WO2017111506A1 - Dispositif de système de vérification de confirmation de face à face d'un sujet - Google Patents

Dispositif de système de vérification de confirmation de face à face d'un sujet Download PDF

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Publication number
WO2017111506A1
WO2017111506A1 PCT/KR2016/015116 KR2016015116W WO2017111506A1 WO 2017111506 A1 WO2017111506 A1 WO 2017111506A1 KR 2016015116 W KR2016015116 W KR 2016015116W WO 2017111506 A1 WO2017111506 A1 WO 2017111506A1
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WIPO (PCT)
Prior art keywords
face
verification
subject
time
login
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PCT/KR2016/015116
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English (en)
Korean (ko)
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최재훈
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최재훈
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/10Protecting distributed programs or content, e.g. vending or licensing of copyrighted material ; Digital rights management [DRM]
    • G06F21/12Protecting executable software
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/32User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials

Definitions

  • the present invention relates to a face-to-face verification verification system apparatus, which is capable of verifying whether an insurance agent or the like faces a subscriber in proceeding a contract.
  • a loan recruiter must obtain a handwritten signature from a credit counterparty for a loan.
  • the technical problem of the present invention is to provide a face-to-face verification verification system apparatus that can verify whether an identity checker, such as an insurance agent, faces the subscriber in proceeding a contract. Moreover, embodiment of this invention is made to utilize for verification in consideration of time and a place.
  • An embodiment of the present invention provides a scanner for transmitting identification to a face-to-face verification verification server, the subject verification information that is the subject identification information of the subject identifier of the subject identifier and the subject identification information which scanned the identification card of the subject subject; Comparing the location and time at which the checker login information is generated and the location and time at which the subject scan information is generated, it is determined whether the error is within an error range, and conducts face-to-face verification verification to store the face-to-face verification verification result.
  • a face-to-face verification verification server for transmitting a face-to-face verification result to the mobile communication terminal of the identity verifier; And a network communication network providing a network connection between the scanner and the face-to-face verification server.
  • the scanner may perform a login using the biometric information of the identity verifier verifying the subject of the subject, and transmit the verifier login information including the login position which is the login completed position and the login time which is the login completed time, to the face verification verification server.
  • the subject's scan information including the scanned image, the scanned image, the scanned position, the scan position, and the scan time, the scan time may be transmitted to the face verification verification server.
  • the scanner may include: a biometric information reading unit which reads biometric information of the identity checker; A login time generation unit configured to generate a time for reading the biometric information of the identity checker as a login time; An identifier login information transmission unit configured to transmit the login time to the face-to-face verification verification server, and to transmit the login time to the face-to-face verification verification server together with the IP address of the scanner connected to the network communication network as a login location; When the login authentication is completed, the scan unit for generating a scan image by scanning the identification card of the person subject, the scan unit for generating a scan time that is the time when the scan is completed; And transmitting the scanned image and the scan time to the face-to-face verification server, and transmitting the scanned image and the scan time to the face-to-face verification server together with the IP address connected to the network as a scan position.
  • the subject scan information transmission unit may include.
  • the scanner may include a forgery output unit for displaying whether the ID card is forged or outputted as audio; A forgery determination unit for generating a forgery verification result by determining whether the identification card is forged using the ID material, the hologram print pattern, and the social security number; And transmit the forgery verification result along with the scanned image, the scan position, and the scan time to the face verification verification server, and if the scanned ID is determined to be a forgery identification card, forgery verification result indicating that the forgery is output through the forgery output unit. It may include a processing unit.
  • the face verification verification server may transmit the forgery verification result to the mobile communication terminal of the identity verifier.
  • the login authentication may be login authentication when the biometric information read by the biometric information reading unit matches the biometric information of the identity checker registered in advance in the scanner, or the biometric information read by the biometric information reading unit. May be characterized in that the login is authenticated if it matches the biometric information of the identity checker registered in advance in the face-to-face verification verification server.
  • the scan unit may generate a scan image by scanning an identification card within a preset time limit from when the login authentication is completed, and may not generate the scan image when the time limit elapses.
  • the face-to-face verification verification server receives the verifier login information including the login location and the login time and the subject scan information including the scan location and the scan time from the scanner, and displays the face-to-face verification verification result of the identity verifier.
  • Server communication unit for transmitting to the mobile communication terminal;
  • a location verification unit which determines whether a difference between the login location and the scan location is within a preset location threshold range, and outputs a location verification success message if it is within the location threshold range, and outputs a location verification failure message if it is outside the location threshold range ; It is determined whether the difference between the login time and the scan time is within a predetermined time threshold range, and outputs a time verification success message if it is within the time threshold range, and outputs a time verification failure message if it is outside the time threshold range.
  • a mobile communication terminal used by the person subject the person subject terminal for receiving and displaying the terminal authentication number and the identification image of the person confirming the person subject face to face identification verification server
  • a mobile communication terminal of an identity checker for face-to-face verification comprising: an identity verifier terminal for transmitting a phone number of the subject terminal to a face-to-face verification verification server and transmitting the terminal authentication number to the face-to-face verification verification server;
  • the terminal identification number and the identification image of the identity verification person to verify the identity of the subject to the phone number of the identity subject terminal received from the identity verification terminal, receives the terminal authentication number from the identity verification terminal, from the identity verification terminal
  • a face-to-face verification verification server for storing that the authentication of the user is successful when the received terminal authentication number is identical to the authentication number transmitted to the phone number of the subject terminal
  • a mobile communication network for providing mobile communication between the person subject terminal, the person identifier terminal, and the face-to-face verification verification server.
  • the embodiment of the present invention when verifying whether the identity verifier is facing the subscriber himself, it is possible to accurately verify whether or not the subject and the identity verifier are faced by comparing and verifying time and place.
  • FIG. 1 is a block diagram of a face-to-face verification verification system according to a first embodiment of the present invention.
  • FIG. 2 is a block diagram of a scanner according to a first embodiment of the present invention.
  • FIG. 3 is a block diagram of a face-to-face verification server according to a first embodiment of the present invention
  • FIG 4 is an exemplary view showing a face-to-face verification verification result displayed on the mobile communication terminal of the identity verifier according to the first embodiment of the present invention.
  • FIG. 5 is a diagram showing an example in which the face-to-face verification verification result is stored and output according to the first embodiment of the present invention.
  • Figure 6 is a block diagram of a face-to-face verification verification system according to a second embodiment of the present invention.
  • FIG. 1 is a configuration diagram of a face-to-face verification verification system according to a first embodiment of the present invention
  • FIG. 2 is a block diagram of a scanner according to a first embodiment of the present invention
  • FIG. 3 is a first embodiment of the present invention.
  • 4 is a block diagram of a face-to-face verification verification server according to an embodiment
  • FIG. 4 is an exemplary view showing a face-to-face verification result displayed on a mobile communication terminal of an identity verifier according to the first embodiment of the present invention.
  • an illustration of an example of storing and outputting a face-to-face verification result is illustrated.
  • a person who intends to purchase a transaction such as a person who intends to purchase insurance (hereinafter referred to as 'the person subject'), and a person who wants to make a transactional sales such as an insurance planner who wants to purchase the insurance (hereinafter referred to as 'identifier')
  • 'the person subject' a person who intends to purchase insurance
  • 'identifier' a person who wants to make a transactional sales
  • 'identifier' Prior to a transaction contract, it is a means of authenticating whether the subject and the identity of the person face each other.
  • the present invention does not collect the biometric information of the subject of the person to verify only the biometric information or identity information of the identity verification so that the face-to-face verification verification is performed.
  • the face-to-face verification verification system apparatus includes a network communication network 300, a scanner 100, and a face-to-face verification verification server 200.
  • the network communication network 300 provides a network connection between the scanner 100 and the face-to-face verification server 200.
  • a network connection may be performed through an internet network according to an Internet protocol such as Transmission Control Protocol / Internet Protocol (TCP / IP).
  • TCP / IP Transmission Control Protocol / Internet Protocol
  • the scanner 100 transmits, to the face-to-face verification verification server 200, the verifier login information which is the verifier login information of the identity verifier confirming when the subject is faced, and the subject scan information which is the subject scan information which scanned the identification card of the subject. That is, the scanner 100 performs the login using the biometric information of the identity verifier who confirms the subject of the subject and verifies the verification login server including the verifier login information including the login position which is the login completed position and the login time which is the login completed time. 200). In addition, the scanner 100 scans the identification card of the subject of the subject and transmits the subject subject scan information including the scanned image, the scan position which is the scanned position, and the scan time which is the scan completion time, to the face verification verification server 200.
  • the scanner 100 as shown in FIG. 2, the biometric information reading unit 110, the login time generation unit 120, the identifier login information transmission unit 130, the scanning unit 140, and the subject scan information. It includes a transmission unit 150.
  • the scanner 100 may further include a forgery output unit 160, a forgery determination unit 170, and a forgery verification result processing unit 180.
  • the biometric information reading unit 110 is a module that reads the biometric information of the identity checker.
  • the biometric information may include biometric information such as fingerprint information, iris information, or the like, identification information which is IC chip information recorded on an IC chip card such as an employee card, an electronic identification card or an authorized certificate of the identity checker.
  • the login time generation unit 120 generates a time for reading the biometric information of the identity checker as the login time. For example, when an identity verifier reads a fingerprint through the biometric information reading unit 110, a time point at which the fingerprint is read is generated as the login time.
  • the verifier login information transmitter 130 transmits the login time to the verification verification server 200 when the login time is encountered, and transmits the IP address (or GPS information) that the scanner 100 accesses to the network communication network 300 when the login time is transmitted. As the login position, the transmission is sent to the face-to-face verification server 200 together.
  • the reader is provided with a LAN port (not shown) and connects to a network network, which is an internet network, via a wired LAN or a wireless LAN, and communicates with the face-to-face verification verification server 200 according to the TCP / IP protocol.
  • the login time is transmitted by including the IP (Internet Protocol) address assigned to the LAN port to which the reader is connected. Therefore, when the scanner 100 faces the login time, the IP address to which the scanner 100 is connected is also transmitted as a login location when transmitting to the verification verification server 200.
  • the login using the biometric information may be performed by the scanner 100 by itself or through the face confirmation verification server 200.
  • the scanner 100 it is determined whether the biometric information read by the biometric information reading unit 110 matches the biometric information of the personal identifier registered in advance in the scanner 100, and if it matches, the login is made. Authentication is complete.
  • a hard disk drive, a solid state drive, and a flash memory provided in the scanner 100 may be used.
  • Information may be stored in a separate external memory capable of inputting and outputting information.
  • the biometric information read by the biometric information reader 110 may include the biometric information of the person who is registered in advance in the face-to-face verification server 200. If it matches, the login authentication is completed. That is, the biometric information read by the biometric information reading unit 110 is transmitted to the face-to-face verification server 200, and the face-to-face verification server 200 is compared with the bio-identity information of the identity checker registered in advance in the server. If it matches, a message indicating that login authentication is completed is transmitted to the scanner 100.
  • the scan unit 140 scans the identification card of the person of the subject and generates a scan image, and generates a scan time that is a time when the scan is completed.
  • the scanning unit 140 may scan the fingerprint of the subject subject with the consent of the subject subject.
  • the scan unit 140 generates a scan image by scanning an identification card within a preset time limit from when the login authentication is completed, and does not generate a scan image when the time limit elapses. If the identity card is scanned after the identity checker completes the login and the time limit (for example, 5 minutes) has elapsed, the person and the identity checker are not in close contact with each other.
  • the target person scan information transmission unit 150 transmits the scanned image and the scan time to the verification verification server 200 when faced with each other, and when the scan image and the scan time are transmitted, an IP address to which the scanner 100 accesses the network communication network 300. To be sent to the face-to-face verification verification server 200 as a scan position.
  • the scanner 100 is provided with a LAN port (not shown) and connects to a network network, which is an internet network, via a wired LAN or a wireless LAN, and communicates with a face-to-face verification verification server 200 according to a TCP / IP protocol.
  • a network network which is an internet network, via a wired LAN or a wireless LAN
  • the scanned image and scan time are transmitted by including the IP (Internet Protocol) address assigned to the LAN port to which the reader is connected. Therefore, when the scanner 100 transmits the scanned image and the scan time to the verification verification server 200, the IP address to which the scanner 100 is connected is included as a scan position and transmitted together.
  • the forgery output unit 160 displays whether the ID card is forged or not as a lamp or a screen or outputs the audio.
  • the forgery output unit 160 may be output to a lamp, a screen, or a speaker to display whether the ID card is forged or output as audio.
  • the forgery determination unit 170 determines whether the ID card is forged, and generates a forgery verification result.
  • the forgery determination can be determined whether the forgery using the material of the identification card, holographic printing pattern, social security number. For example, if the material of the ID card is not a pre-registered material, it is judged as a forged ID card. If the hologram print pattern to be imprinted on the ID card is not a pre-registered hologram print pattern, it is judged to be a forged ID card. If the driver's license number) is a resident registration number (driver's license number) that does not match the name of the party, it is determined as a forged identification card.
  • the forgery verification result processing unit 180 transmits the forgery verification result together with the scanned image, the scan position, and the scan time to the face-to-face verification verification server 200.
  • the face verification verification server 200 transmits the forgery verification result to the mobile communication terminal of the identity verifier. Therefore, a mobile communication terminal (smartphone) used by an identity checker, such as an insurance agent, displays whether the identity card of the subject is forged as shown in FIG. 4, so that the identity verifier can immediately identify whether the identity card submitted by the subject is forgery. do.
  • the forgery output unit 160 indicates that the forgery is output or outputs audio.
  • the face-to-face verification server 200 has the same configuration as a conventional web server in hardware, and is implemented through various types of languages such as C, C ++, Jaba, Visual Basic, Visual C, etc. in software. Contains program modules that perform various functions. Therefore, the face-to-face verification verification server 200 compares the location and time at which the verifier login information is generated with the location and time at which the subject scan information is generated, and determines whether the face is within an error range. The verification verification result may be stored, and the face-to-face verification verification result may be transmitted to the mobile terminal of the verifier. These error ranges exist respectively in the position threshold range and the time threshold range.
  • the face verification verification server 200 may include a server communication unit 210, a location verifier 220, a time verifier 230, and a person face verification verification result storage unit 240 as shown in FIG. 3. Can be.
  • the server communication unit 210 supports hardware and software protocols for communicating with the scanner 100.
  • the server communication unit 210 may perform network communication according to an Internet protocol such as, for example, Transmission Control Protocol / Internet Protocol (TCP / IP). Therefore, the server communication unit 210 receives the identifier login information including the login location and the login time and the subject scan information including the scan location and the scan time from the scanner 100.
  • TCP / IP Transmission Control Protocol / Internet Protocol
  • the server communication unit 210 transmits the face-to-face verification verification result of the face-to-face verification verification using the verifier login information and the subject scan information in the face-to-face verification verification server 200 to the mobile communication terminal of the identity verifier.
  • the location verification unit 220 determines whether a difference between the login location and the scan location is within a preset location threshold range, and outputs a location verification success message when the location verification range is within a location threshold range. If it prints a location verification failure message. If the location threshold range is within the IP address range, if the login location IP address and the scan location IP address are within or within the specified IP address range, the location verification success message is displayed. If the location threshold range is outside the IP address range, the location verification failure message is displayed. Output That is, the location threshold range is "A field [a'a '']. B field [b'b '']. C field [c'c '']. D field [d'd ''] as an IP address range.
  • the location threshold range is that the IP address of the first A field, the second B field, the third C field, and the ten digits (d ') of the fourth D field in the IP address of' must match, the IP address of the login location and the scan location Even if the IP address of is the same as the number of jobs (d '') of the fourth D field, the same location range if the ten digits (d ') of the first A field, the second B field, the third C field, and the fourth D field all match. Outputs a position verification success message, but if the ten digits d 'of the first A field, the second B field, the third C field, and the fourth D field do not match, a position verification failure message is output. .
  • the login location is 192.184.142.11
  • the scan location is 192.184.142.10 to 192.184.142.19
  • the login location is 192.184.142.11
  • the scan location is 192.184. If it has .143.10, it outputs a location verification failure message.
  • the time verification unit 230 determines whether the difference between the login time and the scan time is within a preset time threshold range, and outputs a time verification success message if it is within a time threshold range that can be referred to as an error range. If yes, it prints a time verification failure message. For example, if the time threshold range is 5 minutes, if the difference between the login time and the scan time is within 5 minutes, it is determined to be in the same place, and a time verification success message is output; otherwise, the location verification failure message is output. .
  • the face-to-face verification verification result storage unit 240 When the face-to-face verification verification result storage unit 240 outputs the face-to-face verification verification result as the face-to-face verification verification certificate when both the location verification success message and the time verification success message are outputted, the location verification failure message and the time verification failure message If any one is outputted, the face-to-face verification verification result is stored as a face-to-face verification verification failure.
  • the face-to-face verification verification result stored as described above is output as shown in FIG. 5 and may be used later to determine whether the face-to-face verification is performed.
  • FIG. 6 is a block diagram of a face-to-face verification verification system according to a second embodiment of the present invention.
  • the mobile communication network 400 may include a person subject terminal 10, a person identifier terminal 20, and a face-to-face verification verification server 200.
  • the mobile communication network 400 provides mobile communication, such as 3G / 4G / LTE, between the person subject terminal 10, the person identifier terminal 20, and the face-to-face verification verification server 200.
  • a wireless mobile communication network 400 consisting of a base transceiver station (BTS), a mobile switching center (MSC), and a home location register (HLR) Data communication is possible.
  • a mobile radio communication network may include, but is not limited to, a base station (BTS), a mobile switching center (MSC), and a home location register (HLR). It may further include a component such as a data serving node).
  • the person subject terminal 10 is a mobile communication terminal used by the person subject.
  • a smartphone is described as an example, but not only a smartphone, but also a desktop PC, a tablet PC, a slate PC, a notebook computer, and the like may be applicable. have.
  • the terminal to which the present invention is applicable is not limited to the above-described type, and of course, may include all terminals capable of communicating with external devices. This will also be true of the identity check terminal 20 to be described later.
  • the person subject terminal 10 receives and displays an identification image of the person verifying person face-to-face confirmation from the terminal verification verification server 200.
  • the identity identifier terminal 20 is a mobile communication terminal of the identity identifier which confirms the person subject.
  • the identity verifier terminal 20 transmits the telephone number of the identity subject terminal 10 to the face verification verification server 200.
  • the identity checker terminal 20 transmits the terminal authentication number confirmed and confirmed from the target person terminal 10 nearby to the face-to-face verification verification server 200.
  • the identity checker terminal 20 receives and displays the face-to-face verification authentication result from the face-to-face verification verification server 200.
  • the identity checker terminal 20 is installed with an application (hereinafter, referred to as a "face-to-face verification application"), and is connected to the face-to-face verification verification server 200 by execution of the face-to-face verification application, thereby calling the phone of the person subject terminal 10. It transmits the number, transmits the terminal authentication number, and receives the face-to-face verification authentication result.
  • the face-to-face application can be downloaded from Google Market, Apple Store, etc. and installed on your smartphone.
  • the face-to-face verification verification server 200 transmits the terminal authentication number and the identity card of the person who confirms the person subject to the telephone number of the person subject terminal 10 received from the person identifier terminal 20, and confirms the identity checker. Receives a terminal authentication number from the terminal 20, and if the terminal authentication number received from the identity check terminal 20 matches the authentication number sent to the phone number of the subject terminal 10, the identity verification is successful. Save it.

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Abstract

L'invention peut comprendre, dans un mode de réalisation, un numériseur pour transmettre à un serveur de vérification de confirmation de face à face; des informations de connexion d'un confirmeur d'un sujet qui confirme, face à face, un sujet à identifier; et des informations de numérisation d'un sujet obtenues par numérisation d'une carte d'identification du sujet à identifier. Le serveur de vérification de confirmation de face à face effectue une vérification de confirmation de face à face d'un sujet en comparant un emplacement et un moment auquel les informations de connexion du confirmeur sont générées avec un emplacement et un moment auquel les informations de numérisation du sujet sont générées, et en déterminant si le résultat de la comparaison se situe dans une plage d'erreur, de manière à stocker le résultat de vérification de confirmation de face à face du sujet et à le transmettre à un terminal de communication mobile du confirmeur du sujet. Un réseau de communication en réseau assure une connexion de réseau entre le numériseur et le serveur de vérification de confirmation de face à face.
PCT/KR2016/015116 2015-12-22 2016-12-22 Dispositif de système de vérification de confirmation de face à face d'un sujet WO2017111506A1 (fr)

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