WO2010127514A1 - 一种能够承载移动通信智能卡的增值业务智能卡 - Google Patents

一种能够承载移动通信智能卡的增值业务智能卡 Download PDF

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Publication number
WO2010127514A1
WO2010127514A1 PCT/CN2009/072284 CN2009072284W WO2010127514A1 WO 2010127514 A1 WO2010127514 A1 WO 2010127514A1 CN 2009072284 W CN2009072284 W CN 2009072284W WO 2010127514 A1 WO2010127514 A1 WO 2010127514A1
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Prior art keywords
smart card
value
added service
nfc
card
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PCT/CN2009/072284
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English (en)
French (fr)
Inventor
候万春
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Hou Wanchun
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Publication of WO2010127514A1 publication Critical patent/WO2010127514A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices

Definitions

  • Value-added service smart card capable of carrying mobile communication smart card
  • the present invention relates to the field of mobile communication technologies, and more particularly to a value-added service smart card capable of carrying a mobile communication smart card.
  • the English abbreviation of the mobile communication smart card is UICC, which is a smart card that meets the IS07816 specification formulated by the ISO standardization organization. Background technique
  • the 3GPP organization has released the ETSI TS 102 613 Release 7 standard and the ETSI TS 102 622 Release 7 standard, which is referred to as the Mobile NFC standard.
  • the logical features of the mobile phone terminal supporting NFC payment and the logical features of the UICC supporting NFC payment, and the mobile phone terminal currently in use hardly satisfies the Mobile NFC standard, and a large number of active devices installed on the mobile phone terminal are in use.
  • the Mobile NFC standard For the lower version of the UICC card, there is no feature specified by the Mobile NFC standard. Summary of the invention
  • the object of the present invention is to provide a value-added service smart card capable of carrying a mobile communication smart card, by pasting a value-added service smart card to an existing UICC of a user mobile phone terminal, or integrating a user mobile phone terminal in a value-added service smart card.
  • the value-added service smart card provides the logical features that the original UICC does not have, so that the merged UICC in the mobile phone terminal can add new logical features, including meeting the ETSI TS 102 221 V8.1 standard, meeting the Mobile NFC standard, and satisfying New standards for special applications, etc.
  • the technical solution of the present invention is as follows:
  • a value-added service smart card capable of carrying a mobile communication smart card, wherein the value-added service smart card has a physical interface connected to the UICC of the mobile phone terminal on one side and a physical interface physically connected to the UICC on the other side; After the value-added service smart card starts its application, the UICC is started; for the mobile phone terminal An instruction sent to the UICC, if the UICC does not support, the value-added service smart card is processed according to a set protocol, if the UICC supports, and the instruction does not involve resources shared with the value-added service smart card, The instruction is forwarded to the UICC, and if the UICC supports the resource, and the instruction relates to the resource shared by the value-added service smart card, the value-added service smart card removes the resource information occupied by the value-added service smart card included in the instruction, and then After the encapsulation, sending the instruction to the UICC; for the message sent by the UICC to the mobile phone terminal, if the message relates to a resource
  • the shared resource includes a list of application services.
  • the value-added service smart card has an encryption key built in, and is loaded by the value-added service smart card operation management department at the factory.
  • the value-added service smart card integrates an NFC antenna, an NFC antenna controller, and an NFC data router; the NFC antenna and the NFC antenna controller are connected by an electronic circuit, and the FC antenna controller and the NFC data router are connected by an electronic circuit, and the NFC data router is based on a digital handshake signal transmitted by the NFC antenna controller, selecting an application on the value-added service smart card, and establishing a logical connection between the selected application and an external NFC card reader, and the selected application and the external NFC
  • the card reader completes the communication process according to the communication protocol, and is used to implement the mobile phone contactless application service, including the mobile phone contactless payment service.
  • the application program on the value-added service smart card includes a service program installed at the factory, a service program dynamically downloaded through the 0TA or Over the Air mode, and a service program downloaded from the service provider via the mobile communication network through the mobile phone terminal.
  • the NFC data router is set and managed by an application on a value-added service smart card.
  • the value-added service smart card integrates an NFC antenna, an NFC antenna controller, an NFC data router, and a plurality of
  • NFC data router is connected to multiple IC chips, NFC antenna and NFC antenna controller are connected by electronic circuit, NFC antenna controller is connected with NFC data router through electronic circuit, and NFC data router transmits data according to NFC antenna controller a handshake signal, selecting an IC card chip, establishing a logical connection between the selected IC card chip and an external NFC card reader, and completing a communication process between the selected IC card chip and an external NFC card reader according to a communication protocol, Implementing a mobile phone contactless application service, including a mobile phone contactless payment service; the application on the value-added service smart card manages a specified IC card chip through an NFC data router, including assigning an identification code, replacing a key, and closing a designated IC card chip Service or open the service of the specified IC card chip.
  • the plurality of IC card chips refers to an IC card chipset that supports different communication protocols.
  • the value-added service smart card integrates an NFC antenna, an NFC antenna controller, an NFC data router, and a plurality of IC card chips; the NFC data router connects the plurality of IC chips, and the NFC antenna and the NFC antenna controller are connected by an electronic circuit.
  • the NFC antenna controller is connected to the NFC data router through an electronic circuit, and the NFC data router selects an IC card chip or an application on the value-added service smart card according to the digital handshake signal transmitted by the NFC antenna controller to establish the selected IC.
  • the value-added service smart card user can activate and deactivate the IC card chip or IC card emulation application on the NFC data router using an application on the value-added service smart card.
  • the effect of the present invention is: providing a value-added service smart card capable of carrying a mobile communication smart card, thereby improving the logic characteristics of the UICC in the mobile phone terminal, upgrading the UICC in the mobile phone terminal to the merged UICC, and adding new logical features on the original UICC, That is, the value-added service smart card realizes the logical characteristics that the original UICC does not have, including the ETSI TS 102 221 V8.1 standard, the Mobile N FC standard, and the new standard for special applications.
  • FIG. 1 is a schematic diagram of a connection interface of a value-added service smart card carrying a mobile communication smart card according to the present invention.
  • the reference numerals are listed below:
  • 100-value-added service smart card mobile phone interface 101-telephone interface part; 102-smart card interface part; 103- mobile phone terminal; 104-instruction box: according to 3GPP standard 221 V8.1 .0 (2009-04)
  • the specified interface characteristics are physically connected; the UICC interface of the 200-value-added service smart card; the 201-UICC interface part; the 202-interface part; 203-UICC; 204-indicator: according to the 3GPP standard 221 V8.1 .0 (2009) -04) Physical connection of the specified interface characteristics; 300-Indicator: The front and back of the value-added service smart card.
  • FIG. 1 is a schematic diagram of a connection interface for providing a value-added service smart card capable of carrying a mobile communication smart card.
  • the value-added service smart card capable of carrying the mobile communication smart card includes the front and back sides of the value-added service smart card indicated by 300, one side of which is the UICC interface face 200 of the value-added service smart card with the UICC interface part 201, and the other side is Mobile phone interface face 200 of a value added service smart card with telephone interface portion 101.
  • the UICC interface portion 201 and the interface portion 202 of the UICC 203 are physically connected according to the interface characteristics specified in the 3GPP standard 221 V8.1 .0 (2009-04) according to the instructions of 204.
  • the telephone interface portion 101 and the smart card interface portion 102 of the mobile telephone terminal 103 are described in accordance with the instructions of 104, in accordance with the 3GPP standard 221 V8.1 .0 (2009-04)
  • the specified interface characteristics are physically connected.
  • a value-added service smart card capable of carrying a mobile communication smart card, and a physical interface connected to the UICC of the mobile phone terminal, and a physical interface connected to the UICC on the front side; after power-on, after the value-added service smart card starts its application, the UICC is started.
  • the value-added service smart card For an instruction sent by the mobile phone terminal to the UICC, if the UICC does not support, the value-added service smart card is processed according to a set protocol, if the UICC supports, and the instruction does not involve resources shared with the value-added service smart card; Transmitting the instruction to the UICC, if the UICC supports, and the instruction relates to the resource shared by the value-added service smart card, the value-added service smart card removes the occupied by the value-added service smart card included in the instruction Resource information, after re-encapsulation, sending the instruction to the UICC; for the message sent by the UICC to the mobile phone terminal, if the message relates to a resource shared with the value-added service smart card, the value-added service smart card expansion office After the message, send the message to the mobile phone Ends, otherwise, forwarding the message to the mobile telephone terminal.
  • the shared resource includes an application service table.
  • the value-added service smart card has an encryption key built in, and is loaded by the value-added service smart card operation management department at the factory.
  • the UICC refers to a SIM card, or a USIM card.
  • the value-added service smart card integrates an NFC antenna, an NFC antenna controller, and an NFC data router.
  • the NFC antenna and the NFC antenna controller are connected by an electronic circuit
  • the FC antenna controller and the NFC data router are connected by an electronic circuit
  • the NFC data router is based on a digital handshake signal transmitted by the NFC antenna controller, selecting an application on the value-added service smart card, and establishing a logical connection between the selected application and an external NFC card reader, and the selected application and the external NFC
  • the card reader completes the communication process according to the communication protocol, and is used to implement the mobile phone contactless application service, including the mobile phone contactless payment service.
  • the application program on the value-added service smart card includes a service program installed at the factory, a service program dynamically downloaded through the 0TA or Over the Air mode, and a service program downloaded from the service provider via the mobile communication network through the mobile phone terminal.
  • the NFC data router is set and managed by an application on a value-added service smart card.
  • the value-added service smart card integrates an NFC antenna, an NFC antenna controller, an NFC data router, and a plurality of IC card chips.
  • the NFC data router is connected to a plurality of IC chips, and the NFC antenna and the NFC antenna controller are connected by an electronic circuit, and the NFC antenna is connected.
  • the controller and the NFC data router are connected by an electronic circuit, and the NFC data router selects the IC card chip according to the digital handshake signal transmitted by the NFC antenna controller, and establishes a logical connection between the selected IC card chip and the external NFC card reader.
  • the communication process is completed according to the communication protocol between the selected IC card chip and the external NFC card reader.
  • the utility model is used for implementing a mobile phone contactless application service, including a mobile phone contactless payment service; the application on the value-added service smart card manages a specified IC card chip through an NFC data router, including assigning an identification code, replacing a key, and closing a designated IC card.
  • the service of the chip or the service of the specified IC card chip is used for implementing a mobile phone contactless application service, including a mobile phone contactless payment service;
  • the plurality of IC card chips refers to an IC card chipset that supports different communication protocols.
  • the value-added service smart card integrates an NFC antenna, an NFC antenna controller, an NFC data router, and a plurality of IC card chips.
  • the NFC data router is connected to a plurality of IC chips, and the NFC antenna and the NFC antenna controller are connected by an electronic circuit, and the NFC antenna is connected.
  • the controller and the NFC data router are connected by an electronic circuit, and the NFC data router selects an IC card chip or an application on the value-added service smart card according to the digital handshake signal transmitted by the NFC antenna controller, and establishes the selected IC card chip or the selection.
  • the logical connection between the output application and the external NFC card reader, and the communication process is completed according to the communication protocol between the selected IC card chip or the selected application and the external NFC card reader, and is used to realize the non-contact of the mobile phone.
  • Application services including mobile contactless payment services.
  • the value-added service smart card user can activate and deactivate the IC card chip or IC card emulation application on the NFC data router using an application on the value-added service smart card. It should be noted that by integrating various sensors on value-added service smart cards and adding professional application service programs on value-added service smart cards, it is possible to provide mobile phone users with various sensor-based services such as temperature, blood pressure, pulse, humidity, etc. .
  • sensor-based services such as temperature, blood pressure, pulse, humidity, etc.

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Description

一种能够承载移动通信智能卡的增值业务智能卡 技术领域
本发明涉及移动通信技术领域， 特别是一种能够承载移动通信智能卡的增值业务智能 卡。 所述移动通信智能卡的英文缩写是 UICC, 是满足 ISO标准化组织制定的 IS07816规范 的智能卡。 背景技术
在目前的移动通信领域， 3GPP组织在 2009年 4月发布了 ETSI TS 102 221 V8. 1标准， 规范了 UICC支持的逻辑特征， 并且随着移动通信业务的发展， UICC的逻辑特征会进一步 扩充， 而目前安装在移动电话终端上的大量在用的低版本 UICC卡， 缺少 3GPP的最新版本 或将来版本的部分逻辑特征。
在目前的 NFC (Near Field Communications , 移动近距离无线通信领域） 支付领域， 3GPP组织发布了 ETSI TS 102 613 Release 7标准和 ETSI TS 102 622 Release 7标准， 本文将其简称为 Mobile NFC标准，规范了支持 NFC支付的移动电话终端的逻辑特征和支 持 NFC支付的 UICC的逻辑特征， 而目前在用的移动电话终端几乎都不满足所述 Mobile NFC标准， 并且安装在移动电话终端上的大量在用的低版本 UICC卡， 则没有所述 Mobile NFC标准规定的特征。 发明内容
有鉴于此， 本发明的目的在于提供能够承载移动通信智能卡的增值业务智能卡， 通过 把增值业务智能卡粘贴到用户移动电话终端的现有 UICC上， 或在增值业务智能卡中集成用 户移动电话终端的现有 UICC, 由增值业务智能卡提供原 UICC没有的逻辑特征，就能够使所 述移动电话终端中的融合 UICC增加新的逻辑特征， 包括满足 ETSI TS 102 221 V8. 1标准、 满足 Mobile NFC标准、 满足特殊应用的新标准等。 本发明的技术方案如下：
一种能够承载移动通信智能卡的增值业务智能卡， 其特征在于， 所述增值业务智能卡 一面具有物理连接到移动电话终端的 UICC物理接口，另一面具有物理连接到 UICC的物理 接口； 加电后， 所述增值业务智能卡启动其应用程序后， 启动 UICC; 对于移动电话终端发 送到 UICC的指令， 如果 UICC不支持， 则所述增值业务智能卡按照设定的协议进行处理， 如果 UICC支持， 并且所述指令不涉及到与所述增值业务智能卡共享的资源， 则把所述指 令转发到 UICC,如果 UICC支持，并且所述指令涉及到与所述增值业务智能卡共享的资源， 则所述增值业务智能卡去掉所述指令中包含的由所述增值业务智能卡占用的资源信息， 再 封装后， 把所述指令发送到 UICC; 对于 UICC发送到移动电话终端的消息， 如果所述消息 涉及到与所述增值业务智能卡共享的资源， 则所述增值业务智能卡扩充所述消息后， 把所 述消息发送到移动电话终端， 否则， 把所述消息转发给移动电话终端。
所述共享的资源包括应用程序服务列表。
所述增值业务智能卡内置加密密钥， 由增值业务智能卡运营管理部门在出厂时加载。 所述增值业务智能卡上集成了 NFC天线， NFC天线控制器， 以及 NFC数据路由器； NFC 天线与 NFC天线控制器通过电子线路连接， FC天线控制器与 NFC数据路由器通过电子线路 连接， NFC数据路由器根据 NFC天线控制器传送来的数字握手信号，选择所述增值业务智能 卡上的应用程序， 并建立选择出的应用程序与外部 NFC读卡器的逻辑连接， 由所述选择出 的应用程序与外部 NFC读卡器之间按照通信协议完成通信过程， 用于实现手机非接触应用 业务， 包括手机非接触支付业务。
所述增值业务智能卡上的应用程序包括出厂时安装的服务程序， 通过 0TA即 Over the Air方式动态下载的服务程序，通过移动电话终端经移动通信网络从服务提供商下载的服务 程序。
所述 NFC数据路由器由增值业务智能卡上的应用程序进行设置与管理。
所述增值业务智能卡上集成了 NFC天线， NFC天线控制器， NFC数据路由器， 以及多个
IC卡芯片； NFC数据路由器连接多个 IC芯片， NFC天线与 NFC天线控制器通过电子线路连 接， NFC天线控制器与 NFC数据路由器通过电子线路连接， NFC数据路由器根据 NFC天线控 制器传送来的数字握手信号， 选择 IC卡芯片， 建立选择出的 IC卡芯片与外部 NFC读卡器 的逻辑连接，由所述选择出的 IC卡芯片与外部 NFC读卡器之间按照通信协议完成通信过程， 用于实现手机非接触应用业务， 包括手机非接触支付业务； 所述增值业务智能卡上的应用 程序通过 NFC数据路由器管理指定的 IC卡芯片， 包括分配识别码， 更换密钥， 以及关闭指 定 IC卡芯片的服务或打开指定 IC卡芯片的服务。
所述多个 IC卡芯片是指由支持不同通信协议的 IC卡芯片组构成。
所述增值业务智能卡上集成了 NFC天线， NFC天线控制器， NFC数据路由器， 以及多个 IC卡芯片； NFC数据路由器连接多个 IC芯片， NFC天线与 NFC天线控制器通过电子线路连 接， NFC天线控制器与 NFC数据路由器通过电子线路连接， NFC数据路由器根据 NFC天线控 制器传送来的数字握手信号， 选择 IC卡芯片或所述增值业务智能卡上的应用程序， 建立选 择出的 IC卡芯片或选择出的应用程序与外部 NFC读卡器的逻辑连接， 由所述选择出的 IC 卡芯片或选择出的应用程序与外部 NFC读卡器之间按照通信协议完成通信过程， 用于实现 手机非接触应用业务， 包括手机非接触支付业务。
所述增值业务智能卡用户能够使用增值业务智能卡上的应用程序在 NFC数据路由器上 激活与关闭 IC卡芯片或 IC卡模拟应用程序。 本发明的效果是： 提供能够承载移动通信智能卡的增值业务智能卡， 以提升移动电话 终端中的 UICC的逻辑特性，使移动电话终端中的 UICC升级为融合 UICC,在原 UICC上增加 新的逻辑特征， 即增值业务智能卡实现原 UICC没有的逻辑特性， 包括满足 ETSI TS 102 221 V8. 1标准、 满足 Mobile N FC标准、 满足特殊应用的新标准等。 附图说明
图 1是本发明提供承载移动通信智能卡的增值业务智能卡的连接接口逻辑示意图。 附图标记列示如下：
100-增值业务智能卡的移动电话接口面； 101-电话接口部分； 102-智能卡接口部分； 103- 移动电话终端； 104-指示框： 按照 3GPP的标准 221 V8.1 .0 (2009-04)所规定的接口特性进 行物理连接； 200-增值业务智能卡的 UICC接口面； 201- UICC接口部分； 202-接口部分； 203- UICC; 204-指示框： 按照 3GPP的标准 221 V8.1 .0 (2009-04)所规定的接口特性进行 物理连接； 300-指示框： 增值业务智能卡的正面和反面。 具体实施方式
参阅图 1， 图 1是提供能够承载移动通信智能卡的增值业务智能卡的连接接口逻辑示意 图。 如图 1所示， 能够承载移动通信智能卡的增值业务智能卡包括 300指示说明的增值业 务智能卡的正面和反面，其中一面是带有 UICC接口部分 201的增值业务智能卡的 UICC接 口面 200，另一面是带有电话接口部分 101的增值业务智能卡的移动电话接口面 200。 UICC 接口部分 201与 UICC203的接口部分 202， 根据 204的指示说明， 按照 3GPP的标准 221 V8.1 .0 (2009-04)所规定的接口特性进行物理连接。 电话接口部分 101与移动电话终端 103 的智能卡接口部分 102， 根据 104的指示说明， 按照 3GPP的标准 221 V8.1 .0 (2009-04) 所规定的接口特性进行物理连接。 一种能够承载移动通信智能卡的增值业务智能卡， 反面物理连接到移动电话终端的 UICC物理接口， 正面物理连接到 UICC的物理接口； 加电后， 所述增值业务智能卡启动其 应用程序后， 启动 UICC; 对于移动电话终端发送到 UICC的指令， 如果 UICC不支持， 则 所述增值业务智能卡按照设定的协议进行处理， 如果 UICC支持， 并且所述指令不涉及到 与所述增值业务智能卡共享的资源， 则把所述指令转发到 UICC, 如果 UICC支持， 并且所 述指令涉及到与所述增值业务智能卡共享的资源， 则所述增值业务智能卡去掉所述指令中 包含的由所述增值业务智能卡占用的资源信息， 再封装后， 把所述指令发送到 UICC; 对于 UICC发送到移动电话终端的消息， 如果所述消息涉及到与所述增值业务智能卡共享的资 源， 则所述增值业务智能卡扩充所述消息后， 把所述消息发送到移动电话终端， 否则， 把 所述消息转发给移动电话终端。
所述共享的资源包括应用程序服务表。
所述增值业务智能卡内置加密密钥， 由增值业务智能卡运营管理部门在出厂时加载。 所述 UICC是指 SIM卡， 或 USIM卡。
所述增值业务智能卡上集成了 NFC天线， NFC天线控制器， 以及 NFC数据路由器， NFC 天线与 NFC天线控制器通过电子线路连接， FC天线控制器与 NFC数据路由器通过电子线路 连接， NFC数据路由器根据 NFC天线控制器传送来的数字握手信号，选择所述增值业务智能 卡上的应用程序， 并建立选择出的应用程序与外部 NFC读卡器的逻辑连接， 由所述选择出 的应用程序与外部 NFC读卡器之间按照通信协议完成通信过程， 用于实现手机非接触应用 业务， 包括手机非接触支付业务。
所述增值业务智能卡上的应用程序包括出厂时安装的服务程序， 通过 0TA即 Over the Air方式动态下载的服务程序， 通过移动电话终端经移动通信网络从服务提供商下载的服 务程序。
所述 NFC数据路由器由增值业务智能卡上的应用程序进行设置与管理。
所述增值业务智能卡上集成了 NFC天线， NFC天线控制器， NFC数据路由器， 以及多个 IC卡芯片， NFC数据路由器连接多个 IC芯片， NFC天线与 NFC天线控制器通过电子线路连 接， NFC天线控制器与 NFC数据路由器通过电子线路连接， NFC数据路由器根据 NFC天线控 制器传送来的数字握手信号， 选择 IC卡芯片， 建立选择出的 IC卡芯片与外部 NFC读卡器 的逻辑连接，由所述选择出的 IC卡芯片与外部 NFC读卡器之间按照通信协议完成通信过程， 用于实现手机非接触应用业务， 包括手机非接触支付业务； 所述增值业务智能卡上的应用 程序通过 NFC数据路由器管理指定的 IC卡芯片， 包括分配识别码， 更换密钥， 以及关闭指 定 IC卡芯片的服务或打开指定 IC卡芯片的服务。
所述多个 IC卡芯片是指由支持不同通信协议的 IC卡芯片组构成。
所述增值业务智能卡上集成了 NFC天线， NFC天线控制器， NFC数据路由器， 以及多个 IC卡芯片， NFC数据路由器连接多个 IC芯片， NFC天线与 NFC天线控制器通过电子线路连 接， NFC天线控制器与 NFC数据路由器通过电子线路连接， NFC数据路由器根据 NFC天线控 制器传送来的数字握手信号， 选择 IC卡芯片或所述增值业务智能卡上的应用程序， 建立选 择出的 IC卡芯片或选择出的应用程序与外部 NFC读卡器的逻辑连接， 由所述选择出的 IC 卡芯片或选择出的应用程序与外部 NFC读卡器之间按照通信协议完成通信过程， 用于实现 手机非接触应用业务， 包括手机非接触支付业务。
所述增值业务智能卡用户能够使用增值业务智能卡上的应用程序在 NFC数据路由器上 激活与关闭 IC卡芯片或 IC卡模拟应用程序。 应当指出的是， 通过在增值业务智能卡上集成各种传感器， 以及在增值业务智能卡上 增加专业应用服务程序就能够向移动电话用户提供基于各种传感器的服务， 例如温度、 血 压、 脉搏、 湿度等。 以上所述的实施例子仅是本发明的优选实施方式， 应当指出， 对于本技术领域的普通 技术人员来说， 在不脱离本发明原理的前提下， 还可以作出若干改进、 组合和润饰， 这些 改进、 组合和润饰也应视为本发明的保护范围。

Claims

权利 要 求书
1.一种能够承载移动通信智能卡的增值业务智能卡，其特征在于，所述增值业务智能卡 一面具有物理连接到移动电话终端的 UICC物理接口，另一面具有物理连接到 UICC的物理 接口； 加电后， 所述增值业务智能卡启动其应用程序后， 启动 UICC; 对于移动电话终端发 送到 UICC的指令， 如果 UICC不支持， 则所述增值业务智能卡按照设定的协议进行处理， 如果 UICC支持， 并且所述指令不涉及到与所述增值业务智能卡共享的资源， 则把所述指 令转发到 UICC，如果 UICC支持，并且所述指令涉及到与所述增值业务智能卡共享的资源， 则所述增值业务智能卡去掉所述指令中包含的由所述增值业务智能卡占用的资源信息， 再 封装后， 把所述指令发送到 UICC; 对于 UICC发送到移动电话终端的消息， 如果所述消息 涉及到与所述增值业务智能卡共享的资源， 则所述增值业务智能卡扩充所述消息后， 把所 述消息发送到移动电话终端， 否则， 把所述消息转发给移动电话终端。
2.根据权利要求 1所述的能够承载移动通信智能卡的增值业务智能卡，其特征在于，所 述共享的资源包括应用程序服务列表。
3.根据权利要求 1所述的能够承载移动通信智能卡的增值业务智能卡，其特征在于，所 述增值业务智能卡内置加密密钥， 由增值业务智能卡运营管理部门在出厂时加载。
4.根据权利要求 1所述的能够承载移动通信智能卡的增值业务智能卡，其特征在于，所 述增值业务智能卡上集成了 NFC天线， NFC天线控制器， 以及 NFC数据路由器； NFC天线与 NFC天线控制器通过电子线路连接， NFC天线控制器与 NFC数据路由器通过电子线路连接， NFC数据路由器根据 NFC天线控制器传送来的数字握手信号，选择所述增值业务智能卡上的 应用程序， 并建立选择出的应用程序与外部 NFC读卡器的逻辑连接， 由所述选择出的应用 程序与外部 NFC读卡器之间按照通信协议完成通信过程， 用于实现手机非接触应用业务， 包括手机非接触支付业务。
5.根据权利要求 1所述的能够承载移动通信智能卡的增值业务智能卡，其特征在于，所 述增值业务智能卡上的应用程序包括出厂时安装的服务程序， 通过 0TA即 Over the Air方 式动态下载的服务程序以及通过移动电话终端经移动通信网络从服务提供商下载的服务程 序。
6.根据权利要求 4所述的能够承载移动通信智能卡的增值业务智能卡，其特征在于，所 述 NFC数据路由器由增值业务智能卡上的应用程序进行设置与管理。
7.根据权利要求 1所述的能够承载移动通信智能卡的增值业务智能卡，其特征在于，所 述增值业务智能卡上集成了 NFC天线， NFC天线控制器， NFC数据路由器， 以及多个 IC卡 芯片； NFC数据路由器连接多个 IC芯片， NFC天线与 NFC天线控制器通过电子线路连接， NFC天线控制器与 NFC数据路由器通过电子线路连接， NFC数据路由器根据 NFC天线控制器 传送来的数字握手信号， 选择 IC卡芯片， 建立选择出的 IC卡芯片与外部 NFC读卡器的逻 辑连接， 由所述选择出的 IC卡芯片与外部 NFC读卡器之间按照通信协议完成通信过程， 用 于实现手机非接触应用业务， 包括手机非接触支付业务； 所述增值业务智能卡上的应用程 序通过 NFC数据路由器管理指定的 IC卡芯片， 包括分配识别码， 更换密钥， 以及关闭指定 IC卡芯片的服务或打开指定 IC卡芯片的服务。
S.根据权利要求 7所述的能够承载移动通信智能卡的增值业务智能卡，其特征在于，所 述多个 IC卡芯片是指由支持不同通信协议的 IC卡芯片组构成。
9.根据权利要求 1所述的能够承载移动通信智能卡的增值业务智能卡，其特征在于，所 述增值业务智能卡上集成了 NFC天线， NFC天线控制器， NFC数据路由器， 以及多个 IC卡 芯片； NFC数据路由器连接多个 IC芯片， NFC天线与 FC天线控制器通过电子线路连接， NFC天线控制器与 NFC数据路由器通过电子线路连接， NFC数据路由器根据 NFC天线控制器 传送来的数字握手信号， 选择 IC卡芯片或所述增值业务智能卡上的应用程序， 建立选择出 的 IC卡芯片或选择出的应用程序与外部 NFC读卡器的逻辑连接， 由所述选择出的 IC卡芯 片或选择出的应用程序与外部 NFC读卡器之间按照通信协议完成通信过程， 用于实现手机 非接触应用业务， 包括手机非接触支付业务。
10.根据权利要求 9所述的能够承载移动通信智能卡的增值业务智能卡， 其特征在于， 所述增值业务智能卡用户能够使用增值业务智能卡上的应用程序在 NFC数据路由器上激活 与关闭 IC卡芯片或 IC卡模拟应用程序。
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