WO2013058636A1 - Multifunctional management system for e-services - Google Patents

Multifunctional management system for e-services Download PDF

Info

Publication number
WO2013058636A1
WO2013058636A1 PCT/LT2012/000003 LT2012000003W WO2013058636A1 WO 2013058636 A1 WO2013058636 A1 WO 2013058636A1 LT 2012000003 W LT2012000003 W LT 2012000003W WO 2013058636 A1 WO2013058636 A1 WO 2013058636A1
Authority
WO
WIPO (PCT)
Prior art keywords
management system
subject
electronic
services
multifunctional management
Prior art date
Application number
PCT/LT2012/000003
Other languages
French (fr)
Inventor
Albinas BAČILIŪNAS
Saulius SIMNIŠKIS
Vytautas DEKSNYS
Original Assignee
Kaunas University Of Technology
Uab "Bmg Consulting"
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Kaunas University Of Technology, Uab "Bmg Consulting" filed Critical Kaunas University Of Technology
Publication of WO2013058636A1 publication Critical patent/WO2013058636A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Definitions

  • Multifunctional management system for is dedicated for e-services organised with/without electronic means.
  • e-cash system which consists of interconnected devices over a local network and allow e-business transactions conducted over open networks. Each device has smart card reader. Smart cards are used as a valet for electronic purse.
  • One of the main components is the server that contains the list of records for each use of electronic money to the various service providers.
  • messages between the devices and / or smart card are protected by a secret key that is stored in smart card system (see EP 1 132875 (Al ), G06Q20/00, 2001).
  • the main deficiency of this invention is that the system can use only one function, i.e. only for payment (digital cash), it is not possible to maintain bought electronic rights (tickets to the movie theatres, concerts, performances, transport passage tickets, gift vouchers, discount points, etc.).
  • Purpose of the invention - to extend the functionality of the system, creating a multifunctional management system of electronic services for it's consumers and suppliers, which allow in electronic environment safely to identify the user, to make payments for services and to maintain bought electronic rights.
  • the invention is achieved by having multifunctional management system consisting modules of a users and service suppliers and the server, having a number of logical identifiers comprising subject's profile, recourses, account subject and entity identifiers with/without internal memory.
  • the subject profile can be a person, legal entity, device or logical entity.
  • Entity's resources accounts may be electronic money or dedicated electronic money, an electronic ticket or tickets to events, coupons, discounts, allowances.
  • Subject identifiers is a machine-readable form or taken from the terminal memory, optically scanned or entered manually. Brief Description of Drawing
  • Fig. l shows the structural scheme of the system
  • Fig. shows in the server database structure
  • Fig 3. shows the algorithm of tickets purchase for the events.
  • Fig. l Structure of Multifunctional management system for e-services is presented in Fig. l and consists of a user's account top-up module 1 , accounting and redistribution centre (clearing centre) 2, banks of money collection entities 3, clearing centre bank 4, the electronic service suppliers 5 and they banks 6.
  • Multifunctional management system for e-services works as follows: Registered in the system user can top-up his account in cash, bank transfer or via SMS. Information about the user's account top-up is transferred to the accounting and redistribution centre 2, and money are transferred into the banks of money collection entities 3. Once per day the money from the banks of money collection entities 3 are transmitted to the bank of clearing centre 4. Electronic service providers 5 as well are registered in the accounting and redistribution centre as well, and only then they can carry out customer service functions and get payments for them.
  • a new technical solution allows the management of e-services in a single environment, using a various e- resources accounts. Depending on what kind of entity identification has been used for identification, such accounts of resources will be used. All this allows to extend the functional possibilities of the system, creating a single multifunctional electronic management system for consumers and suppliers which enable secure the user identification, payments for services and management of bought electronic rights.

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Multifunctional management system is dedicated for e-services organised with/without electronic means. Purpose - to extend the functionality of the system, creating a multifunctional management system of electronic services for it's consumers and suppliers, which allow in electronic environment safely to identify the user, to make payments for services and to maintain bought electronic rights. That is achieved by having multifunctional management system consisting modules of a users and service suppliers and the server, having a number of logical identifiers comprising subject's profile, resources, accounts subject and entity identifiers with/without internal memory. In addition, the subject profile can be a person, legal entity, device or logical entity. Entity's resources accounts may be electronic money or dedicated electronic money, an electronic ticket or tickets to events, coupons, discounts, allowances. Subject identifiers is a machine-readable form or taken from the terminal memory, optically scanned or entered manually. ˙

Description

MULTIFUNCTIONAL MANAGEMENT SYSTEM
FOR E-SERVICES Technical Field
Multifunctional management system for is dedicated for e-services organised with/without electronic means. Background Art
There is known e-cash system which consists of interconnected devices over a local network and allow e-business transactions conducted over open networks. Each device has smart card reader. Smart cards are used as a valet for electronic purse. One of the main components is the server that contains the list of records for each use of electronic money to the various service providers. In order to improve the security of transactions, messages between the devices and / or smart card are protected by a secret key that is stored in smart card system (see EP 1 132875 (Al ), G06Q20/00, 2001).
Its main drawback is that this system can only use one function that is only for payment (e- cash), there is not possible to maintain bought „electronic rights" (tickets to the movie theatres, concerts, performances, transport tickets, gift vouchers, discount points, etc.).
There is known payment system with digital money and method comprising user terminal, user terminal in a communication network to interact with service providers, processing centers, where the user terminal is a digital media (electric passport), in which is installed the software, including programs for user identification and approval of financial transactions, in addition digital media (e-passport) has security features, a systematically deleting information when the user is not approved. Digital media (electronic passport) depending on the needs also choose the right program that performs the actions in the program. (LT patent No. 5704, G06Q 20/00, 2010 No. 48, 12/30/79).
The main deficiency of this invention is that the system can use only one function, i.e. only for payment (digital cash), it is not possible to maintain bought electronic rights (tickets to the movie theatres, concerts, performances, transport passage tickets, gift vouchers, discount points, etc.).
Purpose of the invention - to extend the functionality of the system, creating a multifunctional management system of electronic services for it's consumers and suppliers, which allow in electronic environment safely to identify the user, to make payments for services and to maintain bought electronic rights.
Disclosure of Invention
The invention is achieved by having multifunctional management system consisting modules of a users and service suppliers and the server, having a number of logical identifiers comprising subject's profile, recourses, account subject and entity identifiers with/without internal memory.
In addition, the subject profile can be a person, legal entity, device or logical entity. Entity's resources accounts may be electronic money or dedicated electronic money, an electronic ticket or tickets to events, coupons, discounts, allowances. Subject identifiers is a machine-readable form or taken from the terminal memory, optically scanned or entered manually. Brief Description of Drawing
The essence of the invention is illustrated in figures:
Fig. l . shows the structural scheme of the system;
Fig 2. shows in the server database structure;
Fig 3. shows the algorithm of tickets purchase for the events.
Description of Embodiments
Structure of Multifunctional management system for e-services is presented in Fig. l and consists of a user's account top-up module 1 , accounting and redistribution centre (clearing centre) 2, banks of money collection entities 3, clearing centre bank 4, the electronic service suppliers 5 and they banks 6.
Multifunctional management system for e-services works as follows: Registered in the system user can top-up his account in cash, bank transfer or via SMS. Information about the user's account top-up is transferred to the accounting and redistribution centre 2, and money are transferred into the banks of money collection entities 3. Once per day the money from the banks of money collection entities 3 are transmitted to the bank of clearing centre 4. Electronic service providers 5 as well are registered in the accounting and redistribution centre as well, and only then they can carry out customer service functions and get payments for them.
In Fig. 3 is presented case for tickets to the events in the acquisition, preservation and use. Industrial Applicability
Compared with the prototype, a new technical solution allows the management of e-services in a single environment, using a various e- resources accounts. Depending on what kind of entity identification has been used for identification, such accounts of resources will be used. All this allows to extend the functional possibilities of the system, creating a single multifunctional electronic management system for consumers and suppliers which enable secure the user identification, payments for services and management of bought electronic rights.

Claims

CLAIMS OF INVENTION
1. Multifunctional management system for e-services consisting modules of a users and service suppliers and the server, characterizes in that via having a number of logical identifiers comprising subject's profile, resources, accounts subject and entity identifiers with/without internal memory.
2. Multifunctional management system for e-services according to claim 1 , characterizes in that the subject's profile could be a person.
3. Multifunctional management system for e-services according to claim 1 , characterizes in that the subject's profile could be legal entity.
4. Multifunctional management system for e-services according to claim 1 , characterizes in that the subject's profile could be a device or logical subject.
5. Multifunctional management system for e-services according to claim 1 , characterizes in that the subject's resource accounts could be electronic money or electronic money.
6. Multifunctional management system for e-services according to claim 1 , characterizes in that the subject's resource accounts could be electronic transport tickets or tickets to events, coupons, rebates, allowances.
7. Multifunctional management system for e-services according to claim 1 , characterizes in that the entity identifiers or identifiers with internal memory can be a machine-readable form or taken from the terminal of memory.
8. Multifunctional management system for e-services according to claim 1 , characterizes in that the entity identifiers or identifiers with internal memory can be optically scanned or entered manually.
PCT/LT2012/000003 2011-10-17 2012-04-13 Multifunctional management system for e-services WO2013058636A1 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
LT2011093 2011-10-17
LT2011093A LT5951B (en) 2011-10-17 2011-10-17 Multifunctional management system for e-services

Publications (1)

Publication Number Publication Date
WO2013058636A1 true WO2013058636A1 (en) 2013-04-25

Family

ID=46465255

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/LT2012/000003 WO2013058636A1 (en) 2011-10-17 2012-04-13 Multifunctional management system for e-services

Country Status (2)

Country Link
LT (1) LT5951B (en)
WO (1) WO2013058636A1 (en)

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1132875A1 (en) 2000-03-07 2001-09-12 THOMSON multimedia Electronic wallet system
LT5704B (en) 2009-02-20 2010-12-27 Uab "Archiprojektas" System and method for payments with digital cash

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1132875A1 (en) 2000-03-07 2001-09-12 THOMSON multimedia Electronic wallet system
LT5704B (en) 2009-02-20 2010-12-27 Uab "Archiprojektas" System and method for payments with digital cash

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
EPO: "Mitteilung des Europäischen Patentamts vom 1. Oktober 2007 über Geschäftsmethoden = Notice from the European Patent Office dated 1 October 2007 concerning business methods = Communiqué de l'Office européen des brevets,en date du 1er octobre 2007, concernant les méthodes dans le domaine des activités", JOURNAL OFFICIEL DE L'OFFICE EUROPEEN DES BREVETS.OFFICIAL JOURNAL OF THE EUROPEAN PATENT OFFICE.AMTSBLATTT DES EUROPAEISCHEN PATENTAMTS, OEB, MUNCHEN, DE, vol. 30, no. 11, 1 November 2007 (2007-11-01), pages 592 - 593, XP007905525, ISSN: 0170-9291 *

Also Published As

Publication number Publication date
LT2011093A (en) 2013-04-25
LT5951B (en) 2013-07-25

Similar Documents

Publication Publication Date Title
KR102103931B1 (en) Method and system for managing payment and document computing using identifiable tags and artificial intelligence
US20120231844A1 (en) System and device for facilitating a transaction by consolidating sim, personal token, and associated applications for electronic wallet transactions
US20110246317A1 (en) System and device for facilitating a transaction through use of a proxy account code
US20110238579A1 (en) System and device for facilitating a secure transaction with a validated token
CN106104619A (en) Realize the bio-identification solution that high flux reimbursement of expense and system enter
WO2011050309A2 (en) System and device for consolidating sim, personal token, and associated applications
CN106462853A (en) Card settlement terminal and card settlement system
CN101853459A (en) Payment method based on mobile phone payment
CN104657847A (en) Method for payment with limit code
Alhothaily et al. A novel verification method for payment card systems
CN103065241A (en) Cloud credit card transaction system and transaction method thereof
CN101866464A (en) Method for realizing mobile-phone payment in phone order
Almuairfi et al. Anonymous proximity mobile payment (APMP)
CN103886450A (en) Four-party on-line online shopping payment system and corresponding method
CN101860633A (en) Recharging method based on mobile phone payment
CN113450093B (en) Real-time consensus authentication method and system for digital change wallet based on cone block chain
US20150254669A1 (en) System and method for securely store and transfer electronic money
Galhotra et al. Mobile Payments: Assessing the Threats, Challenges and Security Measures
Pojee et al. Secure and quick NFC payment with data mining and intelligent fraud detection
WO2013058636A1 (en) Multifunctional management system for e-services
KR101123627B1 (en) A system for accumulating the changes and the method of providing the change accumulation service
JPWO2004075081A1 (en) Mobile/Internet commerce payment system
WO2014058349A1 (en) Electronic payment system
Vahedi et al. Promote Mobile Banking Services by using National Smart Card Capabilities and NFC Technology
Chinnasamy Augmentation of access technologies for the payment banking operations-An analysis

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 12732886

Country of ref document: EP

Kind code of ref document: A1

NENP Non-entry into the national phase

Ref country code: DE

122 Ep: pct application non-entry in european phase

Ref document number: 12732886

Country of ref document: EP

Kind code of ref document: A1