payment method by referring to the first payment information.
  • the second calculating unit includes: a payment equity query unit and a second computing subunit;
  • the payment equity inquiry unit is adapted to query, by referring to the associated information database, payment interest information associated with the input identity information;
  • the second calculating subunit is adapted to calculate the payment information according to the first payment information and the payment benefit information.
  • the node identity information is any one of the following: a mobile phone number, an ID number, and an identification number generated by the member management system.
  • the association information base is maintained by the association unit, and the association relationship between the plurality of identity information corresponding to the same subject is stored in the association information base, so that the same subject can be conveniently provided when the same subject needs to be searched in different systems.
  • the association relationship is indexed by the node identity information, so that different identity information corresponding to the same subject can be established through the node identity information, and after inputting an identity information, the association may be first determined. The node identity information can then be easily associated with other identity information corresponding to the same subject through the node identity information, thereby improving the efficiency of the member management system.
  • the equity information querying unit may query the equity information associated with the input identity information according to the associated information database, without querying one by one by inputting different identity information corresponding to the same subject, thereby making the transaction system suitable for the transaction system. Member management systems are more efficient.
  • the terminal needs to obtain the payment information corresponding to each payment method in turn, which wastes network resources and reduces system efficiency.
  • the embodiment of the present invention can calculate the payment information in one or more payment modes based on the transaction information and the equity information by using the payment recommendation unit, so that the terminal does not need to query the member management system corresponding to each possible payment method, thereby saving the network. Resources to improve the transaction processing efficiency of the member management system.
  • FIG. 1 is a schematic structural diagram of a member management system suitable for transaction processing in an embodiment of the present invention
  • FIG. 2 is a schematic structural diagram of a terminal according to an embodiment of the present invention.
  • FIG. 3 is a schematic structural diagram of a system server according to an embodiment of the present invention.
  • the network connects more and more service providers, bringing a lot of convenience and benefits to consumers. For example, different service providers can obtain discounts and settle accounts. However, different service providers may correspond to different systems, and when it is necessary to cooperate with each member management system, the efficiency is low.
  • the association information base is maintained by the association unit, and the association information is
  • the library stores the association relationship between multiple identity information corresponding to the same subject, so that when the same subject needs to be searched in different systems, multiple identity information corresponding to the same subject can be conveniently provided, thereby providing the member management system. s efficiency.
  • the association relationship is indexed by the node identity information, so that different identity information corresponding to the same subject can be established through the node identity information, and after inputting an identity information, the node identity information associated with the node identity information can be determined first. Then, the node identity information can be conveniently associated with other identity information corresponding to the same subject, thereby improving the efficiency of the member management system.
  • the equity information querying unit may query the equity information associated with the input identity information according to the associated information database, without querying one by one by inputting different identity information corresponding to the same subject, thereby making the transaction system suitable for the transaction system. Member management systems are more efficient.
  • FIG. 1 is a schematic structural diagram of a member management system suitable for transaction processing in an embodiment of the present invention
  • FIG. 2 is a schematic structural diagram of a terminal according to an embodiment of the present invention
  • FIG. 3 is a system server according to an embodiment of the present invention. A schematic structural view will be described below with reference to Figs. 1 to 3.
  • the member management system suitable for transaction processing may include: the terminal 11 and the system server 12.
  • the terminal 11 may include an identity information unit 111 adapted to acquire input identity information, and a transaction information unit 112 adapted to generate or acquire transaction information.
  • the identity information is an identification identifier corresponding to the user, and may be, for example, a document number, a mobile phone number, a bank card number, a membership card number, and the like.
  • the transaction information is information corresponding to the specific transaction content, such as the amount of the transaction.
  • the transaction information may be generated by the terminal 11 or received by the terminal 11.
  • system server 12 can include:
  • the association unit 121 is adapted to maintain an association information library, where the association information library stores an association relationship between multiple identity information corresponding to the same entity, where the association relationship is indexed by the node identity information;
  • the equity information querying unit 122 is adapted to query the equity information associated with the input identity information according to the associated information database.
  • the plurality of identity information corresponding to the same subject may be identity information such as a mobile phone number, an ID card number, a membership card number, and a bank card number corresponding to the same subject.
  • the node identity information may be any one of the mobile phone number, the ID card number, the membership card number, and the bank card number corresponding to the same entity, or may be generated by the member management system corresponding to different entities. System identification number.
  • the associated information base all kinds of identity information corresponding to the same subject are directly associated with the node identity information.
  • the node identity information associated with the input identity information may be first searched, and then the node identity is adopted. Information about other types of identity information needed for discovery.
  • system server 12 may further include:
  • the inviting unit 123 is adapted to send the invitation information to the terminal 11 when the node identity information associated with the input identity information does not exist in the associated information base, to invite the terminal 11 to input the node identity information.
  • the association unit 121 adds the association relationship between the input identity information and the node identity information input through the terminal 11 to the association information library.
  • the node identity information is a mobile phone number or an identity card number. Since the mobile phone number and ID number will have greater stability, and the user will have accurate memory of the mobile phone number or ID number, it is more convenient and accurate to use the mobile phone number or ID number as the node identity information. .
  • the equity information refers to information that the user can influence the final actual payment information in the transaction, and such effects may be discounts, deductions, and the like.
  • the equity information may include discount information and/or point redemption information.
  • the equity information querying unit 122 queries the equity information associated with the input identity information according to the associated information database, and may query the node information associated with the input identity information by using the associated information database, and query the node according to the node information. Statement of interest information.
  • querying the equity information can be completed by querying a local or remote equity information base.
  • the local equity information base may be an equity information database set in the system server 12; the remote equity information base may include one or more member management systems located in other service providers, for example, may be located in the merchant's member management system or located in the third party preferential platform. Member management system.
  • the equity information database is a local equity information database
  • the node identity information and the equity information associated with the node identity information may be recorded in the local equity information database, and the node identity information may be queried according to the input identity information, and the node identity information may be queried according to the node identity information.
  • the local equity information database is used to obtain the equity information associated with the node identity information. Since the node identity information is associated with the input identity information, the equity information is the equity information associated with the input identity information.
  • the mobile phone number corresponding to the same subject can be queried by the bank card number, and the local equity information database is queried by using the mobile phone number to obtain the equity information corresponding to the mobile phone number.
  • the above-mentioned query can be directly performed by using the input identity information.
  • the equity information base is a remote equity information base
  • the identity information type matching the remote equity information base may be queried according to the associated information database, and the identity information type is performed.
  • the remote equity information database is queried according to the converted identity information to obtain the equity information associated with the input identity information.
  • the associated information library may be used to convert the bank card number into the same type of membership card number.
  • the equity information database can be queried after at most two query conversions, that is, the input identity information is first converted into node identity information, and then the node identity information is converted into an identity used as an index in the equity information database.
  • the type of information which speeds up the efficiency of the query.
  • various identity information is usually associated with each other indiscriminately. In order to obtain the identity information used as an index in the equity information base from the input identity information, it may be necessary to perform multiple correlations according to different identity information. The conversion is very inefficient.
  • the remote equity information base has high dependence on the network, but the equity information is real-time information, and the accuracy of the equity information is high.
  • Querying the local equity information base has low dependence on the network environment. When the network communication quality is poor, the actual payment information can also be calculated in time; and the local equity information database records the association relationship between the node identity information and the equity information during the query. System efficiency can be improved without the need for type conversion of identity information.
  • system server 12 may further include:
  • the payment recommending unit 124 calculates payment information in one or more payment methods based on the identity information, the transaction information, and the equity information to obtain recommendation information, where the recommendation information includes the one or more payment methods and The payment method is to the corresponding payment information;
  • the communication unit 125 is adapted to send the recommendation information to the terminal 11.
  • the payment information includes the payment amount. Since different payment methods may correspond to different payment equity information, such as bank card payment discount or point redemption, Alipay payment discount, etc., different payment information will be available for different payment methods.
  • the payment recommendation unit 124 sends the user the optional different payment method and the corresponding payment information for the user to select, which can avoid the process of the user query, and is beneficial to improving efficiency and improving the user experience.
  • the recommendation information may also include the equity channel information, and the recommendation information may be the equity channel information, the payment method, and the combination of the rights channel information and the payment method. Payment information.
  • the terminal 11 may further include a channel information acquiring unit 114, which is adapted to acquire the rights channel information.
  • the equity information query unit 122 may include:
  • a first searching unit configured to determine, in the equity information database, the equity information sub-library pointed by the rights channel information according to the rights channel information;
  • a second searching unit configured to query the equity information sub-database for the equity information associated with the input identity information according to the node identity information associated with the input identity information.
  • the equity information base may be a local or remote equity information base, and the local equity information base may include several sub-libraries corresponding to different channel information, and the remote equity information base may include one or more members located in other service providers.
  • Management system all remote equity information bases together as an equity information base, each remote equity information base can be regarded as a sub-library of equity information. The process of finding the associated equity information according to the input identity information is described above, and will not be described here.
  • the payment recommending unit 124 may include: a first calculating unit, configured to calculate first payment information according to the transaction information and the equity information; and the second calculating unit is adapted to refer to the first A payment information generates payment information corresponding to the payment method.
  • the plurality of first payment information may be calculated according to all the equity information associated with the user, and the second calculating unit may respectively combine the first payment information and the one or more payment equity information. , calculate multiple payment information.
  • the recommendation information may include payment information and combinations of different combinations, or may include preferred combinations and corresponding payment information.
  • the first payment information is obtained by referring to the equity information queried by the user's selected equity channel, and the payment information is calculated according to the first payment information and one or more payment equity information, and the recommendation is recommended.
  • the information may include payment methods and corresponding payment information.
  • system server 12 may further include a payment method screening unit 126 adapted to filter a payment method associated with the input identity information according to the associated information library; the payment recommendation unit 124 is based on the input The payment information associated with the identity information calculates the payment information.
  • a payment method screening unit 126 adapted to filter a payment method associated with the input identity information according to the associated information library; the payment recommendation unit 124 is based on the input The payment information associated with the identity information calculates the payment information.
  • the second calculating unit may include: a payment equity inquiry unit and a second calculation subunit; the payment equity inquiry unit is adapted to refer to the associated information database for querying and inputting the identity information.
  • the process in which the payment equity inquiry unit queries the payment equity information according to the input identity information may be the same or similar to the process of querying the equity information according to the input identity information, and details are not described herein. Since the payment information is calculated based on the payment equity information associated with the input identity information, the calculation range is narrowed, and the efficiency of the member management system can be improved.
  • the terminal 11 further includes a payment unit 113 adapted to complete the payment according to the user's selection of the recommendation information.
  • the user's choice may be a choice of a payment method or a combination of an equity channel information and a payment method combination.
  • system server 12 may further include a record generation unit 127 adapted to generate a transaction record, the transaction record including an identifier of the terminal 11 and a selection of the user for the recommendation information.
  • a record generation unit 127 adapted to generate a transaction record, the transaction record including an identifier of the terminal 11 and a selection of the user for the recommendation information.
  • the transaction record is generated by the record generation unit 127, so that the subsequent data analysis and processing can have a definite basis.
  • the association unit 121 is further adapted to associate the transaction record to node identity information associated with the input identity information.
  • the association database includes a plurality of identity information corresponding to one subject, and may also include and correspond to the transaction record of the entity, and the related database may be used to query the equity information of the corresponding entity and the payment equity information, so the member management in the embodiment of the present invention System package
  • the massive data contained can provide strong support for user behavior analysis and big data analysis.
  • the association information base is maintained by the association unit, and the association relationship between the plurality of identity information corresponding to the same entity is stored in the association information base, so that when the same entity needs to be searched in different systems, It is convenient to provide multiple identity information corresponding to the same subject, thereby providing the efficiency of the member management system.
  • the association relationship is indexed by the node identity information, so that different identity information corresponding to the same subject can be connected through the node identity information. After inputting an identity information, the node identity information can be conveniently associated to the corresponding Other identity information of the same subject can improve the efficiency of the member management system.
  • the equity information querying unit may query the equity information associated with the input identity information according to the associated information database, without querying one by one by inputting different identity information corresponding to the same subject, thereby making the transaction system suitable for the transaction system. Member management systems are more efficient.

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Abstract

一种适于交易处理的会员管理系统，包括：终端以及系统服务器；其中：所述终端包括：身份信息单元，适于获取输入身份信息；交易信息单元，适于生成或获取交易信息；所述系统服务器包括：关联单元，适于维持关联信息库，所述关联信息库中存储有对应同一主体的多个身份信息之间的关联关系，所述关联关系以节点身份信息为索引；权益信息查询单元，适于根据所述关联信息库查询与所述输入身份信息相关联的权益信息。所述会员管理系统效率更高。

Description

一种适于交易处理的会员管理系统
本申请要求2016年01月29日提交中国专利局、申请号为201610069305.7、发明名称为“一种适于交易处理的会员管理系统”的中国专利申请的优先权，其全部内容通过引用结合在本申请中。
技术领域
本发明涉及互联网领域，尤其涉及一种适于交易处理的会员管理系统。
背景技术
随着网络技术的发展，网络连接了越来越多的服务提供方，为消费者带来很多便利和实惠，例如可以通过不同的服务提供方获取优惠，进行结算等。
但不同的服务提供方可能会对应不同的系统，当需要各个会员管理系统进行配合时，效率较低。
发明内容
本发明解决的技术问题是提升会员管理系统的效率。
为解决上述技术问题，本发明实施例提供一种适于交易处理的会员管理系统，包括：
终端以及系统服务器；其中：
所述终端包括：
身份信息单元，适于获取输入身份信息；
交易信息单元，适于生成或获取交易信息；
所述系统服务器包括：
关联单元，适于维持关联信息库，所述关联信息库中存储有对应 同一主体的多个身份信息之间的关联关系，所述关联关系以节点身份信息为索引；
权益信息查询单元，适于根据所述关联信息库查询与所述输入身份信息相关联的权益信息。
可选的，所述系统服务器还包括：
邀请单元，适于在所述关联信息库中不存在与所述输入身份信息相关联的节点身份信息时，向所述终端发送邀请信息，以邀请所述终端输入节点身份信息，所述关联单元将所述输入身份信息和通过所述终端输入的节点身份信息的关联关系添加至所述关联信息库。
可选的，所述系统服务器还包括：
支付推荐单元，基于所述身份信息、交易信息和权益信息计算一种或多种支付方式下的支付信息，以得到推荐信息，所述推荐信息包括所述一种或多种支付方式以及与所述支付方式向对应的支付信息；
通信单元，适于向所述终端发送所述推荐信息。
可选的，所述系统服务器还包括支付方式筛选单元，适于根据所述关联信息库筛选与所述输入身份信息关联的支付方式；所述支付推荐单元基于与所述输入身份信息关联的支付方式计算所述支付信息。
可选的，所述终端还包括支付单元，适于根据用户针对所述推荐信息的选择完成支付。
可选的，所述系统服务器还包括记录生成单元，适于生成交易记录，所述交易记录包含所述终端的标识和所述用户针对所述推荐信息的选择。
可选的，所述关联单元还适于将所述交易记录关联至所述输入身份信息关联的节点身份信息。
可选的，所述终端还包括渠道信息获取单元，适于获取权益渠道信息；
所述权益信息查询单元包括：
第一查找单元，适于根据所述权益渠道信息在权益信息库中确定由所述权益渠道信息指向的权益信息子库；
第二查找单元，适于根据与所述输入身份信息关联的节点身份信息，在所述权益信息子库中查询与所述输入身份信息关联的权益信息。
可选的，所述支付推荐单元包括：
第一计算单元，适于根据所述交易信息和权益信息，计算得到第一支付信息；
第二计算单元，适于参照所述第一支付信息生成与所述支付方式对应的支付信息。
可选的，所述第二计算单元包括：支付权益查询单元以及第二计算子单元；
所述支付权益查询单元，适于参照所述关联信息库查询与所述输入身份信息关联的支付权益信息；
所述第二计算子单元，适于根据所述第一支付信息以及所述支付权益信息计算所述支付信息。
可选的，所述节点身份信息为以下任一种：手机号码、身份证号、会员管理系统生成的识别号。
与现有技术相比，本发明实施例的技术方案具有以下有益效果：
通过关联单元维持关联信息库，在关联信息库中存储对应同一主体的多个身份信息之间的关联关系，从而可以在需要对同一主体在不同的系统进行检索时，可以方便的提供对应同一主体的多个身份信息，从而提供会员管理系统的效率。所述关联关系以节点身份信息为索引，从而可以使得对应同一主体的不同身份信息之间均可通过节点身份信息建立连接，在输入一种身份信息后，可以首先确定与其关联 的节点身份信息，然后再通过节点身份信息可以方便的关联至对应同一主体的其他身份信息，从而可以提升会员管理系统的效率。
通过权益信息查询单元，可以根据所述关联信息库查询与所述输入身份信息相关联的权益信息，而无需通过输入对应同一主体不同身份信息的方式来逐一查询，从而可以使得适于交易系统的会员管理系统的效率更高。
进一步，由于针对某次支付，可能存在多种支付方式，进行消费的用户可能需要在获悉所有可用的支付方式的支付信息，才能做出决定。若利用现有的会员管理系统，终端需要依次获取各支付方式对应的支付信息，会浪费网络资源并会降低系统效率。本发明实施例可以通过支付推荐单元，基于所述交易信息、权益信息计算一种或多种支付方式下的支付信息，从而不必终端对各可能的支付方式对应的会员管理系统进行查询，节省网络资源，提升会员管理系统的交易处理效率。
附图说明
图1是本发明实施例中一种适于交易处理的会员管理系统的结构示意图；
图2是本发明实施例中一种终端的结构示意图；
图3是本发明实施例中一种系统服务器的结构示意图。
具体实施方式
如前所述，随着网络技术的发展，网络连接了越来越多的服务提供方，为消费者带来很多便利和实惠，例如可以通过不同的服务提供方获取优惠，进行结算等。但不同的服务提供方可能会对应不同的系统，当需要各个会员管理系统进行配合时，效率较低。
在本发明实施例中，通过关联单元维持关联信息库，在关联信息 库中存储对应同一主体的多个身份信息之间的关联关系，从而可以在需要对同一主体在不同的系统进行检索时，可以方便的提供对应同一主体的多个身份信息，从而提供会员管理系统的效率。所述关联关系以节点身份信息为索引，从而可以使得对应同一主体的不同身份信息之间均可通过节点身份信息建立连接，在输入一种身份信息后，可以首先确定与其关联的节点身份信息，然后再通过节点身份信息可以方便的关联至对应同一主体的其他身份信息，从而可以提升会员管理系统的效率。
通过权益信息查询单元，可以根据所述关联信息库查询与所述输入身份信息相关联的权益信息，而无需通过输入对应同一主体不同身份信息的方式来逐一查询，从而可以使得适于交易系统的会员管理系统的效率更高。
为使本发明的上述目的、特征和有益效果能够更为明显易懂，下面结合附图对本发明的具体实施例做详细的说明。
图1是本发明实施例中一种适于交易处理的会员管理系统的结构示意图，图2是本发明实施例中一种终端的结构示意图，图3是本发明实施例中一种系统服务器的结构示意图，以下结合图1至图3进行说明。
适于交易处理的会员管理系统可以包括：终端11以及系统服务器12。
终端11可以包括：身份信息单元111，适于获取输入身份信息；交易信息单元112，适于生成或获取交易信息。
身份信息为对应于用户的身份识别标识，例如可以是证件号码、手机号、银行卡号、会员卡号等。
交易信息是对应于具体交易内容的信息，例如此次交易的金额等。交易信息可以由终端11生成，或者由终端11接收。
对应地，所述系统服务器12可以包括：
关联单元121，适于维持关联信息库，所述关联信息库中存储有对应同一主体的多个身份信息之间的关联关系，所述关联关系以节点身份信息为索引；
权益信息查询单元122，适于根据所述关联信息库查询与所述输入身份信息相关联的权益信息。
对应同一主体的多个身份信息可以是对应同一个主题的手机号、身份证号、会员卡号、银行卡号等身份信息。
在具体实施中，所述节点身份信息可以是上述对应同一个主体的手机号、身份证号、会员卡号、银行卡号等身份信息中的任意一种，也可以是会员管理系统对应不同主体分别生成的系统识别号。在关联信息库中，对应同一主体的各类身份信息都直接关联至节点身份信息，如此，在输入任一身份信息后，可以首先查找与输入身份信息关联的节点身份信息，采用再按照节点身份信息查找所需要的其他类型的身份信息。
在具体实施中，所述系统服务器12还可以包括：
邀请单元123，适于在所述关联信息库中不存在与所述输入身份信息相关联的节点身份信息时，向所述终端11发送邀请信息，以邀请所述终端11输入节点身份信息，所述关联单元121将所述输入身份信息和通过所述终端11输入的节点身份信息的关联关系添加至所述关联信息库。
在本发明一实施例中，所述节点身份信息为手机号码或身份证号。由于手机号码和身份证号会具有较大的稳定性，并且用户也会对手机号码或身份证号会有精准的记忆，故利用手机号码或身份证号作为节点身份信息，更为便捷和准确。
权益信息是指用户在交易中能够对最终的实际支付信息产生影响的信息，这样的影响可以是折扣、抵扣等。在具体实施中，权益信息可以包括折扣信息和/或积分兑换信息。
权益信息查询单元122根据所述关联信息库查询与所述输入身份信息相关联的权益信息，可以是通过关联信息库查询与所述输入身份信息相关联的节点信息，根据所述节点信息查询所述权益信息。
在具体实施中，查询权益信息可以通过查询本地或远程的权益信息库完成。本地权益信息库可以是设置于系统服务器12的权益信息库；远程权益信息库可以包括一个或多个位于其它服务提供方的会员管理系统，例如可以位于商家的会员管理系统或位于第三方优惠平台的会员管理系统。
若所述权益信息库为本地权益信息库，可以在本地权益信息库中记录节点身份信息以及与节点身份信息相关联的权益信息，可以根据输入身份信息查询节点身份信息，根据节点身份信息查询所述本地权益信息库，以获取与所述节点身份信息关联的权益信息，由于节点身份信息与输入身份信息相关联，故该权益信息即为与所述输入身份信息相关联的权益信息。
例如，输入身份信息为银行卡号，节点身份信息为手机号时，可以通过银行卡号查询到与对应同一主体的手机号，利用手机号查询本地权益信息库，得到该手机号对应的权益信息。
可以理解的是，若某次获取的输入身份信息在所述关联信息库中作为节点身份信息，则可以直接利用输入身份信息进行上述查询。
若所述权益信息库为远程权益信息库，由于各个远程权益信息库中存储的身份信息类型并不相同，可以根据关联信息库查询与远程权益信息库相匹配的身份信息类型，进行身份信息类型的转换后，根据转换后的身份信息查询所述远程权益信息库，以获取与输入身份信息相关联的权益信息。
例如，输入身份信息为银行卡号，节点身份信息为手机号，但远程权益信息库中存储的身份信息类型为某种会员卡号时，可以利用关联信息库将银行卡号转换为同种的会员卡号后进行查询。采用本实施 例的方案，最多进行两次查询转换后即可对权益信息库进行查询，也即，先将输入身份信息转换为节点身份信息，然后将节点身份信息转换为权益信息库中用作索引的身份信息类型，这样可以加快查询的效率。而采用传统方案时，各种身份信息通常是无差别地关联起来的，为了从输入身份信息得到权益信息库中用作索引的身份信息，可能需要根据不同身份信息之间的相关关联关系进行多次转换，效率非常低。
查寻远程权益信息库对网络的依赖性较高，但权益信息为实时信息，权益信息的准确性高。查询本地权益信息库对网络环境依赖性低，在网络通信质量较差时，也可以及时完成实际支付信息的计算；并且，本地权益信息库记录节点身份信息和权益信息的关联关系，在查询时无需进行身份信息的类型转换，可以提高系统效率。
在具体实施中，所述系统服务器12还可以包括：
支付推荐单元124，基于所述身份信息、交易信息和权益信息计算一种或多种支付方式下的支付信息，以得到推荐信息，所述推荐信息包括所述一种或多种支付方式以及与所述支付方式向对应的支付信息；
通信单元125，适于向所述终端11发送所述推荐信息。
支付信息包括支付金额。由于不同的支付方式可能会对应不同的支付权益信息，例如银行卡支付折扣或积分兑换、支付宝支付折扣等，故对应不同的支付方式，会有不同的支付信息。通过支付推荐单元124向用户发送可选的不同支付方式以及对应的支付信息，以供用户选择，可以避免用户查询的过程，有利于提升效率并改善用户体验。
当用户并未指定权益信息的渠道，也就是未指定权益渠道信息时，推荐信息中还可以包含权益渠道信息，推荐信息可以是权益渠道信息、支付方式以及对应该权益渠道信息和支付方式组合后的支付信息。
在一具体实施中，所述终端11还可以包括渠道信息获取单元114，适于获取权益渠道信息。
相应地，所述权益信息查询单元122可以包括：
第一查找单元，适于根据所述权益渠道信息在权益信息库中确定由所述权益渠道信息指向的权益信息子库；
第二查找单元，适于根据与所述输入身份信息关联的节点身份信息，在所述权益信息子库中查询与所述输入身份信息关联的权益信息。
如前所述，权益信息库可以是本地或远程的权益信息库，本地权益信息库可以包括对应不同渠道信息的若干子库，远程权益信息库可以包括一个或多个位于其它服务提供方的会员管理系统，所有的远程权益信息库共同作为权益信息库，每一个远程权益信息库可以看作是一个权益信息子库。根据输入身份信息查找相关联的权益信息的过程见前文描述，此不赘述。
在另一具体实施中，所述支付推荐单元124可以包括：第一计算单元，适于根据所述交易信息和权益信息，计算得到第一支付信息；第二计算单元，适于参照所述第一支付信息生成与所述支付方式对应的支付信息。
当用户未选定权益渠道信息时，可以根据所有与用户关联的权益信息计算得到多个第一支付信息，第二计算单元可以分别根据各个第一支付信息和一个或多个支付权益信息的组合，计算出多个支付信息。推荐信息可以包括不同组合的支付信息和组合的具体方式，或者可以包括优选的组合以及对应的支付信息。
当用户已选定权益渠道信息时，第一支付信息是参照用户选定的权益渠道查询到的权益信息得到的，支付信息是根据第一支付信息和一个或多个支付权益信息计算的，推荐信息可以包括支付方式和对应的支付信息。
在具体实施中，所述系统服务器12还可以包括支付方式筛选单元126，适于根据所述关联信息库筛选与所述输入身份信息关联的支付方式；所述支付推荐单元124基于与所述输入身份信息关联的支付方式计算所述支付信息。
在本发明一实施例中，所述第二计算单元可以包括：支付权益查询单元以及第二计算子单元；所述支付权益查询单元，适于参照所述关联信息库查询与所述输入身份信息关联的支付权益信息；所述第二计算子单元，适于根据所述第一支付信息以及所述支付权益信息计算所述支付信息。
所述支付权益查询单元根据所述输入身份信息查询支付权益信息的过程可以相同或者类似于根据输入身份信息查询权益信息的过程此不赘述。由于支付信息是根据与输入身份信息关联的支付权益信息计算的，缩小了计算范围，可以提升会员管理系统的效率。
在具体实施中，所述终端11还包括支付单元113，适于根据用户针对所述推荐信息的选择完成支付。
根据推荐信息包含内容的不同，用户的选择可以是对支付方式的选择，也可以是对权益渠道信息及支付方式组合的选择。
在具体实施中，所述系统服务器12还可以包括记录生成单元127，适于生成交易记录，所述交易记录包含所述终端11的标识和所述用户针对所述推荐信息的选择。
通过记录生成单元127生成交易记录，可以使得后续的数据分析和处理有确切依据。
在具体实施中，所述关联单元121还适于将所述交易记录关联至所述输入身份信息关联的节点身份信息。
关联数据库中包含对应一个主体的多个身份信息，还可以包含以及对应该主体的交易记录，同时利用关联数据库可以查询到对应该主体的权益信息以及支付权益信息，故本发明实施例中会员管理系统包 含的海量数据可以为用户行为分析以及大数据的分析提供强大支持。
在本发明实施例中，通过关联单元维持关联信息库，在关联信息库中存储对应同一主体的多个身份信息之间的关联关系，从而可以在需要对同一主体在不同的系统进行检索时，可以方便的提供对应同一主体的多个身份信息，从而提供会员管理系统的效率。所述关联关系以节点身份信息为索引，从而可以使得对应同一主体的不同身份信息之间均可通过节点身份信息建立连接，在输入一种身份信息后，通过节点身份信息可以方便的关联至对应同一主体的其他身份信息，从而可以提升会员管理系统的效率。
通过权益信息查询单元，可以根据所述关联信息库查询与所述输入身份信息相关联的权益信息，而无需通过输入对应同一主体不同身份信息的方式来逐一查询，从而可以使得适于交易系统的会员管理系统的效率更高。
虽然本发明披露如上，但本发明并非限定于此。任何本领域技术人员，在不脱离本发明的精神和范围内，均可作各种更动与修改，因此本发明的保护范围应当以权利要求所限定的范围为准。

Claims (11)

  1. 一种适于交易处理的会员管理系统，其特征在于，包括：终端以及系统服务器；其中：
    所述终端包括：
    身份信息单元，适于获取输入身份信息；
    交易信息单元，适于生成或获取交易信息；
    所述系统服务器包括：
    关联单元，适于维持关联信息库，所述关联信息库中存储有对应同一主体的多个身份信息之间的关联关系，所述关联关系以节点身份信息为索引；
    权益信息查询单元，适于根据所述关联信息库查询与所述输入身份信息相关联的权益信息。
  2. 根据权利要求1所述的适于交易处理的会员管理系统，其特征在于，所述系统服务器还包括：
    邀请单元，适于在所述关联信息库中不存在与所述输入身份信息相关联的节点身份信息时，向所述终端发送邀请信息，以邀请所述终端输入节点身份信息，所述关联单元将所述输入身份信息和通过所述终端输入的节点身份信息的关联关系添加至所述关联信息库。
  3. 根据权利要求1所述的适于交易处理的会员管理系统，其 特征在于，所述系统服务器还包括：
    支付推荐单元，基于所述身份信息、交易信息和权益信息计算一种或多种支付方式下的支付信息，以得到推荐信息，所述推荐信息包括所述一种或多种支付方式以及与所述支付方式向对应的支付信息；
    通信单元，适于向所述终端发送所述推荐信息。
  4. 根据权利要求3所述的适于交易处理的会员管理系统，其特征在于，所述系统服务器还包括支付方式筛选单元，适于根据所述关联信息库筛选与所述输入身份信息关联的支付方式；所述支付推荐单元基于与所述输入身份信息关联的支付方式计算所述支付信息。
  5. 根据权利要求3所述的适于交易处理的会员管理系统，其特征在于，所述终端还包括支付单元，适于根据用户针对所述推荐信息的选择完成支付。
  6. 根据权利要求5所述的适于交易处理的会员管理系统，其特征在于，
    所述系统服务器还包括记录生成单元，适于生成交易记录，所述交易记录包含所述终端的标识和所述用户针对所述推荐信息的选择。
  7. 根据权利要求6所述的适于交易处理的会员管理系统，其 特征在于，所述关联单元还适于将所述交易记录关联至所述输入身份信息关联的节点身份信息。
  8. 根据权利要求3所述的适于交易处理的会员管理系统，其特征在于，所述终端还包括渠道信息获取单元，适于获取权益渠道信息；
    所述权益信息查询单元包括：
    第一查找单元，适于根据所述权益渠道信息在权益信息库中确定由所述权益渠道信息指向的权益信息子库；
    第二查找单元，适于根据与所述输入身份信息关联的节点身份信息，在所述权益信息子库中查询与所述输入身份信息关联的权益信息。
  9. 根据权利要求8所述的适于交易处理的会员管理系统，其特征在于，所述支付推荐单元包括：
    第一计算单元，适于根据所述交易信息和权益信息，计算得到第一支付信息；
    第二计算单元，适于参照所述第一支付信息生成与所述支付方式对应的支付信息。
  10. 根据权利要求9所述的适于交易处理的会员管理系统，其特征在于，所述第二计算单元包括：支付权益查询单元以及第二计算子单元；
    所述支付权益查询单元，适于参照所述关联信息库查询与所述输入身份信息关联的支付权益信息；
    所述第二计算子单元，适于根据所述第一支付信息以及所述支付权益信息计算所述支付信息。
  11. 根据权利要求1所述的适于交易处理的会员管理系统，其特征在于，所述节点身份信息为以下任一种：手机号码、身份证号、会员管理系统生成的识别号。
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