WO2016188206A1 - 一种基于物联网的现金存取系统 - Google Patents

一种基于物联网的现金存取系统 Download PDF

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WO2016188206A1
WO2016188206A1 PCT/CN2016/077046 CN2016077046W WO2016188206A1 WO 2016188206 A1 WO2016188206 A1 WO 2016188206A1 CN 2016077046 W CN2016077046 W CN 2016077046W WO 2016188206 A1 WO2016188206 A1 WO 2016188206A1
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cash
cash access
internet
things
wireless
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张萍
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张萍
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/308—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using the Internet of Things
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/202—Depositing operations within ATMs

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  • the invention relates to a cash access system based on the Internet of Things.
  • Cash deposit and withdrawal machine is a large number of unmanned cash access systems set up by banks, mainly to facilitate the access or transfer of small amounts of cash, but traditional cash deposit and withdrawal machines generally need to go through cumbersome steps. Operation, including information input, is easy to be sneaked into top secret information such as bank passwords, and the cumbersome information input and operation seriously affect the efficiency of cash access.
  • the technical problem to be solved by the present invention is to provide a cash access system based on the Internet of Things in order to overcome the deficiencies of the prior art.
  • an Internet of things-based cash access system including an access system, a wireless transceiver system, and a control system, the control system wirelessly transmitting and receiving system and accessing system wireless signals connection;
  • the access system includes a cash access device and a mode selection device, a fingerprint recognition device, and an iris recognition device disposed on the cash access device, wherein the fingerprint recognition device and the iris recognition device both pass the mode selection device and the cash access device.
  • the wireless transceiver system includes a wireless transmitting device and a wireless receiving device, the wireless receiving device is disposed on a cash access device, and the wireless transmitting device is disposed on a control system;
  • the control system includes an intelligent communication terminal, and the intelligent communication terminal is connected to a wireless transmitting device, and the intelligent communication terminal is connected to the cash access device through a wireless transceiver system.
  • the smart communication terminal is a smart phone
  • the numeric keypad of the smart phone is a data input terminal.
  • the cash access device is provided with a first display screen
  • the display screen of the smart phone is a second display screen
  • the first display screen and the second display screen are both connected to the cash access device signal and The content displayed on the first display and the second display is the same.
  • the mobile phone operating software matched in the cash access device is preset in the smart phone, and the mobile phone operating software has the same function as the running software in the cash access device and can realize synchronous operation.
  • the mode selection means is controlled by a fingerprint recognition device or an iris recognition device.
  • the intelligent communication terminal is provided with a storage module, and the storage module is connected to the access system signal through the wireless transceiver system.
  • the invention has the beneficial effects that the IoT-based cash access system identifies and realizes intelligent unlocking by fingerprint or iris, realizes pre-input information or real-time information input through a smart phone, and realizes wireless connection with the cash access device. Not only improves the efficiency of accessing cash, but also improves the security of information.
  • FIG. 1 is a schematic diagram of an Internet of Things-based cash access system of the present invention
  • mode selection device 2. fingerprint recognition device, 3. iris recognition device, 4. first display screen, 5. wireless transmitting device, 6. cash access device, 7. second display screen, 8. Wireless receiving device, 9. intelligent communication terminal, 10. numeric keyboard, 11. storage module.
  • an Internet of things-based cash access system includes an access system, a wireless transceiver system, and a control system, and the control system is connected to an access system wireless signal through a wireless transceiver system;
  • the access system includes a cash access device 6 and a mode selection device 1, a fingerprint recognition device 2, and an iris recognition device 3 disposed on the cash access device 6, the fingerprint recognition device 2 and the iris recognition device 3 both adopting a mode
  • the selection device 1 is connected to the cash access device 6;
  • the wireless transceiver system includes a wireless transmitting device 5 and a wireless receiving device 8, the wireless receiving device 8 is disposed on a cash access device 6, and the wireless transmitting device 5 is disposed on a control system;
  • the control system comprises an intelligent communication terminal 9, which is connected in signal connection with a wireless transmitting device 5, which is connected to the cash access device 6 via a wireless transceiver system.
  • the intelligent communication terminal 9 is a smart phone
  • the numeric keypad 10 of the smart phone is a data input terminal.
  • the cash access device 6 is provided with a first display screen 4, the display screen of the smart phone is a second display screen 7, and the first display screen 4 and the second display screen 7 are both stored in cash.
  • the pickup device 6 is signally connected and the contents displayed on the first display screen 4 and the second display screen 7 are the same.
  • the mobile phone operating software matched in the cash access device 6 is preset in the smart phone, and the mobile phone operating software has the same function as the running software in the cash access device 6 and can realize synchronous operation.
  • the mode selection device 1 is controlled by the fingerprint recognition device 2 or the iris recognition device 3.
  • the intelligent communication terminal 9 is provided with a storage module 11 , and the storage module 11 is connected to the access system signal through a wireless transceiver system.
  • the cash access system first requires the user to perform identity verification through the fingerprint recognition device 2 or the iris recognition device 3, and after the verification, the cash access device 6 can unlock itself and then pass the mode selection device. 1 You can choose to access cash through two kinds of Internet of Things.
  • the first type real-time information communication through the smartphone and cash access device 6, that is, the smart phone and the cash access device 6 are wirelessly connected directly to the smartphone.
  • the operation software performs the operation of withdrawing money or depositing matters, replacing the traditional operation on the cash access device; the second type: storing the deposit and withdrawal information through the smart phone, storing the data information in the storage module 11, and then with the cash
  • the access device 6 establishes a wireless connection, and then transmits the information in the storage module 11 to the cash access device 6, and the cash access device 6 directly operates according to the stored information, thereby improving the efficiency of depositing and dispensing, and also It can prevent the leakage of bank information.
  • the invention has the beneficial effects that the IoT-based cash access system identifies and realizes intelligent unlocking by fingerprint or iris, realizes pre-input information or real-time information input through a smart phone, and implements wireless with the cash access device 6.
  • the connection not only improves the efficiency of accessing cash, but also improves the security of information.

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Computing Systems (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Telephone Function (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

一种基于物联网的现金存取系统，包括存取系统、无线收发系统和控制系统，控制系统通过无线收发系统与存取系统无线信号连接；所述存取系统包括现金存取装置（6）和设置在现金存取装置（6）上的模式选择装置（1）、指纹识别装置（2）和虹膜识别装置（3），无线收发系统包括无线发射装置（5）和无线接收装置（8），控制系统包括智能通讯终端（9），智能通讯终端（9）与无线发射装置（5）信号连接，智能通讯终端（9）通过无线收发系统与现金存取装置（6）信号连接。该基于物联网的现金存取系统通过指纹或虹膜对信息进行识别并实现智能解锁，通过智能手机实现预输入信息或者实时信息输入，并且与现金存取装置实现无线连接，不仅提高了存取现金的效率，而且提高了信息的安全度。

Description

一种基于物联网的现金存取系统 技术领域
本发明涉及一种基于物联网的现金存取系统。
背景技术
随着物联网和智能手机的快速发展，智能化系统逐渐进入到人们的日常生活中。
现金存取款机是银行设置的数量比较多的无人现金存取系统，主要是为了方便小额现金的存取或者转账等，但是传统的现金存取款机一般都需要经过繁琐的步骤去操作，包括信息输入，很容易被人窥探到银行密码等绝密信息，而且各项繁琐的信息输入和操作严重影响了存取现金的效率。
发明内容
本发明要解决的技术问题是：为了克服现有技术的不足，提供一种基于物联网的现金存取系统。
本发明解决其技术问题所采用的技术方案是：一种基于物联网的现金存取系统，包括存取系统、无线收发系统和控制系统，所述控制系统通过无线收发系统与存取系统无线信号连接；
所述存取系统包括现金存取装置和设置在现金存取装置上的模式选择装置、指纹识别装置和虹膜识别装置，所述指纹识别装置和虹膜识别装置均通过模式选择装置与现金存取装置信号连接；
所述无线收发系统包括无线发射装置和无线接收装置，所述无线接收装置设置在现金存取装置上，所述无线发射装置设置在控制系统上；
所述控制系统包括智能通讯终端，所述智能通讯终端与无线发射装置信号连接，所述智能通讯终端通过无线收发系统与现金存取装置信号连接。
作为优选，所述智能通讯终端为智能手机，所述智能手机的数字键盘为数据输入终端。
作为优选，所述现金存取装置上设有第一显示屏，所述智能手机的显示屏为第二显示屏，所述第一显示屏与第二显示屏均与现金存取装置信号连接且第一显示屏和第二显示屏上显示的内容相同。
作为优选，所述智能手机内预置与现金存取装置内匹配的手机操作软件，所述手机操作软件与现金存取装置内的运行软件功能相同且能够实现同步操作。
作为优选，所述模式选择装置由指纹识别装置或虹膜识别装置控制。
作为优选，所述智能通讯终端内设有存储模块，所述存储模块通过无线收发系统与存取系统信号连接。
本发明的有益效果是，该基于物联网的现金存取系统通过指纹或虹膜对信息进行识别并实现智能解锁，通过智能手机实现预输入信息或者实时信息输入，并且与现金存取装置实现无线连接，不仅提高了存取现金的效率，而且提高了信息的安全度。
附图发明
下面结合附图和实施例对本发明进一步发明。
图1是本发明的基于物联网的现金存取系统的原理图；
图中：1.模式选择装置，2.指纹识别装置，3.虹膜识别装置，4.第一显示屏，5.无线发射装置，6.现金存取装置，7.第二显示屏，8.无线接收装置，9.智能通讯终端，10.数字键盘，11.存储模块。
具体实施方式
现在结合附图对本发明作进一步详细的发明。这些附图均为简化的示意图， 仅以示意方式发明本发明的基本结构，因此其仅显示与本发明有关的构成。
如图1所示，一种基于物联网的现金存取系统，包括存取系统、无线收发系统和控制系统，所述控制系统通过无线收发系统与存取系统无线信号连接；
所述存取系统包括现金存取装置6和设置在现金存取装置6上的模式选择装置1、指纹识别装置2和虹膜识别装置3，所述指纹识别装置2和虹膜识别装置3均通过模式选择装置1与现金存取装置6信号连接；
所述无线收发系统包括无线发射装置5和无线接收装置8，所述无线接收装置8设置在现金存取装置6上，所述无线发射装置5设置在控制系统上；
所述控制系统包括智能通讯终端9，所述智能通讯终端9与无线发射装置5信号连接，所述智能通讯终端9通过无线收发系统与现金存取装置6信号连接。
作为优选，所述智能通讯终端9为智能手机，所述智能手机的数字键盘10为数据输入终端。
作为优选，所述现金存取装置6上设有第一显示屏4，所述智能手机的显示屏为第二显示屏7，所述第一显示屏4与第二显示屏7均与现金存取装置6信号连接且第一显示屏4和第二显示屏7上显示的内容相同。
作为优选，所述智能手机内预置与现金存取装置6内匹配的手机操作软件，所述手机操作软件与现金存取装置6内的运行软件功能相同且能够实现同步操作。
作为优选，所述模式选择装置1由指纹识别装置2或虹膜识别装置3控制。
作为优选，所述智能通讯终端9内设有存储模块11，所述存储模块11通过无线收发系统与存取系统信号连接。
该现金存取系统首先需要使用者通过指纹识别装置2或者虹膜识别装置3进行身份验证，通过验证后现金存取装置6才能自行解锁，然后通过模式选择装置 1可以选择通过两种物联网形式进行现金的存取，第一种：通过智能手机与现金存取装置6实时信息通讯，即智能手机与现金存取装置6无线连接后，直接在智能手机的操作软件上进行取款或存款事项的操作，取代传统的在现金存取装置上的操作；第二种：通过智能手机预设存取款信息，将数据信息存到存储模块11内，然后与现金存取装置6建立无线连接，然后将存储模块11内的信息传输到现金存取装置6内，现金存取装置6直接按照存储的信息自行操作，这样就能提高存取款的效率，并且还能防止银行信息的泄露。
本发明的有益效果是，该基于物联网的现金存取系统通过指纹或虹膜对信息进行识别并实现智能解锁，通过智能手机实现预输入信息或者实时信息输入，并且与现金存取装置6实现无线连接，不仅提高了存取现金的效率，而且提高了信息的安全度。
以上述依据本发明的理想实施例为启示，通过上述的发明内容，相关工作人员完全可以在不偏离本项发明技术思想的范围内，进行多样的变更以及修改。本项发明的技术性范围并不局限于发明书上的内容，必须要根据权利要求范围来确定其技术性范围。

Claims (6)

  1. 一种基于物联网的现金存取系统，其特征在于，包括存取系统、无线收发系统和控制系统，所述控制系统通过无线收发系统与存取系统无线信号连接；
    所述存取系统包括现金存取装置和设置在现金存取装置上的模式选择装置、指纹识别装置和虹膜识别装置，所述指纹识别装置和虹膜识别装置均通过模式选择装置与现金存取装置信号连接；
    所述无线收发系统包括无线发射装置和无线接收装置，所述无线接收装置设置在现金存取装置上，所述无线发射装置设置在控制系统上；
    所述控制系统包括智能通讯终端，所述智能通讯终端与无线发射装置信号连接，所述智能通讯终端通过无线收发系统与现金存取装置信号连接。
  2. 如权利要求1所述的基于物联网的现金存取系统，其特征在于，所述智能通讯终端为智能手机，所述智能手机的数字键盘为数据输入终端。
  3. 如权利要求2所述的基于物联网的现金存取系统，其特征在于，所述现金存取装置上设有第一显示屏，所述智能手机的显示屏为第二显示屏，所述第一显示屏与第二显示屏均与现金存取装置信号连接且第一显示屏和第二显示屏上显示的内容相同。
  4. 如权利要求2所述的基于物联网的现金存取系统，其特征在于，所述智能手机内预置与现金存取装置内匹配的手机操作软件，所述手机操作软件与现金存取装置内的运行软件功能相同且能够实现同步操作。
  5. 如权利要求1所述的基于物联网的现金存取系统，其特征在于，所述模式选择装置由指纹识别装置或虹膜识别装置控制。
  6. 如权利要求1所述的基于物联网的现金存取系统，其特征在于，所述智能通讯终端内设有存储模块，所述存储模块通过无线收发系统与存取系统信号连接。
PCT/CN2016/077046 2015-05-23 2016-03-22 一种基于物联网的现金存取系统 WO2016188206A1 (zh)

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CN105303682A (zh) * 2015-10-08 2016-02-03 昆山古鳌电子机械有限公司 纸币处理装置
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TWI748415B (zh) * 2018-03-31 2021-12-01 華南商業銀行股份有限公司 透過行動通訊裝置執行交易的系統及其方法
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