WO2008135768A3 - Autorisation de signatures sur des documents - Google Patents

Autorisation de signatures sur des documents Download PDF

Info

Publication number
WO2008135768A3
WO2008135768A3 PCT/GB2008/001588 GB2008001588W WO2008135768A3 WO 2008135768 A3 WO2008135768 A3 WO 2008135768A3 GB 2008001588 W GB2008001588 W GB 2008001588W WO 2008135768 A3 WO2008135768 A3 WO 2008135768A3
Authority
WO
WIPO (PCT)
Prior art keywords
authenticator
tokens
cheque
token
secure signature
Prior art date
Application number
PCT/GB2008/001588
Other languages
English (en)
Other versions
WO2008135768A2 (fr
Inventor
Marcus Maxwell Lawson
Original Assignee
First Ondemand Ltd
Marcus Maxwell Lawson
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by First Ondemand Ltd, Marcus Maxwell Lawson filed Critical First Ondemand Ltd
Publication of WO2008135768A2 publication Critical patent/WO2008135768A2/fr
Publication of WO2008135768A3 publication Critical patent/WO2008135768A3/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D15/00—Printed matter of special format or style not otherwise provided for
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/08—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
    • G06K19/10—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D7/00—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/122—Online card verification

Abstract

Selon l'invention, des jetons de signature sécurisée sont fournis par une entité d'authentification telle qu'une banque à un générateur de document tel qu'un client. Le jeton de signature sécurisée est appliqué à un document tel qu'un chèque. Des signataires autorisés fournissent des données biométriques à l'entité d'authentification qui sont stockées au niveau de l'entité d'authentification. Pour obtenir un jeton de signature sécurisée, le signataire accède à l'entité d'authentification avec une requête de signature en fournissant des données biométriques. Ces données sont comparées aux données stockées et l'accès est autorisé si elles concordent. Un seul jeton de signature sécurisée peut être fourni pour chaque requête, ou un lot de jetons peut être fourni. Les jetons peuvent être fournis seulement à la fourniture de données biométriques provenant de deux signataires autorisés ou plus. Des jetons peuvent être appliqués à des documents tels que des chèques codés dans un infoglyphe. Lorsque le chèque est présenté pour son paiement, le jeton est décodé à partir de l'infoglyphe et est comparé à une version stockée afin d'authentifier le chèque.
PCT/GB2008/001588 2007-05-08 2008-05-08 Autorisation de signatures sur des documents WO2008135768A2 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB0708839.6 2007-05-08
GB0708839A GB2449415A (en) 2007-05-08 2007-05-08 Authorisation of signatures on documents

Publications (2)

Publication Number Publication Date
WO2008135768A2 WO2008135768A2 (fr) 2008-11-13
WO2008135768A3 true WO2008135768A3 (fr) 2008-12-31

Family

ID=38198894

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/GB2008/001588 WO2008135768A2 (fr) 2007-05-08 2008-05-08 Autorisation de signatures sur des documents

Country Status (2)

Country Link
GB (1) GB2449415A (fr)
WO (1) WO2008135768A2 (fr)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109150528A (zh) * 2018-11-07 2019-01-04 杭州海兴电力科技股份有限公司 一种电表数据访问方法、装置、设备及可读存储介质

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2002059712A2 (fr) * 2000-12-01 2002-08-01 First Usa Bank, N.A. Systeme et procede de creation a distance d'instruments
US20030219122A1 (en) * 2002-02-15 2003-11-27 Servicios Especializados Y Tecnologia Informatica, S.A. Check anti-fraud security system
US20040138991A1 (en) * 2003-01-09 2004-07-15 Yuh-Shen Song Anti-fraud document transaction system
WO2005098741A2 (fr) * 2004-04-01 2005-10-20 Solidus Networks, Inc. Systeme de verification de transaction electronique
WO2006059124A1 (fr) * 2004-12-03 2006-06-08 First Ondemand Ltd Generation et authentification d'articles en ligne

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5491325A (en) * 1992-08-25 1996-02-13 Huang; Dorge O. Method and system for payment and payment verification
CA2123456C (fr) * 1993-05-24 1998-09-15 William Berson Systeme d'authentification de documents utilisant une etiquette transparente
US6553494B1 (en) * 1999-07-21 2003-04-22 Sensar, Inc. Method and apparatus for applying and verifying a biometric-based digital signature to an electronic document
WO2002103496A2 (fr) * 2001-06-18 2002-12-27 Daon Holdings Limited Coffre-fort de donnees electroniques fournissant des signatures electroniques protegees par biometrie
AT504444A1 (de) * 2002-11-28 2008-05-15 Hueck Folien Gmbh Sicherheitselemente mit kombinierten maschinell erkennbaren merkmalen
GB0305606D0 (en) * 2003-03-12 2003-04-16 Univ The Glasgow Security labelling
GB2406690B (en) * 2003-10-02 2008-09-03 Neopost Ind Sa Item authentication

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2002059712A2 (fr) * 2000-12-01 2002-08-01 First Usa Bank, N.A. Systeme et procede de creation a distance d'instruments
US20030219122A1 (en) * 2002-02-15 2003-11-27 Servicios Especializados Y Tecnologia Informatica, S.A. Check anti-fraud security system
US20040138991A1 (en) * 2003-01-09 2004-07-15 Yuh-Shen Song Anti-fraud document transaction system
WO2005098741A2 (fr) * 2004-04-01 2005-10-20 Solidus Networks, Inc. Systeme de verification de transaction electronique
WO2006059124A1 (fr) * 2004-12-03 2006-06-08 First Ondemand Ltd Generation et authentification d'articles en ligne

Also Published As

Publication number Publication date
WO2008135768A2 (fr) 2008-11-13
GB2449415A (en) 2008-11-26
GB0708839D0 (en) 2007-06-13

Similar Documents

Publication Publication Date Title
WO2007092715A3 (fr) Procédé et système de fourniture en ligne d'authentification au moyen de données biométriques
WO2007146159A3 (fr) Système, procédé et appareil permettant d'empêcher le vol d'identité lié à l'utilisation de cartes de paiement et de pièces d'identité
MX2011004009A (es) Sistemas y metodos de transacciones seguras basados en tarjetas inteligentes.
EP1770656A3 (fr) Auto-authentification de documents de valeur utilisant des signatures numériques
EP2081353A3 (fr) Système et procédé pour les signatures numériques et l'authentification
WO2008050132A3 (fr) Système d'authentification et de paiement sécurisé
ATE518665T1 (de) Identifikationsdokumente mit erhöhter sicherheit
WO2009001168A3 (fr) Système et procédé d'authentification de documents transformés
WO2005086569A3 (fr) Systeme, procede et appareil d'authentification electronique
MX2010009925A (es) Testigo de autentificacion compleja que genera claves de un solo uso y firmas en verificacion de credencial por servidor.
EP1983466A3 (fr) Procédé et appareil d'authentification sécurisée pour système sur puce (SoC)
WO2008095011A3 (fr) Procédés et systèmes pour authentification d'un utilisateur
WO2007013904A3 (fr) Systeme d'authentification a jeton unique et facteurs multiples, et procede associe
GB2473566A (en) Systems and method for data security
WO2012112921A3 (fr) Processus de non-répudiation pour l'approbation des demandes de crédits et la prévention de l'usurpation d'identité
GB2480581A (en) Dynamic remote peripheral binding
GB2494819A (en) Method and system for providing continued access to authentication and encryption services
SG11201810105QA (en) Ticketing management system and program
GB2467884A (en) Bio-cryptography secure cryptographic protocols with bipartite biotokens
WO2008135768A3 (fr) Autorisation de signatures sur des documents
WO2008113302A3 (fr) Procédé pour la génération d'une signature électronique autorisée d'une personne autorisée et dispositif pour effectuer le procédé
WO2014135989A3 (fr) Gestion de numéro d'identification personnel (pin) localisée avec une vérification de lecteur et aucune divulgation
AU2015261664B2 (en) Systems and Methods for Managing Cryptographic Keys
WO2008011421A3 (fr) Procédé d'élimination de numéro d'identification personnelle pour authentifier une transaction de débit
Scarfo Biometrics at the ATM

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 08750532

Country of ref document: EP

Kind code of ref document: A2

NENP Non-entry into the national phase

Ref country code: DE

122 Ep: pct application non-entry in european phase

Ref document number: 08750532

Country of ref document: EP

Kind code of ref document: A2