WO2011129578A2 - Mobile-terminal-based ordering and payment system using identification codes of sellers and products, and method for same - Google Patents

Mobile-terminal-based ordering and payment system using identification codes of sellers and products, and method for same Download PDF

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Publication number
WO2011129578A2
WO2011129578A2 PCT/KR2011/002555 KR2011002555W WO2011129578A2 WO 2011129578 A2 WO2011129578 A2 WO 2011129578A2 KR 2011002555 W KR2011002555 W KR 2011002555W WO 2011129578 A2 WO2011129578 A2 WO 2011129578A2
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WIPO (PCT)
Prior art keywords
mobile terminal
payment
order
sales
product
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PCT/KR2011/002555
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French (fr)
Korean (ko)
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WO2011129578A3 (en
Inventor
라수환
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Ra Su Hwan
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Publication date
Application filed by Ra Su Hwan filed Critical Ra Su Hwan
Publication of WO2011129578A2 publication Critical patent/WO2011129578A2/en
Publication of WO2011129578A3 publication Critical patent/WO2011129578A3/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices

Definitions

  • the present invention provides a mobile terminal-based payment order system and method for purchasing goods and paying the price directly from a mobile terminal such as a mobile phone without forming a direct transaction with the seller server using the sales identification information including the seller code and the product code. It is about.
  • the present invention also relates to a mobile terminal-based payment order system and method for guiding a product before payment in preparation for selling information and the latest sales information when publishing identification information by including date identification information in sales identification information.
  • the online product sales system is made through various communication networks such as internet shopping mall, online shopping, cable TV shopping, ARS shopping (telemarketing), etc.
  • internet shopping mall online shopping
  • cable TV shopping cable TV shopping
  • ARS shopping telemarketing
  • FIG. 1 A payment method on an online shopping mall according to the prior art will be described with reference to FIGS. 1 and 2.
  • a buyer who wants to purchase a product in an online shopping mall must register (S1).
  • S1 There is also a method of purchasing as a non-member who does not sign up for membership, but even if you do not sign up, you must go through inconvenience such as order information creation. It will be described below on the premise of membership.
  • the buyer enters a member ID and password into an online shopping mall through a computer terminal, etc., authenticates the member and logs in (S2). After logging in, the buyer selects a product he wants to purchase and fills out a purchase form (S3).
  • the online shopping mall server checks whether the payment module is installed in the computer terminal of the buyer (S4), and if not, attempts to install the payment module (S5).
  • the payment module is a kind of computer program that processes payments using ActiveX, which is installed by a web browser. An example of a payment module installation guide is shown in FIG. 2A.
  • the message prompts to release the installation block (S6), and if the buyer releases the installation block back to the product purchase step again.
  • the payment module is installed (S7).
  • payments are made by a payment gateway. That is, the payment server proceeds by a separate payment server.
  • the payment server provides a variety of payment methods, such as credit card, bank deposit, mobile phone payment, telephone payment.
  • the payment server receives the mobile phone number and personal information and sends the authentication number to the mobile phone.
  • the mobile terminal requests to input the authentication number received in the mobile phone into the authentication window again, and compares the authentication number input in the authentication window with the transmitted authentication number to receive final payment approval.
  • the conventional payment method of the online shopping mall has a problem that the possibility of personal information leakage is high. This is because each purchaser must register at most online shopping malls in order to purchase a product, and for this, personal information must be exposed to the shopping mall. Also, as we have seen, the payment process is very complicated and cumbersome. In addition, there is a hassle to install an unwanted payment module (ActiveX) for each online shopping mall in the payment process. In addition, there is a problem that payment is impossible in a computer environment blocked installation in public places, etc.
  • ActiveX unwanted payment module
  • Prior Art 1 Simplified payment process as described above or a variety of technologies that can be paid anywhere using a mobile phone has been proposed.
  • An example of this is shown in [Korean Patent Publication No. 10-2005-0015052 (published on February 21, 2005), "Electronic payment method and system using a mobile terminal"] (hereinafter, referred to as Prior Art 1).
  • the prior art 1 is to take a payment code generated from the payment approval server at the time of payment after purchasing the goods in the online shopping mall with a camera mounted on the mobile terminal, the mobile terminal reads the payment code according to the payment approval server to read the payment code Is presenting a technique for approving payments.
  • the prior art 1 is a technology that allows payment of goods purchase price without receiving an authentication number with a mobile terminal and also entering the authentication number in the authentication number input window.
  • Prior Art 2 integrates a large amount of information about the selected product and the buyer by connecting the product buyers on the web, wired, or wirelessly and outputs the code on a mobile display screen or a web screen, or outputs a code by voice, and outputs the integrated information.
  • the present invention relates to a technology for verifying payment information when payment is made in cash by recognizing a reader or input device connected online at a merchant with a code.
  • the prior art 3 is a mobile phone for encrypting the product order code displayed on the advertisement product to transmit through the mobile communication network; A web gateway connecting the mobile phone to the Internet; And an order management server that receives the product order code transmitted through the web gateway and processes a product order.
  • the product order code is mainly displayed on advertising media such as televisions, newspapers and magazines.
  • the product order code proposed in the prior art 3 does not have information about the seller. In other words, in the advertisement of the product on television, newspapers, magazines, etc., only information about the product is generally posted, and no information about the seller is displayed. In addition, the prior art 3 has no reference to the seller's information.
  • the kind of goods is specified, but specific information regarding who the seller is is not specified. That is, even the same product is sold by various sellers, and the price is different for each seller. In addition, even the same product by the same seller may vary in price or free gifts included therein depending on the time. For example, if you sell for a certain period, the price will change during that period.
  • An object of the present invention is to solve the problems as described above, without directly forming a transaction with the seller server using the sales identification information including the seller code and the product code, and purchases the product directly from a mobile terminal such as a mobile phone and It is to provide a mobile terminal-based payment order system and method for making payment.
  • an object of the present invention is to provide a mobile terminal-based payment order system and method for guiding a product before payment, in preparation for selling information and the latest sales information when the identification information is published through the date by including the date identification information in the sales identification information It is.
  • the present invention relates to a mobile terminal-based payment order system that has a database and is connected to a network of a seller server and processes an order together with payment of goods through a mobile terminal of a buyer.
  • a product information reception unit which receives the sales identification information and the sales information of the product and stores it in the database;
  • a product order receiver for receiving a product order together with sales identification information from the mobile terminal;
  • An order approval processing unit for receiving the order approval by transmitting an order approval request to the mobile terminal together with the sale information corresponding to the sales identification information of the product order;
  • the product price payment unit for processing the payment of the product order through the mobile terminal;
  • a product order processing unit transmitting the result of the payment processing of the product order to the seller server, wherein the sales identification information comprises seller identification information and product identification information.
  • the present invention is a mobile terminal-based payment order system, characterized in that the sales identification information further comprises a date identification information.
  • the order approval processing unit transmits the latest sales information corresponding to the seller and goods of the sales identification information to the mobile terminal, corresponding to the date of the sales identification information The difference between the selling information and the latest selling information may be transmitted to the mobile terminal.
  • the present invention is a mobile terminal-based payment order system, the order approval processing unit if the sale of the product corresponding to the date of the sales identification information is terminated and there is no latest sale information, and transmits the product sale end guide to the mobile terminal It is characterized by.
  • the order approval processing unit ends the sale of the product corresponding to the date of the sales identification information and transmits the sales information guide of other products related to the product to the mobile terminal. It is characterized by.
  • the present invention is a mobile terminal-based payment order system, wherein the sales information is characterized in that it includes any one or more of the name, description, price, discount rate, reserves, gifts of the corresponding product.
  • the product information receiving unit is characterized in that for updating the database by receiving the update of the sales information in real time from the seller server.
  • the present invention is a mobile terminal-based payment order system
  • the product price payment unit is characterized in that the seller server requests the payment process progress approval before processing the payment of the product order.
  • the present invention relates to a mobile terminal-based payment order method for processing an order with the payment of goods through the buyer mobile terminal by the seller server and payment server connected to the network, (a) the seller server of the goods Transmitting the sales identification information and the sales information, and the payment server receives and stores the information of the transmitted goods; (b) the mobile terminal transmitting a product order together with the sales identification information to the payment server; (c) the payment server transmitting an order approval request to the mobile terminal together with the sales information corresponding to the sales identification information of the product order; (d) approving the transmitted order approval request and transmitting the mobile terminal to the payment server; (e) the payment server processing payment for the product order through the mobile terminal; And (f) the payment server transmitting the result of the payment processing of the product order to the seller server, wherein the sales identification information comprises seller identification information and product identification information.
  • the present invention is a mobile terminal-based payment order method, characterized in that the sales identification information further comprises a date identification information.
  • step (c) the latest sales information corresponding to the seller and the product of the sales identification information is transmitted to the mobile terminal, the date of the sales identification information
  • the difference between the corresponding sales information and the latest sales information is characterized in that it is transmitted to the mobile terminal.
  • step (c) if the sale of the product corresponding to the date of the sales identification information is terminated and there is no latest sales information, product sales end guidance to the mobile terminal Characterized in that the transmission.
  • the present invention is a mobile terminal-based payment order method, in step (c), the sale of goods corresponding to the date of the sales identification information is terminated and the sales information guidance of other goods related to the product to the mobile terminal Characterized in that the transmission.
  • the present invention also relates to a computer-readable recording medium recording a program for performing the mobile terminal-based payment order method.
  • the mobile terminal-based payment order system and method according to the present invention do not form a direct transaction with the seller or seller server, by connecting only to the payment server to pay and order goods, do not inform the seller of personal information It is possible to block the leakage of personal information and do not work to form a transaction with the seller server, the effect can be easily paid anywhere.
  • the mobile terminal-based payment order system and method according to the present invention when the product identification information is published by comparing the sales conditions and the latest sales information for each time period by making the buyer to choose, the stability of the payment service and The effect which can ensure reliability is acquired.
  • FIG. 1 is a flowchart illustrating a product payment method in an online shopping mall according to the prior art.
  • FIG. 2 is a diagram illustrating a payment screen in an online shopping mall according to the related art.
  • FIG. 3 is a diagram showing the configuration of an entire system for implementing the present invention.
  • FIG. 4 is a block diagram of the configuration of a mobile terminal-based payment order system according to an embodiment of the present invention.
  • FIG. 5 is a diagram illustrating an example of a product information table according to an embodiment of the present invention.
  • FIG. 6 is an exemplary view of a payment screen according to an embodiment of the present invention.
  • FIG. 7 is a flowchart illustrating a mobile terminal-based payment order method according to an embodiment of the present invention.
  • FIG. 8 is a configuration diagram of an example of applying a mobile terminal-based payment order system and method according to the present invention.
  • an example of the entire system for implementing the present invention comprises a buyer's mobile terminal 10, payment order system 40, the seller server (60).
  • the payment order system 40 and the seller server 60 are connected via a network 32 such as the Internet, and the mobile terminal 10 communicates with the payment order system 40 through the mobile communication network 31.
  • a network 32 such as the Internet
  • the mobile terminal 10 communicates with the payment order system 40 through the mobile communication network 31.
  • it further comprises a database 50 for storing product information, member information and the like.
  • the mobile terminal 10 is a portable terminal such as a general mobile phone or a smart phone used by a buyer, and is a device capable of data communication or wireless internet.
  • the mobile terminal 10 is provided with a payment module 20.
  • the payment module 20 is an application for a mobile terminal that accesses the payment order system 40 and performs a payment and an order.
  • a purchaser downloads the payment module 20 and installs it on the mobile terminal.
  • the payment module application is downloaded and installed from an app store such as a smartphone.
  • the payment module 20 itself may be embedded in the mobile terminal 10.
  • the payment module 20 may receive and store a purchaser's ID, password, or official certificate in advance, and use the stored authentication information automatically during payment. Through this, it is possible to reduce the hassle of the buyer to enter the authentication information for each time authentication.
  • the mobile terminal 10 has a built-in wireless Internet function
  • the buyer may be provided with a payment order service by connecting to the payment order system 40 through the wireless Internet function.
  • the mobile terminal 10 may connect to the payment order system 40 via the (wired) network 32 via the mobile communication network 31 to perform data communication.
  • the buyer performs some work means to perform a payment or order work through the mobile terminal 10.
  • the same reference numerals as those of the mobile terminal 10 are given to the buyer.
  • the payment order system 40 is connected to the mobile communication network 31 or the network 32 as a normal server to provide a payment order service. That is, the system 40 processes the payment order with the mobile terminal 10 through data communication or wireless Internet. In the case of using the wireless Internet, the payment order system 40 provides a wireless web page for payment.
  • the payment order system 40 manages buyers as members. That is, the authentication information such as ID and secret information are registered from the purchaser, and the member's personal information, in particular, the member information such as the delivery address and the contact information are received and stored in the database 50.
  • the payment order system 40 provides the above-described membership service, such as the delivery status of their order, payment history, order history, and the like, as well as the mobile terminal 10 as well as a general web service. do.
  • the payment order system 40 is connected to the seller server 60 and the network 32 to receive and store the sales identification number and corresponding product information from the seller server 60 or store the payment order information on the seller server 60. To provide.
  • the sales identification number and product information stored in the payment order system 40 is synchronized with the data of the seller server 60 in real time.
  • the change information is immediately transmitted to the payment order system 40 and updated. For example, when a change occurs, such as when a product is sold out, a sale is stopped, a sale is ended, or there is a price change, the change information is transmitted to the payment order system 40 to update the product information.
  • the payment order system 40 processes the payment and purchase from the buyer's mobile terminal 10 and transmits the result to the seller server 60.
  • the seller and orderer can directly check and manage the product order management page (the homepage linked with the payment order system). It is also possible to send order payment information to the server where the seller wants through web technology such as API code or xml file.
  • the seller server 60 is a server or computer terminal used by the seller. Although the name is described as a server, it may be a computer terminal such as a personal PC, a notebook, a netbook, and the like.
  • the seller inputs and stores the product information in the seller server 60 and transmits the information to the payment order system 40.
  • the seller server 60 receives the payment and order processing results for the goods to sell from the payment order system 40, and delivers the ordered goods to the buyer through the delivery company. If a product is not a product but a service, the corresponding service is provided without shipping.
  • the seller sells goods or provides a service at a store on-line
  • the seller server 60 may be installed in the store.
  • the goods or services may be provided offline and the payment may be processed by the payment order system 40.
  • the seller performs some work means to perform a payment or order work through the seller server 60. Further, the same reference numerals as those of the seller server 60 are given to the seller.
  • the database 50 is composed of a member DB 51 storing the buyer's member information and a product information DB 52 storing the product information.
  • the configuration of the database 40 is only a preferred embodiment, and in the development of a specific device, it may be configured in a different structure by a database construction theory in view of the ease and efficiency of access and search.
  • the payment order system 40 according to an embodiment of the present invention product information receiving unit 41, product order receiving unit 42, order approval processing unit 43, product price payment unit 44 , And commodity order processing unit 45 is configured.
  • the product information receiver 41 receives the sales identification information and the sales information of the product from the seller server 60 and stores it in the database 50.
  • the sales identification information of the product includes seller identification information (or seller code) and product identification information (or product code).
  • it may be configured to further include date identification information (release date).
  • sales identification information is stored in a data structure such as a table format.
  • the seller identification information or the product identification information may be in the form of a code, but may also be a name or an ID. However, standardize the letter length and notation of identification information. In the case of selling the same product even though the seller is different, the seller code may be different and the product code may be the same. In the example of FIG. 5, the sellers FG0037 and FG0040 sell the same product, the POS skyder jacket W4547.
  • the date identification information may be determined as the release date of the product. If there are multiple release dates for the same seller and product, the most recent release date is the product currently on sale and the product on the previous release date is the product discontinued. Since only the release date is different for the same product of the same seller, the release date is different according to the sales conditions for the same product.
  • the sales information includes one or more of the name, description, price, discount rate, reserves, and free gifts of the product.
  • the sales information is information about the product specification and sales conditions. In FIG. 5, sales information is listed in various sales conditions, but may be implemented by database theory using a data structure.
  • product W4547 of seller FG0037 has three different release dates in the product table.
  • the latest release date is March 13, 2010 (100313), and it can be seen that the products sold before that have two sales conditions. For example, on December 11, 2009 (091211), the POS skyder jacket was sold for 60,000 won for 3%.
  • the price of the POSKAINDER jacket went down by 5%. The selling price is 57,000 won, and the reserves are gone.
  • the price of the POSKAINDER jacket fell to 47,000 won, indicating that it is still being sold.
  • the product identification information is generated by the seller 60 by the generation rule, or preferably, it is determined by the payment order system 40.
  • the payment order system 40 may directly or by rule set up the product codes collectively to attach the same code to the same product or to attach the code according to the product type or classification to present the consistency of the code.
  • the product information receiving unit 41 receives the update of the sales information from the seller server 60 in real time and updates the database 50. Even if the same goods of the same seller have different terms of sale, the sales information is updated and a new product code is generated. The new merchandise code inserts a new merchandise record into the merchandise table.
  • the product order receiving unit 42 receives the product order together with the sales identification information from the mobile terminal 10.
  • the sale identification information is displayed on a product guide web page of an internet shopping mall as shown in FIG. 6A. It can also be placed on a catalog, a broadcast screen of a home shopping TV, and the like. The buyer recognizes the posted sales identification information, and purchases the product by inputting and transmitting the sales identification information to the mobile terminal 10 as shown in FIG. 6B.
  • the mobile terminal 10 installs the payment module 20 for order payment or accesses the order payment system 40 using the wireless Internet. And when the buyer receives the member authentication, the sales identification information is entered in accordance with the guidance through the mobile terminal (10).
  • the method of inputting the sales identification information in the mobile terminal 10 is a method of directly inputting a code through a keypad, a method of extracting sales identification information by photographing sales identification information in a bar code form with a camera and processing the photographed image. It has a variety of ways.
  • the order approval processor 43 Upon receiving the product order, the order approval processor 43 transmits an order approval request to the mobile terminal 10 together with the sales information corresponding to the sales identification information of the product order, and receives the order approval.
  • the order approval processing unit 43 transmits the latest sales information corresponding to the seller and the product of the sales identification information to the mobile terminal 10, the difference between the sales information corresponding to the date of the sales identification information and the latest sales information. Together with the mobile terminal 10.
  • the sales identification information of the order is FG0037-W4547-091211, and the corresponding sales information is a POS skyder jacket, 60,000 won, a reserve of 3%, and a shipping cost of 2,500 won. And the latest sales information is the Poscader jacket, 47,000 won, no reserves, free shipping. Therefore, the order approval processing unit 43 lowers the price to 47,000 won compared to the current sales information sent and the free shipping, but guides that the savings are lost.
  • the order approval processing unit 43 transmits a product sale end guide to the mobile terminal when the sale of the product corresponding to the date of the sales identification information is ended and there is no latest sale information.
  • the order approval processing unit 43 ends the sale of the product corresponding to the date of the sales identification information and transmits the sales information guide of the other goods related to the product to the mobile terminal.
  • the order approval processing unit 43 simply transmits only the latest sales information to the mobile terminal 10, the buyer may be embarrassed or pay without confirmation. In this case, there is a problem that the buyer has a complaint. Therefore, there is an advantage that can eliminate the complaints of consumers by guiding the difference.
  • the sales identification information does not include the date identification information may be input only the seller identification information and product identification information.
  • the order approval processing unit 43 transmits the latest sale information to the mobile terminal 10.
  • the order approval processing unit 43 transmits the sales information to the mobile terminal 10 as described above, and requests to confirm whether to purchase on the sales condition based on the sales information. If the buyer confirms, the payment is processed by the commodity payment unit 44.
  • the commodity price payment unit 44 processes the payment of the commodity order through the mobile terminal 10 when the order approval is received. Payment through the mobile terminal 10 is performed by various payment means such as credit card, bankbook payment, mobile phone payment. Since the payment means is a conventional technology, a detailed description thereof will be omitted.
  • the product price payment unit 44 may request the seller server to approve the payment processing process before processing the payment of the product order. This requires the final approval from the seller to resolve issues such as out of stock.
  • the commodity order processing unit 45 transmits the payment processing result of the commodity order to the seller server 60.
  • the seller server 60 transmits the product identification information and sales information to the payment server 40
  • the payment server 40 receives and stores the information of the transmitted product ( S10).
  • the sales information of the goods is transmitted in real time whenever the sales conditions or the sales conditions of the goods of the seller are changed to synchronize the sales information of the goods of the seller server 60 and the payment server 40.
  • the payment server 40 also stores and stores past sales information. Past sales information is preferably held in the database of the payment server 40 for a certain period of time (for example, one year or three years, etc.).
  • the buyer transmits the product order with the sales identification information through the mobile terminal 10 to the payment server 40 (S20).
  • the payment server 40 receives the buyer's product order, and transmits an order approval request to the mobile terminal 10 together with the sales information corresponding to the sales identification information of the product order (S30).
  • the mobile terminal 10 receives the transmitted order approval request, the purchaser confirms the sale information and makes a final purchase approval, and transmits the approval to the payment server 40 through the mobile terminal 10 (S40).
  • the payment server 40 processes the payment of the product order through the mobile terminal (S50), and transmits the payment process of the product order to the seller server 60 (S60).
  • the omitted part of the mobile terminal-based payment order method refers to the description of the mobile terminal-based payment order system described above.
  • the sales identification information according to the present invention can be applied to the sale of various products, such as TV home shopping (see Figure 8a), catalog (see Figure 8b), offline stores (see Figure 8c).
  • sales identification information is displayed on a television screen while advertising a product on TV home shopping.
  • the viewer may perform order and payment by inputting sales identification information displayed on the screen to a mobile terminal such as a mobile phone.
  • the product is placed in a catalog and the sales identification information is also posted.
  • the buyer may perform order and payment by inputting the sales identification information displayed in the advertisement of the catalog into the mobile terminal 10.
  • the payment means it is possible to pay by the payment means according to the invention in the offline store.
  • the seller inputs a bill to a seller terminal (or seller server), and generates sales identification information of one product for the bill, including the sales identification information and the price.
  • the sales information is transmitted to the payment server 40 and displayed on the screen of the seller terminal.
  • the customer enters the sales identification information displayed on the screen of the terminal and makes a payment by the payment means according to the present invention using the mobile terminal 10.
  • the present invention is to develop a mobile terminal-based payment order system for purchasing goods and paying the price directly from the mobile terminal, such as a mobile phone, without forming a direct transaction with the seller server using the sales identification information including the seller code and the product code It is possible to apply.
  • the present invention is useful for developing a mobile terminal-based payment order system for guiding a product before payment, by including date identification information in sales identification information and preparing sales information and latest sales information when publishing identification information through dates. .

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  • Computer Networks & Wireless Communication (AREA)
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Abstract

The present invention relates to a mobile-terminal-based ordering and payment system and method, which enable a user to purchase products and to pay charges for the products via a mobile terminal, such as a mobile phone or the like, using sales identification information including seller codes and products codes. The mobile-terminal-based ordering and payment system and method according to the present invention involve: receiving sales identification information and sales information on products from a seller server; upon receipt of the sales identification information and the order for the products from the mobile terminal, searching for sales information corresponding to the sales identification information of the ordered products, and transmitting the found information and a request for approval for the order to the mobile terminal; upon receipt of the approval for the order, performing a payment process for the ordered products using the mobile terminal; and transmitting the result of the process to the seller server. According to the system and method, product-ordering and payment processes can be carried out without the user having to directly deal with the seller or the seller server, thereby preventing the compromise of personal information and enabling users to conveniently pay anywhere.

Description

판매자 및 상품 식별정보를 이용하는 이동단말 기반 결제주문 시스템 및 방법Mobile terminal-based payment order system and method using seller and product identification information
본 발명은 판매자 코드와 상품 코드를 포함하는 판매식별정보를 이용하여 판매자 서버와 직접적인 거래를 형성하지 않고, 휴대폰 등 이동단말기에서 직접 상품을 구매하고 대금을 결제하는 이동단말 기반 결제주문 시스템 및 방법에 관한 것이다.The present invention provides a mobile terminal-based payment order system and method for purchasing goods and paying the price directly from a mobile terminal such as a mobile phone without forming a direct transaction with the seller server using the sales identification information including the seller code and the product code. It is about.
또한, 본 발명은 판매식별정보에 날짜 식별정보를 포함시켜 날짜를 통해 식별정보 발간 시 판매정보와 최신 판매정보를 대비하여, 결제전 상품을 안내하는 이동단말 기반 결제주문 시스템 및 방법에 관한 것이다.The present invention also relates to a mobile terminal-based payment order system and method for guiding a product before payment in preparation for selling information and the latest sales information when publishing identification information by including date identification information in sales identification information.
일반적으로 온라인을 통한 상품판매시스템은 전자상거래분야에서 인터넷쇼핑몰, 온라인 쇼핑, 케이블TV를 통한 쇼핑, ARS 쇼핑(텔레마케팅) 등과 같이 각종 통신망을 통해 이루어지고 있으며, 이를 통해 소비자에게 저렴한 가격으로 고품질의 제품을 제공함과 함께 택배 서비스를 통한 편의성의 극대화를 시도하고 있다.In general, the online product sales system is made through various communication networks such as internet shopping mall, online shopping, cable TV shopping, ARS shopping (telemarketing), etc. In addition to offering products, we are trying to maximize convenience through courier service.
이런 점들로 인하여 온라인을 통한 상품판매시스템은 그 소비시장이 날로 확대되고 있고, 다양한 서비스들이 창출되고 있다. 근래 들어, 새로이 시도되고 있는 온라인 관련 전자상거래 시스템들 중에는 온라인상거래와 오프라인상거래의 복합적인 전자상거래시스템들이 속속 개발되고 있다.Due to these reasons, the market for commodity sales through online is expanding day by day, and various services are being created. Recently, among the newly attempted online-related e-commerce systems, a complex e-commerce system of online and offline commerce has been developed one after another.
종래기술에 따른 온라인 쇼핑몰 상에서의 결제 방법을 도 1과 도2를 참조하여 설명한다. 도 1에서 보는 바와 같이, 먼저 온라인 쇼핑몰에서 상품을 구매하려는 구매자는 회원가입을 하여야 한다(S1). 회원가입을 하지 않은 비회원으로 구매하는 방식도 있으나 회원가입을 하지 않더라도 주문정보작성 등의 불편함을 거쳐야 한다. 이하에서 회원가입을 전제로 설명한다.A payment method on an online shopping mall according to the prior art will be described with reference to FIGS. 1 and 2. As shown in FIG. 1, first, a buyer who wants to purchase a product in an online shopping mall must register (S1). There is also a method of purchasing as a non-member who does not sign up for membership, but even if you do not sign up, you must go through inconvenience such as order information creation. It will be described below on the premise of membership.
구매자는 컴퓨터 단말 등을 통해 온라인 쇼핑몰에 회원ID와 비밀번호 등을 입력하여 회원인증을 한 후 로그인한다(S2). 로그인 후, 구매자는 자신이 구매를 원하는 상품을 선택하고 구매양식을 작성한다(S3).The buyer enters a member ID and password into an online shopping mall through a computer terminal, etc., authenticates the member and logs in (S2). After logging in, the buyer selects a product he wants to purchase and fills out a purchase form (S3).
그리고 결제버튼을 누르면, 온라인 쇼핑몰 서버는 구매자의 컴퓨터 단말에 결제 모듈이 설치되어 있는가를 확인하고(S4), 설치되지 않았으면 결제 모듈 설치를 시도한다(S5). 결제 모듈은 웹브라우저 등에 의해 설치되는 액티브 엑스(ActiveX) 등으로 결제를 처리하는 컴퓨터 프로그램의 일종이다. 결제 모듈 설치 안내의 일례는 도 2a와 같다.When the payment button is pressed, the online shopping mall server checks whether the payment module is installed in the computer terminal of the buyer (S4), and if not, attempts to install the payment module (S5). The payment module is a kind of computer program that processes payments using ActiveX, which is installed by a web browser. An example of a payment module installation guide is shown in FIG. 2A.
그러나 운영체제에서 설치모듈이 차단되어 있으면, 설치 차단을 해제하라는 메시지를 안내하고(S6), 구매자가 설치차단을 해제하면 다시 상품 구매 단계로 되돌아 간다. 구매자는 다시 구매양식을 작성하고 결제모듈 설치를 승인하면, 결제모듈이 설치된다(S7).However, if the installation module is blocked in the operating system, the message prompts to release the installation block (S6), and if the buyer releases the installation block back to the product purchase step again. When the buyer fills out the purchase form again and approves the payment module installation, the payment module is installed (S7).
결제모듈이 설치되면, 결제모듈에 의해 결제정보를 입력받고 결제가 처리되어(S8) 상품의 구매가 확정된다(S9). 그리고 판매자는 상품을 구매자에게 배송한다.When the payment module is installed, payment information is input by the payment module and payment is processed (S8), and the purchase of goods is confirmed (S9). The seller then delivers the goods to the buyer.
대부분 온라인 쇼핑몰에서, 결제는 페이먼트 게이트웨이(Payment gateway)에 의해 진행된다. 즉, 쇼핑몰 서버와는 별도의 결제서버에 의해 진행된다. 이러한 결제서버는 신용카드, 무통장입금, 휴대폰 결제, 전화 결제 등 다양한 결제수단을 제공한다.In most online shopping malls, payments are made by a payment gateway. That is, the payment server proceeds by a separate payment server. The payment server provides a variety of payment methods, such as credit card, bank deposit, mobile phone payment, telephone payment.
한편, 온라인 쇼핑몰에서 구매자가 휴대폰 결제를 선택하면, 결제서버는 휴대폰 번호 및 개인정보를 입력받아서 휴대폰으로 인증번호를 보낸다. 그리고 도 2b에서 보는 바와 같이, 휴대폰에 전송받은 인증번호를 다시 인증창에 입력하도록 요청하고, 인증창에 입력된 인증번호와 전송한 인증번호를 비교 인증하여 최종 결제 승인을 받는다.On the other hand, when the buyer selects the mobile phone payment in the online shopping mall, the payment server receives the mobile phone number and personal information and sends the authentication number to the mobile phone. As shown in FIG. 2B, the mobile terminal requests to input the authentication number received in the mobile phone into the authentication window again, and compares the authentication number input in the authentication window with the transmitted authentication number to receive final payment approval.
그러나 상기와 같은 온라인 쇼핑몰의 종래 결제방법은 개인정보 유출 가능성이 높다는 문제점이 있다. 이것은 각 구매자가 상품을 구매하기 위해 대부분의 온라인 쇼핑몰에 회원가입을 하고 이를 위해 개인정보를 쇼핑몰에 노출해야 하기 때문이다. 또한, 앞서 보았듯이, 그 결제과정이 매우 복잡하고 번거롭다. 또, 결제과정에서 원하지 않은 결제모듈(ActiveX)을 온라인 쇼핑몰 마다 설치해야 하는 번거러움이 있다. 또, 공공장소 등에서 설치 등을 차단시킨 컴퓨터 환경에서 결제가 불가능하다는 문제점도 있다.However, the conventional payment method of the online shopping mall has a problem that the possibility of personal information leakage is high. This is because each purchaser must register at most online shopping malls in order to purchase a product, and for this, personal information must be exposed to the shopping mall. Also, as we have seen, the payment process is very complicated and cumbersome. In addition, there is a hassle to install an unwanted payment module (ActiveX) for each online shopping mall in the payment process. In addition, there is a problem that payment is impossible in a computer environment blocked installation in public places, etc.
상기와 같은 복잡한 결제과정을 단순화 하거나 휴대폰을 이용하여 어느 곳에서도 결제가 가능한 기술들이 다양하게 제안되고 있다. 그 일례가 [한국공개특허 제10-2005-0015052호(2005.02.21.공개), "이동단말기를 이용한 전자결제 방법 및 시스템"](이하 선행기술 1)에 제시되고 있습니다. 상기 선행기술 1은 온라인 쇼핑몰에서 물품을 구입한 후 결제시에 결제 승인 서버로부터 생성된 결제 코드를 이동단말기에 장착된 카메라로 촬영하고, 이동단말기가 결제 코드를 판독하여 결제 코드 판독에 따라 결제 승인 서버에 결제를 승인하는 기술을 제시하고 있다. 상기 선행기술 1은 이동단말기로 인증번호를 수신하지 않고, 또한 인증번호를 인증번호 입력창에 입력하지 않고도 물품 구매 대금을 결제할 수 있게 한 기술이다.Simplified payment process as described above or a variety of technologies that can be paid anywhere using a mobile phone has been proposed. An example of this is shown in [Korean Patent Publication No. 10-2005-0015052 (published on February 21, 2005), "Electronic payment method and system using a mobile terminal"] (hereinafter, referred to as Prior Art 1). The prior art 1 is to take a payment code generated from the payment approval server at the time of payment after purchasing the goods in the online shopping mall with a camera mounted on the mobile terminal, the mobile terminal reads the payment code according to the payment approval server to read the payment code Is presenting a technique for approving payments. The prior art 1 is a technology that allows payment of goods purchase price without receiving an authentication number with a mobile terminal and also entering the authentication number in the authentication number input window.
또 다른 일례가 [한국공개특허 제10-2006-0125667호(2006.12.06.공개), "대량정보의 통합코드화를 통한 상품구매결제 시스템 및 그 구현 방법"](이하 선행기술 2)에 제시되고 있습니다. 상기 선행기술 2는 상품구매자가 웹에서나 유, 무선 상으로 접속하여 선택한 상품과 구매자에 관한 대량 정보를 통합코드화하여 모바일 디스플레이 화면 또는 웹 화면에 출력을 시키고 또는 음성으로 코드를 출력하고, 출력된 통합코드로 가맹점에서 온라인으로 연결된 리더기 또는 입력장치로 인식하여 현금으로 결제가 이루어지면 결제 정보가 판매처로 전송되어 결제 정보를 확인하는 기술에 관한 것이다.Another example is presented in [Korean Patent Publication No. 10-2006-0125667 (published on Dec. 06, 2006), "Commodity purchase settlement system through integrated coding of bulk information and its implementation method"] (hereinafter, referred to as Prior Art 2). There is. The prior art 2 integrates a large amount of information about the selected product and the buyer by connecting the product buyers on the web, wired, or wirelessly and outputs the code on a mobile display screen or a web screen, or outputs a code by voice, and outputs the integrated information. The present invention relates to a technology for verifying payment information when payment is made in cash by recognizing a reader or input device connected online at a merchant with a code.
상기 선행기술 1과 2는 모두 특정 구매자가 특정상품에 대한 구매를 확정하면 그 구매확정에 대한 결제코드를 생성하고, 그 결제코드에 의해 결제하기 때문에, 구매자가 쇼핑몰 등에 접속하여 구매과정(결제를 제외한 구매과정)을 거쳐야 한다. 이 구매과정에서 구매자의 개인정보를 노출하기 때문에 개인정보 유출 가능성이 높아지고 쇼핑몰에 접속해야 하는 등의 복잡한 과정을 거쳐야 하는 문제점이 있다.In the prior arts 1 and 2, when a specific purchaser confirms a purchase for a specific product, the purchaser generates a payment code for the purchase decision and pays by the payment code. Purchase process). Since the purchaser's personal information is exposed during the purchase process, there is a problem that the possibility of personal information leakage is increased and a complicated process such as accessing a shopping mall is required.
상기와 같은 문제점을 해결하고자 상품 주문 코드만으로 휴대폰 결제를 하는 기술의 일례가 [한국공개특허 제10-2010-0000181호(2010.01.06.공개), "휴대폰을 이용하는 상품 주문 시스템"](이하 선행기술 3)에 제시되고 있습니다. 상기 선행기술 3은 광고 상품에 표시된 상품 주문 코드를 암호화하여 이동통신망을 통해서 송신하는 휴대폰; 상기 휴대폰을 인터넷에 연결하는 웹 게이트웨이; 및 상기 웹 게이트웨이를 통해서 전송되는 상기 상품 주문 코드를 받아서 상품 주문을 처리하는 주문 관리 서버를 구비하는 기술에 관한 것이다. 특히, 상품 주문코드는 주로 텔레비전, 신문, 잡지 등의 광고매체에 표시된다.An example of a technology for making a mobile phone payment with only a product order code to solve the above problems is [Korean Patent Publication No. 10-2010-0000181 (published on Jan. 06, 2010), "Product Ordering System Using a Mobile Phone"] Technology 3). The prior art 3 is a mobile phone for encrypting the product order code displayed on the advertisement product to transmit through the mobile communication network; A web gateway connecting the mobile phone to the Internet; And an order management server that receives the product order code transmitted through the web gateway and processes a product order. In particular, the product order code is mainly displayed on advertising media such as televisions, newspapers and magazines.
그러나 상기 선행기술 3에서 제안되는 상품 주문코드는 판매자에 대한 정보를 가지고 있지 않음을 알 수 있다. 즉, 텔레비전, 신문, 잡지 등에서의 상품 광고에는 일반적으로 상품에 대한 정보만 게재되고 판매자에 대한 정보는 게재되지 않는다. 또한, 상기 선행기술 3은 판매자의 정보에 대한 언급이 전혀 없다.However, it can be seen that the product order code proposed in the prior art 3 does not have information about the seller. In other words, in the advertisement of the product on television, newspapers, magazines, etc., only information about the product is generally posted, and no information about the seller is displayed. In addition, the prior art 3 has no reference to the seller's information.
이런 경우, 상품의 종류는 특정되지만, 판매자가 누구인지 등에 관한 구체적인 정보가 특정되지 않는다. 즉, 동일한 상품이라도 다양한 판매자에 의해 판매되고 각 판매자 마다 가격이 틀려진다. 또, 동일한 판매자에 의한 동일한 상품이라도 시기에 따라 가격 또는 이에 포함된 사은품 등이 달라질 수 있다. 예를 들어, 특정 기간동안 세일을 한다면 그 기간 동안 가격은 달라질 것이다.In this case, the kind of goods is specified, but specific information regarding who the seller is is not specified. That is, even the same product is sold by various sellers, and the price is different for each seller. In addition, even the same product by the same seller may vary in price or free gifts included therein depending on the time. For example, if you sell for a certain period, the price will change during that period.
따라서 단순히 상품에 관한 코드만을 가지고 특정 상품을 구매한다는 것은 현실적으로 불가능하다.Therefore, it is practically impossible to purchase a specific product simply by using a code related to the product.
본 발명의 목적은 상술한 바와 같은 문제점을 해결하기 위한 것으로, 판매자 코드와 상품 코드를 포함하는 판매식별정보를 이용하여 판매자 서버와 직접적인 거래를 형성하지 않고, 휴대폰 등 이동단말기에서 직접 상품을 구매하고 대금을 결제하는 이동단말 기반 결제주문 시스템 및 방법을 제공하는 것이다.An object of the present invention is to solve the problems as described above, without directly forming a transaction with the seller server using the sales identification information including the seller code and the product code, and purchases the product directly from a mobile terminal such as a mobile phone and It is to provide a mobile terminal-based payment order system and method for making payment.
또, 본 발명의 목적은 판매식별정보에 날짜 식별정보를 포함시켜 날짜를 통해 식별정보 발간 시 판매정보와 최신 판매정보를 대비하여, 결제전 상품을 안내하는 이동단말 기반 결제주문 시스템 및 방법을 제공하는 것이다.In addition, an object of the present invention is to provide a mobile terminal-based payment order system and method for guiding a product before payment, in preparation for selling information and the latest sales information when the identification information is published through the date by including the date identification information in the sales identification information It is.
상기 목적을 달성하기 위해 본 발명은 데이터베이스를 구비하고 판매자 서버와 네트워크로 연결되어, 구매자의 이동단말을 통해 상품의 대금결제와 함께 주문을 처리하는 이동단말 기반 결제주문 시스템에 관한 것으로서, 판매자 서버로부터 상품의 판매식별정보 및 판매정보를 수신하여 상기 데이터베이스에 저장하는 상품정보 접수부; 상기 이동단말로부터 판매식별정보와 함께 상품주문을 수신하는 상품주문 수신부; 상기 상품주문의 판매식별정보에 해당되는 판매정보와 함께 주문승인 요청을 상기 이동단말로 전송하여 주문승인을 수신하는 주문승인 처리부; 상기 주문승인이 수신되면, 상기 이동단말을 통해 상기 상품주문의 대금결제를 처리하는 상품대금 결제부; 및 상기 상품주문의 대금결제 처리결과를 상기 판매자 서버로 전송하는 상품주문 처리부를 포함하고, 상기 판매식별정보는 판매자 식별정보와 상품 식별정보로 구성되는 것을 특징으로 한다.In order to achieve the above object, the present invention relates to a mobile terminal-based payment order system that has a database and is connected to a network of a seller server and processes an order together with payment of goods through a mobile terminal of a buyer. A product information reception unit which receives the sales identification information and the sales information of the product and stores it in the database; A product order receiver for receiving a product order together with sales identification information from the mobile terminal; An order approval processing unit for receiving the order approval by transmitting an order approval request to the mobile terminal together with the sale information corresponding to the sales identification information of the product order; When the order approval is received, the product price payment unit for processing the payment of the product order through the mobile terminal; And a product order processing unit transmitting the result of the payment processing of the product order to the seller server, wherein the sales identification information comprises seller identification information and product identification information.
또, 본 발명은 이동단말 기반 결제주문 시스템에 있어서, 상기 판매식별정보는 날짜 식별정보를 더 포함하여 구성되는 것을 특징으로 한다.In addition, the present invention is a mobile terminal-based payment order system, characterized in that the sales identification information further comprises a date identification information.
또, 본 발명은 이동단말 기반 결제주문 시스템에 있어서, 상기 주문승인 처리부는 상기 판매식별정보의 판매자와 상품에 해당하는 최신 판매정보를 상기 이동단말에 전송하되, 상기 판매식별정보의 날짜에 해당하는 판매정보와 최신 판매정보의 차이점을 함께 상기 이동단말에 전송하는 것을 특징으로 한다.In addition, in the mobile terminal-based payment order system, the order approval processing unit transmits the latest sales information corresponding to the seller and goods of the sales identification information to the mobile terminal, corresponding to the date of the sales identification information The difference between the selling information and the latest selling information may be transmitted to the mobile terminal.
또, 본 발명은 이동단말 기반 결제주문 시스템에 있어서, 상기 주문승인 처리부는 상기 판매식별정보의 날짜에 해당하는 상품의 판매가 종료되고 최신 판매정보가 없으면, 상품판매종료 안내를 상기 이동단말에 전송하는 것을 특징으로 한다.In addition, the present invention is a mobile terminal-based payment order system, the order approval processing unit if the sale of the product corresponding to the date of the sales identification information is terminated and there is no latest sale information, and transmits the product sale end guide to the mobile terminal It is characterized by.
또, 본 발명은 이동단말 기반 결제주문 시스템에 있어서, 상기 주문승인 처리부는 상기 판매식별정보의 날짜에 해당하는 상품의 판매가 종료되고 상기 상품과 관련된 다른 상품의 판매정보 안내를 상기 이동단말에 전송하는 것을 특징으로 한다.In addition, in the mobile terminal-based payment order system, the order approval processing unit ends the sale of the product corresponding to the date of the sales identification information and transmits the sales information guide of other products related to the product to the mobile terminal. It is characterized by.
또, 본 발명은 이동단말 기반 결제주문 시스템에 있어서, 상기 판매정보는 해당 상품의 명칭, 설명, 가격, 할인율, 적립금, 사은품 중 어느 하나 이상을 포함하는 것을 특징으로 한다.In addition, the present invention is a mobile terminal-based payment order system, wherein the sales information is characterized in that it includes any one or more of the name, description, price, discount rate, reserves, gifts of the corresponding product.
또, 본 발명은 이동단말 기반 결제주문 시스템에 있어서, 상기 상품정보 수신부는 상기 판매자 서버로부터 판매정보의 갱신을 실시간으로 수신하여 상기 데이터베이스를 갱신하는 것을 특징으로 한다.In addition, in the mobile terminal-based payment order system, the product information receiving unit is characterized in that for updating the database by receiving the update of the sales information in real time from the seller server.
또, 본 발명은 이동단말 기반 결제주문 시스템에 있어서, 상기 상품대금 결제부는 상기 상품주문의 대금결제를 처리하기 전에, 상기 판매자 서버에 결제처리진행 승인을 요청하는 것을 특징으로 한다.In another aspect, the present invention is a mobile terminal-based payment order system, the product price payment unit is characterized in that the seller server requests the payment process progress approval before processing the payment of the product order.
또한, 본 발명은 네트워크로 연결된 판매자 서버와 결제서버에 의해, 구매자 이동단말을 통해 상품의 대금결제와 함께 주문을 처리하는 이동단말 기반 결제주문 방법에 관한 것으로서, (a) 상기 판매자 서버는 상품의 판매식별정보 및 판매정보를 전송하고, 상기 결제서버는 전송된 상품의 정보를 수신하여 저장하는 단계; (b) 상기 이동단말은 판매식별정보와 함께 상품주문을 상기 결제서버로 전송하는 단계; (c) 상기 결제서버는 상기 상품주문의 판매식별정보에 해당되는 판매정보와 함께 주문승인 요청을 상기 이동단말로 전송하는 단계; (d) 상기 이동단말은 전송된 주문승인 요청에 대하여 승인하여 상기 결제서버로 전송하는 단계; (e) 상기 결제서버는 상기 이동단말을 통해 상기 상품주문의 대금결제를 처리하는 단계; 및 (f) 상기 결제서버는 상기 상품주문의 대금결제 처리결과를 상기 판매자 서버로 전송하는 단계를 포함하고, 상기 판매식별정보는 판매자 식별정보와 상품 식별정보로 구성되는 것을 특징으로 한다.In addition, the present invention relates to a mobile terminal-based payment order method for processing an order with the payment of goods through the buyer mobile terminal by the seller server and payment server connected to the network, (a) the seller server of the goods Transmitting the sales identification information and the sales information, and the payment server receives and stores the information of the transmitted goods; (b) the mobile terminal transmitting a product order together with the sales identification information to the payment server; (c) the payment server transmitting an order approval request to the mobile terminal together with the sales information corresponding to the sales identification information of the product order; (d) approving the transmitted order approval request and transmitting the mobile terminal to the payment server; (e) the payment server processing payment for the product order through the mobile terminal; And (f) the payment server transmitting the result of the payment processing of the product order to the seller server, wherein the sales identification information comprises seller identification information and product identification information.
또, 본 발명은 이동단말 기반 결제주문 방법에 있어서, 상기 판매식별정보는 날짜 식별정보를 더 포함하여 구성되는 것을 특징으로 한다.In addition, the present invention is a mobile terminal-based payment order method, characterized in that the sales identification information further comprises a date identification information.
또, 본 발명은 이동단말 기반 결제주문 방법에 있어서, 상기 (c)단계에서, 상기 판매식별정보의 판매자와 상품에 해당하는 최신 판매정보를 상기 이동단말에 전송하되, 상기 판매식별정보의 날짜에 해당하는 판매정보와 최신 판매정보의 차이점을 함께 상기 이동단말에 전송하는 것을 특징으로 한다.In addition, in the mobile terminal-based payment order method, in step (c), the latest sales information corresponding to the seller and the product of the sales identification information is transmitted to the mobile terminal, the date of the sales identification information The difference between the corresponding sales information and the latest sales information is characterized in that it is transmitted to the mobile terminal.
또, 본 발명은 이동단말 기반 결제주문 방법에 있어서, 상기 (c)단계에서, 상기 판매식별정보의 날짜에 해당하는 상품의 판매가 종료되고 최신 판매정보가 없으면, 상품판매종료 안내를 상기 이동단말에 전송하는 것을 특징으로 한다.In addition, in the mobile terminal-based payment order method, in the step (c), if the sale of the product corresponding to the date of the sales identification information is terminated and there is no latest sales information, product sales end guidance to the mobile terminal Characterized in that the transmission.
또, 본 발명은 이동단말 기반 결제주문 방법에 있어서, 상기 (c)단계에서, 상기 판매식별정보의 날짜에 해당하는 상품의 판매가 종료되고 상기 상품과 관련된 다른 상품의 판매정보 안내를 상기 이동단말에 전송하는 것을 특징으로 한다.In addition, the present invention is a mobile terminal-based payment order method, in step (c), the sale of goods corresponding to the date of the sales identification information is terminated and the sales information guidance of other goods related to the product to the mobile terminal Characterized in that the transmission.
또한, 본 발명은 상기 이동단말 기반 결제주문 방법을 수행하는 프로그램을 기록한 컴퓨터로 읽을 수 있는 기록매체에 관한 것이다.The present invention also relates to a computer-readable recording medium recording a program for performing the mobile terminal-based payment order method.
상술한 바와 같이, 본 발명에 따른 이동단말 기반 결제주문 시스템 및 방법에 의하면, 판매자 또는 판매자 서버와 직접적인 거래를 형성하지 않고 결제서버에만 연결하여 상품을 결제하고 주문함으로써, 판매자에게 개인정보를 알려주지 않아 개인정보 유출을 차단할 수 있고 판매자 서버와 거래를 형성하기 위한 작업을 수행하지 않아 어느 곳에서도 간편하게 결제할 수 있는 효과가 얻어진다.As described above, according to the mobile terminal-based payment order system and method according to the present invention, do not form a direct transaction with the seller or seller server, by connecting only to the payment server to pay and order goods, do not inform the seller of personal information It is possible to block the leakage of personal information and do not work to form a transaction with the seller server, the effect can be easily paid anywhere.
또, 본 발명에 따른 이동단말 기반 결제주문 시스템 및 방법에 의하면, 상품식별정보 발간 시 판매정보와 최신 판매정보를 대비하여 시기마다 달라지는 판매조건을 알려주어 구매자에게 선택하게 함으로써, 결제서비스의 안정성 및 신뢰성을 확보할 수 있는 효과가 얻어진다.In addition, according to the mobile terminal-based payment order system and method according to the present invention, when the product identification information is published by comparing the sales conditions and the latest sales information for each time period by making the buyer to choose, the stability of the payment service and The effect which can ensure reliability is acquired.
도 1은 종래의 기술에 따른 온라인 쇼핑몰에서의 상품 결제방법을 설명하는 흐름도이다.1 is a flowchart illustrating a product payment method in an online shopping mall according to the prior art.
도 2는 종래의 기술에 따른 온라인 쇼핑몰에서의 결제화면을 예시한 도면이다.2 is a diagram illustrating a payment screen in an online shopping mall according to the related art.
도 3은 본 발명을 실시하기 위한 전체 시스템의 구성을 도시한 도면이다.3 is a diagram showing the configuration of an entire system for implementing the present invention.
도 4는 본 발명의 일실시예에 따른 이동단말 기반 결제주문 시스템의 구성에 대한 블록도이다.4 is a block diagram of the configuration of a mobile terminal-based payment order system according to an embodiment of the present invention.
도 5는 본 발명의 일실시예에 따른 상품정보 테이블의 일례를 도시한 도면이다.5 is a diagram illustrating an example of a product information table according to an embodiment of the present invention.
도 6은 본 발명의 일실시예에 따른 결제화면의 예시도이다.6 is an exemplary view of a payment screen according to an embodiment of the present invention.
도 7은 본 발명의 일실시예에 따른 이동단말 기반 결제주문 방법을 설명하는 흐름도이다.7 is a flowchart illustrating a mobile terminal-based payment order method according to an embodiment of the present invention.
도 8은 본 발명에 따른 이동단말 기반 결제주문 시스템 및 방법을 적용하는 사례의 구성도이다.8 is a configuration diagram of an example of applying a mobile terminal-based payment order system and method according to the present invention.
이하, 본 발명의 실시를 위한 구체적인 내용을 도면에 따라서 설명한다.DETAILED DESCRIPTION Hereinafter, specific contents for carrying out the present invention will be described with reference to the drawings.
또한, 본 발명을 설명하는데 있어서 동일 부분은 동일 부호를 붙이고, 그 반복 설명은 생략한다.In addition, in describing this invention, the same code | symbol is attached | subjected and the repeated description is abbreviate | omitted.
먼저, 본 발명을 실시하기 위한 전체 시스템의 구성의 예들에 대하여 도 3을 참조하여 설명한다.First, examples of the configuration of the entire system for implementing the present invention will be described with reference to FIG.
도 3에서 보는 바와 같이, 본 발명을 실시하기 위한 전체 시스템의 일례는 구매자의 이동단말(10), 결제주문 시스템(40), 판매자 서버(60)를 포함하여 구성됩니다. 결제주문 시스템(40)과 판매자 서버(60)는 인터넷 등 네트워크(32)를 통해 연결되고, 이동단말(10)은 이동통신망(31)을 통해 결제주문 시스템(40)과 통신한다. 추가적으로, 상품정보, 회원정보 등을 저장하기 위한 데이터베이스(50)를 더 포함하여 구성한다.As shown in Figure 3, an example of the entire system for implementing the present invention comprises a buyer's mobile terminal 10, payment order system 40, the seller server (60). The payment order system 40 and the seller server 60 are connected via a network 32 such as the Internet, and the mobile terminal 10 communicates with the payment order system 40 through the mobile communication network 31. In addition, it further comprises a database 50 for storing product information, member information and the like.
이동단말(10)은 구매자가 사용하는 일반 휴대폰, 스마트폰 등 휴대용 단말기로서, 데이터 통신 또는 무선인터넷을 할 수 있는 기기이다.The mobile terminal 10 is a portable terminal such as a general mobile phone or a smart phone used by a buyer, and is a device capable of data communication or wireless internet.
일실시예로서, 이동단말(10)에는 결제모듈(20)이 설치된다. 결제모듈(20)은 결제주문 시스템(40)에 접속하여 결제 및 주문을 수행하는 이동단말용 어플리케이션으로서, 구매자가 상기 결제모듈(20)을 다운로드하여 이동단말에 설치한다. 예를 들어, 스마트폰 등의 앱스토어에서 결제모듈 어플을 다운로드하여 설치한다. 또는, 결제모듈(20) 자체가 이동단말(10)에 내장될 수도 있다.In one embodiment, the mobile terminal 10 is provided with a payment module 20. The payment module 20 is an application for a mobile terminal that accesses the payment order system 40 and performs a payment and an order. A purchaser downloads the payment module 20 and installs it on the mobile terminal. For example, the payment module application is downloaded and installed from an app store such as a smartphone. Alternatively, the payment module 20 itself may be embedded in the mobile terminal 10.
결제모듈(20)은 구매자의 ID나 비밀번호, 또는 공인인증서 등을 사전에 입력받아 저장하여, 결제시 자동으로 저장된 인증정보를 이용할 수 있다. 이를 통해, 구매자가 매번 인증을 위해 인증정보를 입력하는 번거로움을 줄일 수 있다. The payment module 20 may receive and store a purchaser's ID, password, or official certificate in advance, and use the stored authentication information automatically during payment. Through this, it is possible to reduce the hassle of the buyer to enter the authentication information for each time authentication.
다른 실시예로서, 이동단말(10)은 무선인터넷 기능을 내장하고 있고, 구매자는 무선인터넷 기능을 통해 결제주문 시스템(40)을 접속하여 결제주문 서비스를 제공받을 수 있다.As another embodiment, the mobile terminal 10 has a built-in wireless Internet function, the buyer may be provided with a payment order service by connecting to the payment order system 40 through the wireless Internet function.
한편, 이동단말(10)은 이동통신망(31)을 거쳐 (유선)네트워크(32)를 통해 결제주문 시스템(40)에 접속하여 데이터 통신을 할 수 있다.Meanwhile, the mobile terminal 10 may connect to the payment order system 40 via the (wired) network 32 via the mobile communication network 31 to perform data communication.
이하에서 구매자가 어떤 작업을 수행한다고 기재하는 것은 곧 이동단말(10)을 통해 결제 또는 주문 작업을 수행하는 것을 의미한다. 또, 구매자에게도 이동단말(10)과 동일한 참조번호를 붙이기로 한다.In the following description, the buyer performs some work means to perform a payment or order work through the mobile terminal 10. In addition, the same reference numerals as those of the mobile terminal 10 are given to the buyer.
결제주문 시스템(40)은 통상의 서버로서 이동통신망(31) 또는 네트워크(32)에 연결되어 결제주문 서비스를 제공한다. 즉, 상기 시스템(40)은 이동단말(10)과 데이터 통신 또는 무선인터넷을 통해 결제주문을 처리한다. 무선인터넷을 이용하는 경우, 결제주문 시스템(40)은 결제를 위한 무선 웹페이지를 제공한다.The payment order system 40 is connected to the mobile communication network 31 or the network 32 as a normal server to provide a payment order service. That is, the system 40 processes the payment order with the mobile terminal 10 through data communication or wireless Internet. In the case of using the wireless Internet, the payment order system 40 provides a wireless web page for payment.
또, 결제주문 시스템(40)은 구매자들을 회원으로 관리한다. 즉, 구매자로부터 아이디 및 비밀정보 등 인증정보를 등록받고 회원의 개인정보, 특히, 배송지, 연락처 등의 회원정보를 입력받아 데이터베이스(50)에 저장한다.In addition, the payment order system 40 manages buyers as members. That is, the authentication information such as ID and secret information are registered from the purchaser, and the member's personal information, in particular, the member information such as the delivery address and the contact information are received and stored in the database 50.
바람직하게는, 결제주문 시스템(40)은 상기와 같은 회원가입 서비스, 자신의 주문의 배송상태, 결제내역, 주문이력 등의 조회서비스 등을 이동단말(10) 뿐만 아니라, 일반 웹서비스로도 제공한다. Preferably, the payment order system 40 provides the above-described membership service, such as the delivery status of their order, payment history, order history, and the like, as well as the mobile terminal 10 as well as a general web service. do.
한편, 결제주문 시스템(40)은 판매자 서버(60)와 네트워크(32)로 연결되어 판매식별번호 및 이에 해당하는 상품정보를 판매자 서버(60)로부터 수신하여 저장하거나 결제주문 정보를 판매자 서버(60)에 제공한다.Meanwhile, the payment order system 40 is connected to the seller server 60 and the network 32 to receive and store the sales identification number and corresponding product information from the seller server 60 or store the payment order information on the seller server 60. To provide.
바람직하게는, 결제주문 시스템(40)에 저장된 판매식별번호 및 상품정보는 판매자 서버(60)의 데이터와 실시간으로 동기화된다. 판매자 서버(60)에서 상품정보가 변경되면 그 변경정보가 즉시 결제주문 시스템(40)으로 전송되어 갱신된다. 예를 들어, 상품이 품절되어 판매를 중단하거나, 판매가 종료되거나, 가격변동이 있는 등 변경사항이 발생하면 변경정보가 결제주문 시스템(40)에 전달되어 상품정보가 갱신된다.Preferably, the sales identification number and product information stored in the payment order system 40 is synchronized with the data of the seller server 60 in real time. When the product information is changed in the seller server 60, the change information is immediately transmitted to the payment order system 40 and updated. For example, when a change occurs, such as when a product is sold out, a sale is stopped, a sale is ended, or there is a price change, the change information is transmitted to the payment order system 40 to update the product information.
또한, 결제주문 시스템(40)은 구매자의 이동단말(10)로부터 결제 및 구매를 처리하면 그 결과를 판매자 서버(60)에 전송한다.In addition, the payment order system 40 processes the payment and purchase from the buyer's mobile terminal 10 and transmits the result to the seller server 60.
결제후 상품주문관리 페이지(결제주문 시스템과 연동된 홈페이지)에서 판매자와 주문자가 개인별 화면으로도 직접 확인 및 관리가 가능하다. API코드나 xml파일 등 웹기술로 판매자가 원하는 곳의 서버에 주문결제정보 전송도 가능하다 After payment, the seller and orderer can directly check and manage the product order management page (the homepage linked with the payment order system). It is also possible to send order payment information to the server where the seller wants through web technology such as API code or xml file.
판매자 서버(60)는 판매자에 의해 사용되는 서버 또는 컴퓨터 단말이다. 명칭은 서버로 기재하였으나, 개인용 PC, 노트북, 넷북 등 컴퓨터 단말일 수 있다. 판매자는 판매자 서버(60)에 상품정보를 입력하여 저장하고, 결제주문 시스템(40)에 그 정보를 전송한다.The seller server 60 is a server or computer terminal used by the seller. Although the name is described as a server, it may be a computer terminal such as a personal PC, a notebook, a netbook, and the like. The seller inputs and stores the product information in the seller server 60 and transmits the information to the payment order system 40.
또, 판매자 서버(60)는 판매하는 상품에 대한 결제 및 주문 처리결과를 결제주문 시스템(40)으로부터 수신하면, 주문된 상품을 배송업체를 통해 구매자에게 배송한다. 상품이 물건이 아니라 서비스인 경우, 별도 배송하지 않고 그에 해당하는 서비스를 제공한다.In addition, the seller server 60 receives the payment and order processing results for the goods to sell from the payment order system 40, and delivers the ordered goods to the buyer through the delivery company. If a product is not a product but a service, the corresponding service is provided without shipping.
또한, 판매자는 오프라인 상의 매장에서 상품을 판매하거나 서비스를 제공하고 판매자 서버(60)는 매장에 설치될 수 있다. 이때, 오프라인 상에서 상품 또는 서비스를 제공하고 그 결제를 결제주문 시스템(40)에 의해 처리될 수 있다.In addition, the seller sells goods or provides a service at a store on-line, and the seller server 60 may be installed in the store. In this case, the goods or services may be provided offline and the payment may be processed by the payment order system 40.
이하에서 판매자가 어떤 작업을 수행한다고 기재하는 것은 곧 판매자 서버(60)를 통해 결제 또는 주문 작업을 수행하는 것을 의미한다. 또, 판매자에게도 판매자 서버(60)와 동일한 참조번호를 붙이기로 한다.In the following description, the seller performs some work means to perform a payment or order work through the seller server 60. Further, the same reference numerals as those of the seller server 60 are given to the seller.
데이터베이스(50)는 구매자의 회원정보를 저장하는 회원DB(51) 및 상품정보를 저장하는 상품정보DB(52)로 이루어진다. 그러나 상기 데이터베이스(40)의 구성은 바람직한 일실시예일 뿐이며, 구체적인 장치를 개발하는데 있어서, 접근 및 검색의 용이성 및 효율성 등을 감안하여 데이터베이스 구축이론에 의하여 다른 구조로 구성될 수 있다.The database 50 is composed of a member DB 51 storing the buyer's member information and a product information DB 52 storing the product information. However, the configuration of the database 40 is only a preferred embodiment, and in the development of a specific device, it may be configured in a different structure by a database construction theory in view of the ease and efficiency of access and search.
다음으로, 본 발명의 일실시예에 따른 이동단말 기반 결제주문 시스템의 구성을 도 4를 참조하여 설명한다.Next, the configuration of a mobile terminal based payment order system according to an embodiment of the present invention will be described with reference to FIG.
도 4에서 보는 바와 같이, 본 발명의 일실시예에 따른 결제주문 시스템(40)은 상품정보 수신부(41), 상품주문 수신부(42), 주문승인 처리부(43), 상품대금 결제부(44), 및 상품주문 처리부(45)를 포함하여 구성한다.As shown in Figure 4, the payment order system 40 according to an embodiment of the present invention product information receiving unit 41, product order receiving unit 42, order approval processing unit 43, product price payment unit 44 , And commodity order processing unit 45 is configured.
상품정보 수신부(41)는 판매자 서버(60)로부터 상품의 판매식별정보 및 판매정보를 수신하여 데이터베이스(50)에 저장한다.The product information receiver 41 receives the sales identification information and the sales information of the product from the seller server 60 and stores it in the database 50.
도 5에서 보는 바와 같이, 상품의 판매식별정보는 판매자 식별정보(또는 판매자 코드)와 상품 식별정보(또는 상품코드)로 구성된다. 또 추가적으로 날짜 식별정보(출시일)를 더 포함하여 구성될 수 있다. 이러한 판매식별정보는 테이블 형식 등의 데이터 구조로 저장된다.As shown in FIG. 5, the sales identification information of the product includes seller identification information (or seller code) and product identification information (or product code). In addition, it may be configured to further include date identification information (release date). Such sales identification information is stored in a data structure such as a table format.
판매자 식별정보나 상품 식별정보는 코드 형태도 가능하나, 이름이나 아이디 등도 가능하다. 다만, 식별정보의 문자길이 등이나 표기법 등을 표준화한다. 판매자가 다르더라도 동일한 상품을 판매하는 경우, 판매자 코드가 다르고 상품코드는 동일할 수 있다. 도 5의 예에서, 판매자 FG0037과 FG0040은 동일한 상품인 포스카인더 자켓(W4547)을 판매하고 있다.The seller identification information or the product identification information may be in the form of a code, but may also be a name or an ID. However, standardize the letter length and notation of identification information. In the case of selling the same product even though the seller is different, the seller code may be different and the product code may be the same. In the example of FIG. 5, the sellers FG0037 and FG0040 sell the same product, the POS skyder jacket W4547.
한편, 도 5와 같이, 날짜 식별정보는 상품의 출시일로 정할 수 있다. 동일한 판매자 및 상품에 대하여 출시일이 다수 개가 있으면, 최근 출시일이 현재 판매되는 제품이고 그 이전 출시일의 제품은 판매가 중단된 상품이다. 동일한 판매자의 동일한 상품에 대해 출시일만 달라지는 것이므로, 동일한 상품에 대한 판매조건에 따라 출시일이 달라진다.On the other hand, as shown in Figure 5, the date identification information may be determined as the release date of the product. If there are multiple release dates for the same seller and product, the most recent release date is the product currently on sale and the product on the previous release date is the product discontinued. Since only the release date is different for the same product of the same seller, the release date is different according to the sales conditions for the same product.
판매정보는 해당 상품의 명칭, 설명, 가격, 할인율, 적립금, 사은품 중 어느 하나 이상을 포함한다. 판매정보는 상품의 사양과 판매조건 등에 관한 정보들이다. 도 5에서 판매정보는 여러 판매조건 등이 나열되어 있으나, 데이터 구조를 사용하여 데이터베이스 이론에 의해 구현될 수 있다.The sales information includes one or more of the name, description, price, discount rate, reserves, and free gifts of the product. The sales information is information about the product specification and sales conditions. In FIG. 5, sales information is listed in various sales conditions, but may be implemented by database theory using a data structure.
도 5에서, 판매자 FG0037의 상품 W4547은 3개의 서로 다른 출시일이 상품 테이블에 존재한다. 최근 출시일은 2010년 3월 13일(100313)이고, 그 이전에 판매되던 상품은 두 가지의 판매조건을 가짐을 알 수 있다. 예를 들어, 2009년 12월 11일(091211)에 포스카인더 자켓은 60,000원에 적립금 3%에 판매되었는데, 2010년 2월 13일(100213)에 포스카인더 자켓의 가격이 5% 내려가서, 판매가는 57,000원이고, 적립금은 없어졌다. 2010년 3월 13일(100213)에 포스카인더 자켓의 가격이 47,000원으로 내려가서 현재까지 판매되고 있음을 알 수 있다.In Fig. 5, product W4547 of seller FG0037 has three different release dates in the product table. The latest release date is March 13, 2010 (100313), and it can be seen that the products sold before that have two sales conditions. For example, on December 11, 2009 (091211), the POS skyder jacket was sold for 60,000 won for 3%. On February 13, 2010 (100213), the price of the POSKAINDER jacket went down by 5%. The selling price is 57,000 won, and the reserves are gone. On March 13, 2010 (100213), the price of the POSKAINDER jacket fell to 47,000 won, indicating that it is still being sold.
한편, 상품 식별정보는 생성규칙에 의해 판매자(60)에 의해 생성되거나, 바람직하게는, 결제주문 시스템(40)에 의해 정해진다. 결제주문 시스템(40)이 직접 또는 규칙에 의해, 일괄적으로 상품코드를 정하여 동일한 상품에 대하여 동일한 코드를 붙이거나 상품 종류나 분류에 따라 코드를 붙임으로써 코드의 일관성을 제시할 수 있다.On the other hand, the product identification information is generated by the seller 60 by the generation rule, or preferably, it is determined by the payment order system 40. The payment order system 40 may directly or by rule set up the product codes collectively to attach the same code to the same product or to attach the code according to the product type or classification to present the consistency of the code.
또한, 상품정보 수신부(41)는 판매자 서버(60)로부터 판매정보의 갱신을 실시간으로 수신하여 데이터베이스(50)를 갱신한다. 동일한 판매자의 동일한 상품이라도 판매조건이 달라지면 판매정보가 갱신되고 새로운 상품코드가 생성된다. 새로 생성된 상품코드에 의해 새로운 상품 레코드가 상품 테이블에 삽입된다.In addition, the product information receiving unit 41 receives the update of the sales information from the seller server 60 in real time and updates the database 50. Even if the same goods of the same seller have different terms of sale, the sales information is updated and a new product code is generated. The new merchandise code inserts a new merchandise record into the merchandise table.
상품정보 중에서 재고량이 변하거나 일시적 판매중단 등이 발생하는 경우, 새로운 레코드가 생성되지 않고 상품정보만 변경될 수 있다.If the inventory amount of the product information changes or a temporary suspension of sales occurs, only the product information may be changed without creating a new record.
상품주문 수신부(42)는 이동단말(10)로부터 판매식별정보와 함께 상품주문을 수신한다. The product order receiving unit 42 receives the product order together with the sales identification information from the mobile terminal 10.
상기 판매식별정보는 도 6a와 같은 인터넷 쇼핑몰의 상품 안내 웹페이지 등에 게재된다. 또, 카탈로그, 홈쇼핑 TV의 방송화면 등에도 게재될 수 있다. 구매자는 게재된 판매식별정보를 인지하고, 도 6b와 같이 상기 판매식별정보를 이동단말(10)에 입력하여 전송함으로써 상품을 구매한다.The sale identification information is displayed on a product guide web page of an internet shopping mall as shown in FIG. 6A. It can also be placed on a catalog, a broadcast screen of a home shopping TV, and the like. The buyer recognizes the posted sales identification information, and purchases the product by inputting and transmitting the sales identification information to the mobile terminal 10 as shown in FIG. 6B.
앞서 본 바와 같이, 이동단말(10)은 주문 결제를 위하여 결제모듈(20)을 설치하거나 무선인터넷을 이용하여 주문결제 시스템(40)에 접속한다. 그리고 구매자가 회원인증을 받으면, 판매식별정보를 이동단말(10)을 통해 안내에 따라 입력한다.As described above, the mobile terminal 10 installs the payment module 20 for order payment or accesses the order payment system 40 using the wireless Internet. And when the buyer receives the member authentication, the sales identification information is entered in accordance with the guidance through the mobile terminal (10).
이동단말(10)에서 판매식별정보를 입력하는 방식은 직접 키패드를 통해 코드를 입력하는 방식, 바코드 형태로 된 판매식별정보를 카메라로 촬영하고 촬영된 이미지를 처리하여 판매식별정보를 추출하는 방식 등 다양한 방식을 갖는다.The method of inputting the sales identification information in the mobile terminal 10 is a method of directly inputting a code through a keypad, a method of extracting sales identification information by photographing sales identification information in a bar code form with a camera and processing the photographed image. It has a variety of ways.
상품주문을 수신하면, 주문승인 처리부(43)는 상품주문의 판매식별정보에 해당되는 판매정보와 함께 주문승인 요청을 이동단말(10)로 전송하여 주문승인을 수신한다.Upon receiving the product order, the order approval processor 43 transmits an order approval request to the mobile terminal 10 together with the sales information corresponding to the sales identification information of the product order, and receives the order approval.
바람직하게는, 주문승인 처리부(43)는 판매식별정보의 판매자와 상품에 해당하는 최신 판매정보를 이동단말(10)에 전송하되, 판매식별정보의 날짜에 해당하는 판매정보와 최신 판매정보의 차이점을 함께 이동단말(10)에 전송한다.Preferably, the order approval processing unit 43 transmits the latest sales information corresponding to the seller and the product of the sales identification information to the mobile terminal 10, the difference between the sales information corresponding to the date of the sales identification information and the latest sales information. Together with the mobile terminal 10.
예를 들어, 2009년 12월에 판매식별정보가 FG0037-W4547-091211로 표시된 카달로그를 배포되고, 한참 뒤인 2010년 3월 15일에 구매자가 배포된 카달로그를 보고 상기 판매식별정보를 이동단말(10)에 입력하여 주문을 한다.For example, in December 2009, a catalog in which sales identification information is displayed as FG0037-W4547-091211 is distributed, and the sales identification information is viewed in a catalog distributed by the buyer on March 15, 2010. To place an order.
상기 주문의 판매식별정보 FG0037-W4547-091211이고, 이에 해당하는 판매정보는 포스카인더 자켓, 60,000원, 적립금 3%, 배송비 2,500원이다. 그리고 최신 판매정보는 포스카인더 자켓, 47,000원, 적립금 없음, 배송비 무료이다. 따라서 주문승인 처리부(43)는 현재 보내신 판매정보에 비하여 가격이 47,000원으로 내리고 배송비가 무료이나, 적립금은 없어졌음을 안내한다.The sales identification information of the order is FG0037-W4547-091211, and the corresponding sales information is a POS skyder jacket, 60,000 won, a reserve of 3%, and a shipping cost of 2,500 won. And the latest sales information is the Poscader jacket, 47,000 won, no reserves, free shipping. Therefore, the order approval processing unit 43 lowers the price to 47,000 won compared to the current sales information sent and the free shipping, but guides that the savings are lost.
또한, 주문승인 처리부(43)는 판매식별정보의 날짜에 해당하는 상품의 판매가 종료되고 최신 판매정보가 없으면, 상품판매종료 안내를 상기 이동단말에 전송한다.In addition, the order approval processing unit 43 transmits a product sale end guide to the mobile terminal when the sale of the product corresponding to the date of the sales identification information is ended and there is no latest sale information.
예를 들어, 2009년 10월에 판매식별정보가 FG0037-W5678-091011로 표시된 카달로그를 배포되고, 한참 뒤인 2010년 3월 15일에 구매자가 배포된 카달로그를 보고 상기 판매식별정보를 이동단말(10)에 입력하여 주문을 한다. 상기 주문의 판매식별정보에 해당하는 최신 판매정보는 2010년 2월 1일부터 생산이 중단되었다는 정보이다. 따라서 주문승인 처리부(43)는 현재 주문한 상품을 생산이 중단되어 판매되지 않는다는 것을 안내한다.For example, in October 2009, a catalog in which sales identification information is displayed as FG0037-W5678-091011 is distributed, and the sales identification information is viewed in a catalog distributed by the buyer on March 15, 2010. To place an order. The latest sales information corresponding to the sales identification information of the order is information that the production has been stopped since February 1, 2010. Therefore, the order approval processing unit 43 guides the production of the current ordered goods are not sold.
주문승인 처리부(43)는 판매식별정보의 날짜에 해당하는 상품의 판매가 종료되고 상기 상품과 관련된 다른 상품의 판매정보 안내를 상기 이동단말에 전송한다.The order approval processing unit 43 ends the sale of the product corresponding to the date of the sales identification information and transmits the sales information guide of the other goods related to the product to the mobile terminal.
예를 들어, 2010년 1월에 판매식별정보가 FG0037-W6006-100102로 표시된 카달로그를 배포되고, 한참 뒤인 2010년 3월 15일에 구매자가 배포된 카달로그를 보고 상기 판매식별정보를 이동단말(10)에 입력하여 주문을 한다. 상기 주문의 판매식별정보에 해당하는 최신 판매정보는 2010년 3월 2일부터 생산이 중단되었고, 관련상품 W6007이라는 정보이다. 따라서 주문승인 처리부(43)는 현재 주문한 상품을 생산이 중단되어 판매되지 않고 대신 최신 신상품인 "포스카인더 뉴스카프"를 안내한다.For example, in January 2010, a catalog in which sales identification information is displayed as FG0037-W6006-100102 is distributed, and the sales identification information is viewed in a catalog distributed by the buyer on March 15, 2010. To place an order. The latest sales information corresponding to the sales identification information of the order has been discontinued since March 2, 2010, which is information related to W6007. Therefore, the order approval processing unit 43 stops the production of the current ordered products are not sold, instead guides the latest new product "Poscainder Newscarp".
주문승인 처리부(43)가 단순히 최신 판매정보만을 이동단말(10)로 전송하면, 구매자는 당황할 수 있거나 확인하지 않고 결제해버릴 수도 있다. 이런 경우, 구매자가 불만을 가지는 문제점이 있다. 따라서 그 차이점을 안내해줌으로써 소비자의 불만을 없앨 수 있는 장점이 있다.If the order approval processing unit 43 simply transmits only the latest sales information to the mobile terminal 10, the buyer may be embarrassed or pay without confirmation. In this case, there is a problem that the buyer has a complaint. Therefore, there is an advantage that can eliminate the complaints of consumers by guiding the difference.
한편, 판매식별정보는 날짜 식별정보를 포함하지 않고 판매자 식별정보와 상품 식별정보만 입력되는 경우도 있다. 예를 들어, 신문이나 공중파 방송에서 광고를 하는 경우, 가격 등 구체적인 판매조건을 제시되지 않는 경우가 많다. 이 경우, 판매자 코드와 상품 코드만 입력하면, 주문승인 처리부(43)는 최신의 판매정보를 이동단말(10)로 전송한다.On the other hand, the sales identification information does not include the date identification information may be input only the seller identification information and product identification information. For example, in the case of advertising in newspapers or over-the-air broadcasting, there are many cases in which specific sales conditions such as prices are not provided. In this case, if only the seller code and the product code are input, the order approval processing unit 43 transmits the latest sale information to the mobile terminal 10.
주문승인 처리부(43)는 상기와 같이 판매정보를 이동단말(10)로 전송하고, 상기 판매정보에 의한 판매조건으로 구매할 것인지를 확인할 것을 요청한다. 만약 구매자가 확인을 하면, 상품대금 결제부(44)에 의해 대금 결제가 처리된다.The order approval processing unit 43 transmits the sales information to the mobile terminal 10 as described above, and requests to confirm whether to purchase on the sales condition based on the sales information. If the buyer confirms, the payment is processed by the commodity payment unit 44.
상품대금 결제부(44)는 상기 주문승인이 수신되면, 상기 이동단말(10)을 통해 상기 상품주문의 대금결제를 처리한다. 이동단말(10)을 통한 결제는 신용카드, 무통장입금, 휴대폰 결제 등 다양한 결제수단에 의해 수행된다. 상기 결제수단은 통상의 기술이므로 구체적 설명은 생략한다.The commodity price payment unit 44 processes the payment of the commodity order through the mobile terminal 10 when the order approval is received. Payment through the mobile terminal 10 is performed by various payment means such as credit card, bankbook payment, mobile phone payment. Since the payment means is a conventional technology, a detailed description thereof will be omitted.
다른 실시예로서, 상품대금 결제부(44)는 상품주문의 대금결제를 처리하기 전에, 상기 판매자 서버에 결제처리진행 승인을 요청할 수 있다. 이것은 재고가 없다거나 하는 등의 문제를 해결하기 위해 판매자에게 최종 승인을 요한다.As another example, the product price payment unit 44 may request the seller server to approve the payment processing process before processing the payment of the product order. This requires the final approval from the seller to resolve issues such as out of stock.
상품주문 처리부(45)는 상기 상품주문의 대금결제 처리결과를 판매자 서버(60)로 전송한다.The commodity order processing unit 45 transmits the payment processing result of the commodity order to the seller server 60.
다음으로, 본 발명의 일실시예에 따른 이동단말 기반 결제주문 방법을 도 7을 참조하여 설명한다.Next, a mobile terminal-based payment order method according to an embodiment of the present invention will be described with reference to FIG.
도 7에서 보는 바와 같이, 먼저, 판매자 서버(60)는 상품의 판매식별정보 및 판매정보를 결제서버(40)로 전송하고, 결제서버(40)는 전송된 상품의 정보를 수신하여 저장한다(S10). 상품의 판매정보의 전송은 판매자의 상품의 판매조건 또는 판매상황 등이 변경된 경우마다 실시간으로 전송하여, 판매자 서버(60)와 결제서버(40)의 상품의 판매정보를 동기화시킨다. 특히, 결제서버(40)는 과거의 판매정보도 함께 저장하여 보관한다. 과거의 판매정보는 일정한 기간(예를들어, 1년 또는 3년 등) 동안 결제서버(40)의 데이터베이스에 보유되는 것이 바람직하다.As shown in Figure 7, first, the seller server 60 transmits the product identification information and sales information to the payment server 40, the payment server 40 receives and stores the information of the transmitted product ( S10). The sales information of the goods is transmitted in real time whenever the sales conditions or the sales conditions of the goods of the seller are changed to synchronize the sales information of the goods of the seller server 60 and the payment server 40. In particular, the payment server 40 also stores and stores past sales information. Past sales information is preferably held in the database of the payment server 40 for a certain period of time (for example, one year or three years, etc.).
또, 구매자는 이동단말(10)을 통해 판매식별정보와 함께 상품주문을 결제서버(40)로 전송한다(S20).In addition, the buyer transmits the product order with the sales identification information through the mobile terminal 10 to the payment server 40 (S20).
결제서버(40)는 구매자의 상품주문을 수신하고, 상품주문의 판매식별정보에 해당되는 판매정보와 함께 주문승인 요청을 이동단말(10)로 전송하다(S30). 이동단말(10)은 전송된 주문승인 요청을 수신하면, 구매자는 판매정보를 확인하여 최종 구매 승인을 하고, 그 승인을 이동단말(10)을 통해 결제서버(40)로 전송한다(S40).The payment server 40 receives the buyer's product order, and transmits an order approval request to the mobile terminal 10 together with the sales information corresponding to the sales identification information of the product order (S30). When the mobile terminal 10 receives the transmitted order approval request, the purchaser confirms the sale information and makes a final purchase approval, and transmits the approval to the payment server 40 through the mobile terminal 10 (S40).
최종 승인이 나면, 결제서버(40)는 이동단말을 통해 상품주문의 대금결제를 처리하고(S50), 상품주문의 대금결제 처리결과를 판매자 서버(60)로 전송한다(S60).After the final approval, the payment server 40 processes the payment of the product order through the mobile terminal (S50), and transmits the payment process of the product order to the seller server 60 (S60).
상기 이동단말 기반 결제주문 방법 중 생략된 부분은 앞서 설명한 이동단말 기반 결제주문 시스템의 설명을 참조한다.The omitted part of the mobile terminal-based payment order method refers to the description of the mobile terminal-based payment order system described above.
다음으로, 본 발명에 따른 이동단말 기반 결제주문 시스템 및 방법을 적용하는 사례를 도 8을 참조하여 설명한다.Next, an example of applying a mobile terminal-based payment order system and method according to the present invention will be described with reference to FIG. 8.
도 8에서 보는 바와 같이, 본 발명에 따른 판매식별정보는 TV 홈쇼핑(도 8a 참조), 카달로그(도 8b 참조), 오프라인 매장(도 8c 참조) 등 다양한 상품 판매에 응용할 수 있다.As shown in Figure 8, the sales identification information according to the present invention can be applied to the sale of various products, such as TV home shopping (see Figure 8a), catalog (see Figure 8b), offline stores (see Figure 8c).
도 8a와 같이, TV 홈쇼핑에서 상품을 광고하면서 텔레비전 화면에 판매식별정보를 표시한다. 시청자는 화면에 표시된 판매식별정보를 휴대폰 등 이동단말에 입력함으로써 주문 및 결제를 수행할 수 있다.As shown in FIG. 8A, sales identification information is displayed on a television screen while advertising a product on TV home shopping. The viewer may perform order and payment by inputting sales identification information displayed on the screen to a mobile terminal such as a mobile phone.
도 8b와 같이, 카달로그에 상품을 게재하고 판매식별정보를도 함께 게재한다. 구매자는 카달로그의 광고에 표시된 판매식별정보를 이동단말(10)에 입력함으로써 주문 및 결제를 수행할 수 있다.As shown in FIG. 8B, the product is placed in a catalog and the sales identification information is also posted. The buyer may perform order and payment by inputting the sales identification information displayed in the advertisement of the catalog into the mobile terminal 10.
도 8c와 같이, 오프라인 매장에서도 본 발명에 따른 결제수단으로 결제가 가능하다. 예를 들어, 음식점에서 음식을 먹고 계산을 하면, 판매자는 청구서를 판매자 단말(또는 판매자 서버)에 입력하면, 상기 청구서에 대한 하나의 상품의 판매식별정보를 생성하여, 판매식별정보 및 가격을 포함한 판매정보를 결제서버(40)로 전송하고 판매자 단말의 화면에 표시한다. 손님은 단말의 화면에 표시된 판매식별정보를 입력하여 이동단말(10)을 이용하여 본 발명에 의한 결제수단으로 결제를 한다.As shown in Figure 8c, it is possible to pay by the payment means according to the invention in the offline store. For example, when a person eats food at a restaurant and calculates a meal, the seller inputs a bill to a seller terminal (or seller server), and generates sales identification information of one product for the bill, including the sales identification information and the price. The sales information is transmitted to the payment server 40 and displayed on the screen of the seller terminal. The customer enters the sales identification information displayed on the screen of the terminal and makes a payment by the payment means according to the present invention using the mobile terminal 10.
이상, 본 발명자에 의해서 이루어진 발명을 상기 실시 예에 따라 구체적으로 설명하였지만, 본 발명은 상기 실시 예에 한정되는 것은 아니고, 그 요지를 이탈하지 않는 범위에서 여러 가지로 변경 가능한 것은 물론이다.As mentioned above, although the invention made by this inventor was demonstrated concretely according to the said Example, this invention is not limited to the said Example and can be variously changed in the range which does not deviate from the summary.
본 발명은 판매자 코드와 상품 코드를 포함하는 판매식별정보를 이용하여 판매자 서버와 직접적인 거래를 형성하지 않고, 휴대폰 등 이동단말기에서 직접 상품을 구매하고 대금을 결제하는 이동단말 기반 결제주문 시스템을 개발하는 데 적용이 가능하다.The present invention is to develop a mobile terminal-based payment order system for purchasing goods and paying the price directly from the mobile terminal, such as a mobile phone, without forming a direct transaction with the seller server using the sales identification information including the seller code and the product code It is possible to apply.
특히, 본 발명은 판매식별정보에 날짜 식별정보를 포함시켜 날짜를 통해 식별정보 발간 시 판매정보와 최신 판매정보를 대비하여, 결제전 상품을 안내하는 이동단말 기반 결제주문 시스템을 개발하는 데 유용하다.In particular, the present invention is useful for developing a mobile terminal-based payment order system for guiding a product before payment, by including date identification information in sales identification information and preparing sales information and latest sales information when publishing identification information through dates. .

Claims (14)

  1. 데이터베이스를 구비하고 판매자 서버와 네트워크로 연결되어, 구매자의 이동단말을 통해 상품의 대금결제와 함께 주문을 처리하는 이동단말 기반 결제주문 시스템에 있어서,In the mobile terminal-based payment order system having a database and connected to the network of the seller server, processing the order with the payment of goods through the buyer's mobile terminal,
    판매자 서버로부터 상품의 판매식별정보 및 판매정보를 수신하여 상기 데이터베이스에 저장하는 상품정보 수신부;A commodity information receiver configured to receive merchandise identification information and merchandise information from a seller server and store the merchandise in the database;
    상기 이동단말로부터 판매식별정보와 함께 상품주문을 수신하는 상품주문 접수부;A product order receiving unit receiving a product order together with sales identification information from the mobile terminal;
    상기 상품주문의 판매식별정보에 해당되는 판매정보와 함께 주문승인 요청을 상기 이동단말로 전송하여 주문승인을 수신하는 주문승인 처리부;An order approval processing unit for receiving the order approval by transmitting an order approval request to the mobile terminal together with the sale information corresponding to the sales identification information of the product order;
    상기 주문승인이 수신되면, 상기 이동단말을 통해 상기 상품주문의 대금결제를 처리하는 상품대금 결제부; 및When the order approval is received, the product price payment unit for processing the payment of the product order through the mobile terminal; And
    상기 상품주문의 대금결제 처리결과를 상기 판매자 서버로 전송하는 상품주문 처리부를 포함하고,It includes a product order processing unit for transmitting a payment processing result of the product order to the seller server,
    상기 판매식별정보는 판매자 식별정보와 상품 식별정보로 구성되는 것을 특징으로 하는 이동단말 기반 결제주문 시스템.The sale identification information is a mobile terminal based payment order system, characterized in that consisting of the identification information and the product identification information.
  2. 제1항에 있어서,The method of claim 1,
    상기 판매식별정보는 날짜 식별정보를 더 포함하여 구성되는 것을 특징으로 하는 이동단말 기반 결제주문 시스템.The sales identification information is a mobile terminal based payment order system, characterized in that further comprises a date identification information.
  3. 제2항에 있어서,The method of claim 2,
    상기 주문승인 처리부는 상기 판매식별정보의 판매자와 상품에 해당하는 최신 판매정보를 상기 이동단말에 전송하되, 상기 판매식별정보의 날짜에 해당하는 판매정보와 최신 판매정보의 차이점을 함께 상기 이동단말에 전송하는 것을 특징으로 하는 이동단말 기반 결제주문 시스템.The order approval processing unit transmits the latest sales information corresponding to the seller and the product of the sales identification information to the mobile terminal, and the difference between the sales information corresponding to the date of the sales identification information and the latest sales information to the mobile terminal. Mobile terminal-based payment order system, characterized in that for transmitting.
  4. 제2항에 있어서,The method of claim 2,
    상기 주문승인 처리부는 상기 판매식별정보의 날짜에 해당하는 상품의 판매가 종료되고 최신 판매정보가 없으면, 상품판매종료 안내를 상기 이동단말에 전송하는 것을 특징으로 하는 이동단말 기반 결제주문 시스템.The order approval processing unit is a mobile terminal-based payment order system, characterized in that if the sale of the product corresponding to the date of the sales identification information is complete and there is no latest sale information, the product sales end guide to the mobile terminal.
  5. 제2항에 있어서,The method of claim 2,
    상기 주문승인 처리부는 상기 판매식별정보의 날짜에 해당하는 상품의 판매가 종료되고 상기 상품과 관련된 다른 상품의 판매정보 안내를 상기 이동단말에 전송하는 것을 특징으로 하는 이동단말 기반 결제주문 시스템.The order approval processing unit is a mobile terminal-based payment order system, characterized in that the sale of goods corresponding to the date of the sales identification information is terminated and transmits the sales information guide of other goods related to the product to the mobile terminal.
  6. 제1항 내지 제5항 중 어느 한 항에 있어서,The method according to any one of claims 1 to 5,
    상기 판매정보는 해당 상품의 명칭, 설명, 가격, 할인율, 적립금, 사은품 중 어느 하나 이상을 포함하는 것을 특징으로 하는 이동단말 기반 결제주문 시스템.The sales information is a mobile terminal-based payment order system, characterized in that it comprises any one or more of the name, description, price, discount rate, reserve, free gifts.
  7. 제1항 내지 제5항 중 어느 한 항에 있어서,The method according to any one of claims 1 to 5,
    상기 상품정보 수신부는 상기 판매자 서버로부터 판매정보의 갱신을 실시간으로 수신하여 상기 데이터베이스를 갱신하는 것을 특징으로 하는 이동단말 기반 결제주문 시스템.The product information receiver receives the update of the sales information from the seller server in real time and updates the database based on the mobile terminal.
  8. 제1항 내지 제5항 중 어느 한 항에 있어서,The method according to any one of claims 1 to 5,
    상기 상품대금 결제부는 상기 상품주문의 대금결제를 처리하기 전에, 상기 판매자 서버에 결제처리진행 승인을 요청하는 것을 특징으로 하는 이동단말 기반 결제주문 시스템.The product price payment unit is a mobile terminal based payment order system, characterized in that for requesting the payment processing progress approval to the seller server before processing the payment for the product order.
  9. 네트워크로 연결된 판매자 서버와 결제서버에 의해, 구매자 이동단말을 통해 상품의 대금결제와 함께 주문을 처리하는 이동단말 기반 결제주문 방법에 있어서,In the mobile terminal-based payment order method for processing the order with the payment of goods through the buyer mobile terminal, by the network connected seller server and payment server,
    (a) 상기 판매자 서버는 상품의 판매식별정보 및 판매정보를 전송하고, 상기 결제서버는 전송된 상품의 정보를 수신하여 저장하는 단계;(a) the seller server transmitting sales identification information and sales information of the product, and the payment server receiving and storing the information of the transmitted product;
    (b) 상기 이동단말은 판매식별정보와 함께 상품주문을 상기 결제서버로 전송하는 단계;(b) the mobile terminal transmitting a product order together with the sales identification information to the payment server;
    (c) 상기 결제서버는 상기 상품주문의 판매식별정보에 해당되는 판매정보와 함께 주문승인 요청을 상기 이동단말로 전송하는 단계;(c) the payment server transmitting an order approval request to the mobile terminal together with the sales information corresponding to the sales identification information of the product order;
    (d) 상기 이동단말은 전송된 주문승인 요청에 대하여 승인하여 상기 결제서버로 전송하는 단계;(d) approving the transmitted order approval request and transmitting the mobile terminal to the payment server;
    (e) 상기 결제서버는 상기 이동단말을 통해 상기 상품주문의 대금결제를 처리하는 단계; 및(e) the payment server processing payment for the product order through the mobile terminal; And
    (f) 상기 결제서버는 상기 상품주문의 대금결제 처리결과를 상기 판매자 서버로 전송하는 단계를 포함하고,(f) the payment server transmitting the payment processing result of the product order to the seller server,
    상기 판매식별정보는 판매자 식별정보와 상품 식별정보로 구성되는 것을 특징으로 하는 이동단말 기반 결제주문 방법.The sales identification information is a mobile terminal-based payment order method characterized in that consisting of identification information and product identification information.
  10. 제1항에 있어서,The method of claim 1,
    상기 판매식별정보는 날짜 식별정보를 더 포함하여 구성되는 것을 특징으로 하는 이동단말 기반 결제주문 방법.The sale identification information is a mobile terminal based payment order method characterized in that it further comprises a date identification information.
  11. 제10항에 있어서,The method of claim 10,
    상기 (c)단계에서, 상기 판매식별정보의 판매자와 상품에 해당하는 최신 판매정보를 상기 이동단말에 전송하되, 상기 판매식별정보의 날짜에 해당하는 판매정보와 최신 판매정보의 차이점을 함께 상기 이동단말에 전송하는 것을 특징으로 하는 이동단말 기반 결제주문 방법.In step (c), the mobile terminal transmits the latest sales information corresponding to the seller and the product of the sales identification information to the mobile terminal, and moves the difference between the sales information corresponding to the date of the sales identification information and the latest sales information together. Mobile terminal-based payment order method characterized in that the transmission to the terminal.
  12. 제10항에 있어서,The method of claim 10,
    상기 (c)단계에서, 상기 판매식별정보의 날짜에 해당하는 상품의 판매가 종료되고 최신 판매정보가 없으면, 상품판매종료 안내를 상기 이동단말에 전송하는 것을 특징으로 하는 이동단말 기반 결제주문 방법.In step (c), if the sale of the product corresponding to the date of the sales identification information is terminated and there is no latest sale information, the mobile terminal-based payment order method, characterized in that for transmitting the end of product sales guidance to the mobile terminal.
  13. 제10항에 있어서,The method of claim 10,
    상기 (c)단계에서, 상기 판매식별정보의 날짜에 해당하는 상품의 판매가 종료되고 상기 상품과 관련된 다른 상품의 판매정보 안내를 상기 이동단말에 전송하는 것을 특징으로 하는 이동단말 기반 결제주문 방법.In the step (c), the sale of the goods corresponding to the date of the sales identification information is terminated and the mobile terminal-based payment order method, characterized in that for transmitting the sales information guidance of the other goods related to the mobile terminal.
  14. 제9항 내지 제13항 중 어느 한 항의 이동단말 기반 결제주문 방법을 수행하는 프로그램을 기록한 컴퓨터로 읽을 수 있는 기록매체.A computer-readable recording medium recording a program for performing the mobile terminal-based payment order method of any one of claims 9 to 13.
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