WO2016086801A1 - 基于计算机系统的业务处理方法及其装置 - Google Patents

基于计算机系统的业务处理方法及其装置 Download PDF

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Publication number
WO2016086801A1
WO2016086801A1 PCT/CN2015/095833 CN2015095833W WO2016086801A1 WO 2016086801 A1 WO2016086801 A1 WO 2016086801A1 CN 2015095833 W CN2015095833 W CN 2015095833W WO 2016086801 A1 WO2016086801 A1 WO 2016086801A1
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computer system
type
account
service
information
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French (fr)
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林志远
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Alibaba Group Holding Ltd
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Alibaba Group Holding Ltd
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    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/40—Network security protocols

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  • the present invention relates to the field of communications, and in particular, to a service processing method based on a computer system and an apparatus therefor.
  • An object of the present invention is to provide a computer system-based service processing method and device thereof, which can generate a simple account and quickly generate a simple account for a user who selects a third-party platform for the first type of business operation but does not have an account on the third-party platform.
  • Complete the process of the first type of service reduce the maintenance cost of the third-party platform, and for the case of using the mobile terminal to complete the first type of business operation, The time for the user to complete the corresponding first type of service by using the mobile terminal is greatly reduced, and the power of the mobile terminal is saved.
  • an embodiment of the present invention discloses a computer system-based service processing method, including the following steps:
  • the second computer system After receiving the first type of service request from the first computer system, the second computer system determines, according to the identity identification information carried in the first type of service request, whether there is an associated account in the second computer system, where the first type of service The request contains order information;
  • the second computer system initiates an authentication request for the validity of the identification information
  • the second computer system If the second computer system receives the information that the authentication was successful, the second computer system generates a first type of account in the second computer system through communication interaction with the user terminal, wherein only the user is required in the generation process of the first type of account Enter the information necessary to complete the first type of service on the user terminal;
  • the first type of service for order information contained in the first type of service request is completed on the second computer system using the first type of account.
  • the embodiment of the invention also discloses a business processing device based on a computer system, comprising:
  • a first determining unit configured to determine, according to the identity identification information carried in the first type of service request, whether the second computer system has an association in the second computer system after receiving the first type of service request from the first computer system An account, wherein the first type of business request includes order information;
  • An authentication unit configured to control the second computer system to send when the judgment result of the determining unit is negative An authentication request for the validity of the identification information
  • a generating unit configured to, after the second computer system receives the information that the authentication succeeds, control the second computer system to generate a first type of account in the second computer system by communicating with the user terminal, where the first type of account During the generation process, only the user is required to input the information necessary for completing the first type of service on the user terminal;
  • the first service unit is configured to perform the first type of service of the order information included in the first type of service request on the second computer system using the first type of account.
  • a new first-class account information can be generated directly on the third-party platform through simple authentication, and then the user is guided to complete the entire business operation process quickly, without Interrupt business processes to register and reduce the maintenance costs of third-party platforms.
  • the first type of account is created very quickly, only the information necessary for the first type of business needs to be completed, and no additional information is required, thereby greatly reducing the user's use of the mobile terminal to complete the entire service. The operation time saves the power of the mobile terminal.
  • the user name in the first type of service request is used as the identification information and is authenticated in the first computer system with the login password corresponding to the user name in the first computer system. After the authentication is successful, the user name is The login password is used as the username and initial password of the first type of account in the second computer system to reduce the interaction with the user terminal to obtain the username and password of the first type of account. Process, saving time spent on completing the business
  • the mobile phone number or the e-mail address of the user is obtained by interacting with the user terminal, and then the validity of the obtained mobile phone number or e-mail address is verified by sending a verification code. After the verification is successful, the mobile phone number or e-mail address is taken as the first
  • the username of the first type of account is followed by the first type of service request. If the user does not perform the second type of service, the first type of service operation can be performed only by the above mobile phone number or mailbox by inputting the verification code, and the password is not needed, which is convenient and quick.
  • FIG. 1 is a schematic flow chart of a computer system-based service processing method according to a first embodiment of the present invention
  • FIG. 2 is a schematic flow chart of a computer system-based service processing method according to a second embodiment of the present invention.
  • FIG. 3 is a schematic structural diagram of a service processing apparatus based on a computer system in a fifth embodiment of the present invention.
  • FIG. 4 is a schematic structural diagram of a service processing apparatus based on a computer system in a sixth embodiment of the present invention.
  • FIG. 1 is a schematic flow chart of the computer system-based business processing method.
  • the computer system-based business processing method includes the following steps:
  • step 101 the second computer system receives a first type of service request from the first computer system, wherein the first type of service request includes order information.
  • step 102 determining, according to the identification information carried in the first type of service request, whether there is an associated account in the second computer system, wherein the associated account means that the account of the first computer system has been performed by the second computer system.
  • the second computer system records the account used by the account in the second computer system for related business as its associated account.
  • step 103 If the result of the determination is yes, then go to step 103; otherwise, go to step 104.
  • step 103 the first type of service of the order information included in the first type of service request is completed on the second computer system using the existing associated account.
  • step 104 the second computer system initiates an authentication request for the validity of the identification information.
  • step 105 it is determined whether the second computer system has received the information that the authentication was successful.
  • step 106 If the result of the determination is yes, then go to step 106; otherwise, return to step 104 above.
  • the second computer system In step 106, the second computer system generates a second in communication through communication with the user terminal.
  • the first type of account in the computer system wherein the first type of account only requires the user to input the information necessary to complete the first type of business on the user terminal, and the first type of account refers to only the first type of account.
  • step 107 the first type of service of the order information included in the first type of service request is completed on the second computer system using the first type of account.
  • the method further includes the following steps:
  • the correspondence between the account information and the identification information of the first type of account and the first type of account is stored.
  • the identification information refers to information for identifying the identity of the user who initiated the first type of service, such as the user name and login password, mobile phone number or email address in the first computer system.
  • the validity of the identification information refers to verifying whether the identity information received by the computer system is authentic and valid. For example, if the second computer system receives the user name and login password of the user in the first computer system, it needs to send it to the first computer system for verification, verify whether the user name exists, and whether the user name and login password are match. If the identification information is a mobile phone number, it is necessary to send a verification code to the mobile phone number, and verify whether the mobile phone number is valid by the received verification code, and also for the mailbox.
  • the first type of service is a payment service
  • the second type of service is a non-payment service
  • the information necessary to complete the first type of service may be a mobile phone number, a mailbox, a user name of the user in the first computer system, and the like.
  • a new first-class account information can be directly generated on the third-party platform by simple authentication, and then the user is guided to complete the entire service quickly. Operation process, without interrupting business process registration, reducing the maintenance cost of third-party platforms.
  • the operation time saves the power of the mobile terminal.
  • a second embodiment of the present invention relates to a service processing method based on a computer system.
  • 2 is a schematic flow chart of the computer system-based business processing method.
  • the second embodiment is improved on the basis of the first embodiment, and the main improvement is that for the service requiring higher security guarantee, guiding the client to complete the identity authentication and the completion of the account information can improve the security of the execution of these services. degree.
  • step 108 it is determined whether the first type of account in the second computer system initiates the second type of service.
  • the second type of service refers to other transaction services provided by the second computer system other than the first type of service, such as transfer, recharge, cash withdrawal, credit card repayment, and the like.
  • step 109 If the result of the determination is yes, the process proceeds to step 109; otherwise, the process ends.
  • step 109 the second computer system acquires supplementary information of the first type of account through communication with the user terminal, and the supplementary information includes at least user identity information and a login password.
  • the obtained user identity information and login password are verified.
  • the verification of the login password includes the second computer system verifying whether the login password conforms to the password format If the login password is the same as the login password of the account with the same user name on other websites, if the login password is not met or the content is consistent, the user terminal needs to interact with the user terminal to perform the modification of the login password until the verification succeeds.
  • step 111 it is determined whether the user identity information and the login password are successfully verified.
  • step 112 If the result of the determination is yes, then go to step 112; otherwise, return to step 110 above.
  • step 112 the first type of account is upgraded to a second type of account in the second computer system, wherein the second type of account includes supplemental information.
  • step 113 the second type of service is completed on the second computer system using the second type of account.
  • the method further includes the following steps:
  • the account information of the second type of account and the correspondence between the above identification information and the second type of account are stored.
  • the user identity information may include a name, an ID card number, etc.
  • the user identity information may include a name, a passport number, etc., and of course, may also include other identifiable user identities. Information, such as fingerprints.
  • the first type of account is a simple account for the first type of service only
  • the second type of account is a complete account that can be used for various services (including the first type of business and the second type of service). business).
  • a third embodiment of the present invention relates to a business processing method based on a computer system.
  • the third embodiment is improved on the basis of the first or second embodiment, and the main improvement is that the user name in the first type of service request is used as the identification information and the user name is in the first computer.
  • the corresponding login password in the system is authenticated in the first computer system. After the authentication is successful, the user name and the login password are used as the username and initial password of the first type of account in the second computer system to reduce the interaction with the user terminal.
  • the process of classifying the username and password of the account saves the time it takes to complete the first type of business.
  • the foregoing identification information is a username in the first type of service request
  • the foregoing step 104 includes the following substeps:
  • the second computer system interacts with the user terminal to obtain a login password corresponding to the username in the first computer system.
  • the second computer system sends the username and corresponding login password to the first computer system for authentication.
  • step 106 includes the following sub-steps:
  • the second computer system After receiving the information from the first computer system for successful authentication, the second computer system generates a first type of account in the second computer system by communicating with the user terminal, and the user name and initial password of the first type account are respectively The user name and login password for a successful computer system authentication are the same. After upgrading to the second type of account, the initial password is modified through interaction with the user terminal.
  • the user terminal before generating the first type of account in the second computer system, it is necessary to query whether the authenticated successful user name already exists in the second computer system, and if it already exists, determine Whether the user name can be robbed or not, if necessary, the user terminal needs to interact with the user terminal to obtain a password that is inconsistent with the existing user name. If not, the user terminal needs to interact with the user terminal to obtain a different user name and password.
  • the condition that the user name can be snatched is: the user is an existing user name.
  • the holder or controller of the mobile phone or mailbox can judge whether it can be robbed by checking the existing account login name, for example, by sending a mobile phone short message verification code or by sending an email to the mailbox for verification.
  • the user name randomly generated by the second computer system may also be used as the user name of the first type of account of the user in the second computer system.
  • a fourth embodiment of the present invention relates to a service processing method based on a computer system.
  • the fourth embodiment is improved on the basis of the first embodiment or the second embodiment.
  • the main improvement is that the user's mobile phone number or e-mail address is obtained by interacting with the user terminal, and then the acquisition is performed in the form of sending a verification code.
  • the validity of the mobile phone number or email address to be verified is verified, and after the verification is successful, the mobile phone number or the email address is used as the user name of the first type account for the subsequent first type of service request. If the user does not perform the second type of service, the first type of service operation can be performed only by the above mobile phone number or mailbox by inputting the verification code, and the password is not needed, which is convenient and quick.
  • step 104 includes the following sub-steps:
  • the second computer system acquires the user's mobile phone number or email address through communication with the user terminal; and sends a verification code to the obtained mobile phone number or email address.
  • step 106 includes the following sub-steps:
  • the second computer system determines whether the received verification code is the same as the transmitted verification code
  • the second computer system If the result of the determination is the same, the second computer system generates a first type of account in the second computer system by communicating with the user terminal.
  • the login name of the first type of account may be a mobile phone number or an email address that sends a verification code. The next time the user logs in to the second computer system, if his account is still the first account To enter the mobile phone number or email address, you must log in to verify.
  • the method embodiments of the present invention can all be implemented in software, hardware, firmware, and the like. Regardless of whether the invention is implemented in software, hardware, or firmware, the instruction code can be stored in any type of computer-accessible memory (eg, permanent or modifiable, volatile or non-volatile, solid state Or non-solid, fixed or replaceable media, etc.). Similarly, the memory may be, for example, Programmable Array Logic ("PAL"), Random Access Memory (RAM), or Programmable Read Only Memory (PROM). "), Read-Only Memory (“ROM”), Electrically Erasable Programmable ROM (“EEPROM”), Disk, CD, Digital Versatile Disc , referred to as "DVD”) and so on.
  • PAL Programmable Array Logic
  • RAM Random Access Memory
  • PROM Programmable Read Only Memory
  • ROM Read-Only Memory
  • EEPROM Electrically Erasable Programmable ROM
  • Disk CD
  • DVD Digital Versatile Disc
  • FIG. 3 is a schematic structural diagram of the computer system-based business processing apparatus.
  • the computer system-based business processing apparatus includes:
  • a receiving unit configured to control the second computer system to receive the first type of service request from the first computer system.
  • a first determining unit configured to receive, by the receiving unit, the second computer system After the first type of service request of the computer system, determining whether there is an associated account in the second computer system according to the identity identification information carried in the first type of service request, wherein the first type of service request includes the order information.
  • an authentication unit configured to, when the determination result of the determining unit is negative, control the second computer system to initiate an authentication request for validity of the identification information.
  • a generating unit configured to, after the second computer system receives the information that the authentication succeeds, control the second computer system to generate a first type of account in the second computer system by communicating with the user terminal, where the first type of account During the generation process, only the user is required to input the information necessary to complete the first type of service on the user terminal.
  • the first service unit is configured to perform the first type of service of the order information included in the first type of service request on the second computer system using the first type of account.
  • the apparatus further comprises the following units:
  • the storage unit is configured to store the account information of the first type of account and the correspondence between the identity information and the first type of account after the generating unit generates the first type of account.
  • the first embodiment is a method embodiment corresponding to the present embodiment, and the present embodiment can be implemented in cooperation with the first embodiment.
  • the related technical details mentioned in the first embodiment are still effective in the present embodiment, and are not described herein again in order to reduce repetition. Accordingly, the related art details mentioned in the present embodiment can also be applied to the first embodiment.
  • a sixth embodiment of the present invention relates to a business processing apparatus based on a computer system.
  • 4 is a schematic structural diagram of the computer system-based business processing apparatus.
  • the sixth embodiment is improved on the basis of the fifth embodiment, and the main improvement is For: For services that require higher security guarantees, guiding customers to complete identity authentication and account information completion can improve the security of these services.
  • the device further includes the following units:
  • the second determining unit is configured to determine, after the generating unit generates the first type of account, whether the first type of account in the second computer system initiates the second type of service.
  • an acquiring unit configured to: when the determination result of the second determining unit is YES, control the second computer system to obtain supplementary information of the first type of account by performing communication interaction with the user terminal, where the supplementary information includes at least user identity information and login password.
  • the verification unit is configured to verify the acquired user identity information and the login password.
  • an upgrade unit configured to upgrade the first type of account to a second type of account in the second computer system when the verification unit passes, wherein the second type of account includes supplementary information.
  • a second service unit for performing a second type of service on the second computer system using the second type of account.
  • the second embodiment is a method embodiment corresponding to the present embodiment, and the present embodiment can be implemented in cooperation with the second embodiment.
  • the related technical details mentioned in the second embodiment are still effective in the present embodiment, and are not described herein again in order to reduce repetition. Accordingly, the related art details mentioned in the present embodiment can also be applied to the second embodiment.
  • a seventh embodiment of the present invention relates to a business processing apparatus based on a computer system.
  • the seventh embodiment is improved on the basis of the fifth or sixth embodiment, and the main improvement is that the user name in the first type of service request is used as the identification information and the user name is in the first computer.
  • the corresponding login password in the system is authenticated in the first computer system, and the authentication is performed.
  • the user name and the login password are used as the username and initial password of the first type of account in the second computer system to reduce the interaction with the user terminal to obtain the username and password of the first type of account, thereby saving the completion of the first type of service. Time spent.
  • the foregoing identification information is a username in the first type of service request
  • the foregoing authentication unit includes the following subunits:
  • the first information acquiring subunit is configured to control the second computer system to interact with the user terminal to obtain a login password corresponding to the user name.
  • the password authentication subunit is configured to control the second computer system to send the username and the corresponding login password to the first computer system for authentication.
  • the above generating unit includes the following subunits:
  • a first account generation subunit configured to: after receiving information from the first computer system for successful authentication, the second computer system generates a first type of account in the second computer system by communicating with the user terminal, the first class
  • the username and initial password of the account are the same as the username and login password for successful authentication by the first computer system.
  • the third embodiment is a method embodiment corresponding to the present embodiment, and the present embodiment can be implemented in cooperation with the third embodiment.
  • the related technical details mentioned in the third embodiment are still effective in the present embodiment, and are not described herein again in order to reduce repetition. Accordingly, the related art details mentioned in the present embodiment can also be applied to the third embodiment.
  • An eighth embodiment of the present invention relates to a business processing apparatus based on a computer system.
  • the eighth embodiment is improved on the basis of the fifth embodiment, and the main improvement is that the user's mobile phone number or e-mail address is obtained by interacting with the user terminal, and then the obtained mobile phone number or the form of the verification code is sent. The validity of the e-mail is verified, after the verification is successful The mobile phone number or email address is used as the username of the first type of account for the subsequent first type of service request. If the user does not perform the second type of service, the first type of service operation can be performed only by the above mobile phone number or mailbox by inputting the verification code, and the password is not needed, which is convenient and quick.
  • the above authentication unit includes the following subunits:
  • the second information acquiring subunit is configured to control the second computer system to acquire the mobile phone number or the email address of the user through communication interaction with the user terminal.
  • the verification code sending subunit is configured to send a verification code to the obtained mobile phone number or email address.
  • the above generating unit includes the following subunits:
  • the verification code judging subunit is configured to control the second computer system to determine whether the received verification code is the same as the transmitted verification code.
  • a second account generating subunit configured to control the second computer system to generate the first type of account in the second computer system by communicating with the user terminal when the verification code determining subunit determines that the result is YES.
  • the fourth embodiment is a method embodiment corresponding to the present embodiment, and the present embodiment can be implemented in cooperation with the fourth embodiment.
  • the related technical details mentioned in the fourth embodiment are still effective in the present embodiment, and are not described herein again in order to reduce repetition. Accordingly, the related art details mentioned in the present embodiment can also be applied to the fourth embodiment.
  • each unit mentioned in the embodiments of the present invention is a logical unit.
  • a logical unit may be a physical unit, a part of a physical unit, or multiple physical entities.
  • the combination of units, the physical implementation of these logic units is not the most important, the combination of functions implemented by these logic units is to solve the problem of the present invention The key to the technical problems.
  • the above-mentioned various device embodiments of the present invention do not introduce a unit that is not closely related to solving the technical problem proposed by the present invention, which does not indicate that the above device implementation does not have other unit.

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  • Computer Security & Cryptography (AREA)
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Abstract

本发明涉及通信领域，公开了一种基于计算机系统的业务处理方法及其装置。本发明的处理方法包括以下步骤：第二计算机系统根据接收到的第一类业务请求中携带的身份识别信息判断是否在第二计算机系统中有关联账户；如果判结果为否，则第二计算机系统发起对身份识别信息有效性的认证请求；接收到认证成功的信息后第二计算机系统通过与用户终端的通信交互生成第一类账户；使用第一类账户在第二计算机系统上完成第一类业务。对于选取第三方平台进行业务操作但是在第三方平台没有账户的用户，第二计算机系统可通过简单的认证生成简易账户并快速完成整个业务流程，期间无需中断业务流程进行注册，降低第三方平台的维护成本。

Description

基于计算机系统的业务处理方法及其装置 技术领域
本发明涉及通信领域，特别涉及一种基于计算机系统的业务处理方法及其装置。
背景技术
随着计算机网络的快速发展，为了节省时间和成本，电子商务活动已成为人们日常生活的重要组成部分。但是，现有的电子商务平台间一般彼此完全独立，用户在一个平台上进行业务操作后如果要进行相关的其他操作，如果相关操作需要调用第三方平台完成，则在调用的第三方平台上必须具有相应的账户才能继续操作，即用户在调用的第三方平台必须花一定的时间进行注册，才能完成整个业务流程，这使得第三方平台和发起业务平台的使用和维护成本大大提高，并且，在业务完成过程中如果使用的是移动终端，也会需要耗费大量的电能。
发明内容
本发明的目的在于提供一种基于计算机系统的业务处理方法及其装置，对于选取第三方平台进行第一类业务操作但是在第三方平台没有账户的用户，可通过简单的认证生成简易账户并快速完成第一类业务的流程，降低第三方平台的维护成本，且对于使用移动终端完成第一类业务操作的情况，可 大大减少用户使用移动终端完成相应的第一类业务的时间，节约移动终端的电能。
为解决上述技术问题，本发明的实施方式公开了一种基于计算机系统的业务处理方法，包括以下步骤：
第二计算机系统接收到来自第一计算机系统的第一类业务请求后，根据该第一类业务请求中携带的身份识别信息判断是否在第二计算机系统中有关联账户，其中，第一类业务请求包含订单信息；
如果判断结果为否，则第二计算机系统发起对身份识别信息有效性的认证请求；
如果第二计算机系统接收到认证成功的信息，则第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户，其中，第一类账户的生成过程中仅要求用户在用户终端上输入完成本次第一类业务所必须的信息；
使用第一类账户在第二计算机系统上完成第一类业务请求中包含的订单信息的第一类业务。
本发明的实施方式还公开了一种基于计算机系统的业务处理装置，包括：
第一判断单元，用于在第二计算机系统接收到来自第一计算机系统的第一类业务请求后，根据该第一类业务请求中携带的身份识别信息判断是否在第二计算机系统中有关联账户，其中，第一类业务请求包含订单信息；
认证单元，用于在判断单元的判断结果为否时，控制第二计算机系统发 起对身份识别信息有效性的认证请求；
生成单元，用于在第二计算机系统接收到认证成功的信息后，控制第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户，其中，第一类账户的生成过程中仅要求用户在用户终端上输入完成本次第一类业务所必须的信息；
第一业务单元，用于使用第一类账户在第二计算机系统上完成第一类业务请求中包含的订单信息的第一类业务。
本发明实施方式与现有技术相比，主要区别及其效果在于：
对于选取第三方平台进行业务操作但是在第三方平台没有账户的用户，可通过简单的认证直接在第三方平台生成一个新的第一类账户信息，然后引导用户快速完成整个业务操作流程，期间无需中断业务流程进行注册，降低第三方平台的维护成本。对于使用移动终端完成业务操作的情况，因为第一类账户的创建很快，只需要完成第一类业务所必须的信息，并不需要额外的信息，所以大大减少了用户使用移动终端完成整个业务操作的时间，节约了移动终端的电能。
进一步地，对于需要更高安全保证的业务，引导客户完成身份认证和账户信息的补全，可提高这些业务执行的安全度。
进一步地，将第一类业务请求中的用户名作为身份识别信息并将其与该用户名在第一计算机系统中对应的登录密码在第一计算机系统中进行认证，认证成功后将该用户名和登录密码作为第二计算机系统中第一类账户的用户名和初始密码，以减少与用户终端的交互获取第一类账户的用户名和密码的 过程，节省完成业务所耗费的时间
进一步地，通过和用户终端交互获取用户的手机号码或者电子邮箱，然后以发送验证码的形式对获取到的手机号码或电子邮箱的有效性进行验证，验证成功后将手机号码或电子邮箱作为第一类账户的用户名进行后续的第一类业务请求。如果用户未进行第二类业务，则可通过输入验证码的方式仅凭上述手机号码或邮箱进行第一类业务操作，无需密码，方便快捷。
附图说明
图1是本发明第一实施方式中一种基于计算机系统的业务处理方法的流程示意图；
图2是本发明第二实施方式中一种基于计算机系统的业务处理方法的流程示意图；
图3是本发明第五实施方式中一种基于计算机系统的业务处理装置的结构示意图；
图4是本发明第六实施方式中一种基于计算机系统的业务处理装置的结构示意图。
具体实施方式
在以下的叙述中，为了使读者更好地理解本申请而提出了许多技术细节。但是，本领域的普通技术人员可以理解，即使没有这些技术细节和基于 以下各实施方式的种种变化和修改，也可以实现本申请各权利要求所要求保护的技术方案。
为使本发明的目的、技术方案和优点更加清楚，下面将结合附图对本发明的实施方式作进一步地详细描述。
本发明第一实施方式涉及一种基于计算机系统的业务处理方法。图1是该基于计算机系统的业务处理方法的流程示意图。
如图1所示，该基于计算机系统的业务处理方法包括以下步骤：
在步骤101中，第二计算机系统接收来自第一计算机系统的第一类业务请求，其中，第一类业务请求包含订单信息。
此后进入步骤102，根据该第一类业务请求中携带的身份识别信息判断是否在第二计算机系统中有关联账户，其中，关联账户是指第一计算机系统的账户如果通过第二计算机系统进行过某一业务操作，则第二计算机系统会将该账户在第二计算机系统进行相关业务时所用的账户记录为其关联账户。
如果判断结果为是，则进入步骤103；否则，进入步骤104。
在步骤103中，使用已有的关联账户在第二计算机系统上完成第一类业务请求中包含的订单信息的第一类业务。
在步骤104中，第二计算机系统发起对身份识别信息有效性的认证请求。
此后进入步骤105，判断第二计算机系统是否接收到认证成功的信息。
如果判断结果为是，则进入步骤106；否则，返回执行上述步骤104。
在步骤106中，第二计算机系统通过与用户终端的通信交互生成在第二 计算机系统中的第一类账户，其中，第一类账户的生成过程中仅要求用户在用户终端上输入完成本次第一类业务所必须的信息，且第一类账户是指只能进行第一类业务操作的限制性账户。
此后进入步骤107，使用第一类账户在第二计算机系统上完成第一类业务请求中包含的订单信息的第一类业务。
此后结束本流程。
此外，在上述步骤106之后，本方法还包括以下步骤：
存储第一类账户的账户信息和身份识别信息与第一类账户之间的对应关系。
可以理解，在本发明中，身份识别信息是指用于识别发起第一类业务的用户身份的信息，例如其在第一计算机系统中的用户名和登录密码、手机号码或电子邮箱等信息。而身份识别信息有效性是指验证计算机系统接收到的身份识别信息是否是真实和有效的。例如，如果第二计算机系统接收到的身份识别信息用户在第一计算机系统中的用户名和登录密码，就需要将其发送给第一计算机系统进行验证，验证用户名是否存在以及用户名和登录密码是否匹配。如果身份识别信息为手机号码，则需要向该手机号码发送验证码，通过接收到的验证码验证该手机号码是否有效，对于邮箱，也是如此。
在本发明的一优选例中，上述第一类业务为支付业务，第二类业务为非支付业务。
此外，可以理解，在本发明中，完成本次第一类业务所必须的信息可以是手机号码、邮箱、用户在第一计算机系统中的用户名等。
在本发明中，对于选取第三方平台进行业务操作但是在第三方平台没有账户的用户，可通过简单的认证直接在第三方平台生成一个新的第一类账户信息，然后引导用户快速完成整个业务操作流程，期间无需中断业务流程进行注册，降低第三方平台的维护成本。对于使用移动终端完成业务操作的情况，因为第一类账户的创建很快，只需要完成第一类业务所必须的信息，并不需要额外的信息，所以大大减少了用户使用移动终端完成整个业务操作的时间，节约了移动终端的电能。
本发明第二实施方式涉及一种基于计算机系统的业务处理方法。图2是该基于计算机系统的业务处理方法的流程示意图。
第二实施方式在第一实施方式的基础上进行了改进，主要改进之处在于：对于需要更高安全保证的业务，引导客户完成身份认证和账户信息的补全，可提高这些业务执行的安全度。
具体地说，如图2所示，在上述步骤106之后，还包括以下步骤：
在步骤108中，判断第二计算机系统中的第一类账户是否发起第二类业务。其中，第二类业务是指除了第一类业务以外的第二计算机系统提供的其他交易业务，如转账、充值、提现、信用卡还款等业务。
如果判断结果为是，则进入步骤109；否则，结束本流程。
在步骤109中，第二计算机系统通过与用户终端的通信交互获取该第一类账户的补充信息，该补充信息中至少包括用户身份信息和登录密码。
此后进入步骤110，对获取的用户身份信息和登录密码进行验证。其中，对登录密码的验证包括第二计算机系统验证该登录密码是否符合密码格式要 求，和/或该登录密码是否和其他网站相同用户名的账户的登录密码一致等等，如果不符合要求或存在一致情况，则需要和用户终端交互进行登录密码的修改直至验证成功。
此后进入步骤111，判断用户身份信息和登录密码是否验证成功。
如果判断结果为是，则进入步骤112；否则，返回上述步骤110。
在步骤112中，将第一类账户升级为第二计算机系统中的第二类账户，其中第二类账户中包括补充信息。
此后进入步骤113，使用第二类账户在第二计算机系统上完成第二类业务。
此后结束本流程。
此外，在上述步骤112之后，本方法还包括以下步骤：
存储第二类账户的账户信息和上述身份识别信息与第二类账户之间的对应关系。
可以理解，在本发明中，对于国内用户，用户身份信息可包括姓名、身份证号码等，对于国外客户，用户身份信息可包括姓名、护照号码等，当然，也可以包括其他可确定用户身份的信息，如指纹等。
此外，可以理解，在本发明中，第一类账户是仅用于第一类业务的简易账户，第二类账户是可以用于各种业务的完整账户(包括第一类业务和第二类业务)。
本发明第三实施方式涉及一种基于计算机系统的业务处理方法。
第三实施方式在第一或第二实施方式的基础上进行了改进，主要改进之处在于：将第一类业务请求中的用户名作为身份识别信息并将其与该用户名在第一计算机系统中对应的登录密码在第一计算机系统中进行认证，认证成功后将该用户名和登录密码作为第二计算机系统中第一类账户的用户名和初始密码，以减少与用户终端的交互获取第一类账户的用户名和密码的过程，节省完成第一类业务所耗费的时间。
具体地，上述身份识别信息为第一类业务请求中的用户名，并且上述步骤104包括以下子步骤：
第二计算机系统与用户终端交互获取在第一计算机系统中与上述用户名对应的登录密码。
第二计算机系统将用户名和对应的登录密码发送给第一计算机系统进行认证。并且上述步骤106包括以下子步骤：
接收到来自第一计算机系统认证成功的信息后，第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户，该第一类账户的用户名和初始密码分别与第一计算机系统认证成功的用户名和登录密码相同。在升级为第二类账户后，会通过与用户终端的交互将初始密码进行修改。
此外，在本发明的一优选例中，在生成在第二计算机系统中的第一类账户前，需查询认证成功的用户名是否已存在于第二计算机系统中，如果已经存在，则需确定是否可以抢夺使用该用户名，如果可以，则需与用户终端交互获取与已有用户名不一致的密码，如果不可以，则需与用户终端交互获取不同的用户名和密码。其中，用户名可以抢夺的条件是：用户为已有用户名 的手机或邮箱的持有人或控制人，可通过校验已有账户登录名的方式判断是否可以抢夺，比如，通过发送手机短信验证码校验或通过向邮箱发送邮件进行校验等。
此外，可以理解，在本发明的其他实施方式中，也可以以第二计算机系统随机生成的用户名作为用户在第二计算机系统中的第一类账户的用户名。
本发明第四实施方式涉及一种基于计算机系统的业务处理方法。
第四实施方式在第一实施方式或第二实施方式的基础上进行了改进，主要改进之处在于：通过和用户终端交互获取用户的手机号码或者电子邮箱，然后以发送验证码的形式对获取到的手机号码或电子邮箱的有效性进行验证，验证成功后将手机号码或电子邮箱作为第一类账户的用户名进行后续的第一类业务请求。如果用户未进行第二类业务，则可通过输入验证码的方式仅凭上述手机号码或邮箱进行第一类业务操作，无需密码，方便快捷。
具体地说，上述步骤104包括以下子步骤：
第二计算机系统通过与用户终端的通信交互获取用户的手机号码或电子邮箱；向获取的手机号码或电子邮箱发送验证码。并且上述步骤106包括以下子步骤：
第二计算机系统判断接收到的验证码是否与发送的验证码相同；
如果判断结果为相同，则第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户。
在本实施方式中，第一类账户的登陆名称可以是发送验证码的手机号码或电子邮箱。用户在下次登陆第二计算机系统时，如果其账户还是第一类账 户，则需输入手机号码或电子邮箱，同时通过验证后才能登陆。
此外，在本发明的一优选例中，在获取到用户的手机号码或电子邮箱后，需对其在第二计算机系统中是否有绑定的账户进行查询，如果已经绑定了账户，则需通过与用户终端交互获取其他手机号码或电子邮箱，以确保账户的安全性。
本发明的各方法实施方式均可以以软件、硬件、固件等方式实现。不管本发明是以软件、硬件、还是固件方式实现，指令代码都可以存储在任何类型的计算机可访问的存储器中(例如永久的或者可修改的，易失性的或者非易失性的，固态的或者非固态的，固定的或者可更换的介质等等)。同样，存储器可以例如是可编程阵列逻辑(Programmable Array Logic，简称“PAL”)、随机存取存储器(Random Access Memory，简称“RAM”)、可编程只读存储器(Programmable Read Only Memory，简称“PROM”)、只读存储器(Read-Only Memory，简称“ROM”)、电可擦除可编程只读存储器(Electrically Erasable Programmable ROM，简称“EEPROM”)、磁盘、光盘、数字通用光盘(Digital Versatile Disc，简称“DVD”)等等。
本发明第五实施方式涉及一种基于计算机系统的业务处理装置。图3是该基于计算机系统的业务处理装置的结构示意图。
如图3所示，该基于计算机系统的业务处理装置包括：
接收单元，用于控制第二计算机系统接收来自第一计算机系统的第一类业务请求。
第一判断单元，用于在上述接收单元控制第二计算机系统接收到来自第 一计算机系统的第一类业务请求后，根据该第一类业务请求中携带的身份识别信息判断是否在第二计算机系统中有关联账户，其中，第一类业务请求包含订单信息。
认证单元，用于在判断单元的判断结果为否时，控制第二计算机系统发起对身份识别信息有效性的认证请求。
生成单元，用于在第二计算机系统接收到认证成功的信息后，控制第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户，其中，第一类账户的生成过程中仅要求用户在用户终端上输入完成本次第一类业务所必须的信息。
第一业务单元，用于使用第一类账户在第二计算机系统上完成第一类业务请求中包含的订单信息的第一类业务。
此外，在本发明的一优选例中，该装置还包括以下单元：
存储单元，用于在生成单元生成第一类账户后，存储第一类账户的账户信息和身份识别信息与第一类账户之间的对应关系。
第一实施方式是与本实施方式相对应的方法实施方式，本实施方式可与第一实施方式互相配合实施。第一实施方式中提到的相关技术细节在本实施方式中依然有效，为了减少重复，这里不再赘述。相应地，本实施方式中提到的相关技术细节也可应用在第一实施方式中。
本发明第六实施方式涉及一种基于计算机系统的业务处理装置。图4是该基于计算机系统的业务处理装置的结构示意图。
第六实施方式在第五实施方式的基础上进行了改进，主要改进之处在 于：对于需要更高安全保证的业务，引导客户完成身份认证和账户信息的补全，可提高这些业务执行的安全度。
具体地，该装置还包括以下单元：
第二判断单元，用于在生成单元生成第一类账户之后，判断第二计算机系统中的第一类账户是否发起第二类业务。
获取单元，用于在第二判断单元的判断结果为是时，控制第二计算机系统通过与用户终端的通信交互获取该第一类账户的补充信息，该补充信息中至少包括用户身份信息和登录密码。
验证单元，用于对获取的用户身份信息和登录密码进行验证。
升级单元，用于在验证单元验证通过时，将该第一类账户升级为第二计算机系统中的第二类账户，其中第二类账户中包括补充信息。
第二业务单元，用于使用第二类账户在第二计算机系统上完成第二类业务。
第二实施方式是与本实施方式相对应的方法实施方式，本实施方式可与第二实施方式互相配合实施。第二实施方式中提到的相关技术细节在本实施方式中依然有效，为了减少重复，这里不再赘述。相应地，本实施方式中提到的相关技术细节也可应用在第二实施方式中。
本发明第七实施方式涉及一种基于计算机系统的业务处理装置。
第七实施方式在第五或第六实施方式的基础上进行了改进，主要改进之处在于：将第一类业务请求中的用户名作为身份识别信息并将其与该用户名在第一计算机系统中对应的登录密码在第一计算机系统中进行认证，认证成 功后将该用户名和登录密码作为第二计算机系统中第一类账户的用户名和初始密码，以减少与用户终端的交互获取第一类账户的用户名和密码的过程，节省完成第一类业务所耗费的时间。
具体地说，上述身份识别信息为第一类业务请求中的用户名，并且上述认证单元包括以下子单元：
第一信息获取子单元，用于控制第二计算机系统与用户终端交互获取与用户名对应的登录密码。
密码认证子单元，用于控制第二计算机系统将用户名和对应的登录密码发送给第一计算机系统进行认证。并且上述生成单元包括以下子单元：
第一账户生成子单元，用于接收到来自第一计算机系统认证成功的信息后，第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户，该第一类账户的用户名和初始密码分别与第一计算机系统认证成功的用户名和登录密码相同。
第三实施方式是与本实施方式相对应的方法实施方式，本实施方式可与第三实施方式互相配合实施。第三实施方式中提到的相关技术细节在本实施方式中依然有效，为了减少重复，这里不再赘述。相应地，本实施方式中提到的相关技术细节也可应用在第三实施方式中。
本发明第八实施方式涉及一种基于计算机系统的业务处理装置。
第八实施方式在第五实施方式的基础上进行了改进，主要改进之处在于：通过和用户终端交互获取用户的手机号码或者电子邮箱，然后以发送验证码的形式对获取到的手机号码或电子邮箱的有效性进行验证，验证成功后 将手机号码或电子邮箱作为第一类账户的用户名进行后续的第一类业务请求。如果用户未进行第二类业务，则可通过输入验证码的方式仅凭上述手机号码或邮箱进行第一类业务操作，无需密码，方便快捷。
具体地说，上述认证单元包括以下子单元：
第二信息获取子单元，用于控制第二计算机系统通过与用户终端的通信交互获取用户的手机号码或电子邮箱。
验证码发送子单元，用于向获取的手机号码或电子邮箱发送验证码。并且上述生成单元包括以下子单元：
验证码判断子单元，用于控制第二计算机系统判断接收到的验证码是否与发送的验证码相同。
第二账户生成子单元，用于在验证码判断子单元判断结果为是时，控制第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户。
第四实施方式是与本实施方式相对应的方法实施方式，本实施方式可与第四实施方式互相配合实施。第四实施方式中提到的相关技术细节在本实施方式中依然有效，为了减少重复，这里不再赘述。相应地，本实施方式中提到的相关技术细节也可应用在第四实施方式中。
需要说明的是，本发明各设备实施方式中提到的各单元都是逻辑单元，在物理上，一个逻辑单元可以是一个物理单元，也可以是一个物理单元的一部分，还可以以多个物理单元的组合实现，这些逻辑单元本身的物理实现方式并不是最重要的，这些逻辑单元所实现的功能的组合才是解决本发明所提 出的技术问题的关键。此外，为了突出本发明的创新部分，本发明上述各设备实施方式并没有将与解决本发明所提出的技术问题关系不太密切的单元引入，这并不表明上述设备实施方式并不存在其它的单元。
需要说明的是，在本专利的权利要求和说明书中，诸如第一和第二等之类的关系术语仅仅用来将一个实体或者操作与另一个实体或操作区分开来，而不一定要求或者暗示这些实体或操作之间存在任何这种实际的关系或者顺序。而且，术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含，从而使得包括一系列要素的过程、方法、物品或者设备不仅包括那些要素，而且还包括没有明确列出的其他要素，或者是还包括为这种过程、方法、物品或者设备所固有的要素。在没有更多限制的情况下，由语句“包括一个”限定的要素，并不排除在包括所述要素的过程、方法、物品或者设备中还存在另外的相同要素。
虽然通过参照本发明的某些优选实施方式，已经对本发明进行了图示和描述，但本领域的普通技术人员应该明白，可以在形式上和细节上对其作各种改变，而不偏离本发明的精神和范围。

Claims (11)

  1. 一种基于计算机系统的业务处理方法，其特征在于，包括以下步骤：
    第二计算机系统接收到来自第一计算机系统的第一类业务请求后，根据该第一类业务请求中携带的身份识别信息判断是否在第二计算机系统中有关联账户，其中，所述第一类业务请求包含订单信息；
    如果判断结果为否，则第二计算机系统发起对所述身份识别信息有效性的认证请求；
    如果第二计算机系统接收到认证成功的信息，则第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户，其中，第一类账户的生成过程中仅要求用户在用户终端上输入完成本次第一类业务所必须的信息；
    使用所述第一类账户在所述第二计算机系统上完成所述第一类业务请求中包含的订单信息的第一类业务。
  2. 根据权利要求1所述的基于计算机系统的业务处理方法，其特征在于，在所述第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户的步骤之后，还包括以下步骤：
    判断第二计算机系统中的所述第一类账户是否发起第二类业务；
    如果判断结果为是，则第二计算机系统通过与用户终端的通信交互获取该第一类账户的补充信息，该补充信息中至少包括用户身份信息和登录密码；
    对获取的所述用户身份信息和登录密码进行验证；
    如果验证通过，则将该第一类账户升级为第二计算机系统中的第二类账户，其中第二类账户中包括所述补充信息；
    使用所述第二类账户在第二计算机系统上完成所述第二类业务。
  3. 根据权利要求1所述的基于计算机系统的业务处理方法，其特征在于，所述身份识别信息为第一类业务请求中的用户名，并且
    所述第二计算机系统发起对所述身份识别信息有效性的认证请求的步骤包括以下子步骤：
    第二计算机系统与用户终端交互获取在第一计算机系统中与所述用户名对应的登录密码；
    第二计算机系统将所述用户名和对应的登录密码发送给第一计算机系统进行认证；并且
    所述第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户的步骤包括以下子步骤：
    接收到来自第一计算机系统认证成功的信息后，第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户，该第一类账户的用户名和初始密码分别与第一计算机系统认证成功的所述用户名和登录密码相同。
  4. 根据权利要求1所述的基于计算机系统的业务处理方法，其特征在于，所述第二计算机系统发起对所述身份识别信息有效性的认证请求的步骤包括以下子步骤：
    第二计算机系统通过与用户终端的通信交互获取用户的手机号码或电子邮箱；
    向获取的所述手机号码或电子邮箱发送验证码；并且
    所述第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户步骤包括以下子步骤：
    第二计算机系统判断接收到的验证码是否与发送的验证码相同；
    如果判断结果为相同，则第二计算机系统通过与用户终端的通信交互生 成在第二计算机系统中的第一类账户。
  5. 根据权利要求1所述的基于计算机系统的业务处理方法，其特征在于，在所述第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户的步骤之后，还包括以下步骤：
    存储第一类账户的账户信息和所述身份识别信息与第一类账户之间的对应关系。
  6. 根据权利要求1至5中任一项所述的基于计算机系统的业务处理方法，其特征在于，所述第一类业务为支付业务，所述第二类业务为非支付业务。
  7. 一种基于计算机系统的业务处理装置，其特征在于，包括：
    第一判断单元，用于在第二计算机系统接收到来自第一计算机系统的第一类业务请求后，根据该第一类业务请求中携带的身份识别信息判断是否在第二计算机系统中有关联账户，其中，所述第一类业务请求包含订单信息；
    认证单元，用于在所述判断单元的判断结果为否时，控制第二计算机系统发起对所述身份识别信息有效性的认证请求；
    生成单元，用于在第二计算机系统接收到认证成功的信息后，控制第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户，其中，第一类账户的生成过程中仅要求用户在用户终端上输入完成本次第一类业务所必须的信息；
    第一业务单元，用于使用所述第一类账户在所述第二计算机系统上完成所述第一类业务请求中包含的订单信息的第一类业务。
  8. 根据权利要求7所述的基于计算机系统的业务处理装置，其特征在于，还包括以下单元：
    第二判断单元，用于在生成单元生成所述第一类账户之后，判断第二计 算机系统中的所述第一类账户是否发起第二类业务；
    获取单元，用于在所述第二判断单元的判断结果为是时，控制第二计算机系统通过与用户终端的通信交互获取该第一类账户的补充信息，该补充信息中至少包括用户身份信息和登录密码；
    验证单元，用于对获取的所述用户身份信息和登录密码进行验证；
    升级单元，用于在所述验证单元验证通过时，将该第一类账户升级为第二计算机系统中的第二类账户，其中第二类账户中包括所述补充信息；
    第二业务单元，用于使用所述第二类账户在第二计算机系统上完成所述第二类业务。
  9. 根据权利要求7所述的基于计算机系统的业务处理装置，其特征在于，所述身份识别信息为第一类业务请求中的用户名，并且
    所述认证单元包括以下子单元：
    第一信息获取子单元，用于控制第二计算机系统与用户终端交互获取在第一计算机系统中与所述用户名对应的登录密码；
    密码认证子单元，用于控制第二计算机系统将所述用户名和对应的登录密码发送给第一计算机系统进行认证；并且
    所述生成单元包括以下子单元：
    第一账户生成子单元，用于接收到来自第一计算机系统认证成功的信息后，第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户，该第一类账户的用户名和初始密码分别与第一计算机系统认证成功的所述用户名和登录密码相同。
  10. 根据权利要求7所述的基于计算机系统的业务处理装置，其特征在于，所述认证单元包括以下子单元：
    第二信息获取子单元，用于控制第二计算机系统通过与用户终端的通信交互获取用户的手机号码或电子邮箱；
    验证码发送子单元，用于向获取的所述手机号码或电子邮箱发送验证码；并且
    所述生成单元包括以下子单元：
    验证码判断子单元，用于控制第二计算机系统判断接收到的验证码是否与发送的验证码相同；
    第二账户生成子单元，用于在所述验证码判断子单元判断结果为是时，控制第二计算机系统通过与用户终端的通信交互生成在第二计算机系统中的第一类账户。
  11. 根据权利要求7至10中任一项所述的基于计算机系统的业务处理装置，其特征在于，还包括以下单元：
    存储单元，用于在生成单元生成第一类账户后，存储第一类账户的账户信息和所述身份识别信息与第一类账户之间的对应关系。
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