WO2011002018A1 - Points-card system - Google Patents

Points-card system Download PDF

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Publication number
WO2011002018A1
WO2011002018A1 PCT/JP2010/061135 JP2010061135W WO2011002018A1 WO 2011002018 A1 WO2011002018 A1 WO 2011002018A1 JP 2010061135 W JP2010061135 W JP 2010061135W WO 2011002018 A1 WO2011002018 A1 WO 2011002018A1
Authority
WO
WIPO (PCT)
Prior art keywords
point
card
point card
points
store
Prior art date
Application number
PCT/JP2010/061135
Other languages
French (fr)
Japanese (ja)
Inventor
剛 鷲田
義朗 信濃
Original Assignee
日本カード株式会社
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 日本カード株式会社 filed Critical 日本カード株式会社
Priority to JP2011520955A priority Critical patent/JP5568555B2/en
Publication of WO2011002018A1 publication Critical patent/WO2011002018A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/381Currency conversion
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/387Payment using discounts or coupons
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices

Definitions

  • the present invention relates to a point card system used in a commercial facility (hereinafter simply referred to as a “shopping street”) where a plurality of retail stores gather, such as a shopping street and a shopping center, and in particular, a point service dedicated to one shopping street.
  • the present invention also relates to a point card system that enables a wide area point service that can be commonly used in a plurality of shopping streets.
  • hopping streets such as shopping streets and shopping centers, where there are multiple retail stores, in order to attract and fix customers and revitalize the entire shopping streets, A point service that can be used in common at each store has been used.
  • FIG. 14 shows an example of a point card system for realizing such a point service.
  • the conventional point card system 101 is used in the first to Nth shopping street groups 120a to 120n each consisting of a shopping street, which is an application unit of the point service, and the first to Nth shopping street groups 120a to 120n.
  • Point card 103a to 103n, and point service company 160 that issues and manages the point registration card 105 used for supplying points from the point service company 160 to each store 122.
  • the point service company 160 includes a main server device 161 that performs issuance management and operation management of the point cards 103a to 103n and the point registration card 105 used in the first to Nth shopping district groups 120a to 120n, and the main server device 161.
  • Operation terminal device 162 that controls the issue management content and operation management content, and a card issuer 163 that issues the point card 103 and the point registration card 105 based on an instruction from the main server device 161.
  • the main server device 161 captures the number of points given to the customer point cards 103a to 103n by the first to Nth shopping district groups 120a to 120n via a storage medium such as a memory card or a communication network such as the Internet. Register with.
  • Each of the first to Nth shopping street groups 120a to 120n is composed of a shopping street office 121a to 121n and a plurality of shopping stores 122 (122a-1 to 122a-n,... 122n-1 to 122n-n). Yes.
  • the shopping mall office 121 issues a point registration card purchase request to the point service company 160, receives the point registration card 105 from the point service company 160, performs necessary processing, and points card to the point service company 160.
  • the point service company 160 is a business that issues a purchase request, a business that receives an unused point card 103 from the point service company 160, a point card 103 that has reached a predetermined number of points that can be exchanged for a predetermined privilege (full score), and the like. And the point payment company 160 are paid for the card purchase fee.
  • Each of the plurality of shops 122 includes a terminal 123 (123a to 123n), receives the point registration card 105 provided from the shopping street office 121, and performs registration processing of points that can be issued by the terminal 123.
  • Business business of handing over unused point cards 103 provided by the shopping center office 121 to the customer, business of recording points on the point card 103 with the terminal 123 each time the customer purchases a product,
  • the point card 103 is received from the customer and exchanged for a predetermined privilege, and is further submitted to the shopping street office 121 to receive the payment from the shopping street office 121.
  • the shopping center office 121 first collects and manages the point service operation funds contributed by each store 122, and manages such requests, and requests such as a point registration card purchase request and a point card purchase request. Is sent to the point service company 160, and a plurality of point registration cards 105 and point cards 103 are received from the point service company 160 and distributed to each store 122.
  • each store 122 the points recorded on the point registration card 105 are moved to the terminal 123 and registered in the memory of the terminal 123 as usable points, and an unused point card 103 is given to a desired customer. hand over.
  • the terminal 123 gives points to the customer's point card 103. More specifically, the terminal 123 first checks whether the group code recorded on the point card 103 matches the group code of the shopping district group to which the own store belongs, and if it matches, the purchase price Are recorded on the point card 103 and given, and the points given this time are subtracted from the available points registered in the memory of the terminal 123 and recorded.
  • the point card 103 when a customer wishes to use a point card 103 that has reached a predetermined number of points at each store 122, the point card 103 and a predetermined privilege (for example, cash voucher, cash, discount) (Including other services). If necessary, the unused point card 103 is given to the customer.
  • a predetermined privilege for example, cash voucher, cash, discount
  • the shopping street secretariat 121 collects the point cards 103 that have reached the predetermined number of used points from each store 122.
  • the point service company 160 receives the used point card 103 from the shopping street office 121 and performs predetermined processing and pays the settlement money to the shopping street office 121. This settlement money is given to each store 122 that has submitted the used point card 103.
  • each shopping mall group 120a to 120n uses an individual point card 103a to 103n for the purpose of fixing customers, and each shopping mall group 120a to 120n.
  • Point services are operated in various scales and styles every 120n. For example, in each shopping mall group 120a to 120n, such as the number of points awarded for the purchase amount (point grant rate), the contents of a privilege that can be exchanged when the predetermined number of points is reached, and the number of points that can be exchanged for the predetermined privilege Each is often different.
  • Such a wide-area point service has the merits of, for example, activating mutual customers between affiliated shopping streets, improving convenience by giving the points versatility, and improving customer satisfaction.
  • each shopping mall group 120a to 120n uses an individual point card 103a to 103n, the individual shopping card groups 120a to 120n already have individual points. When services were in operation, it was very difficult to integrate these point services into a common service.
  • an object of the present invention is to provide a point card system capable of shifting an old point service to a wide area point service with a simple configuration without changing the entire system.
  • the point service company provides a point card issuing device to stores belonging to the first to Nth shopping street groups and operates on behalf of the secretariat of each shopping street. Therefore, the operation burden of each shopping street office will be greatly reduced.
  • the present invention provides points issued by a store belonging to one shopping district group in the first to Nth shopping district groups to customers who have purchased goods or services.
  • a point card system that can be used in other stores belonging to a group and stores belonging to another shopping street group, wherein the point card issuing device provided in each of the stores belonging to the first to Nth shopping street groups is ,
  • a card reading / writing device capable of writing data for the first specification point card in the first specification point card and data for the second specification point card in the second specification point card.
  • the card reading / writing means reads point data stored in a memory of the point card of the first specification or the second specification, and points of the first specification or the second specification provided is a point card system characterized in that a conversion point of the point data can be moved to a memory of a card.
  • the point card issuing device is common to the first to Nth shopping district groups with respect to the sales amount of each customer belonging to the first to Nth shopping district groups with respect to a purchase amount of goods or services.
  • the point grant rate for the point card of the first specification that gives the points of the second and each store that belongs to the one shopping district group gives points to the sales amount for the customer who purchased the product or service second
  • Storage means for storing a point grant rate for a specification point card, and movement of point data between the point card of the first specification and the point card of the second specification is a point for the point card of the first specification It is preferable to obtain the conversion points using the grant rate and the point grant rate for the point card of the second specification.
  • the point card issuing device of each store belonging to the one shopping street group moves the point data stored in the memory of the second specification point card to the memory of the first specification point card.
  • the accumulated points of the point data stored in the memory of the point card of the second specification, the ratio of the point grant rate for the point card of the first specification and the point grant rate for the point card of the second specification It is preferable to obtain the conversion data by performing an integration calculation.
  • the card issuing means of the point card issuing device of each store belonging to the one shopping street group issues a customer introduction point card that can be used in another specific store of the one shopping street group, and the customer introduction
  • the point card preferably contains at least the date of issue, the store ID of the specific store, the number of points granted, and the expiration date.
  • the card reading / writing means of the point issuing device of the specific store when the store introduction ID is described in the customer introduction card, the granted point only within the expiration date. It is suitable to give to the point card of the specification or the point card of the second specification.
  • the point card of the first specification and the point card of the second specification are magnetic cards or IC cards, and are rewritable rewrite cards in which the accumulated points are visually displayed on the card surface. good.
  • the point card issuing device of each store belonging to the first to Nth shopping district groups is connected to a central point management server via a communication network, so that each store can purchase a product or service.
  • the points issued in this manner are preferably issued within a range of points supplied from the point management server.
  • the point card issuing device preferably includes means for handling a credit card or a debit card.
  • the point card system of the present invention it is possible to transfer an old point service to a wide area point service with a simple configuration without changing the entire system.
  • the initial investment cost and running cost are reduced and the communication load of the system is kept low without forcing the change of the host system. Is possible.
  • FIG. 1 is a system configuration diagram showing an embodiment of a point card system according to the present invention. It is a schematic diagram which shows an example of the external appearance of the terminal in the point card system of FIG. It is a block diagram which shows the structure of the terminal in the point card system of FIG. It is a schematic diagram which shows an example of the individual point card
  • FIG. 1 is a system configuration diagram showing an embodiment of a point card system according to the present invention.
  • the point card system 1 according to the present invention includes first to N-th shopping street groups 20 a to 20 n that are shopping streets that are application units of a conventional point service, a point service company 60, and Consists of
  • the point service company 60 includes an individual point card 3 that is individually used in the first to Nth shopping district groups 20a to 20n, a common point card 4 that is commonly used in the first to Nth shopping street groups 20a to 20n, And the main server device 61 for performing issuance management and operation management of the point registration card 5 used for supplying points from the point service company 60 to each store 22, and the issuance management content and operation management content of the main server device 61 are controlled.
  • An operation terminal device 62 and a card issuing machine 63 that issues the individual point card 3, the common point card 4, and the point registration card 5 based on an instruction from the main server device 61 are provided.
  • a request for purchasing an individual point card or a request for purchasing a common point card is issued from the first to Nth shopping mall groups 20a to 20n, one of the first to Nth shopping mall groups 20a to 20n belongs to Individual point card 3 in which a group code indicating a town group (store ID code) is recorded, all of the first to Nth shopping mall groups 20a to 20n, or a group code (store ID code) indicating a plurality of shopping mall groups is recorded.
  • the common point card 4 is issued in the required number and supplied to the first to Nth shopping mall groups 20a to 20n. Furthermore, the number of points given to the customer's individual point cards 3a to 3n or the common point card 4 by the first to Nth shopping district groups 20a to 20n can be acquired online or offline, and registered in the main server device 61 for management. To do.
  • Each of the first to Nth shopping street groups 20a to 20n is composed of a shopping street office 21a to 21n and a plurality of shops 22 (22a-1 to 22a-n,... 22n-1 to 22n-n). Yes.
  • the shopping street office 21 issues a point registration card purchase request to the point service company 60, receives a point registration card 5 from the point service company 60, performs necessary processing, an individual point card purchase request, and a common point card.
  • the business of making a purchase request the business of receiving an unused individual point card 3 and the unused common point card 4 from the point service company 60, the predetermined number of points that can be exchanged for a predetermined privilege has been reached )
  • the business of submitting the individual point card 3 or the common point card 4 to the point service company 60, the business of paying the card purchase price, etc. to the point service company 60 are performed.
  • each of the plurality of shops 22 includes a terminal 23 (23a to 23n), and a point registration process that can be issued by the terminal 23 upon receiving the point registration card 5 provided from the shopping street office 21.
  • Business to carry out business to give unused individual point card 3 or common point card 4 provided from the shopping street office 21 to the customer, and terminal to the individual point card 3 or common point card 4 every time the customer purchases a product
  • the business of recording points with the machine 23, the business of moving the points of the other card to one card when the customer is requested to move the points between the individual point card 3 and the common point card 4, the individual points of the full points Receive the card 3 or common point card 4 from the customer and exchange it for a predetermined privilege, and further, individual points with full points Perform such duties to receive reimbursement from the shopping district secretariat 21 to submit a card 3 or a common point card 4 to the shopping district secretariat 21.
  • Each store 22 includes a cash register 24 that calculates, records, and issues a receipt for the purchase price of a customer's goods or services, and a terminal that is connected to the cash register 24 and executes various processes for point management and point cards. 23.
  • FIG. 2 shows an example of the appearance of the terminal 23.
  • FIG. 3 is a block diagram showing the configuration of the terminal 23.
  • the terminal device 23 performs printing on a card, a control unit 231 that performs overall control of each unit, a display unit 232 that includes a display, an input unit 233 that includes a mode key, a numeric keypad, and the like.
  • the printing unit 234, the read / write unit 235 that reads and writes the individual point card 3, the common point card 4, and the point registration card 5, the clock unit 236 that supplies time data, and the cash register 24
  • a transmission / reception unit 237 that exchanges purchase price data, point data, and the like, a storage unit 238 that stores various data, and the like are connected via a system bus.
  • the terminal device 23 has a card slot 239 as shown in FIG. 2, and the processing described later is executed for the various cards by inserting the various cards therein.
  • the display unit 232 changes the display color according to the read card (individual point card 3, common point card 4, and point registration card 5) so that the operator can visually determine which card. Also good.
  • the storage unit 238 stores in advance a group code of the shopping mall group 20 to which the shop 22 including the terminal 23 belongs. In addition, the storage unit 238 stores the number of registered points that are supplied from the point service company 60 and can be given to the customer.
  • the storage unit 238 further includes an area 238A for storing data related to the individual point card 3 and an area 238B for storing data related to the common point card 4, and the point grant rate of the individual point card 3 and the common point card 4 respectively. In addition, the number of perfect points achieved, the card validity period, etc. are stored.
  • the area 238B for storing data related to the common point card 4 is provided, so that not only the conventional individual point card 3 but also the common point card 3 can be shared.
  • the point card 4 can be used.
  • Each of the individual point card 3, the common point card 4, and the point registration card 5 is composed of a magnetic card or an IC card.
  • FIG. 4 is a diagram illustrating an example of the individual point card 3 and the common point 4.
  • the individual point card 3 and the common point card 4 can print points such as a thermal type point card 11 as shown in FIG. 4A or a rewrite type point card 12 as shown in FIG. It is preferable to use a simple card and record the points at the terminal 23 and at the same time print the data such as the number of acquired points.
  • FIG. 5 shows an example of data recorded in the memory of the individual point card 3 and the common point card 4.
  • the individual point card 3 stores the group code of the shopping mall group 20 that issued the card in advance, and the individual point card 3 can be used only in the shopping mall group that matches the group code. That is, for example, in the individual point card 3a issued by the first shopping district group 20a, the group code of the first shopping district group 20a is recorded in advance, and this individual point card 3a is stored in the first shopping street group 20a. Can only be used with 20a.
  • the common point card 4 stores a group code of a plurality of shopping district groups including the shopping street group that issued the card in advance, and the common point card 4 can be used in a shopping district group that matches the group code. It becomes. That is, the common point card 4 issued by the first shopping district group 20a includes the organization codes of the shopping district groups (preferably, all the shopping district groups 20a to 20n) including the first shopping district group 20a. The common point card 4 is recorded and can be used in common in those shopping mall groups.
  • a conventional unused point card usually does not have a group code recorded in advance, and is generally recorded by a terminal when the card is issued.
  • the group code is recorded in advance in order to enable the use of both the individual point card 3 and the common point card 4, but this prevents card counterfeiting and also exhibits the effect of improving security. Can do.
  • the shopping street secretariat 21 collects and manages the point service operation funds contributed by each store 22, and sends requests such as a point registration card purchase request and a point card purchase request to the point service company 60.
  • requests such as a point registration card purchase request and a point card purchase request to the point service company 60.
  • a plurality of point registration cards 5, individual point cards 3 and common point cards 4 are received from the point service company 60 and distributed to each store 22.
  • FIG. 6 is a flowchart of the point registration process in the point card system of the present invention.
  • the number of points recorded on the point registration card 5 is read by the read / write unit 235 by inserting the point registration card 5 into the card slot 239 of the terminal 23 and operating the input unit 233 (step S1).
  • the read point number is added to the registered point number data stored in the storage unit 238 and stored (step S2).
  • the read / write unit 235 rewrites the point number added to the registered point number data in the previous step by subtracting it from the point record of the point registration card 5 (step S3). Thereby, the point transfer from the point registration card 5 to the terminal 23 of the store 22 is completed.
  • FIG. 7 is a flowchart of the card issuing process in the point card system of the present invention.
  • the store 22 When a customer purchases a product or service at a predetermined amount or more at the store 22 and further the customer desires, the store 22 issues the individual point card 3 or the common point card 4 to the customer.
  • an unused individual point card 3 or common point card 4 is inserted into the card slot 239 of the terminal 23 and the input unit 233 is operated, whereby an unused individual point card 3 or common point card is inserted into the terminal 23. Is loaded.
  • the read / write unit 235 reads the group code recorded in advance on the individual point card 3 or the common point card 4, and the control unit 231 stores the terminal 23 recorded in the storage unit 238 therein. It is checked whether or not the group code of the town group 20 is included (step S11). If not included, the individual reward card 3 or the common reward card 4 cannot be used in the shopping mall group 20, so an error is displayed on the display unit 232 (step S12), and the process ends. If included, it is checked whether a group code other than the shopping mall group 20 exists (step S13).
  • the card is identified as the individual point card 3 (step S14).
  • the purchase amount of the customer is input from the cash register 24 of the store 22 via the transmission / reception unit 237 (step S15).
  • the control unit 231 calculates the number of points to be granted based on the purchase amount and the point grant rate of the individual point card 3 stored in the area 238A of the storage unit 238, and the read / write unit 235 calculates the individual point card. 3 (step S16).
  • the clock data of the clock unit 236 is stored in the memory of the individual point card 3 as card issue date / time data for managing the card expiration date (step S17).
  • the number of points given to the individual point card 3 this time is subtracted from the number of registered points stored in the storage unit 238 of the terminal 23, and this is stored in the storage unit 238 as a new number of registered points (step S18).
  • the printing unit 234 prints the number of acquired points, the card expiration date, the final point acquisition date and time, etc. on the surface of the individual point card 3 (step S19).
  • step S13 if there is a group code other than the shopping mall group 20, the card is identified as the common point card 4 (step S20).
  • the purchase price of the customer is input from the cash register 24 of the store 22 via the transmission / reception unit 237 (step S21).
  • the control unit 231 calculates the number of points to be granted based on the purchase amount and the point grant rate of the common point card 4 stored in the area 238B of the storage unit 238, and the read / write unit 235 calculates the common point card. 4 (step S22).
  • the clock data of the clock unit 236 is stored in the memory of the common point card 4 as card issue date / time data for managing the card expiration date (step S23).
  • the number of points given to the common point card 4 this time is subtracted from the number of registered points stored in the storage unit 238 of the terminal 23, and this is stored in the storage unit 238 as a new number of registered points (step S24).
  • the printing unit 234 prints the number of acquired points, the card expiration date, the final point acquisition date and time, etc. on the surface of the common point card 4 (step S25).
  • FIG. 8 is a flowchart of the point giving process in the point card system of the present invention.
  • the store 22 When the customer purchases a product or service at a predetermined amount or more at the store 22 and the customer presents the individual point card 3 or the common point card 4, the store 22 performs point grant processing after the card issuance processing.
  • the terminal 23 is caused to read the individual point card 3 or the common point card 4.
  • the group code recorded in advance in the individual point card 3 or the common point card 4 is read by the read / write unit 235, and the shopping mall group 20 to which the terminal 23 belongs is recorded in advance in the storage unit 238. Is checked by the control unit 231 (step S31). If not included, the individual point card 3 or the common point card 4 cannot be used in the shopping mall group 20, so an error is displayed on the display unit 232 (step S32), and the process is terminated. If included, it is checked whether a group code other than the shopping mall group 20 exists (step S33).
  • the card is identified as the individual point card 3 (step S34).
  • the card expiration date data is read from the memory of the individual point card 3, and compared with the current time data output from the clock unit 236, it is checked whether the card is within the expiration date (step S35). If it is not within the expiration date, an error is displayed on the display unit 232 (step S36), and the process ends. If it is within the expiration date, the purchase amount of the customer is input from the cash register 24 of the store 22 via the transmission / reception unit 237 (step S37).
  • the control unit 231 calculates the number of points to be granted based on the purchase amount and the point grant rate of the individual point card 3 stored in the area 238A of the storage unit 238, and calculates this to the number of points already acquired.
  • the data is recorded in the memory of the individual point card 3 by the read / write unit 235 (step S38).
  • the clock data of the clock unit 236 is stored in the memory of the individual point card 3 as the last point acquisition date and time (step S39).
  • the number of points given to the individual point card 3 this time is subtracted from the number of registered points stored in the storage unit 238 of the terminal 23, and this is stored in the storage unit 238 as a new number of registered points (step S40).
  • the printing unit 234 prints the updated number of acquired points, the last acquired point date, etc. on the surface of the individual point card 3 (step S41).
  • step S33 if there is a group code other than the shopping mall group 20, the card is identified as the common point card 4 (step S42).
  • the card expiration date data is read from the memory of the common point card 4, and compared with the current time data output from the clock unit 236, it is checked whether or not the card expiration date is reached (step S43). If it is not within the expiration date, an error is displayed on the display unit 232 (step S44), and the process ends. If it is within the expiration date, the purchase amount of the customer is input from the cash register 24 of the store 22 via the transmission / reception unit 237 (step S45).
  • the control unit 231 calculates the number of points to be granted based on the purchase amount and the point grant rate of the common point card 4 stored in the area 238B of the storage unit 238, and calculates this to the number of points already acquired. After the addition, it is recorded in the memory of the common point card 4 by the read / write unit 235 (step S46). Further, the clock data of the clock unit 236 is stored in the memory of the common point card 4 as the last point acquisition date and time (step S47). Next, the number of points given to the common point card 4 this time is subtracted from the number of registered points stored in the storage unit 238 of the terminal 23, and this is stored in the storage unit 238 as a new number of registered points (step S48). . Next, the printing unit 234 prints on the surface of the common point card 4 the updated number of acquired points, the last acquired point date, etc. (step S49).
  • the shopping street secretariat 21 collects the used full point card 3 or 4 from each store 22. Then, the point service company 60 receives the used point card 3 or 4 from the shopping street office 21, performs predetermined processing, and pays the settlement money to the shopping street office 21. This settlement money is given to each store 22 that has submitted the used point card 3 or 4.
  • FIG. 9 is a flowchart of the point movement process in the point card system of the present invention.
  • the individual point card 3 or the common point card 4 as the point movement source is inserted into the card slot 239 of the terminal 23 and the input unit 233 is operated, whereby the individual point card 3 or the common point card is inserted into the terminal 23.
  • the card 4 is read.
  • the read / write unit 235 reads the group code recorded in advance in the movement source individual point card 3 or the common point card 4 and stores the shopping area to which the terminal 23 is recorded in the storage unit 238.
  • the controller 231 checks whether or not the group 20 group code is included (step S51). If not included, the movement source individual point card 3 or the common point card 4 cannot be used in the shopping mall group 20, so an error is displayed on the display unit 232 (step S52), and the process is terminated.
  • step S53 it is checked whether or not there is a group code other than the shopping mall group 20 to identify whether the transfer source card is the individual point card 3 or the common point card 4 (step S53). Specifically, when there is no group code other than the shopping mall group 20, the card is the individual point card 3, and when there is a group code other than the shopping mall group 20, the card is the common point card 4. Is identified.
  • the card expiration date data is read from the memory of the movement source point card 3 or 4, and compared with the current time data output from the clock unit 236, it is checked whether or not the card is within the expiration date (step S54). If it is not within the expiration date, an error is displayed on the display unit 232 (step S52), and the process is terminated. If it is within the expiration date, the number of points already acquired and the last point acquisition date and time stored in the memory of the movement source point card 3 or 4 are read and temporarily stored in the storage unit 238 (step S55). Then, the number of acquired points stored in the memory of the movement source point card 3 or 4 is updated to zero (step S56). Next, the number of acquired points updated to zero is printed on the surface of the movement source point card 3 or 4 by the printing unit 234 (step S57). Then, the point card 3 or 4 is discharged from the card slot 239 (step S58).
  • step S59 the individual point card 3 or the common point card 4 to which the point is moved is inserted into the card slot 239 of the terminal 23 (step S59), whereby the individual point card 3 or the common point card 4 is inserted into the terminal 23. Is loaded.
  • the read / write unit 235 reads the group code recorded in advance in the destination individual point card 3 or the common point card 4, and stores the shopping area to which the terminal 23 is recorded in advance in the storage unit 238.
  • the control unit 231 checks whether or not the group 20 group code is included (step S60). If not included, the destination individual point card 3 or the common point card 4 cannot be used in the shopping mall group 20, so an error is displayed on the display unit 232 (step S52), and the process is terminated.
  • step S61 it is checked whether or not there is a group code other than the shopping mall group 20 to identify whether the destination card is the individual point card 3 or the common point card 4 (step S61). Specifically, when there is no group code other than the shopping mall group 20, the card is the individual point card 3, and when there is a group code other than the shopping mall group 20, the card is the common point card 4. Is identified.
  • the card expiration date data is read from the memory of the destination point card 3 or 4, and compared with the current time data output from the clock unit 236, it is checked whether or not it is within the card expiration date (step S62). If it is not within the expiration date, an error is displayed on the display unit 232 (step S52), and the process is terminated. If it is within the expiration date, it is checked whether or not the source point card 3 or 4 and the destination point card 3 or 4 are the same card type (step S63). That is, it is checked whether the destination and the source are both the individual point card 3 or the common point card 4, or one of the destination and the source is the individual point card 3 and the other is the common point card 4.
  • the acquired point number of the movement source point card 3 or 4 stored in step S55 is set to the movement point card 3 or 4.
  • the contents of the memory are updated by adding to the number of acquired points (step S65).
  • the point grant rate of the individual point card 3 set in advance and stored in the area 238A of the storage unit 238 is set in advance.
  • the point grant rate of the common point card 4 stored in the area 238B of the storage unit 2308 the number of acquired points of the source point card 3 or 4 stored in step S55 is converted (step S64). Specifically, for example, the point grant rate for the individual point card 3 is set to m “1 point for 100 yen”, and the point grant rate for the common point card 4 is set to “5 points for 1000 yen”.
  • the progressive purchase amount including the consumption tax is “5250 yen” at 50 points ⁇ 100 yen ⁇ (100% + consumption tax (5%)). Is calculated. Thereafter, an operation of “5250 yen / (1000 yen ⁇ (100% + consumption tax (5%)))” is performed on the progressive purchase amount “5250 yen” including the consumption tax, and the conversion point “ “5 points” is calculated. Thereafter, the converted point number is added to the acquired point number of the destination point card 3 or 4 to update the contents of the memory (step S65). Next, the printing unit 234 prints the updated number of acquired points, the last acquired point date and time, etc. on the surface of the destination point card 3 or 4 (step S66).
  • each store 22 purchases points from the point service company 60 in advance and issues points to customers within the range. That is, as shown in FIG. 10, [1] the store 22 purchases the point registration card 5 from the point service company 60, and [2] issues the point card 3 or 4 to the customer and gives points. [3] Offer a privilege to the customer in exchange for a full point card, and [4] hand off the full point card to the point service company 60 and receive payment from the point service company 60.
  • the point card system 1 of the present invention can be effectively applied to postpaid service operation as shown in FIGS. 11 and 12, for example, in addition to such prepaid operation.
  • the store 22 issues a point card 3 or 4 to the customer and gives points
  • [2] offers a privilege in exchange for a full-point card to the customer
  • [3] a point service company A full point card is handed off to 60, and payment is made from the point service company 60.
  • the store 22 issues a point card 3 or 4 to the customer and gives points
  • [2] offers the customer in exchange for a full point card, and [3] further points.
  • Data of the full point card is transmitted online to the main server device 61 of the service company 60 via the communication network, and payment is received from the point service company 60. Further, although not shown, even in the case of prepaid operation as shown in FIG. 10, the terminal 23 of the store 22 is connected to the main server device 61 of the point service company 60 via the communication network, and the data of the perfect point card is received. A mode in which payment is made from the point service company 60 by transmitting online may be possible.
  • the terminal 23 in the point card system 1 of the present invention may be provided with means for handling a credit card or a debit card, and may handle a price settlement service together with the point service.
  • each rewritable point card 12 can be used as each individual point card 3, the functions of the rewritable point card 12 such as the expiration date added to each point, etc. Can be actively utilized. For example, when a customer who visits each store 22 is given a rewritable point card 12 as an individual point card 3 and requested to move the points, among the points magnetically recorded on the rewritable point card 12, Only points before the expiration date or only points that have expired may be transferred to the common point card 4.
  • the rewritable point card 12 when used as the individual point card 3, the number of points calculated from the date of issue is recorded, the number of points issued by year is managed, and when using the points on the terminal 23, the expiration date Use the oldest points of the year from the previous points. At this time, a point that has expired may be transferred to the common point card 4 as a loss point and donated to a charity or the like.
  • the common point card 4 that can be commonly used in the first to nth shopping district groups 20a to 20n may be used as an eco point card.
  • the terminal 23 is operated to record the purchase amount and the number of points corresponding to the point grant rate of the individual point card 3 on the individual point card 3.
  • the eco point designated for each eco point designated product type (currently about 5% of the purchase amount) is recorded in the common point card 4.
  • the storage unit 238 includes an area 238A for storing data relating to the individual point card 3 and an area 238B for storing data relating to the common point card 4, Customer referral services can be provided.
  • the outline is shown in FIG.
  • an example in which the A store issues an introduction card 13 usable at the B store is shown.
  • the store A issues an introduction card 13 that can obtain privilege points when purchasing a product or service at the store B to a customer who has purchased the product or service.
  • the introduction card 13 records in advance the organization code of the shopping district group to which the store B belongs, and data such as the number of points to be given, the date of issue, and the expiration date.
  • this introduction card 13 When the customer who has received this introduction card 13 satisfies a predetermined condition such as purchasing goods or services at a store B, the customer reads the introduction card 13 at the terminal B at point B, as shown in FIG. Points can be transferred to the customer's point card 3 or 4 in the manner of point movement processing, and privilege points can be obtained.
  • the point card system of the present invention it is possible to transfer an old point service to a wide area point service with a simple configuration without changing the entire system.
  • the initial investment cost and running cost are reduced and the communication load of the system is kept low without forcing the change of the host system. Is possible.
  • the present invention relates to a point card system used in a commercial facility (hereinafter simply referred to as a “shopping street”) where a plurality of retail stores gather, such as a shopping street and a shopping center, and in particular, a point service dedicated to one shopping street.
  • a point card system used in a commercial facility (hereinafter simply referred to as a “shopping street”) where a plurality of retail stores gather, such as a shopping street and a shopping center, and in particular, a point service dedicated to one shopping street.
  • the present invention has industrial applicability with respect to a point card system that enables a wide area point service that can be commonly used in a plurality of shopping streets.
  • Point card system 11 Thermal type point card 12: Rewrite type point card 13: Introduction card 3: Individual point card 4: Common point card 5: Point registration cards 20a to 20n: First to Nth shopping district groups 21: Shopping street office 22: Shop 23: Terminal 231: Control unit 232: Display unit 233: Input unit 234: Printing unit 235: Read / write unit 236: Clock unit 237: Transmission / reception unit 238: Storage unit 239: Card slot 24: Cash register 60: Point service company 61: Main server device 62: Operation terminal device 63: Card issuing machine

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Abstract

Provided is a points-card system, wherein conventional points-services can be shifted to a wide-area points-service, with a simple construction, and without trying to change the whole system. A points-service company (60) provides, to a first shopping mall through to an Nth shopping mall (20a-20n), a common points-card (4) along with the individual points-cards (3) and point-registration cards (5), and provides new services such as shifting points from each of the individual points-cards (3) to the common point card (4), when requested by each of the customers, as well as providing conventional services such as recording points to the individual points-cards (3) each time the customers shop.

Description

ポイントカードシステムPoint card system
 本発明は、商店街やショッピングセンター等、複数の小売店舗が集まった商業施設(以下、単に「商店街」という)で使用されるポイントカードシステムに係り、特に、一つの商店街専用のポイントサービスだけでなく、複数の商店街で共通して使用できる広域ポイントサービスを行うことを可能にするポイントカードシステムに関する。 The present invention relates to a point card system used in a commercial facility (hereinafter simply referred to as a “shopping street”) where a plurality of retail stores gather, such as a shopping street and a shopping center, and in particular, a point service dedicated to one shopping street. The present invention also relates to a point card system that enables a wide area point service that can be commonly used in a plurality of shopping streets.
 商店街やショッピングセンター等、複数の小売店が集まった商業施設(以下適宜、単に「商店街」という)では、顧客の呼込みや固定化、及び商店街全体の活性化のために、商店街に属する各商店において共通に利用可能なポイントサービスが従来から採用されている。 In commercial facilities (hereinafter referred to simply as “shopping streets”), such as shopping streets and shopping centers, where there are multiple retail stores, in order to attract and fix customers and revitalize the entire shopping streets, A point service that can be used in common at each store has been used.
 このようなポイントサービスを実現するポイントカードシステムの一例を図14に示す。 FIG. 14 shows an example of a point card system for realizing such a point service.
 従来のポイントカードシステム101は、各々ポイントサービスの適用単位である商店街から構成される第1乃至第N商店街グループ120a乃至120nと、これら第1乃至第N商店街グループ120a乃至120nで使用されるポイントカード103a乃至103n、及びポイントサービス会社160から各商店122へのポイント供給に用いられるポイント登録カード105の発行、管理などを行うポイントサービス会社160により構成される。 The conventional point card system 101 is used in the first to Nth shopping street groups 120a to 120n each consisting of a shopping street, which is an application unit of the point service, and the first to Nth shopping street groups 120a to 120n. Point card 103a to 103n, and point service company 160 that issues and manages the point registration card 105 used for supplying points from the point service company 160 to each store 122.
 ポイントサービス会社160は、第1乃至第N商店街グループ120a乃至120nで使用されるポイントカード103a乃至103n及びポイント登録カード105の発行管理、運用管理などを行うメインサーバ装置161と、メインサーバ装置161の発行管理内容、運用管理内容をコントロールする操作端末装置162と、メインサーバ装置161からの指示に基づきポイントカード103及びポイント登録カード105を発行するカード発行機163とを備えている。 The point service company 160 includes a main server device 161 that performs issuance management and operation management of the point cards 103a to 103n and the point registration card 105 used in the first to Nth shopping district groups 120a to 120n, and the main server device 161. Operation terminal device 162 that controls the issue management content and operation management content, and a card issuer 163 that issues the point card 103 and the point registration card 105 based on an instruction from the main server device 161.
 そして、第1乃至第N商店街グループ120a乃至120nからポイント登録カード購入要求が出される毎に購入金額に対応した枚数のポイント登録カード105を発行して、第1乃至第N商店街グループ120a乃至120nに提供する。また、第1乃至第N商店街グループ120a乃至120nからポイントカード購入要求が出される毎に、団体コード(使用可能な商店街グループを示すコード)を記録した未使用のポイントカード103a乃至103nを要求された枚数だけ発行して、第1乃至第N商店街グループ120a乃至120nに提供する。さらに、メモリカード等の記憶媒体や、インターネットなどの通信網を介して、第1乃至第N商店街グループ120a乃至120nが顧客のポイントカード103a乃至103nに付与したポイント数を取り込み、メインサーバ装置161に登録する。 Each time a point registration card purchase request is issued from the first to Nth shopping district groups 120a to 120n, the number of point registration cards 105 corresponding to the purchase amount is issued, and the first to Nth shopping street groups 120a to 120n are issued. 120n. Further, every time a point card purchase request is issued from the first to Nth shopping street groups 120a to 120n, an unused point card 103a to 103n in which a group code (a code indicating an available shopping street group) is recorded is requested. The issued number is issued and provided to the first to Nth shopping district groups 120a to 120n. Further, the main server device 161 captures the number of points given to the customer point cards 103a to 103n by the first to Nth shopping district groups 120a to 120n via a storage medium such as a memory card or a communication network such as the Internet. Register with.
 第1乃至第N商店街グループ120a乃至120nはそれぞれ、商店街事務局121a乃至121nと、複数の商店122(122a-1乃至122a-n、…122n-1乃至122n-n)とから構成されている。 Each of the first to Nth shopping street groups 120a to 120n is composed of a shopping street office 121a to 121n and a plurality of shopping stores 122 (122a-1 to 122a-n,... 122n-1 to 122n-n). Yes.
 そして、商店街事務局121は、ポイントサービス会社160に対しポイント登録カード購入要求を出す業務、ポイントサービス会社160からポイント登録カード105を受け取り必要な処理を行う業務、ポイントサービス会社160に対しポイントカード購入要求を出す業務、ポイントサービス会社160から未使用のポイントカード103を受け取る業務、所定の特典と交換可能な予め定められたポイント数に達した(満点ポイント)ポイントカード103などをポイントサービス会社160に提出する業務、ポイントサービス会社160にカード購入代金などを支払う業務などを行う。 Then, the shopping mall office 121 issues a point registration card purchase request to the point service company 160, receives the point registration card 105 from the point service company 160, performs necessary processing, and points card to the point service company 160. The point service company 160 is a business that issues a purchase request, a business that receives an unused point card 103 from the point service company 160, a point card 103 that has reached a predetermined number of points that can be exchanged for a predetermined privilege (full score), and the like. And the point payment company 160 are paid for the card purchase fee.
 複数の商店122は、各々が端末機123(123a乃至123n)を備えており、商店街事務局121から提供されるポイント登録カード105を受け取って端末機123で発行可能なポイントの登録処理を行う業務、商店街事務局121から提供される未使用のポイントカード103を顧客に渡す業務、顧客が商品を購入する毎にポイントカード103に端末機123でポイントの記録処理を行う業務、満点ポイントのポイントカード103を顧客から受け取って所定の特典と交換し、さらに商店街事務局121に提出して商店街事務局121から精算金を受け取る業務などを行う。 Each of the plurality of shops 122 includes a terminal 123 (123a to 123n), receives the point registration card 105 provided from the shopping street office 121, and performs registration processing of points that can be issued by the terminal 123. Business, business of handing over unused point cards 103 provided by the shopping center office 121 to the customer, business of recording points on the point card 103 with the terminal 123 each time the customer purchases a product, The point card 103 is received from the customer and exchanged for a predetermined privilege, and is further submitted to the shopping street office 121 to receive the payment from the shopping street office 121.
 このような従来のポイントカードシステム101では、まず各商店122が拠出したポイントサービス運用資金を商店街事務局121がまとめ、これを管理すると共に、ポイント登録カード購入要求、ポイントカード購入要求などの要求をポイントサービス会社160に出して、ポイントサービス会社160から複数枚のポイント登録カード105及びポイントカード103などを受け取り、各商店122に分配する。 In such a conventional point card system 101, the shopping center office 121 first collects and manages the point service operation funds contributed by each store 122, and manages such requests, and requests such as a point registration card purchase request and a point card purchase request. Is sent to the point service company 160, and a plurality of point registration cards 105 and point cards 103 are received from the point service company 160 and distributed to each store 122.
 その後、各商店122では、ポイント登録カード105に記録されたポイントを端末機123に移動させ、使用可能なポイントとして端末機123のメモリに登録すると共に、希望する顧客に未使用のポイントカード103を渡す。 Thereafter, in each store 122, the points recorded on the point registration card 105 are moved to the terminal 123 and registered in the memory of the terminal 123 as usable points, and an unused point card 103 is given to a desired customer. hand over.
 次いで、各商店122に顧客が来店し商品を購入する等予め定めた条件を満たした場合、端末機123で顧客のポイントカード103にポイントを付与する。より具体的には、端末機123は、まずポイントカード103に記録されている団体コードが自商店の属する商店街グループの団体コードと一致しているかをチェックし、一致している場合に購入金額に対応したポイントをポイントカード103に記録して付与すると共に、端末機123のメモリに登録されている使用可能なポイントから今回付与したポイント分を減算し、これを記録する。 Next, when a predetermined condition is satisfied, for example, when a customer visits each store 122 and purchases a product, the terminal 123 gives points to the customer's point card 103. More specifically, the terminal 123 first checks whether the group code recorded on the point card 103 matches the group code of the shopping district group to which the own store belongs, and if it matches, the purchase price Are recorded on the point card 103 and given, and the points given this time are subtracted from the available points registered in the memory of the terminal 123 and recorded.
 また、この動作と並行して、各商店122において顧客が予め定められたポイント数に達したポイントカード103の使用を希望したとき、そのポイントカード103と所定の特典(例えば、金券や現金、割引その他のサービスなどを含む)とを交換する。また必要に応じて、顧客に未使用のポイントカード103を渡す。 In parallel with this operation, when a customer wishes to use a point card 103 that has reached a predetermined number of points at each store 122, the point card 103 and a predetermined privilege (for example, cash voucher, cash, discount) (Including other services). If necessary, the unused point card 103 is given to the customer.
 指定された期日には、商店街事務局121は各商店122から使用済みの予め定められたポイント数に達したポイントカード103を回収する。そしてポイントサービス会社160は商店街事務局121からこの使用済みポイントカード103を受け取り、所定の処理を行うと共に、商店街事務局121に精算金を支払う。この精算金は、使用済みポイントカード103を提出した各商店122に渡される。 On the designated date, the shopping street secretariat 121 collects the point cards 103 that have reached the predetermined number of used points from each store 122. The point service company 160 receives the used point card 103 from the shopping street office 121 and performs predetermined processing and pays the settlement money to the shopping street office 121. This settlement money is given to each store 122 that has submitted the used point card 103.
 上記のような従来のポイントカードシステム101では、各商店街グループ120a乃至120nは、顧客の固定化を図る目的からそれぞれが個別のポイントカード103a乃至103nを使用しており、各商店街グループ120a乃至120n毎に、様々な規模、スタイルでポイントサービスが運用されている。例えば、購入金額に対する付与ポイント数(ポイント付与率)や、所定ポイント数に達した場合に交換できる特典の内容、及びその所定の特典と交換可能なポイント数など、各商店街グループ120a乃至120nでそれぞれ異なる場合が多い。 In the conventional point card system 101 as described above, each shopping mall group 120a to 120n uses an individual point card 103a to 103n for the purpose of fixing customers, and each shopping mall group 120a to 120n. Point services are operated in various scales and styles every 120n. For example, in each shopping mall group 120a to 120n, such as the number of points awarded for the purchase amount (point grant rate), the contents of a privilege that can be exchanged when the predetermined number of points is reached, and the number of points that can be exchanged for the predetermined privilege Each is often different.
 一方近年では、商業施設は、消費者の生活スタイルの多様化と生活行動圏の広がりに伴ってより広い地域に亘る競争にさらされることとなり、従来よりも広域なポイントサービスの有用性が見込まれることとなった。このような広域ポイントサービスには、例えば提携する商店街間の相互送客の活発化や、ポイントに汎用性を持たせることによる利便性の向上、顧客満足度の向上というメリットがある。 On the other hand, in recent years, commercial facilities have been exposed to competition over a wider area with the diversification of consumer lifestyles and the expansion of living sphere of activity, and the usefulness of a wide-area point service is expected than before. It became a thing. Such a wide-area point service has the merits of, for example, activating mutual customers between affiliated shopping streets, improving convenience by giving the points versatility, and improving customer satisfaction.
 しかしながら、上述のように、従来のポイントカードシステム101では、各商店街グループ120a乃至120nがそれぞれ個別のポイントカード103a乃至103nを使用しているため、既に各商店街グループ120a乃至120nで個別にポイントサービスが運用されている場合、それらのポイントサービスを統合して共通のサービスとすることは非常に困難だった。 However, as described above, in the conventional point card system 101, since each shopping mall group 120a to 120n uses an individual point card 103a to 103n, the individual shopping card groups 120a to 120n already have individual points. When services were in operation, it was very difficult to integrate these point services into a common service.
 本発明は、上記状況に鑑み、システム全体の変更を図ることなく簡易な構成で旧来のポイントサービスを広域ポイントサービスに移行させることが可能なポイントカードシステムを提供することを目的とする。 In view of the above situation, an object of the present invention is to provide a point card system capable of shifting an old point service to a wide area point service with a simple configuration without changing the entire system.
 ここで、本発明のポイントカードシステムは、ポイントサービス会社が、第1乃至第N商店街グループに属する商店に対してポイントカード発行装置を提供し、各商店街の事務局に代わって運用することが可能であることから、各商店街事務局の運営負担が大幅に軽減されることになる。 Here, in the point card system of the present invention, the point service company provides a point card issuing device to stores belonging to the first to Nth shopping street groups and operates on behalf of the secretariat of each shopping street. Therefore, the operation burden of each shopping street office will be greatly reduced.
 本発明は、上記課題を解決するために、第1乃至第N商店街グループにおける一の商店街グループに属する店舗が商品又はサービスを購入した顧客に対して発行したポイントを、当該一の商店街グループに属する他の店舗と他の商店街グループの属する店舗において使用することを可能にするポイントカードシステムであって、前記第1乃至第N商店街グループに属する各店舗が備えるポイントカード発行装置は、当該第1乃至第N商店街グループで共通に使用可能な第1仕様のポイントカードを発行するカード発行手段と、前記一の商店街グループのみで使用可能な第2仕様のポイントカードを発行するカード発行手段と、前記第1仕様のポイントカード及び第2仕様のポイントカードのメモリに記録されたデータの読み込みが可能であると共に、前記第1仕様のポイントカードには当該第1仕様のポイントカード用のデータを、前記第2仕様のポイントカードには当該第2仕様のポイントカード用のデータを書き込み可能なカード読取/書込手段と、を備え、前記カード読取/書込手段は、前記第1仕様又は第2仕様のポイントカードのメモリに格納されているポイントデータを読み取って、前記第1仕様又は第2仕様のポイントカードのメモリに当該ポイントデータの換算ポイントを移動可能とすることを特徴とするポイントカードシステムを提供する。 In order to solve the above problems, the present invention provides points issued by a store belonging to one shopping district group in the first to Nth shopping district groups to customers who have purchased goods or services. A point card system that can be used in other stores belonging to a group and stores belonging to another shopping street group, wherein the point card issuing device provided in each of the stores belonging to the first to Nth shopping street groups is , A card issuing means for issuing a first specification point card that can be used in common by the first to Nth shopping district groups, and a second specification point card that can be used only by the one shopping street group. It is possible to read data recorded in the memory of the card issuing means and the point card of the first specification and the point card of the second specification In addition, a card reading / writing device capable of writing data for the first specification point card in the first specification point card and data for the second specification point card in the second specification point card. And the card reading / writing means reads point data stored in a memory of the point card of the first specification or the second specification, and points of the first specification or the second specification Provided is a point card system characterized in that a conversion point of the point data can be moved to a memory of a card.
 ここで、前記ポイントカード発行装置は、前記第1乃至第N商店街グループに属する各店舗が商品又はサービスを購入した顧客に対して売上額に対して前記第1乃至第N商店街グループで共通のポイントを付与する第1仕様のポイントカード用のポイント付与率と、前記一の商店街グループに属する各店舗が商品又はサービスを購入した顧客に対して売上額に対してポイントを付与する第2仕様のポイントカード用のポイント付与率を記憶する記憶手段を備え、前記第1仕様のポイントカード及び前記第2仕様のポイントカード間のポイントデータの移動は、前記第1仕様のポイントカード用のポイント付与率と第2仕様のポイントカード用のポイント付与率を用いて前記換算ポイントを得るのが好適である。 Here, the point card issuing device is common to the first to Nth shopping district groups with respect to the sales amount of each customer belonging to the first to Nth shopping district groups with respect to a purchase amount of goods or services. The point grant rate for the point card of the first specification that gives the points of the second and each store that belongs to the one shopping district group gives points to the sales amount for the customer who purchased the product or service second Storage means for storing a point grant rate for a specification point card, and movement of point data between the point card of the first specification and the point card of the second specification is a point for the point card of the first specification It is preferable to obtain the conversion points using the grant rate and the point grant rate for the point card of the second specification.
 また、前記一の商店街グループに属する各店舗のポイントカード発行装置は、前記第2仕様のポイントカードのメモリに格納されているポイントデータを前記第1仕様のポイントカードのメモリに移動する際に、前記第2仕様のポイントカードのメモリに格納されているポイントデータの累積ポイントを、前記第1仕様のポイントカード用のポイント付与率と第2仕様のポイントカード用のポイント付与率との比と積算演算することのより前記換算データを得るのが好適である。 In addition, the point card issuing device of each store belonging to the one shopping street group moves the point data stored in the memory of the second specification point card to the memory of the first specification point card. , The accumulated points of the point data stored in the memory of the point card of the second specification, the ratio of the point grant rate for the point card of the first specification and the point grant rate for the point card of the second specification It is preferable to obtain the conversion data by performing an integration calculation.
 さらに、前記一の商店街グループに属する各店舗のポイントカード発行装置のカード発行手段は、当該一の商店街グループの他の特定の店舗で使用可能な顧客紹介ポイントカードを発行し、当該顧客紹介ポイントカードには、少なくとも、発行日、前記特定の店舗の店舗ID、付与ポイント数、有効期限のデータが記載されているのが好適である。 Further, the card issuing means of the point card issuing device of each store belonging to the one shopping street group issues a customer introduction point card that can be used in another specific store of the one shopping street group, and the customer introduction The point card preferably contains at least the date of issue, the store ID of the specific store, the number of points granted, and the expiration date.
 また、前記特定の店舗のポイント発行装置のカード読取/書込手段は、前記顧客紹介カードに自己の店舗IDが記載されている場合は、前記有効期限内に限って前記付与ポイントを前記第1仕様のポイントカード又は第2仕様のポイントカードに付与するのが好適である。 Further, the card reading / writing means of the point issuing device of the specific store, when the store introduction ID is described in the customer introduction card, the granted point only within the expiration date. It is suitable to give to the point card of the specification or the point card of the second specification.
 さらに、前記第1仕様のポイントカードと前記第2仕様のポイントカードは、磁気カード又はICカードであって、前記累積ポイントがカード表面において視覚的に表示される書き換え可能なリライトカードであるのが良い。 Further, the point card of the first specification and the point card of the second specification are magnetic cards or IC cards, and are rewritable rewrite cards in which the accumulated points are visually displayed on the card surface. good.
 また、第1乃至第N商店街グループに属する各店舗の前記ポイントカード発行装置は、通信ネットワークを介して中央のポイント管理サーバに接続されており、各店舗が商品又はサービスを購入した顧客に対して発行した前記ポイントは、前記ポイント管理サーバから供給されたポイントの範囲で発行されるのが好適である。 In addition, the point card issuing device of each store belonging to the first to Nth shopping district groups is connected to a central point management server via a communication network, so that each store can purchase a product or service. The points issued in this manner are preferably issued within a range of points supplied from the point management server.
 さらに、前記ポイントカード発行装置は、クレジットカード又はデビットカードを取り扱う手段を備えるのが良い。 Furthermore, the point card issuing device preferably includes means for handling a credit card or a debit card.
 本発明のポイントカードシステムによれば、システム全体の変更を図ることなく簡易な構成で、旧来のポイントサービスを広域ポイントサービスに移行させることを可能にする。特に、ポイントカードに記録されたデータを元に主に端末機で管理させるために、上位システムの変更を強いることなく、初期投資コスト及びランニングコストを低減すると共に、システムの通信負荷を低く抑えることが可能となる。 According to the point card system of the present invention, it is possible to transfer an old point service to a wide area point service with a simple configuration without changing the entire system. In particular, in order to be managed mainly by the terminal based on the data recorded on the point card, the initial investment cost and running cost are reduced and the communication load of the system is kept low without forcing the change of the host system. Is possible.
本発明に係るポイントカードシステムの一形態を示すシステム構成図である。1 is a system configuration diagram showing an embodiment of a point card system according to the present invention. 図1のポイントカードシステムにおける端末機の外観の一例を示す模式図である。It is a schematic diagram which shows an example of the external appearance of the terminal in the point card system of FIG. 図1のポイントカードシステムにおける端末機の構成を示すブロック図である。It is a block diagram which shows the structure of the terminal in the point card system of FIG. 図1のポイントカードシステムにおける個別ポイントカード及び共通ポイントの一例を示す模式図である。It is a schematic diagram which shows an example of the individual point card | curd in the point card system of FIG. 1, and a common point. 図1のポイントカードシステムにおける個別ポイントカードと共通ポイントカードのメモリに記録されるデータの例を示す模式図である。It is a schematic diagram which shows the example of the data recorded on the memory of the individual point card | curd and the common point card | curd in the point card system of FIG. 本発明のポイントカードシステムにおけるポイント登録処理のフローチャートである。It is a flowchart of the point registration process in the point card system of this invention. 本発明のポイントカードシステムにおけるカード発行処理のフローチャートである。It is a flowchart of the card | curd issuing process in the point card system of this invention. 本発明のポイントカードシステムにおけるポイント付与処理のフローチャートである。It is a flowchart of the point provision process in the point card system of this invention. 本発明のポイントカードシステムにおけるポイント移動処理のフローチャートである。It is a flowchart of the point movement process in the point card system of this invention. 本発明のポイントカードシステムの運用の一例を示す模式図(その1)である。It is a schematic diagram which shows an example of operation | use of the point card system of this invention (the 1). 本発明のポイントカードシステムの運用の一例を示す模式図(その2)である。It is a schematic diagram (the 2) which shows an example of operation | use of the point card system of this invention. 本発明のポイントカードシステムの運用の一例を示す模式図(その3)である。It is a schematic diagram (the 3) which shows an example of operation | use of the point card system of this invention. 本発明のポイントカードシステムを利用した顧客の紹介サービスの概要を示す模式図である。It is a schematic diagram which shows the outline | summary of the customer introduction service using the point card system of this invention. 従来のポイントカードシステムの一例を示すシステム構成図である。It is a system configuration figure showing an example of the conventional point card system.
 図1は、本発明に係るポイントカードシステムの一形態を示すシステム構成図である。図1に示すように、本発明に係るポイントカードシステム1は、旧来のポイントサービスの適用単位である商店街から構成される第1乃至第N商店街グループ20a乃至20nと、ポイントサービス会社60とから構成される。 FIG. 1 is a system configuration diagram showing an embodiment of a point card system according to the present invention. As shown in FIG. 1, the point card system 1 according to the present invention includes first to N-th shopping street groups 20 a to 20 n that are shopping streets that are application units of a conventional point service, a point service company 60, and Consists of
 ポイントサービス会社60は、第1乃至第N商店街グループ20a乃至20nで個々に使用される個別ポイントカード3、第1乃至第N商店街グループ20a乃至20nで共通に使用される共通ポイントカード4、及びポイントサービス会社60から各商店22へのポイント供給に用いられるポイント登録カード5の発行管理、運用管理などを行うメインサーバ装置61と、メインサーバ装置61の発行管理内容、運用管理内容をコントロールする操作端末装置62と、メインサーバ装置61からの指示に基づき、個別ポイントカード3、共通ポイントカード4、ポイント登録カード5を発行するカード発行機63とを備えている。 The point service company 60 includes an individual point card 3 that is individually used in the first to Nth shopping district groups 20a to 20n, a common point card 4 that is commonly used in the first to Nth shopping street groups 20a to 20n, And the main server device 61 for performing issuance management and operation management of the point registration card 5 used for supplying points from the point service company 60 to each store 22, and the issuance management content and operation management content of the main server device 61 are controlled. An operation terminal device 62 and a card issuing machine 63 that issues the individual point card 3, the common point card 4, and the point registration card 5 based on an instruction from the main server device 61 are provided.
 そして、第1乃至第N商店街グループ20a乃至20nからポイント登録カード購入要求が出される毎に、購入金額に対応した枚数のポイント登録カード5を発行して、第1乃至第N商店街グループ20a乃至20nに供給する。また、第1乃至第N商店街グループ20a乃至20nから個別ポイントカード購入要求、共通ポイントカード購入要求が出される毎に、第1乃至第N商店街グループ20a乃至20nのうち、所属する1つの商店街グループを示す団体コード(店舗IDコード)を記録した個別ポイントカード3、第1乃至第N商店街グループ20a乃至20nの全て、又は複数の商店街グループを示す団体コード(店舗IDコード)を記録した共通ポイントカード4を、要求された枚数だけ発行して第1乃至第N商店街グループ20a乃至20nに供給する。さらに、オンラインもしくはオフラインで、第1乃至第N商店街グループ20a乃至20nが顧客の個別ポイントカード3a乃至3n、又は共通ポイントカード4に付与したポイント数を取り込み、メインサーバ装置61に登録し、管理する。 Each time a point registration card purchase request is issued from the first to Nth shopping mall groups 20a to 20n, the number of point registration cards 5 corresponding to the purchase amount is issued, and the first to Nth shopping mall groups 20a. To 20n. Each time a request for purchasing an individual point card or a request for purchasing a common point card is issued from the first to Nth shopping mall groups 20a to 20n, one of the first to Nth shopping mall groups 20a to 20n belongs to Individual point card 3 in which a group code indicating a town group (store ID code) is recorded, all of the first to Nth shopping mall groups 20a to 20n, or a group code (store ID code) indicating a plurality of shopping mall groups is recorded. The common point card 4 is issued in the required number and supplied to the first to Nth shopping mall groups 20a to 20n. Furthermore, the number of points given to the customer's individual point cards 3a to 3n or the common point card 4 by the first to Nth shopping district groups 20a to 20n can be acquired online or offline, and registered in the main server device 61 for management. To do.
 第1乃至第N商店街グループ20a乃至20nはそれぞれ、商店街事務局21a乃至21nと、複数の商店22(22a-1乃至22a-n、…22n-1乃至22n-n)とから構成されている。 Each of the first to Nth shopping street groups 20a to 20n is composed of a shopping street office 21a to 21n and a plurality of shops 22 (22a-1 to 22a-n,... 22n-1 to 22n-n). Yes.
 商店街事務局21は、ポイントサービス会社60に対し、ポイント登録カード購入要求を出す業務、ポイントサービス会社60からポイント登録カード5を受け取り必要な処理を行う業務、個別ポイントカード購入要求及び共通ポイントカード購入要求を出す業務、ポイントサービス会社60から未使用の個別ポイントカード3及び未使用の共通ポイントカード4を受け取る業務、所定の特典と交換可能な予め定められたポイント数に達した(満点ポイントの)個別ポイントカード3又は共通ポイントカード4などをポイントサービス会社60に提出する業務、ポイントサービス会社60にカード購入代金などを支払う業務などを行う。 The shopping street office 21 issues a point registration card purchase request to the point service company 60, receives a point registration card 5 from the point service company 60, performs necessary processing, an individual point card purchase request, and a common point card. The business of making a purchase request, the business of receiving an unused individual point card 3 and the unused common point card 4 from the point service company 60, the predetermined number of points that can be exchanged for a predetermined privilege has been reached ) The business of submitting the individual point card 3 or the common point card 4 to the point service company 60, the business of paying the card purchase price, etc. to the point service company 60 are performed.
 一方、複数の商店22は、各々が端末機23(23a乃至23n)を備えており、商店街事務局21から提供されるポイント登録カード5を受け取って端末機23で発行可能なポイントの登録処理を行う業務、商店街事務局21から提供される未使用の個別ポイントカード3又は共通ポイントカード4を顧客に渡す業務、顧客が商品を購入する毎に個別ポイントカード3又は共通ポイントカード4に端末機23でポイントを記録する業務、顧客から個別ポイントカード3及び共通ポイントカード4間のポイントの移動を要求されたときに一方のカードに他方のカードのポイントを移動させる業務、満点ポイントの個別ポイントカード3又は共通ポイントカード4を顧客から受け取って所定の特典と交換し、さらに満点ポイントの個別ポイントカード3又は共通ポイントカード4を商店街事務局21に提出して商店街事務局21から精算金を受け取る業務などを行う。 On the other hand, each of the plurality of shops 22 includes a terminal 23 (23a to 23n), and a point registration process that can be issued by the terminal 23 upon receiving the point registration card 5 provided from the shopping street office 21. Business to carry out, business to give unused individual point card 3 or common point card 4 provided from the shopping street office 21 to the customer, and terminal to the individual point card 3 or common point card 4 every time the customer purchases a product The business of recording points with the machine 23, the business of moving the points of the other card to one card when the customer is requested to move the points between the individual point card 3 and the common point card 4, the individual points of the full points Receive the card 3 or common point card 4 from the customer and exchange it for a predetermined privilege, and further, individual points with full points Perform such duties to receive reimbursement from the shopping district secretariat 21 to submit a card 3 or a common point card 4 to the shopping district secretariat 21.
 各商店22は、顧客の商品又はサービスの購入代金の計算、記録、及びレシート発行等を行うキャッシュレジスタ24と、このキャッシュレジスタ24に接続されポイントの管理やポイントカードに対する各種処理を実行する端末機23とを備えている。 Each store 22 includes a cash register 24 that calculates, records, and issues a receipt for the purchase price of a customer's goods or services, and a terminal that is connected to the cash register 24 and executes various processes for point management and point cards. 23.
 図2に端末機23の外観の一例を示す。また、図3は端末機23の構成を示すブロック図である。これらの図に示すように、端末機23は、各部を統括制御する制御部231と、ディスプレイ等からなる表示部232と、モードキーやテンキー等からなる入力部233と、カードへの印字を行う印字部234と、個別ポイントカード3、共通ポイントカード4、及びポイント登録カード5の読み込みと書き込みを行うリードライト部235と、時刻データを供給する時計部236と、キャッシュレジスタ24との間で顧客の購入金額データやポイントデータ等をやり取りする送受信部237と、各種データを記憶する記憶部238等が、システムバスを介して接続されて構成される。また、ここでは端末機23は図2に示すようにカードスロット239を有しており、ここに各種カードを挿入することにより後述する処理を各種カードに対して実行する。 FIG. 2 shows an example of the appearance of the terminal 23. FIG. 3 is a block diagram showing the configuration of the terminal 23. As shown in these drawings, the terminal device 23 performs printing on a card, a control unit 231 that performs overall control of each unit, a display unit 232 that includes a display, an input unit 233 that includes a mode key, a numeric keypad, and the like. The printing unit 234, the read / write unit 235 that reads and writes the individual point card 3, the common point card 4, and the point registration card 5, the clock unit 236 that supplies time data, and the cash register 24 A transmission / reception unit 237 that exchanges purchase price data, point data, and the like, a storage unit 238 that stores various data, and the like are connected via a system bus. Further, here, the terminal device 23 has a card slot 239 as shown in FIG. 2, and the processing described later is executed for the various cards by inserting the various cards therein.
 表示部232では、読み込んだカード(個別ポイントカード3、共通ポイントカード4、及びポイント登録カード5)に応じて表示色などを変えて、操作者が何れのカードか視覚的に判断できるようにしても良い。 The display unit 232 changes the display color according to the read card (individual point card 3, common point card 4, and point registration card 5) so that the operator can visually determine which card. Also good.
 記憶部238には予め、その端末機23を備える商店22が属する商店街グループ20の団体コードが記憶されている。そのほか記憶部238には、ポイントサービス会社60から供給され、顧客へ付与可能なポイントの数である登録ポイント数が格納される。さらに記憶部238は、個別ポイントカード3に関するデータを記憶する領域238Aと、共通ポイントカード4に関するデータを記憶する領域238Bとを備えており、それぞれ個別ポイントカード3と共通ポイントカード4のポイント付与率や、満点ポイント達成ポイント数、カードの有効期間等を記憶する。このように、個別ポイントカード3に関するデータを記憶する領域238Aに加えて、共通ポイントカード4に関するデータを記憶する領域238Bを備えることによって、簡易な構成で従来からの個別ポイントカード3だけでなく共通ポイントカード4を使用することが可能となる。 The storage unit 238 stores in advance a group code of the shopping mall group 20 to which the shop 22 including the terminal 23 belongs. In addition, the storage unit 238 stores the number of registered points that are supplied from the point service company 60 and can be given to the customer. The storage unit 238 further includes an area 238A for storing data related to the individual point card 3 and an area 238B for storing data related to the common point card 4, and the point grant rate of the individual point card 3 and the common point card 4 respectively. In addition, the number of perfect points achieved, the card validity period, etc. are stored. In this manner, in addition to the area 238A for storing data related to the individual point card 3, the area 238B for storing data related to the common point card 4 is provided, so that not only the conventional individual point card 3 but also the common point card 3 can be shared. The point card 4 can be used.
 個別ポイントカード3、共通ポイントカード4、及びポイント登録カード5の各カードは、磁気カードあるいはICカードから構成される。図4は、個別ポイントカード3及び共通ポイント4の一例を示す図である。個別ポイントカード3及び共通ポイントカード4は、例えば、図4(a)に示すようなサーマル式ポイントカード11、あるいは図4(b)に示すようなリライト式ポイントカード12など、ポイントの印字が可能なカードを用いて、端末機23でポイントを記録すると同時に獲得ポイント数等のデータを印字できるものが好適である。 Each of the individual point card 3, the common point card 4, and the point registration card 5 is composed of a magnetic card or an IC card. FIG. 4 is a diagram illustrating an example of the individual point card 3 and the common point 4. The individual point card 3 and the common point card 4 can print points such as a thermal type point card 11 as shown in FIG. 4A or a rewrite type point card 12 as shown in FIG. It is preferable to use a simple card and record the points at the terminal 23 and at the same time print the data such as the number of acquired points.
 図5に、個別ポイントカード3と共通ポイントカード4のメモリに記録されるデータの例を示す。まず、個別ポイントカード3には、このカードを発行した商店街グループ20の団体コードが予め記憶されており、この団体コードと一致する商店街グループでのみ個別ポイントカード3の使用が可能となる。即ち、例えば第1の商店街グループ20aで発行される個別ポイントカード3aには、予め第1の商店街グループ20aの団体コードが記録されており、この個別ポイントカード3aは第1の商店街グループ20aでしか使用することはできない。 FIG. 5 shows an example of data recorded in the memory of the individual point card 3 and the common point card 4. First, the individual point card 3 stores the group code of the shopping mall group 20 that issued the card in advance, and the individual point card 3 can be used only in the shopping mall group that matches the group code. That is, for example, in the individual point card 3a issued by the first shopping district group 20a, the group code of the first shopping district group 20a is recorded in advance, and this individual point card 3a is stored in the first shopping street group 20a. Can only be used with 20a.
 共通ポイントカード4には、このカードを発行した商店街グループを含む複数の商店街グループの団体コードが予め記憶されており、この団体コードと一致する商店街グループで共通ポイントカード4の使用が可能となる。即ち、第1の商店街グループ20aで発行される共通ポイントカード4には、第1の商店街グループ20aを含む商店街グループ(好適には、全ての商店街グループ20a乃至20n)の団体コードが記録されており、共通ポイントカード4はそれらの商店街グループにおいて共通に使用することができる。 The common point card 4 stores a group code of a plurality of shopping district groups including the shopping street group that issued the card in advance, and the common point card 4 can be used in a shopping district group that matches the group code. It becomes. That is, the common point card 4 issued by the first shopping district group 20a includes the organization codes of the shopping district groups (preferably, all the shopping district groups 20a to 20n) including the first shopping district group 20a. The common point card 4 is recorded and can be used in common in those shopping mall groups.
 なお、従来の未使用のポイントカードには、通常、予め団体コードは記録されておらず、カードの発行時に端末機によって記録されるのが一般的であった。本発明では、個別ポイントカード3及び共通ポイントカード4の双方の利用を可能にするために予め団体コードを記録しているが、これによりカード偽造を防止し、セキュリティを向上させる効果も発揮させることができる。 It should be noted that a conventional unused point card usually does not have a group code recorded in advance, and is generally recorded by a terminal when the card is issued. In the present invention, the group code is recorded in advance in order to enable the use of both the individual point card 3 and the common point card 4, but this prevents card counterfeiting and also exhibits the effect of improving security. Can do.
 以下、上記構成を有する本発明のポイントカードシステム1でのポイントサービスの運用における各処理の流れについて説明する。 Hereinafter, the flow of each process in the operation of the point service in the point card system 1 of the present invention having the above configuration will be described.
 まず前提として、各商店22が拠出したポイントサービス運用資金を商店街事務局21がまとめ、これを管理すると共に、ポイント登録カード購入要求、ポイントカード購入要求などの要求をポイントサービス会社60に出して、ポイントサービス会社60から複数枚のポイント登録カード5、個別ポイントカード3、及び共通ポイントカード4を受け取り、各商店22に分配する。 First, as a premise, the shopping street secretariat 21 collects and manages the point service operation funds contributed by each store 22, and sends requests such as a point registration card purchase request and a point card purchase request to the point service company 60. A plurality of point registration cards 5, individual point cards 3 and common point cards 4 are received from the point service company 60 and distributed to each store 22.
〔ポイント登録処理〕
 図6は、本発明のポイントカードシステムにおけるポイント登録処理のフローチャートである。
[Point registration process]
FIG. 6 is a flowchart of the point registration process in the point card system of the present invention.
 まず、端末機23のカードスロット239にポイント登録カード5を挿入して入力部233を操作することにより、リードライト部235でポイント登録カード5に記録されたポイント数を読み込む(ステップS1)。次いで、その読み込んだポイント数を記憶部238に保存されている登録ポイント数データに加算し、保存する(ステップS2)。そしてリードライト部235は、前ステップで登録ポイント数データに加算したポイント数を、ポイント登録カード5のポイント記録から減算して書き換える(ステップS3)。これにより、ポイント登録カード5から商店22の端末機23へのポイントの移し替えが完了する。 First, the number of points recorded on the point registration card 5 is read by the read / write unit 235 by inserting the point registration card 5 into the card slot 239 of the terminal 23 and operating the input unit 233 (step S1). Next, the read point number is added to the registered point number data stored in the storage unit 238 and stored (step S2). Then, the read / write unit 235 rewrites the point number added to the registered point number data in the previous step by subtracting it from the point record of the point registration card 5 (step S3). Thereby, the point transfer from the point registration card 5 to the terminal 23 of the store 22 is completed.
〔カード発行処理〕
 図7は、本発明のポイントカードシステムにおけるカード発行処理のフローチャートである。
[Card issue processing]
FIG. 7 is a flowchart of the card issuing process in the point card system of the present invention.
 顧客が商店22で商品又はサービスを所定の金額以上で購入し、さらに顧客が希望した場合、商店22では顧客に個別ポイントカード3又は共通ポイントカード4の発行処理を行う。 When a customer purchases a product or service at a predetermined amount or more at the store 22 and further the customer desires, the store 22 issues the individual point card 3 or the common point card 4 to the customer.
 まず、端末機23のカードスロット239に未使用の個別ポイントカード3又は共通ポイントカード4を挿入して入力部233を操作することにより、端末機23に未使用の個別ポイントカード3又は共通ポイントカードを読み込ませる。このとき、リードライト部235で個別ポイントカード3又は共通ポイントカード4に予め記録されている団体コードを読み込み、制御部231でその中に記憶部238に予め記録されている端末機23が属する商店街グループ20の団体コードが含まれるか否かをチェックする(ステップS11)。含まれない場合は、その個別ポイントカード3又は共通ポイントカード4はその商店街グループ20では使用できないため、表示部232でエラー表示を行い(ステップS12)、処理を終了する。含まれる場合、その商店街グループ20以外の団体コードが存在するか否かをチェックする(ステップS13)。 First, an unused individual point card 3 or common point card 4 is inserted into the card slot 239 of the terminal 23 and the input unit 233 is operated, whereby an unused individual point card 3 or common point card is inserted into the terminal 23. Is loaded. At this time, the read / write unit 235 reads the group code recorded in advance on the individual point card 3 or the common point card 4, and the control unit 231 stores the terminal 23 recorded in the storage unit 238 therein. It is checked whether or not the group code of the town group 20 is included (step S11). If not included, the individual reward card 3 or the common reward card 4 cannot be used in the shopping mall group 20, so an error is displayed on the display unit 232 (step S12), and the process ends. If included, it is checked whether a group code other than the shopping mall group 20 exists (step S13).
 その商店街グループ20以外の団体コードは存在しない場合、そのカードが個別ポイントカード3であると識別する(ステップS14)。次に、商店22のキャッシュレジスタ24から送受信部237を介して顧客の購入金額が入力される(ステップS15)。制御部231は、この購入金額と記憶部238の領域238Aに記憶されている個別ポイントカード3のポイント付与率に基づいて、付与するポイント数を計算し、これをリードライト部235で個別ポイントカード3のメモリに記録する(ステップS16)。また、時計部236の時計データを、カード有効期限を管理するためのカード発行日時データとして個別ポイントカード3のメモリに記憶する(ステップS17)。次いで、端末機23の記憶部238に記憶されている登録ポイント数から今回個別ポイントカード3に付与したポイント数を減算し、新たな登録ポイント数としてこれを記憶部238に保存する(ステップS18)。次に、印字部234で個別ポイントカード3の表面に、獲得ポイント数やカード有効期限、最終のポイント獲得日時等の印字を行う(ステップS19)。 If there is no group code other than the shopping mall group 20, the card is identified as the individual point card 3 (step S14). Next, the purchase amount of the customer is input from the cash register 24 of the store 22 via the transmission / reception unit 237 (step S15). The control unit 231 calculates the number of points to be granted based on the purchase amount and the point grant rate of the individual point card 3 stored in the area 238A of the storage unit 238, and the read / write unit 235 calculates the individual point card. 3 (step S16). Further, the clock data of the clock unit 236 is stored in the memory of the individual point card 3 as card issue date / time data for managing the card expiration date (step S17). Next, the number of points given to the individual point card 3 this time is subtracted from the number of registered points stored in the storage unit 238 of the terminal 23, and this is stored in the storage unit 238 as a new number of registered points (step S18). . Next, the printing unit 234 prints the number of acquired points, the card expiration date, the final point acquisition date and time, etc. on the surface of the individual point card 3 (step S19).
 ステップS13において、その商店街グループ20以外の団体コードが存在する場合、そのカードが共通ポイントカード4であると識別する(ステップS20)。次に、商店22のキャッシュレジスタ24から送受信部237を介して顧客の購入金額が入力される(ステップS21)。制御部231は、この購入金額と記憶部238の領域238Bに記憶されている共通ポイントカード4のポイント付与率に基づいて、付与するポイント数を計算し、これをリードライト部235で共通ポイントカード4のメモリに記録する(ステップS22)。また、時計部236の時計データを、カード有効期限を管理するためのカード発行日時データとして共通ポイントカード4のメモリに記憶する(ステップS23)。次いで、端末機23の記憶部238に記憶されている登録ポイント数から今回共通ポイントカード4に付与したポイント数を減算し、新たな登録ポイント数としてこれを記憶部238に保存する(ステップS24)。次に、印字部234で共通ポイントカード4の表面に、獲得ポイント数やカード有効期限、最終のポイント獲得日時等の印字を行う(ステップS25)。 In step S13, if there is a group code other than the shopping mall group 20, the card is identified as the common point card 4 (step S20). Next, the purchase price of the customer is input from the cash register 24 of the store 22 via the transmission / reception unit 237 (step S21). The control unit 231 calculates the number of points to be granted based on the purchase amount and the point grant rate of the common point card 4 stored in the area 238B of the storage unit 238, and the read / write unit 235 calculates the common point card. 4 (step S22). Further, the clock data of the clock unit 236 is stored in the memory of the common point card 4 as card issue date / time data for managing the card expiration date (step S23). Next, the number of points given to the common point card 4 this time is subtracted from the number of registered points stored in the storage unit 238 of the terminal 23, and this is stored in the storage unit 238 as a new number of registered points (step S24). . Next, the printing unit 234 prints the number of acquired points, the card expiration date, the final point acquisition date and time, etc. on the surface of the common point card 4 (step S25).
 以上により、個別ポイントカード3又は共通ポイントカード4の発行処理が完了する。 Thus, the issuing process of the individual point card 3 or the common point card 4 is completed.
〔ポイント付与処理〕
 図8は、本発明のポイントカードシステムにおけるポイント付与処理のフローチャートである。
[Point grant processing]
FIG. 8 is a flowchart of the point giving process in the point card system of the present invention.
 顧客が商店22で商品又はサービスを所定の金額以上で購入し、顧客が個別ポイントカード3又は共通ポイントカード4を差し出した場合、商店22ではカード発行処理後のポイント付与処理を行う。 When the customer purchases a product or service at a predetermined amount or more at the store 22 and the customer presents the individual point card 3 or the common point card 4, the store 22 performs point grant processing after the card issuance processing.
 まず、端末機23のカードスロット239に個別ポイントカード3又は共通ポイントカード4を挿入して入力部233を操作することにより、端末機23に個別ポイントカード3又は共通ポイントカード4を読み込ませる。このとき、リードライト部235で個別ポイントカード3又は共通ポイントカード4に予め記録されている団体コードを読み込み、その中に記憶部238に予め記録されている、端末機23が属する商店街グループ20の団体コードが含まれるか否かを制御部231でチェックする(ステップS31)。含まれない場合は、その個別ポイントカード3又は共通ポイントカード4はその商店街グループ20では使用できないため、表示部232でエラー表示を行い(ステップS32)、処理を終了する。含まれる場合、その商店街グループ20以外の団体コードが存在するか否かをチェックする(ステップS33)。 First, by inserting the individual point card 3 or the common point card 4 into the card slot 239 of the terminal 23 and operating the input unit 233, the terminal 23 is caused to read the individual point card 3 or the common point card 4. At this time, the group code recorded in advance in the individual point card 3 or the common point card 4 is read by the read / write unit 235, and the shopping mall group 20 to which the terminal 23 belongs is recorded in advance in the storage unit 238. Is checked by the control unit 231 (step S31). If not included, the individual point card 3 or the common point card 4 cannot be used in the shopping mall group 20, so an error is displayed on the display unit 232 (step S32), and the process is terminated. If included, it is checked whether a group code other than the shopping mall group 20 exists (step S33).
 その商店街グループ20以外の団体コードは存在しない場合、そのカードが個別ポイントカード3であると識別する(ステップS34)。次に、個別ポイントカード3のメモリからカード有効期限データを読み込み、時計部236が出力する現在時刻データと比較して、カードの有効期限内か否かをチェックする(ステップS35)。有効期限内ではない場合、表示部232でエラー表示を行い(ステップS36)、処理を終了する。有効期限内の場合、商店22のキャッシュレジスタ24から送受信部237を介して顧客の購入金額が入力される(ステップS37)。制御部231は、この購入金額と記憶部238の領域238Aに記憶されている個別ポイントカード3のポイント付与率に基づいて、付与するポイント数を計算し、既に獲得しているポイント数にこれを加算した上でリードライト部235により個別ポイントカード3のメモリに記録する(ステップS38)。また、時計部236の時計データを、最終のポイント獲得日時として個別ポイントカード3のメモリに記憶する(ステップS39)。次いで、端末機23の記憶部238に記憶されている登録ポイント数から今回個別ポイントカード3に付与したポイント数を減算し、新たな登録ポイント数としてこれを記憶部238に保存する(ステップS40)。次に、印字部234で個別ポイントカード3の表面に、更新した獲得ポイント数や最終のポイント獲得日時等の印字を行う(ステップS41)。 If there is no group code other than the shopping mall group 20, the card is identified as the individual point card 3 (step S34). Next, the card expiration date data is read from the memory of the individual point card 3, and compared with the current time data output from the clock unit 236, it is checked whether the card is within the expiration date (step S35). If it is not within the expiration date, an error is displayed on the display unit 232 (step S36), and the process ends. If it is within the expiration date, the purchase amount of the customer is input from the cash register 24 of the store 22 via the transmission / reception unit 237 (step S37). The control unit 231 calculates the number of points to be granted based on the purchase amount and the point grant rate of the individual point card 3 stored in the area 238A of the storage unit 238, and calculates this to the number of points already acquired. After the addition, the data is recorded in the memory of the individual point card 3 by the read / write unit 235 (step S38). Further, the clock data of the clock unit 236 is stored in the memory of the individual point card 3 as the last point acquisition date and time (step S39). Next, the number of points given to the individual point card 3 this time is subtracted from the number of registered points stored in the storage unit 238 of the terminal 23, and this is stored in the storage unit 238 as a new number of registered points (step S40). . Next, the printing unit 234 prints the updated number of acquired points, the last acquired point date, etc. on the surface of the individual point card 3 (step S41).
 ステップS33において、その商店街グループ20以外の団体コードが存在する場合、そのカードが共通ポイントカード4であると識別する(ステップS42)。次に、共通ポイントカード4のメモリからカード有効期限データを読み込み、時計部236が出力する現在時刻データと比較して、カードの有効期限内か否かをチェックする(ステップS43)。有効期限内ではない場合、表示部232でエラー表示を行い(ステップS44)、処理を終了する。有効期限内の場合、商店22のキャッシュレジスタ24から送受信部237を介して顧客の購入金額が入力される(ステップS45)。制御部231は、この購入金額と記憶部238の領域238Bに記憶されている共通ポイントカード4のポイント付与率に基づいて、付与するポイント数を計算し、既に獲得しているポイント数にこれを加算した上でリードライト部235により共通ポイントカード4のメモリに記録する(ステップS46)。また、時計部236の時計データを、最終のポイント獲得日時として共通ポイントカード4のメモリに記憶する(ステップS47)。次いで、端末機23の記憶部238に記憶されている登録ポイント数から今回共通ポイントカード4に付与したポイント数を減算し、新たな登録ポイント数としてこれを記憶部238に保存する(ステップS48)。次に、印字部234で共通ポイントカード4の表面に、更新した獲得ポイント数や最終のポイント獲得日時等の印字を行う(ステップS49)。 In step S33, if there is a group code other than the shopping mall group 20, the card is identified as the common point card 4 (step S42). Next, the card expiration date data is read from the memory of the common point card 4, and compared with the current time data output from the clock unit 236, it is checked whether or not the card expiration date is reached (step S43). If it is not within the expiration date, an error is displayed on the display unit 232 (step S44), and the process ends. If it is within the expiration date, the purchase amount of the customer is input from the cash register 24 of the store 22 via the transmission / reception unit 237 (step S45). The control unit 231 calculates the number of points to be granted based on the purchase amount and the point grant rate of the common point card 4 stored in the area 238B of the storage unit 238, and calculates this to the number of points already acquired. After the addition, it is recorded in the memory of the common point card 4 by the read / write unit 235 (step S46). Further, the clock data of the clock unit 236 is stored in the memory of the common point card 4 as the last point acquisition date and time (step S47). Next, the number of points given to the common point card 4 this time is subtracted from the number of registered points stored in the storage unit 238 of the terminal 23, and this is stored in the storage unit 238 as a new number of registered points (step S48). . Next, the printing unit 234 prints on the surface of the common point card 4 the updated number of acquired points, the last acquired point date, etc. (step S49).
 以上により、個別ポイントカード3又は共通ポイントカード4のポイント付与処理が完了する。 Thus, the point grant processing for the individual point card 3 or the common point card 4 is completed.
〔満点ポイントカードの利用、精算〕
 個別ポイントカード3又は共通ポイントカード4において、所定の特典と交換可能な予め定められたポイント数に達した場合(満点ポイントになった場合)で、顧客が所定の特典との交換を望む場合、商店22は顧客から満点ポイントのカードを受け取り、代わりに所定の特典を顧客に渡す。所定の特典とは例えば、金券や現金、次回購入時の割引処理、その他のサービスなど、様々なものが考えられる。また、商店22は必要に応じて、満点ポイントのカードを顧客から受け取る代わりに、未使用の個別ポイントカード3又は共通ポイントカード4を顧客に渡す。
[Use and payment of full point card]
In the individual point card 3 or the common point card 4, when a predetermined number of points that can be exchanged for a predetermined privilege has been reached (when a perfect score is reached), and the customer wants to exchange for the predetermined privilege, The store 22 receives a full-point card from the customer, and gives a predetermined privilege to the customer instead. Examples of the predetermined privilege include various things such as cash vouchers and cash, discount processing at the next purchase, and other services. Further, if necessary, the store 22 gives an unused individual point card 3 or common point card 4 to the customer instead of receiving a full point card from the customer.
 指定された期日には、商店街事務局21は各商店22から使用済みの満点ポイントカード3又は4を回収する。そしてポイントサービス会社60は商店街事務局21からこの使用済みポイントカード3又は4を受け取り、所定の処理を行うと共に、商店街事務局21に精算金を支払う。この精算金は、使用済みポイントカード3又は4を提出した各商店22に渡される。 On the designated date, the shopping street secretariat 21 collects the used full point card 3 or 4 from each store 22. Then, the point service company 60 receives the used point card 3 or 4 from the shopping street office 21, performs predetermined processing, and pays the settlement money to the shopping street office 21. This settlement money is given to each store 22 that has submitted the used point card 3 or 4.
〔ポイントの移動処理〕
 例えば、以前から個別ポイントカード3aを用いてポイントサービスを行っていた第1の商店街グループ20aが、第1乃至第N商店街グループ20a乃至20Nにおいて共通に利用できる広域ポイントサービスに加わりたい場合、従前の個別ポイントカード3aを利用していた顧客は、他の商店街グループ20で利用可能な共通ポイントカード4への移行を望むことが予想される。また、誤って複数のポイントカード3又は4を発行して、一つのポイントカードにポイントを移したいという顧客の希望がある場合等には、各商店22では、ポイントの移動処理を行う。
[Point movement processing]
For example, when the first shopping mall group 20a, which has been providing point services using the individual point card 3a before, wants to join the wide area point service that can be commonly used in the first to Nth shopping mall groups 20a to 20N, It is expected that the customer who has used the individual point card 3a in the past desires to shift to the common point card 4 that can be used in the other shopping district group 20. Further, when there is a customer's desire to issue a plurality of point cards 3 or 4 by mistake and transfer the points to one point card, each store 22 performs a point movement process.
 図9は、本発明のポイントカードシステムにおけるポイント移動処理のフローチャートである。 FIG. 9 is a flowchart of the point movement process in the point card system of the present invention.
 まず、端末機23のカードスロット239に、ポイントの移動元となる個別ポイントカード3又は共通ポイントカード4を挿入して入力部233を操作することにより、端末機23に個別ポイントカード3又は共通ポイントカード4を読み込ませる。このとき、リードライト部235で移動元個別ポイントカード3又は共通ポイントカード4に予め記録されている団体コードを読み込み、その中に記憶部238に予め記録されている、端末機23が属する商店街グループ20の団体コードが含まれるか否かを制御部231でチェックする(ステップS51)。含まれない場合は、その移動元個別ポイントカード3又は共通ポイントカード4はその商店街グループ20では使用できないため、表示部232でエラー表示を行い(ステップS52)、処理を終了する。含まれる場合、その商店街グループ20以外の団体コードが存在するか否かをチェックして、その移動元カードが個別ポイントカード3なのか共通ポイントカード4なのかを識別する(ステップS53)。具体的には、その商店街グループ20以外の団体コードが存在しない場合、そのカードは個別ポイントカード3であり、その商店街グループ20以外の団体コードが存在する場合、そのカードは共通ポイントカード4であると識別する。 First, the individual point card 3 or the common point card 4 as the point movement source is inserted into the card slot 239 of the terminal 23 and the input unit 233 is operated, whereby the individual point card 3 or the common point card is inserted into the terminal 23. The card 4 is read. At this time, the read / write unit 235 reads the group code recorded in advance in the movement source individual point card 3 or the common point card 4 and stores the shopping area to which the terminal 23 is recorded in the storage unit 238. The controller 231 checks whether or not the group 20 group code is included (step S51). If not included, the movement source individual point card 3 or the common point card 4 cannot be used in the shopping mall group 20, so an error is displayed on the display unit 232 (step S52), and the process is terminated. If it is included, it is checked whether or not there is a group code other than the shopping mall group 20 to identify whether the transfer source card is the individual point card 3 or the common point card 4 (step S53). Specifically, when there is no group code other than the shopping mall group 20, the card is the individual point card 3, and when there is a group code other than the shopping mall group 20, the card is the common point card 4. Is identified.
 次に、移動元ポイントカード3又は4のメモリからカード有効期限データを読み込み、時計部236が出力する現在時刻データと比較して、カードの有効期限内か否かをチェックする(ステップS54)。有効期限内ではない場合、表示部232でエラー表示を行い(ステップS52)、処理を終了する。有効期限内の場合、その移動元ポイントカード3又は4のメモリに記憶される既に獲得したポイント数や最終のポイント獲得日時等を読み込み、記憶部238に一時的に記憶する(ステップS55)。そして、移動元ポイントカード3又は4のメモリに記憶された獲得ポイント数をゼロに更新する(ステップS56)。次に、印字部234で移動元ポイントカード3又は4の表面に、ゼロに更新した獲得ポイント数等の印字を行う(ステップS57)。そして、ポイントカード3又は4をカードスロット239から排出する(ステップS58)。 Next, the card expiration date data is read from the memory of the movement source point card 3 or 4, and compared with the current time data output from the clock unit 236, it is checked whether or not the card is within the expiration date (step S54). If it is not within the expiration date, an error is displayed on the display unit 232 (step S52), and the process is terminated. If it is within the expiration date, the number of points already acquired and the last point acquisition date and time stored in the memory of the movement source point card 3 or 4 are read and temporarily stored in the storage unit 238 (step S55). Then, the number of acquired points stored in the memory of the movement source point card 3 or 4 is updated to zero (step S56). Next, the number of acquired points updated to zero is printed on the surface of the movement source point card 3 or 4 by the printing unit 234 (step S57). Then, the point card 3 or 4 is discharged from the card slot 239 (step S58).
 次に、端末機23のカードスロット239に、ポイントの移動先となる個別ポイントカード3又は共通ポイントカード4を挿入することにより(ステップS59)、端末機23に個別ポイントカード3又は共通ポイントカード4を読み込ませる。このとき、リードライト部235で移動先個別ポイントカード3又は共通ポイントカード4に予め記録されている団体コードを読み込み、その中に記憶部238に予め記録されている、端末機23が属する商店街グループ20の団体コードが含まれるか否かを制御部231でチェックする(ステップS60)。含まれない場合は、その移動先個別ポイントカード3又は共通ポイントカード4はその商店街グループ20では使用できないため、表示部232でエラー表示を行い(ステップS52)、処理を終了する。含まれる場合、その商店街グループ20以外の団体コードが存在するか否かをチェックして、その移動先カードが個別ポイントカード3なのか共通ポイントカード4なのかを識別する(ステップS61)。具体的には、その商店街グループ20以外の団体コードが存在しない場合、そのカードは個別ポイントカード3であり、その商店街グループ20以外の団体コードが存在する場合、そのカードは共通ポイントカード4であると識別する。 Next, the individual point card 3 or the common point card 4 to which the point is moved is inserted into the card slot 239 of the terminal 23 (step S59), whereby the individual point card 3 or the common point card 4 is inserted into the terminal 23. Is loaded. At this time, the read / write unit 235 reads the group code recorded in advance in the destination individual point card 3 or the common point card 4, and stores the shopping area to which the terminal 23 is recorded in advance in the storage unit 238. The control unit 231 checks whether or not the group 20 group code is included (step S60). If not included, the destination individual point card 3 or the common point card 4 cannot be used in the shopping mall group 20, so an error is displayed on the display unit 232 (step S52), and the process is terminated. If it is included, it is checked whether or not there is a group code other than the shopping mall group 20 to identify whether the destination card is the individual point card 3 or the common point card 4 (step S61). Specifically, when there is no group code other than the shopping mall group 20, the card is the individual point card 3, and when there is a group code other than the shopping mall group 20, the card is the common point card 4. Is identified.
 次に、移動先ポイントカード3又は4のメモリからカード有効期限データを読み込み、時計部236が出力する現在時刻データと比較して、カードの有効期限内か否かをチェックする(ステップS62)。有効期限内ではない場合、表示部232でエラー表示を行い(ステップS52)、処理を終了する。有効期限内の場合、移動元ポイントカード3又は4と、移動先ポイントカード3又は4のカード種が同一か否かをチェックする(ステップS63)。即ち、移動先と移動元が共に個別ポイントカード3、又は共通ポイントカード4であるか、移動先と移動元の一方が個別ポイントカード3、他方が共通ポイントカード4であるかをチェックする。 Next, the card expiration date data is read from the memory of the destination point card 3 or 4, and compared with the current time data output from the clock unit 236, it is checked whether or not it is within the card expiration date (step S62). If it is not within the expiration date, an error is displayed on the display unit 232 (step S52), and the process is terminated. If it is within the expiration date, it is checked whether or not the source point card 3 or 4 and the destination point card 3 or 4 are the same card type (step S63). That is, it is checked whether the destination and the source are both the individual point card 3 or the common point card 4, or one of the destination and the source is the individual point card 3 and the other is the common point card 4.
 移動元ポイントカード3又は4と、移動先ポイントカード3又は4のカード種が同一の場合、ステップS55で記憶した移動元ポイントカード3又は4の獲得ポイント数を、移動先ポイントカード3又は4の獲得ポイント数に加算してメモリの内容を更新する(ステップS65)。 When the movement point card 3 or 4 and the movement destination point card 3 or 4 are the same card type, the acquired point number of the movement source point card 3 or 4 stored in step S55 is set to the movement point card 3 or 4. The contents of the memory are updated by adding to the number of acquired points (step S65).
 移動元ポイントカード3又は4と、移動先ポイントカード3又は4のカード種が異なる場合、予め設定され記憶部238の領域238Aに記憶されている個別ポイントカード3のポイント付与率と、予め設定され記憶部238の領域238Bに記憶されている共通ポイントカード4のポイント付与率とに応じて、ステップS55で記憶した移動元ポイントカード3又は4の獲得ポイント数を換算する(ステップS64)。具体的には、例えば個別ポイントカード3のポイント付与率がm「100円で1ポイント」、共通ポイントカード4のポイント付与率が「1000円で5ポイント」に設定されており、移動元の個別ポイントカード3に記録された50ポイントを全て、共通ポイントカード4に移動させるとき、50ポイント×100円×(100%+消費税(5%))で、消費税を含む累進購入金額「5250円」が演算される。この後、消費税を含む累進購入金額「5250円」に対し、「5250円/(1000円×(100%+消費税(5%)))」という演算が行われて、換算ポイントである「5ポイント」が演算される。その後、この換算ポイント数を、移動先ポイントカード3又は4の獲得ポイント数に加算してメモリの内容を更新する(ステップS65)。次に、印字部234で移動先ポイントカード3又は4の表面に、更新した獲得ポイント数や最終のポイント獲得日時等の印字を行う(ステップS66)。 When the movement point card 3 or 4 and the movement destination point card 3 or 4 are different in card type, the point grant rate of the individual point card 3 set in advance and stored in the area 238A of the storage unit 238 is set in advance. In accordance with the point grant rate of the common point card 4 stored in the area 238B of the storage unit 238, the number of acquired points of the source point card 3 or 4 stored in step S55 is converted (step S64). Specifically, for example, the point grant rate for the individual point card 3 is set to m “1 point for 100 yen”, and the point grant rate for the common point card 4 is set to “5 points for 1000 yen”. When all 50 points recorded on the point card 3 are moved to the common point card 4, the progressive purchase amount including the consumption tax is “5250 yen” at 50 points × 100 yen × (100% + consumption tax (5%)). Is calculated. Thereafter, an operation of “5250 yen / (1000 yen × (100% + consumption tax (5%)))” is performed on the progressive purchase amount “5250 yen” including the consumption tax, and the conversion point “ “5 points” is calculated. Thereafter, the converted point number is added to the acquired point number of the destination point card 3 or 4 to update the contents of the memory (step S65). Next, the printing unit 234 prints the updated number of acquired points, the last acquired point date and time, etc. on the surface of the destination point card 3 or 4 (step S66).
 以上により、ポイント移動処理が完了する。 This completes the point movement process.
 なお、ここではポイント付与率のみに注目したポイントの換算例について述べたが、ポイントサービス会社60や各商店街事務局21などで任意に取り決めた換算式を用いるようにしても良い。 In addition, although the conversion example of the point which paid attention only to the point grant rate was described here, you may make it use the conversion formula arbitrarily decided by the point service company 60, each shopping street office 21, etc. FIG.
〔その他の実施形態〕
 なお、上記では予め各商店22がポイントサービス会社60からポイントを購入しその範囲内で顧客にポイントを発行する、前払いでのサービス運用を例に挙げて説明した。即ち、図10に示すように、〔1〕商店22は、ポイントサービス会社60からポイント登録カード5を購入してから、〔2〕顧客にポイントカード3又は4を発行してポイントの付与を行い、〔3〕顧客に満点ポイントカードと引き換えに特典を提供し、〔4〕さらにポイントサービス会社60に満点ポイントカードをオフラインで渡し、ポイントサービス会社60から精算を受ける。
[Other Embodiments]
In the above description, the pre-paid service operation in which each store 22 purchases points from the point service company 60 in advance and issues points to customers within the range is described as an example. That is, as shown in FIG. 10, [1] the store 22 purchases the point registration card 5 from the point service company 60, and [2] issues the point card 3 or 4 to the customer and gives points. [3] Offer a privilege to the customer in exchange for a full point card, and [4] hand off the full point card to the point service company 60 and receive payment from the point service company 60.
 本発明のポイントカードシステム1では、このような前払いの運用以外でも、例えば図11、図12に示すように、後払いのサービス運用にも有効に適用できる。図11では、〔1〕商店22は顧客にポイントカード3又は4を発行してポイントの付与を行い、〔2〕顧客に満点ポイントカードと引き換えに特典を提供し、〔3〕さらにポイントサービス会社60に満点ポイントカードをオフラインで渡し、ポイントサービス会社60から精算を受ける。また、図12では、〔1〕商店22は顧客にポイントカード3又は4を発行してポイントの付与を行い、〔2〕顧客に満点ポイントカードと引き換えに特典を提供し、〔3〕さらにポイントサービス会社60のメインサーバ装置61に、満点ポイントカードのデータを通信ネットワークを介してオンラインで送信し、ポイントサービス会社60から精算を受ける。さらに、図示しないが、図10のような前払いの運用の場合でも、ポイントサービス会社60のメインサーバ装置61に、商店22の端末機23が通信ネットワークを介して接続し、満点ポイントカードのデータをオンラインで送信してポイントサービス会社60から精算を受ける態様であっても良い。 The point card system 1 of the present invention can be effectively applied to postpaid service operation as shown in FIGS. 11 and 12, for example, in addition to such prepaid operation. In FIG. 11, [1] the store 22 issues a point card 3 or 4 to the customer and gives points, [2] offers a privilege in exchange for a full-point card to the customer, and [3] a point service company A full point card is handed off to 60, and payment is made from the point service company 60. In FIG. 12, [1] the store 22 issues a point card 3 or 4 to the customer and gives points, [2] offers the customer in exchange for a full point card, and [3] further points. Data of the full point card is transmitted online to the main server device 61 of the service company 60 via the communication network, and payment is received from the point service company 60. Further, although not shown, even in the case of prepaid operation as shown in FIG. 10, the terminal 23 of the store 22 is connected to the main server device 61 of the point service company 60 via the communication network, and the data of the perfect point card is received. A mode in which payment is made from the point service company 60 by transmitting online may be possible.
 なお、本発明のポイントカードシステム1における端末機23は、クレジットカード又はデビットカードを取り扱う手段を備え、ポイントサービスと共に代金決済サービスを取り扱うようにしても良い。 Note that the terminal 23 in the point card system 1 of the present invention may be provided with means for handling a credit card or a debit card, and may handle a price settlement service together with the point service.
 また、本発明のポイントカードシステム1では、各個別ポイントカード3として、リライト式ポイントカード12が使用可能なため、リライト式ポイントカード12が持っている機能、例えば各ポイントに付加された有効期限などを積極的に活用することができる。例えば、各商店22に来店した顧客に個別ポイントカード3としてリライト式ポイントカード12を渡され、ポイントの移動を依頼された場合に、リライト式ポイントカード12に磁気記録されている各ポイントのうち、有効期限前のポイントだけ、あるいは有効期限が切れたポイントだけを共通ポイントカード4に移動させても良い。 Further, in the point card system 1 of the present invention, since each rewritable point card 12 can be used as each individual point card 3, the functions of the rewritable point card 12 such as the expiration date added to each point, etc. Can be actively utilized. For example, when a customer who visits each store 22 is given a rewritable point card 12 as an individual point card 3 and requested to move the points, among the points magnetically recorded on the rewritable point card 12, Only points before the expiration date or only points that have expired may be transferred to the common point card 4.
 また、個別ポイントカード3としてリライト式ポイントカード12を使用した場合、発行日起算のポイント数を磁気記録させ、年度別に発行したポイント数を管理し、端末機23でポイントを利用するとき、有効期限前のポイントのうち年度の古いポイントから利用させる。この際、有効期限が切れたポイントをロスポイントとして、共通ポイントカード4に移動させ、慈善団体などに寄付させるようにしても良い。 In addition, when the rewritable point card 12 is used as the individual point card 3, the number of points calculated from the date of issue is recorded, the number of points issued by year is managed, and when using the points on the terminal 23, the expiration date Use the oldest points of the year from the previous points. At this time, a point that has expired may be transferred to the common point card 4 as a loss point and donated to a charity or the like.
 また、第1乃至第n商店街グループ20a乃至20nで共通に使用することができる共通ポイントカード4をエコポイントカードとして使用させるようにしても良い。この場合、各商店22でエコポイント指定商品を購入する毎に、端末機23を操作して、購入金額と個別ポイントカード3のポイント付与率に対応するポイント数を個別ポイントカード3に記録させると共に、エコポイント指定商品種別毎に指定されたエコポイント(現在、購入金額の約5%)を共通ポイントカード4に記録させる。これにより、各顧客側のエコポイント管理を容易にして、顧客の利便性を高めることができる。 Further, the common point card 4 that can be commonly used in the first to nth shopping district groups 20a to 20n may be used as an eco point card. In this case, each time an eco point designated product is purchased at each store 22, the terminal 23 is operated to record the purchase amount and the number of points corresponding to the point grant rate of the individual point card 3 on the individual point card 3. The eco point designated for each eco point designated product type (currently about 5% of the purchase amount) is recorded in the common point card 4. Thereby, the eco-point management of each customer side can be facilitated and the convenience of the customer can be enhanced.
 さらに、本発明のポイントカードシステムでは、記憶部238が、個別ポイントカード3に関するデータを記憶する領域238Aと、共通ポイントカード4に関するデータを記憶する領域238Bとを備えていることを利用して、顧客の紹介サービスを行うことができる。図13にその概要を示す。ここでは、A店がB店で使用可能な紹介カード13を発行する例を示す。即ちA店では、商品やサービスを購入した顧客に対して、B店で商品やサービスを購入すると特典ポイントを獲得できる紹介カード13を発行する。紹介カード13には、予めB店の属する商店街グループの団体コードと、付与するポイント数、発行日、有効期限などのデータが記録されている。この紹介カード13を受け取った顧客が、B店にて商品やサービスを購入するなど予め定められた条件を満たした場合、B点ではこの紹介カード13を端末機23で読み込み、図9に示したポイントの移動処理の要領で顧客のポイントカード3又は4にポイントを移し、特典ポイントを獲得することができる。 Furthermore, in the point card system of the present invention, utilizing the fact that the storage unit 238 includes an area 238A for storing data relating to the individual point card 3 and an area 238B for storing data relating to the common point card 4, Customer referral services can be provided. The outline is shown in FIG. Here, an example in which the A store issues an introduction card 13 usable at the B store is shown. In other words, the store A issues an introduction card 13 that can obtain privilege points when purchasing a product or service at the store B to a customer who has purchased the product or service. The introduction card 13 records in advance the organization code of the shopping district group to which the store B belongs, and data such as the number of points to be given, the date of issue, and the expiration date. When the customer who has received this introduction card 13 satisfies a predetermined condition such as purchasing goods or services at a store B, the customer reads the introduction card 13 at the terminal B at point B, as shown in FIG. Points can be transferred to the customer's point card 3 or 4 in the manner of point movement processing, and privilege points can be obtained.
 このように、本発明のポイントカードシステムによれば、システム全体の変更を図ることなく簡易な構成で、旧来のポイントサービスを広域ポイントサービスに移行させることを可能にする。特に、ポイントカードに記録されたデータを元に主に端末機で管理させるために、上位システムの変更を強いることなく、初期投資コスト及びランニングコストを低減すると共に、システムの通信負荷を低く抑えることが可能となる。 As described above, according to the point card system of the present invention, it is possible to transfer an old point service to a wide area point service with a simple configuration without changing the entire system. In particular, in order to be managed mainly by the terminal based on the data recorded on the point card, the initial investment cost and running cost are reduced and the communication load of the system is kept low without forcing the change of the host system. Is possible.
 以上、本発明の実施形態について説明したが、本発明は上記実施形態に限定されるものではなく、本発明の趣旨に基づき種々の変形が可能であり、これらを本発明の範囲から排除するものではない。 As mentioned above, although embodiment of this invention was described, this invention is not limited to the said embodiment, Based on the meaning of this invention, various deformation | transformation are possible, These are excluded from the scope of the present invention. is not.
 本発明は、商店街やショッピングセンター等、複数の小売店舗が集まった商業施設(以下、単に「商店街」という)で使用されるポイントカードシステムに係り、特に、一つの商店街専用のポイントサービスだけでなく、複数の商店街で共通して使用できる広域ポイントサービスを行うことを可能にするポイントカードシステムに関し、産業上の利用可能性を有する。 The present invention relates to a point card system used in a commercial facility (hereinafter simply referred to as a “shopping street”) where a plurality of retail stores gather, such as a shopping street and a shopping center, and in particular, a point service dedicated to one shopping street. In addition, the present invention has industrial applicability with respect to a point card system that enables a wide area point service that can be commonly used in a plurality of shopping streets.
1:ポイントカードシステム
11:サーマル式ポイントカード
12:リライト式ポイントカード
13:紹介カード
3:個別ポイントカード
4:共通ポイントカード
5:ポイント登録カード
20a乃至20n:第1乃至第N商店街グループ
21:商店街事務局
22:商店
23:端末機
231:制御部
232:表示部
233:入力部
234:印字部
235:リードライト部
236:時計部
237:送受信部
238:記憶部
239:カードスロット
24:キャッシュレジスタ
60:ポイントサービス会社
61:メインサーバ装置
62:操作端末装置
63:カード発行機
1: Point card system 11: Thermal type point card 12: Rewrite type point card 13: Introduction card 3: Individual point card 4: Common point card 5: Point registration cards 20a to 20n: First to Nth shopping district groups 21: Shopping street office 22: Shop 23: Terminal 231: Control unit 232: Display unit 233: Input unit 234: Printing unit 235: Read / write unit 236: Clock unit 237: Transmission / reception unit 238: Storage unit 239: Card slot 24: Cash register 60: Point service company 61: Main server device 62: Operation terminal device 63: Card issuing machine

Claims (8)

  1.  第1乃至第N商店街グループにおける一の商店街グループに属する店舗が商品又はサービスを購入した顧客に対して発行したポイントを、当該一の商店街グループに属する他の店舗と他の商店街グループの属する店舗において使用することを可能にするポイントカードシステムであって、
     前記第1乃至第N商店街グループに属する各店舗が備えるポイントカード発行装置は、
     当該第1乃至第N商店街グループで共通に使用可能な第1仕様のポイントカードを発行するカード発行手段と、
     前記一の商店街グループのみで使用可能な第2仕様のポイントカードを発行するカード発行手段と、
     前記第1仕様のポイントカード及び第2仕様のポイントカードのメモリに記録されたデータの読み込みが可能であると共に、前記第1仕様のポイントカードには当該第1仕様のポイントカード用のデータを、前記第2仕様のポイントカードには当該第2仕様のポイントカード用のデータを書き込み可能なカード読取/書込手段と、を備え、
     前記カード読取/書込手段は、前記第1仕様又は第2仕様のポイントカードのメモリに格納されているポイントデータを読み取って、前記第1仕様又は第2仕様のポイントカードのメモリに当該ポイントデータの換算ポイントを移動可能とすることを特徴とするポイントカードシステム。
    Points issued by a store belonging to one shopping district group in the first to Nth shopping district groups to a customer who has purchased goods or services, other stores belonging to the one shopping district group, and other shopping district groups A point card system that can be used at a store to which
    The point card issuing device provided in each store belonging to the first to Nth shopping mall groups,
    A card issuing means for issuing a point card of the first specification that can be commonly used in the first to Nth shopping district groups;
    Card issuing means for issuing a point card of the second specification that can be used only in the one shopping district group;
    The data recorded in the memory of the point card of the first specification and the point card of the second specification can be read, and the data for the point card of the first specification is stored in the point card of the first specification. The second specification point card comprises card reading / writing means capable of writing data for the second specification point card,
    The card reading / writing unit reads the point data stored in the memory of the point card of the first specification or the second specification, and stores the point data in the memory of the point card of the first specification or the second specification. A point card system characterized in that the conversion points can be moved.
  2.  前記ポイントカード発行装置は、前記第1乃至第N商店街グループに属する各店舗が商品又はサービスを購入した顧客に対して売上額に対して前記第1乃至第N商店街グループで共通のポイントを付与する第1仕様のポイントカード用のポイント付与率と、前記一の商店街グループに属する各店舗が商品又はサービスを購入した顧客に対して売上額に対してポイントを付与する第2仕様のポイントカード用のポイント付与率を記憶する記憶手段を備え、
     前記第1仕様のポイントカード及び前記第2仕様のポイントカード間のポイントデータの移動は、前記第1仕様のポイントカード用のポイント付与率と第2仕様のポイントカード用のポイント付与率を用いて前記換算ポイントを得る、ことを特徴とする請求項1に記載のポイントカードシステム。
    In the point card issuing device, each store belonging to the first to Nth shopping district groups gives a point common to the first to Nth shopping district groups with respect to the sales amount for a customer who has purchased goods or services. Points for the first specification point card to be given, and points for the second specification for giving points to the sales amount to customers who have purchased goods or services from each store belonging to the one shopping mall group A storage means for storing a point grant rate for the card;
    Movement of point data between the point card of the first specification and the point card of the second specification is performed using the point grant rate for the point card of the first specification and the point grant rate for the point card of the second specification. The point card system according to claim 1, wherein the conversion points are obtained.
  3.  前記一の商店街グループに属する各店舗のポイントカード発行装置は、前記第2仕様のポイントカードのメモリに格納されているポイントデータを前記第1仕様のポイントカードのメモリに移動する際に、前記第2仕様のポイントカードのメモリに格納されているポイントデータの累積ポイントを、前記第1仕様のポイントカード用のポイント付与率と第2仕様のポイントカード用のポイント付与率との比と積算演算することのより前記換算データを得る、ことを特徴とする請求項2に記載のポイントカードシステム。 The point card issuing device of each store belonging to the one shopping street group moves the point data stored in the memory of the second specification point card to the memory of the first specification point card. The accumulated point data stored in the memory of the second specification point card is calculated by calculating the ratio between the point specification rate for the first specification point card and the point specification rate for the second specification point card and the integration calculation. The point card system according to claim 2, wherein the conversion data is obtained by performing.
  4.  前記一の商店街グループに属する各店舗のポイントカード発行装置のカード発行手段は、当該一の商店街グループの他の特定の店舗で使用可能な顧客紹介ポイントカードを発行し、
     当該顧客紹介ポイントカードには、少なくとも、発行日、前記特定の店舗の店舗ID、付与ポイント数、有効期限のデータが記載されていることを特徴とする請求項1に記載のポイントカードシステム。
    The card issuing means of the point card issuing device of each store belonging to the one shopping street group issues a customer introduction point card that can be used in another specific store of the one shopping street group,
    The point card system according to claim 1, wherein the customer introduction point card includes at least an issue date, a store ID of the specific store, the number of granted points, and an expiration date.
  5.  前記特定の店舗のポイント発行装置のカード読取/書込手段は、前記顧客紹介カードに自己の店舗IDが記載されている場合は、前記有効期限内に限って前記付与ポイントを前記第1仕様のポイントカード又は第2仕様のポイントカードに付与することを特徴とする請求項4に記載のポイントカードシステム。 The card reading / writing means of the point issuing device of the specific store, if the store introduction ID is described in the customer introduction card, the granted point of the first specification is limited to the expiration date. The point card system according to claim 4, wherein the point card system is given to a point card or a point card of the second specification.
  6.  前記第1仕様のポイントカードと前記第2仕様のポイントカードは、磁気カード又はICカードであって、前記累積ポイントがカード表面において視覚的に表示される書き換え可能なリライトカードである請求項1に記載のポイントカードシステム。 The point card of the first specification and the point card of the second specification are magnetic cards or IC cards, and are rewritable rewrite cards in which the accumulated points are visually displayed on the card surface. The point card system described.
  7.  第1乃至第N商店街グループに属する各店舗の前記ポイントカード発行装置は、通信ネットワークを介して中央のポイント管理サーバに接続されており、
     各店舗が商品又はサービスを購入した顧客に対して発行した前記ポイントは、前記ポイント管理サーバから供給されたポイントの範囲で発行されることを特徴とする請求項3又は4に記載のポイントカードシステム。
    The point card issuing device of each store belonging to the first to Nth shopping mall groups is connected to a central point management server via a communication network,
    The point card system according to claim 3 or 4, wherein the points issued by each store to customers who have purchased goods or services are issued within a range of points supplied from the point management server. .
  8.  前記ポイントカード発行装置は、クレジットカード又はデビットカードを取り扱う手段を備える請求項7に記載のポイントカードシステム。 The point card system according to claim 7, wherein the point card issuing device includes means for handling a credit card or a debit card.
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