WO2010109060A1 - Method and apparatus for providing off-line payment transactions with minimal data transfer - Google Patents

Method and apparatus for providing off-line payment transactions with minimal data transfer Download PDF

Info

Publication number
WO2010109060A1
WO2010109060A1 PCT/FI2010/050199 FI2010050199W WO2010109060A1 WO 2010109060 A1 WO2010109060 A1 WO 2010109060A1 FI 2010050199 W FI2010050199 W FI 2010050199W WO 2010109060 A1 WO2010109060 A1 WO 2010109060A1
Authority
WO
WIPO (PCT)
Prior art keywords
parameters
time period
predetermined time
private key
key
Prior art date
Application number
PCT/FI2010/050199
Other languages
English (en)
French (fr)
Inventor
Nadarajah Asokan
Jan-Erik Ekberg
Original Assignee
Nokia Corporation
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Nokia Corporation filed Critical Nokia Corporation
Priority to CN2010800139245A priority Critical patent/CN102369547A/zh
Priority to BRPI1014196A priority patent/BRPI1014196A8/pt
Publication of WO2010109060A1 publication Critical patent/WO2010109060A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825—Use of electronic signatures

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
PCT/FI2010/050199 2009-03-26 2010-03-16 Method and apparatus for providing off-line payment transactions with minimal data transfer WO2010109060A1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CN2010800139245A CN102369547A (zh) 2009-03-26 2010-03-16 用于以最少数据传递提供离线支付交易的方法和装置
BRPI1014196A BRPI1014196A8 (pt) 2009-03-26 2010-03-16 Método e aparelho para proporcionar transações de pagamento off-line com transferência de dados mínima

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US16371209P 2009-03-26 2009-03-26
US61/163,712 2009-03-26
IN839/CHE/2009 2009-04-13
IN839CH2009 2009-04-13

Publications (1)

Publication Number Publication Date
WO2010109060A1 true WO2010109060A1 (en) 2010-09-30

Family

ID=42780187

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/FI2010/050199 WO2010109060A1 (en) 2009-03-26 2010-03-16 Method and apparatus for providing off-line payment transactions with minimal data transfer

Country Status (3)

Country Link
CN (1) CN102369547A (pt)
BR (1) BRPI1014196A8 (pt)
WO (1) WO2010109060A1 (pt)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2013045743A3 (en) * 2011-09-28 2013-06-13 Onsun Oy Payment system

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102903043B (zh) * 2012-09-19 2016-08-17 东莞宇龙通信科技有限公司 支付服务器和支付通道获取方法
CN103269272B (zh) * 2013-05-22 2016-03-02 河海大学 一种基于短期证书的密钥封装方法
CN104901806B (zh) * 2014-12-29 2016-06-22 腾讯科技（深圳）有限公司 一种虚拟资源处理方法、装置和系统
CN111833043B (zh) * 2015-05-25 2024-04-19 创新先进技术有限公司 信息交互方法、设备及服务端
US20170140358A1 (en) * 2015-11-18 2017-05-18 Andrew Orrock Network Bridge for Local Transaction Authorization

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2008027620A1 (en) * 2006-03-30 2008-03-06 Obopay Inc. Mobile person-to-person payment system

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1287327C (zh) * 2001-03-29 2006-11-29 伊贝斯卡株式会社 在线和/或离线电子货币卡交易系统及其方法
US20030099360A1 (en) * 2001-11-28 2003-05-29 Khoi Hoang Time-based encryption key

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2008027620A1 (en) * 2006-03-30 2008-03-06 Obopay Inc. Mobile person-to-person payment system

Non-Patent Citations (3)

* Cited by examiner, † Cited by third party
Title
"Federal information processing standards publication.", FIPS PUB 186-2 DIGITAL SIGNATURE STANDARD (DSS), 27 January 2000 (2000-01-27), Retrieved from the Internet <URL:http://csrc.nist.gov/publications/fips/archive/fips186-2/fips186-2.pdf> [retrieved on 20100610] *
"Financial Cryptography. 5th International Conference, 19-22 Feb. 2001", article BLAZE, M ET AL.: "Offline micropayments without trusted hardware." *
LEE, Y ET AL.: "Design and implementation of wireless PKI technology suitable for mobile phone in mobile-commerce.", COMPUTER COMMUNICATIONS, vol. 30, no. 4, 26 February 2007 (2007-02-26), Retrieved from the Internet <URL:doi:10.1016/j.comcom.2006.10.014> [retrieved on 20100608] *

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2013045743A3 (en) * 2011-09-28 2013-06-13 Onsun Oy Payment system
US9953319B2 (en) 2011-09-28 2018-04-24 Unito Oy Payment system

Also Published As

Publication number Publication date
BRPI1014196A2 (pt) 2016-04-26
CN102369547A (zh) 2012-03-07
BRPI1014196A8 (pt) 2017-07-25

Similar Documents

Publication Publication Date Title
US10445629B2 (en) Secure QR code service
US7784684B2 (en) Wireless computer wallet for physical point of sale (POS) transactions
CN105190661B (zh) 使用媒体绑定的安全移动支付
US9852418B2 (en) Trusted service manager (TSM) architectures and methods
US9183552B2 (en) Method and apparatus for providing automated payment with an audio token
US20230146705A1 (en) Federated closed-loop system
US20140279115A1 (en) Mobile payment using cloud computing
CN101576983A (zh) 一种基于移动终端的电子支付方法和系统
WO2014111888A1 (en) Mobile payment system
US11698982B2 (en) System and method for protecting location data
WO2010109060A1 (en) Method and apparatus for providing off-line payment transactions with minimal data transfer
CN109995781A (zh) 数据的传输方法、装置、介质以及设备
AU2017319373A1 (en) Payment method and payment system based on security authentication mechanism
US20220329414A1 (en) Gateway agnostic tokenization
CN104240077B (zh) 一种基于短距离无线通信技术的编码加密器
EP3874677A1 (en) Efficient authentic communication system and method
WO2023160667A1 (zh) 一种用于数字货币交易的安全认证方法、装置和系统
Ahamad et al. A new mobile payment system with formal verification
US20100250443A1 (en) Method and apparatus for providing online payments
Khan et al. E-commerce in Pakistan: Growth potentials and e-payment solutions
Yang et al. A New Third-party Payment Scheme with Anonymity for Mobile Commerce
Martínez-Peláez et al. Efficient certificate path validation and its application in mobile payment protocols
Aujla et al. A secure account based mobile payment protocol with public key cryptography and biometric characteristics
US20230275766A1 (en) Integrating identity tokens and privacy-preserving identity attribute attestations into interactions
CN113762938A (zh) 用于双离线场景下的聚合支付方法、装置及接收端

Legal Events

Date Code Title Description
WWE Wipo information: entry into national phase

Ref document number: 201080013924.5

Country of ref document: CN

121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 10755484

Country of ref document: EP

Kind code of ref document: A1

NENP Non-entry into the national phase

Ref country code: DE

122 Ep: pct application non-entry in european phase

Ref document number: 10755484

Country of ref document: EP

Kind code of ref document: A1

REG Reference to national code

Ref country code: BR

Ref legal event code: B01A

Ref document number: PI1014196

Country of ref document: BR

ENP Entry into the national phase

Ref document number: PI1014196

Country of ref document: BR

Kind code of ref document: A2

Effective date: 20110922