WO2011034228A1 - Système d'évaluation d'automates de paiements par cartes de paiement compatibles, et méthode associée - Google Patents

Système d'évaluation d'automates de paiements par cartes de paiement compatibles, et méthode associée Download PDF

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Publication number
WO2011034228A1
WO2011034228A1 PCT/KR2009/005657 KR2009005657W WO2011034228A1 WO 2011034228 A1 WO2011034228 A1 WO 2011034228A1 KR 2009005657 W KR2009005657 W KR 2009005657W WO 2011034228 A1 WO2011034228 A1 WO 2011034228A1
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WIPO (PCT)
Prior art keywords
sam
payment
transaction
command
compatible
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PCT/KR2009/005657
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English (en)
Korean (ko)
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이기한
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한국건설교통기술평가원
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Publication of WO2011034228A1 publication Critical patent/WO2011034228A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader

Definitions

  • the present invention relates to a compatible payment SAM conformity assessment system and method, and more particularly, to a compatible payment SAM conformity assessment system and method for evaluating conformity according to the normal operation of the national compatible payment SAM.
  • the smart card In the field of ID recognition, barcode system and magnetic card system have been used closely with our lives as commodities, credit cards or pay phone cards, but smart cards have been improved by changes in production methods, cultural and technological advances, etc. And RFID cards are becoming increasingly active.
  • the smart card is also called an IC card.
  • the payment SAM is a standard that shows the physical characteristics and basic structure of the payment application module (SAM) used in the contactless electronic money terminal used in Korea.
  • SAM payment application module
  • the payment installed inside the terminal for compatible use of the domestic contactless electronic money. This is the standard specification for security application modules related to.
  • a smart card is a credit card-sized plastic card with an integrated circuit chip that has the ability to handle a particular transaction by having a microprocessor, card operating system, security module, and memory. Smart cards are classified into contact cards, contactless cards, and combined cards (combi cards), depending on how data is read.
  • RFID is also a technology that incorporates the use of electromagnetic or electrostatic coupling within the radiofrequency of the electromagnetic spectrum portion to identify objects, animals or humans.
  • a contactless card system consists of a contactless card reader and a contactless smart card, where the contactless card reader continuously generates electromagnetic waves of a constant frequency, and the contactless smart card wirelessly powers when approaching the frequency operating range of the contactless card reader. Supplied and activated.
  • a contactless smart card activated by the supplied power source waits for a command from the contactless card reader and sends a response back to the contactless card reader when the correct command is received. If a contactless card reader sends a command and there is no response from the contactless smart card after the delay specified by the standard, no further communication takes place.
  • the contact card is defined as ISO / IEC 7816, but the contactless type is defined as ISO / IEC 10536 for CCIC (Contactless IC Card) and ISO / IEC 14443 for Remote Coupling Communication Card (RCCC).
  • CCIC Contactless IC Card
  • RCCC Remote Coupling Communication Card
  • the present invention has been made in view of the above problems, and an object of the present invention is to provide a compatible payment SAM conformity evaluation system and method for evaluating physical, security, and functional suitability, which are main items for authenticating a compatible payment SAM. In providing.
  • Another object of the present invention is to overcome the technical differences due to the integration of the test certification system between the transportation card operators, and to provide a suitability evaluation-based technology in other IC card field in addition to the transportation card field in accordance with the establishment of certification standards for the transportation card system It also provides a compatible transportation card conformity evaluation system and method thereof.
  • the present invention provides a compatible payment SAM suitability evaluation system, comprising: a payment terminal equipped with a payment SAM for recognizing and authenticating a transportation card for each operator, and performing a payment transaction processing of a transportation card; And a payment tester connected to the card terminal and including a function test means for determining a state of normal processing or error processing according to the payment transaction function of the payment SAM when the card terminal and the transportation card are interlocked. Characterized in that it comprises a.
  • the compatible payment SAM suitability evaluation method comprising: (a) causing the payment SAM tester to send an initialization command to the payment SAM through the card terminal; (b) initialization by receiving the response data including the payment SAM of the ID information in ID SAM and NT SAM and the encryption information of SC SAM and signature information S2 of the SAM as a transaction sequence number of the SAM from the payment SAM command ( Determining a normal processing or error processing status for an Initialize SAM command; (c) generating a transaction record by transmitting a credit SAM command to the payment SAM; (D) determining a normal processing or error processing status of a payment transaction command of the payment SAM; Characterized in that it comprises a.
  • test certification system among the transportation card providers, and the establishment of certification standards for the transportation card system can provide the technology for conformity assessment based on other IC card fields.
  • FIG. 1 is a schematic configuration diagram of a compatible payment SAM conformity assessment system according to an embodiment of the present invention.
  • Figure 2 is a block diagram showing a physical test means according to an embodiment of the present invention.
  • FIG. 3 is a flow diagram of a compatible payment SAM suitability evaluation method according to an embodiment of the present invention.
  • FIG. 4 is a detailed flowchart of the payment transaction test process of the payment SAM according to an embodiment of the present invention.
  • FIG. 5 is a detailed flowchart of the payment transaction test process of the payment SAM according to an embodiment of the present invention.
  • FIG. 6 is a detailed flowchart of the payment transaction cancellation test process of the payment SAM according to an embodiment of the present invention.
  • stability test unit 320 functional test means
  • FIG. 1 is a schematic diagram of a compatible payment SAM suitability evaluation system according to an embodiment of the present invention.
  • the compatible payment SAM suitability evaluation system includes a traffic card 100, a card terminal 200, and a payment SAM tester 300.
  • the transportation card means a card in which the monetary value is stored in the IC chip and used to pay for the use of various services such as transportation.
  • the prepaid IC card according to this embodiment refers to a national compatible transportation card.
  • the files in the card include a dedicated file (DF) and an element file (EF), and have a directory structure as follows.
  • the dedicated file adds an ADF (Add Field) called Config DF for compatible use with each operator, and stores the information of the traffic compatible ADF and provides it to the outside during the transaction.
  • ADF Additional Field
  • Config DF Config DF
  • the terminal first selects the Config DF and then determines whether to make a standard transaction or an existing transaction.
  • the command for standard trading defines the command conforming to KS-6924 standard.
  • the card terminal 200 is a transportation fee payment terminal, and is equipped with a payment SAM that recognizes and authenticates traffic cards for different operators, and performs payment transaction processing of the traffic card.
  • the card terminal has a payment type SAM (Secure Application Module) that can be equipped with a security authentication IC chip that authenticates the validity of a contactless IC chip (nationally compatible transportation card) and maintains security. It is installed and processes the data of the compatible transportation card.
  • SAM Secure Application Module
  • the payment SAM test environment conditions according to the present embodiment are as follows.
  • Temperature conditions were set to -25 degreeC-0 degreeC of low temperature, 0 to 50 degreeC of normal temperature, and 50 to 80 degreeC of high temperature. Relative humidity is 10% to 75%, atmospheric pressure is 86KPa (860mbar) to 106KPa (1060mbar), the test subjects are used within a week after manufacture, the test subjects are exposed to natural light (direct sunlight) for a long time Except for those not exposed to chemicals or seawater.
  • the payment SAM tester 300 is connected to the card terminal through a telephone line or an Internet connection, and outputs a display or voice / sound to determine whether the payment is normally made according to physical, security, and functional suitability, which are the main items for authenticating the payment SAM. Perform the function.
  • the payment SAM tester 300 performing this function includes a physical test means 310, a function test means 320, a security test means 330, a database 340, and a control means 350.
  • Figure 2 is a block diagram showing a physical test means according to an embodiment of the present invention.
  • the physical test means 310 performs the function of payment SAM specification test, electrical function test, stability test.
  • the physical test means for performing such a function includes a payment SAM standard test unit 311, an electrical function test unit 312, and a stability test unit 313.
  • the payment SAM standard test unit 311 measures whether the width and length of the payment SAM to be tested can be inserted into the card terminal, and measures the contact resistance between the contacts of the payment SAM to determine whether to operate.
  • the payment SAM is in accordance with KS X 6923 as the standard of the ID-1 format card, and it is determined whether the card is normally operated for the contact type and the non-contact type within a tolerance according to the standard.
  • the standard size of the payment SAM horizontal size is 85.46 to 85.72mm
  • the standard size of the vertical size is 53.92 to 54.03mm
  • the thickness standard is 0.68 to 0.84mm.
  • the contact size of the chip mounted on the payment SAM is horizontal (2mm) and vertical (1.7mm), and the position of each contact depends on the following standard and tolerance.
  • C1 (Vcc) is horizontal (10.25mm to 12.25mm), vertical (19.23mm to 20.93mm), C2 (RST) is horizontal (10.25mm to 12.25mm), vertical (21.77mm to 23.47mm), and C3 ( CLK) is horizontal (10.25mm to 12.25mm), vertical (24.31mm to 26.01mm), C4 (RFU) is horizontal (10.25mm to 12.25mm), vertical (26.85mm to 28.55mm), and C5 (GND) Is horizontal (17.87 mm to 19.87 mm), vertical (19.23 mm to 20.93 mm), C6 (Vpp) is horizontal (17.87 mm to 19.87 mm), vertical (21.77 mm to 23.47 mm), and C7 (I / O) Is horizontal (17.87 mm to 19.87 mm), vertical (24.31 mm to 26.01 mm), and C8 (RFU) is horizontal (17.87 mm to 19.87 mm), vertical (26.85 mm to 28.55 mm
  • the electrical function test unit 312 measures the electrical function of the payment SAM and performs a function of determining whether the normal operation.
  • the electrical function test unit checks the reset response inspection module 21 and the RST contact of the payment SAM to determine whether or not the reset response (ATR) of the payment SAM is normally performed when the payment SAM reset command is issued from the card terminal.
  • the payment SAM RST contact inspection module 22 for measuring, the use voltage inspection module 23 for measuring the voltage used for the payment SAM contact, the I / O contact inspection module 24 for measuring the I / O contact of the payment SAM, payment CLK contact inspection module 25 for measuring the CLK contact of the SAM, VCC contact inspection module 26 for measuring the VCC contact of the payment SAM, contact resistance inspection module 27 for measuring the electrical resistance of the payment SAM contact, payment SAM IC chip interference inspection module 28 to determine whether there is interference on the IC chip of the electronic chip, electromagnetic field inspection module 29 to measure immunity to the electromagnetic field of the payment SAM, and AC magnetic field of the payment SAM.
  • AC magnetic field inspection module 30 for measuring immunity of the payment SAM It is configured to include a static checking module 31 for measuring the resistance to electricity.
  • the reset response check module 21 determines whether the reset response (ATR: Answer To Reset) of the payment SAM is normally performed when the reset command of the payment SAM is performed by the card terminal.
  • the payment SAM RST contact inspection module 22 performs a function of measuring the RST contact of the payment SAM.
  • the electrical property standard for the RST contact of the payment SAM is shown in Table 1 below.
  • the use voltage test module 23 performs a function of measuring the use voltage of the payment SAM contact.
  • the payment SAM should operate when the voltage of DC 5V flows at the payment SAM contact point.
  • the I / O contact inspection module 24 performs a function of measuring the I / O contact of the payment SAM.
  • the electrical property standard of the payment SAM I / O contact is shown in Table 2 below.
  • V IH - 0.7 ⁇ V CC V CC V V IL - 0 0.8 V V OH 0> I OH > -20 Hz
  • V CC min 0.7 ⁇ V CC V CC V V OL 0 ⁇ I OL ⁇ 1mA
  • the CLK contact inspection module 25 performs a function of measuring the CLK contact of the payment SAM.
  • the payment SAM must operate at a CLK frequency in the range of 1 MHz to 10 MHz, and the electrical characteristics standards of CLK contacts under normal operating conditions are shown in Table 3 below.
  • the VCC contact inspection module 26 performs a function of measuring the VCC contact of the payment SAM.
  • the VCC contact inspection module 26 performs a function of measuring the VCC contact of the payment SAM.
  • only one of Class A, Class B, or one of Class A and B may be supported, and the voltages of the power supplied to the VCC are shown in Table 4 below.
  • the contact resistance inspection module 27 performs a function of measuring the electrical resistance of the payment SAM contact.
  • the electrical resistance of the payment SAM contact is a standard that can be used in the actual use environment.
  • the measurement resistance should be less than 0.5 ohms when a direct current of 50 to 300 mA is applied to the payment SAM contact.
  • the IC CHIP interference inspection module 28 determines whether there is interference on the IC chip when M / S is present in the payment SAM. At this time, if there is M / S in the payment SAM, there should not be any interference with the IC chip.
  • the electromagnetic field inspection module 29 performs a function of measuring the resistance to the electromagnetic field of the payment SAM.
  • the electromagnetic field inspection module should not degrade the function of the IC chip when the payment SAM is exposed to the electromagnetic field of 1000 Oe.
  • the AC magnetic field inspection module 30 performs a function of measuring the tolerance to the AC magnetic field of the payment SAM.
  • normal operation after exposure to the magnetic field of table 5 shall occur.
  • the maximum level of the magnetic field is limited to the average level of 30 times, and operation should be performed normally even after exposure of the magnetic field of 12 A / m at 13.56 MHz.
  • the static electricity test module 31 performs a function of measuring the resistance to static electricity of the payment SAM.
  • the measure shall be that there is no degradation of the pay SAM when the pay SAM is exposed to static discharge between any contact and a ground wire of 1500V passing through a 1500 Ohm resistor from the 100pF capacity.
  • the stability test unit 313 is an impact test module 41 for measuring the operation of the payment SAM according to the impact applied from the outside, and a chemical test module for testing the operation of the payment SAM according to the chemical substance applied from the outside. (42), the temperature and humidity test module 43 for measuring the operation of the payment SAM according to the temperature and humidity, and the ultraviolet test module 44 for measuring the operation (sensitivity) of the payment SAM against ultraviolet rays applied from the outside. It is configured by.
  • the impact applied from the outside in the impact test module 41 when the impact applied from the outside in the impact test module 41 according to the present embodiment, one of the impacts at the rate of twist 30 times per minute (0.5 Hz) based on the horizontal and vertical center axis of the payment SAM A total of 1000 twists of 250 cycles for each faucet at approximately 15 degrees with respect to the four faucets on the left and right sides of the pay SAM are applied.
  • the bending SAM is bent 2 times in width and 1cm in length 1000 times, and in another shock, the payment SAM is subjected to a tensile strength of at least 47.1 N / mm2 (4.82 kg / mm2).
  • 500g steel ball is dropped from 30cm height by impact and when 1.5N force is applied to the surface and contact surface of each contact point by steel ball with diameter of 1mm, there should be no physical damage. It should work normally.
  • the chemical test module 42 is applied to the chemical during the immersion time of the following Table 6, after which there should be no change in appearance, and the payment SAM must work normally when the card terminal and the traffic card interworking. At this time, when the payment SAM is immersed for 5 minutes in 150 ° C floating paraffin should not have a gap between the stacking.
  • the temperature-humidity test module 43 is a test condition applied from the outside. Even if the temperature is maintained at 40 ° C. and the relative humidity of 90%, the pressure of 4.9 kPa is maintained for 48 hours, there should be no adhesion between the cards. No change in appearance even if stored for 18 hours at 90% humidity, after 3 hours exposure at low temperature (-25 °C ⁇ 0 °C), room temperature (0 °C ⁇ 50 °C), high temperature (50 °C ⁇ 80 °C), 60 After soaking in warm water for 5 minutes, it should not be abnormal in operation.
  • the ultraviolet test module 44 when the EEPROM of the payment SAM is exposed to ultraviolet rays, the stored value is erased. This test is to check the occurrence of defects caused by exposure to ultraviolet rays for a long time. 72 hours of exposure to ultraviolet rays with an energy density of 15Ws / cm2 of 254nm wavelength determines the normal operation.
  • the function test means 320 has a function of determining whether payment transactions, payment re-transactions, payment transaction cancellation, which are the main functions when the payment SAM and the transportation card of the card terminal are normally performed.
  • Such a function test means 320 is a payment transaction testing unit 321 for determining whether a payment transaction is normally performed when the payment SAM and the transportation card interworking of the card terminal, the transaction interruption during the interlocking transaction between the payment SAM and the transportation card of the card terminal
  • Payment re-examination unit 322 to determine whether the payment re-transaction is normally performed in the case of a transaction error, including a normal payment transaction in the interlocking transaction between the payment SAM and the transportation card of the card terminal, immediately before the cancellation request from the outside
  • It is configured to include a payment transaction cancellation test unit 323 for determining whether the transaction cancellation is normally performed.
  • the functional test means tests the transaction protocol function according to the payment transaction procedure between the transportation card and the payment SAM. Only a signature is added to each transaction and no encryption is performed.
  • a PDA Packet Device Application
  • ADF ADded File
  • PDA card terminal
  • the Nationally Compatible Transportation Card provides the card terminal (PDA) with a set arbitrary code in response to an ADF information request.
  • the arbitrary code is a unique code corresponding to a standard transaction, an existing transaction. Therefore, the card terminal PDA determines whether to perform a standard transaction or an existing transaction in the response following the selection of the Config DF. After receiving the arbitrary code, the card terminal PDA requests the EFconfig from the nationally compatible transportation card IEP.
  • the NEP provides ID CENTER , AID length, DF Name, additional data file information, card holder information, and expiration date information to the card terminal in response to an EFconfig request from the terminal PDA. do.
  • the ID CENTER is a unique number of a transportation company designated by the Korea Electronic Payment Industry Association.
  • the traffic compatible operator has a unique ID CENTER value and has an area for displaying it. 0x00 is reserved area, 0x01 is a financial settlement company, 0x02 is an Acash company, 0x03 is a mibi company, 0x04 is a reserved area, 0x05 is a vcash company and 0x06 is a Mondex Korea
  • the operator, 0x07, represents the Korea Expressway Corporation.
  • 0x08 is Korea Smart Card Business
  • 0x09 is Korail Networks Business
  • 0x0A is reserved
  • 0x0B is EB Business.
  • the AID length indicates the length of the additional information.
  • the AID length indicates the total length of additional information required for a transaction, such as transfer information and entrance information, and identifies the content of the additional information through the additional data file information.
  • the DF Name indicates the name of a dedicated file, that is, a Config DF (Divert File), and also includes cardholder information and card expiration information.
  • the card terminal PDA identifies the type of the nationally compatible transportation card transaction by querying the application information in the EFconfig of the Config DF.
  • the description of the payment transaction processing is for the transaction with the payment SAM, the information inquiry before the transaction is preceded.
  • the card terminal PDA performs the Initialize CARD Command with a nationally compatible transportation card.
  • an additional file i.e., an ADF
  • the ADF is a Config DF for compatible use with each company.
  • a nationally compatible transit card IEP
  • ALG IEP is algorithm information about an nationally compatible transit card (IEP), and a signature key for a nationally compatible transit card (IEP).
  • VK IEP_KDP of Key BAL IEP which indicates the balance of the card before the transaction
  • ID CENTER which indicates the ID center name
  • ID IEP which indicates the ID information of the nationally compatible transportation card (IEP)
  • nationwide An NT IEP indicating a number of transactions of a compatible transportation card and signature information first signature information S1 according to this transaction are provided.
  • the card terminal PDA executes an Initialize SAM command with the payment SAM.
  • the card terminal receives ALG IEP , VK IEP_KDP , BAL IEP , ID CENTER , ID IEP , NT IEP and S1 information from the nationally compatible transportation card (IEP), and then M, the device information for the terminal.
  • the SAM is initialized by sending additional data including the PDA to the payment SAM.
  • the additional data is information that can be added at the request of an operator, such as time information and manager information for a transaction.
  • the payment SAM is based on the ID SAM of the SAM, NT SAM as the transaction serial number of the SAM , SC SAM of the SAM encryption information, and the ALG IEP .
  • the second signature information S2 corresponding to the provided S1 information is transmitted.
  • the card terminal PDA receives the transaction information and signature information provided from the payment SAM, and in addition to the transaction approval, orders the payment to the corresponding nationally compatible transportation card (IEP). That is, the card terminal PDA performs a purchase card command with a nationally compatible transportation card (IEP).
  • the card terminal (PDA) is the ID PSAM Information, NT PSAM Information, SC SAM Information, S2 information and additional data are transmitted to the Nationally Compatible Transportation Card (IEP), and the Nationally Compatible Transportation Card (IEP) is the ID described above.
  • PSAM Information, NT PSAM Information, SC SAM Based on the information, S2 information and additional data, the third signature information S3 in response to the payment command is transmitted to the card terminal PDA.
  • the card terminal PDA transfers the third signature information received from the nationally compatible transportation card (IEP) to the payment SAM. Then, the payment SAM goes through the authentication procedure for the third signature information S3, and as a response according to the authentication result, the transaction type information TRT, the VK IND_KEY as the signature key information generated by the payment SAM, and the ID CENTER information.
  • ID EP the nationally compatible transit card ID information
  • NT EP the serial number information for the nationally compatible transit card transaction
  • BAL EP as the balance information of the nationally compatible transit card before transaction
  • device information of the terminal (PDA) device information of the terminal (PDA).
  • M PDA ID SAM of SAM ID, NT SAM of SAM's transaction serial number, NC SAM of SAM's transaction collection serial number, and NI of Number of Indivisual transaction information generated from SAM
  • the normal transaction is completed by transmitting the SAM , the TOT SAM indicating the total amount of the transaction amount (TOTal) traded through the SAM, and the SIGN IND and SIGN IND2 information as the transaction information according to the transaction authentication to the terminal PDA.
  • the payment transaction test unit 321 performs a function of determining whether payment transaction processing is normally performed when the payment SAM of the card terminal is interlocked with the traffic card.
  • the payment transaction testing unit 321 is configured to include an initialization module 51 and a transaction module 52.
  • the initialization module 51 determines whether or not the normal operation for the above-described Initialize SAM Command process, and the transaction module 52 determines whether the normal operation for the above-described Credit SAM Command process.
  • the Initialize SAM Command initializes the payment SAM, proceeds with the transaction using the information of the acquired card, and the Credit SAM Command generates the transaction record and terminates the transaction.
  • the initialization module 51 receives ALG IEP , VK IEP_KDP , BAL IEP , ID CENTER , ID IEP , NT IEP and S1 information from the National Compatible Traffic Card (IEP) when executing the above-described Initialize SAM Command, By transmitting additional data including M PDA , which is the device information, to the payment SAM, the SAM is initialized and the test results are output for the Initialize SAM Command.
  • the additional data is information that can be added at the request of an operator, such as time information and manager information for a transaction.
  • the payment SAM is based on the ID SAM of the SAM, NT SAM as the transaction serial number of the SAM , SC SAM of the SAM encryption information, and the ALG IEP .
  • the second signature information S2 corresponding to the provided S1 information is transmitted to the card terminal, and the processing result of the Initialize SAM Command is output.
  • the initialization module determines whether or not it is output to 9000 when the processing result Status for the Initialize SAM Command is normally processed.
  • the processing result status is output as (6700, 6D00, 6E00, 6A81, 6A82, 6A83, 6981, 6AXX), and it is determined whether the status for the corresponding error processing is normally output.
  • 6700 is the wrong instruction length when executing Initialize SAM Command
  • 6D00 is the case where nonexistent INS is used
  • 6E00 is the case where nonexistent CLA is used
  • 6A81 is the wrong key version.
  • 6A82 is used when an unregistered ID CENTER is used
  • 6A83 is used when an unregistered algorithm is used
  • 6981 is used when an invalid signature is used
  • 6AXX is used when invalid data is used. do.
  • the transaction module 52 transfers the third signature information received from the National Compatible Transportation Card (IEP) to the payment SAM when executing the above-described Credit SAM Command, and the payment SAM has undergone the authentication procedure for the third signature information S3. Then, the response according to the authentication result is TRT, which is transaction type information, VK IND_KEY as signature key information generated by payment SAM, ID CENTER , which is ID center information, ID EP , which is nationally compatible transportation card ID information, and nationally compatible transportation card.
  • IEP National Compatible Transportation Card
  • NT EP which is serial number information about transaction
  • BAL EP as balance information of nationally compatible transit card before transaction
  • M PDA which is device information of PDA (PDA)
  • ID SAM which is ID information of SAM
  • NC SAM serial numbers
  • NI SAM representing the total (TOTal) of the transaction value transactions through the SAM TOT deal with information according to SAM and transaction authentication
  • the transaction module determines whether or not it is output as 9000.
  • the processing result status is output as (6700, 6D00, 6E00, 6981, 6AXX), and it is determined whether the status for the corresponding error processing is normally output.
  • 6700 is a case where the wrong instruction length is used when executing the above-described Credit SAM Command
  • 6D00 is the case where a non-existent INS (Instruction) is used
  • 6E00 is the case where a non-existent CLA (Class) is used.
  • 6981 is the case where the wrong signature is used
  • 6AXX is the case where the wrong data is used.
  • items include CLA, INS, P1, P2 Lc, Data, Le, CLA means Class, and setting value is (0x80).
  • INS stands for Instruction and the setting value is (0x02).
  • the setting value of P1 is (0x00) and the setting value of P2 is (0x00, 0x ##), which means the length of the data part and the additional data.
  • Lc is (0x ##), and means the length of data.
  • Data includes the cryptographic algorithm identifier (ALG EP ), the version of the key (VK EP ), the electronic money balance (BAL EP ), the electronic money identifier (ID CENTER ), the identifier of the card (ID EP ), the transaction counter of the card ( NT EP ), authentication signature (Sign1), transaction amount (M PDA ) and additional data.
  • AAG EP cryptographic algorithm identifier
  • VK EP version of the key
  • BAL EP electronic money balance
  • ID CENTER electronic money identifier
  • ID EP the identifier of the card
  • NT EP the transaction counter of the card
  • Sign1 transaction amount
  • M PDA transaction amount
  • the setting value of Le is (0x12) and the length of response data.
  • Initailize SAM Command is as follows. Available only when the payment SAM is in use (0x07), the payment SAM verifies the command using the session key and sends the response after signing using the session key, and the payment SAM's response is sent to the card as "Purchase_SAM". Is sent as a command.
  • the feature of the Credit SAM Command is that the payment SAM validates the command using the session key, sends the response after adding a signature using the individual transaction history key, and the response of the payment SAM is not sent to the card. Save the transaction as it is on the terminal to end the entire transaction.
  • the card terminal PDA performs a RE Initialize CARD Command with a nationally compatible transportation card.
  • the card terminal (PDA) requests an additional file, that is, an ADF, to a national compatible card (IEP).
  • the ADF is a Config DF for compatible use with each company.
  • the card terminal (PDA) requests initialization to the nationally compatible transportation card (IEP).
  • the Nationally Compatible Transport Card (IEP) represents ALG IEP , the algorithm information for the Nationally Compatible Transport Card (IEP), VK IEP_KDP , the signature key for the Nationally Compatible Transport Card (IEP), and the balance of the electronic card before the transaction.
  • ID IEP and ID Center name ID SAM_LOG which is the ID information of the card (IEP)
  • M PDA_LOG which is the terminal information for the trading terminal
  • NT EP_LOG which is the electronic currency transaction serial number for the existing transaction of the Nationally Compatible Transportation Card (IEP)
  • signature information S1 is provided.
  • the card terminal PDA performs a RE Initialize SAM command using the payment SAM.
  • the card terminal PDA is a transaction information received from the nationally compatible transportation card (IEP), that is, ALG IEP , VK IEP_KDP , BAL IEP , ID CENTER , ID IEP , NT IEP , M PDA_LOG , ID SAM_LOG , NT IEP_LOG, And M, which is device information of a card terminal (PDA) that performs a current transaction function, including S1 PDA And provide additional data for payment retransaction to the payment SAM and request initialization of the payment SAM.
  • the payment SAM is an ID that is ID information for a SAM that currently requests payment retransaction.
  • SAM And NT the transaction serial number SAM And SC, the encryption information for SAM.
  • SAM And S2 which is second signature information about S1, is transmitted to the card terminal PDA to perform a response to initialization.
  • the card terminal PDA performs a RE Purchase CARD Command with a nationally compatible transportation card.
  • the card terminal PDA receives the second signature information from the payment SAM and requests the payment re-transaction for the nationally compatible transportation card IEP.
  • the card terminal (PDA) is the ID information of the payment SAM ID SAM , the electronic money transaction serial number of the payment SAM NT SAM , the encryption information SC SAM of the payment SAM, the second signature information S2 and The additional data for requesting a payment retransmission is transmitted to an IEP.
  • the card terminal PDA performs a RE Credit SAM command with the payment SAM.
  • the NEP provides the third signature information S3 to the terminal PDA in response to a payment re-transaction request from the card terminal PDA, and the terminal PDA provides the third terminal with the third terminal.
  • 3 Deliver signature information S3 to payment SAM.
  • the payment SAM goes through the authentication process for the S3, and in response to the authentication result, the transaction type information, TRT, and the signature key information generated by the payment SAM, VK IND_KEY , ID center information ID CENTER , and a national compatible card.
  • ID EP as ID information
  • NT EP as serial number information for compatible card transactions nationwide
  • NT EP_log as serial number information for pre-payment cards
  • BAL EP as balance information for nationally compatible transit cards before transactions
  • M PDA the device information of the card terminal (PDA), ID SAM , the ID information of SAM , NT SAM , the transaction serial number of SAM , NC SAM , the transaction collection serial number of SAM, and transaction by issuer generated from SAM.
  • NI SAM which is the number information
  • a TOT SAM representing the total amount of the transaction amount traded through the SAM
  • SIGN IND and SIGN IND2 information as transaction information according to the transaction authentication
  • the payment re-transaction test unit 322 performs a function of determining whether payment re-transaction processing is normally performed in the case of a transaction error including interruption of a transaction between a card terminal, a payment SAM, and a transportation card. .
  • the payment retransaction test unit 322 includes a reinitialization module 61 and a retransaction module 62.
  • the reinitialization module 61 determines whether the normal operation for the above-described RE Initialize SAM Command processing, and the re-transaction module 62 determines whether the normal operation for the above-described RE Credit SAM Command processing.
  • the RE Initialize SAM Command initializes the payment SAM for retransaction processing in case of an error or abnormal termination during the previous transaction, and proceeds with the retransaction using the information of the acquired card.
  • the RE Credit SAM Command generates a transaction record, changes the status code to normal, and ends the transaction.
  • the reinitialization module 61 performs transaction information received from the Nationally Compatible Transportation Card (IEP) when executing the above RE Initialize SAM Command, that is, ALG IEP , VK IEP_KDP , BAL IEP , ID CENTER , ID IEP , NT IEP , M PDA_LOG It provides the payment PDA with additional data for M PDA and payment re-transaction, which is the device information of the card terminal (PDA) that performs the current transaction function, including the ID SAM_LOG , NT IEP_LOG, and the first signature information S1. Request initialization of SAM.
  • PDA device information of the card terminal
  • the payment SAM includes ID SAM , which is ID information about a SAM that has requested payment re-transaction, NT SAM , which is a transaction serial number, SC SAM , which is encryption information about SAM, and S2, which is second signature information about S1. Transmit to PDA and output processing result of RE Initialize SAM Command.
  • the reinitialization module determines whether or not the output status of the card terminal is output to 9000 after the RE Initialize SAM Command processing is normally processed. In addition, if an error is handled, the processing status is output as (6700, 6D00, 6E00, 6A81, 6A82, 6A83, 6981, 6AXX, 6A85, 6A86, 6A87, 6A88). Judge.
  • 6700 indicates a length error of the command when the above RE Initialize SAM Command is executed
  • 6D00 indicates a case where an INS that does not exist is used
  • 6E00 indicates a case where a CLA that does not exist
  • 6A81 indicates a wrong key version.
  • 6A82 is used when an unregistered ID CENTER is used
  • 6A83 is used when an unregistered algorithm is used
  • 6981 is used when an invalid signature is used
  • 6AXX is used when invalid data is used
  • 6A85 is the case of inconsistency of the previous transaction log (ID SAM )
  • 6A86 is the case of inconsistency of the previous transaction log (NT EF )
  • 6A87 is the case of inconsistency of the previous transaction log (M PDA )
  • 6A88 is the case of the previous transaction log.
  • ID EF is a mismatch.
  • the re-transaction module 62 When the re-transaction module 62 executes the above-described RE Credit SAM Command, the re-transaction module 62 responds to the payment re-transaction request of the card terminal PDA by the National Compatible Transportation Card (IEP). Provided to the terminal PDA, the terminal PDA transfers the third signature information S3 to the payment SAM. The payment SAM goes through the authentication process for the S3, and in response to the authentication result, the transaction type information, TRT, and the signature key information generated by the payment SAM, VK IND_KEY , ID center information ID CENTER , and a national compatible card.
  • IEP National Compatible Transportation Card
  • ID EP as ID information
  • NT EP as serial number information for compatible card transactions nationwide
  • NT EP_log as serial number information for pre-payment cards
  • BAL EP as balance information for nationally compatible transit cards before transactions
  • M PDA the device information of the card terminal (PDA), ID SAM , the ID information of SAM , NT SAM , the transaction serial number of SAM , NC SAM , the transaction collection serial number of SAM, and transaction by issuer generated from SAM.
  • NI SAM which is the number information
  • a TOT SAM representing the total amount of the transaction amount traded through the SAM
  • SIGN IND and SIGN IND2 information as transaction information according to the transaction authentication
  • the retransaction module determines whether or not the output is 9000.
  • the processing status is output as (6700, 6D00, 6E00, 6A83, 6981, 6AXX), and it is determined whether the status for the corresponding error processing is normally output.
  • 6700 is a case where the wrong instruction length is used when executing the above RE Credit SAM Command
  • 6D00 is a case where an INS that does not exist
  • 6E00 is a case where a CLA that does not exist
  • 6A83 is registered If no algorithm is used, 6981 is the wrong signature and 6AXX is the wrong data.
  • items include CLA, INS, P1, P2 Lc, Data, Le, CLA means Class, and setting value is (0x80).
  • INS stands for Instruction and the setting value is (0x02).
  • the setting value of P1 is (0x00) and the setting value of P2 is (0x00, 0x ##), which means the length of the data part and the additional data.
  • Lc is (0x ##), and means the length of data.
  • Data includes the cryptographic algorithm identifier (ALG EP ), the version of the key (VK EP ), the electronic money balance (BAL EP ), the electronic money identifier (ID CENTER ), the identifier of the card (ID EP ), the transaction counter of the card ( NT EP ), SAM ID of last transaction (ID SAM '), transaction amount of last transaction card (M PDA-EP '), transaction count of previous transaction card (NT EP '), authentication signature (Sign1), transaction amount ( M PDA ) and additional data.
  • Le is the set value (0x12) and the length of the response data.
  • the characteristics of the RE Initailize SAM Command are as follows. Available only when the payment SAM is in use (0x07), the payment SAM is "in transit” by verifying the command using the session key and checking its status code (SCSAM), and the current card is the same as the last trading card. In this case, the transaction is regarded as a re-transaction, the re-transaction is included in the response, and the signature is also added using the session key, and the card is notified to prevent the recurring deduction of electronic money. The SAM's response is sent to the card as a "RE Purchase SAM" command.
  • the payment SAM verifies the command using the session key, changes the status code of the SAM to 'normal completion', and then signs the response using the individual transaction history key. Send after adding. The SAM's response is not sent to the card, it is stored at the terminal and terminates the entire transaction.
  • the transaction cancellation is limited to the terminal at the time of the transaction and is limited to the case of the previous transaction in both the card and the terminal, and the application information inquiry before the transaction is preceded.
  • the card terminal PDA performs an Initialize CARD For Cancellation Command with a nationally compatible transportation card.
  • the terminal PDA requests an additional file, that is, an ADF, to the national compatibility card (IEP), and the ADF is a Config DF for compatible use with each company.
  • the terminal PDA requests initialization to a national compatible card IEP.
  • ID EP indicating the ID information of the ID CENTER represents the ID Center
  • people, nation compatible transportation card (IEP) and the national-compatible transportation card serial number Indicates the NT EP , ID SAM_LOG , the ID information of the nationally compatible transport card (IEP) that was traded, M PDA_LOG , the terminal information for the transaction terminal, and the electronic money transaction serial number for the previous transaction of the national compatible card (IEP).
  • NT EP_LOG and signature information first signature information S1 according to this transaction are provided to a card terminal (PDA).
  • the card terminal performs an Initialize SAM For Cancellation Command with the payment SAM.
  • the card terminal receives transaction information received from the Nationally Compatible Transport Card (IEP), that is, ALG EP , VK EP , BAL EP , ID CENTER , ID EP , NT EP , ID SAM_LOG , M PDA_LOG , NT EP_LOG , S1 information. Including, the current terminal information M PDA and additional data for transaction cancellation to transmit to the payment SAM. This requires the initialization of the SAM to cancel the transaction.
  • the payment SAM is an ID information ID SAM for the SAM , an electronic money transaction serial number NT SAM , and the encryption information SC SAM and the second signature information S2 value of the SAM. Respond to the request.
  • the card terminal performs a Cancellation CARD Command with a nationally compatible transportation card.
  • the card terminal transmits additional data for accepting the transaction cancellation to the national compatible card (IEP), including ID SAM , NT SAM , SC SAM , and S2, which are response signals provided by the payment SAM. .
  • IEP national compatible card
  • the card terminal requests a cancellation SAM command to the payment SAM to cancel the previously traded SAM information with the payment SAM.
  • the payment SAM is the transaction type information TRT, the signature key version information VK IND_KEY , the ID center information ID CENTER , the electronic money ID information ID EP , and the electronic money that was previously traded.
  • the payment transaction cancellation test unit 323 performs a function of determining whether the transaction cancellation immediately before the normal payment transaction is normally performed when the card terminal and the traffic card interworking transaction are performed. In order to perform such a function, the payment transaction cancellation test unit 323 includes a transaction cancellation initialization module 71 and a cancellation module 72.
  • the transaction cancellation initialization module 71 determines whether the normal operation for the above-described Initialize SAM For Cancellation Command processing is performed, and the cancellation module 72 determines whether the normal operation for the above-mentioned Cancellation SAM Command processing is performed.
  • the Initialize SAM For Cancellation Command initializes the payment SAM to cancel the last transaction, and the Cancellation SAM Command erases the previous transaction record and changes the status code to normal to terminate the transaction.
  • the transaction cancellation initialization module 71 executes the above-described Initialize SAM For Cancellation Command, and the transaction information received from the Nationally Compatible Transportation Card (IEP), that is, ALG EP , VK EP , BAL EP , ID CENTER , ID EP , NT EP , In addition to the ID SAM_LOG , M PDA_LOG , NT EP_LOG , and S1 information, the current terminal information M PDA and additional data for canceling the transaction are transmitted to the payment SAM. This requires the initialization of the SAM to cancel the transaction.
  • the payment SAM is an ID information ID SAM for the SAM , an electronic money transaction serial number NT SAM , and the encryption information SC SAM and the second signature information S2 value of the SAM.
  • the processing result status for the Initialize SAM For Cancellation Command is output.
  • the transaction cancellation initialization module determines whether or not it is output to (9000). In addition, if an error is handled, the processing status is output as (6700, 6D00, 6E00, 6A81, 6A82, 6A83, 6981, 6AXX, 6A85, 6A86, 6A87, 6A88). Judge.
  • 6700 indicates a length error of the command when the above RE Initialize SAM Command is executed
  • 6D00 indicates a case where an INS that does not exist is used
  • 6E00 indicates a case where a CLA that does not exist
  • 6A81 indicates a wrong key version.
  • 6A82 is used when an unregistered ID CENTER is used
  • 6A83 is used when an unregistered algorithm is used
  • 6981 is used when an invalid signature is used
  • 6AXX is used when invalid data is used
  • 6A85 is the case of inconsistency of the previous transaction log (ID SAM )
  • 6A86 is the case of inconsistency of the previous transaction log (NT EF )
  • 6A87 is the case of inconsistency of the previous transaction log (M PDA )
  • 6A88 is the case of the previous transaction log.
  • ID EF is a mismatch.
  • Cancellation module 72 to the ID information, the ID SAM and NT SAM and the SC SAM and the ALG IEP encryption information for SAM as the transaction serial number of the SAM on the normal data when run above Cancellation SAM Command payment SAM Based on the S1 information provided based on the second signature information S2 and the test result, it is determined whether the cancellation SAM Command process is output.
  • the cancellation module determines whether or not it is output as 9000.
  • the processing result status is output as (6700, 6D00, 6E00, 6AXX), and it is determined whether the status for the corresponding error processing is normally output.
  • 6E00 is a case where the wrong instruction length is used when executing the above-mentioned Cancellation SAM Command
  • 6D00 is a case where an INS that does not exist is used
  • 6E00 is a case where a CLA that does not exist is used
  • 6AXX is an incorrect data. Is used.
  • the security test means 330 is a function of determining whether or not the protocol security suitability for each of the payment function, payment re-transaction, payment transaction cancellation, which is the main function of the card terminal, payment SAM and transportation card.
  • Security test means according to this embodiment is in accordance with the protocol security test standard specified in KS X 6923 for each of the main functions payment transactions, payment re-transactions, and payment transaction cancellation. Since the KS X 6923 security test standard according to the present embodiment is a known standard, description thereof will be omitted in the present invention.
  • the database 340 sets and stores data that is a reference for each test means.
  • the control unit 350 compares the measurement and determination results with the reference data preset in the database 340 through the physical test unit 310, the function test unit 320, and the security test unit 330. Perform a function to output sound.
  • compatible payment SAM suitability evaluation method using the above-described compatible payment SAM suitability evaluation system will be described with reference to FIG.
  • FIG. 3 is an overall flowchart of a compatible payment SAM conformity assessment method according to an embodiment of the present invention.
  • the payment SAM tester test measures the specification of the payment SAM (S2).
  • test measurement of resistance to impact, chemicals, temperature and humidity, and ultraviolet rays applied to the payment SAM from the outside S6
  • the description of the electrical functional test measurement of the payment SAM has been described above, the description thereof will be omitted.
  • test measures the resistance to shock, chemicals, temperature and humidity, and ultraviolet rays applied to the payment SAM from the outside test the measurement of the operation of the payment SAM according to the impact, chemicals, temperature and humidity, and ultraviolet rays applied from the outside. Of course, it can be stored in the form of data.
  • the traffic card is contacted with the card terminal in which the payment SAM is embedded to determine the normal processing or error processing status (Status) of the command for the payment transaction (S8).
  • the payment re-transaction is performed to determine the normal processing or error processing status of the payment re-transaction
  • the payment cancellation transaction is performed according to the payment transaction cancellation request. Determine the normal or error status of the canceled transaction.
  • FIG. 4 is a detailed flowchart of a payment transaction test procedure of a payment SAM according to an embodiment of the present invention.
  • the payment SAM tester causes the card terminal to transmit an initialization command to the payment SAM (S22).
  • an initialization command is received by receiving response data including ID SAM , which is the ID information of the payment SAM, NT SAM as the transaction serial number of the SAM , SC SAM , which is the SAM encryption information, and signature information S2, from the payment SAM.
  • ID SAM which is the ID information of the payment SAM
  • NT SAM as the transaction serial number of the SAM
  • SC SAM which is the SAM encryption information
  • signature information S2 from the payment SAM.
  • the normal processing or error processing status of the SAM command is determined (S24).
  • a payment record (Credit SAM Command) is transmitted to the payment SAM to generate a transaction record (S26).
  • FIG. 5 is a detailed flowchart of a payment transaction test procedure of a payment SAM according to an embodiment of the present invention.
  • the payment SAM tester causes the card terminal to transmit a reinitialization command to the payment SAM (S32).
  • the received re-initialize the with the ID SAM SAM of the ID information of the payment from the payment SAM, response data including the NT SAM and the encryption information of SC SAM and signature information S2 of the SAM as a transaction sequence number of the SAM command ( Initialize SAM Command) determines the normal processing or error processing status (S34).
  • a payment SAM transaction is sent to the payment SAM to register individual transaction details for the payment transaction information (S36).
  • FIG. 6 is a detailed flowchart of a payment transaction cancellation test process of a payment SAM according to an embodiment of the present invention.
  • the payment SAM tester transmits an Initialize SAM For Cancellation Command to the payment SAM through the card terminal (S42).
  • the cancellation SAM (Cancellation SAM Command) is transmitted to the payment SAM to erase the last transaction record, change the status code to normal, and terminate the transaction (S46).

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Abstract

L'invention porte sur un système d'évaluation de la validité d'automates de paiements compatibles, et sur la méthode associée, et plus spécifiquement sur un tel système et une telle méthode d'évaluation de la validité des automate de paiements nationaux compatibles et de leur fonctionnement normal ou non. Selon l'invention, le système comporte: un terminal pour cartes de transport monté sur un automate de paiement et reconnaissant et authentifiant les cartes de transport des différentes compagnies et effectuant la transaction de paiement au moyen desdites cartes; et un testeur d'automate de paiement muni d'un moyen de vérification des fonctions déterminant l'état d'un traitement, normal ou défectueux, de l'automate de paiement.
PCT/KR2009/005657 2009-09-18 2009-10-01 Système d'évaluation d'automates de paiements par cartes de paiement compatibles, et méthode associée WO2011034228A1 (fr)

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KR1020090088762A KR101100388B1 (ko) 2009-09-18 2009-09-18 호환형 교통카드 지불ｓａｍ 평가 시스템 및 그 방법

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110363041A (zh) * 2019-07-02 2019-10-22 深圳华视电子读写设备有限公司 一种信号稳定传输的身份证读卡器
CN110428510A (zh) * 2019-08-23 2019-11-08 深圳市金溢科技股份有限公司 Psam卡集中管理方法、装置以及安全云盒系统

Citations (3)

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Publication number Priority date Publication date Assignee Title
KR19990084820A (ko) * 1998-05-11 1999-12-06 이종인 오프-라인 승인 대행모듈 및 그를 이용한 온-라인/오프-라인승인 시스템
US20060122902A1 (en) * 2004-12-08 2006-06-08 Andrew Petrov Secure PIN entry device for mobile phones
EP1686507A1 (fr) * 2005-01-27 2006-08-02 Sequoia Smart Solutions Pty Ltd. Système d'interface pour cartes à puce

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR19990084820A (ko) * 1998-05-11 1999-12-06 이종인 오프-라인 승인 대행모듈 및 그를 이용한 온-라인/오프-라인승인 시스템
US20060122902A1 (en) * 2004-12-08 2006-06-08 Andrew Petrov Secure PIN entry device for mobile phones
EP1686507A1 (fr) * 2005-01-27 2006-08-02 Sequoia Smart Solutions Pty Ltd. Système d'interface pour cartes à puce

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110363041A (zh) * 2019-07-02 2019-10-22 深圳华视电子读写设备有限公司 一种信号稳定传输的身份证读卡器
CN110363041B (zh) * 2019-07-02 2022-11-11 深圳华视电子读写设备有限公司 一种信号稳定传输的身份证读卡器
CN110428510A (zh) * 2019-08-23 2019-11-08 深圳市金溢科技股份有限公司 Psam卡集中管理方法、装置以及安全云盒系统

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