WO2011127687A1 - Terminal de carte sans contact et procédé de traitement d'état anormal de celui-ci - Google Patents

Terminal de carte sans contact et procédé de traitement d'état anormal de celui-ci Download PDF

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Publication number
WO2011127687A1
WO2011127687A1 PCT/CN2010/074167 CN2010074167W WO2011127687A1 WO 2011127687 A1 WO2011127687 A1 WO 2011127687A1 CN 2010074167 W CN2010074167 W CN 2010074167W WO 2011127687 A1 WO2011127687 A1 WO 2011127687A1
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WO
WIPO (PCT)
Prior art keywords
transaction
wallet
smart card
information
terminal
Prior art date
Application number
PCT/CN2010/074167
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English (en)
Chinese (zh)
Inventor
张迪
吴中平
雷波
侯晓凡
余海峰
Original Assignee
中兴通讯股份有限公司
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Publication of WO2011127687A1 publication Critical patent/WO2011127687A1/fr

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/0893—Details of the card reader the card reader reading the card in a contactless manner
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/308—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using the Internet of Things
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3676—Balancing accounts
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0813—Specific details related to card security
    • G07F7/0826—Embedded security module

Definitions

  • the present invention relates to the field of radio frequency identification application technologies, and in particular, to a terminal for a contactless card and a method for handling the abnormality thereof.
  • RFID radio frequency subscriber identity module
  • IC contactless integrated circuit.
  • contactless logic encryption card which differs from a smart card in that: In a smart card, there is an integrated circuit with a microprocessor (MPU), in addition to having a large storage.
  • MPU microprocessor
  • the non-contact logical encryption card In addition to capacity, it also has certain data processing capabilities, and the data is more secure to use; the non-contact logical encryption card only has data storage function, does not have data processing capability, and its security is easily cracked, just because of its The cost is lower, so it has not been completely replaced by smart cards.
  • the contactless smart card 1 communicates with the terminal 2 through the air interface. Since the transaction involves a fee payment problem, the terminal needs to securely authenticate the data through the consumer security access module PSAM21 during the transaction process. All data of the transaction is finally transmitted to the backend server 3 via the network.
  • the contactless smart card may encounter the following problems: First, during the consumption process, the terminal works normally, but the contactless smart card may abnormally leave the sensing area of the terminal;
  • the terminal notifies the user to put the contactless smart card back into the sensing area of the terminal.
  • the smart card verification command is used to obtain the verification data from the smart card.
  • the required second message authentication code (MAC2, Message Authentication Code 2) information is used to verify the legality of the transaction. If the MAC2 information is successfully verified, the transaction has occurred, that is, the corresponding payment has been deducted in the account information of the smart card.
  • the terminal stores the record in the database 22 on the terminal, and the PSAM will generate a new transaction serial number to complete the transaction.
  • the terminal may suddenly lose power
  • the PSAM authentication cannot be performed because the original PSAM initialization information has been lost when the terminal is powered off. Moreover, not only the current transaction cannot be determined, but also the step in which the wallet transaction is combined cannot be determined.
  • the terminal pull-out processing refers to the practice of ensuring the consistency of the transaction when the transaction ends abnormally during the transaction.
  • the consistency of the transaction means that the transaction information on the smart card is consistent with the transaction information on the background server through the processing of the terminal.
  • the existing non-contact smart card terminal and the method for handling the abnormality need to be improved, so that it can perform corresponding anti-drawing processing for the abnormality of the smart card and the terminal, and can be easily adapted to one "" In the terminal of the wallet transaction.
  • the technical problem to be solved by the present invention is to provide a terminal for a contactless card and a method for handling the abnormality thereof, which can perform an anti-drawing process for an abnormality of the smart card or the terminal.
  • the present invention provides a method for processing an abnormality of a terminal of a contactless card, wherein the card includes a smart card, and the method includes:
  • the terminal sets and/or backs up the wallet information of the smart card when the transaction is initialized, and sets at least the transaction status of the wallet as the transaction initial;
  • the terminal gradually updates the transaction status of the wallet during the transaction process, and records the transaction information of the wallet; if the terminal or the smart card is abnormal during the transaction, the terminal is restored according to the transaction status A normal transaction or termination of an abnormal transaction.
  • the root node of the tree structure is a wallet type
  • the child nodes of the root node are one or more wallet types in turn, and each wallet type Included in the wallet information, the wallet information in the One or more of the total transaction amount and smart card identification information.
  • the step of the terminal gradually updating the transaction status of the wallet during the transaction process includes: After setting the transaction status to start the transaction, sending a transaction request to the smart card, and after receiving the security verification of the smart card, receiving a transaction response returned by the smart card;
  • the terminal transmits the second message authentication code MAC2 information in the transaction response to the consumption security access module PSAM, and updates the transaction status of the wallet to completion of the transaction according to the verification result of the transaction legality returned by the PSAM.
  • the method further includes: the terminal re-searching for the smart card after the smart card leaves the sensing area of the terminal in the transaction process Reading, by the PSAM, the validity of the MAC 2 information, if the MAC 2 information is legal, determining that the transaction is completed, and generating new transaction information; if the MAC 2 information is not legal, determining the transaction If the wallet other than the wallet in the combined wallet is further determined to be in the smart card, the wallet other than the wallet in the combined wallet is re-traded.
  • the method further includes: the terminal experiencing a power failure abnormality during the transaction and reading the transaction status of the backed wallet after powering on If it is determined that the transaction status is the completion of the transaction, if it is determined that the wallet is in the process of conducting the transaction according to the transaction information, the smart card is prompted to be re-entered into the sensing area, and if it is further determined that the current transaction status of the wallet is the transaction completion, then Storing a record of the abnormality of the transaction, and terminating the transaction of the subsequent wallet; if it is further determined that the smart card has the combined wallet transaction, storing the transaction information of the wallet other than the wallet in the smart card combination wallet, for the wallet of the uncompleted transaction Then the process of re-transaction initialization is performed.
  • the present invention provides a terminal for a contactless card, including a transaction initialization module, a database module, a transaction execution module, and an exception processing module, wherein the card includes a smart card, wherein:
  • the transaction initialization module is configured to set and/or back up the wallet information of the smart card into a database module when the transaction is initialized, wherein at least the transaction status of the wallet is set to the transaction initial, and the transaction is Perform module output transaction commands;
  • the database module is configured to store wallet information of the smart card set and/or backed up;
  • the transaction performing module is configured to: according to the transaction life output by the transaction initialization module Ordering a transaction, and gradually updating the transaction status of the wallet during the transaction, and recording the transaction information of the wallet;
  • the exception handling module is configured to: when the terminal or the smart card is abnormal during the transaction, restore a normal transaction or terminate an abnormal transaction according to the transaction status.
  • the transaction initialization module is configured to set and/or back up the wallet information in the smart card through a tree data structure, where the root node of the tree structure is a wallet type, and the child nodes of the root node are one or a plurality of wallet types, each wallet type includes one or n wallets, where n is an integer greater than 1; the wallet information in the smart card includes the wallet type and the wallet serial number in addition to the transaction status of the wallet One or more of the number of wallets required for the smart card, the total transaction amount, and the smart card identification information.
  • the transaction execution module includes a consumer security access module PSAM, wherein:
  • the transaction execution module is configured to set a transaction status to a second message authentication code in a transaction response returned by the smart card after the transaction status is started, the transaction request is sent to the smart card, and the smart card is subjected to security verification.
  • the MAC2 information is verified by the PSAM for transaction legality, and according to the legal verification result of the transaction of the PSAM, the transaction status of the wallet stored in the database module is changed to completion of the transaction, and new transaction information is generated.
  • the exception handling module includes a first exception handling unit, where:
  • the first exception processing unit is configured to process an abnormality of the smart card leaving the terminal sensing area, and instruct the transaction performing module to perform a non-power-off abnormality processing;
  • the transaction execution module is further configured to: according to the indication of the non-power-off exception processing of the first exception processing unit, after re-searching for the smart card, read and verify the validity of the MAC2 information by using the PSAM, If the MAC 2 information is legal, it is determined that the transaction is completed, and new transaction information is generated; if the MAC 2 information is not legal, the transaction is considered not to occur, and if it is further determined that there is a combined wallet in the smart card other than the wallet The other wallet is re-traded for the wallet other than the wallet in the combined wallet.
  • the exception handling module further includes a second exception handling unit, wherein:
  • the second exception processing unit is configured to: when the transaction execution module generates a power failure abnormality and after powering on, read the transaction status of the wallet backed up in the database module, if the transaction is determined If the status is transaction completion, it is determined whether the current wallet is in the transaction according to the transaction information. If the current wallet is in the transaction, the transaction execution module is instructed to perform the first power failure abnormality processing; if it is determined that the smart card has the combined wallet transaction And instructing the transaction performing module to perform a second power failure abnormality processing;
  • the transaction proceeding module is further configured to: re-input the smart card into the sensing area according to the instruction of the first power-off abnormality processing, and determine whether the current transaction status of the wallet is a transaction completion, if the current transaction status of the wallet If the transaction is completed, storing a record of the transaction abnormality, and terminating the transaction of the subsequent wallet; and/or storing the transaction information of the smart card combination wallet in the smart card combination wallet except the wallet according to the indication of the second power failure abnormality processing For the wallet that has not completed the transaction, the re-transaction initialization process is performed.
  • the terminal for the contactless card and the method for processing the abnormality of the invention perform necessary data backup when the smart card is initialized by the consumer terminal, including the transaction status, the wallet type, the required number of wallets, the current wallet serial number, each time
  • the total amount of the transaction, the smart card identification (such as the smart card serial number) and other information and gradually modify the transaction status and its corresponding data during the transaction process; thus, the terminal can be from the transaction status after the terminal or smart card abnormality occurs
  • the illustrated steps begin processing and restore the corresponding data so that the transaction can continue after the exception is removed.
  • FIG. 1 is a schematic diagram of a system structure of an existing smart card applied to an offline transaction of consumption
  • FIG. 2 is a schematic diagram of a data structure of a smart card information storage for a card multi-wallet according to the present invention
  • FIG. 3 is a flow chart of an embodiment of a transaction method of the present invention.
  • FIG. 5 is a flow chart of an embodiment of an anti-drawing treatment method after power-off and re-powering according to the present invention
  • FIG. 6 is a schematic structural diagram of a terminal embodiment of a contactless smart card according to the present invention.
  • FIG. 2 it is an embodiment of the data structure of the wallet information storage in the smart card for a card multi-wallet provided by the present invention, which is a tree structure.
  • There may be one or more specific wallet types under the wallet type node such as a wallet type characterized by a consumption amount, a wallet type 2 characterized by a consumption number, and a wall type 1 node.
  • One or more wallets such as the No. 1 wallet with corporate consumption as the main body, the No. 2 wallet with corporate consumption subsidies, and so on.
  • the data structure of the wallet information storage of the present invention can also use a map structure or a mesh structure.
  • the flow of an embodiment of a method for processing a smart card applied to a "multi-wallet" according to the present invention includes the following steps:
  • the terminal sends an initialization request for the transaction to the smart card for a wallet on the smart card, and waits for an initialization response returned by the smart card;
  • the present invention proposes to perform data backup, which is an essential part for ensuring the consistency of the data.
  • the backup data when it is backed up, directly affects the processing time of the terminal.
  • the present invention uses a tree structure as shown in Fig. 2, which improves the processing time of the terminal on the premise that the space for storing data can be saved.
  • the data that needs to be backed up in this tree data structure is shown in Table 1 below.
  • the terminal when the terminal initializes the consumption, the terminal can set the transaction status of the wallet in the smart card, the type of the wallet, the number of wallets required, the total amount of each transaction, and the smart card identification (for example, by using the application serial number of the smart card), wherein , set the transaction status to the initial transaction.
  • the terminal can gradually modify the transaction status during the transaction process, so that the terminal starts processing from the step indicated by the transaction status after the abnormality occurs, and recovers the information such as the wallet serial number, the number of wallets, and the total transaction amount according to the backup data.
  • the consumption process starts, first, the terminal sends an initialization request to the PSAM, and the PSAM carries the first message authentication code (MAC1) of the verification information required by the transaction in the returned initialization response;
  • MAC1 first message authentication code
  • the terminal sends a transaction request to the smart card, and after the smart card is successfully verified, the smart card returns a transaction response;
  • the terminal has initialized the information such as the wallet type of the smart card, the wallet serial number, the number of wallets required, the total transaction amount, and the smart card identification; before sending the transaction request to the smart card, the transaction status needs to be first Set to start trading and then send a trade request.
  • the terminal transmits the MAC2 in the smart card transaction response result to the PSAM, and then receives the verification result of the transaction validity of the PSAM, and the terminal updates the transaction status to the transaction completion.
  • the transaction may begin with the wallet with the smallest serial number under the determined wallet type branch, or conversely, or start with any one of the serial number wallets.
  • the present invention performs the following anti-drawal processing according to the abnormality that the smart card leaves the sensing area of the terminal or the terminal is powered off:
  • Step 301 The terminal always searches for the smart card until the original card is found, or the operator forcibly stops the transaction. ;
  • Steps 302, 303 Read the original smart card MAC2 information, and verify the validity of the MAC2 information, if it is legal, go to step 304, otherwise go to step 305;
  • Step 304 The transaction is completed, a new transaction record is generated, and the process ends;
  • Steps 305 ⁇ 307 The transaction does not occur. At this time, it is further determined whether the smart card is the No. 2 wallet in the combined wallet, and then the transaction is re-traded for the wallet, otherwise the process ends.
  • Step 401 After the terminal is powered off, the power is turned on again, and the backup file is first read;
  • the backup information is obtained from the backup file, and its contents are shown in Table 1.
  • Step 402 Determine whether the transaction is completed according to the transaction status in the read backup file, if yes, execute step 403; otherwise, end the process;
  • Step 403 According to the completion of the transaction, it is judged that the power-off prevention process is required
  • Steps 404 ⁇ 406 According to the transaction record, it is determined whether the first wallet is in the middle of the transaction; if the wallet is in the middle of the transaction, the smart card is prompted to be put back into the sensing area to further determine whether the current transaction of the wallet in the smart card is completed. , is to store a record of transaction anomalies, and terminate the subsequent wallet transactions, otherwise the process ends.
  • the terminal determines whether the current transaction of the wallet in the smart card is completed, determines the currently used wallet according to the current wallet type, and reads the verification information MAC2 of the record in the smart card by using the serial number. If the verification information is successfully read, the smart card has been deducted, and the record in the card is inconsistent with the transaction record of the terminal. At this time, since the terminal device is powered off, the initialization information in the original PSAM is not retained, so the pen cannot be used. The transaction is verified, so that a new transaction serial number cannot be generated, and the terminal prompts that the transaction is abnormal. If the wallet is not in the process of trading (ie no transaction history), the prompt transaction does not occur and the process ends.
  • Step 407 410 If there is a combined wallet transaction, store the completed transaction record of the smart card other wallet (n-1, n is an integer greater than 1), and perform retransaction initialization processing for the other wallet without completing the transaction, specifically :
  • Step 407 If it is determined that there is a combined wallet transaction, if it continues to judge that the next wallet (such as the second wallet) is in the transaction;
  • Step 408 Continue to judge whether the transaction is completed, if yes, go to step 409, otherwise, perform step
  • Step 409 Store an abnormal transaction record, and end the process
  • Step 410 Perform a re-transaction initialization operation on the wallet, and end the process.
  • the processing of the other three wallets (n-1) wallets may repeat step 407 410.
  • the present invention is directed to the foregoing method embodiments, and correspondingly, a terminal embodiment of a contactless smart card is provided.
  • the structure of the terminal is as shown in FIG. 6.
  • the terminal 500 includes a transaction initialization module 510, a database module 520, and a transaction execution module including a PSAM. 530 and an exception processing module 540, wherein: the transaction initialization module 510 is configured to set and/or back up the wallet information of the smart card into the database module 520 during the initialization process of the consumption, wherein at least the transaction status of the wallet is set as a transaction. Initially, the transaction execution module 530 outputs a transaction command;
  • the transaction initialization module 510 can determine the wallet transaction status, the wallet type, the wallet serial number, the number of wallets required for the smart card, the total transaction amount, and the smart card according to a tree data structure (or other data structure) of the smart card's wallet information. Information such as identification, as shown in Table 1.
  • the database module 520 is configured to store the foregoing backup information of the smart card
  • the transaction progress module 530 is configured to perform a transaction according to the transaction command output by the transaction initialization module 510, and gradually update the transaction status of the wallet and perform a transaction record of the wallet during the transaction;
  • the transaction progress module 530 sets the transaction status to send a transaction request to the smart card after the transaction starts, and after performing the security verification on the smart card, the MAC2 in the transaction response returned by the smart card is verified by the PSAM, and the return is based on the PSAM.
  • the legal verification result is processed, the consumption status of the stored wallet in the database module 520 is changed to consumption completion, and a new transaction record is generated.
  • the exception handling module 540 is configured to perform a corresponding pull-out process according to the transaction status of the current wallet of the smart card read from the database module 520 when the smart card or terminal power-off abnormality occurs during the transaction process of the monitoring transaction performing module 530.
  • the exception handling module 540 includes a first exception handling unit 5401 and/or a second exception handling unit.
  • the first exception processing unit 5401 is configured to process the abnormality of the smart card leaving the terminal sensing area, that is, instruct the transaction performing module 530 to perform the non-power-off abnormal processing;
  • the second exception processing unit 5402 is configured to process the transaction execution module 530 to perform the pull-out processing of the power-off abnormality, that is, read the transaction status of the smart card backup data in the database module 520 after power-on, and if it is determined that the transaction has been completed, according to the transaction
  • the record is used to determine whether the current wallet is in the process of conducting, and the transaction execution module 530 is instructed to perform the first power failure abnormality processing; if it is determined that the smart card has the combined wallet transaction, the transaction execution module 530 is instructed to perform the second power failure abnormality processing;
  • the transaction progress module 530 is further configured to: according to the indication of the non-power-off exception processing of the first exception processing unit 5401, after re-searching for the original smart card, the validity of the MAC2 information is read and verified by the PSAM, and the transaction is considered as a transaction. Complete, generate a new transaction record; if it is illegal, the transaction is not considered. If it is further determined that there are other wallets in the combined wallet in the smart card, the wallet is re-traded.
  • the transaction progress module 530 is further configured to prompt to re-set the smart card into the sensing area according to the instruction of the first power-off abnormality processing of the second abnormality processing unit 5402, and continue to determine whether the current transaction of the wallet is completed, and the storage transaction is abnormal. Recording, simultaneously terminating the transaction of the subsequent wallet; storing the transaction record of the other wallet of the smart card according to the instruction of the second power failure abnormality processing of the second abnormality processing unit 5402, and performing the process of re-transaction initialization for the other wallet without completing the transaction.
  • the invention performs necessary data backup when the smart card is initialized by the consumer terminal, including transaction status, wallet type, number of wallets required, current wallet serial number, total amount of each transaction, smart card identification (such as smart card serial number) and the like. And gradually modify the transaction status and its corresponding data during the transaction; thereby enabling the terminal to start processing from the step indicated by the transaction status after the occurrence of the abnormality, and recover the corresponding data, thereby enabling the transaction to be abnormally removed Continue on.
  • the terminal for the contactless card and the method for processing the abnormality provided by the invention perform necessary data backup when the smart card is initialized by the consumer terminal, and gradually modify the transaction state and its corresponding data in the transaction process;
  • the terminal can enable the terminal to start processing from the step indicated by the transaction state after the terminal or smart card abnormality occurs, and restore the corresponding data, so that the transaction can continue after the abnormal removal.

Abstract

L'invention porte sur un terminal de carte sans contact et sur un procédé de traitement d'état anormal de celui-ci, ladite carte comprenant une carte intelligente, et ledit procédé comprenant : l'établissement et/ou la sauvegarde d'informations de porte-monnaie de ladite carte intelligente lorsque ledit terminal réalise un traitement d'initialisation d'une transaction, l'établissement de l'état de transaction du porte-monnaie en tant qu'état de transaction au moins initial, la mise à jour séquentielle de l'état de transaction dudit porte-monnaie par ledit terminal durant un traitement de transaction, l'enregistrement des informations de transaction dudit porte-monnaie, et la récupération de la transaction normale ou la fin de la transaction anormale selon ledit état de transaction si ledit terminal ou ladite carte intelligente est dans un état anormal durant ledit traitement de transaction.
PCT/CN2010/074167 2010-04-12 2010-06-21 Terminal de carte sans contact et procédé de traitement d'état anormal de celui-ci WO2011127687A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201010146454A CN101807320A (zh) 2010-04-12 2010-04-12 一种针对非接触式智能卡的终端及其处理异常的方法
CN201010146454.1 2010-04-12

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WO2011127687A1 true WO2011127687A1 (fr) 2011-10-20

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CN110647363B (zh) * 2018-06-27 2020-12-25 北京三快在线科技有限公司 异常提示方法、装置、存储介质及电子设备
CN109637010B (zh) * 2018-12-06 2021-02-02 深圳怡化电脑股份有限公司 金融终端、金融终端的业务处理方法及系统
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