WO2012160759A1

WO2012160759A1 - Card handling device

Info

Publication number: WO2012160759A1
Application number: PCT/JP2012/002913
Authority: WO
Inventors: 正樹土谷
Original assignee: 日立オムロンターミナルソリューションズ株式会社
Priority date: 2011-05-25
Filing date: 2012-04-27
Publication date: 2012-11-29
Also published as: JPWO2012160759A1; CN102982611B; CN102982609A; CN102982611A; CN102982609B; JP5736045B2

Abstract

[Problem] The present invention provides a novel means which makes it possible to reduce intended skimming from a card handling device. [Solution] A card handling unit (200)comprises a card guide (202) which projects from a front surface unit (100F) of an automatic teller machine (100). The card guide (202)is formed by extending a card guide surface (204), for guiding a card (K) into a card insertion hole (114) and for guiding the card (K) out of the card insertion hole (114), towards the front of the device as seen from the card insertion hole (114). The card handling unit (200) further comprises a first protrusion (206) and a second protrusion (208). The first protrusion (206) protrudes upwards from the card guide surface (204) on the side facing the card insertion hole (114). The second protrusion (208) protrudes upwards from the card guide surface (204) in such a way as to lie opposite the first protrusion (206) with the card guide surface (204) therebetween, the second protrusion (208) joining to form a single element with the first protrusion (206) such as to enclose the card guide surface (204) on three sides together with the first protrusion (206).

Description

Card handling device

The present invention relates to a card handling device that handles cards.

This type of card handling device is widely used in various modes for reading various information stored in the card. For example, if it is sufficient to simply read stored information, the card handling device is used alone. In addition, it is frequently used even when incorporated in various transactions based on card stored information, for example, an automatic cash transaction apparatus for performing cash deposit / withdrawal transactions.

Since the card storage information is generally secret, it is indispensable for the card transaction apparatus to deal with illegal information reading, so-called skimming. Information skimming is performed by attaching a skimming device that the card transaction device does not originally have to the card transaction device, and reading the information on the magnetic stripe, for example, when the card is inserted into the card insertion hole. . From such a viewpoint, various measures against skimming have been proposed (Patent Document 1 and the like).

JP 2001-67525 A JP 2005-266999 A JP 2010-170379 A

Although skimming can be prevented by these countermeasures, skimming is performed with an unfair intention. Therefore, in order to remove the intention, it is required to propose a variety of skimming countermeasures.

The purpose of the present invention is to propose a new coping method that can eliminate the intention of skimming based on the above-mentioned problems.

In order to achieve at least part of the above object, the present invention employs the following configuration.

[Application 1: Card handling equipment]
A card handling device for handling cards,
A card guide for forming a card guide surface for guiding the insertion of the card into the card insertion hole and the discharging guide of the card from the card insertion hole on the front side of the device as viewed from the card insertion hole;
A first raised portion that protrudes above the card draft surface on the side facing the card insertion hole and restricts the operating range of the card along the card traveling direction toward the card insertion hole in the card guide surface; The gist is to prepare.

The card handling device configured as described above has the following advantages.

For example, if the information is read by the skimming device, if the magnetic recording is performed by the magnetic stripe, the skimming device covers the entire area of the magnetic stripe of the card when the card is inserted and guided on the card guide surface toward the card insertion hole. Contact is required. In the case of IC chip recording, contact between the IC chip and the skimming device is required. For this reason, a person who intends to read information illegally by the skimming device (hereinafter referred to as a skimming agent) tries to install the skimming device in an area where the entire area of the magnetic stripe can be contacted.

By the way, normally, the card inserted into the card insertion hole is transported into the apparatus by a transport device in the apparatus, and then is ejected from the card insertion hole by the transport device and stops at the card guide surface. Although the rest position is determined by the characteristics of the transport device, if the card guide surface is not flat in the area from the card insertion hole to the card front end at the rest position (insertion hole side area), ejection from the card insertion hole is hindered. For this reason, it becomes difficult to install a skimming device in the insertion hole side region, so that a skimming agent installs a skimming device in a region where contact can be made over the entire magnetic stripe while avoiding the insertion hole side region. There is a tendency to try. The same applies to the IC card.

In the card transaction apparatus having the above-described configuration, the card operating surface along the card traveling direction toward the card insertion hole is limited on the card guide surface by the first raised portion, so that contact over the entire magnetic stripe of the card is ensured. These can also be restricted on the card guide surface with respect to the area where the skimming device can be installed and the area where the skimming device can be installed after ensuring contact with the IC chip. In addition, even if a skimming device is installed, the skimming device is installed on the card guide surface excluding the insertion hole side region described above or embedded in the card guide surface, and the installation position is also a magnetic stripe or It is limited to the place where the IC chip is formed. For this reason, since the skimming person is forced to install the skimming equipment in the restricted area in this way, it is possible to make the skimming person psychologically hesitant to install the skimming equipment. Further, if the user is warned about the area where the skimming device is restricted as described above, the user can easily determine whether the skimming device is installed. Naturally, it is easy to determine skimming equipment installation by apparatus maintenance personnel. In addition, even if a skimming device is installed on the card guide surface, the installed skimming device is visually recognized from the upper side of the card guide surface, making the user and apparatus maintenance personnel feel uncomfortable. Also from these points, according to the card transaction device having the above-described configuration, it is possible to make the skimming person psychologically hesitant to install skimming equipment.

The card transaction apparatus described above can be configured as follows. For example, it is possible to provide a second raised portion raised above the card draft surface so as to face each other across the card guide surface, and the second raised portion and the first raised portion surround the card guide surface in three directions. . In the card transaction apparatus according to this aspect, the upper side of the card guide surface is opened by the first and second raised portions surrounding the card guide surface in three directions, and the card is placed on the card guide surface. Limit to. In addition, the operation range of the card is also limited in the direction intersecting with the card traveling direction toward the card insertion hole by the second raised portions facing each other across the card guide surface. For this reason, the installable area of the skimming device can be more strictly limited, so that it becomes easier for the user who has been alerted to determine the installation of the skimming device, and the effectiveness of making the installation of the skimming device psychologically increases.

Then, the first and second raised portions can be integrated with the card guide, whereby the manufacture becomes simple.

Further, the second raised portion can have a notch reaching the card guide surface from the upper end of the raised portion. In this way, the user can insert a finger holding the card into the notch and place the card on the card guide surface from above, or can hold the card from the guide surface and lift it. Therefore, the card handling by the user can be simplified.

Further, the size of the card guide surface from the card insertion hole to the inner wall surface of the first raised portion is set to 1.05 to 1 of the size of the card along the card traveling direction toward the card insertion hole. Can be doubled. In this way, when the card is placed on the card guide surface and the card is inserted into the card insertion hole, the area where information can be read, that is, the area where the skimming device can be installed is surely narrowed. Thus, it is possible to increase the effectiveness of psychologically disposing skimming equipment. Since the size of the card is approximately 86 mm, the size of the guide surface is approximately 4.3 mm to 17.6 mm longer than the card size.

Also, the state of the bulge from the card guide surface of the first bulge can be as follows. First, when a card-like plate is disposed on the top of the first raised portion from the card front end position on the card guide surface of the card discharged and conveyed from the card insertion hole and stationary, the plate is the card. An angle θ1 formed with the guide surface, and an angle θ2 formed with the card and the card guide surface when the card that is stationary and positioned in the card insertion hole is tilted so that the front end of the card is separated from the card guide surface. Suppose. Then, the first raised portion can be raised from the card guide surface so that the angle θ1 is larger than the angle θ2. This has the following advantages.

As a skimming device that can be mounted on the card guide having the first raised portion raised from the card guide surface, a skimming device having an information reading unit on an inclined surface inclined toward the card insertion hole can be assumed. The device is mounted on the card guide surface. In this case, if the skimming device positions the lower end of the inclined surface in the previously described insertion hole side region on the card insertion hole side, card ejection from the card insertion hole to the stationary position is hindered. Is easily discriminated. For this reason, the skimming device having the inclined surface is mounted on the card guide surface so that the lower end of the inclined surface coincides with the card front end position which has been discharged and conveyed, or is closer to the first raised portion than the position. It will be. The angle formed by the inclined surface of the skimming device thus mounted corresponds to the angle formed by the plate described above and the card guide surface. When the angle θ1 is larger than the angle θ2 formed by the card with the card guide surface when the stationary card is tilted so that the card tip is separated from the card guide surface, the card is inserted into the card insertion hole from the inclined surface of the skimming device. Since the rear end of the card rides on an inclined surface and the front end of the card is a card guide surface, the card is inserted into the card insertion hole, and the user can feel uncomfortable. Further, since the card is separated from the inclined surface, skimming over the entire length of the magnetic stripe becomes difficult. As a result, it is possible to increase the effectiveness of psychologically disabling skimming equipment installation.

The length of the line segment connecting the card tip position of the stationary card and the top of the first raised portion is parallel to the raised portion of the first raised portion after the angle is defined in this way. The first raised portion can be raised from the card guide surface so as to be shorter than the length of the card. In this way, the inclined surface of the skimming device described above is shorter than the card length, so that even if an information reading unit is provided on this inclined surface, skimming over the entire length of the magnetic stripe cannot be performed. And if this inclined surface is extended, since an inclined surface will get over a 1st protruding part, a discomfort can be given to a user and an apparatus maintenance person.

Also, when at least one of the card guide and the first raised portion is damaged, a first sensor that emits a sensor output different from that when there is no damage can be provided. This has the following advantages.

In the card handling device of the above configuration and each aspect, as described above, the card operating surface along the card traveling direction toward the card insertion hole is limited on the card guide surface by the first protruding portion. If there is no part, the installation of skimming equipment is concerned, and the card guide is concerned about the installation of the skimming equipment on the card guide surface itself. Therefore, if an attempt is made to install a skimming device, the skimming agent installs the skimming device by damaging the first protuberance, and then attempts to restore the device imitating the first protuberance. Alternatively, after the skimming device is embedded in the card guide surface, the guide surface is repaired. In any of these cases, the card guide or the first raised portion is temporarily damaged. Therefore, according to the above aspect, it is possible to detect the presence or absence of damage related to the skimming device installation by the first sensor. For this reason, various measures such as abnormality notification can be taken by the sensor output.

In this case, the first sensor is a light transmission type sensor, and the light transmission path in the light transmission type sensor is assumed to be damaged at at least one of the card guide or the first raised portion. And the formed transmission path can be covered with a light shielding material. In this way, since the introduction of external light into the transmission path can be suppressed, it is possible to improve the detection sensitivity for the presence or absence of damage associated with the skimming equipment installation. And if the said permeation | transmission path | route is used as the translucent material embed | buried under the said card guide or the said 1st protruding part so that it may pass through the said damage expected location, detection sensitivity can be improved more.

And a second sensor that emits a sensor output different from that when the card guide surface is damaged when the card guide surface is damaged at a position that matches the magnetic stripe of the card placed on the card guide surface. You can By so doing, it is possible to easily detect the presence or absence of damage related to the embedding of skimming equipment on the card guide surface. The second sensor is also formed as a light transmission type sensor, and a light transmission path in the light transmission type sensor is formed below the card guide surface along the magnetic stripe. The transmitted path can be covered with a light shielding material. In this way, since the introduction of external light into the transmission path can be suppressed, it is possible to improve the detection sensitivity of the presence or absence of damage related to the embedding of the skimming device on the card guide surface. And if the said permeation | transmission path | route is made into the translucent material embed | buried under the said card guide surface, detection sensitivity can be improved more.

And a third sensor for detecting a movement state of the card (hereinafter referred to as a card movement state) when being guided by the card guide surface and inserted into the card insertion hole. If the detected card movement situation is different from a predetermined card movement situation, a sensor output different from that in the predetermined card movement situation can be generated. In this way, since it is possible to detect the possibility that a skimming device that does not change the card movement status to the predetermined card movement status is installed on the card guide surface, various measures such as abnormality notification can be taken by the sensor output.

Further, a fourth sensor for detecting an opening state of the card insertion hole is provided, and the fourth sensor is different from the predetermined opening state when the detected opening state is different from a predetermined opening state. A sensor output can be emitted. By doing this, it is possible to detect the possibility that a skimming device is installed in the card insertion hole so that the opening state of the card insertion hole does not become a predetermined opening state, so various measures such as abnormality notification can be taken by the sensor output .

In addition, the card guidance system includes a fifth sensor installed on the second protruding portion opposed to the second sensor and an output processing unit that receives and processes the sensor output of the fifth sensor. In the upper position of the card that does not interfere with the card placed on the surface, the card guide surface detects the presence or absence of a foreign substance other than the card, and the output processing unit outputs the fifth sensor with a steady card handling. If it is different from the sensor output status at that time, an output indicating the possibility that the foreign object has already been installed on the card guide surface can be generated. This has the following advantages.

In a non-handling situation where no card is placed on the card guide surface, the fifth sensor normally does not detect anything, so the output processing unit receives a steady sensor output without detection. In addition, in a transaction situation where a card is placed on the card guide surface and the card is handled, the user's finger may be placed on the card guide surface as the card is placed. It may be detected as a foreign object by the fifth sensor. However, since the user's finger is removed along with the completion of the card insertion into the card insertion hole or the completion of the card transaction itself, the detection of the finger (foreign matter) by the fifth sensor becomes temporary and then disappears. The output status of the fifth sensor, that is, the steady sensor output without detection in the non-transaction situation described above, and the temporary detection output and subsequent disappearance are the sensor output status at the time of steady card handling. I can imitate.

However, if a skimming device is mounted on the card guide surface, the fifth sensor continuously outputs a sensor output with detection regardless of whether or not the transaction is in a non-transaction situation. For this reason, the output processing unit receives the sensor output with continuous detection and issues an output indicating that a foreign object such as a skimming device is already installed on the card guide surface. Various measures such as notification can be taken.

In this case, the fifth sensor can be a light transmission type sensor that forms a light transmission path at a position above the card between the opposing second raised portions. In addition, the opposing second raised portion is provided with a wall surface portion that allows light transmission perpendicular to the light transmission path on the inner wall on the card guide surface side, and the wall surface portion is disposed on the card. It can be made to oppose on both sides of a guide surface. In this way, a light transmission path can be secured, and a decrease in detection sensitivity can be suppressed. Moreover, since the wall surface portion has an appearance different from the inner wall of the other portion of the second raised portion, the skimming person can recognize that the foreign object has been detected. Can increase the sex.

And in the said 2nd protruding part which opposes, the said wall surface part which pinches | interposes the said card | curd guide surface is provided with two or more pairs, and it has the said 5th sensor of the said light transmission type sensor about at least a pair of said wall surface part. it can. In this way, the skimming agent can recognize that foreign object detection is performed at a plurality of locations, so that the effectiveness of psychologically reluctant to install the skimming device can be further enhanced.

In addition, a load applied to a card transport unit that performs an insertion transport for transporting the card inserted into the card insertion hole into the apparatus and a discharge transport for discharging the card from the card insertion hole and making the card stationary on the card guide surface. And a sensor output different from that in the case of the steady discharge conveyance when the detected load increases compared to the load in the regular discharge conveyance. Can be. This has the following advantages.

When the card is inserted and transported and then discharged and transported, if the card guide surface is not flat in the insertion hole side region as described above, the discharge from the card insertion hole is hindered. For this reason, according to the above aspect, skimming equipment is installed on the card guide surface so that the card insertion surface is not obstructed through an increase in the detection load of the sixth sensor, and the card guide surface is not flat. Therefore, various countermeasures such as abnormality notification can be taken by the sensor output.

Also, the second raised portion may be covered with an opening through which the user's hand holding the card enters the first raised portion. In this way, the work area intended to install the skimming device on the card guide surface can be restricted, so that it becomes difficult to install the skimming device, and it is possible to psychologically make the skimming agent hesitant to install the skimming device.

Furthermore, the present invention can be realized in various forms, and can be applied, for example, as an automatic cash transaction apparatus having the above-described card transaction apparatus, or a card transaction apparatus that can be retrofitted to an automatic cash transaction apparatus.

It is a perspective view which shows the external appearance of the automatic teller machine 100 carrying the card handling unit 200 concerning a present Example. It is a block diagram which shows roughly the electric structure of the automatic teller machine 100. FIG. FIG. 2 is a perspective view schematically showing an appearance of a card handling unit 200. It is explanatory drawing which shows the card handling unit 200 by planar view. FIG. 5 is a schematic enlarged sectional view taken along line 5-5 in FIG. FIG. 3 is a plan view of a card handling unit 200 along with a card K. It is explanatory drawing which shows the mode of the card handling until the card insertion to the card insertion hole 114. FIG. It is explanatory drawing which shows the mode of the card handling after the card discharge from the card insertion hole. It is explanatory drawing which shows the mode of a restriction | limiting when it is going to install skimming apparatus. It is explanatory drawing which shows the mode of information reading avoidance when skimming apparatus SM is installed temporarily. It is explanatory drawing which shows the sensing structure supposing the damage of the card guide surface 204 or the 1st protruding part 206 accompanying skimming apparatus installation. FIG. 12 is a schematic enlarged sectional view taken along line 12-12 in FIG. FIG. 13 is a schematic end view taken along line 13-13 in FIG. FIG. 14 is a schematic enlarged sectional view taken along line 14-14 in FIG. FIG. 15 is a schematic cross-sectional view taken along line 15-15 in FIG. It is explanatory drawing of the card handling unit 200 which detects the movement condition of the card | curd K until it inserts in the card insertion hole 114. FIG. FIG. 17 is a schematic enlarged cross-sectional view taken along line 17-17 in FIG. It is explanatory drawing which shows the card handling unit 200 aiming at the sensing of the foreign material mounting | wearing on the upper surface of the card guide surface 204. FIG. It is explanatory drawing which shows the 1st protruding part 206 and the 2nd protruding part 208 in the cross section by the surface parallel to the card | curd guide surface 204 in FIG. It is explanatory drawing explaining an example which aims at the access restriction for apparatus mounting to the card handling unit 200 with the front unit 100F. It is explanatory drawing which shows the example which aims at access restriction with a cover. It is explanatory drawing which shows the mode of the damage detection which cross-arranged the light transmission path | route.

Hereinafter, embodiments of the present invention will be described with reference to the drawings. FIG. 1 is a perspective view showing an external appearance of an automatic teller machine 100 equipped with a card handling unit 200 according to the present embodiment, and FIG. 2 is a block diagram schematically showing an electrical configuration of the automatic teller machine 100. The automatic cash transaction apparatus 100 is an apparatus that is managed by a financial institution such as a bank and performs various transactions in accordance with a user (customer) operation. As shown in each of the above drawings, the automatic teller machine 100 includes a bill body handling unit 101, a coin handling unit 102, a passbook handling unit 103, a statement slip handling unit 104, and a customer operation unit. 105, a card reading unit 130, a power supply unit 107, a communication unit 108, and a main control unit 120. The main control unit 120 is in charge of overall control of the automatic teller machine 100, performs data transmission / reception with the banknote handling unit 101, etc. on the bus 110 capable of mutual data transmission, and supervises these units. Control.

The banknote handling unit 101 conveys banknotes between a banknote storage (not shown) in the apparatus main body 100B and the cash giving / receiving unit 111 of the apparatus table 100T (see FIG. 1), while the cash giving / receiving unit 111 provides a user with the banknote handling unit 101. Send and receive banknotes. The coin handling unit 102 transfers coins to the user in the cash transfer unit 111 while transferring coins between a coin storage (not shown) in the apparatus main body 100B and the cash transfer unit 111. The cash giving / receiving unit 111 includes an opening / closing shutter (not shown) on the device table 100T, and through the opening / closing of the shutter, accepts bills and coins from the user and delivers them to the user. The passbook handling unit 103 receives and pays out the passbook inserted through the passbook insertion hole 112, and reads a mark written in the passbook, print processing, etc. according to the transaction.

The statement handling unit 104 creates a transaction statement that records a card transaction desired by the user, for example, a handling time and an amount of money, and discharges the schedule from the issuing port 113 to the user. The customer operation unit 105 is a touch panel interface incorporated in the front unit 100F of the apparatus main body 100B, and displays information for accepting screen operations and deposit / withdrawal transactions by the user. The card reading unit 130 carries a magnetic stripe card (so-called cash card, hereinafter referred to as a card K) inserted through the card insertion hole 114 into the apparatus and discharges and conveys the card K from the card insertion hole 114. At the same time, the information recorded on the card K is read. At this time, the card reading unit 130 guides the user to insert the card K into the card insertion hole 114 and guide the removal of the card K discharged from the card insertion hole 114 through the lighting control of the flicker lamp 115. Plan. The communication unit 108 is connected to a host computer (not shown) of the automatic teller machine 100 installed at each financial institution store via a network line NW (for example, the Internet), and delivers a command from the host computer to the main control unit 120. Or the calculation result of the main control unit 120, specifically, the balance of stored banknotes / coins, an abnormality occurrence signal, and the like are transmitted to the host computer.

Next, the card handling unit 200 will be described in detail. 3 is a perspective view schematically showing the external appearance of the card handling unit 200, FIG. 4 is an explanatory view showing the card handling unit 200 in plan view, and FIG. 5 is a schematic enlarged sectional view taken along line 5-5 in FIG. It is.

As shown in the figure, the card handling unit 200 faces the card reading unit 130 (see FIG. 5) with the card insertion hole 114 of the front unit 100F of the automatic teller machine 100 interposed therebetween. The card reading unit 130 includes a card transport path 132 that extends from the card insertion hole 114 to the inside of the apparatus, and includes a transport roller 134, a magnetic head 136, and a card detection sensor 138 in the transport path. The transport roller 134 is configured to be able to rotate in the forward and reverse directions. The transport roller 134 transports the card K inserted into the card insertion hole 114 into the apparatus and discharges the card K from the card insertion hole 114. Discharging and transporting to a stationary position. Such card conveyance will be described later. The magnetic head 136 contacts the magnetic stripe of the card K and reads magnetically recorded information. The card detection sensor 138 detects the insertion of the card K from the card insertion hole 114 and transmits the detection signal to the main control unit 120.

The card handling unit 200 includes a card guide 202 protruding from the front unit 100F. The card guide 202 extends a card guide surface 204 for guiding the insertion of the card K into the card insertion hole 114 and the discharge guidance of the card K from the card insertion hole 114 to the front side of the apparatus as viewed from the card insertion hole 114. Form. In this case, the upper surface of the card guide surface 204 is so-called flush with the lower end of the card insertion hole 114 and the upper surface of the card transport path 132 connected to the card insertion hole 114. The card insertion hole 114 has an inclined entrance surface 114a on the card guide surface 204 side, and the inclined entrance surface 114a is inclined with respect to the card guide surface 204 at a predetermined angle θ2.

The card handling unit 200 includes a first raised portion 206 and a second raised portion 208, and the first raised portion 206 is raised above the card guide surface 204 on the side facing the card insertion hole 114. The second raised portion 208 is raised above the card guide surface 204 so as to face each other with the card guide surface 204 interposed therebetween, and is integrally connected to the first raised portion 206 so as to surround the card guide surface 204 in three directions together with the raised portion. Thus, the card handling unit 200 forms a card recess 209 having the card guide surface 204 as a bottom surface, surrounded by the first raised portion 206 and the second raised portion 208 and opened upward. Therefore, the placement of the card K by the user on the card guide surface 204 is limited to the operation from the release side of the card recess 209, that is, the upper side of the card guide surface 204. The card handling unit 200 restricts the operation range of the card K along the card traveling direction toward the card insertion hole 114 by the first raised portion 206 on the card guide surface 204, and the second raised portion 208 The movement range of the card K is also limited in the direction intersecting with the card traveling direction toward the insertion hole 114. Since the first raised portion 206 and the second raised portion 208 that cause such an operation restriction are integrated, the shape of the mold is simple in the manufacture, for example, the mold forming, and the manufacture is also easy.

Further, the card handling unit 200 has a notch 210 at a substantially central position of the second raised portion 208. The notch 210 is formed so as to reach the card guide surface 204 from the upper end of the second raised portion 208 and is connected to a recess 211 formed in the card guide surface 204.

Next, the relationship between the card handling unit 200 and the card K and the card handling using the card handling unit 200 will be described. 6 is a plan view of the card handling unit 200 together with the card K, FIG. 7 is an explanatory view showing how the card is handled until the card is inserted into the card insertion hole 114, and FIG. 8 is after the card is discharged from the card insertion hole 114. It is explanatory drawing which shows the mode of card handling.

As shown in the figure, the card handling unit 200 has a dimension 204L of the card guide surface 204 from the card insertion hole 114 to the inner wall surface of the first raised portion 206 along the card traveling direction toward the card insertion hole 114. The size of the card K, that is, 1.06 times the card length. Further, the distance between the inner walls of the second raised portions 208 facing each other across the card guide surface 204 is also set to 1.1 times the width of the card K. That is, the card handling unit 200 strictly restricts the operating range of the card K in the card recess 209 with the above dimensions. The handling of the card K is as follows. Since the size of the card K is approximately 86 mm, the size 204L of the card guide surface 204 is about 8.6 mm, which is longer than the size of the card K. In this case, when the size of the card K is larger than 86 mm, the size 204L of the card guide surface 204 can be made longer by about 8.6 mm to 25 mm than the card size.

First, as shown in FIG. 7, the user holds the card K held by the finger straight from almost right above the card guide surface 204 or obliquely from the periphery of the opening of the card recess 209, and the card K is inserted into the card recess 209. Is placed on the card guide surface 204 (step S1). In this case, the user can easily place the card K holding the card K into the notch 210 and place the card K on the card guide surface 204 from above, so that the card can be handled easily. Next, the user inserts the card K into the card insertion hole 114 by pressing the card K placed on the card guide surface 204 with a finger toward the card insertion hole 114 (step S2). At this time, the card guide surface 204 performs a function of guiding the insertion of the card K into the card insertion hole 114, and the user inserts the card K until the card K reaches the transport roller 134.

When the card is inserted in this way, the card reading unit 130 conveys the card K into the apparatus by the conveyance roller 134 and reads the magnetic information by the magnetic head 136. When the cash transaction desired by the user is completed, as shown in FIG. 8, the card reading unit 130 ejects the card K from the card insertion hole 114 to the card guide surface 204 by the transport roller 134 and reaches the predetermined stationary position SP. The card K is stopped. When the card is discharged to the stationary position SP in this way, the user pulls out the card K from the card insertion hole 114 while pushing the card K with the fingertip (step S3), and then puts the finger into the notch 210 and grips the card K. Then, the card K is lifted from the card recess 209 and removed (step S4). Even when the card is removed, a finger can be inserted into the notch 210, which is convenient.

The card handling unit 200 of the present embodiment described above has the following advantages. FIG. 9 is an explanatory diagram showing a state of restriction when attempting to install skimming equipment.

As shown in the figure, the card K is discharged and conveyed from the card insertion hole 114 by the card reading unit 130 until it stops at the stationary position SP, so that a foreign substance is placed on the card guide surface 204 in the region from the card insertion hole 114 to the stationary position SP. For example, when a skimming device is installed, the discharge conveyance is hindered. Therefore, the area from the card insertion hole 114 to the stationary position SP can be set as a non-installable area SN where it is difficult to install the skimming device.

In addition, the card handling unit 200 according to the present embodiment operates the card K along the card traveling direction toward the card insertion hole 114 by the card recess 209 formed by the first raised portion 206 and the second raised portion 208. The range is severely limited on the card guide surface 204. For this reason, the area where the skimming device can be installed after ensuring the contact over the entire magnetic stripe of the card K can be more reliably limited on the card guide surface 204 which is slightly wider than the card K. Moreover, even if a skimming device is installed, the skimming device is installed on the card guide surface 204 excluding the installation impossible area SN shown in FIG. As shown in FIG. 6, it is limited to the installable area SK matching the magnetic stripe MS. For this reason, according to 200 of the present embodiment, the skimming device can be forced to be installed in the restricted region in this way, so that the skimming device can be psychologically hesitant to install. Further, if the user is alerted to the skimming device installation range SK restricted as described above, the user can easily determine the skimming device installation. As an alert in this case, for example, an alert statement such as “If there is a foreign object or a different pattern on the card guide area SK, please refrain from using it and contact the maintenance department”. Is attached in the vicinity of the card handling unit 200, or a warning message is displayed on the customer operation unit 105. In this case, apparatus maintenance personnel who perform cash replenishment and maintenance inspection of the automatic teller machine 100 can easily determine skimming equipment installation in the installable area SK.

Even if a skimming device is installed in the above-described installable area SK of the card guide surface 204, the installed skimming device is visually recognized from above the card guide surface 204, that is, from the opening side of the card recess 209. Make users and equipment maintenance staff feel uncomfortable. Also from these points, according to the card handling unit 200 of the present embodiment, it is possible to make the skimming equipment installation psychologically.

FIG. 10 is an explanatory diagram showing how information is avoided when the skimming device SM is installed. As shown in FIG. 10, the skimming device SM that can be mounted on the card handling unit 200 of this embodiment can be assumed to have an information reading section SS on an inclined surface that is inclined toward the card insertion hole 114 side. The skimming device SM can enter the card recess 209 and be mounted on the card guide surface 204. In this case, if the skimming device SM places the lower end of the inclined surface in the installation impossible area SN shown in FIG. 9, the card K rides on the lower end of the inclined surface by the card discharging and conveying by the conveying roller 134. The card is inserted while turning around the card insertion hole 114. Accordingly, the card transport load increases and the card ejection from the card insertion hole 114 to the stationary position SP is hindered, so that the skimming device SM is easily attached. In this case, if the user tries to pull out the card K, which has been bent over the card insertion hole 114 from the card insertion hole 114 with a fingertip, while being bent with the card insertion hole 114 as a boundary, the inclination angle of the card K is the inclined entrance surface 114a shown in FIG. The angle θ2 defined by (1) is exceeded, and the card cannot be pulled out. For this reason, the skimming device SM having an inclined surface coincides with the card front end position of the stationary position SP where the lower end of the inclined surface is ejected and transported and stopped, or is closer to the first raised portion 206 than the position. It will be attached to the card guide surface.

In the card handling unit 200 of the present embodiment, assuming the above situation, the first raised portion 206 was raised as follows. That is, as shown in FIG. 10, the card is hung from the card leading end position on the card guide surface 204 of the card K discharged and conveyed from the card insertion hole 114, that is, the stationary position SP, to the top of the inner wall side of the first raised portion 206. The first raised portion is formed such that an angle θ1 formed by the card K with the card guide surface 204 when K is disposed is larger than an inclination angle θ2 of the card K defined by the inclined entrance surface 114a of the card insertion hole 114. 206 was raised from the card guide surface 204. In addition, in this embodiment, the length of the line segment connecting the stationary position SP and the top of the first raised portion 206 on the inner wall side is made shorter than the length of the card K. This has the following advantages.

As shown in FIG. 10, the angle formed by the inclined surface of the skimming device SM mounted in the card recess 209 corresponds to the angle θ1 described above. In this embodiment, the angle θ1 is larger than the card inclination angle θ2 defined by the inclined inlet surface 114a of the card insertion hole 114, and the inclined surface length of the skimming device SM is shorter than the length of the card K. For this reason, even if the information reading unit SS is located on the upper end side of the inclined surface or the card K slides along the inclined surface, the information reading unit SS does not contact the entire area of the magnetic stripe over the entire length of the card. Since this is not possible, information reading by the skimming device SM can be avoided. Even if the information reading unit SS is located on the lower end side of the inclined surface, the card K inserted into the card insertion hole 114 from the inclined surface of the skimming device SM has the rear end of the card on the inclined surface and the front end of the card guides the card Since it is inclined to be located on the surface 204, this inclination angle may exceed the angle θ2 defined by the inclined entrance surface 114a shown in FIG. For this reason, the card insertion from the card insertion hole 114 to the transport roller 134 located in the apparatus can be hindered or impossible to insert, thereby giving a sense of incongruity to the user. In addition, if the leading end of the card is positioned on the card guide surface 204, the card K is inclined when the card is inserted thereafter. Therefore, the card K is separated from the information reading unit SS on the inclined surface to read information over the entire length of the magnetic stripe. Can be avoided. As a result, according to the card handling unit 200 of the present embodiment, it is possible to improve the effectiveness of making the installation of the skimming device SM having the information reading unit SS on the inclined surface psychologically.

By the way, if the inclined surface of the skimming device SM shown in FIG. 10 is made longer than the entire length of the card, information can be read by the information reading unit SS on the upper end side of the inclined surface, but the inclined surface in this case is the first raised portion 206. I have to get over. Therefore, since a sense of incongruity can be imparted to the user and the apparatus maintenance personnel, it is possible to hesitate to install skimming equipment and avoid reading information by extending the inclined surface.

As described above, according to the card handling unit 200 of the above embodiment, the installation of the skimming device can be made psychologically. However, it is assumed that the skimming device is installed on the card handling unit 200. The Therefore, hereinafter, a countermeasure for installation of the skimming device will be described. FIG. 11 is an explanatory view showing a sensing configuration assuming damage to the card guide surface 204 or the first raised portion 206 due to the installation of the skimming device, FIG. 12 is a schematic enlarged sectional view taken along line 12-12 in FIG. 12 is a schematic end view taken along line 13-13 in FIG. 12, FIG. 14 is a schematic enlarged cross-sectional view taken along line 14-14 in FIG. 11, and FIG. 15 is a schematic cross-sectional view taken along line 15-15 in FIG. is there.

As shown in FIG. 11, the card handling unit 200 includes a guide surface damage detection sensor 250, a first ridge top damage detection sensor 260, and a first ridge penetration damage detection sensor 270. Each of these sensors is configured as a light transmission type sensor, and is embedded in the card guide 202 or the first raised portion 206. As shown in FIGS. 11 to 12, the guide surface damage detection sensor 250 includes the first raised portion 206 side, the card insertion hole 114 side, and the card insertion hole 114 side in the installable area SK described above that matches the magnetic stripe MS of the card K. Are embedded in the card guide 202 below the card guide surface 204 so as to face each other. As shown in FIG. 13, the guide surface damage detection sensor 250 uses the light transmission path as a light transmission path 252 that penetrates below the card guide surface 204 along the installable area SK described above. The card guide surface 204 passes through a place where damage is expected. In this embodiment, since the card guide 202, the first raised portion 206, and the second raised portion 208 are formed from a resin that exhibits light blocking properties by coloring, the light transmission path 252 is formed as a tubular space. Exhibits translucency after being shielded from light on the outer peripheral surface. In this case, a light-shielding paint is applied to the outer surface of the light transmission path 252 that is a tubular space, or the light transmission path 252 is formed of a light-transmitting material such as acrylic, and the opposing guide surface damage detection sensor 250 In the meantime, it can be embedded together with the guide surface damage detection sensor 250. The same applies to the light transmission paths of other detection sensors.

As shown in FIGS. 11 to 12, the first ridge top damage detection sensor 260 is embedded in a continuous portion of the first ridge 206 and the second ridge 208 so as to face each other on both sides of the first ridge 206. Has been. Then, as shown in FIG. 12, the first ridge top damage detection sensor 260 uses the light transmission path in the vicinity of the top on the inner wall side of the first ridge 206 described above as the formation range of the first ridge 206. The light transmission path 262 extends through the path where the damage of the top of the first raised portion 206 is expected as will be described later.

As shown in FIGS. 11 and 14 to 15, the first raised portion penetration damage detection sensor 270 is arranged so that the upper end side and the lower end side of the first raised portion top damage detection sensor 260 face each other. It is buried and installed on the upper and lower ends. Then, as shown in FIG. 15, the first ridge penetration damage detection sensor 270 uses the light transmission path as a light transmission path 272 that vertically penetrates the first ridge 206 across the card guide surface 204. As will be described later, it passes through a place where damage to the first raised portion 206 is expected.

Each detection sensor described above transmits the sensor output to the main control unit 120 constantly or periodically. The main control unit 120 receives the sensor output and determines whether or not the skimming device is installed and performs countermeasures associated therewith as follows.

When skimming of the magnetic information of the card K is intended, it is assumed that the skimming device is embedded below the card guide surface 204 that matches the above-described installable area SK. Specifically, the card guide surface 204 is depressed as much as it is sufficient to embed an unauthorized information reading unit, the information reading unit is embedded in the depressed portion, and then the card guide surface 204 is repaired. If the card guide surface 204 is depressed in this manner, the guide surface damage detection sensor 250 transmits a sensor output to the main control unit 120 when there is no depression, that is, when the skimming device is not installed and is in a steady transaction state. To do. Specifically, the guide surface damage detection sensor 250 constantly transmits an ON signal to the main control unit 120 in a steady transaction situation, but when the card guide surface 204 is damaged due to the above-described depression formation or after the skimming equipment is embedded. , The ON signal is not transmitted. Therefore, the main control unit 120 can detect the presence or absence of damage due to the embedding of the skimming device below the card guide surface 204 and the presence or absence of the embedding of the skimming device due to the difference in sensor output. For this reason, the main control unit 120 can take various measures for dealing with abnormalities such as temporary interruption processing of cash transactions of the automatic teller machine 100 and abnormality notification to the host computer. In addition, for those who intend to embed skimming equipment, by recognizing interruption of cash transactions and notification of abnormalities, work to form a depression on the card guide surface 204 for embedding installation of the skimming equipment, and thus skimming equipment. It becomes possible to give up the burial installation. In addition to the above-described abnormality handling measures, a crime prevention measure by the main control unit 120 can also be taken. For example, a recorded image of a monitoring camera that records the periphery of the automatic teller machine 100 can be transmitted to a host computer or a crime prevention related organization, or recorded in a memory.

As described with reference to FIG. 10, it is difficult to read information over the entire length of the magnetic stripe of the card K just by fitting the skimming device SM having the information reading unit SS on the inclined surface into the card recess 209. It is also assumed that the skimming device SM having a long inclined surface and a gentle inclination is installed with the first raised portion 206 damaged at the top. In this case, if the top of the first ridge 206 is damaged, the first ridge top damage detection sensor 260 is not damaged, i.e., skimming, during the action that causes the damage. Similar to the guide surface damage detection sensor 250 described above, a sensor output different from that in the case where the device is not installed and in the steady transaction state is transmitted to the main control unit 120. Accordingly, it is possible to detect the presence or absence of damage to the top of the first raised portion 206, and thus the presence or absence of a skimming device, and it is possible to take various measures for dealing with abnormalities such as the above-described cash transaction interruption measures and abnormality notifications. it can. The same applies to the abandonment of the skimming device installation for those who intend to embed the skimming device.

In addition, it is also assumed that a skimming device that facilitates insertion of the card K is installed in the opening of the first raised portion 206 that is connected to the card guide surface 204. In this case, the first bulge penetration damage detection sensor 270 is accompanied with the opening formation while an action for opening the opening is made in the side wall of the first ridge 206 and when the skimming device is installed in the opening. When there is no damage, that is, the sensor output that is different from that in the case where the skimming device is not installed and in the steady transaction state is transmitted to the main control unit 120 in the same manner as the guide surface damage detection sensor 250 described above. Therefore, it is possible to detect the presence or absence of damage due to the opening formation in the first raised portion 206 and the presence or absence of a skimming device, and to perform various abnormality countermeasures such as the cash transaction interruption procedure and the abnormality notification described above. Can be taken. The same applies to the abandonment of the skimming device installation for those who intend to embed the skimming device.

Further, in the card handling unit 200 of the present embodiment, the light transmission path of each damage detection sensor is formed via a portion where damage is expected on the first raised portion 206 and the card guide surface 204 of the card guide 202. Thus, each light transmission path was covered with a light shielding material. Therefore, according to the card handling unit 200 of the present embodiment, it is difficult to introduce external light into the light transmission path for each of the damage detection sensors described above, so that it is possible to improve the detection sensitivity for the presence or absence of damage related to skimming equipment installation. . In this case, the detection sensitivity can be increased by forming a light transmission path of each damage detection sensor with a light-transmitting material and embedding it below the first raised portion 206 and the card guide surface 204. The improvement in damage detection sensitivity means that it is possible to detect with high sensitivity the presence or absence of a skimming device installation action that causes damage, which is beneficial in giving up the installation of the skimming device.

FIG. 16 is an explanatory view of the card handling unit 200 that detects the movement state of the card K until it is inserted into the card insertion hole 114, and FIG. 17 is a schematic enlarged cross-sectional view along the line 17-17 in FIG.

As shown in the figure, the card handling unit 200 includes a card movement state detection sensor 280 on the card guide surface 204. This card movement status detection sensor 280 is arranged in the front-rear direction along the card movement path to the card insertion hole 114, and includes a front-side card detection body 280F and a back-side card detection body 280B, a front-side sensor 282F, and a back-side sensor 282B. Is provided. The front-side card detector 280F is pivotally supported by the card guide 202 below the card guide surface 204 so as to be swingable. When the card K is not placed on the card guide surface 204, the front-side card detector 280F swings by its own weight. Project from the guide surface 204. When the card K is placed on the card guide surface 204, the front-side card detector 280F swings by the weight of the card and turns on the front-side sensor 282F. The front-side sensor 282F outputs this ON signal to the main control unit 120. The same applies to the back side card detector 280B. In this case, the front-side card detection body 280F is caused to protrude from the tip 204 at the already-described stationary position SP.

As described above with reference to FIG. 7, the card K is first placed on the card guide surface 204 until the card K is inserted into the card insertion hole 114 by the user (step S1). ). In this state, since both the front-side card detection body 280F and the back-side card detection body 280B swing, both the corresponding front-side sensor 282F and back-side sensor 282B change from OFF to ON. Thereafter, when the card K is pushed and moved toward the card insertion hole 114 (step S2), the back side card detector 280B is released from the card K, so that it returns to the original position and the back side sensor 282B is turned on. And the front side sensor 282F remains on. When the card K further moves and the rear end of the card reaches the rest position SP, the front side card detector 280F is also released from the card K, so that it returns to the original position and the front side sensor 282F changes from on to off. To do. At this time, since the card K has already passed through the card insertion hole 114 on the card front end side, the card detection sensor 138 detects the card passing. The main control unit 120 that receives the input of these sensor signals is stationary until the card K is inserted into the card insertion hole 114 due to the above-described transition of the sensor signals of the front side sensor 282F, the back side sensor 282B, and the card detection sensor 138. Detecting card movement situation.

Even if the card detection sensor 138 detects that the card has passed through the card insertion hole 114, the back sensor 282B remains on, or the back sensor 282B changes from off to on and thereafter. Unless the transition to OFF occurs, the sensor output transition in this situation is different from the output transition in the steady card movement situation. In addition, although the card detection sensor 138 has moved the card K through the card insertion hole 114 into the apparatus, either the front side sensor 282F or the back side sensor 282B is continuously turned on. Even if it remains, the sensor output transition is different from the output transition in the steady card movement situation. The same applies to the discharge and conveyance of the card K from the card insertion hole 114. In other words, both the front and back sensors and the card detection sensor 138 in the card movement status detection sensor 280 are different from the regular card movement status when the card K movement status is different from the regular card movement status. The output is sent to the main control unit 120.

The main control unit 120 takes measures for the occurrence of some cause that the sensor output transition corresponding to the steady card movement situation cannot be obtained. For example, the main control unit 120 displays a warning message as described above on the customer operation unit 105 on the assumption that the skimming device SM described in FIG. 10 may be mounted in the card recess 209. In order to alert the user, etc., notify the host computer of abnormalities, notify device maintenance personnel, and interrupt transactions.

Next, sensing in the card insertion hole 114 will be described. As shown in FIG. 17, the card handling unit 200 includes an opening state detection sensor 300 in the front unit 100 </ b> F above the card insertion hole 114. The opening state detection sensor 300 is a contact-type or reflection-type proximity sensor, and is located above the passage location of the magnetic stripe MS shown in FIG. 6, and at this position, the opening state of the card insertion hole 114, in this case Detects the distance between the upper and lower end surfaces of the insertion hole opening. Usually, the distance between the upper and lower end surfaces is constant from the time of shipment or installation of the automatic teller machine 100, so that some foreign matter, for example, the information reading unit SS described above is attached to the lower end surface of the card insertion hole 114. If it does so, the sensor output of the opening condition detection sensor 300 will change before this foreign material mounting | wearing. The main control unit 120 receives the sensor output from the opening state detection sensor 300, and there is a possibility that a skimming device in which the opening state of the card insertion hole 114 does not become a normal opening state is installed in the card insertion hole 114. Measure to deal with the suspension of transactions as described above. The opening state detection sensor 300 only needs to be able to detect the distance in the thickness direction of the card K in the passing line of the magnetic stripe MS, and is configured to detect mechanically using a link mechanism, an opposing roller, or a single roller. You can also

Next, sensing of foreign object mounting on the card guide surface 204 will be described. FIG. 18 is an explanatory view showing a card handling unit 200 that senses the attachment of a foreign object on the upper surface of the card guide surface 204, and FIG. 19 is a diagram showing a first raised portion 206 and a second raised portion on a plane parallel to the card guide surface 204 in FIG. It is explanatory drawing which shows the part 208 in cross section.

As shown in the figure, the card handling unit 200 includes a foreign object detection sensor 290 embedded in a second raised portion 208 facing each other with the card guide surface 204 interposed therebetween. The foreign object detection sensor 290 is configured as a light transmission type sensor, and crosses the light transmission path 292 above the card guide surface 204 as shown in FIG. The second raised portion 208 includes recesses 294 to 297 in front of the foreign object detection sensor 290, and the

recesses

294 and 295, and the

recesses

296 and 297 are opposed to each other with the card guide surface 204 interposed therebetween. . In this case, the second raised portion 208 is orthogonal to the light transmission path 292 after making the recess wall facing the foreign object detection sensor 290 translucent in each of the recesses. As a result, the foreign matter detection sensor 290 detects the presence or absence of foreign matter between the sensors without any trouble, and outputs the detection signal to the main control unit 120. In addition, since the recess wall facing the foreign object detection sensor 290 in each recess is orthogonal to the light transmission path, it is possible to suppress the optical path shift when light passes through the recess wall and to increase the detection sensitivity. .

As shown in FIG. The

recesses

294 and 296 are located above the card guide surface 204, and the foreign object detection sensor 290 detects foreign objects at the locations where the recesses are installed. The foreign matter detection location by the foreign matter detection sensor 290 does not interfere with the card K placed on the card guide surface 204 and does not interfere with the card movement state detection sensor 280 described above. Therefore, the foreign object detection sensor 290 and the card movement status detection sensor 280 can be used in combination.

In the card handling unit 200 having the foreign matter detection sensor 290 described above, the main control unit 120 that receives the sensor output causes the foreign matter, for example, the skimming device SM as described with reference to FIG. 209 can be detected.

When the card is not placed on the card guide surface 204, the foreign matter detection sensor 290 continuously outputs an ON signal to the main control unit 120 because the light transmission path 292 is not shielded. Further, in a transaction situation in which the card K is placed on the card guide surface 204 and the card is handled, the card K blocks the light transmission path 292 along with the card placement, or the user's finger or the like touches the card guide surface. It is possible that the light transmission path 292 is shielded by being placed on 204. For this reason, under the transaction situation, the foreign object detection sensor 290 temporarily turns off the signal after completing the placement of the card K and when the finger leaves the card K until the card K up to the stationary position SP. Until the discharge / conveyance is completed (see FIG. 8), the output of the ON signal is continued. The same applies to the case where the discharged card K is removed from the card guide surface 204. The sensor output status of the foreign object detection sensor 290 in such a card transaction status temporarily changes to an off signal, but after the card transaction is completed, it becomes a sensor output in a non-transaction status. Therefore, according to the sensor output status of the foreign object detection sensor 290, the main control unit 120 can determine whether the card handling unit 200 is in a steady non-transaction situation or a steady card handling situation. Become.

However, if the skimming device SM as described with reference to FIG. 10 is installed in the card recess 209, the skimming device SM blocks the light transmission path 292. The off signal is continuously output regardless of the card transaction status. For this reason, the main control unit 120 receives the OFF signal output from the continuous foreign matter detection sensor 290, determines the possibility that foreign matter such as the skimming device SM is already installed on the card guide surface 204, and Corresponding output, for example, alerting the user after displaying the alert message on the customer operation unit 105 as described above, alerting the host computer, notifying the transaction, etc.

Further, in the card handling unit 200 described above, recesses 294 to 297 corresponding to the foreign matter detection sensor 290 are provided in the second raised portion 208, and these recessed portions are different from the inner walls of the other second raised portions 208. Appearance. For this reason, a person who intends to wear the skimming device SM as shown in FIG. 10 in the card recess 209 of the card handling unit 200 is made aware that the foreign object is detected on the card guide surface 204. Therefore, skimming equipment installation can be made highly effective. In this case, the foreign object detection sensor 290 can also be exposed from the inner wall of the second raised portion 208, and in this way, the skimming device can be installed by recognizing that the foreign object is detected on the card guide surface 204. It can be repelled with high effectiveness.

In addition, since a plurality of recesses 294 to 297 corresponding to the foreign object detection sensor 290 are provided on the inner wall surface of the second raised portion 208, the detection of attachment of foreign objects to the card guide surface 204 is performed at a plurality of locations. Can be recognized. Thereby, the effectiveness which hesitates skimming apparatus installation can be improved more. In the above embodiment, two pairs of foreign matter detection sensors 290 are provided. However, a plurality of recesses 294 to 297 may be provided in the second raised portion 208 after the foreign matter detection sensors 290 are paired. . That is, the pair of recesses are dummy recesses where the foreign object detection sensor 290 is not mounted. Since the foreign object detection sensor 290 is hard to be seen by being blocked by the above-mentioned recesses, the card guide can be obtained simply by providing a plurality of recesses 294 to 297 and installing the foreign object detection sensor 290 in a pair of recesses. It can be recognized that the detection of the attachment of the foreign matter to the surface 204 is made at a plurality of locations. In addition, since it is difficult to identify the recess where the foreign object detection sensor 290 is actually disposed, it is difficult to estimate the mounting position of the foreign object detection sensor 290, and this also makes it difficult to install skimming equipment. Become. In this case, the number of dummy recesses corresponding to the recesses 294 to 297 may be three or more pairs, which makes it difficult to estimate the mounting position of the foreign object detection sensor 290 and detect foreign objects at a plurality of positions. This makes it possible to make the installation of skimming equipment more reliable.

In the card handling unit 200 described above and the card handling unit 200 having various detection sensors, the card transport by the transport roller 134 is not affected when the unit is mounted on the automatic teller machine 100. Therefore, the card transport control in the card reading unit 130 is not complicated.

Next, sensing of the conveyance status of the card K will be described. As shown in FIG. 17, the load detection sensor 310 is mounted on the motor 135 for driving the transport roller 134. The load detection sensor 310 detects the load state of the motor 135 and outputs the detection result to the main control unit 120. The motor 135 transmits forward / reverse driving force to the transport roller 134, and transports the card K from the card insertion hole 114 into the apparatus, and discharges the card K from the card insertion hole 114 to the stationary position described above. It is involved in the discharge transport that transports to SP and stops. Under the non-handling condition described above, the load detection sensor 310 does not detect the load because the motor 135 is stopped. On the other hand, under the card transaction situation involving the card transport described above, a steady motor load is continuously detected, and a steady sensor output corresponding to the detected load is transmitted to the main control unit 120. If there is a foreign object such as the information reading unit SS inside the card insertion hole 114 or in the above-described installation impossible area SN before the card insertion hole 114, the foreign object becomes an obstacle to the card conveyance described above, and the motor 135 The load is assumed to increase. For this reason, the detection load from the load detection sensor 310 also increases, so that the main control unit 120 receives the detection load signal from the load detection sensor 310 and checks whether or not there is a conveyance hindrance during card conveyance, and thus card guidance. The possibility that a skimming device in which the surface 204 is not flat is installed on the card guide surface 204 is determined, and an output corresponding to the skimming device is displayed, for example, a warning message displayed on the customer operation unit 105 as described above. Alerts users who have passed through, alerts the host computer, and interrupts transactions.

Next, restrictions on access to the card handling unit 200 for installing devices will be described. FIG. 20 is an explanatory diagram for explaining an example in which the front unit 100F restricts access for mounting the device to the card handling unit 200, and FIG. 21 is an explanatory diagram showing an example in which access restriction is achieved by a cover. In FIG. 20, the front of the first raised portion 206 on the user's side standing in front of the automatic teller machine 100 is the same as the front unit 100F, and the front recess 100FR having a depth up to the card insertion hole 114 is formed in the front unit 100F. Form. Then, the card handling unit 200 described above is installed inside the front recess 100FR. In FIG. 21, the card handling unit 200 is covered with a cover 330 extending from the front unit 100F. The front recess 100FR and the cover 330 cover the second raised portion 208 thereabove, leaving an opening for the user's hand holding the card K on the first raised portion 206 side. Therefore, if the skimming device SM described above is to be mounted on the card guide surface 204, the work area for mounting the device can be limited to the inside of the recess or the cover, so that it is difficult to install the skimming device. It is possible to hesitate to install skimming equipment.

As mentioned above, although the embodiment of the present invention has been described in the embodiments, the present invention is not limited to the above-described embodiments and modifications, and can be implemented in various modes without departing from the gist thereof. Is possible. For example, in the above embodiment, the automatic teller machine 100 having the card handling unit 200 has been described, but the present invention is not limited thereto. For example, the card handling unit 200 can be retrofitted to the existing automatic teller machine 100. In this case, the card handling unit 200 may be installed in front of the existing apparatus so that the card guide surface 204 is connected to the card insertion hole 114 of the existing automatic teller machine 100 without any step. It can also be applied as a card information reading-only device such as a credit card or a management device for managing room entry / exit. In this case, the card reading unit 130 for card conveyance and card information reading is used as the reading-only device. The card handling unit 200 may be mounted in the main body or the management apparatus main body and mounted on the apparatus.

In the above-described embodiment, the detection sensor such as the guide surface damage detection sensor 250 is configured as a light transmission type sensor. However, the signal lines that are easily cut by an external force such as an enameled wire, etc. Damage can be detected by embedding along the light transmission path and cutting the signal line.

Further, the card guide surface 204 can be a flat surface, as long as there is no problem in placing the card K, pushing the card K toward the card insertion hole 114, and carrying the card by the carrying roller 134. It can also be a surface with a wavy cross section that intersects the card traveling direction toward the insertion hole 114.

In addition, regarding the light detection sensor, such as the guide surface damage detection sensor 250, the light irradiation element can be shared by the cross arrangement of the light transmission paths and the light distribution. FIG. 22 is an explanatory diagram showing a state of damage detection in which light transmission paths are arranged in an intersecting manner. As shown in the drawing, the light transmission path 252 of the guide surface damage detection sensor 250 extends to the light transmission path 272 of the first ridge penetration damage detection sensor 270 and intersects the path. At the intersection, a half mirror 275 that transmits the light transmitted through the light transmission path 272 as it is, and bends and transmits the light transmission path 252 is disposed. In this way, the light irradiating element can be omitted for the light transmission path 252, and the first raised portion 206 by the first raised portion penetrating damage detection sensor 270 is used by the light emitting element of the first raised portion penetrating damage detecting sensor 270. It is possible to detect damage to the card guide surface 204 by the opening damage detection and the guide surface damage detection sensor 250.

Also, the second raised portion 208 can be formed separately from the first raised portion 206, and can be omitted.

DESCRIPTION OF SYMBOLS 100 ... Automatic cash transaction apparatus 100B ... Apparatus main body 100F ... Front unit 100T ... Apparatus table 100FR ... Front recess 101 ... Bill handling unit 102 ... Coin handling unit 103 ... Passbook handling unit 104 ... Statement slip handling unit 105 ... Customer operation unit 107 ... Power supply unit 108 ... Communication unit 110 ... Bus 111 ... Cash transfer unit 112 ... Passbook insertion hole 113 ... Issue port 114 ... Card insertion hole 114a ... Inclined entrance surface 115 ... Flicker lamp 120 ... Main control unit 130 ... Card reading unit 132 ... Card conveyance path 134 ... conveyance roller 135 ... motor 136 ... magnetic head 138 ... card detection sensor 200 ... card handling unit 202 ... card guide 204 ... card guide surface 206 ... first ridge Protruding portion 208 ... Second raised portion 209 ... Card recess 210 ... Notch 211 ... Recess portion 250 ... Guide surface damage detection sensor 252 ... Light transmission path 260 ... First bump top damage detection sensor 262 ... Light transmission path 270 ... First 1 ridge penetration damage detection sensor 272 ... light transmission path 275 ... half mirror 280 ... card movement status detection sensor 280B ... back side card detection body 280F ... front side card detection body 282B ... back side sensor 282F ... front side sensor 290 ... foreign matter Detection sensor 292 ... Light transmission path 294 to 297 ... Recess 300 ... Opening state detection sensor 310 ... Load detection sensor 330 ... Cover K ... Card MS ... Magnetic stripe SK ... Installable area SM ... Skimming equipment SN ... Uninstallable area SP ... Stationary position SS ... Information Reading unit NW ... Network line

Claims

A card handling device for handling cards,
A card guide for forming a card guide surface for guiding the insertion of the card into the card insertion hole and the discharging guide of the card from the card insertion hole on the front side of the device as viewed from the card insertion hole;
A first raised portion that protrudes above the card draft surface on the side facing the card insertion hole and restricts the operating range of the card along the card traveling direction toward the card insertion hole in the card guide surface; Equipped with a card handling device.
2. The card transaction apparatus according to claim 1, wherein the card transaction apparatus has a second raised portion that protrudes upward from the card draft surface so as to face each other across the card guide surface and surrounds the card guide surface in three directions together with the first raised portion.
The card handling device according to claim 1 or 2, wherein the first and second raised portions are integrated with the card guide.
The card handling device according to claim 2 or 3, wherein the second raised portion has a notch reaching the card guide surface from the upper end of the raised portion.
The size of the card guide surface from the card insertion hole to the inner wall surface of the first raised portion is 1.05 to 1.2 of the size of the card along the card traveling direction toward the card insertion hole. 5. The card handling device according to claim 1, wherein the card handling device is doubled.
The card transaction device according to any one of claims 1 to 5,
When a card-like plate is disposed from the card tip position on the card guide surface of the card that has been discharged and conveyed from the card insertion hole to the top of the first raised portion, the plate is the card guide surface. And the angle θ2 formed by the card and the card guide surface when the card positioned at the card insertion hole is tilted so that the front end of the card is separated from the card guide surface. The card transaction apparatus, wherein the first raised portion is raised from the card guide surface such that the angle θ1 is larger than the angle θ2.
The first raised portion is raised from the card guide surface so that a length of a line segment connecting the card tip position of the stationary card and the top of the first raised portion is shorter than the length of the card. The card transaction apparatus according to claim 6.
The card handling according to any one of claims 1 to 7, further comprising: a first sensor that emits a sensor output different from that when there is no damage when at least one of the card guide or the first raised portion is damaged. apparatus.
The card handling device according to claim 8,
The first sensor is a light transmission type sensor,
The light transmission path in the light transmission type sensor is formed via a damage expected portion where damage is expected in at least one of the card guide or the first raised portion,
The transmission path is a card handling device covered with a light shielding material.
10. The card handling device according to claim 9, wherein the transmission path is formed of a translucent material embedded in the card guide or the first raised portion so as to pass through the predicted damage location.
2. A second sensor that emits a sensor output different from that when there is no damage when the card guide surface is damaged at a position that matches a magnetic stripe of the card placed on the card guide surface. The card handling device according to any one of claims 1 to 10.
The card handling device according to claim 11,
The second sensor is a light transmission type sensor,
A light transmission path in the light transmission type sensor is formed below the card guide surface along the magnetic stripe,
The transmission path is a card handling device covered with a light shielding material.
The card handling device according to claim 12, wherein the transmission path is formed of a translucent material embedded under the card guide surface.
A third sensor that detects a movement state of the card when being guided by the card guide surface and inserted into the card insertion hole, and the third sensor has a predetermined movement in which the detected movement state is predetermined; The card handling device according to any one of claims 1 to 13, wherein when different from a situation, a sensor output different from that in the predetermined movement situation is generated.
A fourth sensor for detecting an opening state of the card insertion hole, and the fourth sensor outputs a sensor output different from the predetermined opening state when the detected opening state is different from the predetermined opening state; The card handling device according to any one of claims 1 to 14, wherein
The card transaction apparatus according to claim 2,
A fifth sensor for detecting the presence or absence of a foreign substance other than the card on the card guiding surface at a position above the card that is installed on the second protruding portion facing the card and does not interfere with the card placed on the card guiding surface; ,
An output processing unit for receiving and processing the sensor output of the fifth sensor;
The output processing unit
A card handling device that emits an output indicating that the foreign object may be installed on the card guide surface when the output of the fifth sensor is different from the sensor output status at the time of regular card handling.
The card handling device according to claim 16, wherein the fifth sensor is a light transmission type sensor that forms a light transmission path at a position above the card between the opposing second raised portions.
The opposing second raised portion has a wall surface portion that allows light transmission perpendicular to the light transmission path on the inner wall on the card guide surface side, and the wall surface portion is opposed to the card guide surface across the card guide surface. The card handling device according to claim 17.
The said 2nd protruding part which opposes is provided with several pairs of the said wall surface part which pinches | interposes the said card | curd guide surface, and has the said 5th sensor of the said light transmission type sensor about at least a pair of said wall surface part. The card handling device described.
The card transaction apparatus according to any one of claims 1 to 19,
Detects a load applied to a card transport unit that performs an insertion transport for transporting the card inserted into the card insertion hole into the apparatus and a discharge transport for discharging the card from the card insertion hole and resting on the card guide surface. A sixth sensor that
An output processing unit for receiving and processing the sensor output of the sixth sensor,
The output processing unit
When the load detected by the sixth sensor is increased as compared with the load at the time of steady discharge / conveyance, the card guide surface emits an output indicating the possibility that foreign matter that interferes with the steady discharge / conveyance is already installed. Card transaction device.
The card transaction apparatus according to any one of claims 1 to 20,
The card guide is covered with an opening through which a user's hand holding the card enters the first raised portion side.