WO2016114410A1 - Safe driving guide system - Google Patents

Safe driving guide system Download PDF

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Publication number
WO2016114410A1
WO2016114410A1 PCT/KR2015/000279 KR2015000279W WO2016114410A1 WO 2016114410 A1 WO2016114410 A1 WO 2016114410A1 KR 2015000279 W KR2015000279 W KR 2015000279W WO 2016114410 A1 WO2016114410 A1 WO 2016114410A1
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vehicle
information
safety index
guide system
safe driving
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PCT/KR2015/000279
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French (fr)
Korean (ko)
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이성종
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수상에스티주식회사
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Priority to PCT/KR2015/000279 priority Critical patent/WO2016114410A1/en
Publication of WO2016114410A1 publication Critical patent/WO2016114410A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/08Construction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/40Business processes related to the transportation industry

Definitions

  • the present invention relates to a safe driving guide system, and more particularly, to a safe driving guide system capable of effectively inducing safe driving by deriving a safety index for the driver's driving behavior.
  • the driver may detect a driver's drowsy driving in a driving state of the vehicle and warn the driver by detecting a deviation from the left or right lane of the vehicle to alert the driver to prevent a safety accident.
  • Korean Patent Laid-Open Publication No. 2013-0009158 this is simply a warning to the driver, there is a disadvantage that it is difficult to induce the driver's intentional driving behavior to safe driving.
  • the present invention provides a safe driving guide system capable of effectively inducing safe driving by scoring a safety index corresponding to a user's pattern in driving a vehicle and reflecting the derived safety index in a premium calculation.
  • the vehicle information receiving unit for receiving vehicle device information from the OBD terminal provided in the vehicle
  • the camera information receiving unit for receiving image information around the vehicle from the camera provided in the vehicle
  • a safety index scoring unit may be configured to derive a safety index by setting points for individual driving actions of the user based on the received vehicle device information and image information.
  • the vehicle information receiving unit may be provided with at least one of speed, starting and stopping information of the vehicle from the OBD terminal provided in the vehicle.
  • the camera information receiving unit an image receiving unit for receiving images from a plurality of cameras provided on one side of the vehicle, the number of lane changes per unit time based on the received image, distance information, blind spots It may include an image information analyzer for extracting at least one of the vehicle information.
  • the safety index is a deduction point for the dangerous driving behavior of the user, characterized in that for determining the premium based on the deduction point.
  • the safety index scoring unit is characterized by deriving a safety index by scoring a score differently according to the road traffic situation information.
  • the road traffic situation information is classified into at least one of traffic congestion, traffic general, and traffic facilitation, and the safety index is scored differently for each step.
  • the safety index is scored differently according to the road traffic situation information on the dangerous driving behavior of the driver in the vehicle driving, and the safety index is effectively reflected in the premium calculation, thereby effectively driving safe driving.
  • Inducible safe driving guide systems are provided.
  • FIG. 1 is a block diagram showing the configuration of a safe driving guide system according to an embodiment of the present invention.
  • FIG. 2 is a view showing a safety index calculation method of the safe driving guide system according to an embodiment of the present invention.
  • FIG. 3 is a view showing a premium calculation standard for each safety index of the safe driving guide system according to an embodiment of the present invention.
  • FIG. 4 is an operation flowchart of a safe driving guide system according to an embodiment of the present invention.
  • FIG. 1 is a block diagram showing the configuration of a safe driving guide system 100 according to an embodiment of the present invention.
  • the safety driving guide system 100 may include a vehicle information receiver 110, a camera information receiver 120, and a safety index scoring unit 130.
  • the vehicle information receiver 110 receives vehicle device information from an on board diagnostics (OBD) terminal provided on one side of the vehicle.
  • OBD on board diagnostics
  • the OBD terminal may transmit information, such as information on the main system of the vehicle or a failure transmitted to the ECU from the sensors attached to the vehicle, to the vehicle information receiving unit 110 to be viewed on the console or external device of the vehicle.
  • the vehicle information receiver 110 serves to provide the received information to the safety index scoring unit 130.
  • the vehicle information receiving unit 110 may receive the vehicle speed, starting and stopping, rapid braking, RPM, fuel economy and other vehicle information from the OBD terminal, and among the received information, The relevant information is provided to the safety index scoring unit 130.
  • the sudden start and sudden braking information may mean information determined as sudden start or sudden braking when the speed change is greater than or equal to a predetermined value in a unit time set by the user. In this case, depending on the degree of change in the speed per unit time may be provided by dividing the grade of rapid start or sudden braking into a plurality of grades.
  • the speed fluctuation is more than 30 km / h but less than 40 km / h. If you fall under 1 class, you can go to 40km / h or more and less than 50km / h, and if you are over 50km / h, you can provide information by dividing the level. have. In this case, the safety index score may be differently assigned according to each step.
  • the camera government receiver 120 may receive image information around the vehicle from a camera provided in the vehicle. To this end, the camera government receiver 120 is based on the image receiving unit 121 for receiving images from a plurality of cameras provided on one side of the vehicle and the number of lane changes per unit time, distance information, blind spot vehicle based on the received image
  • the image information analyzer 122 may serve to extract at least one of the information and provide the safety index scoring unit 130 to the safety index scoring unit 130.
  • the image information analyzer 122 may recognize the lane through image recognition to determine whether the preset lane change per unit time is more than a preset number of times, and when the lane change per unit time is more than the preset number of times, dangerous driving This can be reflected when calculating the safety index score. For example, if the preset unit time is 5 seconds and the number of lane changes is 3 or more within the 5 seconds, the driver determines that the driver has made a dangerous driving and reflects this when calculating the safety index score (ex. As a deduction index). Can be.
  • the grade can be determined by varying the grade according to the number of lane changes, for example, if the number of lane changes is more than 3 times and less than 5 times, it is a grade 1 sudden change, and if more than 5 times and less than 7 times Level 2 rapid change, and in seven or more cases, can be classified as level 3 sudden change.
  • the average of the distance between the driving time is calculated, and if the calculated distance is less than the predetermined distance it can be determined that the safe driving has not been applied as a deduction factor when calculating the safety index score.
  • the blind spot vehicle information may be used as an example as follows. If a vehicle is detected in the blind spot while driving, the driver is warned that the vehicle is present in the blind spot. If the driver forcibly changes lanes after receiving the warning, it is determined that the driver is not driving safely. It can be a deduction factor.
  • a deduction application may be applied immediately after a lane change is made after a warning is received, and a deduction application is applied when the number of times the lane change is received after the warning is counted more than the predetermined number of times. It can also be operated.
  • the safety index scoring unit 130 may derive a safety index by setting points for individual driving actions of the user based on the received vehicle device information and the image information. In this case, the safety index scoring unit 130, for example, calculates a deduction point for the dangerous driving behavior of the driver through the information provided, and determines the premium level according to the driver to calculate the premium differently for each grade Can lead to safe driving.
  • an insurance company may calculate an insurance index for calculating a premium, and in order to calculate the insurance index, the safety index scoring unit 130 is calculated from a base score calculated based on a driver's career and a premium payment period.
  • the final safety index can be determined by subtracting the calculated safety index. For example, if the driver's safety index of the two drivers (ex. A, B) whose base index is the same (e.g. 100 points) due to the same driver's experience, premium payment period, etc. is the same (ex.
  • the index is 80 points, and the insurance index is 60 points, so that it can be decided to pay more premiums than A is.
  • FIG. 2 is a view showing a safety index calculation method of the safe driving guide system 100 according to an embodiment of the present invention, divided into three states, such as traffic facilitation, traffic general, and traffic congestion according to traffic conditions to the driver's dangerous driving behavior
  • the deduction score can be scored differently.
  • Figure 3 is a view showing the insurance premium calculation criteria for each safety index of the safe driving guide system 100 according to an embodiment of the present invention, A, B, C, D according to the deduction interval based on the scored deduction points
  • the insurance premiums of the driver are calculated by dividing the five premium grades of E, and setting the discount / period to be different for each grade.
  • the driver has exceeded 5% of the vehicle speed in the 'traffic-general' situation, 5 times of 'start-up' and 5 times of 'brake' per hour. If the distance between cars is less than 10% of the safety distance and the lane change per unit time is performed eight times per hour, one point is deducted from the speed of the vehicle, two points are deducted from the rapid start, and two are from the sudden braking.
  • FIG 4 is an operation flowchart of the safe driving guide system 100 according to an embodiment of the present invention.
  • step 10 the driver may start driving.
  • At least one of the speed, starting and stopping information of the vehicle may be extracted and provided to the next step from the OBD terminal provided in the vehicle for the driver's driving behavior.
  • step 21 images are received from a plurality of cameras provided on one side of the vehicle for the driver's driving behavior, and at least one of lane change counts, distance information, and blind spot vehicle information per unit time is extracted and provided to the next step. Can be.
  • step 30 the safety index can be derived and provided to the next step.
  • the premium rating may be calculated using the provided safety index.
  • the premium may be calculated by reflecting the calculated premium grade.
  • a safety index is derived for the driver's driving behavior, and the voluntary safe driving of the driver is calculated by using the derived safety index to calculate the premium level differently and calculate the premium level. Can be induced.

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Abstract

The present invention provides a safe driving guide system. The safe driving guide system comprises: a vehicle information reception unit for receiving vehicle device information from an OBD terminal provided in a vehicle; a camera information reception unit for receiving image information on the surroundings of the vehicle from a camera provided in the vehicle; and a safety index scoring unit for deriving a safety index by setting a point for each driving action of a user on the basis of the received vehicle device information and image information.

Description

[규칙 제26조에 의한 보정 28.01.2015] 안전운전 가이드 시스템[Revision 28.01.2015 under Rule 26] 26Safe Driving Guide System
본 발명은 안전운전 가이드 시스템에 관한 것으로 특히, 운전자의 운전행위에 대해서 안전지수를 도출하여 안전운전을 효과적으로 유도 할 수 있는 안전운전 가이드 시스템에 관한 것이다.The present invention relates to a safe driving guide system, and more particularly, to a safe driving guide system capable of effectively inducing safe driving by deriving a safety index for the driver's driving behavior.
최근에 차량 운전자가 증가하면서 교통이 더욱 혼잡해지고, 운전자의 잘못된 운전습관으로 인한 교통사고 발생율이 증가 하고 있는 현실이다.With the recent increase in the number of vehicle drivers, traffic is becoming more crowded, and the rate of traffic accidents due to the wrong driving habits of drivers is increasing.
이에, 교통사고를 유발하는 잘못된 운전습관, 난폭한 운전습관을 개선하기 위한 안전운전 가이드 시스템의 필요성이 증대하고 있다.Accordingly, there is an increasing need for a safe driving guide system to improve wrong driving habits and violent driving habits causing traffic accidents.
이에 따라, 세계 각국에서는 선진 안전 자동차(advanced safe vehicle) 개발에 많은 노력을 기울이고 있다. 이러한 선진 안전 자동차는 교통 사고 발생시 사망자를 줄이고, 운전자의 피로를 줄여주며, 운전하기 편리한 자동차를 의미하며, 자동차의 안정성 향상과 보행자의 보호를 위해 사고를 미리 방지하는 것을 그 기본 개념으로 하고 있다.As a result, many countries around the world are making great efforts to develop advanced safe vehicles. Such advanced safety vehicles mean deaths in case of a traffic accident, reduce fatigue of drivers, and are convenient to drive, and the basic concept is to prevent accidents in order to improve the stability of vehicles and to protect pedestrians.
예를 들어, 차량의 주행상태에서 운전자의 졸음 운전 여부를 감지하여 경고하거나, 그 차량의 좌측 차선 또는 우측 차선으로부터 이탈을 감지하여 운전자에게 경고함으로써 운전자의 주의를 환기시켜 안전사고를 미연에 방지하도록 하는 기술이 국내공개특허 제 2013-0009158호에서 제안되어 있으나, 이는 단순히 운전자에게 경고를 하는 것으로서, 운전자의 의도적인 운전행위에 대해서는 안전 운전으로 유도하기 힘들다는 단점이 있다.For example, the driver may detect a driver's drowsy driving in a driving state of the vehicle and warn the driver by detecting a deviation from the left or right lane of the vehicle to alert the driver to prevent a safety accident. Although the technology is proposed in Korean Patent Laid-Open Publication No. 2013-0009158, this is simply a warning to the driver, there is a disadvantage that it is difficult to induce the driver's intentional driving behavior to safe driving.
따라서, 운전자가 자발적으로 안전 운전행위를 할 수 있도록 유도하는 안전운전 가이드 시스템에 대한 연구가 요구된다.Therefore, a study on a safe driving guide system that induces a driver to voluntarily drive a safe driving behavior is required.
본 발명은 차량 운전에 있어서 사용자의 패턴에 대응하여 안전지수를 스코어링하고, 상기 도출된 안전지수를 보험료 계산에 반영함으로써, 효과적으로 안전운전을 유도 할 수 있는 안전운전 가이드 시스템을 제공한다.The present invention provides a safe driving guide system capable of effectively inducing safe driving by scoring a safety index corresponding to a user's pattern in driving a vehicle and reflecting the derived safety index in a premium calculation.
본 발명의 일실시예에 따른 안전 운전 가이드 시스템은, 차량에 마련되는 OBD단말기로부터 차량기기 정보를 수신하는 차량 정보 수신부, 차량에 마련되는 카메라로부터 차량 주변의 영상정보를 수신하는 카메라 정보 수신부, 상기 수신된 차량기기 정보와 영상정보를 기초로 사용자의 개별 운전액션에 대해 포인트를 설정하여 안전지수를 도출하는 안전지수 스코어링부를 포함할 수 있다.Safe driving guide system according to an embodiment of the present invention, the vehicle information receiving unit for receiving vehicle device information from the OBD terminal provided in the vehicle, the camera information receiving unit for receiving image information around the vehicle from the camera provided in the vehicle, A safety index scoring unit may be configured to derive a safety index by setting points for individual driving actions of the user based on the received vehicle device information and image information.
본 발명의 일측면에 따르면 상기 차량 정보 수신부는, 상기 차량에 마련되는 OBD단말기로부터 차량의 속도, 급출발, 급제동 정보 중 적어도 하나를 제공 받는 것을 특징으로 한다.According to an aspect of the present invention, the vehicle information receiving unit may be provided with at least one of speed, starting and stopping information of the vehicle from the OBD terminal provided in the vehicle.
본 발명의 일측면에 따르면 상기 카메라 정보 수신부는, 차량의 일측에 마련 된 다수의 카메라로 부터 영상을 수신하는 영상 수신부, 상기 수신된 영상에 기초하여 단위 시간당 차선 변경 횟수, 차간거리 정보, 사각지대 차량정보 중 적어도 하나를 추출하는 영상 정보 분석부를 포함할 수 있다.According to an aspect of the present invention, the camera information receiving unit, an image receiving unit for receiving images from a plurality of cameras provided on one side of the vehicle, the number of lane changes per unit time based on the received image, distance information, blind spots It may include an image information analyzer for extracting at least one of the vehicle information.
본 발명의 일측면에 따르면 상기 안전지수는, 상기 사용자의 위험 운전 행위에 대한 감점 포인트이며, 상기 감점 포인트에 기초하여 보험료를 결정하는 것을 특징으로 한다.According to an aspect of the present invention, the safety index is a deduction point for the dangerous driving behavior of the user, characterized in that for determining the premium based on the deduction point.
본 발명의 일측면에 따르면 상기 안전지수 스코어링부는, 도로교통상황정보에 따라 상이 하게 점수를 스코어링 하여 안전지수를 도출하는 것을 특징으로 한다.According to an aspect of the present invention, the safety index scoring unit is characterized by deriving a safety index by scoring a score differently according to the road traffic situation information.
본 발명의 일측면에 따르면 상기 도로교통상황정보는, 교통혼잡, 교통일반, 교통원활 중 적어도 하나의 단계로 분류되며, 상기 안전지수는 상기 각단계별로 상이하게 스코어링 되는 것을 특징으로 한다.According to an aspect of the present invention, the road traffic situation information is classified into at least one of traffic congestion, traffic general, and traffic facilitation, and the safety index is scored differently for each step.
본 발명의 일실시예에 따르면, 차량 운전에 있어서 운전자의 위험 운전 행위에 대해 도로교통상황정보에 따라 상이하게 안전지수를 스코어링 하고, 상기 도출된 안전지수를 보험료 계산에 반영함으로써, 효과적으로 안전운전을 유도 할 수 있는 안전운전 가이드 시스템이 제공된다.According to an exemplary embodiment of the present invention, the safety index is scored differently according to the road traffic situation information on the dangerous driving behavior of the driver in the vehicle driving, and the safety index is effectively reflected in the premium calculation, thereby effectively driving safe driving. Inducible safe driving guide systems are provided.
도 1은 본 발명의 실시예에 따른 안전 운전 가이드 시스템의 구성을 나타낸 블록도이다.1 is a block diagram showing the configuration of a safe driving guide system according to an embodiment of the present invention.
도 2는 본 발명의 실시예에 따른 안전 운전 가이드 시스템의 안전지수 계산 방법을 나타낸 도면이다.2 is a view showing a safety index calculation method of the safe driving guide system according to an embodiment of the present invention.
도 3은 본 발명의 실시예에 따른 안전 운전 가이드 시스템의 안전지수별 보험료 산정 기준을 나타낸 도면이다.3 is a view showing a premium calculation standard for each safety index of the safe driving guide system according to an embodiment of the present invention.
도 4는 본 발명의 실시예에 따른 안전 운전 가이드 시스템의 동작 흐름도이다.4 is an operation flowchart of a safe driving guide system according to an embodiment of the present invention.
이하, 첨부된 도면들에 기재된 내용들을 참조하여 본 발명의 실시예들을 상세하게 설명한다. 다만 본 발명이 실시예들에 의해 제한되거나 한정되는 것은 아니다. 각 도면에 제시된 동일한 참조부호는 동일한 부재를 나타낸다.Hereinafter, with reference to the contents described in the accompanying drawings will be described embodiments of the present invention; However, the present invention is not limited or limited by the embodiments. Like reference numerals in the drawings denote like elements.
도 1은 본 발명의 실시예에 따른 안전 운전 가이드 시스템(100)의 구성을 나타낸 블록도이다.1 is a block diagram showing the configuration of a safe driving guide system 100 according to an embodiment of the present invention.
도 1을 참고하면, 본 발명의 일실시예에 따른 안전 운전 가이드 시스템(100)은 차량 정보 수신부(110), 카메라 정보 수신부(120), 안전지수 스코어링부(130)를 포함할 수 있다.Referring to FIG. 1, the safety driving guide system 100 according to an embodiment of the present invention may include a vehicle information receiver 110, a camera information receiver 120, and a safety index scoring unit 130.
우선, 차량 정보 수신부(110)는 차량의 일측에 마련된 OBD(On Board Diagnostics)단말기로부터 차량기기 정보를 수신한다. 상기 OBD단말기는 자동차에 부착된 센서들로부터 ECU로 전달된 자동차의 주요 계통에 대한 정보나 고장 등의 정보를 상기 차량 정보 수신부(110)에 전달하여 자동차의 콘솔이나 외부장치에서 보도록 할 수 있으며, 상기 차량 정보 수신부(110)는 수신받은 상기 정보를 상기 안전지수 스코어링부(130)에 제공하는 역할을 수행한다.First, the vehicle information receiver 110 receives vehicle device information from an on board diagnostics (OBD) terminal provided on one side of the vehicle. The OBD terminal may transmit information, such as information on the main system of the vehicle or a failure transmitted to the ECU from the sensors attached to the vehicle, to the vehicle information receiving unit 110 to be viewed on the console or external device of the vehicle. The vehicle information receiver 110 serves to provide the received information to the safety index scoring unit 130.
보다 상세하게는, 차량 정보 수신부(110)는 OBD단말기로부터 차량의 속도, 급출발, 급제동, 알피엠(RPM), 연비상태 및 기타 차량의 정보를 수신할 수 있고, 상기 수신된 정보들 중 안전 운전과 관련된 정보를 상기 안전지수 스코어링부(130)에 제공한다. 여기서, 급출발, 급제동 정보는 사용자가 설정한 단위 시간에 속도의 변동이 기설정된 수치 이상인 경우, 급출발 또는 급제동으로 판단한 정보를 의미할 수 있다. 이때, 단위시간당 속도의 변화량 정도에 따라 급출발 또는 급제동의 등급을 복수의 등급으로 나누어 제공할 수도 있다. In more detail, the vehicle information receiving unit 110 may receive the vehicle speed, starting and stopping, rapid braking, RPM, fuel economy and other vehicle information from the OBD terminal, and among the received information, The relevant information is provided to the safety index scoring unit 130. Here, the sudden start and sudden braking information may mean information determined as sudden start or sudden braking when the speed change is greater than or equal to a predetermined value in a unit time set by the user. In this case, depending on the degree of change in the speed per unit time may be provided by dividing the grade of rapid start or sudden braking into a plurality of grades.
예를 들어, 사용자가 설정한 단위시간이 1초이고, 상기 1초동안의 속도의 변동이 30km/h 이상인 경우를 급출발 또는 급제동으로 판단할 경우, 속도의 변동이 30km/h 이상 40km/h 미만에 해당하는 경우를 1등급 급출발로, 40km/h이상 50km/h 미만에 해당하는 경우는 2 등급 급출발로, 50km/h 이상에 해당하는 경우는 3 등급 급출발인 것으로 단계를 나누어 정보를 제공할 수 있다. 이 경우에는 각 단계에 따라 안전지수 스코어가 달리 할당될 수 있다.For example, in the case where the unit time set by the user is 1 second and the speed fluctuation during the 1 second is more than 30 km / h, the speed fluctuation is more than 30 km / h but less than 40 km / h. If you fall under 1 class, you can go to 40km / h or more and less than 50km / h, and if you are over 50km / h, you can provide information by dividing the level. have. In this case, the safety index score may be differently assigned according to each step.
상기 카메라 정부 수신부(120)는 차량에 마련되는 카메라로부터 차량 주변의 영상정보를 수신할 수 있다. 이를 위해, 상기 카메라 정부 수신부(120)는 차량의 일측에 마련된 다수의 카메라로부터 영상을 수신받는 영상 수신부(121)와 상기 수신된 영상에 기초하여 단위 시간당 차선 변경 횟수, 차간거리 정보, 사각지대 차량정보 중 적어도 하나를 추출해 상기 안전지수 스코어링부(130)에 제공 하는 역할을 수행 하는 영상 정보 분석부(122)를 포함할 수 있다.The camera government receiver 120 may receive image information around the vehicle from a camera provided in the vehicle. To this end, the camera government receiver 120 is based on the image receiving unit 121 for receiving images from a plurality of cameras provided on one side of the vehicle and the number of lane changes per unit time, distance information, blind spot vehicle based on the received image The image information analyzer 122 may serve to extract at least one of the information and provide the safety index scoring unit 130 to the safety index scoring unit 130.
여기서, 영상 정보 분석부(122)는 영상인식을 통해 차선을 인식하여 기설정된 단위 시간당 차선 변경이 기설정 횟수 이상인지를 판단할 수 있고, 단위 시간당 차선 변경이 상기 기설정 횟수 이상인 경우는 위험운전으로 판단하여 안전지수 스코어 산출시 이를 반영할 수 있다. 일예로, 기설정된 단위 시간이 5초이고, 상기 5초 내에 차선 변경 횟수가 3회 이상인 경우는 운전자가 위험운전을 한 것으로 판단하여 안전지수 스코어 산출시(ex. 감점지수로 반영) 이를 반영할 수 있다. 이 경우도, 차선 변경 횟수에 따라 등급을 달리하여 판단할 수 있으며, 예를 들어, 차선 변경 횟수가 3회 이상 5회 미만의 경우에는 1등급 급변경으로, 5회 이상 7회 미만의 경우에는 2등급 급변경으로, 7회 이상의 경우에는 3등급 급변경으로 분류할 수 있다.Here, the image information analyzer 122 may recognize the lane through image recognition to determine whether the preset lane change per unit time is more than a preset number of times, and when the lane change per unit time is more than the preset number of times, dangerous driving This can be reflected when calculating the safety index score. For example, if the preset unit time is 5 seconds and the number of lane changes is 3 or more within the 5 seconds, the driver determines that the driver has made a dangerous driving and reflects this when calculating the safety index score (ex. As a deduction index). Can be. Also in this case, it can be determined by varying the grade according to the number of lane changes, for example, if the number of lane changes is more than 3 times and less than 5 times, it is a grade 1 sudden change, and if more than 5 times and less than 7 times Level 2 rapid change, and in seven or more cases, can be classified as level 3 sudden change.
또한, 운행 시간 중 차간거리의 평균을 산출하고, 상기 산출된 차간거리가 기설정된 거리 이하인 경우에는 안전운전을 하지 않은 것으로 판단하여 안전지수 스코어 산출시 감점요인으로 적용할 수 있다.In addition, the average of the distance between the driving time is calculated, and if the calculated distance is less than the predetermined distance it can be determined that the safe driving has not been applied as a deduction factor when calculating the safety index score.
또한, 사각지대 차량정보의 경우는 하기와 같은 일예로 활용될 수 있다. 운전 중 사각지대에 차량이 감지되면, 운전자에게 사각지대에 차량이 존재하는 사실을 경고하게 되는데, 경고를 받은 이후에도 운전자가 무리하게 차선변경 등을 하였다면 이는 안전운전을 하지 않은 것으로 판단되므로, 이러한 경우 감점요인이 될 수 있다. 감점적용 방법의 일예로는, 경고 받은 후 차선변경이 이루어진 즉시 감점적용을 할 수도 있고, 경고를 받고 차선변경이 이루어진 횟수가 기설정 횟수 이상인 경우를 카운팅하여 기설정 횟수 이상이 되었을 때 감점적용을 하도록 운영할 수도 있다.In addition, the blind spot vehicle information may be used as an example as follows. If a vehicle is detected in the blind spot while driving, the driver is warned that the vehicle is present in the blind spot. If the driver forcibly changes lanes after receiving the warning, it is determined that the driver is not driving safely. It can be a deduction factor. As an example of a deduction application method, a deduction application may be applied immediately after a lane change is made after a warning is received, and a deduction application is applied when the number of times the lane change is received after the warning is counted more than the predetermined number of times. It can also be operated.
안전지수 스코어링부(130)는 수신된 차량기기 정보와 영상정보를 기초로 사용자의 개별 운전액션에 대해 포인트를 설정하여 안전지수를 도출할 수 있다. 이때, 안전지수 스코어링부(130)는 일예로, 상기 제공받은 정보들을 통해 운전자의 위험 운전 행위에 대해 감점 포인트를 계산하고, 이에 따라 보험료 등급을 결정해 등급별로 상이하게 보험료를 계산하는 방법으로 운전자의 안전 운전을 유도할 수 있다.The safety index scoring unit 130 may derive a safety index by setting points for individual driving actions of the user based on the received vehicle device information and the image information. In this case, the safety index scoring unit 130, for example, calculates a deduction point for the dangerous driving behavior of the driver through the information provided, and determines the premium level according to the driver to calculate the premium differently for each grade Can lead to safe driving.
일예로, 보험사에서는 보험료 계산을 위한 보험지수를 산출할 수 있고, 상기 보험지수 산출을 위해서는 운전자의 경력, 보험료 납입 기간 등을 고려하여 산출된 베이스 지수(base score)에서 안전지수 스코어링부(130)를 통해 산출된 안전지수를 뺄셈 연산하여 최종 결정할 수 있다. 구체적 예로, 운전자 경력, 보험료 납입 기간 등이 동일하여 베이스 지수가 동일하게 도출(ex. 100점)된 2명(ex. 갑, 을)의 운전자의 안전지수가 각각 20점, 40점 이라면 갑의 보험지수는 80점, 을의 보험지수는 60점이 되어 을이 갑보다 더 많은 보험료를 지불하도록 결정될 수 있다.For example, an insurance company may calculate an insurance index for calculating a premium, and in order to calculate the insurance index, the safety index scoring unit 130 is calculated from a base score calculated based on a driver's career and a premium payment period. The final safety index can be determined by subtracting the calculated safety index. For example, if the driver's safety index of the two drivers (ex. A, B) whose base index is the same (e.g. 100 points) due to the same driver's experience, premium payment period, etc. is the same (ex. The index is 80 points, and the insurance index is 60 points, so that it can be decided to pay more premiums than A is.
이하에서는 도 2와 도 3을 통해 상기 안전지수 스코어링부(130)를 보다 상세하게 설명한다.Hereinafter, the safety index scoring unit 130 will be described in more detail with reference to FIGS. 2 and 3.
도 2는 본 발명의 실시예에 따른 안전 운전 가이드 시스템(100)의 안전지수 계산 방법을 나타낸 도면으로, 교통상황에 따라 교통원활, 교통일반, 교통혼잡의 세가지 상태로 나누어 운전자의 위험 운전 행위에 대해 상이하게 감점을 스코어링 할 수 있다.2 is a view showing a safety index calculation method of the safe driving guide system 100 according to an embodiment of the present invention, divided into three states, such as traffic facilitation, traffic general, and traffic congestion according to traffic conditions to the driver's dangerous driving behavior The deduction score can be scored differently.
또한, 도 3은 본 발명의 실시예에 따른 안전 운전 가이드 시스템(100)의 안전지수별 보험료 산정 기준을 나타낸 도면으로, 상기 스코어링 된 감점 포인트를 기준으로 감점 구간에 따라 A, B, C, D, E의 다섯개의 보험료 등급을 나누고 각 등급별로 할인/할증률을 상이 하게 설정해 운전자의 보험료를 계산 하는 것을 나타내고 있다.In addition, Figure 3 is a view showing the insurance premium calculation criteria for each safety index of the safe driving guide system 100 according to an embodiment of the present invention, A, B, C, D according to the deduction interval based on the scored deduction points In other words, the insurance premiums of the driver are calculated by dividing the five premium grades of E, and setting the discount / period to be different for each grade.
도 2 및 도 3에 도시된 예를 참고할 때, 예를 들어, 운전자가 '교통 일반'상황에서 '차량의 속도'를 기준 5%초과, '급출발'을 시간당 5회, '급제동'을 시간당 5회, '차간 거리'를 안전거리에 10%미달, '단위 시간당 차선 변경'을 시간당 8회 행했다면, '차량의 속도'에서 1점 감점, '급출발'에서 2점 감점, '급제동'에서 2점 감점, '차간 거리'에서 1점 감점, '단위 시간당 차선변경'에서 2점 감점으로 총 8점 감점으로 보험료 등급이 'C'등급이 되고, 이에 따라 보험료가 10%인상될 수 있다.Referring to the example shown in FIGS. 2 and 3, for example, the driver has exceeded 5% of the vehicle speed in the 'traffic-general' situation, 5 times of 'start-up' and 5 times of 'brake' per hour. If the distance between cars is less than 10% of the safety distance and the lane change per unit time is performed eight times per hour, one point is deducted from the speed of the vehicle, two points are deducted from the rapid start, and two are from the sudden braking. The deductible grade, 1 point deduction in the 'car distance', and 2 points deduction in the 'lane change per unit time' totaling 8 points, resulting in a premium grade of 'C', resulting in a 10% premium increase.
도 4는 본 발명의 실시예에 따른 안전 운전 가이드 시스템(100)의 동작 흐름도이다.4 is an operation flowchart of the safe driving guide system 100 according to an embodiment of the present invention.
도 4를 참고하면, 단계(10)에서 운전자는 운전행위를 시작할 수 있다.Referring to FIG. 4, in step 10, the driver may start driving.
단계(20)에서는 상기 운전자의 운전행위에 대해 차량 내부에 마련된 OBD단말기로부터 차량의 속도, 급출발, 급제동 정보 중 적어도 하나를 추출해 다음 단계로 제공할 수 있다.In operation 20, at least one of the speed, starting and stopping information of the vehicle may be extracted and provided to the next step from the OBD terminal provided in the vehicle for the driver's driving behavior.
단계(21)에서는 상기 운전자의 운전행위에 대해 차량의 일측에 마련된 다수의 카메라로부터 영상을 수신해, 단위 시간당 차선 변경 횟수, 차간거리 정보, 사각지대 차량정보 중 적어도 하나를 추출해 다음 단계로 제공할 수 있다.In step 21, images are received from a plurality of cameras provided on one side of the vehicle for the driver's driving behavior, and at least one of lane change counts, distance information, and blind spot vehicle information per unit time is extracted and provided to the next step. Can be.
단계(30)에서는 상기 제공받은 정보를 통해 안전지수를 도출해 다음 단계로 제공할 수 있다.In step 30, the safety index can be derived and provided to the next step.
단계(40)에서는 상기 제공받은 안전지수를 통해 보험료 등급을 산정할 수 있다.In step 40, the premium rating may be calculated using the provided safety index.
단계(50)에서는 상기 산정된 보험료 등급을 반영해 보험료를 계산할 수있다.In step 50, the premium may be calculated by reflecting the calculated premium grade.
상기와 같이 본 발명의 일실시예에서는 운전자의 운전행위에 대해 안전지수를 도출하고, 상기 도출된 안전지수를 통해 보험료 등급을 상이하게 산정해 보험료 계산에 활용하도록 하는 방법으로 운전자의 자발적인 안전 운전을 유도할 수 있다.As described above, in an exemplary embodiment of the present invention, a safety index is derived for the driver's driving behavior, and the voluntary safe driving of the driver is calculated by using the derived safety index to calculate the premium level differently and calculate the premium level. Can be induced.
이상의 설명은 본 발명을 예시적으로 설명한 것에 불과한 것으로, 본 발명이 속하는 기술분야에서 통상의 지식을 가지는 자라면 본 발명의 본질적인 특성에서 벗어나지 않는 범위에서 다양한 변형이 가능할 것이다. 따라서 본 명세서에 개시된 실시예들은 본 발명을 한정하기 위한 것이 아니라 설명하기 위한 것이고, 이러한 실시예에 의하여 본 발명의 사상과 범위가 한정되는 것은 아니다. 본 발명의 범위는 아래의 청구범위에 의하여 해석되어야 하며, 그와 동등한 범위 내에 있는 모든 기술은 본 발명의 권리범위에 포함되는 것으로 해석되어야 할 것이다.The above description is merely illustrative of the present invention, and those skilled in the art to which the present invention pertains may various modifications without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed herein are not intended to limit the present invention but to describe the present invention, and the spirit and scope of the present invention are not limited by these embodiments. It is intended that the scope of the invention be interpreted by the following claims, and that all descriptions within the scope equivalent thereto shall be construed as being included in the scope of the present invention.

Claims (6)

  1. 차량에 마련되는 OBD단말기로부터 차량기기 정보를 수신하는 차량 정보 수신부;A vehicle information receiver configured to receive vehicle device information from an OBD terminal provided in a vehicle;
    차량에 마련되는 카메라로부터 차량 주변의 영상정보를 수신하는 카메라 정보 수신부;A camera information receiver configured to receive image information around the vehicle from a camera provided in the vehicle;
    상기 수신된 차량기기 정보와 영상정보를 기초로 사용자의 개별 운전액션에 대해 포인트를 설정하여 안전지수를 도출하는 안전지수 스코어링부;A safety index scoring unit for deriving a safety index by setting points for individual driving actions of the user based on the received vehicle device information and image information;
    를 포함하는 것을 특징으로 하는 안전 운전 가이드 시스템.Safe driving guide system comprising a.
  2. 제1항에 있어서,The method of claim 1,
    상기 차량 정보 수신부는,The vehicle information receiver,
    상기 차량에 마련되는 OBD단말기로부터 차량의 속도, 급출발, 급제동 정보, 알피엠(RPM) 정보 및 연비정보 중 적어도 하나를 제공 받는 것을 특징으로 하는 안전 운전 가이드 시스템.Safe driving guide system, characterized in that receiving at least one of the speed, starting and starting, braking information, RPM information and fuel economy information of the vehicle from the OBD terminal provided in the vehicle.
  3. 제1항에 있어서,The method of claim 1,
    상기 카메라 정보 수신부는,The camera information receiver,
    차량의 일측에 마련 된 다수의 카메라로부터 영상을 수신하는 영상 수신부;Image receiving unit for receiving images from a plurality of cameras provided on one side of the vehicle;
    상기 수신된 영상에 기초하여 단위 시간당 차선 변경 횟수, 차간거리 정보 및 사각지대 차량정보 중 적어도 하나를 추출하는 영상 정보 분석부;An image information analysis unit extracting at least one of the number of lane changes, unit distance information, and blind spot vehicle information per unit time based on the received image;
    를 포함하는 것을 특징으로 하는 안전 운전 가이드 시스템.Safe driving guide system comprising a.
  4. 제1항에 있어서,The method of claim 1,
    상기 안전지수는,The safety index is,
    상기 사용자의 위험 운전 행위에 대한 감점 포인트이며,Deduction point for the dangerous driving behavior of the user,
    상기 감점 포인트에 기초하여 보험료를 결정하는 것을 특징으로 하는 안전 운전 가이드 시스템.The safe driving guide system, characterized in that for determining the premium based on the deduction point.
  5. 제1항에 있어서,The method of claim 1,
    상기 안전지수 스코어링부는,The safety index scoring unit,
    도로교통상황정보에 따라 상이 하게 점수를 스코어링 하여 안전지수를 도출하는 것을 특징으로 하는 안전 운전 가이드 시스템.Safe driving guide system characterized by deriving a safety index by scoring a score differently according to the road traffic situation information.
  6. 제5항에 있어서,The method of claim 5,
    상기 도로교통상황정보는 교통혼잡, 교통일반, 교통원활 중 적어도 하나의 단계로 분류되며, 상기 안전지수는 상기 각단계별로 상이하게 스코어링 되는 것을 특징으로 하는 안전 운전 가이드 시스템.The road traffic situation information is classified into at least one of traffic congestion, traffic general, and traffic smoothness, and the safety index is scored differently for each step.
PCT/KR2015/000279 2015-01-12 2015-01-12 Safe driving guide system WO2016114410A1 (en)

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Citations (5)

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Publication number Priority date Publication date Assignee Title
JP2004234260A (en) * 2003-01-29 2004-08-19 Hitachi Ltd Method for diagnosing safe driving, method and device for diagnosing fuel saving driving, safe driving diagnosis program, and fuel saving driving diagnosis program
KR20080005792A (en) * 2006-07-10 2008-01-15 (주)컨피테크 System and its method for providing information of driver's driving pattern
KR20130015193A (en) * 2011-08-02 2013-02-13 정택현 Method and server for providing safe driving
US20130046562A1 (en) * 2009-11-06 2013-02-21 Jeffrey Taylor Method for gathering, processing, and analyzing data to determine the risk associated with driving behavior
KR20140031435A (en) * 2012-08-28 2014-03-13 (주)나노포인트 Diagnostic system and method for the analysis of driving behavior

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004234260A (en) * 2003-01-29 2004-08-19 Hitachi Ltd Method for diagnosing safe driving, method and device for diagnosing fuel saving driving, safe driving diagnosis program, and fuel saving driving diagnosis program
KR20080005792A (en) * 2006-07-10 2008-01-15 (주)컨피테크 System and its method for providing information of driver's driving pattern
US20130046562A1 (en) * 2009-11-06 2013-02-21 Jeffrey Taylor Method for gathering, processing, and analyzing data to determine the risk associated with driving behavior
KR20130015193A (en) * 2011-08-02 2013-02-13 정택현 Method and server for providing safe driving
KR20140031435A (en) * 2012-08-28 2014-03-13 (주)나노포인트 Diagnostic system and method for the analysis of driving behavior

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