WO2007071573A3 - Systeme de transactions securisees d'unites de valeur portees par des cartes - Google Patents

Systeme de transactions securisees d'unites de valeur portees par des cartes Download PDF

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Publication number
WO2007071573A3
WO2007071573A3 PCT/EP2006/069499 EP2006069499W WO2007071573A3 WO 2007071573 A3 WO2007071573 A3 WO 2007071573A3 EP 2006069499 W EP2006069499 W EP 2006069499W WO 2007071573 A3 WO2007071573 A3 WO 2007071573A3
Authority
WO
WIPO (PCT)
Prior art keywords
card
value units
host device
peripheral
borne
Prior art date
Application number
PCT/EP2006/069499
Other languages
English (en)
Other versions
WO2007071573A2 (fr
Inventor
Athis Thierry D
Philippe Dailly
Denis Ratier
Original Assignee
Thales Sa
Athis Thierry D
Philippe Dailly
Denis Ratier
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Thales Sa, Athis Thierry D, Philippe Dailly, Denis Ratier filed Critical Thales Sa
Priority to US12/158,956 priority Critical patent/US20090125661A1/en
Priority to CA002634826A priority patent/CA2634826A1/fr
Publication of WO2007071573A2 publication Critical patent/WO2007071573A2/fr
Publication of WO2007071573A3 publication Critical patent/WO2007071573A3/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

L'invention concerne un système de transactions sécurisées d'unités de valeur portées par une carte. Le système comporte un périphérique carte permettant d'établir une liaison avec la carte et comportant un mode transparent, un terminal relié au périphérique carte, un équipement hôte relié au terminal. L'équipement hôte comporte une application transactionnelle adaptée au traitement des unités de valeurs sur la carte et des moyens cryptographiques permettant de lire et/ou d'écrire des unités de valeurs et d'autres informations sur la carte. Le périphérique carte fonctionne en mode transparent. Le terminal redirige les informations en provenance ou à destination du périphérique carte vers l'équipement hôte. L'équipement hôte dialogue avec la carte par l'intermédiaire de commandes et d'échanges de données. En particulier, l'invention s'applique au rechargement d'une carte à puce à partir notamment des moyens informatiques dont dispose l'usager en possession de ladite carte et d'un lecteur de carte à puce ordinaire.
PCT/EP2006/069499 2005-12-23 2006-12-08 Systeme de transactions securisees d'unites de valeur portees par des cartes WO2007071573A2 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
US12/158,956 US20090125661A1 (en) 2005-12-23 2006-12-08 System for secure transactions of card-borne value units
CA002634826A CA2634826A1 (fr) 2005-12-23 2006-12-08 Systeme de transactions securisees d'unites de valeur portees par des cartes

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FR0513216A FR2895610B1 (fr) 2005-12-23 2005-12-23 Systeme de transactions securisees d'unites de valeur portees par des cartes.
FR05/13216 2005-12-23

Publications (2)

Publication Number Publication Date
WO2007071573A2 WO2007071573A2 (fr) 2007-06-28
WO2007071573A3 true WO2007071573A3 (fr) 2008-01-03

Family

ID=37451030

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP2006/069499 WO2007071573A2 (fr) 2005-12-23 2006-12-08 Systeme de transactions securisees d'unites de valeur portees par des cartes

Country Status (4)

Country Link
US (1) US20090125661A1 (fr)
CA (1) CA2634826A1 (fr)
FR (1) FR2895610B1 (fr)
WO (1) WO2007071573A2 (fr)

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1003139A2 (fr) * 1997-04-30 2000-05-24 Visa International Service Association Système de paiement et de rechargement par Internet, utilisant une carte à puce
US20040088547A1 (en) * 2002-11-04 2004-05-06 Colnot Vincent Cedric Method and apparatus to secure online transactions over the phone

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6966488B2 (en) * 2000-08-24 2005-11-22 Sagawa Express Co., Ltd. Card payment method for service charge concerning to physical distribution or transportation
US7011246B2 (en) * 2001-09-10 2006-03-14 Sagawa Express Co., Ltd. Portable card reader and card settlement system
ATE253745T1 (de) * 2002-03-18 2003-11-15 Ubs Ag Sichere benutzer- und datenauthenifizierung über ein kommunikationsnetzwerk
US7083090B2 (en) * 2002-08-09 2006-08-01 Patrick Zuili Remote portable and universal smartcard authentication and authorization device
TW200938479A (en) * 2007-10-22 2009-09-16 Toshiba Kk Micromachine device and method of manufacturing the same

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1003139A2 (fr) * 1997-04-30 2000-05-24 Visa International Service Association Système de paiement et de rechargement par Internet, utilisant une carte à puce
US20040088547A1 (en) * 2002-11-04 2004-05-06 Colnot Vincent Cedric Method and apparatus to secure online transactions over the phone

Also Published As

Publication number Publication date
CA2634826A1 (fr) 2007-06-28
FR2895610B1 (fr) 2008-02-08
WO2007071573A2 (fr) 2007-06-28
US20090125661A1 (en) 2009-05-14
FR2895610A1 (fr) 2007-06-29

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