WO2016137052A1 - Procédé de réservation de billets d'avion et serveur d'organisme financier mettant en œuvre ledit procédé - Google Patents

Procédé de réservation de billets d'avion et serveur d'organisme financier mettant en œuvre ledit procédé Download PDF

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Publication number
WO2016137052A1
WO2016137052A1 PCT/KR2015/002892 KR2015002892W WO2016137052A1 WO 2016137052 A1 WO2016137052 A1 WO 2016137052A1 KR 2015002892 W KR2015002892 W KR 2015002892W WO 2016137052 A1 WO2016137052 A1 WO 2016137052A1
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WO
WIPO (PCT)
Prior art keywords
account
ticket
amount
payment
authorization
Prior art date
Application number
PCT/KR2015/002892
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English (en)
Korean (ko)
Inventor
양승용
이대진
강석철
오성역
김일락
이지희
Original Assignee
주식회사 우리은행
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Filing date
Publication date
Application filed by 주식회사 우리은행 filed Critical 주식회사 우리은행
Publication of WO2016137052A1 publication Critical patent/WO2016137052A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/02—Reservations, e.g. for tickets, services or events
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/40—Business processes related to the transportation industry

Definitions

  • Embodiments of the present invention relate to a ticket reservation method and a financial institution server executing the same.
  • a ticket reservation service may be reserved by a buyer directly accessing a server of an airline's reservation system, or a travel agent agent accessing a service server of an online reservation system.
  • the travel agent agent briefly describes the ticket booking service procedure performed through the service of the online booking system.
  • the agent enters information such as the buyer's destination, departure time and seat class through the online booking system. Is displayed on the screen.
  • the travel agent selects any one of the displayed flights and fills in personal information such as his / her membership information, social security number, address, and name.
  • personal information such as his / her membership information, social security number, address, and name.
  • the travel agent then goes through a payment process to complete a series of ticket booking procedures.
  • the travel agent executes the ticket payment, and the data processing company approves the ticket issuance payment for a specific period of time and provides it to the travel agent. For example, the data processing company approves the ticketing payment on a five-day or ten-day basis and provides it to the travel agent.
  • the financial company processes the payment and deposits the ticket purchase price in the account of the airline.
  • the airline receives the ticket purchase price a few days after the travel agent agent purchased the ticket.
  • the travel agent agent may issue a ticket within a predetermined security range after paying for the ticket.
  • the predetermined collateral may be a deposit, a guarantee of payment, etc. held by the travel agent.
  • the security range of the travel agent is small, there is a limitation in issuance of the ticket and thus cannot accommodate many customers.
  • an object of the present invention is to provide a ticket reservation method for allowing a travel agent agent to execute a reservation of a ticket regardless of the security of the travel agent agent and a financial company server for executing the same.
  • An object of the present invention is to provide a ticket reservation method and a financial institution server for executing the same.
  • the ticket reservation method executed in the financial company server receives a payment approval request message from the purchaser terminal or the ticket reservation server when the buyer accesses the ticket reservation server through the purchaser terminal to purchase a ticket and requests payment. And withdrawing the authorization amount corresponding to the price of the ticket from the purchaser account, depositing the authorization amount into an intermediary account, and receiving a final payment instruction. And transferring the authorization amount deposited to the airline account.
  • the financial company server when the buyer connects to the ticket reservation server through the purchaser terminal to book a ticket and requests payment, the communication unit receiving the payment approval request message from the purchaser terminal or the ticket reservation server and the ticket payment Upon receipt of the authorization request message, withdraw the authorization amount corresponding to the price of the ticket from the buyer account, deposit the authorization amount into an intermediary account, and deposit the authorization amount deposited into the intermediary account according to the final payment instruction. It includes a payment processing unit that transfers to the account.
  • the purchase price of the ticket is quickly deposited to the airline.
  • the travel agent agent can execute the reservation of the ticket regardless of the security of the travel agent agent.
  • the authorization amount can be immediately deposited into the purchaser account, so that the purchaser can immediately receive the refund of the authorization amount upon cancellation of the ticket purchase.
  • FIG. 1 is a network diagram illustrating a ticket reservation system according to an embodiment of the present invention.
  • FIG. 2 is a network diagram illustrating a ticket reservation system according to another embodiment of the present invention.
  • FIG. 3 is a network diagram illustrating a ticket reservation system according to another embodiment of the present invention.
  • FIG. 4 is a block diagram illustrating an internal structure of a financial company server according to the present invention.
  • FIG. 5 is a flowchart illustrating an embodiment of a ticket reservation method according to the present invention.
  • FIG. 1 is a network diagram illustrating a ticket reservation system according to an embodiment of the present invention.
  • a ticket reservation system includes a purchaser terminal 110, a ticket reservation server 120, and a financial institution server 140.
  • the purchaser terminal 110 is a terminal held by a user who accesses the ticket reservation server 120 to reserve a ticket.
  • the user may be a travel agent who sells tickets to the consumer on behalf of a travel provider such as an airline.
  • the purchaser terminal 110 may be pre-installed with software for accessing the airline reservation server 120 to purchase a ticket or may be installed by the purchaser after downloading from the ticket reservation server 120 and installed in the purchaser terminal 110.
  • the buyer terminal 110 may be implemented as a smartphone, PDA, notebook, and the like.
  • the purchaser terminal 110 connects to the ticket reservation server 120 according to the buyer's request to reserve a ticket and requests payment. At this time, the purchaser terminal 110 may provide the ticket reservation server 120 or the financial company server 140 with the payment approval request message of the approval amount corresponding to the price of the ticket.
  • the ticket reservation server 120 is provided with a system for booking a ticket, and may include an airline server 130.
  • the ticket reservation server 120 provides a ticket reservation procedure to the purchaser terminal 110, and if a payment is requested after the ticket is reserved through the ticket reservation procedure, a ticket approval request message is sent to the purchaser terminal 110 or the financial company server 140. To provide.
  • the ticket reservation server 120 transmits a payment approval request message to the purchaser terminal 110
  • the purchaser terminal 110 receives the payment approval request message from the ticket reservation server 120 and provides it to the financial company server 140. can do.
  • the financial institution server 140 When the financial institution server 140 receives the payment approval request message from the purchaser terminal 110 or the ticket reservation server 120, the financial company server 140 executes payment of the approval amount corresponding to the ticket price.
  • the intermediary account is an account which is temporarily deposited before the authorized amount is deposited in the airline's account, and includes an outstanding account and a ticketing intermediary account.
  • An intermediary account is used to temporarily deposit an authorization in order to immediately deposit the authorization into the buyer's account if the purchaser cancels the ticket purchase on the day of purchase. Accordingly, the buyer can proceed with the ticketing of the ticket with the authorized amount in the intermediary account can solve the problem that the conventional problem is limited to the ticketing of the ticket due to the security.
  • the present invention has the advantage that the buyer can be refunded the authorization amount immediately when canceling the ticket purchase by using such intermediary account.
  • the financial company server 140 will be described in more detail the process of processing the authorization amount using such an intermediary account.
  • D + 0 is displayed on the day when the buyer connects to the ticket reservation server
  • D + 1 is the day after the payment
  • D + 2 is the day after the payment.
  • the financial institution server 140 When the financial institution server 140 receives the payment approval request message from the purchaser terminal 110 or the ticket reservation server 120, the financial institution server 140 withdraws the authorization amount corresponding to the ticket price from the buyer account, and temporarily deposits the authorization amount in the outstanding account. (D + 0).
  • the outstanding account is the account used to temporarily deposit the authorization amount.
  • the financial institution server 140 temporarily deposits the approved amount into the outstanding account in order to immediately deposit the approved amount into the buyer account when the purchaser cancels the ticket purchase on the day of purchase of the ticket.
  • the financial institution server 140 withdraws the approved amount from the unpaid account according to the intermediate payment instruction, and deposits the approved amount into the ticketing broker account (D + 1).
  • the financial company server 140 deposits the approved amount in the unpaid account, and withdraws the approved amount from the unpaid account according to the final payment instruction and deposits it in the airline account (D + 2).
  • the ticketing brokerage account is the account used to deposit the approved amount prior to depositing the airline account. This authorization amount will be deposited in the ticketing broker account until the final payment is ordered.
  • the financial company server 140 withdraws the authorized amount from the ticketing brokerage account according to the final payment instruction and deposits it into the airline account (D + 2).
  • the airline has an advantage of being able to receive a payment for the purchase of the ticket quickly.
  • the financial company server 140 may approve the ticket according to the difference between the time when the payment of the ticket is approved and the time when the ticket payment cancellation is requested. Refunds of money can be processed.
  • the financial institution server 140 withdraws the authorized amount from the unpaid account and deposits it in the buyer account to process the refund of the authorized amount.
  • the financial company server 140 since the financial company server 140 is approved for the ticket payment and withdraws the approved amount from the unpaid account the next day and deposits it in the ticketing brokerage account, if the ticket payment is canceled at least one day after the ticket payment is approved, the ticket payment is canceled. Cannot be processed. In such a case, the financial company server 140 may process the cancellation of the ticket payment according to a difference between the amount of the ticket approved when the ticket is canceled and the ticket amount determined when the ticket is issued. Hereinafter, a process of processing a flight cancellation of a ticket will be described.
  • the financial institution server 140 withdraws the authorization amount from the outstanding account and deposits it in the buyer account when the authorization amount is less than the ticketing amount. For example, if the amount of authorization by another buyer is 1.1 million won at the time the ticket payment is canceled, the amount of the cancellation of ticket payment is 500,000 KRW to the buyer's account because the outstanding account is 1,100,000 won. The next day, the remaining 500,000 won is withdrawn from the outstanding account and deposited into the ticketing brokerage account. Through such a process, the financial company server 140 may process the ticket payment cancellation.
  • the financial institution server 140 withdraws the ticketed amount from the outstanding account and deposits it in the ticketing broker account if the authorized amount is equal to or greater than the ticketed amount, and withdraws the difference between the authorized amount and the ticketed amount from the outstanding account. Deposit to
  • the financial institution server 140 checks whether the ticket is issued with the approval number corresponding to the authorized amount within a specific period, and if the ticket is not issued with the approval number, withdraws the authorized amount from the outstanding account. It can be deposited into the buyer's account.
  • the financial company server 140 opens a purchaser's ticket-only account, generates a payment-only number associated with the ticket-only account, and issues a card to the purchaser by assigning a payment-only number to the card.
  • the card to which the payment-only number is assigned may be an M / S card, an IC card, or the like.
  • the front of the card displays the payment-only number, expiration date, buyer name (e.g. travel agent's name).
  • buyer name e.g. travel agent's name
  • the purchaser purchases a ticket and requests payment approval using the payment-only number indicated on the card at checkout.
  • FIG. 2 is a network diagram illustrating a ticket reservation system according to another embodiment of the present invention.
  • the embodiment of FIG. 1 includes an airline server, but the embodiment of FIG. 2 differs in that the airline ticket server and the airline server are distinguished.
  • the configuration or operation of another embodiment of the ticket purchase system disclosed in FIG. 2 will be omitted with the same or equivalent description as described above with reference to FIG. 1, but those skilled in the art will fully understand the other embodiment of FIG. I can understand.
  • the purchaser terminal 110 connects to the ticket reservation server 120 to reserve a ticket and requests a payment.
  • the purchaser terminal 110 may provide the ticket reservation server 120 or the financial company server 140 with the payment approval request message of the approval amount corresponding to the price of the ticket.
  • the ticket reservation server 120 provides a payment approval request message to the purchaser terminal 110 or the financial company server 140 when a payment is requested after the ticket is reserved by the purchaser. At this time, when the ticket reservation server 120 transmits a payment approval request message to the purchaser terminal 110, the purchaser terminal 110 receives the payment approval request message from the ticket reservation server 120 and provides it to the financial company server 140. can do.
  • the financial institution server 140 When the financial institution server 140 receives the payment approval request message from the purchaser terminal 110 or the ticket reservation server 120, the financial institution server 140 withdraws the approval amount corresponding to the price of the ticket from the buyer account and deposits the approval amount into the intermediary account. The financial company server 140 transfers the authorization amount deposited in the brokerage account to the airline account according to the final payment instruction. Then, the financial company server 140 provides the deposit completion message to the airline server 130.
  • FIG. 3 is a network diagram illustrating a ticket reservation system according to another embodiment of the present invention.
  • the configuration or operation of another embodiment of the ticket purchase system disclosed in FIG. 3 will be omitted with the same or equivalent description as described above with reference to FIG. 2.
  • FIG. I can understand enough.
  • the ticket reservation system further includes a data process server 150.
  • the data process server 150 is a server for requesting payment of a ticket.
  • the data processing server 150 receives the ticket issuing information from the ticket reservation server 120, the data processing server 150 authenticates the pre-stored ticket issuing information, and provides the financial company server 140 with a final payment instruction according to the authentication result. Thereafter, the data process server 150 notifies the airline server 130 that an amount corresponding to the price of the ticket has been deposited in the airline account.
  • the ticket reservation server 120 When the ticket reservation server 120 completes the withdrawal of the authorized amount from the buyer account by the financial institution server 140, the ticket reservation server 120 provides the ticket issuing information to the data process server 150.
  • FIG. 4 is a block diagram illustrating an internal structure of a financial company server according to the present invention.
  • the financial company server 140 includes a communication unit 141, an account generator 142, a card issuer 143, a payment processor 144, and a controller 145.
  • the account generator 142 opens an air ticket payment dedicated account for each buyer.
  • the account generator 142 may additionally receive additional information of the account from the buyer and apply it to the account.
  • the additional information of the account may include at least one information of the transfer limit amount and withdrawal limit amount for the account.
  • the account generator 142 may store the account opening history when the opening of the ticket-only account for each buyer is completed.
  • the account opening history may include information about the buyer having an account dedicated to ticket payment.
  • the information on the buyer may include at least one of a country code, customer classification, customer name, customer address, area code, telephone number, company address, company telephone number, account number, first transaction date and last transaction date.
  • the account generator 142 may connect the ticket dedicated account and the payment dedicated number generated by the card issuing unit 220 in a 1: 1 manner. For example, the account generator 142 may connect the card A to be withdrawn from the account B when the card A is used.
  • the card issuing unit 143 generates a payment-only number associated with a ticket payment-only account and assigns the payment-only number to the card to issue the card to the buyer.
  • the card to which the payment-only number is assigned may be an M / S card, an IC card, or the like.
  • the front of the card displays the payment-only number, expiration date, buyer name (e.g. travel agent's name). The purchaser purchases a ticket and requests payment approval using the payment-only number indicated on the card at checkout.
  • the payment processing unit 144 executes payment of the approval amount corresponding to the ticket price.
  • the payment processing unit 144 withdraws the authorization amount corresponding to the price of the ticket from the buyer account, and deposits the authorization amount into the intermediary account.
  • the intermediary account is an account which is temporarily deposited before the authorized amount is deposited in the airline's account, and includes an outstanding account and a ticketing intermediary account.
  • the payment processing unit 144 will be described in more detail the process of processing the authorization amount using such an intermediary account.
  • the payment processing unit 144 When the payment processing unit 144 receives the payment approval request message from the purchaser terminal 110 or the ticket reservation server 120 through the communication unit 141, the payment processing unit 144 withdraws the approval amount corresponding to the ticket price from the purchaser account and pays the approval amount. Make a temporary deposit in your account.
  • the outstanding account is the account used to temporarily deposit the authorization amount.
  • the payment processing unit 144 temporarily deposits the approved amount in the outstanding account in order to immediately deposit the approved amount into the buyer account when the purchaser cancels the ticket purchase on the day of purchase of the ticket.
  • the payment processing unit 144 withdraws the authorized amount from the unpaid account according to the intermediate payment instruction, and deposits the approved amount into the ticketing broker account.
  • the ticketing broker account is the account used to deposit the authorization amount prior to depositing the airline account. This authorization amount will be deposited in the ticketing broker account until the final payment is ordered.
  • the payment processing unit 144 withdraws the approved amount from the ticketing brokerage account according to the final payment instruction and deposits it into the airline account.
  • the controller 145 may provide a ticket reservation method by controlling operations of other components of the financial institution server 140.
  • FIG. 5 is a flowchart illustrating an embodiment of a ticket reservation method according to the present invention.
  • the financial institution server receives a payment approval request message from the buyer terminal or the ticket reservation server (step S510).
  • the financial institution server withdraws the approval amount corresponding to the price of the ticket from the buyer account (step S520).
  • the financial institution server deposits the approved amount into the intermediary account (step S530).
  • the brokerage account may include an outstanding account and a ticket brokering account.
  • the financial institution server may deposit the authorization amount into an outstanding account.
  • the financial institution server may withdraw the approved amount from the outstanding account according to the intermediate payment instructions and deposit it in the ticketing broker account.
  • the financial institution server transfers the authorization amount deposited in the intermediary account to the airline account according to the final payment instruction (step S540).
  • the financial institution server may withdraw the authorization amount from the ticketing brokerage account according to the final payment instruction, and deposit the authorization amount into the airline account.

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Abstract

La présente invention concerne un procédé de réservation de billets d'avion effectuée par un serveur d'organisme financier selon un mode de réalisation qui comprend les étapes consistant à : recevoir un message de demande d'autorisation de paiement à partir d'un terminal d'acheteur ou d'un serveur de réservation de billets d'avion lorsqu'un acheteur accède au serveur de réservation de billets d'avion par l'intermédiaire du terminal d'acheteur, réserve un billet d'avion et demande le paiement ; retirer le montant autorisé correspondant au prix du billet d'avion à partir d'un compte d'acheteur lorsque le message de demande d'autorisation de paiement de billets d'avion est reçu ; déposer le montant autorisé sur un compte de courtage et transférer le montant autorisé ayant été déposé sur le compte de courtage sur un compte d'une compagnie aérienne selon une instruction de paiement finale. Ainsi, la présente invention constitue un avantage en ce que la somme destinée à l'achat d'un billet d'avion est versée rapidement à une compagnie aérienne lorsqu'un agent d'une agence de voyage achète le billet d'avion.
PCT/KR2015/002892 2015-02-27 2015-03-24 Procédé de réservation de billets d'avion et serveur d'organisme financier mettant en œuvre ledit procédé WO2016137052A1 (fr)

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KR1020150028491A KR101916292B1 (ko) 2015-02-27 2015-02-27 항공권 예매 방법 및 이를 실행하는 금융사 서버
KR10-2015-0028491 2015-02-27

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112232789A (zh) * 2020-10-14 2021-01-15 中国民航信息网络股份有限公司 Bop支付结算方法、装置、设备及可读存储介质

Citations (5)

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Publication number Priority date Publication date Assignee Title
KR20010000713A (ko) * 2000-10-14 2001-01-05 최무용 이동통신단말기를 이용한 예매 및 사용방법
JP2002015260A (ja) * 2000-06-29 2002-01-18 Hitachi Ltd 電子商取引装置および取引方法
JP2002157609A (ja) * 2000-11-17 2002-05-31 Ricoh Techno Systems Co Ltd チケット提供方法及びチケット提供システム
KR20060111750A (ko) * 2005-04-25 2006-10-30 (주)베스텍컴 네트워크를 통한 항공권 발권 중개 시스템 및 그 방법
US20140164031A1 (en) * 2001-08-21 2014-06-12 Bookit Oy Ajanvarauspalvelu Payment method and system

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002015260A (ja) * 2000-06-29 2002-01-18 Hitachi Ltd 電子商取引装置および取引方法
KR20010000713A (ko) * 2000-10-14 2001-01-05 최무용 이동통신단말기를 이용한 예매 및 사용방법
JP2002157609A (ja) * 2000-11-17 2002-05-31 Ricoh Techno Systems Co Ltd チケット提供方法及びチケット提供システム
US20140164031A1 (en) * 2001-08-21 2014-06-12 Bookit Oy Ajanvarauspalvelu Payment method and system
KR20060111750A (ko) * 2005-04-25 2006-10-30 (주)베스텍컴 네트워크를 통한 항공권 발권 중개 시스템 및 그 방법

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112232789A (zh) * 2020-10-14 2021-01-15 中国民航信息网络股份有限公司 Bop支付结算方法、装置、设备及可读存储介质

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