WO2009148980A3 - Dispositif de transaction de client portable à contrôle d'accès alimenté sur carte - Google Patents
Dispositif de transaction de client portable à contrôle d'accès alimenté sur carte Download PDFInfo
- Publication number
- WO2009148980A3 WO2009148980A3 PCT/US2009/045761 US2009045761W WO2009148980A3 WO 2009148980 A3 WO2009148980 A3 WO 2009148980A3 US 2009045761 W US2009045761 W US 2009045761W WO 2009148980 A3 WO2009148980 A3 WO 2009148980A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- portable consumer
- consumer transaction
- account
- transaction
- card
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/12—Card verification
- G07F7/122—Online card verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
- G06Q20/3415—Cards acting autonomously as pay-media
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0813—Specific details related to card security
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
- G07F7/1083—Counting of PIN attempts
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Credit Cards Or The Like (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2009256413A AU2009256413A1 (en) | 2008-06-04 | 2009-05-30 | Portable consumer transaction device with on-board powered access control |
EP09759141A EP2304677A4 (fr) | 2008-06-04 | 2009-05-30 | Dispositif de transaction de client portable à contrôle d'accès alimenté sur carte |
CA2726787A CA2726787A1 (fr) | 2008-06-04 | 2009-05-30 | Dispositif de transaction de client portable a controle d'acces alimente sur carte |
BRPI0913101A BRPI0913101A2 (pt) | 2008-06-04 | 2009-05-30 | cartão portátil de pagamento de transação de consumidor, e, dispositivo portátil de pagamento de consumidor |
Applications Claiming Priority (10)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US5884108P | 2008-06-04 | 2008-06-04 | |
US5882908P | 2008-06-04 | 2008-06-04 | |
US5883608P | 2008-06-04 | 2008-06-04 | |
US5884008P | 2008-06-04 | 2008-06-04 | |
US61/058,836 | 2008-06-04 | ||
US61/058,829 | 2008-06-04 | ||
US61/058,841 | 2008-06-04 | ||
US61/058,840 | 2008-06-04 | ||
US13252808P | 2008-06-19 | 2008-06-19 | |
US61/132,528 | 2008-06-19 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2009148980A2 WO2009148980A2 (fr) | 2009-12-10 |
WO2009148980A3 true WO2009148980A3 (fr) | 2010-04-29 |
Family
ID=41398799
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2009/045761 WO2009148980A2 (fr) | 2008-06-04 | 2009-05-30 | Dispositif de transaction de client portable à contrôle d'accès alimenté sur carte |
Country Status (5)
Country | Link |
---|---|
EP (1) | EP2304677A4 (fr) |
AU (1) | AU2009256413A1 (fr) |
BR (1) | BRPI0913101A2 (fr) |
CA (1) | CA2726787A1 (fr) |
WO (1) | WO2009148980A2 (fr) |
Families Citing this family (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB2476987B (en) * | 2010-01-19 | 2013-11-27 | Haim Cohen | Transaction card with improved security features |
DE102010040923A1 (de) | 2010-09-16 | 2012-03-22 | Basf Se | Verfahren zur Herstellung von Acrylsäure aus Ethanol und Formaldehyd |
US9489669B2 (en) | 2010-12-27 | 2016-11-08 | The Western Union Company | Secure contactless payment systems and methods |
RU2013151073A (ru) * | 2011-04-18 | 2015-05-27 | К-Сигма С.Р.Л. | Устройство аутентификации с фоточувствительными ключами ввода |
EP2780872A1 (fr) * | 2011-11-15 | 2014-09-24 | Famoco | Dispositif de communication en champ proche (nfc) et systeme de connexion de dispositifs nfc |
US10020847B2 (en) | 2011-11-15 | 2018-07-10 | Famoco | NFC device and connection system of NFC devices |
US20140121403A1 (en) | 2012-10-31 | 2014-05-01 | Celanese International Corporation | Integrated Process for the Production of Acrylic Acids and Acrylates |
US9120743B2 (en) | 2013-06-27 | 2015-09-01 | Celanese International Corporation | Integrated process for the production of acrylic acids and acrylates |
US11132682B1 (en) | 2016-07-22 | 2021-09-28 | Wells Fargo Bank, N.A. | Piezoelectric biometric card security |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2000123144A (ja) * | 1998-10-13 | 2000-04-28 | Sony Corp | 非接触式icカード |
KR100478963B1 (ko) * | 2002-08-10 | 2005-03-24 | 케이비 테크놀러지 (주) | 디스플레이 스마트 카드 및 그 제어장치 |
KR100783655B1 (ko) * | 2000-02-16 | 2007-12-07 | 융킨 옹 (마이클) | 전자신용카드-이씨씨 |
US20080110977A1 (en) * | 2006-10-27 | 2008-05-15 | American Express Travel Related Services Company | Wireless Transaction Instrument Having Display And On-Board Power Supply And Method Of Using Same |
Family Cites Families (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5955961A (en) * | 1991-12-09 | 1999-09-21 | Wallerstein; Robert S. | Programmable transaction card |
US6607127B2 (en) * | 2001-09-18 | 2003-08-19 | Jacob Y. Wong | Magnetic stripe bridge |
US7690580B2 (en) * | 2006-11-17 | 2010-04-06 | Austin William Shoemaker | Transaction cards having dynamically reconfigurable data interface and methods for using same |
-
2009
- 2009-05-30 CA CA2726787A patent/CA2726787A1/fr not_active Abandoned
- 2009-05-30 BR BRPI0913101A patent/BRPI0913101A2/pt not_active IP Right Cessation
- 2009-05-30 AU AU2009256413A patent/AU2009256413A1/en not_active Abandoned
- 2009-05-30 EP EP09759141A patent/EP2304677A4/fr not_active Ceased
- 2009-05-30 WO PCT/US2009/045761 patent/WO2009148980A2/fr active Application Filing
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2000123144A (ja) * | 1998-10-13 | 2000-04-28 | Sony Corp | 非接触式icカード |
KR100783655B1 (ko) * | 2000-02-16 | 2007-12-07 | 융킨 옹 (마이클) | 전자신용카드-이씨씨 |
KR100478963B1 (ko) * | 2002-08-10 | 2005-03-24 | 케이비 테크놀러지 (주) | 디스플레이 스마트 카드 및 그 제어장치 |
US20080110977A1 (en) * | 2006-10-27 | 2008-05-15 | American Express Travel Related Services Company | Wireless Transaction Instrument Having Display And On-Board Power Supply And Method Of Using Same |
Non-Patent Citations (1)
Title |
---|
See also references of EP2304677A4 * |
Also Published As
Publication number | Publication date |
---|---|
WO2009148980A2 (fr) | 2009-12-10 |
BRPI0913101A2 (pt) | 2019-09-24 |
EP2304677A4 (fr) | 2012-02-08 |
AU2009256413A1 (en) | 2009-12-10 |
EP2304677A2 (fr) | 2011-04-06 |
CA2726787A1 (fr) | 2009-12-10 |
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