WO2011091371A3 - Device, system, and method for securely enabling and/or disabling an account service - Google Patents

Device, system, and method for securely enabling and/or disabling an account service Download PDF

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Publication number
WO2011091371A3
WO2011091371A3 PCT/US2011/022273 US2011022273W WO2011091371A3 WO 2011091371 A3 WO2011091371 A3 WO 2011091371A3 US 2011022273 W US2011022273 W US 2011022273W WO 2011091371 A3 WO2011091371 A3 WO 2011091371A3
Authority
WO
WIPO (PCT)
Prior art keywords
account
disabling
transaction
account service
holder
Prior art date
Application number
PCT/US2011/022273
Other languages
French (fr)
Other versions
WO2011091371A2 (en
Inventor
Glenn Fishbine
Murphy L. Mccann
Thomas W. Mcpherson
Original Assignee
Metaconn Corporation
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Metaconn Corporation filed Critical Metaconn Corporation
Publication of WO2011091371A2 publication Critical patent/WO2011091371A2/en
Publication of WO2011091371A3 publication Critical patent/WO2011091371A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A device, system, and method for enabling and/or disabling account service and increasing security for an account holder. An account service may be a financial transaction and/or a financial account. When a transaction is in process for an account, an account holder may determine notification and approval requirement associated with the account. The account holder must approve the transaction before completion, thus the account holder can determine the validity of the transaction and reduce the likelihood of fraudulent use of his or her account.
PCT/US2011/022273 2010-01-22 2011-01-24 Device, system, and method for securely enabling and/or disabling an account service WO2011091371A2 (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US29743110P 2010-01-22 2010-01-22
US29741710P 2010-01-22 2010-01-22
US61/297,431 2010-01-22
US61/297,417 2010-01-22

Publications (2)

Publication Number Publication Date
WO2011091371A2 WO2011091371A2 (en) 2011-07-28
WO2011091371A3 true WO2011091371A3 (en) 2011-11-17

Family

ID=44307647

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2011/022273 WO2011091371A2 (en) 2010-01-22 2011-01-24 Device, system, and method for securely enabling and/or disabling an account service

Country Status (1)

Country Link
WO (1) WO2011091371A2 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020116329A1 (en) * 2001-02-20 2002-08-22 Serbetcioglu Bekir Sami Systems and methods for approval of credit/debit account transactions using a wireless device
US20060131385A1 (en) * 2004-12-16 2006-06-22 Kim Mike I Conditional transaction notification and implied approval system
US20070063015A1 (en) * 2003-08-18 2007-03-22 Prime King Investments Ltd. Payment transaction system and method
US20080288299A1 (en) * 2006-10-31 2008-11-20 Genmobi Technologies, Inc. System and method for user identity validation for online transactions

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020116329A1 (en) * 2001-02-20 2002-08-22 Serbetcioglu Bekir Sami Systems and methods for approval of credit/debit account transactions using a wireless device
US20070063015A1 (en) * 2003-08-18 2007-03-22 Prime King Investments Ltd. Payment transaction system and method
US20060131385A1 (en) * 2004-12-16 2006-06-22 Kim Mike I Conditional transaction notification and implied approval system
US20080288299A1 (en) * 2006-10-31 2008-11-20 Genmobi Technologies, Inc. System and method for user identity validation for online transactions

Also Published As

Publication number Publication date
WO2011091371A2 (en) 2011-07-28

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